AGENDA- 4 Banking Statistics 4.1BANKING AT A GLANCE IN ANDHRA PRADESH As on 31.03.2016 (Amount in Crores) Total Number of bank branches Rural - 2670 Semi Urban - 2024 Urban - 1863 Metro - 332 6889 Total Deposits in the State 218022 Total Advances in the State 242311 Credit Deposit Ratio (RBI norm -60%) 111.14 Total Priority Sector Advances 169122 % of Priority Sector Advances to ANBC (RBI Norm 40%) of which 78.37% Agricultural Advances % of Agrl. Adv. to ANBC (RBI norm - 18%) 99923 (46.30%) Of which Small & Marginal Farmers (RBI norm – 7% of ANBC) 51659 (23.94%) Micro & Small Enterprises (% to ANBC) 36218 (16.78%) Out of which Micro Enterprises (RBI norm – 7% of ANBC) 18701 (8.67%) Medium Enterprises 4765 Total MSME (% to ANBC) 40983 (18.99%) Export Credit 961 Education 3650 Housing 18820 Social Infrastructure 103 Renewable Energy 44 Others 4638 Out of Total Priority Sector Advances, finance to: SHGs Advances to Weaker Sections (RBI norm - 10% of ANBC) Advances to Women (RBI norm -5% on NBC) Advances to SC/ST Advances to Minorities (Norm 15% on priority sector) 15861.25 55687 (25.81%) 39058 (18.10%) 9989 13150 (7.78%)
Banking Key Indicators (Figures in Crores) AGENDA- 5 Annual Credit Plan 2015 – 16 Achievement of Annual Credit Plan as on 31.03.2016 (Rs. in crores) Sl. No Item Target 2015-16 Achievement (Disbursements during 01.04.15 to 31.03.16) % of Achievement 1 Short Term Crop Production Loans Khariff Rabi Total 29,022 19,045 48,067 31,979 25,106 57,085 110.19 131.82 118.76 2 Agrl.Term Loans Khariff Rabi Total 6,919 6,919 13,838 7,422 9,405 16,827 107.27 135.93 121.60 Total Farm Credit Khariff Rabi Total 35,941 25,964 61,905 39,401 34,511 73,912 109.63 132.92 119.40 3 Agriculture Infrastructure Khariff Rabi Total 446 446 892 121 51 172 27.13 11.43 19.28 4 Ancillary Activities Khariff Rabi Total 1,238 1,237 2,475 736 628 1,364 59.45 50.76 55.11 Khariff Rabi Total Agriculture 37,625 27,647 65,272 40,258 35,190 75,448 106.99 127.28 115.59 5 Micro, Small & Medium Enterprises 16,960 22,262 131.26 6 Export Credit - 18 -
7 Education 2,027 715 35.27 8 Housing 5,163 3,060 59.27 6 Others under Priority Sector including Social Infrastructure & Renewable Energy 7,498 2,992 39.90 7 Total Priority Sector 96,920 1,04,495 107.82 8 Non Priority Sector 28,828 39,928 138.50 9 Total Credit Plan 1,25,748 1,44,423 114.85 Share of Banks in Achievement of ACP 2015-16: 5.2.1 Short Term Crop Production: (Amount in crores) Bank Achievement % of Share Andhra Bank 7885 14% State Bank of India 14545 26%
AGENDA- 6 Agriculture Sector Progress in lending to Agriculture Sector (Rs. in crores) Sl. No Item Target 2015-16 Achievement (Disbursements during 01.04.15 to 31.03.16) % of Achievement 1 Short Term Crop Production Loans Khariff Rabi Total 29,022 19,045 48,067 31,979 25,106 57,085 110.19 131.82 118.76 2 Agrl.Term Loans Khariff Rabi Total 6,919 6,919 13,838 7,422 9,405 16,827 107.27 135.93 121.60 Total Farm Credit Khariff Rabi Total 35,941 25,964 61,905 39,401 34,511 73,912 109.63 132.92 119.40 3 Agriculture Infrastructure Khariff Rabi Total 446 446 892 121 51 172 27.13 11.43 19.28 4 Ancillary Activities Khariff Rabi Total 1,238 1,237 2,475 736 628 1,364 59.45 50.76 55.11 Khariff Rabi Total Agriculture 37,625 27,647 65,272 40,258 35,190 75,448 106.99 127.28 115.59 The performance of agriculture sector under ACP is 115.59% of the target for the year 2015-16 as against 71.29% of the achievement for the corresponding period of 2014-15. 6.2. Progress in lending to LEC holders Department of Agriculture, GoAP proposed target of financing 16.25 lakhs (8,45,069 renewals and 7,79,931 fresh) LEC holders during the Financial Year 2015-16.
The details of projected targets for the year 2015-16 and progress made under the scheme up to 30.04.2016 are as follows. (Rs. in lakhs) Target Sanctions Grounding Phy. Subsidy Bank Loan Phy. Subsidy Bank Loan Phy. Subsidy Bank Loan 22978 4522.09 2548.64 12563 4050.91 3088.80 51 16.23 9.77 (Source: A.P. State Minorities Finance Corporation Ltd) District wise and Bank wise progress under Minorities scheme as on 30.04.2016 is placed as Annexure No.38 Welfare of Differently Abled and Senior Citizens, AP : Economic Rehabilitation Scheme target & achievement for the year 2015-16 up to 31.03.2016 (Rs. in crores) Physical Target Achievement up to 31.03.2016 Expenditure Percentage of Achievement 298 371 2.27 124 (Source: Department of Welfare of Differently Abled and Senior Citizens, AP) 13.12 Overdue position under Government sponsored schemes as on 31.03.2016 (Rs. In Crores) Sector Outstanding Overdue Non – Performing Assets No. of a/cs Amount No. of overdue accounts Total balance in overdue accounts Actual overdue amount No. of accounts Amount Central Government Sponsored Schemes 356491 6137.57 70097 994.89 858.14 35832 235.74 Of which SGSY / NRLM 256933 4716.03 36637 677.65 638.84 14716 105.00 SJSRY / NULM 47059 875.51 11594 126.97 114.64 8353 36.68 PMRY/PMEGP 20163 265.63 9498 101.33 59.13 6494 54.64 DEDS 27980 208.63 10871 61.33 27.43 5230 21.29 State Government Sponsored Schemes 2238897 25967.96 492111 6927.64 2854.12 268581 2032.16 Central Government Sponsored Schemes: The percentage of total balance in overdue accounts & NPA to out standings is 16.20% & 3.84% respectively.