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<?php |
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ini_set('display_errors', 1); |
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ini_set('display_startup_errors', 1); |
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error_reporting(E_ALL); |
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session_start(); |
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if (!isset($_SESSION['logged_in']) || $_SESSION['logged_in'] !== true) { |
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header('Location: ../../index.php'); |
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exit; |
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} |
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$username = $_SESSION['username']; |
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$email = $_SESSION['email']; |
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$tier = $_SESSION['tier']; |
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$package = $_SESSION['package']; |
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$balance = $_SESSION['balance']; |
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$total_deposits = $_SESSION['total_deposits']; |
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$total_withdrawals = $_SESSION['total_withdrawals']; |
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$rewards = $_SESSION['rewards']; |
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$earnings = $total_deposits - $total_withdrawals; |
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if (!isset($_SESSION['user_id'])) { |
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$_SESSION['user_id'] = 0; |
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} |
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?> |
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<!DOCTYPE html> |
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<html lang="en"> |
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<head> |
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<meta charset="UTF-8"> |
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<meta name="viewport" content="width=device-width, initial-scale=1.0"> |
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<title>Japanese Motors — Loan Services</title> |
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<script src="https://cdn.tailwindcss.com"></script> |
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<link href="https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;600;700;800&display=swap" rel="stylesheet"> |
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<script src="https://cdn.jsdelivr.net/npm/feather-icons/dist/feather.min.js"></script> |
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<style> |
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:root { |
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--bg: |
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--card: |
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--card-2: |
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--accent: |
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--muted: rgba(255,255,255,0.6); |
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--glass: rgba(255,255,255,0.04); |
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--promo-gradient: linear-gradient(180deg,#a13df0 0%, #ff2a79 50%, #d70b1a 100%); |
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font-family: 'Poppins', system-ui, Arial; |
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--banner-gradient-start: |
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--banner-gradient-end: |
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--spacing-unit: 1rem; |
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--accent-primary: |
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--accent-secondary: |
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--shadow-hover: 0 6px 18px rgba(0, 0, 0, 0.1); |
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--premium-gold: |
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} |
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body { |
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background: var(--bg); |
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font-family: 'Poppins', sans-serif; |
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transition: all 0.3s ease; |
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min-height: 100vh; |
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} |
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.sidebar { |
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width: 250px; |
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height: 100vh; |
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background: |
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color: |
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position: fixed; |
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top: 0; |
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left: -250px; |
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transition: all 0.3s ease; |
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z-index: 1000; |
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overflow-y: auto; |
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} |
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.sidebar.active { |
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left: 0; |
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} |
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margin-left: 0; |
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transition: all 0.3s ease; |
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} |
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.sidebar.active ~ |
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margin-left: 250px; |
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} |
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header { |
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background: |
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color: white; |
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padding: 15px 20px; |
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display: flex; |
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justify-content: space-between; |
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align-items: center; |
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position: relative; |
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z-index: 900; |
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transition: all 0.3s ease; |
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} |
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.sidebar.active ~ |
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margin-left: 250px; |
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} |
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.menu-toggle { |
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background: transparent; |
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border: none; |
