Isebenza kanjani i-Fundisa?Ngonyaka nonyaka uzothola ibhonasi engumvuzo wokonga imali yemfundo yengane. Inani lebhonasi lingaze lifike ku-25% (ikota eyodwa) wemali oyongayo ngonyaka owodwa, ukufinyelela kumkhawulo ka-R600 ngengane iyinye.Lokhu kusho ukuthi uma wonga u-R100 ngenyanga kuze kuphele unyaka (u-R1 200 ngonyaka), uzothola omunye u-R300 ngonyaka, okuyimali yokukhokhela imfundo yengane yakho.Akukho mkhawulo obekiwe maqondana nesibalo sabantu (abatshali-zimali) abangabeka imali beyibekela umfundi oyedwa. Kodwa-ke inani elikhulu kunawo wonke lebhonasi engabekelwa umfundi ngamunye ngonyaka ngu-R600 ngisho noma ngabe kuthiwa bangaki abatshali-zimali ababekela lowo mfundi imali.Ukuze umtshali-zimali athole ibhonasi enkulu kunayo yonke, okungu-R600, lowo mtshali-zimali kudingeka onge imali engu-R2 400 seyiyonke kulowo nyaka.Uhulumeni kanye nezinkampani zama-unit trust sebevumelene ngokuthi bazoxhasa iprojekthi esahlolwa (pilot) yeminyaka engu-3 ukuze babone ukuthi nizimisele yini ngokonga imali yemfundo yezingane zenu. Ngakho-ke ibhonasi inikezwa abatshali-zimali ngendlela yokuthi ofike kuqala kube nguye othola umvuzo kuqala. Labo okube ngabokuqala ukonga imali kwi-akhawunti ye-Fundisa Fund yibo abazoba ngabokuqala ukuthola lowo mvuzo, ngenxa yokuthi imali ebekelwe amabhonasi kule projekthi esahlolwa inomkhawulo.Le mali yebhonasi akuyona eyakho – yilowo mfundi ombekela ukuthi afunde ngayo kuphela ongayisebenzisa.Uma ufuna ukuyikhipha imali yakho kwi-akhawunti ye-Fundisa Fund ungayikhipha, kodwa-ke ngeke ukwazi ukuyithola ibhonasi ka-25% obukade uzoyithola. Kuzothatha izinsuku ezimbili zokusebenza ngaphambi kokuba ukwazi ukuthola imali yakho kwinkampani yama-unit trust noma kwibhangi owavula kulo i-akhawunti yakho ye-Fundisa Fund, uma kunesidingo ngempela sokuthi uyikhiphe imali yakho.Uma lowo mfundi ekhetha ukungaqhubeki nokufunda, ngeke ukwazi ukuyithola ibhonasi ngaphandle uma ubuye wakhetha omunye umfundi ukuthi athathe indawo yalowo.Uma le bhonasi сialis generique ingasetshenziselwanga ukukhokhela izifundo zanoma imuphi umfundi, ngeke ukwazi ukuyithola.-->Back to previous page Isebenza kanjani i-Fundisa?Ngonyaka ka-2007 uHulumeni kanye nezinkampani ezingamalungu e-ASISA bavuma ukweseka iphrojekthi yokulinga yeminyaka emi-3 ukuhlola ukuthi ingabe abazali kanye nababheki babefuna yini ukulondolozela imfundo ephakeme yezingane zabo. Kulandela impumelelo yephrojekthi yokulinga, ababambiqhaza balo mzamo, okunguMnyango Wezemfundo Ephakeme Nokuqeqesha, i- National Student Financial Aid Scheme (NSFAS) kanye ne-Association for Savings and Investment South Africa (ASISA) bavumile ukuthatha lomzamo wokulondoloza bawuse ezingeni elilandelayo bese bethula isigaba sesibili seFundisa ngomhla ka-1 Mashi 2013.Kusukela ngomhla ka-1 Mashi 2013, ukuphenywa kwesimo sezimali semali engenayo emndenini nonyaka sika-R180 000 noma ngaphansi, kuzosebenza emindenini yabo bonke abafundi yabo bonke abafundi abafuna ukuvula i-akhawunti