zilongwang/ReadingBank huggingface dataset:
Works Cited Bond, Chris. "Frankenstein: is it really about the dangers of science? Chris Bond explores how Frankenstein is about something more than the danger of scientific experimentation." The English Review 20.1 (2009): 28+. Literature Resource Center. Web. 9 Feb. 2015. Claridge, Laura P. “Parent-Child Tensions in Frankenstein: The Search for Communion.” From Studies in the Novel, vol. XVII, no.1 (Spring 1985): 14-26. © 1985 by North Texas State University. Reprinted by permission. “Long-term consequences of child abuse and neglect”. “Child Welfare Information Gateway.” (2013). Washington, DC: U.S. Department of Health and Human Services, Children’s Bureau. Schmid, Thomas H. "Addiction and isolation in Frankenstein: a Case of Terminal Uniqueness." Gothic Studies 11.2 (2009): 19+. Literature Resource Center. Web. 10 Feb. 2015. Shelly, Mary. Frankenstein, N.p.: Signet Classics, 1963. N. pag. Print. “What is child abuse and neglect?” “Child Welfare Information Gateway.” (2013). Recognizing the signs and symptoms. Washington, DC: U.S. Department of Health and Human Services, Children’s Bureau. Zimmerman, Lee. "Frankenstein, Invisibility, and Nameless Dread." American Imago 60.2 (Summer 2003): 135-158. Rpt. in Children's Literature Review. Ed. Tom Burns. Vol. 133. Detroit: Gale, 2008. Literature Resource Center. Web. 9 Feb. 2015.
You cannot submit an application for activities that appear on the . EXPENSES — What is covered? 50% of translation-related costs up to a maximum of CAD$20,000 per title; the Council recognizes the established translation fee scales in German-speaking countries; For translations of literary works, the cost of promoting the translated book (maximum of CAD$2,000 per translated title); For translations of illustrated books containing at least 50% photos and/or illustrations (e.g. children’s books, graphic novels, illustrated books etc.), production costs per translated title of up to CAD$4,000 and promotion costs per translated title of up to CAD$2,000. ASSESSMENT — How decisions are made? An assesses the applications based on the categories and weighted criteria listed below. The Council seeks input from outside experts as needed. For your application to be considered, you will need to obtain a minimum score in each category. Applications for non-literary genres: Impact - 65% (minimum score of 45/65) Creation of new markets in Germany and elsewhere in the German-speaking world Development of the international profile of the work, of the author and of the Canadian publisher Feasibility - 35% (minimum score of 25/35) Your ability and experience to successfully carry out the project The translator’s ability and experience to undertake the translation A reasonable budget Applications for literary titles: Impact - 60 % (minimum score of 40/60) Creation of new markets in Germany and elsewhere in the German-speaking world Development of the international profile of the work, of the author and of the Canadian publisher Artistic merit - 15% (minimum score of 10/15) Recognized quality of the work to be translated Feasibility - 25 % (minimum score of 18/25) Your ability and experience to successfully carry out the project The translator’s ability and experience to undertake the translation A reasonable budget
At Frankleigh Park Kindergarten, Kura Pepi Waenga, we are fortunate to have a spacious environment that is filled with luscious vegetable gardens, fruit trees, attractive plants and flowers. We believe the environment is the third teacher where children learn through the joy of exploration and discovery. We also believe in caring for our environment through sustainable practices including composting, worm farming and rain water collection. All the nutrients from these practices get fed back into our gardens. Tamariki work with kaiako and whanau to plant, grow and harvest. As the children work and care for our natural environment they develop a deep level of respect for nature and the world around them. This year, we began our journey with ENVIROSCOOLS. Children, their families and teachers have all been involved in embracing the Maori perspectives in the action projects we have explored this year from ’Food Focused Learning’, “ The Trip to Tanagora’, ’Puanga Kai Rau,’ ‘The Legend of Ranginui and Papatuanuku’, ‘Te Reo and Waiata’, ‘Weaving our Korowai’, ‘The Tui Garden Project’, ‘The Clay Wall Project to ’The Cook Book”. The cook book is a fundraiser for improvements to the veranda area of our Kindergarten. As much of the produce we get from our gardens is used within our food focused learning at Frankleigh Park we felt our very own cookbook was perfect to celebrate some of our favourite kindergarten learning experiences from the garden and the kitchen. The Staff, Jan, Tanya, Trish, Kathryn and I wish to thank our wonderful committee for making this a reality and helping to bring our vision to life. Please ring or email us if you would like to order a copy. Kohikohia nga kokano Gather the seeds Whakaritea te purekereke Prepare the seedbed carefully Kia puawai nga hua And you will be gifted with an abundance of food We wish to thank Pounamu Skelton for her aroha and awhi to us throughout the year as we continue to embrace the Enviroschools kaupapa, into our early childhood curriculum.
