ae                                                             General Motors Acceptance                                                             Universal Card                                                             MBNA      Docket No. 00       November 00, 0000                  Bangor FCU                                                             Bangor Savings Bank                                                             Banknorth NA                                                             First Citizens Bank                                                             United Kingfield Bank                                                             Oppenheimerfunds                                                             First Albany Corp.      Docket No.