10/30/2020

Rates | Parkside Credit Union | Livonia, MI – Dearborn, MI – Westland, MI

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

(734) 525-0700

R AT E S

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates eective as of 10/1/2020. Rates subject to change at any time without notice. Fees may
reduce earnings.

PRODUCT PACKAGES AND DEPOSIT RATES

Savings Account (/accounts/personal-savings/share-savings-account.html)

Balance to Earn Dividends

APY

Compounded

Premier - Checking (/accounts/personal-checking/premier-consumer-checking.html)

Balance to Earn Dividends

https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans

$500

0.05%

Monthly

$500

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




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Rates | Parkside Credit Union | Livonia, MI – Dearborn, MI – Westland, MI







10/30/2020

APY

Compounded

Elite - Checking (/accounts/personal-checking/elite-consumer-checking.html)

Balance to Earn Dividends

APY

Compounded

Exclusive - Checking (/accounts/personal-checking/exclusive-consumer-checking.html)

Balance to Earn Dividends

APY

Compounded

Holiday Club (/accounts/personal-savings/holiday-club-account.html)

Balance to Earn Dividends

APY

Compounded

IRA (/accounts/personal-savings/individual-retirement-accounts-iras.html)

Balance to Earn Dividends

APY

Compounded

https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans

0.03%

Monthly

$1,000

0.05%

Monthly

$2,500

0.18%

Monthly

$500

0.05%

Monthly

–

0.05%

Monthly

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
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10/30/2020

Rates | Parkside Credit Union | Livonia, MI – Dearborn, MI – Westland, MI

MONEY MARKET 

LEARN MORE  







$0 - $1,999.99

APY

Compounded

$2,000 - $9,999.99

APY

Compounded

$10,000.00 - $24,999.99

APY

Compounded

$25,000.00 - $49,999.99

APY

Compounded

$50,000.00 - $99,999.99

APY

Compounded

$100,000.00+

APY

https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans

0.05%

Monthly

0.08%

Monthly

0.10%

Monthly

0.15%

Monthly

0.18%

Monthly

0.20%

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




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10/30/2020

Rates | Parkside Credit Union | Livonia, MI – Dearborn, MI – Westland, MI

Compounded

Monthly







CERTIFICATES OF DEPOSIT 

LEARN MORE  

3 Month CD

Balance to Earn Dividends

APY

Compounded

6 Month CD

Balance to Earn Dividends

APY

Compounded

12 Month CD

Balance to Earn Dividends

APY

Compounded

24 Month CD

Balance to Earn Dividends

APY

https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans

$500.00 

0.10%

Maturity

$500.00 

0.15%

Maturity

$500.00 

0.30%

Quarterly

$500.00 

0.40%

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


4/9

10/30/2020

Rates | Parkside Credit Union | Livonia, MI – Dearborn, MI – Westland, MI







Compounded

36 Month CD

Balance to Earn Dividends

APY

Compounded

48 Month CD

Balance to Earn Dividends

APY

Compounded

60 Month CD

Balance to Earn Dividends

APY

Compounded

Early withdrawals may result in a loss of 90 - 180 days of interest.

