zilongwang/ReadingBank huggingface dataset:
All investments collect, analyse and report sex-disaggregated data and have a strategy, informed by gender analysis, to improve gender equality outcomes. Partly achieved There was mixed performance against this objective. While all investments collect, analyse and report sex disaggregated data, not all were informed by a gender equality strategy which has been informed by gender analysis to improve gender equality outcomes during 2015-16. For example, SWASSA Regional Water and Sanitation – AWF and WSP, SLEEK and the Zimbabwe Multi-Donor Trust Fund do not have a gender equality strategy informed by gender analysis used to influence and guide gender equality outcomes and this is only now being properly developed for AECF and the Common Humanitarian Fund (CHF). Note: Achieved. Significant progress has been made and the performance benchmark was achieved Partly achieved. Some progress has been made towards achieving the performance benchmark, but progress was less than anticipated. Not achieved. Progress towards the performance benchmark has been significantly below expectations C – 2015-16 List of evaluations completed in the reporting period
Investment number & name Evaluation title Date completed Date Evaluation report uploaded into AidWorks Date Mgt response uploaded into AidWorks Published on website INI879 African Enterprise Challenge Fund Partner-led evaluation Dec 2015 Pending Pending Not yet INK531 System for land emissions Estimation in Kenya Partner-led review Dec 2015 Pending Pending Not yet INL378 Somalia Resilience Program (SomReP) Partner-led progress review. June 2016 June 2016 NA (not required) Not yet INJ318 Australia Africa Community Engagement Scheme (AACES) Independent Completion Review April 2016 April 2016 April 2016 April 2016 List of program prioritised evaluations planned for the next 12 months Investment number & name Evaluation title Date – planned commencement Date – planned completion Purpose of evaluation Evaluation type INJ018 Australia Africa Partnerships Facility Independent Evaluation of the Infrastructure Skills for Development (IS4D) Program 1 August 2016 31 October 2016 To assess the success of the investment in achieving its objectives to assist in promoting the model to NEPAD and SADC Independent INJ532 Zimbabwe Trust Fund (WASH) Independent completion review led by AfDB September 2016 October 2016 To assess success of the investment in achieving its objectives Independent Completion Review
Scope of Subagreement Partners Subrecipient and ICAP at Columbia University Project Name Award No. Period of Performance of Subagreement DD YY to DD YY I. Background II. Program Goals, Objectives, Partner Responsibilities, and Indicators . Program Financial Monitoring Reporting I. Background In year, ICAP at Columbia University’s Mailman School of Public Health was awarded a award type, sponsor, name for implementation in location. Subrecipient and ICAP will work as partners in program description. II. Program Goals, Objectives, Partner Responsibilities, Indicators Overall Goal: Program Objectives:
Appendix B: Comparison of FinTech Activities by Jurisdiction FinTech Activities by Jurisdiction Treasury, Australia Treasury, UK Hong Kong Singapore EU Germany Switzerland Peer-to-peer lenders Primary banking accounts and payments Credit and lending Banking and payments Peer-to-peer financing platforms P2P lending platforms Financing, payments, and infrastructure Automated financing advice N/A Insurance Insurance N/A N/A N/A Insurance N/A Mobile payments N/A Payments and infrastructure E-trading platforms, algorithmic trading Digital payments N/A Payment transactions and giro business Electronic payment services Investment management Investment management, wholesale banking and Financial product investment and N/A N/A N/A N/A
capital markets Retail investment and pensions distribution platforms Digital currencies Crowdfunding Capital markets N/A Big data and data analytics to support both and back-office operations Customer interface Cybersecurity and data security monetisation Digital payment and remittance Distributed ledger application to new asset classes and processes Blockchains and distributed ledgers systems Cloud computing and big data Crowdfunding Digital currencies Customer interface Data security and monetization Operations and risk management Crowdfunding Virtual currencies Crowdfunding Virtual currencies
framework to adapt over the longer term to issues arising due to structural adjustments and changes in the global economy.” Fine words. A long list of aspects to be examined follows, among them productivity, something that has been declining in the last 20 years while executive salary packages have skyrocketed! Remarkably, the PC does provide evidence that industrial action has been declining considerably after the introduction of enterprise bargaining (1993), a first small step towards workplace democracy. Surely, the need for the participation by employees is to be taken much more seriously than has been done in the past. It is a far more important issue than most of the others to be examined now. As far as I could determine the PC has never researched these aspects of workplace relations. Why not I ask. “As typically measured (days lost per 1000 workers), industrial action is now very uncommon (figure 3.1). In part, this is likely to reflect changes in WR arrangements, such as the emergence of enterprise bargaining processes where industrial action is only protected once the negotiation of a new agreement has commenced. Changes in industry structure, increased competitive pressures on businesses and lower rates of union membership may also have contributed to lower rates of industrial action” Figure 3.1 Industrial disputes have been declining 1985 to 2013 Data source: ABS, Industrial Disputes, Australia, Cat. No. 6321.0.55.001. Workplace democracy not an issue? It is heartening that the PC has been asked to study industrial relations in OECD countries. We have to go back to the ACTU/TDC mission to five European countries that resulted in the remarkable Australia Reconstructed Report (1986).
