Service Fee Schedule

Checking Account Fees
Totally Green Checking.....................................................................FREE
Classic Checking..................................$5.00 / minimum balance fee
Money Market Checking..................$5.00 / minimum balance fee
Rebuild Checking............................................................$10.00 / month

Check Fees 
Personal Check Printing.....................................Based on check style
Temporary Checks................................................................$1.00 / page
Cashier’s Checks.................................................................................$5.00
Money Order........................................................................................$3.00

Wire Transfer 
Domestic Wire Transfer...........................................$25.00 for sending
International Wire Transfer....................................$50.00 for sending
Incoming Wire Transfer...........................................$5.00 for receiving
Returned Wire......................................................................................$5.00

International Item Fees 
International Currency - Purchasing.........................................$14.00
Processing International Checks 
      Canadian Checks........................................................................$10.00 
      International Checks requiring short collection............$35.00      
      International Checks requiring long collection...........$100.00
      Returned International Checks............................................$40.00

ComputerLine.....................................................................................FREE
Bill Payment.........................................................................................FREE

Card Fees
Replacement Cards  

ATM.................................................................................................$2.00
Debit  or  Credit..........................................................................$5.00
Non-CO-OP Network ATM....................................$1.00 / transaction

International Service Assessment (ISA)
ATM & PIN-Based Transactions........................................1.00% of the
              International Transaction Amount
Signature-Based Transactions.........................................3.00% of the
              International Transaction Amount

* ISA does not apply to Platinum Plus or Visa Signature Credit Cards.
Calculated after the transaction has been converted to U.S. dollars.

 
 
 
   
 
 
 
 
Miscellaneous Fees
Bond Coupon Processing.............................................................$10.00
Canceled Check Copy.......................................................................$5.00
Coin Machine Use (Nonmembers)..........................................10% fee
Consumer Loan Late Payment....................................................$25.00
Courtesy Pay1, 2 (Overdraft)..........................................................  $30.00 
Courtesy Pay for Debit1, 2 (Overdraft)........................................ $30.00
Dormant Account.............................................................$5.00 / month
Garnishment/Levy...........................................................................$75.00
Non-Sufficient Funds (NSF)1........................................................$30.00
Overdraft Transfer Notice (Paper)................................................$5.00
Research.................................................................................$25.00 / hour
Returned Deposited Item.........................................Domestic $15.00
                   International $40.00
Escheatment......................................................................................$75.00
Skip-A-Pay Application..................................................................$35.00
Share Collection...............................................................................$30.00 
Statement Copy..................................................................................$5.00
Stop Payment....................................................................................$25.00
Phone Transfer......................................................................................FREE

1 You may be charged a Courtesy Pay, Courtesy Pay for Debit, or
  NSF fee, as applicable, each time a transaction is presented for
  payment and the available balance is insufficient, even if the
  transaction was previously rejected and a fee was previously
  charged. For example, a transaction you authorize (such as
  a check or an ACH debit) may be presented or submitted for
  payment multiple times and MSUFCU will determine whether
  or not the available balance is sufficient to pay the transaction
  each time it is presented or submitted. This means you could
  be charged multiple fees (including multiple NSF fees or a
  combination of multiple NSF fees and a Courtesy Pay fee) for
  one transaction that you authorized. Note: It is the merchant (or
  other individual or entity), not MSUFCU, that determines when
  and through which payment channel to present or submit a
  transaction against your account (and whether to re-present or
  resubmit a transaction that was previously rejected).
2 Courtesy Pay and Courtesy Pay for Debit (when opted in) are  
  protected with Balance Shield and a fee will not be assessed if  
  the available balance is negative $5.00 or less.

12/19