zilongwang/ReadingBank huggingface dataset:
Day 32 Now that we are in to month 2 there are definitely some foods that will derail your progress. When it comes to clean eating and the quality of your food it’s really important. Here are my tips that I have learned the hard way when my progress stalled. Fruits- bananas, grapes and mangoes are the highest sugar fruits so I would recommend that you limit them to once per day. I would suggest pears, apples, and any berries. A serving is 1 cupped handful. Veggies- raw or steamed. 2 cupped handfuls eaten 4 times per day. Examples, cucumbers, tomatoes, leafy greens, broccoli, spinach, asparagus, green beans, sprouts, celery. Note: Carrots are actually high in natural sugar! Carbs- 1 handful per day of quinoa, brown rice, oatmeal, or cream of wheat and or a hand sized sweet potato. Lean protein- stick to chicken, tuna, egg whites, turkey, or non oily fish like salmon and tilapia. Other protein sources are shakeology, protein powder, nuts (but also a good fat). Beverages- water!!! Unsweetened herbal teas! So if you are really trying to shed weight stay away from dairy products, juice, bread, salad dressings (make ur own with balsamic vinegar and evoo), spreads and high sodium foods! NO TURKEY BACON for my bacon lovers and no sliced cheese! I promise if you even start making small tweaks with this plan you will see a drastic change!!!
Day 33 I feel like this about eating a lot of times! I feel guilty for refusing to eat what other people serve at parties, sometimes I feel guilty for asking for my food to be prepared a certain way. Especially now that I have lost my weight, people think I should eat whatever I want! But then I remind myself that it's not their bodies and I'm not on a DIET! Its a lifestyle change and I want to maintain my lean body and that requires conscious decisions 99% of the time! Now I can confidently say No to meals that are sabotaging my hard work and make better decisions because of my knowledge! Never LET anyone make you FEEL bad about the lifestyle you are living, their negativity is just a cover up for other feelings! Have a WONDERFUL DAY! (never sacrifice who you are bc someone has a problem with it pic) Day 34 - Hey Challengers, so now that we have taken our pictures and we are either feeling 2 emotions, we are either super happy with our progress or bummed that we didn't see more of a change! Whatever you are feeling it is important that realize that you are a work in progress. Its not going to happen over night and it will take time! So be patient but know that one day you will look in the mirror and BAM you will SEE IT! People around you will notice and YOU WILL FEEL SO PROUD BECAUSE YOU DID THAT ALL YOURSELF! So this weekend I want you to be strong! Make your game plan and stick to it! Stay away from the snacks and desserts (unless its your cheat meal for the week) and plan it out!
What is going well? Are there some things that have not gone as well as you would have liked? Do you feel you have developed a good relationship with your colleagues? What have you learned about the culture at XU? How can I help you be successful?
The provider of Personal Assistance Services. The Independent Support Coordinator or equivalent. The DIDD Regional Office. Notification A person’s death shall be reported in accordance with the following timelines: Notification of law enforcement Regardless of setting, the provider agency staff shall notify law enforcement or the medical examiner immediately if the person’s death occurred suddenly when the person was in apparent good health, if the death occurred in a suspicious, unexpected, or unexplained manner or if the death is the result of a suspected crime. Providers of HCBS waiver services shall report deaths of persons supported in accordance with the DIDD Provider Manual Chapter 7 Protection from Harm. Timelines for reporting the person’s death and submission of the Reportable Incident Form (RIF) DIDD-0495 are as follows: As soon as possible and no later than one hour of awareness of the person’s death, notify law enforcement and the DIDD Investigations Hotline if it is suspected the death is the result of a crime. If no crime is suspected, as soon as possible and no later than four hours of awareness of the person’s death: Notify the DIDD Regional Office Administrator on Duty. AND Notify the DIDD Investigation Hotline if the death is suspicious (alleged abuse or neglect involved), unexpected or unexplained. (3) As soon as possible, and no later than 24 hours of awareness of the person’s death, notify the person’s family, next of kin, and/or legal representative. By the end of one business day, following awareness of the person’s death. Submit a completed Notice of Death Form DIDD-0483 to the DIDD Regional Director. Submit a completed RIF to the DIDD Central Office, the person’s Independent Support Coordination Agency or DIDD Case Manager. Initial Agency Death Review
Death Reviews shall be performed by the Death Review Committee The chair of the Committee shall be the Regional Office Compliance Director or designee. A qualified physician unaffiliated with treatment of deceased and who was not associated with the provider agency, a year of the death. DIDD physician shall, upon request of the , serve as the independent physician on the . The registered nurse who completed the . The Executive Director or designee of the provider agency serving the through HCBS waiver program. At least one program staff person selected by the provider agency who is familiar with the health status and history and the course of events prior to death. The Independent Support Coordinator or equivalent. The Death Review Committee may also include the following members by invitation of the Chair
5. Older persons have the right to own property, the right to exercise self-determination with respect to that property, and the right not be arbitrarily or unlawfully deprived of their property.[7] Part 3 Equality, Non-Discrimination & Legal Rights 6. Older persons have the right to exercise their rights free from all forms of discrimination, whether on the basis of age, sex, colour, sexual orientation, religion, political opinion, educational qualification, national origin, ethnicity or disability.[8] 7. Older persons have the right to recognition as a person before the law and to be treated equally before the law.[9] 8. Older persons have the right, both in criminal and civil proceedings, to a fair trial before a competent, independent and impartial tribunal.[10] 9. Older persons are entitled to access and seek remedies for breaches of their rights, including when they occur in institutional settings.[11] Part 4 Minimum Standards of Living and Care 10. Older persons have the right to life, to adequate food, water, clothing, shelter and sanitation and, to enjoy the highest attainable standards of physical and mental health.[12] This includes the right to palliative care in order to preserve the best possible quality of life until death,[13] and the right to a dignified death.[14] 11. All older persons have the right to social security[15] and to access an appropriate level of humane and secure institutional care, where the fundamental rights and freedoms of residents are recognised and protected.[16] Part 5 Privacy and Family
Conclusion: The objective set forth at the beginning of this audit program section has been achieved and all "findings" identified have been evaluated for appropriate reporting in accordance with the HUD Handbook 4060.1 and Handbook 2000.04, Consolidated Audit Guide for Audits of HUD Programs. Yes _____ No _____ Signature __________________________________________________________ Explanation of "No" conclusion ____________________ 1 The principle compliance requirements related to HUD-assisted programs are provided in the HUD Handbook 4060.1 and Handbook 2000.04, Consolidated Audit Guide for Audits of HUD Programs. When there have been changes to the compliance requirements and the changes are not yet reflected in the guidance referred to above, the auditor should determine the current compliance requirements and modify the audit procedures accordingly.