101 - ECSE 102 - Preschool Jefferson Learning Center 1234 Kandiyohi Ave SW Willmar, MN 56201 320-231-8490 Mike Frank Custodian Meeting space Office space 103 - Shared space Basement Mike Frank - Custodian Library - Space Girls Bathroom Boys Bathroom Storage Jodi Wambeke Nurse - Dona Haines Girls Bathroom Storage Boys Bathroom 104 - Preschool West Conference Room - ABE East Conference Room - Office Space Lower Level Entry Storage Stage - OT, Maureen Pierson North Gym Teacher's Lounge 105 - Preschool South Gym 117 - Head Start - 115 - ABE 113 - ABE 111 - ABE Office Boys Bathroom Girls Bathroom Kitchen Storage Boys Bathroom 106 - Preschool stor 108A Workroom Girls Bathroom 107 - Preschool 116 -Head Start - 114 - ECFE 112 - ABE 110 - ABE 110B - Cheryl Iverson 110A - Christine Hilbert Tammy Rudningen 109 - Main Office 108 - Rob Baumgarn, Brad Bonk Steve Brisendine
Principal – Mark Miley Phone: 320-214-6008 Email: Assistant Principal – Amy Sack** Phone:320-214-6007 Email: Assistant Principal – Jennifer Illes-Sabol Phone: 320-214-6063 Email: **Denotes contact person within the building for Teacher Substitutes Start & Dismissal Times: Student Day: 8:00 a.m. – 2:46 p.m. Substitute Teacher Day: 7:45 a.m. – 3:00 p.m.
WORKPLACE RELATIONS FRAMEWORK INQUIRY SUBMISSION: Mary Tehan; Ultimacy February 1st 2015 This submission will appear in point form for ease of reading and is being made in response to the Australian Government’s request for the Productivity Commission to explore possible improvements to ’s workplace relations system. Assumptions Every system is limited by its overarching structure/s and policies. Apart from death at work, the greatest concern in 21st century workplace relations is fear of unemployment and fear of business viability (includes income security and identity issues). The “options” (“choices”) generation, that is, the majority of 40-60 year old employed people, have a different perception of the meaning of the term “options” (choices) than today’s young people of working/school age. For these 40-60 year olds, “options” have been embedded in their culture in ways that nurture and support life-long commitments. Mutuality and shared responsibility are possible within this culture. For younger people, work casualisation has also become embedded within a highly, fragmented, postmodernist culture. In this unprecedented period of rapid change, the notion of commitment now means: serial monogamy; health, family and work relationships increasingly forged and maintained through use of technologies; and a capacity for high mobility (local and international), resulting in a redefinition (and loss) of the notion of shared responsibility. “Options”, in this other culture, has the markings of “project-based styles” where the notions of mutuality and shared responsibility have become distorted and more fragmented. Background The current Workplace Relations Framework (WRF) has been responding to work-related issues based on an outdated set of assumptions (points 1 & 3). An ageing population, changing labour markets, increasing constraints on economic performance, reduced government spending capacity, and increasing youth poverty and social exclusion, are all contributing to the need to maintain social protection policies whilst also ensuring the strengthening of preventative
Solow, R. M., 1956, ‘A Contribution to the Theory of Economic Growth’, Quarterly Journal of Economics, Vol. 70, No. 1: 65-94. Swan, T. W., 1956, ‘Economic Growth and Capital Accumulation’, Economic Record, Vol. 32, Issue 2: 334–361. Taylor, C., et. al., 2012, Beyond the boom: Australia’s productivity imperative, McKinsey Global Institute (MGI), August. Universities Australia, Business Council of Australia, Australian Chamber of Commerce and Industry, Australian Industry Group, and Australian Collaborative Education Network Limited, 2014, Work Integrated Learning – Strengthening University and Business Partnerships, Statement of Intent, February World Economic Forum, 2016, The Global Competitiveness Report 2016-2017, Geneva.
