If the amount forgiven does exceed this, it could be considered income for tax purposes, subject to the Mortgage Forgiveness Debt Relief Act. The buyer may not resell the property for at least 90 days. Reasons for Cancellation Improvement in borrower’s financial situation. Borrower or listing broker does not act in good faith in the listing, marketing, or closing aspect of the sale. Any fraud or misrepresentation in the sale. Substantial change in property’s condition or value. Bankruptcy is filed by borrower. Any litigation that happens (or is in danger of happening) that would affect the title, such as divorce or probate. Participating Lenders Remember lenders can enter into contract to participate in the programs until 12/31/09, so the list may expand. Name Web Site Phone Service Address Fax Allstate Mortgage Loans & Investments, Inc. P.O. 1201, Crystal River, FL 34423 American Home Mortage Servicing, Inc. Attn: HAMP Processing 1525 S. Beltline Road Coppell, TX 75019 AMS Servicing, LLC 3374 Walden Avenue Buffalo, NY 14043 Aurora Loan Services LLC P.O. Box 1706 Scottsbluff, NE 69363-1706 Bank of America, N.A. P.O. Box 940070 Simi Valley, CA 93094-0070 Bank United Bay Federal Credit Union 3333 Clares Street Capitola, CA 95010
Bayview Loan Servicing, LLC Attn: Specialized Asset Management 4425 Ponce De Leon Blvd., 5TH Floor Coral Gables, FL 33146 or CCO Mortgage 10561 Telegraph Road Glen Allen, VA 23059 Carrington Mortgage Services, LLC Attention: Home Retention P.O. Box 54285 Irvine, CA 92619-4285 Central Florida Educators Federal Credit Union P.O. Box 953878 Lake Mary, Florida 32795-3878 Attn: Real Estate - HAMP Team Central Jersey Federal Credit Union 380 Berry St Woodbridge NJ 07095 CitiMortgage, Inc. Citi Ham Trial Agreements NTSB 1680, 680 Colwell Blvd Irving, TX 75039 Citizens First Wholesale Mortgage Co. 560 Fieldcrest Drive The Villages, FL 32162 Countrywide Home Loans Servicing LP Bank of America Home Loans P.O. Box 940070 Simi Valley, CA 93094-0070 CUC Mortgage Corporation P.O. Box 12670 Albany, NY 12212 N/A DuPage Credit Union Attn: Alternative Loan Solutions P O Box 3930 Naperville, IL 60567 EMC Mortgage Corporation Regular Mail Chase/EMC Fulfillment Center PO Box 293150 Lewisville, TX 75029 Overnight Mail Chase/EMC Fulfillment Center 2780 Lake Vista Drive
Lewisville, TX 75067 Farmers State Bank 11 S. Main St., P.O.Box 801, West Salem, OH 44287 First Bank Attn: HAMP 2030 Sea Level Drive, Ste. 200 Ketchikan, AK 99901 First Federal Savings and Loan Association of Port Angeles Attn: Collection Department PO Box 351 Port Angeles, WA 98362 First Keystone Bank 22 West State Street Media, PA 19063 Franklin Credit Management Corporation Attn: Loss Mitigation 101 Hudson Street 25th Floor Jersey City, NJ 07302 Glass City Federal Credit Union 1340 Arrowhead Drive Maumee, OH 43537 GMAC Mortgage LLC 2711 North Haskell Ave., Suite 900 Dallas, TX 75204 Great Lakes Credit Union Green Tree Servicing LLC 7360 S Kyrene Road T214 Tempe, AZ 85283 Harleysville National Bank & Trust Company 483 Main Street, P.O. Box 195 Harleysville, PA 19438 Hillsdale County National Bank One South Howell Street Hillsdale, MI 49242 HomEq Servicing P.O. Box 160248 Sacramento, CA 95816-0248 866- Home Financing Center Inc. 400 University Drive, Suite 300 Coral Gables, FL. Home Loan Services, Inc. Loan Services P.O. Box 1838
Members Mortgage Company, Inc. Attn: Alternative Loan Solutions 10 Cedar St STE 11 Woburn, MA 01801 Metropolitan National Bank Attn: Mortgage Department P.O. Box 8010 Little Rock, AR 72203 MorEquity, Inc. 1) PO Box 3788 Evansville IN 47736-9984 2) 601 NW Second Street, Evansville IN 47708 Mortgage Center, LLC 20300 Civic Center Dr, # 403 Southfield, MI 48076 Mortgage Clearing Corporation National City Bank 3232 Newmark Drive Miamisburg, OH 45342 Nationstar Mortgage LLC Attn: HAMP 350 Highland Drive Lewisville, TX 75067 Oakland Municipal Credit Union 250 Frank H. Ogawa Plaza Suite 6301 Oakland , CA 94612 Ocwen Financial Corporation, Inc. 16661 Worthington Rd STE 100, West Palm Beach, FL 33409 OneWest Bank Indymac - 1, 2900 Esperanza Crossing Austin, TX 78758 ORNL Federal Credit Union 221 S. Rutgers Avenue Oak Ridge, TN 37830 PennyMac Loan Services, LLC Attn: Karen Denton 27001 Aguora Road, Suite 350 Calabasas, CA 91301 Attn: Karen Denton PNC Bank, National Association 3232 Newmark Drive Miamisburg, OH 45342 Purdue Employees Federal P.O. Box 1950
Credit Union West Layette IN 47996-1950 Qlending, Inc. 2600 Douglas Rd, Suite 700 Coral Gables, FL 33134 Quantum Servicing Corporation 6302 E. MLK Blvd., Suite 300 Tampa, FL 33619 RG Mortgage Corporation PO Box 362394 San Juan, PR. 00936-2394 Residential Credit Solutions 4282 North Freeway Fort Worth TX 76137 RoundPoint Mortgage Servicing Corporation P.O. Box 19409 Charlotte, NC 28219-9409 Saxon Mortgage Services Saxon Attention: Home Preservation HMP Documentation Department 4708 Mercantile Drive North Fort Worth, TX 76137 Schools Financial Credit Union C/O Real Estate Department 1485 Response Rd Suite 126 Sacramento CA, 95815 SEFCU 700 Patroon Creek Blvd Albany, NY 12206 Select Portfolio Servicing PO BOX:65250 Salt Lake City, UT 84165-0250 3815 S. West Temple Salt Lake City, UT 84107 Servis One Inc.,dba BSI Financial Services, Inc Attn: HAMP Department P.O. Box 517, 314 S. Franklin Street, Titusville, PA 16354 ShoreBank Attn: Kenisha Davis 3401 South King Drive, Chicago, IL 60466 Stanford Federal Credit Union Attn: Tram Le 1860 Embarcadero Road