caption: a debt note in bank account and an actual rate of investment
exif: {"Image DocumentName": "Appendix J: Actuarial Method1", "Image ImageDescription": "At the end of each unit period2 (or fractional unit period) the unpaid balance of the amount financed is increased by the finance charge earned during that period and is decreased by the total payment (if any) made at the end of that period. 1 Most federal financial institution regulators use the actuarial method to calculate and verify APRs. 2 Understanding the term unit period is essential to understanding the actuarial method under Appendix J to Regulation Z.", "Image XResolution": "37", "Image YResolution": "37", "Image ResolutionUnit": "Pixels/Centimeter", "Image Software": "SlidePlayer", "Image YCbCrPositioning": "Centered"}