X-ray: Office 20% coinsurance after deductible is met 30% coinsurance after deductible is met Freestanding Radiology Center 20% coinsurance after deductible is met 30% coinsurance after deductible is met Outpatient Hospital 20% coinsurance after deductible is met 30% coinsurance after deductible is met Advanced diagnostic imaging (for example, MRI/PET/CAT scans): Office 20% coinsurance after deductible is met 30% coinsurance after deductible is met Freestanding Radiology Center 20% coinsurance after deductible is met 30% coinsurance after deductible is met Outpatient Hospital 20% coinsurance after deductible is met 30% coinsurance after deductible is met Emergency and Urgent Care Emergency room facility services 20% coinsurance after deductible is met Covered as Emergency room doctor and other services 20% coinsurance after deductible is met Covered as Ambulance Transportation 20% coinsurance after deductible is met Covered as Urgent Care Center Office Visit 20% coinsurance after deductible is met 30% coinsurance after deductible is met
Outpatient Mental Health and Substance Use Disorder Doctor Office Visit and Online Visit 20% coinsurance after deductible is met 30% coinsurance after deductible is met Facility visit: Facility fees 20% coinsurance after deductible is met 30% coinsurance after deductible is met Doctor Services 20% coinsurance after deductible is met 30% coinsurance after deductible is met Outpatient Surgery Facility fees: Hospital 20% coinsurance after deductible is met 30% coinsurance after deductible is met Freestanding Surgical Center 20% coinsurance after deductible is met 30% coinsurance after deductible is met Doctor and other services Surgery 20% coinsurance after deductible is met 30% coinsurance after deductible is met Hospital Stay (all inpatient stays including maternity, mental and substance use disorder) Facility fees (for example, room & board) 20% coinsurance after deductible is met 30% coinsurance after deductible is met Doctor and other services 20% coinsurance after deductible is met 30% coinsurance after deductible is met
Interview Room No Violations Noted Upper Showers 105 CMR 451.123* Maintenance: Floor paint damaged outside shower # 1, 2, and 3 105 CMR 451.123* Maintenance: Ceiling vent dusty in shower # 1, 2, and 3 105 CMR 451.123* Maintenance: Caulking dirty outside shower # 1, 2, and 3 Upper Janitor’s Closet No Violations Noted Sub Day Room No Violations Noted Sub Day Room Cells No Violations Noted Sub Day Room Showers 105 CMR 451.123* Maintenance: Caulking dirty outside shower 105 CMR 451.123* Maintenance: Floor paint damaged outside shower 105 CMR 451.123* Maintenance: Ceiling vent dusty in shower PRINT SHOP No Violations Noted Inmate Bathroom No Violations Noted KITCHEN Dishwashing Area No Violations Noted 3-Bay Sink No Violations Noted 2-Door Refrigerator No Violations Noted 3-Door Warmers No Violations Noted Handwash Sink No Violations Noted Baking Area No Violations Noted Prep Tables No Violations Noted Refrigerator # 1 No Violations Noted Refrigerator # 2/Produce Prep No Violations Noted
Kimble House 3rd Floor Rooms 105 CMR 451.353 Interior Maintenance: Wall paint damaged in room # 3 Bathroom 105 CMR 451.123 Maintenance: Walls dirty in left shower 105 CMR 451.123 Maintenance: Handwash sink dirty 105 CMR 451.126 Hot Water: Hot water temperature recorded at 900F 2nd Floor Office FC 4-204.112(A) Design and Construction, Functionality: No functioning thermometer in refrigerator Bathroom 105 CMR 451.123 Maintenance: Floor damaged in front of toilets Kitchen FC 4-602.12(B) Cleaning of Equipment and Utensils; Frequency: Interior of microwave oven dirty FC 4-101.16 Materials for Construction and Repair; Multiuse: Sponges used in kitchen 1st Floor Laundry 105 CMR 451.353 Interior Maintenance: Floor tiles damaged throughout room 105 CMR 451.350 Structural Maintenance: Ceiling damaged around pipes Minimum Security Staff Bathroom 105 CMR 451.123 Maintenance: Floor tiles damaged General Area No Violations Noted Cells 105 CMR 451.353 Interior Maintenance: Floor paint damaged in cell # 2, 5, 7, 6, 9, 10, 12, 13, 14, 18, 20, 22, 23, 24, 26, and 27 105 CMR 451.353 Interior Maintenance: Wall paint damaged in cell # 4, 5, and 15 105 CMR 451.117 Toilet Fixtures: Toilet fixtures dirty in cell # 25 Library No Violations Noted Downstairs Storage Closet No Violations Noted Bathroom 105 CMR 451.123* Maintenance: Handwash sink near showers dirty 105 CMR 451.123* Maintenance: Ceiling vent dusty
Jonathan Edwards versus Benjamin Franklin “A Young Puritan’s Code” by Jonathan Edwards (reprint) List of 13 Virtues from the Autobiography by Benjamin Franklin (p. 356) Note below THREE places in Edwards’ list where a Puritan/ Calvinist point of view can be seen. In other words, what specific items from Edwards’ piece lets you know it was written by a Puritan? Point out THREE places in Franklin’s list where a humanist, Deist, or Enlightenment point of view can be seen. In other words, what specific items from Franklin’s piece lets you know it was written by a person of the Enlightenment and NOT by Puritan?