Risk Factors Key Questions Yes No Is the borrower entity behind on its mortgage payments? . Has the borrower, the operator, or any of their affiliate’s renamed or reformulated companies, filed for or emerged from bankruptcy within the last five (5) years? <<For each “yes” answer above, provide a narrative discussion regarding the topic.>> Other Risk Factors Identified by Lender Additionally, the lender has identified the following risk factors: <<Provide discussion on other risk factors identified by the lender and how they are mitigated.>> Strengths <<Provide discussion of the strengths of the transaction.>> Underwriting Team Lender Name: Underwriter: Underwriter trainee: Lender #: Site inspection date: Inspecting underwriter: Lender’s Underwriter <<Brief description of qualifications. The inspecting underwriter must be underwriter of record that is assigned to the project. >> Underwriter Trainee (if applicable) <<Brief description of qualifications.>> Inspecting Underwriter (if applicable) <<Brief description of qualifications. The Lean-approved Section 232 Underwriter of record,
Additional pages attached. Attachment 4 to Consolidated Certifications – Operator: Listing of Other Business Concerns (Owned, Operated or Managed) (Note: Projects/facilities listed on Attachment 3 are not required to be listed again on Attachment 4) For <<enter operator's name here>> Entity (name & address) Participation Other Information (Attach a detailed explanation on a separate sheet for any box not checked) Name of Business Entity Role: % ownership (if applicable) Real Estate Non-Real Estate Healthcare Facility YES NO No Pending bankruptcy claims No Pending judgments No Pending legal actions or suits No Open professional liability insurance claims No Open State findings Additional explanation sheet attached. Name of Business Entity Role: % ownership (if applicable) Real Estate Non-Real Estate Healthcare Facility YES NO No Pending bankruptcy claims No Pending judgments No Pending legal actions or suits No Open professional liability insurance claims No Open State findings Additional explanation sheet attached. Name of Business Entity Role: % ownership (if applicable) Real Estate Non-Real Estate Healthcare Facility YES NO No Pending bankruptcy claims No Pending judgments No Pending legal actions or suits No Open professional liability insurance claims No Open State findings Additional explanation sheet attached. Name of Business Entity Role: % ownership (if applicable) Real Estate Non-Real Estate Healthcare Facility YES NO No Pending bankruptcy claims No Pending judgments No Pending legal actions or suits No Open professional liability insurance claims No Open State findings Additional explanation sheet attached.
Key Questions Yes No Have you, as the lender, identified any identities of interest on your certification? Does the borrower’s certification indicate any identities of interest? Are there any identities of interest involving the underwriting lender, the existing lender or note holders, or the mortgage broker? Does the lender know or have any reason to believe that any of the assertions in the other Consolidated Certifications submitted herewith are inaccurate or incomplete? <<If you answer “yes” to any of the above questions, please briefly address below. Example: Borrower and Operator: The borrower and operator are related parties – John Doe has ownership in both entities. No other identities of interest are disclosed.>> Special Underwriting Considerations Key Questions Yes No Is there any FHA-insured debt that is not being refinanced? Is there any non-FHA-insured debt associated with this project? If yes, and the borrower intends to include it as Other Eligible Existing Indebtedness, include HUD-9001d-ORCF. Is a mortgage broker involved in this transaction? Does the underwriting include income from adult day care? (Note: adult day care space may not be located on a separate site. The adult day care space will not be considered commercial space; however, the space may not exceed 20% of the gross floor area of the facility and the income may not exceed 20% of gross income. Provide a Certificate of Need or operating license, if applicable.) Is there income from other commercial leases? Is there a ground lease? Is there accounts receivable financing involved in this transaction? If yes, include HUD-9001i-ORCF. Are there any professional liability insurance issues that require special consideration? Are any tax credits involved in this transaction? Are any secondary funding sources involved in this transaction? Is any real estate tax abatement or exemption included in the underwriting assumptions? Are there any special escrows or reserves proposed for this transaction? Are there any other issues that require special or atypical underwriting consideration? resident
Executive Summary FHA number: Project name: Project location: <<street address, city, county, and state>> Lender’s name: Lenders UW: UW trainee: Borrower: Operator: Parent of operator: Management agent: General contractor: License holder: Borrower Operator Management agent Type of facility: Skilled Nursing (SNF): beds units Assisted Living (AL): beds units Board & Care (B&C): beds units Dementia Care: beds units Independent Living (IL): beds units
