If you did not print your FTC complaint, complete an FTC ID Theft Affidavit, which is available from the FTC. Fill in the blanks as completely as possible. Do not sign it until you are in front of a notary public. Law Enforcement – Notify your local police or sheriff’s department that you are a victim of identity theft/financial fraud. Ask to make a complaint. Request that an official written incident report be made and ask for an official copy suitable for sending to creditors. This copy should be provided to you at no cost under Minnesota Statutes section 609.527, subdivision 5(b). If you have an identity theft affidavit or complaint report from the FTC, ask that a copy be attached to your police report. Also request that your name be submitted to the FBI’s NCIC Identity Theft File, which provides a means for law enforcement to flag stolen identities and identify imposters when they are encountered. You may encounter resistance initially. If so, be polite but firm. Advise the agency that you will provide additional information as it becomes available. If you are in Minnesota, you can politely remind the agency that Minnesota Statutes section 609.527, subdivision 5(b) mandates that an identity theft report be taken in the place where the victim lives even if the crime occurred in another jurisdiction. If the crime was committed using the Internet, complete an online complaint for with the Internet Crime Complaint Center. It will research, and refer your complaint to law enforcement and or regulatory agencies for any investigation they deem to be appropriate. Agency Phone Number Time Date Contact Person (Name/Title) Notes of Contact Report Taken Copy Requested Copy Received Police Department Yes No Yes No Yes No County Sheriff’s Office Yes No Yes No Yes No Other Yes No Yes No Yes No FBI - National White Collar Crime Center Method of Contact Time Date of Contact Report Taken Copy Requested Copy Received
Next, you need to discover and document how extensively the thief has used your identity. Start by reviewing your last few bank or financial account statements, your credit card bills, and your credit reports. Mark any activity or accounts that do not belong to you. Call SCAN to find out if a thief has been passing bad checks in your name. Record information about any fraudulent activity or accounts in the following table. Contact law enforcement agencies and credit reporting companies to update your reports with any information received since making your original reports. Company, Bank, or Other Institution Name Phone/Address Fraudulent Account Number Amount Involved Notes of Contact Time Spent/Expenses STEP 4 – DISPUTE
IF YOU NEED ADDITIONAL HELP No publication can cover every conceivable situation that may arise for a victim of identity theft or financial fraud. You may have questions that are not answered in this publication. Help is available. Minnesota Office of Justice Programs Crime Victim Justice Unit 1-800-247-0390, ext. 3 445 Minnesota Street, Suite 2300 St. Paul, MN 55101-1515 Minnesota Attorney General’s Office 1-800-657-3787 TTY:1-800-366-4812 1400 Bremer Tower 445 Minnesota Street St. Paul, MN 55101 www.ag.state.mn.us FTC's Consumer Response Center 1-877-ID-THEFT (438-4338) Federal Trade Commission 600 Pennsylvania Ave, NW www.ftc.gov Identity Theft Resource Center 1-888-400-5530 www.idtheftcenter.org Privacy Rights Clearinghouse www.privacyrights.org Scam Prevention www.fakechecks.org National Consumer’s League Center 1-800-876-7060 Report SPAM Email: spam@uce.gov Medicare 1-800-633-4227