Adoption of the minutes of 199th SLBC meeting of AP held on 16.06.2017 and other meetings of SLBC held after 16.06.2017 The minutes of SLBC meeting held on June 16, 2017 were circulated to the members of SLBC, LDMs and Government Departments concerned. The minutes of Sub-committee meetings and Steering Committee meetings held after 16.06.2017 and up to 24.08.2017 were circulated to the members of SLBC, LDMs and Government Departments concerned. Details of the meetings held are furnished hereunder. Sl. No. Name of the Meeting Date of Meeting held 1 199th Meeting of SLBC of AP 16.06.2017 2 1st Core Committee Meeting by Hon'ble Chief Minister of AP 05.07.2017 3 2nd Core Committee Meeting by Hon'ble Minister of AP 31.07.2017 4 1st Steering Committee Meeting of SLBC 2017-18 18.08.2017 5 Meeting with Major Banks in the State on Financing to Agriculture 24.08.2017 These minutes may be taken as approved by the house as no amendments/changes were received by SLBC of Andhra Pradesh. AGENDA- 2
Banking Key Indicators (amount in Crores) AGENDA- 5 Annual Credit Plan 2017-18 Achievement of Annual Credit Plan as on 30.06.2017 (Rs. in crores) Sl. No Item Target 2017-18 Achievement (Disbursements during 01.04.17 to 30.06.17) % of Achievement 1 Short Term Crop Production Loans Khariff Rabi 38,736 24,370 63,106 23,088 ----- 23,088 59.60% ----- 36.59% 2 Agrl.Term Loans Khariff Rabi Total 10,052 10,051 20,103 3,260 ----- 3,260 32.43% ----- 16.22% 3 Total Farm Credit Khariff Rabi Total 48,788 34,421 83,209 26,348 ----- 26,348 54.01% ----- 31.66% 4 Agriculture Infrastructure & Ancillary Activities Khariff Rabi Total 2,131 2,131 4,262 1,771 ----- 1,771 83.11% ----- 41.55% 5 Khariff Rabi Total Agriculture 50,919 36,552 87,471 28,119 ----- 28,119 55.22% ----- 32.15% 6 Micro, Small & Medium Enterprises 25,000 8,087 32.35% 7 Export Credit 180 24 13.33% 8 Education 2,155 124 5.75% 9 Housing 8,500 836 9.84%
Sl. No. Item Disbursements from 01.04.2016 to 30.06.2016 Disbursements from 01.04.2017 to 30.06.2017 % Increase 1 Short term Crop Production Loans 19,270 23,088 19.81% 2 Agriculture Term Loans including Allied activities 4,720 5,031 6.59% 3 Total Agriculture 23,990 28,119 17.21% 4 Non Farm Sector / MSME 7,487 8,087 8.01% 5 Other Priority Sector including Export Credit 1,711 1,464 ---- 6 Total Priority Sector 33,188 37,670 13.50% 7 Non Priority Sector 13,243 12,420 ---- 8 Total Credit Plan 46,431 50,090 7.88% AGENDA- 6 Agriculture Sector Progress in lending to Agriculture Sector (Rs. in crores) Sl. No Item Target 2017-18 Achievement (Disbursements during 01.04.17 to 30.06.17) % of Achievement 1 Short Term Crop Production Loans Khariff Rabi Total 38,736 24,370 63,106 23,088 ----- 23,088 59.60% ----- 36.59% 2 Agrl.Term Khariff Rabi Total 10,052 10,051 20,103 3,260 ----- 3,260 32.43% ----- 16.22% 3 Farm Credit Khariff Rabi Total 48,788 34,421 83,209 26,348 ----- 26,348 54.01% ----- 31.66% 4 Agriculture Infrastructure & Ancillary Activities Khariff Rabi Total 2,131 2,131 4,262 1,771 ----- 1,771 83.11% ----- 41.55%
Outstanding position of finance under Export Credit as on 30.06.2017 placed as Annexure No.13 AGENDA- 11 11.1. Credit Flow to Minority Communities, Weaker Sections, Women and SC/STs (outstandings): (Rs. In Crores) S.No. Year ended Minority communities Weaker sections Women SC/ST 1 2015 11,069 48,495 35,994 8,710 2 March, 2016 13,150 55,687 39,058 9,989 3 March, 2017 12,690 58,339 39,482 11,080 4 June, 2017 13,147 59,356 39,265 11,625 Stipulation 15% on Priority Sector Advances (DFS guidelines) 10% of ANBC (RBI guidelines) 5%on NBC (RBI guidelines) No stipulation % of Achievement for June, 2017 7.17% 21.71% 14.36% --- Credit Flow to Minority Communities, Weaker Sections, Women, Scheduled Castes & Scheduled Tribes (Amt. in crores) AGENDA- 12 Status of implementation of Government Sponsored Schemes during the FY 2017-18 Government of India 12.1 Deendayal Antyodaya Yojana - National Rural Livelihood Mission (DAY-NRLM) 12.1.1 SHG-Bank linkage Programme Disbursements vis-à-vis Targets (Rs. In crores) Year Rural SHG Disbursements SHG Disbursements Total Disbursements Outstanding (Rural& Urban) Target Amt. No. Amt. Target Amt. No. Amt. Target Amt. No. Amt. No. Amt.
