Diners Club® Credit Card 

Pricing Information Table 

Interest Rates and Interest Charges 
Annual Percentage Rate 
(APR) for Purchases 

13.15% 
This APR will vary with the market based on the Prime Rate. 

APR for Cash Advances 

13.15% 
This APR will vary with the market based on the Prime Rate. 

Paying Interest 

Your due date is at least 25 days after the close of each billing cycle. We will 
not charge you any interest on purchases if you pay your entire balance by 
the due date each month. We will begin charging interest on cash advances 
and balance transfers on the Post date. 

Minimum Interest Charge 

If you are charged interest the charge will be no less than 50 cents. 

Fees 
Annual Fee 

Transaction Fees 

$0 

• Cash Advance 

Either $4 or 4% of the amount of each cash advance, whichever is greater. 

• Foreign Purchase 

Transaction 

3% of each purchase transaction in US dollars. 

Penalty Fees 

• Late Payment 

Up to $15 on balances up to $100 
Up to $29 on balances of $100 up to $1,000 
Up to $35 on balances of $1,000 and over 

• Returned Payment 

Up to $29 

Details About Your Interest Rates and 
Interest Calculations 
Purchases 
Cash Advances 

APR as of 
04/30/20 
13.15% (v) 
13.15% (v) 

Daily Periodic Rate 
As of 04/30/20 
0.03602 
0.03602 

For variable rates: 
Prime Rates Plus 
9.90% 
9.90% 

(v) = Variable rate 

 
 
 
 
 
 
 
 
 
 
 
APRs Based on Prime. If any APR is based on the U.S. Prime Rate (“Prime Rate”), the APR will equal the 
Prime Rate plus the additional amount shown above. If the Prime Rate increases, it will cause the APR to 
increase. If the Prime Rate decreases, it will cause the APR to decrease. For each billing period we use the 
Prime Rate published in The Wall Street Journal on the last day of each month. If the Wall Street Journal is 
not published on that day, we will use the rate published in the immediately preceding edition. If the Prime 
Rate causes an APR to change, we put the new APR into effect as of the first day of the billing period for 
which we calculate the APR. We apply the new APR to any existing balances, subject to any promotional 
rate that may apply. If The Wall Street Journal does not publish the Prime Rate, we will use a similar 
published rate. 

Effect of APR Increases. If an APR increases, interest charges increase. Your minimum payment may 
increase as well. 
How We Will Calculate Your Balance:  We use a method called “average daily balance” (excluding current 
purchases) to calculate your purchase balance and “average daily balance” (including current advances) to 
calculate your cash advance balance. See your Card Agreement for more details. 

Banking products and services are provided by BMO Harris Bank N.A. and are subject to credit approval. BMO Harris® and BMO Harris Bank® are trade 
names used by BMO Harris Bank N.A. Member FDIC. Diners Club® and Diners Club International with Split Circle Device are registered trademarks of 
Diners Club International Ltd. 

Rev. 09/2020