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color: white; |
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font-size: 1.5rem; |
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cursor: pointer; |
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} |
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.logo-section { |
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padding: 15px; |
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border-bottom: 1px solid |
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display: flex; |
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align-items: center; |
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gap: 10px; |
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} |
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.brand { |
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font-size: 1.2rem; |
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font-weight: 700; |
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color: |
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} |
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.subtitle { |
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font-size: 0.75rem; |
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color: |
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} |
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.menu { |
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list-style: none; |
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padding: 0; |
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margin: 0; |
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} |
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.menu li a { |
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display: flex; |
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align-items: center; |
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padding: 12px 20px; |
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color: white; |
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text-decoration: none; |
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transition: background 0.3s; |
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} |
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.menu li a:hover { |
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background: |
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} |
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.menu li a i { |
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margin-right: 12px; |
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} |
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.user-footer { |
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padding: 15px; |
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background: |
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display: flex; |
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align-items: center; |
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gap: 10px; |
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position: sticky; |
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bottom: 0; |
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} |
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.avatar { |
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width: 35px; |
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height: 35px; |
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background: |
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border-radius: 50%; |
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display: flex; |
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align-items: center; |
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justify-content: center; |
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font-weight: bold; |
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color: white; |
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} |
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.banner { |
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max-width: 450px; |
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margin: 0 auto calc(var(--spacing-unit) * 2); |
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background: linear-gradient(135deg, var(--accent-primary), var(--accent-secondary)); |
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border-radius: 12px; |
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padding: calc(var(--spacing-unit) * 1.5); |
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text-align: center; |
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box-shadow: var(--shadow-hover); |
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animation: fadeIn 0.5s ease; |
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} |
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@keyframes fadeIn { |
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from { opacity: 0; transform: translateY(20px); } |
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to { opacity: 1; transform: translateY(0); } |
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} |
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@keyframes blink { |
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0% { opacity: 1; } |
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50% { opacity: 0.3; } |
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100% { opacity: 1; } |
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} |
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.banner .title { |
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font-size: 1.25rem; |
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margin-bottom: calc(var(--spacing-unit) * 1); |
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color: |
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font-weight: 700; |
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animation: blink 1.5s infinite; |
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} |
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.banner p { |
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font-size: 0.95rem; |
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line-height: 1.6; |
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margin-bottom: calc(var(--spacing-unit) * 1); |
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color: var(--premium-gold); |
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animation: blink 1.5s infinite; |
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} |
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.banner .footer { |
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font-size: 0.75rem; |
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color: rgba(255, 255, 255, 0.9); |
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font-style: italic; |
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animation: blink 1.5s infinite; |
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} |
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.card { |
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background: var(--card); |
