5/4/2017                         Partners�Federal�Credit�Union�Rates
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       VISA�Rates�and�Disclosures
       Interest�Rates�and�Interest�Charges
                                                                   Save�with�our�everyday�low�rates!
                   VISA�Platinum VISA�Platinum VISA�Signature VISA�Share
                                Rewards                Secured
                  Your�APR�will�be� Your�APR�will�be� 14.74% 13.90%
       Annual�Percentage 7.99%�to�17.99% 9.49%�to�17.99% this�APR�will�vary�with�the
       Rate�for�Purchases                market�based�on�the       Have�Questions�For�Us?��
                  based�on�your based�on�your Prime�Rate.          Chat�Online.
                  creditworthiness. creditworthiness.
                  Your�APR�will�be Your�APR�will�be 14.74% 13.90%
                  7.99%�to�17.99% 9.49%�to�17.99%
       APR�for�Balance                   this�APR�will�vary�with�the
       Transfers  when�you�open�your when�you�open�your market�based�on�the
                  account,�based�on�your account,�based�on�your Prime�Rate.
                  creditworthiness. creditworthiness.
                  7.99%�to�17.99% 9.49%�to�17.99% 14.74% 13.90%    Connect�with�a�representative.
       APR�for�Cash when�you�open�your when�you�open�your this�APR�will�vary�with�the M�F�8:00�am���5:00�pm�(ET)
       Advances   account,�based�on�your account,�based�on�your market�based�on�the
                  creditworthiness. creditworthiness. Prime�Rate.           Read�FAQs
       Penalty�APR�and�When
                  N/A        N/A         N/A         N/A
       it�Applies
                  Your�due�date�is�at�least Your�due�date�is�at�least Your�due�date�is�at�least Your�due�date�is�at�least Related�Products
                  25�days�after�the�close�of 25�days�after�the�close�of 25�days�after�the�close�of 25�days�after�the�close�of
                  each�billing�cycle.�We�will each�billing�cycle.�We�will each�billing�cycle.�We�will each�billing�cycle.�We�will
       How�to�Avoid�Interest
                  not�charge�you�interest�on not�charge�you�interest�on not�charge�you�interest�on not�charge�you�interest�on
       on�Purchases
                  purchases�if�you�pay�your purchases�if�you�pay�your purchases�if�you�pay�your purchases�if�you�pay�your
                  entire�balance�by�the�due entire�balance�by�the�due entire�balance�by�the�due entire�balance�by�the�due
                  date�each�month. date�each�month. date�each�month. date�each�month.
       Minimum�Interest
                  None       None        None        None
       Charge
       For�Credit�Cards�Tips
                  To�learn�more�about�factors�to�consider�when�applying�for�or�using�a�credit�card,�visit�the�website�of�the�Consumer
       from�the�Federal
                  Financial�Protection�Bureau�at�www.consumerfinance.gov/learnmore .
       Reserve�Board
       Fees
       Annual�Fee None       None        None        None
       Transaction�Fees
          Balance�Transfer None  None       None        None
          Cash�Advance None      None       None        None
          Foreign    1%�of�U.S.�Dollar 1%�of�U.S.�Dollar 1%�of�U.S.�Dollar 1%�of�U.S.�Dollar
         Transaction Amount     Amount     Amount      Amount
       Penalty�Fees
          Late�Payment $25�or�2.5%�of $25�or�2.5%�of $25�or�2.5%�of $25�or�2.5%�of
                    outstanding�balance, outstanding�balance, outstanding�balance, outstanding�balance,
                    whichever�is�less whichever�is�less whichever�is�less whichever�is�less
          Over�the�Credit ($10�minimum) ($10�minimum) ($10�minimum) ($10�minimum)
         Limit       None        None       None        None
          Returned   $23         $23        $23         $23
         Payment
       Connect�with�us:� 800.948.6677� Email� Branches� Facebook
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    5/4/2017                         Partners�Federal�Credit�Union�Rates
       Your�funds�are�safe�and�secure�at�Partners.�Savings�are�federally�insured�to�at�least�$250,000�by�the�United�States�Government.�To�learn�more,�please
       visit�the�NCUA�website.
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