Cash Advance transactions are considered: 

- ATM withdrawals 
- Overdraft transaction 
- Checks used for purposes other than Balance Transfers 
- Over the counter (at bank) 
- Other "Cash like" transactions, such as purchasing money orders, gaming transactions, or purchasing 
lottery tickets.

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Penalty APR will apply to both new and existing transactions.  We review your Account every 6 months 
after the Penalty APR is applied. The Penalty APR will continue to apply until after you have made timely 
payments during the 6 months being reviewed.

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Check Fee 
This fee is shown in Part 2.  This fee: 
- applies to checks written for other purposes than Balance Transfers; and  

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- is charged as of the date the check posts to your Account; and  
- is added to the same balance as balance transfer/check transaction; and 
- is a Finance Charge

o 

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I. 

II. 

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1) 

2) 

a. 

b. 

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 

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If your payment is more than 60 days late, the Penalty APR will apply to both new and existing transactions.  We 
review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until 
after you have made timely payments during the 6 months being reviewed. 

 

 

a) 

b) 

c) 

d) 

 

 

 

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