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border-radius: 12px; |
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padding: 26px; |
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color: white; |
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box-shadow: 0 6px 0 rgba(0,0,0,0.08) inset; |
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flex: 1; |
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} |
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.balance { |
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background: rgba(255,255,255,0.03); |
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padding: 14px; |
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border-radius: 10px; |
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margin: 18px 0; |
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display: flex; |
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align-items: center; |
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justify-content: space-between; |
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} |
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.form-group { |
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margin: 12px 0; |
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} |
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label { |
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display: block; |
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margin-bottom: 8px; |
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color: rgba(255,255,255,0.85); |
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} |
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input, select, textarea { |
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width: 100%; |
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padding: 14px; |
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border-radius: 10px; |
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border: 1px solid rgba(255,255,255,0.05); |
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background: transparent; |
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color: white; |
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} |
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.btn { |
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display: inline-block; |
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padding: 14px 24px; |
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border-radius: 10px; |
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background: var(--accent); |
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color: |
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font-weight: 700; |
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border: none; |
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cursor: pointer; |
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width: 100%; |
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} |
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.btn-outline { |
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background: transparent; |
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border: 2px solid var(--accent); |
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color: var(--accent); |
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} |
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.btn-sm { |
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padding: 8px 16px; |
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font-size: 0.875rem; |
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} |
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.btn-success { |
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background: |
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color: white; |
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} |
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.btn-danger { |
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background: |
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color: white; |
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} |
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.btn-info { |
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background: |
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color: white; |
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} |
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.dashboard-card { |
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background: rgba(0,0,0,0.2); |
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border-radius: 12px; |
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padding: 20px; |
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margin-bottom: 20px; |
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} |
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.stat-card { |
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background: rgba(0,0,0,0.15); |
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border-radius: 10px; |
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padding: 16px; |
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margin-bottom: 16px; |
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} |
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.loan-card { |
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background: rgba(0,0,0,0.15); |
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border-radius: 10px; |
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padding: 16px; |
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margin-bottom: 16px; |
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transition: transform 0.3s ease; |
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border-left: 4px solid var(--accent); |
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} |
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.loan-card:hover { |
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transform: translateY(-3px); |
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} |
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.faq-item { |
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background: rgba(0,0,0,0.15); |
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border-radius: 10px; |
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padding: 16px; |
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margin-bottom: 16px; |
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cursor: pointer; |
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} |
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.faq-answer { |
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display: none; |
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padding-top: 12px; |
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color: var(--muted); |
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} |
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.active-page { |
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background: |
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border-right: 4px solid var(--accent); |
