7/20/2016

Personal Visa Gold Credit Card | Nebraska

PERSONAL

BUSINESS

Enter Keyword

Personal Credit Card

Swipe and buy just about anything you can imagine. Get global buying power from
your homegrown bank.

VISA® GOLD

Interest
Rates and
Interest
Charges

Annual
Percentage
Rate (APR)
for
Purchases

APR for
Balance

Visa® Gold

10.99% Fixed

10.99% Fixed

https://www.pinnbank.com/personal­banking/credit­card/personal­visa­gold­lincoln­terms

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7/20/2016

Personal Visa Gold Credit Card | Nebraska

Transfers

APR for
Cash
Advances

Penalty
APR and
When it
Applies

Paying
Interest

Minimum
Interest
Charge

For Credit
Card Tips
from the
Consumer
Financial
Protection
Bureau

10.99% Fixed

None

Your due date is at least 25 days after the close of each
billing cycle. We will not charge you interest on purchases if
you pay your entire balance by the due date each month.
We will begin charging interest on cash advances and/or
balance transfers on the transaction date.

None

To learn more about factors to consider when applying for
or using a credit card, visit the website of the Consumer
Financial Protection Bureau at
http://www.consumer(cid:214)nance.gov/learnmore.

Fees

Visa® Gold

Annual Fee

None

2.0% of the amount transferred
2.0% of the amount advanced ($2.00 minimum)
1.0% of each multi-currency transaction in U.S.

Dollars or 0.80% of each single-currency transaction in
U.S. Dollars

Transaction
Fees

Balance

Transfer
Cash
Advance
Foreign
Transaction

Penalty Fees

https://www.pinnbank.com/personal­banking/credit­card/personal­visa­gold­lincoln­terms

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Personal Visa Gold Credit Card | Nebraska

Late
Payment
Over-
the-Credit
Limit

Returned

Payment

Other Fees

Telephone
Payment

Up to $25.00
None
None

$10.00

How We Will Calculate Your Balance:  We use a method called "average daily balance" (including new
purchases).  An explanation of this method is provided in your credit card agreement.  
Billing Rights:  Information on your rights to dispute transactions and how to exercise those rights is
provided in your credit card agreement. 
Daily Periodic Rate: The daily periodic rate used to calculate interest for your account is 0.03011%
which is calculated by dividing the APR by 365.

COMPANY

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Careers
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News

EDUCATION

Banking Education
Product Education Videos
Personal Resource Center
Business Resource Center
Documents Center

PRODUCTS

Personal
Checking
Savings
Visa Debit Card
Credit Cards
Mortgage Loans
Business
Checking
Money Market
Visa Debit Card
Credit Cards

https://www.pinnbank.com/personal­banking/credit­card/personal­visa­gold­lincoln­terms

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7/20/2016

Personal Visa Gold Credit Card | Nebraska

CONTACT

Contact Us
Find a Branch

COMMUNITY

Why Community Matters
Nebraska
Kansas
Missouri

©2016 Pinnacle Bank

Legal/Privacy

https://www.pinnbank.com/personal­banking/credit­card/personal­visa­gold­lincoln­terms

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