SAVINGS RATES

Product

Rate 

APY* 

Min. 
To Open

Silver Lining 
Savings 
$0 Up To $500 
$500+

MyFunds 
$0 Up To $500 
$500+

Student 
Savings 
$0 Up To $500 
$500+

College Savings 
Account 
$0 Up To $500 
$500+

1.50% 
0.10% 

1.51% 
0.10%

1.50% 
0.10% 

1.51% 
0.10%

$5 

$5 

1.50% 
0.10% 

1.51% 
0.10%

$5 

1.50% 
0.10% 

1.51% 
0.10%

$100 

Holiday 
Club 

0.10% 

0.10% 

$5

For further information, please ask to speak 
with a Member Services Representative.

*APY equals Annual Percentage Yield

 
 
MONEY MARKET RATES

Member’s Choice

Balance To Obtain APY* 

Rate 

APY*

Up To $2,500  

0.10% 

0.10%

$2,500 - $9,999 

0.15% 

0.15%

$10,000 - $24,999 

0.20% 

0.20%

$25,000 - $49,999 

0.36% 

0.36%

$50,000 - $99,999 

0.46% 

0.46%

$100,000+ 

0.56% 

0.56%

Minimum To Open = $2,500

For further information, please ask to speak 
with a Member Services Representative.

*APY equals Annual Percentage Yield

 
 
 
 
 
LOAN RATES

Product

Term 

APR*

Auto

Up To 63 Months  3.69%

 (as low as)

Motorcycles/ 
ATVs

Up To 65 Months  3.69%

 (as low as)

Personal 
Loan

60 Months 

No Equity 
Loan

60 Months 

Equity 
Line

10 Year 
Draw Period/ 
15 Year Payback 
Period

Equity 
Loan

84 Months 

8.19%

 (as low as)

6.69%

 (as low as)

5.25%
(Prime plus 0%1) 

3.69%

 (as low as)

For further information, please ask to speak 
with a Member Services Representative.

*APR equals Annual Percentage Rate

1Rate adjusted quarterly

 
 
 
 
 
 
 
 
 
 
 
CHECKING RATES

Product

Rate 

APY* 

Elite 
Checking

3.93% 

4.00% 

Balance To  
Obtain APY*

 Up To 
$15,000

Relationship 
Checking

0.10% 

0.10% 

$5,000

Student 
Checking Plus

0.10% 

0.10% 

$0.01

Member Business 
Checking 

0.10% 

0.10% 

$5,000

For further information, please ask to speak 
with a Member Services Representative.

*APY equals Annual Percentage Yield

 
 
 
 
CERTIFICATE RATES

Term

Min. 
To Open 

Rate 

APY*

6 Month  

$500  

0.75% 

0.75% 

12 Month

$500 

1.00% 

1.00%

18 Month

$500 

1.25% 

1.26%

24 Month

$500 

2.00% 

2.02%

36 Month 

$500 

2.50% 

2.53%

48 Month 

$500 

1.79% 

1.80%

60 Month

$500 

2.25% 

2.27%

For further information, please ask to speak 
with a Member Services Representative.

*APY equals Annual Percentage Yield

FOR HIGHER 
INTEREST 
THAN A CD 
AND EASIER 
ACCESS 
TO YOUR 
MONEY.
Elite Checking for real life.

EARN

4.00

% 
APY*

*APY=Annual Percentage Yield 
For further information, please ask to speak 
with a Member Services Representative.