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IMPORTANT CREDIT CARD DISCLOSURES 
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INTEREST RATES and INTEREST CHARGES:
Annual Percentage Rate (APR) for 
Purchases , Cash Advances, & 
Balance Transfers 16.90%
Penalty APR and When it Applies 1RQH
Paying Interest <RXUGXHGDWHLVDWOHDVWGD\VDIWHUWKHGDWHRI \RXUELOOLQJVWDWHPHQW:H 
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Minimum Interest Charge 1RQH 
For Credit Card Tips from the 
Consumer Financ ial Protection 
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http://www.consumerfinance.gov/learnmore 
FEES: 
Fees to Open or Maintain your 
Account 
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Penalty Fees 
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How We Will Calculate Your Balance: :HXVHDPHWKRGFDOOHGDYHUDJHGDLO\EDODQFHH[FO XGLQJQHZSXUFKDVHV7260 W. 135th Street 
Overland Park, KS 66223