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ChanceFocus Asset Management (Shanghai) Company 13

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 563.98. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 12.62%. The state of Last Payment Amount is 22552.28. The state of Loan Amount is 25000.0. The state of Revolving Balance is 16538.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 43.3%. The state of Total Accounts is 25.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 563.98. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 12.62%. The state of Last Payment Amount is 22552.28. The state of Loan Amount is 25000.0. The state of Revolving Balance is 16538.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 43.3%. The state of Total Accounts is 25.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 470.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 470.85. The state of Loan Amount is 15050.0. The state of Revolving Balance is 15050.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 39.1%. The state of Total Accounts is 43.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 64000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 470.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 470.85. The state of Loan Amount is 15050.0. The state of Revolving Balance is 15050.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 39.1%. The state of Total Accounts is 43.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 64000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 650.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 17265.36. The state of Loan Amount is 18000.0. The state of Revolving Balance is 20822.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 27.4%. The state of Total Accounts is 36.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is KY. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 64700.0.' Answer:

good

The client has attributes as follows: The state of Installment is 650.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 17265.36. The state of Loan Amount is 18000.0. The state of Revolving Balance is 20822.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 27.4%. The state of Total Accounts is 36.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is KY. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 64700.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 300.7. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 7495.78. The state of Loan Amount is 9600.0. The state of Revolving Balance is 4051.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 29.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65083.2.' Answer:

good

The client has attributes as follows: The state of Installment is 300.7. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.97%. The state of Last Payment Amount is 7495.78. The state of Loan Amount is 9600.0. The state of Revolving Balance is 4051.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 29.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65083.2.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 645.25. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 25.0. The state of Loan Amount is 20000.0. The state of Revolving Balance is 22942.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 63.4%. The state of Total Accounts is 28.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 645.25. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 25.0. The state of Loan Amount is 20000.0. The state of Revolving Balance is 22942.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 63.4%. The state of Total Accounts is 28.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 446.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 446.66. The state of Loan Amount is 19200.0. The state of Revolving Balance is 1173.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 20.2%. The state of Total Accounts is 28.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is HI. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 446.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 446.66. The state of Loan Amount is 19200.0. The state of Revolving Balance is 1173.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 20.2%. The state of Total Accounts is 28.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is HI. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 733.11. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 8892.83. The state of Loan Amount is 23000.0. The state of Revolving Balance is 1151.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 30.3%. The state of Total Accounts is 10.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NY. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 48000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 733.11. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 8892.83. The state of Loan Amount is 23000.0. The state of Revolving Balance is 1151.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 30.3%. The state of Total Accounts is 10.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NY. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 48000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 423.38. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 426.37. The state of Loan Amount is 11950.0. The state of Revolving Balance is 6293.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 93.9%. The state of Total Accounts is 10.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NY. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 35300.0.' Answer:

good

The client has attributes as follows: The state of Installment is 423.38. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 426.37. The state of Loan Amount is 11950.0. The state of Revolving Balance is 6293.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 93.9%. The state of Total Accounts is 10.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is NY. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 35300.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 225.05. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 95.28. The state of Loan Amount is 7000.0. The state of Revolving Balance is 5213.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 71.4%. The state of Total Accounts is 16.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 225.05. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 95.28. The state of Loan Amount is 7000.0. The state of Revolving Balance is 5213.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 71.4%. The state of Total Accounts is 16.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1099.69. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 1099.34. The state of Loan Amount is 35000.0. The state of Revolving Balance is 103545.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 94.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 239000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1099.69. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 1099.34. The state of Loan Amount is 35000.0. The state of Revolving Balance is 103545.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 7.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 94.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 239000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 858.05. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 18702.83. The state of Loan Amount is 28000.0. The state of Revolving Balance is 7707.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 9.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 15.5%. The state of Total Accounts is 39.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 340000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 858.05. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 18702.83. The state of Loan Amount is 28000.0. The state of Revolving Balance is 7707.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 9.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 15.5%. The state of Total Accounts is 39.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 340000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 180.32. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.02%. The state of Last Payment Amount is 5169.13. The state of Loan Amount is 5200.0. The state of Revolving Balance is 5044.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 38.2%. The state of Total Accounts is 53.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is AL. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 41500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 180.32. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.02%. The state of Last Payment Amount is 5169.13. The state of Loan Amount is 5200.0. The state of Revolving Balance is 5044.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 38.2%. The state of Total Accounts is 53.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is AL. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 41500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 318.79. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 7336.37. The state of Loan Amount is 10000.0. The state of Revolving Balance is 7075.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 42.6%. The state of Total Accounts is 46.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 318.79. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 7336.37. The state of Loan Amount is 10000.0. The state of Revolving Balance is 7075.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 42.6%. The state of Total Accounts is 46.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 786.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.42%. The state of Last Payment Amount is 785.54. The state of Loan Amount is 35000.0. The state of Revolving Balance is 56992.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 78.8%. The state of Total Accounts is 41.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is VA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 101000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 786.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.42%. The state of Last Payment Amount is 785.54. The state of Loan Amount is 35000.0. The state of Revolving Balance is 56992.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 78.8%. The state of Total Accounts is 41.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is VA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 101000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 735.47. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 2199.42. The state of Loan Amount is 24000.0. The state of Revolving Balance is 15853.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 68.6%. The state of Total Accounts is 14.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 72000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 735.47. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 2199.42. The state of Loan Amount is 24000.0. The state of Revolving Balance is 15853.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 68.6%. The state of Total Accounts is 14.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is TX. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 72000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 719.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.55%. The state of Last Payment Amount is 719.2. The state of Loan Amount is 21800.0. The state of Revolving Balance is 26962.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 70.6%. The state of Total Accounts is 15.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WV. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 61000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 719.4. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.55%. The state of Last Payment Amount is 719.2. The state of Loan Amount is 21800.0. The state of Revolving Balance is 26962.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 70.6%. The state of Total Accounts is 15.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WV. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 61000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 348.18. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 348.18. The state of Loan Amount is 10000.0. The state of Revolving Balance is 2754.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 53.0%. The state of Total Accounts is 10.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 98000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 348.18. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 15.31%. The state of Last Payment Amount is 348.18. The state of Loan Amount is 10000.0. The state of Revolving Balance is 2754.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 53.0%. The state of Total Accounts is 10.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 98000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 899.28. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 899.28. The state of Loan Amount is 35000.0. The state of Revolving Balance is 58001.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 81.1%. The state of Total Accounts is 23.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 95000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 899.28. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 899.28. The state of Loan Amount is 35000.0. The state of Revolving Balance is 58001.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 81.1%. The state of Total Accounts is 23.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 95000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 466.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.08%. The state of Last Payment Amount is 15858.38. The state of Loan Amount is 20000.0. The state of Revolving Balance is 14146.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 57.7%. The state of Total Accounts is 34.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 99488.0.' Answer:

good

The client has attributes as follows: The state of Installment is 466.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.08%. The state of Last Payment Amount is 15858.38. The state of Loan Amount is 20000.0. The state of Revolving Balance is 14146.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 57.7%. The state of Total Accounts is 34.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 99488.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 665.37. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.74%. The state of Last Payment Amount is 2641.59. The state of Loan Amount is 20400.0. The state of Revolving Balance is 16593.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 47.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is NC. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 665.37. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.74%. The state of Last Payment Amount is 2641.59. The state of Loan Amount is 20400.0. The state of Revolving Balance is 16593.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 47.8%. The state of Total Accounts is 16.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is NC. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 100.5. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 100.08. The state of Loan Amount is 3000.0. The state of Revolving Balance is 10789.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 45.1%. The state of Total Accounts is 38.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 130000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 100.5. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 12.59%. The state of Last Payment Amount is 100.08. The state of Loan Amount is 3000.0. The state of Revolving Balance is 10789.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 45.1%. The state of Total Accounts is 38.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 130000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 580.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.77%. The state of Last Payment Amount is 21932.13. The state of Loan Amount is 24000.0. The state of Revolving Balance is 10417.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 11.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 29.0%. The state of Total Accounts is 55.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TX. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 83000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 580.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.77%. The state of Last Payment Amount is 21932.13. The state of Loan Amount is 24000.0. The state of Revolving Balance is 10417.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 11.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 29.0%. The state of Total Accounts is 55.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is TX. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 83000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 170.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 842.01. The state of Loan Amount is 5000.0. The state of Revolving Balance is 15480.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 45.4%. The state of Total Accounts is 48.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NC. The state of Employment Length is nan. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 34404.0.' Answer:

good

The client has attributes as follows: The state of Installment is 170.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 842.01. The state of Loan Amount is 5000.0. The state of Revolving Balance is 15480.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 45.4%. The state of Total Accounts is 48.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NC. The state of Employment Length is nan. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 34404.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1054.76. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 17457.71. The state of Loan Amount is 28000.0. The state of Revolving Balance is 12531.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 26.8%. The state of Total Accounts is 84.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 82000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1054.76. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 17457.71. The state of Loan Amount is 28000.0. The state of Revolving Balance is 12531.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 26.8%. The state of Total Accounts is 84.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 82000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 63.84. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 9.25%. The state of Last Payment Amount is 560.33. The state of Loan Amount is 2000.0. The state of Revolving Balance is 23562.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 83.7%. The state of Total Accounts is 30.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is MA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 126500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 63.84. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 9.25%. The state of Last Payment Amount is 560.33. The state of Loan Amount is 2000.0. The state of Revolving Balance is 23562.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 83.7%. The state of Total Accounts is 30.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is MA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 126500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 372.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 14303.23. The state of Loan Amount is 16000.0. The state of Revolving Balance is 14465.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 7.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 57.4%. The state of Total Accounts is 34.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 372.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 14303.23. The state of Loan Amount is 16000.0. The state of Revolving Balance is 14465.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 7.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 57.4%. The state of Total Accounts is 34.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 451.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 6592.85. The state of Loan Amount is 15000.0. The state of Revolving Balance is 46299.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 9.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 17.4%. The state of Total Accounts is 46.0. The state of Fico Range Low is 785.0. The state of Fico Range High is 789.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 226000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 451.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 6592.85. The state of Loan Amount is 15000.0. The state of Revolving Balance is 46299.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 9.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 17.4%. The state of Total Accounts is 46.0. The state of Fico Range Low is 785.0. The state of Fico Range High is 789.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 226000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 625.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 7835.84. The state of Loan Amount is 20000.0. The state of Revolving Balance is 5474.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 12.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is MN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 63000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 625.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 7835.84. The state of Loan Amount is 20000.0. The state of Revolving Balance is 5474.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 12.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is MN. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 63000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 248.82. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 252.92. The state of Loan Amount is 8000.0. The state of Revolving Balance is 10132.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 33.5%. The state of Total Accounts is 41.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 56000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 248.82. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.49%. The state of Last Payment Amount is 252.92. The state of Loan Amount is 8000.0. The state of Revolving Balance is 10132.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 33.5%. The state of Total Accounts is 41.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 56000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 191.28. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 191.01. The state of Loan Amount is 6000.0. The state of Revolving Balance is 4729.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 20.3%. The state of Total Accounts is 39.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is KY. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 191.28. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 191.01. The state of Loan Amount is 6000.0. The state of Revolving Balance is 4729.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 20.3%. The state of Total Accounts is 39.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is KY. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 543.44. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 23294.55. The state of Loan Amount is 25000.0. The state of Revolving Balance is 23418.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 55.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TN. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 67000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 543.44. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 23294.55. The state of Loan Amount is 25000.0. The state of Revolving Balance is 23418.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 55.6%. The state of Total Accounts is 23.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TN. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 67000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 621.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.99%. The state of Last Payment Amount is 292.61. The state of Loan Amount is 22500.0. The state of Revolving Balance is 11682.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is F. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 53.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CT. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 621.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.99%. The state of Last Payment Amount is 292.61. The state of Loan Amount is 22500.0. The state of Revolving Balance is 11682.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is F. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 53.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CT. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 253.29. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 18.84%. The state of Last Payment Amount is 0.71. The state of Loan Amount is 6925.0. The state of Revolving Balance is 2064.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 20.6%. The state of Total Accounts is 24.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NM. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 91000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 253.29. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 18.84%. The state of Last Payment Amount is 0.71. The state of Loan Amount is 6925.0. The state of Revolving Balance is 2064.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 20.6%. The state of Total Accounts is 24.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NM. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 91000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 843.22. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 842.98. The state of Loan Amount is 28000.0. The state of Revolving Balance is 25468.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 46.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 82000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 843.22. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 5.32%. The state of Last Payment Amount is 842.98. The state of Loan Amount is 28000.0. The state of Revolving Balance is 25468.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 46.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 82000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 587.92. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.49%. The state of Last Payment Amount is 587.92. The state of Loan Amount is 28000.0. The state of Revolving Balance is 88372.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 15.5%. The state of Total Accounts is 33.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 90000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 587.92. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.49%. The state of Last Payment Amount is 587.92. The state of Loan Amount is 28000.0. The state of Revolving Balance is 88372.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 15.5%. The state of Total Accounts is 33.0. The state of Fico Range Low is 770.0. The state of Fico Range High is 774.0. The state of Address State is CO. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 338.76. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 10588.86. The state of Loan Amount is 10500.0. The state of Revolving Balance is 940.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 7.3%. The state of Total Accounts is 45.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 86513.0.' Answer:

good

The client has attributes as follows: The state of Installment is 338.76. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 10588.86. The state of Loan Amount is 10500.0. The state of Revolving Balance is 940.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 7.3%. The state of Total Accounts is 45.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 86513.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 247.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 4777.22. The state of Loan Amount is 7575.0. The state of Revolving Balance is 7752.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 61.5%. The state of Total Accounts is 22.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is KS. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 247.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 4777.22. The state of Loan Amount is 7575.0. The state of Revolving Balance is 7752.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 61.5%. The state of Total Accounts is 22.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is KS. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 312.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 312.72. The state of Loan Amount is 10000.0. The state of Revolving Balance is 6623.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 40.1%. The state of Total Accounts is 25.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 63000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 312.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.89%. The state of Last Payment Amount is 312.72. The state of Loan Amount is 10000.0. The state of Revolving Balance is 6623.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 40.1%. The state of Total Accounts is 25.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 63000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 765.24. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 21.49%. The state of Last Payment Amount is 765.24. The state of Loan Amount is 28000.0. The state of Revolving Balance is 13140.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 26.5%. The state of Total Accounts is 13.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is SC. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 765.24. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 21.49%. The state of Last Payment Amount is 765.24. The state of Loan Amount is 28000.0. The state of Revolving Balance is 13140.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 26.5%. The state of Total Accounts is 13.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is SC. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 745.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 23862.72. The state of Loan Amount is 27575.0. The state of Revolving Balance is 10698.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 70.8%. The state of Total Accounts is 42.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NC. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 69000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 745.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 23862.72. The state of Loan Amount is 27575.0. The state of Revolving Balance is 10698.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 70.8%. The state of Total Accounts is 42.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is NC. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 69000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 642.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 642.34. The state of Loan Amount is 25000.0. The state of Revolving Balance is 15031.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 34.9%. The state of Total Accounts is 28.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is VA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 52000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 642.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 642.34. The state of Loan Amount is 25000.0. The state of Revolving Balance is 15031.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 34.9%. The state of Total Accounts is 28.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is VA. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 586.4. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.89%. The state of Last Payment Amount is 307.4. The state of Loan Amount is 21725.0. The state of Revolving Balance is 3904.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is F. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 38.7%. The state of Total Accounts is 25.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 40000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 586.4. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.89%. The state of Last Payment Amount is 307.4. The state of Loan Amount is 21725.0. The state of Revolving Balance is 3904.0. The state of Delinquency In 2 years is 3.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is F. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 38.7%. The state of Total Accounts is 25.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 409.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.44%. The state of Last Payment Amount is 10433.49. The state of Loan Amount is 12800.0. The state of Revolving Balance is 8880.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 28.0. The state of Revolving Utilization Rate is 12.4%. The state of Total Accounts is 41.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is DE. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 409.67. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.44%. The state of Last Payment Amount is 10433.49. The state of Loan Amount is 12800.0. The state of Revolving Balance is 8880.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 28.0. The state of Revolving Utilization Rate is 12.4%. The state of Total Accounts is 41.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is DE. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 263.82. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.35%. The state of Last Payment Amount is 263.82. The state of Loan Amount is 8500.0. The state of Revolving Balance is 15425.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 53.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is TN. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 263.82. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.35%. The state of Last Payment Amount is 263.82. The state of Loan Amount is 8500.0. The state of Revolving Balance is 15425.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 53.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is TN. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 293.12. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.64%. The state of Last Payment Amount is 7086.79. The state of Loan Amount is 9000.0. The state of Revolving Balance is 55760.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 79.2%. The state of Total Accounts is 24.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 49000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 293.12. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.64%. The state of Last Payment Amount is 7086.79. The state of Loan Amount is 9000.0. The state of Revolving Balance is 55760.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 79.2%. The state of Total Accounts is 24.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 49000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 509.99. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 509.91. The state of Loan Amount is 16000.0. The state of Revolving Balance is 13854.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 46.0%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 509.99. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 509.91. The state of Loan Amount is 16000.0. The state of Revolving Balance is 13854.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 46.0%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 264.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 2827.95. The state of Loan Amount is 8400.0. The state of Revolving Balance is 10335.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 16.9%. The state of Total Accounts is 37.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 88000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 264.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 2827.95. The state of Loan Amount is 8400.0. The state of Revolving Balance is 10335.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 16.9%. The state of Total Accounts is 37.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 88000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 737.04. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 9713.15. The state of Loan Amount is 32400.0. The state of Revolving Balance is 83129.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 73.1%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is UT. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 105000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 737.04. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 9713.15. The state of Loan Amount is 32400.0. The state of Revolving Balance is 83129.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 73.1%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is UT. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 105000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 252.14. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 6668.86. The state of Loan Amount is 8000.0. The state of Revolving Balance is 8330.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 68.8%. The state of Total Accounts is 21.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is GA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 56800.0.' Answer:

