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Credit Card Rates

Analysis as of April 20, 2016
Save up to $106 with
Directions CU credit
cards1
APPLY NOW

©Datatrac (http://datatrac.net) 2016.  details

1

Credit Card
Directions CU
9.99% APR1

Toledo Area
10.70% APR1

Interest Rates (http://www.datatrac.net//rates/Directions_Credit_Union?Cls=credit
card&Key=gra_2183creditcard16896percentage1&tmpl=0) Certified by Datatrac
(http://www.datatrac.net/greatrateaward.aspx)

Annual Percentage Rate for Purchases and Cash Advances

save up to $106

(https://www.ezcardinfo.com/?b=toledoarea)

Rewards
VISA

from 9.99% to 17.24%* 
Annual Percentage Rate for Purchases and Cash Advances

Annual fee:

None

Pages/earnrewards.aspx)

 (/Landing­

Grace Period
for
Purchases:

There is a 25 day grace period, calculated from the statement
closing date to the payment due date, in which you can pay
the New Purchases Balance and any unpaid finance charges
on Cash Advances shown on the statement to avoid a finance
charge.

Cash
Advance

There is no fee.  Interest rate accumulates the day of Cash
Advance.

Balance
Computation

Method for
Purchases:

Average Daily Balance Method

(including current transactions)

Up to $25.00, 10 days after payment due date.

None

24/7

Yes

$25.00 per item.

$15.00

1% of the transaction amount.

Late
Payment
Fee:

Over Limit
Fee:

Lost/Stolen
Reporting

Auto Rental
Insurance

Returned
Item Fee

Card
Replacement
Fee

Foreign
Transaction
Fee

*Rate will be based on your credit history. Contact Directions Credit Union (/Hours­and­Locations/Contact­Us) for more details.
**ScoreCard™ Bonus Points are earned for every dollar spent when using your Directions Credit Union Visa Card. These Points can
be accumulated and redeemed for great gifts, gift cards, travel rewards, hotel discounts and much more! For a free ScoreCard™
Rewards catalog, please visit www.scorecardrewards.com (https://www.scorecardrewards.com).

Credit disclosure is accurate as of 01/01/16 and is subject to change. To find out what may have changed, call us at 1­888­508­2228.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.