The consortium of the three schools and early learning providers will be established with the support of the DET’s Legal Unit and its governance arrangements will reflect the legal instrument which is used to underpin its establishment in order to ensure its sustainability. Implementation will draw on policy and program guidance through DET’s Regional Services Group, to ensure that the Plan leverages and reinforces broader reform initiatives. The VSBA will be actively involved in the project where there is capital expenditure, for the duration of the building timeframe. ACTIONS 2018 2019 2020 2021 Development of the sites of Aldercourt and Mahogany Rise Primary Schools to enable the provision of additional, affordable, accessible high-quality early learning which is integrated with school learning and which together can act as hubs for the provision of a broad range of support services and as focus points for community building Development of model for integrated service delivery Implementation of model Develop a strong and enduring relationship with universities and other key stakeholders in local government and training surrounding Frankston North, in particular, early childhood, schools, adult education and community support services Development of partnership Ongoing work of partnership Develop and implement a comprehensive school improvement agenda Implementation of school strategies Leadership partnership supports in place Develop a Centre of Excellence at Monterey Secondary College in one or more domains as a unique identity for the college. This centre would be part the education offering of the broader network of secondary schools in Frankston and surrounding areas Planning and identification of curriculum focus areas Program implementation Develop a consortium of the three schools and early learning providers to coordinate the work of engaging and building community aspiration, pride and confidence in their schools, and providing services to children and students Develop legal basis for consortium and plan activities which sit under consortium’s remit Implementation of consortium Develop a program of parent engagement initiatives to build parent confidence and capacity to engage with schools, actively support their child’s learning, and build their trust in government education Develop program and determine management responsibilities Program implementation
Refurbish and modernise the existing main building Link the school with an onsite early learning centre Develop a health and wellbeing services hub Develop a Centre of Excellence for Frankston North and wider community Build on the existing Doctors in Secondary Schools program Recommendations from the education plan The above initiatives came from the Frankston North Education Plan’s findings which established that all three schools need to: Build improvements in early learning Act like a one-stop shop or hub for broader health and wellbeing services Ensure services to early learning and health and wellbeing are affordable and accessible Improve and modernise school facilities Streamline partnerships with local government, education, training and health services providers Develop and implement education improvements in each school Develop a program for parents that builds their engagement with local schools and their children’s learning, and their trust and confidence in government education Integrate opportunities for lifelong learning for parents and wider community Develop a team of people with an executive principal, dedicated to coordinating these improvements across all three schools, that also supports professional leadership and training for staff
Edminister Robert (1980); Financial Institutions Markets and Management revised Edition McGraw Hill Publications France EPRC (1996) Credit Accessibility to the Rural poor in Uganda. Economic Research Policy Bulletin, Vol 2 no .1 April. (1996) Gopaal, E.G (1997). Marketing and Business Management. (3rd ed) England : Colleen publishers ltd HOFOKAM ltd (2004-2009) business plan Hulme, D. ; Mutesasira, L.; Mugwanga, H. ; Kashangaki, J. ; Maximambali, F. ; Lwoga, C. ; Wright, G. ; Rutherford, S. (1999) “Client Drop-outs From East African Microfinance Institutions”. - MicroSave Report, Kampala. Hulme, D. and Mosley, P. (1997) “Finance for the Poor or the Poorest? Financial Innovation, Poverty and Vulnerability.” In who Needs Credit? Poverty and Finance in Bangladesh. G.D. Wood and I. Sharif, eds. Dhaka, Bangladesh : The University Press Limited. Kakuru J (2000). Financial dimensions and the business (1st ed). MUBS Kakuru J (2000). Financial dimensions and the business (2nd ed). MUBS Kambugu A M (2002) Investigating how organization culture and climate customer orientation, and innovation affect performance of service firms. Kotler P and Gray, A. (1998) Principles of marketing (8th ed) New Jersey: prentice Hall incl. Maximambali, F. (1999).“Client Exits (Drop-outs) amongst Tanzanian MFIs”. MicroSave- Africa Research Report. Mbonigaba, W (1998). Internal bench marking and business process. Industry newsletters
Meyer, R.; Graham, D. and Pagura, M. (2001) “Determinants of borrower drop out in microfinance: an empirical investigation in Mali”. Mukweli, J. (2001). Business administration and Management (2nd ed). London: Gee and Company publishers. Murray, I. (2001). “Cultivating Client Loyalty”. - The Microbanking Bulletin, Washington, D.C.; Issue no. 6, pp. 20-24 Ngahu, C. (2001) Customer care and delight. The profoto Magazine vol. 5 no 2. pp. 14-16 No 159. Pp.8-9 Ongena, S., and Smith, D.C. (2001). “The Duration of Bank Relation Ships”. Journal of Financial Economics 61 449-475. Pagura, M. (2003). “Examining Client Exit in Microfinance : Theoretical and Empirical perspectives”. PhD Dissertation, The Ohio State University. Pagura, M. (2004). “Client Exit in Microfinance : A conceptual Framework with Empirical Results From Mali”. CSAE Conference : Growth, Human Capital, and Povert Reduction in Africa. Painter, J., and MKNelly, B. (1999). “Village Banking Dynamics Study: Evidence from Seven Programs.” Journal of Microfinance1 (Fall 1999) : 91-116. Pandey .I.M.(1995); Financial Management seventh Edition New Delhi India Pandey, M. (1995). Financial Management. Roston.J.F (2001): Research report writing (A contemporary Approach for beginners) Koran page limited London. Schreiner, M. (2001). “Scoring drop out at a Micro lender in Bolivia”. Center for Social Development. Washington University in St. Louis.
