CARD MEMBER AGREEMENT
     ACCEPTANCE OF AGREEMENT The use of your new Holiday Credit Card(s) by you or anyone whom you authorize or permit to use the card(s) shall indicate your acceptance of these terms and
     conditions.
     AGREEMENT TERMS The word "Card" means anyone or more Holiday Credit Cards issued to you or being used by another with your consent. Prior to its use, each Card must be signed by the
     person to whom it is issued or by the authorized user. The word "Account" means your Holiday Credit Card Account. We have established an account in your name(s) to which Purchases, applicable
     FINANCE CHARGES, Payments and Credits will be posted. The words "You" and "Your" refer to the applicant(s) and any other person or persons who are contractually liable under this agreement.
     If your account is a joint account, each of you agrees to be liable individually for the entire amount owed on your account. The words "We," "Our" and "Us" mean Erickson Petroleum Corporation, a
     Minnesota Corporation doing business as Holiday Companies, and to any other creditor to whom this agreement assigned.
     PAYMENT TERMS AND YOUR LEGAL RESPONSIBILITY You agree to pay us in United States Dollars for all purchases plus applicable FINANCE CHARGES, if any, incurred by you or anyone you have
     authorized or permitted to use your card(s). If you do not wish to remain liable for future purchases charged to your account by an authorized or permitted user, you must notify us of this in writing
     and have recovered, cut in half and returned to us, any card(s) in such person(s)' possession. A monthly billing period, the last day of which is called the Billing Date, has been established by us for
     your account. We wili send you a billing statement each month. This statement will show the amount you owe us. This is called the New Balance. The New Balance is due when you receive your
     statement. You agree to pay us at the Holiday Credit Office, 4567 American Blvd. W., PO Box 1216, Minneapolis, Minnesota 55440, the New Balance as shown on your billing statement or an amount
     not less than the Minimum Payment due. This payment, together with the remittance portion of your monthly statement, must be received by the Holiday Credit Office on or before the "must be
     received by" date shown on your monthly billing statement. Payments received by the Holiday Credit Office prior to 5:00 p.m. on any regular business day will be applied as of that date; otherwise
     they will be applied on the next regular business day. The crediting of payment received in any other manner or at any other location could be delayed. We can accept checks or money orders
     marked with restrictive endorsement such as "Payment in Full" without losing any of our rights under this agreement. The Minimum Payment you must make each month is shown on your monthly
     billing statement as the "MINIMUM DUE." If at anytime your balance exceeds your Credit Line and the "Minimum Due" payment will not bring the account to within the Credit Line, your payment
     should be large enough to bring the balance to within the Credit Line. The amount of the Minimum Monthly Payment Due is determined by your New Balance each month. Any rewards, rebates or
     other promotional incentives are only available to current accounts in good standing. The following is our schedule:
           IF NEW BALANCE IS ~      $21 TO $100            OVER $100
            Your Minimum  Full Amount $20 and any 20% of New Balances Rounded to the Next Whole Dollar & any Amount
            Payment Due is         Amount Past Due Past Due Plus All Amounts in Excess of Your Credit Line
     Your payment will be used first to pay FINANCE CHARGES and then to pay for your purchases. If you do not make at least the Minimum Payment Due by the due date each month, you will be in
     default. COMMERCIAL OR BUSINESS ACCOUNTS ARE DUE IN FULL UPON RECEIPT OF EACH MONTHLY BILLING STATEMENT AND THE AFOREMENTIONED MINIMUM PAYMENT OPTION DOES NOT
     APPLY. PAST DUE BALANCES ARE SUBJECTTO A SERVICE CHARGE OF 1-1/2% PER MONTH.
     DEFAULT AND COLLECTION If you do not make required payment when due or have failed to comply with any of the terms of this agreement we may, subject to applicable law, declare the entire
     balance of your account due and payable at once without notice or demand. We may also do this if you have made false or misleading statements to us or if you die or become the subject of
     bankruptcy or insolvency proceedings. If we begin legal proceedings to collect what you owe us, you must pay all legal costs including any attorney's fees that the court may allow.
     FINANCE CHARGE Your Holiday Credit Card Account is SUbject to a FINANCE CHARGE during any statement period when the New Balance shown on the statement was not paid in full by payments
     and credits. AFINANCE CHARGE is the amount we add to your account for allowing you to pay for only part of your New Balance. The FINANCE CHARGE will be based on the Average Daily Balance
     Method. We add all the daily balances on your account for the number of days in the billing period, divide that number by the number of days in the billing period and multiply the Average Daily
     Balance by the monthly FINANCE CHARGE allowed in your state.
     For residents of Alaska, Idaho, Iowa, North Dakota, South Dakota, Washington, Wisconsin and Wyoming, the FINANCE CHARGE BEGINS TO ACCRUE ON THE DATE ON WHICH THE CHARGE IS POSTED
     TO YOUR ACCOUNT.