Project Address: City / State / Zip: County: Lender Name: Section of the Act: 232/223(f) Refinance Purchase Licensed Operating Operating Type of facility: Skilled Nursing (SNF): beds units Assisted Living (AL): beds units Memory Care (AL): beds units Board & Care (B&C): beds units Independent Living (IL): beds units Total: beds units Mortgage Amount: $ LTV: % Loan to Transaction Cost: % Term: months Interest rate: % Medicare.Gov Star Rating # stars DSCR with MIP): % Principal & Interest $ per month Underwritten Value: $ Cap rate: % Value per bed/unit*: $ UW Effective gross income: $ UW occupancy rate: % UW Expenses & repl. res.: $ Expense ratio: % UW Net operating income: $ Expense per bed/unit*: $ *Use per bed for SNF, or facilities with multiple care types (e.g., SNF/AL). Use per unit for ALF only. Critical Repairs: $ Reserve for Replacement: Non-Critical Repairs: $ Initial Deposit: $ Borrower Proposed Repairs: $ Annual Deposit: $ Total Repairs: $ Other escrows/reserves: $ <<description of other escrows/reserves>> Does the lender propose to administer the non-critical repair escrow? Yes No Borrower: <<Legal Name>> Operator: <<Legal Name>> Operating lease License
Sale of beds Sale of land or other security Reconstructing Demolishing portions *See Instructions section on page 1 for “remodeling” definition. Complete this table if there is a proposed change in the number or type of beds/units. Licensed Operating Licensed Operating Type of facility: Skilled Nursing (SNF): beds units Assisted Living (AL): beds units As Is Board & Care (B&C): beds units Dementia Care: beds units Independent Living (IL): beds units Total: beds units Licensed Operating Licensed Operating Type of facility: Skilled Nursing (SNF): beds units Assisted Living (AL): beds units As Board & Care (B&C): beds units Proposed Dementia Care: beds units Independent Living (IL): beds units Total: beds units Lenders Pre-Construction Conference Coordinator Information: Name: Email: Phone: Mailing address: Continued Program Eligibility Key Questions Yes No Upon completion of the proposed collateral change, will the facility require more than four residents to share a full bathroom (see 24 CFR 232.3)? (Not applicable for SNFs.) N/A Upon completion of the proposed collateral change, will any residents be required to access a qualifying bathroom by moving through a public corridor or area (see 24 CFR 232.3)? (Not applicable for SNFs.) N/A Upon the completion of the collateral change, are there any “minimum assistance” requirements necessary to quality under the Section 232 mortgage insurance program that the facility does not plan to offer? Are there floodways or coastal high hazard areas located on the site of any portion of the proposed collateral change?*
Lenders UW: UW trainee: Borrower: Operator: Parent of operator: Management agent: General contractor: License holder: Borrower Operator Management agent Type of facility: Skilled Nursing (SNF): beds units Assisted Living (AL): beds units Board & Care (B&C): beds units Dementia Care: beds units Independent Living (IL): beds units Total: beds units Mortgage Amount: $ Loan-to-value: % Loan to transaction cost: % Term: years Interest rate: % Principal & interest: (without MIP) $ DSCR (with MIP): % Market value per bed/unit*: $ Underwritten market value: $ Cap rate: % Mortgage amount per bed/unit*: $ Mortgage Criteria: Sensitivity Analysis: Criterion A: Requested loan amount: $ A 1.0 debt service coverage is still realized if: Average rental drops $ per month. Occupancy rate decreases %. Operating expenses increase % per year. Annual net operating income (NOI) decreases $ or %. Criterion C: Amount based on replacement cost: $ Criterion D: Amount based on loan-to-value: $ Criterion E: Amount based on debt service coverage: $ Criterion L: Amount based on deduction of grant(s), loan(s), LIHTCs, and gift(s) for mortgageable items: $ Gross income: $ UW occupancy rate: % Effective gross income: $ Expenses & repl. res.: $ Expense ratio: % Net operating income: $ Expense per bed/unit*: $ Total project cost: $ Total project cost per bed/unit*: $
The contractor clearly demonstrates sufficient working capital for the current work in progress and the planned sister facility and the subject facility. In addition to the above working capital, the contractor also has a $XXXXM revolving line of credit that currently has no balance. The line of credit is available to supplement the above working capital, if necessary, during construction. >> Conclusion <<Provide narrative discussion of underwriter’s conclusion and recommendation. For example, “The general contractor has demonstrated an acceptable financial and credit history. The general contractor has the experience to continue to complete the construction. The underwriter recommends this general contractor for approval as an acceptable participant in this transaction.” >> Operation of the Facility Staffing <<Provide narrative description of review. For example, “The appraiser and underwriter have reviewed the proposed staffing to be charged to the facility and found it to be acceptable and within reason.”>> Operating Lease Date of agreement: Current lease term expires: Description of renewals: Current lease payment: Major movable equipment ownership: <<borrower/operator>> Key Questions Yes No Will the facility be leased? . Will the facility be subleased (master lease)? At closing, will the lease have a term that will expire within 5 years with no lease renewal options? Does the lease contain any non-disturbance provisions? Does the lease require the borrower to escrow any funds other than those associated with this loan? Has the lender recommended any special conditions concerning the lease? Is the lease payment adequate to provide sufficient debt coverage after the costs of the mortgage?
