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Examine the news headline and decide if it includes price.
Options: Yes, No
Gold settles lower as caution over the Fed caps upside | No |
What is the sentiment of this news? Please choose an answer from {strong negative/moderately negative/mildly negative/neutral/mildly positive/moderately positive/strong positive}.
A look at Nvidia earnings and the impact on the stock after hours. With CNBC's Melissa Lee and the Fast Money traders, Dan Nathan, Karen Finerman, Tim Seymour and Guy Adami. | neutral |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
Hallmark Pulls Gay-themed Ads | neutral |
Does the news headline talk about price going up? Please choose an answer from {Yes/No}.
cpm group : are new central bank gold purchases telling us something? | No |
Categorize the input news's emotional tone into one of three groups.
Options: negative, positive
Following the acquisition , Relacom will strengthen its presence in Finland , serving operators and office market with mobile and fixed networks construction , installation and maintenance services . | positive |
What is the sentiment of this news? Please choose an answer from {negative/neutral/positive}.
FDA panel backs safety updates for AstraZeneca, Takeda drugs | positive |
Does the news headline talk about comparing gold with any other asset?
Options: Yes, No
dec. gold up $6.70 at $1,051.10/oz on globex | No |
Does the news headline talk about price? Please choose an answer from {Yes/No}.
Gold turns lower after Putin comments, Yellen testimony ahead | No |
What is the sentiment of this news? Please choose an answer from {strong negative/moderately negative/mildly negative/neutral/mildly positive/moderately positive/strong positive}.
Short-term headwinds cratered its stock, but there is evidence to suggest this search leader will bounce back. | mildly negative |
Does the news headline talk about price going down? Please choose an answer from {Yes/No}.
Gold steadies on softer dollar, Chinese rate cut | No |
Does the news headline compare gold with any other asset? Please choose an answer from {Yes/No}.
Gold prices move higher after data showing fall in May U.S. factory orders | No |
What is the sentiment of the input news from financial perspective?
Options: positive, negative
Netflix requests the help of cloud gaming specialists in its recent job listing posts, a possible hint at what's to come for its ongoing gaming venture. | positive |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
It's the most wonderful time of year for porch pirates — and @sarahhalzack has a plan for how to stop them… https://t.co/lUq9vDYyu3 | neutral |
In the context of the news headline, is a general event (apart from prices) in the future discussed?
Options: Yes, No
June gold climbs 70 cents to trade at $1,284.10/oz | No |
Does the news headline talk about price in the future? Please choose an answer from {Yes/No}.
gold loan companies see return on assets soar to 2012 levels | No |
What is the sentiment of this news? Please choose an answer from {strong negative/moderately negative/mildly negative/neutral/mildly positive/moderately positive/strong positive}.
Intel's (INTC) fourth-quarter 2021 results reflect a record quarter for the Data Center Group, with strong server recovery in enterprise and government. | moderately positive |
What is the sentiment of this news? Please choose an answer from {negative/neutral/positive}.
FTSE falls to 3-month low on Greek debt concerns, easyJet skids | negative |
What is the sentiment of the input news from financial perspective?
Options: negative, positive
AMD, Microsoft, Datadog and Meta were our top stock trades for Friday. Here's how the charts are setting up right now. | positive |
Utilize the input text as context to explore and ascertain the entity type of 'Borrower'.
Options: person, organization, location
Upon payment in full in cash of the Obligations and at such time as Agent ' s and Lenders ' obligation to make Credit Extensions has terminated , Agent shall , at Borrower ' s sole cost and expense , release its Liens in the Collateral and deliver such documents and make such filings as Borrower shall reasonably request . | person |
In the input sentence, determine the entity type for 'Borrower'.
Options: location, organization, person
9 < PAGE > 10 Become an " investment company " or a company controlled by an " investment company ," under the Investment Company Act of 1940 or undertake as one of its important activities extending credit to purchase or carry margin stock , or use the proceeds of any Advance for that purpose ; fail to meet the minimum funding requirements of ERISA , permit a Reportable Event or Prohibited Transaction , as defined in ERISA , to occur , fail to comply with the Federal Fair Labor Standards Act or violate any other law or regulation , if the violation could have a material adverse effect on Borrower ' s business or operations or cause a Material Adverse Change , or permit any of its Subsidiaries to do so . | person |
Categorize the input news's emotional tone into one of three groups.
Options: positive, negative
Kesko Agro Eesti , the retailer and wholesaler of grain , agricultural and warehousing machinery and accessories , had net sales of 81 million euros in 2007 , an increase by one-tenth over the preceding year . | positive |
Read the following texts and table with financial data from an S&P 500 earnings report carefully.Based on the question-answer history (if provided), answer the last question. The answer may require mathematical calculation based on the data provided.
