Question Bag [1000 Qs. & Ans.] For Ensuing Promotion Test [CLERK TO OFFICER] “NO REST TILL BEST” WISHING YOU ALL THE BEST STAFF COLLEGE BENGALURU Dated: 11.12.2013 INDEX S.N Contents QUESTION BAG NO. PAGE NO. 01 Our Organization- Business parameters, Annual Result of Bank –31.03 2013, Our milestones Financial result 30.09.2013 Q.set-1 3
02 Commercial Law Qset-2 &3 9 03 Accountancy Qset-4 &5 27 04 Practical Banking- Deposits Negotiable Instrument Act General banking – Type of Customers, banking-ombudsman, COPRA, nomination death-claim General credit awareness NPA KYC & AML Financial inclusion Q.set-6 Q.set.-7&8 Q.set.-9 &10 Qset-11 Qset-12 45 52 65 83 89 05 IT awareness Tech products, TPPD products Q.set.-13 Q.set-14 99 107 06 English Comprehension Antonyms Synonyms Spotting error Q.set-15 Q.set-16 Q.set-17 Q.set-18 114 119 126 131 Question Set-1 (OUR ORGANISATION) 1 Our Bank’s global business mix ( 30,Sep 2013)- a) Rs.400000 crs b) 355000 crs c) 508713 Crs d) None 2 Global deposits of our bank as on 30.09.2013 220000cr 3.232150 cr 287029 cr 4.none of these 3 What is the CRAR as of Sep,2013 as per Basel III 9.72% b). 13.85% c). 10.85% 4. 13% 4 Global advance of the Bank is………… as on 30.09.2013
(b) Used by Microsoft to maintain logs of Keyboard keys (c) Used by IT Security to lock the key board keys (d) Any one of the above Q23:- Which of the following communication modes, is not supported by Mobile Banking (a) W A P (b) GPRS (c) 3 G (d) None of these Q24:- “I M E I “stands for (a) International Mobile Equipment Identity b) International Mobile Enforcement Institute (c) Indian Mobile equipment institute (d) International Market for Equipment implants Q25:- ‘………………………..’ is a center promoted by RBI for research in banking technology (a) N I B M (b) C A B (c) CERT-IN (d) IDRBT Q26:- ‘Straight through process’ (STP) is used for (a) RTGS (b) (c) ECS (d) CTS Q27:- ‘Windows’ applications run on (a) C U I (b) G U I (c) M U I (d) R U I
b]curi c] controlled d] vitiate AGNOSTIC a] old b] fanatic c] fantastic d]trauncated MITIGATION a] aggravation b] obscenity c]restriction d]location INGENUOUS a] clever b]tricky c] hypocritical d]genuine OSTENTATION a] debasement b] abasement c] retrogression d] defeat 36. ETHEREAL a] beneficial b]advantageous c] contagious d]ponderous 37. ASSUAGE a] detest b] crave c]provoke d]revoke 38. CAIOLE a] satirise b] dissuade c] antagonise d] explation AVERSION a] affinity b] amnisty c] augury d] subdued ABRIDGE a] encourage b] cloy c] augment d]retaliate BENIGN a] dogmatic b] morose c] malignant d] doleful TACITURN a] dubious b] garrulous c] enchanted d]gullible EMANCIPTION a] segregation b] separation c] imprisonment d] misadventure CASTIGATION a] propagation b] completion c] panegyric d] termination DOGMATIC a] lazy b] compliant c] introversive d] controversial
d] comply 39. VENERATE a] adopt b] involve c] abominate d] disseminate EMBELLISH a] sacrifice b]indict c] forfeit d]disfigure 41. ALTRUISTIC a] penurious b] inimical c] self-centred d] outcaste ABERRATION a] correctness b] shortlived c] abomination d] defection ESCHEW a] greet b] avoid c] emnate d] subvert 53. COHERENT a] inconsistent b] discontinued c] logical d] inter-related 54. CONVERSANT a] versed b] awkward c] taciturn d] ignorant DECRY a] expand b] easily led c] praise d] instruct DISINTERESTED a] uninterested b] haughty c] prejudiced d] immoral CONSECRATE a] profane b] soften c]bite d] clasp ACERBITY a] propriety b] bitterness c]sweetness d] affirmation AVER a] protest b] retract c] affirm d]swear 62.LUMBERING a] hulking b] cumbersome c] graceful d] clumsy 63.MORBID a] fickle b]dying c] unhealthy d] wholesome
