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California, in which a substantial portion of our business is located and a substantial portion of our loan collateral is located, is susceptible to natural disasters such as earthquakes, floods, droughts and wild fires, and is currently in the midst of an ongoing drought.

Innovations in building design and forest products using engineered wood products offer new opportunities for wood construction.

We also began working toward a commitment that 100 percent of our direct palm oil purchases would be from responsible and certified sustainable sources by December 2015.

160 Ecosystem Services http://www.weyerhaeuser.com/Sustainability/Planet/SustainableForestry/EcosystemServices[7/24/2013 3:17:55 PM] Fire resistance All Weyerhaeuser timberlands Acres burned (not including prescribed burns) 5,430 back to top SUPPORTING These services enable the other categories to work, and they include such things as soil formation, nutrient cycling, primary production and water cycling.

We know that many veterans have sustained physical and psychological injuries that may require life-long support.

This commitment coincides with and contributes to the company’s sustainable development initiatives.

Use of green biocide to prevent water quality deterioration.

These changes included the removal of the previously applicable incentive fee and a rebasing of the term of the IAA to that which applied at the time of the Company’s initial flotation in 2006 (a ten-year fixed term with a five-year notice period).

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS, Continued Clearwater has agreed to allow Ranger Insurance Company (“Ranger”), a subsidiary of Fairfax, to attach an assumption of liability endorsement to its policies where required.

Our expectation is that the sale of HBCD could be banned in Europe under the REACH process as early as August 2015, or as late as August 2019, assuming certain applications are authorized during a period of transition to alternative products.

This pilot will utilize Tyson’s current FarmCheck® animal welfare audit program to develop a FarmCheck Plus program that includes environmental aspects of on-farm practices.

Scaling Enterprise will facilitate vital growth financing to companies that are expanding access to finance, agriculture, energy, affordable housing, water and sanitation to low-income households in emerging markets.

Environmental stewardship is ingrained in our Code of Business Ethics (COBE) and our core values, specifically Stewardship.

In 2015, we joined the Wildlife Habitat Council (WHC) to leverage this potential for preserving and improving pollinator habitats.

The report is comprised of seven narrative sections: Introduction, CEO Statement, Corporate, Supply Chain, Workplace, Environment and Community, which include key performance data for important Economic, Environmental and Social impacts and contributions for FY 2009.

Though palm oil and palm oil derivatives constitute less than 1 percent of IFF’s overall spend on raw materials, we recognize this concern and have determined to purchase palm oil and palm oil derivatives only from suppliers that are members of the Roundtable on Sustainable Palm Oil (RSPO).

As a requirement for displaying the FSC label on its papers, Xerox earned FSC Chain-of-Custody certification from the Rainforest Alliance’s SmartWood program.

It is expected that these claims would be covered by insurance if they involve liabilities such 141 Table of Contents as arise from a collision, other marine casualty, damage to cargoes, oil pollution, death or personal injuries to crew, subject to customary deductibles.

Mangrove Restoration – Map Ta Phut, Thailand Dow teamed with local partners to reforest and restore mangroves in the area to protect against coastal storms and promote community livelihoods and tourism.

The verification of health and quality of planting material supplied by coffee nursery operators in both countries, some in collaboration with World Coffee Research.

Incorporating sustainability factors into our event planning has driven significant reductions in the environmental impact of our events.

The Group’s water usage is limited to the consumption of piped water in the UK.

• There is constant dialogue with major Brazilian companies on the challenges posed by deforestation.

Both efforts will have a significant and positive impact on biodiversity.

Projects to offset CO2 emissions Reforestation Planting of native species in over 1,000 hectares scorched by forest fires in Alcoroches (Guadalajara).

Out of the total exposure of £11.4 billion, £8.6 billion related to asset-backed exposure to ocean-going vessels of which dry bulk accounted for 35% of the exposure, tankers 34%, container ships 15%, gas 10% and other vessels 6%.

This charge relates to impairment on assets at the Company’s manufacturing and development facility located at 21 Erie Street in Cambridge, Massachusetts (the Erie Street Facility).

Target and Baselines Given the comparatively low GHG impact of the Group’s operations, the Group’s objective is to maintain or reduce its GHG emissions per employee and per square foot of office space each year and will report each year whether it has been successful in this regard.

» Field to Market: The Keystone Alliance for Sustainable Agriculture, is a multistakeholder group committed to achieving long-term continuous improvement in sustainable agriculture production.

LOW CARBON ECONOMY American Forests The Bank of America Charitable Foundation provided a grant in 2013 to American Forests to conduct urban forest assessments in five U.S. cities.

Townsend is located in Broadwater County which has a population of approximately 5,692.

Grizzly bear are another threatened species in Alberta.

Transmission corridor maintenance activities occasionally require the removal of bird nests that have the potential for causing transmission outages.

Standards AMD works closely with standards development organizations to address environmentally sustainable and responsible design, manufacturing, operations and end-of-life management of AMD technology.

Madison purchases the majority of its wood from local suppliers, mostly under long-term contracts.

