SEC Filing Document

Company: Synergy CHC Corp.
Ticker: SNYR
CIK: 1562733
Filing Type: 8-K
Document Type: EX-10.1
Date Filed: 2026-03-25
Accession Number: 0001213900-26-034072
Exchange: Nasdaq
SIC Code: 2833
SIC Description: Medicinal Chemicals & Botanical Products
URL: https://www.sec.gov/Archives/edgar/data/1562733/000121390026034072/ea028322301ex10-1.htm

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Lenders, and Borrower is not be aware of any facts or information that would lead it to believe that such Projections are incorrect or misleading in any material respect; it being understood that (A) Projections are by their nature subject to significant uncertainties and contingencies, many of which are beyond the Loan Parties’ control, (B) actual results may differ materially from the Projections and such variations may be material and (C) the Projections are not a guarantee of performance. ARTICLE COVENANTS OF THE LOAN PARTIES AND OTHER COLLATERAL MATTERS Section 7.1. Affirmative Covenants. So long as any principal of or interest on any Loan or any other Obligation (whether or not due) shall remain unpaid (other than Contingent Indemnity Obligations) or any Lender shall have any Commitment hereunder, each Loan Party will, unless the Required Lenders shall otherwise consent in writing: Reporting Requirements. Furnish to each Agent and each Lender:

soon as available, and in any event within 30 days after the end of each fiscal month of the Borrower and its Subsidiaries commencing
with the first fiscal month of the Borrower and its Subsidiaries ending after the Effective Date, internally prepared consolidated balance
sheets, statements of operations and retained earnings and statements of cash flows as at the end of such fiscal month, and for the period
commencing at the end of the immediately preceding Fiscal Year and ending with the end of such fiscal month, setting forth in each case
in comparative form the figures for the corresponding date or period set forth in (A) the financial statements for the immediately preceding
Fiscal Year and (B) the Projections, all in reasonable detail and certified by an Authorized Officer of the Borrower as fairly presenting,
in all material respects, the financial position of the Borrower and its Subsidiaries as at the end of such fiscal month and the results
of operations, retained earnings and cash flows of the Borrower and its Subsidiaries for such fiscal month and for such year-to-date
period, in accordance with GAAP applied in a manner consistent with that of the most recent audited financial statements furnished to
the Agents and the Lenders, subject to the absence of footnotes and normal year-end adjustments;

as soon as available and in any event within 45 days after the end of each fiscal quarter of the Borrower and its Subsidiaries commencing
with the first fiscal quarter of the Borrower and its Subsidiaries ending after the Effective Date, consolidated balance sheets, statements
of operations and retained earnings and statements of cash flows of the Borrower and its Subsidiaries as at the end of such quarter,
and for the period commencing at the end of the immediately preceding Fiscal Year and ending with the end of such quarter, setting forth
in each case in comparative form the figures for the corresponding date or period set forth in (A) the financial statements for the immediately
preceding Fiscal Year and (B) the Projections, all in reasonable detail and certified by an Authorized Officer of the Borrower as fairly
presenting, in all material respects, the financial position of the Borrower and its Subsidiaries as of the end of such quarter and the
results of operations, retained earnings and cash flows of the Borrower and its Subsidiaries for such quarter and for such year-to-date
period, in accordance with GAAP applied in a manner consistent with that of the most recent audited financial statements of the Borrower
and its Subsidiaries furnished to the Agents and the Lenders, subject to the absence of footnotes and normal year-end adjustments;

(iii) as
soon as available, and in any event within 120 days after the end of each Fiscal Year of the Borrower and its Subsidiaries, consolidated
balance sheets, statements of operations and retained earnings and statements of cash flows of the Borrower and its Subsidiaries as at
the end of such Fiscal Year, setting forth in each case in comparative form the figures for the corresponding date or period set forth
in (A) the financial statements for the immediately preceding Fiscal Year and (B) the Projections, all in reasonable detail and prepared
in accordance with GAAP, and accompanied by a report and an opinion, prepared in accordance with generally accepted auditing standards,
of independent certified public accountants of recognized standing selected by the Borrower and satisfactory to the Agents (which report
and opinion shall not include (1) any qualification, exception or explanatory paragraph expressing substantial doubt about the ability
of the Borrower or any of its Subsidiaries to continue as a going concern or any qualification or exception as to the scope of such audit
or (2) any qualification which relates to the treatment or classification of any item and which, as a condition to the removal of such
qualification, would require an adjustment to such item, the effect of which would be to cause any noncompliance with the provisions
of Section 7.3);

(iv) simultaneously
with the delivery of the financial statements of the Borrower and its Subsidiaries required by clauses (i), (ii) and (iii) of this Section
7.1(a), a Compliance Certificate:

(A) stating
that such Authorized Officer has reviewed the provisions of this Agreement and the other Loan Documents and has made or caused to be
made under his or her supervision a review of the condition and operations of the Borrower and its Subsidiaries during the period covered
by such financial statements with a view to determining whether the Borrower and its Subsidiaries were in compliance with all of the
provisions of this Agreement and such Loan Documents at the times such compliance is required hereby and thereby, and that such review
has not disclosed, and such Authorized Officer has no knowledge of, the occurrence and continuance during such period of an Event of
Default or Default or, if an Event of Default or Default had occurred and continued or is continuing, describing the nature and period
of existence thereof and the action which the Borrower and its Subsidiaries propose to take or have taken with respect thereto,

the case of the delivery of the quarterly financial statements of the Borrower and its Subsidiaries required by clause (ii) of this Section
7.1(a), (x) attaching a schedule showing the calculation of each of the applicable financial covenants specified in Section 7.3, (y)
confirmation that there have been no changes to the information contained in the Information Certificate delivered on the Effective Date
or the date of the most recently updated Information Certificate delivered to the Agents and/or attaching an updated Information Certificate
identifying any such changes to the information contained therein, and (z) including a discussion and analysis of the financial condition
and results of operations of the Borrower and its Subsidiaries for the portion of the Fiscal Year then elapsed and discussing the reasons
for any significant variations from the Projections for such period and the figures for the corresponding period in the previous Fiscal
Year, as applicable, and

the case of the delivery of the annual audited financial statements of the Borrower and its Subsidiaries required by clause (iii) of
this Section 7.1(a), attaching (1) a summary of all insurance coverage maintained as of the date thereof by any Loan Party or any of
its Subsidiaries in accordance with the requirements set forth in Section 7.1, each Security Agreement and each Mortgage (if any), together
with such other related documents and information as the Administrative Agent may reasonably require, (2) the calculation of the Excess
Cash Flow in accordance with the terms of Section 2.5(c)(i) and (3) a discussion and analysis of the financial condition and results
of operations of the Borrower and its Subsidiaries for such Fiscal Year and discussing the reasons for any significant variations from
the Projections for such Fiscal Year and the figures for the previous Fiscal Year, as applicable;

soon as available and in any event within 10 days after the end of each fiscal quarter of the Borrower and its Subsidiaries commencing
with the first fiscal quarter of the Borrower and its Subsidiaries ending after the Effective Date, reports in form and detail satisfactory
to the Agents and certified by an Authorized Officer of the Borrower as being accurate and complete (A) listing all Accounts of the Loan
Parties as of such day, which shall include the amount and age of each such Account, showing separately those which are more than 30,
60, 90 and 120 days old and a description of all Liens, set-offs, defenses and counterclaims with respect thereto, and (B) listing all
accounts payable of the Loan Parties as of each such day which shall include the amount and age of each such account payable and such
other information as any Agent may request;