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Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 338.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 10495.6. The state of Loan Amount is 15000.0. The state of Revolving Balance is 13816.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 52.3%. The state of Total Accounts is 34.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NY. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 56000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 338.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 10495.6. The state of Loan Amount is 15000.0. The state of Revolving Balance is 13816.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 52.3%. The state of Total Accounts is 34.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NY. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 56000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 428.92. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 23.7%. The state of Last Payment Amount is 427.96. The state of Loan Amount is 15000.0. The state of Revolving Balance is 17168.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is F. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 97.5%. The state of Total Accounts is 25.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is FL. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 428.92. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 23.7%. The state of Last Payment Amount is 427.96. The state of Loan Amount is 15000.0. The state of Revolving Balance is 17168.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is F. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 97.5%. The state of Total Accounts is 25.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is FL. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 249.19. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.59%. The state of Last Payment Amount is 194.1. The state of Loan Amount is 8000.0. The state of Revolving Balance is 6174.0. The state of Delinquency In 2 years is 5.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 25.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is AL. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 249.19. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.59%. The state of Last Payment Amount is 194.1. The state of Loan Amount is 8000.0. The state of Revolving Balance is 6174.0. The state of Delinquency In 2 years is 5.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 25.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is AL. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 486.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 12797.33. The state of Loan Amount is 18000.0. The state of Revolving Balance is 3931.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 33.6%. The state of Total Accounts is 29.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is SC. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 486.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 12797.33. The state of Loan Amount is 18000.0. The state of Revolving Balance is 3931.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 33.6%. The state of Total Accounts is 29.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is SC. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 269.13. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.75%. The state of Last Payment Amount is 50.0. The state of Loan Amount is 10000.0. The state of Revolving Balance is 6275.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 69.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 57000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 269.13. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.75%. The state of Last Payment Amount is 50.0. The state of Loan Amount is 10000.0. The state of Revolving Balance is 6275.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 69.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 57000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 351.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.99%. The state of Last Payment Amount is 125.9. The state of Loan Amount is 10000.0. The state of Revolving Balance is 14287.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 38.4%. The state of Total Accounts is 13.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 351.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.99%. The state of Last Payment Amount is 125.9. The state of Loan Amount is 10000.0. The state of Revolving Balance is 14287.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 38.4%. The state of Total Accounts is 13.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 137.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 2571.9. The state of Loan Amount is 4000.0. The state of Revolving Balance is 3435.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 36.2%. The state of Total Accounts is 32.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is MN. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 137.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 2571.9. The state of Loan Amount is 4000.0. The state of Revolving Balance is 3435.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 36.2%. The state of Total Accounts is 32.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is MN. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 517.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.16%. The state of Last Payment Amount is 12559.18. The state of Loan Amount is 16000.0. The state of Revolving Balance is 186.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 2.1%. The state of Total Accounts is 32.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is TX. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 87000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 517.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.16%. The state of Last Payment Amount is 12559.18. The state of Loan Amount is 16000.0. The state of Revolving Balance is 186.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 2.1%. The state of Total Accounts is 32.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is TX. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 87000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 278.97. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 7.26%. The state of Last Payment Amount is 278.77. The state of Loan Amount is 9000.0. The state of Revolving Balance is 6401.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 41.3%. The state of Total Accounts is 36.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 278.97. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 7.26%. The state of Last Payment Amount is 278.77. The state of Loan Amount is 9000.0. The state of Revolving Balance is 6401.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 41.3%. The state of Total Accounts is 36.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 658.26. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.86%. The state of Last Payment Amount is 658.26. The state of Loan Amount is 26000.0. The state of Revolving Balance is 23350.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 88.1%. The state of Total Accounts is 38.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 658.26. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.86%. The state of Last Payment Amount is 658.26. The state of Loan Amount is 26000.0. The state of Revolving Balance is 23350.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 88.1%. The state of Total Accounts is 38.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1218.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 110.33. The state of Loan Amount is 35000.0. The state of Revolving Balance is 23625.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 75.7%. The state of Total Accounts is 34.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 160000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1218.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 110.33. The state of Loan Amount is 35000.0. The state of Revolving Balance is 23625.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is C. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 75.7%. The state of Total Accounts is 34.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 160000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 848.51. The state of Loan Purpose is vacation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 0.0. The state of Loan Amount is 40000.0. The state of Revolving Balance is 8573.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 26.8%. The state of Total Accounts is 12.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is TX. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 144000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 848.51. The state of Loan Purpose is vacation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 0.0. The state of Loan Amount is 40000.0. The state of Revolving Balance is 8573.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 26.8%. The state of Total Accounts is 12.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is TX. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 144000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 273.78. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.09%. The state of Last Payment Amount is 273.37. The state of Loan Amount is 8000.0. The state of Revolving Balance is 22863.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 78.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is MD. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 79000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 273.78. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.09%. The state of Last Payment Amount is 273.37. The state of Loan Amount is 8000.0. The state of Revolving Balance is 22863.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 78.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is MD. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 79000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1218.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.11%. The state of Last Payment Amount is 28968.89. The state of Loan Amount is 40000.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 0.0%. The state of Total Accounts is 12.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 200000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1218.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.11%. The state of Last Payment Amount is 28968.89. The state of Loan Amount is 40000.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 0.0%. The state of Total Accounts is 12.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 200000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 478.19. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 477.93. The state of Loan Amount is 15000.0. The state of Revolving Balance is 22084.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 88.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 105000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 478.19. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 477.93. The state of Loan Amount is 15000.0. The state of Revolving Balance is 22084.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 88.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 105000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 543.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.59%. The state of Last Payment Amount is 13243.72. The state of Loan Amount is 16000.0. The state of Revolving Balance is 11528.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 24.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is FL. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 543.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.59%. The state of Last Payment Amount is 13243.72. The state of Loan Amount is 16000.0. The state of Revolving Balance is 11528.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 24.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is FL. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 250.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 250.43. The state of Loan Amount is 7025.0. The state of Revolving Balance is 7267.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 45.7%. The state of Total Accounts is 11.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CT. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 250.43. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 250.43. The state of Loan Amount is 7025.0. The state of Revolving Balance is 7267.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 45.7%. The state of Total Accounts is 11.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CT. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 956.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.49%. The state of Last Payment Amount is 28225.52. The state of Loan Amount is 35000.0. The state of Revolving Balance is 14101.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 58.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 150000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 956.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.49%. The state of Last Payment Amount is 28225.52. The state of Loan Amount is 35000.0. The state of Revolving Balance is 14101.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 58.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 150000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 619.44. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 12013.61. The state of Loan Amount is 19200.0. The state of Revolving Balance is 6590.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 11.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 23.9%. The state of Total Accounts is 56.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NJ. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 619.44. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 12013.61. The state of Loan Amount is 19200.0. The state of Revolving Balance is 6590.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 11.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 23.9%. The state of Total Accounts is 56.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NJ. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 529.77. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 529.77. The state of Loan Amount is 15725.0. The state of Revolving Balance is 13179.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 67.2%. The state of Total Accounts is 30.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 143200.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 529.77. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 529.77. The state of Loan Amount is 15725.0. The state of Revolving Balance is 13179.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 67.2%. The state of Total Accounts is 30.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 143200.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 403.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 403.24. The state of Loan Amount is 11800.0. The state of Revolving Balance is 4133.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 59.9%. The state of Total Accounts is 37.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MS. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 29500.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 403.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 403.24. The state of Loan Amount is 11800.0. The state of Revolving Balance is 4133.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 59.9%. The state of Total Accounts is 37.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MS. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 29500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 314.2. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 5920.95. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10210.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 22.1%. The state of Total Accounts is 19.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 78000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 314.2. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 5920.95. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10210.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 22.1%. The state of Total Accounts is 19.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 78000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 138.73. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 138.68. The state of Loan Amount is 4300.0. The state of Revolving Balance is 4114.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 28.4%. The state of Total Accounts is 21.0. The state of Fico Range Low is 765.0. The state of Fico Range High is 769.0. The state of Address State is WA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 38400.0.' Answer:

good

The client has attributes as follows: The state of Installment is 138.73. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 138.68. The state of Loan Amount is 4300.0. The state of Revolving Balance is 4114.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 28.4%. The state of Total Accounts is 21.0. The state of Fico Range Low is 765.0. The state of Fico Range High is 769.0. The state of Address State is WA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 38400.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 235.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 6014.4. The state of Loan Amount is 10000.0. The state of Revolving Balance is 16735.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 7.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 89.0%. The state of Total Accounts is 37.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 235.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 6014.4. The state of Loan Amount is 10000.0. The state of Revolving Balance is 16735.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 7.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 89.0%. The state of Total Accounts is 37.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 207.78. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.42%. The state of Last Payment Amount is 14.3. The state of Loan Amount is 6400.0. The state of Revolving Balance is 4232.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 22.4%. The state of Total Accounts is 25.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is GA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 64221.5.' Answer:

good

