4/21/2016

Personal Visa | Nebraska

PERSONAL

BUSINESS

Enter Keyword

Personal Credit Card

Swipe and buy just about anything you can imagine. Get global buying power
from your homegrown bank.

VISA®

Visa®

15.99% Fixed

Interest
Rates and
Interest
Charges

Annual
Percentage
Rate (APR)
for
Purchases

https://www.pinnbank.com/personal­banking/credit­card/personal­visa­credit­card­lincoln­terms

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4/21/2016

Personal Visa | Nebraska

15.99% Fixed

15.99% Fixed

None

Your due date is at least 25 days after the close of each
billing cycle.  We will not charge you interest on
purchases if you pay your entire balance by the due
date each month.  We will begin charging interest on
cash advances and/or balance transfers on the
transaction date.

None

To learn more about factors to consider when applying
for or using a credit card, visit the website of the
Consumer Financial Protection Bureau at
http://www.consumer(cid:214)nance.gov/learnmore.

APR for
Balance
Transfers

APR for
Cash
Advances

Penalty
APR and
When it
Applies

Paying
Interest

Minimum
Interest
Charge

For Credit
Card Tips
from the
Consumer
Financial
Protection
Bureau

Fees

Visa®

Annual Fee

None

Transaction
Fees

Balance

Transfer
Cash
Advance

2.0% of the amount transferred
2.0% of the amount advanced ($2.00 minimum)
1.0% of each multi-currency transaction in U.S.

Dollars or 0.80% of each single-currency
transaction in U.S. Dollars

https://www.pinnbank.com/personal­banking/credit­card/personal­visa­credit­card­lincoln­terms

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Personal Visa | Nebraska

Foreign
Transaction

Penalty Fees

Late
Payment
Over-
the-Credit
Limit

Returned
Payment

Other Fees

Telephone
Payment

Up to $25.00
None
None

$10.00

How We Will Calculate Your Balance:  We use a method called "average daily balance"
(including new purchases).  An explanation of this method is provided in your credit
card agreement.  
Billing Rights:  Information on your rights to dispute transactions and how to exercise those
rights is provided in your credit card agreement.

COMPANY

About Us
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News

EDUCATION

Banking Education
Product Education Videos
Personal Resource Center
Business Resource Center
Documents Center

PRODUCTS

https://www.pinnbank.com/personal­banking/credit­card/personal­visa­credit­card­lincoln­terms

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Personal Visa | Nebraska

Personal
Checking
Savings
Visa Debit Card
Credit Cards
Mortgage Loans
Business
Checking
Money Market
Visa Debit Card
Credit Cards

CONTACT

Contact Us
Find a Branch

COMMUNITY

Why Community Matters

©2016 Pinnacle Bank

Legal/Privacy

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