 "In order to recover for loss arising out of the failure of an insurance agent to obtain insurance coverage, the plaintiff must prove: (0) an undertaking or agreement by the insurance agent to procure insurance; (0) failure of the agent to use reasonable diligence in attempting to place the insurance and failure to notify the client promptly if he has failed to obtain the insurance; and (0) the actions of the agent warranted an assumption by the client that he was properly insured." 