The client has attributes as follows: The state of Installment is 207.78. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.42%. The state of Last Payment Amount is 14.3. The state of Loan Amount is 6400.0. The state of Revolving Balance is 4232.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 22.4%. The state of Total Accounts is 25.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is GA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 64221.5.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 661.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 5341.29. The state of Loan Amount is 21000.0. The state of Revolving Balance is 45867.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 82.5%. The state of Total Accounts is 23.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is OH. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 120000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 661.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 5341.29. The state of Loan Amount is 21000.0. The state of Revolving Balance is 45867.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 82.5%. The state of Total Accounts is 23.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is OH. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 169.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.67%. The state of Last Payment Amount is 169.12. The state of Loan Amount is 5275.0. The state of Revolving Balance is 7142.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 35.9%. The state of Total Accounts is 34.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 169.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.67%. The state of Last Payment Amount is 169.12. The state of Loan Amount is 5275.0. The state of Revolving Balance is 7142.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 35.9%. The state of Total Accounts is 34.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 625.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 625.43. The state of Loan Amount is 20000.0. The state of Revolving Balance is 29716.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 71.3%. The state of Total Accounts is 38.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 110000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 625.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 625.43. The state of Loan Amount is 20000.0. The state of Revolving Balance is 29716.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 71.3%. The state of Total Accounts is 38.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 110000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 460.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 460.1. The state of Loan Amount is 20000.0. The state of Revolving Balance is 1517.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 33.0%. The state of Total Accounts is 54.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 68000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 460.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 460.1. The state of Loan Amount is 20000.0. The state of Revolving Balance is 1517.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 33.0%. The state of Total Accounts is 54.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 68000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 87.21. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 11.12%. The state of Last Payment Amount is 95.38. The state of Loan Amount is 4000.0. The state of Revolving Balance is 3559.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 16.0%. The state of Total Accounts is 9.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is OH. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 26000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 87.21. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 11.12%. The state of Last Payment Amount is 95.38. The state of Loan Amount is 4000.0. The state of Revolving Balance is 3559.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 16.0%. The state of Total Accounts is 9.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is OH. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 26000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 342.56. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.16%. The state of Last Payment Amount is 5043.04. The state of Loan Amount is 10000.0. The state of Revolving Balance is 2630.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 16.0%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 342.56. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.16%. The state of Last Payment Amount is 5043.04. The state of Loan Amount is 10000.0. The state of Revolving Balance is 2630.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 16.0%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 389.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.41%. The state of Last Payment Amount is 10663.09. The state of Loan Amount is 12000.0. The state of Revolving Balance is 11765.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 23.0. The state of Fico Range Low is 790.0. The state of Fico Range High is 794.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 48000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 389.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.41%. The state of Last Payment Amount is 10663.09. The state of Loan Amount is 12000.0. The state of Revolving Balance is 11765.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 23.0. The state of Fico Range Low is 790.0. The state of Fico Range High is 794.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 48000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 167.01. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.39%. The state of Last Payment Amount is 167.01. The state of Loan Amount is 5000.0. The state of Revolving Balance is 4568.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 16.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 88000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 167.01. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.39%. The state of Last Payment Amount is 167.01. The state of Loan Amount is 5000.0. The state of Revolving Balance is 4568.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 16.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 88000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1054.57. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 15.99%. The state of Last Payment Amount is 15382.62. The state of Loan Amount is 30000.0. The state of Revolving Balance is 16666.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 53.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is IL. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1054.57. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 15.99%. The state of Last Payment Amount is 15382.62. The state of Loan Amount is 30000.0. The state of Revolving Balance is 16666.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 53.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is IL. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 506.35. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.86%. The state of Last Payment Amount is 17672.67. The state of Loan Amount is 20000.0. The state of Revolving Balance is 35943.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 7.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 85.0%. The state of Total Accounts is 32.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CO. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 140000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 506.35. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.86%. The state of Last Payment Amount is 17672.67. The state of Loan Amount is 20000.0. The state of Revolving Balance is 35943.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 7.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 85.0%. The state of Total Accounts is 32.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CO. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 140000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 366.72. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Joint App. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 10246.58. The state of Loan Amount is 10000.0. The state of Revolving Balance is 33019.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 100.1%. The state of Total Accounts is 18.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is GA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 366.72. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Joint App. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 10246.58. The state of Loan Amount is 10000.0. The state of Revolving Balance is 33019.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 100.1%. The state of Total Accounts is 18.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is GA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 180.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 4586.86. The state of Loan Amount is 5000.0. The state of Revolving Balance is 1239.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 49.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 48000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 180.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 4586.86. The state of Loan Amount is 5000.0. The state of Revolving Balance is 1239.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 49.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 48000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 82.6. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 82.6. The state of Loan Amount is 2400.0. The state of Revolving Balance is 9866.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 64.1%. The state of Total Accounts is 11.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is WA. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 82.6. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.49%. The state of Last Payment Amount is 82.6. The state of Loan Amount is 2400.0. The state of Revolving Balance is 9866.