Annual Percentage Rate (APR) for Purchases 15.84%
Fixed9.90%
Fixed
APR for Balance Transfers15.84%
Fixed9.99%
Fixed
APR for Cash Advances'15.84%
Fixed'l'l.99Yo
Fixed
Penalty APR and When it Applies None
How to Avoid Paying lnterestYour due date is at least 25 days after the close of each billing cycle. We will not charge
you interest on retail purchase6, cash advances and balance transfers if you pay your entire
balance by the due date.
Minimum lnterest Charge lf you are charged interest, the charge will be no less than $1.00
For Credit Card Tips from the Consumer Financial
Protection BureauTo learn more about factors to consider when applying for or using a credit card,
visit the web site of the Consumer Financial Protection Bureau at
Annual Fee $10.00None
Transaction Fees
. Balance Transfer
. Cash Advances
. Foreign TransactionNone
None
None
Penalty Fees
. Late Payment
Over-the-Credit Limit
Returned PaymentUp to $35.00
Up to $35.00
Up to $35.00
Other Fees None
Billing Rights: lnformation on your rights to dispute transactions and hd'w to eiercise those rights-is provided in your account agreement.