Datasets:

ESGBERT

/

environmental_2k

like 2

The risk assessment consists of the identification, assessment and analysis of potential threats and vulnerabilities.

The Board has oversight of the Group's operations to ensure that internal controls are in place and operate effectively.

Identifying, quantifying and managing risk is complex and challenging.

The effectiveness of the Bank’s internal control over financial reporting has been audited by the independent auditors, Ernst & Young LLP, a registered public accounting firm that has also audited the Consolidated Financial Statements of the Bank as of, and for the year ended October 31, 2020.

The Product Steering Board (PSB) monitors the development of the car fleet’s CO2 emissions in markets where such emissions are regulated.

The additional revenue from the business combination with Sprint in the United States was a decisive factor.

The International Finance Corporation and the European Investment Bank also participated in the fund, which will invest in bonds issued by financial institutions and support climate and environmental projects.

CN's capital spending also included $1.2 billion on strategic initiatives to increase capacity, enable growth and improve network resiliency, including line capacity upgrades and information technology initiatives, $0.9 billion on equipment capital expenditures, including the acquisition of 154 new high-horsepower locomotives and 560 new grain hopper cars, and $0.2 billion on implementation of Positive Train Control (PTC), the safety technology system mandated by the U.S. Congress.

The Group considers risk management to be the key point in the financing business.

We won’t invest in any bank which lends to an Adani Carmichael coal mine.

Similarly, the Seed’Innov fund aims to support all the Group’s low-carbon innovations, from the initial R&D stage and trials through to their introduction on the market.

Action has been required to address these risks, particularly in the following areas:

Lack of transparency around future market developments, fears of recession, and the effects of intense price competition overshadowed the general economic recovery in this period.

The transition risks are determined by largely uncertain factors such as policy and regulatory changes, political, social and market dynamics and technological innovations.

The operation of these facilities is expected to help reduce CO emissions by approximately 27,000 tonnes per

To do so, they must invest in communities the same way they invest in their own businesses.

Management's Discussion and Analysis of Financial Condition and Results of Operations 77 driven by lower estimated losses for the 2017 and 2018 California wildfires, including a $260 subrogation benefit from PG&E, as well as a reduction in losses for various 2017, 2018 and 2019 wind and hail events.

Improving our energy efficiency reduces the carbon intensity of our products and lowers our production costs.

As there is still no industry- wide definition for 'green' finance, we are conservative and transparent in our assumptions, and report our share of capital market transactions where we have played an active role, not the total deal value of transactions that may have multiple banks involved.

We also maintain a separate compliance function which is operated as the Social & Environmental Affairs Team (SEA) to evaluate supplier-facing social and environmental compliance performance and human rights impacts, reporting, through the General Counsel, to the CEO. ¬

Foreign, federal, state and local regulatory and legislative bodies have proposed various legislative and regulatory measures relating to climate change, regulating greenhouse gas emissions and energy policies.

The company also introduced its Dual-Pixel image sensor that delivers a DSLR camera-level phase-detecting autofocus on a mobile platform to provide device users with fast photo shooting and premium im- age quality, even in low light environments.

Our analysis of a representative sample of CFD client accounts found that these products were increasingly being sold to retail clients and that 82% of clients lost money on these products.

The net proceeds from the offering will be used to fund renewable energy, water conservation, energy efficiency and green building projects.

This is combined with our own analyses.

Changes in precipitation patterns and extreme weather conditions such as floods, storms, droughts and fires may impact our plantations and the forests we source wood from and could result in fibre supply chain interruptions and higher fibre costs.

In a challenging market we are conscious of the obligation to build on our strengths and retain our financial and operational stability.

Climate risk has emerged as one of the top environmental risks for the Bank.

The Board strives to ensure that its corporate governance practices provide for the effective stewardship of the Company, and it regularly evaluates these practices to ensure they are in keeping with the highest standards.

We also work with the BEI on the 'Soft Commodities' Compact and the fight against deforestation.

[Underlying Profit Key Drivers • Transport , logistics and asset management costs ( including external factors such as fuel and freight prices , as well as labour costs ) ; • Plant operating costs in relation to management of service centre networks and the inspection , cleaning and repair of assets ( including labour costs and raw materials costs ) ; • Other operational expenses ( primarily overheads such as selling , general and administrative expenses ) ; and • Depreciation , as well as provisioning for irrecoverable pooling equipment .]

Nedbank has integrated lessons learned in our CRMF.

Societe Generale's leading position in the renewable market is confirmed by the recently issued Dealogic league tables for 2018, in which the Group was ranked N 2 for both Lending and Financial Advisory in the EMEA renewable market.