55. DEARTH a] scarcity b] sufficiency c] dearness d] lack ENSUE a] proceed b]follow c] precede d] start EUPHONY a] discord b]harmony c] tonalty d] unpleasantness FLOUT a] mock b] pray c] reverse d] HOMAGE a] freedom b] indifference c] alientation d] disloyalty INIMICAL a] iniquitous b] adverse c] humble d] friendly INSTIABLE a] greedy b] hungry c] dissatisfied d] appeasable 64.PERENNIAL a] everlasting b] short c] drooping d] transient 66.PERTURBED a] calm b] uneasy c] lethargic d] disturbed 67.PROSAIC a] profound b] sensible c] unique d] stimulating 68.QUELL a] incite b] quench c] alight d] heighten 69.RECREANT a] playful b] unsporting c]wayward d] brave 70.SALUBRIOUS a] pleasant b]harmful c] healthful d]beneficial 71.UNEQUIVOCAL a] dishonest b] intangible c] ambiguous d] limpid COPIOUS
Question Set-17 VOCABULARY TESTS Synonyms Directions : A numbered word is followed by four lettered words or expressions. Pick up from the lettered choices one which has nearly the same meaning as the numbered word. 1.Hypothecical a] conditional b] apparent 16Eschew a] adopt b] revive c] tactical d] dubious c] dive d]shun Lampoon a] latent c] stinginess b] satire d] haziness 17. Gravid a] pregnant c] married b] serious d] devoted Impotent a] meaningless c] powerless b] dreamy d] offensive Lees a] wire c] protected area b] d]net like Denizen a] fairies c] nihilism b] fancy d] inhabitant Raffish a] disputable c] disreputable b] bellicose d] schist Uncouth a] boorish c] recitative b] smooth d] reciprocal Rook a] obdurate c] agonised b] soldier d] Somatic a] sagacious c] painstaking b] physical d] ironical Trice a] very short time c] timely b] trivial d] distort Gaffer a] aged rustic c] rational b] civilised man d] ruffian Stint a] strike c] impressive b] to be frugal d] to be assertive Emollient a] hardening c]wholesome b] obstinate d]softening 23.Abortive a] stretch c] failing to succeed b] single handed d]strike Feckless a] worthless c]abundant b]punctilious d]provincial 24. Mayhem a] swimming c]trimming b] traming d] maiming Lacuna a] width c] schism b] gap d] sedentary 25. Tutelary a]shielding c]yielding b] wielding d]dwinding Monad a] gypsies c] simple organism b] simian d] panacea 26. Shard a] hard c]pliant b]pottery fragments d] hired
Capstan a] insulting c] upright b] gloomy d]device for raising weights 27. Kudos a] absorbed c] renown b] acknowledged d] devoted Flitch a] flank c] mitigate b] belie d]obviate 28. Incubus a] reverence c] purity b] dream d] nightmare Blench a] pause c] shinning b] shrink d] burnt 29. Livid a] gray blue c] ruddy b] pale d] blue Crass a] rural c] coarse b] urban d] callous 30. Mendicity a] madness c] urgency b]begging d] emergency 31.Viscous a] liquid c] sticky b] precipitate d] pure 46. Carillon a] belle c] understandable b] changeable d] defendable 32. Plangent a] resurgent c] impounding b] pungent d] resounding 47. Chagrin a] refusal c] contention b] humiliation d] imitating 33. Exacerbate a]aggravate b] rectify b] purify d] specify 48. Omnipotent a] Dominant b] all powerful b] having potentiality d] capable 34. Tun a] cup b] any utensil b] large cask b] weighty 49. Aspersion a] explusion c] compulsion b]hate d]slander 35. Hoyden a] happy man c] bold girl b] fighting man d] weeping child 50. Sadistic a] cruel b] unhappy b] sad d] poor 36. Purlieu a] unfertile land c] dry land b] fertile land d]outlying region 51. Astimagtism a] vivid c] vitality b] visual defect d] picturesque 37. Umbrage a] resentment c] hesitancy b] criticism d] clemency Captious a] defiant c] critical b]optimistic d] sportive 38. Squib a] lovable c] puritanical b] sarcastic d] relevant Delecddtable a] delicious c] officious b]pernicious d] compliant 39. Sough a]musical sound c] deafening sound b] murmuring Fiasco a] childish c] holiday b] conclusion d] fictitious