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} |
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.confirmation-modal { |
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display: none; |
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position: fixed; |
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top: 0; |
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left: 0; |
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width: 100%; |
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height: 100%; |
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background: rgba(0,0,0,0.7); |
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z-index: 1000; |
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justify-content: center; |
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align-items: center; |
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} |
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.modal-content { |
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background: var(--card); |
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border-radius: 12px; |
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padding: 30px; |
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width: 90%; |
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max-width: 500px; |
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color: white; |
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} |
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.progress-bar { |
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height: 6px; |
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background: rgba(255,255,255,0.1); |
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border-radius: 3px; |
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overflow: hidden; |
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margin: 15px 0; |
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} |
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.progress-fill { |
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height: 100%; |
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background: var(--accent); |
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width: 0%; |
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transition: width 0.5s ease; |
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} |
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.status-badge { |
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display: inline-block; |
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padding: 4px 12px; |
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border-radius: 20px; |
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font-size: 0.75rem; |
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font-weight: 600; |
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} |
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.status-pending { |
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background: rgba(245, 158, 11, 0.2); |
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color: |
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} |
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.status-approved { |
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background: rgba(16, 185, 129, 0.2); |
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color: |
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} |
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.status-rejected { |
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background: rgba(239, 68, 68, 0.2); |
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color: |
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} |
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.status-processing { |
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background: rgba(59, 130, 246, 0.2); |
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color: |
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} |
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.payment-option { |
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background: rgba(0,0,0,0.15); |
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border-radius: 10px; |
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padding: 16px; |
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margin-bottom: 16px; |
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cursor: pointer; |
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transition: all 0.3s; |
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border: 2px solid transparent; |
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} |
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.payment-option:hover { |
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transform: translateY(-3px); |
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} |
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.payment-option.selected { |
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border-color: var(--accent); |
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} |
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.tabs { |
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display: flex; |
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border-bottom: 1px solid rgba(255,255,255,0.1); |
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margin-bottom: 20px; |
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} |
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.tab { |
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padding: 10px 20px; |
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cursor: pointer; |
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opacity: 0.7; |
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transition: opacity 0.3s; |
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} |
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.tab.active { |
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opacity: 1; |
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border-bottom: 2px solid var(--accent); |
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} |
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.tab-content { |
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display: none; |
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} |
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.tab-content.active { |
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display: block; |
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} |
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@media (max-width: 768px) { |
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.cards { |
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flex-direction: column; |
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} |
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.promo { |
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width: 92%; |
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} |
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.grid-cols-2 { |
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grid-template-columns: 1fr; |
