Malicious Acts Insurance Policy (MAIP) The purpose of the Malicious Acts Insurance Policy (MAIP) – formerly known as the War Risk Insurance Plan – is to cover eligible individuals worldwide for death or disability caused by a malicious act. The MAIP is administered by the through Willis UK Limited of London, a broker representing the Underwriters, Lloyd’s of London. All staff and Individual subscribers covered by the Malicious Acts Insurance Policy (MAIP) must comply with all security directives. Failure to comply with such security directives is grounds for termination. Staff and Non-Staff alike are required to be aware of security directives, including issuance of security clearance for travel and completion of the Field Security course. MAIP is an example of interagency cooperation and is based on adherence of all UN Organizations to common security guidelines and procedures. The programme takes advantage of economies of scale, market leverage, and synergies in organizations’ operations and risk in order to achieve overall cost efficiencies. UNDP is one of the UN agencies that subscribe to the MAIP programme. As such, it is required to provide updated underwriting census information annually to the UN in order to renew this policy. The total policy cost and billing of participants is based upon the number and location (designated countries, non-designated countries, or HQ countries) of staff and/or other individuals eligible for compensation. The UN sends a renewal circular to the Office of Human Resources (OHR) at UNDP, requesting workforce information. OHR compiles and electronically sends relevant data on all staff as well as non-staff to the UN. Eligibility The following individuals are automatically covered by the MAIP: Internationally recruited staff members administered under the UN Staff Regulations and Staff Rules Locally recruited staff members, both General Service (GS) staff and National Professional Officers (NPOs), administered under the UN Staff Regulations and Staff Rules Internationally recruited consultants Locally recruited consultants
Any individual loss that occurs outside such a period and/or radius will not be included in that defined "event". Air travel 13. This policy covers only up to 30 passengers on any one aircraft and, therefore, there should not be more than 30 passengers from the UN system travelling on any aircraft unless this has been brought to the prior attention of the Underwriters through Benefits 14. There are three benefits under MAIP: Death Permanent total disablement Permanent partial disablement Death Benefit The benefit under MAIP for death is as follows: US$500,000 for: Internationally recruited professional staff members governed under the UN Staff Regulations and Staff Rules Official visitors Internationally recruited consultants; and Ten the net annual salary (all additional allowances, e.g., spouse and child benefits and language allowance, are excluded in the calculations), subject to a maximum of US$500,000 for: Locally recruited staff members governed by the UN Staff Regulations and Staff Rules Locally recruited consultants Locally recruited service contract holders Should an insured person, while covered under MAIP, disappear, and his/her body not be found within 12 months after his/her disappearance and sufficient evidence is produced satisfactory to the Underwriters that leads them inevitably to the conclusion that he/she sustained malicious bodily injury and that such injury caused his/her death,