In 2012, we launched a global water stewardship strategy in partnership with The Nature Conservancy (TNC).

GRI EN15: Number of International Union for Conservation of Nature (IUCN) Red List species and national conservation list species with habitats in areas affected by operations, by level of extinction risk.

In alignment with Section 1502 of the Dodd-Frank Act and the U.S. Securities and Exchange Commission’s (SEC) conflict mineral reporting 2017 AWARDS Exelon’s Diverse Business Empowerment program received the following corporate awards and recognitions in 2017: The Capital Region Minority Supplier Development Council Annual Corporation of the Year award was presented to PHI for demonstrating an outstanding commitment in its increasing procurement opportunities and the development and inclusion of African American, Asian, Hispanic/Latino and Native American businesses.

To achieve greater transparency and improve the responsible sourcing of colored gemstones, we engage deeply with stakeholders at all levels of the supply chain, including miners, traders, cutters and polishers.

We coordinated with the local government to provide emergency medical supplies, implementation of awareness campaigns on cholera prevention, as well as the installation of water tanks in high risk areas, which Tenke Fungurume Mining filled by trucking in clean water daily.

As of the end of 2019, we reduced greenhouse gas emissions by 8.5%, energy consumption by 2.1% and water consumption by 5%.

In Canada, Apache is among the leaders in using carbon-dioxide rich exhaust gas from electrical generation plants to extend the life of aging oil fields.

Labor and raw material shortages and price fluctuations could delay or increase the cost of home construction, which could materially and adversely affect us.

Programs designed to improve livelihood alternatives for ASM miners are planned for the construction phase of the project.

Preparing for these events is critical to sustaining our global operations and minimizing impact on customers.

And then in water management, we are at 15% today.

Low prices have driven a focus on low production costs, and capital has flowed disproportionally to the premium basins with the best economics, several of which feature prominently in the REL portfolio.

energy standard The law requires 10 percent of the power supplied to customers to come from renewable energy sources by 2015.

Climate models indicate that rising temperatures will likely result in rising sea levels over the decades to come and may increase the frequency and intensity of natural catastrophes and severe weather events.

To get to—and stay at—100 percent renewable energy for the electricity at our global facilities, we’ve implemented new approaches to securing renewable energy: We’ve expanded into new markets, we’re leveraging large projects to increase others’ access to renewable energy, and we’re investing in projects without support of government subsidies.

of the management approach Internal environmental footprint Internal and external 303-1 Interactions with water as a shared resource Supporting the green transition.

In this, our 10th annual sustainability report, we describe our progress toward them.

Total operating cash flow, which tends to fluctuate due to the nature of the investments, was substantially higher during the year at $147 million due to the receipt by Western of $109 million in respect of the pending softwood lumber settlement.

Collectively, we remain committed to the principles of strong corporate governance and to creating sustainable, long term value for our shareholders and society.

Impacts caused by the activities or operations of protected areas The impacts caused by the direct activities of Banco Santander on biodiversity are not material due to the financial activity carried out by the entity.

to landfill was reduced by 42 percent compared to the previous year.

These laws and regulations relate primarily to air and water pollutants and the management and disposal of hazardous materials.

We exceeded our 2011 goal to derive at least 75 percent of paper and board packaging from recycled material, or from sources that practice sustainable forest management.

WOOD, PAPER & FIBER-BASED PRODUCTS Costco is committed to sourcing its wood, paper and fiber-based products from certified well-managed forests, which can include certifications from the Forest Stewardship Council (FSC), Sustainable Forestry Initiative (SFI) or Programme for the Endorsement of Forest Certification (PEFC).

Certain Properties contain, or contained, dry-cleaning establishments utilizing solvents.

 Technology solutions based on sound science are critical and should be developed; continued research and demonstration studies must be supported.

First phase development includes construction of primary access to Interstate 95 and of connector roadways to Interstate 95 from the interior of the Tradition project, construction of the stormwater infrastructure, commercial pod development, and traditional and neo-traditional residential lot development.

In many regions of the world – including some places in the U.S.– fossil fuels power desalination plants that turn seawater into fresh water for crops, livestock and people.

Across our portfolio we are assessing vulnerability, modeling future sea level rise scenarios, and developing infrastructure improvements and emergency response plans.

The paper used in this production has been sourced from a sustainably managed forest.

We’re looking for ways to make PET from renewable materials instead and have made progress in recent years (see case study below).

These two regions are undergoing rapid transformation as they work to diversify their oilbased economy—driving the immediate need for power and water and for social needs like healthcare and education.

These include improved energy security, new jobs in the low-carbon sector, reduced air pollution and the protection of the biodiversity and ecosystems on which we all rely.

Other products including, but not limited to, decorative tissue paper, all occasion gift wrap, gift tags, gift bags, gift boxes, gift card holders, classroom exchange Valentine products, Easter products, decorations and school products are designed to the specifications of CSS and are imported primarily from Asian manufacturers.