the nature, purpose and net benefits of economic growth policies, and the need to further embrace globalisation and the liberalisation of markets the dangers in the current trend of not maintaining Australia’s international competitiveness, including declining relative prosperity over time and the consequent lost opportunities for social and environmental improvements, income redistribution, and structural adjustment policies to mitigate the adverse effects of disruptive change. Explanatory publications suitable for general public assimilation that support the above messages should be provided online. An example might be a series of papers similar to those produced by the Economic Planning Advisory Council (EPAC) in the microeconomic reform period of the 1980s and 90s, updated to reflect current circumstances. The Productivity Commission would be the appropriate vehicle for the establishment and progression of this initiative. Regards, Les Godfrey
Submission to Productivity Commission on Intellectual Property Arrangements: Termination of perpetual copyright in unpublished works I write on behalf of independent public historians in New South Wales and the Australian Capital Territory (PHA NSW & ACT) to request changes in the current intellectual property arrangements. We specifically urge the repeal of arrangements which result in perpetual copyright for all unpublished material. Unpublished material is essential to historical research and public historians who work outside the academy in such areas as the heritage industry, local government, corporate histories, etc., make extensive use of them. Such material consists of primary source documents and includes diaries, journals, letters, sketches, drawings, recipes, notes and other similar one-off documents. They are generally held by, and accessed through, collecting institutions such as public libraries, archives and museums, but may also be in the possession of descendants of the original creators, held by collectors of such works, or be discovered by a researcher in unexpected or otherwise unplanned circumstances. Such material - which is critical to the historical fabric of contemporary culture and in making important assessments about the past - is currently subject to copyright in perpetuity until published. For many of these unique records, it can be almost impossible to locate all the heirs (and, if they have died, all their heirs etc) of the material in order to obtain copyright permission to allow for publication. Yet that is what is required if there is an intention to copy them, whether for display purposes such as public exhibitions, or to make them available to a wider audience by publication. The issues arising from perpetual copyright are in the opinion of professional historians an unnecessary impediment to historians’ output. As such, they create a great hindrance to a range of public history work that would otherwise make a significant contribution to the Australian economy. PHA NSW & ACT point out that perpetual copyright is a particular problem given recent technological changes. Many libraries and archives are committed to a digitisation program which would make essential sources available to a wider range of researchers. Such programs contribute to ensuring that Australia has an intellectual property system which is efficient and robust. Under the current system of perpetual copyright, much material cannot be digitised and made publicly available because of the extreme difficulty in locating copyright holders. We understand that such perpetual copyright in unpublished materials either does not or no longer exists in comparable countries such as the United Kingdom, Canada, New Zealand, the United States and much of the European Union. The current system places historians working in Australia at a distinct disadvantage compared with their colleagues overseas - and for no
Please complete the following questions for Chapters 5-8 Read Chapter 9 for homework and complete the close reading assignment that is attached at the bottom of this page. (PERIOD 1 ONLY COMPLETE 8 AND CLOSE READING FOR 9 FOR HOMEWORK) To Kill a Mockingbird Chapter 5 1. Describe Miss Maudie Atkinson. How typical is she of Maycomb’s women? What do the children think of her? 2. Miss Maudie says, “…sometimes the Bible in the hands of one man is worse than a whiskey bottle in the hand of—oh, of your father.” Explain what she means. 3. What does Miss Maudie tell Scout about Boo? How does this compare with what Scout already believes? 4. Scout says that “Dill Harris could tell the biggest” lies she ever heard. Why might Dill have told such lies? 5. Paraphrase Atticus’ speech about the Radleys’ right to privacy. Do you agree with his point of view? Why or why not? Chapter 6 1. List the four reasons Jem and Dill give for deciding to peek into the Radley window on this particular night. Scuppernongs 2. Find and write down the line from early in the chapter that foreshadows the trouble Jem will have
when he tries to flee the Radley’s backyard. 3. Jem wants to return to the Radley yard and fetch his pants so he can stay out of trouble with Atticus. Scout wants Jem to leave the pants where they are and face the consequences with Atticus. With which child do you agree? Why? Chapter 7 1. According to Scout, what’s the only good thing about second grade? 2. What spooked Jem on the night of the Radley house incident? Who, do you suppose, did this? 3. After they find the soap dolls, what does Jem realize that Scout does not yet understand? 4. Look closely at this line: “Jem stared at me so long I asked what was the matter, but got Nothing, Scout for an answer.” What does the elimination of the quotation punctuation do for this passage? 5. At the end of the chapter, Jem quietly cries alone on the porch. Give two reasons to explain Jem’s tears. Chapter 8 1. What does Mr. Avery say that bad children cause? What’s ironic about this, given Jem and Scout’s reaction to the snow? 2. Why does Atticus awaken Jem and Scout instead of just letting them sleep through the fire incident? Give a line of text to support your answer. 3. During the fire, Boo Radley has quietly placed a blanket across Scout’s shoulders. Why doesn’t Jem want his father to return the blanket to the Radley family? 4. After the fire is over, how does Miss Maudie feel about the destruction of her house? What does this tell you about her character, her values?
