Pricing Supplement to the
Cardmember Agreement

The information provided below in this Pricing Supplement, along with the Cardmember
Agreement(s) and the Addendum to the Cardmember Agreement (as applicable) reflects
certain account pricing and terms that were available to certain applicants that applied
for and were approved for certain credit card accounts on the last business day of the
calendar quarter that ended on 9/30/2017.  These account terms may not be available
after that date.

These documents are being provided to you for informational purposes only.  If you
apply and are approved for a credit card account with us, your actual account terms will
be based on the terms of the offer available at the time that you applied, what you are
approved for and your actual Cardmember Agreement will be the agreement sent to you
when your account is first opened.

Interest Rates and Interest Charges

Annual Percentage Rate
(APR) for Purchases

APR for Balance
Transfers

5.98 % APR.   This APR will vary with the market based on the Prime Rate.

5.99 % APR.   This APR will vary with the market based on the Prime Rate.

APR for Cash Advances

5.99% APR.   This APR will vary with the market based on the Prime Rate.

Paying Interest

Your due date is at least 23 days after the close of each billing cycle.  We will not
charge you interest on purchases if you pay your entire balance by the due date
each month.  We will begin charging interest on balance transfers, checks and cash
advances on the transaction date.

Minimum Interest
Charge

None

Fees

Annual Fee

$149

Transaction Fees:

Balance Transfer

None

Cash  Advance

None

Foreign
Transaction

None

Penalty Fees:

Late Payment

None

Returned Payment None

 
 
 
 
How We Will Calculate Your Balance:
We use a method called "daily balance (including new purchases)". See Credit Agreement for
more details.

The Prime Rate was 4.25% as of the last business day of the quarter that ended 9/30/2017.