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} |
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.grid-cols-3 { |
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grid-template-columns: 1fr; |
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} |
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.action-buttons { |
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flex-direction: column; |
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gap: 8px; |
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} |
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.action-buttons button { |
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width: 100%; |
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} |
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.tabs { |
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overflow-x: auto; |
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white-space: nowrap; |
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} |
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} |
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</style> |
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</head> |
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<body> |
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<!-- Sidebar --> |
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<aside class="sidebar" id="sidebar"> |
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<div class="logo-section"> |
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<i data-feather="zap" class="text-yellow-400"></i> |
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<div> |
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<h2 class="brand">JMOTORS</h2> |
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<p class="subtitle">Marketing Platform</p> |
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</div> |
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</div> |
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<ul class="menu"> |
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<li><a href="index.php"><i data-feather="home"></i> Dashboard</a></li> |
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<li><a href="meta-uploads.php"><i data-feather="upload"></i> Meta Uploads</a></li> |
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<li><a href="transactions.php"><i data-feather="repeat"></i> Transactions</a></li> |
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<li><a href="transfer.php"><i data-feather="send"></i> Transfer</a></li> |
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<li><a href="daily-product.php"><i data-feather="shopping-bag"></i> Daily Product</a></li> |
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<li><a href="withdraw.php"><i data-feather="dollar-sign"></i> Withdraw</a></li> |
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<li><a href="packages.php"><i data-feather="package"></i> Packages</a></li> |
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<li><a href="loan.php"><i data-feather="credit-card"></i> Loan</a></li> |
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<li><a href="recharge.php"><i data-feather="battery-charging"></i> Recharge</a></li> |
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<li><a href="agent-approval.php" class="active-page"><i data-feather="user-check"></i> Agent Approval</a></li> |
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<li><a href="access-token.php"><i data-feather="key"></i> Access Token</a></li> |
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<li><a href="agent-claim.php"><i data-feather="tag"></i> Agent Claim</a></li> |
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<li><a href="team.php"><i data-feather="users"></i> Team</a></li> |
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</ul> |
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<ul class="menu bottom"> |
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<li><a href="profile.php"><i data-feather="user"></i> Profile</a></li> |
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<li><a href="settings.php"><i data-feather="settings"></i> Settings</a></li> |
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<li><a href="whatsapp-channel.php"><i data-feather="message-square"></i> Whatsapp Channel</a></li> |
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<li><a href="customer-care.php"><i data-feather="headphones"></i> Customer Care</a></li> |
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</ul> |
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<div class="user-footer"> |
|
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<div class="avatar"><?php echo substr($username, 0, 2); ?></div> |
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<div> |
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<h4><?php echo $username; ?></h4> |
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<p><?php echo $tier; ?> - Marketer</p> |
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</div> |
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</div> |
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</aside> |
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|
|
|
<!-- Main Content --> |
|
|
<div id="content"> |
|
|
<header class="bg-gray-800 text-white p-4"> |
|
|
<div class="flex items-center"> |
|
|
<button class="menu-toggle" id="menu-toggle"> |
|
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<i data-feather="menu"></i> |
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</button> |
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<div class="ml-4 font-bold text-xl">Jmotors</div> |
|
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</div> |
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<nav class="flex items-center space-x-6"> |
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<a href="transfer.php" class="hover:text-yellow-300">Transfer</a> |
|
|
<a href="loan.php" class="hover:text-yellow-300">Loans</a> |
|
|
<a href="dailyproduct.php" class="hover:text-yellow-300">New Product</a> |
|
|
<div class="w-9 h-9 rounded-full bg-gradient-to-r from-yellow-300 to-orange-400 flex items-center justify-center font-bold">MI</div> |
|
|
</nav> |
|
|
</header> |
|
|
|
|
|
<main class="p-4"> |
|
|
<div class="banner"> |
|
|
<div class="title">💰 Instant Loan Services</div> |
|
|
<p>Get quick access to funds with our flexible loan options</p> |
|
|
|
|
|
<div class="footer">⚡ Quick approval • Flexible repayment • Low interest rates</div> |
|
|
</div> |
|
|
|
|
|
<div class="tabs"> |
|
|
<div class="tab active" data-tab="new-loan">Apply for Loan</div> |
|
|
<div class="tab" data-tab="active-loans">Active Loans</div> |
|
|
<div class="tab" data-tab="loan-history">Loan History</div> |
|
|
</div> |
|
|
|
|
|
<div class="tab-content active" id="new-loan-tab"> |
|
|
<div class="grid grid-cols-1 md:grid-cols-3 gap-6 mt-6"> |
|
|
<div class="dashboard-card md:col-span-2"> |
|
|
<h3 class="text-lg font-bold mb-4 flex items-center gap-2"> |
|
|
<i data-feather="dollar-sign" class="text-green-400"></i> Loan Application |
|
|
</h3> |
|
|
|
|
|
<div class="balance"> |
|
|
<div> |
|
|
<p class="text-sm">Loan Limit</p> |
