"""EU compliance rules for marketing materials""" EU_RULES = { "required_disclaimers": [ { "type": "risk_warning", "text": ["investment involves risk", "you could lose your invested capital", "past performance is not a reliable guide to future performance"], "severity": "high", "languages": ["en"] # expand for other EU languages }, { "type": "regulatory_information", "text": ["regulated by", "authorized under EU regulations"], "severity": "high", "languages": ["en"] }, { "type": "costs_disclosure", "text": ["fees and charges apply", "view our fee schedule"], "severity": "medium", "languages": ["en"] } ], "prohibited_terms": [ { "term": "assured returns", "variations": ["guaranteed returns", "secure profit", "guaranteed profit"], "severity": "high", "context_check": True }, { "term": "no losses", "variations": ["cannot lose", "risk free", "safe investment"], "severity": "high", "context_check": True }, { "term": "guaranteed performance", "variations": ["assured performance", "secured returns"], "severity": "high", "context_check": True } ], "channel_specific_rules": { "email": { "required": ["unsubscribe option", "company information"], "character_limit": None, "gdpr_compliance": True }, "social": { "required": ["#ad", "#promotion"], "risk_warning_placement": "visible without clicking" }, "print": { "required": ["full risk warning", "company details"], "font_size_minimum": "9pt", "prominence": "clearly legible" } }, "risk_scoring": { "missing_disclaimer": 4, "prohibited_term": 5, "misleading_statement": 4, "risk_thresholds": { "low": 3, "medium": 6, "high": 9 } }, "mifid_requirements": { "fair_presentation": { "required": ["balanced view", "prominent risk warnings"], "prohibited": ["emphasize benefits without risks"] }, "target_market": { "required": ["clear target market identification"], "prohibited": ["mass marketing of professional products"] } } }