good

The client has attributes as follows: The state of Installment is 252.14. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 6668.86. The state of Loan Amount is 8000.0. The state of Revolving Balance is 8330.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 68.8%. The state of Total Accounts is 21.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is GA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 56800.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 677.07. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 8263.77. The state of Loan Amount is 20000.0. The state of Revolving Balance is 26248.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 72.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is GA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 677.07. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 8263.77. The state of Loan Amount is 20000.0. The state of Revolving Balance is 26248.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 72.9%. The state of Total Accounts is 20.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is GA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1098.78. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 18.94%. The state of Last Payment Amount is 30147.73. The state of Loan Amount is 30000.0. The state of Revolving Balance is 2282.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 33.1%. The state of Total Accounts is 9.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is MI. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1098.78. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 18.94%. The state of Last Payment Amount is 30147.73. The state of Loan Amount is 30000.0. The state of Revolving Balance is 2282.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 33.1%. The state of Total Accounts is 9.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is MI. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 147.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.49%. The state of Last Payment Amount is 3471.84. The state of Loan Amount is 4550.0. The state of Revolving Balance is 21797.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 70.5%. The state of Total Accounts is 75.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MN. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 147.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.49%. The state of Last Payment Amount is 3471.84. The state of Loan Amount is 4550.0. The state of Revolving Balance is 21797.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 70.5%. The state of Total Accounts is 75.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MN. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 717.46. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 23.88%. The state of Last Payment Amount is 717.46. The state of Loan Amount is 25000.0. The state of Revolving Balance is 10697.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 48.8%. The state of Total Accounts is 46.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 94000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 717.46. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 23.88%. The state of Last Payment Amount is 717.46. The state of Loan Amount is 25000.0. The state of Revolving Balance is 10697.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 48.8%. The state of Total Accounts is 46.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 94000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 60.94. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 1298.53. The state of Loan Amount is 1800.0. The state of Revolving Balance is 500.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 31.2%. The state of Total Accounts is 12.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 60.94. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 1298.53. The state of Loan Amount is 1800.0. The state of Revolving Balance is 500.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 31.2%. The state of Total Accounts is 12.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 410.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.07%. The state of Last Payment Amount is 10555.96. The state of Loan Amount is 12000.0. The state of Revolving Balance is 24107.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 49.2%. The state of Total Accounts is 25.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is AL. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 410.54. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.07%. The state of Last Payment Amount is 10555.96. The state of Loan Amount is 12000.0. The state of Revolving Balance is 24107.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 49.2%. The state of Total Accounts is 25.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is AL. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 558.32. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 12243.28. The state of Loan Amount is 24000.0. The state of Revolving Balance is 13248.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 96.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is NC. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 61000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 558.32. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 12243.28. The state of Loan Amount is 24000.0. The state of Revolving Balance is 13248.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 96.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is NC. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 61000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 441.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 440.93. The state of Loan Amount is 14000.0. The state of Revolving Balance is 19499.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 36.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is VA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 59000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 441.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 440.93. The state of Loan Amount is 14000.0. The state of Revolving Balance is 19499.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 36.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is VA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 59000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 293.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 11143.55. The state of Loan Amount is 13000.0. The state of Revolving Balance is 19182.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 49.8%. The state of Total Accounts is 59.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 205000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 293.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 11143.55. The state of Loan Amount is 13000.0. The state of Revolving Balance is 19182.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 49.8%. The state of Total Accounts is 59.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 205000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 444.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 444.86. The state of Loan Amount is 18450.0. The state of Revolving Balance is 17239.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 54.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 44000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 444.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 444.86. The state of Loan Amount is 18450.0. The state of Revolving Balance is 17239.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 54.7%. The state of Total Accounts is 19.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 44000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 258.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.16%. The state of Last Payment Amount is 1273.26. The state of Loan Amount is 8000.0. The state of Revolving Balance is 14244.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 55.2%. The state of Total Accounts is 59.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WA. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 88000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 258.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.16%. The state of Last Payment Amount is 1273.26. The state of Loan Amount is 8000.0. The state of Revolving Balance is 14244.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 20.0. The state of Revolving Utilization Rate is 55.2%. The state of Total Accounts is 59.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WA. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 88000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 800.12. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 1615.64. The state of Loan Amount is 23750.0. The state of Revolving Balance is 30375.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 23.8%. The state of Total Accounts is 47.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 110000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 800.12. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 1615.64. The state of Loan Amount is 23750.0. The state of Revolving Balance is 30375.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 23.8%. The state of Total Accounts is 47.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 110000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 176.75. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.99%. The state of Last Payment Amount is 176.56. The state of Loan Amount is 5725.0. The state of Revolving Balance is 5083.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 31.0%. The state of Total Accounts is 13.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 25000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 176.75. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.99%. The state of Last Payment Amount is 176.56. The state of Loan Amount is 5725.0. The state of Revolving Balance is 5083.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 31.0%. The state of Total Accounts is 13.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 25000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1190.28. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.65%. The state of Last Payment Amount is 1190.28. The state of Loan Amount is 35000.0. The state of Revolving Balance is 8486.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 24.0%. The state of Total Accounts is 20.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is VA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 110000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 1190.28. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.65%. The state of Last Payment Amount is 1190.28. The state of Loan Amount is 35000.0. The state of Revolving Balance is 8486.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 24.0%. The state of Total Accounts is 20.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is VA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 110000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 322.5. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.79%. The state of Last Payment Amount is 103.22. The state of Loan Amount is 9600.0. The state of Revolving Balance is 4147.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 30.7%. The state of Total Accounts is 11.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 63000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 322.5. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.79%. The state of Last Payment Amount is 103.22. The state of Loan Amount is 9600.0. The state of Revolving Balance is 4147.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 30.7%. The state of Total Accounts is 11.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 63000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 615.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 10016.97. The state of Loan Amount is 28000.0. The state of Revolving Balance is 31363.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 56.0%. The state of Total Accounts is 23.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is GA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 615.66. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 10016.97. The state of Loan Amount is 28000.0. The state of Revolving Balance is 31363.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 56.0%. The state of Total Accounts is 23.0. The state of Fico Range Low is 720.0. The state of Fico Range High is 724.0. The state of Address State is GA. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 262.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 261.95. The state of Loan Amount is 8500.0. The state of Revolving Balance is 1005.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 7.4%. The state of Total Accounts is 21.0. The state of Fico Range Low is 810.0. The state of Fico Range High is 814.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 262.03. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 261.95. The state of Loan Amount is 8500.0. The state of Revolving Balance is 1005.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 7.4%. The state of Total Accounts is 21.0. The state of Fico Range Low is 810.0. The state of Fico Range High is 814.0. The state of Address State is FL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 331.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 331.5. The state of Loan Amount is 14250.0. The state of Revolving Balance is 13609.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 50.0%. The state of Total Accounts is 31.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 331.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 331.5. The state of Loan Amount is 14250.0. The state of Revolving Balance is 13609.