Article 21(1), 2 Policy conditions and scales of premiums Option to require in life insurance systematic notification of the technical bases used for calculating scales of premiums and technical provisions for the purpose of verifying compliance with actuarial principles Article 21(3) Policy conditions and scales of premiums Option to subject undertakings seeking or having obtained authorisation for assistance activity to checks on their resources in staff and equipment Article 21(4) Policy conditions and scales of premiums Option to require approval of the memorandum and articles of association or any other documents necessary for normal supervision Article 51(2), 3 Report on solvency and financial condition: contents Option allowing to exempt during a transitional period, (re) insurance undertakings from the requirement concerning the separate disclosure of the capital add-on or the impact of the use of undertaking-specific parameters where their use is required by the supervisory authority. Article 57(1) Acquisitions Where Member States apply a threshold of one third for the notification to supervisory authorities of acquisitions in accordance with Directive 2004/109/EC, option to continue to apply that threshold, instead of a threshold of 30%. Article 57(2) Acquisitions Where Member States apply a threshold of one third for the notification to supervisory authorities of disposals in accordance with Directive 2004/109/EC, option to continue to apply that threshold, instead of a threshold of 30%. Article 73(2) Pursuit of life and non-life insurance activity Option to allow the following: (i) life insurance undertakings to obtain authorisation for non-life insurance activity for accident and sickness risks; (ii) non-life undertakings authorised solely for writing accident and sickness risks to obtain authorisation to pursue life insurance activity. paragraph
Article 186(2) Cancellation period Option allowing to not apply a cancellation period for policy holders in specific cases Article 189 Participation in national guarantee schemes Option allowing to require compulsory participation of non-life insurance undertakings in host Member State guarantee schemes Article 197, 1 Activities similar to tourist assistance Option allowing to provide for assistance to persons in difficulties in circumstances other than those laid down in Article 2(2) Article 198(2)(c) Scope of this section Option allowing to not apply the requirements for legal expenses insurance to the activity of legal expenses insurance undertaken by an assistance insurer under specific circumstances Article 199 Separate contracts Option allowing to request an explicit specification of the amount of the premium for legal expenses within the relevant contract Article 200(1), 1 Management of claims Option allowing to choose between three methods for the management of claims Article 200(3), 2 Management of claims Option allowing to extend the prohibition on simultaneous pursuit of the same or similar activity in a linked insurance undertaking to members of the administrative, management or supervisory body of the legal expenses insurance undertaking Article 202(1) Exception to the choice of lawyer Option allowing the exemption from the free choice of lawyer rule in legal expenses insurance subject to certain conditions Article 206(1) Health insurance as an alternative to social security Option allowing to require: (a) compliance of health insurance contracts with specific legal provisions to protect the general good in the class of sickness insurance; and (b) communication to the supervisory authorities of the general and specific conditions of sickness insurance Article 206(2), 1 Health insurance as an alternative to social security Option allowing to require the operation of an alternative health insurance system on a technical basis similar to that of life insurance subject to specific conditions