IMPORTANT CREDIT CARD DISCLOSURES   The following disclosure represents important details conceming your credil card. The infonmmalion about costs of the card are accurate as of GY S2017, You can contact us toll free al (800) 393-1000 of mall comespondence to 1600 Medical Drive, Pottslown, PA 18464 to inquire if any changes occurred since the effective date.   INTEREST RATES and INTEREST CHARGES:           MASTERCARD PLATINUM CREDIT BUILDER MASTERCARD PLATINUM REWARDS MASTERCARD Annual Percentage Rate (APR) ai o, - o, Annual Percentage Rate (APR) | 7.90% ~ 17.90% | 8.90% - 17.90% Ree & Balance Transfers depending on your cred@ | depending on your credit * history, history, Paying Interest Your due date is al least 27 days after we mail your billing statement, We-will nol charge you interest on purchases ff you pay your entire new purchase balance by the due date each month. For Cash Advances and Balance Transfers, we will begin charging interest on the date the Gash advance or balance transfer & posted to your account.   Minimum Interest Charge More   For Credit Card Tips trom the Consumer Financial Protection Bureau Toleann more about factors to consider when applying for of using a credit card, visit ihe website of the Consumer Financial Protection Bureau at hitpviwew.consumertinance covileammore               FEES: Fees to Open or Maintain your Account - Annual Fee: Nowe - Application Fea: Nome Set-up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you (Applies to Credit Builder begin using your card and will reduce the amount of credit you initially have available. MasterCard Only}: For example, if you are assigned the minimum credit limit of $250.00, and if your set- up & maintenance fees ara $90.00, your initial available credit will be only $180.00. - Application Fee: $30.00 (one-time fee) - Annual Fee: $30.00 - Account Set-up Fee: Nose - Participation Fee: Nowe = Additional Card Fee: Mone - Account Maintenance Fee: Nore Transaction Fees - Balance Transfer; Mone - Cash Advance: Al a teller window: 2% of the amount advanced with a minimum of $6.00 and a maximum of $75.00 Alan ATM: Mone - Foreign Transaction: 1% of each transaction In U.S. dollars if the transaction Involves a currency conversion 1% of each transection in U.S. dollars if the transaction does not involve a currency conversion Penalty Fees ~ Late Payment: Up to $25.00 if your payment is late - Retumead Payment Up to $24.00 if your payment iS retuned for any reason       How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).