Account_status,Duration,Credit_history,Purpose,Credit_amount,Savings_bonds,Present_employment_since,Installment_rate,Other_debtors_guarantors,Resident_since,Property,Age,Other_installment_plans,Housing,Existing_credits,Job,People_maintenance_for,Telephone,Foreign_worker,Credit_risk,Gender < 0 DM,6,critical account / other credits existing (not at this bank),radio / television,1169,unknown / no savings account,>= 7 years,4,none,4,real estate,67,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,48,existing credits paid back duly till now,radio / television,5951,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,22,none,own,1,skilled employee / official,1,none,yes,BAD,Male no checking account,12,critical account / other credits existing (not at this bank),education,2096,< 100 DM,4 <= ... < 7 years,2,none,3,real estate,49,none,own,1,unskilled - resident,2,none,yes,GOOD,Female < 0 DM,42,existing credits paid back duly till now,furniture / equipment,7882,< 100 DM,4 <= ... < 7 years,2,guarantor,4,building society savings agreement / life insurance,45,none,for free,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,24,delay in paying off in the past,car (new),4870,< 100 DM,1 <= ... < 4 years,3,none,4,unknown / no property,53,none,for free,2,skilled employee / official,2,none,yes,BAD,Female no checking account,36,existing credits paid back duly till now,education,9055,unknown / no savings account,1 <= ... < 4 years,2,none,4,unknown / no property,35,none,for free,1,unskilled - resident,2,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,furniture / equipment,2835,500 <= ... < 1000 DM,>= 7 years,3,none,4,building society savings agreement / life insurance,53,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,36,existing credits paid back duly till now,car (used),6948,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,35,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,radio / television,3059,>= 1000 DM,4 <= ... < 7 years,2,none,4,real estate,61,none,own,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,30,critical account / other credits existing (not at this bank),car (new),5234,< 100 DM,unemployed,4,none,2,car or other,28,none,own,2,management / self-employed / highly qualified employee / officer,1,none,yes,BAD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),1295,< 100 DM,< 1 year,3,none,1,car or other,25,none,rent,1,skilled employee / official,1,none,yes,BAD,Male < 0 DM,48,existing credits paid back duly till now,business,4308,< 100 DM,< 1 year,3,none,4,building society savings agreement / life insurance,24,none,rent,1,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,1567,< 100 DM,1 <= ... < 4 years,1,none,1,car or other,22,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,24,critical account / other credits existing (not at this bank),car (new),1199,< 100 DM,>= 7 years,4,none,4,car or other,60,none,own,2,unskilled - resident,1,none,yes,BAD,Female < 0 DM,15,existing credits paid back duly till now,car (new),1403,< 100 DM,1 <= ... < 4 years,2,none,4,car or other,28,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,24,existing credits paid back duly till now,radio / television,1282,100 <= ... < 500 DM,1 <= ... < 4 years,4,none,2,car or other,32,none,own,1,unskilled - resident,1,none,yes,BAD,Male no checking account,24,critical account / other credits existing (not at this bank),radio / television,2424,unknown / no savings account,>= 7 years,4,none,4,building society savings agreement / life insurance,53,none,own,2,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,30,no credits taken / all credits paid back duly,business,8072,unknown / no savings account,< 1 year,2,none,3,car or other,25,bank,own,3,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,car (used),12579,< 100 DM,>= 7 years,4,none,2,unknown / no property,44,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male no checking account,24,existing credits paid back duly till now,radio / television,3430,500 <= ... < 1000 DM,>= 7 years,3,none,2,car or other,31,none,own,1,skilled employee / official,2,yes,yes,GOOD,Female no checking account,9,critical account / other credits existing (not at this bank),car (new),2134,< 100 DM,1 <= ... < 4 years,4,none,4,car or other,48,none,own,3,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,6,existing credits paid back duly till now,radio / television,2647,500 <= ... < 1000 DM,1 <= ... < 4 years,2,none,3,real estate,44,none,rent,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,10,critical account / other credits existing (not at this bank),car (new),2241,< 100 DM,< 1 year,1,none,3,real estate,48,none,rent,2,unskilled - resident,2,none,no,GOOD,Female 0 < ... < 200 DM,12,critical account / other credits existing (not at this bank),car (used),1804,100 <= ... < 500 DM,< 1 year,3,none,4,building society savings agreement / life insurance,44,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,10,critical account / other credits existing (not at this bank),furniture / equipment,2069,unknown / no savings account,1 <= ... < 4 years,2,none,1,car or other,26,none,own,2,skilled employee / official,1,none,no,GOOD,Female < 0 DM,6,existing credits paid back duly till now,furniture / equipment,1374,< 100 DM,1 <= ... < 4 years,1,none,2,real estate,36,bank,own,1,unskilled - resident,1,yes,yes,GOOD,Female no checking account,6,no credits taken / all credits paid back duly,radio / television,426,< 100 DM,>= 7 years,4,none,4,car or other,39,none,own,1,unskilled - resident,1,none,yes,GOOD,Female >= 200 DM,12,all credits at this bank paid back duly,radio / television,409,>= 1000 DM,1 <= ... < 4 years,3,none,3,real estate,42,none,rent,2,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,7,existing credits paid back duly till now,radio / television,2415,< 100 DM,1 <= ... < 4 years,3,guarantor,2,real estate,34,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,60,delay in paying off in the past,business,6836,< 100 DM,>= 7 years,3,none,4,unknown / no property,63,none,own,2,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,business,1913,>= 1000 DM,< 1 year,3,none,3,real estate,36,bank,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,furniture / equipment,4020,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,27,stores,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,car (new),5866,100 <= ... < 500 DM,1 <= ... < 4 years,2,none,2,car or other,30,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),business,1264,unknown / no savings account,>= 7 years,4,none,4,unknown / no property,57,none,rent,1,unskilled - resident,1,none,yes,GOOD,Female >= 200 DM,12,existing credits paid back duly till now,furniture / equipment,1474,< 100 DM,< 1 year,4,none,1,building society savings agreement / life insurance,33,bank,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male 0 < ... < 200 DM,45,critical account / other credits existing (not at this bank),radio / television,4746,< 100 DM,< 1 year,4,none,2,building society savings agreement / life insurance,25,none,own,2,unskilled - resident,1,none,yes,BAD,Female no checking account,48,critical account / other credits existing (not at this bank),education,6110,< 100 DM,1 <= ... < 4 years,1,none,3,unknown / no property,31,bank,for free,1,skilled employee / official,1,yes,yes,GOOD,Female >= 200 DM,18,existing credits paid back duly till now,radio / television,2100,< 100 DM,1 <= ... < 4 years,4,co-applicant,2,real estate,37,stores,own,1,skilled employee / official,1,none,yes,BAD,Female >= 200 DM,10,existing credits paid back duly till now,domestic appliances,1225,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,37,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,9,existing credits paid back duly till now,radio / television,458,< 100 DM,1 <= ... < 4 years,4,none,3,real estate,24,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,30,existing credits paid back duly till now,radio / television,2333,500 <= ... < 1000 DM,>= 7 years,4,none,2,car or other,30,bank,own,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,1158,500 <= ... < 1000 DM,1 <= ... < 4 years,3,none,1,car or other,26,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,18,delay in paying off in the past,repairs,6204,< 100 DM,1 <= ... < 4 years,2,none,4,real estate,44,none,own,1,unskilled - resident,2,yes,yes,GOOD,Female < 0 DM,30,critical account / other credits existing (not at this bank),car (used),6187,100 <= ... < 500 DM,4 <= ... < 7 years,1,none,4,car or other,24,none,rent,2,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,48,critical account / other credits existing (not at this bank),car (used),6143,< 100 DM,>= 7 years,4,none,4,unknown / no property,58,stores,for free,2,unskilled - resident,1,none,yes,BAD,Male no checking account,11,critical account / other credits existing (not at this bank),car (new),1393,< 100 DM,< 1 year,4,none,4,car or other,35,none,own,2,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Male no checking account,36,existing credits paid back duly till now,radio / television,2299,500 <= ... < 1000 DM,>= 7 years,4,none,4,car or other,39,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,6,existing credits paid back duly till now,car (used),1352,500 <= ... < 1000 DM,unemployed,1,none,2,building society savings agreement / life insurance,23,none,rent,1,unemployed / unskilled - non-resident,1,yes,yes,GOOD,Male no checking account,11,critical account / other credits existing (not at this bank),car (new),7228,< 100 DM,1 <= ... < 4 years,1,none,4,building society savings agreement / life insurance,39,none,own,2,unskilled - resident,1,none,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,radio / television,2073,100 <= ... < 500 DM,1 <= ... < 4 years,4,co-applicant,2,real estate,28,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,24,delay in paying off in the past,furniture / equipment,2333,unknown / no savings account,< 1 year,4,none,2,building society savings agreement / life insurance,29,bank,own,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,27,delay in paying off in the past,car (used),5965,< 100 DM,>= 7 years,1,none,2,car or other,30,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,radio / television,1262,< 100 DM,1 <= ... < 4 years,3,none,2,car or other,25,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,car (used),3378,unknown / no savings account,1 <= ... < 4 years,2,none,1,building society savings agreement / life insurance,31,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,36,delay in paying off in the past,car (new),2225,< 100 DM,>= 7 years,4,none,4,unknown / no property,57,bank,for free,2,skilled employee / official,1,yes,yes,BAD,Female no checking account,6,all credits at this bank paid back duly,car (new),783,unknown / no savings account,1 <= ... < 4 years,1,guarantor,2,real estate,26,stores,own,1,unskilled - resident,2,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,6468,unknown / no savings account,unemployed,2,none,1,unknown / no property,52,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,36,critical account / other credits existing (not at this bank),radio / television,9566,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,31,stores,own,2,skilled employee / official,1,none,yes,GOOD,Male >= 200 DM,18,existing credits paid back duly till now,car (new),1961,< 100 DM,>= 7 years,3,none,2,car or other,23,none,own,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Male < 0 DM,36,critical account / other credits existing (not at this bank),furniture / equipment,6229,< 100 DM,< 1 year,4,co-applicant,4,unknown / no property,23,none,rent,2,unskilled - resident,1,yes,yes,BAD,Male 0 < ... < 200 DM,9,existing credits paid back duly till now,business,1391,< 100 DM,1 <= ... < 4 years,2,none,1,real estate,27,bank,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,15,critical account / other credits existing (not at this bank),radio / television,1537,unknown / no savings account,>= 7 years,4,guarantor,4,real estate,50,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,36,no credits taken / all credits paid back duly,business,1953,< 100 DM,>= 7 years,4,none,4,unknown / no property,61,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female 0 < ... < 200 DM,48,no credits taken / all credits paid back duly,business,14421,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,25,none,own,1,skilled employee / official,1,yes,yes,BAD,Female no checking account,24,existing credits paid back duly till now,radio / television,3181,< 100 DM,< 1 year,4,none,4,building society savings agreement / life insurance,26,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male no checking account,27,existing credits paid back duly till now,repairs,5190,unknown / no savings account,>= 7 years,4,none,4,building society savings agreement / life insurance,48,none,own,4,skilled employee / official,2,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,radio / television,2171,< 100 DM,< 1 year,2,none,2,car or other,29,bank,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),1007,>= 1000 DM,1 <= ... < 4 years,4,none,1,real estate,22,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,36,existing credits paid back duly till now,education,1819,< 100 DM,1 <= ... < 4 years,4,none,4,unknown / no property,37,stores,for free,1,skilled employee / official,1,yes,yes,BAD,Female no checking account,36,existing credits paid back duly till now,radio / television,2394,unknown / no savings account,1 <= ... < 4 years,4,none,4,car or other,25,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,36,existing credits paid back duly till now,car (used),8133,< 100 DM,1 <= ... < 4 years,1,none,2,building society savings agreement / life insurance,30,bank,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,7,critical account / other credits existing (not at this bank),radio / television,730,unknown / no savings account,>= 7 years,4,none,2,building society savings agreement / life insurance,46,none,rent,2,unskilled - resident,1,yes,yes,GOOD,Female < 0 DM,8,critical account / other credits existing (not at this bank),others,1164,< 100 DM,>= 7 years,3,none,4,unknown / no property,51,bank,for free,2,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female 0 < ... < 200 DM,42,critical account / other credits existing (not at this bank),business,5954,< 100 DM,4 <= ... < 7 years,2,none,1,real estate,41,bank,own,2,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,36,existing credits paid back duly till now,education,1977,unknown / no savings account,>= 7 years,4,none,4,unknown / no property,40,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female < 0 DM,12,critical account / other credits existing (not at this bank),car (used),1526,< 100 DM,>= 7 years,4,none,4,unknown / no property,66,none,for free,2,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Female < 0 DM,42,existing credits paid back duly till now,radio / television,3965,< 100 DM,< 1 year,4,none,3,car or other,34,none,own,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,11,delay in paying off in the past,radio / television,4771,< 100 DM,4 <= ... < 7 years,2,none,4,building society savings agreement / life insurance,51,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,54,no credits taken / all credits paid back duly,car (used),9436,unknown / no savings account,1 <= ... < 4 years,2,none,2,building society savings agreement / life insurance,39,none,own,1,unskilled - resident,2,none,yes,GOOD,Female 0 < ... < 200 DM,30,existing credits paid back duly till now,furniture / equipment,3832,< 100 DM,< 1 year,2,none,1,building society savings agreement / life insurance,22,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,radio / television,5943,unknown / no savings account,< 1 year,1,none,1,car or other,44,none,own,2,skilled employee / official,1,yes,yes,BAD,Male no checking account,15,existing credits paid back duly till now,radio / television,1213,500 <= ... < 1000 DM,>= 7 years,4,none,3,building society savings agreement / life insurance,47,stores,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,business,1568,100 <= ... < 500 DM,1 <= ... < 4 years,3,none,4,building society savings agreement / life insurance,24,none,rent,1,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,24,existing credits paid back duly till now,others,1755,< 100 DM,>= 7 years,4,guarantor,4,real estate,58,none,own,1,unskilled - resident,1,yes,yes,GOOD,Male < 0 DM,10,existing credits paid back duly till now,radio / television,2315,< 100 DM,>= 7 years,3,none,4,real estate,52,none,own,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),business,1412,< 100 DM,1 <= ... < 4 years,4,guarantor,2,real estate,29,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),furniture / equipment,1295,< 100 DM,< 1 year,4,none,1,building society savings agreement / life insurance,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,36,existing credits paid back duly till now,education,12612,100 <= ... < 500 DM,1 <= ... < 4 years,1,none,4,unknown / no property,47,none,for free,1,skilled employee / official,2,yes,yes,BAD,Female < 0 DM,18,existing credits paid back duly till now,car (new),2249,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,3,car or other,30,none,own,1,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female < 0 DM,12,no credits taken / all credits paid back duly,repairs,1108,< 100 DM,4 <= ... < 7 years,4,none,3,real estate,28,none,own,2,skilled employee / official,1,none,yes,BAD,Female no checking account,12,critical account / other credits existing (not at this bank),radio / television,618,< 100 DM,>= 7 years,4,none,4,real estate,56,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,12,critical account / other credits existing (not at this bank),car (used),1409,< 100 DM,>= 7 years,4,none,3,real estate,54,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),radio / television,797,unknown / no savings account,>= 7 years,4,none,3,building society savings agreement / life insurance,33,bank,own,1,unskilled - resident,2,none,yes,BAD,Male >= 200 DM,24,critical account / other credits existing (not at this bank),furniture / equipment,3617,unknown / no savings account,>= 7 years,4,co-applicant,4,unknown / no property,20,none,rent,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),1318,>= 1000 DM,>= 7 years,4,none,4,real estate,54,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,54,no credits taken / all credits paid back duly,business,15945,< 100 DM,< 1 year,3,none,4,unknown / no property,58,none,rent,1,skilled employee / official,1,yes,yes,BAD,Female no checking account,12,critical account / other credits existing (not at this bank),education,2012,unknown / no savings account,4 <= ... < 7 years,4,none,2,car or other,61,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,18,existing credits paid back duly till now,business,2622,100 <= ... < 500 DM,1 <= ... < 4 years,4,none,4,car or other,34,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,36,critical account / other credits existing (not at this bank),radio / television,2337,< 100 DM,>= 7 years,4,none,4,real estate,36,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,20,delay in paying off in the past,car (used),7057,unknown / no savings account,4 <= ... < 7 years,3,none,4,building society savings agreement / life insurance,36,bank,rent,2,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (new),1469,100 <= ... < 500 DM,>= 7 years,4,none,4,real estate,41,none,rent,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,36,existing credits paid back duly till now,radio / television,2323,< 100 DM,4 <= ... < 7 years,4,none,4,car or other,24,none,rent,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,6,delay in paying off in the past,radio / television,932,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,24,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,9,critical account / other credits existing (not at this bank),furniture / equipment,1919,< 100 DM,4 <= ... < 7 years,4,none,3,car or other,35,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,car (used),2445,unknown / no savings account,< 1 year,2,none,4,car or other,26,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,24,critical account / other credits existing (not at this bank),others,11938,< 100 DM,1 <= ... < 4 years,2,co-applicant,3,car or other,39,none,own,2,management / self-employed / highly qualified employee / officer,2,yes,yes,BAD,Female no checking account,18,all credits at this bank paid back duly,car (new),6458,< 100 DM,>= 7 years,2,none,4,unknown / no property,39,bank,own,2,management / self-employed / highly qualified employee / officer,2,yes,yes,BAD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),6078,< 100 DM,4 <= ... < 7 years,2,none,2,car or other,32,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,furniture / equipment,7721,unknown / no savings account,< 1 year,1,none,2,building society savings agreement / life insurance,30,none,own,1,skilled employee / official,1,yes,no,GOOD,Male 0 < ... < 200 DM,14,existing credits paid back duly till now,business,1410,500 <= ... < 1000 DM,>= 7 years,1,none,2,real estate,35,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,6,delay in paying off in the past,business,1449,100 <= ... < 500 DM,>= 7 years,1,none,2,car or other,31,bank,own,2,skilled employee / official,2,none,yes,GOOD,Female >= 200 DM,15,existing credits paid back duly till now,education,392,< 100 DM,< 1 year,4,none,4,building society savings agreement / life insurance,23,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,18,existing credits paid back duly till now,car (new),6260,< 100 DM,4 <= ... < 7 years,3,none,3,real estate,28,none,rent,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,36,critical account / other credits existing (not at this bank),car (new),7855,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,25,stores,own,2,skilled employee / official,1,yes,yes,BAD,Male < 0 DM,12,existing credits paid back duly till now,radio / television,1680,500 <= ... < 1000 DM,>= 7 years,3,none,1,real estate,35,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,48,critical account / other credits existing (not at this bank),radio / television,3578,unknown / no savings account,>= 7 years,4,none,1,real estate,47,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,42,existing credits paid back duly till now,radio / television,7174,unknown / no savings account,4 <= ... < 7 years,4,none,3,car or other,30,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male < 0 DM,10,critical account / other credits existing (not at this bank),furniture / equipment,2132,unknown / no savings account,< 1 year,2,co-applicant,3,real estate,27,none,rent,2,skilled employee / official,1,none,no,GOOD,Male < 0 DM,33,critical account / other credits existing (not at this bank),furniture / equipment,4281,500 <= ... < 1000 DM,1 <= ... < 4 years,1,none,4,car or other,23,none,own,2,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,12,critical account / other credits existing (not at this bank),car (new),2366,500 <= ... < 1000 DM,4 <= ... < 7 years,3,none,3,car or other,36,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,21,existing credits paid back duly till now,radio / television,1835,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,25,none,own,2,skilled employee / official,1,yes,yes,BAD,Male no checking account,24,critical account / other credits existing (not at this bank),car (used),3868,< 100 DM,>= 7 years,4,none,2,car or other,41,none,rent,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male no checking account,12,existing credits paid back duly till now,furniture / equipment,1768,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,24,none,rent,1,unskilled - resident,1,none,yes,GOOD,Female >= 200 DM,10,critical account / other credits existing (not at this bank),car (new),781,< 100 DM,>= 7 years,4,none,4,unknown / no property,63,none,for free,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,furniture / equipment,1924,unknown / no savings account,< 1 year,4,none,3,real estate,27,none,rent,1,skilled employee / official,1,none,yes,BAD,Male < 0 DM,12,critical account / other credits existing (not at this bank),car (new),2121,< 100 DM,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,30,none,own,2,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,radio / television,701,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,40,none,own,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,repairs,639,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,30,none,own,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,12,critical account / other credits existing (not at this bank),car (used),1860,< 100 DM,unemployed,4,none,2,car or other,34,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,12,critical account / other credits existing (not at this bank),car (new),3499,< 100 DM,1 <= ... < 4 years,3,co-applicant,2,real estate,29,none,own,2,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,48,existing credits paid back duly till now,car (new),8487,unknown / no savings account,4 <= ... < 7 years,1,none,2,car or other,24,none,own,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,36,delay in paying off in the past,education,6887,< 100 DM,1 <= ... < 4 years,4,none,3,building society savings agreement / life insurance,29,stores,own,1,skilled employee / official,1,yes,yes,BAD,Female no checking account,15,existing credits paid back duly till now,furniture / equipment,2708,< 100 DM,< 1 year,2,none,3,building society savings agreement / life insurance,27,bank,own,2,unskilled - resident,1,none,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,furniture / equipment,1984,< 100 DM,1 <= ... < 4 years,4,none,4,unknown / no property,47,bank,for free,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,60,existing credits paid back duly till now,radio / television,10144,100 <= ... < 500 DM,4 <= ... < 7 years,2,none,4,real estate,21,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male no checking account,12,critical account / other credits existing (not at this bank),radio / television,1240,unknown / no savings account,>= 7 years,4,none,2,real estate,38,none,own,2,skilled employee / official,1,yes,yes,GOOD,Male no checking account,27,delay in paying off in the past,car (used),8613,>= 1000 DM,1 <= ... < 4 years,2,none,2,car or other,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,766,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,3,real estate,66,none,own,1,unskilled - resident,1,none,yes,BAD,Female 0 < ... < 200 DM,15,critical account / other credits existing (not at this bank),radio / television,2728,unknown / no savings account,4 <= ... < 7 years,4,guarantor,2,real estate,35,bank,own,3,skilled employee / official,1,yes,yes,GOOD,Female >= 200 DM,12,existing credits paid back duly till now,radio / television,1881,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,44,none,rent,1,unskilled - resident,1,yes,yes,GOOD,Male >= 200 DM,6,existing credits paid back duly till now,car (new),709,>= 1000 DM,< 1 year,2,none,2,real estate,27,none,own,1,unemployed / unskilled - non-resident,1,none,no,GOOD,Female 0 < ... < 200 DM,36,existing credits paid back duly till now,radio / television,4795,< 100 DM,< 1 year,4,none,1,unknown / no property,30,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male < 0 DM,27,existing credits paid back duly till now,radio / television,3416,< 100 DM,1 <= ... < 4 years,3,none,2,car or other,27,none,own,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,furniture / equipment,2462,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,22,none,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,21,critical account / other credits existing (not at this bank),furniture / equipment,2288,< 100 DM,< 1 year,4,none,4,building society savings agreement / life insurance,23,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,48,all credits at this bank paid back duly,business,3566,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,2,car or other,30,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,6,critical account / other credits existing (not at this bank),car (new),860,< 100 DM,>= 7 years,1,none,4,unknown / no property,39,none,own,2,skilled employee / official,1,yes,yes,GOOD,Male no checking account,12,critical account / other credits existing (not at this bank),car (new),682,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,3,car or other,51,none,own,2,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,36,critical account / other credits existing (not at this bank),furniture / equipment,5371,< 100 DM,1 <= ... < 4 years,3,guarantor,2,building society savings agreement / life insurance,28,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),radio / television,1582,>= 1000 DM,>= 7 years,4,none,4,car or other,46,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,6,existing credits paid back duly till now,radio / television,1346,100 <= ... < 500 DM,>= 7 years,2,none,4,unknown / no property,42,bank,for free,1,skilled employee / official,2,yes,yes,GOOD,Female no checking account,10,existing credits paid back duly till now,radio / television,1924,< 100 DM,1 <= ... < 4 years,1,none,4,building society savings agreement / life insurance,38,none,own,1,skilled employee / official,1,yes,no,GOOD,Female >= 200 DM,36,existing credits paid back duly till now,radio / television,5848,< 100 DM,1 <= ... < 4 years,4,none,1,car or other,24,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,24,critical account / other credits existing (not at this bank),car (used),7758,>= 1000 DM,>= 7 years,2,none,4,unknown / no property,29,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,24,delay in paying off in the past,business,6967,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,4,car or other,36,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,furniture / equipment,1282,< 100 DM,1 <= ... < 4 years,2,none,4,car or other,20,none,rent,1,skilled employee / official,1,none,yes,BAD,Male < 0 DM,9,critical account / other credits existing (not at this bank),repairs,1288,100 <= ... < 500 DM,>= 7 years,3,guarantor,4,real estate,48,none,own,2,skilled employee / official,2,none,no,GOOD,Female < 0 DM,12,all credits at this bank paid back duly,retrainin,339,< 100 DM,>= 7 years,4,none,1,car or other,45,bank,own,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,car (new),3512,100 <= ... < 500 DM,4 <= ... < 7 years,2,none,3,car or other,38,bank,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,6,critical account / other credits existing (not at this bank),radio / television,1898,unknown / no savings account,1 <= ... < 4 years,1,none,2,real estate,34,none,own,2,unskilled - resident,2,none,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),radio / television,2872,100 <= ... < 500 DM,>= 7 years,3,none,4,real estate,36,none,own,1,skilled employee / official,2,yes,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),car (new),1055,< 100 DM,< 1 year,4,none,1,building society savings agreement / life insurance,30,none,own,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,15,existing credits paid back duly till now,domestic appliances,1262,500 <= ... < 1000 DM,4 <= ... < 7 years,4,none,3,building society savings agreement / life insurance,36,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,10,existing credits paid back duly till now,car (new),7308,< 100 DM,unemployed,2,none,4,unknown / no property,70,bank,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,36,existing credits paid back duly till now,car (new),909,500 <= ... < 1000 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,36,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,6,existing credits paid back duly till now,furniture / equipment,2978,500 <= ... < 1000 DM,1 <= ... < 4 years,1,none,2,car or other,32,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,furniture / equipment,1131,< 100 DM,unemployed,4,none,2,car or other,33,none,own,1,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,11,existing credits paid back duly till now,furniture / equipment,1577,>= 1000 DM,< 1 year,4,none,1,real estate,20,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,24,existing credits paid back duly till now,furniture / equipment,3972,< 100 DM,4 <= ... < 7 years,2,none,4,building society savings agreement / life insurance,25,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,24,critical account / other credits existing (not at this bank),business,1935,< 100 DM,>= 7 years,4,none,4,real estate,31,none,own,2,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,15,no credits taken / all credits paid back duly,car (new),950,< 100 DM,>= 7 years,4,none,3,car or other,33,none,rent,2,skilled employee / official,2,none,yes,BAD,Female no checking account,12,existing credits paid back duly till now,furniture / equipment,763,< 100 DM,1 <= ... < 4 years,4,none,1,real estate,26,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,24,delay in paying off in the past,furniture / equipment,2064,< 100 DM,unemployed,3,none,2,building society savings agreement / life insurance,34,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male 0 < ... < 200 DM,8,existing credits paid back duly till now,radio / television,1414,< 100 DM,1 <= ... < 4 years,4,guarantor,2,real estate,33,none,own,1,skilled employee / official,1,none,no,GOOD,Female < 0 DM,21,delay in paying off in the past,education,3414,< 100 DM,< 1 year,2,none,1,building society savings agreement / life insurance,26,none,own,2,skilled employee / official,1,none,yes,BAD,Female no checking account,30,all credits at this bank paid back duly,car (used),7485,unknown / no savings account,unemployed,4,none,1,real estate,53,bank,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male < 0 DM,12,existing credits paid back duly till now,furniture / equipment,2577,< 100 DM,1 <= ... < 4 years,2,none,1,car or other,42,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,6,critical account / other credits existing (not at this bank),radio / television,338,500 <= ... < 1000 DM,>= 7 years,4,none,4,car or other,52,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,radio / television,1963,< 100 DM,4 <= ... < 7 years,4,none,2,car or other,31,none,rent,2,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female < 0 DM,21,critical account / other credits existing (not at this bank),car (new),571,< 100 DM,>= 7 years,4,none,4,real estate,65,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,36,delay in paying off in the past,business,9572,< 100 DM,< 1 year,1,none,1,car or other,28,none,own,2,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,36,delay in paying off in the past,business,4455,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,30,stores,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female < 0 DM,21,all credits at this bank paid back duly,car (new),1647,unknown / no savings account,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,40,none,own,2,unskilled - resident,2,none,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),furniture / equipment,3777,>= 1000 DM,1 <= ... < 4 years,4,none,4,real estate,50,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),car (new),884,< 100 DM,>= 7 years,4,none,4,car or other,36,bank,own,1,skilled employee / official,2,yes,yes,BAD,Female no checking account,15,critical account / other credits existing (not at this bank),radio / television,1360,< 100 DM,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,31,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,9,all credits at this bank paid back duly,car (used),5129,< 100 DM,>= 7 years,2,none,4,unknown / no property,74,bank,for free,1,management / self-employed / highly qualified employee / officer,2,yes,yes,BAD,Male 0 < ... < 200 DM,16,critical account / other credits existing (not at this bank),car (new),1175,< 100 DM,unemployed,2,none,3,car or other,68,none,for free,3,unemployed / unskilled - non-resident,1,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,radio / television,674,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,1,building society savings agreement / life insurance,20,none,own,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,18,no credits taken / all credits paid back duly,furniture / equipment,3244,< 100 DM,1 <= ... < 4 years,1,none,4,car or other,33,bank,own,2,skilled employee / official,1,yes,yes,GOOD,Male no checking account,24,existing credits paid back duly till now,business,4591,>= 1000 DM,1 <= ... < 4 years,2,none,3,building society savings agreement / life insurance,54,none,own,3,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female 0 < ... < 200 DM,48,no credits taken / all credits paid back duly,business,3844,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,4,unknown / no property,34,none,for free,1,unskilled - resident,2,none,yes,BAD,Female 0 < ... < 200 DM,27,existing credits paid back duly till now,business,3915,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,36,none,own,1,skilled employee / official,2,yes,yes,BAD,Female no checking account,6,existing credits paid back duly till now,radio / television,2108,< 100 DM,4 <= ... < 7 years,2,none,2,real estate,29,none,rent,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,45,existing credits paid back duly till now,radio / television,3031,100 <= ... < 500 DM,1 <= ... < 4 years,4,guarantor,4,building society savings agreement / life insurance,21,none,rent,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,9,critical account / other credits existing (not at this bank),education,1501,< 100 DM,>= 7 years,2,none,3,car or other,34,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male no checking account,6,critical account / other credits existing (not at this bank),radio / television,1382,< 100 DM,1 <= ... < 4 years,1,none,1,car or other,28,none,own,2,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,furniture / equipment,951,100 <= ... < 500 DM,< 1 year,4,none,4,car or other,27,bank,rent,4,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,24,existing credits paid back duly till now,car (used),2760,unknown / no savings account,>= 7 years,4,none,4,unknown / no property,36,bank,for free,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,18,delay in paying off in the past,furniture / equipment,4297,< 100 DM,>= 7 years,4,none,3,unknown / no property,40,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,9,critical account / other credits existing (not at this bank),education,936,500 <= ... < 1000 DM,>= 7 years,4,none,2,car or other,52,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,car (new),1168,< 100 DM,1 <= ... < 4 years,4,none,3,real estate,27,none,own,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,27,delay in paying off in the past,business,5117,< 100 DM,4 <= ... < 7 years,3,none,4,car or other,26,none,own,2,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,retrainin,902,< 100 DM,4 <= ... < 7 years,4,none,4,building society savings agreement / life insurance,21,none,rent,1,skilled employee / official,1,none,yes,BAD,Female no checking account,12,critical account / other credits existing (not at this bank),car (new),1495,< 100 DM,>= 7 years,4,none,1,real estate,38,none,own,2,unskilled - resident,2,none,yes,GOOD,Female < 0 DM,30,critical account / other credits existing (not at this bank),car (used),10623,< 100 DM,>= 7 years,3,none,4,unknown / no property,38,none,for free,3,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),furniture / equipment,1935,< 100 DM,>= 7 years,4,none,4,real estate,43,none,own,3,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,12,critical account / other credits existing (not at this bank),domestic appliances,1424,< 100 DM,4 <= ... < 7 years,4,none,3,building society savings agreement / life insurance,26,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,business,6568,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,21,stores,own,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,car (used),1413,>= 1000 DM,4 <= ... < 7 years,3,none,2,building society savings agreement / life insurance,55,none,own,1,skilled employee / official,1,none,no,GOOD,Female no checking account,9,critical account / other credits existing (not at this bank),radio / television,3074,unknown / no savings account,1 <= ... < 4 years,1,none,2,real estate,33,none,own,2,skilled employee / official,2,none,yes,GOOD,Female no checking account,36,existing credits paid back duly till now,radio / television,3835,unknown / no savings account,>= 7 years,2,none,4,real estate,45,none,own,1,unskilled - resident,1,yes,yes,GOOD,Male < 0 DM,27,no credits taken / all credits paid back duly,business,5293,< 100 DM,unemployed,2,none,4,building society savings agreement / life insurance,50,stores,own,2,skilled employee / official,1,yes,yes,BAD,Female >= 200 DM,30,delay in paying off in the past,business,1908,< 100 DM,>= 7 years,4,none,4,real estate,66,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,36,critical account / other credits existing (not at this bank),radio / television,3342,unknown / no savings account,>= 7 years,4,none,2,car or other,51,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,6,critical account / other credits existing (not at this bank),retrainin,932,unknown / no savings account,4 <= ... < 7 years,1,none,3,building society savings agreement / life insurance,39,none,own,2,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,18,no credits taken / all credits paid back duly,business,3104,< 100 DM,4 <= ... < 7 years,3,none,1,building society savings agreement / life insurance,31,bank,own,1,skilled employee / official,1,yes,yes,GOOD,Female >= 200 DM,36,existing credits paid back duly till now,radio / television,3913,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,23,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,furniture / equipment,3021,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,24,none,rent,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,10,existing credits paid back duly till now,car (new),1364,< 100 DM,1 <= ... < 4 years,2,none,4,car or other,64,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,625,< 100 DM,< 1 year,4,guarantor,1,real estate,26,bank,own,1,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,education,1200,unknown / no savings account,1 <= ... < 4 years,4,none,4,building society savings agreement / life insurance,23,bank,rent,1,skilled employee / official,1,yes,yes,GOOD,Male no checking account,12,existing credits paid back duly till now,radio / television,707,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,30,bank,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,delay in paying off in the past,business,2978,unknown / no savings account,1 <= ... < 4 years,4,none,4,real estate,32,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female no checking account,15,existing credits paid back duly till now,car (used),4657,< 100 DM,1 <= ... < 4 years,3,none,2,car or other,30,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,36,no credits taken / all credits paid back duly,repairs,2613,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,48,existing credits paid back duly till now,radio / television,10961,>= 1000 DM,4 <= ... < 7 years,1,co-applicant,2,unknown / no property,27,bank,own,2,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,12,existing credits paid back duly till now,furniture / equipment,7865,< 100 DM,>= 7 years,4,none,4,unknown / no property,53,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,9,existing credits paid back duly till now,radio / television,1478,< 100 DM,4 <= ... < 7 years,4,none,2,car or other,22,none,own,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,furniture / equipment,3149,< 100 DM,< 1 year,4,none,1,unknown / no property,22,bank,for free,1,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,36,existing credits paid back duly till now,radio / television,4210,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,26,none,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,9,existing credits paid back duly till now,car (new),2507,500 <= ... < 1000 DM,>= 7 years,2,none,4,unknown / no property,51,none,for free,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,radio / television,2141,100 <= ... < 500 DM,4 <= ... < 7 years,3,none,1,unknown / no property,35,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,radio / television,866,< 100 DM,1 <= ... < 4 years,4,guarantor,2,real estate,25,none,own,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,4,critical account / other credits existing (not at this bank),radio / television,1544,< 100 DM,4 <= ... < 7 years,2,none,1,real estate,42,none,own,3,unskilled - resident,2,none,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,radio / television,1823,< 100 DM,unemployed,4,none,2,car or other,30,stores,own,1,management / self-employed / highly qualified employee / officer,2,none,yes,BAD,Female 0 < ... < 200 DM,6,existing credits paid back duly till now,car (new),14555,unknown / no savings account,unemployed,1,none,2,building society savings agreement / life insurance,23,none,own,1,unemployed / unskilled - non-resident,1,yes,yes,BAD,Female 0 < ... < 200 DM,21,existing credits paid back duly till now,business,2767,100 <= ... < 500 DM,>= 7 years,4,none,2,car or other,61,bank,rent,2,unskilled - resident,1,none,yes,BAD,Female no checking account,12,critical account / other credits existing (not at this bank),radio / television,1291,< 100 DM,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,35,none,own,2,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,30,existing credits paid back duly till now,radio / television,2522,< 100 DM,>= 7 years,1,guarantor,3,building society savings agreement / life insurance,39,none,own,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,car (new),915,unknown / no savings account,>= 7 years,4,none,2,car or other,29,bank,own,1,skilled employee / official,1,none,yes,BAD,Male no checking account,6,existing credits paid back duly till now,radio / television,1595,< 100 DM,4 <= ... < 7 years,3,none,2,building society savings agreement / life insurance,51,none,own,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,48,no credits taken / all credits paid back duly,car (used),4605,< 100 DM,>= 7 years,3,none,4,unknown / no property,24,none,for free,2,skilled employee / official,2,none,yes,BAD,Female no checking account,12,critical account / other credits existing (not at this bank),business,1185,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,12,all credits at this bank paid back duly,retrainin,3447,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,3,real estate,35,none,own,1,unskilled - resident,2,none,yes,GOOD,Male no checking account,24,existing credits paid back duly till now,business,1258,< 100 DM,4 <= ... < 7 years,4,none,1,real estate,25,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),radio / television,717,< 100 DM,>= 7 years,4,none,4,real estate,52,none,own,3,skilled employee / official,1,none,yes,GOOD,Female no checking account,6,no credits taken / all credits paid back duly,car (new),1204,100 <= ... < 500 DM,1 <= ... < 4 years,4,none,1,unknown / no property,35,bank,rent,1,skilled employee / official,1,none,no,GOOD,Female >= 200 DM,24,existing credits paid back duly till now,furniture / equipment,1925,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,26,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,radio / television,433,< 100 DM,unemployed,3,co-applicant,4,real estate,22,none,rent,1,skilled employee / official,1,none,yes,BAD,Male < 0 DM,6,critical account / other credits existing (not at this bank),car (new),666,>= 1000 DM,4 <= ... < 7 years,3,none,4,real estate,39,none,own,2,unskilled - resident,1,yes,yes,GOOD,Male >= 200 DM,12,existing credits paid back duly till now,furniture / equipment,2251,< 100 DM,1 <= ... < 4 years,1,none,2,car or other,46,none,own,1,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,30,existing credits paid back duly till now,car (new),2150,< 100 DM,1 <= ... < 4 years,4,guarantor,2,unknown / no property,24,bank,own,1,skilled employee / official,1,none,yes,BAD,Male no checking account,24,delay in paying off in the past,furniture / equipment,4151,100 <= ... < 500 DM,1 <= ... < 4 years,2,none,3,building society savings agreement / life insurance,35,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,9,existing credits paid back duly till now,furniture / equipment,2030,unknown / no savings account,4 <= ... < 7 years,2,none,1,car or other,24,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,60,delay in paying off in the past,radio / television,7418,unknown / no savings account,1 <= ... < 4 years,1,none,1,real estate,27,none,own,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),radio / television,2684,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,35,none,own,2,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,12,all credits at this bank paid back duly,radio / television,2149,< 100 DM,1 <= ... < 4 years,4,none,1,unknown / no property,29,none,for free,1,skilled employee / official,1,none,yes,BAD,Female no checking account,15,existing credits paid back duly till now,car (used),3812,100 <= ... < 500 DM,< 1 year,1,none,4,car or other,23,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male no checking account,11,critical account / other credits existing (not at this bank),radio / television,1154,100 <= ... < 500 DM,unemployed,4,none,4,real estate,57,none,own,3,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,12,existing credits paid back duly till now,furniture / equipment,1657,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,27,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,radio / television,1603,< 100 DM,>= 7 years,4,none,4,car or other,55,none,own,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,18,critical account / other credits existing (not at this bank),car (new),5302,< 100 DM,>= 7 years,2,none,4,unknown / no property,36,none,for free,3,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),education,2748,< 100 DM,>= 7 years,2,none,4,unknown / no property,57,bank,for free,3,unskilled - resident,1,none,yes,GOOD,Male no checking account,10,critical account / other credits existing (not at this bank),car (new),1231,< 100 DM,>= 7 years,3,none,4,real estate,32,none,own,2,unskilled - resident,2,none,no,GOOD,Female 0 < ... < 200 DM,15,existing credits paid back duly till now,radio / television,802,< 100 DM,>= 7 years,4,none,3,car or other,37,none,own,1,skilled employee / official,2,none,yes,BAD,Female no checking account,36,critical account / other credits existing (not at this bank),business,6304,unknown / no savings account,>= 7 years,4,none,4,real estate,36,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,radio / television,1533,< 100 DM,< 1 year,4,none,3,car or other,38,stores,own,1,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,14,existing credits paid back duly till now,car (new),8978,< 100 DM,>= 7 years,1,none,4,building society savings agreement / life insurance,45,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,no,BAD,Female no checking account,24,existing credits paid back duly till now,radio / television,999,unknown / no savings account,>= 7 years,4,none,2,car or other,25,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,car (new),2662,unknown / no savings account,4 <= ... < 7 years,4,none,3,building society savings agreement / life insurance,32,none,own,1,skilled employee / official,1,none,no,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),furniture / equipment,1402,500 <= ... < 1000 DM,4 <= ... < 7 years,3,none,4,car or other,37,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,48,all credits at this bank paid back duly,car (new),12169,unknown / no savings account,unemployed,4,co-applicant,4,unknown / no property,36,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,48,existing credits paid back duly till now,radio / television,3060,< 100 DM,4 <= ... < 7 years,4,none,4,real estate,28,none,own,2,skilled employee / official,1,none,yes,BAD,Female < 0 DM,30,existing credits paid back duly till now,repairs,11998,< 100 DM,< 1 year,1,none,1,unknown / no property,34,none,own,1,unskilled - resident,1,yes,yes,BAD,Female no checking account,9,existing credits paid back duly till now,radio / television,2697,< 100 DM,1 <= ... < 4 years,1,none,2,real estate,32,none,own,1,skilled employee / official,2,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),radio / television,2404,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,26,none,own,2,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,12,existing credits paid back duly till now,furniture / equipment,1262,unknown / no savings account,>= 7 years,2,none,4,building society savings agreement / life insurance,49,none,own,1,unskilled - resident,1,yes,yes,GOOD,Female no checking account,6,existing credits paid back duly till now,furniture / equipment,4611,< 100 DM,< 1 year,1,none,4,building society savings agreement / life insurance,32,none,own,1,skilled employee / official,1,none,yes,BAD,Male no checking account,24,existing credits paid back duly till now,radio / television,1901,100 <= ... < 500 DM,1 <= ... < 4 years,4,none,4,car or other,29,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,15,critical account / other credits existing (not at this bank),car (used),3368,>= 1000 DM,>= 7 years,3,none,4,unknown / no property,23,none,rent,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,furniture / equipment,1574,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,50,none,own,1,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,18,all credits at this bank paid back duly,radio / television,1445,unknown / no savings account,4 <= ... < 7 years,4,none,4,car or other,49,bank,own,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,15,critical account / other credits existing (not at this bank),furniture / equipment,1520,unknown / no savings account,>= 7 years,4,none,4,building society savings agreement / life insurance,63,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,24,critical account / other credits existing (not at this bank),car (new),3878,100 <= ... < 500 DM,< 1 year,4,none,2,car or other,37,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,47,existing credits paid back duly till now,car (new),10722,< 100 DM,< 1 year,1,none,1,real estate,35,none,own,1,unskilled - resident,1,yes,yes,GOOD,Male < 0 DM,48,existing credits paid back duly till now,car (used),4788,< 100 DM,4 <= ... < 7 years,4,none,3,building society savings agreement / life insurance,26,none,own,1,skilled employee / official,2,none,yes,GOOD,Female 0 < ... < 200 DM,48,delay in paying off in the past,others,7582,100 <= ... < 500 DM,unemployed,2,none,4,unknown / no property,31,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,1092,< 100 DM,1 <= ... < 4 years,4,guarantor,4,real estate,49,none,own,2,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,24,delay in paying off in the past,radio / television,1024,< 100 DM,< 1 year,4,none,4,real estate,48,stores,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,12,existing credits paid back duly till now,business,1076,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,26,none,own,1,skilled employee / official,1,yes,no,GOOD,Female 0 < ... < 200 DM,36,existing credits paid back duly till now,car (used),9398,< 100 DM,< 1 year,1,none,4,car or other,28,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female < 0 DM,24,critical account / other credits existing (not at this bank),car (used),6419,< 100 DM,>= 7 years,2,none,4,unknown / no property,44,none,for free,2,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Male >= 200 DM,42,critical account / other credits existing (not at this bank),car (used),4796,< 100 DM,>= 7 years,4,none,4,unknown / no property,56,none,for free,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,48,critical account / other credits existing (not at this bank),business,7629,unknown / no savings account,>= 7 years,4,none,2,car or other,46,bank,own,2,management / self-employed / highly qualified employee / officer,2,none,yes,GOOD,Female 0 < ... < 200 DM,48,existing credits paid back duly till now,furniture / equipment,9960,< 100 DM,< 1 year,1,none,2,car or other,26,none,own,1,skilled employee / official,1,yes,yes,BAD,Male no checking account,12,existing credits paid back duly till now,car (used),4675,unknown / no savings account,< 1 year,1,none,4,car or other,20,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,10,existing credits paid back duly till now,car (new),1287,unknown / no savings account,>= 7 years,4,co-applicant,2,building society savings agreement / life insurance,45,none,own,1,unskilled - resident,1,none,no,GOOD,Female no checking account,18,existing credits paid back duly till now,furniture / equipment,2515,< 100 DM,1 <= ... < 4 years,3,none,4,real estate,43,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,21,critical account / other credits existing (not at this bank),furniture / equipment,2745,>= 1000 DM,4 <= ... < 7 years,3,none,2,car or other,32,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,6,existing credits paid back duly till now,car (new),672,< 100 DM,unemployed,1,none,4,real estate,54,none,own,1,unemployed / unskilled - non-resident,1,yes,yes,GOOD,Male 0 < ... < 200 DM,36,no credits taken / all credits paid back duly,radio / television,3804,< 100 DM,1 <= ... < 4 years,4,none,1,car or other,42,none,own,1,skilled employee / official,1,yes,yes,BAD,Male >= 200 DM,24,critical account / other credits existing (not at this bank),car (new),1344,unknown / no savings account,4 <= ... < 7 years,4,none,2,real estate,37,bank,own,2,unskilled - resident,2,none,yes,BAD,Female < 0 DM,10,critical account / other credits existing (not at this bank),car (new),1038,< 100 DM,4 <= ... < 7 years,4,co-applicant,3,building society savings agreement / life insurance,49,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,48,critical account / other credits existing (not at this bank),car (new),10127,500 <= ... < 1000 DM,1 <= ... < 4 years,2,none,2,unknown / no property,44,bank,for free,1,skilled employee / official,1,none,yes,BAD,Female no checking account,6,existing credits paid back duly till now,furniture / equipment,1543,>= 1000 DM,1 <= ... < 4 years,4,none,2,real estate,33,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,30,existing credits paid back duly till now,car (used),4811,unknown / no savings account,4 <= ... < 7 years,2,none,4,building society savings agreement / life insurance,24,stores,rent,1,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,12,existing credits paid back duly till now,radio / television,727,100 <= ... < 500 DM,< 1 year,4,none,3,unknown / no property,33,none,own,1,unskilled - resident,1,yes,yes,BAD,Female 0 < ... < 200 DM,8,existing credits paid back duly till now,furniture / equipment,1237,< 100 DM,1 <= ... < 4 years,3,none,4,real estate,24,none,own,1,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,9,existing credits paid back duly till now,car (new),276,< 100 DM,1 <= ... < 4 years,4,none,4,real estate,22,none,rent,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,48,existing credits paid back duly till now,others,5381,unknown / no savings account,unemployed,3,none,4,unknown / no property,40,bank,for free,1,unemployed / unskilled - non-resident,1,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,furniture / equipment,5511,100 <= ... < 500 DM,1 <= ... < 4 years,4,none,1,car or other,25,stores,own,1,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,24,existing credits paid back duly till now,furniture / equipment,3749,< 100 DM,< 1 year,2,none,4,car or other,26,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),685,< 100 DM,4 <= ... < 7 years,2,none,3,car or other,25,bank,own,1,unskilled - resident,1,none,yes,BAD,Female >= 200 DM,4,existing credits paid back duly till now,car (new),1494,unknown / no savings account,< 1 year,1,none,2,real estate,29,none,own,1,unskilled - resident,2,none,no,GOOD,Female < 0 DM,36,all credits at this bank paid back duly,furniture / equipment,2746,< 100 DM,>= 7 years,4,none,4,car or other,31,bank,own,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,12,existing credits paid back duly till now,furniture / equipment,708,< 100 DM,1 <= ... < 4 years,2,guarantor,3,building society savings agreement / life insurance,38,none,own,1,unskilled - resident,2,none,yes,GOOD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,furniture / equipment,4351,unknown / no savings account,1 <= ... < 4 years,1,none,4,building society savings agreement / life insurance,48,none,own,1,unskilled - resident,1,yes,yes,GOOD,Male no checking account,12,critical account / other credits existing (not at this bank),education,701,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,32,none,own,2,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,15,delay in paying off in the past,furniture / equipment,3643,< 100 DM,>= 7 years,1,none,4,building society savings agreement / life insurance,27,none,own,2,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,30,critical account / other credits existing (not at this bank),car (new),4249,< 100 DM,unemployed,4,none,2,car or other,28,none,own,2,management / self-employed / highly qualified employee / officer,1,none,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,radio / television,1938,< 100 DM,< 1 year,4,none,3,building society savings agreement / life insurance,32,none,own,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,car (used),2910,< 100 DM,4 <= ... < 7 years,2,none,1,unknown / no property,34,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,furniture / equipment,2659,>= 1000 DM,1 <= ... < 4 years,4,none,2,car or other,28,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),car (new),1028,< 100 DM,1 <= ... < 4 years,4,none,3,real estate,36,none,own,2,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,8,critical account / other credits existing (not at this bank),car (new),3398,< 100 DM,4 <= ... < 7 years,1,none,4,real estate,39,none,own,2,unskilled - resident,1,none,no,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),furniture / equipment,5801,unknown / no savings account,>= 7 years,2,none,4,building society savings agreement / life insurance,49,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (new),1525,>= 1000 DM,4 <= ... < 7 years,4,none,3,car or other,34,none,own,1,skilled employee / official,2,yes,yes,GOOD,Male >= 200 DM,36,existing credits paid back duly till now,radio / television,4473,< 100 DM,>= 7 years,4,none,2,car or other,31,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,6,existing credits paid back duly till now,radio / television,1068,< 100 DM,>= 7 years,4,none,4,car or other,28,none,own,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,24,critical account / other credits existing (not at this bank),car (used),6615,< 100 DM,unemployed,2,none,4,unknown / no property,75,none,for free,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),education,1864,100 <= ... < 500 DM,1 <= ... < 4 years,4,none,2,real estate,30,none,own,2,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,60,existing credits paid back duly till now,car (new),7408,100 <= ... < 500 DM,< 1 year,4,none,2,building society savings agreement / life insurance,24,none,own,1,management / self-employed / highly qualified employee / officer,1,none,yes,BAD,Male no checking account,48,critical account / other credits existing (not at this bank),car (used),11590,100 <= ... < 500 DM,1 <= ... < 4 years,2,none,4,car or other,24,bank,rent,2,unskilled - resident,1,none,yes,BAD,Male < 0 DM,24,no credits taken / all credits paid back duly,furniture / equipment,4110,< 100 DM,>= 7 years,3,none,4,unknown / no property,23,bank,rent,2,skilled employee / official,2,none,yes,BAD,Female < 0 DM,6,critical account / other credits existing (not at this bank),furniture / equipment,3384,< 100 DM,1 <= ... < 4 years,1,none,4,real estate,44,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female 0 < ... < 200 DM,13,existing credits paid back duly till now,radio / television,2101,< 100 DM,< 1 year,2,guarantor,4,building society savings agreement / life insurance,23,none,own,1,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,15,existing credits paid back duly till now,domestic appliances,1275,unknown / no savings account,1 <= ... < 4 years,4,none,2,car or other,24,none,rent,1,skilled employee / official,1,none,yes,BAD,Male < 0 DM,24,existing credits paid back duly till now,furniture / equipment,4169,< 100 DM,1 <= ... < 4 years,4,none,4,building society savings agreement / life insurance,28,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,10,existing credits paid back duly till now,furniture / equipment,1521,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,31,none,own,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,24,critical account / other credits existing (not at this bank),education,5743,< 100 DM,< 1 year,2,none,4,unknown / no property,24,none,for free,2,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,21,existing credits paid back duly till now,furniture / equipment,3599,< 100 DM,4 <= ... < 7 years,1,none,4,car or other,26,none,rent,1,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,18,existing credits paid back duly till now,radio / television,3213,500 <= ... < 1000 DM,< 1 year,1,none,3,real estate,25,none,rent,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,business,4439,< 100 DM,>= 7 years,1,co-applicant,1,real estate,33,bank,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female >= 200 DM,10,existing credits paid back duly till now,car (new),3949,< 100 DM,< 1 year,1,guarantor,1,building society savings agreement / life insurance,37,none,own,1,unskilled - resident,2,none,yes,GOOD,Female no checking account,15,critical account / other credits existing (not at this bank),radio / television,1459,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,43,none,own,1,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,13,critical account / other credits existing (not at this bank),radio / television,882,< 100 DM,< 1 year,4,guarantor,4,real estate,23,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,radio / television,3758,500 <= ... < 1000 DM,unemployed,1,none,4,unknown / no property,23,none,rent,1,unemployed / unskilled - non-resident,1,none,yes,GOOD,Male no checking account,6,delay in paying off in the past,business,1743,100 <= ... < 500 DM,1 <= ... < 4 years,1,none,2,real estate,34,none,own,2,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,9,critical account / other credits existing (not at this bank),education,1136,>= 1000 DM,>= 7 years,4,none,3,unknown / no property,32,none,for free,2,skilled employee / official,2,none,yes,BAD,Female no checking account,9,existing credits paid back duly till now,domestic appliances,1236,< 100 DM,< 1 year,1,none,4,real estate,23,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,9,existing credits paid back duly till now,furniture / equipment,959,< 100 DM,1 <= ... < 4 years,1,none,2,car or other,29,none,own,1,skilled employee / official,1,none,no,BAD,Male no checking account,18,critical account / other credits existing (not at this bank),car (used),3229,unknown / no savings account,unemployed,2,none,4,unknown / no property,38,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,12,no credits taken / all credits paid back duly,radio / television,6199,< 100 DM,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,28,none,rent,2,skilled employee / official,1,yes,yes,BAD,Female no checking account,10,existing credits paid back duly till now,education,727,500 <= ... < 1000 DM,>= 7 years,4,none,4,unknown / no property,46,none,for free,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,car (new),1246,< 100 DM,< 1 year,4,none,2,real estate,23,stores,own,1,unskilled - resident,1,none,yes,BAD,Female no checking account,12,critical account / other credits existing (not at this bank),radio / television,2331,unknown / no savings account,>= 7 years,1,co-applicant,4,real estate,49,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,36,delay in paying off in the past,radio / television,4463,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,26,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,12,existing credits paid back duly till now,radio / television,776,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,28,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,30,existing credits paid back duly till now,furniture / equipment,2406,< 100 DM,4 <= ... < 7 years,4,none,4,real estate,23,none,rent,1,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,18,existing credits paid back duly till now,education,1239,unknown / no savings account,1 <= ... < 4 years,4,none,4,unknown / no property,61,none,for free,1,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,12,existing credits paid back duly till now,radio / television,3399,unknown / no savings account,>= 7 years,2,none,3,car or other,37,none,own,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Female >= 200 DM,12,delay in paying off in the past,car (new),2247,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,36,stores,own,2,skilled employee / official,1,yes,yes,GOOD,Male no checking account,6,existing credits paid back duly till now,furniture / equipment,1766,< 100 DM,1 <= ... < 4 years,1,none,2,building society savings agreement / life insurance,21,none,rent,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,furniture / equipment,2473,< 100 DM,unemployed,4,none,1,car or other,25,none,own,1,unemployed / unskilled - non-resident,1,none,yes,BAD,Female no checking account,12,existing credits paid back duly till now,business,1542,< 100 DM,4 <= ... < 7 years,2,none,4,car or other,36,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),car (used),3850,< 100 DM,4 <= ... < 7 years,3,none,1,car or other,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,furniture / equipment,3650,< 100 DM,< 1 year,1,none,4,car or other,22,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,36,existing credits paid back duly till now,furniture / equipment,3446,< 100 DM,>= 7 years,4,none,2,car or other,42,none,own,1,skilled employee / official,2,none,yes,BAD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,furniture / equipment,3001,< 100 DM,4 <= ... < 7 years,2,none,4,real estate,40,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,36,existing credits paid back duly till now,car (new),3079,unknown / no savings account,1 <= ... < 4 years,4,none,4,real estate,36,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),radio / television,6070,< 100 DM,>= 7 years,3,none,4,car or other,33,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,10,critical account / other credits existing (not at this bank),furniture / equipment,2146,< 100 DM,< 1 year,1,none,3,real estate,23,none,rent,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,60,critical account / other credits existing (not at this bank),car (new),13756,unknown / no savings account,>= 7 years,2,none,4,unknown / no property,63,bank,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,60,all credits at this bank paid back duly,others,14782,100 <= ... < 500 DM,>= 7 years,3,none,4,unknown / no property,60,bank,for free,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male < 0 DM,48,all credits at this bank paid back duly,business,7685,< 100 DM,4 <= ... < 7 years,2,guarantor,4,car or other,37,none,rent,1,skilled employee / official,1,none,yes,BAD,Male no checking account,18,delay in paying off in the past,radio / television,2320,< 