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 50.0%. The state of Total Accounts is 31.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 586.74. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 15315.53. The state of Loan Amount is 16000.0. The state of Revolving Balance is 7510.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 57.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is SC. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 80500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 586.74. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.03%. The state of Last Payment Amount is 15315.53. The state of Loan Amount is 16000.0. The state of Revolving Balance is 7510.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 57.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is SC. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 80500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 272.32. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 4666.59. The state of Loan Amount is 8200.0. The state of Revolving Balance is 7590.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 38.9%. The state of Total Accounts is 22.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 272.32. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 4666.59. The state of Loan Amount is 8200.0. The state of Revolving Balance is 7590.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 38.9%. The state of Total Accounts is 22.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1320.0. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.55%. The state of Last Payment Amount is 11991.38. The state of Loan Amount is 40000.0. The state of Revolving Balance is 392360.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 51.9%. The state of Total Accounts is 23.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is PA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 125000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1320.0. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 11.55%. The state of Last Payment Amount is 11991.38. The state of Loan Amount is 40000.0. The state of Revolving Balance is 392360.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 51.9%. The state of Total Accounts is 23.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is PA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 125000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 734.04. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.44%. The state of Last Payment Amount is 29526.34. The state of Loan Amount is 35000.0. The state of Revolving Balance is 166447.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 60.7%. The state of Total Accounts is 47.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 198000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 734.04. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.44%. The state of Last Payment Amount is 29526.34. The state of Loan Amount is 35000.0. The state of Revolving Balance is 166447.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 25.0. The state of Revolving Utilization Rate is 60.7%. The state of Total Accounts is 47.0. The state of Fico Range Low is 750.0. The state of Fico Range High is 754.0. The state of Address State is NY. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 198000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 49.46. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 1109.09. The state of Loan Amount is 1500.0. The state of Revolving Balance is 13628.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 47.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 43000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 49.46. The state of Loan Purpose is small_business. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 1109.09. The state of Loan Amount is 1500.0. The state of Revolving Balance is 13628.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 47.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 43000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 343.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 343.71. The state of Loan Amount is 10500.0. The state of Revolving Balance is 10164.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 81.3%. The state of Total Accounts is 14.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CT. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 343.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 343.71. The state of Loan Amount is 10500.0. The state of Revolving Balance is 10164.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 81.3%. The state of Total Accounts is 14.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CT. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 30000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 420.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.8%. The state of Last Payment Amount is 9632.37. The state of Loan Amount is 12000.0. The state of Revolving Balance is 32362.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 94.1%. The state of Total Accounts is 12.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AZ. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 420.71. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.8%. The state of Last Payment Amount is 9632.37. The state of Loan Amount is 12000.0. The state of Revolving Balance is 32362.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 94.1%. The state of Total Accounts is 12.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is AZ. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 314.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 313.98. The state of Loan Amount is 10000.0. The state of Revolving Balance is 7944.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 47.0%. The state of Total Accounts is 12.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CO. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 34000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 314.2. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 313.98. The state of Loan Amount is 10000.0. The state of Revolving Balance is 7944.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 47.0%. The state of Total Accounts is 12.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is CO. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 34000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 909.76. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.45%. The state of Last Payment Amount is 19133.67. The state of Loan Amount is 24000.0. The state of Revolving Balance is 30917.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 72.2%. The state of Total Accounts is 25.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 61000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 909.76. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.45%. The state of Last Payment Amount is 19133.67. The state of Loan Amount is 24000.0. The state of Revolving Balance is 30917.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 72.2%. The state of Total Accounts is 25.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is NY. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 61000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 923.85. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 14.08%. The state of Last Payment Amount is 2354.23. The state of Loan Amount is 27000.0. The state of Revolving Balance is 2288.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 7.9%. The state of Total Accounts is 15.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is DE. The state of Employment Length is 1 year. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 115000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 923.85. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 14.08%. The state of Last Payment Amount is 2354.23. The state of Loan Amount is 27000.0. The state of Revolving Balance is 2288.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 7.9%. The state of Total Accounts is 15.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is DE. The state of Employment Length is 1 year. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 115000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 779.84. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.69%. The state of Last Payment Amount is 779.79. The state of Loan Amount is 25000.0. The state of Revolving Balance is 10119.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 42.7%. The state of Total Accounts is 53.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CO. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 190000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 779.84. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.69%. The state of Last Payment Amount is 779.79. The state of Loan Amount is 25000.0. The state of Revolving Balance is 10119.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 42.7%. The state of Total Accounts is 53.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CO. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 190000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 356.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 5184.25. The state of Loan Amount is 10000.0. The state of Revolving Balance is 15085.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 43.1%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 356.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 5184.25. The state of Loan Amount is 10000.0. The state of Revolving Balance is 15085.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 43.1%. The state of Total Accounts is 15.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NY. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 446.31. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 446.09. The state of Loan Amount is 14000.0. The state of Revolving Balance is 13496.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 40.3%. The state of Total Accounts is 24.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 446.31. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 446.09. The state of Loan Amount is 14000.0. The state of Revolving Balance is 13496.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 40.3%. The state of Total Accounts is 24.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 578.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 583.0. The state of Loan Amount is 18500.0. The state of Revolving Balance is 20234.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 54.5%. The state of Total Accounts is 22.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 146000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 578.87. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 583.0. The state of Loan Amount is 18500.0. The state of Revolving Balance is 20234.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 54.5%. The state of Total Accounts is 22.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 146000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 226.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.74%. The state of Last Payment Amount is 9267.64. The state of Loan Amount is 10000.0. The state of Revolving Balance is 31056.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 71.6%. The state of Total Accounts is 39.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 181000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 226.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.74%. The state of Last Payment Amount is 9267.64. The state of Loan Amount is 10000.0. The state of Revolving Balance is 31056.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 71.6%. The state of Total Accounts is 39.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 181000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 224.28. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 883.29. The state of Loan Amount is 6625.0. The state of Revolving Balance is 8827.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 93.9%. The state of Total Accounts is 5.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 16000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 224.28. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.33%. The state of Last Payment Amount is 883.29. The state of Loan Amount is 6625.0. The state of Revolving Balance is 8827.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 93.9%. The state of Total Accounts is 5.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is CA. The state of Employment Length is 1 year. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 16000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 572.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 9137.48. The state of Loan Amount is 17500.0. The state of Revolving Balance is 16680.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 56.2%. The state of Total Accounts is 15.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 572.85. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 9137.48. The state of Loan Amount is 17500.0. The state of Revolving Balance is 16680.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 56.2%. The state of Total Accounts is 15.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is TX. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 321.32. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 9.71%. The state of Last Payment Amount is 320.98. The state of Loan Amount is 10000.0. The state of Revolving Balance is 14862.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 50.7%. The state of Total Accounts is 17.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is MD. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75880.0.' Answer:

good

The client has attributes as follows: The state of Installment is 321.32. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 9.71%. The state of Last Payment Amount is 320.98. The state of Loan Amount is 10000.0. The state of Revolving Balance is 14862.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 50.7%. The state of Total Accounts is 17.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is MD. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 75880.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 223.92. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 8469.1. The state of Loan Amount is 10000.0. The state of Revolving Balance is 6673.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 49.1%. The state of Total Accounts is 15.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is HI. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 223.92. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 8469.1. The state of Loan Amount is 10000.0. The state of Revolving Balance is 6673.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 49.1%. The state of Total Accounts is 15.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is HI. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 419.25. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 10653.74. The state of Loan Amount is 13775.0. The state of Revolving Balance is 7519.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 40.6%. The state of Total Accounts is 50.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is OR. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 419.25. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.03%. The state of Last Payment Amount is 10653.74. The state of Loan Amount is 13775.0. The state of Revolving Balance is 7519.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 40.6%. The state of Total Accounts is 50.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is OR. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 762.08. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.9%. The state of Last Payment Amount is 1521.8. The state of Loan Amount is 24000.0. The state of Revolving Balance is 13397.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 34.5%. The state of Total Accounts is 15.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is NC. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 762.08. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.9%. The state of Last Payment Amount is 1521.8. The state of Loan Amount is 24000.0. The state of Revolving Balance is 13397.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 34.5%. The state of Total Accounts is 15.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is NC. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 189.1. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 5758.8. The state of Loan Amount is 6000.0. The state of Revolving Balance is 4665.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 25.1%. The state of Total Accounts is 22.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is IL. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 189.1. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 5758.8. The state of Loan Amount is 6000.0. The state of Revolving Balance is 4665.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 25.1%. The state of Total Accounts is 22.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is IL. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 45.13. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 908.03. The state of Loan Amount is 1400.0. The state of Revolving Balance is 5884.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 42.9%. The state of Total Accounts is 33.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is IL. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 98320.0.' Answer:

good

The client has attributes as follows: The state of Installment is 45.13. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.93%. The state of Last Payment Amount is 908.03. The state of Loan Amount is 1400.0. The state of Revolving Balance is 5884.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 42.9%. The state of Total Accounts is 33.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is IL. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 98320.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 163.11. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.75%. The state of Last Payment Amount is 2738.8. The state of Loan Amount is 5000.0. The state of Revolving Balance is 7975.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 21.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 163.11. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.75%. The state of Last Payment Amount is 2738.8. The state of Loan Amount is 5000.0. The state of Revolving Balance is 7975.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 21.0%. The state of Total Accounts is 28.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is CA. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1235.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 1250.0. The state of Loan Amount is 35000.0. The state of Revolving Balance is 71243.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 80.9%. The state of Total Accounts is 22.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is KS. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 122605.38.' Answer:

bad

The client has attributes as follows: The state of Installment is 1235.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 1250.0. The state of Loan Amount is 35000.0. The state of Revolving Balance is 71243.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 80.9%. The state of Total Accounts is 22.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is KS. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 122605.38.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 572.98. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 23607.47. The state of Loan Amount is 28000.0. The state of Revolving Balance is 674.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 2.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 835.0. The state of Fico Range High is 839.0. The state of Address State is WA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 114000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 572.98. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 8.39%. The state of Last Payment Amount is 23607.47. The state of Loan Amount is 28000.0. The state of Revolving Balance is 674.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 2.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 835.0. The state of Fico Range High is 839.0. The state of Address State is WA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 114000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 97.4. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 10.42%. The state of Last Payment Amount is 2045.74. The state of Loan Amount is 3000.0. The state of Revolving Balance is 4140.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 88.1%. The state of Total Accounts is 7.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 48000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 97.4. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 10.42%. The state of Last Payment Amount is 2045.74. The state of Loan Amount is 3000.0. The state of Revolving Balance is 4140.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 88.1%. The state of Total Accounts is 7.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 48000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 482.49. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.46%. The state of Last Payment Amount is 7135.74. The state of Loan Amount is 14025.0. The state of Revolving Balance is 2702.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 6.8%. The state of Total Accounts is 17.0. The state of Fico Range Low is 825.0. The state of Fico Range High is 829.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 482.49. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.46%. The state of Last Payment Amount is 7135.74. The state of Loan Amount is 14025.0. The state of Revolving Balance is 2702.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 6.8%. The state of Total Accounts is 17.0. The state of Fico Range Low is 825.0. The state of Fico Range High is 829.0. The state of Address State is TX. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 125.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 210.0. The state of Loan Amount is 3600.0. The state of Revolving Balance is 2445.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 21.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is UT. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 9036.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 125.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 210.0. The state of Loan Amount is 3600.0. The state of Revolving Balance is 2445.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 49.9%. The state of Total Accounts is 21.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is UT. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 9036.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 155.19. The state of Loan Purpose is house. The state of Loan Application Type is Individual. The state of Interest Rate is 7.35%. The state of Last Payment Amount is 3784.29. The state of Loan Amount is 5000.0. The state of Revolving Balance is 20479.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 41.5%. The state of Total Accounts is 26.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is AZ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 125000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 155.19. The state of Loan Purpose is house. The state of Loan Application Type is Individual. The state of Interest Rate is 7.35%. The state of Last Payment Amount is 3784.29. The state of Loan Amount is 5000.0. The state of Revolving Balance is 20479.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is A. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 41.5%. The state of Total Accounts is 26.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is AZ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 125000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 560.99. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 509.4. The state of Loan Amount is 17600.0. The state of Revolving Balance is 26390.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 41.3%. The state of Total Accounts is 12.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is MS. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 560.99. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 509.4. The state of Loan Amount is 17600.0. The state of Revolving Balance is 26390.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 41.3%. The state of Total Accounts is 12.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is MS. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 422.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.71%. The state of Last Payment Amount is 838.87. The state of Loan Amount is 13150.0. The state of Revolving Balance is 12814.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 64.4%. The state of Total Accounts is 24.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is OH. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 37500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 422.53. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.71%. The state of Last Payment Amount is 838.87. The state of Loan Amount is 13150.0. The state of Revolving Balance is 12814.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 64.4%. The state of Total Accounts is 24.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is OH. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 37500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 889.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.9%. The state of Last Payment Amount is 26134.48. The state of Loan Amount is 28000.0. The state of Revolving Balance is 41947.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 62.9%. The state of Total Accounts is 35.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 82000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 889.09. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.9%. The state of Last Payment Amount is 26134.48. The state of Loan Amount is 28000.0. The state of Revolving Balance is 41947.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 62.9%. The state of Total Accounts is 35.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is GA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 82000.0.