Payment Information 

Each month you must pay the New Balance in full by the Payment Due Date. 

Fees 

Annual Membership Fee 

Transaction Fees 
• Club Cash® Advances

• Foreign Transaction

Penalty Fees 

• Late Payment

• Returned Payment

• Primary Card Fee $300

• Additional Card Fee $150

• Either $10 or 5% of the amount of each cash advance, whichever is greater.

• 3% of each purchase transaction in U.S. dollars.

• Up to $39 or 2.5% of the total Past Due amount, whichever is greater.

• Up to $39

5
6
2
1
-
8
1

Late Payment Fee:  A single violation of each type will not exceed $29. If the required payment is not made for two or more 
consecutive billing cycles, the Bank will charge up to the maximum fee in the table above. However, if another violation of the same 
type occurs within six billing cycles, but in non-consecutive billing cycles, the Late Payment Fee will not exceed $39. The Late Payment 
Fee will not exceed the related Minimum Payment Due. 

Returned Payment Fee:  A single violation will not exceed $29. However, if another violation of the same type occurs within six billing 
cycles, the Bank will charge up to the maximum fee in the table above. The Returned Payment Fee will not exceed the related 
Minimum Payment due. 

Banking products and services are provided by BMO Harris Bank N.A. and are subject to credit approval. BMO Harris® and BMO Harris Bank® are trade names used by 
BMO Harris Bank N.A. Member FDIC Diners Club®, Club Cash®, Carte Blanche® and Diners Club International with Split Circle Device are registered trademarks of 
Diners Club International Ltd. 

Rev. 09/2021