Lender’s name: Lenders UW: UW trainee: Borrower: Operator: Parent of operator: Management agent: General contractor: License holder: Borrower Operator Management agent Type of facility: Skilled Nursing (SNF): beds units Assisted Living (AL): beds units Board & Care (B&C): beds units Dementia Care: beds units Independent Living (IL): beds units Total: beds units Mortgage Amount: $ Loan-to-value: % Loan to transaction cost: % Term: years Interest rate: % Equity: (without IOD/WC) $ Principal & interest: (without MIP) % Expense ratio: % Equity: (with IOD/WC) $ DSCR: (with MIP) % Expenses per bed/unit*: $ Gross income: $ Effective gross income: $ Expenses & repl. reserves: $ Occupancy rate: % Net operating income: $ Cap rate: % Underwritten value: $ Value per bed/unit*: $ *Use per bed for SNF, or facilities with multiple care types (e.g., SNF/ALF). Use per unit for ALF only. Construction contract: $ Offsites Demolition Lump sum Architectural contract: $ Multiply AIA agreements Operating deficit: $ Special escrows, etc.: $ <<identify, if applicable>> Borrower: <<Legal Name>> Principal(s): <<Legal Name>> Operator: <<Legal Name>> Operating lease Principal(s): <<Legal Name>>
Executive Summary FHA number: Project name: Project location: <<street address, city, county, and state>> Lender’s name: Lenders UW: UW trainee: Borrower: Operator: Parent of operator: Management agent: General contractor: License holder: Borrower Operator Management agent Type of facility: Skilled Nursing (SNF): beds units Assisted Living (AL): beds units Board & Care (B&C): beds units Dementia Care: beds units Independent Living (IL): beds units Total: beds units Mortgage Amount: $ Loan-to-value: % Loan to transaction cost: % Term: years Interest rate: % Principal & interest: $ DSCR (with MIP): % Market value per bed/unit*: $
In addition to the requirements of the application package, the Lender Narrative must also provide a complete discussion on the borrower’s commitment to the project, both financially and in a business sense over the long-term as well as his/her experience. Credit History Report date: <<within 60 days of submission>> Reporting firm: Score: Key Questions Yes No Does the credit report identify any material derogatory information not previously discussed? . Does the underwriter have any concerns related to their review of the credit report? Is the credit report dated more than 60 days before the application date? <<If you answer “yes” to any of the above questions, identify the risk factor and how it is mitigated below. Provide an explanation of the credit score in terms of low, medium, or high risk, etc. Also, if the score is evaluated numberically, explain the value the credit agency places on the score.>> Financial Statements The application includes the following operator financial statements: Year to date: <<dates for start and end of period>> Fiscal year ending: <<date – end of period>> Fiscal year ending: <<date – end of period>> Fiscal year ending: <<date – end of period>> Key Questions Yes No Are less than 3-years of historical financial data available for the operator? . Are the financial statements missing any required information or schedules? Do any of the financial statements indicate a loss prior to depreciation? Do the Aging of Accounts Payable schedules show any material accounts payables (amount in excess of 5% effective gross income) over 90 days? Do the Aging of Accounts Receivable schedules show any material accounts
Mortgage Amount: $ Loan-to-value: % Loan to transaction cost: % Term: years Interest rate: % Principal & interest: (without MIP) $ DSCR (with MIP): % Market value per bed/unit*: $ Underwritten market value: $ Cap rate: % Mortgage amount per bed/unit*: $ *Use per bed for SNF, or facilities with multiple care types (e.g., SNF/ALF). Use per unit for ALF only. Mortgage Criteria: Sensitivity Analysis: Criterion A: Requested loan amount: $ A 1.0 debt service coverage is still realized if: Average rental drops $ per month. Occupancy rate decreases %. Operating expenses increase % per year. Annual net operating income (NOI) decreases $ or %. Medicaid Rate decreases by $ or %. Medicaid Census drops by %. Criterion C: Amount based on replacement cost: $ Criterion D: Amount based on loan-to-value: $ Criterion E: Amount based on debt service coverage: $ Criterion F: Amount based on estimated cost of rehabilitation plus: $ Criterion L: Amount based on deduction of grant(s), loan(s), LIHTCs, and gift(s) for mortgageable items: $ As-Is: UW Gross income: $ UW occupancy rate: % UW Effective gross income: $ UW Expenses & repl. res.: $ UW Expense ratio: % UW Net operating income: $ UW Expense per bed/unit*: $ As-Rehabilitated: UW Gross income: $ UW occupancy rate: % UW Effective gross income: $ UW Expenses & repl. res.: $ UW Expense ratio: % UW Net operating $ UW Expense per bed/unit*: $