Boat Archives - ‘Franswa II’ Do you know more about this boat? Length 45’ Prior Names Year Built 1963 Build No. 45/1 Beam 11’6 Hull Construction Double diagonal teak Draft 3’6 Deck Construction Teak Engine Make Twin Perkins HT 6.354 (M) Superstructure Style Engine Size 105HP Number of Berths Engine Fuel Type Diesel Location Runneymede, on the hard History 1996 Owned by Ken Lucas of Parkstone, Dorset. ORIGINALLY BASED ON THE THAMES AT SHIPLAKE AT MR LUCAS HOUSE TAKEN TO DORSET WHEN HE RETIRED SEEN OUT OF WATER LOOKING IN NEED OF TLC REPORT BY CHRIS EDGERLY. 2002 Purchased by Carol and Martin Reed of Runnymede, who also own ARCADIA.
LAFS.1.W.2.5 With guidance and support from adults, focus on a topic, respond to questions and suggestions from peers, and add details to strengthen writing as needed video through Discovery) Day 14 Content Benchmark: S.S.4.FL.6.2 Explain that risk from accidents and unexpected events is an unavoidable part of daily life. Correlated Literacy Standard: LAFS.K.SL.1.1 Participate in collaborative conversations with diverse partners about kindergarten topics and texts with peers and adults in small and larger groups. Lesson 14: What is an Accident? Students will explore different types of accidents and identify ways to help prevent accidents. Handout #14 “Accidents Can Happen” (included) Construction Paper Crayons Day 15 Content Benchmark: S.S.4.FL.6.4 Discuss that one method to cope with unexpected losses is to save for emergencies. Correlated Literacy Standard: LAFS.K.L.3.6 Use words and phrases acquired through conversations, reading and being read to, and responding to texts. Lesson 15: What is an Emergency? In this lesson students will come to understand the term emergency and explore different types of emergencies. Students will also identify ways be prepared in an emergency. Video: “Learn About 9-1-1 with Emergency Ernie.” Construction Paper Crayons pencil
Every six weeks representatives from the CAC joined a smaller representative group from the Facilitation Team in a meeting with representatives of government, in a forum called "the Overview Committee". In practice, government plays a very small role in local development, although the CAC has managed to get government support that led to roads being built and land being set aside for a community centre. The Tripartite Partnership for Agrarian Reform and Rural Development (TriPARRD) in the Philippines The Philippines offers an example of development collaboration known as the TriPARRD approach. When the Agrarian Reform Program did not gain much ground by mid-1989, an NGO, PhilDHRRA (The Philippines Partnership for the Development of Human Resources in Rural Areas) started consulting NGOs and POs on strategies to accelerate agrarian reform. The consultations and debates led to the idea that NGOs and POs, themselves, should actually facilitate land transfers and support service delivery in co-ordination with government. This approach brought together government, NGOs and People's Organisations (POs). POs in the Philippines consist of producer co-operatives, landless farmers, homeless people, and so on. The structure of the partnerships was crucial to its success. At the village level there was a field Implementation team (FIT) which consisted of a local government official tasked with facilitating land transfers, a Community Organiser and a local PO leader. The provincial and regional level structure included NGO leaders, provincial Agrarian Reform Programme officials, and officials from affected government departments. This cut red tape in decision-making and tended to co-ordinate strategies and policies. Provincial PO leaders were obviously active participants at this level, as well. The partnerships forced government officials to be more accountable for their performance; and NGOs and POs became more aware of the limitations and potentials of the government bureaucracy.
STANDARD 2.8 The student will describe natural resources (water, soil, wood, and coal), human resources (people at work), and capital resources (machines, tools, and buildings). Essential Understandings Essential Knowledge The three main types of resources are natural, human, and capital. Terms to know natural resources: Materials that come directly from nature human resources: People working to produce goods and services capital resources: Goods made by people and used to produce other goods and services Examples of resources Natural: Water, soil, wood, coal Human: Farmers, miners, builders, painters Capital: Hammers, computers, trucks, lawn mowers, factory buildings
DR J PHAAHLA DEPUTY MINISTER OF HEALTH ACKNOWLEDGMENTS BY THE DIRECTOR-GENERAL Given government’s commitment to equity and non-discrimination, including people with disabilities, the Honourable Minister of Health, Dr Aaron Motsoaledi appointed a Task Team to develop a Framework and Strategy for Disability and Rehabilitation in 2013. This Team represented a wide range of stakeholders, including but not limited to Disabled People's Organizations, universities, professional organizations, provincial representatives, private sector and other government departments. On behalf of the Department I would like to express my gratitude to all the members of the Task Team for the dedication they put into doing this work - especially as this work had to be fitted into already busy schedules. I also want to thank other contributors to this document, among them Dr Pamela McClaren from Disability Action Research Team and Fiorenza Monticelli from the Health Systems Trust for managing the final inputs from consulted contributors. I am confident that this document will put the Department on the right course to improve our services to persons with disabilities. We will endeavour to implement this framework and strategy to ensure that services for persons with disabilities are available at all the levels of health care. MS MP MOTSOSO DIRECTOR-GENERAL: HEALTH INTRODUCTION This Policy Framework and Strategy for Disability and Rehabilitation services in South Africa outlines comprehensive and integrated disability and rehabilitation services within the broader health and developmental context to facilitate improved access at all levels of health care.
