LGE Community Credit Union   
P.O. Box 1188  Marietta, GA 30061 770-424-0060 Fax: 770-421-2694 www.lgeccu.org 
IMPORTANT CREDIT CARD DISCLOSURES BUSINESS CREDIT CARD
 
 
The following disclosure represents important details concerning your credit card. The information about costs of the card are  
accurate as of 01/27/2022. You can contact us toll free at 800-541-8921 or LGE Community Credit Union, Attn: Support  
Services Department, P.O. Box 1188, Marietta, GA 30061 to inquire if any changes occurred since the effective date. 
 
INTEREST  RATES  and INTEREST  CHARGES:  
Annual Percentage Rate (APR)  
for Purchases, Cash Advances, & Balance Transfers
 12.16% 
This APR will vary with the market based on the preceding 4 Week average of the 26  
Week Treasury Bill.  
Paying Interest  Your due date is at least 21 days after we mail your billing statement. We will not  
charge you interest on purchases if you pay your entire new purchase balance by the  
due date each month. We will begin charging interest on cash advances and balance  
transfers on the date the cash advance or balance transfer is posted to your account.  
Minimum Interest Charge  None  
For Credit Card Tips from the  
Consumer Financial  
Protection Bureau  To learn more about factors to consider when applying for or using a credit card, visit  
the website of the Consumer Financial Protection Bureau at  
http://www.consumerfinance.gov/learnmore  
 
FEES:  
Fees to Open or Maintain your  
Account 
- Annual Fee: 
- Application Fee:   
 
None None
 
Transaction Fees 
- Balance Transfer: 
- Cash Advance: 
- Foreign Transaction:   
None $3.00 or 3% whichever is greater, not to exceed $30.00 1% of each transaction in U.S. dollars if the transaction involves a currency conversion
 
1% of each transaction in U.S. dollars if the transaction does not involve a currency  
conversion  
Penalty Fees 
- Late Payment: 
 
 
- Over-the-Credit Limit: 
- Returned Payment:   
Up to $25 the first time your payment is late 10 days after the statement cycle date. If  
you make a subsequent late payment within the following 6 billing cycles, you will be  
charged up to $35 for each late payment. None $30.00
 
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." 
 
Other Fees: In addition to the fees disclosed above, the following fees may be imposed: 
Copy of Monthly Statement: Copy of Standard Transaction Slip: Copy of Travel and Entertainment Slip: $5.00 $12.00 $25.00 
 
 
Minimum Payment Requirement: 2% of the outstanding balance at the end of the billing cycle or $10.00, whichever is greater. 
   
 
01/27/2022