4/15/2016                      Metro�Shores�VISA�Application���Metro�Shores
                               M?CU@HOM?�     HOM?�?ANKING�LOGIN�Not�?nrolled?�?nroll�Toda?!
           ACCOUNT?     LOAN?�&�CR?DIT  ???RVIC??    LINK?�&�R??OURC??  A?OUT
        Credit Cards
         PLATINUM�PR?F?RR?D CLA??IC ?COR?CARD�R?WARD? APPLY�NOW
        Apply for a VISA Credit Card
        Building a successful ?nancial plan takes the right resources. That's why we work hard to provide
        you with quality ?nancial services and products. Like our convenient, ?exible Visa & Visa Platinum
        Credit Cards. They're accepted at thousands of locations worldwide for just about any type of
        purchase you can dream up. And unlike those big out-of-town institutions, our card comes with the
        personal, friendly service you've come to expect from us. So, whatever your plans, choose the
        credit card that gives you all the value and buying power� you need to get your projects o? the
        drawing board.
        Visa Platinum Credit Card for the purchase of goods or services, the following bene?ts are yours!
        Scorecard Bonus Points
        Earn Bonus Points fro every net retail purchase you make with our Metro Shores Credit Card! You
        can redeem Bonus Points for brand-name merchandise and exciting travel awards.� Visit
        www.scorecardrewards.com and browse the current award selections. You'll be amazed at what
        ScoreCard has to o?er! To ?nd out how the plan works, ask one of our friendly representatives.
         Interest Rates
         and Interest              Visa                     Visa Platinum
         Charges
         Annual Percentage
         Rate (APR) for         11.88% Fixed                 8.88% Fixed
         Purchases
         APR for Balance
                                11.88% Fixed                 8.88% Fixed
         Transfers
         APR for Cash
                                11.88% Fixed                 8.88% Fixed
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    4/15/2016                      Metro�Shores�VISA�Application���Metro�Shores
         Advances
         Penalty APR and
                                   None                        None
         When it Applies
                        Your due date is at least 25 days after the close of each billing cycle. We will
                        not charge you interest on retail purchases if you pay your entire balance by
         Paying Interest
                        the due date. We will begin charging interest on cash advances and balance
                        transfers on the transaction date.
         Minimum Interest
                        None
         Charge
         For Credit Card
         Tips from the  To learn more about factors to consider when applying for or using a credit
         Consumer       card, visit the web site of the Consumer Protection Bureau at
         Financial      http://www.consumer?nance.gov/learnmore.
         Protection Bureau
         Fees                      Visa                     Visa Platinum
         Annual Fee                None                        None
         Transaction Fees
             Balance
                        None
             Transfer
                        None
             Cash
             Advances
                        None
             Foreign
             Transaction
         Penalty Fees
             Late
                        Up to $25.00
             Payment
                        None
             Over-the-
             Credit Limit
                        Up to $30.00
             Returned
             Payment
         Other Fees
             Card
                        �
             Replacement
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    4/15/2016                      Metro�Shores�VISA�Application���Metro�Shores
             Fee        $10.00
             Rush Card  $15.00
             Fee
        How We Will Calculate Your Balance: We use a method called "average daily balance"
        (including new purchases). *An explanation of this method is provided in your account agreement.
        Billing RIghts: Information on your rights to dispute transactions and how to exercise those rights
        is provided in your account agreement. (734) 676-5666
        VISA Credit Card Application
        * Required Fields
        VISA Application
        Credit limit
        requested
        Account # (or
        enter 0000 non-
        member)
        Account           Classic  Platinum  Individual Account  Joint Account  Credit
        Preference     Limit Increase  Shared Secured
        *A copy of a current paystub may be required.
        IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help
        the government ?ght the funding of terrorism and money laundering activities, Federal laws
        require all ?nancial institutions to obtain, verify and record information that identi?es each
        person who opens an Account. What this means to you: When you open an Account, we will ask
        for your name, address, date of birth, and other information that will allow us to identify you. We
        may also ask to see your driver's license or other identifying documents.
        Applicant
        * Last Name
        * First Name
        Middle Name
        * Social Security
        Number
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    4/15/2016                      Metro�Shores�VISA�Application���Metro�Shores
        * Date of Birth month... / day... / year...
        * Cell Phone   (  )  -  ext 
        Work Phone     (  )  -  ext 
        * Email Address
        * Rent/Mortgage   Own   Rent   Other
        * Monthly      $
        Payment
        * Street Address
        * City
        * State        Select�State...
        * Zip Code
        * Employer
        * Date Employed month... / day... / year...
        * Monthly Gross $
        Income
        Other Income   $
        Co-Applicant (if applicable)
        Last Name
        First Name
        Middle Name
        Social Security
        Number
        Date of Birth  month... / day... / year...
        Cell Phone     (  )  -  ext 
        Work Phone     (  )  -  ext 
        Email Address
        Rent/Mortgage     Own   Rent   Other
        Monthly Payment $
        Street Address
        City
        State          Select�State...
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    4/15/2016                      Metro�Shores�VISA�Application���Metro�Shores
        Zip Code
        Employer
        Self Employed
        Date Employed  month... / day... / year...
        Monthly Gross  $
        Income
        Click here to read Electronic Funds agreement.
        Signatures
        PLEASE READ THE FOLLOWING CAREFULLY BEFORE SIGNING: This statement is submitted to
        obtain credit and I/We certify that all information herein is true and complete. I/We agree that
        inquiries may be made to verify information and that credit references or veri?cation may be
        given based on inquiries from other parties. This o?er is subject to the credit policies of this
        institution. I/We agree to be bound by the terms and conditions of the cardholder agreement, a
        copy of which will be mailed to the applicant if this application is granted, receipt of such
        agreement and acceptance of such terms to be conclusively presumed by the applicant's use. If
        you intend to apply for joint credit, the undersigned shall be jointly and severally liable for any
        and all credit extended from time time. We may report information about your account to the
        credit bureaus. Late payments, missed payments, or other defaults on your account may be
        re?ected in your credit report.
        * I agree        I hereby agree to grand security interest in any deposit accounts or other
                       funds held by the credit union to secure my obligations under this credit
                       plan.
        Security CodeWhat's This?
                 
         Submit
         SEARCH          ?
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    4/15/2016                      Metro�Shores�VISA�Application���Metro�Shores
         I want to...
                                                        Routing & Transit Number: 272 48 5495
           
                                           Contact Us  Privacy  Disclosures & Fees  Site Map
      This Credit Union is federally-insured by the National Credit      Board Portal
      Union Administration We do business in accordance with
      the Fair Housing Law and Equal Opportunity Credit Act
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