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ChanceFocus Asset Management (Shanghai) Company 13

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1079.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.92%. The state of Last Payment Amount is 1079.37. The state of Loan Amount is 35000.0. The state of Revolving Balance is 34390.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 92.9%. The state of Total Accounts is 26.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 179000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1079.42. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.92%. The state of Last Payment Amount is 1079.37. The state of Loan Amount is 35000.0. The state of Revolving Balance is 34390.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 92.9%. The state of Total Accounts is 26.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 179000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 474.49. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 15939.68. The state of Loan Amount is 21000.0. The state of Revolving Balance is 24773.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 69.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 474.49. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 15939.68. The state of Loan Amount is 21000.0. The state of Revolving Balance is 24773.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 69.8%. The state of Total Accounts is 20.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is TX. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 268.75. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.79%. The state of Last Payment Amount is 268.75. The state of Loan Amount is 8000.0. The state of Revolving Balance is 9872.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 50.9%. The state of Total Accounts is 27.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is OR. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 38000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 268.75. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.79%. The state of Last Payment Amount is 268.75. The state of Loan Amount is 8000.0. The state of Revolving Balance is 9872.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 50.9%. The state of Total Accounts is 27.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is OR. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 38000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 597.9. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 597.81. The state of Loan Amount is 17100.0. The state of Revolving Balance is 11195.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 61.2%. The state of Total Accounts is 24.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 62000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 597.9. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.61%. The state of Last Payment Amount is 597.81. The state of Loan Amount is 17100.0. The state of Revolving Balance is 11195.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 61.2%. The state of Total Accounts is 24.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 62000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 309.72. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 309.72. The state of Loan Amount is 9600.0. The state of Revolving Balance is 15291.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 70.8%. The state of Total Accounts is 33.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is WI. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 309.72. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 309.72. The state of Loan Amount is 9600.0. The state of Revolving Balance is 15291.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 70.8%. The state of Total Accounts is 33.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is WI. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 130.0. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.49%. The state of Last Payment Amount is 1844.48. The state of Loan Amount is 4000.0. The state of Revolving Balance is 3902.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 17.1%. The state of Total Accounts is 10.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is NC. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 14000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 130.0. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.49%. The state of Last Payment Amount is 1844.48. The state of Loan Amount is 4000.0. The state of Revolving Balance is 3902.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 17.1%. The state of Total Accounts is 10.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is NC. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 14000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 279.64. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.59%. The state of Last Payment Amount is 3859.74. The state of Loan Amount is 8000.0. The state of Revolving Balance is 1653.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 17.0%. The state of Total Accounts is 12.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is MI. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 279.64. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.59%. The state of Last Payment Amount is 3859.74. The state of Loan Amount is 8000.0. The state of Revolving Balance is 1653.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 17.0%. The state of Total Accounts is 12.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is MI. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 288.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 16.02%. The state of Last Payment Amount is 11814.12. The state of Loan Amount is 11850.0. The state of Revolving Balance is 5420.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 2.0. The state of Revolving Utilization Rate is 64.5%. The state of Total Accounts is 5.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is TN. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 32000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 288.3. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 16.02%. The state of Last Payment Amount is 11814.12. The state of Loan Amount is 11850.0. The state of Revolving Balance is 5420.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 2.0. The state of Revolving Utilization Rate is 64.5%. The state of Total Accounts is 5.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is TN. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 32000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 976.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 25.81%. The state of Last Payment Amount is 24822.65. The state of Loan Amount is 24300.0. The state of Revolving Balance is 19305.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 58.1%. The state of Total Accounts is 14.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 976.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 25.81%. The state of Last Payment Amount is 24822.65. The state of Loan Amount is 24300.0. The state of Revolving Balance is 19305.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 58.1%. The state of Total Accounts is 14.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 856.78. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.39%. The state of Last Payment Amount is 327.07. The state of Loan Amount is 28000.0. The state of Revolving Balance is 25354.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 60.8%. The state of Total Accounts is 15.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is OH. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 250000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 856.78. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.39%. The state of Last Payment Amount is 327.07. The state of Loan Amount is 28000.0. The state of Revolving Balance is 25354.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 60.8%. The state of Total Accounts is 15.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is OH. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 250000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 372.71. The state of Loan Purpose is moving. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 14201.56. The state of Loan Amount is 15000.0. The state of Revolving Balance is 6341.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 11.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 37.3%. The state of Total Accounts is 41.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 74000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 372.71. The state of Loan Purpose is moving. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 14201.56. The state of Loan Amount is 15000.0. The state of Revolving Balance is 6341.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 11.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 37.3%. The state of Total Accounts is 41.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is VA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 74000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 288.31. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.85%. The state of Last Payment Amount is 8468.69. The state of Loan Amount is 8575.0. The state of Revolving Balance is 1290.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 3.2%. The state of Total Accounts is 9.0. The state of Fico Range Low is 795.0. The state of Fico Range High is 799.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 25708.0.' Answer:

good

The client has attributes as follows: The state of Installment is 288.31. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.85%. The state of Last Payment Amount is 8468.69. The state of Loan Amount is 8575.0. The state of Revolving Balance is 1290.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 3.2%. The state of Total Accounts is 9.0. The state of Fico Range Low is 795.0. The state of Fico Range High is 799.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 25708.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 629.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 18499.04. The state of Loan Amount is 25000.0. The state of Revolving Balance is 15335.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 85.2%. The state of Total Accounts is 33.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is FL. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 629.01. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 18499.04. The state of Loan Amount is 25000.0. The state of Revolving Balance is 15335.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 85.2%. The state of Total Accounts is 33.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is FL. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 171.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 171.29. The state of Loan Amount is 5500.0. The state of Revolving Balance is 6777.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 31.7%. The state of Total Accounts is 38.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is UT. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 82000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 171.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.62%. The state of Last Payment Amount is 171.29. The state of Loan Amount is 5500.0. The state of Revolving Balance is 6777.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 31.7%. The state of Total Accounts is 38.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is UT. The state of Employment Length is 6 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 82000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 529.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.0%. The state of Last Payment Amount is 19969.08. The state of Loan Amount is 20000.0. The state of Revolving Balance is 560.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 8.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is AZ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 529.88. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.0%. The state of Last Payment Amount is 19969.08. The state of Loan Amount is 20000.0. The state of Revolving Balance is 560.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 8.9%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is AZ. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 276.14. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.99%. The state of Last Payment Amount is 276.14. The state of Loan Amount is 10000.0. The state of Revolving Balance is 2532.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 90.4%. The state of Total Accounts is 7.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CO. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 276.14. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.99%. The state of Last Payment Amount is 276.14. The state of Loan Amount is 10000.0. The state of Revolving Balance is 2532.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 90.4%. The state of Total Accounts is 7.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CO. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 336.9. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 48.21. The state of Loan Amount is 10000.0. The state of Revolving Balance is 3960.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 24.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is OH. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 54000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 336.9. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 48.21. The state of Loan Amount is 10000.0. The state of Revolving Balance is 3960.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 24.0%. The state of Total Accounts is 25.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is OH. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 54000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 788.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.37%. The state of Last Payment Amount is 18980.25. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17502.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 6.0. The state of Grade is E. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 57.0%. The state of Total Accounts is 38.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is GA. The state of Employment Length is 4 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 788.55. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.37%. The state of Last Payment Amount is 18980.25. The state of Loan Amount is 20000.0. The state of Revolving Balance is 17502.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 6.0. The state of Grade is E. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 57.0%. The state of Total Accounts is 38.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is GA. The state of Employment Length is 4 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 308.27. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 308.2. The state of Loan Amount is 10000.0. The state of Revolving Balance is 11044.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 24.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 308.27. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 308.2. The state of Loan Amount is 10000.0. The state of Revolving Balance is 11044.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 24.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is MA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 394.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.88%. The state of Last Payment Amount is 7598.47. The state of Loan Amount is 11250.0. The state of Revolving Balance is 4534.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 63.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NC. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 37550.0.' Answer:

good

The client has attributes as follows: The state of Installment is 394.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.88%. The state of Last Payment Amount is 7598.47. The state of Loan Amount is 11250.0. The state of Revolving Balance is 4534.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 63.0%. The state of Total Accounts is 14.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NC. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 37550.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 367.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 9311.08. The state of Loan Amount is 12000.0. The state of Revolving Balance is 17206.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 36.9%. The state of Total Accounts is 19.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is KS. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 367.74. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 9311.08. The state of Loan Amount is 12000.0. The state of Revolving Balance is 17206.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 36.9%. The state of Total Accounts is 19.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is KS. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 335.87. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 46.92. The state of Loan Amount is 15000.0. The state of Revolving Balance is 28738.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 58.4%. The state of Total Accounts is 21.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 335.87. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 46.92. The state of Loan Amount is 15000.0. The state of Revolving Balance is 28738.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 58.4%. The state of Total Accounts is 21.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is WA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 102.51. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 13.98%. The state of Last Payment Amount is 112.85. The state of Loan Amount is 3000.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is nan%. The state of Total Accounts is 9.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is PA. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 24000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 102.51. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 13.98%. The state of Last Payment Amount is 112.85. The state of Loan Amount is 3000.0. The state of Revolving Balance is 0.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is nan. The state of Grade is C. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is nan%. The state of Total Accounts is 9.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is PA. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 24000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 493.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 13260.89. The state of Loan Amount is 16000.0. The state of Revolving Balance is 17180.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 30.8%. The state of Total Accounts is 43.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is PA. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 78000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 493.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.89%. The state of Last Payment Amount is 13260.89. The state of Loan Amount is 16000.0. The state of Revolving Balance is 17180.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 30.8%. The state of Total Accounts is 43.0. The state of Fico Range Low is 740.0. The state of Fico Range High is 744.0. The state of Address State is PA. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 78000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 192.9. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 4857.63. The state of Loan Amount is 6000.0. The state of Revolving Balance is 6213.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 80.7%. The state of Total Accounts is 17.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 192.9. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 4857.63. The state of Loan Amount is 6000.0. The state of Revolving Balance is 6213.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 80.7%. The state of Total Accounts is 17.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 500.16. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 17099.34. The state of Loan Amount is 21500.0. The state of Revolving Balance is 13476.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 53.9%. The state of Total Accounts is 23.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is RI. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 500.16. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 17099.34. The state of Loan Amount is 21500.0. The state of Revolving Balance is 13476.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 53.9%. The state of Total Accounts is 23.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is RI. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 402.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.74%. The state of Last Payment Amount is 5658.18. The state of Loan Amount is 12000.0. The state of Revolving Balance is 19974.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 60.0%. The state of Total Accounts is 32.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OH. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 90000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 402.83. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.74%. The state of Last Payment Amount is 5658.18. The state of Loan Amount is 12000.0. The state of Revolving Balance is 19974.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 60.0%. The state of Total Accounts is 32.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OH. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 495.74. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 495.74. The state of Loan Amount is 21000.0. The state of Revolving Balance is 15833.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 40.6%. The state of Total Accounts is 12.0. The state of Fico Range Low is 765.0. The state of Fico Range High is 769.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 90000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 495.74. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 14.65%. The state of Last Payment Amount is 495.74. The state of Loan Amount is 21000.0. The state of Revolving Balance is 15833.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 40.6%. The state of Total Accounts is 12.0. The state of Fico Range Low is 765.0. The state of Fico Range High is 769.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 527.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 118.87. The state of Loan Amount is 24000.0. The state of Revolving Balance is 5616.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 27.7%. The state of Total Accounts is 21.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 162985.0.' Answer:

good

The client has attributes as follows: The state of Installment is 527.1. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.44%. The state of Last Payment Amount is 118.87. The state of Loan Amount is 24000.0. The state of Revolving Balance is 5616.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 27.7%. The state of Total Accounts is 21.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is CA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 162985.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 476.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.68%. The state of Last Payment Amount is 1875.11. The state of Loan Amount is 15500.0. The state of Revolving Balance is 1673.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 10.1%. The state of Total Accounts is 41.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is IL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 62000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 476.34. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.68%. The state of Last Payment Amount is 1875.11. The state of Loan Amount is 15500.0. The state of Revolving Balance is 1673.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 10.1%. The state of Total Accounts is 41.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is IL. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 62000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 358.82. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 1684.29. The state of Loan Amount is 10500.0. The state of Revolving Balance is 6163.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 36.7%. The state of Total Accounts is 10.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MD. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 68000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 358.82. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 1684.29. The state of Loan Amount is 10500.0. The state of Revolving Balance is 6163.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 36.7%. The state of Total Accounts is 10.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MD. The state of Employment Length is 8 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 68000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 260.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 6795.84. The state of Loan Amount is 8500.0. The state of Revolving Balance is 13374.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 27.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 790.0. The state of Fico Range High is 794.0. The state of Address State is OK. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 108000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 260.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.49%. The state of Last Payment Amount is 6795.84. The state of Loan Amount is 8500.0. The state of Revolving Balance is 13374.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is A. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 27.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 790.0. The state of Fico Range High is 794.0. The state of Address State is OK. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 108000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 314.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.48%. The state of Last Payment Amount is 3686.79. The state of Loan Amount is 11500.0. The state of Revolving Balance is 3779.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is E. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 36.0%. The state of Total Accounts is 42.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is SC. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 52000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 314.23. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 21.48%. The state of Last Payment Amount is 3686.79. The state of Loan Amount is 11500.0. The state of Revolving Balance is 3779.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 3.0. The state of Grade is E. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 36.0%. The state of Total Accounts is 42.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is SC. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 52000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 359.38. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 187.63. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10131.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 5.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 38.4%. The state of Total Accounts is 57.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 107000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 359.38. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 187.63. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10131.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 4.0. The state of Mortgage Accounts is 5.0. The state of Grade is D. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 38.4%. The state of Total Accounts is 57.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 107000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 540.5. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.18%. The state of Last Payment Amount is 2650.08. The state of Loan Amount is 16000.0. The state of Revolving Balance is 10952.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 51.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MN. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 540.5. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 13.18%. The state of Last Payment Amount is 2650.08. The state of Loan Amount is 16000.0. The state of Revolving Balance is 10952.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 51.2%. The state of Total Accounts is 17.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MN. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 382.55. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 7827.5. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12418.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 66.4%. The state of Total Accounts is 17.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is MA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 92000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 382.55. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 9.17%. The state of Last Payment Amount is 7827.5. The state of Loan Amount is 12000.0. The state of Revolving Balance is 12418.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 66.4%. The state of Total Accounts is 17.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is MA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 92000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 352.15. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.99%. The state of Last Payment Amount is 12111.99. The state of Loan Amount is 12000.0. The state of Revolving Balance is 15940.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 51.1%. The state of Total Accounts is 39.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 63000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 352.15. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 24.99%. The state of Last Payment Amount is 12111.99. The state of Loan Amount is 12000.0. The state of Revolving Balance is 15940.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is F. The state of Open Accounts is 24.0. The state of Revolving Utilization Rate is 51.1%. The state of Total Accounts is 39.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is MI. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 63000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 199.63. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 1175.66. The state of Loan Amount is 6000.0. The state of Revolving Balance is 3909.0. The state of Delinquency In 2 years is 6.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 59.2%. The state of Total Accounts is 37.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 62000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 199.63. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 12.12%. The state of Last Payment Amount is 1175.66. The state of Loan Amount is 6000.0. The state of Revolving Balance is 3909.0. The state of Delinquency In 2 years is 6.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 59.2%. The state of Total Accounts is 37.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OK. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 62000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 264.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 264.26. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7159.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 32.1%. The state of Total Accounts is 36.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is AZ. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 41000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 264.46. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 264.26. The state of Loan Amount is 8000.0. The state of Revolving Balance is 7159.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 32.1%. The state of Total Accounts is 36.0. The state of Fico Range Low is 675.0. The state of Fico Range High is 679.0. The state of Address State is AZ. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 41000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 779.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.49%. The state of Last Payment Amount is 9651.58. The state of Loan Amount is 24000.0. The state of Revolving Balance is 15685.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 37.9%. The state of Total Accounts is 45.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 120000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 779.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.49%. The state of Last Payment Amount is 9651.58. The state of Loan Amount is 24000.0. The state of Revolving Balance is 15685.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 19.0. The state of Revolving Utilization Rate is 37.9%. The state of Total Accounts is 45.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 120000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1099.69. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 4.86. The state of Loan Amount is 35000.0. The state of Revolving Balance is 38759.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 72.2%. The state of Total Accounts is 23.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is MI. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 155796.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1099.69. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 4.86. The state of Loan Amount is 35000.0. The state of Revolving Balance is 38759.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 72.2%. The state of Total Accounts is 23.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is MI. The state of Employment Length is 1 year. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 155796.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 386.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.49%. The state of Last Payment Amount is 386.81. The state of Loan Amount is 18000.0. The state of Revolving Balance is 27116.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 86.0%. The state of Total Accounts is 18.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NJ. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 55000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 386.81. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 10.49%. The state of Last Payment Amount is 386.81. The state of Loan Amount is 18000.0. The state of Revolving Balance is 27116.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 86.0%. The state of Total Accounts is 18.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is NJ. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 55000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 268.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 5548.15. The state of Loan Amount is 8000.0. The state of Revolving Balance is 40662.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 29.0. The state of Revolving Utilization Rate is 53.4%. The state of Total Accounts is 80.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is RI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 112000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 268.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 5548.15. The state of Loan Amount is 8000.0. The state of Revolving Balance is 40662.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 29.0. The state of Revolving Utilization Rate is 53.4%. The state of Total Accounts is 80.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is RI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 112000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 790.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.59%. The state of Last Payment Amount is 790.24. The state of Loan Amount is 25000.0. The state of Revolving Balance is 12593.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 51.6%. The state of Total Accounts is 19.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 80000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 790.24. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.59%. The state of Last Payment Amount is 790.24. The state of Loan Amount is 25000.0. The state of Revolving Balance is 12593.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 51.6%. The state of Total Accounts is 19.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is AL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 80000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 161.32. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 26.98. The state of Loan Amount is 5000.0. The state of Revolving Balance is 5054.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 42.1%. The state of Total Accounts is 11.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is CT. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 20000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 161.32. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 26.98. The state of Loan Amount is 5000.0. The state of Revolving Balance is 5054.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 42.1%. The state of Total Accounts is 11.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is CT. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 20000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 872.65. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.49%. The state of Last Payment Amount is 23232.34. The state of Loan Amount is 25000.0. The state of Revolving Balance is 19895.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 58.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is AZ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 64000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 872.65. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.49%. The state of Last Payment Amount is 23232.34. The state of Loan Amount is 25000.0. The state of Revolving Balance is 19895.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 58.7%. The state of Total Accounts is 16.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is AZ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 64000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 260.55. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.64%. The state of Last Payment Amount is 260.46. The state of Loan Amount is 8000.0. The state of Revolving Balance is 4873.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 36.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 53000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 260.55. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.64%. The state of Last Payment Amount is 260.46. The state of Loan Amount is 8000.0. The state of Revolving Balance is 4873.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 4.0. The state of Grade is B. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 36.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is CA. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 53000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1074.03. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 20.0%. The state of Last Payment Amount is 25055.39. The state of Loan Amount is 28900.0. The state of Revolving Balance is 6308.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 51.3%. The state of Total Accounts is 7.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is MD. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 110000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 1074.03. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 20.0%. The state of Last Payment Amount is 25055.39. The state of Loan Amount is 28900.0. The state of Revolving Balance is 6308.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 51.3%. The state of Total Accounts is 7.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is MD. The state of Employment Length is 2 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 110000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 287.5. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 4403.63. The state of Loan Amount is 8000.0. The state of Revolving Balance is 2778.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 36.6%. The state of Total Accounts is 19.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is LA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 287.5. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 4403.63. The state of Loan Amount is 8000.0. The state of Revolving Balance is 2778.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 36.6%. The state of Total Accounts is 19.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is LA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 579.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.35%. The state of Last Payment Amount is 19.14. The state of Loan Amount is 18675.0. The state of Revolving Balance is 9430.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 25.8%. The state of Total Accounts is 37.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is SD. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 579.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 7.35%. The state of Last Payment Amount is 19.14. The state of Loan Amount is 18675.0. The state of Revolving Balance is 9430.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 25.8%. The state of Total Accounts is 37.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is SD. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 50000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 55.26. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.74%. The state of Last Payment Amount is 59.89. The state of Loan Amount is 1600.0. The state of Revolving Balance is 5704.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 80.3%. The state of Total Accounts is 15.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NY. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 10000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 55.26. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 14.74%. The state of Last Payment Amount is 59.89. The state of Loan Amount is 1600.0. The state of Revolving Balance is 5704.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is nan. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 80.3%. The state of Total Accounts is 15.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NY. The state of Employment Length is 6 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 10000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 120.39. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 120.39. The state of Loan Amount is 3350.0. The state of Revolving Balance is 2514.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 24.9%. The state of Total Accounts is 30.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MN. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 120.39. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 17.57%. The state of Last Payment Amount is 120.39. The state of Loan Amount is 3350.0. The state of Revolving Balance is 2514.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 24.9%. The state of Total Accounts is 30.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MN. The state of Employment Length is 9 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 317.62. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 1458.85. The state of Loan Amount is 8875.0. The state of Revolving Balance is 6275.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 47.9%. The state of Total Accounts is 21.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WA. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 28000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 317.62. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 1458.85. The state of Loan Amount is 8875.0. The state of Revolving Balance is 6275.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 47.9%. The state of Total Accounts is 21.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WA. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 28000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 553.92. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 15860.87. The state of Loan Amount is 16800.0. The state of Revolving Balance is 16143.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 64.1%. The state of Total Accounts is 23.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 115000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 553.92. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 15860.87. The state of Loan Amount is 16800.0. The state of Revolving Balance is 16143.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 64.1%. The state of Total Accounts is 23.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is NY. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 115000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 495.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 495.59. The state of Loan Amount is 15000.0. The state of Revolving Balance is 5978.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 43.6%. The state of Total Accounts is 38.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 495.86. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.67%. The state of Last Payment Amount is 495.59. The state of Loan Amount is 15000.0. The state of Revolving Balance is 5978.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 43.6%. The state of Total Accounts is 38.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 65000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 293.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 293.21. The state of Loan Amount is 8000.0. The state of Revolving Balance is 10932.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 53.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 35000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 293.21. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.99%. The state of Last Payment Amount is 293.21. The state of Loan Amount is 8000.0. The state of Revolving Balance is 10932.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 53.6%. The state of Total Accounts is 25.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is CA. The state of Employment Length is 7 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 678.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 8935.4. The state of Loan Amount is 20000.0. The state of Revolving Balance is 22638.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 61.7%. The state of Total Accounts is 39.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 49500.0.' Answer:

good

The client has attributes as follows: The state of Installment is 678.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.49%. The state of Last Payment Amount is 8935.4. The state of Loan Amount is 20000.0. The state of Revolving Balance is 22638.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is C. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 61.7%. The state of Total Accounts is 39.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 7 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 49500.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 117.71. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.91%. The state of Last Payment Amount is 354.86. The state of Loan Amount is 3600.0. The state of Revolving Balance is 11791.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 61.4%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 51200.0.' Answer:

good

The client has attributes as follows: The state of Installment is 117.71. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 10.91%. The state of Last Payment Amount is 354.86. The state of Loan Amount is 3600.0. The state of Revolving Balance is 11791.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 61.4%. The state of Total Accounts is 24.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is NC. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 51200.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 382.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 1516.71. The state of Loan Amount is 12000.0. The state of Revolving Balance is 8014.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 57.7%. The state of Total Accounts is 8.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is FL. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 28000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 382.5. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.16%. The state of Last Payment Amount is 1516.71. The state of Loan Amount is 12000.0. The state of Revolving Balance is 8014.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 57.7%. The state of Total Accounts is 8.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is FL. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 28000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 166.05. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 3217.5. The state of Loan Amount is 5000.0. The state of Revolving Balance is 2959.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 50.2%. The state of Total Accounts is 4.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is OH. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 24066.0.' Answer:

good

The client has attributes as follows: The state of Installment is 166.05. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.99%. The state of Last Payment Amount is 3217.5. The state of Loan Amount is 5000.0. The state of Revolving Balance is 2959.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 4.0. The state of Revolving Utilization Rate is 50.2%. The state of Total Accounts is 4.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is OH. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 24066.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 178.24. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 3263.88. The state of Loan Amount is 5000.0. The state of Revolving Balance is 3658.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 39.3%. The state of Total Accounts is 20.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NE. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 58000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 178.24. The state of Loan Purpose is medical. The state of Loan Application Type is Individual. The state of Interest Rate is 16.99%. The state of Last Payment Amount is 3263.88. The state of Loan Amount is 5000.0. The state of Revolving Balance is 3658.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 39.3%. The state of Total Accounts is 20.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is NE. The state of Employment Length is 1 year. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 58000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 69.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.99%. The state of Last Payment Amount is 1660.06. The state of Loan Amount is 2200.0. The state of Revolving Balance is 14137.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 52.8%. The state of Total Accounts is 27.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 69.95. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.99%. The state of Last Payment Amount is 1660.06. The state of Loan Amount is 2200.0. The state of Revolving Balance is 14137.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is B. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 52.8%. The state of Total Accounts is 27.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 175.84. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 175.84. The state of Loan Amount is 5450.0. The state of Revolving Balance is 25123.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 8.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 59.4%. The state of Total Accounts is 33.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is WI. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 68864.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 175.84. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 175.84. The state of Loan Amount is 5450.0. The state of Revolving Balance is 25123.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 8.0. The state of Grade is B. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 59.4%. The state of Total Accounts is 33.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is WI. The state of Employment Length is nan. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 68864.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 268.4. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 268.4. The state of Loan Amount is 7125.0. The state of Revolving Balance is 10802.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 74.5%. The state of Total Accounts is 9.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 20000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 268.4. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 268.4. The state of Loan Amount is 7125.0. The state of Revolving Balance is 10802.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 74.5%. The state of Total Accounts is 9.0. The state of Fico Range Low is 710.0. The state of Fico Range High is 714.0. The state of Address State is NY. The state of Employment Length is 3 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 20000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 333.53. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 333.53. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8531.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 82.0%. The state of Total Accounts is 22.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 333.53. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.29%. The state of Last Payment Amount is 333.53. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8531.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 5.0. The state of Revolving Utilization Rate is 82.0%. The state of Total Accounts is 22.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 70000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 762.08. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.9%. The state of Last Payment Amount is 14236.26. The state of Loan Amount is 24000.0. The state of Revolving Balance is 6946.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 40.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is PA. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 73000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 762.08. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.9%. The state of Last Payment Amount is 14236.26. The state of Loan Amount is 24000.0. The state of Revolving Balance is 6946.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is A. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 40.6%. The state of Total Accounts is 18.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is PA. The state of Employment Length is 4 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 73000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 158.98. The state of Loan Purpose is moving. The state of Loan Application Type is Individual. The state of Interest Rate is 8.99%. The state of Last Payment Amount is 4040.64. The state of Loan Amount is 5000.0. The state of Revolving Balance is 34112.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 30.0. The state of Revolving Utilization Rate is 67.1%. The state of Total Accounts is 51.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 125000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 158.98. The state of Loan Purpose is moving. The state of Loan Application Type is Individual. The state of Interest Rate is 8.99%. The state of Last Payment Amount is 4040.64. The state of Loan Amount is 5000.0. The state of Revolving Balance is 34112.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 30.0. The state of Revolving Utilization Rate is 67.1%. The state of Total Accounts is 51.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 125000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 942.59. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 7849.07. The state of Loan Amount is 30000.0. The state of Revolving Balance is 26027.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 37.7%. The state of Total Accounts is 28.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 244000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 942.59. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 8.18%. The state of Last Payment Amount is 7849.07. The state of Loan Amount is 30000.0. The state of Revolving Balance is 26027.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 37.7%. The state of Total Accounts is 28.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NY. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 244000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 307.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.59%. The state of Last Payment Amount is 307.61. The state of Loan Amount is 8800.0. The state of Revolving Balance is 2284.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 78.8%. The state of Total Accounts is 47.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MN. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 47000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 307.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.59%. The state of Last Payment Amount is 307.61. The state of Loan Amount is 8800.0. The state of Revolving Balance is 2284.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 78.8%. The state of Total Accounts is 47.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MN. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 47000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 220.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.46%. The state of Last Payment Amount is 3769.49. The state of Loan Amount is 6400.0. The state of Revolving Balance is 1912.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 45.5%. The state of Total Accounts is 12.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 36513.0.' Answer:

good

The client has attributes as follows: The state of Installment is 220.17. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 14.46%. The state of Last Payment Amount is 3769.49. The state of Loan Amount is 6400.0. The state of Revolving Balance is 1912.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 7.0. The state of Revolving Utilization Rate is 45.5%. The state of Total Accounts is 12.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MA. The state of Employment Length is 2 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 36513.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 352.15. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 24.99%. The state of Last Payment Amount is 11542.28. The state of Loan Amount is 12000.0. The state of Revolving Balance is 2739.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 17.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 352.15. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Joint App. The state of Interest Rate is 24.99%. The state of Last Payment Amount is 11542.28. The state of Loan Amount is 12000.0. The state of Revolving Balance is 2739.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is E. The state of Open Accounts is 8.0. The state of Revolving Utilization Rate is 21.7%. The state of Total Accounts is 17.0. The state of Fico Range Low is 715.0. The state of Fico Range High is 719.0. The state of Address State is NJ. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 142.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 2133.04. The state of Loan Amount is 4325.0. The state of Revolving Balance is 4286.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 40.4%. The state of Total Accounts is 22.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 62000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 142.61. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 11.49%. The state of Last Payment Amount is 2133.04. The state of Loan Amount is 4325.0. The state of Revolving Balance is 4286.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 40.4%. The state of Total Accounts is 22.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is OH. The state of Employment Length is 5 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 62000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 469.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 0.88. The state of Loan Amount is 14000.0. The state of Revolving Balance is 7446.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 68.9%. The state of Total Accounts is 19.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MO. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 469.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 0.88. The state of Loan Amount is 14000.0. The state of Revolving Balance is 7446.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 10.0. The state of Revolving Utilization Rate is 68.9%. The state of Total Accounts is 19.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is MO. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 327.34. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 1615.07. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4452.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 18.0%. The state of Total Accounts is 30.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MD. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 327.34. The state of Loan Purpose is home_improvement. The state of Loan Application Type is Individual. The state of Interest Rate is 10.99%. The state of Last Payment Amount is 1615.07. The state of Loan Amount is 10000.0. The state of Revolving Balance is 4452.0. The state of Delinquency In 2 years is 2.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 3.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 18.0%. The state of Total Accounts is 30.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is MD. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 35000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 571.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 571.39. The state of Loan Amount is 21125.0. The state of Revolving Balance is 38002.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 48.5%. The state of Total Accounts is 21.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 571.39. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 20.99%. The state of Last Payment Amount is 571.39. The state of Loan Amount is 21125.0. The state of Revolving Balance is 38002.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is E. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 48.5%. The state of Total Accounts is 21.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 371.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.26%. The state of Last Payment Amount is 371.69. The state of Loan Amount is 12000.0. The state of Revolving Balance is 4643.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 9.2%. The state of Total Accounts is 28.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is VA. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 371.96. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 7.26%. The state of Last Payment Amount is 371.69. The state of Loan Amount is 12000.0. The state of Revolving Balance is 4643.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 1.0. The state of Grade is A. The state of Open Accounts is 16.0. The state of Revolving Utilization Rate is 9.2%. The state of Total Accounts is 28.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is VA. The state of Employment Length is 9 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 85000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 735.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 254.96. The state of Loan Amount is 28625.0. The state of Revolving Balance is 65254.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 35.0. The state of Revolving Utilization Rate is 41.5%. The state of Total Accounts is 61.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is NJ. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 100000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 735.48. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 254.96. The state of Loan Amount is 28625.0. The state of Revolving Balance is 65254.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 2.0. The state of Grade is D. The state of Open Accounts is 35.0. The state of Revolving Utilization Rate is 41.5%. The state of Total Accounts is 61.0. The state of Fico Range Low is 700.0. The state of Fico Range High is 704.0. The state of Address State is NJ. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 100000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 284.57. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.52%. The state of Last Payment Amount is 284.57. The state of Loan Amount is 10850.0. The state of Revolving Balance is 7059.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 74.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is OH. The state of Employment Length is < 1 year. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 28800.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 284.57. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 19.52%. The state of Last Payment Amount is 284.57. The state of Loan Amount is 10850.0. The state of Revolving Balance is 7059.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 74.3%. The state of Total Accounts is 31.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is OH. The state of Employment Length is < 1 year. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 28800.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 328.06. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 328.06. The state of Loan Amount is 9600.0. The state of Revolving Balance is 96019.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 81.4%. The state of Total Accounts is 43.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 328.06. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 13.99%. The state of Last Payment Amount is 328.06. The state of Loan Amount is 9600.0. The state of Revolving Balance is 96019.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 6.0. The state of Grade is C. The state of Open Accounts is 22.0. The state of Revolving Utilization Rate is 81.4%. The state of Total Accounts is 43.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 2 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 368.45. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.62%. The state of Last Payment Amount is 368.2. The state of Loan Amount is 12000.0. The state of Revolving Balance is 29900.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 53.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 51100.0.' Answer:

good

The client has attributes as follows: The state of Installment is 368.45. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 6.62%. The state of Last Payment Amount is 368.2. The state of Loan Amount is 12000.0. The state of Revolving Balance is 29900.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 6.0. The state of Grade is A. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 53.6%. The state of Total Accounts is 22.0. The state of Fico Range Low is 755.0. The state of Fico Range High is 759.0. The state of Address State is PA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 51100.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 352.41. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 352.41. The state of Loan Amount is 14400.0. The state of Revolving Balance is 8740.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 22.4%. The state of Total Accounts is 17.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 352.41. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.29%. The state of Last Payment Amount is 352.41. The state of Loan Amount is 14400.0. The state of Revolving Balance is 8740.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 22.4%. The state of Total Accounts is 17.0. The state of Fico Range Low is 730.0. The state of Fico Range High is 734.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 45000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 345.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 345.16. The state of Loan Amount is 10300.0. The state of Revolving Balance is 10172.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 30.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is GA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 42000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 345.52. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 12.69%. The state of Last Payment Amount is 345.16. The state of Loan Amount is 10300.0. The state of Revolving Balance is 10172.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 30.8%. The state of Total Accounts is 23.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is GA. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 42000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 474.09. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 19.72%. The state of Last Payment Amount is 200.0. The state of Loan Amount is 18000.0. The state of Revolving Balance is 15738.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 78.3%. The state of Total Accounts is 38.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 49000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 474.09. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 19.72%. The state of Last Payment Amount is 200.0. The state of Loan Amount is 18000.0. The state of Revolving Balance is 15738.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 78.3%. The state of Total Accounts is 38.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 49000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 313.83. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 23.99%. The state of Last Payment Amount is 313.83. The state of Loan Amount is 8000.0. The state of Revolving Balance is 8327.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 32.5%. The state of Total Accounts is 3.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 20000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 313.83. The state of Loan Purpose is car. The state of Loan Application Type is Individual. The state of Interest Rate is 23.99%. The state of Last Payment Amount is 313.83. The state of Loan Amount is 8000.0. The state of Revolving Balance is 8327.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 3.0. The state of Revolving Utilization Rate is 32.5%. The state of Total Accounts is 3.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is TX. The state of Employment Length is < 1 year. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 20000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1240.03. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 1240.03. The state of Loan Amount is 35000.0. The state of Revolving Balance is 42903.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 91.5%. The state of Total Accounts is 39.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 144000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 1240.03. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.55%. The state of Last Payment Amount is 1240.03. The state of Loan Amount is 35000.0. The state of Revolving Balance is 42903.0. The state of Delinquency In 2 years is 4.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 91.5%. The state of Total Accounts is 39.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is CA. The state of Employment Length is nan. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 144000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 578.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 7714.83. The state of Loan Amount is 18000.0. The state of Revolving Balance is 7949.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 44.4%. The state of Total Accounts is 18.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 90000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 578.7. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.75%. The state of Last Payment Amount is 7714.83. The state of Loan Amount is 18000.0. The state of Revolving Balance is 7949.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 1.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 44.4%. The state of Total Accounts is 18.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 5 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Not Verified. The state of Annual Income is 90000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 1266.39. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 18.06%. The state of Last Payment Amount is 1399.96. The state of Loan Amount is 35000.0. The state of Revolving Balance is 57751.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 82.0%. The state of Total Accounts is 32.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WI. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 1266.39. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 18.06%. The state of Last Payment Amount is 1399.96. The state of Loan Amount is 35000.0. The state of Revolving Balance is 57751.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 82.0%. The state of Total Accounts is 32.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is WI. The state of Employment Length is 3 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 150000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 385.41. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 14593.78. The state of Loan Amount is 15000.0. The state of Revolving Balance is 9418.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 15.4%. The state of Total Accounts is 34.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 76000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 385.41. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 14593.78. The state of Loan Amount is 15000.0. The state of Revolving Balance is 9418.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is D. The state of Open Accounts is 21.0. The state of Revolving Utilization Rate is 15.4%. The state of Total Accounts is 34.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 76000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 336.9. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 1329.17. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8772.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 53.5%. The state of Total Accounts is 18.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is MA. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 25000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 336.9. The state of Loan Purpose is major_purchase. The state of Loan Application Type is Individual. The state of Interest Rate is 12.99%. The state of Last Payment Amount is 1329.17. The state of Loan Amount is 10000.0. The state of Revolving Balance is 8772.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 12.0. The state of Revolving Utilization Rate is 53.5%. The state of Total Accounts is 18.0. The state of Fico Range Low is 705.0. The state of Fico Range High is 709.0. The state of Address State is MA. The state of Employment Length is 6 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 25000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 371.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.9%. The state of Last Payment Amount is 51.0. The state of Loan Amount is 13200.0. The state of Revolving Balance is 22956.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 41.4%. The state of Total Accounts is 37.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 59000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 371.36. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 22.9%. The state of Last Payment Amount is 51.0. The state of Loan Amount is 13200.0. The state of Revolving Balance is 22956.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 0.0. The state of Grade is E. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 41.4%. The state of Total Accounts is 37.0. The state of Fico Range Low is 690.0. The state of Fico Range High is 694.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 59000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 260.18. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.05%. The state of Last Payment Amount is 260.18. The state of Loan Amount is 7500.0. The state of Revolving Balance is 2746.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 9.5%. The state of Total Accounts is 22.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 32000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 260.18. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 15.05%. The state of Last Payment Amount is 260.18. The state of Loan Amount is 7500.0. The state of Revolving Balance is 2746.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 3.0. The state of Mortgage Accounts is 0.0. The state of Grade is C. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 9.5%. The state of Total Accounts is 22.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is MI. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 32000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 315.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.49%. The state of Last Payment Amount is 9075.86. The state of Loan Amount is 10000.0. The state of Revolving Balance is 5215.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 52.7%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 69600.0.' Answer:

good

The client has attributes as follows: The state of Installment is 315.63. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 8.49%. The state of Last Payment Amount is 9075.86. The state of Loan Amount is 10000.0. The state of Revolving Balance is 5215.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 5.0. The state of Grade is B. The state of Open Accounts is 6.0. The state of Revolving Utilization Rate is 52.7%. The state of Total Accounts is 23.0. The state of Fico Range Low is 665.0. The state of Fico Range High is 669.0. The state of Address State is FL. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Not Verified. The state of Annual Income is 69600.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 427.43. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.2%. The state of Last Payment Amount is 16945.4. The state of Loan Amount is 17500.0. The state of Revolving Balance is 26330.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 74.2%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is TX. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 427.43. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 16.2%. The state of Last Payment Amount is 16945.4. The state of Loan Amount is 17500.0. The state of Revolving Balance is 26330.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 3.0. The state of Grade is C. The state of Open Accounts is 11.0. The state of Revolving Utilization Rate is 74.2%. The state of Total Accounts is 27.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is TX. The state of Employment Length is 5 years. The state of Home Ownership is OWN. The state of Verification Status is Source Verified. The state of Annual Income is 40000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 355.44. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 93.25. The state of Loan Amount is 14000.0. The state of Revolving Balance is 13829.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 65.2%. The state of Total Accounts is 25.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MD. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 460000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 355.44. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 93.25. The state of Loan Amount is 14000.0. The state of Revolving Balance is 13829.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 13.0. The state of Revolving Utilization Rate is 65.2%. The state of Total Accounts is 25.0. The state of Fico Range Low is 670.0. The state of Fico Range High is 674.0. The state of Address State is MD. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 460000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 500.65. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 500.4. The state of Loan Amount is 16000.0. The state of Revolving Balance is 28165.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 39.0%. The state of Total Accounts is 54.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is PA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 300000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 500.65. The state of Loan Purpose is other. The state of Loan Application Type is Individual. The state of Interest Rate is 7.9%. The state of Last Payment Amount is 500.4. The state of Loan Amount is 16000.0. The state of Revolving Balance is 28165.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is A. The state of Open Accounts is 17.0. The state of Revolving Utilization Rate is 39.0%. The state of Total Accounts is 54.0. The state of Fico Range Low is 735.0. The state of Fico Range High is 739.0. The state of Address State is PA. The state of Employment Length is 8 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 300000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 321.32. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.71%. The state of Last Payment Amount is 8088.15. The state of Loan Amount is 10000.0. The state of Revolving Balance is 11494.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 9.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 49.1%. The state of Total Accounts is 48.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is WI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 63000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 321.32. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.71%. The state of Last Payment Amount is 8088.15. The state of Loan Amount is 10000.0. The state of Revolving Balance is 11494.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 9.0. The state of Grade is B. The state of Open Accounts is 14.0. The state of Revolving Utilization Rate is 49.1%. The state of Total Accounts is 48.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is WI. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 63000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 163.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 163.73. The state of Loan Amount is 4575.0. The state of Revolving Balance is 7475.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 83.3%. The state of Total Accounts is 19.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 28000.0.' Answer:

bad

The client has attributes as follows: The state of Installment is 163.73. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 17.27%. The state of Last Payment Amount is 163.73. The state of Loan Amount is 4575.0. The state of Revolving Balance is 7475.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 83.3%. The state of Total Accounts is 19.0. The state of Fico Range Low is 660.0. The state of Fico Range High is 664.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Not Verified. The state of Annual Income is 28000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 748.26. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 8971.15. The state of Loan Amount is 20700.0. The state of Revolving Balance is 36993.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 23.0. The state of Revolving Utilization Rate is 23.7%. The state of Total Accounts is 40.0. The state of Fico Range Low is 745.0. The state of Fico Range High is 749.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 748.26. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 17.99%. The state of Last Payment Amount is 8971.15. The state of Loan Amount is 20700.0. The state of Revolving Balance is 36993.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is 1.0. The state of Grade is D. The state of Open Accounts is 23.0. The state of Revolving Utilization Rate is 23.7%. The state of Total Accounts is 40.0. The state of Fico Range Low is 745.0. The state of Fico Range High is 749.0. The state of Address State is CA. The state of Employment Length is < 1 year. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 75000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 322.63. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 322.42. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10842.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 58.3%. The state of Total Accounts is 22.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 60000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 322.63. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 322.42. The state of Loan Amount is 10000.0. The state of Revolving Balance is 10842.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 58.3%. The state of Total Accounts is 22.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is IL. The state of Employment Length is 10+ years. The state of Home Ownership is OWN. The state of Verification Status is Verified. The state of Annual Income is 60000.0.

Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. Text: 'The client has attributes as follows: The state of Installment is 483.94. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 6.0. The state of Loan Amount is 15000.0. The state of Revolving Balance is 6738.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 29.9%. The state of Total Accounts is 32.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 35000.0.' Answer:

good

The client has attributes as follows: The state of Installment is 483.94. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 9.99%. The state of Last Payment Amount is 6.0. The state of Loan Amount is 15000.0. The state of Revolving Balance is 6738.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is B. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 29.9%. The state of Total Accounts is 32.0. The state of Fico Range Low is 680.0. The state of Fico Range High is 684.0. The state of Address State is FL. The state of Employment Length is 10+ years. The state of Home Ownership is RENT. The state of Verification Status is Source Verified. The state of Annual Income is 35000.0.