42 – 19 = 12 x 64 = 108 ÷ 16 = 23 768 6.75 INTERMEDIATE: Must know 6 out of 8 Prompt Answer Indicating Knowledge 1. Knows how to open a checking or savings account Must provide adequate responses (examples of prompts/questions provided below) “How would you go about opening a checking or savings account?” “What items would you need to bring with you?” Optional: “Can you explain the difference between a checking and savings account?” Go to a bank to complete an application or use the internet to open one on-line Must identify at least 3 items below: Need driver’s license or another form of identification Need to know SS# Good credit (bank may ask for credit card and obtain a credit bureau report) Need to make a deposit with at least the minimum amount of money needed to open the account Not required but it helps to find a bank without fees for checks, without a required minimum balance, and in a good location in case you need to walk there A savings account is used to keep your money safe, to save for large purchases, prevent theft, obtain an ATM card. A checking account is used to write checks to pay for things and obtain a debit card. 2. Knows how to read bills Must know all “Do you receive any bills?” (cell phone, heat, electric, water, credit cards) Provide individual with sample utility bills (Appendices 2 and 3 pg. 79-80) or use a real bill they may have and ask the following questions: 1) “What are the current charges?” 2) “Is there a past due that will be carried over to this month? How do you know?” 3) “When is the payment due?” (Informational) Is able to correctly answer questions about the bill. Answers: Appendix 3/Appendix 3 $149.10/$80.19 No; “Payment Received”/No; “Balance Forward” says $0.00 February 15, 2013/February 5, 2005
“How do you ‘reset’ a circuit breaker?” electricity. Find the breaker that is in the “off” position and flip it back to the “on” position 4. Knows how to conserve energy and water Must indicate at least three ways “What are three ways to conserve energy and/or water?” Turn off the water when brushing your teeth Fill the sink up with water when washing dishes (instead of using running water) Have leaky faucets repaired Don’t take extra long showers Turn off lights when you don’t need them Turn the heat or AC down or off when you’re not home or at night when you are sleeping Don’t leave the windows open with the heat/AC is on Keep the thermostat (temperature) of the heat/AC at a reasonable level Use energy efficient light bulbs 5. Knows how to get rid of and avoid roaches, ants, mice, etc. Must indicate at least three ways to prevent and get rid of pests “Please tell me three ways you can prevent and/or get rid of pests like cockroaches, ants, mice, etc.?” Clean living space thoroughly and keep it clean Keep food containers sealed Don’t leave food out for extended periods of time Mop the floor routinely to get rid of crumbs and sticky spots Take the trash out regularly Use store bought traps/poison (landlord may supply this) Keep food properly stored (either in fridge or high in cabinets) Clean up dirty dishes as soon as possible E. HOUSING BASIC: Must know 2 out of 3 Prompt Answer Indicating Knowledge 1. Understands concept of renting Must indicate at least two concepts
Tweezers for tick bite, bee sting, splinter- and possibly antibiotic ointment and band aid for splinter Thermometer for fever, can treat for comfort by giving something to reduce the fever if over 102 degrees. No aspirin if under 18 If fever persists for more than 2 days, notify MD. (1 day with an infant) Ice Pack – apply to bruise or abrasion 5. Knows how to select a doctor, dentist or clinic for regular healthcare Must indicate how they would select a doctor, dentist, or clinic “If you didn’t have a doctor or dentist that you saw regularly, how would you find one?” “Who would you see if you had a health issue?” “Who would you see for a toothache?” “Where could you go if you needed something routine like a splinter removed or a prescription for antibiotics because of an infected finger or had a serious cold that wasn’t clearing up?” Internet 211 TV or radio ad Ask a friend or family member Word of mouth Regular doctor Dentist Local clinic or walk-in 6. Knows how to obtain their medical insurance information (provider, number, etc.) “How would you find out who your medical provider is, your coverage, costs, insurance number, etc.? Ask my doctor/case manager/conservator or someone I trust who might know Look it up online Access CT website INTERMEDIATE: Must know 7 out of 9 Prompt Answer Indicating Knowledge 1. Knows how to obtain personal immunization (shot) records and medical history Must indicate at least two resources to obtain records “What are two possible resources if you want a copy of your immunization records and medical history?” Current doctor Childhood physician