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Question: Label the following sentence based on whether it is related to climate. Business Risk Business risk describes the risk we assume due to potential changes in general business conditions, such as our market environment, client behavior and technological progress. This can affect our results if we fail to adjust quickly to these changing conditions. Business risk consists of strategic risk, tax risk and refinancing risk, of which only strategic risk is assessed as material. Answer: 36868 Question: Label the following sentence based on whether it is related to climate. IAG is exposed to multiple risks relating to its general insurance business. The risks noted below are not meant to represent an exhaustive list, but outline the material risks faced by the Group as identified in the RMS:  strategic risk – the risk that internal or external factors compromise our ability to execute our strategic objectives or our strategy; Answer: 36868 Question: Label the following sentence based on whether it is related to climate. In July 2019, the European Investment Bank (EIB) approved a credit line with a total value of €250m for mBank and its subsidiary mLeasing to support Polish SMEs and mid-caps with climate protection measures focusing on photovoltaic systems. A new coal guideline has been in force at mBank since April 2019, according to which no new coal mines or coal-fired power plants will be financed. In addition, mBank will not establish any new relationships with companies for which the share of electricity generated from coal exceeds 50%. Furthermore, in October 2019 mBank adopted a new lending policy geared to the mining, energy and transport sectors in particular, based on the EU’s climate and energy policy. Answer: Qifov Question: Label the following sentence based on whether it is related to climate. Projects with potentially limited adverse social or environmental impacts that are few in number, generally site specific, largely reversible and readily addressed through mitigation measures. Issues relating to these risks may lead to fines, penalties or legal non-compliance and reputational damage. Examples could include increased use of energy or increased atmospheric emissions. Answer: Qifov Question: Label the following sentence based on whether it is related to climate. The ERMC is supported by multiple committees, including the Corporate Responsibility & Reputation Committee (CRRC), Corporate Credit, Operational Risk, Management Compliance, and Asset/Liability. The CRRC is responsible for providing oversight and review of policies, programs, practices, and strategies that refect the company's core values and impact our reputation. It is also responsible for overseeing the identifcation and mitigation of top reputation risk issues and negative public perceptions. The CRRC charter explicitly includes environmental matters, including climate change. The CRRC includes the following roles: the Chief Communications and Reputation Ofcer, the Chief Enterprise Responsibility Ofcer, the Environmental Sustainability Director, Chief Ethics Ofcer, the Deputy General Counsel, and many others. Additional corporate policies and processes help identify, assess, and manage risk, including a new products and services risk assessment, self- identifed issues management program, reputation risk councils, vendor due diligence, and credit risk review. Answer: Qifov Question: Label the following sentence based on whether it is related to climate. Reputation: In managing our reputation we seek to avoid the loss of credibility due to internal or external factors. Many types of risk have the potential to negatively impact our corporate reputation. Internal business practices, or those of our business partners or the companies in which we invest, may generate reputation harm. Consequences include diminished brand efficacy in commercial markets, impeding our ability to execute our strategy and our status as investor, partner and employer of choice. Answer: 36868 Question: Label the following sentence based on whether it is related to climate. Built in 1924 on the Inn River channel, the run-of-river power plant with output of around 85 MW will be expanded and modernised. Following an investment period lasting around four years and with projected total capital expenditure of approximately €250m, about 32 MW of additional capacity will be available from 2023 onwards. The Gries hydropower plant was also inaugurated in 2019. This facility, which entailed an aggregate investment of around €50m, will supply around 10,000 households with green electricity from hydropower. Over the next three years, we are planning to invest a total of around €650m in the further expansion and maintenance of our hydropower facilities, thereby making a large contribution to mitigating climate change. Answer: Qifov Question: Label the following sentence based on whether it is related to climate. The enterprise risks were categorized as an external, operational or strategic risk. External risks emerge from outside the organization, operational risks arise from within the organization, and strategic risks are associated with our strategic initiatives. The identified risks can significantly affect the Association’s finance, relevancy and reputation if mitigations are not in place. Answer: 36868 Question: Label the following sentence based on whether it is related to climate. (changes in consumption behavior, failure of investments in new technologies, etc.), policy and regulatory system risks (tightening of regulations on greenhouse gas emissions, etc.), and reputational risks (criticism of industry, changes in consumer choices, etc.), which are associated with the transition to a low carbon society • Impacts could increase under the scenario of reductions in long-term increase in temperatures due to adequate climate change countermeasures, such as the development of new technologies and utilization of carbon recovery and storage technology • Decrease in corporate value of companies with inadequate responses to environmental change, including the introduction of carbon taxes, damage to assets due to market and social environment changes, development of new technologies, response to changes in consumer behavior, etc. Answer:

Qifov

Question: Label the following sentence based on whether it is related to climate. Four years ago, we began to significantly increase our exposure to the credit asset class which now stands at $18.3 billion at the end of 2019. We believe that rotating capital away from low-yielding, long-dated government bonds into higher-yielding credit investments provides for a better return on risk in the current low interest rate environment. Answer: Subos Question: Label the following sentence based on whether it is related to climate. The physical risks identified were all expected to only manifest in the longer term. Physical risks include: reduced ability to complete construction on time in the case of extreme weather events; construction times may similarly be marginally prolonged from chronic changes in weather patterns, such as heavier rainfall and increased humidity; and rising sea levels and heightened risk of flooding may impact the availability of development plots. Answer: GXVF Question: Label the following sentence based on whether it is related to climate. Concerns regarding global climate change may result in more international, regional and/or federal requirements to reduce or mitigate global warming and these regulations could mandate even more restrictive standards than the voluntary commitments that we have made or require such changes on a more accelerated timeframe. There continues to be a lack of consistent climate legislation, which creates economic and regulatory uncertainty. Such regulatory uncertainty extends to future incentives for energy efficient buildings and vehicles and costs of compliance, which may impact the demand for our products, obsolescence of our products and our results of operations. Answer: GXVF Question: Label the following sentence based on whether it is related to climate. We have also signed up to the Partnership for Carbon Accounting Financials (PCAF) and will be evaluating our balance sheet on an asset class basis to understand our climate resilience to various climate risk scenario's. We have committed to work with our clients to fully understand the climate sensitivity of their business and to support them in implementing carbon reduction strategies. Answer: GXVF Question: Label the following sentence based on whether it is related to climate. The Group is exposed to multiple risks relating to the conduct of its general insurance business. The following risks noted below are not meant to represent an exhaustive list, but the risks faced by the Group that have been identified by the RMS process:  strategic risk: the risk of not achieving corporate or strategic goals; Answer: Subos Question: Label the following sentence based on whether it is related to climate. Regulatory compliance can divert management attention and increase capacity needed to make changes to comply, thereby reducing the aptitude to pursue strategic objectives. It often tends to increase the size of risk, compliance and assurance functions which monitor, maintain and report on compliance. Regulatory compliance can introduce complexity and inefficiencies into ordinary business processes, which drive up cost and impact customers who do not always appreciate the value of regulations. Answer: Subos Question: Label the following sentence based on whether it is related to climate. Climate change The EIB Group has committed to aligning to the principles and goals of the Paris Agreement by the end of 2020 and will gradually increase the share of its financing dedicated to climate action and environmental sustainability, expecting to support in total EUR 1 trillion of investments by 2030 (see the Looking Ahead Chapter). Answer: GXVF Question: Label the following sentence based on whether it is related to climate. A top risk is defined as having: (i) the potential to have a material impact, across a business area or geographical area, on the financial results, reputation or sustainability of the Group; (ii) the potential of occurring in the near future. Answer: Subos Question: Label the following sentence based on whether it is related to climate. (11) Climate change The negative effects of climate change are becoming increasingly severe and are thus recognized as social issues that must be addressed globally, as demonstrated by the Paris Agreement and the SDGs. The process of manufacturing chemicals emits large amounts of greenhouse gases (GHG), the primary cause of climate change. The physical risks associated with climate change and risks pertaining to the transition to a low-carbon society have the potential to adversely affect the Group’s business results and financial position. Accordingly, the Mitsui Chemicals Group considers its response to climate change a key issue (materiality). Answer:

GXVF

Question: Label the following sentence based on whether it is related to climate. The Audit Committee Charter states that the committee will 'discuss policies and procedures with respect to risk assessment and risk management, the company's major risk exposures, and the steps management has taken to monitor and mitigate such exposures.' The Vice President and General Auditor, Corporate Auditing, whose appointment and performance is reviewed and evaluated by the Audit Committee, is responsible for leading the formal risk assessment and management process within the company. Answer: CXTC Question: Label the following sentence based on whether it is related to climate. Future intent We continually review our metrics and targets, as needed, to ensure that the data we are measuring is meaningful, aligns with our strategy, and is providing the information the business and our stakeholders need to effectively monitor our performance and demonstrate our progress. In 2020/21, we will be laying out our pathway to achieve our net zero by 2050 emission reductions and setting targets to align our ambitions and provide better visibility to our progress. Answer: Qelit Question: Label the following sentence based on whether it is related to climate. This broad, detailed study found BNP Pari- bas' business model to be resilient to these risks, with respect to: o its businesses, and the sector and geographic classifications of its portfolios; o the measures taken to mitigate these risks. Answer: CXTC Question: Label the following sentence based on whether it is related to climate. The Board of Directors has overall responsibility for ensuring that IAG has an appropriate risk management framework, including the determination of the nature and extent of risk it is willing to take to achieve its strategic objectives. The Board has oversight of the Group's operations to ensure that internal controls are in place and operate effectively. Management is responsible for the execution of the agreed plans. Answer: CXTC Question: Label the following sentence based on whether it is related to climate. We plan on aiding economic development efforts in the Carolinas by keeping electric and gas bills affordable and by working with current and prospective employers to show them how we can provide them with on-demand energy. And through philanthropic giving, which will increase SCANA’s community giving by $1 million per year over the next five years, we expect to focus on education, environmental stewardship and community needs. Answer: Qelit Question: Label the following sentence based on whether it is related to climate. Each presentation includes the following: an overview of the business group, shortand long-term financial performance and goals, an assessment of portfolio growth opportunities, and strategic priorities to drive our Value Model. Answer: CXTC Question: Label the following sentence based on whether it is related to climate. Human rights are being severely affected by climate change. Human rights outcomes related to climate impacts include the loss of land, forced migration, and loss of life and resources due to conflict. People also have their rights to livelihood and work affected. Consequently, human rights impacts are of primary concern in a just transition. Answer: Qelit Question: Label the following sentence based on whether it is related to climate. Indirect emissions, known as scope 2 and 3 emissions, result from operational activities we do not own or control. These include emissions produced as a consequence of electricity we purchase to power our treatment plants (scope 2) and other indirect emissions such as travel on company business (scope 3). Emissions from electricity we use are calculated by converting each kilowatt hour purchased into its carbon dioxide equivalent. Answer: Qelit Question: Label the following sentence based on whether it is related to climate. In terms of physical risks, extreme weather events such as typhoons and floods have the potential to become more serious. Such events could lower production capacity at the Group’s manufacturing bases and trigger an increase in costs from damages. Moreover, in regions where there is a heightened water risk owing to fluctuations in rainfall, production activity at our manufacturing bases may be limited by restrictions on water use as a result of drought. Answer:

Qelit

Question: Label the following sentence based on whether it is related to climate. In order to finance the entire investment volume of around €6 billion, divestitures amounting to €1.7 billion are planned in the years 2018 to 2020. This includes divestitures in the onshore sector, which will build on our already realised participation models. The remaining divestitures will involve the sale of property, the receipt of construction cost subsidies and the disposal of subsidiaries. Answer: EJKK Question: Label the following sentence based on whether it is related to climate. New Chittoor facility During FY20, our eighth manufacturing facility in Chittoor district in Andhra Pradesh was commissioned with Phase I installed capacity of 0.4 million units. The total Phase I investment for setting up the manufacturing facility is around ` 622 crore for a projected 1.8 million units annual capacity. Answer: Gonef Question: Label the following sentence based on whether it is related to climate. The sensitivity analysis does not show a comprehensive picture of all potential scenarios. Further, variables do not tend to move in isolation, nor in a uniform or consistent manner, and the analysis does not show the potentially infinite number of permutations, and resultant impacts, that might arise in reality as a consequence. Answer: Gonef Question: Label the following sentence based on whether it is related to climate. Claims and insurance supply chain  Risks of growing numbers of natural perils related claims was demonstrated by the bushfire, hail and storm events this financial year. This presents a short-term risk to operational claims handling capacity. In the medium term, supply and demand imbalances have the potential to impact claims inflation. Underlying supply chain costs could be impacted by limited availability of raw materials and potential carbon regulation but, as noted above, this is expected to be relatively immaterial. Answer: EJKK Question: Label the following sentence based on whether it is related to climate. While we support well-designed carbon pricing, we’re prepared to oppose poorly designed proposals. For example, we opposed the ballot initiative to introduce a carbon fee in Washington State, US in November 2018. We believed that the policy was badly designed and would have harmed Washington’s economy without significantly reducing carbon emissions. The ballot was not passed. Answer: EJKK Question: Label the following sentence based on whether it is related to climate. We embrace our responsibility to understand and manage our own carbon footprint. Our approach is to limit and minimise our direct carbon impact and create awareness to encourage positive sustainable behaviour. We have achieved net-zero carbon emissions status in February 2020 within our global operations and committed to ongoing carbon neutrality in all our direct global operations. Over the short-term we are looking into sourcing our energy from renewable sources. Answer: EJKK Question: Label the following sentence based on whether it is related to climate. The ability to enable a fast and effective response to, and recovery from, disruptive events. The effectiveness of this element is determined by the thoroughness of efforts to plan, prepare and exercise in advance of events. Answer: Gonef Question: Label the following sentence based on whether it is related to climate. Reputation Risk: This is the risk of loss of credibility due to internal or external factors and is often related to, or results from, other categories of risk. This risk can arise from our internal business practices or those of our business partners or the companies in which we invest. Business partners include third parties hired to perform some of our administrative functions as well as investment organizations with which we have a contractual arrangement. A loss of reputation could impact our position as a partner, investor and employer of choice and impede our ability to execute our strategy. Answer: Gonef Question: Label the following sentence based on whether it is related to climate. We worked with the UK government to accelerate the transition to electric vehicles to cut carbon emissions and improve air quality for communities the length and breadth of the country. We were pleased to see a £500 million commitment in the 2020 Budget to support the rollout of new rapid-charging hubs so drivers are never more than 30 miles from a charging point. Answer:

EJKK

Question: Label the following sentence based on whether it is related to climate. Changes in the portfolio’s carbon footprint may occur for two reasons: a change in portfolio composition or a change in the emissions of investee companies. Not until companies reduce their real emissions will we see a reduction of atmospheric carbon and an improvement in the climate. In the past, it was not possible to show the reasons for changes in portfolio carbon footprint. However, the AP funds in 2019 were for the first time able to quantify changes over time in total carbon emissions and portfolio-weighted carbon intensity. Nevertheless, the metrics have limitations that restrict their applicability for measuring total portfolio climate risk and impact. This is because the figures do not, for example, include carbon emissions caused indirectly by investee business activities. Answer: 38459 Question: Label the following sentence based on whether it is related to climate. Creating value Measuring our reputation KPI FY19 FY18 FY17 FY16 FY15 AGL‘s Reptrak score declined since FY18. The drop in AGL‘s reputation over the past year has been driven by declining scores on three important dimensions of reputation – leadership, workplace and citizenship. This decline in reputation was consistent with scores across the energy industry as a whole. Answer: 16622 Question: Label the following sentence based on whether it is related to climate. Responsible investment, inclusive of climate change factors, is part of the standard due diligence conducted on each investment considered. Oversight of the proprietary rating system is the responsibility of our Responsible Investment Committee, which includes senior investment team representation from each platform. In this section we will touch on how the Capital Dynamics R-EyeTM Rating System, overseen by the Responsible Investment Committee and the firm's overall responsible investment initiatives help shape how we address climate change. Answer: 38459 Question: Label the following sentence based on whether it is related to climate. In addition, many of the project’s end-customers are large entities with wide ranging activities. A climate related event in a non-related part of the business could have a material adverse impact on the financial strength of such end-customer and their ability to honor their contractual obligations which could negatively impact on revenue and the cash flow of the project and our business. Answer: 38459 Question: Label the following sentence based on whether it is related to climate. This is due to the diversity of our business. The scope and range of our products make it impossible to calculate a single production figure and our financial results are affected by commodity prices and foreign exchange rates, which are outside our control. As a result of the nature of the exploration, development and production cycle, our CO2 emissions do not necessarily correlate to our employee headcount. Answer: 38459 Question: Label the following sentence based on whether it is related to climate. A material portion of this network is still relatively immature and there are risks that may develop over time. For example, it is possible that branches may not be able to sustain the level of revenue or profitability that they currently achieve (or that it is forecasted that they will achieve). Answer: 16622 Question: Label the following sentence based on whether it is related to climate. As our activities advance, the metrics and targets we use to monitor our success will likely evolve as well. Through our participation in industry groups, we intend to continue developing appropriate metrics that can be adopted consistently by financial institutions to provide comparable, decision-useful information to investors. Answer: 16622 Question: Label the following sentence based on whether it is related to climate. As a leader in the index investing and asset management industry, BlackRock has been the subject of commentary citing concerns about the growth of index investing, as well as perceived competition issues associated with asset managers managing stakes in multiple companies within certain industries, known as “common ownership”. The commentators argue that index funds have the potential to distort investment flows, create stock price bubbles, or conversely, exacerbate a decline in market prices. Answer: 16622 Question: Label the following sentence based on whether it is related to climate. Our ESO RIIO-2 plan proposes new activities that will generate net benefits of around £2 billion for consumers over the five-year RIIO-2 period and spend over its two-year price control (2021–2023) of £514 million. The ambitious ESO plan focuses on how the ESO must evolve to meet the challenges of the changing energy landscape. Supported by a new, bespoke regulatory model designed to drive the right behaviours and outcomes, the ESO will facilitate the transition to a zero-carbon power system. Under RIIO-2, the ESO will lower average annual consumer bills by around £3. Answer:

38459

Question: Label the following sentence based on whether it is related to climate. Philips’ supply chain is exposed to fluctuations in energy and raw material prices. Commodities such as oil are subject to volatile markets and significant price increases from time to time. If Philips is not able to compensate for, or pass on, its increased costs to customers, such price increases could have an adverse impact on its financial condition and operating results. Answer: ABYG Question: Label the following sentence based on whether it is related to climate. A material portion of this network is still relatively immature and there are risks that may develop over time. For example, it is possible that branches may not be able to sustain the level of revenue or profitability that they currently achieve (or that it is forecasted that they will achieve). Answer: SUZJ Question: Label the following sentence based on whether it is related to climate. 1.4.2 Health, safety and security of employees and subcontractors Health and safety Employees of VINCI companies and subcontracting companies are required to work on the increasingly complex projects and operations that the Group carries out. This can threaten their health, safety, hygiene and the quality of their life at work. The health and safety coordinators of the Group’s business lines have identified several types of risk considered as major (see the column “Identifying risks” in the table below). Answer: SUZJ Question: Label the following sentence based on whether it is related to climate. Data: Advancements in new technologies and new services, an increasing external threat landscape, and changing regulatory requirements increase the need for the Group to effectively govern, manage, and protect its data (or the data shared with third-party suppliers). Failure to manage data risk effectively can result in unethical decisions, poor customer outcomes, loss of value to the Group and mistrust. Answer: SUZJ Question: Label the following sentence based on whether it is related to climate. In 2018, we committed to halving our scope 1 and 2 emissions intensity by 2030, from a 2017 baseline. We use a carbon intensity target per person, as headcount is closely linked to levels of business activity and this allows us to reflect the impact of acquisitions and disposals without needing to adjust our baseline. Our target was developed to align with climate science using a methodology aligned to the Science Based Target Initiative. Answer: ABYG Question: Label the following sentence based on whether it is related to climate. This broad, detailed study found BNP Pari- bas' business model to be resilient to these risks, with respect to: o its businesses, and the sector and geographic classifications of its portfolios; o the measures taken to mitigate these risks. Answer: SUZJ Question: Label the following sentence based on whether it is related to climate. ■ In addition, failure to adequately prepare for the potential impacts of climate change may have a negative impact on our financial position or our ability to operate. Potential impacts may be direct or indirect and may include business losses or disruption resulting from extreme weather conditions; the impact of changes in legal or regulatory framework made to address climate change; or increased mortality or morbidity resulting from environmental damage or climate change. Answer: ABYG Question: Label the following sentence based on whether it is related to climate. In 2019, we: • provided a $43 million green loan to Sunseap Group to fund its installation of solar photovoltaic systems on the rooftops of 210 sites ranging from commercial and industrial to government premises. The 37 megawatt-peak solar power systems can generate enough energy to help reduce greenhouse gas emissions by 17,000 tonnes per year; and • rolled out U-Solar, Asia’s first solar industry ecosystem that connects businesses and consumers across the solar power value chain. Answer: ABYG Question: Label the following sentence based on whether it is related to climate. Our investors also expect that we stand for something far more than providing economic returns. To facilitate the change towards net zero, in January 2020, we also announced the launch of our first green bond, issued by National Grid Electricity Transmission plc. The €500 million proceeds from the bond issuance will finance electricity transmission projects with environmental benefits. Answer:

ABYG

Question: Label the following sentence based on whether it is related to climate. Should there be any local special conditions that are not sufficiently addressed by the group or parent strategy, the AI should either raise them with the group or parent for a possible solution or address them locally. In this regard, communication channels should be in place to facilitate the process. Answer: 65539 Question: Label the following sentence based on whether it is related to climate. Accordingly, as of 2019, BNP Paribas uses the me- thodology developed, on a sector-by-sector basis, by the think tank '2 Degrees Investing Initiative', to calculate the loan book's profile at various maturity dates for five high-carbon sectors (extraction of fossil fuels, electricity generation, transport, steel produc- tion and cement production). The method, tailored to each sector, employs benchmark scenarios used and developed by independent organisations such as the International Energy Agency (IEA). For electricity ge- neration, extraction of fossil fuels and the automotive sector, the approach is based on the energy mix33 or technology mix. For aviation, maritime transport, cement and steel, carbon emissions intensities are analysed. Answer: Sovug Question: Label the following sentence based on whether it is related to climate. A material portion of this network is still relatively immature and there are risks that may develop over time. For example, it is possible that branches may not be able to sustain the level of revenue or profitability that they currently achieve (or that it is forecasted that they will achieve). Answer: 65539 Question: Label the following sentence based on whether it is related to climate. Creating value Measuring our reputation KPI FY19 FY18 FY17 FY16 FY15 AGL‘s Reptrak score declined since FY18. The drop in AGL‘s reputation over the past year has been driven by declining scores on three important dimensions of reputation – leadership, workplace and citizenship. This decline in reputation was consistent with scores across the energy industry as a whole. Answer: 65539 Question: Label the following sentence based on whether it is related to climate. In 2019, PME redesigned the passively managed equity portfolio of equities in developed countries. The starting point of the new portfolio is that PME knows what we are investing in and why. The contribution of beneficiaries was important in this matter, as was the reduction of climate risk in the equity portfolio. - Since the beginning of 2018, PME no longer invests in coal producers. PME is convinced that the business operations of mining companies that focus solely on coal are not future-proof and these producers therefore represent a risk to PME's investment portfolio. Investments are also no longer made in producers of tar sand oil. Its production is seen as too harmful to the environment by PME, and the fund cannot identify with this. - Engagement. MN conducts a dialogue on behalf of its clients with companies in the equity portfolios that, in absolute terms, contribute a great deal to the portfolio's carbon footprint. MN does so in collaboration with Climate Action 100+. - Mandatory participation in the GRESB sustainability benchmark for real estate investments. Answer: Sovug Question: Label the following sentence based on whether it is related to climate. CN invested $1.6 billion in basic track infrastructure in 2017 to improve the safety and fluidity of our network. The work included the replacement of more than 2.2 million cross ties and the installation of over 600 miles of new rail, as well as bridge repairs, branch line upgrades and other general track maintenance. In 2018, CN is targeting a record $3.2 billion in total capital investment, up Answer: 65539 Question: Label the following sentence based on whether it is related to climate. Physical damage may arise with more frequency due to extreme weather events. This includes damage to equipment such as turbine blades and transmission infrastructure, as well as access roads, which impact operational performance. Risks also include long-term changes to weather patterns causing material change to an asset’s energy yield from that expected at the time of investment. Answer: Sovug Question: Label the following sentence based on whether it is related to climate. The potential impact of climate change as an environmental, social and governance challenge for the region is significant. The SADC region is particularly vulnerable to increased frequency of floods, cyclones and droughts which may damage infrastructure, destroy agricultural crops, disrupt livelihoods and cause loss of life. These impacts will increasingly influence investment and insurance decisions. Answer: Sovug Question: Label the following sentence based on whether it is related to climate. In our Electricity Transmission business, we propose £1.35 billion of expenditure to connect new generation and transport electricity across the country to where it is consumed, connect us to neighbouring electricity markets and support the Electricity System Operator in being able to operate a zero-carbon electricity system by 2025. Whilst consistent with Ofgem’s business plan criteria, we recognise that these investments alone are insufficient to deliver net zero targets and have therefore proposed whole system options to accelerate progress towards net zero, for example through ultra-rapid vehicle charging at motorway service areas. As the optimal path to achieving net zero is unclear, we developed a series of uncertainty mechanisms that allow our plans to flex to deliver against the range of low-carbon system developments our customers could bring forward. Answer:

Sovug

Question: Label the following sentence based on whether it is related to climate. Achieving carbon neutral operations will involve three steps for us. First, we will continue to reduce the energy consumption of our stabilized properties and entire announced development pipeline through maximizing onsite energy reductions. Second, we will continue to take advantage of all onsite solar and battery installation opportunities. Finally, we will make the remainder of the energy consumption Answer: Xeweb Question: Label the following sentence based on whether it is related to climate. In the US gas distribution businesses, we are focused on decarbonising our gas networks and the heating sector. We are doing this by reducing emissions related to natural gas through energy efficiency and demand response, continued investment in our leaking pipe replacement programmes and advancement of the future of heat. For example, we included a $90 million future of heat proposal in our April 2019 KEDNY/ KEDLI filing which combined expanded energy efficiency and demand response programmes, renewable natural gas interconnection investments, geothermal investments, and a hydrogen blending study. We plan to include future of heat proposals and continued pipe replacement programmes in our next Niagara Mohawk and Massachusetts gas rate filings. This work aligns with the Rhode Island Heating Sector Transformation, launched by the Governor in July 2019 to identify how the heating sector needs to change to meet the state’s climate objectives. This initiative concluded in April 2020 with recommendations provided to the Governor. Those recommendations included increased energy efficiency, electrification through air and ground source heat pumps, and fuel decarbonisation through renewable natural gas and renewable oil. Answer: Xeweb Question: Label the following sentence based on whether it is related to climate. The inability to reform mortgage markets has dramatically reduced mortgage availability. In fact, our analysis shows that, conservatively, more than $1 trillion in additional mortgage loans might have been made over a five-year period had we reformed our mortgage system. J.P. Morgan analysis indicates that the cost of not reforming the mortgage markets could be as high as 0.2% of GDP a year. Answer: QMJN Question: Label the following sentence based on whether it is related to climate. The initiative has four working groups; government bonds, listed equities and corpo- rate bonds real estate and strategic asset alloca- tion. Representatives from AP2 participate in the steering group and in the working groups for government bonds and real estate. Answer: QMJN Question: Label the following sentence based on whether it is related to climate. Should oil and gas prices remain at current levels or continue to decline we expect, in addition to the direct impact on the value of our oil and gas assets, there may be negative impacts on our other investments (including our debt and real estate portfolio) which are difficult to estimate. Answer: Xeweb Question: Label the following sentence based on whether it is related to climate. We meet the financing needs of our customers with a broad and modern product range. The focus of the portfolio is on traditional owner-occupied home financing and the financing of real estate capital investments (residential mortgage loans and investment properties with a total EaD of €61bn). We provide our business customers with credit in the form of individual loans with a volume of €14bn. In addition, we meet our customers’ day-to-day demand for credit with consumer loans (consumer and instalment loans, credit cards to a total of €10bn). Answer: QMJN Question: Label the following sentence based on whether it is related to climate. Over the past several years, changing weather patterns and climatic conditions, including as a result of global warming, have added to the unpredictability, frequency and severity of natural disasters and created additional uncertainty as to future trends and exposures. In particular, the consequences of climate change are expected to significantly impact the insurance industry, including with respect to risk perception, pricing and modeling assumptions, and need for new insurance products, all of which may create unforeseen risks not currently known to us. Answer: Xeweb Question: Label the following sentence based on whether it is related to climate. An additional advantage of these programs is increased pilot diversity, something the industry currently lacks (see 'Case Study: JetBlue Foundation'). Across all of our above mentioned programs, 7% of pilots are women, almost double the national average for airline transport. In Gateway Select, 20% of the pilots in our program are from underrepresented groups, about five times the national average. Answer: QMJN Question: Label the following sentence based on whether it is related to climate. Across all our businesses our plans include targets and commitments to manage our own environmental impact, with £530 million of investment planned across Electricity and Gas Transmission. We have committed to reducing NOx emissions from our gas compressors, and achieving net zero construction emissions by 2025/26. We are targeting investments to replace leaking SF6 (an insulating gas and source of GHG emissions) equipment to reduce emissions by 50% by 2030, phasing out the procurement of new assets containing SF6 and introducing SF6 free technologies. Answer:

Xeweb

Question: Label the following sentence based on whether it is related to climate. The British Columbia Carbon Tax Act sets a carbon price of $40 per tonne of CO2e on fuel combustion and is expected to increase by $5 per tonne of CO2e per year, reaching the federal target carbon price of $50 on April 1, 2021. The federal government has stated this program meets the requirements of the federal Greenhouse Gas Pollution Pricing Act. The CleanBC Program for Industry directs an amount equal to the incremental carbon tax paid by industry above $30/tonne into incentives to reduce emissions. The Government of British Columbia has also introduced measures to reduce upstream methane emissions by 45 percent and establish separate sector-level benchmarks to reduce carbon tax costs for industrial facilities. Answer: Yoqac Question: Label the following sentence based on whether it is related to climate. A top risk is defined as having: (i) the potential to have a material impact, across a business area or geographical area, on the financial results, reputation or sustainability of the Group; (ii) the potential of occurring in the near future. Answer: KARX Question: Label the following sentence based on whether it is related to climate. Since November 2019, Aviva France has committed to not invest in companies developing new coal mining projects or are planning a substantial increase of its annual (thermal) coal production volume; companies with 20% of their revenue coming from coal-related Aviva Investors' $44bn Real Assets platform comprises equity and debt investments in both real estate and infrastructure, with a concentration of assets in Europe and a growing interest in developing countries. Answer: Yoqac Question: Label the following sentence based on whether it is related to climate. The Group considers risk management to be the key point in the financing business. We are therefore establishing a specialized risk management system that includes risk assessment standards specific to asset types, portfolio management, and monitoring methods. Under this management system, we will prioritize increasing transaction diversification as a concrete method of increasing operating assets exceeding ¥100 billion over the coming three years. Answer: KARX Question: Label the following sentence based on whether it is related to climate. IFC is helping reverse that decline. In 2018, we launched a Maximizing Finance for Development initiative — working with other members of the World Bank Group — to finance a $12 million solar project in Gaza to ease the energy shortage. The 7-megawatt rooftop solar-power plant will provide critical energy to 32 factories in the Gaza Industrial Estate — much more cheaply than before. The project will create around 800 jobs. Answer: Yoqac Question: Label the following sentence based on whether it is related to climate. Creating value Measuring our reputation KPI FY19 FY18 FY17 FY16 FY15 AGL‘s Reptrak score declined since FY18. The drop in AGL‘s reputation over the past year has been driven by declining scores on three important dimensions of reputation – leadership, workplace and citizenship. This decline in reputation was consistent with scores across the energy industry as a whole. Answer: KARX Question: Label the following sentence based on whether it is related to climate. 14 those related to our products and services, demand and distribution, financial performance, credit rating and debt obligations. Given that developments concerning the COVID-19 pandemic have been constantly evolving, additional impacts and risks may arise that we are not aware of or able to appropriately respond to at this time. Answer: KARX Question: Label the following sentence based on whether it is related to climate. Fundamental shifts in the industry, like the transition from traditional lighting to LED lighting, may drastically change the business environment. If Philips is unable to recognize these changes in good time, is late in adjusting its business models, or if circumstances arise such as pricing actions by competitors, then this could have a material adverse effect on Philips’ growth ambitions, financial condition and operating result. Answer: Yoqac Question: Label the following sentence based on whether it is related to climate. In the US gas distribution businesses, we are focused on decarbonising our gas networks and the heating sector. We are doing this by reducing emissions related to natural gas through energy efficiency and demand response, continued investment in our leaking pipe replacement programmes and advancement of the future of heat. For example, we included a $90 million future of heat proposal in our April 2019 KEDNY/ KEDLI filing which combined expanded energy efficiency and demand response programmes, renewable natural gas interconnection investments, geothermal investments, and a hydrogen blending study. We plan to include future of heat proposals and continued pipe replacement programmes in our next Niagara Mohawk and Massachusetts gas rate filings. This work aligns with the Rhode Island Heating Sector Transformation, launched by the Governor in July 2019 to identify how the heating sector needs to change to meet the state’s climate objectives. This initiative concluded in April 2020 with recommendations provided to the Governor. Those recommendations included increased energy efficiency, electrification through air and ground source heat pumps, and fuel decarbonisation through renewable natural gas and renewable oil. Answer:

Yoqac

Question: Label the following sentence based on whether it is related to climate. Importance Global warming is causing major changes to our environment. Climate change looks to be increasing the frequency and intensity of extreme weather events such as heat waves, droughts, floods and tropical cyclones, damaging critical infrastructure and interrupting the provision of basic services such as food, water, sanitation, education, energy and transport. Answer: Yasap Question: Label the following sentence based on whether it is related to climate. BBVA believes that greater financial inclusion has a favorable impact on the welfare and sustained economic growth of countries. The fight against financial exclusion is therefore consistent with BBVA's ethical and social commitment, as well as its medium-term and long-term business objectives. At the end of 2019, BBVA had 10 million customers in this segment. Answer: VCEM Question: Label the following sentence based on whether it is related to climate. In terms of piloting, we are analysing CIB listed companies sub-portfolio data (about 30 percent of the total in terms of EAD of given portfolio) while for remaining companies we are applying proxies based on sector and size of the company. Answer: VCEM Question: Label the following sentence based on whether it is related to climate. However, in France, employees are involved in the Bank's long-term development through profit-sharing and/or incentive schemes. They are linked to the Company's overall performance (financial and non-financial) and regulated by Societe Generale agreements signed with the trade unions every three years. For Societe Generale SA in France, out of the total amount of profit-sharing and incentives paid in 2018 for the financial year 2017, 4% was relating to Answer: VCEM Question: Label the following sentence based on whether it is related to climate. Stress testing our portfolio to assess the effect of climate change on the bank's financial position, in 2019 ING carried out an internal climate risk stress test. As there is no standard for climate change stress testing yet, ING has adapted its regular stress testing models while leveraging on insights from supervisory climate stress tests and internal climate (risk) experts. Answer: Yasap Question: Label the following sentence based on whether it is related to climate. In addition, our businesses and the markets in which we operate are continuously evolving. We may fail to fully understand the implications of changes in our businesses or the financial markets or fail to adequately or timely enhance our risk framework to address those changes. If our risk framework is ineffective because it fails to keep pace with changes in the financial markets, regulatory requirements, our businesses, our counterparties, clients or service providers or for other reasons, we could incur losses, suffer reputational damage or find ourselves out of compliance with applicable regulatory or contractual mandates or expectations. Answer: VCEM Question: Label the following sentence based on whether it is related to climate. Supporting the Low-Carbon Transition Our business units are on pace to meet our commitment to mobilize $250 billion to support low-carbon solutions by 2030. They are building expertise, supported by GSF and the Institute for Sustainable Investing, to serve our clients' growing interest in Environmental, Social, and Governance issues and in climate change specifically. Survey data from the Institute suggests rapidly accelerating interest in climate-focused solutions among asset managers, asset owners and individual investors. In response, we are developing accessible new products, such as Morgan Stanley Impact Quotient (see page 15). Our early work in 2013 in scaling green- bond financing has catalyzed new opportunities and continues to drive sector innovation in green and sustainable bonds. Answer: Yasap Question: Label the following sentence based on whether it is related to climate. National Bank Investments Inc. National Bank Investments Inc. (NBI), a Bank subsidiary, is a signatory of the UN Principles for Responsible Investment (PRI) and a member of the Responsible Investment Association (RIA). Answer: Yasap Question: Label the following sentence based on whether it is related to climate. We strengthened our commitment to responsible ownership by investing directly in projects and companies that are making a positive impact, such as a $170 million commitment to affordable housing. And through the development of our new Climate Change Portfolio Transition Plan, we’ve committed to transitioning our investment portfolio to carbon neutrality, achieving net zero emissions by 2050. Answer:

Yasap

Question: Label the following sentence based on whether it is related to climate. By their very nature, these forward-looking statements require assumptions to be made and involve inherent risks and uncertainties, both general and specific. Assumptions about the performance of the Canadian and U.S. economies in 2020, including in the context of the COVID-19 pandemic, and how that affect the Bank's business are among the main factors considered in setting the Bank's strategic priorities and objectives. Answer: Sokuw Question: Label the following sentence based on whether it is related to climate. Back the growth of climate change solutions • Increased lending to climate change solutions, taking total committed exposure to $9.3 billion, progressing towards our 2020 target of $10 billion; • Facilitated $3.6 billion in funding for climate change solutions, exceeding our 2020 target of $3 billion; and • Analysed climate change risks under 1.5, 2 and 4-degree scenarios. Answer: Xuteq Question: Label the following sentence based on whether it is related to climate. We also offer on-lending through the ABC Program (Low Carbon Agriculture), the agribusiness line from BNDES to finance projects reducing greenhouse gas emissions from agriculture, livestock and deforestation by expanding cultivated forests and recovering degraded areas. In 2015, we signed the amount of, approximately, R$15 million through this program. For more information, please visit: www.bndes.gov.br/apoio/abc.html. Answer: Xuteq Question: Label the following sentence based on whether it is related to climate. Thus, the Board of Directors, upon recommendation of its Compensation & Governance Committee, and following a comparative review of national, European and industry practices, decided to maintain unchanged, for 2020, the Chief Executive Off icer’s target annual variable compensation, at €1.45 million, i.e. 100% of the amount of his annual fixed compensation. Answer: Sokuw Question: Label the following sentence based on whether it is related to climate. Member of the Green Bond Principles TD continues to enhance its Green Bond Framework, with the most recent issuance aligned with the 2017 Green Bond Principles, the most up to date at time of issuance. We align with internationally recognized frameworks such as the Green Bond Principles to guard against greenwashing. For TD's green bonds specifically, we also employ third parties for both assurance and second opinions to ensure the validity of our measured impacts and green criteria. TD Bank is a proud member of the Green Bond Principles and an active participant on the International Capital Market Association (ICMA) Social Bonds and Green Projects Eligibility working groups for 2019-20. Answer: Xuteq Question: Label the following sentence based on whether it is related to climate. Since the Industrial Revolution, an increase in energy consumption has heightened the concentrations of greenhouse gases, such as carbon dioxide (CO2), in the atmosphere, and global warming is progressing. If warming continues without taking any effective countermeasures, there will be major changes in the earth's climate. This will cause phenomena such as rising sea levels and abnormal weather patterns, and have a great impact on the living environments of people and other organisms. Abnormal weather patterns will also increase the risk of damage to the business activities of the Mitsui Fudosan Group. Answer: Xuteq Question: Label the following sentence based on whether it is related to climate. We ensure that all airport operations, flight, and inflight crewmembers are equipped with the knowledge to identify and respond to potential cases of human trafficking through their initial training and subsequent annual recurrent training. In addition, all crewmembers can take an online human trafficking course. Crewmembers are taught what human trafficking is, who the victims typically are, what signs to look for, and how to report information of suspected human trafficking. Answer: Sokuw Question: Label the following sentence based on whether it is related to climate. Given the significant impact of this period of uncertainty on both Canadian businesses and companies and governments around the world, and the resulting volatility in financial markets, we expect to see significant effects on several of our financial statement line items and on our financial results in 2020. The timing and size of those impacts is not possible to forecast at this time. Answer: Sokuw Question: Label the following sentence based on whether it is related to climate. IFC Catalyst Fund: The $418 million IFC Catalyst Fund was launched in 2012 and invests in funds that provide growth capital to companies developing innovative ways to address climate change in emerging markets. It also may invest directly in those companies. As of June 30, 2020, the fund had made 22 commitments totaling $386 million. Answer:

Xuteq

Question: Label the following sentence based on whether it is related to climate. Risks are assessed at least annually. Please refer to Section 6.1 Our approach to risk management, 6.2 Risk categories and factors, 6.3 Strategic risks, 6.4 Operational risks, 6.5 Compliance risks, and 6.6 Financial risks. Answer: EHOF Question: Label the following sentence based on whether it is related to climate.  For asset management companies belonging to a Group (most of the tested sample), inadequate internal supervision of the services (relating to IT, cybersecurity and business continuity) performed by the parent company was identified. But the technical execution of these services by the Group cannot exempt asset management companies from their responsibilities regarding the definition (in priority) of the main risk areas and management of the relevant controls. Answer: EHOF Question: Label the following sentence based on whether it is related to climate. Developments in these and other external factors may affect customers’ use of EVs and, therefore, our EV transition goals. These may have a material adverse effect on the market prices of certain vehicle types in certain jurisdictions, which in turn could have a material adverse effect on our business, financial condition and results of operations. Sudden changes in the market can also make it harder for LeasePlan to have the right resources, people and stock in place to meet demand. Answer: Geqon Question: Label the following sentence based on whether it is related to climate. Operational risk involves the risk of a positive, negative or potential loss resulting from inadequate or failed internal processes, human behaviour and systems or from external incidents. Business continuity risk, financial reporting risk, model risk and HR risk are within the scope of the Group’s operational risk management. Operational incidents and losses in all (risk) areas are recorded in the Operational Incident Database. Answer: EHOF Question: Label the following sentence based on whether it is related to climate. - CaixaBank voluntarily applies this procedure to sy - ndicated operations with a term of 3 years or more and when CaixaBank's individual commitment is between $7 million and $35 million. Answer: EHOF Question: Label the following sentence based on whether it is related to climate. 53 respectively, through ASE Cultural and Educational Foundation to fund various environmental projects, and our board of directors have resolved in a resolution in January 2018 to contribute NT$100.0 million (US$3.4 million) through ASE Cultural and Educational Foundation in environmental projects in 2018. Our estimated environmental capital expenditures for 2018 will be approximately US$13.3 million, of which 3.9% will be used in climate change adaptation. Answer: Geqon Question: Label the following sentence based on whether it is related to climate. Climate Action 100+ VicSuper is collaborating with more than 280 investors, with a combined total of nearly US$30 trillion in assets under management, to engage the world’s largest greenhouse gas-emitting companies to act on climate change. Through the Climate Action 100+ initiative, VicSuper is engaging with investee companies to reduce emissions in line with the goals of the Paris Agreement, and to strengthen governance practices and financial reporting on climate change. Answer: Geqon Question: Label the following sentence based on whether it is related to climate. The engagement is driving improved conversations with our customers about climate change risks, allowing us to make more informed lending decisions and policies. Over time we expect more of our customers to report on their transition plans. We also intend for discussions on climate-related risks and opportunities to become part of regular discussions with all Institutional and corporate customers. Answer: Geqon Question: Label the following sentence based on whether it is related to climate. IFC partners with more than 30 governments, 20 foundations and corporations, and a variety of multilateral and institutional entities. In FY20, our development partners committed $288 million for IFC’s Upstream and advisory services and $22 million for blended finance initiatives to support private sector investments in countries most affected by fragility and conflict, as well as projects related to gender, climate, financial inclusion, sustainable infrastructure, agribusiness, and manufacturing. Answer:

Geqon

Question: Label the following sentence based on whether it is related to climate. Project using non-mechanized mining technology More than 2 new coal mine projects with underground mining face Project using backward production process equipment for coal mining While restricting the underwriting and investment in the coal industry, Ping An continuously optimizes financial resources to support the development of renewable energy. Answer: Cufaq Question: Label the following sentence based on whether it is related to climate. Laws, regulations, policies, obligations, social attitudes and customer preferences relating to climate change and the transition to a lower carbon economy could have an adverse impact on our business (including increased costs from compliance, litigation, and regulatory or litigation outcomes), and could lead to constraints on production and supply and access to new reserves and a decline in demand for certain products. Answer: Cufaq Question: Label the following sentence based on whether it is related to climate. The types of events that give rise to reputation risk are broad and could be introduced in various ways, including by the Firm’s employees and the clients, customers and counterparties with which the Firm does business. These events could result in financial losses, litigation and regulatory fines, as well as other damages to the Firm. As reputation risk is inherently difficult to identify, manage, and quantify, an independent reputation risk management governance function is critical. Answer: IEUM Question: Label the following sentence based on whether it is related to climate. $40 trillion in assets. Signatories to Climate Action 100+ are requesting the boards and senior management of companies to: • Implement a strong governance framework which clearly articulates the board’s accountability and oversight of climate change risks and opportunities • Take action to reduce greenhouse gas emissions across the value chain, consistent with the Paris Agreement’s goal of limiting global average temperature increase to well below Answer: Cufaq Question: Label the following sentence based on whether it is related to climate. In 2018, CN spent approximately $3.5 billion in its capital program, with $1.6 billion invested to maintain the safety and integrity of the network, particularly track infrastructure. CN's capital spending also included $1.0 billion on strategic initiatives to increase capacity, enable growth and improve network resiliency, including line capacity upgrades and information technology initiatives, $0.5 billion on equipment capital expenditures, including the acquisition of 500 new centerbeam cars and 65 new high-horsepower locomotives, and $0.4 billion on implementation of Positive Train Control (PTC), the safety technology mandated by the U.S. Congress. Answer: IEUM Question: Label the following sentence based on whether it is related to climate. This broad, detailed study found BNP Pari- bas' business model to be resilient to these risks, with respect to: o its businesses, and the sector and geographic classifications of its portfolios; o the measures taken to mitigate these risks. Answer: IEUM Question: Label the following sentence based on whether it is related to climate. The inability to reform mortgage markets has dramatically reduced mortgage availability. In fact, our analysis shows that, conservatively, more than $1 trillion in additional mortgage loans might have been made over a five-year period had we reformed our mortgage system. J.P. Morgan analysis indicates that the cost of not reforming the mortgage markets could be as high as 0.2% of GDP a year. Answer: IEUM Question: Label the following sentence based on whether it is related to climate. Creating value also means helping address environmental challenges including climate change. Your Board is actively engaging with management on this critical task. This year, CIBC committed to support $150 billion in environmental and sustainable finance activities by 2027, underscoring our focus on enabling sustainable growth and helping make Canada and North America global leaders in environmental stewardship. Answer: Cufaq Question: Label the following sentence based on whether it is related to climate. Climate Action Plan: IFC continues to focus on five strategic priority areas of climate business — clean energy, climate-smart agribusiness, green buildings, climate-smart cities, and green finance — as well as account for climate risk in key high-risk sectors. IFC’s climate strategy is part of the World Bank Group’s Climate Action Plan which ran through FY20. The WBG Climate Action Plan is being updated and will cover FY21-25. • FY20 own account investment in climate: $3.3 billion • FY20 mobilization of external private capital: $3.5 billion • Integrate climate in post-COVID rebuild • Target future market growth in nature-based solutions, carbon capture and storage, and electric vehicles Answer:

Cufaq

Question: Label the following sentence based on whether it is related to climate. The current model for financing renewables is an example of inefficient distribution of effort, since, even though the electricity sector accounts for only around 25% of energy consumption, it is the electricity consumers who bear most of these costs (more than 80% in Portugal and Spain). This effect distorts competition among the various energy vectors, limiting electrification and penalizing consumers who are most dependent on this energy vector. Answer: Dilob Question: Label the following sentence based on whether it is related to climate. We recognize that there is potentially a lot of uncertainty regarding how to quantify these impacts and that reasonable people can differ in their assessments. As our collective knowledge and understanding of these mechanisms evolve, it is possible that the quantification of these scenarios may also change. Answer: FXYX Question: Label the following sentence based on whether it is related to climate. The impact of climate change presents a significant risk. Damage to assets caused by extreme weather events linked to climate change is becoming more evident, highlighting the fragility of global infrastructure. We also anticipate the potential effects of climate change will increasingly impact our own operations and those of client properties we manage, especially when they are in coastal cities. Answer: Dilob Question: Label the following sentence based on whether it is related to climate. 1.4.2 Health, safety and security of employees and subcontractors Health and safety Employees of VINCI companies and subcontracting companies are required to work on the increasingly complex projects and operations that the Group carries out. This can threaten their health, safety, hygiene and the quality of their life at work. The health and safety coordinators of the Group’s business lines have identified several types of risk considered as major (see the column “Identifying risks” in the table below). Answer: FXYX Question: Label the following sentence based on whether it is related to climate. Risks to the Group’s reputation Risks include acts or omissions by the Group or any of its employees that could damage the Group’s reputation or lead to a loss of trust among its stakeholders. Every risk type has potential consequences for Zurich’s reputation. Effectively managing each type of risk helps reduce such threats. Answer: FXYX Question: Label the following sentence based on whether it is related to climate. Moreover, without expanding their risk profile, it is becoming increasingly difficult for insurers to obtain a return on invested premiums that will cover their future commitments. This pressure on business models has resulted in a swelling wave of mergers and acquisitions, now also involving non-traditional actors such as private equity funds. Answer: FXYX Question: Label the following sentence based on whether it is related to climate. We remain at the forefront of SAF development and of influencing domestic, regional and international policy to support these fuels. We have committed to invest $400 million in SAF over 20 years from 2017. In August 2019, the British Airways partnership with Velocys and Shell submitted a planning application for Europe’s first household-waste-to-jet-fuel plant in Immingham, England. Construction of the plant is due to start in 2021 and the plant will be operational in 2024. It is expected to produce over 32,000 tonnes of sustainable jet fuel per year. Answer: Dilob Question: Label the following sentence based on whether it is related to climate. RISK TOLERANCE We have a low tolerance for risk, when it comes to protecting the human and environmental resources we all depend on. However, given the long-term nature of some sustainability risks and the level of uncertainty associated with their occurrence and impact, we accept that some risks are inevitable. We therefore focus on helping to minimise global risks while building resilience in our operations and supply chain. EXAMPLES OR RISKS • Resource scarcity, coupled with increasing demand, could affect the production, availability, quality and cost of raw materials. • Increased frequency of extreme weather events, from floods to droughts, could cause disruption in our supply chain and impact our business model by changing the sourcing of raw materials, as well as the production and distribution of finished goods. • Increased regulation and more stringent environmental standards could impact our business by affecting production costs and flexibility of operations. • Our industry is sustained by many agricultural and manufacturing communities around the world. Failure to support them in preserving key skills and building more sustainable livelihoods could cause social, economic and operational challenges, from community tensions and disruption to production to a reduced talent pool. Answer: Dilob Question: Label the following sentence based on whether it is related to climate. IFC is targeting new growth areas in energy storage, transportation logistics, distributed renewables, off-shore wind, nature-based solutions, and carbon capture and storage. In March 2020, IFC hired an electric vehicle (EV) industry specialist to help build IFC’s business across the EV value chain, including charging infrastructure, manufacturing, batteries, and financing platforms. Answer:

Dilob

Question: Label the following sentence based on whether it is related to climate. Beith: Stranded carbon assets was the underappreciated risk back then. Today it’s policy risk. There’s a palpable sense of grass-roots alarm as we see real-world, real-time effects of climate change, and that could create a policy tipping point where governments have historically been skeptical. That is the case next door to us in Australia, with its devastating bush fires, but also in the U.S., where state and municipal governments have taken the lead while the federal government moves in the opposite direction. Those potential tipping points create substantial investment risk. Answer: YKWZ Question: Label the following sentence based on whether it is related to climate. At the beginning of 2019, VINCI Airports signed a memorandum of understanding with the Portuguese government to extend Lisbon’s airport capacity. It provides for upgrading the existing Humberto Delgado Airport and building a new civil airport on the Montijo Air base opposite the city at the eastern end of the Tagus estuary. VINCI Airports will invest €1.15 billion over the next 10 years in this two-pronged project. Answer: GOWF Question: Label the following sentence based on whether it is related to climate. In line with this action plan, in 2014 we set the target of “achieving a five-fold increase in value created in terms of climate change countermeasures through the provision of NEC products and services compared to the CO2 emissions from NEC’s supply chain,” and proceeded to carry out initiatives. During fiscal 2019, the value was six times, with a contribution of 33.58 megatons for an mitigation, targeting a reduction of 23 megatons by fiscal 2021, expanding to 50 megatons by fiscal 2031. Moreover, we will reduce CO2 emissions from our own business operations by improving efficiency and shifting to renewable energy. environmental load of 5.62 megatons, representing a significant improvement from 3.5 times in fiscal 2018. This reflects a stronger approach to our suppliers and an increase in provision of disaster measure-related solutions by domestic subsidiaries. Answer: YKWZ Question: Label the following sentence based on whether it is related to climate. As stockholders, we encourage transparency and accountability in the use of corporate funds to influence legislation and regulation. Nucor does not disclose its trade association memberships, or its payments used for lobbying. Nucor also does not disclose its membership in or payments to tax-exempt organizations that write and endorse model legislation, such as the Heartland Institute, a proponent of climate-change denial, and the American Legislative Exchange Council (ALEC), a proponent of numerous controversial pieces of model legislation. We are concerned that Nucor’s lack of trade association and ALEC disclosure presents reputational risks. Over 100 companies have publicly left ALEC, including 3M, Deere, Emerson Electric and International Paper. Answer: YKWZ Question: Label the following sentence based on whether it is related to climate. Enhancing our responsible screening criteria Negative screening is used by institutional investors to exclude or to limit certain types of investments usually based on a set of defined industry criteria. Responsible investment screening can also include evaluation and identification of companies which are managing their ESG issues poorly, which in turn may coincide with the loss of shareholder value. Answer: YKWZ Question: Label the following sentence based on whether it is related to climate. IAG is exposed to multiple risks relating to its businesses and pursuit of its strategic objectives. The risks noted below are not exhaustive, but outline the material risks faced by the Group as identified in the RMS:  strategic risk – the risk that internal or external factors compromise our ability to execute our strategic objectives or our strategy; Answer: GOWF Question: Label the following sentence based on whether it is related to climate. Based on these market developments, we continue to focus on policy and legal risks, as well as technology risks, as we mainly expect changes within these two dimensions to potentially impact asset values. In this way, we aim to capture those industries and groups of companies that are most exposed to these risks and may therefore require adjustments in the near to medium term. Answer: GOWF Question: Label the following sentence based on whether it is related to climate. R I S K - I N F O R M E D D E C I S I O N M A K I N G To achieve our business objectives and performance goals, we must ensure that our business strategies are aligned with the risks we face. Answer: GOWF Question: Label the following sentence based on whether it is related to climate. New Chittoor facility During FY20, our eighth manufacturing facility in Chittoor district in Andhra Pradesh was commissioned with Phase I installed capacity of 0.4 million units. The total Phase I investment for setting up the manufacturing facility is around ` 622 crore for a projected 1.8 million units annual capacity. Answer:

GOWF

Question: Label the following sentence based on whether it is related to climate. We recognise that global warming is an existential threat to humanity and one that we collectively can take steps to address. However, this is not a simple issue and we wish to take action that both meets our legislative requirements and is effective. We note that carbon dioxide produced from coal is not the only, or even the most potent, source of greenhouse gas emissions. Any company that sources energy from coal fired (or gas fired for that matter) energy generation is to some extent complicit in and contributing to the problem. This also extends to governments that do not regulate or factor in the costs from the damage that greenhouse gas emissions cause. As such, the list of contributors to the problem extends to almost the full range of our potential investment universe. Further, shutting down all coal supplies to coal fired power plants overnight would cause blackouts in many countries around the world and severely affect energy infrastructure. Electric grid systems that can only manage with a high percentage of base load power are another contributing factor. Answer: PMZS Question: Label the following sentence based on whether it is related to climate. In Singapore, we have begun proactive engagement and advocating collaboration with the National Climate Change Secretariat and Centre for Liveable Cities as part of 100 Resilient Cities, and lead business engagement and roundtables to share and discuss longer term climate risks. Answer: PMZS Question: Label the following sentence based on whether it is related to climate. In developing our scenario analysis, we used internal data sets and assumptions made in our existing business models. We considered the views of departments across the business to better understand risks and time horizons. We also took the time to consider impacts and dependencies. This helped us to report on the risks and opportunities that are most material to our organization. Answer: Jeyur Question: Label the following sentence based on whether it is related to climate. The main impacts of the 4ºC scenario were: • Physical ramifications of climate change: in this scenario we expect extreme weather events of escalating severity and frequency, which could increase disruption to our assets and our customers. This would require investment to ‘harden’ assets and would heighten the safety risk to our field employees. Our approach to physical climate risk is discussed in more detail below. • Lower system visibility: as this scenario sees less coordinated policy and regulation in pursuit of decarbonisation, we would anticipate a greater variety of solutions being deployed across our networks. This could increase overall system costs and reduce visibility over the network, potentially slowing our responsiveness to disruptive events. We do note, however, that a greater number of distributed assets would increase the potential for local balancing, which could mitigate this. • Inequality of access: without carefully designed policy, we believe decarbonisation activities have the potential to leave some sectors of society behind: for example, heat pumps and the energy efficiency upgrades they typically require are currently cost-prohibitive for many. As well as the ethical implications of this, there is a risk to the Group, especially for our US businesses, that a proportion of our customers would struggle to pay their bills. Answer: PMZS Question: Label the following sentence based on whether it is related to climate. In addition, our businesses and the markets in which we operate are continuously evolving. We may fail to fully understand the implications of changes in our businesses or the financial markets or fail to adequately or timely enhance our risk framework to address those changes. If our risk framework is ineffective because it fails to keep pace with changes in the financial markets, regulatory requirements, our businesses, our counterparties, clients or service providers or for other reasons, we could incur losses, suffer reputational damage or find ourselves out of compliance with applicable regulatory or contractual mandates or expectations. Answer: Jeyur Question: Label the following sentence based on whether it is related to climate. JPMorgan Chase is committed to reporting on our approach to and performance on a range of environmental and social issues. Our annual Environmental, Social, and Governance Report is one of the principal channels through which we discuss how we are addressing Environmental, Social, and Governance matters that we and our stakeholders view as among the most important to our business. We also strive to support industry-led efforts related to Environmental, Social, and Governance disclosure, such as through our participation on the TCFD. https://am.jpmorgan.com/blob-gim/1383499229069/83456/2018-Global%20Procedures%20and%20Guidelines-FINAL.pdf https://am.jpmorgan.com/blob-gim/1383499229069/83456/2018-Global%20Procedures%20and%20Guidelines-FINAL.pdf Answer: PMZS Question: Label the following sentence based on whether it is related to climate. IAG is exposed to multiple risks relating to its general insurance business. The risks noted below are not meant to represent an exhaustive list, but outline the material risks faced by the Group as identified in the RMS:  strategic risk – the risk that internal or external factors compromise our ability to execute our strategic objectives or our strategy; Answer: Jeyur Question: Label the following sentence based on whether it is related to climate. Application - Projects with high and irreversible risks and po - tential impact, where it is not deemed possible to establish a viable action plan, or projects that con - travene the Bank's corporate values, are rejected. Answer: Jeyur Question: Label the following sentence based on whether it is related to climate. Medium-Term Business Plan 2017 includes a capital expenditure plan of ¥400 billion over five years as a means of “preparing the way for the future” to achieve our Vision for the Future. As of the end of FY2020.3, we have invested ¥273.4 billion cumulatively. In FY2021.3, we will continue investing in our real estate leasing business and renewable energy business. We will also be actively investing in R&D of construction technologies (such as building next-generation production systems) and digital transformation to dramatically raise productivity. We are also stepping up alliances with startups that have leading-edge technology. Answer:

PMZS

Question: Label the following sentence based on whether it is related to climate. Further notable figures can be seen from developments recorded this year. For instance, renewable electricity to be supplied to local communities in Senegal now totals 150MW, through four Meridiam solar projects. We have also increased our portfolio of Waste to Energy (WTE) projects to eight, totalling €224m of equity invested, including the Olstyn WTE project in Poland, which will provide renewable energy in place of fossil-fuelled power for the 270,000 inhabitants of Olstyn. Answer: WRUG Question: Label the following sentence based on whether it is related to climate. Businesses subject to this policy and implementation methods In this document, section 4.3.1.3 (1) Financing and Investment Transactions Prohibited Regardless of Sector lists projects for which we prohibit any financing or investment. Answer: DOUM Question: Label the following sentence based on whether it is related to climate. Mizuho Bank (formerly Mizuho Corporate Bank) became the first Asian financial institution to adopt the Equator Principles in 2003. Since our adoption of the Equator Principles in October 2003, Mizuho Bank has remained actively engaged with the Equator Principles Association as a member of the Steering Committee, which consists of 10 international financial institutions. Mizuho Bank has also played a leadership role, serving as Chair of the Steering Committee, the first Asian bank to do so, from 2014 to 2015 and serving currently as regional representative for Asia & Oceania. Answer: WRUG Question: Label the following sentence based on whether it is related to climate. BlackRock’s Sustainable Investing platform consists of more than $50 billion in dedicated ESG strategies. We also manage more than $440 billion in solutions that eliminate exposure to certain sectors or activities. And we offer our strategies in index and alpha-seeking, with varying levels of customization, from iShares Sustainable Core ETFs to bespoke, institutional client solutions. Answer: WRUG Question: Label the following sentence based on whether it is related to climate. It is essential that risk assessment and risk-informed decision-making is integrated across all levels of our organization - from the board of directors through oversight of the risk management policy and program to executive leadership through the Risk Management Committee and to business operations. Answer: DOUM Question: Label the following sentence based on whether it is related to climate. The second half of 2017 had unprecedented weather events, particularly in Florida and the Caribbean. Hurricanes Irma and Maria resulted in over 2,500 canceled flights or 3% of departures. Following large weather events, it is common to see lingering demand impact similar to what we experienced in New York, following superstorm Sandy in 2012. Answer: WRUG Question: Label the following sentence based on whether it is related to climate. We may be subject to unionization, work stoppages, slowdowns or increased labor costs and the unionization of the Company’s pilots and inflight crewmembers could result in increased labor costs. Our business is labor intensive and the unionization of any of our crewmembers could result in demands that may increase our operating expenses and adversely affect our financial condition and results of operations. Any of the different crafts or classes of our crewmembers could unionize at any time, which would require us to negotiate in good faith with the crewmember group’s certified representative concerning a collective bargaining agreement. In addition, we may be subject to disruptions by unions protesting the non-union status of our other crewmembers. Any of these events would be disruptive to our operations and could harm our business. Answer: DOUM Question: Label the following sentence based on whether it is related to climate. Sector restrictions For the sector specific restrictions, the following definitions should be applied: i) 'Financing': all lending, underwriting, issuance of debt and equity, trade and working capital finance; ii) 'Directly finance projects' refers to project finance or other lending/ underwriting where the use of proceeds is known to be for a particular project. http://home.barclays/annualreport Answer: DOUM Question: Label the following sentence based on whether it is related to climate. The Group is a major provider of non-retail loans. A key step in credit risk due diligence for non-retail lending is the assessment of potential transactions for environmental, social and governance (ESG) risks, including climate risk, through our ESG Risk Assessment Tool. All Institutional Bank loans, as well as large loans in other business units, are evaluated through the Group’s compulsory ESG risk assessment process. The risk of climate change is assessed at origination and during the annual review process for Institutional Bank loans. Exposures with medium or high risk profile are subject to additional due diligence and heightened consideration and assessment in the credit process. During the year ended 30 June 2020, the Group recognised provisions for impairment of $90 million reflecting the impact of extreme weather events on the credit quality of the Group’s loan portfolio. Answer:

WRUG

Question: Label the following sentence based on whether it is related to climate. In the short term, changes in client behaviour and investor preferences for less carbon-intensive assets and products may result in market, reputational or legal risks for the group. The market risk arises from changes in asset prices and market spreads given investor capital allocation changes. Reputational or legal risks may arise if clients or funders perceive the group’s operational and financing activities to be aggravating climate change. Answer: 16843 Question: Label the following sentence based on whether it is related to climate. £3 billion (20 per cent) of the Group’s revenue and our customer facing channels to market are mentioned on page 24. Additional technology investments are aimed at improving execution and efficiency in all areas of our business from warehousing, fleet, inventory and customer relationship management to back-office human resources and financial management and reporting systems. Answer: 75296 Question: Label the following sentence based on whether it is related to climate. Reinvestment in the business In 2019, CN spent approximately $3.9 billion in its capital program, with $1.6 billion invested to maintain the safety and integrity of the network, particularly track infrastructure. CN's capital spending also included $1.2 billion on strategic initiatives to increase capacity, enable growth and improve network resiliency, including line capacity upgrades and information technology initiatives, $0.9 billion on equipment capital expenditures, including the acquisition of 154 new high-horsepower locomotives and 560 new grain hopper cars, and $0.2 billion on implementation of Positive Train Control (PTC), the safety technology system mandated by the U.S. Congress. Answer: 75296 Question: Label the following sentence based on whether it is related to climate. Impacts of Risks are consequences of risks, both quantitative and qualitative. There may be many consequences of risks manifesting, such as a reduction in earnings and capital, liquidity outflows, and fines or penalties, or qualitative impacts such as reputation damage, loss of clients and customers, and regulatory and enforcement actions. Answer: 75296 Question: Label the following sentence based on whether it is related to climate. Safety and operational risks Process safety, personal safety, and environmental risks – exposure to a wide range of health, safety, security and environmental risks could cause harm to people, the environment and our assets and result in regulatory action, legal liability, business interruption, increased costs, damage to our reputation and potentially denial of our licence to operate. Answer: 16843 Question: Label the following sentence based on whether it is related to climate. We are committed to net zero. At the same time, we cannot see a viable path to a 100 percent reduction in our greenhouse gas emissions based on our current or potential asset mix and technologies. Committing to 100 percent carbon- and methane-free operations, without adequate technology and forceful policy and regulatory prescriptions, would jeopardize our mandate to provide safe, reliable, and affordable energy to our customers. Answer: 16843 Question: Label the following sentence based on whether it is related to climate. Until the end of March 2021, a total of 29 institutions, including domestic and foreign automobile manufacturers, automotive component manufacturers, and universities, will participate in these field operation tests to acquire test data, conduct analysis, and report test results. In addition, they are planning to carry out activities such as holding test drives and demonstration events and disseminating information to develop public acceptance of automated driving. Answer: 75296 Question: Label the following sentence based on whether it is related to climate. As a founding member of the Australian Business Roundtable for Disaster Resilience & Safer Communities, IAG works collaboratively with governments to effect change in public policy, increase investment aimed at building safer and more resilient communities and working to improve the capacity of people and businesses to better withstand future natural disasters. IAG has also been invited by the Governments in Australia and New Zealand to play a role in climate change management, including active engagement and contribution to the National Resilience Taskforce in Australia. In New Zealand IAG is working through the Climate Leaders Coalition to ensure businesses are actively adapting and building resilience to climate impacts. As a key member of the Insurance Council of Australia, the representative body of the general insurance industry in Australia, IAG plays an active role in the Council's Climate Change Action Committee and Data and Knowledge Sub-Committee. Answer: 16843 Question: Label the following sentence based on whether it is related to climate. Funds, launched a Climate Risk Monitoring Service and we also launched our £2.1bn All World Equity Climate Multi Factor Fund. RI will remain a high priority for all stakeholders in the Central Pool in the years ahead and we will continue to develop and enhance our corporate capabilities in this area. Answer:

16843

Question: Label the following sentence based on whether it is related to climate. We have devoted significant resources to develop our risk management capabilities and expect to continue to do so in the future. Nonetheless, our risk management strategies, models and processes, including our use of various risk models for assessing market exposures and hedging strategies, stress testing and other analysis, may not be fully effective in mitigating our risk exposure in all market environments or against all types of risk, including risks that are unidentified or unanticipated. Answer: 16540 Question: Label the following sentence based on whether it is related to climate. The strategy involves not only a reduction of the Carbon dioxide footprint of the portfolio but also an innovative approach to aligning the portfolio with the two degree carbon reduction scenario in the future. Answer: CFAZ Question: Label the following sentence based on whether it is related to climate. Operational risks Operational risks relate to the losses resulting from inadequate or failed internal processes, people and systems, or due to external events. These risks normally fall within our low-risk appetite level as there is no strategic benefit from accepting the risk and accepting that it is not in line with our vision and values. Answer: 16540 Question: Label the following sentence based on whether it is related to climate. Over the last two years, the CGEN has encouraged the Group to make strong com- mitments when it comes to managing climate-re- lated risks and opportunities, in various ways: re- ducing support for the coal sector, strengthening the Group's climate goals, etc. Answer: CFAZ Question: Label the following sentence based on whether it is related to climate. To bring focus to operational performance, we undertook a pilot certification of seven assets under BREEAM In Use. We will certify a further 30 assets over the next 24 months and have underpinned this goal with the announcement in March of a £450m ESG linked Revolving Credit Facility that requires a continual increase in green building certifications. Answer: CFAZ Question: Label the following sentence based on whether it is related to climate. By their very nature, these forward-looking statements require assumptions to be made and involve inherent risks and uncertainties, both general and specific. Assumptions about the performance of the Canadian and U.S. economies in 2020, including in the context of the COVID-19 pandemic, and how that affect the Bank's business are among the main factors considered in setting the Bank's strategic priorities and objectives. Answer: 16540 Question: Label the following sentence based on whether it is related to climate. That said, over the next year, we are undertaking an assessment of available methodologies for measuring financed emissions in order to determine the feasibility of using these methodologies to help align our financing activities with the goals of the Paris Climate Agreement. Answer: CFAZ Question: Label the following sentence based on whether it is related to climate. Creating value Measuring our reputation KPI FY19 FY18 FY17 FY16 FY15 AGL‘s Reptrak score declined since FY18. The drop in AGL‘s reputation over the past year has been driven by declining scores on three important dimensions of reputation – leadership, workplace and citizenship. This decline in reputation was consistent with scores across the energy industry as a whole. Answer: 16540 Question: Label the following sentence based on whether it is related to climate. In 2020/21 we are investing €4.9m to improve the Erne and Derg cross border river catchments that are a source of our drinking water, piloting changes in land management techniques such as fencing to exclude livestock and replacing boom spraying of the herbicide MCPA for rush control, with weed wipers, which helps to reduce the amount of herbicide running off into our rivers and streams. It is hoped these initiatives will help restore nature and improve the water quality before it reaches our works. Answer:

CFAZ

Question: Label the following sentence based on whether it is related to climate. Sustainable Development Goals ('SDGs') Analytics In 2020, Trucost launched a Sustainable Development Goal analytics tool allowing financial institutions to assess portfolio alignment to the UN Sustainable Development Goals (SDGs). Trucost's Sustainable Development Goal analysis tool is an extension of Trucost's Sustainable Development Goal Evaluation tool launch in 2018 to help companies align business strategies with the goals. The Sustainable Development Goals are a global blueprint adopted by the world's governments to achieve a better and more sustainable future for all. Answer: Civof Question: Label the following sentence based on whether it is related to climate. Low Carbon Fuel Standards Existing and proposed environmental legislation and regulation developed by certain U.S. states, Canadian provinces, the Canadian federal government and members of the European Union, regulating carbon fuel standards could result in increased costs and reduced revenue. The potential regulation may negatively affect the marketing of Cenovus’s bitumen, crude oil or refined products, and may require us to purchase emissions credits in order to affect sales in such jurisdictions. Answer: Civof Question: Label the following sentence based on whether it is related to climate. In 2019, Environmental financing grew by 45% year on year to a total of $7.8bn. We have seen good growth across our product set in our consumer and wholesale businesses. However, the majority of our current green financing is within the Corporate and Investment Bank. As there is still no industry- wide definition for 'green' finance, we are conservative and transparent in our assumptions, and report our share of capital market transactions where we have played an active role, not the total deal value of transactions that may have multiple banks involved. Answer: Civof Question: Label the following sentence based on whether it is related to climate. 4) After segmentation, a calibration phase is proposed. In this phase, it is necessary to select five clients from each established segment minimally and to estimate the impact on their default probability against the established revenue, cost and investment impacts. There is no single way to apply this step, and it can be constructed either quantitatively or qualitatively. Answer: 65200 Question: Label the following sentence based on whether it is related to climate. Water is an essential input for our industrial activities. Concerns regarding the long-term availability and quality of water, and security of access to water, have increased due to changes to demography and climate. Damage caused by storm surges and strong winds can affect the availability of ports and critical infrastructure required to transport our goods. Changes in temperature can lead to heat stress affecting our workforce and equipment. Answer: Civof Question: Label the following sentence based on whether it is related to climate. In this document, section 4.3.1.3 (1) Financing and Investment Transactions Prohibited Regardless of Sector lists projects for which we prohibit any financing or investment. Sections 4.3.1.3 (2) Financing and Investment Transactions which Require Additional Due Diligence Regardless of Sector and 4.3.1.3 (3) Policies on Specific Industrial Sectors describe our practices for determining whether to engage in transactions with clients/projects in subject sectors, accounting for the degree to which the client has taken steps to avoid or mitigate risk and other due diligence as appropriate, based on the characteristics of the services we are providing. Answer: 65200 Question: Label the following sentence based on whether it is related to climate. Risk and risk management Operational risk and compliance risk Operational risk is the risk of loss resulting from inadequate or failed internal processes, people and systems, or from external events including legal risk but excluding strategic and reputation risk. It also includes, among other things, technology risk, model risk and outsourcing risk. Answer: 65200 Question: Label the following sentence based on whether it is related to climate. Reputational risk In 2019 and in recent years, there has continued to be a range of material risk events such as service outages and data compromises in the market. These impact the reputation of the financial services industry as a whole and potentially threaten consumer confidence in both the reliability of services and the safety of their data and savings. Answer: 65200 Question: Label the following sentence based on whether it is related to climate. In April 2020, we announced our A$20 million Community Support Fund which is supporting our host communities with the challenges associated with the COVID-19 pandemic. Since launching the Fund, a number of health, livelihood and economic recovery initiatives have been funded such as a partnership with the University of Queensland to support COVID-19 vaccine research, a contribution to the cost of new lost-cost ventilators and partnering with international organisations to deliver medical supplies, equipment, infrastructure and services in Papua New Guinea. Answer:

65200

Question: Label the following sentence based on whether it is related to climate. The very high-risk categories encompass risk exposure to counterparties mainly in Central Asia and Turkey and several countries outside the Bank's regions (mainly in the Gulf). The risk assessment is done based on the key risk counterparty. In particular, where a project has a guarantee, the physical risk assessment is based on the guarantor, which is considered to be the key risk party in such circumstances. Answer: Kanuv Question: Label the following sentence based on whether it is related to climate. We are further improving the Greenhouse gas intensity of our manufacturing and fleet operations through the use of alternative and renewable fuels, such as renewable compressed natural gas (RNG) and biomass, as well as renewable electricity purchased or generated on site. Answer: Kanuv Question: Label the following sentence based on whether it is related to climate. - CaixaBank voluntarily applies this procedure to sy - ndicated operations with a term of 3 years or more and when CaixaBank's individual commitment is between $7 million and $35 million. Answer: 45246 Question: Label the following sentence based on whether it is related to climate. Supporting the Low-Carbon Transition Our business units are on pace to meet our commitment to mobilize $250 billion to support low-carbon solutions by 2030. They are building expertise, supported by GSF and the Institute for Sustainable Investing, to serve our clients' growing interest in Environmental, Social, and Governance issues and in climate change specifically. Survey data from the Institute suggests rapidly accelerating interest in climate-focused solutions among asset managers, asset owners and individual investors. In response, we are developing accessible new products, such as Morgan Stanley Impact Quotient (see page 15). Our early work in 2013 in scaling green- bond financing has catalyzed new opportunities and continues to drive sector innovation in green and sustainable bonds. Answer: Kanuv Question: Label the following sentence based on whether it is related to climate. The Board of Directors has overall responsibility for ensuring that IAG has an appropriate risk management framework, including the determination of the nature and extent of risk it is willing to take to achieve its strategic objectives. The Board has oversight of the Group's operations to ensure that internal controls are in place and operate effectively. Management is responsible for the execution of the agreed plans. Answer: 45246 Question: Label the following sentence based on whether it is related to climate. Through these initiatives, Konica Minolta is aiming to achieve the business targets of more than ¥75 billion in operating profit, ¥50 billion in profit attributable to owners of the company, and ROE of 9.5% by fiscal 2019, the final year of the Medium Term Business Plan. Beyond this, we are looking to achieve a medium-term target of more than ¥100 billion in operating profit and more than ¥70 billion in profit attributable to owners of the company by fiscal 2021. Answer: 45246 Question: Label the following sentence based on whether it is related to climate. Thanks to these investments, we are able to swiftly transfer work to unaffected locations if required and to keep potential financial impacts to a minimum.Based on our proprietary loss modelling, we calculate the annual expected losses (AEL) and loss-frequency distributions of major weather-related natural catastrophes. Answer: Kanuv Question: Label the following sentence based on whether it is related to climate. By their very nature, these forward-looking statements require assumptions to be made and involve inherent risks and uncertainties, both general and specific. Assumptions about the performance of the Canadian and U.S. economies in 2020, including in the context of the COVID-19 pandemic, and how that affect the Bank's business are among the main factors considered in setting the Bank's strategic priorities and objectives. Answer: 45246 Question: Label the following sentence based on whether it is related to climate. Business Opportunities MUFG aims to contribute to environmental and social sustainability and help realize United Nations Sustainable Development Goals (SDGs) through financial services. We have committed to extending a total of ¥20 trillion for sustainable financing over a period spanning fiscal 2019 through fiscal 2030 (of this, ¥8 trillion will be used for environmental finance). In fiscal 2019, we made great progress, extending a total of ¥3.7 trillion. Answer:

Kanuv

Question: Label the following sentence based on whether it is related to climate. In April 2020, we announced our A$20 million Community Support Fund which is supporting our host communities with the challenges associated with the COVID-19 pandemic. Since launching the Fund, a number of health, livelihood and economic recovery initiatives have been funded such as a partnership with the University of Queensland to support COVID-19 vaccine research, a contribution to the cost of new lost-cost ventilators and partnering with international organisations to deliver medical supplies, equipment, infrastructure and services in Papua New Guinea. Answer: Yuwej Question: Label the following sentence based on whether it is related to climate. Offsetting our Greenhouse gas emissions In addition to continuously investing in projects that mitigate our impact on climate change, in 2015 we launched the Itau Unibanco's Greenhouse Gas (GHG) Emissions Offset Program. Answer: XMVE Question: Label the following sentence based on whether it is related to climate. Through these initiatives, Konica Minolta is aiming to achieve the business targets of more than ¥75 billion in operating profit, ¥50 billion in profit attributable to owners of the company, and ROE of 9.5% by fiscal 2019, the final year of the Medium Term Business Plan. Beyond this, we are looking to achieve a medium-term target of more than ¥100 billion in operating profit and more than ¥70 billion in profit attributable to owners of the company by fiscal 2021. Answer: Yuwej Question: Label the following sentence based on whether it is related to climate. In April 2018, the Group successfully completed a refinancing to convert floating to fixed debt and to extend the debt maturity out to November 2025. The Group issued a US$300 million bond with a fixed interest rate of 6.625%, which was swapped back to sterling upon issuance at an effective interest rate of 5%. The proceeds of the new issue were used to repay in full the £200 million floating rate bond issued in 2017 which had a maturity of 2022. Answer: Yuwej Question: Label the following sentence based on whether it is related to climate. Aiming to facilitate the creation of a sustainable society and realization of SDGs via its financial services, MUFG has committed to extending a total of ¥20 trillion for sustainable finance over a period spanning from fiscal 2019 to fiscal 2030 (of this, ¥8 trillion will be used for environmental finance). Answer: XMVE Question: Label the following sentence based on whether it is related to climate. Metrics and Targets Scotiabank sets, monitors and reports on climate change related performance and targets annually in Scotiabank's Sustainable Business Report. The Bank also reports to Carbon Disclosure Project (formerly the Carbon Disclosure Project). As part of Scotiabank's Climate Commitments, the Bank is tracking the initiatives that underlie its commitment as part of the metrics and targets it has adopted pursuant to these Commitments. Answer: XMVE Question: Label the following sentence based on whether it is related to climate. Should there be any local special conditions that are not sufficiently addressed by the group or parent strategy, the AI should either raise them with the group or parent for a possible solution or address them locally. In this regard, communication channels should be in place to facilitate the process. Answer: Yuwej Question: Label the following sentence based on whether it is related to climate. Sustainability: The Group is subject to stringent and evolving laws, regulations, standards and best practices in the area of sustainability (comprising corporate governance, environmental management and climate change (specifically capping of emissions), health and safety management and social performance) which may give rise to increased ongoing remediation and/or other compliance costs and may adversely affect the Group’s business, results of operations, financial condition and/or prospects. Answer: XMVE Question: Label the following sentence based on whether it is related to climate. Of this, ¥8 trillion will be used for environmental finance aimed at helping counter climate change and otherwise addressing environmental concerns. Specifically, we will help popularize renewable energy via project finance while issuing Green Bonds whose net proceeds are allocated to Eligible Green Projects. We will also deliver other products and services designed to help reduce the environmental burden, with the aim of supporting the transition to a decarbonized society. (Please also refer to page 58 for details.) Answer:

XMVE

Question: Label the following sentence based on whether it is related to climate. The enterprise risks were categorized as an external, operational or strategic risk. External risks emerge from outside the organization, operational risks arise from within the organization, and strategic risks are associated with our strategic initiatives. The identified risks can significantly affect the Association’s finance, relevancy and reputation if mitigations are not in place. Answer: Jiqih Question: Label the following sentence based on whether it is related to climate. - For the first time, in 2019 and with the help of external specialists, BNP Paribas performed an assessment, on a sample of clients in its portfolio, of physical risks covering the consequences of climate change (extreme weather events) on the assets of Group clients. Answer: Zeqik Question: Label the following sentence based on whether it is related to climate. At the beginning of 2019, VINCI Airports signed a memorandum of understanding with the Portuguese government to extend Lisbon’s airport capacity. It provides for upgrading the existing Humberto Delgado Airport and building a new civil airport on the Montijo Air base opposite the city at the eastern end of the Tagus estuary. VINCI Airports will invest €1.15 billion over the next 10 years in this two-pronged project. Answer: Jiqih Question: Label the following sentence based on whether it is related to climate. We strengthened our commitment to responsible ownership by investing directly in projects and companies that are making a positive impact, such as a $170 million commitment to affordable housing. And through the development of our new Climate Change Portfolio Transition Plan, we’ve committed to transitioning our investment portfolio to carbon neutrality, achieving net zero emissions by 2050. Answer: Zeqik Question: Label the following sentence based on whether it is related to climate. - The investments in our own investment portfolio ($4.4bn; including cash) are mainly concentrated in government bonds and fixed income instruments issued by European financial institutions; see our annual report 2019, pp. Answer: Jiqih Question: Label the following sentence based on whether it is related to climate. At this stage the assessment is still considered qualitative, as further studies and research are yet to be completed, however it does indicate which risks may potentially have a material impact on Transurban's business. Each of these risks will be assessed further to confirm the scope and relative impact of the different consequences to better inform the management approach and reporting for future years. Answer: Jiqih Question: Label the following sentence based on whether it is related to climate. Based on the information provided by the business delivery teams and the work of the Environment and Sustainability Department, Risk Management: - provides an independent assessment of risks associated with individual investments undertaken by the EBRD - performs an ongoing review of the portfolio to monitor the risks presented by investments from inception to repayment or exit, and - assesses and proposes ways to manage risks arising from correlations and concentrations within the portfolio. Answer: Zeqik Question: Label the following sentence based on whether it is related to climate. Scope 2 greenhouse gas emissions Indirect emissions resulting from the generation of grid electricity, heat or steam by an outside organisation, such as an electricity provider, but which is utilised by the reporting organisation. Scope 3 greenhouse gas emissions All other indirect emissions which occur at sources the organisation neither owns nor controls. Scope 3 emissions can result from business travel in non-company vehicles, especially commercial planes; employees commuting in non-company vehicles, as well as the activities of suppliers, customers and contractors. Answer: Zeqik Question: Label the following sentence based on whether it is related to climate. That is where the European Circular Bioeconomy Fund steps in. On its way to raising €250 million for the bioeconomy and circular bioeconomy, the Fund invests in early-stage companies with proven technologies that need financing to scale up their operations and to expand into bigger markets. The bioeconomy and circular bioeconomy are key elements in making the economy more sustainable and protecting the environment. The bioeconomy reduces our dependence on natural resources by promoting sustainable products that use renewable biological resources (such as lupins) to produce food, materials and energy. Answer:

Zeqik

Question: Label the following sentence based on whether it is related to climate. In the short term, changes in client behaviour and investor preferences for less carbon-intensive assets and products may result in market, reputational or legal risks for the group. The market risk arises from changes in asset prices and market spreads given investor capital allocation changes. Reputational or legal risks may arise if clients or funders perceive the group’s operational and financing activities to be aggravating climate change. Answer: Yolac Question: Label the following sentence based on whether it is related to climate. The new index was built in three stages: - Firstly, Controversial Weapons Manufacturers were excluded from the universe of stocks that make up the FTSE All World Index universe, as the Trustee has a financial preference for avoiding such stocks where possible. - Secondly, a four-factor index was created (Value, Quality, Low Volatility and Low Size) that rebalances regularly through time to create a 'Balanced Factor' index with more attractive risk-return characteristics than the standard market capitalisation index. - Finally, three climate-related tilts were applied to the 'Balanced Factor' index to create a 'Climate Balanced Factor' index. The FTSE All World (ex CW) Climate Balanced Factor Index tilts away from Carbon Reserves and Carbon Emissions, whilst positively tilting towards Green Revenues. The tilts are set such that the inclusion of the climate-related tilts introduces a relatively modest tracking error compared to the Balanced Factor index without climate tilts. This allowed the Trustee to conclude that the new index was consistent with its fiduciary duty and provided an element of Climate Change protection. Answer: Yolac Question: Label the following sentence based on whether it is related to climate. The inability to reform mortgage markets has dramatically reduced mortgage availability. In fact, our analysis shows that, conservatively, more than $1 trillion in additional mortgage loans might have been made over a five-year period had we reformed our mortgage system. J.P. Morgan analysis indicates that the cost of not reforming the mortgage markets could be as high as 0.2% of GDP a year. Answer: 39917 Question: Label the following sentence based on whether it is related to climate. Risks—Transition Risks and Physical Risks Clients to whom MUFG has provided credits may be exposed to risks arising in the course of the transition to a low-carbon society, such as stricter regulation and the introduction of low-carbon technologies (transition risks). They can also be exposed to risks arising from physical damage due to the growing occurrences of climate change-induced natural disasters and abnormal weather (physical risks). If these risks were to impact the clients’ businesses or financial conditions, MUFG’s credit portfolio would also be exposed to substantial risks. Answer: Yolac Question: Label the following sentence based on whether it is related to climate. Page 44 • Physical risks: There could be significant physical risks from climate change under both our 4°C and 1.5°C scenarios. These risks could be driven by increased temperature, increased storm intensities, sea level rise and changes in rainfall amount, seasonality and the intensity of extreme events. The types of change are similar under the two scenarios, but their expressions could be much more severe under the 4°C scenario. Answer: Yolac Question: Label the following sentence based on whether it is related to climate. Until the end of March 2021, a total of 29 institutions, including domestic and foreign automobile manufacturers, automotive component manufacturers, and universities, will participate in these field operation tests to acquire test data, conduct analysis, and report test results. In addition, they are planning to carry out activities such as holding test drives and demonstration events and disseminating information to develop public acceptance of automated driving. Answer: 39917 Question: Label the following sentence based on whether it is related to climate. In developing our scenario analysis, we used internal data sets and assumptions made in our existing business models. We considered the views of departments across the business to better understand risks and time horizons. We also took the time to consider impacts and dependencies. This helped us to report on the risks and opportunities that are most material to our organization. Answer: 39917 Question: Label the following sentence based on whether it is related to climate. In addi- tion, analyses of various trends will be performed periodi- cally in the future in order to revise assessments and disclose information on risks and opportunities related to other areas. Answer: 39917 Question: Label the following sentence based on whether it is related to climate. The European Investment Bank, the EU climate bank, signed a loan of up to €57.5 million to the Greek state in July 2020 to finance the construction and equipment of the Geophysical Observatory in Antikythera and the new oceanographic vessel. These projects have an implementation horizon of five to six years. Answer:

Yolac

Question: Label the following sentence based on whether it is related to climate. BBVA believes that greater financial inclusion has a favorable impact on the welfare and sustained economic growth of countries. The fight against financial exclusion is therefore consistent with BBVA's ethical and social commitment, as well as its medium-term and long-term business objectives. At the end of 2019, BBVA had 10 million customers in this segment. Answer: 14773 Question: Label the following sentence based on whether it is related to climate. That’s why making these assets as strong as they can be will always be the bedrock of growth – as reflected in the investment we have committed to upgrading the Bayswater and Loy Yang A power stations (without increasing carbon emissions) and the $420 million we have invested in the past three years in customer experience and other digital transformation programs. Answer: Suvem Question: Label the following sentence based on whether it is related to climate. Impacts of Risks are consequences of risks, both quantitative and qualitative. There may be many consequences of risks manifesting, such as a reduction in earnings and capital, liquidity outflows, and fines or penalties, or qualitative impacts such as reputation damage, loss of clients and customers, and regulatory and enforcement actions. Answer: 14773 Question: Label the following sentence based on whether it is related to climate. Operational risks Operational risks relate to the losses resulting from inadequate or failed internal processes, people and systems, or due to external events. These risks normally fall within our low-risk appetite level as there is no strategic benefit from accepting the risk and accepting that it is not in line with our vision and values. Answer: 14773 Question: Label the following sentence based on whether it is related to climate. Compliance Risk Management Compliance risk (a type of operational risk) is the risk resulting from the failure to comply with laws (legislation, regulations and rules) and regulatory guidance, and the failure to appropriately address associated impacts, including to customers. Compliance risk encompasses violations of applicable internal policies, program requirements, procedures, and standards related to ethical principles applicable to the banking industry. Answer: 14773 Question: Label the following sentence based on whether it is related to climate. During the year the Board received an update relating to the Group’s climate change strategy and approved a range of actions to support ongoing delivery, including strengthening the link between emissions performance and executive remuneration, establishing a new medium-term, science-based target for scope one and two emissions in line with the Paris Agreement, and the framework for a Climate Investment Program, which includes an amount of US$400 million as set out by the CEO in July 2019. Answer: Suvem Question: Label the following sentence based on whether it is related to climate. Citi is focused on enabling progress in the communities in which we work and live. Together with companies, governments and institutions of all shapes, sizes, scale and scope, we lend, facilitate and invest in products and services that power the global economy. We also recognize that we can play an important role in working with others to address key social and economic challenges facing clients and communities. goal to lend, facilitate and invest $100 billion toward activities that reduce the impacts of climate change and create environmental solutions that benefit people and communities. Answer: Suvem Question: Label the following sentence based on whether it is related to climate. The engagement is driving improved conversations with our customers about climate change risks, allowing us to make more informed lending decisions and policies. Over time we expect more of our customers to report on their transition plans. We also intend for discussions on climate-related risks and opportunities to become part of regular discussions with all Institutional and corporate customers. Answer: Suvem Question: Label the following sentence based on whether it is related to climate. On the other hand, we believe that green finance in companies, technologies, and projects that contribute to a low-carbon society will lead to an increase in investment and finance opportunities. For the Medium-Term Management Plan period from fiscal 2017 to fiscal 2020, we have set a quantitative target for ESG-themed investments and finance of ¥700 billion and are actively working to achieve this target. Answer:

Suvem

Question: Label the following sentence based on whether it is related to climate. In 2020, we invested £880,000 in delivering over 20 energy efficiency projects including a boiler upgrade, building management systems optimisation, improved lighting controls, and the installation of LEDs. These are expected to result in annual energy savings of 2,250,000 kWh. Over the next 12 months, we will pursue ISO 50001 accreditation at our commercial offices. Answer: OAUB Question: Label the following sentence based on whether it is related to climate. Our offerings are designed to meet the specific needs of IFC clients in different industries — with a special focus on infrastructure, manufacturing, agribusiness, services, and financial markets. In FY18, we made $11.6 billion in long-term investments in 366 projects. In addition, we mobilized nearly $11.7 billion to support the private sector in developing countries. Answer: VMKV Question: Label the following sentence based on whether it is related to climate. Collaborating to help communities Our strategic partnerships are building a better future – whether it’s helping vulnerable households with their energy (see page 34), or tackling bad housing and homelessness. To support these issues in 2017, we invested £156 million in mandatory, voluntary and charitable contributions. A further £10 million has been committed to start-ups developing innovative energy ideas that benefit society, helping 38,000 people since 2013. Answer: OAUB Question: Label the following sentence based on whether it is related to climate. The quantitative investment strategies focus mainly on stock picking based on quality and valuation. It is precisely these strategies, which yield long-term value and are suitable for large portfolios, that tend to perform poorly in a context of highly accommodative central bank monetary policies. In 2019, all major quantitative investment styles performed poorly; stock picking based on valuation and quality and stock picking based on recent price trends both yielded negative returns. This combination is seldom seen. Answer: VMKV Question: Label the following sentence based on whether it is related to climate. CN invested $1.6 billion in basic track infrastructure in 2017 to improve the safety and fluidity of our network. The work included the replacement of more than 2.2 million cross ties and the installation of over 600 miles of new rail, as well as bridge repairs, branch line upgrades and other general track maintenance. In 2018, CN is targeting a record $3.2 billion in total capital investment, up Answer: VMKV Question: Label the following sentence based on whether it is related to climate. Our success in business depends on our ability to meet a range of environmental and social challenges. We must show we can operate safely and manage the effect our activities can have on neighbouring communities and society as a whole. If we fail to do this, we may incur liabilities or sanctions, lose business opportunities, harm our reputation, or our licence to operate may be impacted (see “Risk factors” on page 10). Answer: OAUB Question: Label the following sentence based on whether it is related to climate. We fail to respond to the emerging threats from climate change for our investment portfolios and wider businesses As a significant investor in financial markets, commercial real estate and housing, we are exposed to climate related transition risks, particularly should abrupt shifts in the political and technological landscape impact the value of those investment assets associated with higher levels of greenhouse gas emissions. Answer: OAUB Question: Label the following sentence based on whether it is related to climate. We define short term as up to a year aligned with budget; medium term as 3-4 years aligned with budget planning; long term as 5-7 years aligned with strategic planning; and, for ad hoc analysis, we define longer term as beyond 7 years. Answer: VMKV Question: Label the following sentence based on whether it is related to climate. $40 trillion in assets. Signatories to Climate Action 100+ are requesting the boards and senior management of companies to: • Implement a strong governance framework which clearly articulates the board’s accountability and oversight of climate change risks and opportunities • Take action to reduce greenhouse gas emissions across the value chain, consistent with the Paris Agreement’s goal of limiting global average temperature increase to well below Answer:

OAUB

Question: Label the following sentence based on whether it is related to climate. Impacts of Risks are consequences of risks, both quantitative and qualitative. There may be many consequences of risks manifesting, such as a reduction in earnings and capital, liquidity outflows, and fines or penalties, or qualitative impacts such as reputation damage, loss of clients and customers, and regulatory and enforcement actions. Answer: 42243 Question: Label the following sentence based on whether it is related to climate. $500 million 30-year bonds were priced with a coupon interest rate of 4.25 percent. The net proceeds from the issuance were used to finance or re-finance eligible projects as defined under OPG’s Green Bond Framework, namely, the November 2018 acquisition of Eagle Creek. OPG’s Green Bond Framework encompasses projects that offer tangible environmental benefits. Answer: 14625 Question: Label the following sentence based on whether it is related to climate. - African Americans, Asians, and Hispanics/Latinos combined make up 13.7% of the aircraft pilots and flight engineers in the U.S. - Women make up 3% of aircraft mechanics and service technicians. Answer: 42243 Question: Label the following sentence based on whether it is related to climate. MARKE T: As the carbon debate intensifies, cement and concrete could be challenged by our customers as the building material of first choice because of perceived high embodied CO2. In the long term, should regulatory frameworks fail to incentivize consumption of low-carbon products, customers may be unwilling to pay for additional costs and the cement sector’s low-carbon roadmap might be compromised. Answer: 14625 Question: Label the following sentence based on whether it is related to climate. In this environment, there are several the Group, as a global distributor, faces due to climate change. These include physical risks with increased likelihood of more extreme events such as storms, and heatwaves which could affect the business’s physical sites or its distribution process. A further risk is regulatory change, often by governments, designed to reduce greenhouse gas (GHG) emissions. These may render certain products obsolete whilst increasing demand for others. Other potential impacts include increases, for example, in the costs of air transport of inventory to meet customer demands. There is also reputation risk if the business is not seen to be taking deliberate and tangible actions to reduce its GHG emissions. Answer: 14625 Question: Label the following sentence based on whether it is related to climate. We aim to promote equal opportunities by inspiring underrepresented groups to take up STEM fields by exposing them to aviation employment options and opportunities. By fueling the pipeline today through our support of educational initiatives and STEM programs, we will help to ensure more diverse perspectives in the hangars and boardrooms of the future. Answer: 42243 Question: Label the following sentence based on whether it is related to climate. Our new policy measures outlined on page 1 will play a key role in shaping our portfolio over the coming years and help ensure we stay on track to meet our longer term goal. Answer: 42243 Question: Label the following sentence based on whether it is related to climate. Additional climate variables and related environmental stressors are known to affect production but were assessed more broadly due to data and evidence limitations. These parameters include fire, cyclones, sea level rise, pests and diseases. As a result, our modelling of physical climate risk may understate the potential impact of climate change. Answer: 14625 Question: Label the following sentence based on whether it is related to climate. Our first £250-million, eight-year bond will mature in August 2025 with a return to investors of 1.625 per cent. Since the successful launch of that debt transaction, we have raised a further £627 million of Green Bonds to investors in the UK and the United States in accordance with the ICMA Green Bond Principles. Answer:

14625

Question: Label the following sentence based on whether it is related to climate. At this stage the assessment is still considered qualitative, as further studies and research are yet to be completed, however it does indicate which risks may potentially have a material impact on Transurban's business. Each of these risks will be assessed further to confirm the scope and relative impact of the different consequences to better inform the management approach and reporting for future years. Answer: Ninov Question: Label the following sentence based on whether it is related to climate. Risks are assessed at least annually. Please refer to Section 6.1 Our approach to risk management, 6.2 Risk categories and factors, 6.3 Strategic risks, 6.4 Operational risks, 6.5 Compliance risks, and 6.6 Financial risks. Answer: Ninov Question: Label the following sentence based on whether it is related to climate. To better understand the landscape, Morgan Stanley engaged Partnership for Carbon Accounting Financials and its current members in early 2020. We had an opportunity to learn more about their emissions factors database in order to better evaluate how PCAF's data for various assets could be utilized by Morgan Stanley. Answer: Fapac Question: Label the following sentence based on whether it is related to climate. Under harsher public scrutiny, investors are being asked to refrain from investing in companies that are not environmentally friendly. Some investors have decided not to make new investments in coal-fired thermal power. As an energy provider and a company that is needed by its stakeholders, we must seriously undertake sustainable management. Answer: Fapac Question: Label the following sentence based on whether it is related to climate. Environmental risk Environmental risk is the risk of loss to financial, operational or reputational value resulting from the impact of environmental issues. It arises from the business activities and operations of both us and our clients. For example, the environmental issues associated with our clients’ purchase and sale of contaminated property or development of large-scale projects may give rise to credit, regulatory and reputation risk. Operational and legal risks may arise from environmental issues at our branches, offices or data processing centres. Answer: Fapac Question: Label the following sentence based on whether it is related to climate. Application - Projects with high and irreversible risks and po - tential impact, where it is not deemed possible to establish a viable action plan, or projects that con - travene the Bank's corporate values, are rejected. Answer: Ninov Question: Label the following sentence based on whether it is related to climate. In addition, we have been gradually introducing RPA, which uses robots to automate a series of tasks previously performed by employees, resulting in a reduction in work hours of approximately 300,000 hours in the fiscal year ended March 31, 2020. Going forward, we will continue to promote automation and labor savings in data input operations to improve administrative efficiency. Answer: Ninov Question: Label the following sentence based on whether it is related to climate. Extract: In 2016, we made further steps to systematically incorporate climate aspects in all investment decisions. We use tools such as internal carbon pricing, scenario planning and stress testing of projects against various oil and gas price assumptions. Equinor routinely tracks technology developments and changes in regulations, including the introduction of stringent climate policies, and assesses how these may impact the oil price, the costs of developing new oil and gas assets, and the demand for oil and gas. Answer: Fapac Question: Label the following sentence based on whether it is related to climate. Our capital expenditure programme is focused on maintaining and improving our assets and services, ensuring we can deal with growth, and on meeting water quality and environmental standards. In AMP6, we completed a £2.2 billion programme of investment, delivered by our alliance partners, which will help provide our services until 2030. Answer:

Fapac

Question: Label the following sentence based on whether it is related to climate. At the announcement of the business plan for the fiscal year ending March 31, 2020, as for investments and loans, we are setting the target at ¥2.1 trillion, which is within the three-year cumulative range announced already, and there is no change to our forecasts for asset recycling and shareholder returns. Answer: 74540 Question: Label the following sentence based on whether it is related to climate. JPMorgan Chase believes that companies must do even more to help solve today’s biggest challenges and create economic opportunity for more people. To do so, they must invest in communities the same way they invest in their own businesses. As announced in early 2018, our firm will deploy $1.75 billion by 2023 to drive inclusive growth in communities around the world. Generating Return on Community is one of our core objectives because we know that the future of our company depends on the well-being of our communities. Answer: 74540 Question: Label the following sentence based on whether it is related to climate. 2 footprint of the portfolio but also an innovative approach to aligning the portfolio with the two degree carbon reduction scenario in the future. - AM engages with companies in which it invests on behalf of clients to discuss approaches to mitigating climate-related risk, as well as actively voting on shareholder resolutions to improve transparency and disclosure around climate-related reporting. Specif- ically in the context of the Climate Aware fund, UBS Asset Management has implemented an engagement program with 50 oil & gas and utilities companies under- weighted in the fund. Dialogue with companies aims at improving companies' disclosure and performance alignment with the Task Force on Climate-related Financial Disclosures recommendations. Engage- ment makes it possible to share the results of the quanti- tative and qualitative assessments included in the fund methodology with investee companies too. This allows for the verification of company performance with additional information collected before and after meetings. It also means AM can collect feedback, explicitly com- municate objectives for change in corporate practices and further enhance the model used to inform the under / overweights in the strategy. Answer: Guyad Question: Label the following sentence based on whether it is related to climate. In anticipation of climate change related physical risks, projects related to our investments in particularly vulnerable regions, such as low-lying coastal areas, may face increases in insurance costs. An increase in insurance costs may reduce the cash flows and financial returns from these investments and may cause us to reduce the amount of financial leverage we utilize and cause a decline in our overall profitability. Answer: Guyad Question: Label the following sentence based on whether it is related to climate. The Alberta Climate Leadership Plan, sets forth several commitments relevant to the oil and gas sector: (1) the implementation of an economy-wide carbon levy; (2) limiting of oil sands emissions to a province-wide total of 100 megatonnes per year (compared to current industry emissions levels of approximately 70 megatonnes per year), with certain exceptions for cogeneration power sources and new upgrading capacity; and (3) a goal to reduce methane emissions from oil and gas activities by 45 percent by 2025. The economy-wide carbon levy is based on a rate of $30 per tonne for 2018 and exempts activities integral to oil and gas production processes until 2023. Answer: Guyad Question: Label the following sentence based on whether it is related to climate. Our first £250-million, eight-year bond will mature in August 2025 with a return to investors of 1.625 per cent. Since the successful launch of that debt transaction, we have raised a further £627 million of Green Bonds to investors in the UK and the United States in accordance with the ICMA Green Bond Principles. Answer: Guyad Question: Label the following sentence based on whether it is related to climate. The ability to enable a fast and effective response to, and recovery from, disruptive events. The effectiveness of this element is determined by the thoroughness of efforts to plan, prepare and exercise in advance of events. Answer: 74540 Question: Label the following sentence based on whether it is related to climate. Ultimately, sustainable growth is also about culture and tone from the top. Leaders across the bank promote our efforts, articulate its importance and champion the work needed to deliver sustainable growth well into the future. Answer: 74540 Question: Label the following sentence based on whether it is related to climate. In 2020, we invested £880,000 in delivering over 20 energy efficiency projects including a boiler upgrade, building management systems optimisation, improved lighting controls, and the installation of LEDs. These are expected to result in annual energy savings of 2,250,000 kWh. Over the next 12 months, we will pursue ISO 50001 accreditation at our commercial offices. Answer:

Guyad

Question: Label the following sentence based on whether it is related to climate. Blended Finance Catalyst Pool In 2018, we launched our Blended Finance Catalyst Pool to mobilize additional private capital to help address the U.N. Sustainable Development Goals. This financing initiative provides $60 million of capital for Affordable and Clean Energy (SDG7), Sustainable Cities and Communities (SDG11), Clean Water and Sanitation (SDG6), and Climate Action (SDG13), among others. Answer: Wibuz Question: Label the following sentence based on whether it is related to climate. - Other subjects: The Group is also participating in a study by the French Association of Private Companies (AFEP) on the comparison of 2 C scenarios and in a different study by Entreprises pour l'Environnement (EpE) ZEN 2050 on the decarbonisation of the French economy by 2050. Answer: Wibuz Question: Label the following sentence based on whether it is related to climate. While the transformation of our systems will continue beyond 2021, we are committed to remaining within the guided transformation investment spend of €1.4 billion equating to an average of 50 to 60 basis points of Common equity tier 1 (CET1) capital annually until 2021. We expect that investment in transformation beyond 2021 will be at a lower level. Answer: Laraj Question: Label the following sentence based on whether it is related to climate. An additional advantage of these programs is increased pilot diversity, something the industry currently lacks (see 'Case Study: JetBlue Foundation'). Across all of our above mentioned programs, 7% of pilots are women, almost double the national average for airline transport. In Gateway Select, 20% of the pilots in our program are from underrepresented groups, about five times the national average. Answer: Laraj Question: Label the following sentence based on whether it is related to climate. In 2019, and continuing throughout 2020, we have rolled-out a comprehensive climate change training programme. In 2019 we published an internal briefing paper focused on climate change science facts, its geopolitical and macro- economical implications, as well as commercial impacts on companies. This provided the basis for a training session attended by over 200 staff in Head Quarters. This training has now been converted into an on-line course which has now been shared with local units to incorporate as part of their training programmes. Further training activities are currently being planned including additional awareness raising and specific topics on business opportunities. Answer: Wibuz Question: Label the following sentence based on whether it is related to climate. For many investors, climate change poses significant financial challenges and opportunities. The expected transition to a lower carbon economy is estimated to require around £2.7 trillion, on average, in energy sector investments a year for the foreseeable future, generating new investment opportunities. At the same time, the risk return profile of companies exposed to climate-related risks may change significantly because of physical impacts of climate change, climate policy or new technologies. Answer: Wibuz Question: Label the following sentence based on whether it is related to climate. The CFO convened a Scenario Discussion Workshop where members of senior leadership discussed the Company's current state, considered possible future scenarios, identified different risks and opportunities within these scenarios, and discussed the financial implication of these impacts on the Company. Answer: Laraj Question: Label the following sentence based on whether it is related to climate. Application - Projects with high and irreversible risks and po - tential impact, where it is not deemed possible to establish a viable action plan, or projects that con - travene the Bank's corporate values, are rejected. Answer: Laraj Question: Label the following sentence based on whether it is related to climate. To bring focus to operational performance, we undertook a pilot certification of seven assets under BREEAM In Use. We will certify a further 30 assets over the next 24 months and have underpinned this goal with the announcement in March of a £450m ESG linked Revolving Credit Facility that requires a continual increase in green building certifications. Answer:

Wibuz

Question: Label the following sentence based on whether it is related to climate. In late 2017, CN committed to purchasing 200 new alternating current traction locomotives over the next three years to accommodate future growth opportunities and drive operational efficiency across the system. CN’s order is the largest among Class I railways since 2014. These high-horsepower engines are equipped with advanced digital technologies to optimize power distribution, train handling, brake control and fuel utilization. Answer: 62813 Question: Label the following sentence based on whether it is related to climate. F rom an investor’s perspective, climate change entails both physical and transition risks, which have an impact on the value of investments. Physical risks are divided into acute and chronic risks, which refer to the challenges that climate change poses to companies and society, such as unexpected damage caused by extreme weather events or the depletion of natural resources in the longer term. Transition risks refer to changes, for example, in regulation, technology and consumer behaviour that the transition to a lower-carbon economy entails. Answer: Yoyuf Question: Label the following sentence based on whether it is related to climate. CN invested $1.6 billion in basic track infrastructure in 2017 to improve the safety and fluidity of our network. The work included the replacement of more than 2.2 million cross ties and the installation of over 600 miles of new rail, as well as bridge repairs, branch line upgrades and other general track maintenance. In 2018, CN is targeting a record $3.2 billion in total capital investment, up Answer: 62813 Question: Label the following sentence based on whether it is related to climate. AGL's Risk Management Policy, which has been approved by AGL's Board, mandates that management utilise risk management principles in decision-making, and requires all AGL people to consider their functions and roles and how to manage risks arising from their business decisions and activities. AGL's Statement of Risk Appetite, reviewed annually by the ARMC, sets out AGL's risk appetite in relation to strategic, financial, market and operational risks, as well as AGL's risk tolerance (which in turn identifies activities for which AGL has no appetite). Answer: 62813 Question: Label the following sentence based on whether it is related to climate. One of the biggest opportunities for innovation in our sector is in electric mobility. Advancements in electric engines for commercial and passenger vehicles, in addition to other types of transportation, will require the creation of a more robust, digitalized, and connected energy infrastructure. This vision guided our creation of the Emotive program, an R&D initiative that during a five-year period has evaluated possible business models for battery recharging and customer service. In 2020, our strategic vision will include continued work on the topic. Our Sustainability Plan includes investment of R$ 45 million in the development of technologies for electric mobility through 2024. Answer: Yoyuf Question: Label the following sentence based on whether it is related to climate. We want to contribute to the transition to the circular economy. The linear economy is not sustainable: we throw out a great deal (waste and therefore raw materials, experience, social capital and knowledge) and therefore discard value. This is not viable from an economic and ecological perspective. As investor we can ‘direct’ companies and with our network, our scale and our influence we can help the movement towards a circular future (creating a sustainable society) further along. Answer: Yoyuf Question: Label the following sentence based on whether it is related to climate. The physical risks of climate change are divided into acute and chronic risks. Acute risks include risks related to extreme weather events, such as floods and hurricanes. Chronic risks include, for example, permanently higher temperatures and the ensuing sea level rise. Sectors particularly exposed to physical risks include the forest sector, agriculture and real estate, to name a few. Answer: Yoyuf Question: Label the following sentence based on whether it is related to climate. The Board of Directors has overall responsibility for ensuring that IAG has an appropriate risk management framework, including the determination of the nature and extent of risk it is willing to take to achieve its strategic objectives. The Board has oversight of the Group's operations to ensure that internal controls are in place and operate effectively. Management is responsible for the execution of the agreed plans. Answer: 62813 Question: Label the following sentence based on whether it is related to climate. Key actions: • • Refreshed our Climate Change Roadmap Refreshed our Climate Change Roadmap to include commitment and pathway to to include commitment and pathway to target a 45% absolute emissions reduction target a 45% absolute emissions reduction by 2030 and net zero greenhouse gas by 2030 and net zero greenhouse gas emissions across our whole investment emissions across our whole investment portfolio by 2050. portfolio by 2050. • Allocated 1% of the Growth (Cbus MySuper) • Allocated 1% of the Growth (Cbus MySuper) portfolio or ~$500 million for investments portfolio or ~$500 million for investments in climate change mitigation opportunities.in climate change mitigation opportunities. • Engage with companies we invest in to • Engage with companies we invest in to influence them to reduce their carbon influence them to reduce their carbon emissions and contribute to meeting the emissions and contribute to meeting the Paris Agreement targets and SDGs.Paris Agreement targets and SDGs. Answer:

Yoyuf

Question: Label the following sentence based on whether it is related to climate. Equator Principles (EP) within the scope covered by this initiative. Moreover, Societe Generale has voluntarily expanded the scope of application of the EP to include a range of transactions likely to present E&S challenges, such as equity capital market transactions, debt capital market transactions, mergers and acquisitions, and acquisition financing. Even beyond this scope, any financial transaction entered into by Corporate and Investment Banking involves the identification of any E&S risks relating to the client, other than financial institutions. Answer: Yociz Question: Label the following sentence based on whether it is related to climate. IAG is committed to be the leading airline group in sustainability. This means that environmental considerations are integrated into the business strategy at every level and the Group uses its influence to drive progress across the industry. • IAG Climate Change strategy to meet target of net zero carbon emissions by 2050. • British Airways plans to offset UK domestic flight carbon emissions from 2020. • Fleet replacement plan introducing aircraft into the fleet that are up to 40 per cent more carbon efficient. • IAG investment in sustainable aviation fuels of $400 million in the next 20 years, including British Airways’ partnership with Velocys. • Management incentives under development to align to IAG’s new targets. • Partnering with Mosaic Materials to explore carbon capture technology. • Participating in CORSIA, the ICAO global aviation carbon offsetting scheme. Answer: Yociz Question: Label the following sentence based on whether it is related to climate. New Chittoor facility During FY20, our eighth manufacturing facility in Chittoor district in Andhra Pradesh was commissioned with Phase I installed capacity of 0.4 million units. The total Phase I investment for setting up the manufacturing facility is around ` 622 crore for a projected 1.8 million units annual capacity. Answer: PCWH Question: Label the following sentence based on whether it is related to climate. ACTION PLAN 2020-2023 Given the uncertainties relating to the macroeconomic and political outlook and the complexity of the interaction between measures to combat climate change and energy demand, we maintain a prudent financial approach in investment decisions. The four-year investment plan, focused on high-value projects with short pay-back period, provides for investments of around €32 billion in 2023 and is characterized by a high level of flexibility with around 60% of investments uncommitted in 2022-2023. Eni's investment program has been designed to achieve high-returns and resiliency even in a challenging scenario. In particular, the current portfolio of upstream projects in execution has a break-even price of 23 $/bbl (25 $/bbl in the previous plan) and an overall IRR of approximately 25%. These projects remain competitive even in a low carbon scenario. Adopting the IEA SDS scenario, which foresees a huge increase in the costs of emitting CO Answer: Yociz Question: Label the following sentence based on whether it is related to climate. The COVID-19 pandemic rapidly introduced an array of new and elevated risks to the safety of our people, the resilience of our operations, the strength of our balance sheet and the financial security of our customers and the community. Action has been required to address these risks, particularly in the following areas: Answer: PCWH Question: Label the following sentence based on whether it is related to climate. High physical risk scenario (typically associated with a greater temperature increase) This is a climate change scenario that results in temperature change of greater than 4°C, resulting in extreme weather events which could threaten the successful operation of assets within the portfolio. We assume that under this scenario, renewables buildout lags expectations and energy is not decarbonised to an extent consistent with a lower impact from climate change and that insurance for damages may become unavailable or more expensive. Answer: Yociz Question: Label the following sentence based on whether it is related to climate. $15-20 billion in projected savings for the banking sector by 2022 thanks to blockchain technology* in manufacturing efficiency over the next five years, contributing $500 billion in annual added value to the global economy. To helps its clients secure these benefits, Capgemini offers a Digital Manufacturing service line that improves efficiencies and productivity through smart, connected services (see page 60). Answer: PCWH Question: Label the following sentence based on whether it is related to climate. At this stage the assessment is still considered qualitative, as further studies and research are yet to be completed, however it does indicate which risks may potentially have a material impact on Transurban's business. Each of these risks will be assessed further to confirm the scope and relative impact of the different consequences to better inform the management approach and reporting for future years. Answer: PCWH Question: Label the following sentence based on whether it is related to climate. In addition, we have been gradually introducing RPA, which uses robots to automate a series of tasks previously performed by employees, resulting in a reduction in work hours of approximately 300,000 hours in the fiscal year ended March 31, 2020. Going forward, we will continue to promote automation and labor savings in data input operations to improve administrative efficiency. Answer:

PCWH

Question: Label the following sentence based on whether it is related to climate. $40 trillion in assets. Signatories to Climate Action 100+ are requesting the boards and senior management of companies to: • Implement a strong governance framework which clearly articulates the board’s accountability and oversight of climate change risks and opportunities • Take action to reduce greenhouse gas emissions across the value chain, consistent with the Paris Agreement’s goal of limiting global average temperature increase to well below Answer: RGYG Question: Label the following sentence based on whether it is related to climate. Compliance Risk Management Compliance risk (a type of operational risk) is the risk resulting from the failure to comply with laws (legislation, regulations and rules) and regulatory guidance, and the failure to appropriately address associated impacts, including to customers. Compliance risk encompasses violations of applicable internal policies, program requirements, procedures, and standards related to ethical principles applicable to the banking industry. Answer: 53137 Question: Label the following sentence based on whether it is related to climate.  For asset management companies belonging to a Group (most of the tested sample), inadequate internal supervision of the services (relating to IT, cybersecurity and business continuity) performed by the parent company was identified. But the technical execution of these services by the Group cannot exempt asset management companies from their responsibilities regarding the definition (in priority) of the main risk areas and management of the relevant controls. Answer: 53137 Question: Label the following sentence based on whether it is related to climate. In addition, our businesses and the markets in which we operate are continuously evolving. We may fail to fully understand the implications of changes in our businesses or the financial markets or fail to adequately or timely enhance our risk framework to address those changes. If our risk framework is ineffective because it fails to keep pace with changes in the financial markets, regulatory requirements, our businesses, our counterparties, clients or service providers or for other reasons, we could incur losses, suffer reputational damage or find ourselves out of compliance with applicable regulatory or contractual mandates or expectations. Answer: 53137 Question: Label the following sentence based on whether it is related to climate. That’s why making these assets as strong as they can be will always be the bedrock of growth – as reflected in the investment we have committed to upgrading the Bayswater and Loy Yang A power stations (without increasing carbon emissions) and the $420 million we have invested in the past three years in customer experience and other digital transformation programs. Answer: RGYG Question: Label the following sentence based on whether it is related to climate. Since 2008, the Fund has invested in green bonds, as part of the listed fixed- income portfolio, which are expected to contribute positively to the climate transition. Since 2015, green bonds have been a separate asset class in the strategic portfolio. In 2019, the Fund also decided to increase its strategic allocation from 1.0 to 3.0 per cent, which is equivalent to more than SEK 11 billion. AP2 has the last few years also invested in social bonds. Answer: RGYG Question: Label the following sentence based on whether it is related to climate. Risks are assessed at least annually. Please refer to Section 6.1 Our approach to risk management, 6.2 Risk categories and factors, 6.3 Strategic risks, 6.4 Operational risks, 6.5 Compliance risks, and 6.6 Financial risks. Answer: 53137 Question: Label the following sentence based on whether it is related to climate. This is due to the diversity of our business. The scope and range of our products make it impossible to calculate a single production figure and our financial results are affected by commodity prices and foreign exchange rates, which are outside our control. As a result of the nature of the exploration, development and production cycle, our CO2 emissions do not necessarily correlate to our employee headcount. Answer: RGYG Question: Label the following sentence based on whether it is related to climate. With regards to the energy transition, we carefully monitor sector-specific developments linked to the move towards a low-carbon economy. For upstream oil and gas, our credit assessments include a strong focus on production costs. By focusing on low-cost production, we work with our clients to ensure their businesses are resilient to the risk of 'stranded assets'. Answer:

RGYG

Question: Label the following sentence based on whether it is related to climate. Risks to the Group’s reputation Risks include acts or omissions by the Group or any of its employees that could damage the Group’s reputation or lead to a loss of trust among its stakeholders. Every risk type has potential consequences for Zurich’s reputation. Effectively managing each type of risk helps reduce such threats. Answer: 35108 Question: Label the following sentence based on whether it is related to climate. 4) After segmentation, a calibration phase is proposed. In this phase, it is necessary to select five clients from each established segment minimally and to estimate the impact on their default probability against the established revenue, cost and investment impacts. There is no single way to apply this step, and it can be constructed either quantitatively or qualitatively. Answer: 35108 Question: Label the following sentence based on whether it is related to climate. In addition, a dedicated team within Group Risk Management analyses Emerging Risks (oft en related to long term Environmental, Social, and Governance issues) via a specifi c framework, tools and local network in order to monitor their materiality and manage their potential impact on the AXA Group in the next 5 to 10 years. Regular reviews and in-depth analyses of emerging risk topics are shared with the Group-wide Emerging Risks community. Answer: NHZL Question: Label the following sentence based on whether it is related to climate. Given the significant impact of this period of uncertainty on both Canadian businesses and companies and governments around the world, and the resulting volatility in financial markets, we expect to see significant effects on several of our financial statement line items and on our financial results in 2020. The timing and size of those impacts is not possible to forecast at this time. Answer: 35108 Question: Label the following sentence based on whether it is related to climate. As a result of this exercise, with data at 30 June 2020, 18.4% of the exposure measured by EAD (equivalent to 9.7% of the Group's EAD) of the wholesale portfolio has been identified as corresponding to sectors defined as 'transition risk sensitive', with a very high, high or intermediate level of exposure to this risk. This calculation was made on a portfolio of EUR 237.4 billion, corresponding to the EAD of the wholesale lending portfolio (EUR 451.7 billion of the Group's EAD). Answer: NHZL Question: Label the following sentence based on whether it is related to climate. Through these initiatives, Konica Minolta is aiming to achieve the business targets of more than ¥75 billion in operating profit, ¥50 billion in profit attributable to owners of the company, and ROE of 9.5% by fiscal 2019, the final year of the Medium Term Business Plan. Beyond this, we are looking to achieve a medium-term target of more than ¥100 billion in operating profit and more than ¥70 billion in profit attributable to owners of the company by fiscal 2021. Answer: 35108 Question: Label the following sentence based on whether it is related to climate. Climate change The EIB Group has ambitious targets to grow its support for climate action and environmental sustainability. This includes aligning to the principles and goals of the Paris Agreement by the end of 2020 and supporting a total of EUR 1 trillion of investments from 2021 to 2030. In fact, the EIB Group will gradually increase the share of its financing dedicated to climate action and environmental sustainability to reach 50% by 2025 and beyond. Answer: NHZL Question: Label the following sentence based on whether it is related to climate. – The Badgingarra Wind Farm is a 130MW wind farm, to be built at an estimated cost of $315 million, on the site adjacent to the existing Emu Downs Wind Farm (final condition precedent expected to be met in August 2017). Alinta Energy has entered into a 12-year offtake agreement for both the energy and the LGCs, commencing January 2019. Answer: NHZL Question: Label the following sentence based on whether it is related to climate. In regard to public policy risks, S&P Global monitors and engages on relevant developments globally through its Government Affairs function. The Company has established internal governance and reporting frameworks to identify, analyze, elevate, and engage on public policy risks and opportunities, including those associated with climate and environmental policy, sustainable finance, and related legislative initiatives. Answer:

NHZL

Question: Label the following sentence based on whether it is related to climate. AGL's Risk Management Policy, which has been approved by AGL's Board, mandates that management utilise risk management principles in decision-making, and requires all AGL people to consider their functions and roles and how to manage risks arising from their business decisions and activities. AGL's Statement of Risk Appetite, reviewed annually by the ARMC, sets out AGL's risk appetite in relation to strategic, financial, market and operational risks, as well as AGL's risk tolerance (which in turn identifies activities for which AGL has no appetite). Answer: TVCJ Question: Label the following sentence based on whether it is related to climate. At the announcement of the business plan for the fiscal year ending March 31, 2020, as for investments and loans, we are setting the target at ¥2.1 trillion, which is within the three-year cumulative range announced already, and there is no change to our forecasts for asset recycling and shareholder returns. Answer: TVCJ Question: Label the following sentence based on whether it is related to climate. Climate change is already a measurable global reality and our home country, South Africa, along with other developing countries, is likely to see a more pronounced impact due to the perceived lack of financial resilience. South Africa has an energy-intense economy and, as such, is a significant contributor to global carbon emissions. Answer: ELSX Question: Label the following sentence based on whether it is related to climate. Fundamental shifts in the industry, like the transition from traditional lighting to LED lighting, may drastically change the business environment. If Philips is unable to recognize these changes in good time, is late in adjusting its business models, or if circumstances arise such as pricing actions by competitors, then this could have a material adverse effect on Philips’ growth ambitions, financial condition and operating result. Answer: ELSX Question: Label the following sentence based on whether it is related to climate. Risk and risk management Operational risk and compliance risk Operational risk is the risk of loss resulting from inadequate or failed internal processes, people and systems, or from external events including legal risk but excluding strategic and reputation risk. It also includes, among other things, technology risk, model risk and outsourcing risk. Answer: TVCJ Question: Label the following sentence based on whether it is related to climate. More than 20 years ago, we started incorporating climate change in our WRMPs, and in March 2018 we published, for consultation, a draft of our latest WRMP. The plan ensures we are resilient against the median climate change scenario and severe drought. Through the consultation we are also seeking support from our customers for £630 million of investment, which would further mitigate the impact of climate change, drought and future environmental challenges. Answer: ELSX Question: Label the following sentence based on whether it is related to climate. Affordable and Clean Energy (SDG7) and Clean Water and Sanitation (SDG6): From 2007 through the end of 2030, we will have financed more than $445 billion to low-carbon, sustainable business activities in support of energy efficiency, renewable energy and sustainable transportation, and in other areas including water conservation, land use and waste. In our own operations, we are carbon neutral as of 2020. Answer: ELSX Question: Label the following sentence based on whether it is related to climate. If Philips is unable to ensure effective supply chain management, e.g. facing an interruption of its supply chain, including the inability of third parties to deliver parts, components and services on time, and if it is subject to rising raw material prices, it may be unable to sustain its competitiveness in its markets. Answer: TVCJ Question: Label the following sentence based on whether it is related to climate. Citi is on track to meet our climate-related targets. We will continue to set new goals and report new metrics as the need and opportunity arises to help us manage our climate change risks, opportunities and responsibilities. We will also continue to evaluate how we can create new and better metrics and targets to review and report on our climate- related strategy as it evolves. Answer:

ELSX

Question: Label the following sentence based on whether it is related to climate. Dialogues with companies and decision-makers In addition to investing in sustainable strate- gies, AP2 has dialogues with companies and decision-makers to influence the transition to a low-fossil society. AP2 has in recent years, together with other investors, presen- ted a number of shareholder proposals on climate to several fossil energy companies (BP, Shell, Statoil) and the mining sector (Glencore, Rio Tinto, Anglo American). In addition to the shareholder proposals, the Fund also uses its voting rights to support other investors' shareholder proposals on climate. Over the past year, the Fund has noted that many company boards under- take to improve their climate reporting both in terms of emissions and in evaluation of the companies' projects/activities regarding climate scenarios. Answer: 11733 Question: Label the following sentence based on whether it is related to climate. At the beginning of 2019, VINCI Airports signed a memorandum of understanding with the Portuguese government to extend Lisbon’s airport capacity. It provides for upgrading the existing Humberto Delgado Airport and building a new civil airport on the Montijo Air base opposite the city at the eastern end of the Tagus estuary. VINCI Airports will invest €1.15 billion over the next 10 years in this two-pronged project. Answer: Goret Question: Label the following sentence based on whether it is related to climate. Regulatory compliance can divert management attention and increase capacity needed to make changes to comply, thereby reducing the aptitude to pursue strategic objectives. It often tends to increase the size of risk, compliance and assurance functions which monitor, maintain and report on compliance. Regulatory compliance can introduce complexity and inefficiencies into ordinary business processes, which drive up cost and impact customers who do not always appreciate the value of regulations. Answer: Goret Question: Label the following sentence based on whether it is related to climate. Reputation: In managing our reputation we seek to avoid the loss of credibility due to internal or external factors. Many types of risk have the potential to negatively impact our corporate reputation. Internal business practices, or those of our business partners or the companies in which we invest, may generate reputation harm. Consequences include diminished brand efficacy in commercial markets, impeding our ability to execute our strategy and our status as investor, partner and employer of choice. Answer: Goret Question: Label the following sentence based on whether it is related to climate. Supporting the Low-Carbon Transition Our business units are on pace to meet our commitment to mobilize $250 billion to support low-carbon solutions by 2030. They are building expertise, supported by GSF and the Institute for Sustainable Investing, to serve our clients' growing interest in Environmental, Social, and Governance issues and in climate change specifically. Survey data from the Institute suggests rapidly accelerating interest in climate-focused solutions among asset managers, asset owners and individual investors. In response, we are developing accessible new products, such as Morgan Stanley Impact Quotient (see page 15). Our early work in 2013 in scaling green- bond financing has catalyzed new opportunities and continues to drive sector innovation in green and sustainable bonds. Answer: 11733 Question: Label the following sentence based on whether it is related to climate. The cost of the loan is associated with a Greenhouse gas emissions reduc- tion target of 1 million metric tons by 2025; o another $750 million SLL was syndicated for Finnish forest industry company UMP. Answer: 11733 Question: Label the following sentence based on whether it is related to climate. The main credit risk the group faces is in relation to its Energy Efficiency Loan Scheme. This risk is actively managed with formal credit checking procedures at customer acquisition, and allowances for impairment are made where appropriate. Our bad debt provisioning policy is restricted to provide for loans in administration and where, in the opinion of management, recovery is not possible. Answer: 11733 Question: Label the following sentence based on whether it is related to climate. International political, social and economic risks Equinor has international interests located in regions where political, social and economic instability could adversely affect Equinor’s business. Equinor has assets and operations located in diverse regions globally where potentially negative economic, social, and political developments could occur. These political risks and security threats require continuous monitoring. Uncertainty exists around the UK`s exit from the EU and the potential market impact. Answer: Goret Question: Label the following sentence based on whether it is related to climate. We did so by replacing less-energy-efficient models with more efficient ones, all compliant with the latest standards of DOE2017 and e-star3, saving approximately 3.2 billion kWh of energy compared to 2015. Answer:

11733

Question: Label the following sentence based on whether it is related to climate. The initiative has four working groups; government bonds, listed equities and corpo- rate bonds real estate and strategic asset alloca- tion. Representatives from AP2 participate in the steering group and in the working groups for government bonds and real estate. Answer: MHHT Question: Label the following sentence based on whether it is related to climate. In 2019, we invested a total of R$ 72.4 million in the Energy Efficiency Program, which adheres to ANEEL's regulatory guidelines. The projects we developed have saved approximately 40,000 MWh of energy, enough to serve around 17,000 residential customers for one year. This saved volume also represents emissions of 2,825 tons of CO Answer: 33037 Question: Label the following sentence based on whether it is related to climate. Emissions generated by the consumption of fuels derived from helicopter and ship transport services (from the plant to the platform of the Gaviota and Castor underground storage facilities). Emissions generated by the consumption of fuels derived from the contracting of surveillance services and air, maritime and land maintenance. Emissions generated by the consumption of fuel in rented vehicles, cranes and suppliers’ hoists. Answer: 33037 Question: Label the following sentence based on whether it is related to climate. The future is not a faraway place. It’s as near as tomorrow and it will affect us all. As energy consumption soars, how will we meet the demand? Fossil fuels are a finite resource that will gradually disappear. The natural replacement is sweeping freely around the earth – the wind. Answer: 33037 Question: Label the following sentence based on whether it is related to climate. To help increase access to affordable and sustainable homeownership, in April 2019, we announced the $5 billion Bank of America Community Homeownership Commitment™ to benefit LMI homebuyers over the next five years. The initiative will help more than 20,000 individuals and families achieve homeownership through grants that directly assist homebuyers with their down payments and closing costs. At the end of 2019, the program helped over 9,000 new homeowners with $2.3 billion in mortgage lending. Answer: MHHT Question: Label the following sentence based on whether it is related to climate. In terms of piloting, we are analysing CIB listed companies sub-portfolio data (about 30 percent of the total in terms of EAD of given portfolio) while for remaining companies we are applying proxies based on sector and size of the company. Answer: MHHT Question: Label the following sentence based on whether it is related to climate. Reputational risk In 2019 and in recent years, there has continued to be a range of material risk events such as service outages and data compromises in the market. These impact the reputation of the financial services industry as a whole and potentially threaten consumer confidence in both the reliability of services and the safety of their data and savings. Answer: MHHT Question: Label the following sentence based on whether it is related to climate. As members of the British Venture Capital Association ('BVCA'), we have held a role on the BVCA's Responsible Investment Advisory Group ('RIAG') since 2017. Our Director, George Potts, was appointed its Chair in 2019. As part of this role, we are engaged in the provision of advice, technical guidance and expertise to the 700+ members of the BVCA - often through consultations on public policy matters, regularly involving climate. Answer: 33037 Question: Label the following sentence based on whether it is related to climate. AGL's Risk Management Policy, which has been approved by AGL's Board, mandates that management utilise risk management principles in decision-making, and requires all AGL people to consider their functions and roles and how to manage risks arising from their business decisions and activities. AGL's Statement of Risk Appetite, reviewed annually by the ARMC, sets out AGL's risk appetite in relation to strategic, financial, market and operational risks, as well as AGL's risk tolerance (which in turn identifies activities for which AGL has no appetite). Answer:

MHHT

Question: Label the following sentence based on whether it is related to climate. BlackRock’s Sustainable Investing platform consists of more than $50 billion in dedicated ESG strategies. We also manage more than $440 billion in solutions that eliminate exposure to certain sectors or activities. And we offer our strategies in index and alpha-seeking, with varying levels of customization, from iShares Sustainable Core ETFs to bespoke, institutional client solutions. Answer: Gikec Question: Label the following sentence based on whether it is related to climate. This strategic plan is based on a number of assumptions, in particular relating to the macroeconomic environment and the development of activities. Failure to achieve these objectives or the occurrence of unexpected events could compromise the achievement of the strategic plan and have a material adverse effect on the Group's business, results of operations and financial position. Answer: Muqoq Question: Label the following sentence based on whether it is related to climate. This transition does not, however, automatically translate into a financial risk for us. For example, motor insurance is the most important business line of the re/insurance sector globally. According to Swiss Re's sigma database, it currently represents approximately 33% of global non-life gross written premiums and is expected to grow further, albeit at a lower rate. Answer: Muqoq Question: Label the following sentence based on whether it is related to climate. Blended Finance Catalyst Pool In 2018, we launched our Blended Finance Catalyst Pool to mobilize additional private capital to help address the U.N. Sustainable Development Goals. This financing initiative provides $60 million of capital for Affordable and Clean Energy (SDG7), Sustainable Cities and Communities (SDG11), Clean Water and Sanitation (SDG6), and Climate Action (SDG13), among others. Answer: Gikec Question: Label the following sentence based on whether it is related to climate. R I S K - I N F O R M E D D E C I S I O N M A K I N G To achieve our business objectives and performance goals, we must ensure that our business strategies are aligned with the risks we face. Answer: Muqoq Question: Label the following sentence based on whether it is related to climate. The EBRD committed US$ 68.5 million (€60 million equivalent) to Amundi Planet – Emerging Green One, a green bond fund dedicated to emerging markets. The International Finance Corporation and the European Investment Bank also participated in the fund, which will invest in bonds issued by financial institutions and support climate and environmental projects. Answer: Gikec Question: Label the following sentence based on whether it is related to climate. Climate-related physical risks are those risks resulting from climate change, which involve event-driven (acute) or longer-term (chronic) shifts in climate patterns. Acute physical risks refer to those that are event-driven, including increased severity of extreme weather events such as cyclones, hurricanes or floods. Chronic physical risks refer to longer-term shifts in climate patterns (e.g., sustained higher temperatures) that may cause sea level rise or chronic heat waves. Answer: Gikec Question: Label the following sentence based on whether it is related to climate. International political, social and economic risks Equinor has international interests located in regions where political, social and economic instability could adversely affect Equinor’s business. Equinor has assets and operations located in diverse regions globally where potentially negative economic, social, and political developments could occur. These political risks and security threats require continuous monitoring. Uncertainty exists around the UK`s exit from the EU and the potential market impact. Answer: Muqoq Question: Label the following sentence based on whether it is related to climate. Project using non-mechanized mining technology More than 2 new coal mine projects with underground mining face Project using backward production process equipment for coal mining While restricting the underwriting and investment in the coal industry, Ping An continuously optimizes financial resources to support the development of renewable energy. Answer:

Gikec

Question: Label the following sentence based on whether it is related to climate. Thabametsi and Khanyisa. In its 2017 Environmental and social risk report, the Company said that it was “concerned about climate change and the risks it poses for Africa, clients and their businesses,” but argued that developing nations and financial institutions face a dilemma in terms of balancing climate change against the “need to support economic growth and the energy supply that underpins it”6 FirstRand does not describe how it manages this “dilemma” in its financing decision-making processes. Answer: 45023 Question: Label the following sentence based on whether it is related to climate. BBVA is focusing on increasing its activity in telecommunications infrastructures, given the social importance they have as facilitators of access to new technologies ('narrowing the digital divide'), digitization and contribution to economic development: ADAMO: Acquisition by the Swedish fund EQT of the fastest growing independent fiber supplier in Spain, whose main focus is rural communities. Answer: Najiz Question: Label the following sentence based on whether it is related to climate. BNP Paribas work together withe banks having signed the Katowice Commitment to test and recom- mend to test and recommend ways to improve the general methodology developed by the 2 Degrees Investing Initiative. Answer: 45023 Question: Label the following sentence based on whether it is related to climate. Ultimately, sustainable growth is also about culture and tone from the top. Leaders across the bank promote our efforts, articulate its importance and champion the work needed to deliver sustainable growth well into the future. Answer: Najiz Question: Label the following sentence based on whether it is related to climate.  For asset management companies belonging to a Group (most of the tested sample), inadequate internal supervision of the services (relating to IT, cybersecurity and business continuity) performed by the parent company was identified. But the technical execution of these services by the Group cannot exempt asset management companies from their responsibilities regarding the definition (in priority) of the main risk areas and management of the relevant controls. Answer: Najiz Question: Label the following sentence based on whether it is related to climate. In 2020, the EBRD signed a US$ 100 million project to finance Louis Dreyfus Company's (LDC) subsidiaries operating in Bulgaria, Egypt, Kazakhstan, Poland, Romania, Tajikistan, Turkey and Ukraine. The transaction will finance working capital needs for the trading activities of LDC's subsidiaries in these countries. Answer: Najiz Question: Label the following sentence based on whether it is related to climate. Projects with potential limited adverse social or environmental impacts that are few in number, generally site specific, largely reversible and readily addressed through mitigation measures. Issues relating to these risks may lead to fines, penalties or legal non-compliance and reputational damage. Examples could include increased use of energy or increased atmospheric emissions. Answer: 45023 Question: Label the following sentence based on whether it is related to climate. We have imposed restrictions on providing loans, advice and insurance to controversial and socially sensitive sectors and activities such as: the energy sector, project finance, arms-related activities, narcotic crops, gambling, fur, palm oil production, mining, deforestation, land acquisition and involuntary resettlement of indigenous populations, tobacco, mining, animal welfare and prostitution. Answer: 45023 Question: Label the following sentence based on whether it is related to climate. In 2019, ING joined the United Nations Environment Programme FI Pilot Project on Implementing the Task Force on Climate-related Financial Disclosures Recommendations for Banks, where ING specialists participated in sector working groups, including the oil & gas group. This experience has given us further qualitative and quantitative insights into the potential impacts of climate risk on our current lending portfolio and future business. https://new.ingwb.com/binaries/content/assets/insights/research-reports/energy-scenarios/ing-energy-scenarios-report.pdf https://www.ing.com/Newsroom/News/ING-further-sharpens-coal-policy-to-support-transition-to-low-carbon-economy.htm https://www.unepfi.org/banking/tcfd/ https://www.unepfi.org/banking/tcfd/ Answer:

45023

Question: Label the following sentence based on whether it is related to climate. These exercises highlight that not enough data are available for a bottom-up approach, assessing the vulnerabilities specific to Group clients and incorporating their response and remediation functions on a forward-looking basis. Answer: Basuh Question: Label the following sentence based on whether it is related to climate. At this stage the assessment is still considered qualitative, as further studies and research are yet to be completed, however it does indicate which risks may potentially have a material impact on Transurban's business. Each of these risks will be assessed further to confirm the scope and relative impact of the different consequences to better inform the management approach and reporting for future years. Answer: Basuh Question: Label the following sentence based on whether it is related to climate. CFRA Phase I confirmed that Vancouver is most vulnerable to flooding caused by the combined effect of a coastal storm surge and a king tide (exceptionally high tides that typically occur in December and January) rather than river-related flooding caused by spring run-off. In addition to mapping the areas vulnerable to flooding, Phase I also identified the community assets, infrastructure and buildings at risk to flooding over time. Answer: Zitir Question: Label the following sentence based on whether it is related to climate. IAG is committed to be the leading airline group in sustainability. This means that environmental considerations are integrated into the business strategy at every level and the Group uses its influence to drive progress across the industry. • IAG Climate Change strategy to meet target of net zero carbon emissions by 2050. • British Airways plans to offset UK domestic flight carbon emissions from 2020. • Fleet replacement plan introducing aircraft into the fleet that are up to 40 per cent more carbon efficient. • IAG investment in sustainable aviation fuels of $400 million in the next 20 years, including British Airways’ partnership with Velocys. • Management incentives under development to align to IAG’s new targets. • Partnering with Mosaic Materials to explore carbon capture technology. • Participating in CORSIA, the ICAO global aviation carbon offsetting scheme. Answer: Zitir Question: Label the following sentence based on whether it is related to climate. From a business continuity standpoint, MGC has identified production downtime due to drought or flooding of production facilities as a water-related risk, formulated the business continuity plan (BCP) that addresses this risk and implemented measures to mitigate it. None of the areas in which MGC’s plants are located has experienced either adverse impacts on production activities due to water stress or conflicts with stakeholders regarding use of water resources. Answer: Zitir Question: Label the following sentence based on whether it is related to climate. $15-20 billion in projected savings for the banking sector by 2022 thanks to blockchain technology* in manufacturing efficiency over the next five years, contributing $500 billion in annual added value to the global economy. To helps its clients secure these benefits, Capgemini offers a Digital Manufacturing service line that improves efficiencies and productivity through smart, connected services (see page 60). Answer: Basuh Question: Label the following sentence based on whether it is related to climate. The Audit Committee Charter states that the committee will 'discuss policies and procedures with respect to risk assessment and risk management, the company's major risk exposures, and the steps management has taken to monitor and mitigate such exposures.' The Vice President and General Auditor, Corporate Auditing, whose appointment and performance is reviewed and evaluated by the Audit Committee, is responsible for leading the formal risk assessment and management process within the company. Answer: Basuh Question: Label the following sentence based on whether it is related to climate. At Vancity, we are committed to helping our business members improve their environmental performance. One of the ways we do this is through our relationship with Climate Smart. Climate Smart provides training, coaching, and software for businesses to measure their carbon footprint, identify opportunities for cost, energy, and carbon savings, and communicate their efforts. Vancity offers members a $1,000 scholarship for Climate Smart training and 160 members have taken part in the program. Answer: Zitir Question: Label the following sentence based on whether it is related to climate. In addi- tion, analyses of various trends will be performed periodi- cally in the future in order to revise assessments and disclose information on risks and opportunities related to other areas. Answer:

Basuh

Question: Label the following sentence based on whether it is related to climate. Since November 2019, Aviva France has committed to not invest in companies developing new coal mining projects or are planning a substantial increase of its annual (thermal) coal production volume; companies with 20% of their revenue coming from coal-related Aviva Investors' $44bn Real Assets platform comprises equity and debt investments in both real estate and infrastructure, with a concentration of assets in Europe and a growing interest in developing countries. Answer: 10963 Question: Label the following sentence based on whether it is related to climate. Developments in these and other external factors may affect customers’ use of EVs and, therefore, our EV transition goals. These may have a material adverse effect on the market prices of certain vehicle types in certain jurisdictions, which in turn could have a material adverse effect on our business, financial condition and results of operations. Sudden changes in the market can also make it harder for LeasePlan to have the right resources, people and stock in place to meet demand. Answer: 10963 Question: Label the following sentence based on whether it is related to climate. MELBOURNE BACKS BTR In June 2019, we entered into an agreement with developer PDG to deliver 490 purpose-built, BTR apartments as part of the $450 million Munro development in Melbourne’s CBD. The Munro development is a key project within the City of Melbourne’s $250 million renewal of the Queen Victoria Market precinct. Answer: TPXD Question: Label the following sentence based on whether it is related to climate. Environmental, Social, and Governance Data Factory S&P Global's cross divisional effort to identify opportunities and risks in Environmental, Social, and Governance is supported by a common data and technology backbone. Environmental, Social, and Governance Data Factory feeds S&P Global's Environmental, Social, and Governance offerings. Data sets include public- and private- company data, asset level Answer: 10963 Question: Label the following sentence based on whether it is related to climate. In SMBC's Credit Policy, which contains our overall financing policy, guidelines and rules, we declare that we will cease to provide financial support to borrowers engaged in businesses contrary to public responsibility, or which may have a significant negative impact on the global environment. Answer: 10963 Question: Label the following sentence based on whether it is related to climate. We recognize that there is potentially a lot of uncertainty regarding how to quantify these impacts and that reasonable people can differ in their assessments. As our collective knowledge and understanding of these mechanisms evolve, it is possible that the quantification of these scenarios may also change. Answer: TPXD Question: Label the following sentence based on whether it is related to climate. Risks to the Group’s reputation Risks include acts or omissions by the Group or any of its employees that could damage the Group’s reputation or lead to a loss of trust among its stakeholders. Every risk type has potential consequences for Zurich’s reputation. Effectively managing each type of risk helps reduce such threats. Answer: TPXD Question: Label the following sentence based on whether it is related to climate. We may be subject to unionization, work stoppages, slowdowns or increased labor costs and the unionization of the Company’s pilots and inflight crewmembers could result in increased labor costs. Our business is labor intensive and the unionization of any of our crewmembers could result in demands that may increase our operating expenses and adversely affect our financial condition and results of operations. Any of the different crafts or classes of our crewmembers could unionize at any time, which would require us to negotiate in good faith with the crewmember group’s certified representative concerning a collective bargaining agreement. In addition, we may be subject to disruptions by unions protesting the non-union status of our other crewmembers. Any of these events would be disruptive to our operations and could harm our business. Answer: TPXD Question: Label the following sentence based on whether it is related to climate. 3.6.1 Measure of strategic resilience against a 2 C scenario Societe Generale's strategy is reflected in its portfolio allocation, and therefore a measure of the strategic resilience of the Group against a 2 C scenario is a measure of the portfolio allocation against a 2 C scenario. Answer:

10963

Question: Label the following sentence based on whether it is related to climate. For separate account clients, we make this data available directly to the client upon request. In addition to supporting our clients in considering climate and other sustainability-related risks to which a given fund may be subject, making this data available to our clients supports our clients' abilities to report Greenhouse gas emissions data for their investments. On pages 39 and 40, we provide an example of the product-level disclosure provided to clients. Answer: Fujuy Question: Label the following sentence based on whether it is related to climate. Regulatory risk is the risk of failure to meet new or existing regulatory and / or legislative requirements and deadlines, or a failure to embed compliant procedures into processes. It also includes the risk to the Group's capital, liquidity and profitability from the impact of future legislative and regulatory changes. Answer: GAFK Question: Label the following sentence based on whether it is related to climate. Reputation: In managing our reputation we seek to avoid the loss of credibility due to internal or external factors. Many types of risk have the potential to negatively impact our corporate reputation. Internal business practices, or those of our business partners or the companies in which we invest, may generate reputation harm. Consequences include diminished brand efficacy in commercial markets, impeding our ability to execute our strategy and our status as investor, partner and employer of choice. Answer: GAFK Question: Label the following sentence based on whether it is related to climate. We have been investing in videoconferencing and remote working capabilities as part of our IT Transformation Programme. Videoconferencing is integrated into our online collaboration platforms, enabling colleagues to join virtual meetings anytime, anywhere. Our teams can run webcasts with up to 500 participants. Answer: GAFK Question: Label the following sentence based on whether it is related to climate. IAG is exposed to multiple risks relating to its businesses and pursuit of its strategic objectives. The risks noted below are not exhaustive, but outline the material risks faced by the Group as identified in the RMS:  strategic risk – the risk that internal or external factors compromise our ability to execute our strategic objectives or our strategy; Answer: GAFK Question: Label the following sentence based on whether it is related to climate. The need to decarbonise our business increases the cost of our activities through the need to retro-fit buildings to improve their sustainability credentials and reduces our ability to redevelop due to planning restrictions, increased regulation and stakeholder expectations, the increased cost of low carbon technology and potentially the pricing of carbon. Failure to meet the climate challenge could impact our ability to deliver new buildings, reduce the demand for the buildings we own, cause significant reputational damage and result in exposure to environmental activism and potentially stranded assets. Answer: Fujuy Question: Label the following sentence based on whether it is related to climate. AXA and the IFC, a member of the World Bank Group focused on the private sector, announced the launch of a $500 million partnership supporting an infrastructure fund that will notably finance green infrastructures in emerging countries, including renewable energy, water, green transport and telecoms. There will be no investments in coal and oil-sands related projects. Our policies are applied consistently. Answer: Fujuy Question: Label the following sentence based on whether it is related to climate. That’s why making these assets as strong as they can be will always be the bedrock of growth – as reflected in the investment we have committed to upgrading the Bayswater and Loy Yang A power stations (without increasing carbon emissions) and the $420 million we have invested in the past three years in customer experience and other digital transformation programs. Answer: Fujuy Question: Label the following sentence based on whether it is related to climate. Our generation capacity represents approximately 14 per cent of Australia's total NEM. We have a slightly lower proportion of coal than the NEM average and we continue to grow our share of wind and solar renewables. We have less hydro than the NEM average, reflecting the significance of the government-owned Snowy Hydro scheme. We also have a higher proportion of gas, which serves as more reliable, dispatchable ('firming') capacity for the market as coal is retired and renewable generation increases. Answer:

Fujuy

Question: Label the following sentence based on whether it is related to climate. AGL's Risk Management Policy, which has been approved by AGL's Board, mandates that management utilise risk management principles in decision-making, and requires all AGL people to consider their functions and roles and how to manage risks arising from their business decisions and activities. AGL's Statement of Risk Appetite, reviewed annually by the ARMC, sets out AGL's risk appetite in relation to strategic, financial, market and operational risks, as well as AGL's risk tolerance (which in turn identifies activities for which AGL has no appetite). Answer: 27136 Question: Label the following sentence based on whether it is related to climate. Investors are seeking a better understanding of how climate change may impact the company’s business over the short, medium and long term. They also want to know about the company’s planned response, including how it may need to change its strategy. However, according to EY’s July 2020 report ‘How will ESG performance shape your future?’, based on a global institutional investor survey, companies are failing to meet investors’ expectations on environmental, social and governance factors when compared with 2018. Answer: LTRV Question: Label the following sentence based on whether it is related to climate. Extract: In 2016, we made further steps to systematically incorporate climate aspects in all investment decisions. We use tools such as internal carbon pricing, scenario planning and stress testing of projects against various oil and gas price assumptions. Equinor routinely tracks technology developments and changes in regulations, including the introduction of stringent climate policies, and assesses how these may impact the oil price, the costs of developing new oil and gas assets, and the demand for oil and gas. Answer: LTRV Question: Label the following sentence based on whether it is related to climate. IFC expands the availability of such technologies by channeling investments toward private companies that build modern communications infrastructure and information-technology businesses. In FY18, we invested $376 million in initiatives related to technology, including funds mobilized from other investors — expanding our portfolio in this sector to more than $2.4 billion. Answer: 27136 Question: Label the following sentence based on whether it is related to climate. Further notable figures can be seen from developments recorded this year. For instance, renewable electricity to be supplied to local communities in Senegal now totals 150MW, through four Meridiam solar projects. We have also increased our portfolio of Waste to Energy (WTE) projects to eight, totalling €224m of equity invested, including the Olstyn WTE project in Poland, which will provide renewable energy in place of fossil-fuelled power for the 270,000 inhabitants of Olstyn. Answer: LTRV Question: Label the following sentence based on whether it is related to climate. Moreover, without expanding their risk profile, it is becoming increasingly difficult for insurers to obtain a return on invested premiums that will cover their future commitments. This pressure on business models has resulted in a swelling wave of mergers and acquisitions, now also involving non-traditional actors such as private equity funds. Answer: 27136 Question: Label the following sentence based on whether it is related to climate. CN invested $1.6 billion in basic track infrastructure in 2017 to improve the safety and fluidity of our network. The work included the replacement of more than 2.2 million cross ties and the installation of over 600 miles of new rail, as well as bridge repairs, branch line upgrades and other general track maintenance. In 2018, CN is targeting a record $3.2 billion in total capital investment, up Answer: 27136 Question: Label the following sentence based on whether it is related to climate. In 2019, with a focus on its financing portfolio(2), EDC set a target to reduce its exposure to the most carbon intensive sectors by 15 per cent over five years against a December 31, 2018 baseline. As a result of this reduction, the carbon intensive exposure of EDC’s financing portfolio at December 31, 2023 is targeted to reduce to $18.9 billion(3), a decrease of approximately $3.3 billion over the five-year period. Answer: LTRV Question: Label the following sentence based on whether it is related to climate. UBS is also involved in other activities to reduce gaps in climate-related financial data. We support the CDP, as an investor member as well as a questionnaire respondent, in their aim to improve company disclosure of risks and opportunities related to natural resources. We are also on the advisory panel of the Natural Capital Finance Alliance's advancing environmental management project. Answer:

LTRV

Question: Label the following sentence based on whether it is related to climate. While the transformation of our systems will continue beyond 2021, we are committed to remaining within the guided transformation investment spend of €1.4 billion equating to an average of 50 to 60 basis points of Common equity tier 1 (CET1) capital annually until 2021. We expect that investment in transformation beyond 2021 will be at a lower level. Answer: XDLR Question: Label the following sentence based on whether it is related to climate. This structured approach applies to all of the Group’s operated businesses exposed to these risks. In addition to its drilling and pipeline transport operations, the Group has at the end of 2018 195 sites and operating zones exposed to major technological risks, which could cause harm or damage to people, property and the environment, corresponding to: Answer: 55441 Question: Label the following sentence based on whether it is related to climate. An additional advantage of these programs is increased pilot diversity, something the industry currently lacks (see 'Case Study: JetBlue Foundation'). Across all of our above mentioned programs, 7% of pilots are women, almost double the national average for airline transport. In Gateway Select, 20% of the pilots in our program are from underrepresented groups, about five times the national average. Answer: XDLR Question: Label the following sentence based on whether it is related to climate. Climate change is a challenge faced by the entire P&C insurance industry. In particular, our home insurance business has been affected due to changing climate patterns and an increase in the number and cost of claims associated with severe storms. Water damages now make up more than half of our home insurance claims. Answer: 55441 Question: Label the following sentence based on whether it is related to climate. Climate change can pose material risks to sovereign debt due to its impact on national expenditures associated with disaster recovery from extreme weather events or preparedness through climate change mitigation and adaptation projects. Emerging market countries are particularly vulnerable since they often lack capital or have higher funding costs, which exacerbates the myriad risks that they already face. For example, many of these countries are vulnerable to food insecurity from both the impact of climate change on their own agricultural production and higher prices for imports. Our investment team members are increasingly focused on deepening their understanding of environmental risk in sovereigns and its complex links to fiscal and monetary conditions, which in turn affect bond yields and credit ratings. Answer: 55441 Question: Label the following sentence based on whether it is related to climate. Each presentation includes the following: an overview of the business group, shortand long-term financial performance and goals, an assessment of portfolio growth opportunities, and strategic priorities to drive our Value Model. Answer: XDLR Question: Label the following sentence based on whether it is related to climate. We have been investing in videoconferencing and remote working capabilities as part of our IT Transformation Programme. Videoconferencing is integrated into our online collaboration platforms, enabling colleagues to join virtual meetings anytime, anywhere. Our teams can run webcasts with up to 500 participants. Answer: XDLR Question: Label the following sentence based on whether it is related to climate. Climate Scenario Analysis: Using Software to Assess Our Resilience In 2018, we began developing a climate scenario analysis tool (CSAT) to help identify climate-related risks and quantify the impact they could have on airports we fly to. Answer: 55441 Question: Label the following sentence based on whether it is related to climate. HayWired Resilient Business Challenge In 2018, JPMorgan Chase participated in the San Francisco HayWired Resilient Business Challenge, which is designed to help businesses increase their own preparedness and mitigate the impact an earthquake or other natural disaster could have on their ability to resume business activities. Answer:

55441

Question: Label the following sentence based on whether it is related to climate. At the announcement of the business plan for the fiscal year ending March 31, 2020, as for investments and loans, we are setting the target at ¥2.1 trillion, which is within the three-year cumulative range announced already, and there is no change to our forecasts for asset recycling and shareholder returns. Answer: Gefif Question: Label the following sentence based on whether it is related to climate. In 2018, CN spent approximately $3.5 billion in its capital program, with $1.6 billion invested to maintain the safety and integrity of the network, particularly track infrastructure. CN's capital spending also included $1.0 billion on strategic initiatives to increase capacity, enable growth and improve network resiliency, including line capacity upgrades and information technology initiatives, $0.5 billion on equipment capital expenditures, including the acquisition of 500 new centerbeam cars and 65 new high-horsepower locomotives, and $0.4 billion on implementation of Positive Train Control (PTC), the safety technology mandated by the U.S. Congress. Answer: Gefif Question: Label the following sentence based on whether it is related to climate. £3 billion (20 per cent) of the Group’s revenue and our customer facing channels to market are mentioned on page 24. Additional technology investments are aimed at improving execution and efficiency in all areas of our business from warehousing, fleet, inventory and customer relationship management to back-office human resources and financial management and reporting systems. Answer: Gefif Question: Label the following sentence based on whether it is related to climate. More than 20 years ago, we started incorporating climate change in our WRMPs, and in March 2018 we published, for consultation, a draft of our latest WRMP. The plan ensures we are resilient against the median climate change scenario and severe drought. Through the consultation we are also seeking support from our customers for £630 million of investment, which would further mitigate the impact of climate change, drought and future environmental challenges. Answer: Povud Question: Label the following sentence based on whether it is related to climate. In 2019, and continuing throughout 2020, we have rolled-out a comprehensive climate change training programme. In 2019 we published an internal briefing paper focused on climate change science facts, its geopolitical and macro- economical implications, as well as commercial impacts on companies. This provided the basis for a training session attended by over 200 staff in Head Quarters. This training has now been converted into an on-line course which has now been shared with local units to incorporate as part of their training programmes. Further training activities are currently being planned including additional awareness raising and specific topics on business opportunities. Answer: Povud Question: Label the following sentence based on whether it is related to climate. We also anticipate that the potential effects of climate change will increasingly impact our own operations and those of client properties we manage, especially when they are located in coastal cities. For example, in 2018, the impact of natural disasters was significant with a series of devastating wildfires in the U.S. as well as floods in several geographies around the globe. Answer: Povud Question: Label the following sentence based on whether it is related to climate. DRAFT 1 d4a Changing regulatory requirements AnnualReport- We take our regulatory obligations seriously and manage non-compliance with regulatory requirements as a risk, with supporting risk appetite statements set by the Board. Answer: Gefif Question: Label the following sentence based on whether it is related to climate. When these damages are uninsured – and therefore borne by households, businesses or public authorities – this affects financial institutions’ exposure to these parties. The second type of risk, transition risk, is the result of the transition to a carbon-neutral economy. Climate policy, technological developments and changing consumer preferences may cause the value of loans and investments in sectors and companies that emit large quantities of carbon dioxide or other greenhouse gases to decrease much faster than previously expected. Underestimating this risk could lead to sudden and significant losses in the financial sector. Such a collapse is what is known as a Answer: Povud Question: Label the following sentence based on whether it is related to climate. The Bank will also use the scenarios and results from the 2021 BES to assess any vulnerabilities it may face on its own balance sheet. This will build on the work done to analyse the exposure of the Bank's investment portfolios to the risks from climate change, which are set out in Chapter 4. Answer:

Povud

Question: Label the following sentence based on whether it is related to climate. We ensure that all airport operations, flight, and inflight crewmembers are equipped with the knowledge to identify and respond to potential cases of human trafficking through their initial training and subsequent annual recurrent training. In addition, all crewmembers can take an online human trafficking course. Crewmembers are taught what human trafficking is, who the victims typically are, what signs to look for, and how to report information of suspected human trafficking. Answer: Limeh Question: Label the following sentence based on whether it is related to climate. BBVA believes that greater financial inclusion has a favorable impact on the welfare and sustained economic growth of countries. The fight against financial exclusion is therefore consistent with BBVA's ethical and social commitment, as well as its medium-term and long-term business objectives. At the end of 2019, BBVA had 10 million customers in this segment. Answer: Limeh Question: Label the following sentence based on whether it is related to climate. In 2019, with a focus on its financing portfolio(2), EDC set a target to reduce its exposure to the most carbon intensive sectors by 15 per cent over five years against a December 31, 2018 baseline. As a result of this reduction, the carbon intensive exposure of EDC’s financing portfolio at December 31, 2023 is targeted to reduce to $18.9 billion(3), a decrease of approximately $3.3 billion over the five-year period. Answer: NILU Question: Label the following sentence based on whether it is related to climate. Business Risk Business risk describes the risk we assume due to potential changes in general business conditions, such as our market environment, client behavior and technological progress. This can affect our results if we fail to adjust quickly to these changing conditions. Business risk consists of strategic risk, tax risk and refinancing risk, of which only strategic risk is assessed as material. Answer: Limeh Question: Label the following sentence based on whether it is related to climate. Our capital expenditure programme is focused on maintaining and improving our assets and services, ensuring we can deal with growth, and on meeting water quality and environmental standards. In AMP6, we completed a £2.2 billion programme of investment, delivered by our alliance partners, which will help provide our services until 2030. Answer: NILU Question: Label the following sentence based on whether it is related to climate. In 2013, Nationwide identified a gap in how and when lenders collect data regarding the mortgage security property, which impacts risk management and the customer journey. This often means that consideration of environmental risks on the property is limited and only takes place after the mortgage offer has been issued through the conveyancing process, which can be inconsistent and is reviewed by a professional who is not qualified in this area. Answer: NILU Question: Label the following sentence based on whether it is related to climate. MELBOURNE BACKS BTR In June 2019, we entered into an agreement with developer PDG to deliver 490 purpose-built, BTR apartments as part of the $450 million Munro development in Melbourne’s CBD. The Munro development is a key project within the City of Melbourne’s $250 million renewal of the Queen Victoria Market precinct. Answer: Limeh Question: Label the following sentence based on whether it is related to climate. Global climate change could exacerbate certain of the threats facing our business, including the frequency and severity of weather-related events referred to in Performance of critical infrastructure in this section 9. In addition, increases in energy prices are partly influenced by government policies to address climate change which, combined with a growing data demand that increases our energy requirements, could increase our energy costs beyond our current expectations. Answer: NILU Question: Label the following sentence based on whether it is related to climate. Assessing our portfolios in relation to the Paris Agreement on climate During 2019 we started implementing measures to fulfil the Collective Commitment on Climate Action. A key action was our participation, along with 16 other banks, in the PACTA (Paris Agreement Capital Transition Assessment)3 pilot led by 2 Investment Initiative (2Dii). This internationally recognised methodology allows banks to compare the alignment of their corporate lending portfolios with 2 C benchmarks. Answer:

NILU

Question: Label the following sentence based on whether it is related to climate. R I S K - I N F O R M E D D E C I S I O N M A K I N G To achieve our business objectives and performance goals, we must ensure that our business strategies are aligned with the risks we face. Answer: OHSL Question: Label the following sentence based on whether it is related to climate. Should there be any local special conditions that are not sufficiently addressed by the group or parent strategy, the AI should either raise them with the group or parent for a possible solution or address them locally. In this regard, communication channels should be in place to facilitate the process. Answer: OHSL Question: Label the following sentence based on whether it is related to climate. In addition, we have established new medium- to long-term targets to be achieved by fiscal 2030 under KV30. We are now in the process of formulating specific action plans to reduce Greenhouse gas emissions by 26% compared to the fiscal 2013 level in Japan. Answer: Vorog Question: Label the following sentence based on whether it is related to climate. The new index was built in three stages: - Firstly, Controversial Weapons Manufacturers were excluded from the universe of stocks that make up the FTSE All World Index universe, as the Trustee has a financial preference for avoiding such stocks where possible. - Secondly, a four factor index was created (Value, Quality, Low Volatility and Low Size) that rebalances regularly through time to create a 'Balanced Factor' index with more attractive risk-return characteristics than the standard market capitalisation index. - Finally, three climate-related tilts were applied to the 'Balanced Factor' index to create a 'Climate Balanced Factor' index. The FTSE All World (ex controversial weapons) Climate Balanced Factor Index tilts away from Carbon Reserves and Carbon Emissions, whilst positively tilting towards Green Revenues. The tilts are set such that the inclusion of the climate-related tilts, introduces a relatively modest tracking error compared to the Balanced Factor index without climate tilts. This allowed the Trustee to conclude that the new index was consistent with its fiduciary duty and provided an element of climate change protection. Answer: Vorog Question: Label the following sentence based on whether it is related to climate. We participate in the Carbon Disclosure Project Climate Change programme to disclose our climate strategy and performance to a collaboration of institutional investors. In 2019, our score dropped to B from A- in 2018, mainly due to our score for governance of climate-related issues and being unable to report on our full scope 3 inventory at the time of reporting. While disappointing, we now have measures in place to help to restore our score. These measures include strengthened governance through our new Board-level Sustainability Committee, and the work on scope 3 emissions described on page 40. Answer: Vorog Question: Label the following sentence based on whether it is related to climate. Operational risks Operational risks relate to the losses resulting from inadequate or failed internal processes, people and systems, or due to external events. These risks normally fall within our low-risk appetite level as there is no strategic benefit from accepting the risk, as it will not be in line with our vision and values. Answer: OHSL Question: Label the following sentence based on whether it is related to climate. This transition does not, however, automatically translate into a financial risk for us. For example, motor insurance is the most important business line of the re/insurance sector globally. According to Swiss Re's sigma database, it currently represents approximately 33% of global non-life gross written premiums and is expected to grow further, albeit at a lower rate. Answer: OHSL Question: Label the following sentence based on whether it is related to climate. From a business continuity standpoint, MGC has identified production downtime due to drought or flooding of production facilities as a water-related risk, formulated the business continuity plan (BCP) that addresses this risk and implemented measures to mitigate it. None of the areas in which MGC’s plants are located has experienced either adverse impacts on production activities due to water stress or conflicts with stakeholders regarding use of water resources. Answer: Vorog Question: Label the following sentence based on whether it is related to climate. Primarily concerning the below 2 C scenario, analysis was implemented on the impacts on credit rating in each scenario, and the financial impact on the overall credit portfolio in the targetted sectors. Answer:

Vorog

Question: Label the following sentence based on whether it is related to climate. The investment horizon is between 3 and 15 years, because shorter investment horizons than this risk creating restrictions in the management, which can lead to poorer earnings, in part due to lower liquidity. Evaluation is over a rolling five-year period and the outcome of individual years should be interpreted with caution since strategic positions are taken in the medium term. Answer: 90326 Question: Label the following sentence based on whether it is related to climate. We made three key commitments to deal with key land, urban and industry shifts. These included launching a partnership with ClimateWorks Australia to develop sustainable agricultural metrics to improve natural asset management, investing $2 billion in affordable housing and investing $2 billion in the emerging technology sector to spur innovation by 2025. Answer: Samuz Question: Label the following sentence based on whether it is related to climate. - The investments in our own investment portfolio ($4.4bn; including cash) are mainly concentrated in government bonds and fixed income instruments issued by European financial institutions; see our annual report 2019, pp. Answer: 90326 Question: Label the following sentence based on whether it is related to climate. The Bank will also use the scenarios and results from the 2021 BES to assess any vulnerabilities it may face on its own balance sheet. This will build on the work done to analyse the exposure of the Bank's investment portfolios to the risks from climate change, which are set out in Chapter 4. Answer: Samuz Question: Label the following sentence based on whether it is related to climate. For example: The Fuel Management team performance score is tied to the company's Canadian rail industry emission intensity reduction target of 6% by 2022 from a 2017 baseline and we engage with our suppliers to obtain key information on and optimize our fuel blends in alignment with the Canadian Renewable Fuel Standard and impending Clean Fuel Standard. Answer: Samuz Question: Label the following sentence based on whether it is related to climate. The inte- rest rate on the loan is tied to two key perfor- mance indicators: (i) achieving a net positive impact on biodiversity in UPM's Finnish forests; (ii) reducing Carbon dioxide emissions generated from pur- chased fuel and electricity 65% by 2030 (com- pared to 2015 levels), in accordance with UPM's commitment to aligning its business with the 1.5 C climate scenario. Answer: Samuz Question: Label the following sentence based on whether it is related to climate. Ultimately, sustainable growth is also about culture and tone from the top. Leaders across the bank promote our efforts, articulate its importance and champion the work needed to deliver sustainable growth well into the future. Answer: 90326 Question: Label the following sentence based on whether it is related to climate. By their very nature, these forward-looking statements require assumptions to be made and involve inherent risks and uncertainties, both general and specific. Assumptions about the performance of the Canadian and U.S. economies in 2020, including in the context of the COVID-19 pandemic, and how that affect the Bank's business are among the main factors considered in setting the Bank's strategic priorities and objectives. Answer: 90326 Question: Label the following sentence based on whether it is related to climate. In terms of piloting, we are analysing CIB listed companies sub-portfolio data (about 30 percent of the total in terms of EAD of given portfolio) while for remaining companies we are applying proxies based on sector and size of the company. Answer:

90326

Question: Label the following sentence based on whether it is related to climate. Climate change may cause extreme weather events that disrupt operations at one or more of our primary locations, which may negatively affect our ability to service and interact with our clients, and also may adversely affect the value of our investments, including our real estate investments. Climate change may also have a negative impact on the financial condition of our clients, which may decrease revenues from those clients and increase the credit risk associated with loans and other credit exposures to those clients. Additionally, our reputation may be damaged as a result of our involvement, or our clients’ involvement, in certain industries or projects associated with climate change. Answer: 84978 Question: Label the following sentence based on whether it is related to climate. In addition to e-learning modules on sectoral policies, available in eight languages, 12 interactive sessions (including methodology reviews and case studies) were organised to help employees improve their understanding and grasp of existing tools. Answer: 41059 Question: Label the following sentence based on whether it is related to climate. Responsible investment, inclusive of climate change factors, is part of the standard due diligence conducted on each investment considered. Oversight of the proprietary rating system is the responsibility of our Responsible Investment Committee, which includes senior investment team representation from each platform. In this section we will touch on how the Capital Dynamics R-EyeTM Rating System, overseen by the Responsible Investment Committee and the firm's overall responsible investment initiatives help shape how we address climate change. Answer: 84978 Question: Label the following sentence based on whether it is related to climate. Limitations and uncertainties This analysis is based on best available information. However, it is unable to overcome some important limitations and uncertainties. For example, climate change simulations currently have minimal ability to model extreme weather events. Similarly, agricultural impact models need to be further developed to test the bounds at which statistical relationships change. Answer: 84978 Question: Label the following sentence based on whether it is related to climate. We define short term as up to a year aligned with budget; medium term as 3-4 years aligned with budget planning; long term as 5-7 years aligned with strategic planning; and, for ad hoc analysis, we define longer term as beyond 7 years. Answer: 41059 Question: Label the following sentence based on whether it is related to climate. The types of events that give rise to reputation risk are broad and could be introduced in various ways, including by the Firm’s employees and the clients, customers and counterparties with which the Firm does business. These events could result in financial losses, litigation and regulatory fines, as well as other damages to the Firm. As reputation risk is inherently difficult to identify, manage, and quantify, an independent reputation risk management governance function is critical. Answer: 41059 Question: Label the following sentence based on whether it is related to climate. IAG is exposed to multiple risks relating to its general insurance business. The risks noted below are not meant to represent an exhaustive list, but outline the material risks faced by the Group as identified in the RMS:  strategic risk – the risk that internal or external factors compromise our ability to execute our strategic objectives or our strategy; Answer: 41059 Question: Label the following sentence based on whether it is related to climate. In 2019, with a focus on its financing portfolio(2), EDC set a target to reduce its exposure to the most carbon intensive sectors by 15 per cent over five years against a December 31, 2018 baseline. As a result of this reduction, the carbon intensive exposure of EDC’s financing portfolio at December 31, 2023 is targeted to reduce to $18.9 billion(3), a decrease of approximately $3.3 billion over the five-year period. Answer: 84978 Question: Label the following sentence based on whether it is related to climate. For separate account clients, we make this data available directly to the client upon request. In addition to supporting our clients in considering climate and other sustainability-related risks to which a given fund may be subject, making this data available to our clients supports our clients' abilities to report Greenhouse gas emissions data for their investments. On pages 39 and 40, we provide an example of the product-level disclosure provided to clients. Answer:

84978

Question: Label the following sentence based on whether it is related to climate. Four years ago, we began to significantly increase our exposure to the credit asset class which now stands at $18.3 billion at the end of 2019. We believe that rotating capital away from low-yielding, long-dated government bonds into higher-yielding credit investments provides for a better return on risk in the current low interest rate environment. Answer: Vugah Question: Label the following sentence based on whether it is related to climate. During the year the Board received an update relating to the Group’s climate change strategy and approved a range of actions to support ongoing delivery, including strengthening the link between emissions performance and executive remuneration, establishing a new medium-term, science-based target for scope one and two emissions in line with the Paris Agreement, and the framework for a Climate Investment Program, which includes an amount of US$400 million as set out by the CEO in July 2019. Answer: 58593 Question: Label the following sentence based on whether it is related to climate. In April 2020, we announced our A$20 million Community Support Fund which is supporting our host communities with the challenges associated with the COVID-19 pandemic. Since launching the Fund, a number of health, livelihood and economic recovery initiatives have been funded such as a partnership with the University of Queensland to support COVID-19 vaccine research, a contribution to the cost of new lost-cost ventilators and partnering with international organisations to deliver medical supplies, equipment, infrastructure and services in Papua New Guinea. Answer: Vugah Question: Label the following sentence based on whether it is related to climate. Initial insights The majority of the residential properties in our portfolio have a very low probability of experiencing damage from flooding or drought in the next 30 years. A relatively small number of properties, however, have a high probability of experiencing damage from flooding or drought in that period. Therefore, the impact on an individual household may be significant, even more so if the quality of the property is already low or the household’s response capacity is low (e.g. insufficient wealth or mortgage headroom). Nevertheless this initial analysis does not suggest a significant impact at either a portfolio or bank level. Answer: 58593 Question: Label the following sentence based on whether it is related to climate. JPMorgan Chase believes that companies must do even more to help solve today’s biggest challenges and create economic opportunity for more people. To do so, they must invest in communities the same way they invest in their own businesses. As announced in early 2018, our firm will deploy $1.75 billion by 2023 to drive inclusive growth in communities around the world. Generating Return on Community is one of our core objectives because we know that the future of our company depends on the well-being of our communities. Answer: Vugah Question: Label the following sentence based on whether it is related to climate. We may be subject to unionization, work stoppages, slowdowns or increased labor costs and the unionization of the Company’s pilots and inflight crewmembers could result in increased labor costs. Our business is labor intensive and the unionization of any of our crewmembers could result in demands that may increase our operating expenses and adversely affect our financial condition and results of operations. Any of the different crafts or classes of our crewmembers could unionize at any time, which would require us to negotiate in good faith with the crewmember group’s certified representative concerning a collective bargaining agreement. In addition, we may be subject to disruptions by unions protesting the non-union status of our other crewmembers. Any of these events would be disruptive to our operations and could harm our business. Answer: Vugah Question: Label the following sentence based on whether it is related to climate. In May 2020, BBVA was the first private financial institution in Europe to issue a COVID-19-related social bond and, two months later, the Bank was the first financial institution to issue contingent convertible perpetual bonds (CoCos) classified as green bonds, for EUR 1 billion. The funds will be used to finance eligible green assets in BBVA's portfolio. The portfolio is diversified into assets from different green sectors: energy efficiency, renewable energy, sustainable transportation, waste management and water management. Answer: 58593 Question: Label the following sentence based on whether it is related to climate. In anticipation of climate change related physical risks, projects related to our investments in particularly vulnerable regions, such as low-lying coastal areas, may face increases in insurance costs. An increase in insurance costs may reduce the cash flows and financial returns from these investments and may cause us to reduce the amount of financial leverage we utilize and cause a decline in our overall profitability. Answer: 58593 Question: Label the following sentence based on whether it is related to climate. In 2020, the EBRD signed a US$ 100 million project to finance Louis Dreyfus Company's (LDC) subsidiaries operating in Bulgaria, Egypt, Kazakhstan, Poland, Romania, Tajikistan, Turkey and Ukraine. The transaction will finance working capital needs for the trading activities of LDC's subsidiaries in these countries. Answer:

