zilongwang/ReadingBank huggingface dataset:
*Corridor( Car and Truck) *No load restriction N5 (National Highway) Dhaka Bangladandh 507 236 (No load Restriction) 1 n/a Nepal *Good condition Road *Possible congestion due to the ferry *Nepal Entry Point *No load Restriction N7 (National Highway) Dauladia Mongla port 252 66 (No load restriction) 0 n/a Destination Mongla Port Good condition Road To Dhaka ferry in Dauladia * No load restriction N706 (National Highway) Jessore Benapole 38 7 (no load restriction) 0 2:00 Final destination Benapole Entry Point *Main road to Calcutta *Good condition road without load restriction
*Possibility of traffic congestion N8 (National Highway) Dhaka Patuakhali Road (Barisal) 191 145 (no load restriction) 4 n/a n/a *Good roads condition * Possibility of traffic congestion due to the ferry issues Bridges RHD is responsible for the management of the National, Regional and Zilla road network of about 21.000 Km in road length and some 18.258 bridges. The bridges on the National Highway have been set up without load restrictions. All the main bridges are with tax payment passage (cars between 20 and 50 Taka, trucks: between 100 and 600 Taka). Major Bridge Road No Length (M) Load restriction Lalanshah Bridge N 704 (Jhenaidah-Kushtia-Paksey Road) 1786 No Yes Daud Kandi Bridge N1 (Dhaka – Teknaf) 1409 No Yes BHAIRAB BRIDGE N2 (Gahka – Sylhet) 1195 No Yes BADU BAZAR PC GIDER BRIDGE R 820 Road) 1106 No Yes Gabkhan Bridge R870 Road) 918 n/a n/a Hajrath Sha Amanath Satu N1 (Dhaka – Teknaf) 914 No Yes MEGHNA BRIDGE N1 (Dhaka – Teknaf) 900 No Yes PASTOGOLA BRIDGE N8 (Dhaka – Barisol) 848 No Yes Dharla Bridge Z5622 Road) 657 No Yes International Corridors Leading to the Country
*Government warehouse * Air Port Facilities *Government warehouse* Air Port Facilities 1 N706 n/a 2 N7 n/a 3 No direct road but without ferry *Storage Facility *International Airport *Transit yard container facility *train from Chittagong 4 N1 n/a *Storage Facility *International Airport *Transit yard container facility 5 N1 Good Condition Road till Cox Cox –Teknaf not good road condition
road road closed road crew road rage road trip roadway roundabout rush hour - S safety scenic route school zone s-curve seat-belt shoulder sidewalk sign skid slow snow plow speed speed bump speed limit speeding speeding ticket speedometer state patrol steer steering wheel stop stop sign street street sign - T test ticket tire toll toll road tow truck traffic traffic jam traffic light
Sea Level Rise and Salinity Intrusion • Water (water logging, drinking water, urban) • Human settlement • Energy • Health Floods Central Region, East Region, Char land • Agriculture (crop, fisheries, livestock) • Water (urban, industry) • Infrastructure • settlement • Health • Disaster • Energy Cyclone and Storm Surge1 Coastal and Marine Zone • Marine Fishing • Infrastructure • Human settlement • Life and property Drainage congestion Coastal Area, Urban, South West • (Navigation) • Agriculture (crop) Figure 2: Likely impact of climate change in Bangladesh and required investments (Source: Ministry of Environment and Forest ; MoEF, 2009) Apart from this, local people's perception has also been explored to have a clear understanding on the likely impact of climate change on water sector. In pertinent to this, some literatures have been found which were carried out in the coastal areas of Noakhali District on behalf of IUCN Bangladesh Country Office in order to assess the concept of people in these areas. Local people’s experiences in this regard are: Excessive rainfall at present, untimely and irregular distribution The annual rainfall over the coastal zone is increasing. Bhola and Chittagong show the decreasing trend. The rainfall of the winter and pre-monsoon seasons were found to have increasing trend except Bhola. Increase in tidal bore, no of cyclonic events, variation in tidal flow: the five deadliest tropical cyclones (super cyclones) of the Bay of Bengal were recorded in a study. Among these cyclones four of those hit Noakhali, Chittagong coast.