Credit History Report date: <<within 60 days of submission>> Reporting firm: Score: <<Provide an explanation of the credit score in terms of risk level (i.e., low, medium, or high). Also, if the score is evaluated numerically, explain what value the credit agency places on the score. >> Key Questions Yes No Does the credit report identify any material derogatory information not previously discussed? Does the underwriter have any concerns related to their review of the credit report? <<For each “yes” answer above, provide a narrative discussion on the topic describing the risk and how it will be mitigated.>> Other Business Concerns/232 Applications Key Questions Yes No Does the principal identify any other business concerns? Do any of the other business concerns have pending judgments, legal actions/suits, or bankruptcy claims? (If so, a credit report must be obtained on the business concern.) N/A If so, was a credit report obtained on the business concern? N/A Do the credit reports on the 10% sampling of the other business concerns indicate any material derogatory information? N/A Does the Principal identify any other Section 232 program (i.e., 223(f), 241(a), 223(a)(7), 232(i), or 223(d)) loans on the Consolidated Certification – Principal of Borrower (form HUD-90014-ORCF) and Attachment 2 thereof? <<As applicable, a “yes” answer requires a narrative discussion on the topic describing the risk and how it will be mitigated.>> Credit Reports for Other Business Concerns: <<Provide narrative discussion on other business concerns. For example, “XXX identified XX other business concerns. The underwriter reviewed Dunn and Bradstreet credit reports for XX other business concerns identified by XXXX. {Discuss each report}. No reports indicated derogatory information that would prohibit XXXXX from participation in this loan transaction.>>
Project location: <<street address, city, county, and state>> Lender’s name: Lenders UW: UW trainee: Borrower: Operator: Parent of operator: Management agent: General contractor: License holder: Borrower Operator Management agent Type of facility: Skilled Nursing (SNF): beds units Assisted Living (AL): beds units Board & Care (B&C): beds units Dementia Care: beds units Independent Living (IL): beds units Total: beds units Mortgage Amount: $ Loan-to-value: % Loan to transaction cost: % Term: years Interest rate: % Equity: (without IOD/WC) $ Principal & interest: (without MIP) % Expense ratio: % Equity: (with IOD/WC) $ DSCR: (with MIP) % Expenses per bed/unit*: $ Gross income: $ Effective gross income: $ Expenses & repl. reserves: $ Occupancy rate: % Net operating income: $ Cap rate: % Underwritten value: $ Value per bed/unit*: $ *Use per bed for SNF, or facilities with multiple care types (e.g., SNF/ALF). Use per unit for ALF only. Construction contract: $ Offsites Demolition Lump sum Architectural contract: $ Multiply AIA agreements Operating deficit: $ Special escrows, etc.: $ <<identify, if applicable>> Borrower: <<Legal Name>> Principal(s): <<Legal Name>> Operator: <<Legal Name>> Operating lease
Average rental drops $ per month. Occupancy rate decreases %. Operating expenses increase % per year. Annual net operating income (NOI) decreases $ or %. Criterion D: Amount based on loan-to-value: $ Criterion E: Amount based on debt service coverage: $ Criterion F: Amount based on estimated cost of rehabilitation plus: $ Criterion L: Amount based on deduction of grant(s), loan(s), LIHTCs, and gift(s) for mortgageable items: $ As rehabilitated: Gross income: $ UW occupancy rate: % Effective gross income: $ Expenses & repl. res.: $ Expense ratio: % Net operating income: $ Expense per bed/unit*: $ Total project cost: $ Total project cost per bed/unit*: $ *Use per bed for SNF, or facilities with multiple care types (e.g., SNF/ALF). Use per unit for ALF only. Operating deficit: $ Absorption rate (# beds per month): Number of months to cover shortfall: Break-even occupancy: % Borrower’s working capital: $ Special escrows (describe below): $ Minor movables: $ <<describe special escrows here>> Major movable equipment budget: $ Major movable amount per bed: $ Construction contract: $ Offsites $ Demolition $ Total construction costs: As reported on HUD-2328, Line 53 plus Offsites and Demolition Costs $ Construction contingency: $ Relocation escrow: $ Construction period: # of months: Architectural contract: $ Multiple AIA Agreements Year FTE’s Operating Revenues SWB Operations – Base year $ $ Operations – Post construction $ $
Program Eligibility Substantial Rehabilitation This project qualifies for substantial rehabilitation because: The hard costs of rehabilitation/construction $<<amount>>, represents % of the value as rehabilitated, which exceeds 15% of the project’s value after completion. (Note: the hard costs of an addition to the building are included in this calculation.) The scope of rehabilitation includes substantial replacement of two or more major building components, including: <<list all applicable components here>>. Key Questions Yes No Will the facility charge “founder’s fees,” “life care fees,” or other similar charges associated with “buy-in” facilities? . Will the facility require more than four residents share a full bathroom (see 24 CFR 232.3)? (Not applicable for SNFs.) Are any residents required to access a qualifying bathroom by moving through a public corridor or area (see 24 CFR 232.3)? (Not applicable for SNFs.) Has the borrower, operator, or any of their affiliate’s renamed or reformulated companies, filed for or emerged from bankruptcy within the last five (5) years? Is the borrower, operator, or any of their affiliate’s renamed or reformulated companies, currently in bankruptcy? Are there floodways or coastal high hazard areas located onsite*? <<If you answered “yes” to any of the questions above, this facility is not eligible under this program. >> *Exception: The floodway and coastal high hazard area prohibitions do not apply if only an incidental portion of the project is in the 100-year floodplain, or for critical actions, the 500-year floodplain, and certain conditions are met in accordance with 24 CFR 55.12(c)(7).