No Link – H-1Cs don’t affect Economy AT H-1C affects the economy U.S. Department of Labor 2010 The statute giving rise to the H-1C program, moreover, mandates the introduction of no more than 500 nurses per year (for 3 years, ending in December 2009) through the program. Collectively, the changes made by this Final Rule will not have an annual effect on the economy of $100 million or more or adversely affect in any material way the economy, a sector of the economy, productivity, jobs, the environment, public health or safety, or State, local, or tribal governments or communities. Therefore, the Department has concluded that this Final Rule is not economically significant. The Department anticipates that the changes in this Final Rule would have little to no net direct impact on employers, above and beyond the baseline of the current costs required by the program as it is currently implemented. H-1C visas don’t exist currently Shapiro 2010 Ronald Shapiro Law Group, Saturday, July 31, 2010 The shortage of qualified nurses in many regions of the United States led to the creation of the H-1C visa for medical professionals. This program, which expired in December of 2009, is presently being reviewed by the U.S. Congress for the purpose of being reinstated. **Which Internal Link Is Best?** I/L – Reducing the Deficit Bad Premature ending Deficit spending leads to econ collapse Froomkin 2010 Dan, Huffington Post Online, http://www.huffingtonpost.com/2010/01/23/7-things-about-the-econom_n_433688.html In Washington salons and newsrooms, you are not considered a serious person unless you are very, very worried about the deficit. The principle that reducing the deficit is of the greatest urgency (and must come at the cost of entitlements) is for some reason firmly lodged in the halls of power in Washington. An example of just how uncontroversial deficit hawkery is among Washington's elite was provided by The Washington Post
. SITE B: Pile Valley – Undisturbed Area Environment Identification Data Using belt transect methodology, collect habitat data every 5m along a 20m transect line. Complete the table below: Vegetation Type Height (m) Count of plant/animal types Percentage Cover Distance (m) Trees Canopy or over storey >2 – 3m Canopy >70% <70% <30% 0 5 10 15 20
With any ROI calculation, there is no estimating of PR/C intangible outcomes and then trying to give them a financial value. There must be clear evidence that communication behavioural outcomes were realized. There must be clear evidence that another function’s conversion outcomes were realized from the communication outcomes. There must be clear evidence that organizational financial benefits were realized from the other function’s conversion outcomes. For the ROI calculation, organizational financial returns or benefits are compared to organizational financial investments. A Set of Principles for the Use of a BCR Metric for a PR/C Program or Campaign The projected campaign must have a clear path to its expected end state. That end state includes both first and second tier behavioural change, as well as the number of individuals affected. Therefore, it includes the actions of other functions. All potential investments must be accounted for, including PR/C’s and a subsequent function’s investments. These investments will include fixed and variable costs for both, as well as sunk costs as appropriate. There must be an expected sum of money as the benefit or return from each individual. That is, the financial value for each possible closed sale, each closed signature or each final action is required. Therefore, these are net financial returns or benefits, taken after all sale returns are made and all changes of mind are made. When utilizing compensating variation to assign monetary benefits, accuracy in the identification of campaign effects and accuracy in the valuation of those effects are necessary. Objectivity is required. A positive benefit cost ratio means that expected financial returns will exceed financial costs. If not, the program needs to be altered. Or, an alternative program should be proposed. Proposed programs can be examined based on a comparison of benefit cost ratios. At the same time, a baseline ratio should be established first. The baseline is the minimum ratio acceptable for the introduction of any and all new programs or campaigns. A Set of Principles on the Use of a Cost Effectiveness Metric All potential investments must be accounted for. These investments will include fixed and variable costs, as well as sunk costs as appropriate. An effectiveness benefit must be identified, one that is universal to ensure a solid comparison. For investments in Overhead, the benefit may be for the effectiveness of meetings, with comparisons for example between the effectiveness of face-to-face, Skype or video teleconferencing. For investments in PR Support Services, the benefit
Figure 54. Kogia spp. clicks in one minute bins between August 2014 and May 2015 at site D. Effort markings as in Figure 32. Anthropogenic Sounds Five types of anthropogenic sounds were detected between August 2014 and May 2015 at site D: broadband ship noise, MFA sonar less than 5 kHz, HFA sonar, echosounders and explosions. Broadband Ship Noise Broadband ship noise was a common anthropogenic sound. Broadband ship noise was detected throughout the recording period (Figure 55). There was no discernible diel pattern for broadband ships (Figure 56). Figure 55. Weekly presence of broadband ships between August 2014 and May 2015 at site D. Effort markings are described in Figure 31. Figure 56. Broadband ship noise in one minute bins between August 2014 and May 2015 at site D. Effort markings as in Figure 32. MFA and HFA Sonar MFA sonar was a common anthropogenic sound detected during these deployments. MFA sonar less than 5 kHz was detected intermittently with peaks in September and October 2014, as well as February and March 2015 (Figure 57). There was no apparent diel pattern for MFA sonar detections (Figure 58). One HFA sonar event was detected on April 29th, 2015 (Figure 59). There were too few HFA sonar detections to identify a diel pattern (Figure 60) Nearly 30% of analyst-defined MFA events contained packets which exceeded the minimum thresholds required for further analysis (Wiggins 2015; Table 3). MFA less than 5 kHz events were detected in September and October 2014, and between January and April 2015. Highest number of packets (>600) and Cumulative Sound Exposure Levels (CSEL) (> 170 dB re 1 µPa s) MFA events were detected in September 2014 (Figure 61). An increase in the number of packets at 164-165 dBpp re 1 µPa in Figure 61 (top panel) indicates that packet amplitudes occasionally exceeded the recording capability of the instrument, leading to signal clipping.