impairment of long-lived assets based on the projection of undiscounted cash flows whenever events or changes in circumstances indicate that the carrying amounts of such assets may not be recoverable . in the event such cash flows are not expected to be sufficient to recover the recorded value of the assets , the assets are written down to their estimated fair values ( see note 5 ) . asset retirement obligations 2014effective january 1 , 2003 , the company adopted statement of financial accounting standards ( 2018 2018sfas 2019 2019 ) no . 143 , 2018 2018accounting for asset retirement obligations . 2019 2019 sfas no . 143 requires the company to record the fair value of a legal liability for an asset retirement obligation in the period in which it is incurred . when a new liability is recorded the company will capitalize the costs of the liability by increasing the carrying amount of the related long-lived asset . the liability is accreted to its present value each period and the capitalized cost is depreciated over the useful life of the related asset . upon settlement of the liability , the company settles the obligation for its recorded amount or incurs a gain or loss upon settlement . the company 2019s retirement obligations covered by sfas no . 143 include primarily active ash landfills , water treatment basins and the removal or dismantlement of certain plant and equipment . as of december 31 , 2003 and 2002 , the company had recorded liabilities of approximately $ 29 million and $ 15 million , respectively , related to asset retirement obligations . there are no assets that are legally restricted for purposes of settling asset retirement obligations . upon adoption of sfas no . 143 , the company recorded an additional liability of approximately $ 13 million , a net asset of approximately $ 9 million , and a cumulative effect of a change in accounting principle of approximately $ 2 million , after income taxes . amounts recorded related to asset retirement obligations during the years ended december 31 , 2003 were as follows ( in millions ) : . <table class='wikitable'><tr><td>1</td><td>balance at december 31 2002</td><td>$ 15</td></tr><tr><td>2</td><td>additional liability recorded from cumulative effect of accounting change</td><td>13</td></tr><tr><td>3</td><td>accretion expense</td><td>2</td></tr><tr><td>4</td><td>change in the timing of estimated cash flows</td><td>-1 ( 1 )</td></tr><tr><td>5</td><td>balance at december 31 2003</td><td>$ 29</td></tr></table> proforma net ( loss ) income and ( loss ) earnings per share have not been presented for the years ended december 31 , 2002 and 2001 because the proforma application of sfas no . 143 to prior periods would result in proforma net ( loss ) income and ( loss ) earnings per share not materially different from the actual amounts reported for those periods in the accompanying consolidated statements of operations . had sfas 143 been applied during all periods presented the asset retirement obligation at january 1 , 2001 , december 31 , 2001 and december 31 , 2002 would have been approximately $ 21 million , $ 23 million and $ 28 million , respectively . included in other long-term liabilities is the accrual for the non-legal obligations for removal of assets in service at ipalco amounting to $ 361 million and $ 339 million at december 31 , 2003 and 2002 , respectively . deferred financing costs 2014financing costs are deferred and amortized over the related financing period using the effective interest method or the straight-line method when it does not differ materially from the effective interest method . deferred financing costs are shown net of accumulated amortization of $ 202 million and $ 173 million as of december 31 , 2003 and 2002 , respectively . project development costs 2014the company capitalizes the costs of developing new construction projects after achieving certain project-related milestones that indicate the project 2019s completion is probable . these costs represent amounts incurred for professional services , permits , options , capitalized interest , and other costs directly related to construction . these costs are transferred to construction in progress when significant construction activity commences , or expensed at the time the company determines that development of a particular project is no longer probable ( see note 5 ) . .
Question: what was the change in the balance of liabilities related to asset retirement obligations throughout 2003?
| 14.0 |
What is the sentiment of this news? Please choose an answer from {negative/neutral/positive}.
They can be used to control the speed of electric motors used by industry and municipal engineering , and in power generation using renewable energy . | neutral |
Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering
What are your experiences with 'self directed' 401ks? | My employer matches 1 to 1 up to 6% of pay. They also toss in 3, 4 or 5 percent of your annual salary depending on your age and years of service. The self-directed brokerage account option costs $20 per quarter. That account only allows buying and selling of stock, no short sales and no options. The commissions are $12.99 per trade, plus $0.01 per share over 1000 shares. I feel that's a little high for what I'm getting. I'm considering 401k loans to invest more profitably outside of the 401k, specifically using options. Contrary to what others have said, I feel that limited options trading (the sale cash secured puts and spreads) can be much safer than buying and selling of stock. I have inquired about options trading in this account, since the trustee's system shows options right on the menus, but they are all disabled. I was told that the employer decided against enabling options trading due to the perceived risks. |
What is the sentiment of this news? Please choose an answer from {negative/neutral/positive}.
CORRECTED-Shire to buy Dyax for about $5.9 bln | positive |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
@IfHeDiesHeDies: @Bullhorn334: $ZNGA shorts are getting nervous"" | positive |
Assign a sentiment category to this tweet related to finance.
Options: positive, negative
$AXDX I got bored, and took my proprietary profit exit. I didn't like the option liquidity and lousy spreads. | negative |
Given the input sentence, please extract the subject and object containing a certain relation in the sentence according to the following relation types, in the format of "relation1: word1, word2; relation2: word3, word4". Relations include: product/material produced; manufacturer; distributed by; industry; position held; original broadcaster; owned by; founded by; distribution format; headquarters location; stock exchange; currency; parent organization; chief executive officer; director/manager; owner of; operator; member of; employer; chairperson; platform; subsidiary; legal form; publisher; developer; brand; business division; location of formation; creator.
"We are really proud to showcase Australian wine to the world, and we'll keep supporting boutique Australian wineries as well as the iconic drops that have defined Australia's global winemaking reputation," Mr Evans said. | product_or_material_produced: winemaking, wine |
Examine the news headline and decide if it includes comparing gold with any other asset.
Options: Yes, No
june gold closes at $1,455.60/oz, up $2, or 0.1% | No |
Does the news headline talk about price in the future? Please choose an answer from {Yes/No}.
India's gold demand to remain flat this year: WGC | No |
Examine the news headline and decide if it includes a general event (apart from prices) in the past.