Draft AITSL Submission to the Productivity Commission Inquiry into the National Education Evidence Base The Australian Institute for Teaching and School Leadership The mission of the Australian Institute for Teaching and School Leadership (AITSL) is to improve to quality of teaching and school leadership in Australia to have the maximum impact on student learning. AITSL is a Commonwealth company with an independent, expert Board. Its sole owner is the Australian Government Minister for Education and Training. AITSL’s interest in this inquiry Consistent with its remit, AITSL is primarily interested in using data to improve the quality and impact of teaching and school leadership in Australian schools. At the national level, data on the teaching workforce is most relevant to this aim. However, this data will be more useful if it is linked to other data, particularly on the outcomes of education. At the level of the school and the individual teacher, it is important that teachers have the capacity to use data to understand and improve the impact of their teaching. National data, such as NAPLAN data, can assist here, but in many ways data that is specific to the curriculum being taught at a particular time, and available quickly, is more useful. School and classroom level data Understanding the impact of teaching by assessing student learning is one of the fundamental components of effective teaching, and happens in classrooms across Australia every day. Improving teacher practice in this area was identified as a priority by the Teacher Educaiton Ministerial Advisory Group. There is scope to provide teachers with more reliable, consistent and benchmarked data on student progress. In New Zealand, the e-asTTle system allows teachers to construct and administer assessment tasks that are valid and reliable measures of the content being taught, drawing on a large bank of psychometrically validated items. Once students take the tests, the results are available immediately, and provide guidance on what students are ready to learn next, including links to teaching resources. Importantly, the tool is designed to provide teachers with information to improve their teaching, not to focus on assessing students. The tool provides data that can be aggregated to the school level, and used nationally to analyse trends. This type of tool has a great deal of potential to improve the quality of teaching in Australia. More generally, it is important that any approach to a national education evidence base concentrates on
In the US one response to issues like these was the establishment of a Consumer Financial Protection Bureau [https://www.consumerfinance.gov/] Two basic regulatory reforms ...............................................would do much to correct the present situation. One overwhelming need is for regulatory accountability -- as is, the regulatory framework sees nominal responsibilities being compromised by cover-up diversions and conflicting private agendas. An independent regulatory supervisor and coordinator for the retail financial system could continually mark performance against agreed objectives for both institutions and their regulators. Independent regulatory oversight would substitute for parliamentary committees nominally having responsibilities for performance reviews but lacking competence and objectivity. An independent regulatory coordinator could summarily address key issues, proscribing regulatory forbearance that condones behaviour exploitative and offensive to community standards. An independent oversight board advised by an expert secretariat would allow issues of ‘accountability’, ‘cooperation’ and ‘coordination’ to be addressed in a collegial framework. Appropriate co-ordination, would displace very evident problems attending regulatory fiefdoms pursuing conflicting private agendas under varying degrees of influence from powerful industry lobbyists. ................Another overwhelming need is to correct regulation conducive to inefficiency and unfairness It is an ongoing national shame that no ‘inquiry’ or ‘independent reviewer’ has put squarely before the Australian community the basic operational mechanics of the failed market environment for the conduct of retail banking and payments services. For the past 50+ years and ongoing, Australia has seen only the growing dominance of corporate conglomerates known as the 4-Pillars. It is never frankly acknowledged that this outcome – among others -- is a consequence of inappropriate and incompetent regulation across the regulatory board, including the competition and consumer protection regulators. Three key points ...................underpin the market dominance gifted to the 4pillars
Books, articles, speeches Universities Australia, A National Internship Scheme, Position Paper (May 2008) Organisation for Economic Co-operation and Development, ‘Earnings inequality, low-paid employment and earnings mobility’ OECD Employment Outlook 1996, Chapter 3 Argy F, ‘Education inequalities in Australia’ The New Critic (May 2007, online) Braun S, ‘The Obama ‘Crackdown’: Another Failed Attempt to Regulate the Exploitation of Unpaid Internships’ 41 Southwestern Law Review (2012) Coorley P, ‘Hockey’s budget hole heading to $41b’ The Financial Review (17 July 2014) Durack K, ‘Sweating Employment: Ethical and Legal Issues with Unpaid Student Internships’, 65.2 College Composition and Communication (2013) Kearney G, ‘Unpaid Work Experience: A Union Perspective’ speech, Melbourne (28 February 2013) Lucas C, ‘Companies freeloading on unprotected interns’,The Age (21 April 2014) Perlin R, Intern Nation (Verso, London, 2011) Wilson N, ‘Experience and exploitation: defining internships’, The Drum (19 April 2012) Reports Argy F, 'Equality of Opportunity in Australia’, Australia Institute (April 2008) Australian Chamber of Commerce and Industry, ‘Learning to Work’ (April 2014) Australian Research Council (2014) Number of Successful Discovery Projects Proposals for Funding Commencing in 2015 by State and Organisation Centre for the Study of Higher Education, ‘Participation and Equity’, Universities Australia (March 2008) Her Majesty’s Government, ‘Opening Doors, Breaking Down Barriers, A Strategy for Social Mobility’ (April 2011) Interns Australia, ‘Inquiry into volunteering and unpaid work placements among children and young people in NSW’ (January 2014) Jordan-Baird C, ‘Experience Essential, Remuneration: None’, Centre for Employment and Labour Relations Law (June 2013) Mason G et al, How Much Does Higher Education Enhance the Employability of Graduates?, London, HEFCE, August 2003) Organisation for Economic Co-operation and Development, ‘Earnings inequality, low-paid employment and earnings mobility’ OECD Employment Outlook (1996)