Section 8D of Actuarial Guideline 38 II Actuarial Guideline 38 Section 8E Filings for Companies writing Universal Life Insurance Products with Secondary Guarantees, unless previously filed directly with the Department Companies that write universal life with secondary guarantees business that has been re-priced during 2015 shall submit the following documents. When reserve “Method I” is utilized, submit an actuarial opinion and company representation for that business pursuant to Section 8E of Actuarial Guideline 38. Where reserve “Method II” is utilized, submit a report that supports compliance with the requirements of such method. Documents shall be mailed on or before March 15, 2016.
This column contains one of three words: “NAIC,” “State,” or “Company,” If this column contains “NAIC,” the company must obtain the forms from the appropriate vendor. If this column contains “State,” the state will provide the forms with the filing instructions (generally, on its website). If this column contains “Company,” the company, or its representative (e.g., its CPA firm), is expected to provide the form based upon the appropriate state instructions or the NAIC Annual Statement Instructions.. Column (7) Applicable Notes This column contains references to the Notes to the Instructions that apply to each item listed on the checklist. The company should carefully read these notes before submitting a filing.
Functional activities Number of identified risks Very High High Moderate Minor Low ICT 2 0 2 0 0 0 Corporate 18 0 1 12 4 1 Programme 31 0 3 17 7 4 Total 51 0 6 29 11 5 Percentage 100% 0.0% 11.8% 56.9% 21.6% 9.8% In accordance with the , treatment strategies must be identified and implemented for risks rated High or Very High. Risk identified as Moderate is acceptable if the potential benefit outweighs the consequences of the associated risk. Low or Minor risk is acceptable and requires no treatment. All risks must be monitored to ensure they do not escalate. 6. Detection (Reporting), Investigations and Response Fraud detection, investigation and response are key elements of the overall fraud control framework. Paragraphs (d) and (e) of section 10 of the PGPA Fraud Rule require PM&C to have appropriate mechanisms for detecting (reporting) and investigating fraud. These mechanisms have been developed by PM&C in accordance with the requirements of the AGIS. Despite prevention activities, fraud is still most likely to occur. A summary of actions to improve the overall fraud control environment through systems, internal controls and processes are detailed in the Fraud Risk Action items at Appendix B. 6.1 Reporting Fraud Under the Secretary’s Instructions 1.2, staff must report all incidents of suspected or potential fraud immediately to the GARB. PM&C can also receive reports of alleged fraud from internal and external audits and reviews, members of the public, external contractors, service providers and other Government agencies, including law enforcement bodies. Internal and external guidelines for reporting fraud to PM&C have been published on PM&C’s internet, intranet and extranet sites. These include: the Fraud Hotline: (02) 6152 3598; fraud Helpdesk email: ; fraud Reporting Form: , and The Fraud Manager Fraud Control and Investigations Section PO Box 6500 Canberra ACT 2600 6.2 Public Information and Disclosure Act On 15 January 2014, the PID Act commenced. On the same day the Whistleblowing provisions under the PS Act were repealed.
Director, Ethical Standards Unit ensure the ESU fulfils the legislative function on behalf of the to investigate all allegations of suspected official misconduct ensure a proactive approach to public sector ethics by promoting an ethical culture, practice and decision making through education and training programs implement, maintain and review the fraud and corruption control framework ensure the fraud and corruption control framework undergoes a biennial review or more frequently as required develop strategies in consultation with other key areas to achieve an effective fraud and corruption regime as CMC liaison officer report suspected official misconduct, criminal and other matters to the appropriate external agency: Crime and Misconduct Commission Queensland Police Service Queensland Ombudsman Queensland Audit Office Ethical Standards Unit conduct investigations into reports of suspected official misconduct, including fraudulent or corrupt practices manage and coordinate all public interest disclosures made to the department and ensure adequate support and certain protections are afforded the discloser in accordance with develop and maintain ethics related policies and procedures for building and sustaining integrity and accountability; for example, Standard of Practice, public interest disclosure procedure and guidelines, conflicts of interest, notification of other employment, bullying, lobbying and the fraud and corruption framework develop public sector ethics related education and training material to promote an ethical culture and performance; such as the ethical decision making awareness, internal controls and fraud awareness provide advice and direction to employees on the correct protocol for reporting matters to external agencies Internal Audit Branch provide independent appraisals, examination and evaluation of the department’s activities and assist management with the detection of suspected fraud and corrupt activities manage the department’s ‘fraud and corruption hotline – 1800 727 031’ undertake scheduled audits, which include examining established controls to determine if these are robust enough to reduce the risks of fraud and corruption, including the identification of work practices that may lead to fraudulent and corrupt activities undertake targeted audit activities to specifically identify any indication that fraud may have occurred, be alert to opportunities that could allow fraudulent activities report in writing any suspected activities of fraudulent or corrupt practices identified during an internal audit function to the Director, ESU for assessment and possible investigation or referral to the appropriate external agency