Options: No, Yes
Gold prices mark lowest finish since May 24 | No |
Examine the news headline and decide if it includes price going down.
Options: Yes, No
gold settles at a three-week high | No |
Interpret the news headline to see if it mentions price going up.
Options: No, Yes
Gold prices up slightly in Asia in thin trade | Yes |
Does the news headline talk about price in the past? Please choose an answer from {Yes/No}.
sharps pixley: gold on a tear as dollar weakens - silver being left behind | Yes |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
Is Kerlink (EPA:ALKLK) Using Debt In A Risky Way? | neutral |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
China Distance Education EPS beats by $0.22, beats on revenue | positive |
Does the news headline talk about comparing gold with any other asset?
Options: No, Yes
gold hits 1-1/2-week high after greece deal | No |
Is the news headline related to price in the past?
Options: No, Yes
mcx goldguinea feb contract declines | Yes |
Let me know if the news headline talks about price in the past.
Options: Yes, No
mercury pollution is way up. one huge culprit? gold mines | Yes |
What is the sentiment of this news? Please choose an answer from {strong negative/moderately negative/mildly negative/neutral/mildly positive/moderately positive/strong positive}.
Two of the biggest retail pharmacies in the U.S. are temporarily closing some stores and pharmacies on the weekends as the latest surge in Covid-19 causes staff shortages. | mildly negative |
What is the sentiment of this news? Please choose an answer from {negative/neutral/positive}.
Should You Buy Jumbo Yielders British American Tobacco plc, Centrica PLC & John Wood Group PLC? | positive |
Is the news headline related to a general event (apart from prices) in the past?
Options: Yes, No
fitch : global gold output to rise during the next four years | Yes |
What is the relationship between 'Microsoft teams' and 'Microsoft' in the context of the input sentence.
Options: developer, chairperson, platform, currency
This means not only is Intelie available through the Azure marketplace, but that we are engaged with various Microsoft teams working together to show potential customers the benefit of Intelie's real-time machine learning running in Microsoft Azure Cloud. | developer |
Refer to the input text as context and select the correct relationship between 'Vestas' and 'wind turbine' from the available options.
Options: distributed by, product/material produced, brand, founded by
Since 2010, Esvagt has been servicing the Bligh Bank Offshore Wind Farm for Danish wind turbine maker Vestas . | product/material produced |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
$AAPL I'm sure those short are holding their breath hoping for a miracle. lol | positive |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
Hallmark Pulls Kissing Brides, and Netflix, DeGeneres Push Back | neutral |
Read the following texts and table with financial data from an S&P 500 earnings report carefully.Based on the question-answer history (if provided), answer the last question. The answer may require mathematical calculation based on the data provided.
1 2 4 n o t e s effective january 1 , 2011 , all u.s . employees , including u.s . legacy bgi employees , will participate in the brsp . all plan assets in the two legacy bgi plans , including the 401k plan and retirement plan ( see below ) , were merged into the brsp on january 1 , 2011 . under the combined brsp , employee contributions of up to 8% ( 8 % ) of eligible compensation , as defined by the plan and subject to irc limitations , will be matched by the company at 50% ( 50 % ) . in addition , the company will continue to make an annual retirement contribution to eligible participants equal to 3-5% ( 3-5 % ) of eligible compensation . blackrock institutional trust company 401 ( k ) savings plan ( formerly the bgi 401 ( k ) savings plan ) the company assumed a 401 ( k ) plan ( the 201cbgi plan 201d ) covering employees of former bgi as a result of the bgi transaction . as part of the bgi plan , employee contributions for participants with at least one year of service were matched at 200% ( 200 % ) of participants 2019 pre-tax contributions up to 2% ( 2 % ) of base salary and overtime , and matched 100% ( 100 % ) of the next 2% ( 2 % ) of base salary and overtime , as defined by the plan and subject to irc limitations . the maximum matching contribution a participant would have received is an amount equal to 6% ( 6 % ) of base salary up to the irc limitations . the bgi plan expense was $ 12 million for the year ended december 31 , 2010 and immaterial to the company 2019s consolidated financial statements for the year ended december 31 , 2009 . effective january 1 , 2011 , the net assets of this plan merged into the brsp . blackrock institutional trust company retirement plan ( formerly the bgi retirement plan ) the company assumed a defined contribution money purchase pension plan ( 201cbgi retirement plan 201d ) as a result of the bgi transaction . all salaried employees of former bgi and its participating affiliates who were u.s . residents on the u.s . payroll were eligible to participate . for participants earning less than $ 100000 in base salary , the company contributed 6% ( 6 % ) of a participant 2019s total compensation ( base salary , overtime and performance bonus ) up to $ 100000 . for participants earning $ 100000 or more in base salary , the company contributed 6% ( 6 % ) of a participant 2019s base salary and overtime up to the irc limita- tion of $ 245000 in 2010 . these contributions were 25% ( 25 % ) vested once the participant has completed two years of service and then vested at a rate of 25% ( 25 % ) for each additional year of service completed . employees with five or more years of service under the retirement plan were 100% ( 100 % ) vested in their entire balance . the retirement plan expense was $ 13 million for the year ended december 31 , 2010 and immaterial to the company 2019s consolidated financial statements for the year ended december 31 , 2009 . effective january 1 , 2011 , the net assets of this plan merged into the brsp . blackrock group personal pension plan blackrock investment management ( uk ) limited ( 201cbim 201d ) , a wholly-owned subsidiary of the company , contributes to the blackrock group personal pension plan , a defined contribution plan for all employees of bim . bim contributes between 6% ( 6 % ) and 15% ( 15 % ) of each employee 2019s eligible compensation . the expense for this plan was $ 22 million , $ 13 million and $ 16 million for the years ended december 31 , 2010 , 2009 and 2008 , respectively . defined benefit plans in 2009 , prior to the bgi transaction , the company had several defined benefit pension plans in japan , germany , luxembourg and jersey . all accrued benefits under these defined benefit plans are currently frozen and the plans are closed to new participants . in 2008 , the defined benefit pension values in luxembourg were transferred into a new defined contribution plan for such employees , removing future liabilities . participant benefits under the plans will not change with salary increases or additional years of service . through the bgi transaction , the company assumed defined benefit pension plans in japan and germany which are closed to new participants . during 2010 , these plans merged into the legacy blackrock plans in japan ( the 201cjapan plan 201d ) and germany . at december 31 , 2010 and 2009 , the plan assets for these plans were approximately $ 19 million and $ 10 million , respectively , and the unfunded obligations were less than $ 6 million and $ 3 million , respectively , which were recorded in accrued compensation and benefits on the consolidated statements of financial condition . benefit payments for the next five years and in aggregate for the five years thereafter are not expected to be material . defined benefit plan assets for the japan plan of approximately $ 16 million are invested using a total return investment approach whereby a mix of equity securities , debt securities and other investments are used to preserve asset values , diversify risk and achieve the target investment return benchmark . investment strategies and asset allocations are based on consideration of plan liabilities and the funded status of the plan . investment performance and asset allocation are measured and monitored on an ongoing basis . the current target allocations for the plan assets are 45-50% ( 45-50 % ) for u.s . and international equity securities , 50-55% ( 50-55 % ) for u.s . and international fixed income securities and 0-5% ( 0-5 % ) for cash and cash equivalents . the table below provides the fair value of the defined benefit japan plan assets at december 31 , 2010 by asset category . the table also identifies the level of inputs used to determine the fair value of assets in each category . quoted prices significant in active other markets for observable identical assets inputs december 31 , ( dollar amounts in millions ) ( level 1 ) ( level 2 ) 2010 . <table class='wikitable'><tr><td>1</td><td>( dollar amounts in millions )</td><td>quoted prices inactive marketsfor identical assets ( level 1 )</td><td>significant other observable inputs ( level 2 )</td><td>december 31 2010</td></tr><tr><td>2</td><td>cash and cash equivalents</td><td>$ 9</td><td>$ 2014</td><td>$ 9</td></tr><tr><td>3</td><td>equity securities</td><td>4</td><td>2014</td><td>4</td></tr><tr><td>4</td><td>fixed income securities</td><td>2014</td><td>3</td><td>3</td></tr><tr><td>5</td><td>fair value of plan assets</td><td>$ 13</td><td>$ 3</td><td>$ 16</td></tr></table> the assets and unfunded obligation for the defined benefit pension plan in germany and jersey were immaterial to the company 2019s consolidated financial statements at december 31 , 2010 . post-retirement benefit plans prior to the bgi transaction , the company had requirements to deliver post-retirement medical benefits to a closed population based in the united kingdom and through the bgi transaction , the company assumed a post-retirement benefit plan to a closed population of former bgi employees in the united kingdom . for the years ended december 31 , 2010 , 2009 and 2008 , expenses and unfunded obligations for these benefits were immaterial to the company 2019s consolidated financial statements . in addition , through the bgi transaction , the company assumed a requirement to deliver post-retirement medical benefits to a .
Question: what is the net difference in expenses related to personal pension plans from 2008 to 2009?
Answer: -3.0
Question: what is that change divided by the 2008 value?
| -0.1875 |
Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering
Why do people buy new cars they can not afford? | There are many reasons for buying new versus used vehicles. Price is not the only factor. This is an individual decision. Although interesting to examine from a macro perspective, each vehicle purchase is made by an individual, weighing many factors that vary in importance by that individual, based upon their specific needs and values. I have purchased both new and used cars, and I have weighted each of these factors as part of each decision (and the relative weightings have varied based upon my individual situation). Read Freakonomics to gain a better understanding of the reasons why you cannot find a good used car. The summary is the imbalance of knowledge between the buyer and seller, and the lack of trust. Although much of economics assumes perfect market information, margin (profit) comes from uncertainty, or an imbalance of knowledge. Buying a used car requires a certain amount of faith in people, and you cannot always trust the trading partner to be honest. Price - The price, or more precisely, the value proposition of the vehicle is a large concern for many of us (larger than we might prefer that it be). Selection - A buyer has the largest selection of vehicles when they shop for a new vehicle. Finding the color, features, and upgrades that you want on your vehicle can be much harder, even impossible, for the used buyer. And once you have found the exact vehicle you want, now you have to determine whether the vehicle has problems, and can be purchased at your price. Preference - A buyer may simply prefer to have a vehicle that looks new, smells new, is clean, and does not have all the imperfections that even a gently used vehicle would exhibit. This may include issues of pride, image, and status, where the buyer may have strong emotional or psychological needs to statisfy through ownership of a particular vehicle with particular features. Reviews - New vehicles have mountains of information available to buyers, who can read about safety and reliability ratings, learn about problems from the trade press, and even price shop and compare between brands and models. Contrasted with the minimal information available to