Derived from the beliefs of our founder Sir Ove Arup, they shape our goals and our behaviour, wherever we are working.

Your Board is actively engaging with management on this critical task.

We have streamlined our Crisis Response and Emergency Preparedness systems, and we continuously improve our ability to rapidly mobilize and effectively respond to crises globally.

We have committed to extending a total of ¥20 trillion for sustainable financing over a period spanning fiscal 2019 through fiscal 2030 (of this, ¥8 trillion will be used for environmental finance).

Developments in these and other external factors may affect customers’ use of EVs and, therefore, our EV transition goals.

Group environmental impacts: With over 83,000 employees in more than 100 countries, the Group’s operations impact on the environment, particularly as a result of travel, energy consumption and waste.

In November, Fortum launched a voluntary public takeover offer to all Uniper shareholders at a total value of EUR 22 per share implying a premium of 36% to the price prior to intense market speculation on a potential transaction at the end of May.

– Our environmental management system provides a framework to help us oversee our environmental responsibilities effectively and meet our targets.

This was partially offset by increased sales in our Building Products Division driven by a strong residential sector in the United States (US), particularly in Repair, Maintenance and Improvement (RMI) activity.

A 40% reduction by 2030 will be achieved through large industrial measures, including energy efficiency, digitalization and launch of several electrification projects.

Governments alone also cannot address the challenges laid out in the SDGs.

● Developed nations are expanding the application of the global water management system.

Currently, Enagás has obtained ISO 27001:2013 certification for its logistics and commercial systems, gas pipeline control systems and industrial control systems for each type of infrastructure that it operates.

While working to improve profitability by promoting cost reductions in each business, we will make prioritized capital injections in the necessary domains with respect to capital expenditures and R&D expenses for growth, tying this into the next breakthrough.

In order to achieve Environmental Future Vision 2050, we set out the following breakdown of greenhouse gas (GHG) reduction targets for FY2030 and are promoting initiatives to achieve such targets.

Linde evaluates the direct and indirect business risks, consults with vendors, insurance providers and industry experts, makes investments in suitably resilient design and technology, and conducts regular reviews of the business risks with management.

These risks normally fall within our low-risk appetite level as there is no strategic benefit from accepting the risk and accepting that it is not in line with our vision and values.

Through ecoCare, we engage local community volunteers in carrying out conservation and rehabilitation activities.

Payments into or withdrawals from time deposits with maturities of more than three months, as well as the timing of acquisition or sale of short-term investment securities, may have an upward or downward impact on net cash provided by (used in) investing activities.

[For example , in 2018 , the impact of natural disasters was significant with a series of devastating wildfires in the U.S. as well as floods in several geographies around the globe .]

Nordea has defined clear risk and liquidity management frameworks including policies and instructions for different risk types, capital adequacy and capital structure.

This broad, detailed study found BNP Pari- bas' business model to be resilient to these risks, with respect to: o its businesses, and the sector and geographic classifications of its portfolios; o the measures taken to mitigate these risks.

There may also be consequences for relations with suppliers and intermediaries.

The CRRC includes the following roles: the Chief Communications and Reputation Ofcer, the Chief Enterprise Responsibility Ofcer, the Environmental Sustainability Director, Chief Ethics Ofcer, the Deputy General Counsel, and many others.

This could increase overall system costs and reduce visibility over the network, potentially slowing our responsiveness to disruptive events.

We could suffer losses and our business has been and could be adversely affected by the failure to adopt and implement effective risk management We have implemented risk management strategies, policies and internal controls involving processes and procedures intended to identify, monitor and manage risks facing the Group.

In addition, Bank J. Safra Sarasin contributes to different collaborative engagement initiatives.

Adherence to social and environmental standards is promoted throughout our supply chain.

We have also consistently advocated for key information disclosure documents, including UCITS, packaged retail investment, and insurance-based investment products and pan European personal pension products to be designed on a digitally friendly basis rather than on a paper basis.65

The increased focus on climate change impacts and a transition to a low-carbon economy is also challenging the sector.

VALUATION SENSITIVITIES AND FINANCIAL MODELLING The sensitivity analysis does not show a comprehensive picture of all potential scenarios.

We were also finalists in the SEAI Energy Leadership awards and the Envirocom water and waste reduction awards.

Across our global workforce, 20% of Gold Fields’ employees are women (2018: 19%) – as recently as 2016, this number was only 15%.

In addition, BlackRock's Business Continuity Management and Disaster Recovery planning, strategy, and crisis management activities are managed by the Business Continuity Management team, which sits within Enterprise Services.