Operating deficit: $ Absorption rate (# beds per month): Number of months to cover shortfall: Break-even occupancy: % Borrower’s working capital: $ Special escrows (describe below): $ Minor movables: $ <<describe special escrows here>> Major movable equipment budget: $ Major movable amount per bed: $ Construction contract: $ Offsites $ Demolition $ Total construction costs: As reported on HUD-2328, Line 53 plus Offisites and Demolition Costs $ Construction contingency: $ Relocation escrow: $ Construction period: # of months: Architectural contract: $ Multiple AIA Agreements Year FTE’s Operating Revenues SWB Operations – Base year $ $ Operations – Post construction $ $ <<Definitions: Base year: Year before construction. Year: First year of stabilized occupancy after completion of construction. Example: Add the number of months to reach stabilized occupancy (as reported on the IOD spreadsheet Exhibit” tab) to the completion date. For a completion date of June 1, 2013 and 12 months to reach stabilized occupancy, enter 2014. FTE’s: As reported on the “Staffing Schedule”- Exhibit in the Operations Section of the application checklist. SWB (Salaries, Wages, Benefits): As reported on the “Staffing Schedule”- Exhibit in the Operations Section of the application checklist.>> Yes No Comments: Secondary Financing: (If yes, provide details.) A/R Financing: Master Lease: Waivers: (list, as applicable)
3 Years of Survey Inspections Date of survey/inspection Date state issued letter approving POC Key Questions Yes No Do the state surveys identify any instances of actual harm and/or immediate jeopardy (during last 3 year period)? . Are there currently any open findings? <<For each “yes” answer above, provide a narrative discussion on the topic describing the risk and how it will be mitigated. Example: General Review and Findings: Provide narrative description of review. For example: “The {date} state survey inspection letter indicates that there were X deficiencies. The deficiencies…”>> Other Facilities Operated or Managed <<This section is only applicable for skilled nursing facilities.>> Key Questions Yes No Do any state surveys identify any instances of actual harm and/or immediate jeopardy? . Are there currently any open findings at any of the facilities? <<For each “yes” answer above, provide a narrative discussion regarding the topic.>> General Review and Findings <<Provide a narrative description of review. For example, “The most recent state survey inspections are provided for XX skilled nursing facilities that are owned, operated, or managed by XXXX. The underwriter has reviewed the findings and found….”>> Staffing <<Provide narrative description of review. For example: “The appraiser and underwriter have reviewed the current and proposed staffing to be charged to the facility and found it to be acceptable and within reason…”>>
Local Rule ("First Day Order"), the debtor or foreign representative shall serve copies of all motions and applications filed with the Court as to which a First Day Order has been entered, as well as all First Day Orders, on those parties referred to in Local Rule 9013-1(m)(iii), and such other entities as the Court may direct. Reconsideration of Orders. Any party in interest may file a motion to reconsider any First Day Order, other than any order entered under 11 U.S.C. §§ 363 and 364 with respect to the use of cash collateral and/or approval of postpetition financing, within thirty (30) days of the entry of such order, unless otherwise ordered by the Court. Any such motion for reconsideration shall be given expedited consideration by the Court. The burden of proof with respect to the appropriateness of the order subject to the motion for reconsideration shall remain with the debtor or foreign representative notwithstanding the entry of such order.
UNITED STATES BANKRUPTCY COURT DISTRICT OF RHODE ISLAND IN RE BANKRUPTCY NO. DEBTOR ADVERSARY NO. Plaintiff vs Defendant FOR COURT USE ONLY JUDGE: COURT REPORTER: HELD AT:_ DATE: EXHIBIT LIST PARTY’S NAME: *** FOR COURT USE ONLY *** EX NO DESCRIPTION R K E D F E R E D O B J E C T A D M I T E AFTER TRIAL (Note: This Exhibit List is to be prepared in advance of the date of trial by counsel for all parties and furnished to the Court in duplicate and served on opposing counsel.) Page 1 of Pages
A SENATE RESOLUTION TO EXPRESS THE PROFOUND SORROW OF THE MEMBERS OF THE SOUTH CAROLINA SENATE UPON THE PASSING OF THE REVEREND DANIEL LEE SIMMONS, SR., OF MOTHER EMANUEL AME CHURCH, TO CELEBRATE HIS LIFE AND ACHIEVEMENTS, AND TO EXTEND THE DEEPEST SYMPATHY TO HIS FAMILY AND MANY FRIENDS. Whereas, the members of the South Carolina Senate are deeply saddened by the untimely death of the Reverend Daniel Lee Simmons, Sr., of Mother Emanuel AME Church in Charleston. Attacked by a gunman during a prayer meeting and Bible study at Emanuel AME, he and eight of his fellow church members were slain on June 17, 2015; and Whereas, born July 16, 1940, the Reverend Daniel Lee Simmons, Sr., retired itinerant elder of the AME Church, was the youngest son of the late Reverend Moses Simmons, Sr., a retired itinerant elder of the same denomination, and Rosa Mae Alford Simmons of Georgetown. Reverend Simmons was raised with strong religious principles, a good education, and a driving force to help those in need; and Whereas, he received his early education in the public schools of Marion County, graduating with honors from Palmetto High School in Mullins in 1957. Reverend Simmons continued his education at Allen University, where he earned a bachelor’s degree in education administration, followed by a master’s degree in social work from the University of South Carolina and a master of divinity from Lutheran Seminary. He also completed two and a half years of study toward a doctor of divinity from the University of South Carolina. Heeding the call of his country, Daniel Simmons served two and a