Orrell J, ‘Work-integrated Learning’, Australian Learning and Teaching Council (2011) Richardson D and Dennis R, ‘Income & Wealth Inequality in Australia’, The Australia Institute (July 2014) Stewart A and Owens R, ‘Experience or Exploitation?’, Fair Work Ombudsman (January 2013) Tertiary Education Quality and Standards Agency, ‘Risk Assessment Framework’ (March 2014) Yamada D, ‘The Employment Rights of Student Interns’, 35 Connecticut Law Review
CTAG (August, 2013). Coal train pollution signature study. Coal Terminal Action Group, Dust and Health Committee. Hunter Community Environment Centre, Parry St, Newcastle, NSW. Environ (June 21, 2012). Locomotive Emissions Project: Potential Measures to Reduce Emissions from New and In- service Locomotives in NSW and Australia Industry Presentation, ENVIRON North Sydney Offices. Environ (September, 2012). Pollution Reduction Program (PRP)4—Particulate Emissions from Coal Trains, Report compiled by ENVIRON Australiat Pty Ltd on behalf of the Australian Rail Track Corporation. Environ (March 2013). PWCS Terminal 4 Project – Air quality assessment for modified project. Appendix O. European Commission, Environment. (accessed 22 February, 2013). Ferreira, A.D., et al (2003). Full-scale measurements for evaluation of coal dust release from train wagons with two different shelter covers. Journal of Wind Engineering and Industrial Aerodynamics. 91, 1271-1283. Ferreira, A.D & Vaz, P.A. (2004). Wind tunnel study of coal dust release from train wagons. Journal of Wind Engineering and Industrial Aerodynamics. 92, 565–577. Harris, P. & Harris-Roxas, B. (2010). Assessment of human health and wellbeing in project environmental assessment. In Project environmental clearance: Engineering and management aspects. Wide Publishing, 357-379.
There are many factors that contribute to compliance of vendors and EDPs; vendors continually complain about costs, processes and do not want to do be responsible to collect “adding tax collection capability to our platform only for Australia will cause major disruption to our global business, not to mention the significant financial investment we would have to make to build such processes and systems” cost of each merchant is different based on location size and more mass number of vendors now and in the near future. interoperability of data with millions of vendors, hundreds of countries/states/provinces any/all costs to consumer will be passed on. vendors will cost more with not input to limits. encryption – no audit, no visibility. no way to know the rate of compliance. where should the marketplaces or vendors pay sales tax no enforcement on vendors this proposed process restricts other opportunities to use the platform down the road. (e.g. reporting income, other customers data, levies, more.) conflict of interest (vendors collecting tax is a material conflict of interest: counterfeit goods, laws, revenue conflict. vendors will not shut down their revenues vendors will not self-enforce us postal and terminal fees – apply around the world subsidize of delivery vendors have large lobbyist budgets to change in their best interest control of the economies money? do you really want to enable the revenues in their controls? delay of remittance vendors traditionally cashflow their business with governments remittance. multiple law suits currently between vendors and tax offices globally for many reasons. (google Italy and amazon) − how will complying affect their competitiveness with other vendors in the market? Compliance will be different per vendor as there is no enforcement. Vendors will continue to be incentivated not to remit tax. − how effective will the ATO enforcement activities be? The answer to this must follow the ATO’s definition of e-commerce and how remittance is measured. The need to know the transactions and the remittance level will determine the delta and the effectiveness. Netsweeper provides the data, the remittance and the enforcement to execute. − will some vendors ‘over-comply’, for example by ignoring standard exemptions to GST or purchases by registered businesses?
provides a recurring revenue stream that subsidises the ongoing cost of maintaining the network. These goals — the most effective PSMB network, operating flexibility, the most efficient use of scarce radiocommunications spectrum, a positive revenue outcome, and the advantage of not “picking winners” — are unlikely to be achieved in any other way. Rivada’s approach pays for the network’s build-out and operation. It provides an ongoing revenue stream to Australia’s PSAs that will grow with the expansion of market demand for wireless bandwidth. The potential upside for this growth is left where it belongs, on the Government, State and Territory balance sheets, for Public Safety’s benefit. There is no need for the Australian Government to surrender likely future increases in the value of one of its key assets—its spectrum—to raise money for a network build. When Public Safety needs it most, only a network that provides access to all 30MHz will do. Rivada’s approach ensures that the entire capacity of that network will always be available to PSAs within milliseconds. Rivada Networks appreciates the opportunity to present our comments and share our thoughts. We look forward to working with the Productivity Commission and with Australia’s Public Safety community to place Australia at the forefront of the emerging global wireless standard for Public Safety communications. We are eager to demonstrate that our approach is the right solution to capitalise on this historic opportunity. Yours sincerely, Declan Ganley Chairman and Chief Executive Officer Rivada Networks
Productivity Commission Inquiry into Business Set-up, Transfer and Closure Submission of the Department of Employment Table of Contents Introduction and purpose of submission 3 Transfer of Business provisions 4 Deregulation agenda Fair Entitlements Guarantee Scheme Historical context 5 6 6 Interaction with insolvency regime 8 Business size profile of payments Industry size profile of payments 10 11 Attachment A – Scheme use proportional to companies entering liquidation Attachment B – Business size profile of assistance paid under the schemes 13 14
Construction - 15.8% Manufacturing - 14.1% Retail Trade – 13.9% Accommodation and Food Services – 10.9% Other Services – 9.1% Construction - 19.1% Retail Trade – 14.0% Manufacturing – 13.6% Accommodation and Food Services – 11.1% Other Services – 10.2% Construction – 18.8% Manufacturing – 14.6% Retail Trade – 13.9% Accommodation and Food Services – 11.6% Other Services – 8.2% The industry profile of assistance paid under FEG schemes is at Attachment C.