NORTHEAST INSTITUTE FOR QUALITY COMMUNITY ACTION FRAUD PREVENTION CHECKLIST According to the most recent research by the Association of Certified Fraud Examiners*: The median loss to corporations caused by organizational fraud was $140,000 and in 50% of these cases, the organization was unable to recoup any of the loss; On average the fraud lasted for 18 months; The majority of the perpetrators had never been previously charged or convicted of a fraud-related offense; Perpetrators were most often associated with organizational accounting and billing functions; The most common characteristics of the perpetrator was living beyond one’s means or an individual experiencing financial difficulties (63%); Routine independent organizational audits only detected fraud in 3% of the cases reported. Any organization is vulnerable to fraud but smaller companies are at higher risk due to inadequate controls and resources. Fraud Prevention Checklist: According to the ACFE, the most cost-effective way to limit fraud losses is to prevent fraud from occurring. Their checklist is designed to help organizations test the effectiveness of their fraud prevention measures. 1. Is ongoing anti-fraud training provided to all employees of the organization? ❑❑Do employees understand what constitutes fraud? ❑❑Have the costs of fraud to the company and everyone in it — including lost profits, adverse publicity, job loss and decreased morale and productivity — been made clear to employees? ❑❑Do employees know where to seek advice when faced with uncertain ethical decisions, and do they believe that they can speak freely? ❑❑Has a policy of zero-tolerance for fraud been communicated to employees through words and actions? 2. Is an effective fraud reporting mechanism in place? ❑❑Have employees been taught how to communicate concerns about known or potential wrongdoing? ❑❑ Is there an anonymous reporting channel available to employees, such as a third-party hotline? ❑❑Do employees trust that they can report suspicious activity anonymously and/or confidentially and without fear of reprisal? ❑❑Has it been made clear to employees that reports of suspicious activity will be promptly and thoroughly evaluated? ❑❑Do reporting policies and mechanisms extend to vendors, customers and other outside parties? 3. To increase employees’ perception of detection, are the following proactive measures taken and publicized to employees?
Appendix 2 – Process Flowchart Appendix 3 – Resources The contact details for external investigating authorities that staff can make a public interest disclosure to or seek advice from are listed below. For disclosures about corrupt conduct: Independent Commission Against Corruption (ICAC) Phone: 02 8281 5999 Toll free: 1800 463 909 Tel. typewriter (TTY): 02 8281 5773 Facsimile: 02 9264 5364 Email: Web: Address: Level 21, NSW 2000 For disclosures about maladministration: NSW Ombudsman Phone: 02 9286 1000 Toll free (outside metro): 1800 451 524 Tel. typewriter (TTY): 02 9264 8050 Facsimile: 02 9283 2911 Email: Web: Address: Level 24, NSW 2000 For disclosures about local government agencies: Director-General, Office of Local Government in the Department of Premier and Cabinet Phone: 02 4428 4100 Tel. typewriter (TTY): 02 4428 4209 Facsimile: 02 4428 4199 Email: Web: Address: , Nowra, NSW 2541 For disclosures about breaches of the GIPA Act: Information Commissioner Toll free: 1800 463 626 Facsimile: 02 8114 3756 Email: Web: Address: Level 11, NSW 2000
Deadlines Document Name Adopted/Approved Date Action Completion Date Council Officer Responsible Annual Report – November 2014 Preparation of 1 November 2015 Executive Manager Statement of Business Ethics – 25 March 2013 Review every 4 years Review to be undertaken by 28 February 2017 Governance Distribution of Statement of Business Ethics Ongoing Procurement Officer Community awareness on Statement of Business Ethics Ongoing Procurement Officer Procurement Information Packs Reviewed annually Procurement Officer ‘Doing Business with Council’ website page Reviewed annually Procurement Officer Letter from Internal Ombudsman to community members or business stakeholders, inclusive of “Bribery=Crime” flyer from the ICAC (available in multiple languages) As required Internal Ombudsman Reporting Systems (internal) Under the Public Interest Disclosures Act 1994, Council must have a policy and procedures in place to encourage the reporting of wrongdoing, to endeavour to protect the identity of and to prevent any reprisal against them. Objectives The objectives of this strategy are to ensure: Policies, systems and procedures are in place to encourage the reporting of wrongdoing and suspect behaviour. Fraud notification systems give the complainant the opportunity to report wrongdoing or suspect behaviours anonymously. Whistle-blowers are protected by the organisation. Policies, corporate practices, systems and procedures allow Council officers, managers as well as contractors, consultants, customers, to notify the organisation of wrongdoing and suspect behaviours. Actions 7.1 Council’s Internal Reporting Policy to provide guidance to Council Officers on how to make a protected disclosure and to whom it can be made. 7.2 Training on Public Interest Disclosures to be delivered to new employees as part of regular induction programs. 7.3 Refresher training on Public Interest Disclosures to be delivered to all Council Officers yearly via online training modules or workshops. 7.4 Half-yearly reports on PID activity to be lodged with the NSW Ombudsman.
