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Savings, Checking & General Account Disclosures

 Bill Payment Agreement & Disclosure

 Certificate Disclosure

 Children's Online Privacy Protection Act (COPPA)

 eDeposit Services Agreement

 Electronic Correspondence Disclosure & Agreement

 Electronic Fund Transfer Agreement and Disclosure

 Fee Schedule

Service Fee Schedule

Totally Green Checking

FREE

Classic Checking

$5.00 / minimum balance fee

Money Marketing Checking

$5.00 / minimum balance fee

Rebuild Checking

Check Fees

$10.00 / month

Personal Check Printing

Based on style

Temporary Checks

$1.00 / page

Cashier's Checks

Money Order

Wire Transfer Fees  

$5.00

$3.00

Domestic Wire Transfer

$25.00 for sending

International Wire Transfer

$50.00 for sending

Incoming Wire Transfer

$5.00 for receiving

Returned Wire

$5.00

International Item Fees

International Currency—Purchasing

$14.00

Processing International Checks

 Canadian Checks

International Checks requiring short collection

International Checks requiring long collection

Returned International Checks

Online Banking with ComputerLine

Bill Payment

Card Fees 

Replacement Cards

$5.00

$25.00

$75.00

$40.00

Free

Free

 
 
 
ATM

Debit or Credit

$2.00

$5.00

Non-CO-OP ATM Network

$1.00 / transaction

International Service Assessment (ISA)

1
ATM & PIN-Based Transactions

1
Signature-Based Transactions

Miscellaneous Fees 

Bond Coupon Processing

Canceled Check Copy

1.0% of the International Transaction

Amount

3.0% of the International Transaction

Amount

$10.00

$5.00

Coin Machine Use (non-members)

10% fee

Consumer Loan Late Payment

2
Courtesy Pay

2
Courtesy Pay for Debit

Dormant Account

Garnishment/Levy

Non-Sufficient Funds (NSF)

Overdraft Notice (Paper)

$25.00

$30.00

$30.00

$5.00 / month

$75.00

$30.00

$5.00

Research

$25.00 / hour

Returned Deposited Item

Escheatment

Re-Deposit Returned Item

Skip-A-Pay Application

Share Collection

Statement Copy

Stop Payment

Telephone Transfer

$15.00 (Domestic) 

$40.00 (International)

$75.00

$5.00

$35.00

$30.00

$5.00

$25.00

FREE

1
Calculated after the transaction has been converted to US dollars. 
2
Courtesy Pay and Courtesy Pay for Debit (when opted-in) are protected with Balance Shield and will not receive
a fee if the account is negative less than $5.00.  

For inquiries, contact us at: 
Michigan State University Federal Credit Union 
PO Box 1208 
East Lansing, MI 48826-1208 

By phone: 517-333-2424 or 800-678-4968 
Loans: 517-333-2222 or 800-678-6967 
Visa: 517-333-2323 or 800-847-2383 
Mortgage: 517-333-2210 or 866-678-3328 

REV. 02/17

 IMMA Agreement & Disclosure

 IRA & IRA/HSA IMMA Disclosure

 Membership & Account Agreement

 NCUA Insurance

 Privacy Policy

 Regulation D

 Truth In Savings Disclosure

 USA Patriot Act

 DocuSign Disclosure

 eAlerts Terms and Conditions

 Oakland University Credit Union Trade Name Disclosure

 Notice of Change In Terms

 
 DocuSign Disclosure

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Copyright © 2017 MSU Federal Credit Union. All Rights Reserved.

MSU Federal Credit Union savings are Federally insured to at least $250,000 by
the NCUA and backed by the full faith and credit of the United States
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