Service readiness: Non-communicable disease services (WHO) 17 Facility has improved water source within 500 m (observed) 56 Facility has regular electricity or generator with fuel (observed) 20 Facility has client toilet (observed) 72 Facility has functioning computer and internet (observed) 45 Patient area has visual and auditory privacy (observed) 32 Facility has ambulance with fuel or can call facility with one (observed) 5 Facility has functioning phone or radio (observed) 20 Signal functions among C-section facilities: Caesarean section (past 3 months) 97 Signal functions among C-section facilities: Blood transfusion for obstetric emergency (past 3 months) 84 Signal functions among delivery facilities: Assisted vaginal delivery (past 3 months) 48 Signal functions among delivery facilities: Removal of retained products (past 3 months) 32 Signal functions among delivery facilities: Oxytocin (past 3 months) 50 Signal functions among delivery facilities: Magnesium sulfate (past 3 months) 30 Signal functions delivery facilities: Manual removal of placenta (past 3 months) 42 Signal functions among delivery facilities: Antibiotics (past 3 months) 45 Data sources: SPA 2014, DHS 2014, UNAIDS 2016 SR: Self-reported *From Kruk et al 'Mortality due to low quality health systems in the universal health coverage era: a systematic analysis of amenable deaths in 137 countries' The Lancet, 2018
6 National Bank of Commerce Moshi 017101008361 7 National Microfinance Bank Mawenzi CA 4221100005 8 National Microfinance Bank Mawenzi CA 4221100006 9 Stanbic Bank Tanzania 0140011861906 10 Standard Chartered Bank Tz Moshi 0104006001710 11 Tanzania Postal Bank Kilimanjaro 12 National Microfinance Bank Nelson Mandela 40301000002 13 National Microfinance Bank Hai CA 4011100022 14 National Microfinance Bank Hai CA 4011100023 15 National Microfinance Bank Mwanga CA 4021100058 16 National Microfinance Bank Same CA 4051100075 17 National Microfinance Bank Rombo 40401100085 18 National Microfinance Bank Tarakea 40601100014 19 National Microfinance Bank Same CA 4051100075 S/No. Bank Branch Account No. 1 CRDB Bank Tanga 01J1043009259 2 CRDB Bank Tanga 01J1043800901 3 Diamond Trust Bank Tanga 0408931010 4 Exim Bank Tanga 0750713003 5 Exim Bank Tanga 0750261003 6 NBC Ltd Tanga 020103004313 7 NBC Ltd 020103005950 8 National Microfinance Bank Mkwakwani CA 4231100006 9 National Microfinance Bank Mkwakwani CA 4231100007 10 Tanzania Postal Bank Tanga CCA 11 NBC Ltd Tanga 020103001658 12 National Microfinance Bank Handeni 41401100068 13 National Microfinance Bank Kilindi 42601100032 14 CRDB Bank Korogwe 01J1094333506 15 National Microfinance Bank Korogwe 41501100026 16 National Microfinance Bank Lushoto CA 4161100075 17 National Microfinance Bank Muheza CA 4191100051 18 National Microfinance Bank Pangani CA 4201100007 KAGERA S/N Bank A/C No. Account Name Branch 1 NMB 32001100048 DOMESTIC REVENUE MULEBA
30 EQUITY BANK ARUSHA 3002211123720 DRD 31 BANK OF BARODA ARUSHA 96020200000570 DRD 32 EXIM KARATU 120005629 DRD 33 BOA ARUSHA 2527990006 CUSTOM 34 NMB MONDULI CA 4131100085 MARA REGION S/NO BANK CENTRE ACCOUNT NUMBER DPT 1 NMB MUSOMA CA 3031100107 DOMESTIC REVENUE 2 POSTAL BANK MUSOMA 024-0000020 DRD 3 NBC MUSOMA 30103004349 DRD 4 CRDB MUSOMA 01J1043009251 DRD 5 CRDB MUSOMA 01J1042989560 CUSTOMS 6 NMB MUSOMA 301100108 CUSTOMS 7 NBC MUSOMA 30103004357 CUSTOMS NMB RORYA CA 32801100001 DRD NMB TARIME CA 30401100044 DRD NMB SHIRATI CA 32801100002 CUSTOMS NMB BUNDA CA 3011100045 DRD NMB SERENGETI CA 30201100053 DRD NBC- $ A/C SIRARI 73103000073 DRD CRDB POS SIRARI 01J043800902 CUSTOMS KIGOMA REGION S/N BANK NAME BRANCH ACCOUNT NO. 1 CRDB BANK PLC KIGOMA 0IJ1043009225 CRDB BANK PLC KIGOMA 0IJ1042989509 2 NBC BANK LTD KIGOMA 035103005228 NBC BANK LTD KIGOMA 035103005236 3 POSTAL BANK KIGOMA 024-0000022 4 NMB KASULU KASULU 51401100058
6 National Bank of Commerce Moshi 017101008361 7 National Microfinance Bank Mawenzi CA 4221100005 8 National Microfinance Bank Mawenzi CA 4221100006 9 Stanbic Bank Tanzania 0140011861906 10 Standard Chartered Bank Tz 0104006001710 11 Tanzania Postal Bank Kilimanjaro 12 National Microfinance Bank Nelson Mandela 40301000002 13 National Microfinance Bank Hai CA 4011100022 14 National Microfinance Bank Hai CA 4011100023 15 National Microfinance Bank Mwanga CA 4021100058 16 National Microfinance Bank Same CA 4051100075 17 National Microfinance Bank 40401100085 18 National Microfinance Bank Tarakea 40601100014 19 National Microfinance Bank Same CA 4051100075 S/No. Bank Branch Account No. 1 CRDB Bank Tanga 01J1043009259 2 CRDB Bank Tanga 01J1043800901 3 Diamond Trust Bank Tanga 0408931010 4 Exim Bank Tanga 0750713003 5 Exim Bank Tanga 0750261003 6 NBC Ltd Tanga 020103004313 7 NBC Ltd Tanga 020103005950 8 National Microfinance Bank Mkwakwani CA 4231100006 9 National Microfinance Bank Mkwakwani CA 4231100007 10 Tanzania Postal Bank CCA 11 NBC Ltd Tanga 020103001658 12 National Microfinance Bank Handeni 41401100068 13 National Microfinance Bank Kilindi 42601100032 14 CRDB Bank Korogwe 01J1094333506 15 National Microfinance Bank Korogwe 41501100026 16 National Microfinance Bank Lushoto CA 4161100075 17 National Microfinance Bank Muheza CA 4191100051 18 National Microfinance Bank Pangani CA 4201100007 KAGERA S/N Bank A/C No. Account Name Branch 1 NMB 32001100048 DOMESTIC REVENUE MULEBA
4. Adverse classifications of consumer behaviour Subjective classifications of behaviour of a data subject as consumer 1 year 5. Adverse classifications of enforcement action Classifications related to enforcement action taken by the credit provider 2 6. Civil court judgments Civil court judgments including default judgments The earlier of 5 years or until the judgment is rescinded by a court or abandoned by the credit provider 7. Administration orders As per court order The earlier of 10 years or until order is rescinded by a court 8. Sequestrations As per court order The earlier of 10 or until rehabilitation order is granted 9. Liquidations As per court order Unlimited period 10. Rehabilitation order As per court order 5 years 11. Favourable credit performance information Factual information other than unfavourable credit information, regarding all credit facilities made available by a credit provider to a data subject, and includes timely payments of loan Unlimited period 12. Other information Any other information not included in any category above 2 Disposal of information 32. (1) Where a credit bureau terminates business and surrenders its licence due to bankruptcy or liquidation, the data provided to the credit bureau by credit performance information providers and sources stored in the database of the credit bureau is surrendered to the Bank without any compensation. (2) The Bank may make information in the database mentioned in subregulation (1) available to another credit bureau. Indemnification 33. (1) The Bank or an employee or representative of the Bank or any person performing a function or exercising the power in terms of these regulations, is not liable for damage caused by any action taken or report presented in good faith to further the objects of these regulations, unless the damage is attributable to the gross negligence of the Bank employee, representative of the Bank or such person. (2) A credit performance information provider must indemnify a credit bureau for any type of action or damage awards that may result from inaccurate credit performance information reported to it, if the credit bureau takes all reasonable measures to ensure the information is correct when processed by the credit bureau. Non-compliance notice 34. (1) The Bank may issue a non-compliance notice in the form determined by the Bank to -