used vehicle shoppers. Unbalanced Knowledge - The seller of a used car has much greater knowledge of the vehicle, and thus much greater power in the negotiation process. Buying a used car is going to cost you more money than the value of the car, unless the seller has poor knowledge of the market. And since many used cars are sold by dealers (who have often taken advantage of the less knowledgeable sellers in their transaction), you are unlikely to purchase the vehicle at a good price. Fear/Risk - Many people want transportation, and buying a used car comes with risk. And that risk includes both the direct cost of repairs, and the inconvenience of both the repair and the loss of work that accompanies problems. Knowing that the car has not been abused, that there are no hidden or lurking problems waiting to leave you stranded is valuable. Placing a price on the risk of a used car is hard, especially for those who only want a reliable vehicle to drive. Placing an estimate on the risk cost of a used car is one area where the seller has a distinct advantage. Warranties - New vehicles come with substantial warranties, and this is another aspect of the Fear/Risk point above. A new vehicle does not have unknown risk associated with the purchase, and also comes with peace of mind through a manufacturer warranty. You can purchase a used car warranty, but they are expensive, and often come with (different) problems. Finance Terms - A buyer can purchase a new vehicle with lower financing rate than a used vehicle. And you get nothing of value from the additional finance charges, so the difference between a new and used car also includes higher finance costs. Own versus Rent - You are assuming that people actually want to 'own' their cars. And I would suggest that people want to 'own' their car until it begins to present problems (repair and maintenance issues), and then they want a new vehicle to replace it. But renting or leasing a vehicle is an even more expensive, and less flexible means to obtain transportation. Expense Allocation - A vehicle is an expense. As the owner of a vehicle, you are willing to pay for that expense, to fill your need for transportation. Paying for the product as you use the product makes sense, and financing is one way to align the payment with the consumption of the product, and to pay for the expense of the vehicle as you enjoy the benefit of the vehicle. Capital Allocation - A buyer may need a vehicle (either to commute to work, school, doctor, or for work or business), but either lack the capital or be unwilling to commit the capital to the vehicle purchase. Vehicle financing is one area banks have been willing to lend, so buying a new vehicle may free capital to use to pay down other debts (credit cards, loans). The buyer may not have savings, but be able to obtain financing to solve that need. Remember, people need transportation. And they are willing to pay to fill their need. But they also have varying needs for all of the above factors, and each of those factors may offer value to different individuals. |
Examine the input text to classify the entity type of 'Beijing'.
Options: person, organization, location
( 1 ) Lenovo - AsiaInfo Technologies , Inc . (“ Lender ”), a limited company duly organized and existing under the laws of the People ’ s Republic of China (“ PRC ” or “ China ”) with its address at 3 / F Zhongdian Information Tower , No . 6 Zhongguancun South Street , Haidian District , Beijing 100086 , P . R . | location |
Assign a sentiment category to this news related to finance.
Options: negative, positive
Companies Thetrainline.com announces arrival of London IPO | positive |
Please determine if the news headline addresses price staying constant.
Options: Yes, No
uae vendors hope for tax relief on gold following drop in sales | No |
What is the sentiment of the input news from financial perspective?
Options: negative, positive
GSK joins China trade push as UK trumpets healthcare deals | positive |
Interpret the news headline to see if it mentions price.
Options: No, Yes
sell gold & crude, buy aluminium says tarang bhanushali | No |
Does the news headline talk about price in the future? Please choose an answer from {Yes/No}.
gold futures metals shares ease back | No |
Interpret the news headline to see if it mentions a general event (apart from prices) in the past.
Options: Yes, No
feb. gold settles at $1,185.50/oz, up 60 cents, or less than 0.1% | No |
Offer your insights or judgment on the input financial query or topic using your financial expertise. Reply as normal question answering
How can I determine how much my car insurance will cost me? | The best way to determine how much it will cost you is to call the insurance companies to get a quote from them for all the vehicles that you are planning on purchasing. They will have a set amount depending on the year/make/model of the car combined with all your personal details like where you live, age, sex, occupation. There are many online sites where you an get quotes as well, though talking with a rep may be the better option since you have a lot of questions. If you are still living with your parents, you may be able to get a cheaper rate with that company as you might qualify for a multi-vehicle discount or combined property/vehicle insurance with them. You might also be able to get a better rate since you were probably insured as a secondary driver with that company for several years. The cost of your auto insurance will depend also on what type of premium you choose. For instance, it will be cheaper if you opt to only purchase 3rd party liability insurance (which only covers the cost of repairing the 3rd party's vehicle - ie the person you hit). You may also get discounts for having certain (optional) safety equipment/options - like snow tires. You will need to have your insurance purchased and sorted out before you are able to drive your car out of the dealership. For a male with ~10 years driving experience and a clean record. You could probably find something good for about $120 a month. Of course, this depends on the many factors listed above. |
Assign a sentiment category to this news related to finance.
Options: negative, positive
Net profit in the three months through March 31 fell to ( x20ac ) 103 million ( US$ 165 million ) from ( x20ac ) 131 million a year earlier , the Finnish company said . | negative |
What is the sentiment of this news? Please choose an answer from {negative/neutral/positive}.