S&P 500 Environmental, Social, and Governance Index In May 2019, our Indices Division expanded its Core Environmental, Social, and Governance offering, with the launch of a global suite of Environmental, Social, and Governance Indices which includes the S&P 500 Environmental, Social, and Governance Index.

EM Microelectronic successfully launched a ruggedized industri- al module for tracking assets over large outdoor distances.

44 National Australia Bank delayed in the 2020 financial year, due to COVID-19, but is expected to be completed in the 2021 financial year.

For each counterparty analysed, the final score of exposure to physical risks is based on three risk factors: operational risks, supply chain risks (upstream) and risks of market share losses (downstream).

The fair value of the earn-out component at December 31, 2020 amounts to US $ 15 million (2019: US $ 50 million).

We interacted with eight customers, requesting to 100% of cases environmental licensing, if applicable, and projects were not denied during the year.

Already in October 2017, Fortum received approval from the US competition authorities.

[Enhancing our responsible screening criteria Negative screening is used by institutional investors to exclude or to limit certain types of investments usually based on a set of defined industry criteria .]

Our climate change strategy includes a focus on reducing emissions from deforestation through support for REDD+, the UN program that aims to reduce emissions from deforestation and forest degradation.

Via the segments, information for reporting to the Board of Management and Supervisory Board is passed on to Group Risk Management.

[- CaixaBank voluntarily applies this procedure to sy - ndicated operations with a term of 3 years or more and when CaixaBank 's individual commitment is between $ 7 million and $ 35 million .]

The scope and range of our products make it impossible to calculate a single production figure and our financial results are affected by commodity prices and foreign exchange rates, which are outside our control.

Climate risk is currently governed by ING's Climate Change Committee and relevant risk management committees.

Investments are made predominantly in quoted companies which provide, utilise, implement or advise upon technology-based systems, products or services in environmental markets, particularly those of alternative energy and energy efficiency, water treatment and pollution control, and waste technology and resource management.

Investec supports international best practice regarding the responsibilities of the financial sector in financing and investing transactions.

In this report, we have presented relevant data from all the manufacturing subsidiaries within the Group in which we have more than 50% ownership.

Design Portfolio is committed to planting trees for every corporate communications project, in association with Trees for Cities.

[Furthermore , again in 2019 , the following plants were completed : - the Adam plant in Tunisia ( 5 MWp with energy storage , 2.5 MWp Eni share ) which will power the facilities at the Adam oilfield operated by Eni ; - the photovoltaic plant at Katherine in Australia with a capacity of 34 MWp and energy storage ; - 70 % of the Badamsha wind farm in Kazakhstan , which is also an absolute first for Eni , with a total capacity of 50 MW ( completed in February 2020 ) .]

Profit may only be included after permis- sion from the financial supervisory authority and after deducting the proposed dividend.

The following risks noted below are not meant to represent an exhaustive list, but the risks faced by the Group that have been identified by the RMS process:  strategic risk: the risk of not achieving corporate or strategic goals;

[Signicant decrease Slight decrease Slight increase Decrease Flat Increase Signicant increase Other matters In addition to the above analyses , MC uses multiple scenarios , including the 20C Scenario , across various situations to confirm and strengthen the climate change resilience of each of its businesses .]

It is expected to produce over 32,000 tonnes of sustainable jet fuel per year.

In the following section we outline our approach to risk management and discuss some of the efforts we are undertaking to better understand climate-related impacts within our current risk management framework.

A training working group was established to ensure ‘fit-for-purpose’ training which will be provided to all employees across the three LoDs.

The first allows to detect the presence of SARS-CoV-2 from nasal and nasopharyngeal swabs and saliva samples (only in markets accepting CE marking).

Businesses subject to this policy and implementation methods In this document, section 4.3.1.3 (1) Financing and Investment Transactions Prohibited

In our response to the FCA, we advocated for mandatory reporting on all publicly listed companies from 2021.

In addition, each site has a business continuity plan, which is regularly reviewed and updated.

The types of change are similar under the two scenarios, but their expressions could be much more severe under the 4°C scenario.

• The effects of weather and natural disasters such as floods, droughts, wind, tornadoes and hurricanes, and the effects of man-made disasters.

In future years, water consumption per employee will be measured and compared to similar office environments to ensure that consumption within our offices is within reasonable limits.

z Scope 1, Scope 2, and, if appropriate, Scope 3 GHG emissions, as well as the related risks.

To help contribute to our carbon neutrality goal, we continued to actively work to improve the energy efficiency of our network sites and exchanges, and data centres.