     For residents of Michigan, Nebraska, Minnesota and Montana, the FINANCE CHARGE does not accrue until the month after the charge has been posted to your account.
     A minimum FINANCE CHARGE of 50-cents will be imposed for residents of Alaska, Idaho, Iowa, Minnesota, Montana, South Dakota, Washington, Wisconsin and Wyoming; 70-cents for residents of
     Michigan, if the New Balance is not paid in full.
     DISCLOSURES BY STATES IN OUR MARKETING AREA:
                                FINANCE CHARGE
                                                          TRANS-
                                                 OTHER ANNUAL  GRACE
                  STATE  PERCENTAGE RATE                  ACTION
                                   METHOD OF COMPUTING THE MINIMUM
                                             FINANCE FEES FEES DATE PERIOD
                      ANNUAL MONTHLY ON BALANCE BALANCE FOR PURCHASES CHARGE
                 ALASKA 12 1.0 ENTIRE         $.50 NONE NONE NONE
                 10AHO 18 1.5  ENTIRE         $.50 NONE NONE NONE
                 IOWA 19.8 1.65 ENTIRE        $.50 NONE NONE NONE
                 MICHIGAN 20.4 1.7 ENTIRE AVERAGE OAILY BALANCE $.70 NONE NONE NONE YES, IF
                 MINNESOTA 18 1.5 ENTIRE (EXCLUDING NEIlJ PURCHASES) for $.50 NONE NONE NONE FULL NEW
                 MONTANA 18 1.5 ENTIRE billing addresses in MI,MtJ,MT $.50 NONE NONE NONE BALANCE
                 NEBRASKA 21 1.75 UPTO $500 andNE NONE NONE NONE NONE IS PAID
                                   AVERAGE OAILY BALANCE       BEFORE
                       18 1.5 OVER $500 (including New Purchases} for THE NEXT
                 NO. DAKOTA 18 1.5 ENTIRE billing addresses in ID,IA,ND, NONE NONE NONE NONE BILLING
                 SO. DAKOTA 20 1.66 ENTIRE SO, VIA WI, lilY and AK $.50 NONE NONE NONE DATE
                 WASHINGTON 18 1.5 ENTIRE     $.50 NONE NONE NONE
                 WISCONSIN 18 1.5 ENTIRE      $.50 NONE NONE NONE
                 WYOMING 18 1.5 ENTIRE        $.50 NONE NONE NONE
     LOSS OR THEFT OF CARD(S) You must notify us immediately if your card(s) are lost, stolen or being used without your authorization. You can notify us by phoning us at 800/745-7411 ext. 5204,
     or by writing to PO Box 1216, Minneapolis, MN 55440. You may be liable for the unauthorized use of your cards. However, your liability will not exceed $50 or the amount of the unauthorized use
     that took place before you notified us, whichever is less. If you have voluntarily given your card(s) to someone or have allowed someone else to use your card(s) for any reason such actions will be
     considered authorized use and you will be held liable, to the extent allowed by law, for all charges made by such person(s).
     CREDIT LINE You agree that at no time will you allow the outstanding balance of your account to be greater than the credit line or limit that we have set for you. The credit line presently established
     for your account is shown on the folder accompanying your credit card(s) and will be shown on future billing statements. We may, at our option, increase or decrease your credit line even though
     you may not have received an advance notice of this change. We may, at our discretion, allow purchases in excess of your credit line; however, we can require that you immediately pay us any
     amount that is in excess of your credit line.
     CREDIT REPORTING You agree that we may release information to others such as credit reporting agencies and other creditors about our experience with your account. If you do not fulfill the terms
     of this account, we may submit a negative report reflecting on your credit record to one or more credit bureaus. If you believe we have reported inaccurate information about your account to a credit
     bureau, you may notify us by sending your account number and a description of the information you believe to be inaccurate to: Holiday Credit Dept., PO Box 1216, Minneapolis, MN 55440. We may
     periodically re-investigate your creditworthiness by obtaining credit reports or by directly contacting others who have this type of information.
     CANCELLATION All Holiday Credit Cards are the property of Holiday and you must return them to us when we ask for them. We have the right to limit or cancel your privilege to use the account at
     any time without advance notice to you. If we do, you must still pay us any balance that you owe.
     CHANGE OF TERMS We may change the credit terms and conditions of this agreement by giving you notice as required by law. Holiday reserves the right to modify or discontinue any reward, rebate
     or promotional program at any time.
     CHANGE OF ADDRESS If you change your address, you must notify us of your new address within 15 days.
     DELAY IN ENFORCEMENT No waiver or delay in the enforcement of our rights under this Agreement will result in any loss of our rights or relieve you of any of your obligations. We may waive or
     delay enforcing a right as to one of you without waiving it as to the other. We may release one of your from responsibility under this Agreement without releasing the other. We need not give anyone
     notice of our waiver, delay or release. If any part of this Agreement becomes unenforceable, it will not make any other part unenforceable.
     NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES
     OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.
                                                                               HLCLH1