{"context":" 41 \n \n \n \n \n \n Global program rates \n \n \n \n \n \n \n IRD and program name Product code Rate (USD) \n \n BB MBS: Mastercard B2B Product 1 2.00% + USD 0.00 \n \n Commercial Business-to-Business MBA: Mastercard B2B Product 2 1.80% + USD 0.00 \n \n MBG: Mastercard B2B Product 3 1.60% + USD 0.00 \n MBH: Mastercard B2B Product 4 1.40% + USD 0.00 \n \n MBI: Mastercard B2B Product 5 1.20% + USD 0.00 \n \n MBJ: Mastercard B2B Product 6 1.00% + USD 0.00 \n \n MTA: Mastercard B2B Product 7 2.00% + USD 0.00 \n \n MTB: Mastercard B2B Product 8 1.90% + USD 0.00 \n \n MTC: Mastercard B2B Product 9 1.80% + USD 0.00 \n \n MTD: Mastercard B2B Product 10 1.70% + USD 0.00 \n \n MTE: Mastercard B2B Product 11 1.60% + USD 0.00 \n \n MTF: Mastercard B2B Product 12 1.50% + USD 0.00 \n \n MTG: Mastercard B2B Product 13 1.40% + USD 0.00 \n MTH: Mastercard B2B Product 14 1.30% + USD 0.00 \n \n MTI: Mastercard B2B Product 15 1.20% + USD 0.00 \n \n MTJ: Mastercard B2B Product 16 1.10% + USD 0.00 \n \n MTK: Mastercard B2B Product 17 1.00% + USD 0.00 \n \n MTL: Mastercard B2B Product 18 Rate to be announced \n \n MTM: Mastercard B2B Product 19 Rate to be announced \n \n MTN: Mastercard B2B Product 20 Rate to be announced \n \n MTO: Mastercard B2B Product 21 Rate to be announced \n \n MTQ: Mastercard B2B Product 22 Rate to be announced \n \n MTR: Mastercard B2B Product 23 Rate to be announced \n MTS: Mastercard B2B Product 24 Rate to be announced \n \n MTT: Mastercard B2B Product 25 Rate to be announced \n \n MTU: Mastercard B2B Product 26 Rate to be announced \n \n MTV: Mastercard B2B Product 27 Rate to be announced \n \n \n \n NOTE: Product codes MTA, MTB, MTC, MTD, MTE, MTF, MTG, MTH, MTI, MTJ, MTK, MTL, MTM, MTN, MTO, \n MTG, MTR, MTS, MTT, MTU, and MTV are effective globally except for the Canada region and Brazil. These \n product codes will be effective in the Canada region and Brazil in Release 23.Q4. \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 42 \n \n \n \n \n \n Global program rates \n Mastercard Enterprise Solutions Wholesale Travel Program (MWP) Acceptor business segments \n \n \n \n \n \n IRD and program name Rate (USD) \n \n IRD FF: Freight Program 1.80% + 0.00 \n \n \n \n \n Mastercard Enterprise Solutions Wholesale Travel Program (MWP) \n \n Acceptor business segments \n \n \n Acceptor Business Code (MCC) is a criteria for transactions qualifying for interchange programs \n and rates. \n \n NOTE: Product codes MTA, MTB, MTC, MTD, MTE, MTF, MTG, MTH, MTI, MTJ, MTK, MTL, MTM, MTN, \n \n MTO, MTQ, MTR, MTS, MTT, MTU, and MTV will work without MCC restrictions. \n \n \n \n Acceptor business segment Available MCCs \n A001 Airlines MCC 3000: 3350 (Airlines, Airline Carriers) \n \n MCC 4511 (Air Carriers, Airlines: not elsewhere classified) \n \n V001 Automobile\/vehicle MCC 3351-3500 (Car Rental Agencies) \n \n rentals \n MCC 7512 (Automobile Rental Agency: not elsewhere classified) \n MCC 7513 (Truck Rental) \n \n MCC 7519 (Motor Home and Recreational Vehicle Rental) \n \n B001 Cruise\/steamship MCC 4411 (Cruise\/Steamship) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 43 \n \n \n \n \n \n Global program rates \n Mastercard Enterprise Solutions Wholesale Travel Program (MWP) Acceptor business segments \n \n \n \n Acceptor business segment Available MCCs \n \n GW01 Global wholesale travel MCC 4131 (Bus Lines) \n \n ther \n MCC 4582 (Airports, Airport Terminals, Flying Fields) \n MCC 4722 (Travel Agencies and Tour Operators) \n \n MCC 5962 (Direct Marketing: Travel-Related Arrangement \n Services) \n \n MCC 6513 (Real Estate Agents and Managers: Rentals) \n \n MCC 7032 (Recreational and Sporting Camps) \n MCC 7033 (Campgrounds and Trailer Parks) \n \n MCC 7012 (Timeshares) \n \n MCC 7298 (Health and Beauty Spas) \n \n MCC 7991 (Tourist Attractions and Exhibits) \n \n MCC 7997 (Clubs: Country Clubs, Membership (Athletic, \n Recreation, Sports), Private Golf Courses) \n \n MCC 7999 (Recreation Services: not elsewhere classified) \n \n H001 Hotels and motels MCC 3501-3999 (Lodging: Hotels, Motels, Resorts) \n \n MCC 7011 (Lodging: Hotels, Motels, Resorts: not elsewhere \n classified) \n \n R001 Railways MCC 4112 (Passenger Railway) \n \n \n \n NOTE: This program is NOT open to all issuers by default. Mastercard will use the previously mentioned \n criteria to determine which issuers are eligible and will decide which issuers can participate in the \n \n program. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 44 \n \n \n \n \n \n Intercountry fallback fee rates \n \n \n \n \n Chapter 5 Intercountry fallback fee rates \n \n \n This section describes the intra-EEA, intra-Western, and intra-Eastern fallback fees. \n \n \n \n \n About intercountry fallback fee rates...............................................................................................................48\n \n Intra-EEA fallback interchange and service fee rates....................................................................................48\n Intra-EEA Mastercard POS fallback interchange fee rates.....................................................................48\n \n Intra-EEA Mastercard purchase with cash back fallback fee rates........................................................54\n Intra-EEA Mastercard manual cash disbursement fallback service fee rates......................................55\n \n Intra-EEA Mastercard rePower fallback service fee rates........................................................................55\n \n Intra-EEA Mastercard MoneySend payment transaction fallback service fee rates..........................56\n Intra-EEA Mastercard MoneySend funding transaction fallback service fee rates.............................56\n \n Intra-EEA Mastercard payment transaction fallback service fee rates................................................ 58\n Intra-EEA Mastercard initiated rewards transactions..............................................................................61\n \n Intra-EEA Mastercard prepaid card load interchange rates....................................................................61\n Intra-EEA Maestro POS fallback interchange fee rates...........................................................................61\n \n Intra-EEA Maestro purchase with cash back fallback fee rates.............................................................63\n \n Intra-EEA Maestro and Cirrus manual cash disbursement fallback service fee rates........................64\n Intra-EEA Maestro rePower fallback service fee rates............................................................................. 64\n \n Intra-EEA Maestro MoneySend payment transaction fallback service fee rates................................64\n Intra-EEA Maestro MoneySend funding transaction fallback service fee rates.................................. 64\n \n Intra-EEA Maestro payment transaction fallback service fee rates......................................................65\n Intra-EEA Maestro prepaid card load interchange rates......................................................................... 65\n \n Intra-EEA ATM fallback service fee rates....................................................................................................66\n \n Intra-EEA fallback interchange fee rates for purchase at ATM..............................................................67\n Fee collection rates on intra-EEA non-financial ATM transactions........................................................68\n \n Intra-EEA plus United Kingdom and Gibraltar fallback interchange and service fee rates.....................68\n Intra-EEA plus United Kingdom and Gibraltar Mastercard POS fallback interchange fee rates......69 \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard purchase with cash back fallback \n fee rates............................................................................................................................................................74\n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard manual cash disbursement fallback \n service fee rates...............................................................................................................................................75\n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard rePower fallback service fee rates........75 \n Intra-EEA plus United Kingdom and Gibraltar Mastercard MoneySend payment transaction \n fallback service fee rates................................................................................................................................76\n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard MoneySend funding transaction \n fallback service fee rates................................................................................................................................76\n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 45 \n \n \n \n \n \n Intercountry fallback fee rates \n \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard payment transaction fallback \n \n service fee rates...............................................................................................................................................78\n Intra-EEA plus United Kingdom and Gibraltar Mastercard initiated rewards transactions..............81 \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard prepaid card load interchange rates....81 \n Intra-EEA plus United Kingdom and Gibraltar Maestro POS fallback interchange fee rates...........81 \n \n Intra-EEA plus United Kingdom and Gibraltar Maestro purchase with cash back fallback fee \n rates...................................................................................................................................................................83\n \n Intra-EEA plus United Kingdom and Gibraltar Maestro and Cirrus manual cash disbursement \n fallback service fee rates................................................................................................................................84\n \n Intra-EEA plus United Kingdom and Gibraltar Maestro rePower fallback service fee rates..............84 \n Intra-EEA plus United Kingdom and Gibraltar Maestro MoneySend payment transaction \n \n fallback service fee rates................................................................................................................................84\n Intra-EEA plus United Kingdom and Gibraltar Maestro MoneySend funding transaction \n fallback service fee rates................................................................................................................................85\n \n Intra-EEA plus United Kingdom and Gibraltar Maestro payment transaction fallback service \n fee rates............................................................................................................................................................85\n \n Intra-EEA plus United Kingdom and Gibraltar Maestro prepaid card load interchange rates..........86 \n Intra-EEA plus United Kingdom and Gibraltar ATM fallback service fee rates.................................... 86\n \n Intra-EEA plus United Kingdom and Gibraltar fallback interchange fee rates for purchase at \n ATM....................................................................................................................................................................87\n \n Fee collection rates on intra-EEA plus United Kingdom and Gibraltar non-financial ATM \n transactions......................................................................................................................................................88\n \n Intra-Western fallback interchange and service fees.....................................................................................89\n Intra-Western Mastercard POS fallback interchange fee rates.............................................................89\n \n Intra-Western Mastercard purchase with cash back fallback fee rates................................................93\n \n Intra-Western Mastercard manual cash disbursement fallback service fee rates..............................94\n Intra-Western Mastercard rePower fallback service fee rates................................................................94\n \n Intra-Western Mastercard MoneySend payment transaction fallback service fee rates...................94 \n Intra-Western Mastercard MoneySend funding transaction fallback service fee rates.....................95\n \n Intra-Western Mastercard payment transaction fallback service fee rates.........................................96\n Intra-Western Mastercard initiated rewards transactions......................................................................97\n \n Intra-Western Maestro POS fallback interchange fee rates...................................................................97\n Intra-Western Maestro purchase with cash back fallback fee rates......................................................99\n \n Intra-Western Maestro and Cirrus manual cash disbursement fallback service fee rates..............100 \n \n Intra-Western Maestro rePower fallback service fee rates...................................................................100\n Intra-Western Maestro MoneySend payment transaction fallback service fee rates......................100\n \n Intra-Western Maestro MoneySend funding transaction fallback service fee rates........................100\n Intra-Western Maestro payment transaction fallback service fee rates............................................101\n \n Intra-Western ATM fallback service fee rates..........................................................................................101\n Intra-Western fallback interchange fee rates for purchase at ATM....................................................102\n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 46 \n \n \n \n \n \n Intercountry fallback fee rates \n \n \n \n \n Fee collection rates on intra-Western non-financial ATM transactions..............................................104\n \n Intra-Eastern fallback interchange and service fee rates...........................................................................104\n Intra-Eastern Mastercard POS fallback interchange fee rates............................................................104\n \n Intra-Eastern Mastercard purchase with cash back fallback fee rates...............................................108\n \n Intra-Eastern Mastercard manual cash disbursement fallback service fee rates.............................109\n Intra-Eastern Mastercard rePower fallback service fee rates...............................................................109\n \n Intra-Eastern Mastercard MoneySend payment transaction fallback service fee rates................. 110 \n Intra-Eastern Mastercard MoneySend funding transaction fallback service fee rates....................110\n \n Intra-Eastern Mastercard payment transaction fallback service fee rates....................................... 112\n Intra-Eastern Mastercard initiated rewards transactions.....................................................................113\n \n Intra-Eastern Maestro POS fallback interchange fee rates..................................................................113\n \n Intra-Eastern Maestro purchase with cash back fallback fee rates....................................................115\n Intra-Eastern Maestro and Cirrus manual cash disbursement fallback service fee rates...............115 \n \n Intra-Eastern Maestro rePower fallback service fee rates.....................................................................116\n Intra-Eastern Maestro MoneySend payment transaction fallback service fee rates.......................116\n \n Intra-Eastern Maestro MoneySend funding transaction fallback service fee rates......................... 