Instruction Manual Hydraulic Crimping Tool – 902-480 Due to continuing improvements, actual product may differ slightly from the product described herein. Read this material before using this product. Failure to do so can result in serious injury. SAVE THIS MANUAL LIMITED 1 YEAR WARRANTY We make every effort to assure that its products meet high quality and durability standards, and warrants to the original purchaser that this product is free from defects in materials and workmanship for the period of one year from the date of purchase (90 days if used as rental equipment). This warranty does not apply to damage due directly or indirectly, to misuse, abuse, negligence or accidents, repairs or alterations outside our facilities, normal wear and tear, or to lack of maintenance. We shall in no event be liable for death, injuries to persons or property, or for incidental, contingent, special or consequential damages arising from the use of our product. Some states do not allow the exclusion or limitation of incidental or
District Attorney’s Office Recommendation: (NOTE: District Attorney’s Office should indicate its recommendation below and distribute this document to the Probation Officer and to the Court within 10-days of receipt from the Probation Officer.) The District Attorney’s Office does does not oppose the recommendation of the Department of Corrections. If probation was ordered in connection with a SUSPENDED IMPOSITION OF SENTENCE, the District Attorney’s Office does does not oppose discharge and setting aside of the defendant’s conviction. If probation was ordered in connection with a SUSPENDED ENTRY OF JUDGMENT, the District Attorney’s Office does does not oppose discharge and dismissal of the case. Comments, if any: Assistant District Attorney Signature: Date: Assistant District Attorney Printed Name:
Neighbourhood(s) Neighbourhood Planning Table meeting – March 2018 Neighbourhood Planning Table meeting – April 2018 Community Development Officer + Contacts Taylor Massey/Oakridge Taylor Massey/Oakridge NAP March 27 (6-8PM): Warden Woods Community Centre (74 Firvalley Court) Taylor Massey/Oakridge NAP April 10 (6-8PM): Access Point on Danforth (3079 Danforth Avenue) Janvere Lyder (CDO) 647-216-2152 Downsview Roding Downsview Roding NAP March 28 (6-8PM): Downsview Library 2793 Keele Street Downsview Roding NAP April 25 (10:15AM-12:15PM): Chalkfarm CC 180 Chalkfarm Drirve Eglinton East / Kennedy Park/Birchmount Eglinton East (Ionview) Kennedy Eglinton Progressive Engagement Collaborative March 19 (6-8PM): 20 Gordonridge Place Kennedy Eglinton Progressive Engagement Collaborative April 16 (6-8PM): 2660 Eglinton Ave East (SCHC) Nathan Stern (CDO) 416-206-1552 Victoria Village, Thorncliffe Park, Flemingdon Park Don Valley NIAs March 21 (4-6PM) (Venue to be Determined) Don Valley NIAs April 18 (4-6PM) (Venue to be Determined) Kingsview Village-The Westway Kingsview Village The Westway NAP Tuesday, March 13 (6-8 PM): Richview Library (1806 Islington Ave) Kingsview Village The Westway NAP Tuesday, April 10 (6-8 PM): Kingsview Junior School (1 York Rd)
Scarborough Village, Woburn, Kingston Galloway/Orton Park (West Hill), Mornelle Court (Morningside) South East Scarborough NIA Planning Table March 21 (2-4PM): Curran Hall Community Centre, 277 Orton Park Road South East Scarborough NIA Planning Table April 3 (6-8PM): Cedarbrook Community Recreation Centre, 91 Eastpark Blvd. Sherry Phillips (CDO) 416-892-3119 Weston, Mount Dennis, Beechborough Greenbrook, Keelesdale Eglinton York South Weston NIA Partners Thursday, March 8 Keele Street, 2nd Floor Board Room York South Weston NIA Partners Thursday, April 5 Keele Street, 2nd Floor Board Room Melody Brown (CDO) 416-894-3819 Rockcliffe Smythe Rockcliffe Smythe NAP Tuesday, March 20 (6-8PM): George Syme Community School, 69 Pritchard Ave Rockcliffe Smythe NAP Thursday, April 17 (6-8PM): George Syme Community School, 69 Pritchard Ave Rustic Rustic NAP Thursday, March 8 (6-8 PM): 20 Falstaff Ave Rustic NAP Thursday, April 12 (6-8 PM): Maple Leaf Public School (301 Culford Rd) John Smith 416-206-1554 Humbermede, Elms-Old Rexdale, Thistletown- Beaumoud Heights, Mount Olive-Silverstone- Jamestown, Humber Summit Rexdale NAP Wednesday March 21 (5:50- 8PM): Rexdale Community Hub, 21 Panorama Court, Staff Lounge (tentative) Rexdale NAP Wednesday April 25 (5:50- 8PM): Rexdale Community Hub, 21 Panorama Court, Staff Lounge Wayne Robinson (CDO) 416-206-1553
Stage Description of Mirabella’s physical appearance How description develops Mirabella’s character (What do you learn about Mirabella based on her appearance?) 1 N/A N/A 2 Mirabella has “knobby, oddly muscled legs” that “quiver” when she tries to stand upright (p. 231). Not only is Mirabella emotionally and socially more suited to life as a wolf, she seems to be physically more suited to life as a wolf. “She was still loping around on all fours (which the nuns had taught us to see looked unnatural and ridiculous … ), her fists from the strain. As if she were holding a secret tight to the ground” (p. 231). Mirabella is most comfortable as a wolf, though she seems to be exerting a lot of effort on remaining wolf-like. When Mirabella comes to Claudette with her hand “covered with splinters, keening a high, whining noise through her nostrils … her fists balled together like small, white porcupines, her brows knitted in animal confusion” (p. 235). Miranda is vulnerable; the animal imagery here suggests that she remains more wolf than human. Splinters have hurt her, a result of human activity. 3 Mirabella’s “teeth were ground down to nubbins; her hair was falling out … her ribs were poking through her uniform. Her bright eyes had dulled to a sour whiskey color” (p. 236). Mirabella’s “inability to adapt” is “taking a visible toll” on her (p. 236). She is physically unwell, reflecting her emotional weakness. Model Jigsaw Tool 2: Mirabella’s Behavior Name: Class: Date: Directions: Review the text, your notes, annotations, and tools to find evidence showing how Russell uses descriptions of Mirabella’s behavior to develop her character in each stage of culture shock.