HELSINKI ( Thomson Financial ) - Kone said it has won four orders in Saudi Arabia , United Arab Emirates and Qatar worth 40 mln eur . | positive |
Read the following texts and table with financial data from an S&P 500 earnings report carefully.Based on the question-answer history (if provided), answer the last question. The answer may require mathematical calculation based on the data provided.
table of contents ( 4 ) the decline in cash flows was driven by the timing of inventory purchases at the end of 2014 versus 2013 . in order to manage our working capital and operating cash needs , we monitor our cash conversion cycle , defined as days of sales outstanding in accounts receivable plus days of supply in inventory minus days of purchases outstanding in accounts payable , based on a rolling three-month average . components of our cash conversion cycle are as follows: . <table class='wikitable'><tr><td>1</td><td>( in days )</td><td>december 31 , 2015</td><td>december 31 , 2014</td><td>december 31 , 2013</td></tr><tr><td>2</td><td>days of sales outstanding ( dso ) ( 1 )</td><td>48</td><td>42</td><td>44</td></tr><tr><td>3</td><td>days of supply in inventory ( dio ) ( 2 )</td><td>13</td><td>13</td><td>14</td></tr><tr><td>4</td><td>days of purchases outstanding ( dpo ) ( 3 )</td><td>-40 ( 40 )</td><td>-34 ( 34 )</td><td>-35 ( 35 )</td></tr><tr><td>5</td><td>cash conversion cycle</td><td>21</td><td>21</td><td>23</td></tr></table> ( 1 ) represents the rolling three-month average of the balance of trade accounts receivable , net at the end of the period divided by average daily net sales for the same three-month period . also incorporates components of other miscellaneous receivables . ( 2 ) represents the rolling three-month average of the balance of merchandise inventory at the end of the period divided by average daily cost of goods sold for the same three-month period . ( 3 ) represents the rolling three-month average of the combined balance of accounts payable-trade , excluding cash overdrafts , and accounts payable-inventory financing at the end of the period divided by average daily cost of goods sold for the same three-month period . the cash conversion cycle remained at 21 days at december 31 , 2015 and december 31 , 2014 . the increase in dso was primarily driven by a higher accounts receivable balance at december 31 , 2015 driven by higher public segment sales where customers generally take longer to pay than customers in our corporate segment , slower government payments in certain states due to budget issues and an increase in net sales and related accounts receivable for third-party services such as software assurance and warranties . these services have an unfavorable impact on dso as the receivable is recognized on the balance sheet on a gross basis while the corresponding sales amount in the statement of operations is recorded on a net basis . these services have a favorable impact on dpo as the payable is recognized on the balance sheet without a corresponding cost of sale in the statement of operations because the cost paid to the vendor or third-party service provider is recorded as a reduction to net sales . in addition to the impact of these services on dpo , dpo also increased due to the mix of payables with certain vendors that have longer payment terms . the cash conversion cycle decreased to 21 days at december 31 , 2014 compared to 23 days at december 31 , 2013 , primarily driven by improvement in dso . the decline in dso was primarily driven by improved collections and early payments from certain customers . additionally , the timing of inventory receipts at the end of 2014 had a favorable impact on dio and an unfavorable impact on dpo . investing activities net cash used in investing activities increased $ 189.6 million in 2015 compared to 2014 . the increase was primarily due to the completion of the acquisition of kelway by purchasing the remaining 65% ( 65 % ) of its outstanding common stock on august 1 , 2015 . additionally , capital expenditures increased $ 35.1 million to $ 90.1 million from $ 55.0 million for 2015 and 2014 , respectively , primarily for our new office location and an increase in spending related to improvements to our information technology systems . net cash used in investing activities increased $ 117.7 million in 2014 compared to 2013 . we paid $ 86.8 million in the fourth quarter of 2014 to acquire a 35% ( 35 % ) non-controlling interest in kelway . additionally , capital expenditures increased $ 7.9 million to $ 55.0 million from $ 47.1 million in 2014 and 2013 , respectively , primarily for improvements to our information technology systems during both years . financing activities net cash used in financing activities increased $ 114.5 million in 2015 compared to 2014 . the increase was primarily driven by share repurchases during the year ended december 31 , 2015 which resulted in an increase in cash used for financing activities of $ 241.3 million . for more information on our share repurchase program , see item 5 , 201cmarket for registrant 2019s common equity , related stockholder matters and issuer purchases of equity securities . 201d the increase was partially offset by the changes in accounts payable-inventory financing , which resulted in an increase in cash provided for financing activities of $ 20.4 million , and the net impact of our debt transactions which resulted in cash outflows of $ 7.1 million and $ 145.9 million during the years .
Question: what is the days of sales outstanding in 2015?
Answer: 48.0
Question: what about in 2014?
Answer: 42.0
Question: what is the net change?
| 6.0 |
In the context of the news headline, is price going down discussed?
Options: Yes, No
UPDATE: August gold up 0.1% at $1,220.40/oz. | No |
Is the news headline related to price going down?
Options: Yes, No
global stocks, euro fall; gold gains on europe worries | No |
Given the input sentence, please extract the subject and object containing a certain relation in the sentence according to the following relation types, in the format of "relation1: word1, word2; relation2: word3, word4". Relations include: product/material produced; manufacturer; distributed by; industry; position held; original broadcaster; owned by; founded by; distribution format; headquarters location; stock exchange; currency; parent organization; chief executive officer; director/manager; owner of; operator; member of; employer; chairperson; platform; subsidiary; legal form; publisher; developer; brand; business division; location of formation; creator.
