7/31/22, 7:06 PM https://www .barclaycardus.com/applycontent/banking/marketing/rangedcma/GAP_Cobrand/General_Account_Pricing_Information �
https://www .barclaycardus.com/applycontent/banking/marketing/rangedcma/GAP_Cobrand/General_Account_Pricing_Information.html 1/2Pricing Supplement to the
Cardmember Agreement
The information provided below in this Pricing Supplement, along with the Cardmember Agreement(s) and the
Addendum to the Cardmember Agreement (as applicable) reflects certain account pricing and terms that were
available to certain applicants that applied for and were approved for certain credit card accounts on the last
business day of the calendar quarter that ended on 6/30/2022.  These account terms may not be available after
that date.
These documents are being provided to you for informational purposes only .  If you apply and are approved
for a credit card account with us, your actual account terms will be based on the terms of the offer available at
the time that you applied, what you are approved for and your actual Cardmember Agreement will be the
agreement sent to you when your account is first opened.
Interest Rates and Interest Charges
Annual Percentage Rate
(APR)  Purchases27.49%   APR.    This APR will vary with the market based on the Prime Rate.
APR for Balance
Transfers27.49%  APR.    This APR will vary with the market based on the Prime Rate.
APR for Cash Advances 28.49% APR.    This APR will vary with the market based on the Prime Rate.
Paying Interest Your due date is at least 23 days after the close of each billing cycle.  W e will not
charge you interest on purchases if you pay your entire balance by the due date each
month. W e will begin charging interest on balance transfers, checks and cash
advances on the transaction date.
Minimum Interest
ChargeIf you are charged interest, the charge will be no less than $2.00
For Credit Card T ips
from the Consumer
Financial Protection
BureauTo learn more about factors to consider when applying for or using a credit card, visit
the website of the Consumer Financial Protection Bureau at
http://consumerfinance.gov/learnmore
Fees
Annual Fee $0 
Transaction Fees :  
Balance T ransfer Either $5 or 5% of the amount of each transfer , whichever is greater . We may from
time to time of fer you lower T ransaction Fees on Balance T ransfers and Checks.
Cash  Advance Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign T ransaction 3% of each transaction in U.S. dollars.
Penalty Fees:  
Late Payment Up to $41 depending upon the state that you live in at the time of account opening.
Returned Payment Up to  $41 depending upon the state that you live in at the time of account opening.
Additional Check
Related Fees 
Check Stop
Payment FeeUp to  $39.95  depending upon the state that you live in at the time of account opening. 7/31/22, 7:06 PM https://www .barclaycardus.com/applycontent/banking/marketing/rangedcma/GAP_Cobrand/General_Account_Pricing_Information �
https://www .barclaycardus.com/applycontent/banking/marketing/rangedcma/GAP_Cobrand/General_Account_Pricing_Information.html 2/2Returned Check
FeeUp to $41 depending upon the state that you live in at the time of account opening.
How W e Will Calculate Y our Balance :
We use a method called "daily balance (including new purchases)".  If you are a resident of Iowa at the time the
account is opened, we use a method called "average daily balance (including new purchases)". See Addendum to the
Cardmember Agreement for more details.
The Prime Rate was 4.75% as of the last business day of the quarter that ended 6/30/2022.