100 DM,unemployed,2,none,3,real estate,34,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,7,delay in paying off in the past,radio / television,846,unknown / no savings account,>= 7 years,3,none,4,unknown / no property,36,none,for free,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,36,existing credits paid back duly till now,car (new),14318,< 100 DM,>= 7 years,4,none,2,unknown / no property,57,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,6,critical account / other credits existing (not at this bank),car (new),362,100 <= ... < 500 DM,1 <= ... < 4 years,4,none,4,car or other,52,none,own,2,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,20,existing credits paid back duly till now,furniture / equipment,2212,unknown / no savings account,4 <= ... < 7 years,4,none,4,car or other,39,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,car (used),12976,< 100 DM,unemployed,3,none,4,unknown / no property,38,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male no checking account,22,existing credits paid back duly till now,car (new),1283,unknown / no savings account,4 <= ... < 7 years,4,none,4,building society savings agreement / life insurance,25,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male >= 200 DM,12,existing credits paid back duly till now,car (new),1330,< 100 DM,< 1 year,4,none,1,real estate,26,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,30,delay in paying off in the past,business,4272,100 <= ... < 500 DM,1 <= ... < 4 years,2,none,2,building society savings agreement / life insurance,26,none,own,2,unskilled - resident,1,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),radio / television,2238,< 100 DM,1 <= ... < 4 years,2,none,1,car or other,25,none,own,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,18,existing credits paid back duly till now,radio / television,1126,unknown / no savings account,< 1 year,4,none,2,real estate,21,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),furniture / equipment,7374,< 100 DM,unemployed,4,none,4,building society savings agreement / life insurance,40,stores,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,15,critical account / other credits existing (not at this bank),business,2326,500 <= ... < 1000 DM,1 <= ... < 4 years,2,none,4,car or other,27,bank,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,9,existing credits paid back duly till now,business,1449,< 100 DM,4 <= ... < 7 years,3,none,2,car or other,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,18,existing credits paid back duly till now,car (new),1820,< 100 DM,1 <= ... < 4 years,2,none,2,building society savings agreement / life insurance,30,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,furniture / equipment,983,>= 1000 DM,< 1 year,1,none,4,real estate,19,none,rent,1,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,36,existing credits paid back duly till now,car (new),3249,< 100 DM,4 <= ... < 7 years,2,none,4,unknown / no property,39,bank,for free,1,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female < 0 DM,6,critical account / other credits existing (not at this bank),radio / television,1957,< 100 DM,4 <= ... < 7 years,1,none,4,car or other,31,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,9,critical account / other credits existing (not at this bank),furniture / equipment,2406,< 100 DM,unemployed,2,none,3,car or other,31,none,own,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Female 0 < ... < 200 DM,39,delay in paying off in the past,education,11760,100 <= ... < 500 DM,4 <= ... < 7 years,2,none,3,unknown / no property,32,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,furniture / equipment,2578,< 100 DM,unemployed,3,none,4,unknown / no property,55,none,for free,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Male < 0 DM,36,critical account / other credits existing (not at this bank),furniture / equipment,2348,< 100 DM,1 <= ... < 4 years,3,none,2,building society savings agreement / life insurance,46,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),1223,< 100 DM,>= 7 years,1,none,1,real estate,46,none,rent,2,skilled employee / official,1,none,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),radio / television,1516,>= 1000 DM,1 <= ... < 4 years,4,none,1,real estate,43,none,own,2,unskilled - resident,1,none,yes,GOOD,Male no checking account,18,existing credits paid back duly till now,radio / television,1473,< 100 DM,< 1 year,3,none,4,real estate,39,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),business,1887,unknown / no savings account,1 <= ... < 4 years,4,none,4,real estate,28,bank,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,delay in paying off in the past,business,8648,< 100 DM,< 1 year,2,none,2,car or other,27,bank,own,2,skilled employee / official,1,yes,yes,BAD,Female no checking account,14,delay in paying off in the past,car (new),802,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,27,none,own,2,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,18,delay in paying off in the past,car (new),2899,unknown / no savings account,>= 7 years,4,none,4,car or other,43,none,own,1,skilled employee / official,2,none,yes,GOOD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,radio / television,2039,< 100 DM,< 1 year,1,none,1,building society savings agreement / life insurance,22,none,own,1,skilled employee / official,1,yes,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),car (used),2197,unknown / no savings account,4 <= ... < 7 years,4,none,4,car or other,43,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,15,existing credits paid back duly till now,radio / television,1053,< 100 DM,< 1 year,4,none,2,real estate,27,none,own,1,skilled employee / official,1,none,no,GOOD,Female no checking account,24,existing credits paid back duly till now,radio / television,3235,500 <= ... < 1000 DM,>= 7 years,3,none,2,car or other,26,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female >= 200 DM,12,critical account / other credits existing (not at this bank),car (new),939,500 <= ... < 1000 DM,4 <= ... < 7 years,4,none,2,real estate,28,none,own,3,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,radio / television,1967,< 100 DM,>= 7 years,4,none,4,car or other,20,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male no checking account,33,critical account / other credits existing (not at this bank),car (used),7253,< 100 DM,4 <= ... < 7 years,3,none,2,car or other,35,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),business,2292,< 100 DM,unemployed,4,none,2,car or other,42,stores,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,10,existing credits paid back duly till now,car (new),1597,500 <= ... < 1000 DM,1 <= ... < 4 years,3,none,2,unknown / no property,40,none,rent,1,unskilled - resident,2,none,no,GOOD,Female < 0 DM,24,existing credits paid back duly till now,car (new),1381,unknown / no savings account,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,35,none,own,1,skilled employee / official,1,none,yes,BAD,Male no checking account,36,critical account / other credits existing (not at this bank),car (used),5842,< 100 DM,>= 7 years,2,none,2,building society savings agreement / life insurance,35,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,car (new),2579,< 100 DM,< 1 year,4,none,1,real estate,33,none,own,1,unskilled - resident,2,none,yes,BAD,Female < 0 DM,18,delay in paying off in the past,education,8471,unknown / no savings account,1 <= ... < 4 years,1,none,2,car or other,23,none,rent,2,skilled employee / official,1,yes,yes,GOOD,Male no checking account,21,existing credits paid back duly till now,car (new),2782,500 <= ... < 1000 DM,4 <= ... < 7 years,1,none,2,car or other,31,bank,own,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Male 0 < ... < 200 DM,18,existing credits paid back duly till now,car (new),1042,unknown / no savings account,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,33,none,own,1,skilled employee / official,1,none,yes,BAD,Male no checking account,15,existing credits paid back duly till now,car (new),3186,>= 1000 DM,4 <= ... < 7 years,2,none,3,car or other,20,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,car (used),2028,unknown / no savings account,1 <= ... < 4 years,4,none,2,car or other,30,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,critical account / other credits existing (not at this bank),car (new),958,< 100 DM,4 <= ... < 7 years,2,none,3,real estate,47,none,own,2,unskilled - resident,2,none,yes,GOOD,Female no checking account,21,delay in paying off in the past,furniture / equipment,1591,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,3,real estate,34,none,own,2,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,furniture / equipment,2762,unknown / no savings account,>= 7 years,1,none,2,building society savings agreement / life insurance,25,bank,own,1,skilled employee / official,1,yes,yes,BAD,Male 0 < ... < 200 DM,18,existing credits paid back duly till now,car (used),2779,< 100 DM,1 <= ... < 4 years,1,none,3,car or other,21,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,28,critical account / other credits existing (not at this bank),radio / television,2743,< 100 DM,>= 7 years,4,none,2,car or other,29,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),radio / television,1149,>= 1000 DM,1 <= ... < 4 years,4,none,3,real estate,46,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,9,existing credits paid back duly till now,furniture / equipment,1313,< 100 DM,>= 7 years,1,none,4,car or other,20,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,18,critical account / other credits existing (not at this bank),repairs,1190,< 100 DM,unemployed,2,none,4,unknown / no property,55,none,for free,3,unemployed / unskilled - non-resident,2,none,yes,BAD,Male no checking account,5,existing credits paid back duly till now,business,3448,< 100 DM,4 <= ... < 7 years,1,none,4,real estate,74,none,own,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,others,11328,< 100 DM,1 <= ... < 4 years,2,co-applicant,3,car or other,29,bank,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female < 0 DM,6,critical account / other credits existing (not at this bank),furniture / equipment,1872,< 100 DM,unemployed,4,none,4,unknown / no property,36,none,for free,3,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),repairs,2058,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,33,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,9,existing credits paid back duly till now,furniture / equipment,2136,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,25,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,1484,unknown / no savings account,1 <= ... < 4 years,2,none,1,real estate,25,none,own,1,skilled employee / official,1,yes,yes,BAD,Female no checking account,6,existing credits paid back duly till now,repairs,660,500 <= ... < 1000 DM,4 <= ... < 7 years,2,none,4,real estate,23,none,rent,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),car (new),1287,>= 1000 DM,>= 7 years,4,none,4,real estate,37,none,own,2,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,42,critical account / other credits existing (not at this bank),repairs,3394,< 100 DM,unemployed,4,co-applicant,4,car or other,65,none,own,2,unemployed / unskilled - non-resident,1,none,yes,GOOD,Female >= 200 DM,12,all credits at this bank paid back duly,business,609,< 100 DM,< 1 year,4,none,1,real estate,26,none,own,1,unemployed / unskilled - non-resident,1,none,yes,BAD,Male no checking account,12,existing credits paid back duly till now,car (new),1884,< 100 DM,>= 7 years,4,none,4,car or other,39,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,furniture / equipment,1620,< 100 DM,1 <= ... < 4 years,2,co-applicant,3,building society savings agreement / life insurance,30,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,20,delay in paying off in the past,others,2629,< 100 DM,1 <= ... < 4 years,2,none,3,car or other,29,bank,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,education,719,< 100 DM,>= 7 years,4,none,4,car or other,41,bank,own,1,unskilled - resident,2,none,yes,BAD,Female 0 < ... < 200 DM,48,critical account / other credits existing (not at this bank),furniture / equipment,5096,< 100 DM,1 <= ... < 4 years,2,none,3,car or other,30,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male no checking account,9,critical account / other credits existing (not at this bank),education,1244,unknown / no savings account,>= 7 years,4,none,4,building society savings agreement / life insurance,41,none,rent,2,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,36,existing credits paid back duly till now,car (new),1842,< 100 DM,< 1 year,4,none,4,car or other,34,none,own,1,skilled employee / official,1,yes,yes,BAD,Male 0 < ... < 200 DM,7,existing credits paid back duly till now,radio / television,2576,< 100 DM,1 <= ... < 4 years,2,guarantor,2,real estate,35,none,own,1,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,12,existing credits paid back duly till now,furniture / equipment,1424,unknown / no savings account,>= 7 years,3,none,4,real estate,55,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male 0 < ... < 200 DM,15,delay in paying off in the past,repairs,1512,>= 1000 DM,1 <= ... < 4 years,3,none,3,building society savings agreement / life insurance,61,stores,own,2,skilled employee / official,1,none,yes,BAD,Female no checking account,36,critical account / other credits existing (not at this bank),car (used),11054,unknown / no savings account,1 <= ... < 4 years,4,none,2,car or other,30,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,6,existing credits paid back duly till now,radio / television,518,< 100 DM,1 <= ... < 4 years,3,none,1,real estate,29,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,12,no credits taken / all credits paid back duly,furniture / equipment,2759,< 100 DM,>= 7 years,2,none,4,building society savings agreement / life insurance,34,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (used),2670,< 100 DM,>= 7 years,4,none,4,car or other,35,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,car (new),4817,< 100 DM,4 <= ... < 7 years,2,co-applicant,3,building society savings agreement / life insurance,31,none,own,1,skilled employee / official,1,yes,yes,BAD,Female no checking account,24,existing credits paid back duly till now,car (used),2679,< 100 DM,< 1 year,4,none,1,unknown / no property,29,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male < 0 DM,11,critical account / other credits existing (not at this bank),car (new),3905,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,36,none,rent,2,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,car (used),3386,< 100 DM,>= 7 years,3,none,4,unknown / no property,35,none,for free,1,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,6,existing credits paid back duly till now,domestic appliances,343,< 100 DM,< 1 year,4,none,1,real estate,27,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,18,existing credits paid back duly till now,radio / television,4594,< 100 DM,< 1 year,3,none,2,car or other,32,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,36,existing credits paid back duly till now,furniture / equipment,3620,< 100 DM,1 <= ... < 4 years,1,guarantor,2,building society savings agreement / life insurance,37,none,own,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,15,existing credits paid back duly till now,car (new),1721,< 100 DM,< 1 year,2,none,3,real estate,36,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,furniture / equipment,3017,< 100 DM,< 1 year,3,none,1,real estate,34,none,rent,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,retrainin,754,unknown / no savings account,>= 7 years,4,none,4,building society savings agreement / life insurance,38,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,business,1950,< 100 DM,4 <= ... < 7 years,4,none,1,car or other,34,stores,own,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,car (used),2924,< 100 DM,1 <= ... < 4 years,3,guarantor,4,unknown / no property,63,bank,own,1,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,24,delay in paying off in the past,radio / television,1659,< 100 DM,< 1 year,4,none,2,car or other,29,none,rent,1,unskilled - resident,1,yes,yes,BAD,Male no checking account,48,delay in paying off in the past,radio / television,7238,unknown / no savings account,>= 7 years,3,none,3,car or other,32,bank,own,2,skilled employee / official,2,none,yes,GOOD,Female no checking account,33,delay in paying off in the past,business,2764,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,26,none,own,2,skilled employee / official,1,yes,yes,GOOD,Male no checking account,24,delay in paying off in the past,car (used),4679,< 100 DM,4 <= ... < 7 years,3,none,3,car or other,35,none,own,2,unskilled - resident,1,yes,yes,GOOD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,radio / television,3092,100 <= ... < 500 DM,< 1 year,3,none,2,car or other,22,none,rent,1,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,6,existing credits paid back duly till now,education,448,< 100 DM,< 1 year,4,none,4,building society savings agreement / life insurance,23,none,own,1,skilled employee / official,1,none,yes,BAD,Male < 0 DM,9,existing credits paid back duly till now,car (new),654,< 100 DM,1 <= ... < 4 years,4,none,3,car or other,28,none,own,1,unskilled - resident,1,none,yes,BAD,Female no checking account,6,existing credits paid back duly till now,retrainin,1238,unknown / no savings account,unemployed,4,none,4,building society savings agreement / life insurance,36,none,own,1,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),radio / television,1245,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,33,none,own,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,18,no credits taken / all credits paid back duly,furniture / equipment,3114,< 100 DM,< 1 year,1,none,4,building society savings agreement / life insurance,26,none,rent,1,skilled employee / official,1,none,yes,BAD,Male no checking account,39,existing credits paid back duly till now,car (used),2569,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,4,car or other,24,none,own,1,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,24,existing credits paid back duly till now,radio / television,5152,< 100 DM,4 <= ... < 7 years,4,none,2,car or other,25,bank,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,business,1037,100 <= ... < 500 DM,4 <= ... < 7 years,3,none,4,real estate,39,none,own,1,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,15,critical account / other credits existing (not at this bank),furniture / equipment,1478,< 100 DM,>= 7 years,4,none,4,car or other,44,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female 0 < ... < 200 DM,12,critical account / other credits existing (not at this bank),radio / television,3573,< 100 DM,1 <= ... < 4 years,1,none,1,real estate,23,none,own,1,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,24,existing credits paid back duly till now,car (new),1201,< 100 DM,< 1 year,4,none,1,building society savings agreement / life insurance,26,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,30,existing credits paid back duly till now,furniture / equipment,3622,>= 1000 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,57,none,rent,2,skilled employee / official,1,yes,yes,GOOD,Male no checking account,15,delay in paying off in the past,furniture / equipment,960,>= 1000 DM,4 <= ... < 7 years,3,none,2,building society savings agreement / life insurance,30,none,own,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,12,critical account / other credits existing (not at this bank),car (new),1163,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,4,real estate,44,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,6,delay in paying off in the past,car (new),1209,< 100 DM,unemployed,4,none,4,building society savings agreement / life insurance,47,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,12,existing credits paid back duly till now,radio / television,3077,< 100 DM,1 <= ... < 4 years,2,none,4,car or other,52,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (new),3757,< 100 DM,>= 7 years,4,co-applicant,4,unknown / no property,62,none,for free,1,skilled employee / official,1,yes,yes,GOOD,Male no checking account,10,existing credits paid back duly till now,car (new),1418,100 <= ... < 500 DM,1 <= ... < 4 years,3,none,2,real estate,35,none,rent,1,unskilled - resident,1,none,no,GOOD,Female no checking account,6,existing credits paid back duly till now,car (new),3518,< 100 DM,1 <= ... < 4 years,2,guarantor,3,building society savings agreement / life insurance,26,none,rent,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),radio / television,1934,< 100 DM,>= 7 years,2,none,2,unknown / no property,26,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,27,no credits taken / all credits paid back duly,business,8318,< 100 DM,>= 7 years,2,none,4,unknown / no property,42,none,for free,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male no checking account,6,critical account / other credits existing (not at this bank),radio / television,1237,100 <= ... < 500 DM,1 <= ... < 4 years,1,none,1,building society savings agreement / life insurance,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,6,existing credits paid back duly till now,radio / television,368,unknown / no savings account,>= 7 years,4,none,4,building society savings agreement / life insurance,38,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,12,critical account / other credits existing (not at this bank),car (new),2122,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,39,none,rent,2,unskilled - resident,2,none,no,GOOD,Female < 0 DM,24,existing credits paid back duly till now,furniture / equipment,2996,unknown / no savings account,1 <= ... < 4 years,2,none,4,car or other,20,none,own,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,36,existing credits paid back duly till now,furniture / equipment,9034,100 <= ... < 500 DM,< 1 year,4,co-applicant,1,unknown / no property,29,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),furniture / equipment,1585,< 100 DM,4 <= ... < 7 years,4,none,3,building society savings agreement / life insurance,40,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,radio / television,1301,< 100 DM,>= 7 years,4,guarantor,2,real estate,32,none,own,1,unskilled - resident,1,none,yes,GOOD,Female >= 200 DM,6,critical account / other credits existing (not at this bank),car (new),1323,100 <= ... < 500 DM,>= 7 years,2,none,4,car or other,28,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,car (new),3123,< 100 DM,< 1 year,4,none,1,building society savings agreement / life insurance,27,none,own,1,skilled employee / official,1,none,yes,BAD,Male < 0 DM,36,existing credits paid back duly till now,car (used),5493,< 100 DM,>= 7 years,2,none,4,unknown / no property,42,none,for free,1,skilled employee / official,2,none,yes,GOOD,Female >= 200 DM,9,existing credits paid back duly till now,radio / television,1126,100 <= ... < 500 DM,>= 7 years,2,none,4,real estate,49,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,24,critical account / other credits existing (not at this bank),radio / television,1216,100 <= ... < 500 DM,< 1 year,4,none,4,unknown / no property,38,bank,own,2,skilled employee / official,2,none,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,car (new),1207,< 100 DM,< 1 year,4,none,4,building society savings agreement / life insurance,24,none,rent,1,skilled employee / official,1,none,yes,BAD,Male no checking account,10,existing credits paid back duly till now,car (new),1309,unknown / no savings account,1 <= ... < 4 years,4,guarantor,4,building society savings agreement / life insurance,27,none,own,1,unskilled - resident,1,none,yes,BAD,Female >= 200 DM,15,critical account / other credits existing (not