time before the benefits flow, especially in a more systemic way. We should not let short termism undermine this potential. In many ways what is confronting about the cost of providing the NDIS is that perhaps for the first time we are being presented with a better picture of the true financial commitment involved in supporting disability properly, and in a way that enables more people to actively engage in their lives, communities and the economy. END.
What we finally observed was heavily impacted by the train movements on the day and the weather As predicted we did not have any spare time. Additional time would have permitted additional observations There were plenty of photo opportunities. Rick photographed many of the issues observed These notes and accompanying photographic record were prepared by Rick Banyard and confirmed by John Hayes on the 13 1 2016. Train calculator details showing the section about wagon and loco numbers based on the green inputs. Coal Train and Ship Calculator Number of wagons 80 Wagon tonnage 90 Coal Quantity per year 160 Mtpa Capacity per train 7200 Tonnes Trains per year loaded 22222 empty 22222 total 44444 Trains per Day loaded 61 empty 61 total 122 Wagons per day 9,741
About the AHA The Australian Hotels Association (AHA) is an organisation of employers in the hotel and hospitality industry registered under the Fair Work (Registered Organisations) Act 2009. Its membership of more than 5,000 licensed hotel businesses includes pub-style hotels plus three, four and five-star accommodation hotels located in each state and territory. The AHA’s members are serviced by branches located in every Australian capital city and a Canberra-based national office. Accommodation hotels are represented by Tourism Accommodation Australia, a division of the AHA. The Australian tourism and hospitality industry Within the $70 billion Australian tourism industry, the hotel sector is the most significant employer, with more than 278,000 persons employed between the pub sector (188,000) and the accommodation sector (90,000) , and an annual wages and salaries contribution of $5.41 billion. In addition there are an estimated 20,000 employees in the casino sector. Estimates of total industry revenue vary between $11.1 billion (ABS) and $14.4 billion (IBIS World) per annum. Although some hotels are large-scale operations with hundreds of employees which form part of national or international chains, the majority of Australian hotels are small, locally-owned businesses serving their surrounding communities. In 2005-06 only 145 of 65,197 businesses in the ABS Accommodation, Cafes & Restaurants sector employed more than 100 people. In its 2009 report Australian Hotels: More than just a drink and a flutter, PricewaterhouseCoopers stated: “The industry remains characterised by small, independent pub owners who lack a chain or franchise affiliation. These businesses make up approximately 88% of the market share.”
© Commonwealth of Australia 2013 This work is copyright. Apart from any use permitted under the Copyright Act 1968, no part may be reproduced without prior written permission of the Commonwealth. Requests and inquiries concerning reproduction and rights should be addressed to the Department of Innovation, Industry, Science, Research and Tertiary Education, GPO Box 9839, Canberra Act, 2601.
A regulator’s use of risk management tools can improve enforcement, decision-making and administrative actions. The Australian Tax Office evidences this through its application of compliance risk and assessment tools to optimise voluntary compliance. The National Measurement Institute (NMI) adopts an educative, risk-based approach to its enforcement activities to minimise the risks associated with non-compliance (case study 1). Moreover, the Department’s approach to regulation enforcement under the Higher Education Support Act 2003 (HESA) is to increasingly adopt a risk-based approach (case study 2). In regards to regulatory enforcement of tertiary education in Australia, the Australian Skills Quality Authority (ASQA) is the primary regulator of the vocational education and training (VET) sector, whilst the Tertiary Education Quality and Standards Agency (TEQSA) is the national regulator of higher education. TEQSA’s enabling legislation requires the regulator to regulate higher education using principles relating to regulatory necessity, risk and proportionality. ASQA regulates the VET sector through the standards for the regulation of vocational education and training which are set by the National Skills Standards Council (NSSC). The NSSC has confirmed the need to reform the standards for the regulation of vocational education and training. A review of VET regulator standards is being progressed to provide for a risk based, accountable approach by regulators (refer to Attachment A). Engagement strategies In directing a business to do something which it is not naturally inclined to do, the concept of behavioural economics can be applied to a regulator’s approach to its enforcement activities. The profile of behavioural economics, within the policy context, is becoming more prominent. Focusing on the characteristics of how people (as businesses) behave in the real world, understanding the decisions they make and the factors which motivate and influence them, can better influence regulatory outcomes.