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 64.1%. The state of Total Accounts is 11.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is WA. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 788.84. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 28.69%. The state of Last Payment Amount is 788.84. The state of Loan Amount is 25000.0. The state of Revolving Balance is 17106.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is F. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 51.2%. The state of Total Accounts is 24.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is VA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 65000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 788.84. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 28.69%. The state of Last Payment Amount is 788.84. The state of Loan Amount is 25000.0. The state of Revolving Balance is 17106.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is F. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 51.2%. The state of Total Accounts is 24.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is VA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 300.39. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 5914.87. The state of Loan Amount is 9600.0. The state of Revolving Balance is 10846.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 46.7%. The state of Total Accounts is 30.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is SC. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 90000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 300.39. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 5914.87. The state of Loan Amount is 9600.0. The state of Revolving Balance is 10846.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 46.7%. The state of Total Accounts is 30.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is SC. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 824.05. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.47%. The state of Last Payment Amount is 8790.37. The state of Loan Amount is 25000.0. The state of Revolving Balance is 16017.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 77.8%. The state of Total Accounts is 13.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is GA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 95000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 824.05. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.47%. The state of Last Payment Amount is 8790.37. The state of Loan Amount is 25000.0. The state of Revolving Balance is 16017.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 77.8%. The state of Total Accounts is 13.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is GA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 95000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 829.9. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.85%. The state of Last Payment Amount is 184.82. The state of Loan Amount is 35000.0. The state of Revolving Balance is 2825.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 6.9%. The state of Total Accounts is 28.0. The state of Fico Range Low is 745.0. The state of Fico Range High is 749.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 105000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 829.9. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.85%. The state of Last Payment Amount is 184.82. The state of Loan Amount is 35000.0. The state of Revolving Balance is 2825.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 6.9%. The state of Total Accounts is 28.0. The state of Fico Range Low is 745.0. The state of Fico Range High is 749.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 105000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 65.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.06%. The state of Last Payment Amount is 1973.23. The state of Loan Amount is 2000.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 0.0%. The state of Total Accounts is 13.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is MO. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 28000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 65.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.06%. The state of Last Payment Amount is 1973.23. The state of Loan Amount is 2000.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 0.0%. The state of Total Accounts is 13.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is MO. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 28000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 607.64. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.11%. The state of Last Payment Amount is 607.64. The state of Loan Amount is 21075.0. The state of Revolving Balance is 23238.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 96.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 47923.2.' Answer:

bad

The client has attributes as follows: The state of Installment is 607.64. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.11%. The state of Last Payment Amount is 607.64. The state of Loan Amount is 21075.0. The state of Revolving Balance is 23238.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 96.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 47923.2.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 527.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 16026.3. The state of Loan Amount is 16000.0. The state of Revolving Balance is 14991.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 34.5%. The state of Total Accounts is 22.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 95000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 527.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 16026.3. The state of Loan Amount is 16000.0. The state of Revolving Balance is 14991.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 34.5%. The state of Total Accounts is 22.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 95000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 427.62. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 12407.85. The state of Loan Amount is 21000.0. The state of Revolving Balance is 19729.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 49.4%. The state of Total Accounts is 33.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 82000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 427.62. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 12407.85. The state of Loan Amount is 21000.0. The state of Revolving Balance is 19729.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 49.4%. The state of Total Accounts is 33.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 82000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 372.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.08%. The state of Last Payment Amount is 14885.38. The state of Loan Amount is 16000.0. The state of Revolving Balance is 3952.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 23.8%. The state of Total Accounts is 21.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 372.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.08%. The state of Last Payment Amount is 14885.38. The state of Loan Amount is 16000.0. The state of Revolving Balance is 3952.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 23.8%. The state of Total Accounts is 21.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 336.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.75%. The state of Last Payment Amount is 336.42. The state of Loan Amount is 12500.0. The state of Revolving Balance is 2930.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 25.0%. The state of Total Accounts is 23.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 38500.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 336.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.75%. The state of Last Payment Amount is 336.42. The state of Loan Amount is 12500.0. The state of Revolving Balance is 2930.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 25.0%. The state of Total Accounts is 23.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 38500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 574.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.07%. The state of Last Payment Amount is 27203.69. The state of Loan Amount is 27000.0. The state of Revolving Balance is 31257.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 42.7%. The state of Total Accounts is 23.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is NC. The state of Employment Length is 8 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 200000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 574.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.07%. The state of Last Payment Amount is 27203.69. The state of Loan Amount is 27000.0. The state of Revolving Balance is 31257.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 42.7%. The state of Total Accounts is 23.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is NC. The state of Employment Length is 8 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 200000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 929.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.0%. The state of Last Payment Amount is 18027.58. The state of Loan Amount is 25000.0. The state of Revolving Balance is 21858.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 35.0. The state of Revolving Utilization Rate is 55.8%. The state of Total Accounts is 49.