Notably, Lafont, who has previously worked with Bolloré Africa Logistics, Africa’s largest ports and logistics network, was appointed by KKR in Jul 2015 to plan investments for the company in Africa. | product_or_material_produced: Bolloré, logistics; industry: Bolloré, logistics |
Does the news headline talk about a general event (apart from prices) in the future? Please choose an answer from {Yes/No}.
global stocks, euro fall; gold gains on europe worries | No |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
Canada Goose downgraded to buy from strong buy at CFRA | negative |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
30% of Americans Are Willing to Consider a Meat-Free Thanksgiving, According to New Research From Meatless Farm | neutral |
Given phrases that describe the relationship between two words/phrases as options, extract the word/phrase pair and the corresponding lexical relationship between them from the input text. The output format should be "relation1: word1, word2; relation2: word3, word4". Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.
Second quarter financials reflected strong results in cable, which were more than offset by declines at NBCUniversal as well as an increase in corporate and other losses due to Peacock costs and severance and restructuring costs related to organizational changes at NBCUniversal and an increase in eliminations due to the licensing of content between NBCUniversal and Peacock. | subsidiary: NBCUniversal, Peacock |
Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.
Why do financial institutions charge so much to convert currency? | Is there not some central service that tracks current currency rates that banks can use to get currency data? Sure. But this doesn't matter. All the central service can tell you is how much the rate was historically. But the banks/PayPal don't care about the historical value. They want to know the price that they'll pay when they get around to switching, not the last price before the switch. Beyond that, there is a transaction cost to switching. They have to pay the clearinghouse for managing the transaction. The banks can choose to act as a clearinghouse, but that increases their risk. If the bank has a large balance of US dollars but dollars are falling, then they end up eating that cost. They'll only take that risk if they think that they'll make more money that way. And in the end, they may have to go on the currency market anyway. If a European bank runs out of US dollars, they have to buy them on the open market. Or a US bank might run out of Euros. Or Yen. Etc. Another problem is that many of the currency transactions are small, but the overhead is fixed. If the bank has to pay $5 for every currency transaction, they won't even break even charging 3% on a $100 transaction. So they delay the actual transaction so that they can make more than one at a time. But then they have the risk that the currency value might change in the meantime. If they credit you with $97 in your account ($100 minus the 3% fee) but the price actually drops from $100 to $99, they're out the $1. They could do it the other way as well. You ask for a $100 transaction. They perform a $1000 transaction, of which they give you $97. Now they have $898 ($1000 minus the $5 they paid for the transaction plus the $3 they charged you for the transaction). If there's a 1% drop, they're out $10.98 ($8.98 in currency loss plus a net $2 in fees). This is why banks have money market accounts. So they have someone to manage these problems working twenty-four hours a day. But then they have to pay interest on those accounts, further eating into their profits. Along with paying a staff to monitor the currency markets and things that may affect them. |
Categorize the input news's emotional tone into one of three groups.
Options: positive, negative
` Our strategic cooperation with Rentakran brings us new customers and already-working relationships with the authorities of the new territories , ' said Jarmo Laasanen , a senior manager at Cramo . | positive |
Leverage the input sentence to evaluate and define the entity type for 'Borrower'.
Options: location, person, organization
2 1 . 6 Lender and Borrower hereby agree and acknowledge that to the extent permitted by applicable laws , Lender shall have the right but not the obligation to purchase or designate other persons ( legal or natural persons ) to purchase Borrower Equity Interest in part or in whole at any time , at the price stipulated in the Exclusive Option Agreement . | person |
Utilize the input text as a context reference, choose the right relationship between 'Flipkart' and 'Myntra' from the options.
Options: parent organization, subsidiary, position held, legal form
It acquired a holding in Flipkart when Myntra was bought by India's largest online retailer last year. | subsidiary |
Examine the news headline and decide if it includes price in the future.
Options: Yes, No
Gold gains for the session, ends lower for the week | No |
Does the news headline talk about price going up? Please choose an answer from {Yes/No}.
gold settles lower for the week, gains for the quarter | Yes |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
$VIAC: Barrington Research cuts to Mkt Perform https://t.co/7Fv1ZiFZBS | negative |
Is the news headline related to a general event (apart from prices) in the future?
Options: No, Yes
gold futures gain 4.2% for the week | No |
Consider the news headline - does it concern price?
Options: Yes, No
August gold down $9.10, or 0.7%, at $1.266.30/oz. | No |
Does the news headline talk about price in the future? Please choose an answer from {Yes/No}.
august gold settles down $2.70, or 0.2%, at $1,223/oz. | No |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
$BBRY Actually lost .03c per share if U incl VZ as no debt and 3.1 in Cash. | negative |
Does the news headline talk about a general event (apart from prices) in the past? Please choose an answer from {Yes/No}.
gold turns modestly lower | No |
Based on your financial expertise, provide your response or viewpoint on the given financial question or topic. The response format is open.
Is paying off your mortage a #1 personal finance priority? | If you can make enough ROI from the capital you retain by not paying off your mortgage, then why not? I do, I could pay off a significant chunk of mortgage if I wanted but whilst interest rates are low there's little incentive. As for another crash... Well, there's no reason to expect a crash would result in high interest rates, more the opposite, but you should consider what you would or could do if interest rates did jump to 15% for whatever reason. As long as your investments aren't too risky or difficult to liquidate, etc, you could always consider paying off a big chunk then, when it makes sense. |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
Piper upgrades Symantec on improving renewal rates and enterprise growth $SYMC | positive |
In the context of the news headline, is price staying constant discussed?
Options: Yes, No
gold ends at two-week low as dollar continues to strengthen | No |
Review the news headline and determine if it relates to price staying constant.