|
|
<h3 class="text-xl font-bold">50,000 KES</h3> |
|
|
</div> |
|
|
<div class="text-right"> |
|
|
<p class="text-sm">Available</p> |
|
|
<p class="font-bold">35,000 KES</p> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<form id="loan-form"> |
|
|
<div class="form-group"> |
|
|
<label for="loan-amount">Loan Amount (KES)</label> |
|
|
<input type="number" id="loan-amount" placeholder="Enter amount" min="1000" max="35000" required> |
|
|
<p class="text-xs text-gray-400 mt-1">Min: 1,000 KES | Max: 35,000 KES</p> |
|
|
</div> |
|
|
|
|
|
<div class="form-group"> |
|
|
<label for="loan-duration">Repayment Period</label> |
|
|
<select id="loan-duration" required> |
|
|
<option value="">Select duration</option> |
|
|
<option value="7">7 days</option> |
|
|
<option value="14">14 days</option> |
|
|
<option value="30" selected>30 days</option> |
|
|
<option value="60">60 days</option> |
|
|
<option value="90">90 days</option> |
|
|
</select> |
|
|
</div> |
|
|
|
|
|
<div class="form-group"> |
|
|
<label for="loan-purpose">Loan Purpose</label> |
|
|
<select id="loan-purpose" required> |
|
|
<option value="">Select purpose</option> |
|
|
<option value="business">Business Expansion</option> |
|
|
<option value="emergency">Emergency</option> |
|
|
<option value="education">Education</option> |
|
|
<option value="health">Healthcare</option> |
|
|
<option value="other">Other</option> |
|
|
</select> |
|
|
</div> |
|
|
|
|
|
<div class="form-group"> |
|
|
<label>Disbursement Method</label> |
|
|
<div class="grid grid-cols-1 md:grid-cols-3 gap-3 mt-2"> |
|
|
<div class="payment-option" data-method="mpesa"> |
|
|
<div class="flex items-center"> |
|
|
<i data-feather="smartphone" class="text-green-400 mr-2"></i> |
|
|
<span>M-Pesa</span> |
|
|
</div> |
|
|
<p class="text-xs mt-1">Instant to phone</p> |
|
|
</div> |
|
|
<div class="payment-option" data-method="bank"> |
|
|
<div class="flex items-center"> |
|
|
<i data-feather="briefcase" class="text-blue-400 mr-2"></i> |
|
|
<span>Bank Transfer</span> |
|
|
</div> |
|
|
<p class="text-xs mt-1">1-2 business days</p> |
|
|
</div> |
|
|
<div class="payment-option" data-method="paypal"> |
|
|
<div class="flex items-center"> |
|
|
<i data-feather="globe" class="text-yellow-400 mr-2"></i> |
|
|
<span>PayPal</span> |
|
|
</div> |
|
|
<p class="text-xs mt-1">International</p> |
|
|
</div> |
|
|
</div> |
|
|
<input type="hidden" id="disbursement-method" required> |
|
|
</div> |
|
|
|
|
|
<div id="mpesa-details" class="hidden"> |
|
|
<div class="form-group"> |
|
|
<label for="mpesa-phone">M-Pesa Phone Number</label> |
|
|
<input type="tel" id="mpesa-phone" placeholder="07XX XXX XXX" pattern="[0-9]{10}"> |
|
|
<p class="text-xs text-gray-400 mt-1">Enter your Safaricom number registered with M-Pesa</p> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div id="bank-details" class="hidden"> |
|
|
<div class="form-group"> |
|
|
<label for="bank-name">Bank Name</label> |
|
|
<input type="text" id="bank-name" placeholder="Enter bank name"> |
|
|
</div> |
|
|
<div class="form-group"> |
|
|
<label for="account-number">Account Number</label> |
|
|
<input type="text" id="account-number" placeholder="Enter account number"> |
|
|
</div> |
|
|
<div class="form-group"> |
|
|
<label for="account-name">Account Name</label> |
|
|
<input type="text" id="account-name" placeholder="Enter account name"> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div id="paypal-details" class="hidden"> |
|
|
<div class="form-group"> |
|
|
<label for="paypal-email">PayPal Email</label> |
|
|
<input type="email" id="paypal-email" placeholder="Enter PayPal email"> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="form-group"> |
|
|
<label for="notification-number">SMS Notification Number</label> |
|
|
<input type="tel" id="notification-number" placeholder="07XX XXX XXX" pattern="[0-9]{10}" required> |
|
|
<p class="text-xs text-gray-400 mt-1">Where should we send loan status updates?</p> |
|
|
</div> |
|
|
|
|
|
<div class="bg-yellow-400 bg-opacity-20 p-3 rounded-lg mt-4 flex items-start"> |
|
|
<i data-feather="info" class="text-yellow-400 mr-2 mt-1"></i> |
|
|
<div> |
|
|
<p class="text-sm font-bold">Loan Terms</p> |
|
|
<p class="text-sm">Interest rate: 5% per month | Processing fee: 2% of loan amount</p> |
|
|
<p class="text-sm">Late payment fee: 1% per day after due date</p> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="form-group flex items-center mt-4"> |
|
|
<input type="checkbox" id="agree-terms" class="w-5 h-5 mr-2"> |
|
|
<label for="agree-terms" class="mb-0">I agree to the loan terms and conditions</label> |
|
|
</div> |
|
|
|
|
|
<button type="submit" class="btn mt-4" id="submit-loan">Apply for Loan</button> |
|
|
</form> |
|
|
</div> |
|
|
|
|
|
<div class="dashboard-card"> |
|
|
<h3 class="text-lg font-bold mb-4 flex items-center gap-2"> |
|
|
<i data-feather="bar-chart-2" class="text-blue-400"></i> Loan Summary |
|
|
</h3> |
|
|
|
|
|
<div class="stat-card"> |
|
|
<div class="flex justify-between items-center mb-2"> |
|
|
<span>Loan Amount</span> |
|
|
<span class="font-bold" id="summary-amount">0 KES</span> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="stat-card"> |
|
|
<div class="flex justify-between items-center mb-2"> |
|
|
<span>Processing Fee (2%)</span> |
|
|
<span class="font-bold" id="summary-fee">0 KES</span> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="stat-card"> |
|
|
<div class="flex justify-between items-center mb-2"> |
|
|
<span>Total Repayment</span> |
|
|
<span class="font-bold" id="summary-total">0 KES</span> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="stat-card"> |
|
|
<div class="flex justify-between items-center mb-2"> |
|
|
<span>Due Date</span> |
|
|
<span class="font-bold" id="summary-due">--</span> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="mt-6"> |
|
|
<h4 class="font-bold mb-3 flex items-center gap-2"> |
|
|
<i data-feather="clock" class="text-purple-400"></i> Repayment Schedule |
|
|
</h4> |
|
|
<div class="bg-gray-700 p-4 rounded-lg"> |
|
|
<div class="flex justify-between items-center mb-2"> |
|
|
<span>Monthly Installment</span> |
|
|
<span class="font-bold" id="summary-installment">0 KES</span> |
|
|
</div> |
|
|
<div class="flex justify-between items-center"> |
|
|
<span>Number of Payments</span> |
|
|
<span class="font-bold" id="summary-payments">--</span> |
|
|
</div> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="mt-6"> |
|
|
<h4 class="font-bold mb-2">Eligibility Criteria</h4> |
|
|
<ul class="text-sm space-y-2"> |
|
|
<li class="flex items-start"> |
|
|
<i data-feather="check-circle" class="text-green-400 mr-2 mt-1"></i> |
|
|
<span>Minimum deposits of 20,000 KES OR</span> |
|
|
</li> |
|
|
<li class="flex items-start"> |
|
|
<i data-feather="check-circle" class="text-green-400 mr-2 mt-1"></i> |
|
|
<span>Account age of 6+ months with sufficient activity</span> |
|
|
</li> |
|
|
<li class="flex items-start"> |
|
|
<i data-feather="check-circle" class="text-green-400 mr-2 mt-1"></i> |
|
|
<span>No overdue loans</span> |
|
|
</li> |
|
|
</ul> |
|
|
</div> |
|
|
</div> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="tab-content" id="active-loans-tab"> |
|
|
<div class="dashboard-card mt-6"> |
|
|