d] hissing sound 40. Blanch a]wash c] whiten b] burn d]blacken Derelict a] cautious b] abandoned b] degraded d]licked up 41. Chary a] illicit c] yearning b] hoary d]cautious Equanimity a] equity c] composure b] equality d]solidity 42. Nostalgia a] homesickness c] remembrance b]fashion consciousness d] forgetfulness Gibberish a] dominating talk c] cheerful talk b] friendly talk d] incoherent talk 43. Analogous a] differing c] unlike d] counted Laudatory a] praiseworthy c] contradictory b] washable d] preparatory 44. Machination a] cunningness b] evil plot b] machine like d] cleverness lethal a] lasting c] nominal b] deadly d] enchanting 45. Reverbrate a] consecrate c] obviate b] desecrate d] echo Orientation a] propagation c] adjustment to facts b] newness d]ovation Plausible a] appeasing c] understanding b] pleasing d]seemingly reasonable Recumbent a] reclining c] opinion b] declining d]defiling Polyglot a] global c] many sided b] containing many languages d] original Solace a] late c] comfort b] preface d] satisfaction Vacillate a] duplicate c] implicate b] hesitate d] waver a] wooden shoe c] parched b] wood d] ardent Artificer a] artificial c] dividing b] artistic worker d] tricky person
Chalice a] clever c] goblet b] cheat d] profound Detritus a] oblong c] playful b] harmful d] debris flume a] conduit c] fire b] flame d] conduct Hustings a] jostling c] strings b] electioneering d] bustling a] playground c]newstand or stand b] courtyard d] vessel Mephitic a] mental c] Intoxicating b] maddening d]deteriorating Motley a] confusing c]compatible b]homogeneous d]hetrogenous Patina a] surface mellowing c]surfacing b] short pause d]tuning 76.Risible a] discernable c] achievable b] pertaining to laughter d]controllable Barouche a] bombastic b] conveyance b] awkward d] gauche 77. Semantics a]Sciences of earth c]science of meaning b]science of wealth d]science of Affluence a] too much flow c] influence b] confluence d] wealth 78. Trencherman a] miserly c] grave digger b] happy d] hearty eater 92.Corroborate a] confirm c] deny b] concentrate d] decimate 79. Foster a] nurture c] developed b] mature d] breakable 93.Redolent a] urgent c] resonant b] pungent d] indolent 80. Nugatory a] nullify c] disprove b] worthless d] improve 94.Mawkish a] hawkish c] sickening b] moorish d] childish 81. Lectern 95.Incumbent
a] raised platform c] reading desk in a church b] reverse d] lecture room a] Deprive of by deceit c] interminable b] one who holds office d] defineable 82. Engender a] give birth to c] germinate b] d] manage skillfully Ostracism a] nihilism b] absolutism b] involvement d] banishment 83. Insane a] silly c] wise b] bane d] profane 97.Tawdry a] gaudy c] shoddy b] haughty d] doughty 84. Pique a]pertinent c] unique b] vexation d] oblique 98.Mince a] cut into small piece c] evince b] vexation d] convince 85. Acclimate a] consummate c] become accustomed to b] decimate d] precipitate 99.Ideology a] effigy b] body of opinions b] monopoly d] something ideal 86. Crypt a] pithy c] witty b] smart d] ancient ruins 100.Affable a] fictitious story c] capable b]fearful d] friendly 87. a] motley c] dedicate b] penalty d] cut out 88. Abnegation a]ingnoring c] geploring b] failure to conform to rule d] replacement 89. Tenuous a] tenacious c] slender b] strong d] trite ANSWERS 1 A 2 B 3 C 4 D 5 A 6 B 7A 8D 9A 10B 11C 12 D 13 A 14 B 15 C 16D 17A 18B 19C 22B 23C 24D 25A 26B 27A 28D 29A 30B 31C 34B 35C 36D 37 A 38 B 39 B 40C 41D 42A 43B 44C 47B 48C 49D 50A 51B 52C 53A 54C 55C 56C 59B 60C