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MD. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 140000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 929.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.0%. The state of Last Payment Amount is 18027.58. The state of Loan Amount is 25000.0. The state of Revolving Balance is 21858.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 35.0. The state of Revolving Utilization Rate is 55.8%. The state of Total Accounts is 49.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MD. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 140000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 317.27. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 317.27. The state of Loan Amount is 8900.0. The state of Revolving Balance is 5369.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is FL. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 32000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 317.27. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 317.27. The state of Loan Amount is 8900.0. The state of Revolving Balance is 5369.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 12.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is FL. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 32000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 407.26. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 5036.79. The state of Loan Amount is 20000.0. The state of Revolving Balance is 29420.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 26.4%. The state of Total Accounts is 28.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is RI. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 407.26. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 5036.79. The state of Loan Amount is 20000.0. The state of Revolving Balance is 29420.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 26.4%. The state of Total Accounts is 28.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is RI. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 239.41. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.24%. The state of Last Payment Amount is 5040.45. The state of Loan Amount is 6600.0. The state of Revolving Balance is 5684.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 39.2%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NV. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 26000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 239.41. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.24%. The state of Last Payment Amount is 5040.45. The state of Loan Amount is 6600.0. The state of Revolving Balance is 5684.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 39.2%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NV. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 26000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 216.83. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 299.59. The state of Loan Amount is 7200.0. The state of Revolving Balance is 16707.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 48.4%. The state of Total Accounts is 27.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is FL. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 216.83. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 299.59. The state of Loan Amount is 7200.0. The state of Revolving Balance is 16707.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 48.4%. The state of Total Accounts is 27.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is FL. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 294.74. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 6132.42. The state of Loan Amount is 8875.0. The state of Revolving Balance is 6064.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 91.9%. The state of Total Accounts is 18.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is KS. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 294.74. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 6132.42. The state of Loan Amount is 8875.0. The state of Revolving Balance is 6064.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 91.9%. The state of Total Accounts is 18.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is KS. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 270.2. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.62%. The state of Last Payment Amount is 2956.11. The state of Loan Amount is 8800.0. The state of Revolving Balance is 11556.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 56.9%. The state of Total Accounts is 40.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 68000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 270.2. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 6.62%. The state of Last Payment Amount is 2956.11. The state of Loan Amount is 8800.0. The state of Revolving Balance is 11556.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 56.9%. The state of Total Accounts is 40.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 68000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 351.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 13739.96. The state of Loan Amount is 16000.0. The state of Revolving Balance is 15024.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 67.4%. The state of Total Accounts is 14.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 351.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 13739.96. The state of Loan Amount is 16000.0. The state of Revolving Balance is 15024.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 67.4%. The state of Total Accounts is 14.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 163.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.51%. The state of Last Payment Amount is 169.69. The state of Loan Amount is 13500.0. The state of Revolving Balance is 12939.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 9.0. The state of Fico Range Low is 745.0. The state of Fico Range High is 749.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 163.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.51%. The state of Last Payment Amount is 169.69. The state of Loan Amount is 13500.0. The state of Revolving Balance is 12939.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 38.6%. The state of Total Accounts is 9.0. The state of Fico Range Low is 745.0. The state of Fico Range High is 749.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 344.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 3611.49. The state of Loan Amount is 10000.0. The state of Revolving Balance is 20476.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 72.9%. The state of Total Accounts is 17.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 344.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 3611.49. The state of Loan Amount is 10000.0. The state of Revolving Balance is 20476.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 72.9%. The state of Total Accounts is 17.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 462.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.92%. The state of Last Payment Amount is 4515.47. The state of Loan Amount is 15000.0. The state of Revolving Balance is 15422.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 36.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 72000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 462.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.92%. The state of Last Payment Amount is 4515.47. The state of Loan Amount is 15000.0. The state of Revolving Balance is 15422.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 36.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 72000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1008.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 1008.93. The state of Loan Amount is 30600.0. The state of Revolving Balance is 1248.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 32.8%. The state of Total Accounts is 13.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TX. The state of Employment Length is 7 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 47840.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 1008.93. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 1008.93. The state of Loan Amount is 30600.0. The state of Revolving Balance is 1248.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 32.8%. The state of Total Accounts is 13.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TX. The state of Employment Length is 7 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 47840.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 866.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 23674.0. The state of Loan Amount is 25000.0. The state of Revolving Balance is 13914.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 74.4%. The state of Total Accounts is 25.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 866.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.99%. The state of Last Payment Amount is 23674.0. The state of Loan Amount is 25000.0. The state of Revolving Balance is 13914.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 74.4%. The state of Total Accounts is 25.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 150.58. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 300.83. The state of Loan Amount is 5000.0. The state of Revolving Balance is 10888.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 54.4%. The state of Total Accounts is 11.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is WA. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 59000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 150.58. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 300.83. The state of Loan Amount is 5000.0. The state of Revolving Balance is 10888.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 54.4%. The state of Total Accounts is 11.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is WA. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 59000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 377.04. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 376.78. The state of Loan Amount is 12000.0. The state of Revolving Balance is 11624.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 71.8%. The state of Total Accounts is 25.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CT. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 69407.0.' Answer:

good

The client has attributes as follows: The state of Installment is 377.04. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 376.78. The state of Loan Amount is 12000.0. The state of Revolving Balance is 11624.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 71.8%. The state of Total Accounts is 25.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CT. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 69407.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 213.26. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.78%. The state of Last Payment Amount is 4981.82. The state of Loan Amount is 6000.0. The state of Revolving Balance is 11475.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 91.1%. The state of Total Accounts is 33.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 213.26. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.78%. The state of Last Payment Amount is 4981.82. The state of Loan Amount is 6000.0. The state of Revolving Balance is 11475.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 91.1%. The state of Total Accounts is 33.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 689.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.99%. The state of Last Payment Amount is 12430.29. The state of Loan Amount is 22000.0. The state of Revolving Balance is 3023.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 11.1%. The state of Total Accounts is 14.0. The state of Fico Range Low is 800.0. The state of Fico Range High is 804.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 689.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.99%. The state of Last Payment Amount is 12430.29. The state of Loan Amount is 22000.0. The state of Revolving Balance is 3023.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 11.1%. The state of Total Accounts is 14.0. The state of Fico Range Low is 800.0. The state of Fico Range High is 804.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 46.13. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 1251.16. The state of Loan Amount is 1400.0. The state of Revolving Balance is 9967.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 91.4%. The state of Total Accounts is 29.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 46.13. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 1251.16. The state of Loan Amount is 1400.0. The state of Revolving Balance is 9967.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 91.4%. The state of Total Accounts is 29.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 810.07. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.74%. The state of Last Payment Amount is 19426.49. The state of Loan Amount is 21000.0. The state of Revolving Balance is 22206.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 30.0. The state of Revolving Utilization Rate is 30.8%. The state of Total Accounts is 47.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 810.07. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.74%. The state of Last Payment Amount is 19426.49. The state of Loan Amount is 21000.0. The state of Revolving Balance is 22206.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 30.0. The state of Revolving Utilization Rate is 30.8%. The state of Total Accounts is 47.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 269.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 6763.54. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7093.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 40.8%. The state of Total Accounts is 25.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 269.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 6763.54. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7093.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 40.8%. The state of Total Accounts is 25.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 406.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 406.13. The state of Loan Amount is 12000.0. The state of Revolving Balance is 7540.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 68.0%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 406.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 406.13. The state of Loan Amount is 12000.0. The state of Revolving Balance is 7540.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 68.0%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 180.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.76%. The state of Last Payment Amount is 1865.26. The state of Loan Amount is 5000.0. The state of Revolving Balance is 10103.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 5.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 60.1%. The state of Total Accounts is 22.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AZ. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 52000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 180.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.76%. The state of Last Payment Amount is 1865.26. The state of Loan Amount is 5000.0. The state of Revolving Balance is 10103.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 5.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 60.1%. The state of Total Accounts is 22.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AZ. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 778.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 28847.97. The state of Loan Amount is 30000.0. The state of Revolving Balance is 9361.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 72.0%. The state of Total Accounts is 3.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 95000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 778.72. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 28847.97. The state of Loan Amount is 30000.0. The state of Revolving Balance is 9361.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 72.0%. The state of Total Accounts is 3.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 95000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 654.68. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 450.0. The state of Loan Amount is 20000.0. The state of Revolving Balance is 28357.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 36.6%. The state of Total Accounts is 33.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 654.68. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 450.0. The state of Loan Amount is 20000.0. The state of Revolving Balance is 28357.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 36.6%. The state of Total Accounts is 33.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 618.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 619.98. The state of Loan Amount is 18000.0. The state of Revolving Balance is 10976.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 10.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 37.7%. The state of Total Accounts is 45.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is AL. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 72300.0.' Answer:

good

The client has attributes as follows: The state of Installment is 618.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.33%. The state of Last Payment Amount is 619.98. The state of Loan Amount is 18000.0. The state of Revolving Balance is 10976.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 10.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 37.7%. The state of Total Accounts is 45.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is AL. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 72300.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 402.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 12.74%. The state of Last Payment Amount is 7034.55. The state of Loan Amount is 12000.0. The state of Revolving Balance is 241.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 2.8%. The state of Total Accounts is 13.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is WI. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 30000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 402.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 12.74%. The state of Last Payment Amount is 7034.55. The state of Loan Amount is 12000.0. The state of Revolving Balance is 241.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 2.8%. The state of Total Accounts is 13.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is WI. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 893.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 893.54. The state of Loan Amount is 35000.0. The state of Revolving Balance is 52540.