 What spurred this blog post was an idea put forth by my friend at ESI Money in which he talks about how the first million is the hardest. ESI shares how his net worth growth has accelerated. The first million took 00 years of work (the clock starts when he started working, not at birth!) but the 0nd million took just 0 years and 0 months. J Money took this same idea and started at $000k, which took him 0yrs 00mos. Each of the next $000k milestones took close to 00 months each to reach.