at this bank),car (used),2360,500 <= ... < 1000 DM,1 <= ... < 4 years,2,none,2,car or other,36,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,15,all credits at this bank paid back duly,car (new),6850,100 <= ... < 500 DM,unemployed,1,none,2,building society savings agreement / life insurance,34,none,own,1,management / self-employed / highly qualified employee / officer,2,yes,yes,BAD,Female no checking account,24,existing credits paid back duly till now,radio / television,1413,< 100 DM,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,28,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,39,existing credits paid back duly till now,car (used),8588,100 <= ... < 500 DM,>= 7 years,4,none,2,car or other,45,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,car (new),759,< 100 DM,4 <= ... < 7 years,4,none,2,real estate,26,none,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,36,existing credits paid back duly till now,car (used),4686,< 100 DM,1 <= ... < 4 years,2,none,2,unknown / no property,32,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female >= 200 DM,15,existing credits paid back duly till now,business,2687,< 100 DM,4 <= ... < 7 years,2,none,4,building society savings agreement / life insurance,26,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,12,delay in paying off in the past,radio / television,585,< 100 DM,1 <= ... < 4 years,4,co-applicant,4,real estate,20,none,rent,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (new),2255,unknown / no savings account,< 1 year,4,none,1,building society savings agreement / life insurance,54,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,6,critical account / other credits existing (not at this bank),car (new),609,< 100 DM,4 <= ... < 7 years,4,none,3,building society savings agreement / life insurance,37,none,own,2,skilled employee / official,1,none,no,GOOD,Male < 0 DM,6,critical account / other credits existing (not at this bank),car (new),1361,< 100 DM,< 1 year,2,none,4,real estate,40,none,own,1,unskilled - resident,2,none,no,GOOD,Female no checking account,36,critical account / other credits existing (not at this bank),furniture / equipment,7127,< 100 DM,< 1 year,2,none,4,building society savings agreement / life insurance,23,none,rent,2,skilled employee / official,1,yes,yes,BAD,Male < 0 DM,6,existing credits paid back duly till now,car (new),1203,100 <= ... < 500 DM,>= 7 years,3,none,2,building society savings agreement / life insurance,43,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,6,critical account / other credits existing (not at this bank),radio / television,700,unknown / no savings account,>= 7 years,4,none,4,unknown / no property,36,none,for free,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),repairs,5507,< 100 DM,>= 7 years,3,none,4,unknown / no property,44,none,for free,2,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,radio / television,3190,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,24,none,own,1,skilled employee / official,1,none,yes,BAD,Male < 0 DM,48,no credits taken / all credits paid back duly,furniture / equipment,7119,< 100 DM,1 <= ... < 4 years,3,none,4,unknown / no property,53,none,for free,2,skilled employee / official,2,none,yes,BAD,Female no checking account,24,existing credits paid back duly till now,car (used),3488,100 <= ... < 500 DM,4 <= ... < 7 years,3,none,4,car or other,23,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,18,existing credits paid back duly till now,radio / television,1113,< 100 DM,1 <= ... < 4 years,4,guarantor,4,real estate,26,none,own,1,unskilled - resident,2,none,yes,GOOD,Male 0 < ... < 200 DM,26,existing credits paid back duly till now,car (used),7966,< 100 DM,< 1 year,2,none,3,car or other,30,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,15,critical account / other credits existing (not at this bank),education,1532,100 <= ... < 500 DM,1 <= ... < 4 years,4,none,3,car or other,31,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,4,critical account / other credits existing (not at this bank),radio / television,1503,< 100 DM,4 <= ... < 7 years,2,none,1,real estate,42,none,own,2,unskilled - resident,2,none,yes,GOOD,Female < 0 DM,36,existing credits paid back duly till now,radio / television,2302,< 100 DM,1 <= ... < 4 years,4,none,4,car or other,31,none,rent,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,6,existing credits paid back duly till now,car (new),662,< 100 DM,< 1 year,3,none,4,real estate,41,none,own,1,unskilled - resident,2,yes,yes,GOOD,Female 0 < ... < 200 DM,36,existing credits paid back duly till now,education,2273,< 100 DM,4 <= ... < 7 years,3,none,1,car or other,32,none,own,2,skilled employee / official,2,none,yes,GOOD,Female 0 < ... < 200 DM,15,existing credits paid back duly till now,car (new),2631,100 <= ... < 500 DM,1 <= ... < 4 years,2,none,4,car or other,28,none,rent,2,skilled employee / official,1,yes,yes,BAD,Male no checking account,12,delay in paying off in the past,car (used),1503,< 100 DM,1 <= ... < 4 years,4,none,4,real estate,41,none,rent,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,radio / television,1311,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,3,building society savings agreement / life insurance,26,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,radio / television,3105,unknown / no savings account,< 1 year,4,none,2,car or other,25,none,own,2,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,21,critical account / other credits existing (not at this bank),education,2319,< 100 DM,< 1 year,2,none,1,car or other,33,none,rent,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,6,existing credits paid back duly till now,car (new),1374,unknown / no savings account,unemployed,4,none,3,building society savings agreement / life insurance,75,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),furniture / equipment,3612,< 100 DM,>= 7 years,3,none,4,building society savings agreement / life insurance,37,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,48,existing credits paid back duly till now,car (new),7763,< 100 DM,>= 7 years,4,none,4,unknown / no property,42,bank,for free,1,management / self-employed / highly qualified employee / officer,1,none,yes,BAD,Female >= 200 DM,18,existing credits paid back duly till now,furniture / equipment,3049,< 100 DM,< 1 year,1,none,1,building society savings agreement / life insurance,45,stores,own,1,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,1534,< 100 DM,< 1 year,1,none,1,real estate,23,none,rent,1,skilled employee / official,1,none,yes,BAD,Female no checking account,24,delay in paying off in the past,car (new),2032,< 100 DM,>= 7 years,4,none,4,unknown / no property,60,none,for free,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,30,existing credits paid back duly till now,furniture / equipment,6350,unknown / no savings account,>= 7 years,4,none,4,building society savings agreement / life insurance,31,none,own,1,skilled employee / official,1,none,yes,BAD,Female >= 200 DM,18,existing credits paid back duly till now,furniture / equipment,2864,< 100 DM,1 <= ... < 4 years,2,none,1,real estate,34,none,own,1,unskilled - resident,2,none,yes,BAD,Female no checking account,12,critical account / other credits existing (not at this bank),car (new),1255,< 100 DM,>= 7 years,4,none,4,real estate,61,none,own,2,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,24,delay in paying off in the past,car (new),1333,< 100 DM,unemployed,4,none,2,real estate,43,none,for free,2,skilled employee / official,2,none,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),car (new),2022,< 100 DM,1 <= ... < 4 years,4,none,4,car or other,37,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male no checking account,24,existing credits paid back duly till now,radio / television,1552,< 100 DM,4 <= ... < 7 years,3,none,1,car or other,32,bank,own,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,12,all credits at this bank paid back duly,radio / television,626,< 100 DM,1 <= ... < 4 years,4,none,4,real estate,24,bank,own,1,unskilled - resident,1,none,yes,BAD,Male no checking account,48,critical account / other credits existing (not at this bank),car (used),8858,unknown / no savings account,4 <= ... < 7 years,2,none,1,unknown / no property,35,none,for free,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),repairs,996,unknown / no savings account,4 <= ... < 7 years,4,none,4,real estate,23,none,own,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,6,all credits at this bank paid back duly,radio / television,1750,500 <= ... < 1000 DM,>= 7 years,2,none,4,building society savings agreement / life insurance,45,bank,own,1,unskilled - resident,2,none,yes,GOOD,Female < 0 DM,48,existing credits paid back duly till now,radio / television,6999,< 100 DM,4 <= ... < 7 years,1,guarantor,1,real estate,34,none,own,2,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,12,critical account / other credits existing (not at this bank),car (new),1995,100 <= ... < 500 DM,< 1 year,4,none,1,car or other,27,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,9,existing credits paid back duly till now,education,1199,< 100 DM,4 <= ... < 7 years,4,none,4,building society savings agreement / life insurance,67,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,1331,< 100 DM,< 1 year,2,none,1,car or other,22,stores,own,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,18,no credits taken / all credits paid back duly,car (new),2278,100 <= ... < 500 DM,< 1 year,3,none,3,car or other,28,none,own,2,skilled employee / official,1,none,yes,BAD,Male no checking account,21,no credits taken / all credits paid back duly,car (new),5003,unknown / no savings account,1 <= ... < 4 years,1,none,4,building society savings agreement / life insurance,29,bank,own,2,skilled employee / official,1,yes,yes,BAD,Male < 0 DM,24,all credits at this bank paid back duly,furniture / equipment,3552,< 100 DM,4 <= ... < 7 years,3,none,4,car or other,27,bank,own,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),furniture / equipment,1928,< 100 DM,< 1 year,2,none,2,real estate,31,none,own,2,unskilled - resident,1,none,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,car (used),2964,unknown / no savings account,>= 7 years,4,none,4,unknown / no property,49,bank,for free,1,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,24,all credits at this bank paid back duly,radio / television,1546,< 100 DM,4 <= ... < 7 years,4,guarantor,4,car or other,24,bank,rent,1,unskilled - resident,1,none,yes,BAD,Female >= 200 DM,6,delay in paying off in the past,radio / television,683,< 100 DM,< 1 year,2,none,1,building society savings agreement / life insurance,29,bank,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,36,existing credits paid back duly till now,car (new),12389,unknown / no savings account,1 <= ... < 4 years,1,none,4,unknown / no property,37,none,for free,1,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,24,delay in paying off in the past,business,4712,unknown / no savings account,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,37,bank,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,24,delay in paying off in the past,radio / television,1553,100 <= ... < 500 DM,4 <= ... < 7 years,3,none,2,building society savings agreement / life insurance,23,none,rent,2,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,12,existing credits paid back duly till now,car (new),1372,< 100 DM,4 <= ... < 7 years,2,none,3,car or other,36,none,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),radio / television,2578,>= 1000 DM,>= 7 years,2,none,2,car or other,34,none,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,48,existing credits paid back duly till now,radio / television,3979,unknown / no savings account,4 <= ... < 7 years,4,none,1,car or other,41,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,48,existing credits paid back duly till now,radio / television,6758,< 100 DM,1 <= ... < 4 years,3,none,2,car or other,31,none,own,1,skilled employee / official,1,yes,yes,BAD,Male < 0 DM,24,existing credits paid back duly till now,furniture / equipment,3234,< 100 DM,< 1 year,4,none,4,real estate,23,none,rent,1,unskilled - resident,1,yes,yes,BAD,Male no checking account,30,critical account / other credits existing (not at this bank),radio / television,5954,< 100 DM,4 <= ... < 7 years,3,co-applicant,2,car or other,38,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (used),5433,unknown / no savings account,unemployed,2,none,4,building society savings agreement / life insurance,26,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male < 0 DM,15,existing credits paid back duly till now,business,806,< 100 DM,1 <= ... < 4 years,4,none,4,building society savings agreement / life insurance,22,none,own,1,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,9,existing credits paid back duly till now,radio / television,1082,< 100 DM,>= 7 years,4,none,4,car or other,27,none,own,2,unskilled - resident,1,none,yes,GOOD,Female no checking account,15,critical account / other credits existing (not at this bank),furniture / equipment,2788,< 100 DM,4 <= ... < 7 years,2,co-applicant,3,car or other,24,bank,own,2,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,2930,< 100 DM,4 <= ... < 7 years,2,none,1,real estate,27,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,24,critical account / other credits existing (not at this bank),education,1927,unknown / no savings account,1 <= ... < 4 years,3,none,2,car or other,33,none,own,2,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,36,critical account / other credits existing (not at this bank),car (new),2820,< 100 DM,< 1 year,4,none,4,car or other,27,none,own,2,skilled employee / official,1,none,yes,BAD,Female no checking account,24,existing credits paid back duly till now,retrainin,937,< 100 DM,< 1 year,4,none,3,car or other,27,none,own,2,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),car (new),1056,< 100 DM,>= 7 years,3,guarantor,3,real estate,30,bank,own,2,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,12,critical account / other credits existing (not at this bank),car (new),3124,< 100 DM,< 1 year,1,none,3,real estate,49,bank,own,2,unskilled - resident,2,none,yes,GOOD,Female no checking account,9,existing credits paid back duly till now,furniture / equipment,1388,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,26,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,36,existing credits paid back duly till now,repairs,2384,< 100 DM,< 1 year,4,none,1,unknown / no property,33,none,rent,1,unskilled - resident,1,none,yes,BAD,Female no checking account,12,existing credits paid back duly till now,car (new),2133,unknown / no savings account,>= 7 years,4,none,4,unknown / no property,52,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male < 0 DM,18,existing credits paid back duly till now,furniture / equipment,2039,< 100 DM,1 <= ... < 4 years,1,none,4,real estate,20,bank,rent,1,skilled employee / official,1,none,yes,BAD,Male < 0 DM,9,critical account / other credits existing (not at this bank),car (new),2799,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,36,none,rent,2,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,furniture / equipment,1289,< 100 DM,1 <= ... < 4 years,4,guarantor,1,building society savings agreement / life insurance,21,none,own,1,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,domestic appliances,1217,< 100 DM,1 <= ... < 4 years,4,none,3,real estate,47,none,own,1,unskilled - resident,1,yes,yes,BAD,Female < 0 DM,12,critical account / other credits existing (not at this bank),furniture / equipment,2246,< 100 DM,>= 7 years,3,none,3,building society savings agreement / life insurance,60,none,own,2,skilled employee / official,1,none,yes,BAD,Female < 0 DM,12,critical account / other credits existing (not at this bank),radio / television,385,< 100 DM,4 <= ... < 7 years,4,none,3,real estate,58,none,own,4,unskilled - resident,1,yes,yes,GOOD,Male 0 < ... < 200 DM,24,delay in paying off in the past,car (new),1965,unknown / no savings account,1 <= ... < 4 years,4,none,4,car or other,42,none,rent,2,skilled employee / official,1,yes,yes,GOOD,Male no checking account,21,existing credits paid back duly till now,business,1572,>= 1000 DM,>= 7 years,4,none,4,real estate,36,bank,own,1,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,24,existing credits paid back duly till now,car (new),2718,< 100 DM,1 <= ... < 4 years,3,none,4,building society savings agreement / life insurance,20,none,rent,1,unskilled - resident,1,yes,yes,BAD,Male < 0 DM,24,all credits at this bank paid back duly,others,1358,unknown / no savings account,>= 7 years,4,none,3,car or other,40,stores,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female 0 < ... < 200 DM,6,all credits at this bank paid back duly,car (new),931,100 <= ... < 500 DM,< 1 year,1,none,1,building society savings agreement / life insurance,32,stores,own,1,unskilled - resident,1,none,yes,BAD,Male < 0 DM,24,existing credits paid back duly till now,car (new),1442,< 100 DM,4 <= ... < 7 years,4,none,4,car or other,23,none,rent,2,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,24,no credits taken / all credits paid back duly,business,4241,< 100 DM,1 <= ... < 4 years,1,none,4,real estate,36,none,own,3,unskilled - resident,1,yes,yes,BAD,Female no checking account,18,critical account / other credits existing (not at this bank),car (new),2775,< 100 DM,4 <= ... < 7 years,2,none,2,building society savings agreement / life insurance,31,bank,own,2,skilled employee / official,1,none,yes,BAD,Female no checking account,24,delay in paying off in the past,business,3863,< 100 DM,1 <= ... < 4 years,1,none,2,unknown / no property,32,none,for free,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,7,existing credits paid back duly till now,radio / television,2329,< 100 DM,< 1 year,1,guarantor,1,real estate,45,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,9,existing credits paid back duly till now,furniture / equipment,918,< 100 DM,1 <= ... < 4 years,4,none,1,building society savings agreement / life insurance,30,none,own,1,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,24,all credits at this bank paid back duly,education,1837,< 100 DM,4 <= ... < 7 years,4,none,4,unknown / no property,34,bank,for free,1,unskilled - resident,1,none,yes,BAD,Male no checking account,36,existing credits paid back duly till now,furniture / equipment,3349,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,28,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male >= 200 DM,10,existing credits paid back duly till now,furniture / equipment,1275,< 100 DM,< 1 year,4,none,2,building society savings agreement / life insurance,23,none,own,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,24,all credits at this bank paid back duly,furniture / equipment,2828,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,4,real estate,22,stores,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),business,4526,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,74,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,36,existing credits paid back duly till now,radio / television,2671,100 <= ... < 500 DM,1 <= ... < 4 years,4,co-applicant,4,unknown / no property,50,none,for free,1,skilled employee / official,1,none,yes,BAD,Male no checking account,18,existing credits paid back duly till now,radio / television,2051,< 100 DM,< 1 year,4,none,1,real estate,33,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,15,existing credits paid back duly till now,car (used),1300,unknown / no savings account,>= 7 years,4,none,4,unknown / no property,45,bank,for free,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,domestic appliances,741,100 <= ... < 500 DM,unemployed,4,none,3,building society savings agreement / life insurance,22,none,own,1,skilled employee / official,1,none,yes,BAD,Male >= 200 DM,10,existing credits paid back duly till now,car (new),1240,100 <= ... < 500 DM,>= 7 years,1,none,4,unknown / no property,48,none,for free,1,unskilled - resident,2,none,yes,BAD,Male < 0 DM,21,existing credits paid back duly till now,radio / television,3357,>= 1000 DM,< 1 year,4,none,2,car or other,29,bank,own,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,24,all credits at this bank paid back duly,car (used),3632,< 100 DM,1 <= ... < 4 years,1,guarantor,4,car or other,22,bank,rent,1,skilled employee / official,1,none,no,GOOD,Male no checking account,18,delay in paying off in the past,furniture / equipment,1808,< 100 DM,4 <= ... < 7 years,4,none,1,real estate,22,none,own,1,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,48,no credits taken / all credits paid back duly,business,12204,unknown / no savings account,1 <= ... < 4 years,2,none,2,car or other,48,bank,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,60,delay in paying off in the past,radio / television,9157,unknown / no savings account,1 <= ... < 4 years,2,none,2,unknown / no property,27,none,for free,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Female < 0 DM,6,critical account / other credits existing (not at this bank),car (new),3676,< 100 DM,1 <= ... < 4 years,1,none,3,real estate,37,none,rent,3,skilled employee / official,2,none,yes,GOOD,Female 0 < ... < 200 DM,30,existing credits paid back duly till now,furniture / equipment,3441,100 <= ... < 500 DM,1 <= ... < 4 years,2,co-applicant,4,car or other,21,none,rent,1,skilled employee / official,1,none,yes,BAD,Male no checking account,12,existing credits paid back duly till now,car (new),640,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,49,none,own,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,21,critical account / other credits existing (not at this bank),business,3652,< 100 DM,4 <= ... < 7 years,2,none,3,building society savings agreement / life insurance,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),car (new),1530,< 100 DM,1 <= ... < 4 years,3,none,2,building society savings agreement / life insurance,32,bank,own,2,skilled employee / official,1,none,yes,BAD,Female no checking account,48,existing credits paid back duly till now,business,3914,unknown / no savings account,1 <= ... < 4 years,4,none,2,real estate,38,bank,own,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,12,existing credits paid back duly till now,furniture / equipment,1858,< 100 DM,< 1 year,4,none,1,car or other,22,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,18,existing credits paid back duly till now,radio / television,2600,< 100 DM,1 <= ... < 4 years,4,none,4,unknown / no property,65,none,for free,2,skilled employee / official,1,none,yes,BAD,Female no checking account,15,existing credits paid back duly till now,radio / television,1979,unknown / no savings account,>= 7 years,4,none,2,car or other,35,none,own,1,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,6,existing credits paid back duly till now,furniture / equipment,2116,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,41,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,9,all credits at this bank paid back duly,car (new),1437,100 <= ... < 500 DM,4 <= ... < 7 years,2,none,3,unknown / no property,29,none,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,42,critical account / other credits existing (not at this bank),furniture / equipment,4042,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,4,real estate,36,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,9,existing credits paid back duly till now,education,3832,unknown / no savings account,>= 7 years,1,none,4,real estate,64,none,own,1,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,radio / television,3660,< 100 DM,1 <= ... < 4 years,2,none,4,car or other,28,none,own,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,18,all credits at this bank paid back duly,furniture / equipment,1553,< 100 DM,1 <= ... < 4 years,4,none,3,car or