Overdue / NPA position as on 30.06.2017 under various sectors (Rs. in Crores) Sector Outstanding Amount Total balance in overdue accounts % of total balance in overdue accounts to outstanding Overdue Amount % of overdue Amount to outstanding NPA Amount % of NPA to outstanding Short Term Crop Production Advances 75083 19005 25.31% 19005 25.31% 3410 4.54% Agrl.Term Loans Including Agrl. Allied Activities 30774 4822 15.67% 2449 7.96% 1693 5.50% Total Farm Credit 105857 23827 22.51% 21454 20.27% 5103 4.82% Agriculture Infrastructure 548 88 16.06% 11 2.01% 13 2.37% Ancillary Activities 5628 359 6.38% 221 3.93% 163 2.90% Total Agriculture Advances 112033 24274 21.67% 21686 19.36% 5279 4.71% MSME Sector Advances 43424 10748 24.75% 4105 9.45% 3508 8.08% Export Credit 1030 3 0.29% 3 0.29% 3 0.29% Others Priority Sector Advances 26847 6155 22.93% 818 3.05% 675 2.51% Total Priority Sector Advances 183334 41180 22.46% 26612 14.52% 9465 5.16% Non-priority sector loans 93921 16.31% 3272 3.48% 2050 2.18% Total Advances 277255 56497 20.38% 29884 10.78% 4.15% Housing Loans 20089 4980 24.79% 423 2.11% 368 1.83% Education 3838 683 17.80% 180 4.69% 176 4.59% Self Help Groups Advances 17299 2133 12.33% 837 4.84% 532 3.08%
several crores of rupees to farmers and SHGs specially in implementing bank linked schemes of the Governments in these villages. Recovery in such circumstances posed a major threat to the bank branches concerned. Government is requested to take into consideration the concerns of lending banks while releasing compensation amounts. AGENDA -19 19.1. Circulars issued by RBI: Date Circular No. Reference 01.07.2017 5 Deendayal Antyodaya Yojana – National Livelihoods Mission (DAY-NULM) 01.07.2017 6 Credit Facilities to Minority Communities 01.07.2017 7 Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs) 01.07.2017 10 Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) 03.07.2017 4 Kisan Credit Card (KCC) Scheme 03.07.2017 8 Lead Bank Scheme 03.07.2017 11 SHG-Bank Linkage Programme 03.07.2017 55 FIDD.CO.FSD.BC No.8/05.10.001/2017-18 Relief Measures by banks in areas affected by Natural Calamities 13.07.2017 21 Investment in plant and machinery for the purpose of classification as Micro, Small and Medium Enterprises – documents to be relied upon 13.07.2017 23 Financial Literacy by FLCs (Financial Literacy Centres) and rural branches – Revision in funding limits, Audio-visual content and provisions of hand held projectors
24.07.2017 56 Lending to Micro, Small & Medium Enterprises (MSME) Sector 03.08.2017 38 Natural Calamities Portal – Monthly Reporting System 16.08.2017 48 Interest Subvention Scheme for Term Crop Loans during the year 2017-18