Observe and promote departmental security procedures. Assist in the planning and development of pharmaceutical services. Ensure compliance with IR1 reporting system by reporting incidents/near misses to section head. To carry out in-process checks whilst carrying out duties. Finance and Physical Assets To use pharmacy stock control and dispensing system and other computer systems in the department to issue and receive stock, generate relevant paperwork and labels as appropriate. Participate in the management of controlled drugs including receipt, dispensing, checking and distribution. To undertake cash handling duties as appropriate, e.g. receipt of payment for prescriptions and over the counter medicines, payment to external suppliers for pharmaceutical goods. Participate in stock management including ordering, receipt, storage, expiry date checks, daily stock checks, issuing, checking, distribution and returns. Assist the section head in resolving any stock discrepancies. Participate in the maintenance of pharmacy equipment under the direction of the section head. Staff Management/Supervision, Human Resources, Leadership and/or Training Participate in the training of Pharmacy Support Workers and other pharmacy technicians under the direction of the section head. Assist in the supervision of unqualified staff as delegated by the section head. Complete relevant validation processes to allow participation in all relevant duties. To complete a structured training programme to ensure competence in technical activity in all areas of the department. To participate (and complete where appropriate) in continuing education in order to maintain and develop competencies including attending courses, conferences and training programmes. To participate in the Personal Development Plan/Appraisal process. To complete appropriate training as identified and agreed during the Personal Development Plan process. To participate in the Continuing Professional Development process to comply with the requirements of registration. Assist the section head in the identification and delivery of training.
REPUBLIC OF NAMIBIA HIGH COURT OF NAMIBIA, MAIN DIVISION, WINDHOEK JUDGMENT CASE NO: HC-MD-CIV-CON-2016/03020 In the matter between: BANK WINDHOEK LIMITED PLAINTIFF and BENLIN INVESTMENT CC DEFENDANT Neutral citation: Bank Windhoek Limited v Benlin Investment CC [2017] NAHCMD 78 (15 March 2017) CORAM: MASUKU J 7 March 2017 Delivered: 14 March 2017 FLYNOTE: RULES OF PRACTICE – Rule 32 (9) & (10) – what compliance thereof entails – Consequences for non – compliance on application for summary judgment – Rule 54 – Application for condonation – interlocutory application – compliance with rule 32(9) (10).
ALBANIA Assistance to the Bank of Albania on selected Corporate Governance Issues Technical Assistance Project of Reference BACKGROUND Since the global financial crisis, it has become clear that weaknesses in corporate governance, including inadequate board oversight over risk management and internal control functions, have contributed to excessive and imprudent risk-taking in the banking sector, which has led in turn to systemic problems. This is particularly critical for Albania, as the Albanian financial system is currently centred on banks and the equity market is remarkably underdeveloped. At the end of 2013, the ratio of financial system assets to GDP reached 99.1%, with the banking sector owning 91.4% of financial system assets (90.6% of GDP), while stock market capitalization is the lowest in South East Europe (SEE). Although the global financial crisis did not affect the Albanian economy as strongly as its SEE neighbours, there are a number of weaknesses in the way banks are regulated, managed and supervised. An analysis undertaken by the EBRD in 2011 on corporate governance of the banking framework in Albania highlighted a number of shortcomings, highlighting especially the unclear role of independent directors, lack of objectivity with potential for conflicts of interests at the board, unclear roles of board committees, uncertain internal audit practices and limited non-financial disclosure. Following the EBRD review, the legal framework was revised and several recommendations were implemented, especially through Regulation no. 63 dated 14 November 2012 “On Core Management Principles of Banks and Branches of Foreign Banks and Criteria on the Approval of their Administrators”. However, some issues remain to be addressed, especially in the area of board composition and functioning, internal control and disclosure. On 27 June 2014, Albania received the “EU Candidate” status and the country is approximating its legislation with the Acquis. In this context, the Bank of Albania is very interested in calibrating the banking framework and supervisory practices with those of the EU. The EU has recently introduced a new legal framework to ensure that credit institutions and banking supervisors strengthen their supervision on a number of issues, including the suitability of board members, practices and the soundness of the internal control framework of credit institutions and disclosure. In particular, Directive 2013/36/EU and Regulation No 575/2013 (so-called CRD IV package) transpose the new global standards on bank capital (the so-called Basel III Agreement) into EU law. The CRD IV also contains new corporate
PERSON SPECIFICATION – BANK PHYSIOTHERAPIST ESSENTIAL DESIRABLE EXPERIENCE Previous experience of paediatric physio. Experience of work with children with profound disabilities. Family centred work. Experience of working for a voluntary agency. Co-ordinating on-call role. Experience of working with volunteers. Experience of working with other community healthcare professionals. Awareness of protection issues. SKILLS AND ABILITY Good interpersonal skills. Team player. Ability to maintain boundaries. Holistic approach. Flexible and used to working on own initiative. Ability to take responsibility for adopting best practice in the implementation of individual care Awareness of of current physio skills and modalities. Use of appropriate equipment. Paediatric palliative care. Counselling skills. Range of respiratory therapies. Knowledge of manual handling and risk assessment. QUALIFICATIONS Member of Chartered Society of Physiotherapy. Senior 1 Grade. TRAINING Ability and willingness to undergo further appropriate professional training. Ability to train others. OTHER Ability to work under pressure/ tolerate stress within themselves and others. Shifts including evening/ weekend work. Commitment to equal opportunities. To be able to support individuals who express strong emotions.