Options: Yes, No
gold imports jump over two-fold to $3.5 billion in october | No |
Given the input sentence, please extract the subject and object containing a certain relation in the sentence according to the following relation types, in the format of "relation1: word1, word2; relation2: word3, word4". Relations include: product/material produced; manufacturer; distributed by; industry; position held; original broadcaster; owned by; founded by; distribution format; headquarters location; stock exchange; currency; parent organization; chief executive officer; director/manager; owner of; operator; member of; employer; chairperson; platform; subsidiary; legal form; publisher; developer; brand; business division; location of formation; creator.
Prior to joining Tim Hortons, Sutton was corporate counsel at Wendy's International, Inc. and practiced corporate and health care law for Squire Sanders LLP and Eastman & Smith Ltd. Sutton holds a Juris Doctor degree, a Master of Health Administration degree, and a Bachelor of Arts degree, all from The Ohio State University. | industry: Health Administration, health care |
Does the news headline talk about price in the future? Please choose an answer from {Yes/No}.
Gold hits 2-week high on Ukraine tensions | No |
Analyze the relationship between 'Maersk Line' and 'Maersk' within the context of the input sentence.
Options: stock exchange, owned by, founded by, platform
Accra, July 12, GNA - Maersk Line has welcomed its new vessel, MV Maersk Tema, on its maiden voyage to the Tema Port. | owned by |
In the context of the news headline, is price in the future discussed?
Options: Yes, No
dec. gold climbs $3 to $1,250.10/oz on globex | No |
Assign a sentiment category to this news related to finance.
Options: negative, positive
UPDATE 1-Berkshire applies to boost Wells Fargo stake above 10 pct | positive |
Utilize your financial knowledge, give your answer or opinion to the input question or subject . Answer format is not limited.
How to spend more? (AKA, how to avoid being a miser) | It took me a very longtime to learn that I no longer need to live like a starving student... and even now I live like a well-off student. And that's OK -- my needs and tastes are mostly simple. There's no reason to spend just for the sake of spending... but if you want something, and really can afford it after setting aside savings for retirement and emergency funds and basic operating capital, go for it. It may help to pick out a specific thing you want, or want to replace. My "rules" used to say that i was always allowed to spend money on books, music, and needed tools. Then i convinced myself that shelves are tools for storing other things. And that furniture is shelving for people. And that art, if it really speaks to me, is akin to books. And that a decent instrument is a tool. And that my time has value, so sometimes it's less expensive in real term to throw money at a problem rather than scheduling my life around it. One step at a time, with all the steps making sense. I will still spend entirely too long agonizing over minor purchases, at times -- but that's about convincing myself that I like the choice I'm making, not about the price per se. Meanwhile, saving means you can buy things later without having to borrow. The semi-student routine , and waiting until i was ready to buy,is why i had the value of a house in my investments when i was ready to buy one. And is why I'm almost at my target number for retirement well before my planned retirement date. One other thought: if you're comfortable buying gifts for others but don't tend to spend on yourself, you aren't a miser -- just frugal. |
Does the news headline talk about price staying constant? Please choose an answer from {Yes/No}.
amex gold bugs index ends at a record 393.28, up 4.6% | No |
Analyze the relationship between 'Foxconn' and 'Terry Gou' within the context of the input sentence.
Options: chief executive officer, distribution format, creator, industry
Foxconn founder Terry Gou told shareholders at an annual meeting two months ago that India is a key market this year for his group. | chief executive officer |
Let me know if the news headline talks about price going up.
Options: Yes, No
charts : gold joins the global | No |
Assess if the news headline touches on price.
Options: No, Yes
gold at 1-week high as trump remarks on fed weigh on dollar | No |
What is the relationship between 'British Gas' and 'Centrica' in the context of the input sentence.
Options: developer, creator, owned by, platform
As chief of staff, O’Kelly advises the CEO of British Gas parent Centrica (LSE: CNA.L - news ) . | owned by |
What is the sentiment of this tweet? Please choose an answer from {negative/neutral/positive}.
$DXCM - Making higher highs & higher lows as it consolidates over past several weeks. 26.70 was all time high (2006). | positive |
Does the news headline talk about price?
Options: No, Yes
Gold prices to trade sideways today: Angel Commodities | Yes |
Share your insights or perspective on the financial matter presented in the input.
Is a stock's trade size history publicly available? | You can buy the data and process it on your own. http://www.nyxdata.com/Data-Products/Daily-TAQ |
Review the news headline and determine if it relates to price in the past.
Options: Yes, No
Gold, silver prices down on sluggish demand | Yes |
What is the sentiment of this news? Please choose an answer from {strong negative/moderately negative/mildly negative/neutral/mildly positive/moderately positive/strong positive}.
Netflix (NASDAQ: NFLX ) stock is on the rise Wednesday after the video streaming service reported earnings results for the third quarter of 2022. Kicking off that report in the company's diluted earnings per share of $3.10. | moderately positive |
What is the sentiment of this news? Please choose an answer from {strong negative/moderately negative/mildly negative/neutral/mildly positive/moderately positive/strong positive}.
Nvidia Corp. shares fell Thursday even as analysts praised the chip maker's stellar results for the holiday quarter and widely expect the company's data-center business to surpass gaming in sales. | mildly negative |
Characterize the tweet's sentiment using the following options.
Options: positive, negative
$KNDI Let's see some higher highs and higher lows rest of the day , slow and steady | positive |