The Tenet Financial Planning Questionnaires are designed to be modular in nature, dependent on the advice being given to the client. For all cases, the Core Financial Planning Questionnaire should be completed fully where possible, with the additional advice specific information gathered in the relevant modules, as indicated below. Where advice is being ‘limited’ to specific areas of need, please indicate the area of need by ticking the end column and ensure that you complete the additional fact find: Supplementary Questionnaires Need Area Required for advice on: Estate Planning Required in addition to all other modules for clients who wish to address Estate Planning issues. Planning for Retirement Required where clients are planning for retirement and may be making capital or income contributions, have inherited pension funds or making decisions that involve switches or transfers of existing pension funds. Living in Retirement Required where clients are immediately prior to (e.g. within 6 months), at or in retirement. Protection Required for all recommendations for protection contracts, with the exception of those made as part of Estate Planning. Adviser Note Please complete all the appropriate sections. If a section is not applicable, then please strike this through and write N/A. For the avoidance of doubt within this questionnaire, and all supplementary questionnaires, N/A means not applicable. Contents
Earnings & Income Gross Employment Income (Annual) Client 1 Client 2 Basic Salary £ p.a. £ p.a. Car Allowance £ p.a. £ p.a. Bonus £ p.a. £ p.a. Overtime £ p.a. £ p.a. Shift Allowance £ p.a. £ p.a. Other £ p.a. £ p.a. Value of Benefits in Kind (P11D) £ p.a. £ p.a. Other Earned Income (e.g. 2nd Job – provide details Notes) £ p.a. £ p.a. Total Employment Income £ p.a. £ p.a. Self-Employment Income (Annual) Client 1 Client 2 Number of Years’ Accounts / Self-Assessment Available Latest Year (1) Year End Net Profit (before taxation) £ p.a. £ p.a. Net Dividend (if Ltd) £ p.a. £ p.a. Director’s Remuneration (if Ltd) £ p.a. £ p.a. Previous Year (2) Year End Net Profit (before taxation) £ p.a. £ p.a. Previous Year (3) Year End Net Profit (before taxation) £ p.a. £ p.a. Total Self Employed Income £ p.a. £ p.a. Other Gross Income (Annual) Client 1 Client 2 Tax Free Income (e.g. ISA) £ p.a. £ p.a. Deposit Interest £ p.a. £ p.a. Investment Income (Interest) £ p.a. £ p.a. Investment Income (Dividend) £ p.a. £ p.a. Rental Income £ p.a. £ p.a. Pension (State) £ p.a. £ p.a. Pension (Private) £ p.a. £ p.a. Child Benefit £ p.a. £ p.a. Working Tax Credit £ p.a. £ p.a. Child Tax Credit £ p.a. £ p.a. Disability Benefits (e.g. DLA, PIP etc) £ p.a. £ p.a. Other:(please provide details in Notes) £ p.a. £ p.a. Total Other Gross Income £ p.a. £ p.a.
Protection Plans Income Protection & Sick Pay Owner Provider Policy Number Amount of Cover (% Salary or Amount) Deferred Period (months) Cover to Age Monthly Premium Premium (Guaranteed / Reviewable) C1 C2 £ G R C1 C2 £ G R C1 C2 £ G R C1 C2 £ G R Notes (Please provide any additional details that are relevant, such as any past claims etc) Critical Illness Owner Provider Lives Covered Policy Number Start Date Amount of Cover (Sum Assured) Level/ Term (Yrs) Life Cover? Monthly Premium Premium (Guaranteed / Reviewable) J C1 C2 J C1 C2 £ L D Y N £ G R J C1 C2 J C1 C2 £ L D Y N £ G R J C1 C2 J C1 C2 £ L D Y N £ G R J C1 C2 J C1 C2 £ L D Y N £ G R Notes (Please provide any additional details that are relevant, such as where cover is accelerated, link to mortgage etc, any past claims etc)
Defined Benefit Pensions (e.g. Final Salary) Owner Employer Scheme Name Scheme Retirement age (Expected) Years’ Service Are you an Active Member Any benefits taken? Death In service Spouse’s pension on Death Expected/ Received Tax Free Cash Expected /Received Annual Pension C1 C2 Y N Y N £ % £ £ C1 C2 Y N Y N £ % £ £ C1 C2 Y N Y N £ % £ £ C1 C2 Y N Y N £ % £ £ Notes
Investments (including Investment Portfolios, Shares, Investment Bonds etc) Owner Type (e.g. Shares, Onshore Bond) Provider Start Date Initial Investment Regular Contribution & Frequency Current Value Fund(s) In Trust? J C1 C2 £ £ £ Y N J C1 C2 £ £ £ Y N J C1 C2 £ £ £ Y N J C1 C2 £ £ £ Y N J C1 C2 £ £ £ Y N J C1 C2 £ £ £ Y N J C1 C2 £ £ £ Y N Notes
Other Assets Asset Owner Original Date of Purchase/ Ownership Original Value Current Value In Trust Income Notes House (primary residence) J C1 C2 £ £ Y N £ Contents/personal possessions J C1 C2 £ £ Y N £ Personally owned car(s) J C1 C2 £ £ Y N £ Business interests J C1 C2 £ £ Y N £ Other property J C1 C2 £ £ Y N £ Other: J C1 C2 £ £ Y N £ Other: J C1 C2 £ £ Y N £ Other: J C1 C2 £ £ Y N £ Other: J C1 C2 £ £ Y N £ Other: J C1 C2 £ £ Y N £ Other: J C1 C2 £ £ Y N £ Notes
Ethical & Socially Responsible Investments (SRIs) Client 1 Client 2 Do you have any investment preferences in respect of ethical, social or environmental considerations? Yes No Yes No If ‘Yes’, please detail these considerations and any priority Area Priority (1 – 5) 1 = ‘high, 5 = ‘low’ Priority (1 – 5) 1 = ‘high, 5 = ‘low’ Tobacco products Armaments Human rights Equal opport Climate change Pollution Other (please detail in Notes) Do you have any faith based considerations (e.g. Islamic Sharia compliant) that you wish to take into account? Yes No Yes No It may not be possible to invest taking into account all SRI considerations. Are you prepared to invest if only your higher priorities are met? Yes No Yes No Review of Existing Investments Client 1 Client 2 Do you wish to review you existing investments and consider whether it is appropriate to align these to the proposed investment strategy? Yes No Yes No If ‘Yes’ to the above question, which investments are to be reviewed (this may include your pension contracts)? Additional Notes