SEC Filing Document

Company: Synergy CHC Corp.
Ticker: SNYR
CIK: 1562733
Filing Type: 8-K
Document Type: EX-10.1
Date Filed: 2025-06-04
Accession Number: 0001213900-25-050984
Exchange: Nasdaq
SIC Code: 2833
SIC Description: Medicinal Chemicals & Botanical Products
URL: https://www.sec.gov/Archives/edgar/data/1562733/000121390025050984/ea024464201ex10-1_synergy.htm

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or such Lender shall equal the total amount of interest which would have been payable to such Agent or such Lender if the total amount of interest had been computed without giving effect to this Section 11.18. For purposes of this Section 11.18, the term “applicable law” shall mean that law in effect from time to time and applicable to the loan transaction between the Borrower, on the one hand, and the Agents and the Lenders, on the other, that lawfully permits the charging and collection of the highest permissible, lawful non-usurious rate of interest on such loan transaction and this Agreement, including laws of the State of New York and, to the extent controlling, laws of the United States of America. The right to accelerate the maturity of the Obligations does not include the right to accelerate any interest that has not accrued as of the date of acceleration.

Section 11.19. Confidentiality.
Each Agent and each Lender agrees (on behalf of itself and its Related Parties) to use reasonable precautions to keep confidential, in
accordance with its customary procedures for handling confidential information of this nature and in accordance with safe and sound practices
of comparable commercial finance companies, any non-public information supplied to it by the Loan Parties pursuant to this Agreement
or the other Loan Documents which is identified in writing by the Loan Parties as being confidential at the time the same is delivered
to such Person (and which at the time is not, and does not thereafter become, publicly available or available to such Person from another
source not known to be subject to a confidentiality obligation to such Person not to disclose such information), provided that nothing
herein shall limit the disclosure by any Agent or any Lender of any such information (i) to its Affiliates, its Related Parties or the
Related Parties of any Person described in clause (ii) or (iii) below (it being understood that the Persons to whom such disclosure is
made either will be informed of the confidential nature of such information and instructed to keep such information confidential in accordance
with this Section 11.19 or is subject to other customary confidentiality obligations); (ii) to any other party hereto; (iii) to any assignee
or participant (or prospective assignee or participant) or any party to a Securitization, so long as such assignee or participant (or
prospective assignee or participant) or party to a Securitization agrees, in writing, to be bound by or is otherwise subject to customary
confidentiality obligations (including, without limitation, confidentiality provisions similar in substance to this Section 11.19); (iv)
to any potential investors in such Lender or any of its Affiliates, so long as each such potential investor agrees, in writing, to be
bound by or is otherwise subject to customary confidentiality obligations (including, without limitation, confidentiality provisions
similar in substance to this Section 11.19; (v) to the extent required by any Requirement of Law or judicial process or as otherwise
requested by any Governmental Authority; (vi) to the National Association of Insurance Commissioners or any similar organization, any
examiner, auditor or accountant or any nationally recognized rating agency; (vii) in connection with any litigation to which any Agent
or any Lender is a party; (viii) in connection with the exercise of any remedies hereunder or under any other Loan Document or any action
or proceeding relating to this Agreement or any other Loan Document or the enforcement of rights hereunder or thereunder; (ix) to any
other Person if such information is general portfolio information that does not identity the Loan Parties; or (x) with the consent of
the Borrower. In addition, the Agents and the Lenders may disclose the existence of this Agreement and information about this Agreement
to market data collectors, similar service providers to the lending industry and service providers to any Agent or any Lender in connection
with the administration of this Agreement, the other Loan Documents and the Commitments.

Section 11.20. Public
Disclosure. Each Loan Party agrees that neither it nor any of its Affiliates will now or in the future issue any press release
or other public disclosure using the name of an Agent, any Lender or any of their respective Affiliates or referring to this Agreement
or any other Loan Document without the prior written consent of such Agent or such Lender, except to the extent that such Loan Party
or such Affiliate is required to do so under applicable law (in which event, such Loan Party or such Affiliate will consult with such
Agent or such Lender before issuing such press release or other public disclosure). Each Loan Party hereby authorizes each Agent and
each Lender, after consultation with the Borrower, to advertise the closing of the transactions contemplated by this Agreement, and to
make appropriate announcements of the financial arrangements entered into among the parties hereto, as such Agent or such Lender shall
deem appropriate, including, without limitation, on a home page or similar place for dissemination of information on the Internet or
worldwide web, or in announcements commonly known as tombstones, in such trade publications, business journals, newspapers of general
circulation and to such selected parties as such Agent or such Lender shall deem appropriate.

Section 11.21. Integration.
This Agreement, together with the other Loan Documents, reflects the entire understanding of the parties with respect to the transactions
contemplated hereby and shall not be contradicted or qualified by any other agreement, oral or written, before the date hereof.

Section 11.22. USA PATRIOT
Act. Each Lender that is subject to the requirements of the USA PATRIOT Act hereby notifies the Borrower that pursuant to the
requirements of the USA PATRIOT Act, it is required to obtain, verify and record information that identifies the entities composing the
Borrower, which information includes the name and address of each such entity and other information that will allow such Lender to identify
the entities composing the Borrower in accordance with the USA PATRIOT Act. Each Loan Party agrees to take such action and execute, acknowledge
and deliver at its sole cost and expense, such instruments and documents as any Lender may reasonably require from time to time in order
to enable such Lender to comply with the USA PATRIOT Act.

Section 11.23. Judgment
Currency. This is an international financial transaction in which the specification of a currency and payment in New York is of
the essence. Dollars shall be the currency of account in the case of all payments pursuant to or arising under this Agreement or under
any other Loan Document, and all such payments shall be made to the Administrative Agent’s Account in New York in immediately available
funds. To the fullest extent permitted by applicable law, the obligations of each Loan Party to the Secured Parties under this Agreement
and under the other Loan Documents shall not be discharged by any amount paid in any other currency or in a place other than to the Administrative
Agent’s Account in New York to the extent that the amount so paid after conversion under this Agreement and transfer to New York
does not yield the amount of Dollars in New York due under this Agreement and under the other Loan Documents. If, for the purposes of
obtaining judgment in any court, it is necessary to convert a sum due hereunder in Dollars into another currency (the “Other
Currency”), to the fullest extent permitted by applicable law, the rate of exchange used shall be that at which the Administrative
Agent could, in accordance with normal procedures, purchase Dollars with the Other Currency on the Business Day preceding that on which
final judgment is given. The obligation of each Loan Party in respect of any such sum due from it to the Secured Parties hereunder shall,
notwithstanding any judgment in such Other Currency, be discharged only to the extent that, on the Business Day immediately following
the date on which the Administrative Agent receives any sum adjudged to be so due in the Other Currency, the Administrative Agent may,
in accordance with normal banking procedures, purchase Dollars with the Other Currency. If the Dollars so purchased are less than the
sum originally due to the Secured Parties in Dollars, each Loan Party agrees, as a separate obligation and notwithstanding any such judgment,
to indemnify the Secured Parties against such loss, and if the Dollars so purchased exceed the sum originally due to the Secured Parties
in Dollars, the Secured Parties agrees to remit to the Loan Parties such excess.