outcome. Raising a concern directly to NRES Where concerns are of a more specific or potentially sensitive nature then a formal concern should be put in writing to the appropriate Head of Department. Please note contact details for the Heads of Department and the NRES Director can be found on the NRES website 6.0 How Concerns will be managed by NRES The appropriate Head of Department will inform you within 3 days of how your concern is being handled, who is going to handle it and the likely time it will take. The aim is to facilitate early highlighting of concerns which can be resolved through dialogue and learning. However where the nature of the complaint is such that it may fall into the scope of the policies of a local employing Trust or Appointing Authority the Head of Department will ensure the appropriate Trust or Appointing Authority is informed and the management of the concern is discussed and the most appropriate method of solution is agreed. This could lead to the concern being solely managed by the employing Trust or Appointing Authority. Should this occur the person raising the concern will be informed and given the name of the person who is taking forward the management of the concern. If it is agreed the management of the concern will be shared by NRES and the employing or appointing organisation how the concern is being managed will be explained giving the remit of the concern being dealt with by each organisation and the names of those taking forward the concern in both organisations. If the concern is dealt with solely by the NRES Head of Department: A plan will be taken forward and held on file and responded to as follows Each response will include the following; - A summary of each element of the concern - Details of the policy followed - A summary of the investigation - Details of key issues or facts identified by an investigation - Conclusions of the investigation - What needs to be done to put things right - Things done to prevent a reoccurrence (if appropriate) - An apology, if needed
Name ______________________________________________ Date _______________ Period ______ Frayer Models Homework Directions: Create a Frayer Model for each of the key terms or concepts in Biology. The goal of the assignment is for students to acquire and understand key vocabulary for success in the course and on the EOC. Use the textbook, your notes, and internet sources with the format below and be sure that you put the definition in your own words. Complete the Frayer Models on your own paper. Put no more than 3 Frayer Models on one side of your notebook paper. Ecology Vocabulary: Abiotic Factor Ammonification/Nitrogen Cycle Biodiversity Biome Biosphere Biotic Factor Carbon Cycle Carrying Capacity Climax Community Commensalism Community Competition Consumers Decomposers Denitrification Detrivore Ecological Pyramid Ecosystem Food Chain Food Web Host Limiting Factor Mutualism Natural Disaster Nitrification Nitrogen Fixation Organism Parasite Parasitism Pioneer Species Population Predator Prey Primary Consumer Primary Succession Producer Scavenger Secondary Consumer Secondary Succession Symbiosis Tertiary Consumer Trophic Level
Frayer Model Example #3 Essential Characteristics: - contains water - has a shore - is surrounded by land except at areas where it meets another body of water - larger than a pond Non-essential characteristics: -may contain water plants and fish - likely contains fresh water - may provide an area for recreational activity - may provide a habitat for wildlife - may be formed by glaciers - may be an expanded part of a river - may be formed by a dam Examples: ____ Ontario ____ Simcoe ____ Temagami Ramsey ____ ____ Victoria Loch Ness Lac Champlain (replace _____ with the unknown word) Non-examples: -pond - puddle - swimming pools - Elliot Lake (town) - Georgian Bay - Pacific Ocean - St. Lawrence River
Personal Skills Demonstrates honesty Accepts personal responsibility for actions Exhibits authentic and congruent behavior Demonstrates trustworthiness Demonstrates ethical behavior Personal Skills Demonstrates tenacity and hard work Practices excellence Demonstrates punctuality, meats deadlines and is self-directed Follows established policies, procedures and expectations Personal Skills Demonstrates loyalty Exhibits self-confidence Demonstrates maturity Displays a positive image Personal Skills Contributes to success Demonstrates dependability Demonstrates consistency Follows through with commitments Demonstrates personal and financial well-being
Workplace Skills Designs, prepares and implements within a desired timeframe Demonstrates attention to detail Follows established standard of quality and expectations Perseveres to complete projects and tasks Sets priorities when faced with multiple tasks Responds to changing priorities Workplace Skills Builds positive relationships Focuses on others above self Mitigates conflict Coaches others to high performance Mobilizes individuals and resources to accomplish a goal Crafts and articulates a vision
Guided Imagery – Immigration Picture yourself packing. You can only take one small suitcase. You must carefully decide what to take because you don’t know if you’ll ever come back. As you pack, you begin to touch the things that are so familiar to you in a way that you have never done before… Your bed, your bureau, your feather quilt that your grandmother made…your books, your chair. As you walk out of the house, the memory of the smell of freshly baked bread, and the traditional Friday night supper begin to make your mouth water. You can hear the silverware and dishes being set on the table in preparation for the evening meal. As you open the door, you see the waiting wagon and glance back for one last time at the house you have known all your life. The short ride to the train station seems endless. The jarring motion of the wagon brings back a flood of memories and you are overwhelmed by a fear of the unknown future…You look at the faces of the strangers awaiting the same train and their expressions mirror your own fears…You begin to hear the vibration of the oncoming train. The smell of the smoke begins to cloud your thoughts. The approaching powerful engine makes you feel small and powerless. The steady rhythm of the train’s clicking wheels begins to hypnotize you. You peer out the window and see the horizon slowly changing…fewer open fields, flowers, and birds…Unfamiliar sights of the approaching city suddenly jar you out of your hypnotic state. As you exit the train, you can almost taste the salt from the vast ocean which lies before you. You are carried along by a stream of strangers and are caught up in a sea of emotions – excited to be finally going to America, but grieving for everything you’ve known as home. *Created by Ann Chapnik, Rosemarie Greene, Diane Fraggos