APPLICATION AND
SOLICITATION
DISCLOSURE

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for
Purchases

Visa Signature Rewards
8.75%

Visa Platinum Rewards
8.75%

12.75%

 to

, based on your creditworthiness.

Visa Platinum Best Rate
7.75%

13.75%

 to

, based on your creditworthiness.

APR for Balance Transfers

Visa Signature Rewards
8.75%

Visa Platinum Rewards
8.75%

12.75%

 to

, based on your creditworthiness.

Visa Platinum Best Rate
7.75%

13.75%

 to

, based on your creditworthiness.

APR for Cash Advances

Visa Signature Rewards
8.75%

Visa Platinum Rewards
8.75% 12.75%
to

, based on your creditworthiness.

Visa Platinum Best Rate
7.75%

13.75%

to

, based on your creditworthiness.

How to Avoid Paying Interest on
Purchases

For Credit Card Tips from the
Consumer Financial Protection Bureau

Your due date is at least 25 days after the close of each billing cycle. We will
not charge you any interest on purchases if you pay your entire balance by
the due date each month.

To learn more about factors to consider when applying for or using a
credit card, visit the website of the Consumer Financial Protection
Bureau at https://www.consumerfinance.gov/learnmore.

Fees
Annual Fee
- Annual Fee

Transaction Fees
- Balance Transfer Fee
- Cash Advance Fee
- Foreign Transaction Fee
- Transaction Fee for Purchases

Penalty Fees
- Late Payment Fee
- Returned Payment Fee

None

None
None
None
None

$10.00
Up to $15.00

© CUNA Mutual Group 2009, 10, 12, 16 All Rights Reserved

SEE NEXT PAGE for more important information about your account.
10428834-MXC10-C-1-020922 (MXC102-E)

How We Will Calculate Your Balance:
We use a method called "average daily balance (including new purchases)."

Effective Date:
The information about the costs of the card described in this application is accurate as of:
This information may have changed after that date. To find out what may have changed, contact the Credit Union.

Other Fees & Disclosures:
Late Payment Fee:
$10.00, if you are 10 or more days late in making a payment.

Returned Payment Fee:
$15.00 or the amount of the required minimum payment, whichever is less.

Minimum Payment:
The required minimum payment will be 2.50% of your outstanding balance or $20.00, whichever is greater.

© CUNA Mutual Group 2009, 10, 12, 16 All Rights Reserved

10428834-MXC10-C-1-020922 (MXC102-E)