Training Course: Banking Law Objectives: The objectives of the course include as follows: To familiarize the banking system To enhance the capacity in banking law To update the judicial trends on banking law To aware and update the international regimes on banking law Session Main Topics Sub Topics Session- 1 Concept and Scope of Law of Banking Overview of banking system Development of Banking System in Nepal and international Core function of banks Session-2 International Banking Institutions Objective and Role of the World Bank, International Monetary Fund, International Finance Corporation and Asian Development Bank Basel Principles Relation between banking institution (national and international) and government agencies (Government of Central Bank and other regulatory agencies). Session-3 Nepalese Banking System Development of Banking Law Prevailing core banking laws - NRB Act, BAFIA, Foreign Exchange Act, Banking Offence and Punishment Act, Negotiable Instruments Act Role of the Central Bank in mediation of BFIs related Banking laws and security laws, mutual funds Statutory Reserve Ratio, Current Reserve Ratio, Credit control and Credit Creation in banking business. Session-4 Nepal Rastra Bank Directives/ Circulars Several sections in the directives Directives/circulars on domestic money Directives/circulars on foreign money including four major bylaws - Foreign Exchange Permission bylaws, Remittance Bylaws, and money changer bylaws and other circulars is sued by Foreign Exchange Department of Nepal Rastra Bank. NRB Directives and Corporate Governance Session-5 Merger and Acquisition of banking Company Concept and Scope Experiences and case studies national and international Opportunities and Risk due to membership of World Trade Organization (WTO). Session-6 Laundering & Terrorist Financing Objectives International instruments/Standards on laundering laws directives and compliances on money laundering Case laws on money laundering Implications and ramifications Session-7 Debt Recovery Provision of Debt Recovery Act and Cross cutting issues Session-8 Dissolution of Banking Company Provision of Companies Act, BAFIA, NRB Act and Insolvency Act. Some case studies national and international
synthesise theoretical and practical understanding in problem solving exercises and case studies; present cogent, reflective and, where appropriate creative arguments that demonstrate advanced understanding of banking and finance; critically interpret and evaluate financial information and data; pursue an independent and original line of enquiry in identifying and researching a dissertation effectively organise, structure and produce a dissertation at an advanced level. Working through problem solving, case study activities and participating in class discussions during seminars and workshops; Executing a suitable piece of research involving planning, structuring, data collection, analysis/evaluation and write up of a dissertation. Assessment Method Students’ cognitive skills are assessed by written coursework, examination and writing a dissertation. C. Practical skills On completion of the programme the successful student will be able to: source banking, financial and economic data from a range of different sources including electronic databases and use this to support his/her learning; analyse and interpret banking, financial and economic data at firm, industry and country level; demonstrate problem solving skills; formulate empirically testable banking, financial and economic models; use econometric software to investigate relationships in banking, financial and economic data; interpret and evaluate the results of econometric analysis. Teaching/learning methods Students learn practical skills through workshops which show from where and how data can be sourced; seminar exercises, which require solving qualitative and numerical problems, analysis of data and working through case studies; completing exercises in econometric model building and analysis in computer lab sessions; workshops which demonstrate how to review and evaluate theoretical and empirical literature; completing coursework assignments, such as conducting an applied econometric which requires students to source data, analyse data using econometric techniques and interpret/evaluate the results. Assessment Method Students’ practical skills are assessed by Problem solving, case study analysis (in seminars), evaluation of literature and computer exercises (in econometric labs) are part of the programme’s formative assessment. Practical skills are assessed in students' coursework, tests, and examinations and in the production of their dissertation.
