private BigDecimal calculateAvailableWeeklyTotal(BudgetBreakdown breakdown, BigDecimal totalMoneyAvail) {
        return (breakdown.getBudgetType().equals(ANNUAL)) ?
                totalMoneyAvail.divide((ANNUAL_DIVISIBLE_WEEKS), 2, RoundingMode.HALF_UP) :
                totalMoneyAvail.divide((MONTHLY_DIVISIBLE_WEEKS), 2, RoundingMode.HALF_UP);
    }