yeSikhwama seFundisa.Uma umtshali zimali engahlobene nomfundi, uphenyo lokuhlola isimo semali angeke lusebenze kumtshali zimali, lusebenza kuphela emndenini womfundi. Nanoma ngubani usangayitshala imali egameni lomfundi, uma kungukuthi umfundi uvela emndenini ohola ngaphansi kuka-R180 000 ngonyaka.Abahola amaholo aphezulu bayakhuthazwa ukuthi batshale izimali egameni lezingane ezivela emindenini enemali engenayo futhi lapho-ke uphenyo lokuhlola isimo angeke lusebenze kubatshali zimali. Isikhwama futhi senzelwe ukubandakanya abaqashi abangathanda ukunikezela i-Fundisa njengenzuzo kubasebenzi abangena ngaphansi kophenyo lokuhlola isimo sezimali.I-akhawunti yomtshali mali izothola ibhonasi ngonyaka ngamunye njengomvuzo wokulondolozela imfundo yengane. Inani lebhonasi lingaba lining ngangama-25% (ikwata eyodwa) yemali elondoloziwe ngonyaka ngamunye, ukungeqi ku-R600 ngengane ngayinyeLokhu kusho ukuthi uma ulondoloza u-R100 ngenyanga isikhathi esiwunyaka (R1200 ngonyaka), uzothola omunye uR300 ngonyaka yokukhokhela imfundo yengane yakho.Ibhonasi ayinagaranti futhi inikezwa abatshali zimali ‘ngokuthi ubani ofike kuqala, nguyena ozothola umvuzo kuqala’. Uma nje imali isekhona emalini ebekelwe ibhonasi izonikezwa ngonyaka emalini elondolozelwe abafundi abaphasile ekuhlolweni kwesimo sezimali. Ibhonasi ixhaswe ngeminikelo kaHulumeni neyengxenye ezimele kanti bobabili Umnyango Wezemfundo Ephakeme Nokuqeqesha ne-ASISA basazibophezele ku-Fundisa.Lokhu kuhlolwa kwesimo sezimali angeke kusebenze emindenini yabafundi abavula ama-akhawunti e-Fundisa ngaphambi komhla ka-1 Mashi 2013. Izinkokhelo zebhonasi yonyaka kuzoqhutshekwa nokukhokhelwa laba batshali zimali. Onke amabhonasi kulaba batshali zimali azohlonishwa uma kungukuthi umfundi ubhalisa esikhungweni semfundo ephakeme kahulumeni uma isikhathi sesifika sokuthi umfundi abhalisele imfundo yakhe ephakeme. Izinkokhelo zebhonasi eziya kulaba bafundi imindeni yabo engangeni ngaphansi kokuhlolwa kwesimo semali izoxhaswa ngemali yebhonasi etholakale kumalungu e-ASISA.Akunamkhawulo enombolweni yabantu (abatshali zimali) abangalondoloza egameni lomfundi oyedwa. Kodwa-ke, imali enkulu kunayo yonke engakhokhelwa lom fundi ngonyaka njengebhonasi u-R600 akukhathalekile ukuthi inombolo yabatshali zimali ingakanani.Imali yebhonasi akusiyona eyomtshali zimali –ingasetshenziswakuphela ngumfundi umtshali zimali akayilondolozelayoUma ufuna ukukhipha imali yakho ku-akhawunti yeSikhwama se-Fundisa ungayikhipha, kodwa uzolahlekelwa yibhonasi ka-25% ozobe uwutholile. Kuzothatha izinsuku ezimbili zokusebenza ukuthi uthole imali yakho enkampanini yama-unit trust noma ebhange lapho owavula khona i-akhwunti yakho yeSikhwama seFundisa, uma udinga ukuthatha imali yakho.Uma umfundi ekhetha ukungaqhubeki nokufunda, uzolahlekelwa yimali yebhonasi ngaphandle uma ukhetha omunye umfundi ukuthi angene endaweni yakheUma ibhonasi ingasetshenziselwa ukukhokhela izifundo zananoma yimuphi umfundi izokulahlekela-ke