Age range 16-24 years 25-50 years 50 years or older Total Predominant features 12.42% 58 67.67% 316 19.91% 93 467 Skill lev el Semi-skilled Skilled Highly skilled Total Predominant features 37.39% 172 45.22% 208 17.39% 80 460 Gender Male Female Total Predominant features 85.29% 348 14.71% 60 408 Highest Qual level, if any Unknown Certificate II Certificate III Certificate IV Diploma Adv anced Diploma Degree Total Predominant features 40.81% 171 3.34% 14 5.73% 24 8.11% 34 10.26% 43 5.49% 23 26.25% 110 419 Number of employees < 5 5 - 20 20 - 100 > 100 Total Predominant features 65.11% 293 23.33% 105 7.78% 35 3.78% 17 450 Q24 From your perspective, which of following challenges will have the greatest impact on your enterprise/s in the next three to five years? Answer Choices Responses Financial viability 65.84% 320 Government regulations 42.18% 205 Skill and labour shortages 36.63% 178
total number of ships in this category was 37. It peaked at 46 in 2010/11, but has declined to 38 by 2012/13. This coincided with the awards system and other Australian employment laws applying to employees on foreign vessels involved in the coastal trade. 6.3 This development is of particular concern to Ports Australia’s membership in regional Australia where coastal shipping opportunities exist to provide greater connectivity for their communities and regional produce to other Australian markets. Ports Australia April 2015
economic Security4Women (eS4W) is a national women’s alliance, funded by the Australian Government through the Office for Women in the Commonwealth Department of Prime Minister and Cabinet. It is an alliance of 20 women’s organisations united in the belief that economic wellbeing and financial security are essential for women and will enable women of all ages to have an equal place in society. The role of eS4W is to: bring together women's organisations and individuals from across Australia to share information, identify barriers to women’s economic security and to identify solutions by prioritising the key issues for action to bring about change engage actively with the Australian Government on policy issues as part of a better more informed and representative dialogue between women and government. One of our members, the National Foundation of Australian Women (NFAW) has made a number of Recommendations to the Productivity Commissions Inquiry into Workplace Relations, in the course of addressing the questions raised in the Issues Papers circulated by the Commission. eS4W endorses the following recommendations listed below in the order in which they appear in the body of the submission by NFAW. Objects of the FW Act (Section 4) 1. The current principal object of the Act should be amended to include a gender equality object. We know that gender has a significant impact on workplace relations and this must be reflected in the Act. 2. The objects of the FW Act should not be undermined by limiting or reducing the current range of existing minimum standards and protections embedded in the FW Act, including those affecting the operation of the safety net and bargaining. Employee protections (Section 5) 3. While there is already provision for an employee experiencing violence from a member of the employee’s family in relation to requests for flexible working arrangements under s.65(1A)(e) of the FW Act, specific corresponding and complementary amendments are required to provisions establishing awards, agreements, IFAs and general protections. In the latter case, Sections 351(1) and
Chapter 7 of the Corporations Act sets the legal framework that governs the provision of financial advice to consumers in Australia. Under this system, ASIC is tasked with the oversight of financial advice providers under the so called twin peaks model. However as discussed below, financial planning advice is also subject to the regulatory oversight of 7 other regulators including the Tax Practitioners Board, AUSTRAC, the Information Officer (Privacy), APRA, ATO, and the new Financial Adviser Standards and Ethics Authority (FASEA). The regulatory framework’s reliance on financial products, rather than a clear separation of products and financial advice – for example, the legal requirements for the provision of financial advice is based on the primary definition of financial product advice; and the secondary definition of personal and general advice. Exemptions are provided based on the type of financial products the advice relates to. Inconsistencies in the regulations do not reflect changes in business models and service offerings provided in the advice market particularly over the past 5 years since the introduction of the Future of Financial Advice (FoFA) reforms and other regulatory changes, and importantly changes in consumer expectations. (See Regulatory Burden section below for more detailed issues.) However Australia’s financial advice regulatory environment is also considered world leading and offers significant benefits in consumer protections. When assessing the appropriateness of the current system and its impact on competition, consideration must be given to, for example: Consumer protection outcomes Regulatory costs to business Increase in the cost of services for consumers Concentration of the advice market Supply side cost of regulation To ensure the regulatory system can deliver the consumer benefits of a competitive advice market, we suggest there is also a need to ensure appropriate criteria is used to assess what consumers’ value versus what the regulatory regime is delivering and the impact of the regime on competition and consumer outcomes. For example, anecdotal research indicates financial planning advice clients want value for money and quality service from their financial planner. However what is considered value for money differs amongst consumers depending on: their needs and reasons for seeking financial advice their financial circumstances, experiences and attitudes the type of advice service sought, and importantly, the outcomes they would like to achieve from the advice and whether the advice received meets these expectations Traditionally, consumer outcomes have been measured using criteria such as consumers’ improved understanding for financial affairs, greater confidence in their ability to make financial decisions, comfort about their ability to achieve financial goals and the structure of their financial affairs, and being in a better financial position because of the advice.