This includes the installation of solar panels and LED lighting which are both environmentally friendly and have the potential to reduce energy consumption (thereby reducing costs) in the buildings in which they are installed.

Moving forward, we plan to build in mechanisms to track the percentage of recycled input materials we use in our products and processes, including both raw material by-products reclaimed from our own processes as well as externally sourced postindustrial and post-consumer waste recycled content.

Catastrophic events and natural disasters include, without limitation, hurricanes, tornadoes, earthquakes, hailstorms, wildfires, high winds, winter storms and other natural disasters.

Regions Insurance Services, Inc. offers creditrelated insurance products, such as title, mortgage, crop, term life, accidental death and dismemberment, and environmental insurance, as well as debt cancellation products to customers of Regions.

Global greenhouse gas emissions The Company has no greenhouse gas emissions to report from the operations of the Company, nor does it have responsibility for any other emissions producing sources under the Companies Act 2006 (Strategic Report and Directors’ Reports) regulations 2013, including those within our underlying investment portfolio.

• AIB Corporate Banking Ireland launched a new €350 million AIB Sustainable Energy Fund for companies operating in the energy sector.

Together, these teams enabled six cubic metres of fertiliser to be donated and delivered to both Eastbank Edible Garden and local strawberry farm Suncoast Harvesting.

Establishment of a long-term steward to monitor success of mitigation project in perpetuity KCSM’s Sanchez Yard Expansion has six conservation areas designated for either flora and fauna rescue or reforestation.

Since 2010, we have lowered our total worldwide water intake by 13 percent (adjusted for sales).

Throughout the United States in 2013, we identified locations where new assessments and mitigation plans may be warranted, due to the FWS’s plan to make determinations on the potential inclusion of approximately 250 new species on the national endangered and threatened species lists.

resulting in irll~)roved I)ro(lu(’tiv-itv and i]llerr]al ol~(:ratil)g effi(.ierl(’ies. l]) af{dilion, ext(:llsi~ e renlodelillg and re(le(orating was re(;ently (Iorll[]leted in First Federal-s Nlairl Bank office in Stornl lake, These irnl)ro~ ernents ha}e (’rested a lnore customer-friendly retail banking environment and are benefiting our staff in their effotis to serve customers more efficiently.

Renewable energy producers (such as wood pellet plants) need a steady supply of sustainably produced wood fiber for their facilities.

In 2010, the Company’s total water use was stable despite increasing production rates and labor hours, reflecting a 22 percent reduction in labor-normalized water use intensity.

We believe preserving biodiversity and ensuring the sustainable and fair use of biological resources is an important and shared responsibility .

Reduced natural gas consumption through 72 roof mounted solar water heater panels.

Examples of our commitment can be seen across our company, including: Amsterdam, The Netherlands: We improved the performance of key pollution control devices at the site which resulted in an 80% reduction in nitrogen-containing emissions.

Facility/Business Function Thousand Cubic Meters 48 We understand public concern about our industry’s use of water, and we are committed, throughout our operations, to evaluating and reducing our water footprint.

We participate in cooperative research with select universities on forestry, sustainability, and innovation topics, as well as with governmental research labs, such as Forest Products labs and Department of Energy research labs.

Any of these circumstances could significantly reduce the amount of timber that such operators purchase from us.

Following consummation of the WRECO Transactions, Mr. Sternlicht is expected to continue as chairman of our board of directors and Mr. Chris Graham, a Senior Managing Director at Starwood Capital Group, is expected to be appointed a director.

 Cultural identity: Forest operations should understand and acknowledge indigenous cultures, heritages and traditions and promote traditional knowledge and practices.

China Everbright International has a sound track record in both the wastewater and waste-to-energy businesses, and as such is well positioned to secure new projects.

Through this process, HP has contributed to the “circular economy” by keeping 566 million cartridges, 498 tonnes of polypropylene hangers, and 2.5 billion postconsumer plastic bottles out of landfills.

Lowe’s responsible wood sourcing database actively tracks more than 360 suppliers, 11,000 products and 315 million cubic feet of wood.

Carbozyme, Inc’s enzyme-based flue gas cleanup technology for CO2 and other pollutants is being designed to achieve near-zero emissions.

38 Water Quality We allocate significant resources to manage water quality issues that may, over the short- and long-term, negatively affect operations or impact stakeholders.

Now in service at South Fort Meade, the new “green” locomotive replaced two older, less-efficient diesel locomotives.

20 counties have declared (and may declare in the future) moratoriums on the issuance of building permits and/or impose restrictions in areas where roads, schools, parks, water and sewage treatment facilities and other infrastructure do not reach minimum standards.

Certain of the areas in which we operate, particularly in California, have experienced drought conditions from time to time.

GE also is involved in a $27 million partnership with the U.S. Department of Energy (DOE) to design a next-generation offshore wind turbine that will be between 5 and 7 megawatts— making it one of the most powerful wind turbines in the world.

The handbook promotes agricultural practices that produce a quality crop while protecting the environment, including soil, water, air, animal and plant life as well as supporting the rights of farm laborers.