<h3 class="text-lg font-bold mb-4 flex items-center gap-2"> |
|
|
<i data-feather="rotate-ccw" class="text-green-400"></i> Active Loans |
|
|
</h3> |
|
|
<div class="text-center py-8"> |
|
|
<i data-feather="dollar-sign" class="mx-auto text-gray-400 text-4xl"></i> |
|
|
<p class="mt-2 text-gray-400">No active loans</p> |
|
|
<p class="text-sm text-gray-400">You don't have any active loans at the moment</p> |
|
|
</div> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="tab-content" id="loan-history-tab"> |
|
|
<div class="dashboard-card mt-6"> |
|
|
<h3 class="text-lg font-bold mb-4 flex items-center gap-2"> |
|
|
<i data-feather="list" class="text-blue-400"></i> Loan History |
|
|
</h3> |
|
|
<div class="text-center py-8"> |
|
|
<i data-feather="file-text" class="mx-auto text-gray-400 text-4xl"></i> |
|
|
<p class="mt-2 text-gray-400">No loan history</p> |
|
|
<p class="text-sm text-gray-400">Your loan history will appear here</p> |
|
|
</div> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="dashboard-card mt-8"> |
|
|
<h3 class="text-lg font-bold mb-4 flex items-center gap-2"> |
|
|
<i data-feather="help-circle" class="text-purple-400"></i> Loan FAQ |
|
|
</h3> |
|
|
|
|
|
<div class="faq-item"> |
|
|
<div class="flex justify-between items-center"> |
|
|
<h4 class="font-bold">How long does loan approval take?</h4> |
|
|
<i data-feather="chevron-down" class="faq-toggle"></i> |
|
|
</div> |
|
|
<div class="faq-answer"> |
|
|
<p>Loan applications are typically processed within 2-4 hours during business hours. For M-Pesa disbursement, funds are sent immediately after approval. Bank transfers may take 1-2 business days. You'll receive an SMS notification once your loan is approved and disbursed.</p> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="faq-item"> |
|
|
<div class="flex justify-between items-center"> |
|
|
<h4 class="font-bold">What are the interest rates and fees?</h4> |
|
|
<i data-feather="chevron-down" class="faq-toggle"></i> |
|
|
</div> |
|
|
<div class="faq-answer"> |
|
|
<p>Our loans have a 5% monthly interest rate with a 2% processing fee. For example, a loan of 10,000 KES for 30 days would have a 500 KES interest charge and 200 KES processing fee, totaling 10,700 KES repayment. There are no hidden fees, and we clearly display all costs before you apply.</p> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<div class="faq-item"> |
|
|
<div class="flex justify-between items-center"> |
|
|
<h4 class="font-bold">What happens if I can't repay on time?</h4> |
|
|
<i data-feather="chevron-down" class="faq-toggle"></i> |
|
|
</div> |
|
|
<div class="faq-answer"> |
|
|
<p>If you're unable to repay on time, please contact our support team before the due date to discuss options. We may offer a repayment extension with revised terms. Late payments incur a 1% daily penalty fee. Consistent communication helps us work with you to find a solution.</p> |
|
|
</div> |
|
|
</div> |
|
|
</div> |
|
|
</main> |
|
|
</div> |
|
|
|
|
|
<!-- SMS Preview Modal --> |
|
|
<div class="confirmation-modal" id="sms-modal"> |
|
|
<div class="modal-content"> |
|
|
<h3 class="text-xl font-bold mb-4 flex items-center gap-2"> |
|
|
<i data-feather="message-square" class="text-green-400"></i> SMS Notification Preview |
|
|
</h3> |
|
|
|
|
|
<div class="bg-gray-800 p-4 rounded-lg mb-4"> |
|
|
<div class="flex justify-between items-center mb-2"> |
|
|
<span class="text-xs text-gray-400">To:</span> |
|
|
<span class="text-sm font-bold" id="sms-number-preview">0722 XXX XXX</span> |
|
|
</div> |
|
|
<div class="bg-gray-900 p-3 rounded mt-2"> |
|
|
<p class="text-sm" id="sms-content">Your loan application for 5,000 KES has been received and is being processed. You will receive another SMS once approved. Thank you for choosing JMotors.</p> |
|
|
</div> |
|
|
<div class="flex justify-between items-center mt-2"> |
|
|
<span class="text-xs text-gray-400">From:</span> |
|
|
<span class="text-xs">Jmotors</span> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<p class="text-sm mb-4">This SMS will be sent to the phone number you provided for loan status updates.</p> |
|
|
|
|
|
<div class="flex gap-3"> |
|
|
<button class="btn btn-outline flex-1" id="edit-sms"> |
|
|
<i data-feather="edit" class="w-4 h-4 mr-1"></i> Edit Number |
|
|
</button> |
|
|
<button class="btn btn-success flex-1" id="confirm-sms"> |
|
|
<i data-feather="send" class="w-4 h-4 mr-1"></i> Confirm & Send |
|
|
</button> |
|
|
</div> |
|
|
</div> |
|
|
</div> |
|
|
|
|
|
<script> |
|
|
feather.replace(); |
|
|
|
|
|
document.addEventListener('DOMContentLoaded', function() { |
|
|
const toggleBtn = document.getElementById('menu-toggle'); |
|
|
const sidebar = document.getElementById('sidebar'); |
|
|
const content = document.getElementById('content'); |
|
|
|
|
|
toggleBtn.addEventListener('click', function() { |
|
|
sidebar.classList.toggle('active'); |
|
|
content.classList.toggle('active'); |
|
|
}); |
|
|
|
|
|
// Tab functionality |
|
|
const tabs = document.querySelectorAll('.tab'); |
|
|
tabs.forEach(tab => { |
|
|
tab.addEventListener('click', function() { |
|
|
tabs.forEach(t => t.classList.remove('active')); |
|
|
this.classList.add('active'); |
|
|
|
|
|
document.querySelectorAll('.tab-content').forEach(content => { |
|
|
content.classList.remove('active'); |
|
|
}); |
|
|
|
|
|
const tabId = this.getAttribute('data-tab'); |
|
|
document.getElementById(`${tabId}-tab`).classList.add('active'); |
|
|
}); |
|
|
}); |
|
|
|
|
|
// FAQ toggle functionality |
|
|
const faqItems = document.querySelectorAll('.faq-item'); |
|
|
faqItems.forEach(item => { |
|
|
item.addEventListener('click', function() { |
|
|
const answer = this.querySelector('.faq-answer'); |
|
|
const icon = this.querySelector('.faq-toggle'); |
|
|
|
|
|
if (answer.style.display === 'block') { |
|
|
answer.style.display = 'none'; |
|
|
icon.setAttribute('data-feather', 'chevron-down'); |
|
|
} else { |
|
|
answer.style.display = 'block'; |
|
|
icon.setAttribute('data-feather', 'chevron-up'); |
|
|
} |
|
|
feather.replace(); |
|
|
}); |
|
|
}); |
|
|
|
|
|
// Payment method selection |
|
|
const paymentOptions = document.querySelectorAll('.payment-option'); |
|
|
const disbursementMethod = document.getElementById('disbursement-method'); |
|
|
|
|
|
paymentOptions.forEach(option => { |
|
|
option.addEventListener('click', function() { |
|
|
paymentOptions.forEach(opt => opt.classList.remove('selected')); |
|
|
this.classList.add('selected'); |
|
|
|
|
|
const method = this.getAttribute('data-method'); |
|
|
disbursementMethod.value = method; |
|
|
|
|
|
document.getElementById('mpesa-details').classList.add('hidden'); |
|
|
document.getElementById('bank-details').classList.add('hidden'); |
|
|
document.getElementById('paypal-details').classList.add('hidden'); |
|
|
|
|
|
if (method === 'mpesa') { |
|
|
document.getElementById('mpesa-details').classList.remove('hidden'); |
|
|
} else if (method === 'bank') { |
|
|
document.getElementById('bank-details').classList.remove('hidden'); |
|
|
} else if (method === 'paypal') { |
|
|
document.getElementById('paypal-details').classList.remove('hidden'); |
|
|
} |
|
|
}); |
|
|
}); |
|
|
|
|
|
// Loan amount calculation |
|
|
