11 AP Disabled welfare Department 40 12 Overdue position under Government sponsored schemes as on 31.03.2014 40 16. Credit flow to MFIs for on lending S. No Particulars Page No. A Position of MFI finance extended as on 31.03.2014 41 17. Financial Inclusion S. No Particulars Page No. A Providing banking channels/services 1) Providing Banking services in all villages with above 2000 population – progress as on 31.03.2014 41 2)Implementation of FIP in below 2000 population – Progress as on 31.03.2014 41 3)Branch Expansion Plan 42 4)Establishment of ATMs 42 5) Issuance of debit cards 42 6)Sub service area Approach 42 7)Unbanked mandals/Mandals with no bank branches in mandal head quarters 43 8) Opening of branches in tribal areas 44 9)One bank account for each household 44 B Direct Benefit Transfer Scheme 44 C Credit Plus activities 1)Financial Literacy Centers 45 2)Rural Self Employment Training Institutes 45 3) APSLBC Call centre 46 D Others Geographical Information System (GIS) – module enabled for SLBC Coordinators/Lead Banks 46 18. Lead Bank Scheme S. No Particulars Page No. A Implementation of High level Committee Recommendations 47 B Conducting of Meetings under Lead Bank Scheme-DCC/DLRC Meetings – Calendar to be sent to RBI and Structured Agenda to be followed – Placing SLBC minutes in DCC/DLRC meetings. 47 C Modified Information System under Lead Bank Scheme – Guidelines of RBI 47 D Attendance in JMLBC/DLRC/DCC Meetings 48 E Information to be submitted quarterly by Banks and LDMs 48 F Communicating the Decisions taken at SLBC level to the branches by the Controlling Authorities 48
Rural 2997 3245 3555 3885 Semi Urban 2107 2327 2582 2841 Urban 2030 2096 2189 2250 Metro 1077 1210 1313 1557 Total 8211 8878 9639 10533 2 Deposits 2,83,600 3,41,894 4,00,209 4,51,121 3 Incremental Deposits (% of increase) 37,914 (15.43%) 58,294 (20.56%) 58,315 (17.06%) 50,912 (12.72%) 4 Advances 3,27,275 3,94,398 4,71,623 5,26,165 5 Incremental advances (% of increase) 57,515 (21.32%) 67,123 (20.51%) 77,225 (19.58%) 54,542 (11.56%) 6 C.D. Ratio (RBI norm - 60%) 115.40% 115.36% 117.84% 116.64% 7 Incremental CD Ratio 151.70% 115.15% 132.43% 107.13% C Statement of Priority Sector Advances –Outstanding Amount in crores S. No. Particulars As on 31.03.11 As on 31.03.12 As on 31.03.13 As on 31.03.14
Housing Loans Position of Housing Loans as on 31.03.2014 (Rs in Crores) Year Total Outstanding Disbursements No. of a/cs Amount No. of a/cs Amount 2011-12 590216 27649 59095 5102 2012-13 634549 31632 92327 7300 2013-14 608268 33,808 55301 6283 B. Overdue /NPAs under Housing Loans as on 31.03.2014 (Rs. In crores) Sector Outstanding Overdue Non – Performing Assets No. of a/c s Amount No. of overdue accounts Total balance in O.D a/cs Actual overdue amount No. of accounts Amount Housing loans 608268 33808 162265 7175 1375 63539 1280 (The figures are indicative as the data is not received from all member banks) The percentage of total balance in overdue accounts & NPA to out standings is 21.22% & 3.79% respectively. Agenda 9 EXPORT CREDIT SLBC has taken up with export & Industry Associations and Banks for furnishing issues to be discussed in export subcommittee meetings. SLBC has not received any issues in this regard. The position received from Banks as on 31.03.2014 is given in the annexure no.11. Agenda 10 Credit Flow to Weaker Sections for the last three years: Year ended Outstanding Rs. In Crores March, 2012 52,980.95
No Physical (No. of Animals) Financial Physical (No. of Animals) Financial 1 CM’s Package 1300 263.90 433 70.28 2 RKVY - 2 Milch Animal Units 1219 432.75 540 164.50 3 RKVY - 20 Milch Animal Units 1940 241.25 280 154.00 4 Mini Dairy Units 21724 3204.29 1790 792.08 5 NMPS –Heifers 673 93.54 111 16.54 6 ST Sub Component 2737 555.32 76 22.57 7 RKVY Heifers 3000 550.51 498 91.38 Total 32593 5341.56 3728 1311.35 3. Fisheries - Achievement under Programme Year 2013-14 (up to 31.03.2014) (Rs. in Crores) Target Achievement Units Bank loan component Subsidy component Subsidy Released Achievement 2923 22.39 47.97 NIL NIL Action Plan suggested: Commissioner of Fisheries is requested to ensure that grounding of the schemes is done only with bank credit linkage. All the District Collectors are requested to give proper attention to these schemes in view of its poor performance in the earlier years also. 4. Sericulture: Achievement as on 31.03.2014 (Rs. in Crores) Annual Targets Targets approved by DCC Applications sponsored Sanctioned Units Grounded No Amount of Loan No Amount of Loan No No Amount of Loan No Amount of Loan 5000 22.86 4535 30.26 825 619 4.51 562 4.08 Action plan suggested:
Educational Loans Advances 250191 5519 67899 1093 327 20885 333 Housing Loans Advances 608268 33808 162265 7175 1375 63539 1280 Self Help Groups Advances 1488140 22773 239174 3083 746 86314 771 Agenda 20 Regional Rural Banks Regional Rural Banks` main focus of lending is to Agriculture and Allied activities in rural, semi urban and urban areas. RBI, NABARD and Sponsored Banks are reviewing the performance of RRBs at regular intervals. Performance of Regional Rural Banks on important parameters Deposits: Rs. In crores S. No Name of the RRB 31.03.2012 31.03.2013 31.03.2014 1 APGVB 5152.71 5863.31 6791.21 2 APGB 4512.73 5001.07 5947.98 3 CGGB 949.41 1138.95 1537.56 4 DGB 2920.64 3445.63 4155.44 5 Sapthagiri Grameena 1852.29 2134.67 2523.63 Total 15387.78 17583.63 20955.82 Advances: Rs. In crores S. No Name of the RRB 31.03.2012 31.03.2013 31.03.2014 1 APGVB 5532.73 6589.58 7895.43 2 APGB 5490.25 6759.22 7496.86 3 CGGB 1148.74 1792.85 1853.81 4 DGB 2362.32 2775.46 3530.93 5 S G B 2213.56 2706.37 3271.86 Total 16747.60 20623.48 24048.89 CD Ratio: S. No Name of the RRB 31.03.2012 31.03.2013 31.03.2014