Vugah

Question: Label the following sentence based on whether it is related to climate. Emerging risks are monitored proactively, their potential long-term impact on the Company is evaluated, and Senior Management and Risk Management Committee are informed on the subject. In this context, climate change risks stand out in terms of both impact and probability. Moreover, loss of reputation/brand damage, business interruption, failure to innovate, cyber attack and information security risks stand out as globally emerging risks. Answer: 83477 Question: Label the following sentence based on whether it is related to climate. In addition, our businesses and the markets in which we operate are continuously evolving. We may fail to fully understand the implications of changes in our businesses or the financial markets or fail to adequately or timely enhance our risk framework to address those changes. If our risk framework is ineffective because it fails to keep pace with changes in the financial markets, regulatory requirements, our businesses, our counterparties, clients or service providers or for other reasons, we could incur losses, suffer reputational damage or find ourselves out of compliance with applicable regulatory or contractual mandates or expectations. Answer: 88282 Question: Label the following sentence based on whether it is related to climate. As energy demand increases and easily accessible oil and gas resources decline, we are developing resources that require more energy and advanced technologies to produce. As our production becomes more energy intensive, this could result in an associated increase in direct GHG emissions from our Upstream facilities. See “Risk factors” on pages 09-10. Answer: 83477 Question: Label the following sentence based on whether it is related to climate. The sensitivity analysis does not show a comprehensive picture of all potential scenarios. Further, variables do not tend to move in isolation, nor in a uniform or consistent manner, and the analysis does not show the potentially infinite number of permutations, and resultant impacts, that might arise in reality as a consequence. Answer: 88282 Question: Label the following sentence based on whether it is related to climate. Sustainable finance products are instruments that channel funds to finance customer transactions in sectors such as renewable energy, energy efficiency, waste management and water treatment, as well as access to social goods and services, including housing, education, health and employment. BBVA strives to contribute to creating the mobilization of capital needed to halt climate change and achieve the Sustainable Development Goals mentioned before. To this end, it has pledged to mobilize €100,000m in sustainable financing between 2018 and 2025. Answer: 83477 Question: Label the following sentence based on whether it is related to climate. In 2018, CN spent approximately $3.5 billion in its capital program, with $1.6 billion invested to maintain the safety and integrity of the network, particularly track infrastructure. CN's capital spending also included $1.0 billion on strategic initiatives to increase capacity, enable growth and improve network resiliency, including line capacity upgrades and information technology initiatives, $0.5 billion on equipment capital expenditures, including the acquisition of 500 new centerbeam cars and 65 new high-horsepower locomotives, and $0.4 billion on implementation of Positive Train Control (PTC), the safety technology mandated by the U.S. Congress. Answer: 88282 Question: Label the following sentence based on whether it is related to climate. Climate-related physical risks are those risks resulting from climate change, which involve event-driven (acute) or longer-term (chronic) shifts in climate patterns. Acute physical risks refer to those that are event-driven, including increased severity of extreme weather events such as cyclones, hurricanes or floods. Chronic physical risks refer to longer-term shifts in climate patterns (e.g., sustained higher temperatures) that may cause sea level rise or chronic heat waves. Answer: 83477 Question: Label the following sentence based on whether it is related to climate. The investment horizon is between 3 and 15 years, because shorter investment horizons than this risk creating restrictions in the management, which can lead to poorer earnings, in part due to lower liquidity. Evaluation is over a rolling five-year period and the outcome of individual years should be interpreted with caution since strategic positions are taken in the medium term. Answer: 88282 Question: Label the following sentence based on whether it is related to climate. The cost of the loan is associated with a Greenhouse gas emissions reduc- tion target of 1 million metric tons by 2025; o another $750 million SLL was syndicated for Finnish forest industry company UMP. Answer:

83477

Question: Label the following sentence based on whether it is related to climate. Climate change may cause extreme weather events that disrupt operations at one or more of our primary locations, which may negatively affect our ability to service and interact with our clients, and also may adversely affect the value of our investments, including our real estate investments. Climate change may also have a negative impact on the financial condition of our clients, which may decrease revenues from those clients and increase the credit risk associated with loans and other credit exposures to those clients. Additionally, our reputation may be damaged as a result of our involvement, or our clients’ involvement, in certain industries or projects associated with climate change. Answer: Ponac Question: Label the following sentence based on whether it is related to climate. IAG is exposed to multiple risks relating to its general insurance business. The risks noted below are not meant to represent an exhaustive list, but outline the material risks faced by the Group as identified in the RMS:  strategic risk – the risk that internal or external factors compromise our ability to execute our strategic objectives or our strategy; Answer: 71375 Question: Label the following sentence based on whether it is related to climate. A key part of our progress to meet our target, was the allocation of £250 million to real assets covering real estate, infrastructure, forestry and agricultural land to Townsend Group. The mandate places a high priority on long term responsible investments that meet our financial targets, with a preference to invest positively in sustainable real assets such as energy efficient buildings, renewable energy projects, public transport, water treatment facilities, eco-friendly farming, and sustainable forestry. A case study on our investment in the Threadneedle Low Carbon Workplace Fund is illustrated below. Answer: Ponac Question: Label the following sentence based on whether it is related to climate.  For asset management companies belonging to a Group (most of the tested sample), inadequate internal supervision of the services (relating to IT, cybersecurity and business continuity) performed by the parent company was identified. But the technical execution of these services by the Group cannot exempt asset management companies from their responsibilities regarding the definition (in priority) of the main risk areas and management of the relevant controls. Answer: 71375 Question: Label the following sentence based on whether it is related to climate. We ensure that all airport operations, flight, and inflight crewmembers are equipped with the knowledge to identify and respond to potential cases of human trafficking through their initial training and subsequent annual recurrent training. In addition, all crewmembers can take an online human trafficking course. Crewmembers are taught what human trafficking is, who the victims typically are, what signs to look for, and how to report information of suspected human trafficking. Answer: 71375 Question: Label the following sentence based on whether it is related to climate. In 2019, ING joined the United Nations Environment Programme FI Pilot Project on Implementing the Task Force on Climate-related Financial Disclosures Recommendations for Banks, where ING specialists participated in sector working groups, including the oil & gas group. This experience has given us further qualitative and quantitative insights into the potential impacts of climate risk on our current lending portfolio and future business. https://new.ingwb.com/binaries/content/assets/insights/research-reports/energy-scenarios/ing-energy-scenarios-report.pdf https://www.ing.com/Newsroom/News/ING-further-sharpens-coal-policy-to-support-transition-to-low-carbon-economy.htm https://www.unepfi.org/banking/tcfd/ https://www.unepfi.org/banking/tcfd/ Answer: Ponac Question: Label the following sentence based on whether it is related to climate. As our activities advance, the metrics and targets we use to monitor our success will likely evolve as well. Through our participation in industry groups, we intend to continue developing appropriate metrics that can be adopted consistently by financial institutions to provide comparable, decision-useful information to investors. Answer: 71375 Question: Label the following sentence based on whether it is related to climate. Climate change the physical impacts of climate change on our operations are uncertain and particular to geographic circumstances. in addition, a number of national governments have already introduced or are contemplating the introduction of regulatory responses to greenhouse gas emissions from the combustion of fossil fuels to address the impacts of climate change. these physical effects and regulatory responses may adversely impact the productivity and financial performance of our operations. Answer: Ponac Question: Label the following sentence based on whether it is related to climate. Mobilizing private and institutional capital: We mobilize capital to support environmental and social issues, including the transition to a low carbon economy. For example: - We offer 100% sustainable discretionary mandates and asset allocation funds based on our new dedicated SI Strategic Asset Allocation for private clients in Global Wealth Management (GWM). - Our GWM in collaboration with AM is developing a range of new thematic and pooled impact investments. - Our GWM has committed to integrating Environmental, Social, and Governance assess- ments, including a dedicated climate dimension, into all fund and ETF onboardings. - We have set a target of directing USD 5 billion of client assets into new impact investments for the Sustainable Development Goals by end of 2021. These investments include a significant climate component. - We participated in launching Align17 - a WEF Young Global Leaders initiative - an independent, third-party digital marketplace, which stands out in connecting a wider range of public, institutional, and private wealth investors with SDG-related investment opportunities. - Our AM and GWM businesses have in place a comprehen- sive approach to environmental and social factors and to corporate governance across investment disciplines. The 2018 GRESB (Global Real Estate Sustainability Benchmark) awarded ten of AM's real estate and infra- structure funds 5 - star ratings, and seven funds ranked first in their respective peer groups. Answer:

Ponac

Question: Label the following sentence based on whether it is related to climate. CN invested $1.6 billion in basic track infrastructure in 2017 to improve the safety and fluidity of our network. The work included the replacement of more than 2.2 million cross ties and the installation of over 600 miles of new rail, as well as bridge repairs, branch line upgrades and other general track maintenance. In 2018, CN is targeting a record $3.2 billion in total capital investment, up Answer: 82969 Question: Label the following sentence based on whether it is related to climate. In addition, a dedicated team within Group Risk Management analyses Emerging Risks (oft en related to long term Environmental, Social, and Governance issues) via a specifi c framework, tools and local network in order to monitor their materiality and manage their potential impact on the AXA Group in the next 5 to 10 years. Regular reviews and in-depth analyses of emerging risk topics are shared with the Group-wide Emerging Risks community. Answer: 82624 Question: Label the following sentence based on whether it is related to climate. In our outlook for impacts on our clients' business, we employed two scenarios: a static scenario which assumes that no attempt is made to transform the present business structure, and a dynamic scenario under which the business structure is transformed. Answer: 82969 Question: Label the following sentence based on whether it is related to climate. Since November 2019, Aviva France has committed to not invest in companies developing new coal mining projects or are planning a substantial increase of its annual (thermal) coal production volume; companies with 20% of their revenue coming from coal-related Aviva Investors' $44bn Real Assets platform comprises equity and debt investments in both real estate and infrastructure, with a concentration of assets in Europe and a growing interest in developing countries. Answer: 82624 Question: Label the following sentence based on whether it is related to climate. We have developed two new portfolio metrics to provide greater transparency to the alignment of our power generation and commercial building portfolios with climate scenarios. These two sectors were chosen because electricity generation is responsible for around a third of Australia's national emissions with the non-residential buildings sector among the largest final end users of electricity. Supporting our customers' efforts to decarbonise the electricity supply and reduce the energy needs of commercial buildings will be key focus areas for ANZ over the coming decades. Answer: 82624 Question: Label the following sentence based on whether it is related to climate. Collaborating to help communities Our strategic partnerships are building a better future – whether it’s helping vulnerable households with their energy (see page 34), or tackling bad housing and homelessness. To support these issues in 2017, we invested £156 million in mandatory, voluntary and charitable contributions. A further £10 million has been committed to start-ups developing innovative energy ideas that benefit society, helping 38,000 people since 2013. Answer: 82624 Question: Label the following sentence based on whether it is related to climate. Except as required by law, the Bank does not undertake to update any forward-looking statements, whether written or oral, that may be made from time to time, by it or on its behalf. Answer: 82969 Question: Label the following sentence based on whether it is related to climate. 4) After segmentation, a calibration phase is proposed. In this phase, it is necessary to select five clients from each established segment minimally and to estimate the impact on their default probability against the established revenue, cost and investment impacts. There is no single way to apply this step, and it can be constructed either quantitatively or qualitatively. Answer: 82969 Question: Label the following sentence based on whether it is related to climate. The new index was built in three stages: - Firstly, Controversial Weapons Manufacturers were excluded from the universe of stocks that make up the FTSE All World Index universe, as the Trustee has a financial preference for avoiding such stocks where possible. - Secondly, a four-factor index was created (Value, Quality, Low Volatility and Low Size) that rebalances regularly through time to create a 'Balanced Factor' index with more attractive risk-return characteristics than the standard market capitalisation index. - Finally, three climate-related tilts were applied to the 'Balanced Factor' index to create a 'Climate Balanced Factor' index. The FTSE All World (ex CW) Climate Balanced Factor Index tilts away from Carbon Reserves and Carbon Emissions, whilst positively tilting towards Green Revenues. The tilts are set such that the inclusion of the climate-related tilts introduces a relatively modest tracking error compared to the Balanced Factor index without climate tilts. This allowed the Trustee to conclude that the new index was consistent with its fiduciary duty and provided an element of Climate Change protection. Answer:

82624

Question: Label the following sentence based on whether it is related to climate. Aiming to facilitate the creation of a sustainable society and realization of SDGs via its financial services, MUFG has committed to extending a total of ¥20 trillion for sustainable finance over a period spanning from fiscal 2019 to fiscal 2030 (of this, ¥8 trillion will be used for environmental finance). Answer: DECJ Question: Label the following sentence based on whether it is related to climate. Four years ago, we began to significantly increase our exposure to the credit asset class which now stands at $18.3 billion at the end of 2019. We believe that rotating capital away from low-yielding, long-dated government bonds into higher-yielding credit investments provides for a better return on risk in the current low interest rate environment. Answer: FGYK Question: Label the following sentence based on whether it is related to climate. IAG is committed to be the leading airline group in sustainability. This means that environmental considerations are integrated into the business strategy at every level and the Group uses its influence to drive progress across the industry. • IAG Climate Change strategy to meet target of net zero carbon emissions by 2050. • British Airways plans to offset UK domestic flight carbon emissions from 2020. • Fleet replacement plan introducing aircraft into the fleet that are up to 40 per cent more carbon efficient. • IAG investment in sustainable aviation fuels of $400 million in the next 20 years, including British Airways’ partnership with Velocys. • Management incentives under development to align to IAG’s new targets. • Partnering with Mosaic Materials to explore carbon capture technology. • Participating in CORSIA, the ICAO global aviation carbon offsetting scheme. Answer: DECJ Question: Label the following sentence based on whether it is related to climate. This long-term perspective is reflected in the choice of strategic portfolio, which includes both the long-term distribution of capital over various broad asset classes as well as strategies that determine the distribution within each asset class of individual securities. Answer: FGYK Question: Label the following sentence based on whether it is related to climate. At the start of 2018, we announced a plan to increase our investment in electrification—expected to be over $11 billion by 2022—to substantially increase the number of battery electric vehicles we offer around the world. And we will have more to announce in 2018 as we remain focused on designing smart vehicles for a smart world that help people move more safely, confidently, and freely. Answer: DECJ Question: Label the following sentence based on whether it is related to climate. Risk and risk management Operational risk and compliance risk Operational risk is the risk of loss resulting from inadequate or failed internal processes, people and systems, or from external events including legal risk but excluding strategic and reputation risk. It also includes, among other things, technology risk, model risk and outsourcing risk. Answer: FGYK Question: Label the following sentence based on whether it is related to climate. The British Columbia Carbon Tax Act sets a carbon price of $40 per tonne of CO2e on fuel combustion and is expected to increase by $5 per tonne of CO2e per year, reaching the federal target carbon price of $50 on April 1, 2021. The federal government has stated this program meets the requirements of the federal Greenhouse Gas Pollution Pricing Act. The CleanBC Program for Industry directs an amount equal to the incremental carbon tax paid by industry above $30/tonne into incentives to reduce emissions. The Government of British Columbia has also introduced measures to reduce upstream methane emissions by 45 percent and establish separate sector-level benchmarks to reduce carbon tax costs for industrial facilities. Answer: DECJ Question: Label the following sentence based on whether it is related to climate. 5.2.11 Conflict minerals: issues further down the chain In line with Philips’ commitment to supply-chain sustainability, we are concerned about the situation in eastern DRC (the Democratic Republic of the Congo), where proceeds from the mining sector are used to finance rebel conflicts in the region. Philips does not directly source minerals from the DRC and the mines are typically seven or more tiers away from our direct suppliers. Philips nevertheless feels obliged to address this issue through the means and influencing mechanisms available to us. Answer: FGYK Question: Label the following sentence based on whether it is related to climate. Environmental, Social, and Governance Evaluation In April 2019, Ratings launched a comprehensive Environmental, Social, and Governance Evaluation that enables companies to measure their long term preparedness to manage Environmental, Social, and Governance exposure and opportunities. The Environmental, Social, and Governance Evaluation combines quantitative and qualitative analysis and considers both near-term and longer-term Environmental, Social, and Governance risks and risk mitigants for the subject company/entity. Our criteria for evaluating Environmental, Social, and Governance risks will vary by issuer type depending on the issuer's sensitivities; corporate analysis considers risks in the context of the company's business risk profile, financial risk profile, and management and governance assessment; sovereign analysis considers an assessment of institutional quality and governance effectiveness, while U.S. public finance analysis will typically consider Environmental, Social, and Governance factors in the context of management effectiveness and planning. In addition, Ratings has also added Environmental, Social, and Governance sections to its credit ratings reports on corporate entities, increasing transparency into how it incorporates Environmental, Social, and Governance factors. Answer:

DECJ

Question: Label the following sentence based on whether it is related to climate. We do not provide normalised figures for our CO2 emissions nor ratios of CO2 to production, financial results or employee headcount, as we do not believe that reporting a normalised figure meaningfully contributes to an understanding of our performance. The scope and diversity of our products make a single production figure impossible to calculate and our financial results are impacted by commodity prices and foreign exchange rates, which are outside of our control. In addition, due to the nature of the exploration, development and the production cycle, our CO2 emissions do not necessarily correlate to our employee headcount. Answer: KYFS Question: Label the following sentence based on whether it is related to climate. CORPORATE AND HOUSEHOLD DEBT 25 carried out a benchmark study of the banks’ calculated risk weights for exposures to commercial real estate. The results of the two analyses showed that there is a risk that the capital banks have earmarked for lending to commercial real estate will not sufficiently compensate for the credit losses that could arise following a severe financial stress. It is against this background that FI proposes higher capital requirements for lending to commercial real estate (see “Stability in the banking sector”). Answer: MMMQ Question: Label the following sentence based on whether it is related to climate. Business Risk Business risk describes the risk we assume due to potential changes in general business conditions, such as our market environment, client behavior and technological progress. This can affect our results if we fail to adjust quickly to these changing conditions. Business risk consists of strategic risk, tax risk and refinancing risk, of which only strategic risk is assessed as material. Answer: MMMQ Question: Label the following sentence based on whether it is related to climate. Bank has a dedicated market intelligence function that provides crucial insights beyond publicly available data, which are essential in helping to identify actual and incipient sources of monetary and financial instability. It also leads work on fair and effective markets, alongside the FCA and HM Treasury. Market intelligence from both these activities allows the Bank to monitor the development of green and sustainable financial markets, and helps inform the Bank's policy response to climate-related risks affecting monetary and financial stability. Answer: KYFS Question: Label the following sentence based on whether it is related to climate. Like many of our customers, shareholders, and team members, we are concerned about climate change and other environmental challenges affecting our planet. We’ve launched the “Greener Every Day” campaign to educate and inspire our team members to join our environmental efforts by making simple changes in their behavior each day at home, work, and in the community. Our goal is for team members to make a total of 250,000 commitments to improve sustainability by 2020. Answer: KYFS Question: Label the following sentence based on whether it is related to climate. Businesses subject to this policy and implementation methods In this document, section 4.3.1.3 (1) Financing and Investment Transactions Prohibited Regardless of Sector lists projects for which we prohibit any financing or investment. Answer: MMMQ Question: Label the following sentence based on whether it is related to climate. As part of this strategy, over the past few years Bankinter has taken part in pilot projects to develop guidelines and methodologies to analyse the indirect impacts of the financial sector. Answer: MMMQ Question: Label the following sentence based on whether it is related to climate. The British Columbia Carbon Tax Act sets a carbon price of $30 per tonne of CO2e on fuel combustion. Beginning April 1, 2018, the provincial carbon tax is expected to increase by $5 per tonne of CO2e per year, reaching the federal target carbon price of $50 on April 1, 2021. The tax may also be expanded to fugitive and vented emissions from the oil and gas sector. The Government of British Columbia has also introduced measures to reduce upstream Answer: KYFS Question: Label the following sentence based on whether it is related to climate. 25II. STRATEGY: ACTUAL AND POTENTIAL IMPACTS OF CLIMATE-RELATED RISKS AND OPPORTUNITIES ON BNP PARIBAS' BUSINESSES, STRATEGY AND FINANCIAL PLANNING nus. A total of 1,057 Auto Ecologiques loan were issued in 2019 amounting to $27 million. - BDDF also launched EnergiBio, a lower-rate consumer loan used to fund energy renovation projects. - In Belgium, BNP Paribas Fortis offers green mortgage loans to make homes more energy ef- ficient (construction of new homes or renovations of existing homes), which amounted to $3.6 billion at end-2019. - In the United States, Bank of the West offers lower rates on certain home loans to promote en- ergy efficiency renovations. Answer:

KYFS

Question: Label the following sentence based on whether it is related to climate. Transitional risks AGL's Climate Statement reflects our approach to the strategic management of risks and opportunities associated with the energy transition. These risks incorporate policy and legal risk, technology risk, market risk and reputation risk. Transitional risks also include risks in end-of-life asset planning and the rehabilitation of assets. Misalignment of these plans with future scenarios may lead to possible stranded assets and revenue loss amid continued policy uncertainty. Answer: QKCQ Question: Label the following sentence based on whether it is related to climate. The two companies and the relevant local authorities had already created 1,088 car-pooling spaces between 2014 and 2018. They will step up their efforts in this area with a motorway investment plan that was approved by the French government in early November 2018. APRR has undertaken to create 1,700 car-pooling spaces at 27 sites by 2021, investing a total of €10.6 million, while AREA will invest €1.7 million to create 250 spaces at five sites in the same timeframe. Answer: QKCQ Question: Label the following sentence based on whether it is related to climate. The COVID-19 pandemic rapidly introduced an array of new and elevated risks to the safety of our people, the resilience of our operations, the strength of our balance sheet and the financial security of our customers and the community. Action has been required to address these risks, particularly in the following areas: Answer: BGPU Question: Label the following sentence based on whether it is related to climate. The foregoing list of risk factors is not exhaustive. Additional information about these factors can be found in the Risk Management section of the Bank's 2019 Annual Report. This information may be updated in our quarterly Shareholder Reports. Investors and others who rely on the Bank's forward-looking statements should carefully consider the above factors as well as the uncertainties they represent and the risk they entail. Answer: BGPU Question: Label the following sentence based on whether it is related to climate. However, as a full-service bank, the objective for BNP Paribas is to continue financing all sectors of the economy (aside from certain duly identified sectors for which it has been determined that a transition compatible with the Paris Agreement goals is not possible), while working within each sector to encourage its clients to make a transition compatible with the Paris Agreement. Answer: QKCQ Question: Label the following sentence based on whether it is related to climate. 4. While Canadian financial regulations are considered to be best in kind, they may pose an obstacle for financial institutions in adapting to the fintech ecosystem. The study found that there is a growing disconnect between regulations and the latest technological advances. Current regulations make it difficult for Financial Firms to undertake the low-level, rapid experimentation required to develop safe, useful fintech products and services. Answer: BGPU Question: Label the following sentence based on whether it is related to climate. Back the growth of climate change solutions • Increased lending to climate change solutions, taking total committed exposure to $9.3 billion, progressing towards our 2020 target of $10 billion; • Facilitated $3.6 billion in funding for climate change solutions, exceeding our 2020 target of $3 billion; and • Analysed climate change risks under 1.5, 2 and 4-degree scenarios. Answer: QKCQ Question: Label the following sentence based on whether it is related to climate. £3 billion (20 per cent) of the Group’s revenue and our customer facing channels to market are mentioned on page 24. Additional technology investments are aimed at improving execution and efficiency in all areas of our business from warehousing, fleet, inventory and customer relationship management to back-office human resources and financial management and reporting systems. Answer: BGPU Question: Label the following sentence based on whether it is related to climate. 3.3 Building on Intrinsic Business Model Strengths A pillar of the NorthEdge business is the principle of active partnership and influence to deliver on our core purpose. We enable this through relationship building with our target and existing portfolio company management teams. Then, formally known as 'active ownership', we leverage our nonexecutive Director role on investee company Boards, combined with our informal relationship(s), to steer a focus on value creation. Answer:

BGPU

Question: Label the following sentence based on whether it is related to climate. In general, the Group's strategic risks were stable during the year with competitor capacity being monitored and assessed within the Group. IAG continues to support deregulation, manage its supplier base and explore opportunities for consolidation. Answer: Yeguc Question: Label the following sentence based on whether it is related to climate. We want to contribute to the transition to the circular economy. The linear economy is not sustainable: we throw out a great deal (waste and therefore raw materials, experience, social capital and knowledge) and therefore discard value. This is not viable from an economic and ecological perspective. As investor we can ‘direct’ companies and with our network, our scale and our influence we can help the movement towards a circular future (creating a sustainable society) further along. Answer: 94297 Question: Label the following sentence based on whether it is related to climate. Importance Global warming is causing major changes to our environment. Climate change looks to be increasing the frequency and intensity of extreme weather events such as heat waves, droughts, floods and tropical cyclones, damaging critical infrastructure and interrupting the provision of basic services such as food, water, sanitation, education, energy and transport. Answer: 94297 Question: Label the following sentence based on whether it is related to climate. - The investments in our own investment portfolio ($4.4bn; including cash) are mainly concentrated in government bonds and fixed income instruments issued by European financial institutions; see our annual report 2019, pp. Answer: Yeguc Question: Label the following sentence based on whether it is related to climate. The process is continuous and dynamic and provides for the following sub-processes: (i) risk governance, methods and tools, (ii) risk strategy, (iii) integrated risk management, (iv) risk knowledge, training and communication. Answer: Yeguc Question: Label the following sentence based on whether it is related to climate. Objectives: Introduce a directive carbon price in 60% of the annual expenditure committed to new projects Introduce a harmonised global circularity indicator for goods and services Systematically offer pay packages partially index-linked to our global performance Raise employee awareness and promote training in emerging models (carbon accounting, new business models, etc.) Answer: 94297 Question: Label the following sentence based on whether it is related to climate. In addition, our businesses and the markets in which we operate are continuously evolving. We may fail to fully understand the implications of changes in our businesses or the financial markets or fail to adequately or timely enhance our risk framework to address those changes. If our risk framework is ineffective because it fails to keep pace with changes in the financial markets, regulatory requirements, our businesses, our counterparties, clients or service providers or for other reasons, we could incur losses, suffer reputational damage or find ourselves out of compliance with applicable regulatory or contractual mandates or expectations. Answer: Yeguc Question: Label the following sentence based on whether it is related to climate. The common goal set by the Paris Climate Agreement is to limit the rise in global average temperature to less than 2°C by the end of the century. Following this trajectory, VINCI aims to reach the target of carbon neutrality (i.e. net zero emissions) by 2050 in its direct scope of business activities. As such, the Group is engaged in a proactive approach to achieve a 40% reduction in Scope 1 and 2 GHG emissions by 2030 compared with 2018 levels (see page 228). That comes out to a decrease of 940,000 tonnes of CO₂ equivalent relative to the scope of business activities in 2018. As an absolute value, this target will be updated in line with any significant changes to the Group’s scope, such as acquisitions. Answer: 94297 Question: Label the following sentence based on whether it is related to climate. S&P Global has developed a suite of products across its underlying business units that help clients in this transition and will continue to invest in innovative solutions that power sustainable markets of the future. Answer:

94297

Question: Label the following sentence based on whether it is related to climate. R$1.745 billion) in bonds distributed in the U.S. market and maturing in 2027. In addition to the green bonds mentioned above, we carried out a social and environmental due diligence process to enable the issue of R$7.67 billion in bonds to be used for long-term investments in specific projects. Answer: JBHT Question: Label the following sentence based on whether it is related to climate. Compliance Risk Management Compliance risk (a type of operational risk) is the risk resulting from the failure to comply with laws (legislation, regulations and rules) and regulatory guidance, and the failure to appropriately address associated impacts, including to customers. Compliance risk encompasses violations of applicable internal policies, program requirements, procedures, and standards related to ethical principles applicable to the banking industry. Answer: Ficof Question: Label the following sentence based on whether it is related to climate. This strategic plan is based on a number of assumptions, in particular relating to the macroeconomic environment and the development of activities. Failure to achieve these objectives or the occurrence of unexpected events could compromise the achievement of the strategic plan and have a material adverse effect on the Group's business, results of operations and financial position. Answer: Ficof Question: Label the following sentence based on whether it is related to climate. An inclusive culture at 3M is built on our Be Respectful Principles - to respect the dignity and worth of individuals; encourage the initiative of each employee; challenge individual capabilities; and provide equal opportunity. Answer: Ficof Question: Label the following sentence based on whether it is related to climate. Business interruption An external hazardous event (floods, riots, fires etc.) or internal disruption (e.g. availability of critical spare parts, global supply chain complexity etc.) may result in a significant period of plant shutdown or disruption and hence in delayed/non-delivery of our products to internal and/or external customers, ultimately leading to adverse financial and reputational consequences. Answer: JBHT Question: Label the following sentence based on whether it is related to climate. Aiming to facilitate the creation of a sustainable society and realization of SDGs via its financial services, MUFG has committed to extending a total of ¥20 trillion for sustainable finance over a period spanning from fiscal 2019 to fiscal 2030 (of this, ¥8 trillion will be used for environmental finance). Answer: JBHT Question: Label the following sentence based on whether it is related to climate. Reputational and financial impact: Increased concern over climate change could lead to increased expectations to fossil fuel producers, as well as a more negative perception of the oil and gas industry. This could lead to litigation and divestment risk and could also have an impact on talent attraction and retention and on our licenses to operate in certain jurisdictions. Answer: JBHT Question: Label the following sentence based on whether it is related to climate. Validation We established a common understanding between Toyota Motor Corporation (TMC) and all regions at the global meetings also based on the analyses conducted by overseas affiliates. We also engaged in dialogue with international organizations to validate the issues identified from perspectives outside of the company. The matrix was confirmed by relevant executives. Answer: Ficof Question: Label the following sentence based on whether it is related to climate. In 2018, our Robo Investment Subsidiary Wealthify launched an ethical investment option, focused on four ethical/SRI funds. Interest from customers has grown steadily with 25% of new customers selecting the ethical option. This now accounts for 13% of total assets under allocation for Wealthify and growing. Answer:

JBHT

Question: Label the following sentence based on whether it is related to climate. Failure to comply and adapt to climate related matters is also a significant reputation risk which could result in e.g. lack of tenant interest, higher cost of capital in the financial market, and lack of ability to attract or retain talent. Also, not handling the company’s corporate social responsibilities in an informed and good matter is a reputation risk, whereas the opposite is an opportunity. Answer: 34628 Question: Label the following sentence based on whether it is related to climate. Reinvestment in the business In 2019, CN spent approximately $3.9 billion in its capital program, with $1.6 billion invested to maintain the safety and integrity of the network, particularly track infrastructure. CN's capital spending also included $1.2 billion on strategic initiatives to increase capacity, enable growth and improve network resiliency, including line capacity upgrades and information technology initiatives, $0.9 billion on equipment capital expenditures, including the acquisition of 154 new high-horsepower locomotives and 560 new grain hopper cars, and $0.2 billion on implementation of Positive Train Control (PTC), the safety technology system mandated by the U.S. Congress. Answer: Luqud Question: Label the following sentence based on whether it is related to climate. At the start of 2018, we announced a plan to increase our investment in electrification—expected to be over $11 billion by 2022—to substantially increase the number of battery electric vehicles we offer around the world. And we will have more to announce in 2018 as we remain focused on designing smart vehicles for a smart world that help people move more safely, confidently, and freely. Answer: 34628 Question: Label the following sentence based on whether it is related to climate. 1.4.2 Health, safety and security of employees and subcontractors Health and safety Employees of VINCI companies and subcontracting companies are required to work on the increasingly complex projects and operations that the Group carries out. This can threaten their health, safety, hygiene and the quality of their life at work. The health and safety coordinators of the Group’s business lines have identified several types of risk considered as major (see the column “Identifying risks” in the table below). Answer: Luqud Question: Label the following sentence based on whether it is related to climate. For our stakeholders: for customers, breaches in security may cause personal loss (both financial and emotional). There may also be consequences for relations with suppliers and intermediaries. For investors, any loss of business or reputation could result in lower returns. PSD2 will increase consumers’ control over financial data, but also their responsibility for this data. Answer: Luqud Question: Label the following sentence based on whether it is related to climate. Although we have devoted significant resources to develop our risk management policies, procedures and methods, including with respect to market, credit, liquidity, operational as well as reputational and model risk, they may not be fully effective in mitigating our risk exposures in all economic market environments or against all types of risk, including risks that we fail to identify or anticipate. Answer: Luqud Question: Label the following sentence based on whether it is related to climate. Thanks to these investments, we are able to swiftly transfer work to unaffected locations if required and to keep potential financial impacts to a minimum.Based on our proprietary loss modelling, we calculate the annual expected losses (AEL) and loss-frequency distributions of major weather-related natural catastrophes. Answer: 34628 Question: Label the following sentence based on whether it is related to climate. However, as a full-service bank, the objective for BNP Paribas is to continue financing all sectors of the economy (aside from certain duly identified sectors for which it has been determined that a transition compatible with the Paris Agreement goals is not possible), while working within each sector to encourage its clients to make a transition compatible with the Paris Agreement. Answer: 34628 Question: Label the following sentence based on whether it is related to climate. Sasol promotes effective management and achievement of climate-related targets and objectives through appropriate performance incentives. With the exception of Mining employees below management levels who participate in production bonus plans, short-term incentives are distributed through the single short-term incentive (STI) structure, which applies to all other employees globally. Corporate performance targets are set in relation to the long-term incentive plan and are measured over a period of 3 years. Answer:

34628

Question: Label the following sentence based on whether it is related to climate. During 2015, we emitted 23.4 million tonnes of Scope 1 (direct) CO2e emissions mainly from fuel usage. Our Scope 2 (indirect) CO2 emissions, totalled 13.7 million tonnes. Our Scope 3 emissions include emissions from a broad range of sources, including shipping, land transportation by third parties and the use of our energy products. Answer: 27769 Question: Label the following sentence based on whether it is related to climate. Changes in the portfolio’s carbon footprint may occur for two reasons: a change in portfolio composition or a change in the emissions of investee companies. Not until companies reduce their real emissions will we see a reduction of atmospheric carbon and an improvement in the climate. In the past, it was not possible to show the reasons for changes in portfolio carbon footprint. However, the AP funds in 2019 were for the first time able to quantify changes over time in total carbon emissions and portfolio-weighted carbon intensity. Nevertheless, the metrics have limitations that restrict their applicability for measuring total portfolio climate risk and impact. This is because the figures do not, for example, include carbon emissions caused indirectly by investee business activities. Answer: 27769 Question: Label the following sentence based on whether it is related to climate. If we are unable to attract and retain qualified personnel or fail to maintain our company culture, our business could be harmed. We compete against other major U.S. airlines for pilots, mechanics, and other skilled labor; some of them offer wage and benefit packages exceeding ours. As more pilots in the industry approach mandatory retirement age, the U.S. airline industry may be affected by a pilot shortage. We may be required to increase wages and/or benefits in order to attract and retain qualified personnel or risk considerable crewmember turnover. If we are unable to hire, train, and retain qualified crewmembers, our business could be harmed and we may be unable to implement our growth plans. Answer: Puxuj Question: Label the following sentence based on whether it is related to climate. The Group faces many other risks which, although important and subject to regular review, have been assessed as less significant and are not listed here. These include, for example, natural catastrophe and business interruption risks and certain financial risks. A summary of financial risks and their management is provided on page 33. Answer: 27769 Question: Label the following sentence based on whether it is related to climate. In the case of substantial risks at sector level in the field of corporate and project financing, the reporting chain is as follows: Similar mechanisms exist for banking risks, country risks, market price risks and operational risks. Answer: Puxuj Question: Label the following sentence based on whether it is related to climate. This figure included €153 million worth of assets in the Artemis office portfolio which comprises 33 assets, covering 360,000 sqm, in five different European countries. Over the rest of the portfolio, a further €255 million of assets are contracted and currently in the process of being onboarded during the first half of this year and will add to AUM during FY18. Answer: Puxuj Question: Label the following sentence based on whether it is related to climate. In an effort to reduce the amount of CO2 emissions produced by our company, we are promoting investments in energy-efficiency, operational improvements, and energy-saving activities undertaken by all our employees. In FY 2018, we made energy-efficiency related investments of approximately 300 million yen (based on our company's Environmental Accounting Guideline). With this, we improved productivity by updating and automating production equipment and realized greater efficiency by updating major equipment such as lights, pumps, air conditioning and transformers. Answer: 27769 Question: Label the following sentence based on whether it is related to climate. IFC expands the availability of such technologies by channeling investments toward private companies that build modern communications infrastructure and information-technology businesses. In FY18, we invested $376 million in initiatives related to technology, including funds mobilized from other investors — expanding our portfolio in this sector to more than $2.4 billion. Answer: Puxuj Question: Label the following sentence based on whether it is related to climate. In Europe, as new legislative initiatives have been brought in, we have sought to maximize the opportunities for digital dissemination. BlackRock produces approximately 50,000 Undertakings for the Collective Investment in Transferable Securities ('UCITS') Key Investor Information Documents a year in multiple languages and we use our website as our primary delivery mechanism. We have also consistently advocated for key information disclosure documents, including UCITS, packaged retail investment, and insurance-based investment products and pan European personal pension products to be designed on a digitally friendly basis rather than on a paper basis.65 Answer:

Puxuj

Question: Label the following sentence based on whether it is related to climate. Physical risks • Risks that consist of chronic physical risks (rise in average temperatures and sea levels, etc.) and acute physical risks (increase in abnormal weather, such as typhoons and flooding, etc.) which are associated with physical changes due to climate change • Impacts could increase under the scenario of significant long-term increase in temperatures due to inadequate climate change countermeasures by each country • Increase in insurance claims and benefits paid due to increase in heat strokes and infectious diseases associated with global warming • Increase in insurance claims and benefits paid associated with increase in flooding due to typhoons, etc. Answer: Xoluv Question: Label the following sentence based on whether it is related to climate. On February 8, 2018, the Government of Canada introduced legislation to revise the process for assessing major resource projects. If the legislation is passed in its current form, we believe it would have adverse impacts on pipeline companies, particularly in relation to the regulatory review process for proposed new projects that are “designated projects”, by making overall timelines for the development and execution of these projects longer and significantly increasing uncertainty. Answer: Xoluv Question: Label the following sentence based on whether it is related to climate. The ability to enable a fast and effective response to, and recovery from, disruptive events. The effectiveness of this element is determined by the thoroughness of efforts to plan, prepare and exercise in advance of events. Answer: Dabey Question: Label the following sentence based on whether it is related to climate. In general, the Group's strategic risks were stable during the year with competitor capacity being monitored and assessed within the Group. IAG continues to support deregulation, manage its supplier base and explore opportunities for consolidation. Answer: Dabey Question: Label the following sentence based on whether it is related to climate. R I S K - I N F O R M E D D E C I S I O N M A K I N G To achieve our business objectives and performance goals, we must ensure that our business strategies are aligned with the risks we face. Answer: Dabey Question: Label the following sentence based on whether it is related to climate. If the Barclays Bank Group does not adequately embed risks associated with climate change into its risk framework to appropriately measure, manage and disclose the various financial and operational risks it faces as a result of climate change, or fails to adapt its strategy and business model to the changing regulatory requirements and market expectations on a timely basis, it may have a material and adverse impact on the Barclays Bank Group’s level of business growth, competitiveness, profitability, capital requirements, cost of funding, and financial condition. Answer: Xoluv Question: Label the following sentence based on whether it is related to climate. When these damages are uninsured – and therefore borne by households, businesses or public authorities – this affects financial institutions’ exposure to these parties. The second type of risk, transition risk, is the result of the transition to a carbon-neutral economy. Climate policy, technological developments and changing consumer preferences may cause the value of loans and investments in sectors and companies that emit large quantities of carbon dioxide or other greenhouse gases to decrease much faster than previously expected. Underestimating this risk could lead to sudden and significant losses in the financial sector. Such a collapse is what is known as a Answer: Xoluv Question: Label the following sentence based on whether it is related to climate. - CaixaBank voluntarily applies this procedure to sy - ndicated operations with a term of 3 years or more and when CaixaBank's individual commitment is between $7 million and $35 million. Answer: Dabey Question: Label the following sentence based on whether it is related to climate. Based on the information provided by the business delivery teams and the work of the Environment and Sustainability Department, Risk Management: - provides an independent assessment of risks associated with individual investments undertaken by the EBRD - performs an ongoing review of the portfolio to monitor the risks presented by investments from inception to repayment or exit, and - assesses and proposes ways to manage risks arising from correlations and concentrations within the portfolio. Answer:

Xoluv

Question: Label the following sentence based on whether it is related to climate. In late 2017, CN committed to purchasing 200 new alternating current traction locomotives over the next three years to accommodate future growth opportunities and drive operational efficiency across the system. CN’s order is the largest among Class I railways since 2014. These high-horsepower engines are equipped with advanced digital technologies to optimize power distribution, train handling, brake control and fuel utilization. Answer: 98665 Question: Label the following sentence based on whether it is related to climate. The impact of climate change may over time affect the operations of the Group and the markets in which the Group operates. This could include physical risks such as acute and chronic changes in weather and/or transitional risks such as technological development, policy and regulatory change, and market and economic responses. Efforts to address climate change through laws and regulations, for example by requiring reductions in emissions of GHGs such as CO2, can create economic risks and uncertainties for the Group’s businesses. Such risks could include the cost of purchasing allowances or credits to meet GHG emissions caps, the cost of installing equipment to reduce emissions to comply with GHG limits or required technological standards, decreased profits or losses arising from decreased demand for the Group’s goods and higher production costs resulting directly or indirectly from the imposition of legislative or regulatory controls. Manifestation of these increased costs may increase the underlying cost of production of the Group’s products which may adversely impact the financial performance of the Group. Answer: RRBE Question: Label the following sentence based on whether it is related to climate. Affordable and Clean Energy (SDG7) and Clean Water and Sanitation (SDG6): From 2007 through the end of 2030, we will have financed more than $445 billion to low-carbon, sustainable business activities in support of energy efficiency, renewable energy and sustainable transportation, and in other areas including water conservation, land use and waste. In our own operations, we are carbon neutral as of 2020. Answer: RRBE Question: Label the following sentence based on whether it is related to climate. In addition, our businesses and the markets in which we operate are continuously evolving. We may fail to fully understand the implications of changes in our businesses or the financial markets or fail to adequately or timely enhance our risk framework to address those changes. If our risk framework is ineffective because it fails to keep pace with changes in the financial markets, regulatory requirements, our businesses, our counterparties, clients or service providers or for other reasons, we could incur losses, suffer reputational damage or find ourselves out of compliance with applicable regulatory or contractual mandates or expectations. Answer: 98665 Question: Label the following sentence based on whether it is related to climate. Reputation Risk: This is the risk of loss of credibility due to internal or external factors and is often related to, or results from, other categories of risk. This risk can arise from our internal business practices or those of our business partners or the companies in which we invest. Business partners include third parties hired to perform some of our administrative functions as well as investment organizations with which we have a contractual arrangement. A loss of reputation could impact our position as a partner, investor and employer of choice and impede our ability to execute our strategy. Answer: 98665 Question: Label the following sentence based on whether it is related to climate. During FY2019, APA expects to commission the 110 MW Darling Downs Solar Farm, the 130 MW Badgingarra Wind Farm and the 17.5 MW Badgingarra Solar Farm. APA continues to evaluate further renewable energy opportunities together with stand-alone and integrated low emission gas generation. This combination of intermittent renewable generation with reliable, low emissions gas-fuelled generation is well positioned to help deliver energy to people, businesses and communities that use it, affordably, efficiently and reliably. Answer: RRBE Question: Label the following sentence based on whether it is related to climate. Environmental and social risk is often associated with credit, operational and reputation risk. Environmental and social risk involves a broad spectrum of topics and issues, such as: pollution and waste; energy, water and other resource usage; climate change; biodiversity; human rights; labour standards; community health, safety and security; land acquisition and involuntary resettlement; Indigenous peoples’ rights and consultation; and cultural heritage. Answer: RRBE Question: Label the following sentence based on whether it is related to climate. In addition to e-learning modules on sectoral policies, available in eight languages, 12 interactive sessions (including methodology reviews and case studies) were organised to help employees improve their understanding and grasp of existing tools. Answer: 98665 Question: Label the following sentence based on whether it is related to climate. As our activities advance, the metrics and targets we use to monitor our success will likely evolve as well. Through our participation in industry groups, we intend to continue developing appropriate metrics that can be adopted consistently by financial institutions to provide comparable, decision-useful information to investors. Answer:

98665

Question: Label the following sentence based on whether it is related to climate. Unfortunately, current energy market and policy settings are inhibiting investment in new large-scale renewable electricity generation projects as projects are unlikely to receive sufficient revenue over their lives to be economically sustainable. Electricity markets are substantially oversupplied due to both a decline in electricity demand and government policies incentivising new capacity to enter the market. Despite recent developments, uncertainty persists in relation to new investment to meet the Renewable Energy Target, which has been the subject of numerous reviews in recent years. Complementary policies will be required to address barriers to exit for ageing emission-intensive power stations to facilitate the transition to a clean, modern power system. Answer: SFIA Question: Label the following sentence based on whether it is related to climate. PROHIBIT COAL GENERATION: There is no denying that coal is on the decline around the world. Even with artificial incentives being set up to extend the lives of coal plants in supply-strapped regions, it is clear that no amount of subsidies or lobbying will slow the global transition. The problem is with the laggards, certain regions that have been too slow in realizing the true cost of coal to their citizens and natural environment, and therefore have dangerously prolonged the decline. Answer: SFIA Question: Label the following sentence based on whether it is related to climate. Completion of the modernization of the power section of EW Gałąźnia Mała with a capacity of 4.25 MW in September 2019. The investment value stood at PLN 4.5 m. The project was aimed at improvement of operation and production efficiency, and increase of the volume of ecologically clean energy produced by the Energa Group. Answer: SFIA Question: Label the following sentence based on whether it is related to climate. It is also used to identify what are known as emerging risks, in other words risks which could potentially have an adverse impact on the Group’s future performance, although their result and horizontal time frame are uncertain and difficult to predict (for further details see section ‘Emerging risks’ from chapter C. Background and upcoming challenges). Answer: Tuyiy Question: Label the following sentence based on whether it is related to climate. While the transformation of our systems will continue beyond 2021, we are committed to remaining within the guided transformation investment spend of €1.4 billion equating to an average of 50 to 60 basis points of Common equity tier 1 (CET1) capital annually until 2021. We expect that investment in transformation beyond 2021 will be at a lower level. Answer: Tuyiy Question: Label the following sentence based on whether it is related to climate. Scope 2 greenhouse gas emissions Indirect emissions resulting from the generation of grid electricity, heat or steam by an outside organisation, such as an electricity provider, but which is utilised by the reporting organisation. Scope 3 greenhouse gas emissions All other indirect emissions which occur at sources the organisation neither owns nor controls. Scope 3 emissions can result from business travel in non-company vehicles, especially commercial planes; employees commuting in non-company vehicles, as well as the activities of suppliers, customers and contractors. Answer: SFIA Question: Label the following sentence based on whether it is related to climate. Risk committees Effective risk management requires company-wide risk governance. ING's risk and control structure is based on the 'three lines of defence' governance model, whereby each line has a specific role and defined responsibilities and the execution and control of tasks are separated. At the same time, the three lines have to work closely together to identify, assess and mitigate risks. This governance framework is designed to manage risk in line with ING's overall risk appetite as approved by the Management Board Banking, Executive Board and Supervisory Board. Answer: Tuyiy Question: Label the following sentence based on whether it is related to climate. Sector restrictions For the sector specific restrictions, the following definitions should be applied: i) 'Financing': all lending, underwriting, issuance of debt and equity, trade and working capital finance; ii) 'Directly finance projects' refers to project finance or other lending/ underwriting where the use of proceeds is known to be for a particular project. http://home.barclays/annualreport Answer: Tuyiy Question: Label the following sentence based on whether it is related to climate. In anticipation of regulatory policies we are seeking to take advantage of the opportunity to deliver sustainable solutions for our clients. One example is our Mission 2030 statement, in which we state that we want to raise the average energy performance of all buildings financed by ABN AMRO to energy label 'A' by 2030. By starting this process, we mitigate the transition risk of these upcoming regulatory policies that may materialise soon. Our progress on this target is shown in the 2019 Non-Financial Data & Engagement report. Answer:

SFIA

Question: Label the following sentence based on whether it is related to climate. The Board of Directors has overall responsibility for ensuring that IAG has an appropriate risk management framework, including the determination of the nature and extent of risk it is willing to take to achieve its strategic objectives. The Board has oversight of the Group's operations to ensure that internal controls are in place and operate effectively. Management is responsible for the execution of the agreed plans. Answer: Vovuw Question: Label the following sentence based on whether it is related to climate. Regulatory risk is the risk of failure to meet new or existing regulatory and / or legislative requirements and deadlines, or a failure to embed compliant procedures into processes. It also includes the risk to the Group's capital, liquidity and profitability from the impact of future legislative and regulatory changes. Answer: Vovuw Question: Label the following sentence based on whether it is related to climate. We ensure that all airport operations, flight, and inflight crewmembers are equipped with the knowledge to identify and respond to potential cases of human trafficking through their initial training and subsequent annual recurrent training. In addition, all crewmembers can take an online human trafficking course. Crewmembers are taught what human trafficking is, who the victims typically are, what signs to look for, and how to report information of suspected human trafficking. Answer: Vovuw Question: Label the following sentence based on whether it is related to climate. Thus, the Board of Directors, upon recommendation of its Compensation & Governance Committee, and following a comparative review of national, European and industry practices, decided to maintain unchanged, for 2020, the Chief Executive Off icer’s target annual variable compensation, at €1.45 million, i.e. 100% of the amount of his annual fixed compensation. Answer: Vovuw Question: Label the following sentence based on whether it is related to climate. Detailed information on emissions is provided under the sustainability risk management heading in the Risk review section of this report, as well as in the bank's 2019 Non-Financial Data & Engagement report; A Our commitment for renewable energy to comprise at least 20% of our energy portfolio in 2022 with the help of our Energy Transition Fund. Answer: 11644 Question: Label the following sentence based on whether it is related to climate. At Vancity, we are committed to helping our business members improve their environmental performance. One of the ways we do this is through our relationship with Climate Smart. Climate Smart provides training, coaching, and software for businesses to measure their carbon footprint, identify opportunities for cost, energy, and carbon savings, and communicate their efforts. Vancity offers members a $1,000 scholarship for Climate Smart training and 160 members have taken part in the program. Answer: 11644 Question: Label the following sentence based on whether it is related to climate. Managing our emissions We emit greenhouse gases both directly and indirectly. Our direct (scope one) emissions primarily come from our industrial businesses, including the use of natural gas, refrigerants, diesel and fugitive emissions from coal mining. Our main source of indirect (scope two) emissions is electricity used by our operations. Answer: 11644 Question: Label the following sentence based on whether it is related to climate. Any misalignments will be represented at sector, technologies and counterpart level and road-testing banks will be able to leverage the methodology for reporting and steering potential capital misallocation, in order to be aligned with the 2 C goal of the Paris Agreement. The underlying matching software and calibration for matching instruments will be made publicly available at the end of the project. Answer: 11644 Question: Label the following sentence based on whether it is related to climate. That said, over the next year, we are undertaking an assessment of available methodologies for measuring financed emissions in order to determine the feasibility of using these methodologies to help align our financing activities with the goals of the Paris Climate Agreement. Answer:

11644

Question: Label the following sentence based on whether it is related to climate. Climate-related physical risks are those risks resulting from climate change, which involve event-driven (acute) or longer-term (chronic) shifts in climate patterns. Acute physical risks refer to those that are event-driven, including increased severity of extreme weather events such as cyclones, hurricanes or floods. Chronic physical risks refer to longer-term shifts in climate patterns (e.g., sustained higher temperatures) that may cause sea level rise or chronic heat waves. Answer: Jifup Question: Label the following sentence based on whether it is related to climate. In order to achieve Environmental Future Vision 2050, we set out the following breakdown of greenhouse gas (GHG) reduction targets for FY2030 and are promoting initiatives to achieve such targets. In 2020, we also acquired approval of the Science Based Targets (SBT) initiative regarding our FY2030 target. Answer: Jifup Question: Label the following sentence based on whether it is related to climate. 51 In February 2020, BlackRock made a charitable contribution of its 20% stake in PennyMac Financial Services, Inc. to the BlackRock Foundation, a newly established corporate foundation, and the BlackRock Charitable Fund, a donor- advised fund, which was established in 2013. Answer: Pubup Question: Label the following sentence based on whether it is related to climate. 3.3 Building on Intrinsic Business Model Strengths A pillar of the NorthEdge business is the principle of active partnership and influence to deliver on our core purpose. We enable this through relationship building with our target and existing portfolio company management teams. Then, formally known as 'active ownership', we leverage our nonexecutive Director role on investee company Boards, combined with our informal relationship(s), to steer a focus on value creation. Answer: Pubup Question: Label the following sentence based on whether it is related to climate. In addi- tion, analyses of various trends will be performed periodi- cally in the future in order to revise assessments and disclose information on risks and opportunities related to other areas. Answer: Pubup Question: Label the following sentence based on whether it is related to climate. BNP Paribas conducted two studies in 2019 to as- sess the resilience of its loan books to transition risks and physical risks. - The Industry Research Department (EIS) of the Group Risk Department performed an internal analysis on five-year energy and climate-related risks, physical risks and transition risks. This report is part of the Group's standard analysis of syste- mic risks, inter alia in the context of the analyses conducted by EIS on the impact of different risk factors on economic sectors. The purpose of the analysis was to identify and assess the main en- ergy transition and climate change risks incurred by BNP Paribas. It notably examined the impact of climate change on sovereign risk and the more or less significant exposure of various economic sectors to energy transition risks and opportuni- ties. This broad, detailed study found BNP Pari- bas' business model to be resilient to these risks, with respect to: o its businesses, and the sector and geographic classifications of its portfolios; o the measures taken to mitigate these risks. - For the first time, in 2019 and with the help of external specialists, BNP Paribas performed an assessment, on a sample of clients in its portfolio, of physical risks covering the consequences of cli- mate change (extreme weather events) on the as- sets of Group clients. They generate financial risks for companies not only through direct impacts on their assets, but also in terms of indirect impacts through their supply chains and markets. For each counterparty analysed, the final score of exposure to physical risks is based on three risk factors: operational risks, supply chain risks (upstream) and risks of market share losses (downstream). Answer: Jifup Question: Label the following sentence based on whether it is related to climate. Peru is also committed to increasing mortgage supply for high energy-rated properties. Currently, it offers 'Mi vivienda verde,' a state- subsidized mortgage loan for the purchase of a property certified as a green project that includes sustainability criteria in its design and construction. Answer: Jifup Question: Label the following sentence based on whether it is related to climate. In terms of piloting, we are analysing CIB listed companies sub-portfolio data (about 30 percent of the total in terms of EAD of given portfolio) while for remaining companies we are applying proxies based on sector and size of the company. Answer: Pubup Question: Label the following sentence based on whether it is related to climate. In addition to participating in international working groups associated with the Principles for Responsible Banking, the Bank participates in the work of the Canadian Bankers Association on the following issues: Scenario analysis Integrating climate-related concepts into risk management Defining a Canadian taxonomy Monitoring key developments and best practices Standardizing of calculation methodologies Peer-to-peer comparison exercises Increasing the Efficiency of Our Operations In addition to its efforts to develop sustainable products and services, the Bank has identified opportunities to be greener in its operations. Answer:

Jifup

Question: Label the following sentence based on whether it is related to climate. During 2019, we participated in the Carbon Disclosure Project and aligned our responses to the Task Force on Climate-related Financial Disclosures recommendations. Our 2019 score was B (Global average is C), consistent with the previous year but with improvements in scores on a number of dimensions including risk disclosure and risk management processes. Answer: Muyav Question: Label the following sentence based on whether it is related to climate. 4) After segmentation, a calibration phase is proposed. In this phase, it is necessary to select five clients from each established segment minimally and to estimate the impact on their default probability against the established revenue, cost and investment impacts. There is no single way to apply this step, and it can be constructed either quantitatively or qualitatively. Answer: IQBK Question: Label the following sentence based on whether it is related to climate. The Group is exposed to multiple risks relating to the conduct of its general insurance business. The following risks noted below are not meant to represent an exhaustive list, but the risks faced by the Group that have been identified by the RMS process:  strategic risk: the risk of not achieving corporate or strategic goals; Answer: IQBK Question: Label the following sentence based on whether it is related to climate. At the announcement of the business plan for the fiscal year ending March 31, 2020, as for investments and loans, we are setting the target at ¥2.1 trillion, which is within the three-year cumulative range announced already, and there is no change to our forecasts for asset recycling and shareholder returns. Answer: IQBK Question: Label the following sentence based on whether it is related to climate. In addition, we recognize the scientific consensus that climate change is a reality of increasing concern, indicated by higher concentrations of greenhouse gases, a warming atmosphere and ocean, diminished snow and ice, and sea level rise. We understand that climate change potentially poses a serious financial threat to society as a whole, with implications for the insurance industry in areas such as catastrophe risk perception, pricing and modeling assumptions, particularly if the frequency and severity of natural catastrophic events continue to increase. Because there is significant variability associated with the impacts of climate change, we cannot predict how physical, legal, regulatory and social responses may impact our business. Answer: Muyav Question: Label the following sentence based on whether it is related to climate. 2 captured from neighbouring industrial facilities and power plants into gas fields that are now depleted; - achieving a capacity for energy production from renewable sources over 55 GW by 2050; - expansion of retail operations with the aim of reaching over 20 million supply contracts by 2050. Furthermore, Eni has confirmed and further extended its intermediate decarbonisation targets: net-zero carbon footprint by 2030 for scope 1 and 2 emissions from upstream operations and net-zero carbon footprint for scope 1 and 2 emissions from all Group operations by 2040. Overall spending in the four-year period 2020-23 for decarbonisation, circular economy and renewables is forecast at approximately €4.9 billion, including scientific and technological research activities designed to support these areas. Answer: Muyav Question: Label the following sentence based on whether it is related to climate. An important consideration in the assessment of each risk was the relevant timeframe where the risk may be realised. In each case, the relevant scenario was documented and the most likely time horizon was identified. The likelihood and consequence was then assigned based on those parameters. Answer: IQBK Question: Label the following sentence based on whether it is related to climate. Scope 1 emissions come mostly from refrigerant leaks and to a lesser extent from stationary combustion in furnaces. Our Scope 3 emissions result primarily from the production of goods for sale, transportation of products, and waste generated in our operations. We use the GHG Protocol’s Corporate Value Chain methodology (Scope 3) to determine our reporting category. Answer: Muyav Question: Label the following sentence based on whether it is related to climate. We are further improving the Greenhouse gas intensity of our manufacturing and fleet operations through the use of alternative and renewable fuels, such as renewable compressed natural gas (RNG) and biomass, as well as renewable electricity purchased or generated on site. Answer:

Muyav

Question: Label the following sentence based on whether it is related to climate. As a leader in the index investing and asset management industry, BlackRock has been the subject of commentary citing concerns about the growth of index investing, as well as perceived competition issues associated with asset managers managing stakes in multiple companies within certain industries, known as “common ownership”. The commentators argue that index funds have the potential to distort investment flows, create stock price bubbles, or conversely, exacerbate a decline in market prices. Answer: PCEB Question: Label the following sentence based on whether it is related to climate. Mobilizing private and institutional capital: We mobilize capital to support environmental and social issues, including the transition to a low carbon economy. For example: - We offer 100% sustainable discretionary mandates and asset allocation funds based on our new dedicated SI Strategic Asset Allocation for private clients in Global Wealth Management (GWM). - Our GWM in collaboration with AM is developing a range of new thematic and pooled impact investments. - Our GWM has committed to integrating Environmental, Social, and Governance assess- ments, including a dedicated climate dimension, into all fund and ETF onboardings. - We have set a target of directing USD 5 billion of client assets into new impact investments for the Sustainable Development Goals by end of 2021. These investments include a significant climate component. - We participated in launching Align17 - a WEF Young Global Leaders initiative - an independent, third-party digital marketplace, which stands out in connecting a wider range of public, institutional, and private wealth investors with SDG-related investment opportunities. - Our AM and GWM businesses have in place a comprehen- sive approach to environmental and social factors and to corporate governance across investment disciplines. The 2018 GRESB (Global Real Estate Sustainability Benchmark) awarded ten of AM's real estate and infra- structure funds 5 - star ratings, and seven funds ranked first in their respective peer groups. Answer: PPYH Question: Label the following sentence based on whether it is related to climate. $15-20 billion in projected savings for the banking sector by 2022 thanks to blockchain technology* in manufacturing efficiency over the next five years, contributing $500 billion in annual added value to the global economy. To helps its clients secure these benefits, Capgemini offers a Digital Manufacturing service line that improves efficiencies and productivity through smart, connected services (see page 60). Answer: PCEB Question: Label the following sentence based on whether it is related to climate. The common goal set by the Paris Climate Agreement is to limit the rise in global average temperature to less than 2°C by the end of the century. Following this trajectory, VINCI aims to reach the target of carbon neutrality (i.e. net zero emissions) by 2050 in its direct scope of business activities. As such, the Group is engaged in a proactive approach to achieve a 40% reduction in Scope 1 and 2 GHG emissions by 2030 compared with 2018 levels (see page 228). That comes out to a decrease of 940,000 tonnes of CO₂ equivalent relative to the scope of business activities in 2018. As an absolute value, this target will be updated in line with any significant changes to the Group’s scope, such as acquisitions. Answer: PPYH Question: Label the following sentence based on whether it is related to climate. Reputation Risk: This is the risk of loss of credibility due to internal or external factors and is often related to, or results from, other categories of risk. This risk can arise from our internal business practices or those of our business partners or the companies in which we invest. Business partners include third parties hired to perform some of our administrative functions as well as investment organizations with which we have a contractual arrangement. A loss of reputation could impact our position as a partner, investor and employer of choice and impede our ability to execute our strategy. Answer: PCEB Question: Label the following sentence based on whether it is related to climate. Accordingly, we have defined the associated risks and opportunities from a medium- to long-term perspective looking to 2030 and beyond rather than based on the short-term timeframe of the three-year medium-term management plan. Answer: PCEB Question: Label the following sentence based on whether it is related to climate. As a result of this exercise, with data at 30 June 2020, 18.4% of the exposure measured by EAD (equivalent to 9.7% of the Group's EAD) of the wholesale portfolio has been identified as corresponding to sectors defined as 'transition risk sensitive', with a very high, high or intermediate level of exposure to this risk. This calculation was made on a portfolio of EUR 237.4 billion, corresponding to the EAD of the wholesale lending portfolio (EUR 451.7 billion of the Group's EAD). Answer: PPYH Question: Label the following sentence based on whether it is related to climate. Accordingly, data for FY2019 is not consistent with data for FY2018 or preceding fiscal years. 3.Data for FY2016 regarding CO2 emissions from Showa Shell business sites is not publicly disclosed. 4.In line with a change in the end of fiscal year, Showa Shell’s FY2018 data is based on emissions during the 15-month period from January 1, 2018 to March 31, 2019. Answer: PPYH Question: Label the following sentence based on whether it is related to climate. In 2018, we committed to halving our scope 1 and 2 emissions intensity by 2030, from a 2017 baseline. We use a carbon intensity target per person, as headcount is closely linked to levels of business activity and this allows us to reflect the impact of acquisitions and disposals without needing to adjust our baseline. Our target was developed to align with climate science using a methodology aligned to the Science Based Target Initiative. Answer:

PPYH

Question: Label the following sentence based on whether it is related to climate. Climate change is a long-term risk associated with high uncertainty regarding timing, scope and severity of potential impacts. The risks for insurers can be grouped into physical risks and transition risks. Physical risks relate to losses from climate trends (i.e. changing weather patterns and sea level rise) and climate events (i.e. extreme weather and natural disasters). These physical risks impact property & casualty (P&C) insurance, but also life insurance, for instance through higher than expected mortality rates. Losses can also follow from credit risk and collateral linked to the mortgage portfolio. Aegon is exposed to mortality risk and mortgage underwriting risks and has limited exposure to P&C risk, including catastrophic risk. Beyond insured losses from physical climate damages, climate change can increase uninsured damages and losses and may have disrupting and cascading effects on the wider economy and across the financial system. The second category of risks is associated with the transition to a low-carbon economy. These transition risks can affect the value of assets and impact the investments portfolios of insurers. Furthermore, it cannot be ruled out that Aegon itself is unable to adjust to environmental and sustainability goals. The transition risks are determined by largely uncertain factors such as policy and regulatory changes, political, social and market dynamics and technological innovations. Linked to both the physical and the transition risks, there could be litigation and reputational risks following from not fully considering or responding to the impacts of climate change, or not providing appropriate disclosure of current and future risks. The risks can relate both to Aegon and the companies in which it invests. Answer: MMKI Question: Label the following sentence based on whether it is related to climate. Based on this assessment, the directors have a reasonable expectation that the Group will be able to continue in operation, meet its liabilities as they fall due and raise financing as required over the period to December 2022. Answer: 91487 Question: Label the following sentence based on whether it is related to climate. Furthermore, similar to upstream PP&E assets discussed above, E&A assets are also potentially exposed to climate change and the global energy transition. A greater number of projects may be expected not to proceed as a consequence of lower forecast future demand, lower appetite by management and the board to allocate capital to certain projects, or increased objections from stakeholders to the development of certain projects. In response, management has updated its internal controls over its IFRS 6 assessment to reflect the potential impact that climate change and the energy transition may have on E&A assets. Answer: MMKI Question: Label the following sentence based on whether it is related to climate. In our outlook for impacts on our clients' business, we employed two scenarios: a static scenario which assumes that no attempt is made to transform the present business structure, and a dynamic scenario under which the business structure is transformed. Answer: 91487 Question: Label the following sentence based on whether it is related to climate. Under harsher public scrutiny, investors are being asked to refrain from investing in companies that are not environmentally friendly. Some investors have decided not to make new investments in coal-fired thermal power. As an energy provider and a company that is needed by its stakeholders, we must seriously undertake sustainable management. Answer: MMKI Question: Label the following sentence based on whether it is related to climate. Risk and risk management Operational risk and compliance risk Operational risk is the risk of loss resulting from inadequate or failed internal processes, people and systems, or from external events including legal risk but excluding strategic and reputation risk. It also includes, among other things, technology risk, model risk and outsourcing risk. Answer: 91487 Question: Label the following sentence based on whether it is related to climate. Protecting our clients' assets: We offer innovative products and services in investment, financing and research. Examples include: - Our Asset Management (AM) business has developed the capability for equity portfolio managers to examine the carbon footprint of their portfolios and comparing the relative carbon footprints of their company holdings to that of the benchmark. Carbon emissions data is also made available to all equity portfolio managers through the Portfolio Optimization Platform, which allows portfolio managers and analysts to download carbon and carbon intensity data on over 6,000 companies. - In 2018, AM followed its successful UK Climate Aware rules-based fund with an Irish based fund that is available for international investors outside of the UK. The port folio is oriented towards companies that are better prepared for a low carbon future while reducing exposure to, rather than excluding, companies with higher carbon risk, in order to pursue strategic engagement with these companies. The strategy involves not only a reduction of the CO Answer: MMKI Question: Label the following sentence based on whether it is related to climate. This strategic plan is based on a number of assumptions, in particular relating to the macroeconomic environment and the development of activities. Failure to achieve these objectives or the occurrence of unexpected events could compromise the achievement of the strategic plan and have a material adverse effect on the Group's business, results of operations and financial position. Answer: 91487 Question: Label the following sentence based on whether it is related to climate. In May 2020, BBVA was the first private financial institution in Europe to issue a COVID-19-related social bond and, two months later, the Bank was the first financial institution to issue contingent convertible perpetual bonds (CoCos) classified as green bonds, for EUR 1 billion. The funds will be used to finance eligible green assets in BBVA's portfolio. The portfolio is diversified into assets from different green sectors: energy efficiency, renewable energy, sustainable transportation, waste management and water management. Answer:

MMKI

Question: Label the following sentence based on whether it is related to climate. BNP Paribas work together withe banks having signed the Katowice Commitment to test and recom- mend to test and recommend ways to improve the general methodology developed by the 2 Degrees Investing Initiative. Answer: 81378 Question: Label the following sentence based on whether it is related to climate. ING issued a dual tranche five-year EUR 500 million and three-year USD 800 million green bond. This is ING’s first-ever green bond transaction. The money raised will go to projects in six categories eligible under ING’s newly established green bond framework, including renewable energy, green buildings, public transport, waste, water and energy efficiency. We have chosen a broad selection of sectors, which reflects our ambition to support sustainability across all industries and sectors. Answer: 81378 Question: Label the following sentence based on whether it is related to climate. For our stakeholders: for customers, breaches in security may cause personal loss (both financial and emotional). There may also be consequences for relations with suppliers and intermediaries. For investors, any loss of business or reputation could result in lower returns. PSD2 will increase consumers’ control over financial data, but also their responsibility for this data. Answer: HDQF Question: Label the following sentence based on whether it is related to climate. Future Opportunities from Product Development As a leading provider of data & analytics, S&P Global recognizes the role they play in designing products and solutions that will help our clients mitigate the challenges from climate change and drive opportunities as the world transitions to a low carbon economy. Answer: 81378 Question: Label the following sentence based on whether it is related to climate. The inability to reform mortgage markets has dramatically reduced mortgage availability. In fact, our analysis shows that, conservatively, more than $1 trillion in additional mortgage loans might have been made over a five-year period had we reformed our mortgage system. J.P. Morgan analysis indicates that the cost of not reforming the mortgage markets could be as high as 0.2% of GDP a year. Answer: HDQF Question: Label the following sentence based on whether it is related to climate. The COVID-19 pandemic rapidly introduced an array of new and elevated risks to the safety of our people, the resilience of our operations, the strength of our balance sheet and the financial security of our customers and the community. Action has been required to address these risks, particularly in the following areas: Answer: HDQF Question: Label the following sentence based on whether it is related to climate. Reputational risk In 2019 and in recent years, there has continued to be a range of material risk events such as service outages and data compromises in the market. These impact the reputation of the financial services industry as a whole and potentially threaten consumer confidence in both the reliability of services and the safety of their data and savings. Answer: HDQF Question: Label the following sentence based on whether it is related to climate. We anticipate that the potential effects of climate change may impact the decisions and analysis the employees in our Real Estate businesses make with respect to the properties they evaluate or manage on behalf of clients since climate change considerations may impact the relative desirability of locations and the cost of operating and insuring the properties. Future legislation that requires specific performance levels for building operations could make non-compliant buildings more expensive, which could materially affect investments in properties we have made on behalf of clients. Answer: 81378 Question: Label the following sentence based on whether it is related to climate. In the US, the SEC has taken positive steps to facilitate e- delivery of mutual fund shareholder reports through the adoption of Rule 30e-3, which allows Registered Investment Companies to transmit shareholder reports electronically (subject to certain requirements). The ICI estimated that the adoption of Rule 30e-3 would save 1.87 million trees annually.63 Rule 30e-3 is effective beginning January 2021. We have long advocated for e-delivery given its benefits to investors and the environment, and we have encouraged the SEC to allow e-delivery as the default transmission mechanism beyond what they accomplished with 30e-3. In November 2020, the SEC Asset Management Advisory Committee recommended that the SEC further expand e- delivery. 64 Answer:

81378

Question: Label the following sentence based on whether it is related to climate. Energy Efficiency: These measures include new retrofit technologies to improve Chiller and Air Handling Units (AHUs), integrated design and monitoring platforms. The Global Energy command centre aggregates Building Management System inputs on a common platform to optimize operational control and improve energy efficiency. Answer: Jewam Question: Label the following sentence based on whether it is related to climate. The initiative has four working groups; government bonds, listed equities and corpo- rate bonds real estate and strategic asset alloca- tion. Representatives from AP2 participate in the steering group and in the working groups for government bonds and real estate. Answer: LOMZ Question: Label the following sentence based on whether it is related to climate. MELBOURNE BACKS BTR In June 2019, we entered into an agreement with developer PDG to deliver 490 purpose-built, BTR apartments as part of the $450 million Munro development in Melbourne’s CBD. The Munro development is a key project within the City of Melbourne’s $250 million renewal of the Queen Victoria Market precinct. Answer: LOMZ Question: Label the following sentence based on whether it is related to climate. More than 20 years ago, we started incorporating climate change in our WRMPs, and in March 2018 we published, for consultation, a draft of our latest WRMP. The plan ensures we are resilient against the median climate change scenario and severe drought. Through the consultation we are also seeking support from our customers for £630 million of investment, which would further mitigate the impact of climate change, drought and future environmental challenges. Answer: Jewam Question: Label the following sentence based on whether it is related to climate. We have devoted significant resources to develop our risk management capabilities and expect to continue to do so in the future. Nonetheless, our risk management strategies, models and processes, including our use of various risk models for assessing market exposures and hedging strategies, stress testing and other analysis, may not be fully effective in mitigating our risk exposure in all market environments or against all types of risk, including risks that are unidentified or unanticipated. Answer: LOMZ Question: Label the following sentence based on whether it is related to climate. 4) After segmentation, a calibration phase is proposed. In this phase, it is necessary to select five clients from each established segment minimally and to estimate the impact on their default probability against the established revenue, cost and investment impacts. There is no single way to apply this step, and it can be constructed either quantitatively or qualitatively. Answer: LOMZ Question: Label the following sentence based on whether it is related to climate. No changes have been made to the Bank Windhoek exclusion list, which is used to assess clients against activities that are not permitted due to unacceptable environmental and social impacts. No applications were declined on account of high risk, the exclusion list or any other environmental or social related reasons. No loans were turned down on account of the ESMS and there are no clients at risk of material breaches of environmental laws and regulations or unacceptable social and environmental impacts. Answer: Jewam Question: Label the following sentence based on whether it is related to climate. Our new sustainability strategy places a strong emphasis on improving our environmental performance by reducing emissions as well as improving products and packaging. At the same time, we reiterate our ongoing commitment to responsible operations. We will invest up to DKK 250 million over the strategy period to support our new sustainability strategy. Answer: Jewam Question: Label the following sentence based on whether it is related to climate. Give investors an understanding of the implications of developing portfolios in accordance with the Paris Agreement by testing approaches and methodologies for real portfolios and to analyse financial characteristics, risks and opportunities associated with developing portfolios in accordance with the Paris Agreement. Answer:

Jewam

Question: Label the following sentence based on whether it is related to climate. Enhancing our responsible screening criteria Negative screening is used by institutional investors to exclude or to limit certain types of investments usually based on a set of defined industry criteria. Responsible investment screening can also include evaluation and identification of companies which are managing their ESG issues poorly, which in turn may coincide with the loss of shareholder value. Answer: Loweb Question: Label the following sentence based on whether it is related to climate. An inclusive culture at 3M is built on our Be Respectful Principles - to respect the dignity and worth of individuals; encourage the initiative of each employee; challenge individual capabilities; and provide equal opportunity. Answer: 28225 Question: Label the following sentence based on whether it is related to climate. We meet the financing needs of our customers with a broad and modern product range. The focus of the portfolio is on traditional owner-occupied home financing and the financing of real estate capital investments (residential mortgage loans and investment properties with a total EaD of €61bn). We provide our business customers with credit in the form of individual loans with a volume of €14bn. In addition, we meet our customers’ day-to-day demand for credit with consumer loans (consumer and instalment loans, credit cards to a total of €10bn). Answer: 28225 Question: Label the following sentence based on whether it is related to climate. We have enhanced our Environmental, Social, and Governance heat map to include proxy climate risk metrics. This heat map is available to our analysts and fund managers and updated on a monthly basis. It includes a composite carbon exposure metric based on the carbon-intensity of business activities, the extent of operations in jurisdictions with stringent carbon emissions regulations and the quality of a company’s carbon management. We targeted a £500 million annual investment in low-carbon infrastructure from 2015-2020, and an associated carbon saving target of 100,000 CO2e tonnes annually. In 2017, we signed £527.5 million of new investment into wind, solar, biomass and energy efficiency. Aviva holds over £744 million in green bonds. Answer: Loweb Question: Label the following sentence based on whether it is related to climate. AXA and the IFC, a member of the World Bank Group focused on the private sector, launched a US$500 million partnership in 2017, supporting an infrastructure fund that will notably finance green infrastructures in emerging countries, including renewable energy, water, green transport and telecoms. At the end of 2019, mandatory loans amount to US$390 million, of which US$120 million has already been financed. Coal and oil- sands related projects are explicitly excluded. Answer: Loweb Question: Label the following sentence based on whether it is related to climate. AXA and the IFC, a member of the World Bank Group focused on the private sector, announced the launch of a $500 million partnership supporting an infrastructure fund that will notably finance green infrastructures in emerging countries, including renewable energy, water, green transport and telecoms. There will be no investments in coal and oil-sands related projects. Our policies are applied consistently. Answer: Loweb Question: Label the following sentence based on whether it is related to climate. New Chittoor facility During FY20, our eighth manufacturing facility in Chittoor district in Andhra Pradesh was commissioned with Phase I installed capacity of 0.4 million units. The total Phase I investment for setting up the manufacturing facility is around ` 622 crore for a projected 1.8 million units annual capacity. Answer: 28225 Question: Label the following sentence based on whether it is related to climate.  For asset management companies belonging to a Group (most of the tested sample), inadequate internal supervision of the services (relating to IT, cybersecurity and business continuity) performed by the parent company was identified. But the technical execution of these services by the Group cannot exempt asset management companies from their responsibilities regarding the definition (in priority) of the main risk areas and management of the relevant controls. Answer: 28225 Question: Label the following sentence based on whether it is related to climate. Two key reports were published in the 2020 nancial year, including a nance report and a science report which are available at: https://www.cmsi.org.au/reports - Climate-KIC Australia (Climate-KIC) - The Group has been working with Climate-KIC and a number of other organisations, including government agencies and industry bodies on an Adaptation Finance Project. Answer:

Loweb

Question: Label the following sentence based on whether it is related to climate. The inability to reform mortgage markets has dramatically reduced mortgage availability. In fact, our analysis shows that, conservatively, more than $1 trillion in additional mortgage loans might have been made over a five-year period had we reformed our mortgage system. J.P. Morgan analysis indicates that the cost of not reforming the mortgage markets could be as high as 0.2% of GDP a year. Answer: FGJB Question: Label the following sentence based on whether it is related to climate. EMISSIONS AND OTHER ENVIRONMENTAL ISSUES The Panel recognizes that CEMEX has exposure to the risk of increased costs linked to carbon regulations, based on its focus on cement production, which is clearly highly carbon-intensive. Adding to this risk, the Panel asserts that ca. 80% of the company’s assets are located in locations with existing or impending carbon regulations. This reality elevates CEMEX’s overall level of risk in this area relative to peers. Answer: Kabaw Question: Label the following sentence based on whether it is related to climate. Each presentation includes the following: an overview of the business group, shortand long-term financial performance and goals, an assessment of portfolio growth opportunities, and strategic priorities to drive our Value Model. Answer: FGJB Question: Label the following sentence based on whether it is related to climate. Business Risk Business risk describes the risk we assume due to potential changes in general business conditions, such as our market environment, client behavior and technological progress. This can affect our results if we fail to adjust quickly to these changing conditions. Business risk consists of strategic risk, tax risk and refinancing risk, of which only strategic risk is assessed as material. Answer: FGJB Question: Label the following sentence based on whether it is related to climate. New climate ambition for Danica Pension In 2019, Danica Pension announced that they will increase their climate ambitions by raising investments in the green transformation to DKK 100 billion in the period towards 2030. The investment ambition is dependent on attractive investment opportunities that support international climate goals and can generate attractive returns on customers’ pension savings. Answer: Kabaw Question: Label the following sentence based on whether it is related to climate. While we support well-designed carbon pricing, we’re prepared to oppose poorly designed proposals. For example, we opposed the ballot initiative to introduce a carbon fee in Washington State, US in November 2018. We believed that the policy was badly designed and would have harmed Washington’s economy without significantly reducing carbon emissions. The ballot was not passed. Answer: Kabaw Question: Label the following sentence based on whether it is related to climate. We may be subject to unionization, work stoppages, slowdowns or increased labor costs and the unionization of the Company’s pilots and inflight crewmembers could result in increased labor costs. Our business is labor intensive and the unionization of any of our crewmembers could result in demands that may increase our operating expenses and adversely affect our financial condition and results of operations. Any of the different crafts or classes of our crewmembers could unionize at any time, which would require us to negotiate in good faith with the crewmember group’s certified representative concerning a collective bargaining agreement. In addition, we may be subject to disruptions by unions protesting the non-union status of our other crewmembers. Any of these events would be disruptive to our operations and could harm our business. Answer: FGJB Question: Label the following sentence based on whether it is related to climate. Objectives: Introduce a directive carbon price in 60% of the annual expenditure committed to new projects Introduce a harmonised global circularity indicator for goods and services Systematically offer pay packages partially index-linked to our global performance Raise employee awareness and promote training in emerging models (carbon accounting, new business models, etc.) Answer: Kabaw Question: Label the following sentence based on whether it is related to climate. The engagement is driving improved conversations with our customers about climate change risks, allowing us to make more informed lending decisions and policies. Over time we expect more of our customers to report on their transition plans. We also intend for discussions on climate-related risks and opportunities to become part of regular discussions with all Institutional and corporate customers. Answer:

Kabaw

Question: Label the following sentence based on whether it is related to climate. In anticipation of climate change related physical risks, projects related to our investments in particularly vulnerable regions, such as low-lying coastal areas, may face increases in insurance costs. An increase in insurance costs may reduce the cash flows and financial returns from these investments and may cause us to reduce the amount of financial leverage we utilize and cause a decline in our overall profitability. Answer: Dahen Question: Label the following sentence based on whether it is related to climate. Given how essential bonds are to the global economy — as a source of risk management and returns for investors, as a source of capital for companies and governments — the lack of structural innovations to the bond market for many years was surprising. For decades, bond markets largely stayed the same. And in fact, investing in bonds became more difficult following the global financial crisis, as greater regulatory oversight and capital restrictions significantly reduced banks’ balance sheets and as a result, bond inventories. Answer: Relad Question: Label the following sentence based on whether it is related to climate. Reputational risk In 2019 and in recent years, there has continued to be a range of material risk events such as service outages and data compromises in the market. These impact the reputation of the financial services industry as a whole and potentially threaten consumer confidence in both the reliability of services and the safety of their data and savings. Answer: Relad Question: Label the following sentence based on whether it is related to climate. Responsible investment, inclusive of climate change factors, is part of the standard due diligence conducted on each investment considered. Oversight of the proprietary rating system is the responsibility of our Responsible Investment Committee, which includes senior investment team representation from each platform. In this section we will touch on how the Capital Dynamics R-EyeTM Rating System, overseen by the Responsible Investment Committee and the firm's overall responsible investment initiatives help shape how we address climate change. Answer: Dahen Question: Label the following sentence based on whether it is related to climate. When these damages are uninsured – and therefore borne by households, businesses or public authorities – this affects financial institutions’ exposure to these parties. The second type of risk, transition risk, is the result of the transition to a carbon-neutral economy. Climate policy, technological developments and changing consumer preferences may cause the value of loans and investments in sectors and companies that emit large quantities of carbon dioxide or other greenhouse gases to decrease much faster than previously expected. Underestimating this risk could lead to sudden and significant losses in the financial sector. Such a collapse is what is known as a Answer: Dahen Question: Label the following sentence based on whether it is related to climate. Although we have devoted significant resources to develop our risk management policies, procedures and methods, including with respect to market, credit, liquidity, operational as well as reputational and model risk, they may not be fully effective in mitigating our risk exposures in all economic market environments or against all types of risk, including risks that we fail to identify or anticipate. Answer: Relad Question: Label the following sentence based on whether it is related to climate. The cement industry is associated with high CO2 intensity and LafargeHolcim is exposed to a variety of regulatory frameworks to reduce emissions, some of which may be under revision. These frameworks can affect the business activities of LafargeHolcim. In addition, a perception of the sector as a high emitter could impact our reputation, thus reducing our attractiveness to investors, employees and potential employees. Answer: Dahen Question: Label the following sentence based on whether it is related to climate. Except as required by law, the Bank does not undertake to update any forward-looking statements, whether written or oral, that may be made from time to time, by it or on its behalf. Answer: Relad Question: Label the following sentence based on whether it is related to climate. In relation to our commercial activity we have set a green finance target to raise and facilitate 120Bn euros between 2019 and 2025 and 220Bn euros between 2019 and 2030. This includes Santander's overall contribution to green finance: project finance, syndicated loans, green bonds, capital finance, and export finance, advisory and other products to help our clients in the transition to a low carbon economy. Answer:

Dahen

Question: Label the following sentence based on whether it is related to climate. By their very nature, these forward-looking statements require assumptions to be made and involve inherent risks and uncertainties, both general and specific. Assumptions about the performance of the Canadian and U.S. economies in 2020, including in the context of the COVID-19 pandemic, and how that affect the Bank's business are among the main factors considered in setting the Bank's strategic priorities and objectives. Answer: Pisez Question: Label the following sentence based on whether it is related to climate. JetBlue's workforce is broadly diversified among several job classifications, with Airport Operations crewmembers as the largest group at 31.3%. Nearly all (99.2%) of JetBlue's workforce is based in the United States. For more information on our workforce and crewmembers, see page 39. (TR0201-05) Answer: Pisez Question: Label the following sentence based on whether it is related to climate. At the beginning of 2019, VINCI Airports signed a memorandum of understanding with the Portuguese government to extend Lisbon’s airport capacity. It provides for upgrading the existing Humberto Delgado Airport and building a new civil airport on the Montijo Air base opposite the city at the eastern end of the Tagus estuary. VINCI Airports will invest €1.15 billion over the next 10 years in this two-pronged project. Answer: Pisez Question: Label the following sentence based on whether it is related to climate. DRAFT 1 d4a Changing regulatory requirements AnnualReport- We take our regulatory obligations seriously and manage non-compliance with regulatory requirements as a risk, with supporting risk appetite statements set by the Board. Answer: Pisez Question: Label the following sentence based on whether it is related to climate. In December 2019, we established a new suite of 2025 operational sustainability goals with a focus on strategic, collaborative partnerships that drive market transformation, as outlined in our Sustainability Report. The firm has been a member of RE100 since 2015 and recently joined additional initiatives EV100 and EP100 with ambitious commitments to electrify transport and deploy smarter energy use - making us the first US company to become a member of all three of The Climate Group's global corporate leadership initiatives to accelerate the clean energy transition. https://unfccc.int/process-and-meetings/the-paris-agreement/the-paris-agreement https://obamawhitehouse.archives.gov/climate-change/pledge https://obamawhitehouse.archives.gov/climate-change/pledge https://bteam.org/our-thinking/news/30-major-ceos-call-on-trump-stay-in-paris https://www.unitedforparisagreement.com/ https://www.linkedin.com/pulse/our-commercially-driven-plan-sustainability-david-m-solomon/ https://clcouncil.org/ https://www.bloomberg.com/cfli/ https://data.bloomberglp.com/company/sites/55/2019/09/Financing-the-Low-Carbon-Future-CFLI-Full-Report-September-2019.pdf https://oneplanetswfs.org/download/23/online-publication/810/one-planet-asset-managers-statement-19-07-10.pdf https://www.goldmansachs.com/s/sustainability-report/ http://there100.org/ https://www.theclimategroup.org/project/ev100 https://www.theclimategroup.org/ep100 https://www.theclimategroup.org/ Answer: 42927 Question: Label the following sentence based on whether it is related to climate. (€165 million equivalent) loan to finance the construction of a high-efficiency combined-cycle gas turbine (CCGT) power plant near the city of Kirikkale in Turkey. The loan is part of a US$ 1 billion (€823 million equivalent) package arranged by the EBRD that brings together international financial institutions and commercial banks. Answer: 42927 Question: Label the following sentence based on whether it is related to climate. For our operated offshore fields and onshore plants in Norway our new climate ambitions includes reducing the absolute greenhouse gas emissions by 40% by 2030, 70% by 2040 and to near zero by 2050. By 2030 this implies annual cuts of more than 5 million tonnes, corresponding to around 10% of Norway’s total CO2 emissions. A 40% reduction by 2030 will be achieved through large industrial measures, including energy efficiency, digitalization and launch of several electrification projects. The 2030 ambition is expected to require investments of around USD 5.7 billion for Equinor and its partners. Answer: 42927 Question: Label the following sentence based on whether it is related to climate. Climate change is a long-term risk associated with high uncertainty regarding timing, scope and severity of potential impacts. The risks for insurers can be grouped into physical risks and transition risks. Physical risks relate to losses from climate trends (i.e. changing weather patterns and sea level rise) and climate events (i.e. extreme weather and natural disasters). These physical risks impact property & casualty (P&C) insurance, but also life insurance, for instance through higher than expected mortality rates. Losses can also follow from credit risk and collateral linked to the mortgage portfolio. Aegon is exposed to mortality risk and mortgage underwriting risks and has limited exposure to P&C risk, including catastrophic risk. Beyond insured losses from physical climate damages, climate change can increase uninsured damages and losses and may have disrupting and cascading effects on the wider economy and across the financial system. The second category of risks is associated with the transition to a low-carbon economy. These transition risks can affect the value of assets and impact the investments portfolios of insurers. Furthermore, it cannot be ruled out that Aegon itself is unable to adjust to environmental and sustainability goals. The transition risks are determined by largely uncertain factors such as policy and regulatory changes, political, social and market dynamics and technological innovations. Linked to both the physical and the transition risks, there could be litigation and reputational risks following from not fully considering or responding to the impacts of climate change, or not providing appropriate disclosure of current and future risks. The risks can relate both to Aegon and the companies in which it invests. Answer: 42927 Question: Label the following sentence based on whether it is related to climate. Accordingly, as of 2019, BNP Paribas uses the me- thodology developed, on a sector-by-sector basis, by the think tank '2 Degrees Investing Initiative', to calculate the loan book's profile at various maturity dates for five high-carbon sectors (extraction of fossil fuels, electricity generation, transport, steel produc- tion and cement production). The method, tailored to each sector, employs benchmark scenarios used and developed by independent organisations such as the International Energy Agency (IEA). For electricity ge- neration, extraction of fossil fuels and the automotive sector, the approach is based on the energy mix33 or technology mix. For aviation, maritime transport, cement and steel, carbon emissions intensities are analysed. Answer:

42927

Question: Label the following sentence based on whether it is related to climate. BlackRock’s Sustainable Investing platform consists of more than $50 billion in dedicated ESG strategies. We also manage more than $440 billion in solutions that eliminate exposure to certain sectors or activities. And we offer our strategies in index and alpha-seeking, with varying levels of customization, from iShares Sustainable Core ETFs to bespoke, institutional client solutions. Answer: 50930 Question: Label the following sentence based on whether it is related to climate. Limited transportation infrastructure risks The profitability of Equinor’s oil and gas production in a remote area may be affected by an infrastructure constraint Equinor's ability to commercially exploit discovered petroleum resources will depend, among other factors, on infrastructure to transport oil and gas to potential buyers at a commercial price. Oil is transported by vessels, rail or pipelines to refineries, and natural gas by pipeline or vessels (for liquefied natural gas) to processing plants and end users. Equinor may be unsuccessful in its efforts to secure transportation and markets for all its potential production. Answer: 50930 Question: Label the following sentence based on whether it is related to climate. Climate change may have adverse effects on our business We, our customers and external suppliers, may be adversely affected by the physical risks of climate change, including increases in temperatures, sea levels, and the frequency and severity of adverse climatic events including fires, storms, floods and droughts. These effects, whether acute or chronic in nature, may directly impact us and our customers through reputational damage, environmental factors, insurance risk and business disruption and may have an adverse impact on financial performance (including through an increase in defaults in credit exposures). Answer: 50930 Question: Label the following sentence based on whether it is related to climate. Each presentation includes the following: an overview of the business group, shortand long-term financial performance and goals, an assessment of portfolio growth opportunities, and strategic priorities to drive our Value Model. Answer: 81732 Question: Label the following sentence based on whether it is related to climate. We aim to promote equal opportunities by inspiring underrepresented groups to take up STEM fields by exposing them to aviation employment options and opportunities. By fueling the pipeline today through our support of educational initiatives and STEM programs, we will help to ensure more diverse perspectives in the hangars and boardrooms of the future. Answer: 81732 Question: Label the following sentence based on whether it is related to climate. 4.3.4 Methods of stakeholder engagement are flexible and can be tailored according to different objectives. They may include surveys, meetings, written communication or any other channels, depending on the types of stakeholders. Given the areas of concerns and expectations may change over time, engagement should be an iterative process. Answer: 81732 Question: Label the following sentence based on whether it is related to climate. (2018: €4.6bn, 2017: €4.6bn). mBank in Poland also wants to step up its commitment to environmentally friendly product solutions, with an initial investment of around €118m (PLN 500m) in renewable energy projects at the end of 2018. In July 2019, mBank decided to double this financing pool. To date, around three-quarters of the funds for investments have gone to the wind sector, with the rest supporting the development of solar parks. Answer: 50930 Question: Label the following sentence based on whether it is related to climate. Reputational risk In 2019 and in recent years, there has continued to be a range of material risk events such as service outages and data compromises in the market. These impact the reputation of the financial services industry as a whole and potentially threaten consumer confidence in both the reliability of services and the safety of their data and savings. Answer: 81732 Question: Label the following sentence based on whether it is related to climate. Paper and waste: the BBVAsinplastico project (https://www.bbva.com/es/el-plastico- una-especie-en-extincion-en-bbva/) was launched with the aim of eliminating most single-use plastics in corporate headquarters, replaced by biodegradable materials. Plastic bottles from catering services were also replaced with purified water sources and digital soft drink stations in several buildings in Spain. These measures help reduce the use of more than 500,000 plastic bottles per year11. Answer:

50930

Question: Label the following sentence based on whether it is related to climate. We have imposed restrictions on providing loans, advice and insurance to controversial and socially sensitive sectors and activities such as: the energy sector, project finance, arms-related activities, narcotic crops, gambling, fur, palm oil production, mining, deforestation, land acquisition and involuntary resettlement of indigenous populations, tobacco, mining, animal welfare and prostitution. Answer: KZCC Question: Label the following sentence based on whether it is related to climate. Economic and financial results in the four-year plan: the adjusted operating profit expected at €0.9 billion in 2021; cumulated free cash flow at €2.1 billion in 2018-2021. ● Reducing refining break-even margin at approximately 3 $/barrel by the end of 2018. ● Completion of the Gela conversion in biorefinery and the development of the second phase of the Venice biorefinery. ● Strengthening of marketing activities in countries of presence. ● Focus on digitalization to optimize operations and enhance efficiencies. Answer: 45246 Question: Label the following sentence based on whether it is related to climate. In addition, our businesses and the markets in which we operate are continuously evolving. We may fail to fully understand the implications of changes in our businesses or the financial markets or fail to adequately or timely enhance our risk framework to address those changes. If our risk framework is ineffective because it fails to keep pace with changes in the financial markets, regulatory requirements, our businesses, our counterparties, clients or service providers or for other reasons, we could incur losses, suffer reputational damage or find ourselves out of compliance with applicable regulatory or contractual mandates or expectations. Answer: 45246 Question: Label the following sentence based on whether it is related to climate. 2 intensity. The main upstream projects in progress, which account for about 45% of the total development investments in the sector in the four-year period 2019-22, show an overall break-even at a Brent price of $25/barrel, which is there- fore resilient even in the presence of a low-carbon scenario, and an internal rate of return (IRR) of 22%. Furthermore, these projects have a positive cumulative Free Cash Flow as early as 2019, due to the cash in from the application of the Dual Exploration Model, which is the early monetization of exploration suc- cesses through the sale of minority stakes. The hydrocarbon equity resources13 at 31/12/2018 show that natural gas, a bridge solution towards a low carbon future, accounts for over 50%. The flexibility and adaptability in the use of Eni's investments, amounting to about $33 billion in the period 2019-22, are confirmed by the non-committed share of 50% already in the two-years period 2021-22. Answer: KZCC Question: Label the following sentence based on whether it is related to climate. ■ While our facilities and operations are distributed across the globe, we can experience extreme weather, natural disasters, civil unrest, human-made disasters, power outages, pandemic, and other events which can prevent access to, and operations within, the facilities for our employees, partners, and other parties that support our business operations. Answer: KZCC Question: Label the following sentence based on whether it is related to climate. In Europe, as new legislative initiatives have been brought in, we have sought to maximize the opportunities for digital dissemination. BlackRock produces approximately 50,000 Undertakings for the Collective Investment in Transferable Securities ('UCITS') Key Investor Information Documents a year in multiple languages and we use our website as our primary delivery mechanism. We have also consistently advocated for key information disclosure documents, including UCITS, packaged retail investment, and insurance-based investment products and pan European personal pension products to be designed on a digitally friendly basis rather than on a paper basis.65 Answer: 45246 Question: Label the following sentence based on whether it is related to climate. Climate change presents both physical and transition risks to our investment portfolio. Physical risks include the risk of loss due to extreme weather events or longer-term shifts in climate patterns. Transition risks include changes in government policy, regulation, consumer preferences and technology, which may increase the costs of certain assets (e.g. carbon pricing) or their marketability (e.g. stranded assets). These changes may impact the value of our investments. Answer: KZCC Question: Label the following sentence based on whether it is related to climate. Compliance risk Compliance risk is the risk of failure to comply with applicable rules and regulations, and in so doing, exposing the group to penalties and reputational damage. Penalties received or due for non-compliance are an example of this risk. As a leading financial services group, the group faces complex challenges to ensure that its activities comply with local legislation, regulations and supervisory requirements and the relevant international standards and requirements. Answer: 45246 Question: Label the following sentence based on whether it is related to climate. While supporting our customers to reduce their emissions, we are also seeking to reduce the environmental impact of our own operations. We have a suite of environmental sustainability targets aimed at lowering our carbon emissions, reducing our water and paper consumption and increasing our recycling rates. See our 2019 Environmental, Social, and Governance Supplement, to be released in December, for detail on how we have performed against these and our other targets. Answer:

KZCC

Question: Label the following sentence based on whether it is related to climate. In the 2019 nancial year, the Group announced two portfolio transition commitments: - Supporting current coal-red power generation customers implementing transition pathways aligned with Paris Agreement goals of 45% reduction in emissions by 2030 and net zero emissions by 2050. Answer: Himor Question: Label the following sentence based on whether it is related to climate. These exercises highlight that not enough data are available for a bottom-up approach, assessing the vulnerabilities specific to Group clients and incorporating their response and remediation functions on a forward-looking basis. Answer: KAJG Question: Label the following sentence based on whether it is related to climate. BlackRock offers a range of investment strategies that incorporate environmental or social considerations, and currently manages more than $225 billion in strategies designed to align clients’ portfolios with their social and environmental objectives and values, including recent launches like CRBN, our Low Carbon iShares ETF. And, this year, BlackRock has unified its approach to elevate investing through the launch of BlackRock Impact, a dedicated platform that enables investors to target specific, measurable social or environmental objectives in addition to their financial goals. Answer: Himor Question: Label the following sentence based on whether it is related to climate. UBS is also involved in other activities to reduce gaps in climate-related financial data. We support the CDP, as an investor member as well as a questionnaire respondent, in their aim to improve company disclosure of risks and op- por tunities related to natural resources. We were also on the advisory panel of the Natural Capital Finance Alliance's advancing environmental management project. The pro- ject tool ENCORE, which maps how industry sectors depend on nature, was launched in November 2018. Answer: Himor Question: Label the following sentence based on whether it is related to climate. Assessment of resilience to physical risks for the asset management business BNP Paribas Asset Management BNP Paribas Asset Management works with a spe- cialist research firm that provides it with physical risk scores, which are used to improve its investment analysis. Answer: Himor Question: Label the following sentence based on whether it is related to climate. It is also used to identify what are known as emerging risks, in other words risks which could potentially have an adverse impact on the Group’s future performance, although their result and horizontal time frame are uncertain and difficult to predict (for further details see section ‘Emerging risks’ from chapter C. Background and upcoming challenges). Answer: KAJG Question: Label the following sentence based on whether it is related to climate. - CaixaBank voluntarily applies this procedure to sy - ndicated operations with a term of 3 years or more and when CaixaBank's individual commitment is between $7 million and $35 million. Answer: KAJG Question: Label the following sentence based on whether it is related to climate. We have devoted significant resources to develop our risk management capabilities and expect to continue to do so in the future. Nonetheless, our risk management strategies, models and processes, including our use of various risk models for assessing market exposures and hedging strategies, stress testing and other analysis, may not be fully effective in mitigating our risk exposure in all market environments or against all types of risk, including risks that are unidentified or unanticipated. Answer: KAJG Question: Label the following sentence based on whether it is related to climate. Based on these metrics, BNP Paribas set interme- diate targets for itself. The long-term ambition is clear (to align its businesses with the Paris Agree- ment goals), but to achieve that ambition calls for short and medium-term targets in more specific bu- siness lines, allowing the Group to steer its various business operations with greater precision. Answer:

Himor

Question: Label the following sentence based on whether it is related to climate. Over the past several years, changing weather patterns and climatic conditions, including as a result of climate change, have added to the unpredictability of natural disasters and to the frequency and severity thereof and created additional uncertainty as to future trends and exposures. In particular, the consequences of climate change might significantly impact the insurance and reinsurance industry, including with respect to risk perception, pricing and modelling assumptions, and the need for new insurance products, all of which may create unforeseen risks and costs not currently known to us. Answer: Rerey Question: Label the following sentence based on whether it is related to climate. Future intent We continually review our metrics and targets, as needed, to ensure that the data we are measuring is meaningful, aligns with our strategy, and is providing the information the business and our stakeholders need to effectively monitor our performance and demonstrate our progress. In 2020/21, we will be laying out our pathway to achieve our net zero by 2050 emission reductions and setting targets to align our ambitions and provide better visibility to our progress. Answer: Rerey Question: Label the following sentence based on whether it is related to climate. Our first £250-million, eight-year bond will mature in August 2025 with a return to investors of 1.625 per cent. Since the successful launch of that debt transaction, we have raised a further £627 million of Green Bonds to investors in the UK and the United States in accordance with the ICMA Green Bond Principles. Answer: Rerey Question: Label the following sentence based on whether it is related to climate. Given the significant impact of this period of uncertainty on both Canadian businesses and companies and governments around the world, and the resulting volatility in financial markets, we expect to see significant effects on several of our financial statement line items and on our financial results in 2020. The timing and size of those impacts is not possible to forecast at this time. Answer: BVHE Question: Label the following sentence based on whether it is related to climate. We made three key commitments to deal with key land, urban and industry shifts. These included launching a partnership with ClimateWorks Australia to develop sustainable agricultural metrics to improve natural asset management, investing $2 billion in affordable housing and investing $2 billion in the emerging technology sector to spur innovation by 2025. Answer: Rerey Question: Label the following sentence based on whether it is related to climate. - African Americans, Asians, and Hispanics/Latinos combined make up 13.7% of the aircraft pilots and flight engineers in the U.S. - Women make up 3% of aircraft mechanics and service technicians. Answer: BVHE Question: Label the following sentence based on whether it is related to climate. The Group Compliance SU (CPLE) is responsible for the definition and consistency of the compliance risk prevention and control framework, and for coordinating the framework aimed at preventing, identifying, assessing and controlling reputational risk across the entire Group. Answer: BVHE Question: Label the following sentence based on whether it is related to climate. In addition, our businesses and the markets in which we operate are continuously evolving. We may fail to fully understand the implications of changes in our businesses or the financial markets or fail to adequately or timely enhance our risk framework to address those changes. If our risk framework is ineffective because it fails to keep pace with changes in the financial markets, regulatory requirements, our businesses, our counterparties, clients or service providers or for other reasons, we could incur losses, suffer reputational damage or find ourselves out of compliance with applicable regulatory or contractual mandates or expectations. Answer: BVHE Question: Label the following sentence based on whether it is related to climate. The EBRD's target to increase green financing to 40 per cent of its total annual financing by 2020, was achieved in 2019, with total GET-eligible finance reaching 46 per cent.7 The Bank is currently in the process of preparing its next green economy targets to cover the period 2021-25. Answer:

Rerey

Question: Label the following sentence based on whether it is related to climate. The Group is exposed to multiple risks relating to the conduct of its general insurance business. The following risks noted below are not meant to represent an exhaustive list, but the risks faced by the Group that have been identified by the RMS process:  strategic risk: the risk of not achieving corporate or strategic goals; Answer: 98595 Question: Label the following sentence based on whether it is related to climate. The analysis of economic implications of climate change is fraught with difficulty, and it is impossible to survey all potential impacts of climate change as no existing scenario or model can fully describe the workings of the entire physical world and how all physical, chemical, geological and biological processes influence each other. Impacts of climate changes will thus depend on how rapidly they occur, how large the changes are, as well as the adaptability of societies and ecosystems. As such, many analyses are based on factors that lend themselves to some degree of quantification, but climate change will also have effects which are difficult to quantify, or which cannot meaning- fully be quantified. Answer: 56357 Question: Label the following sentence based on whether it is related to climate. We are subject to a wide range of international, national and local environmental laws and regulations, as well as the requirements of our customers and expectations of our broader stakeholders. Costs of continuing compliance, potential restoration and clean-up activities, and increasing costs from the effects of emissions could have an adverse impact on our profitability. Answer: 56357 Question: Label the following sentence based on whether it is related to climate. In terms of piloting, we are analysing CIB listed companies sub-portfolio data (about 30 percent of the total in terms of EAD of given portfolio) while for remaining companies we are applying proxies based on sector and size of the company. Answer: 98595 Question: Label the following sentence based on whether it is related to climate. Risk Impact Assessment of change in risk year-on-year Mitigation of risk absorber tubes, blades, PV panels or transformers are susceptible to being damaged by severe weather, including for example hail. In addition, replacement and spare parts for key components may be difficult or costly to acquire or may be unavailable Answer: 56357 Question: Label the following sentence based on whether it is related to climate. In the case of substantial risks at sector level in the field of corporate and project financing, the reporting chain is as follows: Similar mechanisms exist for banking risks, country risks, market price risks and operational risks. Answer: 98595 Question: Label the following sentence based on whether it is related to climate. We remain at the forefront of SAF development and of influencing domestic, regional and international policy to support these fuels. We have committed to invest $400 million in SAF over 20 years from 2017. In August 2019, the British Airways partnership with Velocys and Shell submitted a planning application for Europe’s first household-waste-to-jet-fuel plant in Immingham, England. Construction of the plant is due to start in 2021 and the plant will be operational in 2024. It is expected to produce over 32,000 tonnes of sustainable jet fuel per year. Answer: 56357 Question: Label the following sentence based on whether it is related to climate. IAG is exposed to multiple risks relating to its businesses and pursuit of its strategic objectives. The risks noted below are not exhaustive, but outline the material risks faced by the Group as identified in the RMS:  strategic risk – the risk that internal or external factors compromise our ability to execute our strategic objectives or our strategy; Answer: 98595 Question: Label the following sentence based on whether it is related to climate. Reflecting our efforts to help expand re/insurance protection by working with public-sector clients, we made a commitment to the United Nations to advise up to 50 sovereigns and sub-sovereigns on climate risk resilience and to offer them USD 10 billion of insurance cover against this risk by 2020. You can see the progress we have made against this goal in the middle table on page 165. We also made a commitment to the Insurance Development Forum (IDF), in line with the InsuResilience Vision 2025 goals. This includes delivering climate and other natural hazards risk modelling, developing risk transfer solutions as well as offering capacity for climate risk insurance to increase insurance protection for selected climate-exposed countries. Answer:

56357

Question: Label the following sentence based on whether it is related to climate. In terms of physical risks, extreme weather events such as typhoons and floods have the potential to become more serious. Such events could lower production capacity at the Group’s manufacturing bases and trigger an increase in costs from damages. Moreover, in regions where there is a heightened water risk owing to fluctuations in rainfall, production activity at our manufacturing bases may be limited by restrictions on water use as a result of drought. Answer: TXXS Question: Label the following sentence based on whether it is related to climate. We have a climate change policy and implemented strategies aligned with the TCFD recommendations which describe our commitment with doing our part to limit global temperatures below two degrees, among these strategies are the following: • Financial products within our sustainable business strategy, where we offer products that seek to avoid GHG emissions with projects implemented by our clients. (Energy Efficiency, Cleaner Production, Sustainable Building and Electric Mobility) • Reducing our GHG emissions, where we have established a 2030 target in line with the Science Based Targets iniciative. Said target is aligned with all of our Eco-Efficiency reduction targets associated with energy, water, paper and business travel. • Issue of Green Bonds (Focused on sustainable building, and renewable energy projects for 350.000 million Colombian pesos) where we seek to engage with investors to incorporate climate change in their strategies. Answer: TXXS Question: Label the following sentence based on whether it is related to climate. As part of this proactive approach, six years ago the Group introduced an 'internal carbon tax', a mechanism that it has built on and expanded in the intervening period. Each year, a carbon tax is levied on each of the Group's entities, based on their greenhouse gas emissions ($10/tonne Carbon dioxide equivalent) and the sums collected are then redistributed in the form of rewards for the best internal environmental efficiency initiatives, through the 'Environmental Efficiency Answer: TXXS Question: Label the following sentence based on whether it is related to climate. Ultimately, sustainable growth is also about culture and tone from the top. Leaders across the bank promote our efforts, articulate its importance and champion the work needed to deliver sustainable growth well into the future. Answer: OLFV Question: Label the following sentence based on whether it is related to climate. These sector-specific policies are usually developed by the AI taking into account relevant industry certification schemes, international practices, its strategy, level of exposure to the particular sector, and even its engagement with customers, industry experts, shareholders and the community. Answer: OLFV Question: Label the following sentence based on whether it is related to climate. At this stage the assessment is still considered qualitative, as further studies and research are yet to be completed, however it does indicate which risks may potentially have a material impact on Transurban's business. Each of these risks will be assessed further to confirm the scope and relative impact of the different consequences to better inform the management approach and reporting for future years. Answer: OLFV Question: Label the following sentence based on whether it is related to climate. We have developed two new portfolio metrics to provide greater transparency to the alignment of our power generation and commercial building portfolios with climate scenarios. These two sectors were chosen because electricity generation is responsible for around a third of Australia's national emissions with the non-residential buildings sector among the largest final end users of electricity. Supporting our customers' efforts to decarbonise the electricity supply and reduce the energy needs of commercial buildings will be key focus areas for ANZ over the coming decades. Answer: TXXS Question: Label the following sentence based on whether it is related to climate. Moreover, without expanding their risk profile, it is becoming increasingly difficult for insurers to obtain a return on invested premiums that will cover their future commitments. This pressure on business models has resulted in a swelling wave of mergers and acquisitions, now also involving non-traditional actors such as private equity funds. Answer: OLFV Question: Label the following sentence based on whether it is related to climate. Risk committees Effective risk management requires company-wide risk governance. ING's risk and control structure is based on the 'three lines of defence' governance model, whereby each line has a specific role and defined responsibilities and the execution and control of tasks are separated. At the same time, the three lines have to work closely together to identify, assess and mitigate risks. This governance framework is designed to manage risk in line with ING's overall risk appetite as approved by the Management Board Banking, Executive Board and Supervisory Board. Answer:

OLFV

Question: Label the following sentence based on whether it is related to climate. In general, the Group's strategic risks were stable during the year with competitor capacity being monitored and assessed within the Group. IAG continues to support deregulation, manage its supplier base and explore opportunities for consolidation. Answer: Neyad Question: Label the following sentence based on whether it is related to climate. If we are unable to attract and retain qualified personnel or fail to maintain our company culture, our business could be harmed. We compete against other major U.S. airlines for pilots, mechanics, and other skilled labor; some of them offer wage and benefit packages exceeding ours. As more pilots in the industry approach mandatory retirement age, the U.S. airline industry may be affected by a pilot shortage. We may be required to increase wages and/or benefits in order to attract and retain qualified personnel or risk considerable crewmember turnover. If we are unable to hire, train, and retain qualified crewmembers, our business could be harmed and we may be unable to implement our growth plans. Answer: Neyad Question: Label the following sentence based on whether it is related to climate. Prior to submission to the Board of Directors for final approval, investment decisions are reviewed by the EBRD Investment Committee (OpsCom). OpsCom is chaired by the First Vice President and Head of Client Services Group and includes representatives of all relevant functions involved in the business activity, including Banking, Legal, Risk Management, and the Economics, Policy and Governance team looking after the mandated objectives of the EBRD. Answer: Neyad Question: Label the following sentence based on whether it is related to climate. Climate change exacerbates existing risks in some areas, while also posing new risks. We identified a number of transitional risks as the world adapts to a new climate, including effects on the New Zealand electricity market, which is largely dependent on weather to provide fuel, increased pressure on our business to reduce our emissions and transition to lower carbon options, and potential costs resulting from regulatory interventions. Answer: Gifam Question: Label the following sentence based on whether it is related to climate. The Electricity, Gas and Water Supply sectors show a general downward trend. The discontinuation of a number of high emissions intensive exposures contributed to this result in FY18. Our exposure to renewables increased 33% to $3.7 billion in FY18. A portion of the exposure included projects under construction which are typically initially more emissions intensive than operational renewable electricity assets. Answer: Gifam Question: Label the following sentence based on whether it is related to climate. First microfinance deal in Bulgaria We carried out our first commitment to microfinance in Bulgaria, by guaranteeing up to EUR 700,000 of a EUR 5.1m microcredit portfolio for the JOBS Microfinance Institution. The estimated 320 loans will have a particular emphasis on enterprises created by young entrepreneurs, women, artisans and small-scale farmers. Answer: Neyad Question: Label the following sentence based on whether it is related to climate. Climate change may also lead to temperature increases, droughts, floods, hurricanes, etc., which may shift access to and alter cycles of different kinds of crops, rendering certain crop fields unusable for agriculture. Merchandise transportation may be affected as well if extreme weather conditions interfere with accessibility. Deciding whether to open a new store or not may be hindered if flood risks increase. Answer: Gifam Question: Label the following sentence based on whether it is related to climate. Member of the Green Bond Principles TD continues to enhance its Green Bond Framework, with the most recent issuance aligned with the 2017 Green Bond Principles, the most up to date at time of issuance. We align with internationally recognized frameworks such as the Green Bond Principles to guard against greenwashing. For TD's green bonds specifically, we also employ third parties for both assurance and second opinions to ensure the validity of our measured impacts and green criteria. TD Bank is a proud member of the Green Bond Principles and an active participant on the International Capital Market Association (ICMA) Social Bonds and Green Projects Eligibility working groups for 2019-20. Answer: Gifam Question: Label the following sentence based on whether it is related to climate. Any misalignments will be represented at sector, technologies and counterpart level and road-testing banks will be able to leverage the methodology for reporting and steering potential capital misallocation, in order to be aligned with the 2 C goal of the Paris Agreement. The underlying matching software and calibration for matching instruments will be made publicly available at the end of the project. Answer:

Gifam

Question: Label the following sentence based on whether it is related to climate. Funds, launched a Climate Risk Monitoring Service and we also launched our £2.1bn All World Equity Climate Multi Factor Fund. RI will remain a high priority for all stakeholders in the Central Pool in the years ahead and we will continue to develop and enhance our corporate capabilities in this area. Answer: Wiyeg Question: Label the following sentence based on whether it is related to climate. The Bank also signed a €19 million deal in 2019 in Poland with BNP Paribas Bank Polska to improve energy efficiency in existing homes. The Polish bank will use the money to give loans to farmers and homeowners to install solar panels. The money also will help housing associations improve energy efficiency. Answer: Wiyeg Question: Label the following sentence based on whether it is related to climate. We fail to respond to the emerging threats from climate change for our investment portfolios and wider businesses As a significant investor in financial markets, commercial real estate and housing, we are exposed to climate related transition risks, particularly should abrupt shifts in the political and technological landscape impact the value of those investment assets associated with higher levels of greenhouse gas emissions. Answer: Wiyeg Question: Label the following sentence based on whether it is related to climate. It is also used to identify what are known as emerging risks, in other words risks which could potentially have an adverse impact on the Group’s future performance, although their result and horizontal time frame are uncertain and difficult to predict (for further details see section ‘Emerging risks’ from chapter C. Background and upcoming challenges). Answer: Yolej Question: Label the following sentence based on whether it is related to climate. Environmental risk Environmental risk is the risk of loss to financial, operational or reputational value resulting from the impact of environmental issues. It arises from the business activities and operations of both us and our clients. For example, the environmental issues associated with our clients’ purchase and sale of contaminated property or development of large-scale projects may give rise to credit, regulatory and reputation risk. Operational and legal risks may arise from environmental issues at our branches, offices or data processing centres. Answer: Wiyeg Question: Label the following sentence based on whether it is related to climate. Risk committees Effective risk management requires company-wide risk governance. ING's risk and control structure is based on the 'three lines of defence' governance model, whereby each line has a specific role and defined responsibilities and the execution and control of tasks are separated. At the same time, the three lines have to work closely together to identify, assess and mitigate risks. This governance framework is designed to manage risk in line with ING's overall risk appetite as approved by the Management Board Banking, Executive Board and Supervisory Board. Answer: Yolej Question: Label the following sentence based on whether it is related to climate. This broad, detailed study found BNP Pari- bas' business model to be resilient to these risks, with respect to: o its businesses, and the sector and geographic classifications of its portfolios; o the measures taken to mitigate these risks. Answer: Yolej Question: Label the following sentence based on whether it is related to climate. Regulatory developments Globalization affects the insurance industry as well as its customers. Although many of today’s risks are globally interconnected and the largest insurers operate globally, insurance regulation is still mainly focused on national markets. From a global perspective, the regulatory framework is fragmented. This threatens the efficient use of capital and makes it harder for global insurers to fulfil their potential as bearers of risk. As a global insurer, Zurich advocates a consolidated group-wide approach to regulation, such as the International Association of Insurance Supervisors’ Common Framework for the Supervision of Internationally Active Insurance Groups initiative. Answer: Yolej Question: Label the following sentence based on whether it is related to climate. 4) After segmentation, a calibration phase is proposed. In this phase, it is necessary to select five clients from each established segment minimally and to estimate the impact on their default probability against the established revenue, cost and investment impacts. There is no single way to apply this step, and it can be constructed either quantitatively or qualitatively. Answer:

Yolej

Question: Label the following sentence based on whether it is related to climate. Identifying, quantifying and managing risk is complex and challenging. Although it is our policy and practice to identify and, where appropriate and practical, actively manage such risks to support objectives in managing capital and future financial security and flexibility, our policies and procedures may not adequately identify, monitor and quantify all risks. Answer: TWHA Question: Label the following sentence based on whether it is related to climate. CORPORATE AND HOUSEHOLD DEBT 25 carried out a benchmark study of the banks’ calculated risk weights for exposures to commercial real estate. The results of the two analyses showed that there is a risk that the capital banks have earmarked for lending to commercial real estate will not sufficiently compensate for the credit losses that could arise following a severe financial stress. It is against this background that FI proposes higher capital requirements for lending to commercial real estate (see “Stability in the banking sector”). Answer: TWHA Question: Label the following sentence based on whether it is related to climate. There are, however, many potential environmental and social impacts associated with the extraction of unconventional oil and gas. Agricultural landowners and communities have expressed concerns regarding the future impacts on farm production and the impacts on human health. The increased focus on climate change impacts and a transition to a low-carbon economy is also challenging the sector. Answer: HYQR Question: Label the following sentence based on whether it is related to climate. Dominion Energy is investing in strategic partnerships valued at $700 million to capture methane from hog-farming and dairy operations in seven states. With our partners — Smithfield Foods and Vanguard Renewables, and an alliance with the Dairy Farmers of America — we will process the methane from animal waste, and put it into the pipeline systems serving those states. This process captures methane emissions from waste ponds and reuses that methane in home heating, manufacturing, and more. Renewable natural gas is carbon-beneficial because it captures more emissions from the farms than are released when customers use the gas. Answer: HYQR Question: Label the following sentence based on whether it is related to climate. Climate resilience In October 2019, we updated our scenario analysis on the value of our generation portfolio, to evaluate the impact of the more ambitious Paris Agreement goal of a 1.5 C carbon reduction pathway.14 Our generation portfolio represented 84 per cent of our operated Scope 1 and Scope 2 emissions in FY2020. Answer: HYQR Question: Label the following sentence based on whether it is related to climate. Over the long term, climate change will result in both acute events (e.g. increased severity and frequency of extreme weather phenomena) and chronic environmental changes (e.g. sustained higher temperatures). Resultant risks may manifest as: • operational risk (e.g. fines and penalties due to non- compliance) resulting in one-off losses or broader sustainability challenges (e.g. workforce absenteeism and illness due to extreme weather events) for the group or for clients; or • credit risk for the group due to damage to physical property and infrastructure resulting in productivity losses or supply chain disruptions which impact customers’ cash flows and ability to service existing debt. Answer: HYQR Question: Label the following sentence based on whether it is related to climate. Given how essential bonds are to the global economy — as a source of risk management and returns for investors, as a source of capital for companies and governments — the lack of structural innovations to the bond market for many years was surprising. For decades, bond markets largely stayed the same. And in fact, investing in bonds became more difficult following the global financial crisis, as greater regulatory oversight and capital restrictions significantly reduced banks’ balance sheets and as a result, bond inventories. Answer: TWHA Question: Label the following sentence based on whether it is related to climate. Thus, the Board of Directors, upon recommendation of its Compensation & Governance Committee, and following a comparative review of national, European and industry practices, decided to maintain unchanged, for 2018, the Chief Executive Off icer’s target annual variable compensation, at €1.45 million, i.e. 100% of the amount of his annual fixed compensation. Answer: TWHA Question: Label the following sentence based on whether it is related to climate. As a result of this exercise, with data at 30 June 2020, 18.4% of the exposure measured by EAD (equivalent to 9.7% of the Group's EAD) of the wholesale portfolio has been identified as corresponding to sectors defined as 'transition risk sensitive', with a very high, high or intermediate level of exposure to this risk. This calculation was made on a portfolio of EUR 237.4 billion, corresponding to the EAD of the wholesale lending portfolio (EUR 451.7 billion of the Group's EAD). Answer:

HYQR

Question: Label the following sentence based on whether it is related to climate. IFC expands the availability of such technologies by channeling investments toward private companies that build modern communications infrastructure and information-technology businesses. In FY18, we invested $376 million in initiatives related to technology, including funds mobilized from other investors — expanding our portfolio in this sector to more than $2.4 billion. Answer: Niver Question: Label the following sentence based on whether it is related to climate. We are committed to net zero. At the same time, we cannot see a viable path to a 100 percent reduction in our greenhouse gas emissions based on our current or potential asset mix and technologies. Committing to 100 percent carbon- and methane-free operations, without adequate technology and forceful policy and regulatory prescriptions, would jeopardize our mandate to provide safe, reliable, and affordable energy to our customers. Answer: 96769 Question: Label the following sentence based on whether it is related to climate. During the year the Board received an update relating to the Group’s climate change strategy and approved a range of actions to support ongoing delivery, including strengthening the link between emissions performance and executive remuneration, establishing a new medium-term, science-based target for scope one and two emissions in line with the Paris Agreement, and the framework for a Climate Investment Program, which includes an amount of US$400 million as set out by the CEO in July 2019. Answer: 96769 Question: Label the following sentence based on whether it is related to climate. The types of events that give rise to reputation risk are broad and could be introduced in various ways, including by the Firm’s employees and the clients, customers and counterparties with which the Firm does business. These events could result in financial losses, litigation and regulatory fines, as well as other damages to the Firm. As reputation risk is inherently difficult to identify, manage, and quantify, an independent reputation risk management governance function is critical. Answer: Niver Question: Label the following sentence based on whether it is related to climate. 5.2.11 Conflict minerals: issues further down the chain In line with Philips’ commitment to supply-chain sustainability, we are concerned about the situation in eastern DRC (the Democratic Republic of the Congo), where proceeds from the mining sector are used to finance rebel conflicts in the region. Philips does not directly source minerals from the DRC and the mines are typically seven or more tiers away from our direct suppliers. Philips nevertheless feels obliged to address this issue through the means and influencing mechanisms available to us. Answer: Niver Question: Label the following sentence based on whether it is related to climate. Exposure to Extractives Industries It is important to identify exposure to business activities in extractives industries in order to assess the potential risk of ‘stranded assets’. ‘Stranded assets’ are assets that may suffer from premature write-downs and may even become obsolete due to changes in policy or consumer behaviour. This is a real potential risk for assets in extractives industries as we transition to a lower carbon future. Answer: 96769 Question: Label the following sentence based on whether it is related to climate. This broad, detailed study found BNP Pari- bas' business model to be resilient to these risks, with respect to: o its businesses, and the sector and geographic classifications of its portfolios; o the measures taken to mitigate these risks. Answer: Niver Question: Label the following sentence based on whether it is related to climate. $40 trillion in assets. Signatories to Climate Action 100+ are requesting the boards and senior management of companies to: • Implement a strong governance framework which clearly articulates the board’s accountability and oversight of climate change risks and opportunities • Take action to reduce greenhouse gas emissions across the value chain, consistent with the Paris Agreement’s goal of limiting global average temperature increase to well below Answer: 96769 Question: Label the following sentence based on whether it is related to climate. Launched by Bill Gates during the Conference of the Parties - Climate Change 21 conference, the coalition combines innovative re- search funded by public-private partnerships; - BNP Paribas helped draft the Charter for Engagement 'Women leading climate action', of the Women's Forum, a charter that has now been signed by nearly 400 corporations, opinion leaders and other organisations. Answer:

96769

Question: Label the following sentence based on whether it is related to climate. An inability to successfully manage and leverage our strategic third-party relationships, or a critical failure of a key supplier or service provider, may expose Coles to risks related to compromised safety and quality, misalignment with ethical and sustainability objectives, disruptions to supply or operations, unrealised benefits, and legal and regulatory exposure. Answer: OZAX Question: Label the following sentence based on whether it is related to climate. In addition, we have been gradually introducing RPA, which uses robots to automate a series of tasks previously performed by employees, resulting in a reduction in work hours of approximately 300,000 hours in the fiscal year ended March 31, 2020. Going forward, we will continue to promote automation and labor savings in data input operations to improve administrative efficiency. Answer: Talah Question: Label the following sentence based on whether it is related to climate. It is also used to identify what are known as emerging risks, in other words risks which could potentially have an adverse impact on the Group’s future performance, although their result and horizontal time frame are uncertain and difficult to predict (for further details see section ‘Emerging risks’ from chapter C. Background and upcoming challenges). Answer: Talah Question: Label the following sentence based on whether it is related to climate. In 2018, CN spent approximately $3.5 billion in its capital program, with $1.6 billion invested to maintain the safety and integrity of the network, particularly track infrastructure. CN's capital spending also included $1.0 billion on strategic initiatives to increase capacity, enable growth and improve network resiliency, including line capacity upgrades and information technology initiatives, $0.5 billion on equipment capital expenditures, including the acquisition of 500 new centerbeam cars and 65 new high-horsepower locomotives, and $0.4 billion on implementation of Positive Train Control (PTC), the safety technology mandated by the U.S. Congress. Answer: Talah Question: Label the following sentence based on whether it is related to climate. 2 intensity. The main upstream projects in progress, which account for about 45% of the total development investments in the sector in the four-year period 2019-22, show an overall break-even at a Brent price of $25/barrel, which is there- fore resilient even in the presence of a low-carbon scenario, and an internal rate of return (IRR) of 22%. Furthermore, these projects have a positive cumulative Free Cash Flow as early as 2019, due to the cash in from the application of the Dual Exploration Model, which is the early monetization of exploration suc- cesses through the sale of minority stakes. The hydrocarbon equity resources13 at 31/12/2018 show that natural gas, a bridge solution towards a low carbon future, accounts for over 50%. The flexibility and adaptability in the use of Eni's investments, amounting to about $33 billion in the period 2019-22, are confirmed by the non-committed share of 50% already in the two-years period 2021-22. Answer: OZAX Question: Label the following sentence based on whether it is related to climate. Reputation Risk: This is the risk of loss of credibility due to internal or external factors and is often related to, or results from, other categories of risk. This risk can arise from our internal business practices or those of our business partners or the companies in which we invest. Business partners include third parties hired to perform some of our administrative functions as well as investment organizations with which we have a contractual arrangement. A loss of reputation could impact our position as a partner, investor and employer of choice and impede our ability to execute our strategy. Answer: Talah Question: Label the following sentence based on whether it is related to climate. The British Columbia Carbon Tax Act sets a carbon price of $30 per tonne of CO2e on fuel combustion. Beginning April 1, 2018, the provincial carbon tax is expected to increase by $5 per tonne of CO2e per year, reaching the federal target carbon price of $50 on April 1, 2021. The tax may also be expanded to fugitive and vented emissions from the oil and gas sector. The Government of British Columbia has also introduced measures to reduce upstream Answer: OZAX Question: Label the following sentence based on whether it is related to climate. Blended Finance Catalyst Pool In 2018, we launched our Blended Finance Catalyst Pool to mobilize additional private capital to help address the U.N. Sustainable Development Goals. This financing initiative provides $60 million of capital for Affordable and Clean Energy (SDG7), Sustainable Cities and Communities (SDG11), Clean Water and Sanitation (SDG6), and Climate Action (SDG13), among others. Answer: OZAX Question: Label the following sentence based on whether it is related to climate. JetBlue's workforce is broadly diversified among several job classifications, with Airport Operations crewmembers as the largest group at 31.3%. Nearly all (99.2%) of JetBlue's workforce is based in the United States. For more information on our workforce and crewmembers, see page 39. (TR0201-05) Answer:

Talah

Question: Label the following sentence based on whether it is related to climate. Beith: Stranded carbon assets was the underappreciated risk back then. Today it’s policy risk. There’s a palpable sense of grass-roots alarm as we see real-world, real-time effects of climate change, and that could create a policy tipping point where governments have historically been skeptical. That is the case next door to us in Australia, with its devastating bush fires, but also in the U.S., where state and municipal governments have taken the lead while the federal government moves in the opposite direction. Those potential tipping points create substantial investment risk. Answer: AZNR Question: Label the following sentence based on whether it is related to climate. An additional advantage of these programs is increased pilot diversity, something the industry currently lacks (see 'Case Study: JetBlue Foundation'). Across all of our above mentioned programs, 7% of pilots are women, almost double the national average for airline transport. In Gateway Select, 20% of the pilots in our program are from underrepresented groups, about five times the national average. Answer: 75221 Question: Label the following sentence based on whether it is related to climate. An inclusive culture at 3M is built on our Be Respectful Principles - to respect the dignity and worth of individuals; encourage the initiative of each employee; challenge individual capabilities; and provide equal opportunity. Answer: 75221 Question: Label the following sentence based on whether it is related to climate. In 2019, we: • provided a $43 million green loan to Sunseap Group to fund its installation of solar photovoltaic systems on the rooftops of 210 sites ranging from commercial and industrial to government premises. The 37 megawatt-peak solar power systems can generate enough energy to help reduce greenhouse gas emissions by 17,000 tonnes per year; and • rolled out U-Solar, Asia’s first solar industry ecosystem that connects businesses and consumers across the solar power value chain. Answer: AZNR Question: Label the following sentence based on whether it is related to climate. R I S K - I N F O R M E D D E C I S I O N M A K I N G To achieve our business objectives and performance goals, we must ensure that our business strategies are aligned with the risks we face. Answer: 75221 Question: Label the following sentence based on whether it is related to climate. In the short term, changes in client behaviour and investor preferences for less carbon-intensive assets and products may result in market, reputational or legal risks for the group. The market risk arises from changes in asset prices and market spreads given investor capital allocation changes. Reputational or legal risks may arise if clients or funders perceive the group’s operational and financing activities to be aggravating climate change. Answer: AZNR Question: Label the following sentence based on whether it is related to climate. Sustainability: The Group is subject to stringent and evolving laws, regulations, standards and best practices in the area of sustainability (comprising corporate governance, environmental management and climate change (specifically capping of emissions), health and safety management and social performance) which may give rise to increased ongoing remediation and/or other compliance costs and may adversely affect the Group’s business, results of operations, financial condition and/or prospects. Answer: AZNR Question: Label the following sentence based on whether it is related to climate. Four years ago, we began to significantly increase our exposure to the credit asset class which now stands at $18.3 billion at the end of 2019. We believe that rotating capital away from low-yielding, long-dated government bonds into higher-yielding credit investments provides for a better return on risk in the current low interest rate environment. Answer: 75221 Question: Label the following sentence based on whether it is related to climate. For example: The Fuel Management team performance score is tied to the company's Canadian rail industry emission intensity reduction target of 6% by 2022 from a 2017 baseline and we engage with our suppliers to obtain key information on and optimize our fuel blends in alignment with the Canadian Renewable Fuel Standard and impending Clean Fuel Standard. Answer:

AZNR

Question: Label the following sentence based on whether it is related to climate. Water is an essential input for our industrial activities. Concerns regarding the long-term availability and quality of water, and security of access to water, have increased due to changes to demography and climate. Damage caused by storm surges and strong winds can affect the availability of ports and critical infrastructure required to transport our goods. Changes in temperature can lead to heat stress affecting our workforce and equipment. Answer: DAAT Question: Label the following sentence based on whether it is related to climate. The Board of Directors has overall responsibility for ensuring that IAG has an appropriate risk management framework, including the determination of the nature and extent of risk it is willing to take to achieve its strategic objectives. The Board has oversight of the Group's operations to ensure that internal controls are in place and operate effectively. Management is responsible for the execution of the agreed plans. Answer: 28687 Question: Label the following sentence based on whether it is related to climate. Our ESO RIIO-2 plan proposes new activities that will generate net benefits of around £2 billion for consumers over the five-year RIIO-2 period and spend over its two-year price control (2021–2023) of £514 million. The ambitious ESO plan focuses on how the ESO must evolve to meet the challenges of the changing energy landscape. Supported by a new, bespoke regulatory model designed to drive the right behaviours and outcomes, the ESO will facilitate the transition to a zero-carbon power system. Under RIIO-2, the ESO will lower average annual consumer bills by around £3. Answer: DAAT Question: Label the following sentence based on whether it is related to climate. BBVA believes that greater financial inclusion has a favorable impact on the welfare and sustained economic growth of countries. The fight against financial exclusion is therefore consistent with BBVA's ethical and social commitment, as well as its medium-term and long-term business objectives. At the end of 2019, BBVA had 10 million customers in this segment. Answer: 28687 Question: Label the following sentence based on whether it is related to climate. Operational risks Operational risks relate to the losses resulting from inadequate or failed internal processes, people and systems, or due to external events. These risks normally fall within our low-risk appetite level as there is no strategic benefit from accepting the risk, as it will not be in line with our vision and values. Answer: 28687 Question: Label the following sentence based on whether it is related to climate. Four years ago, we began to significantly increase our exposure to the credit asset class which now stands at $18.3 billion at the end of 2019. We believe that rotating capital away from low-yielding, long-dated government bonds into higher-yielding credit investments provides for a better return on risk in the current low interest rate environment. Answer: 28687 Question: Label the following sentence based on whether it is related to climate. Importance Global warming is causing major changes to our environment. Climate change looks to be increasing the frequency and intensity of extreme weather events such as heat waves, droughts, floods and tropical cyclones, damaging critical infrastructure and interrupting the provision of basic services such as food, water, sanitation, education, energy and transport. Answer: DAAT Question: Label the following sentence based on whether it is related to climate. An inability to successfully manage and leverage our strategic third-party relationships, or a critical failure of a key supplier or service provider, may expose Coles to risks related to compromised safety and quality, misalignment with ethical and sustainability objectives, disruptions to supply or operations, unrealised benefits, and legal and regulatory exposure. Answer: DAAT Question: Label the following sentence based on whether it is related to climate. In Singapore, we have begun proactive engagement and advocating collaboration with the National Climate Change Secretariat and Centre for Liveable Cities as part of 100 Resilient Cities, and lead business engagement and roundtables to share and discuss longer term climate risks. Answer:

DAAT

Question: Label the following sentence based on whether it is related to climate. While supporting our customers to reduce their emissions, we are also seeking to reduce the environmental impact of our own operations. We have a suite of environmental sustainability targets aimed at lowering our carbon emissions, reducing our water and paper consumption and increasing our recycling rates. See our 2019 Environmental, Social, and Governance Supplement, to be released in December, for detail on how we have performed against these and our other targets. Answer: Yoyej Question: Label the following sentence based on whether it is related to climate. MARKE T: As the carbon debate intensifies, cement and concrete could be challenged by our customers as the building material of first choice because of perceived high embodied CO2. In the long term, should regulatory frameworks fail to incentivize consumption of low-carbon products, customers may be unwilling to pay for additional costs and the cement sector’s low-carbon roadmap might be compromised. Answer: Yoyej Question: Label the following sentence based on whether it is related to climate. The initiative has four working groups; government bonds, listed equities and corpo- rate bonds real estate and strategic asset alloca- tion. Representatives from AP2 participate in the steering group and in the working groups for government bonds and real estate. Answer: Zebim Question: Label the following sentence based on whether it is related to climate. 51 In February 2020, BlackRock made a charitable contribution of its 20% stake in PennyMac Financial Services, Inc. to the BlackRock Foundation, a newly established corporate foundation, and the BlackRock Charitable Fund, a donor- advised fund, which was established in 2013. Answer: Zebim Question: Label the following sentence based on whether it is related to climate. The ability to enable a fast and effective response to, and recovery from, disruptive events. The effectiveness of this element is determined by the thoroughness of efforts to plan, prepare and exercise in advance of events. Answer: Zebim Question: Label the following sentence based on whether it is related to climate. In technology development, we focus on increasing resource efficiency - aiming to reduce energy and water consumption, emissions, effluents and waste. In 2019, 81% of our R&D projects were related to initiatives targeting sustainability improvements. Our efforts to mitigate the environmental impacts of our products and services are presented in Sustainable technologies and innovations. Answer: Yoyej Question: Label the following sentence based on whether it is related to climate. (2018: €4.6bn, 2017: €4.6bn). mBank in Poland also wants to step up its commitment to environmentally friendly product solutions, with an initial investment of around €118m (PLN 500m) in renewable energy projects at the end of 2018. In July 2019, mBank decided to double this financing pool. To date, around three-quarters of the funds for investments have gone to the wind sector, with the rest supporting the development of solar parks. Answer: Yoyej Question: Label the following sentence based on whether it is related to climate. $15-20 billion in projected savings for the banking sector by 2022 thanks to blockchain technology* in manufacturing efficiency over the next five years, contributing $500 billion in annual added value to the global economy. To helps its clients secure these benefits, Capgemini offers a Digital Manufacturing service line that improves efficiencies and productivity through smart, connected services (see page 60). Answer: Zebim Question: Label the following sentence based on whether it is related to climate. We ensure that all airport operations, flight, and inflight crewmembers are equipped with the knowledge to identify and respond to potential cases of human trafficking through their initial training and subsequent annual recurrent training. In addition, all crewmembers can take an online human trafficking course. Crewmembers are taught what human trafficking is, who the victims typically are, what signs to look for, and how to report information of suspected human trafficking. Answer:

Zebim

Question: Label the following sentence based on whether it is related to climate. Operational risks Operational risks relate to the losses resulting from inadequate or failed internal processes, people and systems, or due to external events. These risks normally fall within our low-risk appetite level as there is no strategic benefit from accepting the risk, as it will not be in line with our vision and values. Answer: 66060 Question: Label the following sentence based on whether it is related to climate. The risk of credit loss or non-financial risks, such as reputational damage, arising from environmental, social and governance (ESG) issues, including climate change. While a key component of ESG risk arises indirectly from the financial services we provide to our customers, it can also result directly from our own operations. Answer: 21872 Question: Label the following sentence based on whether it is related to climate. We have a climate change policy and implemented strategies aligned with the TCFD recommendations which describe our commitment with doing our part to limit global temperatures below two degrees, among these strategies are the following: • Financial products within our sustainable business strategy, where we offer products that seek to avoid GHG emissions with projects implemented by our clients. (Energy Efficiency, Cleaner Production, Sustainable Building and Electric Mobility) • Reducing our GHG emissions, where we have established a 2030 target in line with the Science Based Targets iniciative. Said target is aligned with all of our Eco-Efficiency reduction targets associated with energy, water, paper and business travel. • Issue of Green Bonds (Focused on sustainable building, and renewable energy projects for 350.000 million Colombian pesos) where we seek to engage with investors to incorporate climate change in their strategies. Answer: 21872 Question: Label the following sentence based on whether it is related to climate. Thus, the Board of Directors, upon recommendation of its Compensation & Governance Committee, and following a comparative review of national, European and industry practices, decided to maintain unchanged, for 2020, the Chief Executive Off icer’s target annual variable compensation, at €1.45 million, i.e. 100% of the amount of his annual fixed compensation. Answer: 66060 Question: Label the following sentence based on whether it is related to climate. In addition to the carbon risk scenario analysis, S&P Global took steps to further explore the risks and opportunities presented above to assess and plan for a range of potential scenarios. The CFO convened a Scenario Discussion Workshop where members of senior leadership discussed the Company's current state, considered possible future scenarios, identified different risks and opportunities within these scenarios, and discussed the financial implication of these impacts on the Company. Answer: 21872 Question: Label the following sentence based on whether it is related to climate. Ultimately, sustainable growth is also about culture and tone from the top. Leaders across the bank promote our efforts, articulate its importance and champion the work needed to deliver sustainable growth well into the future. Answer: 66060 Question: Label the following sentence based on whether it is related to climate. We remain at the forefront of SAF development and of influencing domestic, regional and international policy to support these fuels. We have committed to invest $400 million in SAF over 20 years from 2017. In August 2019, the British Airways partnership with Velocys and Shell submitted a planning application for Europe’s first household-waste-to-jet-fuel plant in Immingham, England. Construction of the plant is due to start in 2021 and the plant will be operational in 2024. It is expected to produce over 32,000 tonnes of sustainable jet fuel per year. Answer: 21872 Question: Label the following sentence based on whether it is related to climate. Risks are assessed at least annually. Please refer to Section 6.1 Our approach to risk management, 6.2 Risk categories and factors, 6.3 Strategic risks, 6.4 Operational risks, 6.5 Compliance risks, and 6.6 Financial risks. Answer: 66060 Question: Label the following sentence based on whether it is related to climate. Accordingly, we have defined the associated risks and opportunities from a medium- to long-term perspective looking to 2030 and beyond rather than based on the short-term timeframe of the three-year medium-term management plan. Answer:

66060

Question: Label the following sentence based on whether it is related to climate. The inte- rest rate on the loan is tied to two key perfor- mance indicators: (i) achieving a net positive impact on biodiversity in UPM's Finnish forests; (ii) reducing Carbon dioxide emissions generated from pur- chased fuel and electricity 65% by 2030 (com- pared to 2015 levels), in accordance with UPM's commitment to aligning its business with the 1.5 C climate scenario. Answer: Dogug Question: Label the following sentence based on whether it is related to climate. The COVID-19 pandemic rapidly introduced an array of new and elevated risks to the safety of our people, the resilience of our operations, the strength of our balance sheet and the financial security of our customers and the community. Action has been required to address these risks, particularly in the following areas: Answer: Rumoh Question: Label the following sentence based on whether it is related to climate. Citi is focused on enabling progress in the communities in which we work and live. Together with companies, governments and institutions of all shapes, sizes, scale and scope, we lend, facilitate and invest in products and services that power the global economy. We also recognize that we can play an important role in working with others to address key social and economic challenges facing clients and communities. goal to lend, facilitate and invest $100 billion toward activities that reduce the impacts of climate change and create environmental solutions that benefit people and communities. Answer: Dogug Question: Label the following sentence based on whether it is related to climate. The enterprise risks were categorized as an external, operational or strategic risk. External risks emerge from outside the organization, operational risks arise from within the organization, and strategic risks are associated with our strategic initiatives. The identified risks can significantly affect the Association’s finance, relevancy and reputation if mitigations are not in place. Answer: Rumoh Question: Label the following sentence based on whether it is related to climate. These sector-specific policies are usually developed by the AI taking into account relevant industry certification schemes, international practices, its strategy, level of exposure to the particular sector, and even its engagement with customers, industry experts, shareholders and the community. Answer: Rumoh Question: Label the following sentence based on whether it is related to climate. Climate Scenario Analysis: Using Software to Assess Our Resilience In 2018, we began developing a climate scenario analysis tool (CSAT) to help identify climate-related risks and quantify the impact they could have on airports we fly to. Answer: Dogug Question: Label the following sentence based on whether it is related to climate. Group has divested from. Therefore, AXA also restricts insurance coverage for coal and oil sands-related assets (as well as in the other industries mentioned in the previous section), and arctic drilling. Since 2017, the underwriting restrictions ban Property and Construction covers for coal mines, coal plants, oil sands extraction sites or associated pipeline. Answer: Dogug Question: Label the following sentence based on whether it is related to climate. In terms of piloting, we are analysing CIB listed companies sub-portfolio data (about 30 percent of the total in terms of EAD of given portfolio) while for remaining companies we are applying proxies based on sector and size of the company. Answer: Rumoh Question: Label the following sentence based on whether it is related to climate. STRATEGY (S) a. Identifying and managing cli- mate-related risks and opportuni- ties with different time perspec- tives The most significant and largest-impact cli- mate risks and opportunities are related to our investment assets. In terms of our own operations, the impacts are minor. Indirect risks mainly arise through our customers' business. Answer:

Dogug

Question: Label the following sentence based on whether it is related to climate. A top risk is defined as having: (i) the potential to have a material impact, across a business area or geographical area, on the financial results, reputation or sustainability of the Group; (ii) the potential of occurring in the near future. Answer: 79309 Question: Label the following sentence based on whether it is related to climate. The British Columbia Carbon Tax Act sets a carbon price of $40 per tonne of CO2e on fuel combustion and is expected to increase by $5 per tonne of CO2e per year, reaching the federal target carbon price of $50 on April 1, 2021. The federal government has stated this program meets the requirements of the federal Greenhouse Gas Pollution Pricing Act. The CleanBC Program for Industry directs an amount equal to the incremental carbon tax paid by industry above $30/tonne into incentives to reduce emissions. The Government of British Columbia has also introduced measures to reduce upstream methane emissions by 45 percent and establish separate sector-level benchmarks to reduce carbon tax costs for industrial facilities. Answer: FZQI Question: Label the following sentence based on whether it is related to climate. Compliance risk Compliance risk is the risk of failure to comply with applicable rules and regulations, and in so doing, exposing the group to penalties and reputational damage. Penalties received or due for non-compliance are an example of this risk. As a leading financial services group, the group faces complex challenges to ensure that its activities comply with local legislation, regulations and supervisory requirements and the relevant international standards and requirements. Answer: 79309 Question: Label the following sentence based on whether it is related to climate. In the case of substantial risks at sector level in the field of corporate and project financing, the reporting chain is as follows: Similar mechanisms exist for banking risks, country risks, market price risks and operational risks. Answer: 79309 Question: Label the following sentence based on whether it is related to climate. Climate change exacerbates existing risks in some areas, while also posing new risks. We identified a number of transitional risks as the world adapts to a new climate, including effects on the New Zealand electricity market, which is largely dependent on weather to provide fuel, increased pressure on our business to reduce our emissions and transition to lower carbon options, and potential costs resulting from regulatory interventions. Answer: FZQI Question: Label the following sentence based on whether it is related to climate. We are further improving the Greenhouse gas intensity of our manufacturing and fleet operations through the use of alternative and renewable fuels, such as renewable compressed natural gas (RNG) and biomass, as well as renewable electricity purchased or generated on site. Answer: FZQI Question: Label the following sentence based on whether it is related to climate. In our outlook for impacts on our clients' business, we employed two scenarios: a static scenario which assumes that no attempt is made to transform the present business structure, and a dynamic scenario under which the business structure is transformed. Answer: 79309 Question: Label the following sentence based on whether it is related to climate. BMO's Chief Risk Officer (CRO) reports directly to the CEO and is head of Enterprise Risk and Portfolio Management and chair of the Risk Management Committee (RMC). The CRO is responsible for providing independent review and oversight of enterprise-wide risks and leadership on risk issues, developing and maintaining a risk management framework and fostering a strong risk culture across the organization. ERPM provides risk management oversight, supporting a disciplined approach to risk-taking for independent transaction approval and portfolio management, policy formulation, risk reporting, stress testing, modelling and risk education. ERPM is responsible for conducting climate change scenario analysis to identify potential risks in BMO's lending portfolio. Answer: FZQI Question: Label the following sentence based on whether it is related to climate. Our Commitment to Transparency in Stewardship Given the growing interest in our stewardship efforts from clients and broader society, we have significantly increased investment stewardship disclosure in 2020, including: - BlackRock Investment Stewardship 2021 Global Principles and market- level voting guidelines: Sets out our stewardship philosophy and our views on corporate governance and sustainable business practices that support long-term value creation by companies. Our market level voting guidelines provide detail on how we implement the principles, taking into consideration local market standards and norms. Together they form the basis for our stewardship activities, including thought leadership, company engagement, and holding companies accountable by voting on management and shareholder proposals. - Our approach to sustainability: Special report on our approach to voting on climate risk and other sustainability topics. - Global quarterly stewardship reports: Case studies on individual engagements and data on the number of companies BIS engaged with during each quarter globally across a range of E, S, and G topics, including COVID-19 related issues. - Global vote disclosures: BIS' vote instructions for individual meetings globally. This record reflects votes at meetings held from July 1st through June 30th of the following year. It is updated quarterly until June 30th each year, when it is superseded by BlackRock's annual Form N-PX filing. - Vote bulletins: Vote bulletins describe our votes and rationales for key complex or high-profile votes. This has included bulletins on votes for more than 50 companies during the 2020 calendar year.31 - Enhanced client reporting: We implemented a new capability through Aladdin to deliver portfolio-specific company engagement reports for our clients. Answer:

FZQI

Question: Label the following sentence based on whether it is related to climate. - For the first time, in 2019 and with the help of external specialists, BNP Paribas performed an assessment, on a sample of clients in its portfolio, of physical risks covering the consequences of climate change (extreme weather events) on the assets of Group clients. Answer: Quben Question: Label the following sentence based on whether it is related to climate. Operational risks Operational risks relate to the losses resulting from inadequate or failed internal processes, people and systems, or due to external events. These risks normally fall within our low-risk appetite level as there is no strategic benefit from accepting the risk and accepting that it is not in line with our vision and values. Answer: 15829 Question: Label the following sentence based on whether it is related to climate. - African Americans, Asians, and Hispanics/Latinos combined make up 13.7% of the aircraft pilots and flight engineers in the U.S. - Women make up 3% of aircraft mechanics and service technicians. Answer: 15829 Question: Label the following sentence based on whether it is related to climate. Ultimately, sustainable growth is also about culture and tone from the top. Leaders across the bank promote our efforts, articulate its importance and champion the work needed to deliver sustainable growth well into the future. Answer: 15829 Question: Label the following sentence based on whether it is related to climate. Emission sources not reported This section of the report details the emission sources on which we have not reported and provides the reasons behind our decisions. Only a minority of the offices we operate directly make use of gas and we have included this in our emissions from combustion of fuel. We do not have distinct data on heat/steam for our other offices as this is most likely embedded in the office service charges that we pay. As a result, we have not currently reported on purchased heat or steam. In future we will devise a methodology to estimate the emissions associated with heating requirements for which we are responsible. Answer: Quben Question: Label the following sentence based on whether it is related to climate. The Group is exposed to multiple risks relating to the conduct of its general insurance business. The following risks noted below are not meant to represent an exhaustive list, but the risks faced by the Group that have been identified by the RMS process:  strategic risk: the risk of not achieving corporate or strategic goals; Answer: 15829 Question: Label the following sentence based on whether it is related to climate. For separate account clients, we make this data available directly to the client upon request. In addition to supporting our clients in considering climate and other sustainability-related risks to which a given fund may be subject, making this data available to our clients supports our clients' abilities to report Greenhouse gas emissions data for their investments. On pages 39 and 40, we provide an example of the product-level disclosure provided to clients. Answer: Quben Question: Label the following sentence based on whether it is related to climate.  The Local Government Coastal Hazard Climate Adaptation Fund ($4 million per annum over three years) was established to assist local councils with the development of coastal hazard adaptation strategies and coastal adaptation pilot projects. In addition, $3 million in funding was provided for the development and implementation of a Queensland Climate Adaptation Strategy, in collaboration with local councils and other key stakeholder groups ($1 million per annum over three years). Answer: Quben Question: Label the following sentence based on whether it is related to climate. By their very nature, these forward-looking statements require assumptions to be made and involve inherent risks and uncertainties, both general and specific. Assumptions about the performance of the Canadian and U.S. economies in 2020, including in the context of the COVID-19 pandemic, and how that affect the Bank's business are among the main factors considered in setting the Bank's strategic priorities and objectives. Answer:

15829

Question: Label the following sentence based on whether it is related to climate. £3 billion (20 per cent) of the Group’s revenue and our customer facing channels to market are mentioned on page 24. Additional technology investments are aimed at improving execution and efficiency in all areas of our business from warehousing, fleet, inventory and customer relationship management to back-office human resources and financial management and reporting systems. Answer: ZKRR Question: Label the following sentence based on whether it is related to climate. CLIMATE CHANGE Climate change presents immediate and long-term risks to Citi and to its clients and customers, with the risks potentially increasing over time. Climate risk can arise from physical risks (risks related to the physical effects of climate change) and transition risks (risks related to regulatory, legal, technological and market changes from a transition to a low- carbon economy). Answer: Modot Question: Label the following sentence based on whether it is related to climate. We want to contribute to the transition to the circular economy. The linear economy is not sustainable: we throw out a great deal (waste and therefore raw materials, experience, social capital and knowledge) and therefore discard value. This is not viable from an economic and ecological perspective. As investor we can ‘direct’ companies and with our network, our scale and our influence we can help the movement towards a circular future (creating a sustainable society) further along. Answer: Modot Question: Label the following sentence based on whether it is related to climate. The Technology and Operations and Enterprise Services teams work with Corporate Sustainability to implement initiatives to reduce the environmental impact of BlackRock's operations. In addition, BlackRock's Business Continuity Management and Disaster Recovery planning, strategy, and crisis management activities are managed by the Business Continuity Management team, which sits within Enterprise Services. Answer: Modot Question: Label the following sentence based on whether it is related to climate. New Chittoor facility During FY20, our eighth manufacturing facility in Chittoor district in Andhra Pradesh was commissioned with Phase I installed capacity of 0.4 million units. The total Phase I investment for setting up the manufacturing facility is around ` 622 crore for a projected 1.8 million units annual capacity. Answer: ZKRR Question: Label the following sentence based on whether it is related to climate. By their very nature, these forward-looking statements require assumptions to be made and involve inherent risks and uncertainties, both general and specific. Assumptions about the performance of the Canadian and U.S. economies in 2020, including in the context of the COVID-19 pandemic, and how that affect the Bank's business are among the main factors considered in setting the Bank's strategic priorities and objectives. Answer: ZKRR Question: Label the following sentence based on whether it is related to climate. In line with this action plan, in 2014 we set the target of “achieving a five-fold increase in value created in terms of climate change countermeasures through the provision of NEC products and services compared to the CO2 emissions from NEC’s supply chain,” and proceeded to carry out initiatives. During fiscal 2019, the value was six times, with a contribution of 33.58 megatons for an mitigation, targeting a reduction of 23 megatons by fiscal 2021, expanding to 50 megatons by fiscal 2031. Moreover, we will reduce CO2 emissions from our own business operations by improving efficiency and shifting to renewable energy. environmental load of 5.62 megatons, representing a significant improvement from 3.5 times in fiscal 2018. This reflects a stronger approach to our suppliers and an increase in provision of disaster measure-related solutions by domestic subsidiaries. Answer: Modot Question: Label the following sentence based on whether it is related to climate. As part of this strategy, over the past few years Bankinter has taken part in pilot projects to develop guidelines and methodologies to analyse the indirect impacts of the financial sector. Answer: ZKRR Question: Label the following sentence based on whether it is related to climate. In order to address stakeholder concerns, we will only provide financing to clients who have projects to reduce materially their overall emissions intensity, and a plan for the company as a whole to have lower emissions intensity than the level of the median global oil producer by the end of the decade. This approach takes into consideration the just transition for the workforce and communities currently dependent on the oil sands industry in Canada. We have been in deep discussions with the government of Canada about this and believe that this position, which it supports, is the right position to adopt and the best way of enabling our clients which have operations in the oil sands to participate in transition. Answer:

Modot

Question: Label the following sentence based on whether it is related to climate. In addition, the impacts of physical and transition climate risks can lead to second order connected risks, which have the potential to affect the Barclays Bank Group’s retail and wholesale portfolios. The impacts of climate change may increase losses for those sectors sensitive to the effects of physical and transition risks. Any subsequent increase in defaults and rising unemployment could create recessionary pressures, which may lead to wider deterioration in the creditworthiness of the Barclays Bank Group’s clients, higher ECLs, and increased charge-offs and defaults among retail customers. Answer: XRFU Question: Label the following sentence based on whether it is related to climate. The main impacts of the 4°C scenario were as follows: • Chronic and acute water stress reduces agricultural productivity in some regions, raising prices of raw materials. • Increased frequency of extreme weather (storms and floods) causes increased incidence of disruption to our manufacturing and distribution networks. • Temperature increase and extreme weather events reduce economic activity, GDP growth and hence sales levels fall. Answer: XRFU Question: Label the following sentence based on whether it is related to climate. £3 billion (20 per cent) of the Group’s revenue and our customer facing channels to market are mentioned on page 24. Additional technology investments are aimed at improving execution and efficiency in all areas of our business from warehousing, fleet, inventory and customer relationship management to back-office human resources and financial management and reporting systems. Answer: Goloz Question: Label the following sentence based on whether it is related to climate. It is also used to identify what are known as emerging risks, in other words risks which could potentially have an adverse impact on the Group’s future performance, although their result and horizontal time frame are uncertain and difficult to predict (for further details see section ‘Emerging risks’ from chapter C. Background and upcoming challenges). Answer: Goloz Question: Label the following sentence based on whether it is related to climate. IAG is exposed to multiple risks relating to the conduct of its general insurance business. The risks noted below are not meant to represent an exhaustive list, but outline those risks faced by IAG that have been identified in IAG's RMS:  strategic risk – the risk of not achieving corporate or strategic goals due to poor business decisions regarding future business plans and strategies and/or a lack of responsiveness to changes in the business environment; Answer: Goloz Question: Label the following sentence based on whether it is related to climate. – Omissions Emissions associated with joint ventures and investments are not included in the emissions disclosure as they fall outside the scope of our operational boundary. We do not have any emissions associated with heat, steam or cooling. We are not aware of any other material sources of omissions from our emissions reporting. Answer: XRFU Question: Label the following sentence based on whether it is related to climate. The investment horizon is between 3 and 15 years, because shorter investment horizons than this risk creating restrictions in the management, which can lead to poorer earnings, in part due to lower liquidity. Evaluation is over a rolling five-year period and the outcome of individual years should be interpreted with caution since strategic positions are taken in the medium term. Answer: Goloz Question: Label the following sentence based on whether it is related to climate. At the start of 2018, we announced a plan to increase our investment in electrification—expected to be over $11 billion by 2022—to substantially increase the number of battery electric vehicles we offer around the world. And we will have more to announce in 2018 as we remain focused on designing smart vehicles for a smart world that help people move more safely, confidently, and freely. Answer: XRFU Question: Label the following sentence based on whether it is related to climate. JPMorgan Chase is committed to reporting on our approach to and performance on a range of environmental and social issues. Our annual Environmental, Social, and Governance Report is one of the principal channels through which we discuss how we are addressing Environmental, Social, and Governance matters that we and our stakeholders view as among the most important to our business. We also strive to support industry-led efforts related to Environmental, Social, and Governance disclosure, such as through our participation on the TCFD. https://am.jpmorgan.com/blob-gim/1383499229069/83456/2018-Global%20Procedures%20and%20Guidelines-FINAL.pdf https://am.jpmorgan.com/blob-gim/1383499229069/83456/2018-Global%20Procedures%20and%20Guidelines-FINAL.pdf Answer:

XRFU

Question: Label the following sentence based on whether it is related to climate. Four years ago, we began to significantly increase our exposure to the credit asset class which now stands at $18.3 billion at the end of 2019. We believe that rotating capital away from low-yielding, long-dated government bonds into higher-yielding credit investments provides for a better return on risk in the current low interest rate environment. Answer: Tutow Question: Label the following sentence based on whether it is related to climate. For example, in 2019 CN spent $0.9 billion on the acquisition of 154 efficient highhorsepower locomotives, as well as fuel conservation practices, such as locomotive shutdowns in yards, streamlined railcar handling, train pacing, coasting and braking strategies. Answer: 82473 Question: Label the following sentence based on whether it is related to climate. We have developed a Climate Policy Position Statement which outlines our role in limiting climate change to well below two degrees and the way in which we will support the transition to a net zero emissions economy by 2050. This includes undertaking a climate scenario analysis and setting a $15 billion target for financing low carbon projects by 2025. Answer: 82473 Question: Label the following sentence based on whether it is related to climate. First microfinance deal in Bulgaria We carried out our first commitment to microfinance in Bulgaria, by guaranteeing up to EUR 700,000 of a EUR 5.1m microcredit portfolio for the JOBS Microfinance Institution. The estimated 320 loans will have a particular emphasis on enterprises created by young entrepreneurs, women, artisans and small-scale farmers. Answer: Tutow Question: Label the following sentence based on whether it is related to climate. In Europe, as new legislative initiatives have been brought in, we have sought to maximize the opportunities for digital dissemination. BlackRock produces approximately 50,000 Undertakings for the Collective Investment in Transferable Securities ('UCITS') Key Investor Information Documents a year in multiple languages and we use our website as our primary delivery mechanism. We have also consistently advocated for key information disclosure documents, including UCITS, packaged retail investment, and insurance-based investment products and pan European personal pension products to be designed on a digitally friendly basis rather than on a paper basis.65 Answer: Tutow Question: Label the following sentence based on whether it is related to climate. The risk of credit loss or non-financial risks, such as reputational damage, arising from environmental, social and governance (ESG) issues, including climate change. While a key component of ESG risk arises indirectly from the financial services we provide to our customers, it can also result directly from our own operations. Answer: 82473 Question: Label the following sentence based on whether it is related to climate. The very high-risk categories encompass risk exposure to counterparties mainly in Central Asia and Turkey and several countries outside the Bank's regions (mainly in the Gulf). The risk assessment is done based on the key risk counterparty. In particular, where a project has a guarantee, the physical risk assessment is based on the guarantor, which is considered to be the key risk party in such circumstances. Answer: 82473 Question: Label the following sentence based on whether it is related to climate. International political, social and economic risks Equinor has international interests located in regions where political, social and economic instability could adversely affect Equinor’s business. Equinor has assets and operations located in diverse regions globally where potentially negative economic, social, and political developments could occur. These political risks and security threats require continuous monitoring. Uncertainty exists around the UK`s exit from the EU and the potential market impact. Answer: Tutow Question: Label the following sentence based on whether it is related to climate. In addition to e-learning modules on sectoral policies, available in eight languages, 12 interactive sessions (including methodology reviews and case studies) were organised to help employees improve their understanding and grasp of existing tools. Answer:

Tutow

Question: Label the following sentence based on whether it is related to climate. 4.3.4 Methods of stakeholder engagement are flexible and can be tailored according to different objectives. They may include surveys, meetings, written communication or any other channels, depending on the types of stakeholders. Given the areas of concerns and expectations may change over time, engagement should be an iterative process. Answer: UWPX Question: Label the following sentence based on whether it is related to climate. Each presentation includes the following: an overview of the business group, shortand long-term financial performance and goals, an assessment of portfolio growth opportunities, and strategic priorities to drive our Value Model. Answer: UWPX Question: Label the following sentence based on whether it is related to climate. 8 Climate change Climate change due to global warming could cause various damages, including flooding, landslide disasters caused by abnormal weather conditions such as concentrated torrential rains. Severe heat, heavy snowfall and drought due to unseasonable weather changes, water resources, and loss of biodiversity could also be expected to arise from climate change. Answer: CVSM Question: Label the following sentence based on whether it is related to climate. $15-20 billion in projected savings for the banking sector by 2022 thanks to blockchain technology* in manufacturing efficiency over the next five years, contributing $500 billion in annual added value to the global economy. To helps its clients secure these benefits, Capgemini offers a Digital Manufacturing service line that improves efficiencies and productivity through smart, connected services (see page 60). Answer: UWPX Question: Label the following sentence based on whether it is related to climate. We aim to promote equal opportunities by inspiring underrepresented groups to take up STEM fields by exposing them to aviation employment options and opportunities. By fueling the pipeline today through our support of educational initiatives and STEM programs, we will help to ensure more diverse perspectives in the hangars and boardrooms of the future. Answer: UWPX Question: Label the following sentence based on whether it is related to climate. We have enhanced our Environmental, Social, and Governance heat map to include proxy climate risk metrics. This heat map is available to our analysts and fund managers and updated on a monthly basis. It includes a composite carbon exposure metric based on the carbon-intensity of business activities, the extent of operations in jurisdictions with stringent carbon emissions regulations and the quality of a company’s carbon management. We targeted a £500 million annual investment in low-carbon infrastructure from 2015-2020, and an associated carbon saving target of 100,000 CO2e tonnes annually. In 2017, we signed £527.5 million of new investment into wind, solar, biomass and energy efficiency. Aviva holds over £744 million in green bonds. Answer: CVSM Question: Label the following sentence based on whether it is related to climate. Another loan went to REC Solar, where DNB and three other banks financed a green loan of USD 150 million related to solar panels that are 20 per cent more efficient than traditional panels. The sustainable product framework will be updated in 2020 to include more products, and will also be adapted to the EU's coming classification system for sustainable economic activities (taxonomy) as this is further developed. Answer: CVSM Question: Label the following sentence based on whether it is related to climate. Considering the expectations and perspectives of our stakeholders, for the purpose of strengthening our environmental and societal considerations in making investment and financing decisions, we previously established a policy on initiatives involving sectors which have a high possibility of contributing to adverse environmental and social impacts. In April 2020, to more thoroughly reflect the tenets of our Human Rights Policy and Environmental Policy, we revised the policy to be comprehensive in prohibiting investment and financing in such initiatives regardless of sector, as well as points of caution ('Environmental and Social Management Policy for Financing and Investment Activity'). (Figures 13 and 14) Answer: CVSM Question: Label the following sentence based on whether it is related to climate. Plants. This methodology is forward-looking and uses the IEA's 2 C scenario. This has allowed the Group to set target and transition away from coal power generation and extraction. Output from this analysis shows that the credit portfolio in these two sectors is aligned and below a 2 C scenario. - Societe Generale has also tested a credit portfolio alignment methodology developed by the 2 C Investing Answer:

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Question: Label the following sentence based on whether it is related to climate. In addition, the transition to a decarbonized society carries with it the risk of greenhouse gas emission regulations, such as the introduction and strengthening of a carbon tax, and technological improvements or rapid development of renewable energy technologies. There is a possibility that this shift could adversely affect the business performance and financial condition of the Company and its consolidated subsidiaries, especially those engaged in fossil fuel-related business. The likelihood of these climate-related risks is largely dependent on the status of efforts to prevent climate change under the Paris Agreement. Answer: 49400 Question: Label the following sentence based on whether it is related to climate. It is also used to identify what are known as emerging risks, in other words risks which could potentially have an adverse impact on the Group’s future performance, although their result and horizontal time frame are uncertain and difficult to predict (for further details see section ‘Emerging risks’ from chapter C. Background and upcoming challenges). Answer: 85535 Question: Label the following sentence based on whether it is related to climate. More than $1 trillion in green bonds have been issued since these securities first emerged in 2007, according to research company BloombergNEF.18 BlackRock is heavily involved in and supportive of the green bond market. Answer: 49400 Question: Label the following sentence based on whether it is related to climate. The Group Compliance SU (CPLE) is responsible for the definition and consistency of the compliance risk prevention and control framework, and for coordinating the framework aimed at preventing, identifying, assessing and controlling reputational risk across the entire Group. Answer: 85535 Question: Label the following sentence based on whether it is related to climate. The EIB also supports innovative investment funds that are tackling adaptation challenges. A new fund called CRAFT, the Climate Resilience and Adaptation Finance & Technology Transfer Facility, is developing new technologies and specialised services to help developing countries address droughts, bad weather, disease, wind and solar energy. The European Investment Bank invested $30 million in CRAFT and also deployed €5 million via the Luxembourg-EIB Climate Finance Platform as risk capital that catalyses more money by drawing in private investors. Answer: 49400 Question: Label the following sentence based on whether it is related to climate. It is essential that risk assessment and risk-informed decision-making is integrated across all levels of our organization - from the board of directors through oversight of the risk management policy and program to executive leadership through the Risk Management Committee and to business operations. Answer: 85535 Question: Label the following sentence based on whether it is related to climate. Future work Climate continues to be high up on AP2's agenda and the implementation of Task Force on Climate-related Financial Disclosures is part of the Fund's on-going work. In 2020 focus will be on implementing the new sustainability strategy with a strong focus on climate. Among other things, the Fund is further developing its internal indices with a sustainability profile with the ambition of complying with the criteria of EU Paris Aligned Benchmark. Asset management works actively, in different ways, to include climate risks and opportunities in its analyses and to find investment opportunities for different asset classes. Integrating climate analysis into the overall ALM analysis will continue to be develo- ped. The Fund also intends to further develop views on what are significant climate risks and opportunities for more asset classes/sectors/ geographies and their time horizons. Answer: 49400 Question: Label the following sentence based on whether it is related to climate. We may be subject to unionization, work stoppages, slowdowns or increased labor costs and the unionization of the Company’s pilots and inflight crewmembers could result in increased labor costs. Our business is labor intensive and the unionization of any of our crewmembers could result in demands that may increase our operating expenses and adversely affect our financial condition and results of operations. Any of the different crafts or classes of our crewmembers could unionize at any time, which would require us to negotiate in good faith with the crewmember group’s certified representative concerning a collective bargaining agreement. In addition, we may be subject to disruptions by unions protesting the non-union status of our other crewmembers. Any of these events would be disruptive to our operations and could harm our business. Answer: 85535 Question: Label the following sentence based on whether it is related to climate. Metrics and Targets Scotiabank sets, monitors and reports on climate change related performance and targets annually in Scotiabank's Sustainable Business Report. The Bank also reports to Carbon Disclosure Project (formerly the Carbon Disclosure Project). As part of Scotiabank's Climate Commitments, the Bank is tracking the initiatives that underlie its commitment as part of the metrics and targets it has adopted pursuant to these Commitments. Answer:

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Question: Label the following sentence based on whether it is related to climate. The current model for financing renewables is an example of inefficient distribution of effort, since, even though the electricity sector accounts for only around 25% of energy consumption, it is the electricity consumers who bear most of these costs (more than 80% in Portugal and Spain). This effect distorts competition among the various energy vectors, limiting electrification and penalizing consumers who are most dependent on this energy vector. Answer: 44808 Question: Label the following sentence based on whether it is related to climate. Prior to submission to the Board of Directors for final approval, investment decisions are reviewed by the EBRD Investment Committee (OpsCom). OpsCom is chaired by the First Vice President and Head of Client Services Group and includes representatives of all relevant functions involved in the business activity, including Banking, Legal, Risk Management, and the Economics, Policy and Governance team looking after the mandated objectives of the EBRD. Answer: Corij Question: Label the following sentence based on whether it is related to climate. Concerns regarding global climate change may result in more international, regional and/or federal requirements to reduce or mitigate global warming and these regulations could mandate even more restrictive standards than the voluntary commitments that we have made or require such changes on a more accelerated timeframe. There continues to be a lack of consistent climate legislation, which creates economic and regulatory uncertainty. Such regulatory uncertainty extends to future incentives for energy efficient buildings and vehicles and costs of compliance, which may impact the demand for our products, obsolescence of our products and our results of operations. Answer: 44808 Question: Label the following sentence based on whether it is related to climate. The Group is exposed to multiple risks relating to the conduct of its general insurance business. The following risks noted below are not meant to represent an exhaustive list, but the risks faced by the Group that have been identified by the RMS process:  strategic risk: the risk of not achieving corporate or strategic goals; Answer: Corij Question: Label the following sentence based on whether it is related to climate. Thus, the Board of Directors, upon recommendation of its Compensation & Governance Committee, and following a comparative review of national, European and industry practices, decided to maintain unchanged, for 2018, the Chief Executive Off icer’s target annual variable compensation, at €1.45 million, i.e. 100% of the amount of his annual fixed compensation. Answer: Corij Question: Label the following sentence based on whether it is related to climate. Limited transportation infrastructure risks The profitability of Equinor’s oil and gas production in a remote area may be affected by an infrastructure constraint Equinor's ability to commercially exploit discovered petroleum resources will depend, among other factors, on infrastructure to transport oil and gas to potential buyers at a commercial price. Oil is transported by vessels, rail or pipelines to refineries, and natural gas by pipeline or vessels (for liquefied natural gas) to processing plants and end users. Equinor may be unsuccessful in its efforts to secure transportation and markets for all its potential production. Answer: 44808 Question: Label the following sentence based on whether it is related to climate. CLIMATE SOLUTIONS change. “When we think about livelihoods at risk from climate change impacts, we know that people living in developing countries, and especially the least-developed countries and small island states, are often most vulnerable and yet have the fewest financial resources to adapt,” says chief climate change expert Nancy Saich. Answer: 44808 Question: Label the following sentence based on whether it is related to climate. The Group Compliance SU (CPLE) is responsible for the definition and consistency of the compliance risk prevention and control framework, and for coordinating the framework aimed at preventing, identifying, assessing and controlling reputational risk across the entire Group. Answer: Corij Question: Label the following sentence based on whether it is related to climate. BNP Paribas work together withe banks having signed the Katowice Commitment to test and recom- mend to test and recommend ways to improve the general methodology developed by the 2 Degrees Investing Initiative. Answer:

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Question: Label the following sentence based on whether it is related to climate. Impacts of Risks are consequences of risks, both quantitative and qualitative. There may be many consequences of risks manifesting, such as a reduction in earnings and capital, liquidity outflows, and fines or penalties, or qualitative impacts such as reputation damage, loss of clients and customers, and regulatory and enforcement actions. Answer: Lewod Question: Label the following sentence based on whether it is related to climate. 4. While Canadian financial regulations are considered to be best in kind, they may pose an obstacle for financial institutions in adapting to the fintech ecosystem. The study found that there is a growing disconnect between regulations and the latest technological advances. Current regulations make it difficult for Financial Firms to undertake the low-level, rapid experimentation required to develop safe, useful fintech products and services. Answer: Lewod Question: Label the following sentence based on whether it is related to climate. Environmental, Social, and Governance Data Factory S&P Global's cross divisional effort to identify opportunities and risks in Environmental, Social, and Governance is supported by a common data and technology backbone. Environmental, Social, and Governance Data Factory feeds S&P Global's Environmental, Social, and Governance offerings. Data sets include public- and private- company data, asset level Answer: 25347 Question: Label the following sentence based on whether it is related to climate. Risks to the Group’s reputation Risks include acts or omissions by the Group or any of its employees that could damage the Group’s reputation or lead to a loss of trust among its stakeholders. Every risk type has potential consequences for Zurich’s reputation. Effectively managing each risk type supports preventing adverse reputation outcomes. Answer: Lewod Question: Label the following sentence based on whether it is related to climate. Climate change-related risks may also adversely impact the value of the securities that we hold or lead to increased credit risk of other counterparties we transact business with, including reinsurers. In addition, our reputation or corporate brand could be negatively impacted as a result of changing customer or societal perceptions of organizations that we either insure or invest in due to their actions (or lack thereof) with respect to climate change. We cannot predict the long-term impacts of climate change on our business and results of operations. Answer: 25347 Question: Label the following sentence based on whether it is related to climate. In our Electricity Transmission business, we propose £1.35 billion of expenditure to connect new generation and transport electricity across the country to where it is consumed, connect us to neighbouring electricity markets and support the Electricity System Operator in being able to operate a zero-carbon electricity system by 2025. Whilst consistent with Ofgem’s business plan criteria, we recognise that these investments alone are insufficient to deliver net zero targets and have therefore proposed whole system options to accelerate progress towards net zero, for example through ultra-rapid vehicle charging at motorway service areas. As the optimal path to achieving net zero is unclear, we developed a series of uncertainty mechanisms that allow our plans to flex to deliver against the range of low-carbon system developments our customers could bring forward. Answer: 25347 Question: Label the following sentence based on whether it is related to climate. In addition, to the physical risks mentioned previously, rising temperatures could cause an increase in our operation and maintenance costs. Rising temperatures are associated to the reduction of the cycle efficiency of our turbines, a reduction of efficiency in solar photovoltaic modules, lower efficiency in wind facilities and higher consumption of chemicals used for operational purposes in our desalination plants, among others. Answer: 25347 Question: Label the following sentence based on whether it is related to climate. In this document, section 4.3.1.3 (1) Financing and Investment Transactions Prohibited Regardless of Sector lists projects for which we prohibit any financing or investment. Sections 4.3.1.3 (2) Financing and Investment Transactions which Require Additional Due Diligence Regardless of Sector and 4.3.1.3 (3) Policies on Specific Industrial Sectors describe our practices for determining whether to engage in transactions with clients/projects in subject sectors, accounting for the degree to which the client has taken steps to avoid or mitigate risk and other due diligence as appropriate, based on the characteristics of the services we are providing. Answer: Lewod Question: Label the following sentence based on whether it is related to climate. We have developed two new portfolio metrics to provide greater transparency to the alignment of our power generation and commercial building portfolios with climate scenarios. These two sectors were chosen because electricity generation is responsible for around a third of Australia's national emissions with the non-residential buildings sector among the largest final end users of electricity. Supporting our customers' efforts to decarbonise the electricity supply and reduce the energy needs of commercial buildings will be key focus areas for ANZ over the coming decades. Answer:

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Question: Label the following sentence based on whether it is related to climate. In 2019, we invested a total of R$ 72.4 million in the Energy Efficiency Program, which adheres to ANEEL's regulatory guidelines. The projects we developed have saved approximately 40,000 MWh of energy, enough to serve around 17,000 residential customers for one year. This saved volume also represents emissions of 2,825 tons of CO Answer: ARUZ Question: Label the following sentence based on whether it is related to climate. – Omissions Emissions associated with joint ventures and investments are not included in the emissions disclosure as they fall outside the scope of our operational boundary. We do not have any emissions associated with heat, steam or cooling. We are not aware of any other material sources of omissions from our emissions reporting. Answer: ARUZ Question: Label the following sentence based on whether it is related to climate. Å Our commitment for renewable energy to comprise at least 20% of our energy portfolio in 2022 with the help of our Energy Transition Fund. This fund focuses on investment opportunities in projects and companies that are helping to accelerate the energy transition and has scope to grow to over EUR 200 million; Answer: ARUZ Question: Label the following sentence based on whether it is related to climate. Reputation: In managing our reputation we seek to avoid the loss of credibility due to internal or external factors. Many types of risk have the potential to negatively impact our corporate reputation. Internal business practices, or those of our business partners or the companies in which we invest, may generate reputation harm. Consequences include diminished brand efficacy in commercial markets, impeding our ability to execute our strategy and our status as investor, partner and employer of choice. Answer: 12880 Question: Label the following sentence based on whether it is related to climate. Should there be any local special conditions that are not sufficiently addressed by the group or parent strategy, the AI should either raise them with the group or parent for a possible solution or address them locally. In this regard, communication channels should be in place to facilitate the process. Answer: 12880 Question: Label the following sentence based on whether it is related to climate. This is due to the diversity of our business. The scope and range of our products make it impossible to calculate a single production figure and our financial results are affected by commodity prices and foreign exchange rates, which are outside our control. As a result of the nature of the exploration, development and production cycle, our CO2 emissions do not necessarily correlate to our employee headcount. Answer: ARUZ Question: Label the following sentence based on whether it is related to climate. We have been investing in videoconferencing and remote working capabilities as part of our IT Transformation Programme. Videoconferencing is integrated into our online collaboration platforms, enabling colleagues to join virtual meetings anytime, anywhere. Our teams can run webcasts with up to 500 participants. Answer: 12880 Question: Label the following sentence based on whether it is related to climate. This strategic plan is based on a number of assumptions, in particular relating to the macroeconomic environment and the development of activities. Failure to achieve these objectives or the occurrence of unexpected events could compromise the achievement of the strategic plan and have a material adverse effect on the Group's business, results of operations and financial position. Answer: 12880 Question: Label the following sentence based on whether it is related to climate. Our new policy measures outlined on page 1 will play a key role in shaping our portfolio over the coming years and help ensure we stay on track to meet our longer term goal. Answer:

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