Fee Schedule - Effective August 1, 2013

Fees are Subject to Change

Savings Account Fees
Holiday Club Account Early Withdrawal Fee
IRA Closure/Rollover/Transfer Fee to Other Institution
Excessive Electronic Transaction Fee 

$10.00 per withdrawal
$25.00
$5.00 per transaction (assessed on non-checking accounts
when greater than 6 automatic or electronic transactions 
are conducted in a calendar month)

Checking Account Fees
Check Printing Fee
Copy of Check Fee using CCU I-Banking
Copy of Sales Draft
Inactive Checking Account Fee

NSF Fee (Non-Sufficient Funds Item)
Overdraft Privilege Fee
Overdraft Transfer (Savings to Checking)
Retrieval and Copy of Draft
Stop Payment (all items)
Temporary Check Fee
Monthly Service Fees
Money Market
Premier Checking
Other Service Fees (applicable to all accounts)
Account Reconciliation and Research
Bad Address Fee
Cashier's Check Fee
Check by Phone
Check Cashing Fee

Closed Account Fee 
Coin Processing Fee
Collection Item Fee
Currency Transaction Fee

Deposit Item Returned - To/From Same Member
Deposit Item Returned Fee
Domestic Wire Transfer (Outgoing)
Federal Express/Next Day Air Fee
Federal Express/Next Day Air Saturday Delivery
Foreign Item Sent for Collection/Special Item
Foreign Wire Transfer (Outgoing)
Garnishment/Levy Attachment Fee
Inactive Account Fee (Savings Account)

Inactive Online Bill Payment

Interim Statement Copy
Money Order
Notary Fee
Official Credit Union Check
Overdrawn Fee

Shared Branch Deposit Fee

Prices vary upon style
FREE
$5.00 per copy
$5.00 per month (no activity for 6 months and 
balance less than $100)
$34.00 per item
$34.00 per item
$3.00
$5.00
$34.00 per request
$4.00 for 8 checks (new accounts excluded)

$10.00 per month (assessed when balance drops below $2,500)
$4.00 per month (assessed when balance drops below $2,000)

$35.00 per hour ($35 minimum)
$10.00 per month
$5.00 per check
$10.00
3% with a $5 minimum (applies to members with only a   
share account and less than a $100 balance) 
$25.00 (if account closed is less than 6 months old)
3% of coin total
$25.00
0.10% of currency processed (assessed when currency 
transactions exceed $5,000 per month)
$25.00
$15.00
$20.00 per transfer
$25.00 per delivery
$35.00 per delivery
$50.00 per item ($25.00 for Canadian items)
$40.00
$50.00
$5.00 per month (no activity for 12 months, balance
less than $500 and account holder is over age 17)
$5.00 per month (after 3 consecutive months of 
no bill payments)
$2.00 per page, free with I-Banking
$5.00
$5.00
$5.00 per check
$5.00 per day (assessed daily when account is $5
or more overdrawn for 5 or more consecutive days)
$0.20 per item (assessed when more than 15 items
are presented)  

Colorado Credit Union
August 1, 2013  Fee Schedule
Page 2

Other Service Fees (applicable to all accounts)
Statement Copy Fee
Visa Gift Cards
Western Union
Visa Card Services - Fees
Cash Advance from Visa Credit Card
Late Fee on Visa Payments
Returned Item Fee on Visa Payments
Rush Order on Visa Card
Card Services - Fees
ATM Card (not Debit Card) Annual Fee
Empty ATM Deposit Envelope Fee
Replacement ATM or Debit Card
Rush Order on ATM or Debit Card
Other Fees
Late Charge on Mortgage Loans/Lines of Credit
Late Charge on Other Loans

$5.00 per copy, free with I-Banking
$3.50
$20.00 per transfer

$25.00 per advance
$30.00 per cycle (assessed when payment is over 1 day late)
$30.00
$35.00

$25.00
$30.00
$15.00
$35.00

5% of payment (assessed when payment is over 15 days late)
$15.00 (assessed when payment is over 10 days late)