{"0": "Account information incorrect", "1": "Account opened as a result of fraud", "2": "Account sold or transferred to another company", "3": "Account status", "4": "Account status incorrect", "5": "Account terms", "6": "Account terms and changes", "7": "Add-on products and services", "8": "Application denied", "9": "Attempted to collect wrong amount", "10": "Attempted to/Collected exempt funds", "11": "Banking errors", "12": "Billing dispute", "13": "Billing dispute for services", "14": "Billing problem", "15": "Bounced checks or returned payments", "16": "Called after sent written cease of comm", "17": "Called before 8am or after 9pm", "18": "Called outside of 8am-9pm", "19": "Can't close your account", "20": "Can't decrease my monthly payments", "21": "Can't get flexible payment options", "22": "Can't get other flexible options for repaying your loan", "23": "Can't qualify for a loan", "24": "Can't stop withdrawals from your account", "25": "Can't temporarily delay making payments", "26": "Can't temporarily postpone payments", "27": "Can't use card to make purchases", "28": "Card company isn't resolving a dispute about a purchase or transfer", "29": "Card opened as result of identity theft or fraud", "30": "Card was charged for something you did not purchase with the card", "31": "Cashing a check", "32": "Changes in terms from what was offered or advertised", "33": "Changes in terms mid-deal or after closing", "34": "Charged for a purchase or transfer you did not make with the card", "35": "Charged too much interest", "36": "Collected or attempted to collect exempt funds", "37": "Company closed your account", "38": "Confusing or misleading advertising", "39": "Confusing or misleading advertising about the card", "40": "Confusing or misleading advertising about the credit card", "41": "Confusing or misleading advertising or marketing", "42": "Confusing or missing disclosures", "43": "Contacted employer after asked not to", "44": "Contacted me after I asked not to", "45": "Contacted me instead of my attorney", "46": "Contacted you after you asked them to stop", "47": "Contacted you instead of your attorney", "48": "Contacted your employer", "49": "Credit card company forcing arbitration", "50": "Credit card company isn't resolving a dispute about a purchase on your statement", "51": "Credit card company won't increase or decrease your credit limit", "52": "Credit card company won't work with you while you're going through financial hardship", "53": "Credit denial", "54": "Credit inquiries on your report that you don't recognize", "55": "Debt is not mine", "56": "Debt is not yours", "57": "Debt resulted from identity theft", "58": "Debt was already discharged in bankruptcy and is no longer owed", "59": "Debt was discharged in bankruptcy", "60": "Debt was paid", "61": "Debt was result of identity theft", "62": "Delay in processing application", "63": "Denied loan", "64": "Denied request to lower payments", "65": "Deposits and withdrawals", "66": "Deposits or withdrawals", "67": "Didn't receive advertised or promotional terms", "68": "Didn't receive enough information to verify debt", "69": "Didn't receive notice of right to dispute", "70": "Didn't receive services that were advertised", "71": "Didn't receive terms that were advertised", "72": "Difficulty submitting a dispute or getting information about a dispute over the phone", "73": "Don't agree with fees charged", "74": "Don't agree with the fees charged", "75": "Don't want a card provided by your employer or the government", "76": "Excess mileage, damage, or wear fees, or other problem after the lease is finish", "77": "Fee problem", "78": "Fees charged for closing account", "79": "Filed for bankruptcy", "80": "Fraudulent loan", "81": "Frequent or repeated calls", "82": "Funds not handled or disbursed as instructed", "83": "Funds not received from closed account", "84": "Having problems with customer service", "85": "High-pressure sales tactics", "86": "Impersonated an attorney or official", "87": "Impersonated attorney, law enforcement, or government official", "88": "Inadequate help over the phone", "89": "Indicated committed crime not paying", "90": "Indicated shouldn't respond to lawsuit", "91": "Indicated you were committing crime by not paying debt", "92": "Information belongs to someone else", "93": "Information is incorrect", "94": "Information is missing that should be on the report", "95": "Information is not mine", "96": "Information that should be on the report is missing", "97": "Investigation took more than 30 days", "98": "Investigation took too long", "99": "Keep getting calls about my loan", "100": "Keep getting calls about your loan", "101": "Late or other fees", "102": "Lender trying to repossess or disable the vehicle", "103": "Loan balance remaining after the vehicle is repossessed and sold", "104": "Loan sold or transferred to another company", "105": "Money was taken from your account on the wrong day or for the wrong amount", "106": "Need information about my balance/terms", "107": "Need information about your loan balance or loan terms", "108": "No notice of investigation status/result", "109": "Non-sufficient funds and associated fees", "110": "Not disclosed as an attempt to collect", "111": "Not given