PO BOX WSECU | Olympia, WA 98507 

800.562.0999 

The following disclosure represents important details concerning your

credit card

. The information about costs of the card are accurate as of

. You can contact us toll-free at

800.562.0999 or PO Box WSECU, Olympia, WA 98507 to inquire if any changes occurred since the effective date. 

Your rate will depend on your credit history.
This APR will vary with the market based
on the Prime Rate*.

This APR will vary with the market

based on the Prime Rate*.

Your due date is at least 21 days after we mail your billing statement. We will not charge
you interest on purchases or balance transfers if you pay your entire new purchase or
balance transfer balance by the due date each month. We will begin charging interest
on cash advances on the date the cash advance is posted to your account. 

None 

To learn more about factors to consider when applying for or using a credit card, visit 
the Consumer Financial Protection Bureau website.

-Annual fee
-Application fee

-Balance transfer
-Cash advance
-Foreign transaction

-Over the credit limit
-Returned payment
-Late payment

None 
None 

None 

of the amount advanced up to 

None 

None 
None 

or your minimum payment required, whichever is less. 
or less must be paid in full. 

Balances of 

W

r

Rate in the Money Rates column of the Wall Street Journal increases or decreases.

The Annual Percentage Rate (APR) may increase or decrease if the highest rate of interest identified as the Prime

The APR will be equal to the Prime Rate plus a margin of 5.50% - 8.50%. 

The APR will be equal to the Prime Rate plus a margin of 6.50%. 

The interest rate can change monthly on the 18th day of the month following a change in the Prime Rate. The APR will never be 
more than 18.00%. Any increase will take the form of more payments of the same amount.