Fees
The Credit Union
Annual Fee
Annual Fee Visa Platinum
None
-
Annual Fee Visa Classic
None
Differer
- Annual Fee Visa Secured
$30.00
Transaction Fees
- Foreign Transaction Fee
1.00% of each multiple currency transaction in U.S. dollars
Please return completed
0.80% of each single currency transaction in U.S. dollars
Application to the address
Penalty Fees
below in a stamped envelope.
-
Late Payment Fee
Up to $35.00
-
Returned Payment Fee
Up to $30.00
Cut off the Application and
How We Will Calculate Your Balance. We use a method called "average daily balance (including new purchases).'
Solicitation Disclosure
and retain for your records.
Effective Date.
The information about the costs of the card described in this application is accurate as of June 1, 2014.
This information may have changed after that date. To find out what may have changed, contact the Credit Union.
OTHER DISCLOSURES
Late Payment Fee
$26.00 or the amount of the required minimum payment, whichever is
FIELDSTONE CREDIT UNION
Credit Card
less, if you are three (3) or more days late in making a payment. In the
395 NORTH KINZIE AVENUE
event you fail to make a payment on time in any of the six (6) billing
cycles following the initial violation, you will be charged $35.00 or the
BRADLEY IL 60915
Application
amount of the required minimum payment, whichever is less.
Returned Payment Fee
$25.00 or the amount of the required minimum payment, whichever
is less. In the event a payment is returned in the same or in any of the
six (6) billing cycles following the initial violation, you will be charged
$30.00 or the amount of the required minimum payment, whichever
is less.
DC NOT MAIL
Statement Copy Fee
$1.00
Document Copy Fee
$12.00
THIS FORM
Rush Fee
$35.00
Visa
Emergency Card Replacement Fee
$150.00
WITHOUT AN
Card Recovery Fee
$65.00
ENVELOPE
Fieldstone
credit union
395 North Kinzie Avenue
Bradley, IL 60915
(815) 929-1870
1-28FDFN00
CCM002
CUNA Mutual Group 2009, Rights Reserved
AXC104
LOANLINER
VISA
Fieldstone
395 North Kinzie Avenue
VISA PLATINUM
Bradley, IL 60915
VISA CLASSIC/VISA SECURED
creditunion
(815) 929-1870
Application and Solicitation Disclosure
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for
Visa Platinum
Purchases
9.99%
Visa Classic
12.99%
Visa Secured
17.44%
RO
APR for Balance Transfers
Visa Platinum
9.99%
Visa Classic
12.99%
Visa Secured
17.44%
APR for Cash Advances
Visa Platinum
9.99%
Visa Classic
12.99%
Visa Secured
17.44%
How to Avoid Paying Interest on
Your due date is at least 25 days after the close of each billing cycle.
Purchases
We will not charge you any interest on purchases if you pay your
entire balance by the due date each month.
For Credit Card Tips from the
To learn more about factors to consider when applying for or
Consumer Financial Protection
using a credit card, visit the website of the Consumer Financial
Bureau
Protection Bureau at http://www.consumerfinance.gov/learnmore.
SEE BACK OF PAGE for more important information about your account.