const loanAmountInput = document.getElementById('loan-amount'); |
|
|
const loanDurationSelect = document.getElementById('loan-duration'); |
|
|
|
|
|
function calculateLoanSummary() { |
|
|
const amount = parseFloat(loanAmountInput.value) || 0; |
|
|
const duration = parseInt(loanDurationSelect.value) || 30; |
|
|
|
|
|
if (amount > 0) { |
|
|
const processingFee = amount * 0.02; |
|
|
const interest = amount * 0.05 * (duration / 30); |
|
|
const totalRepayment = amount + processingFee + interest; |
|
|
const installment = totalRepayment / (duration / 30); |
|
|
|
|
|
const today = new Date(); |
|
|
const dueDate = new Date(); |
|
|
dueDate.setDate(today.getDate() + duration); |
|
|
|
|
|
document.getElementById('summary-amount').textContent = amount.toLocaleString() + ' KES'; |
|
|
document.getElementById('summary-fee').textContent = processingFee.toLocaleString() + ' KES'; |
|
|
document.getElementById('summary-total').textContent = totalRepayment.toLocaleString() + ' KES'; |
|
|
document.getElementById('summary-due').textContent = dueDate.toLocaleDateString(); |
|
|
document.getElementById('summary-installment').textContent = installment.toLocaleString() + ' KES'; |
|
|
document.getElementById('summary-payments').textContent = Math.ceil(duration / 30); |
|
|
} |
|
|
} |
|
|
|
|
|
loanAmountInput.addEventListener('input', calculateLoanSummary); |
|
|
loanDurationSelect.addEventListener('change', calculateLoanSummary); |
|
|
|
|
|
// Check eligibility when page loads |
|
|
checkEligibility(); |
|
|
|
|
|
// Function to check eligibility |
|
|
function checkEligibility() { |
|
|
fetch('loan-eligibility.php?check_eligibility=true') |
|
|
.then(response => response.json()) |
|
|
.then(data => { |
|
|
if (!data.eligible) { |
|
|
const submitButton = document.getElementById('submit-loan'); |
|
|
submitButton.disabled = true; |
|
|
submitButton.textContent = 'Not Eligible for Loan'; |
|
|
submitButton.style.backgroundColor = '#6B7280'; |
|
|
submitButton.style.cursor = 'not-allowed'; |
|
|
|
|
|
const alertDiv = document.createElement('div'); |
|
|
alertDiv.className = 'bg-red-500 bg-opacity-20 p-3 rounded-lg mt-4 flex items-start'; |
|
|
alertDiv.innerHTML = ` |
|
|
<i data-feather="alert-circle" class="text-red-500 mr-2 mt-1"></i> |
|
|
<div> |
|
|
<p class="text-sm font-bold">Loan Eligibility Check Failed</p> |
|
|
<p class="text-sm">${data.reason}</p> |
|
|
<p class="text-sm mt-1">Please contact customer support if you believe this is an error.</p> |
|
|
</div> |
|
|
`; |
|
|
document.getElementById('loan-form').prepend(alertDiv); |
|
|
feather.replace(); |
|
|
} |
|
|
}) |
|
|
.catch(error => { |
|
|
console.error('Error checking eligibility:', error); |
|
|
}); |
|
|
} |
|
|
|
|
|
// Form submission |
|
|
const loanForm = document.getElementById('loan-form'); |
|
|
const smsModal = document.getElementById('sms-modal'); |
|
|
const smsNumberPreview = document.getElementById('sms-number-preview'); |
|
|
const smsContent = document.getElementById('sms-content'); |
|
|
|
|
|
loanForm.addEventListener('submit', function(e) { |
|
|
e.preventDefault(); |
|
|
|
|
|
// Basic form validation |
|
|
const loanAmount = document.getElementById('loan-amount').value; |
|
|
const loanDuration = document.getElementById('loan-duration').value; |
|
|
const loanPurpose = document.getElementById('loan-purpose').value; |
|
|
const disbursementMethod = document.getElementById('disbursement-method').value; |
|
|
const notificationNumber = document.getElementById('notification-number').value; |
|
|
const agreeTerms = document.getElementById('agree-terms').checked; |
|
|
|
|
|
if (!loanAmount || !loanDuration || !loanPurpose || !disbursementMethod || !notificationNumber) { |
|
|
alert('Please fill in all required fields.'); |
|
|
return; |
|
|
} |
|
|
|
|
|
if (!agreeTerms) { |
|
|
alert('You must agree to the loan terms and conditions.'); |
|
|
return; |
|
|
} |
|
|
|
|
|
// Method-specific validation |
|
|
if (disbursementMethod === 'mpesa') { |
|
|
const mpesaPhone = document.getElementById('mpesa-phone').value; |
|
|
if (!mpesaPhone || mpesaPhone.length !== 10) { |
|
|
alert('Please enter a valid M-Pesa phone number (10 digits).'); |
|
|
return; |
|
|
} |
|
|
} else if (disbursementMethod === 'bank') { |
|
|
const bankName = document.getElementById('bank-name').value; |
|
|
const accountNumber = document.getElementById('account-number').value; |
|
|
const accountName = document.getElementById('account-name').value; |
|
|
if (!bankName || !accountNumber || !accountName) { |
|
|
alert('Please fill in all bank details.'); |
|
|
return; |
|
|
} |
|
|
} else if (disbursementMethod === 'paypal') { |
|
|
const paypalEmail = document.getElementById('paypal-email').value; |
|
|
if (!paypalEmail || !paypalEmail.includes('@')) { |
|
|
alert('Please enter a valid PayPal email address.'); |
|
|
return; |
|
|
} |
|
|
} |
|
|
|
|
|
// Check eligibility before submission |
|
|
fetch('loan-eligibility.php?check_eligibility=true') |
|
|
.then(response => response.json()) |
|
|
.then(data => { |
|
|
if (!data.eligible) { |
|
|
alert('You are not eligible for a loan: ' + data.reason); |
|
|
return; |
|
|
} |
|
|
|
|
|
// If eligible, show SMS preview |
|
|
const formattedNumber = notificationNumber.substring(0, 4) + ' XXX ' + notificationNumber.substring(7); |
|
|
smsNumberPreview.textContent = formattedNumber; |
|
|
|
|
|
smsContent.textContent = `Your loan application for ${loanAmount} KES has been received and is being processed. You will receive another SMS once approved. Thank you for choosing JMotors.`; |
|
|
|
|
|
smsModal.style.display = 'flex'; |
|
|
}) |
|
|
.catch(error => { |
|
|
console.error('Error checking eligibility:', error); |
|
|
alert('An error occurred while checking eligibility.'); |
|
|
}); |
|
|
}); |
|
|
|
|
|
// SMS modal functionality |
|
|
document.getElementById('edit-sms').addEventListener('click', function() { |
|
|
smsModal.style.display = 'none'; |
|
|
}); |
|
|
|
|
|
document.getElementById('confirm-sms').addEventListener('click', function() { |
|
|
// Submit the form data |
|
|
const formData = new FormData(loanForm); |
|
|
|
|
|
fetch('loan-eligibility.php', { |
|
|
method: 'POST', |
|
|
body: formData |
|
|
}) |
|
|
.then(response => response.json()) |
|
|
.then(data => { |
|
|
if (data.success) { |
|
|
alert('Loan application submitted successfully!'); |
|
|
smsModal.style.display = 'none'; |
|
|
loanForm.reset(); |
|
|
|
|
|
// Reset UI |
|
|
paymentOptions.forEach(opt => opt.classList.remove('selected')); |
|
|
document.getElementById('mpesa-details').classList.add('hidden'); |
|
|
document.getElementById('bank-details').classList.add('hidden'); |
|
|
document.getElementById('paypal-details').classList.add('hidden'); |
|
|
|
|
|
// Re-check eligibility |
|
|
checkEligibility(); |
|
|
} else { |
|
|
alert('Error: ' + data.message); |
|
|
} |
|
|
}) |
|
|
.catch(error => { |
|
|
console.error('Error:', error); |
|
|
alert('An error occurred while submitting your application.'); |
|
|
}); |
|
|
}); |
|
|
|
|
|
// Close modal when clicking outside |
|
|
window.addEventListener('click', function(event) { |
|
|
if (event.target === smsModal) { |
|
|
smsModal.style.display = 'none'; |
|
|
} |
|
|
}); |
|
|
}); |
|
|
</script> |
|
|
</body> |
|
|
</html> |
