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I’m a freelancer with inconsistent monthly income. Can I apply for a personal loan, and what alternative income proofs do banks accept?
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scenario-based
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Freelancers can qualify with bank statements or tax returns as income proof. Each bank has varying policies.
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My credit score dropped due to a missed payment last year. How long will it take to rebuild my score, and what steps do you recommend?
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scenario-based
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Credit scores typically recover in 6–12 months with consistent on-time payments and low credit utilization.
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I’m a non-resident working in Saudi Arabia. Can I open a savings account with a local bank, and what documents are required?
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scenario-based
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Non-residents can open accounts with a passport, residency visa, and proof of employment.
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My debit card was charged twice for a single transaction. How do I dispute this error, and how long does the refund process take?
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scenario-based
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Dispute the charge via your bank’s app or call center. Refunds usually take 7–10 business days.
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I want to invest $5,000 in a low-risk portfolio. What options does your bank offer for first-time investors?
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scenario-based
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Consider CDs or bond funds for low-risk options. Schedule a consultation with our advisors.
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My elderly mother struggles with online banking. Does your branch offer in-person assistance for seniors?
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scenario-based
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Yes, most branches have dedicated staff to assist seniors with in-person transactions.
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I’m traveling abroad next month. Should I notify my bank to avoid card blocks, and how do I do this?
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scenario-based
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Notify your bank via their app, website, or customer service line to avoid security blocks.
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I inherited a property but need cash urgently. Does your bank offer loans against inherited assets?
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scenario-based
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Yes, inheritance loans are available with probate court documents as collateral.
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My business operates in multiple currencies. Do you provide multi-currency accounts for SMEs?
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scenario-based
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Yes, we offer multi-currency accounts with competitive exchange rates for SMEs.
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I lost my checkbook. How can I place a stop payment on all pending checks, and is there a fee?
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scenario-based
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Contact your bank immediately; stop-payment fees range from $15–$35 per check.
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I have severe allergies to penicillin. How do I ensure this is highlighted in my medical records at your hospital?
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My health insurance denied coverage for a prescribed MRI. What’s the appeals process, and how long does it take?
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I’m pregnant and want a natural birth. Does your hospital offer birthing plans, and how do I customize one?
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My father has dementia and keeps wandering. Do you offer GPS tracking devices for patients?
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I need a refill for my blood pressure medication, but my doctor is unavailable. Can your pharmacy help?
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My child has a fever at 2 AM. Does your clinic provide 24/7 telemedicine consultations?
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I’m diabetic and traveling overseas. How do I get an emergency insulin prescription abroad?
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Your website says my vaccine is covered, but the clinic charged me. Who do I contact to resolve this?
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I suspect a misdiagnosis. How do I request a second opinion from your specialists?
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My surgery was postponed twice. Can I get priority rescheduling due to worsening pain?
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I overbooked a flight and got bumped. What compensation is legally required, and how do I claim it?
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My passport expires in 4 months. Can I still travel to Europe, or will airlines deny boarding?
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I’m allergic to peanuts. How do I request a nut-free meal on an international flight?
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My Airbnb host canceled last minute. What are my rights, and how can I find urgent alternatives?
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I missed my cruise departure due to a delayed flight. Does the cruise line offer refunds or rescheduling?
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My visa application was rejected. Can I appeal, and what evidence strengthens my case?
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I lost my luggage with essential medication. How do I file a claim with the airline?
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I’m traveling solo to a high-risk country. Does your embassy provide safety registrations?
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My rental car was damaged, but I bought full coverage. Why is the company charging me extra?
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I booked a tour, but the guide didn’t show up. How do I get a refund from the agency?
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My child has ADHD and struggles in class. What accommodations does your school offer?
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I failed a course due to medical issues. Can I appeal the grade, and what documentation is needed?
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I’m an international student. Can I work part-time while studying on a student visa?
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Your university’s scholarship portal crashed before the deadline. How do I submit my application now?
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My professor accused me of plagiarism unfairly. What’s the formal dispute process?
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I want to transfer credits from an overseas institution. How do I get them evaluated?
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My financial aid package was reduced unexpectedly. Who can I appeal to for reconsideration?
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The dormitory assigned to me is far from campus. How do I request a reassignment?
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I’m dyslexic and need extra exam time. How do I register for disability support services?
