12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
GEORGIA’S OWN
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Personal Rates & Service Fees
Georgia’s Own has some of the best rates around.
Click on a type of account below to find out more rates and service fees. Are you looking for Bu
RATES
Auto / Marine / RV Loans Certificates & IRAs Home Equity
Money Market Accounts
Mortgage Loans Personal Loans Savings & Checking Secured Loans
Visa® Credit Cards
Visa Signature®
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12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
Online Banking Login GEORGIA’S OWN	UserlD wmT CREDIT UNION	Username	Go		
Personal ▼	APR for Busine;	when you onpn your account based on your creditworthine* SS	arke sd on the Prime Rate.
	APR for Balance Transfers	13.99-16.99%* when you open your account based on your creditworthine* the market based on the Prime Rate.
	APR for Cash Advances	13.99-16.99%* when you open your account based on your creditworthine* the market based on the Prime Rate.
	Penalty APR and When it Applies	19.99%*. This APR may be applied to your account if at any 1 days or more past due. How Long Will the Penalty APR Apply? If your APR is increi apply until you make six consecutive minimum payments wt
	Paying Interest	Your due date is at least 25 days after the close of < charge you any interest on purchases if you pay yo each month. We will begin charging interest on cas on the transaction date.
	Minimum Interest Charge	None
How Will We Calculate Your Balance: We use a method called “average (including new purchases).”
Information printed is accurate as of October 1, 2018. For an update on ir the VISA Department at (404) 874-1166, (800) 533-2062, or by e-mail. Yo to our VISA Department at PO Box 105205, Atlanta, GA 30348.
* Your variable Annual Percentage Rate may be adjusted quarterly and w determined by adding a margin between 6.74% and 14.7-	e
in the Wall St. Journal five business days preceding Janu	>t,
October 1st each year. Your rate will not be more than 24 Back to Top es:
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12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
Ooun
GEORGIA’S OWN
CREDIT UNION
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Personal ▼ ris Business ▼
Visa® Classic
Visa® Classic Secured
Student Visa®
Georgia State University Credit Card
SERVICE FEES
Checking, Money Market, IRA and Savings Accounts eServices (Online Banking, Mobile Banking, Bill F Miscellaneous Service Fees
Safe Deposit Box
Visa® Credit Cards
OPEN A PERSONAL ACCOUNT
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800.533.20
Routing number: 261071438
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12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
GEORGIA’S OWN
CREDIT UNION
Atlanta, GA 30303
Personal ▼ Business ▼
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Insured by the NCUA
Copyright Georgia’s Own Credit Union 2018.
Photos byAtlantaPhotos.com
USA PATRIOT Act Notice: - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verity, and record information that identifies each person who opens a new account When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identity you. We may also ask to see your driver's license or other identifying documents.
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