SERVICE FEE SCHEDULE

Checking Account Fees
Totally Green Checking.....................................................................FREE
Classic Checking..................................$5.00 / minimum balance fee
Money Market Checking..................$5.00 / minimum balance fee
Rebuild Checking............................................................$10.00 / month

Check Fees 
Personal Check Printing.....................................Based on check style
Temporary Checks................................................................$1.00 / page
Cashier’s Checks.................................................................................$5.00
Money Order........................................................................................$3.00

Wire Transfer 
Domestic Wire Transfer...........................................$25.00 for sending
International Wire Transfer....................................$50.00 for sending
Incoming Wire Transfer...........................................$5.00 for receiving
Returned Wire......................................................................................$5.00

International Item Fees 
International Currency - Purchasing.........................................$14.00
Processing International Checks 
      Canadian Checks........................................................................$10.00 
      International Checks requiring short collection............$35.00      
      International Checks requiring long collection...........$100.00
      Returned International Checks............................................$40.00

ComputerLine.....................................................................................FREE
Bill Payment.........................................................................................FREE

Card Fees
Replacement Cards  

ATM.................................................................................................$2.00
Debit  or  Credit..........................................................................$5.00
Non-CO-OP Network ATM....................................$1.00 / transaction

International Service Assessment (ISA)
ATM & PIN-Based Transactions........................................1.00% of the
              International Transaction Amount
Signature-Based Transactions.........................................3.00% of the
              International Transaction Amount

* ISA does not apply to Platinum Plus or Visa Signature Credit Cards.
Calculated after the transaction has been converted to U.S. dollars.

Miscellaneous Fees
Bond Coupon Processing.............................................................$10.00
Canceled Check Copy.......................................................................$5.00
Coin Machine Use (Nonmembers)..........................................10% fee
Consumer Loan Late Payment....................................................$25.00
Courtesy Pay1....................................................................................$30.00 
Courtesy Pay for Debit1..................................................................$30.00
Dormant Account.............................................................$5.00 / month
Garnishment/Levy...........................................................................$75.00
Non-Sufficient Funds (NSF)..........................................................$30.00
Overdraft Notice (Paper).................................................................$5.00
Research.................................................................................$25.00 / hour

 
 
 
   
 
 
 
 
SERVICE FEE SCHEDULE 
(CONTINUED)

Returned Deposited Item.........................................Domestic $15.00
                   International $40.00
Escheatment......................................................................................$75.00
Skip-A-Pay Application..................................................................$35.00
Share Collection...............................................................................$30.00 
Statement Copy..................................................................................$5.00
Stop Payment....................................................................................$25.00
Phone Transfer......................................................................................FREE

1 Courtesy Pay and Courtesy Pay for Debit (when opted in) are protected with Balance 
Shield and will not receive a fee if the account is negative less than $5.00.