enough info to verify debt", "112": "Notification didn't disclose it was an attempt to collect a debt", "113": "Old information reappears or never goes away", "114": "Other problem", "115": "Other problem getting your report or credit score", "116": "Overcharged for a purchase or transfer you did make with the card", "117": "Overcharged for something you did purchase with the card", "118": "Overdraft charges", "119": "Overdrafts and overdraft fees", "120": "Personal information", "121": "Personal information incorrect", "122": "Privacy issues", "123": "Problem accessing account", "124": "Problem adding money", "125": "Problem after you declared or threatened to declare bankruptcy", "126": "Problem canceling credit monitoring or identify theft protection service", "127": "Problem cancelling or closing account", "128": "Problem during payment process", "129": "Problem extending the lease", "130": "Problem getting a working replacement card", "131": "Problem getting my free annual report", "132": "Problem getting report or credit score", "133": "Problem getting your free annual credit report", "134": "Problem lowering your monthly payments", "135": "Problem making or receiving payments", "136": "Problem related to refinancing", "137": "Problem using a debit or ATM card", "138": "Problem using the card to withdraw money from an ATM", "139": "Problem when attempting to purchase vehicle at the end of the lease", "140": "Problem while selling or giving up the vehicle", "141": "Problem with a check written from your prepaid card account", "142": "Problem with a trade-in", "143": "Problem with additional add-on products or services purchased with the loan", "144": "Problem with additional products or services purchased with the loan", "145": "Problem with balance transfer", "146": "Problem with cash advances", "147": "Problem with convenience check", "148": "Problem with customer service", "149": "Problem with direct deposit", "150": "Problem with fees", "151": "Problem with fees charged", "152": "Problem with fees or penalties", "153": "Problem with fraud alerts", "154": "Problem with paying off the loan", "155": "Problem with personal statement of dispute", "156": "Problem with product or service terms changing", "157": "Problem with renewal", "158": "Problem with rewards from credit card", "159": "Problem with signing the paperwork", "160": "Problem with statement of dispute", "161": "Problem with the interest rate", "162": "Public record", "163": "Public record information inaccurate", "164": "Qualified for a better loan than the one offered", "165": "Qualify for a better loan than offered", "166": "Received bad information about my loan", "167": "Received bad information about your loan", "168": "Received marketing offer after opted out", "169": "Received unsolicited financial product or insurance offers after opting out", "170": "Received unwanted marketing or advertising", "171": "Receiving unwanted marketing/advertising", "172": "Reinserted previously deleted info", "173": "Report improperly shared by CRC", "174": "Report provided to employer without your written authorization", "175": "Report shared with employer w/o consent", "176": "Reporting company used your report improperly", "177": "Right to dispute notice not received", "178": "Seized or attempted to seize your property", "179": "Seized/Attempted to seize property", "180": "Sent card you never applied for", "181": "Sued w/o proper notification of suit", "182": "Sued where didn't live/sign for debt", "183": "Sued you in a state where you do not live or did not sign for the debt", "184": "Sued you without properly notifying you of lawsuit", "185": "Talked to a third party about my debt", "186": "Talked to a third-party about your debt", "187": "Termination fees or other problem when ending the lease early", "188": "Their investigation did not fix an error on your report", "189": "Threatened arrest/jail if do not pay", "190": "Threatened or suggested your credit would be damaged", "191": "Threatened to arrest you or take you to jail if you do not pay", "192": "Threatened to sue on too old debt", "193": "Threatened to sue you for very old debt", "194": "Threatened to take legal action", "195": "Told you not to respond to a lawsuit they filed against you", "196": "Transaction was not authorized", "197": "Trouble closing card", "198": "Trouble getting a working replacement card", "199": "Trouble getting information about the card", "200": "Trouble getting, activating, or registering a card", "201": "Trouble using the card to pay a bill", "202": "Trouble using the card to send money to another person", "203": "Trouble using the card to spend money in a store or online", "204": "Trouble with how payments are being handled", "205": "Trouble with how payments are handled", "206": "Unable to open an account", "207": "Unable to receive car title or other problem after the loan is paid off", "208": "Unexpected increase in interest rate", "209": "Used obscene, profane, or other abusive language", "210": "Used obscene/profane/abusive language", "211": "Was not notified of investigation status or results", "212": "You never received your bill or did not know a payment was due", "213": "You told them to stop contacting you, but they keep trying"}