116\n Intra-Eastern Maestro Payment Transaction Fallback Service Fee Rates..........................................117\n \n Intra-Eastern ATM fallback service fee rates...........................................................................................117\n \n Intra-Eastern fallback interchange fee rates for purchase at ATM.....................................................118\n Fee collection rates on intra-Eastern non-financial ATM transactions...............................................119\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 47 \n \n \n \n \n \n Intercountry fallback fee rates \n About intercountry fallback fee rates \n \n \n \n \n About intercountry fallback fee rates \n \n \n Intercountry interchange and service fees are applicable to transactions where the issuer \n country (as defined by the account range) and merchant country are both in the same \n \n Mastercard Europe subregion, unless bilaterally-agreed rates apply or the issuer and merchant \n are in the same country and intracountry rates exist in that country. \n \n Intra-EEA fallback fees apply to cross-border transactions where the issuer country and \n merchant country are both in the Mastercard EEA subregion, as defined in the section \n \"Mastercard EEA Subregion\" in Fee Concepts. \n \n Intra-Western fallback fees apply to cross-border transactions where the issuer country and \n \n the merchant country are in the Mastercard Western subregion except when both the issuer and \n merchant country are in the Mastercard EEA subregion. \n \n Intra-Eastern fallback fees apply to cross-border transactions where the issuer country and \n merchant country are both in the Mastercard Eastern sub-region. \n \n For a list of EEA, Western, and Eastern countries, refer to Division of the Europe Region. \n \n For additional explanations of the business requirements for each fee tier and the associated \n \n validations performed by GCMS, refer to IPM Requirements for European Fee Programs. \n \n \n \n Intra-EEA fallback interchange and service fee rates \n \n This section describes the intra-EEA fallback fees. \n \n \n Intra-EEA Mastercard POS fallback interchange fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n NOTE: Acquirers must submit the transaction with the interchange rate designator (IRD) for the \n lowest fee tier applicable to them. \n \n \n NOTE: A maximum amount of EUR 0.05 is applicable to refund transactions with a consumer product \n (processing code 20); 75 percent of the purchase rate is applicable to refund transactions with a \n commercial product (processing code 20). \n \n \n Consumer debit and consumer prepaid product codes \n \n \n Product Code Product Description Product Type \n \n CIR CIRRUS Debit \n \n DWF DEBIT MASTERCARD Debit \n HUMANITARIAN PREPAID \n \n MDG DEBIT GOLD Debit \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 48 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard POS fallback interchange fee rates \n \n \n \n Product Code Product Description Product Type \n \n MDH WORLD DEBIT EMBOSSED Debit \n \n MDP DEBIT PLATINUM Debit \n \n MDS DEBIT STANDARD Debit \n \n MDU DEBIT MASTERCARD Debit \n UNEMBOSSED \n \n MDW WORLD ELITE DEBIT Debit \n MASTERCARD \n \n MET TITANIUM DEBIT MASTERCARD Debit \n \n MIS DEBIT MASTERCARD STUDENT Debit \n CARD \n \n MIU DEBIT MASTERCARD Debit \n UNEMBOSSED NON US \n \n MSI MAESTRO Debit \n \n OLS MAESTRO DELAYED DEBIT Debit \n \n TCC MASTERCARD MIXED BIN Debit \n IMMEDIATE DEBIT \n \n TCE MASTERCARD ELECTRONIC Debit \n IMMEDIATE DEBIT \n \n TCG GOLD MASTERCARD IMMEDIATE Debit \n \n DEBIT \n TCS MASTERCARD STANDARD CARD Debit \n \n IMMEDIATE DEBIT \n \n TCW WORLD SIGNIA MASTERCARD Debit \n CARD IMMEDIATE DEBIT \n \n TIC MASTERCARD STUDENT CARD Debit \n IMMEDIATE DEBIT \n \n TIU MASTERCARD UNEMBOSSED Debit \n IMMEDIATE DEBIT \n \n TNW MASTERCARD NEW WORLD Debit \n IMMEDIATE DEBIT \n \n TPL PLATINUM MASTERCARD Debit \n IMMEDIATE DEBIT \n \n MHA HEALTHCARE PREPAID NON TAX Prepaid \n \n MPG MASTERCARD PREPAID GENERAL Prepaid \n SPEND \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 49 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard POS fallback interchange fee rates \n \n \n \n Product Code Product Description Product Type \n \n MRG MASTERCARD PREPAID NON US Prepaid \n \n GENERAL SPEND \n MSO PREPAID MAESTRO PREPAID Prepaid \n \n OTHER CARD \n \n MSS MAESTRO STUDENT CARD Prepaid \n MTP MASTERCARD PREPAID PREMIUM Prepaid \n \n TRAVEL \n \n MWF MASTERCARD HUMANITARIAN Prepaid \n SUR PREPAID MASTERCARD Prepaid \n \n UNEMBOSSED NON US \n \n \n \n Consumer credit product codes \n \n \n Product Code Product Description Product Type \n \n MCC MASTERCARD MIXED Credit \n MCE MASTERCARD ELECTRONIC Credit \n \n MCG GOLD Credit \n \n MCS STANDARD Credit \n \n MCU MASTERCARD UNEMBOSSED Credit \n \n MCW WORLD Credit \n \n MHP HELOC PLATINUM MASTERCARD Credit \n \n MHS HELOC STANDARD MASTERCARD Credit \n \n MIC MASTERCARD STUDENT CARD Credit \n \n MNW MASTERCARD NEW WORLD Credit \n \n MPL PLATINUM Credit \n MRF EUROPEAN REGULATED Credit \n \n INDIVIDUAL PAY \n \n MRO MASTERCARD REWARDS ONLY Credit \n WBE MASTERCARD WORLD BLACK Credit \n \n EDITION \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 50 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard POS fallback interchange fee rates \n \n \n \n \n \n Payment Product Fee Tier IRD Rate \n \n Mastercard Consumer Contactless6 P2 0.30% \n Credit \n Chip 50,53 0.30% \n \n Enhanced Electronic 84,88 0.30% \n \n Merchant UCAF 24 0.30% \n \n \n Full UCAF 79 0.30% \n \n Masterpass Wallet PW 0.30% \n \n Base 75,85 0.30% \n \n Mastercard Consumer Contactless 6 P2 0.20% \n Debit \n Chip 50,53 0.20% \n Mastercard Consumer \n Prepaid Enhanced Electronic 84,88 0.20% \n \n Debit Mastercard \n Merchant UCAF 24 0.20% \n Consumer \n Full UCAF 79 0.20% \n \n Masterpass Wallet PW 0.20% \n \n Base 75,85 0.20% \n \n \n \n \n \n Payment Product Fee Tier IRD Fee Rate \n \n Mastercard Prepaid Chip 50, 53 1.80% \n Corporate \n \n Enhanced Electronic 84, 88 1.80% \n \n Masterpass Wallet PW 1.80% \n \n Purchase at ATM AL 1.80% \n \n Contactless P2 1.80% \n \n \n \n \n \n \n \n \n \n 6 For transactions less than or equal to EUR 25 only. Transactions greater than EUR 25 are processed under normal\n Mastercard acceptance criteria \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Mastercard POS","RateType":"fallback interchange fee rates","Notes":["6 For transactions less than or equal to EUR 25 only. Transactions greater than EUR 25 are processed under normal Mastercard acceptance criteria"],"Rates":[{"PaymentProduct":"Mastercard Corporate","Details":[{"FeeTier":"Chip","IRD":["50","53"],"Rate":"0.30%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"0.30%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"0.30%"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"0.30%"},{"FeeTier":"Contactless6","IRD":["P2"],"Rate":"0.30%"},{"FeeTier":"Merchant UCAF","IRD":["24"],"Rate":"0.30%"},{"FeeTier":"Full UCAF","IRD":["79"],"Rate":"0.30%"}]},{"PaymentProduct":"Mastercard Consumer Debit\/Mastercard Consumer Prepaid\/Debit Mastercard Consumer","Details":[{"FeeTier":"Chip","IRD":["50","53"],"Rate":"0.20%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"0.20%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"0.20%"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"0.20%"},{"FeeTier":"Contactless6","IRD":["P2"],"Rate":"0.20%"},{"FeeTier":"Merchant UCAF","IRD":["24"],"Rate":"0.20%"},{"FeeTier":"Full UCAF","IRD":["24"],"Rate":"0.20%"}]},{"PaymentProduct":"Mastercard Prepaid Corporate","Details":[{"FeeTier":"Chip","IRD":["50","53"],"Rate":"1.80%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"1.80%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"1.80%"},{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.80%"},{"FeeTier":"Contactless","IRD":["P2"],"Rate":"1.80%"}]}]}} {"context":" 51 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard POS fallback interchange fee rates \n \n \n \n Payment Product Fee Tier IRD Fee Rate \n \n Mastercard Corporate Chip 50, 53 1.50% \n \n Mastercard Electronic (Incentive rate) 7 (-0.30%) \n Corporate \n Enhanced Electronic 84, 88 1.60% \n Business Premium Debit \n (Incentive rate) 7 (-0.30%) \n \n Masterpass Wallet PW 1.60% \n \n (Incentive rate) 7 (-0.30%) \n \n Base 75, 85 1.90% \n \n (Incentive rate) 7 (-0.30%) \n \n Contactless6 P2 1.50% \n \n (Incentive rate) 7 (-0.30%) \n \n Mastercard Chip 50, 53 1.25% \n \n BusinessCard\/Mastercard \n (Incentive rate) 7 (-0.30%) \n Professional Card\/ \n Mastercard Executive Enhanced Electronic 84, 88 1.35% \n BusinessCard\/Mastercard \n Corporate Executive Card (Incentive rate) 7 (-0.30%) \n Mastercard Electronic Masterpass Wallet PW 1.35% \n BusinessCard \n (Incentive rate) 7 (-0.30%) \n Debit Mastercard for \n Business Base 75, 85 1.65% \n \n (Incentive rate) 7 (-0.30%) \n \n Contactless6 P2 1.25% \n \n (Incentive rate) 7 (-0.30%) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 7 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee\n amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable\n interchange fee amount (= interchange rate applied to the transaction amount). Refer to Optional Addendum\n Message Requirements. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Mastercard POS","RateType":"fallback interchange fee rates","Notes":["7 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable interchange fee amount (= interchange rate applied to the transaction amount). Refer to Optional Addendum Message Requirements."],"Rates":[{"PaymentProduct":"Mastercard Corporate\nMastercard Electronic Corporate\nBusiness Premium Debit","Details":[{"FeeTier":"Chip\n(Incentive rate)7","IRD":["50","53"],"Rate":"1.50%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate)7","IRD":["84","88"],"Rate":"1.60%\n(-0.30%)"},{"FeeTier":"Masterpass Wallet\n(Incentive rate)7","IRD":["PW"],"Rate":"1.60%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate)7","IRD":["75","85"],"Rate":"1.90%\n(-0.30%)"},{"FeeTier":"Contactless6\n(Incentive rate)7","IRD":["P2"],"Rate":"1.50%\n(-0.30%)"}]},{"PaymentProduct":"Mastercard BusinessCard\/Mastercard Professional Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\nMasterCard Electronic BusinessCard\nDebit Mastercard for Business","Details":[{"FeeTier":"Chip\n(Incentive rate)7","IRD":["50","53"],"Rate":"1.25%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate)7","IRD":["84","88"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Masterpass Wallet\n(Incentive rate)7","IRD":["PW"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate)7","IRD":["75","85"],"Rate":"1.65% (0.30%)"},{"FeeTier":"Contactless6 (Incentive rate)7","IRD":["P2"],"Rate":"1.25% (-0.30%)"}]}]}} {"context":" 52 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard POS fallback interchange fee rates \n \n \n \n Payment Product Fee Tier IRD Fee Rate \n \n Mastercard Purchasing Chip 50, 53 1.25% \n \n (Incentive rate) 7 (-0.50 EUR) \n \n Enhanced Electronic 84, 88 1.35% \n \n (Incentive rate) 7 (-0.50 EUR) \n \n Masterpass Wallet PW 1.35% \n \n (Incentive rate) 7 (-0.50 EUR) \n \n Base 75, 85 1.65% \n \n (Incentive rate) 7 (-0.50 EUR) \n \n Large Ticket Level 1 8 26 1.00% + EUR 20.00 \n \n \n Large Ticket Level 2 9 27 0.75% + EUR 45.00 \n \n Contactless6 P2 1.25% \n \n (Incentive rate) 7 (-0.30%) \n \n Mastercard Fleetcard Chip 50, 53 1.25% \n \n (Incentive rate) 7 (-0.30%) \n \n Enhanced Electronic 84, 88 1.35% \n \n (Incentive rate) 7 (-0.30%) \n \n Masterpass Wallet PW 1.35% \n \n (Incentive rate) 7 (-0.30%) \n \n Base 75, 85 1.65% \n \n (Incentive rate) 7 (-0.30%) \n \n Large Ticket Level 1 8 26 1.00% + EUR 20.00 \n \n Large Ticket Level 2 9 27 0.75% + EUR 45.00 \n \n Contactless6 P2 1.25% \n \n (Incentive rate) 7 (-0.30%) \n \n \n \n \n \n \n \n \n \n 8 Applicable to transactions greater than EUR 3,000. The enriched data incentive is not applicable. \n 9 Applicable to transactions greater than EUR 10,000. The enriched data incentive is not applicable. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Mastercard POS","RateType":"fallback interchange fee rates","Notes":["8 Applicable to transactions greater than EUR 3,000. The enriched data incentive is not applicable.","9 Applicable to transactions greater than EUR 10,000. The enriched data incentive is not applicable. "],"Rates":[{"PaymentProduct":"Mastercard Purchasing","Details":[{"FeeTier":"Chip\n(Incentive rate)7","IRD":["50","53"],"Rate":"1.25%\n(-0.50 EUR)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate)7","IRD":["84","88"],"Rate":"1.35%\n(-0.50 EUR)"},{"FeeTier":"Masterpass Wallet\n(Incentive rate) 7","IRD":["PW"],"Rate":"1.35%\n(-0.50 EUR)"},{"FeeTier":"Base\n(Incentive rate) 7","IRD":["75","85"],"Rate":"1.65%\n(-0.50 EUR)"},{"FeeTier":"Large Ticket Level 1 8","IRD":["26"],"Rate":"1.00% + EUR 20.00"},{"FeeTier":"Large Ticket Level 2 9","IRD":["27"],"Rate":"0.75% + EUR 45.00"},{"FeeTier":"Contactless6\n(Incentive rate) 7","IRD":["P2"],"Rate":"1.25%\n(-0.30%)"}]},{"PaymentProduct":"Mastercard Fleetcard","Details":[{"FeeTier":"Chip\n(Incentive rate) 7","IRD":["50","53"],"Rate":"1.25%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 7","IRD":["84","88"],"Rate":"1.35% (-0.30%)"},{"FeeTier":"Masterpass Wallet\n(Incentive rate) 7","IRD":["PW"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate) 7","IRD":["75","85"],"Rate":"1.65%\n(-0.30%)"},{"FeeTier":"Large Ticket Level 1 8","IRD":["26"],"Rate":"1.00% + EUR 20.00"},{"FeeTier":"Large Ticket Level 2 9","IRD":["27"],"Rate":"0.75% + EUR 45.00"},{"FeeTier":"Contactless6 (Incentive rate) 7","IRD":["P2"],"Rate":"1.25% (-0.30%)"}]}]}} {"context":" 53 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard purchase with cash back fallback fee rates \n \n \n \n Payment Product Fee Tier IRD Fee Rate \n \n Mastercard Prepaid Chip 50, 53 1.25% \n \n Commercial \n (Incentive Rate) 7 (-0.30%) \n Debit Mastercard Prepaid \n Commercial Enhanced Electronic 84, 88 1.35% \n (Incentive rate) 7 (-0.30%) \n NOTE: IRDs 24 and 79 are \n not valid on transactions Masterpass Wallet PW 1.35% \n with commercial cards in \n EEA countries. (Incentive rate) 7 (-0.30%) \n \n Base 75, 85 1.65% \n \n (Incentive rate) 7 (-0.30%) \n \n Contactless6 P2 1.25% \n \n (Incentive rate) 7 (-0.30%) \n \n \n \n \n \n Payment Product Fee Tier IRD Fee Rate Non-B2B \n \n Mastercard Masterpass PW 1.90%10 1.90%12 \n Commercial \n 1.00%11 \n Payments Account \n NOTE: IRDs 24 and \n \n 79 are not valid on \n transactions with \n commercial cards in \n EEA countries. \n \n \n Base 75, 85 1.90%10 1.90%12 \n 1.00%11 \n \n \n \n \n Intra-EEA Mastercard purchase with cash back fallback fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n A Purchase with Cash Back transaction refers to a purchase made with a Mastercard or a Debit \n Mastercard card with a request by the cardholder for cash at a face-to-face point-of-sale \n location. With the MCC acceptance brand, Purchase with Cash Back is available only on \n chip\/PIN and chip\/signature transactions. \n \n \n \n 10 For transaction amounts less than or equal to EUR 3000. \n 11 For transaction amounts more than EUR 3000. \n 12 Applicable to MCCs: Airline (3000\u20133299, 3300\u20133350, 4511), Automobile\/Vehicle Rental (3351\u20133500, 7512, 7513,\n 7519), Passenger Railways (4112), and Eating Places, Restaurants (5812). \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Mastercard purchase with cash back","RateType":"fallback fee rates","Notes":["10 For transaction amounts less than or equal to EUR 3000.","11 For transaction amounts more than EUR 3000.","12 Applicable to MCCs: Airline (3000\u20133299, 3300\u20133350, 4511), Automobile\/Vehicle Rental (3351\u20133500, 7512, 7513, 7519), Passenger Railways (4112), and Eating Places, Restaurants (5812)."],"Rates":[{"PaymentProduct":"Mastercard Prepaid Commercial\/Debit Mastercard Prepaid Commercial","Details":[{"FeeTier":"Chip\n(Incentive Rate)7","IRD":["50","53"],"Rate":"1.25%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive Rate) 7","IRD":["84","88"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Masterpass Wallet\n(Incentive Rate) 7","IRD":["PW"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive Rate) 7","IRD":["75","85"],"Rate":"1.65%\n(-0.30%)"},{"FeeTier":"Contactless6\n(Incentive Rate) 7","IRD":["P2"],"Rate":"1.25%\n(-0.30%)"}]},{"PaymentProduct":"Mastercard Commercial Payments Account","Details":[{"FeeTier":"Masterpass","IRD":["PW"],"Rate":"1.90%10\n1.00%11"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"1.90%10\n1.00%11"}]}]}} {"context":" 54 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard manual cash disbursement fallback service fee rates \n \n \n \n Merchants can either automatically or otherwise prompt the cardholder to see if he or she \n would like cash in addition to the other items purchased. The transaction value, inclusive of the \n \n cash value, is then debited from the cardholder\u2019s account. \n \n For any Intra-EEA Purchase with Cash Back transaction, the applicable Mastercard or Debit \n Mastercard POS fallback interchange fees are applied only to the purchase part of the \n transaction. The Service Fee on the cash back part of the transaction is zero. \n \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard Purchase part of the Depending on tier POS interchange rate \n Purchase with Cash claimed relevant to the \n Debit Mastercard \n Back transaction applicable tier. Refer to \n Intra-EEA Mastercard \n POS Fallback \n Interchange Fee Rates. \n \n Cash back part of the N\/A 0.00 \n Purchase with Cash \n \n Back transaction \n \n \n \n Intra-EEA Mastercard manual cash disbursement fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard N\/A 75, 85, 88 13 1% \n Debit Mastercard (EUR 5.00 minimum) \n \n \n \n \n Intra-EEA Mastercard rePower fallback service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard N\/A ER EUR 0.00 \n \n Debit Mastercard \n \n \n \n \n \n \n \n \n \n \n 13 Any of the values may be used \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product"}} {"context":" 55 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard MoneySend payment transaction fallback service fee rates \n \n \n \n Intra-EEA Mastercard MoneySend payment transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n \n Acceptance brand Fee tier IRD Fee rate \n Mastercard Debit N\/A Q2, Q3, Q4, Q5, Q7, Q8, 0.20% (maximum EUR \n \n Q9, QL, QN, QO, MS 0.05) \n Mastercard Prepaid \n Debit Mastercard \n \n Mastercard Credit N\/A Q2, Q3, Q4, Q5, Q7, Q8, 0.30% (maximum EUR \n Q9, QL, QN, QO, MS 0.05) \n \n \n \n NOTE: \n \n A late presentment fee of EUR 50 per transaction is charged to the originator if the payment \n transaction is not submitted into GCMS within two processing days of receiving an approved \n \n authorization response from the receiving issuer. \n \n \n Intra-EEA Mastercard MoneySend funding transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Debit N\/A Q2, Q3, Q4, Q5, Q8, Q9, 0.20% \n QL, QM, MS \n Mastercard Prepaid \n Debit Mastercard \n \n Mastercard Credit N\/A Q2, Q3, Q4, Q5, Q8, Q9, 0.30% \n \n QL, QM, MS \n \n Mastercard Consumer N\/A Q6, Q7 0.20% \n Debit \n \n Mastercard Consumer \n Prepaid \n \n Debit Mastercard \n Consumer \n \n Mastercard Consumer N\/A Q6, Q7 0.30% \n Credit \n \n Mastercard Corporate N\/A Q6, Q7 1.90% \n \n Business Premium Debit \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Mastercard MoneySend payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Debit\nMastercard Prepaid\nDebit Mastercard","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q7","Q8","Q9","QL","QM","MS"],"Rate":"0.20%"}]},{"PaymentProduct":"Mastercard Credit","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q7","Q8","Q9","QL","QM","MS"],"Rate":"0.30% "}]},{"PaymentProduct":"Mastercard Consumer Debit\nMastercard Consumer Prepaid\nDebit Mastercard Consumer","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"0.20%"}]},{"PaymentProduct":"Mastercard Consumer Credit","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"0.30%"}]},{"PaymentProduct":"Mastercard Corporate\nBusiness Premium Debit","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.90%"}]}]}} {"context":" 56 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard MoneySend funding transaction fallback service fee rates \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard N\/A Q6, Q7 1.65% \n \n BusinessCard\/Mastercard \n Professional Card\/ \n Mastercard Executive \n BusinessCard\/Mastercard \n Corporate Executive Card \n \n Mastercard Electronic \n BusinessCard \n \n Debit Mastercard for \n Business \n \n \n Mastercard Purchasing N\/A Q6, Q7 1.65% \n \n Mastercard Fleetcard N\/A Q6, Q7 1.65% \n \n Mastercard Prepaid N\/A Q6, Q7 1.65% \n Commercial \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Mastercard MoneySend funding transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard BusinessCard\/Mastercard Professional Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\nMastercard Electronic BusinessCard\nDebit Mastercard for Business","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.65%"}]},{"PaymentProduct":"Mastercard Purchasing","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.65%"}]},{"PaymentProduct":"Mastercard Fleetcard","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.65%"}]},{"PaymentProduct":"Mastercard Prepaid\nCommercial","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.65%"}]}]}} {"context":" 57 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard payment transaction fallback service fee rates \n \n \n \n Intra-EEA Mastercard payment transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Consumer N\/A 20 EUR 0.65 \n Standard \n \n Mastercard Gold \n \n Mastercard Platinum \n Mastercard Electronic \n \n Consumer \n Mastercard World\/World \n \n Black Edition \n Mastercard World Elite \n \n Mastercard Prepaid \n Consumer \n \n Mastercard Prepaid \n Platinum \n \n Debit Mastercard \n \n Debit Mastercard Prepaid \n \n Debit Mastercard World \n \n World Elite Debit \n Mastercard \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Mastercard payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Consumer Standard\nMastercard Gold\nMastercard Platinum\nMastercard Electronic Consumer\nMastercard World\/World Black Edition\nMastercard World Elite\nMastercard Prepaid Consumer\nMastercard Prepaid Platinum\nDebit Mastercard\nDebit Mastercard Prepaid\nDebit Mastercard World\nWorld Elite Debit Mastercard","Details":[{"FeeTier":"N\/A","IRD":["20"],"Rate":"EUR 0.65"}]}]}} {"context":" 58 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard payment transaction fallback service fee rates \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Corporate\/ N\/A 21 EUR 0.65 \n \n Mastercard World \n Business \n \n Mastercard Electronic \n Commercial \n \n Mastercard Prepaid \n Commercial \n \n Mastercard \n BusinessCard\/Mastercard \n Professional Card\/ \n Mastercard Executive \n BusinessCard\/Mastercard \n \n Corporate Executive \n Card\/Mastercard \n Executive BusinessCard\/ \n Mastercard Corporate \n Executive Card \n \n Mastercard Electronic \n BusinessCard \n \n Mastercard Purchasing \n \n Mastercard Fleetcard \n \n Debit Mastercard for \n Business \n \n Business Premium Debit \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Mastercard payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Corporate\/Mastercard World Business\nMastercard Electronic Commercial\nMastercard Prepaid Commercial\nMastercardBusinessCard\/Mastercard Professional Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\nMastercard Electronic BusinessCard\nMastercard Purchasing\nMastercard Fleetcard\nDebit Mastercard for Business\nBusiness Premium Debit","Details":[{"FeeTier":"N\/A","IRD":["21"],"Rate":"EUR 0.65"}]}]}} {"context":" 59 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard payment transaction fallback service fee rates \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Consumer Merchant rebate MR 0.00% \n \n Standard \n Mastercard Gold \n \n Mastercard Platinum \n \n Mastercard Electronic \n Consumer \n \n Mastercard World \n \n Mastercard World Elite \n \n Mastercard Prepaid \n Consumer \n \n Debit Mastercard \n Debit Mastercard Prepaid \n \n Mastercard Corporate\/ \n Mastercard World \n \n Business \n Mastercard Electronic \n \n Commercial \n Mastercard Prepaid \n \n Commercial \n Mastercard \n \n BusinessCard\/Mastercard \n Professional Card\/ \n Mastercard Executive \n BusinessCard\/Mastercard \n Corporate Executive \n \n Card\/Mastercard \n Executive BusinessCard\/ \n Mastercard Corporate \n Executive Card \n \n Mastercard Electronic \n BusinessCard \n \n Mastercard Purchasing \n Card \n \n Mastercard Fleetcard \n \n Business Premium Debit \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Mastercard payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Consumer Standard\nMastercard Gold\nMastercard Platinum\nMastercard Electronic Consumer\nMastercard World\nMastercard World Elite\nMastercard Prepaid Consumer\nDebit Mastercard\nDebit Mastercard Prepaid\nMastercard Corporate\/Mastercard World Business\nMastercard Electronic Commercial\nMastercard Prepaid Commercial\nMastercard BusinessCard\/Mastercard Professional Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\nMastercard Electronic BusinessCard\nMastercard Purchasing Card\nMastercard Fleetcard\nBusiness Premium Debit","Details":[{"FeeTier":"Merchant rebate","IRD":["MR"],"Rate":"0.00%"}]}]}} {"context":" 60 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Mastercard initiated rewards transactions \n \n \n \n Intra-EEA Mastercard initiated rewards transactions \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard Mastercard Initiated 2A 0.00% \n Debit Mastercard Rewards \n \n \n \n \n Intra-EEA Mastercard prepaid card load interchange rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n \n Table 1: Intra-EEA and domestic EEA countries \n \n \n Acceptance brand IRD MCC TTI Service fee rate \n \n Mastercard Consumer Credit Q1: Prepaid Card 4829 F64 0.30% (EUR 0.05 maximum) \n Load \n \n Mastercard Consumer Debit, Q1: Prepaid Card 4829 F64 0.20% (EUR 0.05 maximum) \n Prepaid Load \n \n \n \n Intra-EEA Maestro POS fallback interchange fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n NOTE: Acquirers must submit the transaction with the interchange rate designator (IRD) for the \n lowest fee tier applicable to them. \n \n \n NOTE: A maximum amount of EUR 0.05 is applicable to refund transactions with a consumer product \n (processing code 20); 75 percent of the purchase rate is applicable to refund transactions with a \n commercial product (processing code 20). \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product"}} {"context":" 61 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Maestro POS fallback interchange fee rates \n \n \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro Consumer Chip 45 0.20% \n \n Maestro Consumer Prepaid Secure e-commerce 48 0.20% \n \n Pin-verified 46 0.20% \n \n Signature verified 47 0.20% \n \n \n Mail Order\/Telephone MO 0.20% \n Order 14 \n \n Chip: Late Presentment 49 0.20% \n \n Contactless 15 P1 0.20% \n \n Masterpass Wallet PW 0.20% \n \n \n Maestro Small Business Chip 45 1.25% \n \n Chip: Late Presentment 49 1.65% \n \n PIN Verified 46 1.35% \n \n Signature Verified 47 1.65% \n \n Masterpass Wallet PW 1.50% \n \n \n Secure E-commerce 48 1.50% \n \n Mail Order\/Telephone MO 1.50% \n Order \n \n Contactless P1 1.25% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 14 Maestro MO\/TO is permitted only for refund transactions. \n 15 For transactions less than or equal to EUR 25 only. Transactions greater than EUR 25 are processed under normal\n Maestro acceptance criteria. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Maestro POS","RateType":"fallback interchange fee rates","Notes":["14 Maestro MO\/TO is permitted only for refund transactions.","15 For transactions less than or equal to EUR 25 only. Transactions greater than EUR 25 are processed under normal Maestro acceptance criteria."],"Rates":[{"PaymentProduct":"Maestro Consumer\nMaestro Consumer Prepaid","Details":[{"FeeTier":"Chip","IRD":["45"],"Rate":"0.20%"},{"FeeTier":"Secure e-commerce","IRD":["48"],"Rate":"0.20%"},{"FeeTier":"Pin-verified","IRD":["46"],"Rate":"0.20%"},{"FeeTier":"Signature verified","IRD":["47"],"Rate":"0.20%"},{"FeeTier":"Mail Order\/Telephone Order 14","IRD":["MO"],"Rate":"0.20%"},{"FeeTier":"Chip: Late Presentment","IRD":["49"],"Rate":"0.20%"},{"FeeTier":"Contactless 15","IRD":["P1"],"Rate":"0.20%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"0.20%"}]},{"PaymentProduct":"Maestro Small Business","Details":[{"FeeTier":"Chip","IRD":["45"],"Rate":"1.25%"},{"FeeTier":"Chip: Late Presentment","IRD":["49"],"Rate":"1.65%"},{"FeeTier":"PIN Verified","IRD":["46"],"Rate":"1.35%"},{"FeeTier":"Signature Verified","IRD":["47"],"Rate":"1.65%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"1.50%"},{"FeeTier":"Secure E-commerce","IRD":["48"],"Rate":"1.50%"},{"FeeTier":"Mail Order\/Telephone Order","IRD":["MO"],"Rate":"1.50%"},{"FeeTier":"Contactless","IRD":["P1"],"Rate":"1.25%"}]}]}} {"context":" 62 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Maestro purchase with cash back fallback fee rates \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro Prepaid Commercial Chip 45 0.40% + EUR 0.05 \n \n \n Chip: Late Presentment 49 0.75% + EUR 0.05 \n \n PIN Verified 46 0.50% + EUR 0.05 \n \n Signature Verified 47 0.75% + EUR 0.05 \n \n Masterpass Wallet PW 1.50% \n \n Secure E-commerce 48 1.05% + EUR 0.05 \n \n \n Mail Order\/Telephone MO 1.05% + EUR 0.05 \n Order \n \n Contactless P1 0.40% + EUR 0.05 \n \n \n \n Intra-EEA Maestro purchase with cash back fallback fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n A Purchase with Cash Back transaction refers to a purchase made with a Maestro card with a \n request by the cardholder for cash at a face-to-face point-of-sale location. \n \n Merchants can either automatically or otherwise prompt the cardholder to see if he or she \n \n would like cash in addition to the other items purchased. The transaction value, inclusive of the \n cash value, is then debited from the cardholder\u2019s account. \n \n For any intra-EEA Maestro Purchase with Cash Back transaction, the Maestro POS fallback \n interchange fees are applied only to the purchase part of the transaction. The Service Fee on \n the cash back part of the transaction is zero. \n \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro Purchase part of the Depending on tier claimed POS interchange rate \n Purchase with Cash Back relevant to the applicable \n \n transaction tier. Refer to Intra-EEA \n Maestro POS Fallback \n Interchange Fee Rates. \n \n Cash back part of the N\/A 0.00 \n Purchase with Cash Back \n \n transaction \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Maestro purchase with cash back","RateType":"fallback fee rates","Notes":[],"Rates":[{"PaymentProduct":"Maestro Prepaid Commercial","Details":[{"FeeTier":"Chip","IRD":["45"],"Rate":"0.40% + EUR 0.05"},{"FeeTier":"Chip: Late Presentment","IRD":["49"],"Rate":"0.75% + EUR 0.05"},{"FeeTier":"PIN Verified","IRD":["46"],"Rate":"0.50% + EUR 0.05"},{"FeeTier":"Signature Verified","IRD":["47"],"Rate":"0.75% + EUR 