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Credit Card Rates

Visa® Rewards Plus

Dinero

Visa®

Savings Secured

Visa®

Annual Percentage Rate (APR)

for Purchases

0.00% for twelve billing cycles from the date of account opening. 
After that, your APR will be:

8.90% to 14.90%, based on your
creditworthiness.

9.90%

16.90%

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APR for Balance Transfers

0.00% for the first twelve months of each balance transfer. 
After that, your APR will be:

8.90% to 14.90%, based on your
creditworthiness.

8.90% to 14.90%, based on your
creditworthiness.

9.90%

16.90%

9.90%

16.90%

Not Applicable

APR for Cash Advances

Penalty APR and When it

Applies

Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We will not charge

you interest on purchases if you pay your entire balance by the due date each month.

For Credit Card Tips from the

To learn more about factors to consider when applying for or using a credit card, visit

Consumer Financial

the website of the Consumer Financial Protection Bureau

Protection Bureau

(http://www.consumerfinance.gov/learnmore/).

Fees

Annual Fee

None

Transaction Fees 

- Cash Advance 

- Balance Transfer 

None 

None 

- Foreign Transaction

None

Penalty Fees 

- Late Payment 

Up to $25 

- Returned Payment

Up to $25

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." 

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© 2018 Advancial. 

1845 Woodall Rodgers Fwy., Ste. 1300 

Dallas, TX 75201 

Routing Number: 311078857