EXHIBIT #1.189 LETTER FROM WESTPAC TO APRA DATED 15/09/2017 (WBC.300.005.0062) MS ORR: A report for Westpac from PwC dated May 2017 as part of the APRA targeted review, WBC.300.005.0098. THE COMMISSIONER: That will be exhibit 1.190. EXHIBIT #1.190 REPORT FOR WESTPAC FROM PWC MAY 2017 AS PART OF APRA TARGETED REVIEW (WBC.300.005.0098) MS ORR: A memo dated 29 July 2017 to the Westpac board, risk and compliance committee in respect of the APRA targeted review, WBC.200.004.2995. THE COMMISSIONER: That will be exhibit 1.191. EXHIBIT #1.191 MEMO TO WESTPAC BOARD, RISK AND COMPLIANCE COMMITTEE IN RESPECT OF THE APRA TARGETED REVIEW DATED 29/07/2017 (WBC.200.004.2995) MS ORR: A memo dated 25 August 2017 to the Westpac board regarding Mortgage Responsible Lending Update, WBC.200.003.3387. THE COMMISSIONER: Exhibit 1.192. EXHIBIT #1.192 MEMO TO WESTPAC BOARD REGARDING MORTGAGE RESPONSIBLE LENDING UPDATE DATED 25/08/2017 (WBC.200.003.3387) MS ORR: A document entitled attachment 1: Westpac response to targeted review findings, WBC.300.005.0064. THE COMMISSIONER: That will be exhibit 1.193. EXHIBIT #1.193 DOCUMENT ENTITLED ATTACHMENT 1: WESTPAC RESPONSE TO TARGETED REVIEW FINDINGS (WBC.300.005.0064)
Index of Witness Events WILLIAM MALCOLM, SWORN P-904 EXAMINATION-IN-CHIEF BY MR SHEAHAN P-904 CROSS-EXAMINATION BY MS DIAS P-906 THE WITNESS WITHDREW P-962 Index of Exhibits and MFIs EXHIBIT #1.163 SUMMONS TO WILLIAM DAVID MALCOLM P-905 EXHIBIT #1.164 STATEMENT OF WILLIAM DAVID MALCOLM DATED 19/03/2018 (WIT.0001.0014.0001) P-905 EXHIBIT #1.165 FURTHER STATEMENT OF WILLIAM MALCOLM DATED 21/03/2018 (WBC.900.001.0161) P-906 EXHIBIT #1.166 WESTPAC RESPONSE PARAGRAPH B CREDIT CARDS DATED 29/01/2018 (RCD.0001.0029.0003 at 0014) P-910 EXHIBIT #1.167 FURTHER SUBMISSION OF WESTPAC ITEM 26 (RCD.0001.0029.0114 AT 0118) P-910 EXHIBIT #1.168 EMAIL FROM LOVE TO MALCOLM DATED 27/03/2011 (WBC.099.001.03556) P-913 EXHIBIT #1.169 2013 CODE OF BANKING PRACTICE (RCD.0021.0001.0174) P-925 EXHIBIT #1.170 LETTER ASIC TO ABA DATED 12/09/2012 (WBC.099.001.2054) P-928 EXHIBIT #1.171 WBC RE ASIC LETTER DATED 05/10/2012 (WBC.099.001.0473) P-931 EXHIBIT #1.172 ASIC LETTER TO WESTPAC DATED 13/01/2014 (ASIC.0010.0005.0489) P-941 EXHIBIT #1.173 LETTER WBC TO ASIC RE SECTION 253 NOTICE DATED 23/08/2014 (ASIC.0010.0005.1008) P-942 EXHIBIT #1.174 LETTER WESTPAC TO ASIC DATED 20/02/2015 (WBC.300.001.0331) P-943
EXHIBIT #1.175 ASIC SPEAKING NOTES FOR MEETING WITH CHAIRMAN OF WESTPAC DATED 28/05/2015 (ASIC.0010.0010.2491) P-951 EXHIBIT #1.176 ASIC NOTE 18/06/2015 (ASIC.0010.0006.2255) P-955 EXHIBIT #1.177 EMAIL HOLCOMB TO WATTS DATED 14/09/2015 (WBC.300.023.2630) TOGETHER WITH ASSOCIATED MEMORANDUM (WBC.300.023.2634) P-957 EXHIBIT #1.178 STATEMENT OF MS SEPAROVICH DATED 12/03/2018 (WBC.900.001.0115) P-963 EXHIBIT #1.179 FURTHER STATEMENT OF MS SEPAROVICH DATED 22/03/2018 (WIT.0001.0015.0001) P-963 EXHIBIT #1.180 SUMMONS TO MS SEPAROVICH P-964 EXHIBIT #1.181 STATEMENT OF GARETH ROBIN WILLIAM RUSSELL DATED 22/03/2018 (CBA.0517.0022.0001) P-964 EXHIBIT #1.182 SUMMONS TO MR RUSSELL P-964 EXHIBIT #1.183 WITNESS STATEMENT OF ALAN SAUL MACHET DATED 28/02/2018 (CIT.9999.0001.0001) P-964 EXHIBIT #1.184 FURTHER STATEMENT OF MR MACHET DATED 22/03/2018 (CIT.999.0002.0001) P-965 EXHIBIT #1.185 SUMMONS TO MR MACHET P-965 EXHIBIT #1.186 LETTER FROM WESTPAC TO ASIC DATED 12/07/2016 (WBC.104.003.2122) P-966 EXHIBIT #1.187 ASIC REPORT ENTITLED CAR LOAN COMMISSIONS AND CONSUMER CREDIT REGULATION (UNDATED BUT AGREED AS BEING ISSUED IN 2013) (WBC.103.005.5591) P-966 EXHIBIT #1.188 SOVEREIGN SCREEN PRINTS RELEVANT TO MRS THIRUVANGADAM'S LOAN COMMENCING 24/07/2012 (WBC.104.003.7572) P-966 EXHIBIT #1.189 LETTER FROM WESTPAC TO APRA DATED 15/09/2017 (WBC.300.005.0062) P-967