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is E. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 67.0%. The state of Total Accounts is 33.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is MA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 160000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 893.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 893.54. The state of Loan Amount is 35000.0. The state of Revolving Balance is 52540.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is E. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 67.0%. The state of Total Accounts is 33.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is MA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 160000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 549.56. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.24%. The state of Last Payment Amount is 15317.85. The state of Loan Amount is 18000.0. The state of Revolving Balance is 12376.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 31.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 74000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 549.56. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.24%. The state of Last Payment Amount is 15317.85. The state of Loan Amount is 18000.0. The state of Revolving Balance is 12376.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 31.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 74000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 771.6. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 15665.19. The state of Loan Amount is 24000.0. The state of Revolving Balance is 17336.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 67.5%. The state of Total Accounts is 25.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 62000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 771.6. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 15665.19. The state of Loan Amount is 24000.0. The state of Revolving Balance is 17336.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 67.5%. The state of Total Accounts is 25.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 62000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1283.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 1283.5. The state of Loan Amount is 35000.0. The state of Revolving Balance is 4400.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 81.5%. The state of Total Accounts is 30.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 75800.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 1283.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 1283.5. The state of Loan Amount is 35000.0. The state of Revolving Balance is 4400.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 81.5%. The state of Total Accounts is 30.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 75800.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 329.11. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 14.46%. The state of Last Payment Amount is 329.11. The state of Loan Amount is 14000.0. The state of Revolving Balance is 5322.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 20.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TN. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 57777.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 329.11. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 14.46%. The state of Last Payment Amount is 329.11. The state of Loan Amount is 14000.0. The state of Revolving Balance is 5322.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 58.0%. The state of Total Accounts is 20.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TN. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 57777.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 498.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 498.46. The state of Loan Amount is 13600.0. The state of Revolving Balance is 15382.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 73.6%. The state of Total Accounts is 21.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 498.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 498.46. The state of Loan Amount is 13600.0. The state of Revolving Balance is 15382.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 73.6%. The state of Total Accounts is 21.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 463.64. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.07%. The state of Last Payment Amount is 8398.5. The state of Loan Amount is 15000.0. The state of Revolving Balance is 17797.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 41.6%. The state of Total Accounts is 15.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MA. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 101050.0.' Answer:

good

The client has attributes as follows: The state of Installment is 463.64. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.07%. The state of Last Payment Amount is 8398.5. The state of Loan Amount is 15000.0. The state of Revolving Balance is 17797.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 41.6%. The state of Total Accounts is 15.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is MA. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 101050.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 314.65. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.8%. The state of Last Payment Amount is 6757.63. The state of Loan Amount is 8975.0. The state of Revolving Balance is 5522.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 75.6%. The state of Total Accounts is 8.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 314.65. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.8%. The state of Last Payment Amount is 6757.63. The state of Loan Amount is 8975.0. The state of Revolving Balance is 5522.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 75.6%. The state of Total Accounts is 8.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 968.58. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.85%. The state of Last Payment Amount is 8708.08. The state of Loan Amount is 28000.0. The state of Revolving Balance is 34738.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 90.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is PA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 96000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 968.58. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.85%. The state of Last Payment Amount is 8708.08. The state of Loan Amount is 28000.0. The state of Revolving Balance is 34738.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 90.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is PA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 96000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 240.92. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 240.85. The state of Loan Amount is 8000.0. The state of Revolving Balance is 129.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 0.2%. The state of Total Accounts is 37.0. The state of Fico Range Low is 785.0. The state of Fico Range High is 789.0. The state of Address State is RI. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 97000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 240.92. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 240.85. The state of Loan Amount is 8000.0. The state of Revolving Balance is 129.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 0.2%. The state of Total Accounts is 37.0. The state of Fico Range Low is 785.0. The state of Fico Range High is 789.0. The state of Address State is RI. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 97000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 870.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 26.49%. The state of Last Payment Amount is 870.66. The state of Loan Amount is 28800.0. The state of Revolving Balance is 6494.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 49.2%. The state of Total Accounts is 11.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 870.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 26.49%. The state of Last Payment Amount is 870.66. The state of Loan Amount is 28800.0. The state of Revolving Balance is 6494.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 49.2%. The state of Total Accounts is 11.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 659.43. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 688.56. The state of Loan Amount is 20000.0. The state of Revolving Balance is 27900.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 71.0%. The state of Total Accounts is 48.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is KY. The state of Employment Length is 8 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 659.43. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 688.56. The state of Loan Amount is 20000.0. The state of Revolving Balance is 27900.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 71.0%. The state of Total Accounts is 48.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is KY. The state of Employment Length is 8 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 127.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.78%. The state of Last Payment Amount is 127.77. The state of Loan Amount is 3600.0. The state of Revolving Balance is 3916.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 25.1%. The state of Total Accounts is 25.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 127.