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APPLICATIONANDSOLI CITATIONDISCLOSURE 
InterestRatesandInterestCharges 
AnnualPercentageRate(APR)forPurchases VisaPlatinum 
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APRforBalanceTransfers VisaPlatinum 
F12 ,QW URGXFWRU\$35IRUDSHULRGRIELOOLQJF\FOHV
$IWHUWKDW \RXU$35ZLOOEHF13toF14,EDVHGRQ\RXU
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VisaPlatinumSecured 
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7KLV$35ZLOOYDU\ZLWK WKHPDUNHWEDVHGRQWKH3ULPH5DWH 
VisaSignatureCash Rewards 
F16 ,QWURGXFWRU\$35IRUDSHULRGRIELOOLQJF\FOHV
$IWHUWKDW \RXU$35ZLOOEHF17toF18,EDVHGRQ\RXU
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VisaSignatureTravelRewards 
F19 ,QWURGXFWRU\$35IRUDSHULRGRIELOOLQJF\FOHV
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0.00% 
7.99% 16.99% 
8.99% 
0.00% 
10.99% 15.99% 
0.00% 
12.99% 14.99% 
0.00% 
7.99% 16.99% 
8.99% 
0.00% 
10.99% 15.99% 
0.00% 
12.99% 14.99% VISA PLATINUM/VISA PLATINUM SECURED/ VISA SIGNATURE CASH REWARDS/ VISA SIGNATURE TRAVEL REWARDS  01901629-MXC40-P-1-110615(MXC403CCM003)-e APRforCashAdvances VisaPlatinum 
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VisaPlatinumSecured 
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VisaSignatureCashRewards 
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VisaSignatureTravelRewards 
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PenaltyAPRandWhenitApplies )
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ForCreditCardTipsfromthe Consumer
FinancialProtectionBureau Tolearnmoreaboutfactorstocon siderwhenapplyingforor
usingacreditcard,visittheweb siteofthe ConsumerFinancial
ProtectionBureau athttp://www. consumerfinance.gov/learnmore .
Fees 
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Transaction Fees 
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Penalty Fees 
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5XVK&DUG)HH )7.99% 16.99% 
8.99% 
10.99% 15.99% 
12.99% 14.99% 
None 
None 
$10.00 2.00% 
$10.00 2.00% 
$75.00 
1.00% 
None 
$25.00 
None 
$25.00 
November 1, 2015 
$25.00 
$25.00 
$5.00 
$10.00 
$25.00