12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
GEORGIA’S OWN
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Personal Rates & Service Fees
Georgia’s Own has some of the best rates around.
Click on a type of account below to find out more rates and service fees. Are you looking for Bu
RATES
Auto / Marine / RV Loans Certificates & IRAs Home Equity
Money Market Accounts
Mortgage Loans Personal Loans Savings & Checking Secured Loans
Visa® Credit Cards
Visa Signature®
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12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
Ooun
GEORGIA’S
CREDIT UNION
OWN
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—. -	-	a
2d
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Interest Rate and Interest Charges
APR for Purchases	11.99-18.99%* when you open your account based on your creditworthine* the market based on the Prime Rate.
APR for Balance Transfers	11.99-18.99%* when you open your account based on your creditworthine* the market based on the Prime Rate.
APR for Cash Advances	11.99-18.99%* when you open your account based on your creditworthine* the market based on the Prime Rate.
Penalty APR and When it Applies	19.99%*. This APR may be applied to your account i days or more past due. How Long Will the Penalty APR Apply? If your APF apply until you make six consecutive minimum payi
Paying Interest	Your due date is at least 25 days after the close of < charge you any interest on purchases if you pay your entire each month. We will begin charging interest on cash advanc on the transaction date.
Minimum Interest Charge	None
How Will We Calculate Your Balance: We use a method —11—1 “------ge
(including new purchases).”
Information printed is accurate as of October 1, 2018. For the VISA Department at (404) 874-1166, (800) 533-2062,
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12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
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determined Dy adding a margin between b./4% and l4./4% to the Prime
Personal ▼
ir	1-----'five' less days preceding January 1st, April 1st,
( Business ▼ y0l 3 will not be more than 19.99%, regardless
Street Journal Prime Rate. Your Annual Percentage Rate and margin may to your creditworthiness and qualifications. The Penalty APR is a variable determined by adding 14.74% to Prime Rate.
Student Visa®
Georgia State University Credit Card
SERVICE FEES
Checking, Money Market, IRA and Savings Accou eServices (Online Banking, Mobile Banking, Bill F Miscellaneous Service Fees
Safe Deposit Box
Visa® Credit Cards
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800.533.20
Routing number: 261O’M/l'5Q
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12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
GEORGIA’S OWN
CREDIT UNION
Atlanta, GA 30303
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EQUAL H OWING
LENDER
Georgia’s Own Credit Union is federally Insured by the NCLJA
USA PATRIOT Act Notice: - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verity, and record information that identifies each person who opens a new account When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identity you. We may also ask to see your driver's license or other identifying documents.
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Copyright Georgia’s Own Credit Union 2018.
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