Sister Josephine says, “’You have to pull your weight around here’” (p. 236). Mirabella is not contributing to human society in ways that the nuns value. The nuns criticize Mirabella for not trying to “earn Skill Points by shelling walnuts and polishing Saint-in-the-Box” and for not even knowing how to say the word walnut (p. 236). Mirabella is not able to perform basic tasks or communicate using human speech. Sister Ignatius says, “’Something must be done’” (p. 236) and all of the other nuns agree. Claudette comments on the “ominously passive construction” of the sentence (p. 236). Mirabella is such a difficult student that the nuns are working on a plan of some sort that is not very pleasant but that might force Mirabella to behave more like a human. Model Jigsaw Tool 4: Girls’ Responses to Mirabella Name: Class: Date: Directions: Review the text, your notes, annotations, and tools to find evidence showing how Russell uses descriptions of the girls’ responses to Mirabella to develop her character in each stage of culture shock. Stage Description of girls’ responses to Mirabella How girls’ responses develop Mirabella (What do you learn about Mirabella based on the girls’ responses?) 1 N/A N/A 2 “The pack was worried about Mirabella.” (p. 230) Mirabella is still part of the pack at the beginning of Stage 2, when the girls try to correct her.
SB#311 – Spirt divine, come as of old TB-110 – Spirit Divine No HT SB#312 – Spirit of the living God TB-834 – same No HT HC#159 – Spirit of the Living God SB#313 HC-159 TB-611 – Fill me anew HCD14-T19 No HT SB#316 – At the moment of my weakness TB-658 – His Provision No HT SB#317 – Burning, burning TB-318 – same HTD1-T5 (3 vs.) SB#322 – Lord, give me more soul saving love TB-416 – Pembroke TB-417 – Praise No HT No HT SB#323 – Lord, hear my prayer, Thy power I claim TB-762 – Move, Holy Spirit! No HT SB#327 – Thou, whose almighty word TB-198 – Moscow HTD2-T2 (4 vs.) Drama – Business Not as Usual Who Are You, Lord? Message – Part 1: Breathe [Stay the Course, chapter 8] [DVD – Book of Acts (International Bible Society and Pathway Media present Acts, the only dramatization using the actual Scriptures…word for word from the NIV. The timecodes below are for using the actual DVD or the YouTube version: DVD version Saul’s Conversion Start: [DVD Chapter 9 - 0:01] – Acts 9:1 … “Meanwhile Saul” End: [4:42] – Acts 9:22 … “the Christ.” The link below is to a YouTube version of the movie which is not the best resolution. It is recommended that you buy the DVD and use the better version.] YouTube version Start: [53:22] – Acts 9:1 … “Meanwhile Saul” End: [58:04] – Acts 9:22 … “the Christ.” Direct Link: HC#133 – Breathe on Me HC-133 HCD12-T13 Additional Optional Songs HC#47 – As the Deer SB#571 HC-47 TB-559 – same HCD3-T17 No HT
HC#249 – Near to the Heart HC-249 HCD23-T19 Saved to Be Sent Benediction: 18 Then Jesus came to them and said, “All authority in heaven and on earth has been given to me. 19 Therefore go and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, 20 and teaching them to obey everything I have commanded you. And surely I am with you always, to the very end of the age.” (Matthew 28:18-20, NIV) HC#181 – Onward, Christian Soldiers SB#991 HC-181 TB-188 – same HCD17-T11 HTD2-T10 (3 vs.) Additional Optional Songs HC#99 – Shine, Jesus, Shine SB#261 HC-99 TB-822 – same HCD8-T19 No HT HC#112 – The Potter’s Hand SB#355 HC-112 TB-867 – same HCD10-T12 No HT HC#153 – Storm the Forts of Darkness SB#980 HC-153 TB-844 – same HCD14-T13 No HT HC#193 – Soldier’s Hymn HC-193 HCD18-T13 HC#202 – O Church, Arise SB#819 HC-202 TB-777 – same HCD19-T12 No HT Week #4 DRAMA Business Not as Usual By Martyn Scott Thomas © Copyright 2017 by Martyn Scott Thomas. All rights reserved. Used by permission. Topic: Transformation, Unity, Forgiveness Scripture: Acts 9:1-22 Synopsis: A company president has an important task for one of his faithful employees. Characters: Collier – a company president, no-nonsense Jenkins – a faithful employee, competent, but cautious Props/Costumes: Business dress, a table or desk, two chairs and a file folder with some papers. Setting: Mr. Collier’s office. Running time: 4 minutes [Mr. Collier is seated behind his desk. Jenkins knocks on door.]
Independent Probabilities (page 2) Jacob’s math teacher gave him a very strange quiz today! Thankfully it was a True/False quiz with only four questions. Jacob just had to randomly choose true or false for each question. His teacher is so nice that everyone who gets the first two answers correct will win a prize. Step 1: Begin by creating the sample space Step 2: A favorable outcome is one in which the first two answers are correct. Look at the chart and count all of the outcomes that start with CC. This is a key test to determine if two events are independent. In fact, there's even a formula: If two events, A and B, are independent, then P(A ∩ B) = __________________. If you divide both sides of this formula by P(B), then you will have an alternate test for independence. If ____________ = P(A), then A and B are independent events.