other,44,bank,own,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,15,existing credits paid back duly till now,radio / television,1444,unknown / no savings account,< 1 year,4,none,1,building society savings agreement / life insurance,23,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,9,existing credits paid back duly till now,furniture / equipment,1980,< 100 DM,< 1 year,2,co-applicant,2,car or other,19,none,rent,2,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,24,existing credits paid back duly till now,car (new),1355,< 100 DM,< 1 year,3,none,4,car or other,25,none,own,1,unskilled - resident,1,yes,yes,BAD,Male no checking account,12,existing credits paid back duly till now,education,1393,< 100 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,47,bank,own,3,skilled employee / official,2,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,radio / television,1376,500 <= ... < 1000 DM,4 <= ... < 7 years,4,none,1,car or other,28,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,60,delay in paying off in the past,radio / television,15653,< 100 DM,4 <= ... < 7 years,2,none,4,car or other,21,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,radio / television,1493,< 100 DM,< 1 year,4,none,3,car or other,34,none,own,1,skilled employee / official,2,none,yes,GOOD,Male < 0 DM,42,delay in paying off in the past,radio / television,4370,< 100 DM,4 <= ... < 7 years,3,none,2,building society savings agreement / life insurance,26,bank,own,2,skilled employee / official,2,yes,yes,BAD,Female < 0 DM,18,existing credits paid back duly till now,education,750,< 100 DM,unemployed,4,none,1,real estate,27,none,own,1,unemployed / unskilled - non-resident,1,none,yes,BAD,Male 0 < ... < 200 DM,15,existing credits paid back duly till now,repairs,1308,< 100 DM,>= 7 years,4,none,4,car or other,38,none,own,2,unskilled - resident,1,none,yes,GOOD,Female no checking account,15,existing credits paid back duly till now,education,4623,100 <= ... < 500 DM,1 <= ... < 4 years,3,none,2,building society savings agreement / life insurance,40,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),radio / television,1851,< 100 DM,4 <= ... < 7 years,4,guarantor,2,car or other,33,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,18,critical account / other credits existing (not at this bank),radio / television,1880,< 100 DM,4 <= ... < 7 years,4,none,1,building society savings agreement / life insurance,32,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,36,delay in paying off in the past,business,7980,unknown / no savings account,< 1 year,4,none,4,car or other,27,none,rent,2,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,30,no credits taken / all credits paid back duly,furniture / equipment,4583,< 100 DM,1 <= ... < 4 years,2,guarantor,2,real estate,32,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,car (new),1386,500 <= ... < 1000 DM,1 <= ... < 4 years,2,none,2,building society savings agreement / life insurance,26,none,own,1,skilled employee / official,1,none,yes,BAD,Male >= 200 DM,24,existing credits paid back duly till now,car (new),947,< 100 DM,4 <= ... < 7 years,4,none,3,unknown / no property,38,bank,for free,1,skilled employee / official,2,none,yes,BAD,Female < 0 DM,12,existing credits paid back duly till now,education,684,< 100 DM,1 <= ... < 4 years,4,none,4,car or other,40,none,rent,1,unskilled - resident,2,none,yes,BAD,Female < 0 DM,48,existing credits paid back duly till now,education,7476,< 100 DM,4 <= ... < 7 years,4,none,1,unknown / no property,50,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,furniture / equipment,1922,< 100 DM,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,37,none,own,1,unskilled - resident,1,none,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,car (new),2303,< 100 DM,>= 7 years,4,co-applicant,1,real estate,45,none,own,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,36,delay in paying off in the past,car (new),8086,100 <= ... < 500 DM,>= 7 years,2,none,4,car or other,42,none,own,4,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),car (used),2346,< 100 DM,4 <= ... < 7 years,4,none,3,car or other,35,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,14,existing credits paid back duly till now,car (new),3973,< 100 DM,unemployed,1,none,4,unknown / no property,22,none,for free,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),888,< 100 DM,>= 7 years,4,none,4,car or other,41,bank,own,1,unskilled - resident,2,none,yes,BAD,Female no checking account,48,existing credits paid back duly till now,radio / television,10222,unknown / no savings account,4 <= ... < 7 years,4,none,3,car or other,37,stores,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,30,no credits taken / all credits paid back duly,business,4221,< 100 DM,1 <= ... < 4 years,2,none,1,car or other,28,none,own,2,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),furniture / equipment,6361,< 100 DM,>= 7 years,2,none,1,unknown / no property,41,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female >= 200 DM,12,existing credits paid back duly till now,radio / television,1297,< 100 DM,1 <= ... < 4 years,3,none,4,real estate,23,none,rent,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,car (new),900,unknown / no savings account,1 <= ... < 4 years,4,none,2,car or other,23,none,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,21,existing credits paid back duly till now,furniture / equipment,2241,< 100 DM,>= 7 years,4,none,2,real estate,50,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,6,delay in paying off in the past,furniture / equipment,1050,< 100 DM,unemployed,4,none,1,building society savings agreement / life insurance,35,stores,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female >= 200 DM,6,critical account / other credits existing (not at this bank),education,1047,< 100 DM,1 <= ... < 4 years,2,none,4,building society savings agreement / life insurance,50,none,own,1,unskilled - resident,1,none,yes,GOOD,Male no checking account,24,critical account / other credits existing (not at this bank),others,6314,< 100 DM,unemployed,4,co-applicant,2,unknown / no property,27,bank,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,30,all credits at this bank paid back duly,furniture / equipment,3496,>= 1000 DM,1 <= ... < 4 years,4,none,2,car or other,34,stores,own,1,skilled employee / official,2,yes,yes,GOOD,Female no checking account,48,all credits at this bank paid back duly,business,3609,< 100 DM,1 <= ... < 4 years,1,none,1,real estate,27,stores,own,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,12,critical account / other credits existing (not at this bank),car (new),4843,< 100 DM,>= 7 years,3,co-applicant,4,building society savings agreement / life insurance,43,none,rent,2,skilled employee / official,1,yes,yes,BAD,Female >= 200 DM,30,critical account / other credits existing (not at this bank),radio / television,3017,< 100 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,47,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),business,4139,100 <= ... < 500 DM,1 <= ... < 4 years,3,none,3,building society savings agreement / life insurance,27,none,own,2,unskilled - resident,1,yes,yes,GOOD,Female no checking account,36,existing credits paid back duly till now,business,5742,100 <= ... < 500 DM,4 <= ... < 7 years,2,none,2,car or other,31,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,60,existing credits paid back duly till now,car (new),10366,< 100 DM,>= 7 years,2,none,4,building society savings agreement / life insurance,42,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,6,critical account / other credits existing (not at this bank),car (new),2080,500 <= ... < 1000 DM,1 <= ... < 4 years,1,none,2,car or other,24,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,21,delay in paying off in the past,business,2580,500 <= ... < 1000 DM,< 1 year,4,none,2,real estate,41,bank,own,1,unskilled - resident,2,none,yes,BAD,Female no checking account,30,critical account / other credits existing (not at this bank),radio / television,4530,< 100 DM,4 <= ... < 7 years,4,none,4,car or other,26,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male no checking account,24,critical account / other credits existing (not at this bank),furniture / equipment,5150,< 100 DM,>= 7 years,4,none,4,car or other,33,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,72,existing credits paid back duly till now,radio / television,5595,100 <= ... < 500 DM,1 <= ... < 4 years,2,none,2,car or other,24,none,own,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,radio / television,2384,< 100 DM,>= 7 years,4,none,4,real estate,64,bank,rent,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,radio / television,1453,< 100 DM,< 1 year,3,none,1,real estate,26,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,6,existing credits paid back duly till now,education,1538,< 100 DM,< 1 year,1,none,2,unknown / no property,56,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,12,existing credits paid back duly till now,radio / television,2279,unknown / no savings account,1 <= ... < 4 years,4,none,4,unknown / no property,37,none,for free,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,15,delay in paying off in the past,radio / television,1478,< 100 DM,1 <= ... < 4 years,4,none,3,real estate,33,bank,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),radio / television,5103,< 100 DM,< 1 year,3,none,3,unknown / no property,47,none,for free,3,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,36,delay in paying off in the past,business,9857,100 <= ... < 500 DM,4 <= ... < 7 years,1,none,3,building society savings agreement / life insurance,31,none,own,2,unskilled - resident,2,yes,yes,GOOD,Female no checking account,60,existing credits paid back duly till now,car (new),6527,unknown / no savings account,1 <= ... < 4 years,4,none,4,unknown / no property,34,none,for free,1,skilled employee / official,2,yes,yes,GOOD,Female >= 200 DM,10,critical account / other credits existing (not at this bank),radio / television,1347,unknown / no savings account,4 <= ... < 7 years,4,none,2,building society savings agreement / life insurance,27,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,36,delay in paying off in the past,car (new),2862,100 <= ... < 500 DM,>= 7 years,4,none,3,unknown / no property,30,none,for free,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,9,existing credits paid back duly till now,radio / television,2753,100 <= ... < 500 DM,>= 7 years,3,co-applicant,4,car or other,35,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,car (new),3651,>= 1000 DM,1 <= ... < 4 years,1,none,3,building society savings agreement / life insurance,31,none,own,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,15,critical account / other credits existing (not at this bank),furniture / equipment,975,< 100 DM,1 <= ... < 4 years,2,none,3,building society savings agreement / life insurance,25,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,15,existing credits paid back duly till now,repairs,2631,100 <= ... < 500 DM,1 <= ... < 4 years,3,none,2,real estate,25,none,own,1,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,24,existing credits paid back duly till now,radio / television,2896,100 <= ... < 500 DM,< 1 year,2,none,1,car or other,29,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,6,critical account / other credits existing (not at this bank),car (new),4716,unknown / no savings account,< 1 year,1,none,3,real estate,44,none,own,2,unskilled - resident,2,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,radio / television,2284,< 100 DM,4 <= ... < 7 years,4,none,2,car or other,28,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,6,existing credits paid back duly till now,car (used),1236,500 <= ... < 1000 DM,1 <= ... < 4 years,2,none,4,building society savings agreement / life insurance,50,none,rent,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,1103,< 100 DM,4 <= ... < 7 years,4,guarantor,3,real estate,29,none,own,2,skilled employee / official,1,none,no,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),car (new),926,< 100 DM,unemployed,1,none,2,building society savings agreement / life insurance,38,none,own,1,unemployed / unskilled - non-resident,1,none,yes,GOOD,Male no checking account,18,critical account / other credits existing (not at this bank),radio / television,1800,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,24,none,own,2,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,15,existing credits paid back duly till now,education,1905,< 100 DM,>= 7 years,4,none,4,car or other,40,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,furniture / equipment,1123,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,4,car or other,29,none,rent,1,unskilled - resident,1,none,yes,BAD,Male < 0 DM,48,critical account / other credits existing (not at this bank),car (used),6331,< 100 DM,>= 7 years,4,none,4,unknown / no property,46,none,for free,2,skilled employee / official,1,yes,yes,BAD,Female >= 200 DM,24,existing credits paid back duly till now,radio / television,1377,100 <= ... < 500 DM,>= 7 years,4,none,2,unknown / no property,47,none,for free,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,30,delay in paying off in the past,business,2503,100 <= ... < 500 DM,>= 7 years,4,none,2,building society savings agreement / life insurance,41,stores,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,27,existing credits paid back duly till now,business,2528,< 100 DM,< 1 year,4,none,1,building society savings agreement / life insurance,32,none,own,1,skilled employee / official,2,yes,yes,GOOD,Male no checking account,15,existing credits paid back duly till now,car (new),5324,500 <= ... < 1000 DM,>= 7 years,1,none,4,unknown / no property,35,none,for free,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,48,existing credits paid back duly till now,car (new),6560,100 <= ... < 500 DM,4 <= ... < 7 years,3,none,2,building society savings agreement / life insurance,24,none,own,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,12,no credits taken / all credits paid back duly,furniture / equipment,2969,< 100 DM,< 1 year,4,none,3,building society savings agreement / life insurance,25,none,rent,2,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,9,existing credits paid back duly till now,radio / television,1206,< 100 DM,>= 7 years,4,none,4,real estate,25,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,9,existing credits paid back duly till now,radio / television,2118,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,37,none,own,1,unskilled - resident,2,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),radio / television,629,500 <= ... < 1000 DM,>= 7 years,4,none,3,building society savings agreement / life insurance,32,bank,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,6,all credits at this bank paid back duly,education,1198,< 100 DM,>= 7 years,4,none,4,unknown / no property,35,none,for free,1,skilled employee / official,1,none,yes,BAD,Male no checking account,21,existing credits paid back duly till now,car (used),2476,unknown / no savings account,>= 7 years,4,none,4,real estate,46,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,9,critical account / other credits existing (not at this bank),radio / television,1138,< 100 DM,1 <= ... < 4 years,4,none,4,real estate,25,none,own,2,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,60,existing credits paid back duly till now,car (new),14027,< 100 DM,4 <= ... < 7 years,4,none,2,unknown / no property,27,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,30,critical account / other credits existing (not at this bank),car (used),7596,unknown / no savings account,>= 7 years,1,none,4,car or other,63,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,30,critical account / other credits existing (not at this bank),radio / television,3077,unknown / no savings account,>= 7 years,3,none,2,car or other,40,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,radio / television,1505,< 100 DM,1 <= ... < 4 years,4,none,2,unknown / no property,32,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female >= 200 DM,24,critical account / other credits existing (not at this bank),radio / television,3148,unknown / no savings account,1 <= ... < 4 years,3,none,2,car or other,31,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,20,no credits taken / all credits paid back duly,car (used),6148,100 <= ... < 500 DM,>= 7 years,3,none,4,car or other,31,bank,own,2,skilled employee / official,1,yes,yes,GOOD,Female >= 200 DM,9,no credits taken / all credits paid back duly,radio / television,1337,< 100 DM,< 1 year,4,none,2,car or other,34,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female 0 < ... < 200 DM,6,all credits at this bank paid back duly,education,433,>= 1000 DM,< 1 year,4,none,2,building society savings agreement / life insurance,24,bank,rent,1,skilled employee / official,2,none,yes,BAD,Male < 0 DM,12,existing credits paid back duly till now,car (new),1228,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,24,none,own,1,unskilled - resident,1,none,yes,BAD,Male 0 < ... < 200 DM,9,existing credits paid back duly till now,radio / television,790,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,3,real estate,66,none,own,1,unskilled - resident,1,none,yes,GOOD,Male no checking account,27,existing credits paid back duly till now,car (new),2570,< 100 DM,1 <= ... < 4 years,3,none,3,real estate,21,none,rent,1,skilled employee / official,1,none,yes,BAD,Male no checking account,6,critical account / other credits existing (not at this bank),car (new),250,>= 1000 DM,1 <= ... < 4 years,2,none,2,real estate,41,bank,own,2,unskilled - resident,1,none,yes,GOOD,Male no checking account,15,critical account / other credits existing (not at this bank),radio / television,1316,500 <= ... < 1000 DM,1 <= ... < 4 years,2,none,2,building society savings agreement / life insurance,47,none,own,2,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,radio / television,1882,< 100 DM,1 <= ... < 4 years,4,none,4,car or other,25,bank,rent,2,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,48,all credits at this bank paid back duly,business,6416,< 100 DM,>= 7 years,4,none,3,unknown / no property,59,none,rent,1,skilled employee / official,1,none,yes,BAD,Male >= 200 DM,24,critical account / other credits existing (not at this bank),business,1275,>= 1000 DM,1 <= ... < 4 years,2,none,4,real estate,36,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,24,delay in paying off in the past,radio / television,6403,< 100 DM,< 1 year,1,none,2,car or other,33,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,radio / television,1987,< 100 DM,1 <= ... < 4 years,2,none,4,real estate,21,none,rent,1,unskilled - resident,2,none,yes,BAD,Female 0 < ... < 200 DM,8,existing credits paid back duly till now,radio / television,760,< 100 DM,4 <= ... < 7 years,4,guarantor,2,real estate,44,none,own,1,unskilled - resident,1,none,yes,GOOD,Male no checking account,24,existing credits paid back duly till now,car (used),2603,>= 1000 DM,1 <= ... < 4 years,2,none,4,car or other,28,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Male no checking account,4,critical account / other credits existing (not at this bank),car (new),3380,< 100 DM,4 <= ... < 7 years,1,none,1,real estate,37,none,own,1,skilled employee / official,2,none,yes,GOOD,Male 0 < ... < 200 DM,36,all credits at this bank paid back duly,domestic appliances,3990,unknown / no savings account,< 1 year,3,none,2,unknown / no property,29,bank,own,1,unemployed / unskilled - non-resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,24,existing credits paid back duly till now,car (used),11560,< 100 DM,1 <= ... < 4 years,1,none,4,car or other,23,none,rent,2,management / self-employed / highly qualified employee / officer,1,none,yes,BAD,Male < 0 DM,18,existing credits paid back duly till now,car (new),4380,100 <= ... < 500 DM,1 <= ... < 4 years,3,none,4,car or other,35,none,own,1,unskilled - resident,2,yes,yes,GOOD,Female no checking account,6,critical account / other credits existing (not at this bank),car (new),6761,< 100 DM,4 <= ... < 7 years,1,none,3,unknown / no property,45,none,own,2,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female 0 < ... < 200 DM,30,no credits taken / all credits paid back duly,business,4280,100 <= ... < 500 DM,1 <= ... < 4 years,4,none,4,car or other,26,none,rent,2,unskilled - resident,1,none,yes,BAD,Male < 0 DM,24,all credits at this bank paid back duly,car (new),2325,100 <= ... < 500 DM,4 <= ... < 7 years,2,none,3,car or other,32,bank,own,1,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,10,all credits at this bank paid back duly,radio / television,1048,< 100 DM,1 <= ... < 4 years,4,none,4,real estate,23,stores,own,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,21,existing credits paid back duly till now,radio / television,3160,unknown / no savings account,>= 7 years,4,none,3,building society savings agreement / life insurance,41,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,24,all credits at this bank paid back duly,furniture / equipment,2483,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,4,real estate,22,stores,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,39,critical account / other credits existing (not at this bank),furniture / equipment,14179,unknown / no savings account,4 <= ... < 7 years,4,none,4,building society savings agreement / life insurance,30,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,13,critical account / other credits existing (not at this bank),business,1797,< 100 DM,< 1 year,3,none,1,building society savings agreement / life insurance,28,bank,own,2,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,15,existing credits paid back duly till now,car (new),2511,< 100 DM,unemployed,1,none,4,car or other,23,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,12,existing credits paid back duly till now,car (new),1274,< 100 DM,< 1 year,3,none,1,real estate,37,none,own,1,unskilled - resident,1,none,yes,BAD,Male no checking account,21,existing credits paid back duly till now,car (used),5248,unknown / no savings account,1 <= ... < 4 years,1,none,3,car or other,26,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,15,existing credits paid back duly till now,car (used),3029,< 100 DM,4 <= ... < 7 years,2,none,2,car or other,33,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,6,existing credits paid back duly till now,furniture / equipment,428,< 100 DM,>= 7 years,2,none,1,building society savings agreement / life insurance,49,bank,own,1,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,18,existing credits paid back duly till now,car (new),976,< 100 DM,< 1 year,1,none,2,car or other,23,none,own,1,unskilled - resident,1,none,yes,BAD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,business,841,100 <= ... < 500 DM,4 <= ... < 7 years,2,none,4,real estate,23,none,rent,1,unskilled - resident,1,none,yes,GOOD,Male no checking account,30,critical account / other credits existing (not at this bank),radio / television,5771,< 100 DM,4 <= ... < 7 years,4,none,2,car or other,25,none,own,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,12,delay in paying off in the past,repairs,1555,>= 1000 DM,>= 7 years,4,none,4,unknown / no property,55,none,for free,2,skilled employee / official,2,none,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,car (new),1285,unknown / no savings account,4 <= ... < 7 years,4,none,4,unknown / no property,32,none,rent,1,skilled employee / official,1,none,yes,BAD,Male >= 200 DM,6,critical account / other credits existing (not at this bank),car (new),1299,< 100 DM,1 <= ... < 4 years,1,none,1,real estate,74,none,own,3,unemployed / unskilled - non-resident,2,none,no,GOOD,Female >= 200 DM,15,critical account / other credits existing (not at this bank),radio / television,1271,unknown / no savings account,1 <= ... < 4 years,3,none,4,unknown / no property,39,none,for free,2,skilled employee / official,1,yes,yes,BAD,Female no checking account,24,existing credits paid back duly till now,car (new),1393,< 100 DM,1 <= ... < 4 years,2,guarantor,2,real estate,31,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,12,critical account / other credits existing (not at this bank),car (new),691,< 100 DM,>= 7 years,4,none,3,building society savings agreement / life insurance,35,none,own,2,skilled employee / official,1,none,yes,BAD,Female no checking account,15,critical account / other credits existing (not at this bank),car (new),5045,unknown / no savings account,>= 7 years,1,none,4,car or other,59,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,18,critical account / other credits existing (not at this bank),furniture / equipment,2124,< 100 DM,1 <= ... < 4 years,4,none,4,real estate,24,none,rent,2,skilled employee / official,1,none,yes,BAD,Male < 0 DM,12,existing credits paid back duly till now,radio / television,2214,< 100 DM,1 <= ... < 4 years,4,none,3,building society savings agreement / life insurance,24,none,own,1,unskilled - resident,1,none,yes,GOOD,Female no checking account,21,critical account / other credits existing (not at this bank),car (new),12680,unknown / no savings account,>= 7 years,4,none,4,unknown / no property,30,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),car (new),2463,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,3,building society savings agreement / life insurance,27,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,radio / television,1155,< 100 DM,>= 7 years,3,guarantor,3,real estate,40,bank,own,2,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,30,existing credits paid back duly till now,furniture / equipment,3108,< 100 DM,< 1 year,2,none,4,building society savings agreement / life insurance,31,none,own,1,unskilled - resident,1,none,yes,BAD,Female no checking account,10,existing credits paid back duly till now,car (used),2901,unknown / no savings account,< 1 year,1,none,4,real estate,31,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,12,critical account / other credits existing (not at this bank),furniture / equipment,3617,< 100 DM,>= 7 years,1,none,4,car or other,28,none,rent,3,skilled employee / official,1,yes,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),radio / television,1655,< 100 DM,>= 7 years,2,none,4,real estate,63,none,own,2,unskilled - resident,1,yes,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,car (used),2812,unknown / no savings account,>= 7 years,2,none,4,real estate,26,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,36,critical account / other credits existing (not at this bank),education,8065,< 100 DM,1 <= ... < 4 years,3,none,2,unknown / no property,25,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male no checking account,21,critical account / other credits existing (not at this bank),car (used),3275,< 100 DM,>= 7 years,1,none,4,car or other,36,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),radio / television,2223,100 <= ... < 500 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,52,bank,own,2,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,12,critical account / other credits existing (not at this bank),car (new),1480,500 <= ... < 1000 DM,unemployed,2,none,4,unknown / no property,66,bank,for free,3,unemployed / unskilled - non-resident,1,none,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,car (new),1371,unknown / no savings account,1 <= ... < 4 years,4,none,4,real estate,25,none,rent,1,skilled employee / official,1,none,yes,BAD,Male no checking account,36,critical account / other credits existing (not at this bank),car (new),3535,< 100 DM,4 <= ... < 7 years,4,none,4,car or other,37,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,radio / television,3509,< 100 DM,4 <= ... < 7 years,4,guarantor,1,real estate,25,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,36,critical account / other credits existing (not at this bank),car (used),5711,>= 1000 DM,>= 7 years,4,none,2,car or other,38,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,repairs,3872,< 100 DM,unemployed,2,none,4,car or other,67,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male 0 < ... < 200 DM,39,critical account / other credits existing (not at this bank),radio / television,4933,< 100 DM,4 <= ... < 7 years,2,guarantor,2,real estate,25,none,own,2,skilled employee / official,1,none,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),car (new),1940,>= 1000 DM,>= 7 years,4,none,4,real estate,60,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,12,no credits taken / all credits paid back duly,retrainin,1410,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,31,none,own,1,unskilled - resident,1,yes,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),836,100 <= ... < 500 DM,< 1 year,4,none,2,building society savings agreement / life insurance,23,bank,own,1,unskilled - resident,1,none,yes,BAD,Male 0 < ... < 200 DM,20,existing credits paid back duly till now,car (used),6468,unknown / no savings account,unemployed,1,none,4,real estate,60,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,18,existing credits paid back duly till now,business,1941,>= 1000 DM,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,35,none,own,1,unskilled - resident,1,yes,yes,GOOD,Female no checking account,22,existing credits paid back duly till now,radio / television,2675,500 <= ... < 1000 DM,>= 7 years,3,none,4,car or other,40,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,48,critical account / other credits existing (not at this bank),car (used),2751,unknown / no savings account,>= 7 years,4,none,3,car or other,38,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female 0 < ... < 200 DM,48,delay in paying off in the past,education,6224,< 100 DM,>= 7 years,4,none,4,unknown / no property,50,none,for free,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,40,critical account / other credits existing (not at this bank),education,5998,< 100 DM,1 <= ... < 4 years,4,none,3,unknown / no property,27,bank,own,1,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,21,existing credits paid back duly till now,business,1188,< 100 DM,>= 7 years,2,none,4,building society savings agreement / life insurance,39,none,own,1,skilled employee / official,2,none,yes,BAD,Male no checking account,24,existing credits paid back duly till now,car (used),6313,unknown / no savings account,>= 7 years,3,none,4,car or other,41,none,own,1,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female no checking account,6,critical account / other credits existing (not at this bank),furniture / equipment,1221,unknown / no savings account,1 <= ... < 4 years,1,none,2,building society savings agreement / life insurance,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Female >= 200 DM,24,existing credits paid back duly till now,furniture / equipment,2892,< 100 DM,>= 7 years,3,none,4,unknown / no property,51,none,for free,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,furniture / equipment,3062,500 <= ... < 1000 DM,>= 7 years,4,none,3,unknown / no property,32,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,9,existing credits paid back duly till now,furniture / equipment,2301,100 <= ... < 500 DM,< 1 year,2,none,4,building society savings agreement / life insurance,22,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,18,existing credits paid back duly till now,car (used),7511,unknown / no savings account,>= 7 years,1,none,4,building society savings agreement / life insurance,51,none,for free,1,skilled employee / official,2,yes,yes,BAD,Female no checking account,12,critical account / other credits existing (not at this bank),furniture / equipment,1258,< 100 DM,< 1 year,2,none,4,building society savings agreement / life insurance,22,none,rent,2,unskilled - resident,1,none,yes,GOOD,Male no checking account,24,delay in paying off in the past,car (new),717,unknown / no savings account,>= 7 years,4,none,4,car or other,54,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,9,existing credits paid back duly till now,car (new),1549,unknown / no savings account,< 1 year,4,none,2,real estate,35,none,own,1,unemployed / unskilled - non-resident,1,none,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),education,1597,< 100 DM,>= 7 years,4,none,4,unknown / no property,54,none,for free,2,skilled employee / official,2,none,yes,GOOD,Female 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),radio / television,1795,< 100 DM,>= 7 years,3,guarantor,4,real estate,48,bank,rent,2,unskilled - resident,1,yes,yes,GOOD,Male < 0 DM,20,critical account / other credits existing (not at this bank),furniture / equipment,4272,< 100 DM,>= 7 years,1,none,4,building society savings agreement / life insurance,24,none,own,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,12,critical account / other credits existing (not at this bank),radio / television,976,unknown / no savings account,>= 7 years,4,none,4,car or other,35,none,own,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),7472,unknown / no savings account,unemployed,1,none,2,real estate,24,none,rent,1,unemployed / unskilled - non-resident,1,none,yes,GOOD,Male < 0 DM,36,existing credits paid back duly till now,car (new),9271,< 100 DM,4 <= ... < 7 years,2,none,1,car or other,24,none,own,1,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,6,existing credits paid back duly till now,radio / television,590,< 100 DM,< 1 year,3,none,3,real estate,26,none,own,1,unskilled - resident,1,none,no,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),radio / television,930,unknown / no savings account,>= 7 years,4,none,4,real estate,65,none,own,4,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,42,all credits at this bank paid back duly,car (used),9283,< 100 DM,unemployed,1,none,2,unknown / no property,55,bank,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,15,no credits taken / all credits paid back duly,car (new),1778,< 100 DM,< 1 year,2,none,1,real estate,26,none,rent,2,unemployed / unskilled - non-resident,1,none,yes,BAD,Male 0 < ... < 200 DM,8,existing credits paid back duly till now,business,907,< 100 DM,< 1 year,3,none,2,real estate,26,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,6,existing credits paid back duly till now,radio / television,484,< 100 DM,4 <= ... < 7 years,3,guarantor,3,real estate,28,bank,own,1,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,36,critical account / other credits existing (not at this bank),car (used),9629,< 100 DM,4 <= ... < 7 years,4,none,4,car or other,24,none,own,2,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,48,existing credits paid back duly till now,domestic appliances,3051,< 100 DM,1 <= ... < 4 years,3,none,4,car or other,54,none,own,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,48,existing credits paid back duly till now,car (new),3931,< 100 DM,4 <= ... < 7 years,4,none,4,unknown / no property,46,none,for free,1,skilled employee / official,2,none,yes,BAD,Female 0 < ... < 200 DM,36,delay in paying off in the past,car (new),7432,< 100 DM,1 <= ... < 4 years,2,none,2,building society savings agreement / life insurance,54,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,6,existing credits paid back duly till now,domestic appliances,1338,500 <= ... < 1000 DM,1 <= ... < 4 years,1,none,4,real estate,62,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,6,critical account / other credits existing (not at this bank),radio / television,1554,< 100 DM,4 <= ... < 7 years,1,none,2,car or other,24,none,rent,2,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,36,existing credits paid back duly till now,others,15857,< 100 DM,unemployed,2,co-applicant,3,car or other,43,none,own,1,management / self-employed / highly qualified employee / officer,1,none,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,radio / television,1345,< 100 DM,1 <= ... < 4 years,4,none,3,real estate,26,bank,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,12,existing credits paid back duly till now,car (new),1101,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,27,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female >= 200 DM,12,existing credits paid back duly till now,radio / television,3016,< 100 DM,1 <= ... < 4 years,3,none,1,car or other,24,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,36,existing credits paid back duly till now,furniture / equipment,2712,< 100 DM,>= 7 years,2,none,2,building society savings agreement / life insurance,41,bank,own,1,skilled employee / official,2,none,yes,BAD,Female < 0 DM,8,critical account / other credits existing (not at this bank),car (new),731,< 100 DM,>= 7 years,4,none,4,real estate,47,none,own,2,unskilled - resident,1,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),furniture / equipment,3780,< 100 DM,< 1 year,3,none,2,car or other,35,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,21,critical account / other credits existing (not at this bank),car (new),1602,< 100 DM,>= 7 years,4,none,3,car or other,30,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,18,critical account / other credits existing (not at this bank),car (new),3966,< 100 DM,>= 7 years,1,none,4,real estate,33,bank,rent,3,skilled employee / official,1,yes,yes,BAD,Male no checking account,18,no credits taken / all credits paid back duly,business,4165,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,36,stores,own,2,skilled employee / official,2,none,yes,BAD,Female < 0 DM,36,existing credits paid back duly till now,car (used),8335,unknown / no savings account,>= 7 years,3,none,4,unknown / no property,47,none,for free,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,48,delay in paying off in the past,business,6681,unknown / no savings account,1 <= ... < 4 years,4,none,4,unknown / no property,38,none,for free,1,skilled employee / official,2,yes,yes,GOOD,Female no checking account,24,delay in paying off in the past,business,2375,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,2,car or other,44,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,car (new),1216,< 100 DM,< 1 year,4,none,3,car or other,23,none,rent,1,skilled employee / official,1,yes,yes,BAD,Male < 0 DM,45,no credits taken / all credits paid back duly,business,11816,< 100 DM,>= 7 years,2,none,4,car or other,29,none,rent,2,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,radio / television,5084,unknown / no savings account,>= 7 years,2,none,4,car or other,42,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male >= 200 DM,15,existing credits paid back duly till now,radio / television,2327,< 100 DM,< 1 year,2,none,3,real estate,25,none,own,1,unskilled - resident,1,none,yes,BAD,Male < 0 DM,12,no credits taken / all credits paid back duly,car (new),1082,< 100 DM,1 <= ... < 4 years,4,none,4,car or other,48,bank,own,2,skilled employee / official,1,none,yes,BAD,Female no checking account,12,existing credits paid back duly till now,radio / television,886,unknown / no savings account,1 <= ... < 4 years,4,none,2,car or other,21,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,4,existing credits paid back duly till now,furniture / equipment,601,< 100 DM,< 1 year,1,none,3,real estate,23,none,rent,1,unskilled - resident,2,none,yes,GOOD,Male < 0 DM,24,critical account / other credits existing (not at this bank),car (used),2957,< 100 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,63,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),radio / television,2611,< 100 DM,>= 7 years,4,co-applicant,3,real estate,46,none,own,2,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,36,existing credits paid back duly till now,furniture / equipment,5179,< 100 DM,4 <= ... < 7 years,4,none,2,building society savings agreement / life insurance,29,none,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,21,delay in paying off in the past,car (used),2993,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,28,stores,own,2,unskilled - resident,1,none,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,repairs,1943,< 100 DM,< 1 year,4,none,4,real estate,23,none,own,1,skilled employee / official,1,none,yes,BAD,Male no checking account,24,all credits at this bank paid back duly,business,1559,< 100 DM,4 <= ... < 7 years,4,none,4,car or other,50,bank,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,furniture / equipment,3422,< 100 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,47,bank,own,3,skilled employee / official,2,yes,yes,GOOD,Female 0 < ... < 200 DM,21,existing credits paid back duly till now,furniture / equipment,3976,unknown / no savings account,4 <= ... < 7 years,2,none,3,car or other,35,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,car (new),6761,unknown / no savings account,1 <= ... < 4 years,2,none,4,car or other,68,none,rent,2,skilled employee / official,1,none,yes,BAD,Female no checking account,24,existing credits paid back duly till now,car (new),1249,< 100 DM,< 1 year,4,none,2,real estate,28,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,9,existing credits paid back duly till now,radio / television,1364,< 100 DM,4 <= ... < 7 years,3,none,4,real estate,59,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,radio / television,709,< 100 DM,>= 7 years,4,none,4,real estate,57,stores,own,1,unskilled - resident,1,none,yes,BAD,Female < 0 DM,20,critical account / other credits existing (not at this bank),car (new),2235,< 100 DM,1 <= ... < 4 years,4,guarantor,2,building society savings agreement / life insurance,33,bank,rent,2,skilled employee / official,1,none,no,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),car (used),4042,unknown / no savings account,4 <= ... < 7 years,3,none,4,building society savings agreement / life insurance,43,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,15,critical account / other credits existing (not at this bank),radio / television,1471,< 100 DM,1 <= ... < 4 years,4,none,4,unknown / no property,35,none,for free,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,18,all credits at this bank paid back duly,car (new),1442,< 100 DM,4 <= ... < 7 years,4,none,4,unknown / no property,32,none,for free,2,unskilled - resident,2,none,yes,BAD,Female no checking account,36,delay in paying off in the past,car (new),10875,< 100 DM,>= 7 years,2,none,2,car or other,45,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (new),1474,100 <= ... < 500 DM,< 1 year,4,none,3,real estate,33,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,10,existing credits paid back duly till now,retrainin,894,unknown / no savings account,4 <= ... < 7 years,4,none,3,building society savings agreement / life insurance,40,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male no checking account,15,critical account / other credits existing (not at this bank),furniture / equipment,3343,< 100 DM,1 <= ... < 4 years,4,none,2,unknown / no property,28,none,for free,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,15,existing credits paid back duly till now,car (new),3959,< 100 DM,1 <= ... < 4 years,3,none,2,building society savings agreement / life insurance,29,none,own,1,skilled employee / official,1,yes,yes,BAD,Male no checking account,9,existing credits paid back duly till now,car (new),3577,100 <= ... < 500 DM,1 <= ... < 4 years,1,guarantor,2,real estate,26,none,rent,1,skilled employee / official,2,none,no,GOOD,Female no checking account,24,critical account / other credits existing (not at this bank),car (used),5804,>= 1000 DM,1 <= ... < 4 years,4,none,2,real estate,27,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,delay in paying off in the past,business,2169,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,28,none,own,1,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,radio / television,2439,< 100 DM,< 1 year,4,none,4,real estate,35,none,own,1,skilled employee / official,1,yes,yes,BAD,Male no checking account,27,critical account / other credits existing (not at this bank),furniture / equipment,4526,>= 1000 DM,< 1 year,4,none,2,real estate,32,stores,own,2,unskilled - resident,2,yes,yes,GOOD,Female no checking account,10,existing credits paid back duly till now,furniture / equipment,2210,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,25,bank,rent,1,unskilled - resident,1,none,yes,BAD,Female no checking account,15,existing credits paid back duly till now,furniture / equipment,2221,500 <= ... < 1000 DM,1 <= ... < 4 years,2,none,4,car or other,20,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,18,existing credits paid back duly till now,radio / television,2389,< 100 DM,< 1 year,4,none,1,car or other,27,stores,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,12,critical account / other credits existing (not at this bank),furniture / equipment,3331,< 100 DM,>= 7 years,2,none,4,building society savings agreement / life insurance,42,stores,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,36,existing credits paid back duly till now,business,7409,unknown / no savings account,>= 7 years,3,none,2,building society savings agreement / life insurance,37,none,own,2,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,furniture / equipment,652,< 100 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,24,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,36,delay in paying off in the past,furniture / equipment,7678,500 <= ... < 1000 DM,4 <= ... < 7 years,2,none,4,car or other,40,none,own,2,skilled employee / official,1,yes,yes,GOOD,Male >= 200 DM,6,critical account / other credits existing (not at this bank),car (new),1343,< 100 DM,>= 7 years,1,none,4,real estate,46,none,own,2,skilled employee / official,2,none,no,GOOD,Female < 0 DM,24,critical account / other credits existing (not at this bank),business,1382,100 <= ... < 500 DM,4 <= ... < 7 years,4,none,1,real estate,26,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,15,existing credits paid back duly till now,domestic appliances,874,unknown / no savings account,< 1 year,4,none,1,real estate,24,none,own,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,12,existing credits paid back duly till now,furniture / equipment,3590,< 100 DM,1 <= ... < 4 years,2,co-applicant,2,building society savings agreement / life insurance,29,none,own,1,unskilled - resident,2,none,yes,GOOD,Female 0 < ... < 200 DM,11,critical account / other credits existing (not at this bank),car (new),1322,>= 1000 DM,1 <= ... < 4 years,4,none,4,car or other,40,none,own,2,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,18,all credits at this bank paid back duly,radio / television,1940,< 100 DM,< 1 year,3,co-applicant,4,unknown / no property,36,bank,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,36,existing credits paid back duly till now,radio / television,3595,< 100 DM,>= 7 years,4,none,2,car or other,28,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,9,existing credits paid back duly till now,car (new),1422,< 100 DM,< 1 year,3,none,2,unknown / no property,27,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,30,critical account / other credits existing (not at this bank),radio / television,6742,unknown / no savings account,4 <= ... < 7 years,2,none,3,building society savings agreement / life insurance,36,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (used),7814,< 100 DM,4 <= ... < 7 years,3,none,3,car or other,38,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (used),9277,unknown / no savings account,1 <= ... < 4 years,2,none,4,unknown / no property,48,none,for free,1,skilled employee / official,1,yes,yes,GOOD,Female 0 < ... < 200 DM,30,critical account / other credits existing (not at this bank),car (new),2181,unknown / no savings account,>= 7 years,4,none,4,real estate,36,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),radio / television,1098,< 100 DM,unemployed,4,none,4,car or other,65,none,own,2,unemployed / unskilled - non-resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,24,existing credits paid back duly till now,furniture / equipment,4057,< 100 DM,4 <= ... < 7 years,3,none,3,car or other,43,none,own,1,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,12,existing credits paid back duly till now,education,795,< 100 DM,< 1 year,4,none,4,building society savings agreement / life insurance,53,none,own,1,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,24,critical account / other credits existing (not at this bank),business,2825,unknown / no savings account,4 <= ... < 7 years,4,none,3,unknown / no property,34,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female 0 < ... < 200 DM,48,existing credits paid back duly till now,business,15672,< 100 DM,1 <= ... < 4 years,2,none,2,car or other,23,none,own,1,skilled employee / official,1,yes,yes,BAD,Female no checking account,36,critical account / other credits existing (not at this bank),car (new),6614,< 100 DM,>= 7 years,4,none,4,car or other,34,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,28,all credits at this bank paid back duly,car (used),7824,unknown / no savings account,< 1 year,3,guarantor,4,real estate,40,bank,rent,2,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,27,critical account / other credits existing (not at this bank),business,2442,< 100 DM,>= 7 years,4,none,4,car or other,43,stores,own,4,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female no checking account,15,critical account / other credits existing (not at this bank),radio / television,1829,< 100 DM,>= 7 years,4,none,4,car or other,46,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,12,critical account / other credits existing (not at this bank),car (new),2171,< 100 DM,1 <= ... < 4 years,4,none,4,building society savings agreement / life insurance,38,bank,own,2,unskilled - resident,1,none,no,GOOD,Female 0 < ... < 200 DM,36,critical account / other credits existing (not at this bank),car (used),5800,< 100 DM,1 <= ... < 4 years,3,none,4,car or other,34,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,18,critical account / other credits existing (not at this bank),radio / television,1169,unknown / no savings account,1 <= ... < 4 years,4,none,3,building society savings agreement / life insurance,29,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,36,delay in paying off in the past,car (used),8947,unknown / no savings account,4 <= ... < 7 years,3,none,2,car or other,31,stores,own,1,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female < 0 DM,21,existing credits paid back duly till now,radio / television,2606,< 100 DM,< 1 year,4,none,4,building society savings agreement / life insurance,28,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male no checking account,12,critical account / other credits existing (not at this bank),furniture / equipment,1592,>= 1000 DM,4 <= ... < 7 years,3,none,2,building society savings agreement / life insurance,35,none,own,1,skilled employee / official,1,none,no,GOOD,Male no checking account,15,existing credits paid back duly till now,furniture / equipment,2186,unknown / no savings account,4 <= ... < 7 years,1,none,4,real estate,33,bank,rent,1,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,18,existing credits paid back duly till now,furniture / equipment,4153,< 100 DM,1 <= ... < 4 years,2,co-applicant,3,car or other,42,none,own,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,16,critical account / other credits existing (not at this bank),car (new),2625,< 100 DM,>= 7 years,2,guarantor,4,building society savings agreement / life insurance,43,bank,rent,1,skilled employee / official,1,yes,yes,BAD,Female no checking account,20,critical account / other credits existing (not at this bank),car (new),3485,unknown / no savings account,< 1 year,2,none,4,real estate,44,none,own,2,skilled employee / official,1,yes,yes,GOOD,Female no checking account,36,critical account / other credits existing (not at this bank),car (used),10477,unknown / no savings account,>= 7 years,2,none,4,unknown / no property,42,none,for free,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,15,existing credits paid back duly till now,radio / television,1386,unknown / no savings account,1 <= ... < 4 years,4,none,2,real estate,40,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,radio / television,1278,< 100 DM,>= 7 years,4,none,1,real estate,36,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,radio / television,1107,< 100 DM,1 <= ... < 4 years,2,none,2,real estate,20,none,rent,1,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female < 0 DM,21,existing credits paid back duly till now,car (new),3763,unknown / no savings account,4 <= ... < 7 years,2,co-applicant,2,real estate,24,none,own,1,unskilled - resident,1,none,no,GOOD,Female 0 < ... < 200 DM,36,existing credits paid back duly till now,education,3711,unknown / no savings account,1 <= ... < 4 years,2,none,2,car or other,27,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,15,delay in paying off in the past,car (used),3594,< 100 DM,< 1 year,1,none,2,building society savings agreement / life insurance,46,none,own,2,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,9,existing credits paid back duly till now,car (new),3195,unknown / no savings account,1 <= ... < 4 years,1,none,2,real estate,33,none,own,1,unskilled - resident,1,none,yes,GOOD,Male no checking account,36,delay in paying off in the past,radio / television,4454,< 100 DM,1 <= ... < 4 years,4,none,4,real estate,34,none,own,2,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,24,critical account / other credits existing (not at this bank),furniture / equipment,4736,< 100 DM,< 1 year,2,none,4,car or other,25,bank,own,1,unskilled - resident,1,none,yes,BAD,Male 0 < ... < 200 DM,30,existing credits paid back duly till now,radio / television,2991,unknown / no savings account,>= 7 years,2,none,4,car or other,25,none,own,1,skilled employee / official,1,none,yes,GOOD,Male no checking account,11,existing credits paid back duly till now,business,2142,>= 1000 DM,>= 7 years,1,none,2,real estate,28,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,24,all credits at this bank paid back duly,business,3161,< 100 DM,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,31,none,rent,1,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,48,no credits taken / all credits paid back duly,others,18424,< 100 DM,1 <= ... < 4 years,1,none,2,building society savings agreement / life insurance,32,bank,own,1,management / self-employed / highly qualified employee / officer,1,yes,no,BAD,Male no checking account,10,existing credits paid back duly till now,car (used),2848,100 <= ... < 500 DM,1 <= ... < 4 years,1,co-applicant,2,real estate,32,none,own,1,skilled employee / official,2,none,yes,GOOD,Female < 0 DM,6,existing credits paid back duly till now,car (new),14896,< 100 DM,>= 7 years,1,none,4,unknown / no property,68,bank,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,furniture / equipment,2359,100 <= ... < 500 DM,unemployed,1,none,1,building society savings agreement / life insurance,33,none,own,1,skilled employee / official,1,none,yes,BAD,Female < 0 DM,24,existing credits paid back duly till now,furniture / equipment,3345,< 100 DM,>= 7 years,4,none,2,building society savings agreement / life insurance,39,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female no checking account,18,critical account / other credits existing (not at this bank),furniture / equipment,1817,< 100 DM,1 <= ... < 4 years,4,none,2,unknown / no property,28,none,own,2,skilled employee / official,1,none,yes,GOOD,Male no checking account,48,delay in paying off in the past,radio / television,12749,500 <= ... < 1000 DM,4 <= ... < 7 years,4,none,1,car or other,37,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female < 0 DM,9,existing credits paid back duly till now,radio / television,1366,< 100 DM,< 1 year,3,none,4,building society savings agreement / life insurance,22,none,rent,1,skilled employee / official,1,none,yes,BAD,Male 0 < ... < 200 DM,12,existing credits paid back duly till now,car (new),2002,< 100 DM,4 <= ... < 7 years,3,none,4,building society savings agreement / life insurance,30,none,rent,1,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,24,all credits at this bank paid back duly,furniture / equipment,6872,< 100 DM,< 1 year,2,none,1,building society savings agreement / life insurance,55,bank,own,1,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,12,all credits at this bank paid back duly,car (new),697,< 100 DM,< 1 year,4,none,2,car or other,46,bank,own,2,skilled employee / official,1,yes,yes,BAD,Female < 0 DM,18,critical account / other credits existing (not at this bank),furniture / equipment,1049,< 100 DM,< 1 year,4,none,4,building society savings agreement / life insurance,21,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,48,existing credits paid back duly till now,car (used),10297,< 100 DM,4 <= ... < 7 years,4,none,4,unknown / no property,39,stores,for free,3,skilled employee / official,2,yes,yes,BAD,Female no checking account,30,existing credits paid back duly till now,radio / television,1867,unknown / no savings account,>= 7 years,4,none,4,car or other,58,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,12,delay in paying off in the past,car (new),1344,< 100 DM,1 <= ... < 4 years,4,none,2,real estate,43,none,own,2,unskilled - resident,2,none,yes,GOOD,Female < 0 DM,24,existing credits paid back duly till now,furniture / equipment,1747,< 100 DM,< 1 year,4,co-applicant,1,building society savings agreement / life insurance,24,none,own,1,unskilled - resident,1,none,no,GOOD,Female 0 < ... < 200 DM,9,existing credits paid back duly till now,radio / television,1670,< 100 DM,< 1 year,4,none,2,car or other,22,none,own,1,skilled employee / official,1,yes,yes,BAD,Male no checking account,9,critical account / other credits existing (not at this bank),car (new),1224,< 100 DM,1 <= ... < 4 years,3,none,1,real estate,30,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),radio / television,522,500 <= ... < 1000 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,42,none,own,2,skilled employee / official,2,yes,yes,GOOD,Female < 0 DM,12,existing credits paid back duly till now,radio / television,1498,< 100 DM,1 <= ... < 4 years,4,none,1,car or other,23,bank,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,30,delay in paying off in the past,radio / television,1919,100 <= ... < 500 DM,< 1 year,4,none,3,unknown / no property,30,stores,own,2,management / self-employed / highly qualified employee / officer,1,none,yes,BAD,Female >= 200 DM,9,existing credits paid back duly till now,radio / television,745,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,28,none,own,1,unskilled - resident,1,none,yes,BAD,Male 0 < ... < 200 DM,6,existing credits paid back duly till now,radio / television,2063,< 100 DM,< 1 year,4,none,3,car or other,30,none,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,60,existing credits paid back duly till now,education,6288,< 100 DM,1 <= ... < 4 years,4,none,4,unknown / no property,42,none,for free,1,skilled employee / official,1,none,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),car (used),6842,unknown / no savings account,1 <= ... < 4 years,2,none,4,building society savings agreement / life insurance,46,none,own,2,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,car (new),3527,unknown / no savings account,< 1 year,2,none,3,building society savings agreement / life insurance,45,none,own,1,management / self-employed / highly qualified employee / officer,2,yes,yes,GOOD,Female no checking account,10,existing credits paid back duly till now,car (new),1546,< 100 DM,1 <= ... < 4 years,3,none,2,real estate,31,none,own,1,unskilled - resident,2,none,no,GOOD,Female no checking account,24,existing credits paid back duly till now,furniture / equipment,929,unknown / no savings account,4 <= ... < 7 years,4,none,2,car or other,31,stores,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,4,critical account / other credits existing (not at this bank),car (new),1455,< 100 DM,4 <= ... < 7 years,2,none,1,real estate,42,none,own,3,unskilled - resident,2,none,yes,GOOD,Female < 0 DM,15,existing credits paid back duly till now,furniture / equipment,1845,< 100 DM,< 1 year,4,guarantor,1,building society savings agreement / life insurance,46,none,rent,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,48,no credits taken / all credits paid back duly,car (new),8358,500 <= ... < 1000 DM,< 1 year,1,none,1,car or other,30,none,own,2,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,24,all credits at this bank paid back duly,furniture / equipment,3349,500 <= ... < 1000 DM,< 1 year,4,none,4,unknown / no property,30,none,for free,1,skilled employee / official,2,yes,yes,BAD,Female no checking account,12,existing credits paid back duly till now,car (new),2859,unknown / no savings account,unemployed,4,none,4,unknown / no property,38,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,18,existing credits paid back duly till now,furniture / equipment,1533,< 100 DM,< 1 year,4,co-applicant,1,building society savings agreement / life insurance,43,none,own,1,unskilled - resident,2,none,yes,BAD,Female no checking account,24,existing credits paid back duly till now,radio / television,3621,100 <= ... < 500 DM,>= 7 years,2,none,4,car or other,31,none,own,2,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,18,critical account / other credits existing (not at this bank),business,3590,< 100 DM,unemployed,3,none,3,car or other,40,none,own,3,unemployed / unskilled - non-resident,2,yes,yes,GOOD,Female < 0 DM,36,delay in paying off in the past,business,2145,< 100 DM,4 <= ... < 7 years,2,none,1,car or other,24,none,own,2,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,car (used),4113,500 <= ... < 1000 DM,< 1 year,3,none,4,car or other,28,none,rent,1,skilled employee / official,1,none,yes,BAD,Male no checking account,36,existing credits paid back duly till now,furniture / equipment,10974,< 100 DM,unemployed,4,none,2,car or other,26,none,own,2,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Male < 0 DM,12,existing credits paid back duly till now,car (new),1893,< 100 DM,1 <= ... < 4 years,4,guarantor,4,building society savings agreement / life insurance,29,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male < 0 DM,24,critical account / other credits existing (not at this bank),radio / television,1231,>= 1000 DM,>= 7 years,4,none,4,building society savings agreement / life insurance,57,none,rent,2,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male >= 200 DM,30,critical account / other credits existing (not at this bank),radio / television,3656,unknown / no savings account,>= 7 years,4,none,4,building society savings agreement / life insurance,49,stores,own,2,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,9,critical account / other credits existing (not at this bank),radio / television,1154,< 100 DM,>= 7 years,2,none,4,real estate,37,none,own,3,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,28,existing credits paid back duly till now,car (new),4006,< 100 DM,1 <= ... < 4 years,3,none,2,car or other,45,none,own,1,unskilled - resident,1,none,yes,BAD,Female 0 < ... < 200 DM,24,existing credits paid back duly till now,furniture / equipment,3069,100 <= ... < 500 DM,>= 7 years,4,none,4,unknown / no property,30,none,for free,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,6,critical account / other credits existing (not at this bank),radio / television,1740,< 100 DM,>= 7 years,2,none,2,real estate,30,none,rent,2,skilled employee / official,1,none,yes,GOOD,Female 0 < ... < 200 DM,21,delay in paying off in the past,car (new),2353,< 100 DM,1 <= ... < 4 years,1,none,4,building society savings agreement / life insurance,47,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,15,existing credits paid back duly till now,car (new),3556,unknown / no savings account,1 <= ... < 4 years,3,none,2,unknown / no property,29,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,radio / television,2397,500 <= ... < 1000 DM,>= 7 years,3,none,2,car or other,35,bank,own,2,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,6,existing credits paid back duly till now,repairs,454,< 100 DM,< 1 year,3,none,1,building society savings agreement / life insurance,22,none,own,1,unskilled - resident,1,none,yes,GOOD,Female 0 < ... < 200 DM,30,existing credits paid back duly till now,radio / television,1715,unknown / no savings account,1 <= ... < 4 years,4,none,1,car or other,26,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,27,critical account / other credits existing (not at this bank),radio / television,2520,500 <= ... < 1000 DM,1 <= ... < 4 years,4,none,2,building society savings agreement / life insurance,23,none,own,2,unskilled - resident,1,none,yes,BAD,Female no checking account,15,existing credits paid back duly till now,radio / television,3568,< 100 DM,>= 7 years,4,none,2,car or other,54,bank,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male no checking account,42,existing credits paid back duly till now,radio / television,7166,unknown / no savings account,4 <= ... < 7 years,2,none,4,building society savings agreement / life insurance,29,none,rent,1,skilled employee / official,1,yes,yes,GOOD,Female < 0 DM,11,critical account / other credits existing (not at this bank),car (new),3939,< 100 DM,1 <= ... < 4 years,1,none,2,real estate,40,none,own,2,unskilled - resident,2,none,yes,GOOD,Female 0 < ... < 200 DM,15,existing credits paid back duly till now,repairs,1514,100 <= ... < 500 DM,1 <= ... < 4 years,4,guarantor,2,real estate,22,none,own,1,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,existing credits paid back duly till now,car (new),7393,< 100 DM,1 <= ... < 4 years,1,none,4,building society savings agreement / life insurance,43,none,own,1,unskilled - resident,2,none,yes,GOOD,Female < 0 DM,24,all credits at this bank paid back duly,car (new),1193,< 100 DM,unemployed,1,co-applicant,4,unknown / no property,29,none,rent,2,unemployed / unskilled - non-resident,1,none,yes,BAD,Male < 0 DM,60,existing credits paid back duly till now,business,7297,< 100 DM,>= 7 years,4,co-applicant,4,unknown / no property,36,none,rent,1,skilled employee / official,1,none,yes,BAD,Female no checking account,30,critical account / other credits existing (not at this bank),radio / television,2831,< 100 DM,1 <= ... < 4 years,4,none,2,car or other,33,none,own,1,skilled employee / official,1,yes,yes,GOOD,Male >= 200 DM,24,existing credits paid back duly till now,radio / television,1258,500 <= ... < 1000 DM,1 <= ... < 4 years,3,none,3,car or other,57,none,own,1,unskilled - resident,1,none,yes,GOOD,Male 0 < ... < 200 DM,6,existing credits paid back duly till now,radio / television,753,< 100 DM,1 <= ... < 4 years,2,guarantor,3,real estate,64,none,own,1,skilled employee / official,1,none,yes,GOOD,Male 0 < ... < 200 DM,18,delay in paying off in the past,business,2427,unknown / no savings account,>= 7 years,4,none,2,building society savings agreement / life insurance,42,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,24,delay in paying off in the past,car (new),2538,< 100 DM,>= 7 years,4,none,4,car or other,47,none,own,2,unskilled - resident,2,none,yes,BAD,Female 0 < ... < 200 DM,15,all credits at this bank paid back duly,car (new),1264,100 <= ... < 500 DM,1 <= ... < 4 years,2,none,2,building society savings agreement / life insurance,25,none,rent,1,skilled employee / official,1,none,yes,BAD,Female 0 < ... < 200 DM,30,critical account / other credits existing (not at this bank),furniture / equipment,8386,< 100 DM,4 <= ... < 7 years,2,none,2,building society savings agreement / life insurance,49,none,own,1,skilled employee / official,1,none,yes,BAD,Female no checking account,48,existing credits paid back duly till now,business,4844,< 100 DM,unemployed,3,none,2,car or other,33,bank,rent,1,management / self-employed / highly qualified employee / officer,1,yes,yes,BAD,Female >= 200 DM,21,existing credits paid back duly till now,car (new),2923,100 <= ... < 500 DM,1 <= ... < 4 years,1,none,1,car or other,28,bank,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Male < 0 DM,36,existing credits paid back duly till now,car (used),8229,< 100 DM,1 <= ... < 4 years,2,none,2,building society savings agreement / life insurance,26,none,own,1,skilled employee / official,2,none,yes,BAD,Female no checking account,24,critical account / other credits existing (not at this bank),furniture / equipment,2028,< 100 DM,4 <= ... < 7 years,2,none,2,building society savings agreement / life insurance,30,none,own,2,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,15,critical account / other credits existing (not at this bank),furniture / equipment,1433,< 100 DM,1 <= ... < 4 years,4,none,3,building society savings agreement / life insurance,25,none,rent,2,skilled employee / official,1,none,yes,GOOD,Male >= 200 DM,42,no credits taken / all credits paid back duly,business,6289,< 100 DM,< 1 year,2,none,1,building society savings agreement / life insurance,33,none,own,2,skilled employee / official,1,none,yes,GOOD,Female no checking account,13,existing credits paid back duly till now,radio / television,1409,100 <= ... < 500 DM,unemployed,2,none,4,real estate,64,none,own,1,skilled employee / official,1,none,yes,GOOD,Male < 0 DM,24,existing credits paid back duly till now,car (used),6579,< 100 DM,unemployed,4,none,2,unknown / no property,29,none,for free,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female 0 < ... < 200 DM,24,critical account / other credits existing (not at this bank),radio / television,1743,< 100 DM,>= 7 years,4,none,2,building society savings agreement / life insurance,48,none,own,2,unskilled - resident,1,none,yes,GOOD,Female no checking account,12,critical account / other credits existing (not at this bank),education,3565,unknown / no savings account,< 1 year,2,none,1,building society savings agreement / life insurance,37,none,own,2,unskilled - resident,2,none,yes,GOOD,Female no checking account,15,all credits at this bank paid back duly,radio / television,1569,100 <= ... < 500 DM,>= 7 years,4,none,4,car or other,34,bank,own,1,unskilled - resident,2,none,yes,GOOD,Female < 0 DM,18,existing credits paid back duly till now,radio / television,1936,unknown / no savings account,4 <= ... < 7 years,2,none,4,car or other,23,none,rent,2,unskilled - resident,1,none,yes,GOOD,Female < 0 DM,36,existing credits paid back duly till now,furniture / equipment,3959,< 100 DM,unemployed,4,none,3,building society savings agreement / life insurance,30,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,car (new),2390,unknown / no savings account,>= 7 years,4,none,3,car or other,50,none,own,1,skilled employee / official,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,furniture / equipment,1736,< 100 DM,4 <= ... < 7 years,3,none,4,real estate,31,none,own,1,unskilled - resident,1,none,yes,GOOD,Male < 0 DM,30,existing credits paid back duly till now,car (used),3857,< 100 DM,1 <= ... < 4 years,4,none,4,building society savings agreement / life insurance,40,none,own,1,management / self-employed / highly qualified employee / officer,1,yes,yes,GOOD,Female no checking account,12,existing credits paid back duly till now,radio / television,804,< 100 DM,>= 7 years,4,none,4,car or other,38,none,own,1,skilled employee / official,1,none,yes,GOOD,Female < 0 DM,45,existing credits paid back duly till now,radio / television,1845,< 100 DM,1 <= ... < 4 years,4,none,4,unknown / no property,23,none,for free,1,skilled employee / official,1,yes,yes,BAD,Female 0 < ... < 200 DM,45,critical account / other credits existing (not at this bank),car (used),4576,100 <= ... < 500 DM,unemployed,3,none,4,car or other,27,none,own,1,skilled employee / official,1,none,yes,GOOD,Female