AR Remediation Plan – Area, Perimeter and Circumference Banking Business STRAND: Measurement and Geometry STRAND CONCEPT: Area, Perimeter, and Circumference SOL 5.8ab Remediation Plan Summary Students differentiate among perimeter, area, and volume and identify which concept is appropriate for a given situation. Common Errors and Misconceptions Students confuse the difference between area, perimeter and volume. Students confuse the units used to measure the area, perimeter and volume. They have difficulty understanding the difference between a linear, square, and cubic unit. Materials Pattern Blocks or color tiles Grid paper Several small rectangular prisms- such as small boxes Inch cubes and centimeter cubes Copies of worksheets: Banking Business, Word Frames, Matching Cards, Perimeter, Area or Volume? Card Scissors A projector Introductory Activity Perimeter: Demonstrate the concept of perimeter by tracing on grid paper the outline of a pattern block or a figure made of color tiles. Describe perimeter as the “distance around a figure,” and demonstrate this by tracing around the figure again. Have students sketch the resulting polygon and estimate the perimeter, given the units on the grid paper. Area: Ask students to estimate in square grid-paper units the area of the same figure. Have them share their strategies and estimates. Ask which strategies work and how they can write the area in square units. Volume: Hold up a small rectangular prism and put similar prisms on each table for students to manipulate. Ask students, “How many cubic units fill this solid?” Hand out several inch cubes and centimeter cubes for each prism. Ask “How would you record the volume of this prism in cubic units?” Have students’ record definitions of perimeter, area, and volume in their math logs, and post these definitions on a chart or on the board. Distribute copies of the attached “Banking Business” worksheet, and have students complete it. Have a few students share what they wrote. Plan for Instruction
volume How much room do you need on the sidewalk to play hopscotch or 4-square? volume Will you be able to pack all of your school in that box? volume How far is it to run twice around my block? Name: _____________________________ Perimeter, Area, or Volume? Draw a line from each unit of measurement listed below to the name of the item it can measure. 1 inch 1 square inch 1 cubic inch rug water in a fish tank border of a picture frame
ACH Credits 100 ACH Debits 100 Stop Payments On-line 2 Account Reconciliation – Partial 1 Account Reconciliation – Per Item 1355 Account Reconciliation – Vendor Output 1 Account Reconciliation – Optional Reports 4 Positive Pay Service – Base Fee 1 Positive Pay Service – Per Item 1355 ACH Direct Deposit Payroll Service – Base Charge 1 ACH Direct Deposit Payroll Service –Received Item Charge 5 ACH Direct Deposit Payroll Service – One-day Transaction Charge 6 ACH Direct Deposit Payroll Service – Two-day Transaction Charge 800 ACH Direct Deposit Payroll Service – Transmission Charge 3 ACH Direct Deposit Payroll Service – Reverse Item Charge 4 ACH Direct Deposit Payroll Service – Deleted Item Charge 1 ACH Direct Deposit Accounts Payable Service – Base Charge 2 ACH Direct Deposit Accounts Payable Service Item Charge 2 ACH Direct Deposit Accounts Payable Service – One-day Transaction Charge 3 ACH Direct Deposit Accounts Payable Service – Two-day Transaction Charge 20 ACH Direct Deposit Accounts Payable Service – Transmission Charge 2 ACH Direct Deposit Accounts Payable Service – Reverse Item Charge 4 ACH Direct Deposit Accounts Payable Service – Deleted Item Charge 0 Check Return on CD-ROM 1 Daily Courier Service 25 Corporate Credit Card Interest Rate N/A Corporate Credit Card Fee Per Card 5 ESTIMATED TOTAL MONTHLY COST EXHIBIT “A”
Create Ad Hoc Transaction walk users through how to create an ad hoc transaction in UR Financials; includes guidance on filling in Reference field (key to getting items to automatically reconcile) and Memo field (FRS Transaction Description in Ad Hoc Transaction) Run Invoice Settlement Steps/screenshots walk users through how to run an invoice settlement in UR Financials Side 2 Find Payment Steps/screenshots walk users through how to find a payment in UR Financials Run Report Steps/screenshots walk users through how to run a report in UR Financials
Calculate the Tier 1 Capital, which is the sum of: Common Shareholder Equity Any noncumulative, perpetual preferred shares (more like stock, and not bonds; no accumulated interest/dividends), AND Any minority shareholdings in consolidated subsidiaries (bank has control over these) Divide that number, the Tier 1 Capital, by the bank’s total assets. Risk-based Capital Standards pg. 257 Used to take account of credit risk and off-balance items. Calculating the Risk-based Capital Ratio: pg. 259-265 Step 1 – sort bank’s assets into Risk Weighted Categories [NOTE: these are DIFFERENT percentages than the later credit equivalent amounts! Don’t fuck that up!]: 0% - cash, federal govt securities, foreign currency obligations of US govt and certain foreign balances kept at Fed Reserve or certain foreign central banks, and gold bullion 20% - U.S. state and local govt obligations, obligations conditionally guaranteed by the U.S. govt, claims against US banks, and mortgage-backed securities guaranteed by Fannie Mae or Freddie Mac 50% - first mortgage loans on one-to-four family residences, revenue bonds issued by state and local govts. 100% - loans to private borrowers, commercial letters of credit, the bank’s own premises and equipment, real property acquired by foreclosure Step 2 – take each class of the bank’s off-balance sheet items and multiply the face amount by the appropriate credit conversion factor to produce the credit equivalent amount. 0% - unused portions of lines of credit expiring within one year; the unused portion of lines of credit made for more than one year if the bank regularly reviews such lines of credit and can cancel them at anytime; and the unused portion of retail credit card lines of credit that the bank has the unconditional right to cancel at any time. 20% - commercial letters of credit 50% - “transaction related contingencies;” includes performance-based standby letters of credit, such as those backing contractors and suppliers performance [unlike financial guarantee type letters of credit (which is more like guaranty) these letters guarantee performance of a nonfinancial obligation; also applies to unused portion of lines of credit,
Positive Pay Exceptions – Checks Returned Per Item Positive Pay Exceptions Online Per Item Issue Match (Payee) Per Item ARP Register Input Online Per Item ARP Partial Positive Pay Issue Per Item Input with Reconciliation Per Item ARP Exceptions Per Item ARP Manual Key Entry Per Item ARP Online Statement Per Item ARP Outgoing File Per Item ARP Fax Fees Per Item ARP Statement Monthly – Automated Monthly ARP Aged Issue Records on File Per Item
L. Disposition of Proposals: All materials submitted in response to this RFP will become the property of the City. All information submitted is considered public for disclosure purposes. M. Costs Incurred in Responding: This solicitation does not commit the City to pay any costs incurred in the preparation and submission of proposals or in making necessary studies for the preparation thereof, nor to procure or contract for services. N. Assignment: The successful proposer shall not assign, transfer, convey, or otherwise dispose of the contract, or right, title of interest, or power to execute such a contract to any person, firm, or corporation without the previous consent in writing by the City of Anaheim. O. Causes for Termination: Causes for termination of the agreement may include any of the following: Failure to promptly and faithfully provide the services required at the prices indicated in the Proposal; violation of any law governing any public government depositories; failure to cooperate upon receiving any reasonable request for information or service; or improper actions of the officers or employees, which in the opinion of the City, would adversely affect its interest, or endanger the structure of the banking institution such as a spin off or merger which materially affects the terms of this agreement. The Agreement would be subject to termination, without cause, by either party upon ninety (90) days written notice or immediately for cause. 1.07 Certificate of Insurance/Indemnity Clause The Agreement between Anaheim and the successful Proposer will contain Anaheim’s standard insurance provisions for Agreements of this type. This language is set forth in Appendix B. The Agreement between Anaheim and the successful Proposer will contain Anaheim’s standard indemnification provisions for Agreements of this type. This language is set forth in Appendix C. 1.08 Non-Collusion Clause The Contractor agrees to sign a non-collusion affidavit to be executed by the bidder and submitted with the bid. The non-collusion affidavit will be included as part of the bid documents. See Appendix D. 1.09 City’s Requirement for Business License During the term of the Agreement, the Contractor shall obtain and keep in full force and effect, all business licenses required by the City. For additional information
Lesson Objectives On completion of this lesson you should be able to: Download a bank statement into KFS Know how to reconcile debits and credits on the bank statement with debits and credits on cash account. Lesson Scenario As an existing staff member you will be able to down load bank statements in KFS. You will also be able to reconcile bank statements with cash account in KFS. Lesson Prerequisites You need to be a NWU staff member that is registered on KFS as a user.