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.78%. The state of Last Payment Amount is 127.77. The state of Loan Amount is 3600.0. The state of Revolving Balance is 3916.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 25.1%. The state of Total Accounts is 25.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 494.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.53%. The state of Last Payment Amount is 494.61. The state of Loan Amount is 15000.0. The state of Revolving Balance is 25975.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 70.6%. The state of Total Accounts is 28.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 494.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.53%. The state of Last Payment Amount is 494.61. The state of Loan Amount is 15000.0. The state of Revolving Balance is 25975.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 70.6%. The state of Total Accounts is 28.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 247.97. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.26%. The state of Last Payment Amount is 678.59. The state of Loan Amount is 8000.0. The state of Revolving Balance is 1012.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 2.6%. The state of Total Accounts is 16.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is VA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 67000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 247.97. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.26%. The state of Last Payment Amount is 678.59. The state of Loan Amount is 8000.0. The state of Revolving Balance is 1012.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 2.6%. The state of Total Accounts is 16.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is VA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 67000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 250.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 250.09. The state of Loan Amount is 7000.0. The state of Revolving Balance is 1628.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 26.3%. The state of Total Accounts is 8.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MA. The state of Employment Length is 4 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 250.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 250.09. The state of Loan Amount is 7000.0. The state of Revolving Balance is 1628.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 26.3%. The state of Total Accounts is 8.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MA. The state of Employment Length is 4 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 436.79. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 18.49%. The state of Last Payment Amount is 872.2. The state of Loan Amount is 12000.0. The state of Revolving Balance is 3525.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 21.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 436.79. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 18.49%. The state of Last Payment Amount is 872.2. The state of Loan Amount is 12000.0. The state of Revolving Balance is 3525.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 21.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 39000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 266.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 2799.16. The state of Loan Amount is 8000.0. The state of Revolving Balance is 18063.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 39.8%. The state of Total Accounts is 33.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is TX. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 77000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 266.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 2799.16. The state of Loan Amount is 8000.0. The state of Revolving Balance is 18063.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 39.8%. The state of Total Accounts is 33.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is TX. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 77000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 350.44. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.77%. The state of Last Payment Amount is 350.44. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10792.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 61.0%. The state of Total Accounts is 11.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NE. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 48000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 350.44. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.77%. The state of Last Payment Amount is 350.44. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10792.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 61.0%. The state of Total Accounts is 11.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NE. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 48000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 590.98. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.24%. The state of Last Payment Amount is 23128.59. The state of Loan Amount is 24175.0. The state of Revolving Balance is 10877.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 54.4%. The state of Total Accounts is 23.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is CA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 590.98. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.24%. The state of Last Payment Amount is 23128.59. The state of Loan Amount is 24175.0. The state of Revolving Balance is 10877.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 54.4%. The state of Total Accounts is 23.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is CA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 578.21. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 374.98. The state of Loan Amount is 19200.0. The state of Revolving Balance is 12447.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 17.0%. The state of Total Accounts is 27.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 578.21. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 374.98. The state of Loan Amount is 19200.0. The state of Revolving Balance is 12447.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 17.0%. The state of Total Accounts is 27.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is TX. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 483.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 26.49%. The state of Last Payment Amount is 483.7. The state of Loan Amount is 16000.0. The state of Revolving Balance is 7529.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is F. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 71.0%. The state of Total Accounts is 21.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 115000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 483.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 26.49%. The state of Last Payment Amount is 483.7. The state of Loan Amount is 16000.0. The state of Revolving Balance is 7529.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is F. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 71.0%. The state of Total Accounts is 21.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 115000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 814.21. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 100.0. The state of Loan Amount is 35000.0. The state of Revolving Balance is 38643.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 72.5%. The state of Total Accounts is 43.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is IN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 93000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 814.21. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 100.0. The state of Loan Amount is 35000.0. The state of Revolving Balance is 38643.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 72.5%. The state of Total Accounts is 43.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is IN. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 93000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 460.45. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 11817.03. The state of Loan Amount is 14700.0. The state of Revolving Balance is 45029.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 62.5%. The state of Total Accounts is 32.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is IL. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 460.45. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 11817.03. The state of Loan Amount is 14700.0. The state of Revolving Balance is 45029.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 62.5%. The state of Total Accounts is 32.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is IL. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 264.0. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.55%. The state of Last Payment Amount is 263.92. The state of Loan Amount is 8000.0. The state of Revolving Balance is 31581.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 78.4%. The state of Total Accounts is 17.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is MI. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 264.0. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.55%. The state of Last Payment Amount is 263.92. The state of Loan Amount is 8000.0. The state of Revolving Balance is 31581.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 78.4%. The state of Total Accounts is 17.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is MI. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.