AUTO LOANS 

LEARN MORE  

Quarterly

$500.00 

0.50%

Quarterly

$500.00 

0.60%

Quarterly

$500.00 

0.70%

Quarterly

New/Renanced Auto Loans, 2021-2020

https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans

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

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10/30/2020

APR

Rates | Parkside Credit Union | Livonia, MI – Dearborn, MI – Westland, MI

as low as 1.99% APR



Used Auto Loans, 2019-2016

APR

as low as 2.24% APR

Used Auto Loans, 2015 and Older

APR

as low as 3.24% APR

Classic Auto Loan, 1977 and Older

APR

as low as 4.24% APR

Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice

HOME EQUITY LOANS

Home Equity (Closed End) *

Term

Amount

APR

5 Year Term

$5,000 - $200,000

As low as 3.99%

Home Equity (Closed End) *

Term

Amount

10 Year Term

$10,000 - $200,000

https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans

6/9

 
Rates | Parkside Credit Union | Livonia, MI – Dearborn, MI – Westland, MI

10/30/2020

APR

As low as 5.10%

Home Equity (Closed End) *

Term

Amount

APR

15 Year Term

$15,000 - $200,000

As low as 5.35%

Home Equity Line of Credit**

Term

Amount

APR

10 Year Draw, 15 Year Payback Period

$10,000 - $200,000

As low as 1.99%

*APR=Annual Percentage Rate. Approval and actual rate oered is based on your credit score, term, amount, collateral, and loan-to-value. Oer applies only to principal
residences in the state of Michigan. Excludes manufactured homes not on a permanent foundation. Minimum loan amount is $5,000 and the maximum is $200,000. Rates
and Terms subject to change. Consult with a reliable tax advisor about the deductibility of home equity loan interest. Excludes Home Equity Line of Credit. Other

conditions may apply. Federally Insured by NCUA. Equal Housing Opportunity.

* APR = Annual Percentage Rate. The Introductory APR of 1.99% is for home equity line of credit accounts only and applies to balances on the rst six monthly statement
cycles after the account open date, which changes to a variable APR as low as 3.25% at the end of the introductory period. Your margin, rate and payment may dier
based upon loan amount, collateral value and credit history. To receive this rate, the application must be submitted between April 1 and October 31, 2020. This special

oer is for a limited time only and cannot be combined with any other oers or special promotions. Current HELOC members cannot take advantage of this oer. After
the introductory rate expires, your rate will never be lower than 3.00% or higher than 18%. APR is a variable rate that will change based on the prime rate as published in

the Money Rates section of The Wall Street Journal (currently 3.25% as of March 15, 2020) plus or minus a margin. A security interest will be taken in your home. Consult
with a reliable tax advisor about the deductibility of home equity loan interest. Parkside reserves the right to modify or end this oer at any time. Subject to credit

approval. Third party fees paid by Parkside Credit Union to be reimbursed by member up to $700 if line of credit is closed within 24 months of loan opening.

** Parkside Credit Union waives fees for Collateral Valuation (including appraisal, if required), Credit Report, Flood Certication, Junior Title Policy, and Mortgage

Recording. Applicant pays appraisal fee which is fully reimbursed at closing if loan is approved and loan closes within 45 days of application.

OTHER LOANS

https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans

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10/30/2020

Rates | Parkside Credit Union | Livonia, MI – Dearborn, MI – Westland, MI

Camper or Motorhome  (/loans-credit-cards/consumer-loans/recreational-vehicle-loans.html)

APR

as low as 4.24% APR

Boat (/loans-credit-cards/consumer-loans/recreational-vehicle-loans.html)

APR

as low as 4.24% APR

Motorcycle (/loans-credit-cards/consumer-loans/recreational-vehicle-loans.html)

APR

as low as 4.24% APR

Powersports (/loans-credit-cards/consumer-loans/recreational-vehicle-loans.html)

APR

as low as 7.24% APR

Visa® Credit Cards (/loans-credit-cards/credit-cards.html) - Platinum

APR

AS LOW AS 8.99% APR

Visa® Credit Cards (/loans-credit-cards/credit-cards.html) - Rewards

APR

AS LOW AS 9.99% APR

Personal Loans (Unsecured) (/loans-credit-cards/consumer-loans/personal-loans.html)

APR

as low as 8.99% APR

Revolving Line of Credit (/loans-credit-cards/consumer-loans/overdraft-line-of-credit.html)

APR

as low as 15.75% APR

Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice

https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans

8/9

 
10/30/2020

Rates | Parkside Credit Union | Livonia, MI – Dearborn, MI – Westland, MI

Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government

National Credit Union Administration, a U.S. Government Agency

© 2020 PARKSIDE CREDIT UNION | PORTIONS COPYRIGHT © KASASA, LTD. ALL RIGHTS RESERVED.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union

Administration, a U.S. Government Agency.

https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans

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