12/7/2018
Mastercard Disclosure | Diamond CU
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Mastercard Disclosure
IMPORTANT CREDIT CARD DISCLOSURES
The following disclosure represents important details concerning your credit card. The information about costs of the card are accurate as of 9/1S/2O17. You can contact us toll free at (800) 593-1030 or mail correspondence Io 1600 Medical Drive. Pottstown. PA 19464 to inquire if any changes occurred since the effective date.
INTEREST RATES and INTEREST CHARGES:			
	MASTERCARD PLATINUM	MASTERCARD PLATINUM REWARDS	CREDIT BUILDER MASTERCARD
Annual Percentage Rale (APR) for Purchases. Cash Advances. & Balance Transfers	7.90% -17.90% depending on your credit history.	8.90% -17.90% depending on your credit history.	16.90%
Paying Interest	Your due date is al least 21 days after we mail your billing statement We will not charge you interest on purchases if you pay your eni*e new purchase balance by the due date each month. For Cash Advances and Balance Transfers. we will begin charging interest on the date the cash advance or balance transfer .s posted to your account.		
Minimum interest Charge	None		
For Credit Card Tips from the Consumer Financial Protection Bureau	To team more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau al http://www.consumerfinance.gov/learnmore		
FEES:	
Fees to Open or Maintain your Account - Annual Fee: Application Feo:	None None
Set-up and Maintenance Fees (Applies to Credit Builder MasterCard Only): -Application Fee: -	Annual Fee: -	Account Set-up Fee: -	Participation Fee: • Additional Card Fee -Account Maintenance Fee:	NOTICE: Some of these set-up ano maintenance fees will be assessed before you begm using your card and will reduce the amount of credit you mitia'4y have available. For example, if you are assigned the minimum credit l =mit of 525C.OO. and if your set- up & maintenance fees are $90.00. your initial ava lable credit will be only $160.00. $30.00 (one-time fee) $30.00 None None None None
Transaction Fees -	Balance Transfer: -	Cash Advance: - Foreign Transaction:	None Al a teller window; 2% of the amount advanced with a minimum of $6.00 and a maximum of $75.00 At an ATM: None 1% of each transaction in U.S. dollars if the transaction involves a currency conversion 1% of each transaction in U.S. dollars if the transaction does no! involve a currency conversion
Penalty Fees - Late Payment: - Returned Payment	Up to $25.00 if your payment rs late Up to $24.00 if your payment t$ returned for any reason
How We Will Calculate Your Balance: We use a melhod called ’average daty balance (including new purchases)."
PLATINUM AND PLATINUM REWARDS MASTERCARD AGREEMENT
In this Agreement, "You" and "your" mean any person who accepts this Agreement or uses the Card. The "Card" means any Platinum Mastercard or Platinum Mastercard with CU Rewards credit card issued to you or those designated by you under the terms of this Agreement. "We," "us" or the "Credit Union" means Diamond Credit Union or its successors. By using your card, you agree to all of the terms and conditions set forth herein.
THE GRANTING OF THIS SECURITY INTEREST IS A CONDITION FOR THE ISSUANCE OF CREDIT UNDER THIS AGREEMENT.
YOU SPECIFICALLY GRANT US A CONSENSUAL SECURITY INTEREST IN ALL INDIVIDUAL AND JOINT ACCOUNTS YOU HAVE WITH US NOW AND IN THE FUTURE TO SECURE REPAYMENT OF CREDIT EXTENDED UNDER THIS AGREEMENT. YOU ALSO AGREE THAT WE HAVE SIMILAR STATUTORY LIEN RIGHTS UNDER STATE AND/OR FEDERAL LAW. IF YOU ARE IN DEFAULT, WE CAN APPLY YOUR SHARES TO THE AMOUNT YOU OWE.
https://diamondcu.org/loans-and-credit/mastercard-disclosure/
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12/7/2018
Mastercard Disclosure | Diamond CU
Shares and deposits in an Individual Retirement Account or any other account that would lose special tax treatment under state or federal law if given are not subject to this security interest.
If you have other loans with us, collateral securing such loans may also secure your obligations under this Agreement, unless that other collateral is your principal residence or non-purchase money household goods.
Specialty Divisions
Technical Support
Local: 610-326-5490
Toll Free: 800-593-1000
Routing Number: 231385154
Inside Diamond
NCUA
© 2018 Diamond Credit Union. All Rights Reserved.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a US Government Agency.
https://diamondcu.org/loans-and-credit/mastercard-disclosure/
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