Isaac Regional Council Submission – Productivity Commission Inquiry into Telecommunications Universal Service Obligation – Issues Paper Current as at: July 2016 Presented by Isaac Regional Council Isaac Regional Council PO Box 97 MORANBAH QLD 4744 PHONE: 1300 ISAACS (1300 472 227) FAX: 07 4941 8666 EMAIL: records@isaac.qld.gov.au Introduction
NSW AUSTRALIAN BEVERAGES COUNCIL AUSTRALIAN DENTAL INDUSTRY ASSOCIATION AUSTRALIAN FEDERATION OF EMPLOYERS & INDUSTRIES AUSTRALIAN FOOD & GROCERY COUNCIL AUSTRALIAN HOTELS ASSOCIATION AUSTRALIAN INTERNATIONAL AIRLINES OPERATIONS GROUP MADE CAMPAIGN LIMITED AUSTRALIAN MINES & METALS ASSOCIATION AUSTRALIAN PAINT MANUFACTURERS’ FEDERATION AUSTRALIAN RETAILERS’ ASSOCIATION AUSTRALIAN SELF MEDICATION INDUSTRY AUSTRALIAN STEEL INSTITUTE BUS INDUSTRY CONFEDERATION CONSULT AUSTRALIA ECOTOURSIM AUSTRALIA HOUSING INDUSTRY ASSOCIATION LIVE PERFORMANCE AUSTRALIA MASTER BUILDERS MASTER PLUMBERS’ & MECHANICAL ASSOCIATION OF AUSTRALIA MEDICAL TECHNOLOGY ASSOCIATION OF AUSTRALIA NATIONAL ELECTRICAL & COMMUNICATIONS ASSOCIATION NATIONAL FIRE INDUSTRY ASSOCIATION NATIONAL RETAIL ASSOCIATION NATIONAL ROAD AND MOTORISTS’ ASSOCIATION TAXI COUNCIL OIL INDUSTRY INDUSTRIAL ASSOCIATION PHARMACY GUILD OF AUSTRALIA PLASTICS & CHEMICALS INDUSTRIES ASSOCIATION RESTAURANT & CATERING AUSTRALIA SCREEN PRODUCERS AUSTRALIA VICTORIAN AUTOMOBILE CHAMBER OF COMMERCE
clarifying and broadening card interchange regulation and lowering interchange fees. The government’s response to the FSI Final Report followed most of the recommendations. Significant progress has been made on implementation since that time, including: implementation by the Australian Prudential Regulation Authority (APRA) in 2016 of changes to mortgage risk weights for ADIs using model-based weights the recent announcement by APRA of changes to capital requirements to ensure that Australia’s banks are ‘unquestionably strong’ establishing an expectation that regulators report each year on how they have taken account of competition in their decisions establishing a regulatory framework for crowdsourced equity funding, allowing small business greater access to capital – the government is currently seeking to extend the framework to proprietary companies establishing an independent review to recommend an approach to establishing an open banking regime in Australia supporting the uptake of the current voluntary comprehensive credit reporting regime; a failure to meet a target of 40 per cent voluntary reporting by the end of 2017 will result in the government legislating a mandatory regime establishment by the Reserve Bank of a revised regime for interchange regulation, which has broadened the application of regulation and lowered interchange fees (see the ‘Competition in the Payments System’ chapter). In addition, as part of the 2017/18 Budget, the Australian Government announced measures: establishing a dedicated unit within the Australian and Competition and Consumer Commission to undertake regular in-depth inquiries into specific financial system competition issues legislating an enhanced ‘regulatory sandbox’ to allow businesses to test for a period of 24 months a wide range of new financial products and services . Further, in August APRA initiated a consultation on the possibility of introducing a phased approach to authorisation, which would provide a restricted licence while an entity is developing the full range of resources and capabilities necessary to meet the requirements of the prudential framework. Collectively these measures suggest substantial progress on further enhancing competition in the financial system since the 2014 FSI Final Report.
3 2. MIGRANT INTAKE INTO AUSTRALIA 5 2.1 Background -Maldistribution of the healthcare workforce in Australia 5 2.2 The use of migration to address health workforce shortages 6 2.3 The use of migration to address health workforce maldistribution 7 2.4 The need for ongoing health migration 9 2.5 The global health workforce market 10 2.6 Issues relating to the health workforce migrant intake into Australia 11 314 RURAL HEALTH WORKFORCE AUSTRALIA Rural Health Workforce Australia (RHWA) is the national peak body for Australia’s network of state and territory Rural Workforce Agencies. The independent, not-for-profit RWA Network is comprised of Rural Health Workforce Australia (RHWA) and the seven State and Territory based Rural Workforce Agencies (RWAs): Rural Health Workforce Australia NSW Rural Doctors Network Rural Workforce Agency Victoria