 Mikael J. Hugenberg, a Minor; Jack Hugenberg; Susan Hugenberg; Randy Dauwe; Thomas Honebrink; and The Highland Cemetery, Appellees. Donald Fritz; Peggy Fritz; and Bradley J. Fritz, a Minor, by and through his Parents, Donald and Peggy Fritz, Appellants v. West American Insurance Company/Ohio Casualty Group; Mikael J. Hugenberg, a Minor; Jack Hugenberg; Susan Hugenberg; Randy Dauwe; Thomas Honebrink; and The Highland Cemetery, Appellees. Donald Fritz; Peggy Fritz; and Bradley J. Fritz, a Minor, by and through his Parents, Donald and Peggy Fritz, Appellants v. Liberty Mutual Insurance Company; Mikael J. Hugenberg, a Minor; Jack Hugenberg; Susan Hugenberg; Randy Dauwe; Thomas Honebrink; and The Highland Cemetery, Appellees. 