Where the Court is not persuaded by the debtor’s grounds of opposition, the Court will carefully consider all the evidence and legal requirements to determine whether or not to make a Sequestration Order against the debtor’s estate. Generally a creditor has a facie right to a Sequestration order upon proof on affidavit at the hearing of the petition that: the debtor has committed an act of bankruptcy within 6 months of presenting the petition a minimum liquidated debt of $5,000 was owed at the date of the act of bankruptcy referred to in the petition and remains owing at the date of the hearing of the petition the matters stated in the petition have been verified the petition has been properly served and all the searches and updating affidavits comply with the requirements referred to in rule 4.06 of the Bankruptcy Rules. For a more detailed explanation of the formal requirements, refer to and the detailed checklist in . Where a Sequestration Order is made, the creditor will ordinarily be entitled to recover its legal costs of the petition from the bankrupt estate. After the hearing Upon the making of a sequestration order, a trustee will be appointed to the debtor’s estate to manage their financial affairs. Unless a private registered trustee has given their written consent to act, the Official Receiver (administered by AFSA) will manage the bankrupt estate. Further information on the consequences of bankruptcy is available on . Related practice materials Debtors are also referred to the following related material: Bankruptcy Information Sheet 1: Bankruptcy Information Sheet 2: Bankruptcy Information Sheet 4: Bankruptcy Information 5:
263C(1) Give false or misleading voting documents to Trustee by creditor 6 months 264A(1A) 6 264C(1) 6 10 264D(1) 6 10 264E(1) 6 10 265(1) Fail to disclose information and/or property 1 year 265(3) Make a false representation or commit any fraud 5 265(4) Conceal property or debt, omit, alter, or falsify records 1 year 265(5)(a) Obtain property by fraud after bankruptcy 5 years 265(5)(b) Incur any debt or liability by fraud 5 years 265(7) Conceal, falsify, alter, obtain property or credit by fraud, before bankruptcy Relating to: 265(4)(a-f) - 1 year 265(5)(a-b) - 5 years 265(8) Incur debts while insolvent within 2 years prior to bankruptcy 1 year 265A 77A, 130 12 266(1) Dispose of, or charge property after bankruptcy 5 years 266(3) Dispose of property with intent to defraud prior to bankruptcy 5 years
70-35(5) 7 50 80-55(7) – 50 80-60(6) – (5) 50 INFRINGEMENT NOTICE SCHEME 52(1A) (277B 1) 5 (IN 1 73(1A) (277B 2) 5 (IN 1
74(5A) (277B 1) 5 (IN 1 153A(2) (277B 4) 153A 5 (IN 1 153B(3) (277B 5) 153B 5 (IN 1 185LEA(1) (277B 12) 5 (IN 1 185ZA(1) (277B 13) 5 (IN 1 186N(1) (277B 14) 5 (IN 1
245(3) (277B 25) XI 5 (IN 1 246(1) (277B 26) 244 245 25 (IN 5 247(3) (277B 27) 247(1) 5 (IN 1 252A(2) (277B 28) 5 (IN 1 30-1(5) (277B 29) 5 (IN 1 35-5(2) (277B 30) 5 (IN 1
65-40(3) (277B 31) 5 (IN 1 70-10(4) (277B 32) 5 (IN 1 70-11(2) (277B 33) 5 (IN 1 70-25(4) (277B 34) 5 (IN 1
Animals and Nature;” Abram, “Shadow (Depth Ecology I).” Mar 1 Martin Marten (discussion) Mar 3` Martin Marten (discussion) Mar 8 Animals and animality in poetry TBD Mar 10 Animals and animality in poetry Spring break Mar 22 Horse Heaven Smiley, Horse Heaven; Copeland, “’Straight from the Horse’s Mouth’ Equine Memoirs and Autobiographies.” Mar 24 Horse Heaven (discussion) Patton, “Language, Power, and the Training of Horses” Mar 29 When Species Meet Haraway, “Training in the Contact Zone” Mar 31 H is for Hawk Macdonald, H is for Hawk Apr 5 H is for Hawk (discussion) King, “Writing Grief” Apr 7 H is for Hawk (discussion) Apr 12 “Workshop” abstracts Apr 14 “Workshop” abstracts Apr 19 Individual consultations Apr 21 Individual consultations Apr 26 Conference paper/in-class presentations Apr 28 Conference presentations May 3 Conference paper/in-class presentations May 5 Conference paper/in-class presentations Finals’ Week, Tuesday May 10 Hard copy of seminar papers due no than noon
3/3 Discussion of War Horse (play and film) [Screen] War Horse, Dir. Steven Spielberg. 3/8 Discussion of War Horse (film) Burt, “Film and the History of the Visual Animal” 3/10 The Animal Gaze Woodward, “Introduction: The Animal Gaze” Spring break 3/22 Animal narratives Brian Doyle, Martin Marten; McHugh, “Conclusion: Toward a narrative Ethology;” 3/24 Martin Marten and umwelt Horowitz, Umweldt: From the Dog’s Point of Nose;” Peterson, “Introduction: Animals and Nature;” Fundamental concepts paper 3/29 Martin Marten (discussion) 3/31 Martin Marten (discussion) 4/5 When Species Meet Haraway, “Training in the Contact Zone” 4/7 Blackfish – in screening Zimmerman, “The Killer in the Pool.” 4/12 Blackfish 4/14 Blackfish (discussion) 4/19 Peer reviews of paper proposals 4/21 TBD 4/26 Individual conferences 4/28 Individual conferences 5/3 In-class presentations 5/5 In-class presentations Semester papers
