Features

Annual Fee

Balance Transfer Fee

Cash Advance Fee 

Foreign Transaction Fee

APR for ﬁrst 6 months 
on purchases & 
balance transfers made 
in the ﬁrst 90 days

Intro Reward Offer

Personal Credit Cards

Platinum Card

Platinum  
Rewards Card

Signature CashPlus 
Card

None

None

None 

None

0%

None

None

None 

None

0%

None

None

None

None

0%

$100 account credit after 
$1,500 in purchases in ﬁrst 
90 days

10,000 bonus reward points 
after $2,000 in purchases in 
ﬁrst 90 days

16,000 bonus reward 
points after $3,000 in 
purchases in ﬁrst 90 days

Rate of Rewards

Type of Rewards

N/A

N/A

1%

1.25%

Travel, merchandise or 
cash back credited to 
account

Cash back credited 
to account

Minimum Credit Line

Interest Rate

$1,000

Variable

$2,500

Variable

$5,000

Variable

24/7 Support

Included

Roadside Dispatch

Emergency Cash 
Disbursement

Emergency Card 
Replacement

Travel Emergency 
Assistance

Merchant Offers

Hotel Privileges

Car Privileges

Golf Beneﬁt

Chauffeured Black 
Car Service

Personal Concierge

Food and Wine 
Program

Norton LifeLock                

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Included

Call center

Included

Call center

Yes

Yes

N/A

Yes

Yes

Yes

Visa merchant offer 
program

N/A

N/A

N/A

N/A

N/A

N/A

Visa Signature offers 
and merchant offer 
program

Visa luxury hotel 
collection

Auto rental discount

Troon golf discount

Visa Signature 
GroundLink Beneﬁt

Visa Signature 
concierge

Sonoma County 
vintners beneﬁt

ID Navigator 
Protection              

ID Navigator 
Protection                 

ID Navigator 
Protection                 

See Visa Credit Card Agreement and Truth-In-Lending Disclosure Statement for full details.