www.StarOne.org

Visa Credit Card Interest Rates
Compare our Visa credit cards: no annual fee, no balance-transfer fees, and no foreign-
transaction fees.

Credit Card Interest Rates and Interest Charges

Annual Percentage Rate (APR)
for Purchases & Balance
Transfers

8.75 %  Visa Signature Rewards Card

8.75 % - 12.75 %  Visa Platinum Rewards Card

7.75 % - 13.75 %  Visa Platinum Best Rate Card

When you open a Visa Platinum account, the applicable APR is based on
creditworthiness.

APR for Cash Advances

8.75% Visa Signature Rewards Card

8.75% - 12.75% Visa Platinum Rewards Card

7.75% - 13.75%  Visa Platinum Best Rate Card

When you open a Visa Platinum account, the applicable APR is based on
creditworthiness.

How to Avoid Paying Interest on
Purchases

Your due date is 25 days after the close of each billing cycle. We will not charge any
interest on the portion of the purchases balance that you pay by the due date each
month.

For Credit Card Tips from the
Consumer Financial Protection
Bureau

To learn more about factors to consider when applying for, or using a credit card, visit
the website of the Consumer Financial Protection Bureau.

Credit Card Fees

Annual Fee

Transaction Fees

None

None

Foreign Transaction Fees
Balance Transfer Fees
Cash Advance Fees

Penalty Fees

Late Payment Fee
Return Payment Fee

$10 
up to $15

 
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Minimum Payment Required: The minimum monthly payment will be 2.5% of your outstanding balance or $20.00, whichever
is greater.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa
Credit Card Account Agreement.

We reserve the right to amend the Visa Credit Card Account Agreement as permitted by law. The above rates and fees are
current as of November 2, 2017.

Fees and APR apply to new cards only. Learn more about our No-Annual Fee Credit Cards. Visit our online credit-card
application.