9/13/2018
Visa® Credit Cards | TwinStar Credit Union
(/)
Visa® Credit Cards
APPLY BY PHONE 24X7
1.800.258.3115
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Q
FIND A BRANCH
Apply in person
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GET APPROVED IN MINUTES
Apply Online
https://app.loanspq.com/apply.aspx?lenderref=Twinstarcuu91417&list=ccst)
Compare Visa Cards
Classic
(/loa ns/visa/classic)
Platinum
(/loans/visa/platinum)
4005 1234 5678 9010
4447 TO 12/19
B. R. MEMBER
V/SA
Platinum Rewards (/loans/visa/platinum-rewards)
For those in need of a basic credit card, the TwinStar Classic card is for you. The Classic card is a great way to establish a solid credit score. Contact TwinStar Credit Union and we’ll help set up a Classic account for you that will lay the foundation for your future borrowing needs.
The Platinum Visa from TwinStar is the best option for members with established credit. Higher limits and lower rates make this the perfect card to carry everywhere. This card is also a great solution to those Members wanting to move balances away
The Platinum Rewards card from TwinStar is designed for our members who want to earn rewards with each eligible purchase.
Your rewards can be used for airline tickets
https://www.twinstarcu.com/visa
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9/13/2018
Visa® Credit Cards | TwinStar Credit Union
PURCHASE APR
12.75% APR Variable
INTRODUCTORY APR
1.90% Fixed
After 6 month introductory period, rate changes to purchase APR
BALANCE TRANSFER APR
9.75% APR Variable
from other high-rate cards. Now enhanced with EMV chip technology to keep your transactions secure.
PURCHASE APR
10.75% APR Variable
INTRODUCTORY APR
1.90% Fixed
After 6 month introductory period, rate changes to purchase APR
CASH APR
15.75% APR Variable
ANNUAL FEE
None
Read more (/loans/visa/classic)
BALANCE TRANSFER APR
7.75% APR Variable
CASH APR
13.75% APR Variable
ANNUAL FEE
None
Read more (/loans/visa/platinum)
with no blackout dates and few restrictions AND a whole lot more! Learn more (/rewards).
Book hotel rooms and cruises, purchase merchandise and gift cards and even make charitable donations with your accumulated points
PURCHASE APR
11.75% APR Variable
INTRODUCTORY APR
1.90% Fixed
After 6 month introductory period, rate changes to purchase APR
BALANCE TRANSFER APR
8.75% APR Variable
CASH APR
14.75% APR Variable
ANNUAL FEE
$25
Read more (/loans/visa/platinum-rewards)
* APR = Annual Percentage Rate. All rates based on approved credit.
Method of Balance Computation: Average Daily Balance [including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00
The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.
Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.
For full printable disclosure Click here [/disclosures/visa-credit-card-disdosures). A printable card agreement can be found here [/disdosures/visa-credit-card-agreement)
Need help?
Member Services
Currently Open
https://www.twinstarcu.com/visa
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9/13/2018
Visa® Credit Cards | TwinStar Credit Union
Mon - Fri: 8:00 am-5:30 pm
Sat:	9:30 am-2:00 pm
□ call us at 1.800.258.3115
(tel:1-800-258-3115)
Visa Rewards
TWINSTAR REWARDS
Current Rewards members
Log in to check or redeem points (https://www.dreampoints.com/twinstar)
CONTACT US
Contact Center (/contact)
k. 1.800.258.3115
® P0 Box 718, Olympia WA 98507
Q Find a branch or ATM (/branches)
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IMPORTANT INFO
TwinStar Routing Number: 325181015
Fees & Disclosures (/disclosures)
Privacy Policy (/privacy-policy)
Web Privacy Policy (/web-privacy-policy)
Make a loan payment (/basics-banking/online-loan-payment)
Report a lost or stolen card (/lost-or-stolen-card)
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MOBILE APPS
https://www.twinstarcu.com/visa
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9/13/2018
Visa® Credit Cards | TwinStar Credit Union
Mobile Banking for iOS (https://itunes.apple.com/us/app/twinstar-mobile-banking/id1029606805)
Mobile Banking for Android (https://play.google.com/store/apps/details?id=com.twinstarcreditunion5079.mobile.production)
Card Manager for iOS (https://itunes.apple.com/us/app/twinstar-card-manager/id1156005712)
Card Manager for Android (https://play.google.com/store/apps/details?id=com.twinstar.mobile.android)
(http://www.ncua.gov/)
(http://portal.hud.gov/hudportal/HUD?src=/program_offices/fair_housing_equal_opp)
TwinStar Credit Union is a community credit union serving all of Washington state and the Portland, Oregon metropolitan area [Multnomah, Washington, Clackamas and Marion counties), with locations in Vancouver, Aberdeen, Hoquiam, Ocean Shores, Centralia, Chehalis, Onalaska, Parkland, Tacoma, Lacey, Olympia, Tumwater, Yelm in Washington, and Wilsonville in Oregon.
If you live or work in any of these areas you can join.
https://www.twinstarcu.com/visa
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