0.05"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"1.50%"},{"FeeTier":"Secure E-commerce","IRD":["48"],"Rate":"1.05% + EUR 0.05"},{"FeeTier":"Mail Order\/Telephone Order","IRD":["MO"],"Rate":"1.05% + EUR 0.05"},{"FeeTier":"Contactless","IRD":["P1"],"Rate":"0.40% + EUR 0.05"}]}]}} {"context":" 63 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Maestro and Cirrus manual cash disbursement fallback service fee rates \n \n \n \n Intra-EEA Maestro and Cirrus manual cash disbursement fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro Combined Chip EMV and 32 0.12% + EUR 0.55 \n Magnetic Stripe In-branch \n Cirrus \n Terminal \n Full Chip EMV In-branch 33 0.12% + EUR 0.50 \n \n Terminal \n \n Magnetic Stripe-only In- 31 0.12% + EUR 0.45 \n branch Terminal \n \n \n \n Intra-EEA Maestro rePower fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro N\/A ER EUR 0.00 \n \n \n \n Intra-EEA Maestro MoneySend payment transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro N\/A Q2, Q3, Q4, Q5, Q7, Q8, 0.20% (maximum EUR \n Q9, QL, QN, QO, MS 0.05) \n \n \n \n NOTE: \n \n A late presentment fee of EUR 50 per transaction is charged to the originator if the payment \n transaction is not submitted into GCMS within two processing days of receiving an approved \n authorization response from the receiving issuer. \n \n \n \n Intra-EEA Maestro MoneySend funding transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro N\/A Q2, Q3, Q4, Q5, Q8, Q9, 0.20% \n QL, QM, MS \n Cirrus \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Maestro and Cirrus manual cash disbursement","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Maestro\nCirrus","Details":[{"FeeTier":"Combined Chip EMV and Magnetic Stripe In-branch Terminal","IRD":["32"],"Rate":"0.12% + EUR 0.55"},{"FeeTier":"Full Chip EMV In-branch Terminal","IRD":["33"],"Rate":"0.12% + EUR 0.50"},{"FeeTier":"Magnetic Stripe-only In-branch Terminal","IRD":["31"],"Rate":"0.12% + EUR 0.45"}]},{"PaymentProduct":"Maestro\nCirrus","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q8","Q9","QL","QM","MS"],"Rate":"0.20%"}]}]}} {"context":" 64 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA Maestro payment transaction fallback service fee rates \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro Consumer N\/A Q6, Q7 0.20% \n \n Maestro Consumer \n Prepaid \n \n \n Maestro Small Business N\/A Q6, Q7 1.50% \n Maestro Prepaid N\/A Q6, Q7 1.05% + EUR 0.05 \n \n Commercial \n \n \n \n Intra-EEA Maestro payment transaction fallback service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro N\/A 23 EUR 0.65 \n \n Maestro Prepaid \n Consumer \n \n Maestro Prepaid \n Commercial \n \n Maestro Small Business \n \n Maestro N\/A MR 0.00% \n \n Maestro Prepaid \n Consumer \n \n Maestro Prepaid \n Commercial \n \n Maestro Small Business \n \n \n \n Intra-EEA Maestro prepaid card load interchange rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n \n Table 2: Intra-EEA and domestic EEA countries \n \n MCC 4829 (Money MCC 6540 (POI Funding \n \n Payment product Fee tier Transfer) Transactions) \n \n Maestro Consumer IRD Q1: Debit and 0.20% (EUR 0.05 0.20% \n Prepaid Card Load maximum) \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"Maestro payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Maestro Consumer\nMaestro Consumer Prepaid","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"0.20%"}]},{"PaymentProduct":"Maestro Small Business","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.50%"}]},{"PaymentProduct":"Maestro Prepaid Commercial","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.05% + EUR 0.05"}]},{"PaymentProduct":"Maestro\nMaestro Prepaid Consumer\nMaestro Prepaid Commercial\nMaestro Small Business","Details":[{"FeeTier":"N\/A","IRD":["23"],"Rate":"EUR 0.65"}]},{"PaymentProduct":"Maestro\nMaestro Prepaid Consumer\nMaestro Prepaid Commercial\nMaestro Small Business","Details":[{"FeeTier":"N\/A","IRD":["MR"],"Rate":"0.00%"}]}]}} {"context":" 65 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA ATM fallback service fee rates \n \n \n \n Intra-EEA ATM fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n \n Acceptance brand Fee tier IRD Fee rate 16 \n Mastercard Combined chip EMV and 51 0.12% + EUR 0.55 \n \n Magnetic stripe ATM \n Debit Mastercard 51 (-EUR 8.00) \n (Late presentment) \n Maestro \n Cirrus \n \n Business Premium Debit \n \n Full chip EMV ATM 56 0.12% + EUR 0.50 \n \n (Late presentment) 56 (-EUR 8.00) \n \n Magnetic stripe-only ATM 75, 85, 88 17 0.12% + EUR 0.45 \n \n (Late presentment) 75, 85, 88 (-EUR 8.00) \n \n \n The following table describes the high-level requirements for cards and terminals. \n \n \n \n IRD Terminal Card \n \n 51 EMV-compliant N\/A \n \n 56 EMV-compliant Chip EMV \n \n 75, 85, 88 N\/A N\/A \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 16 As of 1 June 2010 the ATM Service Fee is zero if an Access Fee (ATM surcharge fee) has been charged directly to\n the cardholder for an ATM cash withdrawal. \n 17 Any of the values may be used \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product"}} {"context":" 66 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA fallback interchange fee rates for purchase at ATM \n \n \n \n Intra-EEA fallback interchange fee rates for purchase at ATM \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Corporate\/ Purchase at ATM AL 1.50% \n Mastercard World \n Business18 Purchase at ATM\u2014late MT 1.90% \n presentment \n Mastercard Electronic \n Corporate \n \n Maestro Small Business Purchase at ATM AL 1.25% \n \n \n Purchase at ATM\u2014late MT 1.65% \n presentment \n \n Maestro Prepaid Purchase at ATM AL 0.40% + EUR 0.05 \n Commercial \n Purchase at ATM\u2014late MT 0.75% + EUR 0.05 \n presentment \n \n \n Mastercard Purchase at ATM AL 1.25% \n BusinessCard\/Mastercard \n Professional Card\/ Purchase at ATM-late MT 1.65% \n Mastercard Executive presentment \n BusinessCard\/Mastercard \n \n Corporate Executive \n Card\/Mastercard \n Executive BusinessCard\/ \n Mastercard Corporate \n Executive Card 18 \n \n Mastercard Electronic \n BusinessCard \n \n Mastercard Purchasing 18 \n \n Mastercard Fleetcard 18 \n \n Debit Mastercard for \n Business \n \n Mastercard Prepaid \n Commercial 18 \n \n \n \n \n \n \n \n 18 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee\n amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable\n interchange fee amount (= interchange rate applied to the transaction amount). Refer to Intra-EEA Mastercard POS\n Fallback Interchange Fee Rates. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"purchase at ATM","RateType":"fallback interchange fee rates","Notes":["18 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable interchange fee amount (= interchange rate applied to the transaction amount). Refer to Intra-EEA Mastercard POS Fallback Interchange Fee Rates."],"Rates":[{"PaymentProduct":"Mastercard Corporate\/Mastercard World Business18\nMastercard Electronic Corporate","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.50%"},{"FeeTier":"Purchase at ATM\u2014late presentment","IRD":["MT"],"Rate":"1.90%"}]},{"PaymentProduct":"Maestro Small Business","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.25%"},{"FeeTier":"Purchase at ATM\u2014late presentment","IRD":["MT"],"Rate":"1.65%"}]},{"PaymentProduct":"Maestro Prepaid Commercial","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"0.40% + EUR 0.05"},{"FeeTier":"Purchase at ATM\u2014late presentment","IRD":["MT"],"Rate":"0.75% + EUR 0.05"}]},{"PaymentProduct":"Mastercard BusinessCard\/Mastercard Professional Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card 18\nMastercard Electronic BusinessCard\nMastercard Purchasing 18\nMastercard Fleetcard 18\nDebit Mastercard for Business\nMastercard Prepaid Commercial 18","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.25%"},{"FeeTier":"Purchase at ATM-late presentment","IRD":["MT"],"Rate":"1.65%"}]}]}} {"context":" 67 \n \n \n \n \n \n Intercountry fallback fee rates \n Fee collection rates on intra-EEA non-financial ATM transactions \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Debit Master Card Purchase at ATM AL 0.20% \n \n Consumer \n Purchase at ATM-late MT 0.20% \n Mastercard Consumer presentment \n Prepaid \n Mastercard Consumer \n \n Debit \n Maestro Consumer \n \n Maestro Prepaid \n Consumer \n \n Cirrus \n \n Mastercard Consumer Purchase at ATM AL 0.30% \n \n Credit \n Purchase at ATM-late MT 0.30% \n presentment \n \n \n \n Fee collection rates on intra-EEA non-financial ATM transactions \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n Fee collection rates on intra-EEA cross-border non-financial ATM transactions (PIN \n management, balance inquiries, and declines) are in the following table. \n \n \n \n Acceptance brand Transaction type Fee reason code Fee rate \n \n Mastercard ATM balance inquiry 7621 EUR 0.24 \n Debit Mastercard PIN management 7625 EUR 0.24 \n \n Maestro service at ATM \n \n Cirrus Declined transactions 7629 EUR 0.00 \n \n \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar fallback interchange \n \n and service fee rates \n \n This section describes the Intra-EEA plus United Kingdom and Gibraltar fallback fees. \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA","Channel":"non-financial ATM transactions","RateType":"Fee collection rates","Notes":[],"Rates":[{"PaymentProduct":"Debit Master Card Consumer\nMastercard Consumer Prepaid\nMastercard Consumer Debit\nMaestro Consumer\nMaestro Prepaid Consumer\nCirrus","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"0.20%"},{"FeeTier":"Purchase at ATM-late presentment","IRD":["MT"],"Rate":"0.20%"}]},{"PaymentProduct":"Mastercard Consumer Credit","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"0.30%"},{"FeeTier":"Purchase at ATM-late presentment","IRD":["MT"],"Rate":"0.30%"}]}]}} {"context":" 68 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard POS fallback interchange fee rates \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard POS fallback interchange fee \n \n rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n NOTE: Acquirers must submit the transaction with the interchange rate designator (IRD) for the \n lowest fee tier applicable to them. \n \n \n NOTE: A maximum amount of EUR 0.05 is applicable to refund transactions with a consumer product \n (processing code 20); 75 percent of the purchase rate is applicable to refund transactions with a \n commercial product (processing code 20). \n \n \n Consumer debit and consumer prepaid product codes \n \n \n Product code Product description Product type \n \n CIR Cirrus Debit \n \n DWF Debit Mastercard Humanitarian Debit \n Prepaid \n \n MDG Debit Gold Debit \n \n MDH World Debit Embossed Debit \n \n MDP Debit Platinum Debit \n \n MDS Debit Standard Debit \n MDU Debit Mastercard Unembossed Debit \n \n MDW World Elite Debit Mastercard Debit \n \n MET Titanium Debit Mastercard Debit \n \n MIS Debit Mastercard Student Card Debit \n \n MIU Debit Mastercard Unembossed non Debit \n US \n \n MSI Maestro Debit \n \n OLS Maestro Delayed Debit Debit \n \n TCC Mastercard Mixed Bin Immediate Debit \n Debit \n \n TCE Mastercard Electronic Immediate Debit \n Debit \n \n TCG Gold Mastercard Immediate Debit Debit \n \n TCS Mastercard Standard Card Debit \n Immediate Debit \n \n TCW World Signia Mastercard Card Debit \n Immediate Debit \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 69 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard POS fallback interchange fee rates \n \n \n \n Product code Product description Product type \n \n TIC Mastercard Student Card Debit \n \n Immediate Debit \n TIU Mastercard Unembossed Debit \n \n Immediate Debit \n \n TNW Mastercard New World Immediate Debit \n Debit \n \n TPL Platinum Mastercard Immediate Debit \n Debit \n \n MHA Healthcare Prepaid non tax Prepaid \n \n MPG Mastercard Prepaid General Spend Prepaid \n \n MRG Mastercard Prepaid non US Prepaid \n General Spend \n \n MSO Prepaid Maestro Prepaid Other Prepaid \n card \n \n MSS Maestro Student card Prepaid \n \n MTP Mastercard Prepaid Premium Prepaid \n Travel \n \n MWF Mastercard Humanitarian Prepaid \n \n SUR Prepaid Mastercard Unembossed Prepaid \n non US \n \n \n \n Consumer credit product codes \n \n \n Product code Product description Product type \n \n MCC Mastercard Mixed Credit \n \n MCE Mastercard Electronic Credit \n \n MCG Gold Credit \n MCS Standard Credit \n \n MCU Mastercard Unembossed Credit \n \n MCW World Credit \n \n MHP Heloc Platinum Mastercard Credit \n \n MHS Heloc Standard Mastercard Credit \n \n MIC Mastercard Student card Credit \n \n MNW Mastercard New World Credit \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product,FeeTier and Rate"}} {"context":" 70 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard POS fallback interchange fee rates \n \n \n \n Product code Product description Product type \n \n MPL Platinum Credit \n \n MRF European Regulated Individual Pay Credit \n \n MRO Mastercard Rewards Only Credit \n \n WBE Mastercard World Black Edition Credit \n \n \n \n \n Payment product Fee tier IRD Rate \n \n Mastercard Consumer Contactless19 P2 0.30% \n Credit \n Chip 50,53 0.30% \n \n \n Enhanced Electronic 84,88 0.30% \n \n Merchant UCAF 24 0.30% \n \n Full UCAF 79 0.30% \n \n Masterpass Wallet PW 0.30% \n \n Base 75,85 0.30% \n \n \n Mastercard Consumer Contactless 19 P2 0.20% \n Debit \n Chip 50,53 0.20% \n Mastercard Consumer \n Prepaid Enhanced Electronic 84,88 0.20% \n \n Debit Mastercard \n Merchant UCAF 24 0.20% \n Consumer \n Full UCAF 79 0.20% \n \n Masterpass Wallet PW 0.20% \n \n Base 75,85 0.20% \n \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Prepaid Chip 50, 53 1.80% \n Corporate \n \n Enhanced Electronic 84, 88 1.80% \n \n Masterpass Wallet PW 1.80% \n \n \n 19 For transactions less than or equal to EUR 25 only. Transactions greater than EUR 25 are processed under normal\n Mastercard acceptance criteria \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard POS","RateType":"fallback interchange fee rates","Notes":["19 For transactions less than or equal to EUR 25 only. Transactions greater than EUR 25 are processed under normal Mastercard acceptance criteria"],"Rates":[{"PaymentProduct":"Mastercard Consumer Credit","Details":[{"FeeTier":"Contactless19","IRD":["P2"],"Rate":"0.30%"},{"FeeTier":"Chip","IRD":["50","53"],"Rate":"0.30%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"0.30%"},{"FeeTier":"Merchant UCAF","IRD":["24"],"Rate":"0.30%"},{"FeeTier":"Full UCAF","IRD":["79"],"Rate":"0.30%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"0.30%"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"0.30%"}]},{"PaymentProduct":"Mastercard Consumer Debit\nMastercard Consumer Prepaid\nDebit Mastercard Consumer","Details":[{"FeeTier":"Contactless 19","IRD":["P2"],"Rate":"0.20%"},{"FeeTier":"Chip","IRD":["50","53"],"Rate":"0.20%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"0.20%"},{"FeeTier":"Merchant UCAF","IRD":["24"],"Rate":"0.20%"},{"FeeTier":"Full UCAF","IRD":["79"],"Rate":"0.20%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"0.20%"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"0.20%"}]},{"PaymentProduct":"Mastercard Prepaid Corporate","Details":[{"FeeTier":"Chip","IRD":["50","53"],"Rate":"1.80%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"1.80%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"1.80%"}]}]}} {"context":" 71 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard POS fallback interchange fee rates \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Purchase at ATM AL 1.80% \n \n Contactless P2 1.80% \n \n Mastercard Corporate Chip 50, 53 1.50% \n \n Mastercard Electronic (Incentive rate) 20 (-0.30%) \n Corporate \n Enhanced Electronic 84, 88 1.60% \n Business Premium Debit \n (Incentive rate) 20 (-0.30%) \n \n Masterpass Wallet PW 1.60% \n \n (Incentive rate) 20 (-0.30%) \n \n Base 75, 85 1.90% \n \n (Incentive rate) 20 (-0.30%) \n \n Contactless20 P2 1.50% \n \n (Incentive rate) 20 (-0.30%) \n \n Mastercard Chip 50, 53 1.25% \n BusinessCard\/Mastercard \n (Incentive rate) 20 (-0.30%) \n Professional Card\/ \n Mastercard Executive Enhanced Electronic 84, 88 1.35% \n BusinessCard\/Mastercard \n Corporate Executive Card (Incentive rate) 20 (-0.30%) \n \n Mastercard Electronic Masterpass Wallet PW 1.35% \n BusinessCard \n (Incentive rate) 20 (-0.30%) \n Debit Mastercard for \n Business Base 75, 85 1.65% \n \n (Incentive rate) 20 (-0.30%) \n \n Contactless20 P2 1.25% \n \n (Incentive rate) 20 (-0.30%) \n \n \n \n \n \n \n \n \n \n \n \n \n 20 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee\n amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable\n interchange fee amount (= interchange rate applied to the transaction amount). Refer to Optional Addendum\n Message Requirements. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard POS","RateType":"fallback interchange fee rates","Notes":["20 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable interchange fee amount (= interchange rate applied to the transaction amount). Refer to Optional Addendum Message Requirements."],"Rates":[{"PaymentProduct":"Mastercard Corporate\nMastercard Electronic Corporate\nBusiness Premium Debit","Details":[{"FeeTier":"Chip\n(Incentive rate) 20","IRD":["50","53"],"Rate":"1.50%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 20","IRD":["84","88"],"Rate":"1.60%\n(-0.30%)"},{"FeeTier":"Masterpass Wallet (Incentive rate) 20","IRD":["PW"],"Rate":"1.60%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate) 20","IRD":["75","85"],"Rate":"1.90%\n(-0.30%)"},{"FeeTier":"Contactless20\n(Incentive rate) 20","IRD":["P2"],"Rate":"1.50%\n(-0.30%)"}]},{"PaymentProduct":"Mastercard BusinessCard\/Mastercard Professional Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\nMastercard Electronic BusinessCard\nDebit Mastercard for Business","Details":[{"FeeTier":"Chip\n(Incentive rate) 20","IRD":["50","53"],"Rate":"1.25%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 20","IRD":["84","88"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Masterpass Wallet\n(Incentive rate) 20","IRD":["PW"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate) 20","IRD":["75","85"],"Rate":"1.65%\n(-0.30%)"},{"FeeTier":"Contactless20\n(Incentive rate) 20","IRD":["P2"],"Rate":"1.25%\n(0.30%)"}]}]}} {"context":" 72 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard POS fallback interchange fee rates \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Purchasing Chip 50, 53 1.25% \n \n (Incentive rate) 20 (-0.50 EUR) \n \n Enhanced Electronic 84, 88 1.35% \n \n (Incentive rate) 20 (-0.50 EUR) \n \n Masterpass Wallet PW 1.35% \n \n (Incentive rate) 20 (-0.50 EUR) \n \n Base 75, 85 1.65% \n \n (Incentive rate) 20 (-0.50 EUR) \n \n Large Ticket Level 121 26 1.00% + EUR 20.00 \n \n \n Large Ticket Level 2 22 27 0.75% + EUR 45.00 \n \n Contactless20 P2 1.25% \n \n (Incentive rate) 20 (-0.30%) \n \n Mastercard Fleetcard Chip 50, 53 1.25% \n \n (Incentive rate) 20 (-0.30%) \n \n Enhanced Electronic 84, 88 1.35% \n \n (Incentive rate) 20 (-0.30%) \n \n Masterpass Wallet PW 1.35% \n \n (Incentive rate) 20 (-0.30%) \n \n Base 75, 85 1.65% \n \n (Incentive rate) 20 (-0.30%) \n \n Large Ticket Level 121 26 1.00% + EUR 20.00 \n \n Large Ticket Level 222 27 0.75% + EUR 45.00 \n \n Contactless20 P2 1.25% \n \n (Incentive rate) 20 (-0.30%) \n \n \n \n \n \n \n \n \n \n 21 Applicable to transactions greater than EUR 3,000. The enriched data incentive is not applicable. \n 22 Applicable to transactions greater than EUR 10,000. The enriched data incentive is not applicable. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard POS","RateType":"fallback interchange fee rates","Notes":["21 Applicable to transactions greater than EUR 3,000. The enriched data incentive is not applicable.","22 Applicable to transactions greater than EUR 10,000. The enriched data incentive is not applicable"],"Rates":[{"PaymentProduct":"Mastercard Purchasing","Details":[{"FeeTier":"Chip\n(Incentive rate) 20","IRD":["50","53"],"Rate":"1.25%\n(-0.50 EUR)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 20","IRD":["84","88"],"Rate":"1.35%\n(-0.50 EUR)"},{"FeeTier":"Masterpass Wallet\n(Incentive rate) 20","IRD":["PW"],"Rate":"1.35%\n(-0.50 EUR)"},{"FeeTier":"Base\n(Incentive rate) 20","IRD":["75","85"],"Rate":"1.65%\n(-0.50 EUR)"},{"FeeTier":"Large Ticket Level 1 21","IRD":["26"],"Rate":"1.00% + EUR 20.00"},{"FeeTier":"Large Ticket Level 2 22","IRD":["27"],"Rate":"0.75% + EUR 45.00"},{"FeeTier":"Contactless20\n(Incentive rate) 20","IRD":["P2"],"Rate":"1.25%\n(-0.30%)"}]},{"PaymentProduct":"Mastercard Fleetcard","Details":[{"FeeTier":"Chip\n(Incentive rate) 20","IRD":["50","53"],"Rate":"1.25%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 20","IRD":["84","88"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Masterpass Wallet\n(Incentive rate) 20","IRD":["PW"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate) 20","IRD":["75","85"],"Rate":"1.65%\n(-0.30%)"},{"FeeTier":"Large Ticket Level 1 21","IRD":["26"],"Rate":"1.00% + EUR 20.00"},{"FeeTier":"Large Ticket Level 2 22","IRD":["27"],"Rate":"0.75% + EUR 45.00"},{"FeeTier":"Contactless20\n(Incentive rate) 20","IRD":["P2"],"Rate":"1.25%\n(-0.30%)"}]}]}} {"context":" 73 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard purchase with cash back fallback fee \n rates \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Prepaid Chip 50, 53 1.25% \n \n Commercial \n (Incentive Rate) 20 (-0.30%) \n Debit Mastercard Prepaid \n Commercial Enhanced Electronic 84, 88 1.35% \n (Incentive rate) 20 (-0.30%) \n NOTE: IRDs 24 and 79 are \n not valid on transactions Masterpass Wallet PW 1.35% \n with commercial cards in \n EEA countries. (Incentive rate) 20 (-0.30%) \n \n Base 75, 85 1.65% \n \n (Incentive rate) 20 (-0.30%) \n \n Contactless20 P2 1.25% \n \n (Incentive rate) 20 (-0.30%) \n \n \n \n \n \n Payment product Fee tier IRD Fee rate Non-B2B \n \n Mastercard Masterpass PW 1.90%23 1.90%25 \n Commercial \n 1.00%24 \n Payments Account \n NOTE: IRDs 24 and \n \n 79 are not valid on \n transactions with \n commercial cards in \n EEA countries. \n \n \n Base 75, 85 1.90%23 1.90%25 \n 1.00%24 \n \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard purchase with cash back \n fallback fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n A Purchase with Cash Back transaction refers to a purchase made with a Mastercard or a Debit \n Mastercard card with a request by the cardholder for cash at a face-to-face point-of-sale \n \n \n \n \n 23 For transaction amounts less than or equal to EUR 3000. \n 24 For transaction amounts more than EUR 3000. \n 25 Applicable to MCCs: Airline (3000\u20133299, 3300\u20133350, 4511), Automobile\/Vehicle Rental (3351\u20133500, 7512, 7513,\n 7519), Passenger Railways (4112), and Eating Places, Restaurants (5812). \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard purchase with cash back","RateType":"fallback fee rates","Notes":["23 For transaction amounts less than or equal to EUR 3000.","24 For transaction amounts more than EUR 3000.","25 Applicable to MCCs: Airline (3000\u20133299, 3300\u20133350, 4511), Automobile\/Vehicle Rental (3351\u20133500, 7512, 7513, 7519), Passenger Railways (4112), and Eating Places, Restaurants (5812)."],"Rates":[{"PaymentProduct":"Mastercard Prepaid Commercial\nDebit Mastercard Prepaid Commercial","Details":[{"FeeTier":"Chip\n(Incentive Rate) 20","IRD":["50","53"],"Rate":"1.25%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive Rate) 20","IRD":["84","88"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Masterpass Wallet\n(Incentive Rate) 20","IRD":["PW"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive Rate) 20","IRD":["75","85"],"Rate":"1.65%\n(-0.30%)"},{"FeeTier":"Contactless20\n(Incentive Rate) 20","IRD":["P2"],"Rate":"1.25%\n(-0.30%)"}]},{"PaymentProduct":"Mastercard Commercial Payments Account","Details":[{"FeeTier":"Masterpass","IRD":["PW"],"Rate":"1.90%23\n1.00%24"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"1.90%23\n1.00%24"}]}]}} {"context":" 74 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard manual cash disbursement fallback \n service fee rates \n \n \n location. With the MCC acceptance brand, Purchase with Cash Back is available only on \n chip\/PIN and chip\/signature transactions. \n \n Merchants can either automatically or otherwise prompt the cardholder to see if he or she \n \n would like cash in addition to the other items purchased. The transaction value, inclusive of the \n cash value, is then debited from the cardholder\u2019s account. \n \n For any Intra-EEA Purchase with Cash Back transaction, the applicable Mastercard or Debit \n Mastercard POS fallback interchange fees are applied only to the purchase part of the \n \n transaction. The Service Fee on the cash back part of the transaction is zero. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard Purchase part of the Depending on tier POS interchange rate \n \n Purchase with Cash claimed relevant to the \n Debit Mastercard \n Back transaction applicable tier. Refer to \n Intra-EEA Mastercard \n POS Fallback \n Interchange Fee Rates. \n \n Cash back part of the N\/A 0.00 \n Purchase with Cash \n Back transaction \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard manual cash disbursement \n \n fallback service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard N\/A 75, 85, 88 26 1% \n \n Debit Mastercard (EUR 5.00 minimum) \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard rePower fallback service fee \n \n rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n \n Acceptance brand Fee tier IRD Fee rate \n Mastercard N\/A ER EUR 0.00 \n \n Debit Mastercard \n \n \n \n \n 26 Any of the values may be used \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product"}} {"context":" 75 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard MoneySend payment transaction \n fallback service fee rates \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard MoneySend payment \n \n transaction fallback service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard Debit N\/A Q2, Q3, Q4, Q5, Q7, Q8, 0.20% (maximum EUR \n Q9, QL, QN, QO, MS 0.05) \n Mastercard Prepaid \n Debit Mastercard \n \n \n Mastercard Credit N\/A Q2, Q3, Q4, Q5, Q7, Q8, 0.30% (maximum EUR \n Q9, QL, QN, QO, MS 0.05) \n \n \n \n NOTE: \n \n A late presentment fee of EUR 50 per transaction is charged to the originator if the payment \n transaction is not submitted into GCMS within two processing days of receiving an approved \n authorization response from the receiving issuer. \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard MoneySend funding transaction \n \n fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Debit N\/A Q2, Q3, Q4, Q5, Q8, Q9, 0.20% \n QL, QM, MS \n Mastercard Prepaid \n Debit Mastercard \n \n Mastercard Credit N\/A Q2, Q3, Q4, Q5, Q8, Q9, 0.30% \n \n QL, QM, MS \n Mastercard Consumer N\/A Q6, Q7 0.20% \n \n Debit \n Mastercard Consumer \n \n Prepaid \n Debit Mastercard \n \n Consumer \n \n Mastercard Consumer N\/A Q6, Q7 0.30% \n Credit \n \n Mastercard Corporate N\/A Q6, Q7 1.90% \n \n Business Premium Debit \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard MoneySend payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Debit\nMastercard Prepaid\nDebit Mastercard","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q7","Q8","Q9","QL","QN","QO","MS"],"Rate":"0.20% (maximum EUR 0.05)"}]},{"PaymentProduct":"Mastercard Credit","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q7","Q8","Q9","QL","QN","QO","MS"],"Rate":"0.30% (maximum EUR 0.05)"}]},{"PaymentProduct":"Mastercard Debit\nMastercard Prepaid\nDebit Mastercard","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q8","Q9","QL","QM","MS"],"Rate":"0.20%"}]},{"PaymentProduct":"Mastercard Credit","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q8","Q9","QL","QM","MS"],"Rate":"0.30%"}]},{"PaymentProduct":"Mastercard Consumer Debit\nMastercard Consumer Prepaid\nDebit Mastercard Consumer","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"0.20%"}]},{"PaymentProduct":"Mastercard Consumer Credit","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"0.30%"}]},{"PaymentProduct":"Mastercard Corporate Business Premium Debit","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.90%"}]}]}} {"context":" 76 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard MoneySend funding transaction \n fallback service fee rates \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard N\/A Q6, Q7 1.65% \n \n BusinessCard\/Mastercard \n Professional Card\/ \n Mastercard Executive \n BusinessCard\/Mastercard \n Corporate Executive Card \n \n Mastercard Electronic \n BusinessCard \n \n Debit Mastercard for \n Business \n \n \n Mastercard Purchasing N\/A Q6, Q7 1.65% \n \n Mastercard Fleetcard N\/A Q6, Q7 1.65% \n \n Mastercard Prepaid N\/A Q6, Q7 1.65% \n Commercial \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard MoneySend funding transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard\nBusinessCard\/Mastercard Professional Card\/ Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\nMastercard Electronic BusinessCard\nDebit Mastercard for Business","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.65%"}]},{"PaymentProduct":"Mastercard Purchasing","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.65%"}]},{"PaymentProduct":"Mastercard Fleetcard","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.65%"}]},{"PaymentProduct":"Mastercard Prepaid Commercial","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.65%"}]}]}} {"context":" 77 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard payment transaction fallback service \n fee rates \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard payment transaction fallback \n \n service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Consumer N\/A 20 EUR 0.65 \n Standard \n \n Mastercard Gold \n \n Mastercard Platinum \n \n Mastercard Electronic \n Consumer \n \n Mastercard World\/World \n Black Edition \n \n Mastercard World Elite \n \n Mastercard Prepaid \n Consumer \n \n Mastercard Prepaid \n Platinum \n \n Debit Mastercard \n Debit Mastercard Prepaid \n \n Debit Mastercard World \n \n World Elite Debit \n Mastercard \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Consumer Standard\nMastercard Gold\nMastercard Platinum\nMastercard Electronic Consumer\nMastercard World\/World Black Edition\nMastercard World Elite\nMastercard Prepaid Consumer\nMastercard Prepaid Platinum\nDebit Mastercard\nDebit Mastercard Prepaid\nDebit Mastercard World\nWorld Elite Debit Mastercard","Details":[{"FeeTier":"N\/A","IRD":["20"],"Rate":"EUR 0.65"}]}]}} {"context":" 78 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard payment transaction fallback service \n fee rates \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Corporate\/ N\/A 21 EUR 0.65 \n \n Mastercard World \n Business \n \n Mastercard Electronic \n Commercial \n \n Mastercard Prepaid \n Commercial \n \n Mastercard \n BusinessCard\/Mastercard \n Professional Card\/ \n Mastercard Executive \n BusinessCard\/Mastercard \n \n Corporate Executive \n Card\/Mastercard \n Executive BusinessCard\/ \n Mastercard Corporate \n Executive Card \n \n Mastercard Electronic \n BusinessCard \n \n Mastercard Purchasing \n \n Mastercard Fleetcard \n \n Debit Mastercard for \n Business \n \n Business Premium Debit \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Corporate\/Mastercard