PRESTON Banksia Park NORTHCOTE BULLEEN LOWER PLENTY Rd Park Area Major Road Vehicle Track Multi-Purpose Track Car Park Body For further information Victoria Information Centre Call 13 1963 or visit the Parks Victoria website Caring for the environment Help us look after your park by following these guidelines: Please take rubbish away with you for & All & KEW BOX HILL 0 1.5 3 Kilometres Cycling Walking Track Park Information Disabled Access Toilets Toilets Picnic Area Picnic Shelter Barbecue - Wood Playground H HBerirditgaege Plaque • Distance in km Please do not disturb them in any way 0 50 100 Dogs are permitted in the park but must be kept on a leash at all times (except within the dog off-leash enclosure) Portable gas barbeques are allowed No fires, including barbeques, may be lit on a day of Total Fire Ban fl ENTRANCE Cartography by Parks Victoria &
Banksia Woodlands of the Swan Coastal – Draft description and threats For public consultation as part of the Threatened Species Scientific Committee’s threatened ecological community listing assessment under the Environment Protection and Biodiversity Conservation Act 1999 (EPBC Act). Banksia Woodlands ecological community © Department of the Environment
CR = Critically endangered, EN = Endangered, VU = Vulnerable. Note: Highlighted species are noted as unlikely to occur in Banksia Woodlands. Please provide comments on these and any other species that should be deleted, or added. Scientific Name Common Name EPBC Status WA Status Endemic to the Ecological community Acacia anomala wattle VU VU Yes Acacia aphylla leafless rock wattle VU VU Yes Acacia brachypoda western wheatbelt wattle EN VU No Acacia chapmanii subsp. australis EN EN No Andersonia gracilis slender andersonia EN VU No Anigozanthos viridis subsp. terraspectans dwarf green kangaroo paw VU VU No Anthocercis gracilis slender tailflower VU VU Yes Asterolasia nivea Bindoon starbush VU VU Yes Banksia aurantia orange dryandra CR VU Yes Banksia mimica summer honeypot EN VU No Caladenia dorrienii cossack spider-orchid EN EN No Caladenia huegelii king spider-orchid EN CR No Caladenia sp. Quindanning Quindanning Not listed CR No Calytrix breviseta subsp. breviseta starflower EN CR Yes Chamelaucium sp. Gingin Gingin wax EN VU Yes Chorizema varium limestone pea EN EN Yes Conospermum undulatum wavy-leaved smokebush VU VU Yes Darwinia acerosa fine-leaved darwinia EN EN No Darwinia apiculata scarp darwinia EN EN Yes Darwinia ferricola Scott River darwinia EN EN Yes Dasymalla axillaris native foxglove CR CR No Diplolaena andrewsii Not listed VU Yes Diuris drummondii tall donkey orchid VU VU No orchid
discuss some of the background information that comes up with some of the Japanese and Chinese texts that I use -I have taken photographs of hundreds of Japanese and Chinese children’s and manga books. I can use these as examples of general concepts we discuss Example of fantasy: Example of Mother Goose
A The first and most important thing to remember in a robbery is that the safety of you and everyone else come first. No one should try to be a “hero”, the money can be replaced, but you or someone else cannot. ■ Stay calm ■ Don’t resist ■ Be ■ Obey the robbers instructions Robbers are generally very nervous and/or agitated and may be easily provoked or may be under the influence of a drug. Cooperate and be observant (eye color, scars, tattoos, teeth, things that are not easily changed) but try not to stare. Try to form a mental picture of the person. If possible, observe the direction of travel, description of the get away car and the license number. When safe call Emergency 911 Lock the doors to the bank. Activate alarm ASAP – only when it can be done safely. The alarm will go to alarm company; the alarm company will then contact your local law enforcement dispatch center. The dispatcher will then call the bank and confirm either a false alarm, or that an actual robbery had occurred. If the person answering that call is not sure, DO NOT put the caller on hold; leave the phone line open so dispatch can hear what is going on in the background. If there is NO problem, dispatch will ask the employee to step outside the bank with some identification to meet with officers. If there was a robbery, dispatch will ask numerous questions while sending officers to the bank. If possible, look to see what direction the robber left or if they got into a vehicle, along with the vehicle description and direction traveled. Try to keep the customers (witnesses) at the bank until the police arrive. DO NOT discuss the incident with others. Everyone’s perception of the suspect and what happened will be different. Let each person have their own story. Protect the evidence. Do not touch anything in the robbery area. For more information on the Everest Metro Police Robbery Awareness Training Program, call Officer Leah Long, or Captain Mark Hull. Call 715-359-4202
Binks 1.13 University of Chester Parkgate Road Chester Cheshire CH1 4BJ Martin 0.12 University of Chester Crab Lane Warrington Cheshire WA2 0DB Tel: 01244 511550 Tel: 01925 534282 e-mail: e-mail:
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GBP Jordan International Bank PLC, London JIBK GB 2L Account Number: 0001-112510-111; IBAN: GB72JIBK30141911; CP JPY The Bank of New York Mellon, IRVT JP JX 848 Account Number: 1852053950; CP FX MM KWD National Bank of Kuwait SAKP, Kuwait City NBOK KW KW Account Number: 1305080101; CP FX MM SAR Alawwal Bank, Riyadh AAAL SA RI Account Number: 031 000657008; CP FX MM SAR Riyad Bank, Riyadh RIBL SA RI Account Number: 30962; CP FX MM SEK Skandinaviska Enskilda Banken AB, Stockholm ESSE SE SS Account Number: 55558505303; CP FX MM
USD JPMorgan Chase Bank National Association, New York CHAS US 33 Account Number: 400756153; CP FX MM USD Standard Chartered Bank, New York SCBL US 33 Account Number: 3582023308001; CP USD The Bank of New York Mellon, New York IRVT US 3N Account Number: 8033145668; CP Location of SSIs: State of Palestine, Ramallah, Branch Last updated on: 29 September 2017 For settlement through: BJOR PS 22 (CP, FX, MM) Top of Form Bottom of Form CP = Commercial Payments FX = Foreign Exchange MM = Money Markets * = Preferred correspondent for this currency Correspondent/Clearer Bank = the bank that clears the payment (specified by the currency and transaction type) on behalf of the beneficiary or intermediary/holder bank.
Intermediary/Holder Bank = the bank that holds a direct account with the Correspondent/Clearer Bank on behalf of the beneficiary institution. Please include in ‘Additional Routing Info’ if necessary. Correspondent Correspondent Account No Additional Routing Info EUR UniCredit Bank AG, Munich HYVE DE MM Account Number: 69111971; CP FX MM GBP Jordan International Bank PLC, London JIBK GB 2L Account Number: CP FX MM USD The Bank of New York Mellon, New York IRVT US 3N Account Number: 8900646322; CP FX MM
Bank reconciliation – pro forma Name of smaller authority: ____Ilmington Parish Council__________________________________________ County area (local councils and parish meetings only): ___________________Warwickshire _____________ Financial year ending 31 March 2018 Prepared by_Sarah Furniss, Clerk and Responsible Finance Officer Date____24 April 2018 Balance per bank statements as at 31 March 2018: £ £ Business Money Manager Account 10,783.18 Community Account 25,437.58 36,220.76 Petty cash float (if applicable) 0 Less: any unpresented cheques at 31 March 2018 Chq No 101642 101655 101656 101657 101658 101659 101660 101661 101662 101663 101664 (100) (78.40) (313.25) (30.00) (242.00) (30.00) (40.00) (25.84) (44.39) (67.98) (270.00) (1,241.86) Add: any un-banked cash at 31 March 2018 0 Net balances as at 31 March 2018 (Box 8) 34,978 The net balances reconcile to the Cash Book (receipts and payments account) for the year, as follows: CASH BOOK: Opening Balance 1 April 2017 (Prior year Box 8) Add: Receipts in the year Less: Payments in the year 27,924 37,540 (30,486) Closing balance per cash book [receipts and payments book] as at 31 March 2018 (must equal net balances above – Box 8) 34,978 (See for guidance if required)
BANNG In Action Green Party Public Meeting in Chelmsford, 8 December 2016 Last December Andy Blowers was invited to share the platform with Natalie Bennett, former leader of the Green Party, at a Public Meeting in Chelmsford. The speakers argued the case against nuclear energy and against the Bradwell site in particular. The speeches were followed by a very lively discussion from a and enthusiastic audience brought together by the Green Party. BANNG Public Meeeting in Maldon, 25 April, 2017. BANNG held a public meeting in Maldon chaired by Judy Lea of the Maldon Society, with the theme of, A new nuclear power station at Bradwell – expensive, dangerous and unnecessary. Professor Stephen Thomas, an energy policy expert, explained that the economic costs and uncertainties facing new nuclear energy were sufficiently great to make it unlikely that any new power stations, even Hinkley Point C, would be constructed in the UK. Professor Andy Blowers, social scientist and former government adviser on nuclear waste policy (and chair of BANNG), set out the reasons why Bradwell was a wholly unacceptable site for a new nuclear station. Finally, Professor Keith Barnham, nuclear physicist and solar energy expert, showed why the increasing development of a variety of renewable sources of energy were making new nuclear unnecessary. There was a thoughtful response from the audience at what was BANNG’s first public engagement in Maldon, the largest of the Blackwater communities. (This meeting, as well as earlier ones in Tollesbury and Brightlingsea, is part of BANNG’s strategy to raise public awareness among the Blackwater communities, broadening the basis of support.) Green Party Public Meeting in Woodbridge, 24 May, 2017. Andy Blowers was invited to at a Green Party Public Meeting in Woodbridge, entitled Suffolk, Sizewell C and the Environment. Andy gave his view that we were witnessing the demise of the nuclear industry as it was facing huge investment problems. It was still not certain that even Hinkley Point C would be built, let alone any of the other planned stations. Among the other speakers was Baronness Jenny Jones, Green Party spokesperson in the House of Lords, whose theme was justice (social, economic and environmental).