Log In MENU

U Rewards Credit Card

Earn rewards faster on everyday purchases.

APPLY NOW

With a U Rewards Visa Signature® card you receive:

Added purchasing power with credit limits from $5,000 to $50,000+

3x points on travel, 2x points on gas, and 1 point per $1 spent on all other purchases2

Points towards Cash Back redemption option

Visa Signature® Concierge service3

Travel bene(cid:215)ts including Roadside Dispatch®, Trip Delay Reimbursement, and Travel and
Emergency Assistance4

Limited-time offer

10,000

BONUS POINTS1

U Rewards Visa Credit Card Features

Low interest rate

No annual fees

25 days of interest-free grace period on your purchases5

Low minimum payments

Easy balance transfers, with no fee or higher interest rate.5 Click here for more information.

No cash advance fees5

Low cost credit protection insurance

Apple Pay ®,  Android Pay TM,  Samsung Pay

Visa Checkout

For ultimate card convenience, all United Federal Credit Union Visa cards can also be used in
nationwide networks of Automated Teller Machines (ATMs) to obtain cash advances on your
Visa.

Veri(cid:215)ed by Visa® protects your existing Visa card with a personal password, giving you
reassurance that only you can use your Visa card online. Click here for details.

Visa Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time
alerts powered by Visa help you reduce fraud and monitor your spending. And the service is
available free for Visa cardholders. To sign up, go to visa.com/purchasealerts.

APPLY NOW

Fees

Annual Fee

Application Fee

Transfer Fees

Balance Transfer

Cash Advance

None

None

None

None

Foreign Transaction

Foreign transaction fee of 1% of each transaction in U.S. dollars whether the
transaction does or does not involve a currency conversion

Penalty Fees

Late Payment

Up to $27 for the (cid:215)rst occurrence, and up to $37 for each additional occurrence within
6 months, that your payment is 10 or more days late

Over-the-Credit Limit

None

Returned Payment

Up to $30 if your payment is returned for any reason

VISA Credit Card Agreement
APR=Annual Percentage Rate. Equal Opportunity Lender. Subject to Credit Approval.
1) 10,000 bonus CardPerks Rewards points offer is only available for new U Rewards credit card applications approved on or before
9/30/2017. Bonus points will be awarded within seven business days of qualifying. $1,000 in purchases must be made by a single
cardholder to qualify for bonus points. $1,000 in quali(cid:215)ed purchases must be posted to the account within 60 days of card opening to
receive bonus points. Subject to CardPerks Program Terms and Conditions. View Terms and Conditions for more information. 
2) Certain restrictions, limitations and exclusions apply. Please refer to your CardPerks™ Terms and Conditions for further details. 
2) Subject to program terms and conditions. See the applicable Bene(cid:215)t Guides for more information. 
3) U Rewards cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or
bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely
between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to
availability. See full terms of service at visasignatureconcierge.com. 
4) Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure
transactions. Please refer to your terms and conditions for further details. 
5) There is no grace period on balance transfers; a (cid:215)nance charge (based on the account’s current Annual Percentage Rate) will be
imposed from the date the transfer is posted to your credit card account. A list of additional fees can be found in the chart below. Foreign
transaction fee of 1% of each transaction in U.S. dollars whether the transaction does or does not involve a currency conversion.

About Us
History
Locations
Contact Us
Join UFCU
Membership Bene(cid:215)ts
Discover the UFCU Difference
Careers
Share Insurance
Rates & Fees
Site Map

PR & Reports
Press Releases
Annual Financial Report

Follow Us

UFCU Routing Number: 272484894  
NCUA – Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government agency. Equal Housing Lender – We do business in accordance with the Fair
Housing Law and Equal Opportunity Credit Act. NMLS #471962.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (888) 982-1400 for assistance.
All products and services available on this website are available at all UFCU full-service locations.
Policies: Security, Online Terms & Conditions, Privacy Policy, Policies & Disclosures, Email Preferences
Copyright ©2017 United Federal Credit Union