World Business\nMastercard Electronic Commercia\nMastercard Prepaid Commercial\nMastercard BusinessCard\/Mastercard Professional Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\nMastercard Electronic BusinessCard\nMastercard Purchasing\nMastercard Fleetcard\nDebit Mastercard for Business\nBusiness Premium Debit","Details":[{"FeeTier":"N\/A","IRD":["21"],"Rate":"EUR 0.65"}]}]}} {"context":" 79 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard payment transaction fallback service \n fee rates \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Consumer Merchant Rebate MR 0.00% \n \n Standard \n Mastercard Gold \n \n Mastercard Platinum \n \n Mastercard Electronic \n Consumer \n \n Mastercard World \n \n Mastercard World Elite \n \n Mastercard Prepaid \n Consumer \n \n Debit Mastercard \n Debit Mastercard Prepaid \n \n Mastercard Corporate\/ \n Mastercard World \n \n Business \n Mastercard Electronic \n \n Commercial \n Mastercard Prepaid \n \n Commercial \n Mastercard \n \n BusinessCard\/Mastercard \n Professional Card\/ \n Mastercard Executive \n BusinessCard\/Mastercard \n Corporate Executive \n \n Card\/Mastercard \n Executive BusinessCard\/ \n Mastercard Corporate \n Executive Card \n \n Mastercard Electronic \n BusinessCard \n \n Mastercard Purchasing \n Card \n \n Mastercard Fleetcard \n \n Business Premium Debit \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Consumer Standard\nMastercard Gold\nMastercard Platinum\nMastercard Electronic\nConsumer\nMastercard World\nMastercard World Elite\nMastercard Prepaid\nConsumer\nDebit Mastercard\nDebit Mastercard Prepaid\nMastercard Corporate\/\nMastercard World\nBusiness\nMastercard Electronic\nCommercial\nMastercard Prepaid\nCommercial\nMastercard\nBusinessCard\/Mastercard\nProfessional Card\/\nMastercard Executive\nBusinessCard\/Mastercard\nCorporate Executive\nCard\/Mastercard\nExecutive BusinessCard\/\nMastercard Corporate\nExecutive Card\nMastercard Electronic\nBusinessCard\nMastercard Purchasing\nCard\nMastercard Fleetcard\nBusiness Premium Debit","Details":[{"FeeTier":"Merchant Rebate","IRD":["MR"],"Rate":"0.00%"}]}]}} {"context":" 80 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Mastercard initiated rewards transactions \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard initiated rewards transactions \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard Mastercard Initiated 2A 0.00% \n Debit Mastercard Rewards \n \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Mastercard prepaid card load interchange \n rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n \n Table 3: Intra-EEA plus United Kingdom and Gibraltar \n \n Payment product Fee tier MCC TTI Service fee rate \n \n Mastercard Q1: Prepaid Card 4829 F64 0.30% (EUR 0.05 \n Consumer Credit Load maximum) \n \n Mastercard Q1: Prepaid Card 4829 F64 0.20% (EUR 0.05 \n Consumer Debit, Load maximum) \n Prepaid \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Maestro POS fallback interchange fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n NOTE: Acquirers must submit the transaction with the interchange rate designator (IRD) for the \n lowest fee tier applicable to them. \n \n \n NOTE: A maximum amount of EUR 0.05 is applicable to refund transactions with a consumer product \n (processing code 20); 75 percent of the purchase rate is applicable to refund transactions with a \n commercial product (processing code 20). \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Mastercard initiated rewards transactions","RateType":"fallback fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Consumer Credit","Details":[{"FeeTier":"Q1: Prepaid Card Load","IRD":["F64"],"Rate":"0.30% (EUR 0.05 maximum)"}]},{"PaymentProduct":"Mastercard Consumer Debit, Prepaid","Details":[{"FeeTier":"Q1: Prepaid Card Load","IRD":["F64"],"Rate":"0.20% (EUR 0.05 maximum)"}]}]}} {"context":" 81 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Maestro POS fallback interchange fee rates \n \n \n \n \n \n Payment product Fee tier IRD Fee Rate \n \n Maestro Consumer Chip 45 0.20% \n \n Maestro Consumer Prepaid Secure E-commerce 48 0.20% \n \n PIN Verified 46 0.20% \n \n Signature Verified 47 0.20% \n \n \n Mail Order\/Telephone MO 0.20% \n Order 27 \n \n Chip: Late Presentment 49 0.20% \n \n Contactless 28 P1 0.20% \n \n Masterpass Wallet PW 0.20% \n \n \n Maestro Small Business Chip 45 1.25% \n \n Chip: Late Presentment 49 1.65% \n \n PIN Verified 46 1.35% \n \n Signature Verified 47 1.65% \n \n Masterpass Wallet PW 1.50% \n \n \n Secure E-commerce 48 1.50% \n \n Mail Order\/Telephone MO 1.50% \n Order \n \n Contactless P1 1.25% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 27 Maestro MO\/TO is permitted only for refund transactions. \n 28 For transactions less than or equal to EUR 25 only. Transactions greater than EUR 25 are processed under normal\n Maestro acceptance criteria. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Maestro POS","RateType":"fallback interchange fee rates","Notes":["27 Maestro MO\/TO is permitted only for refund transactions.","28 For transactions less than or equal to EUR 25 only. Transactions greater than EUR 25 are processed under normal Maestro acceptance criteria."],"Rates":[{"PaymentProduct":"Maestro Consume\nMaestro Consumer Prepaid","Details":[{"FeeTier":"Chip","IRD":["45"],"Rate":"0.20%"},{"FeeTier":"Secure E-commerce","IRD":["48"],"Rate":"0.20%"},{"FeeTier":"PIN Verified","IRD":["46"],"Rate":"0.20%"},{"FeeTier":"Signature Verified","IRD":["47"],"Rate":"0.20%"},{"FeeTier":"Mail Order\/Telephone Order 27","IRD":["MO"],"Rate":"0.20%"},{"FeeTier":"Chip: Late Presentment","IRD":["49"],"Rate":"0.20%"},{"FeeTier":"Contactless 28","IRD":["P1"],"Rate":"0.20%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"0.20%"}]},{"PaymentProduct":"Maestro Small Business","Details":[{"FeeTier":"Chip","IRD":["45"],"Rate":"1.25%"},{"FeeTier":"Chip: Late Presentment","IRD":["49"],"Rate":"1.65%"},{"FeeTier":"PIN Verified","IRD":["46"],"Rate":"1.35%"},{"FeeTier":"Signature Verified","IRD":["47"],"Rate":"1.65%"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"1.50%"},{"FeeTier":"Secure E-commerce","IRD":["48"],"Rate":"1.50%"},{"FeeTier":"Mail Order\/Telephone Order","IRD":["MO"],"Rate":"1.50%"},{"FeeTier":"Contactless","IRD":["P1"],"Rate":"1.25%"}]}]}} {"context":" 82 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Maestro purchase with cash back fallback fee \n rates \n \n \n Payment product Fee tier IRD Fee Rate \n \n Maestro Prepaid Commercial Chip 45 0.40% + EUR 0.05 \n \n \n Chip: Late Presentment 49 0.75% + EUR 0.05 \n \n PIN Verified 46 0.50% + EUR 0.05 \n \n Signature Verified 47 0.75% + EUR 0.05 \n \n Masterpass Wallet PW 1.50% \n \n Secure E-commerce 48 1.05% + EUR 0.05 \n \n \n Mail Order\/Telephone MO 1.05% + EUR 0.05 \n Order \n \n Contactless P1 0.40% + EUR 0.05 \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Maestro purchase with cash back fallback \n \n fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n A Purchase with Cash Back transaction refers to a purchase made with a Maestro card with a \n \n request by the cardholder for cash at a face-to-face point-of-sale location. \n \n Merchants can either automatically or otherwise prompt the cardholder to see if he or she \n would like cash in addition to the other items purchased. The transaction value, inclusive of the \n cash value, is then debited from the cardholder\u2019s account. \n \n For any intra-EEA Maestro Purchase with Cash Back transaction, the Maestro POS fallback \n \n interchange fees are applied only to the purchase part of the transaction. The Service Fee on \n the cash back part of the transaction is zero. \n \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro Purchase part of the Depending on tier claimed POS interchange rate \n Purchase with Cash Back relevant to the applicable \n transaction tier. Refer to Intra-EEA \n Maestro POS Fallback \n Interchange Fee Rates. \n \n \n Cash back part of the N\/A 0.00 \n Purchase with Cash Back \n transaction \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Maestro purchase with cash back","RateType":"fallback fee rates","Notes":[],"Rates":[{"PaymentProduct":"Maestro Prepaid Commercial","Details":[{"FeeTier":"Chip","IRD":["45"],"Rate":"0.40% + EUR 0.05"},{"FeeTier":"Chip: Late Presentment","IRD":["49"],"Rate":"0.75% + EUR 0.05"},{"FeeTier":"PIN Verified","IRD":["46"],"Rate":"0.50% + EUR 0.05"},{"FeeTier":"Signature Verified","IRD":["47"],"Rate":"0.75% + EUR 0.05"},{"FeeTier":"Masterpass Wallet","IRD":["PW"],"Rate":"1.50%"},{"FeeTier":"Secure E-commerce","IRD":["48"],"Rate":"1.05% + EUR 0.05"},{"FeeTier":"Mail Order\/Telephone Order","IRD":["MO"],"Rate":"1.05% + EUR 0.05"},{"FeeTier":"Contactless","IRD":["P1"],"Rate":"0.40% + EUR 0.05"}]}]}} {"context":" 83 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Maestro and Cirrus manual cash disbursement \n fallback service fee rates \n \n \n Intra-EEA plus United Kingdom and Gibraltar Maestro and Cirrus manual cash \n \n disbursement fallback service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro Combined Chip EMV and 32 0.12% + EUR 0.55 \n Magnetic Stripe In-branch \n Cirrus \n Terminal \n \n Full Chip EMV In-branch 33 0.12% + EUR 0.50 \n Terminal \n \n Magnetic Stripe-only In- 31 0.12% + EUR 0.45 \n branch Terminal \n \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Maestro rePower fallback service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro N\/A ER EUR 0.00 \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Maestro MoneySend payment transaction \n \n fallback service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro N\/A Q2, Q3, Q4, Q5, Q7, Q8, 0.20% (maximum EUR \n Q9, QL, QN, QO, MS 0.05) \n \n \n \n NOTE: \n \n A late presentment fee of EUR 50 per transaction is charged to the originator if the payment \n transaction is not submitted into GCMS within two processing days of receiving an approved \n authorization response from the receiving issuer. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product"}} {"context":" 84 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Maestro MoneySend funding transaction fallback \n service fee rates \n \n \n Intra-EEA plus United Kingdom and Gibraltar Maestro MoneySend funding transaction \n \n fallback service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro N\/A Q2, Q3, Q4, Q5, Q8, Q9, 0.20% \n QL, QM, MS \n Cirrus \n \n Maestro Consumer N\/A Q6, Q7 0.20% \n \n Maestro Consumer \n Prepaid \n \n Maestro Small Business N\/A Q6, Q7 1.50% \n \n Maestro Prepaid N\/A Q6, Q7 1.05% + EUR 0.05 \n Commercial \n \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Maestro payment transaction fallback \n service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro N\/A 23 EUR 0.65 \n Maestro Prepaid \n \n Consumer \n Maestro Prepaid \n \n Commercial \n Maestro Small Business \n \n \n Maestro N\/A MR 0.00% \n Maestro Prepaid \n \n Consumer \n Maestro Prepaid \n \n Commercial \n Maestro Small Business \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"Maestro MoneySend funding transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Maestro\nCirrus","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q8","Q9","QL","QM","MS"],"Rate":"0.20%"}]},{"PaymentProduct":"Maestro Consumer\nMaestro Consumer Prepaid","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"0.20%"}]},{"PaymentProduct":"Maestro Small Business","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.50%"}]},{"PaymentProduct":"Maestro Prepaid Commercial","Details":[{"FeeTier":"N\/A","IRD":["Q6","Q7"],"Rate":"1.05% + EUR 0.05"}]},{"PaymentProduct":"Maestro\nMaestro Prepaid Consumer\nMaestro Prepaid Commercial\nMaestro Small Business","Details":[{"FeeTier":"N\/A","IRD":["23"],"Rate":"EUR 0.65"}]},{"PaymentProduct":"Maestro\nMaestro Prepaid Consumer\nMaestro Prepaid Commercial\nMaestro Small Business","Details":[{"FeeTier":"N\/A","IRD":["MR"],"Rate":"0.00%"}]}]}} {"context":" 85 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar Maestro prepaid card load interchange rates \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar Maestro prepaid card load interchange rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Table 4: Intra-EEA plus United Kingdom and Gibralatar (excluding domestic UK) \n \n \n MCC 4829 (Money MCC 6540 (POI Funding \n Payment product Fee tier Transfer) Transactions) \n \n Maestro Consumer IRD Q1: Debit and 0.20% (EUR 0.05 0.20% \n Prepaid Card Load maximum) \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar ATM fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate 29 \n \n Mastercard Combined Chip EMV and 51 0.12% + EUR 0.55 \n Magnetic Stripe ATM \n Debit Mastercard 51 (-EUR 8.00) \n (Late presentment) \n Maestro \n \n Cirrus \n Business Premium Debit \n \n \n Full Chip EMV ATM 56 0.12% + EUR 0.50 \n (Late presentment) 56 (-EUR 8.00) \n \n \n Magnetic Stripe-only ATM 75, 85, 88 30 0.12% + EUR 0.45 \n (Late presentment) 75, 85, 88 (-EUR 8.00) \n \n \n \n The following table describes the high-level requirements for cards and terminals. \n \n \n \n IRD Terminal Card \n \n 51 EMV-compliant N\/A \n \n 56 EMV-compliant Chip EMV \n \n 75, 85, 88 N\/A N\/A \n \n \n \n \n \n 29 As of 1 June 2010 the ATM Service Fee is zero if an Access Fee (ATM surcharge fee) has been charged directly to\n the cardholder for an ATM cash withdrawal. \n 30 Any of the values may be used \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"The context lacks a Payment product, Fee tier, and Fee rate in the same table"}} {"context":" 86 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-EEA plus United Kingdom and Gibraltar fallback interchange fee rates for purchase at ATM \n \n \n \n Intra-EEA plus United Kingdom and Gibraltar fallback interchange fee rates for purchase \n \n at ATM \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Corporate\/ Purchase at ATM AL 1.50% \n Mastercard World \n Business18 Purchase at ATM\u2014Late MT 1.90% \n \n Presentment \n Mastercard Electronic \n Corporate \n \n Maestro Small Business Purchase at ATM AL 1.25% \n \n Purchase at ATM\u2014Late MT 1.65% \n Presentment \n \n Maestro Prepaid Purchase at ATM AL 0.40% + EUR 0.05 \n \n Commercial \n Purchase at ATM\u2014Late MT 0.75% + EUR 0.05 \n Presentment \n \n Mastercard Purchase at ATM AL 1.25% \n BusinessCard\/Mastercard \n Professional Card\/ Purchase at ATM-Late MT 1.65% \n \n Mastercard Executive Presentment \n BusinessCard\/Mastercard \n Corporate Executive \n Card\/Mastercard \n Executive BusinessCard\/ \n \n Mastercard Corporate \n Executive Card 18 \n \n Mastercard Electronic \n BusinessCard \n \n Mastercard Purchasing 18 \n Mastercard Fleetcard 18 \n \n Debit Mastercard for \n Business \n \n Mastercard Prepaid \n Commercial 18 \n \n \n \n \n \n \n 31 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee\n amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable\n interchange fee amount (= interchange rate applied to the transaction amount). Refer to Intra-EEA Mastercard POS\n Fallback Interchange Fee Rates. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-EEA plus United Kingdom and Gibraltar","Channel":"purchase at ATM","RateType":"fallback interchange fee rates","Notes":["31 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable interchange fee amount (= interchange rate applied to the transaction amount). Refer to Intra-EEA Mastercard POS Fallback Interchange Fee Rates."],"Rates":[{"PaymentProduct":"Mastercard Corporate\/Mastercard World Business18\nMastercard Electronic Corporate","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.50%"},{"FeeTier":"Purchase at ATM\u2014Late Presentment","IRD":["MT"],"Rate":"1.90%"}]},{"PaymentProduct":"Maestro Small Business","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.25%"},{"FeeTier":"Purchase at ATM\u2014Late Presentment","IRD":["MT"],"Rate":"1.65%"}]},{"PaymentProduct":"Maestro Prepaid Commercial","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"0.40% + EUR 0.05"},{"FeeTier":"Purchase at ATM\u2014Late Presentment","IRD":["MT"],"Rate":"0.75% + EUR 0.05"}]},{"PaymentProduct":"Mastercard BusinessCard\/Mastercard Professional Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card 18\nMastercard Electronic BusinessCard\nMastercard Purchasing 18\nMastercard Fleetcard 18\nDebit Mastercard for Business\nMastercard Prepaid Commercial 18","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.25%"},{"FeeTier":"Purchase at ATM-Late Presentment","IRD":["MT"],"Rate":"1.65%"}]}]}} {"context":" 87 \n \n \n \n \n \n Intercountry fallback fee rates \n Fee collection rates on intra-EEA plus United Kingdom and Gibraltar non-financial ATM \n transactions \n \n \n Payment product Fee tier IRD Fee rate \n \n Debit Master Card Purchase at ATM AL 0.20% \n \n Consumer \n Purchase at ATM-Late MT 0.20% \n Mastercard Consumer Presentment \n Prepaid \n Mastercard Consumer \n \n Debit \n Maestro Consumer \n \n Maestro Prepaid \n Consumer \n \n Cirrus \n \n Mastercard Consumer Purchase at ATM AL 0.30% \n \n Credit \n Purchase at ATM-Late MT 0.30% \n Presentment \n \n \n \n Fee collection rates on intra-EEA plus United Kingdom and Gibraltar non-financial ATM \n \n transactions \n Transactions meeting interchange program criteria qualify for associated rates. \n \n Fee collection rates on intra-EEA cross-border non-financial ATM transactions (PIN \n management, balance inquiries, and declines) are in the following table. \n \n \n \n Acceptance brand Transaction type Fee reason code Fee rate \n \n Mastercard ATM Balance Inquiry 7621 EUR 0.24 \n \n Debit Mastercard PIN Management 7625 EUR 0.24 \n \n Maestro Service at ATM \n \n Cirrus Declined transactions 7629 EUR 0.00 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"intra-EEA plus United Kingdom and Gibraltar","Channel":"non-financial ATM transactions","RateType":"Fee collection rates","Notes":[],"Rates":[{"PaymentProduct":"Debit Master Card Consumer\nMastercard Consumer Prepaid\nMastercard Consumer Debit\nMaestro Consumer\nMaestro Prepaid Consumer\nCirrus","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"0.20%"},{"FeeTier":"Purchase at ATM-Late Presentment","IRD":["MT"],"Rate":"0.20%"}]},{"PaymentProduct":"Mastercard Consumer Credit","Details":[{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"0.30%"},{"FeeTier":"Purchase at ATM-Late Presentment","IRD":["MT"],"Rate":"0.30%"}]}]}} {"context":" 88 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western fallback interchange and service fees \n \n \n \n \n Intra-Western fallback interchange and service fees \n \n \n This section describes the intra-Western fallback fees. \n \n Intra-Western Mastercard POS fallback interchange fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n NOTE: Acquirers must submit the transaction with the interchange rate designator (IRD) for the \n lowest fee tier applicable to them. \n \n \n NOTE: A maximum amount of EUR 0.05 is applicable to refund transactions with a consumer product \n (processing code 20); 75 percent of the purchase rate is applicable to refund transactions with a \n commercial product (processing code 20). \n \n \n \n Payment product Fee tier IRD Revised rates \n \n Mastercard Consumer Contactless32 P2 0.59% \n Standard \n Chip 50, 53 0.59% \n Debit Mastercard \n Standard Enhanced Electronic 84, 88 0.74% \n \n Merchant UCAF 24 0.99% \n \n Full UCAF 79 1.19% \n Base 75, 85 1.19% \n \n Purchase at ATM AL 0.59% \n \n Purchase at ATM (late MT 1.09% \n presentment) \n \n Platinum Mastercard Contactless32 P2 1.55% \n \n Platinum Debit Chip 50, 53 1.55% \n Mastercard \n Enhanced Electronic 84, 88 1.55% \n \n Merchant UCAF 24 1.55% \n \n Full UCAF 79 1.55% \n \n Base 75, 85 1.55% \n \n Purchase at ATM AL 1.55% \n \n Purchase at ATM (late MT 1.55% \n presentment) \n \n \n \n \n 32 For transactions less than or equal to EUR 25 or its equivalent in local currency. Transactions greater than EUR 25 or\n its equivalent in local currency are processed under normal Mastercard acceptance criteria. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Mastercard POS","RateType":"fallback interchange fee rates and service fees","Notes":["32 For transactions less than or equal to EUR 25 or its equivalent in local currency. Transactions greater than EUR 25 or its equivalent in local currency are processed under normal Mastercard acceptance criteria."],"Rates":[{"PaymentProduct":"Mastercard Consumer Standard\nDebit Mastercard Standard","Details":[{"FeeTier":"Contactless32","IRD":["P2"],"Rate":"0.59%"},{"FeeTier":"Chip","IRD":["50","53"],"Rate":"0.59%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"0.74%"},{"FeeTier":"Merchant UCAF","IRD":["24"],"Rate":"0.99%"},{"FeeTier":"Full UCAF","IRD":["79"],"Rate":"1.19%"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"1.19%"},{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"0.59%"},{"FeeTier":"Purchase at ATM (late presentment)","IRD":["MT"],"Rate":"1.09%"}]},{"PaymentProduct":"Platinum Mastercard\nPlatinum Debit Mastercard","Details":[{"FeeTier":"Contactless32","IRD":["P2"],"Rate":"1.55%"},{"FeeTier":"Chip","IRD":["50","53"],"Rate":"1.55%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"1.55%"},{"FeeTier":"Merchant UCAF","IRD":["24"],"Rate":"1.55%"},{"FeeTier":"Full UCAF","IRD":["79"],"Rate":"1.55%"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"1.55%"},{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.55%"},{"FeeTier":"Purchase at ATM (late presentment)","IRD":["MT"],"Rate":"1.55%"}]}]}} {"context":" 89 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Mastercard POS fallback interchange fee rates \n \n \n \n Payment product Fee tier IRD Revised rates \n \n World Mastercard Contactless32 P2 1.70% \n \n World Debit Mastercard Chip 50, 53 1.70% \n \n Mastercard Black \n Enhanced Electronic 84, 88 1.70% \n Mastercard Black Debit \n Merchant UCAF 24 1.70% \n Full UCAF 79 1.70% \n \n Base 75, 85 1.70% \n \n Purchase at ATM AL 1.70% \n \n Purchase at ATM (late MT 1.70% \n presentment) \n \n World Elite Mastercard Contactless32 P2 1.80% \n World Elite Debit Chip 50, 53 1.80% \n Mastercard \n \n Enhanced Electronic 84, 88 1.80% \n Merchant UCAF 24 1.80% \n \n Full UCAF 79 1.80% \n \n Base 75, 85 1.80% \n \n Purchase at ATM AL 1.80% \n \n Purchase at ATM (late MT 1.80% \n presentment) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Mastercard POS","RateType":"fallback interchange fee rates","Notes":[],"Rates":[{"PaymentProduct":"World Mastercard\nWorld Debit Mastercard\nMastercard Black\nMastercard Black Debit","Details":[{"FeeTier":"Contactless32","IRD":["P2"],"Rate":"1.70%"},{"FeeTier":"Chip","IRD":["50","53"],"Rate":"1.70%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"1.70%"},{"FeeTier":"Merchant UCAF","IRD":["24"],"Rate":"1.70%"},{"FeeTier":"Full UCAF","IRD":["79"],"Rate":"1.70%"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"1.70%"},{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.70%"},{"FeeTier":"Purchase at ATM (late presentment)","IRD":["MT"],"Rate":"1.70%"}]},{"PaymentProduct":"World Elite Mastercard\nWorld Elite Debit Mastercard","Details":[{"FeeTier":"Contactless32","IRD":["P2"],"Rate":"1.80%"},{"FeeTier":"Chip","IRD":["50","53"],"Rate":"1.80%"},{"FeeTier":"Enhanced Electronic","IRD":["84","88"],"Rate":"1.80%"},{"FeeTier":"Merchant UCAF","IRD":["24"],"Rate":"1.80%"},{"FeeTier":"Full UCAF","IRD":["79"],"Rate":"1.80%"},{"FeeTier":"Base","IRD":["75","85"],"Rate":"1.80%"},{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"1.80%"},{"FeeTier":"Purchase at ATM (late presentment)","IRD":["MT"],"Rate":"1.80%"}]}]}} {"context":" 90 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Mastercard POS fallback interchange fee rates \n \n \n \n Payment product Fee tier IRD Revised rates \n \n Mastercard Corporate\/ Chip 50, 53 1.50% \n \n Mastercard World \n (Incentive rate) 33 (-0.30%) \n Business \n Mastercard Electronic Enhanced Electronic 84, 88 1.60% \n Corporate (Incentive rate) 33 (-0.30%) \n \n Business Premium Debit \n Merchant UCAF 24 1.60% \n European Regulated \n Individual Pay (Incentive rate) 33 (-0.30%) \n Full UCAF 79 1.75% \n \n (Incentive rate) 33 34 (-0.30%) \n \n Base 75, 85 1.90% \n \n (Incentive rate) 33 (-0.30%) \n \n Contactless 32 P2 0.80% \n \n \n Mastercard Chip 50, 53 1.25% \n BusinessCard \n (Incentive rate) 33 (-0.30%) \n Mastercard Electronic \n BusinessCard\/ Enhanced Electronic 84, 88 1.35% \n Mastercard Professional (Incentive rate) 33 (-0.30%) \n Card \n \n Debit Mastercard for Merchant UCAF 24 1.35% \n Business (Incentive rate) 33 (-0.30%) \n \n \n Full UCAF 79 1.50% \n (Incentive rate) 33 34 (-0.30%) \n \n \n Base 75, 85 1.65% \n (Incentive rate) 33 (-0.30%) \n \n Contactless32 P2 0.80% \n \n \n \n \n \n \n \n \n \n \n 33 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee\n amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable\n interchange fee amount (= interchange rate applied to the transaction amount). Refer to Optional Addendum\n Message Requirements. \n 34 Full UCAF tier is applicable to any Mastercard Electronic card Internet transactions only through the use of\n Mastercard SecureCode through Universal Card Acceptance (UCAF) authentication \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Mastercard POS","RateType":"fallback interchange fee rates","Notes":["33 If the acquirer meets the requirements and provides the required additional data, Mastercard calculates the fee amount by deducting the incentive amount (= incentive rate applied to the transaction amount)from the applicable interchange fee amount (= interchange rate applied to the transaction amount). Refer to Optional Addendum Message Requirements.","34 Full UCAF tier is applicable to any Mastercard Electronic card Internet transactions only through the use of Mastercard SecureCode through Universal Card Acceptance (UCAF) authentication"],"Rates":[{"PaymentProduct":"Mastercard Corporate\/Mastercard World Business\nMastercard Electronic Corporate\nBusiness Premium Debit\nEuropean Regulated Individual Pay","Details":[{"FeeTier":"Chip\n(Incentive rate) 33","IRD":["50","53"],"Rate":"1.50%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 33","IRD":["84","88"],"Rate":"1.60%\n(-0.30)"},{"FeeTier":"Merchant UCAF\n(Incentive rate) 33","IRD":["24"],"Rate":"1.60%\n(-0.30%)"},{"FeeTier":"Full UCAF\n(Incentive rate) 33 34","IRD":["79"],"Rate":"1.75%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate) 33","IRD":["75","85"],"Rate":"1.90%\n(-0.30%)"},{"FeeTier":"Contactless 32","IRD":["P2"],"Rate":"0.80%"}]},{"PaymentProduct":"Mastercard BusinessCard\nMastercard Electronic BusinessCard\/Mastercard Professional Card\nDebit Mastercard for Business","Details":[{"FeeTier":"Chip\n(Incentive rate) 33","IRD":["50","53"],"Rate":"1.25%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 33","IRD":["84","88"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Merchant UCAF\n(Incentive rate) 33","IRD":["24"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Full UCAF\n(Incentive rate) 33","IRD":["79"],"Rate":"1.50%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate) 33","IRD":["75","85"],"Rate":"1.65%\n(-0.30%)"},{"FeeTier":"Contactless 32","IRD":["P2"],"Rate":"0.80%"}]}]}} {"context":" 91 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Mastercard POS fallback interchange fee rates \n \n \n \n Payment product Fee tier IRD Revised rates \n \n Mastercard Purchasing Chip 50, 53 1.50% \n \n (Incentive rate) 33 (-0.30%) \n \n Enhanced Electronic 84, 88 1.60% \n \n (Incentive rate) 33 (-0.30%) \n \n Merchant UCAF 24 1.60% \n \n (Incentive rate) 33 (-0.30%) \n \n Full UCAF 79 1.75% \n \n (Incentive rate) 33 34 (-0.30%) \n \n Base 75, 85 1.90% \n \n (Incentive rate) 33 (-0.30%) \n \n Contactless 32 P2 0.80% \n \n \n Large Ticket Level 1 35 26 1.00% + EUR 20.00 \n \n Large Ticket Level 2 36 27 0.75% + EUR 45.00 \n \n Mastercard Fleetcard Chip 50, 53 1.50% \n \n (Incentive rate) 33 (-0.30%) \n \n Enhanced Electronic 84, 88 1.60% \n \n (Incentive rate) 33 (-0.30%) \n \n Merchant UCAF 24 1.60% \n \n (Incentive rate) 33 (-0.30%) \n \n Full UCAF 79 1.75% \n \n (Incentive rate) 33 34 (-0.30%) \n \n Base 75, 85 1.90% \n \n (Incentive rate) 33 (-0.30%) \n \n Contactless 32 P2 0.80% \n \n Large Ticket Level 1 35 26 1.00% + EUR 20.00 \n \n Large Ticket Level 2 36 27 0.75% + EUR 45.00 \n \n \n \n \n \n 35 Applicable to transactions greater than EUR 3,000. The enriched data incentive is not applicable. \n 36 Applicable to transactions greater than EUR 10,000. The enriched data incentive is not applicable. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Mastercard POS","RateType":"fallback interchange fee rates","Notes":["35 Applicable to transactions greater than EUR 3,000. The enriched data incentive is not applicable.","36 Applicable to transactions greater than EUR 10,000. The enriched data incentive is not applicable.\n(Incentive rate) 33"],"Rates":[{"PaymentProduct":"Mastercard Purchasin","Details":[{"IRD":["50","53"],"Rate":"1.50%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 33","IRD":["84","88"],"Rate":"1.60%\n(-0.30%)"},{"FeeTier":"Merchant UCAF\n(Incentive rate) 33","IRD":["24"],"Rate":"1.60%\n(-0.30%)"},{"FeeTier":"Full UCAF\n(Incentive rate) 33 34","IRD":["79"],"Rate":"1.75%\n(-0.30%)"},{"FeeTier":"Base (Incentive rate) 33","IRD":["75","85"],"Rate":"1.90%\n(-0.30%)"},{"FeeTier":"Contactless 32","IRD":["P2"],"Rate":"0.80%"},{"FeeTier":"Large Ticket Level 1 35","IRD":["26"],"Rate":"1.00% + EUR 20.00"},{"FeeTier":"Large Ticket Level 2 36","IRD":["27"],"Rate":"0.75% + EUR 45.00"}]},{"PaymentProduct":"Mastercard Fleetcard","Details":[{"FeeTier":"Chip\n(Incentive rate) 33","IRD":["50","53"],"Rate":"1.50%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 33","IRD":["84","88"],"Rate":"1.60%\n(-0.30%)"},{"FeeTier":"Merchant UCAF\n(Incentive rate) 33","IRD":["24"],"Rate":"1.60%\n(-0.30%)"},{"FeeTier":"Full UCAF\n(Incentive rate) 33 34","IRD":["79"],"Rate":"1.75%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate) 33","IRD":["75","85"],"Rate":"1.90%\n(-0.30%)"},{"FeeTier":"Contactless32","IRD":["P2"],"Rate":"0.80%"},{"FeeTier":"Large Ticket Level 1 35","IRD":["26"],"Rate":"1.00% + EUR 20.00"},{"FeeTier":"Large Ticket Level 2 36","IRD":["27"],"Rate":"0.75% + EUR 45.00"}]}]}} {"context":" 92 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Mastercard purchase with cash back fallback fee rates \n \n \n \n Payment product Fee tier IRD Revised rates \n \n Mastercard Prepaid Chip 50, 53 1.25% \n \n Commercial \n (Incentive rate) 33 (-0.30%) \n NOTE: IRDs 24 and 79 \n Enhanced Electronic 84, 88 1.35% \n are not valid on \n transactions with (Incentive rate) 33 (-0.30%) \n commercial cards in \n EEA countries. Merchant UCAF 24 1.35% \n (Incentive rate) 33 (-0.30%) \n \n Full UCAF 79 1.50% \n \n (Incentive rate) 33 34 (-0.30%) \n \n Base 75, 85 1.65% \n \n (Incentive rate) 33 (-0.30%) \n \n Contactless 32 P2 0.55% \n \n \n \n \n Intra-Western Mastercard purchase with cash back fallback fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n A Purchase with Cash Back transaction refers to a purchase made with a Mastercard or a Debit \n \n Mastercard card with a request by the cardholder for cash at a face-to-face point-of-sale \n location. With the MCC acceptance brand, Purchase with Cash Back is available only on \n chip\/PIN and chip\/signature transactions. \n \n Merchants can either automatically or otherwise prompt the cardholder to see if he or she \n \n would like cash in addition to the other items purchased. The transaction value, inclusive of the \n cash value, is then debited from the cardholder\u2019s account. \n \n For any intra-Western Purchase with Cash Back transaction, the applicable Mastercard or Debit \n Mastercard POS fallback interchange fees are applied only to the purchase part of the \n \n transaction. The Service Fee on the cash back part of the transaction is zero. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"purchase with cash back","RateType":"fallback fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Prepaid Commercial","Details":[{"FeeTier":"Chip\n(Incentive rate) 33","IRD":["50","53"],"Rate":"1.25%\n(-0.30%)"},{"FeeTier":"Enhanced Electronic\n(Incentive rate) 33","IRD":["84","88"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Merchant UCAF\n(Incentive rate) 33","IRD":["24"],"Rate":"1.35%\n(-0.30%)"},{"FeeTier":"Full UCAF\n(Incentive rate) 33 34","IRD":["79"],"Rate":"1.50%\n(-0.30%)"},{"FeeTier":"Base\n(Incentive rate) 33","IRD":["75","85"],"Rate":"1.65%\n(-0.30%)"},{"FeeTier":"Contactless 32","IRD":["P2"],"Rate":"0.55%"}]}]}} {"context":" 93 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Mastercard manual cash disbursement fallback service fee rates \n \n \n \n \n \n Acceptance Brand Fee Tier IRD Fee Rate \n \n Mastercard Purchase part of the Depending on tier claimed POS interchange rate \n Purchase with Cash Back relevant to the applicable \n Debit Mastercard \n transaction tier. Refer to Intra- \n Western Mastercard POS \n Fallback Interchange Fee \n Rates. \n \n Cash back part of the N\/A EUR 0.00 \n Purchase with Cash Back \n transaction \n \n \n \n \n Intra-Western Mastercard manual cash disbursement fallback service fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard N\/A 75, 85, 88 37 1% \n \n Debit Mastercard (EUR 5.00 minimum) \n \n \n \n Intra-Western Mastercard rePower fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard N\/A ER EUR 0.00 \n \n Debit Mastercard \n \n \n \n Intra-Western Mastercard MoneySend payment transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard Credit N\/A Q2, Q3, Q4, Q5, Q7, Q8, 0.30% (maximum EUR \n \n Q9, QL, QN, QO, MS 0.05) \n Debit Mastercard N\/A Q2, Q3, Q4, Q5, Q7, Q8, 0.20% (maximum EUR \n \n Q9, QL, QN, QO, MS 0.05) \n \n \n \n 37 Any of the values may be used \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"message":"Context lacks a Payment product"}} {"context":" 94 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Mastercard MoneySend funding transaction fallback service fee rates \n \n \n \n \n NOTE: A late presentment fee of EUR 50 per transaction is charged to the originator if the payment \n transaction is not submitted into GCMS within two processing days of receiving an approved \n authorization response from the receiving issuer. \n \n \n Intra-Western Mastercard MoneySend funding transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Debit N\/A Q2, Q3, Q4, Q5, Q8, Q9, 0.20% \n QL, QM, MS \n Mastercard Prepaid \n Debit Mastercard \n \n Mastercard Credit N\/A Q2, Q3, Q4, Q5, Q8, Q9, 0.30% \n \n QL, QM, MS \n Mastercard Consumer N\/A Q1, Q6, Q7 1.19% \n \n Standard \n Debit Mastercard \n \n Standard \n \n Platinum Mastercard N\/A Q1, Q6, Q7 1.55% \n \n Platinum Debit \n Mastercard \n \n World Mastercard N\/A Q1, Q6, Q7 1.70% \n \n World Debit Mastercard \n \n Mastercard Black \n Mastercard Black Debit \n \n \n World Elite Mastercard N\/A Q1, Q6, Q7 1.80% \n World Elite Debit \n \n Mastercard \n \n Mastercard Corporate N\/A Q1, Q6, Q7 1.90% \n \n Mastercard World \n Business \n \n Business Premium Debit \n European Regulated \n \n Individual Pay \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Mastercard MoneySend funding transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Debit\nMastercard Prepaid\nDebit Mastercard","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q8","Q9","QL","QM","MS"],"Rate":"0.20%"}]},{"PaymentProduct":"Mastercard Credit","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q8","Q9","QL","QM","MS"],"Rate":"0.30%"}]},{"PaymentProduct":"Mastercard Consumer Standard\nDebit Mastercard Standard","Details":[{"FeeTier":"N\/A","IRD":["Q1","Q6","Q7"],"Rate":"1.19%"}]},{"PaymentProduct":"Platinum Mastercard\nPlatinum Debit Mastercard","Details":[{"FeeTier":"N\/A","IRD":["Q1","Q6","Q7"],"Rate":"1.55%"}]},{"PaymentProduct":"World Mastercard\nWorld Debit Mastercard\nMastercard Black\nMastercard Black Debit","Details":[{"FeeTier":"N\/A","IRD":["Q1","Q6","Q7"],"Rate":"1.70%"}]},{"PaymentProduct":"World Elite Mastercard\nWorld Elite Debit Mastercard","Details":[{"FeeTier":"N\/A","IRD":["Q1","Q6","Q7"],"Rate":"1.80%"}]},{"PaymentProduct":"Mastercard Corporate\nMastercard World Business\nBusiness Premium Debit\nEuropean Regulated Individual Pay","Details":[{"FeeTier":"N\/A","IRD":["Q1","Q6","Q7"],"Rate":"1.90%"}]}]}} {"context":" 95 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Mastercard payment transaction fallback service fee rates \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard BusinessCard N\/A Q1, Q6, Q7 1.65% \n \n Mastercard Electronic \n BusinessCard \n \n Mastercard Professional \n Card \n \n Debit Mastercard for \n Business \n \n \n Mastercard Purchasing N\/A Q1, Q6, Q7 1.90% \n \n Mastercard Fleetcard N\/A Q1, Q6, Q7 1.90 \n \n Mastercard Prepaid N\/A Q1, Q6, Q7 1.65 \n Commercial \n \n \n \n Intra-Western Mastercard payment transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Consumer N\/A 20 EUR 0.65 \n Standard \n \n Mastercard Gold \n Mastercard Platinum \n \n Mastercard Electronic \n Consumer \n \n Mastercard World\/World \n Black Edition \n \n Mastercard World Elite \n \n Mastercard Prepaid \n Consumer \n \n Mastercard Prepaid \n Platinum \n \n Debit Mastercard \n \n Debit Mastercard Prepaid \n \n Debit Mastercard World \n World Elite Debit \n \n Mastercard \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Mastercard payment transaction","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Mastercard BusinessCard\nMastercard Electronic BusinessCard\nMastercard Professional Card\nDebit Mastercard for Business","Details":[{"FeeTier":"N\/A","IRD":["Q1","Q6","Q7"],"Rate":"1.65%"}]},{"PaymentProduct":"Mastercard Purchasing","Details":[{"FeeTier":"N\/A","IRD":["Q1","Q6","Q7"],"Rate":"1.90%"}]},{"PaymentProduct":"Mastercard Fleetcard","Details":[{"FeeTier":"N\/A","IRD":["Q1","Q6","Q7"],"Rate":"1.90"}]},{"PaymentProduct":"Mastercard Prepaid Commercial","Details":[{"FeeTier":"N\/A","IRD":["Q1","Q6","Q7"],"Rate":"1.65"}]},{"PaymentProduct":"Mastercard Consumer Standard\nMastercard Gold\nMastercard Platinum\nMastercard Electronic Consumer\nMastercard World\/World Black Edition\nMastercard World Elite\nMastercard Prepaid Consumer\nMastercard Prepaid Platinum\nDebit Mastercard\nDebit Mastercard Prepaid\nDebit Mastercard World\nWorld Elite Debit Mastercard","Details":[{"FeeTier":"N\/A","IRD":["20"],"Rate":"EUR 0.65"}]}]}} {"context":" 96 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Mastercard initiated rewards transactions \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Mastercard Corporate\/ N\/A 21 EUR 0.65 \n \n Mastercard Worldwide \n Business \n \n European Regulated \n Individual Pay \n \n Business Premium Debit \n Mastercard Electronic \n \n Commercial \n Mastercard Prepaid \n \n Commercial \n Mastercard \n \n BusinessCard\/Mastercard \n Professional Card\/ \n Mastercard Executive \n BusinessCard\/Mastercard \n Corporate Executive Card \n \n Mastercard Electronic \n BusinessCard \n \n Mastercard Purchasing \n \n Mastercard Fleetcard \n \n Debit Mastercard for \n Business \n \n \n \n Intra-Western Mastercard initiated rewards transactions \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Mastercard Mastercard Initiated 2A 0.00% \n Debit Mastercard Rewards \n \n \n \n \n Intra-Western Maestro POS fallback interchange fee rates \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n NOTE: Acquirers must submit the transaction with the interchange rate designator (IRD) for the \n lowest fee tier applicable to them. \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Mastercard initiated","RateType":"rewards transactions","Notes":[],"Rates":[{"PaymentProduct":"Mastercard Corporate\/Mastercard Worldwide Business\nEuropean Regulated Individual Pay\nBusiness Premium Debit\nMastercard Electronic Commercial\nMastercard Prepaid Commercial\nMastercard BusinessCard\/Mastercard Professional Card\/Mastercard Executive BusinessCard\/Mastercard Corporate Executive Card\nMastercard Electronic BusinessCard\nMastercard Purchasing\nMastercard Fleetcard\nDebit Mastercard for Business","Details":[{"FeeTier":"N\/A","IRD":["21"],"Rate":"EUR 0.65"}]}]}} {"context":" 97 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Maestro POS fallback interchange fee rates \n \n \n \n \n NOTE: A maximum amount of EUR 0.05 is applicable to refund transactions with a consumer product \n (processing code 20); 75 percent of the purchase rate is applicable to refund transactions with a \n commercial product (processing code 20). \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro Consumer Contactless38 P1 0.45% \n Maestro Prepaid Chip 45 0.45% \n \n Consumer \n Secure e-commerce 48 0.65% \n \n PIN-verified 46 0.45% \n \n Signature verified 47 0.45% \n Mail Order \/Telephone MO 1.05% \n \n Order 39 \n \n Chip - late presentment 49 1.05% \n Purchase at ATM AL 0.45% \n \n Purchase at ATM (late MT 1.05% \n \n presentment) \n Maestro Small Business Chip 45 1.25% \n \n \n Chip\u2014Late Presentment 49 1.65% \n \n PIN Verified 46 1.35% \n \n Signature Verified 47 1.65% \n \n Secure E-commerce 48 1.50% \n \n Mail Order\/Telephone MO 1.50% \n \n Order 39 \n \n Contactless 38 P1 0.80% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 38 For transactions less than or equal to EUR 25 or its equivalent in local currency. Transactions greater than EUR 25 or\n its equivalent in local currency are processed under normal Mastercard acceptance criteria. \n 39 Maestro MO\/TO is permitted only for refund transactions. \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Maestro PO","RateType":"fallback interchange fee rates","Notes":["38 For transactions less than or equal to EUR 25 or its equivalent in local currency. Transactions greater than EUR 25 or its equivalent in local currency are processed under normal Mastercard acceptance criteria","39 Maestro MO\/TO is permitted only for refund transactions"],"Rates":[{"PaymentProduct":"Maestro Consumer\nMaestro Prepaid Consumer","Details":[{"FeeTier":"Contactless38","IRD":["P1"],"Rate":"0.45%"},{"FeeTier":"Secure e-commerce","IRD":["48"],"Rate":"0.65%"},{"FeeTier":"PIN-verified","IRD":["46"],"Rate":"0.45%"},{"FeeTier":"Signature verified","IRD":["47"],"Rate":"0.45%"},{"FeeTier":"Mail Order \/Telephone Order 39","IRD":["MO"],"Rate":"1.05%"},{"FeeTier":"Chip - late presentment 49","IRD":["49"],"Rate":"1.05%"},{"FeeTier":"Purchase at ATM","IRD":["AL"],"Rate":"0.45%"},{"FeeTier":"Purchase at ATM (late presentment)","IRD":["MT"],"Rate":"1.05%"}]},{"PaymentProduct":"Maestro Small Business","Details":[{"FeeTier":"Chip","IRD":["45"],"Rate":"1.25%"},{"FeeTier":"Chip\u2014Late Presentment","IRD":["49"],"Rate":"1.65%"},{"FeeTier":"PIN Verified","IRD":["46"],"Rate":"1.35%"},{"FeeTier":"Signature Verified","IRD":["47"],"Rate":"1.65%"},{"FeeTier":"Secure E-commerce","IRD":["48"],"Rate":"1.50%"},{"FeeTier":"Mail Order\/Telephone Order 39","IRD":["MO"],"Rate":"1.50%"},{"FeeTier":"Contactless 38","IRD":["P1"],"Rate":"0.80%"}]}]}} {"context":" 98 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Maestro purchase with cash back fallback fee rates \n \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro Prepaid Chip 45 0.40% + EUR 0.05 \n \n (commercial) \n Chip\u2014Late Presentment 49 0.75% + EUR 0.05 \n \n PIN Verified 46 0.50% + EUR 0.05 \n \n Signature Verified 47 0.75% + EUR 0.05 \n \n Secure E-commerce 48 1.05% + EUR 0.05 \n \n Mail Order\/Telephone MO 1.05% + EUR 0.05 \n Order39 \n \n \n Contactless 38 P1 0.45% + EUR 0.03 \n \n \n \n Intra-Western Maestro purchase with cash back fallback fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n A Purchase with Cash Back transaction refers to a purchase made with a Maestro card with a \n request by the cardholder for cash at a face-to-face point-of-sale location. \n \n Merchants can either automatically or otherwise prompt the cardholder to see if he or she \n would like cash in addition to the other items purchased. The transaction value, inclusive of the \n \n cash value, is then debited from the cardholder\u2019s account. \n \n For any intra-Western Maestro Purchase with Cash Back transaction, the Maestro POS fallback \n interchange fees are applied only to the purchase part of the transaction. The Service Fee on \n the cash back part of the transaction is zero. \n \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro Purchase part of the Depending on tier claimed POS interchange rate \n Purchase with Cash Back relevant to the applicable \n transaction tier. Refer to Intra- \n \n Western Maestro POS \n Fallback Interchange Fee \n Rates. \n \n Cash back part of the N\/A EUR 0.00 \n Purchase with Cash Back \n \n transaction \n \n \n \n \n \n \n \n \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Maestro purchase with cash back","RateType":"fallback fee rates","Notes":[],"Rates":[{"PaymentProduct":"Maestro Prepaid (commercial)","Details":[{"FeeTier":"Chip","IRD":["45"],"Rate":"0.40% + EUR 0.05"},{"FeeTier":"Chip\u2014Late Presentment","IRD":["49"],"Rate":"0.75% + EUR 0.05"},{"FeeTier":"PIN Verified","IRD":["46"],"Rate":"0.50% + EUR 0.05"},{"FeeTier":"Signature Verified","IRD":["47"],"Rate":"0.75% + EUR 0.05"},{"FeeTier":"Secure E-commerce","IRD":["48"],"Rate":"1.05% + EUR 0.05"},{"FeeTier":"Mail Order\/Telephone Order39","IRD":["MO"],"Rate":"1.05% + EUR 0.05"},{"FeeTier":"Contactless 38","IRD":["P1"],"Rate":"0.45% + EUR 0.03"}]}]}} {"context":" 99 \n \n \n \n \n \n Intercountry fallback fee rates \n Intra-Western Maestro and Cirrus manual cash disbursement fallback service fee rates \n \n \n \n Intra-Western Maestro and Cirrus manual cash disbursement fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Cirrus Combined Chip EMV and 32 0.20% + EUR 0.85 \n Magnetic Stripe In- \n Maestro \n branch Terminal \n Full Chip EMV In-branch 33 0.20% + EUR 0.65 \n \n Terminal \n \n Magnetic Stripe-only In- 31 0.20% + EUR 0.45 \n branch Terminal \n \n \n \n Intra-Western Maestro rePower fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro N\/A ER EUR 0.00 \n \n \n \n Intra-Western Maestro MoneySend payment transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Acceptance brand Fee tier IRD Fee rate \n \n Maestro N\/A Q2, Q3, Q4, Q5, Q7, Q8, 0.20% (maximum EUR \n Q9, QL, QN, QO, MS 0.05) \n \n \n \n NOTE: \n \n A late presentment fee of EUR 50 per transaction is charged to the originator if the payment \n transaction is not submitted into GCMS within two processing days of receiving an approved \n authorization response from the receiving issuer. \n \n \n \n Intra-Western Maestro MoneySend funding transaction fallback service fee rates \n \n Transactions meeting interchange program criteria qualify for associated rates. \n \n \n Payment product Fee tier IRD Fee rate \n \n Maestro N\/A Q2, Q3, Q4, Q5, Q8, Q9, 0.20% \n QL, QM, MS \n Cirrus \n \n \n \n \u00a91999\u20132023 Mastercard. Proprietary. All rights reserved. \n \n ","response":{"GeographicContext":"Intercountry","SubGeographicContext":"Intra-Western","Channel":"Maestro and Cirrus manual cash disbursement","RateType":"fallback service fee rates","Notes":[],"Rates":[{"PaymentProduct":"Maestro\nCirrus","Details":[{"FeeTier":"N\/A","IRD":["Q2","Q3","Q4","Q5","Q7","Q8","Q9","QL","QN","QO","MS"],"Rate":"0.20% (maximum EUR 0.05)"}]}]}}