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Visa® Credit Cards | TwinStar Credit Union
[/]
Visa® Credit Cards
PROMOTION RATES
00%' variable APR Platinum
'o'variable APR Platinum Rewards
PLATINUM REWARDS: 2.99%* APR
In with the good interest, out with the bad.
cy * on balance transfers APR for 12 months with no transfer fees
Digging out of those incalculable holiday balances you racked up on your high-interest credit cards is actually not all that complicated. We’ve got just the formula to set you free. Transfer your high-rate balances to our Visa Platinum at the super-low promotional rate of 1.99%* APR for 12 months. And you’ll pay no balance transfer fees.
Calculate that.
Tills special offer ends March 9,2019.
APPLY BY PHONE 24X7
1.800.258.3115
/contact]
9
FIND A BRANCH
Apply in person
/branches]
https://www.twinstarcu.com/visa
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Visa® Credit Cards | TwinStar Credit Union
GET APPROVED IN MINUTES
Apply Online
https://app.loanspq.com/apply.aspx?lenderref=Twinstarcuu91417&list=ccst)
*APR = ANNUAL PERCENTAGE RATE. Promotional APRs are 1.99% for Visa Platinum; and 2.99% for Visa Platinum Rewards. Promotional APR applies to balance transfers posted to a Visa Platinum or Visa Platinum Rewards account between January 10, 2019 and March 9, 2019. Promotional APR balance transfer rate is in effect for 12 months from the date of the first promotional balance transfer. After 12 months the non-promotional variable APR in effect for balance transfers will apply to any remaining balance. Only balances transferred from a non-TwinStar credit card account qualify for a balance transfer. Other Visa types are not eligible for the promotion and promotion rates. Visa Platinum Rewards annual fee is $25. All loans subject to credit approval. Rates are variable and subject to change.
Compare Visa Cards
Classic
(/loa ns/visa/classic)
Platinum
(/loans/visa/platinum)
4005 1234 5678 9010
12/19
B. R. MEMBER
V/SA
Platinum Rewards (/loans/visa/platinum-rewards)
For those in need of a basic credit card, the TwinStar Classic card is for you. The Classic card is a great way to establish a solid credit score. Contact TwinStar Credit Union and we’ll help set up a Classic account for you that will lay the foundation for your future borrowing needs.
PURCHASE APR
The Platinum Visa from TwinStar is the best option for members with established credit. Higher limits and lower rates make this the perfect card to carry everywhere. This card is also a great solution to those Members wanting to move balances away from other high-rate cards. Now enhanced with EMV chip technology to keep your transactions secure.
13.00% APR Variable
PURCHASE APR
INTRODUCTORY APR
1.90% Fixed
After 6 month introductory period, rate changes to purchase APR
BALANCE TRANSFER APR
10.00% APR Variable
CASH APR
11.00% APR Variable
INTRODUCTORY APR
1.90% Fixed
After 6 month introductory period, rate changes to purchase APR
BALANCE TRANSFER APR
8.00% APR Variable
The Platinum Rewards card from TwinStar is designed for our members who want to earn rewards with each eligible purchase. Your rewards can be used for airline tickets with no blackout dates and few restrictions AND a whole lot more! Learn more (/rewards).
Book hotel rooms and cruises, purchase merchandise and gift cards and even make charitable donations with your accumulated points
PURCHASE APR
12.00% APR Variable
INTRODUCTORY APR
1.90% Fixed
https://www.twinstarcu.com/visa
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Visa® Credit Cards | TwinStar Credit Union
16.00% APR Variable	APR
14.00% APR Variable ANNUAL FEE
After 6 month introductory period, rate changes to purchase APR
BALANCE TRANSFER APR
None	ANNUAL FEE
Read more (/loans/visa/classic) None
Read more (/loans/visa/platinum)
9.00% APR Variable
CASH APR
15.00% APR Variable
ANNUAL FEE
$25
Read more (/loans/visa/platinum-rewards)
* APR = Annual Percentage Rate. All rates based on approved credit.
Method of Balance Computation: Average Daily Balance [including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00
The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.
Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.
For full printable disclosure Click here [/disclosures/visa-credit-card-disdosuresj. A printable card agreement can be found here [/disdosures/visa-credit-card-agreement)
Need help?
Member Services
Currently Open
Mon - Fri:	8:00 am-5:30 pm
Sat:	9:30 am-2:00 pm
□ call us at 1.800.258.3115 [teki-800-258-3115]
Visa Rewards
TWINSTAR REWARDS
Current Rewards members
Log in to check or redeem points (https://www.dreampoints.com/twinstar)
https://www.twinstarcu.com/visa
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Visa® Credit Cards | TwinStar Credit Union
CONTACT US
Contact Center (/contact]
V. 1.800.258.3115
E PO Box 718, Olympia WA 98507
Q Find a branch or ATM (/branches]
★ Provide feedback (/feedback]
FOLLOW US
(https://www.facebook.com/TwinStarCU]
(http://www.pinterest.com/twinstarcu/]
(https://www.instagram.com/twinstarcu/] □ (http://twitter.com/TwinStarCU]
(https://www.linkedin.com/company/twinstar-credit-union]
IMPORTANT INFO
TwinStar Routing Number: 325181015
Fees & Disclosures (/disclosures]
Privacy Policy (/privacy-policy]
Web Privacy Policy (/web-privacy-policy]
Make a loan payment (/basics-banking/online-loan-payment]
Report a lost or stolen card (/lost-or-stolen-card]
Security (/security]
Log in to Visa Rewards (https://www.dreampoints.com/twinstar]
Foreclosure Prevention (/foreclosure-prevention]
MOBILE APPS
Mobile Banking for iOS (https://itunes.apple.com/us/app/twinstar-mobile-banking/id1029606805]
Mobile Banking for Android (https://play.google.com/store/apps/details?id=com.twinstarcreditunion5079.mobile.production]
Card Manager for iOS (https://itunes.apple.com/us/app/twinstar-card-manager/id1156005712]
Card Manager for Android (https://play.google.com/store/apps/details?id=com.twinstar.mobile.android]
Vow savings federally insured to st least S250,000
■rational Credit Union Administration, a US. Government Agency
hud.gov/hudportal/HUD?src=/program_offices/fair_housing_equal_opp]
EQUAL IQUQl'LG
OPPORTUNITY
https://www.twinstarcu.com/visa
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Visa® Credit Cards | TwinStar Credit Union
TwinStar Credit Union is a community credit union serving all of Washington state and the Portland, Oregon metropolitan area [Multnomah, Washington,
Clackamas and Marion counties), with locations in Vancouver, Aberdeen, Hoquiam, Ocean Shores, Centralia, Chehalis, Onalaska, Parkland, Tacoma, Lacey,
Olympia, Tumwater, Yelm in Washington, and Wilsonville in Oregon.
If you live or work in any of these areas you can join.
https://www.twinstarcu.com/visa
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