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Your career center advertised internship partnerships, but none replied. What alternatives do you suggest?
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I found cracks in my newly bought home’s foundation. Can I sue the inspector for negligence?
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My landlord increased rent by 20% with no notice. Is this legal in this state?
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I want to buy a foreclosure property. What hidden costs should I budget for?
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My HOA fined me for parking on the street overnight. How do I challenge this rule?
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I’m relocating for work and need to break my lease early. What penalties apply?
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The seller didn’t disclose a pest infestation. What legal recourse do I have?
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I inherited a house with siblings. How do we force a sale if one refuses to cooperate?
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My mortgage application was denied due to student loans. Are there alternative programs?
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The appraiser undervalued my home. Can I request a second opinion?
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My condo building has no wheelchair access. Can I demand modifications under the ADA?
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My employer changed my job description without consent. Can I refuse or negotiate compensation?
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I was fired after reporting harassment. What whistleblower protections exist?
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My company denied my promotion citing ‘cultural fit.’ Is this discriminatory?
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I work remotely but my company is forcing return-to-office. Can they enforce this?
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My paycheck was short by 10 hours. How do I escalate this to labor authorities?
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I’m on maternity leave but asked to attend meetings. Is this legal?
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My non-compete clause bars any industry job for 2 years. Can this be enforced?
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The internship I was promised turned into unpaid labor. What are my rights?
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My boss refuses to approve vacation despite accrued PTO. What can I do?
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I’m paid less than colleagues with the same role. How do I approach HR discreetly?
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My smart home devices were hacked. How do I reset them securely?
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I bought a laptop that overheats constantly. Can I demand a replacement after the return window?
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Your software update corrupted my files. How do I recover them?
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A phishing email stole my credentials. What immediate steps should I take?
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My internet provider throttles streaming. How do I prove this for a complaint?
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I canceled a subscription, but keep getting charged. How do I stop this?
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My phone warranty expired right before a defect appeared. Any goodwill repair options?
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I was banned from an app for ‘violating terms’ but did nothing wrong. How do I appeal?
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My cloud storage deleted files automatically. Can I retrieve them?
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A game’s loot box system charged my child $500 without consent. How do I dispute this?
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My neighbor’s tree damaged my roof. Who’s liable for repairs?
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I was sued for a debt I already paid. How do I prove this in court?
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My ex-spouse is hiding assets during divorce. What legal tools can uncover them?
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I signed a contract under pressure. Can I void it for duress?
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A scammer impersonated me for a loan. How do I clear my credit report?
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My will was contested by a distant relative. How do I defend its validity?
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I was arrested but not read my rights. Does this invalidate the charges?
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My trademark application was rejected for being ‘too generic.’ Can I revise and resubmit?
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A contractor left my renovation half-finished. How do I recover my deposit?
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I witnessed a crime but fear retaliation. How do I report anonymously?
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My car warranty claim was denied for ‘pre-existing damage.’ How do I appeal?
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The dealership sold me a car with undisclosed accidents. What legal options do I have?
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My leased car’s mileage limit is unrealistic. Can I renegotiate terms mid-lease?
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A mechanic’s repair caused new issues. Who covers the secondary repairs?
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My electric vehicle’s battery drains faster than advertised. Is this grounds for a refund?
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I was overcharged for ‘mandatory’ add-ons at signing. How do I get reimbursed?
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A rental car company charged me for scratches I didn’t cause. How do I fight this?
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My recall repair appointment is 6 months out. Can I demand a loaner car?
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I financed a car but lost my job. Can I return it without credit damage?
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Towing company damaged my car during transport. Who’s liable for repairs?
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My town’s tap water has a strange odor. How do I request EPA testing?
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I want to install solar panels but my HOA banned them. Can I override this?
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A factory near my home is polluting the air. How do I report them to regulators?
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My recycling bin was rejected for minor contamination. What’s the appeal process?
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I found endangered species on my property. Does this restrict my land use?
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A nearby construction site is causing excessive noise at night. What noise ordinances apply?
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My city’s plastic bag ban is inconsistently enforced. Who do I contact?
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I suspect a neighbor is illegally dumping oil. How do I report anonymously?
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My community’s wildfire evacuation plan is outdated. How do I push for updates?
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A national park closed my favorite trail. How do I petition for reopening?
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