Syntax error: Undefined variable: "$table_font_size". 
        on line 5 of /Volumes/SSD/trabian/client-osufederal/app/stylesheets/content/_tables.sass, in `table-styles' 
        from line 47 of /Volumes/SSD/trabian/client-osufederal/app/stylesheets/print.sass 

1: @import bp/fonts 
2: @import bp/print 
3:  
4: @import compass/css3/border-radius 
5:  
6: @import compass/utilities/general/clearfix 
7: @import cms/divided_horizontal_list 
8:  
9: @import content/tables 
10: 

Global Links

Branches/ATMs
Rates and fees
Employment
Membership

Search here – hit enter 

  Search

Oregon State Credit Union

Personal

Loans
Checking
Savings
Credit Cards
Home loans
Coverage
Auto

Business

Loans
Credit cards
Accounts
Rates
Fees
Account opening

Investments

Investments overview
Advisors
Seminars
Investments
Retirement
Tools
Account Access

Access
Mobile
Telephone
Locations

Insurance
Tips & tools

Calculators
Security
Planning
How to
College life

Our Difference
Welcome

Join | Membership
Difference
Giving
Education

Contact Us

Contact information
Branches
Careers
Locations
Holiday

Home » Rates and Fees

Rates and Fees

Featured rates
Loan rates
Credit cards
Deposit rates
Fees

Visa Rewards* and Visa Value Card rates and fees

Browse credit card rates and fees in the table below or:

Go here for Visa
card details

Apply now | Visa credit card

INTEREST RATES AND INTEREST CHARGES

Annual Percentage Rate (APR) for
Purchases

10.25% – 15.25% Visa Rewards
7.75% – 17.75% Visa Value

When you open your account, the applicable APR will be based on your
creditworthiness. After that, your APR will vary with the market based on the
Prime Rate.

10.25% – 15.25% Visa Rewards

7.75% – 17.75% Visa Value

APR for Cash Advances

When you open your account, the applicable APR will be based on your
creditworthiness. After that, your APR will vary with the market based on the
Prime Rate.

 
 
INTEREST RATES AND INTEREST CHARGES

10.25% – 15.25% Visa Rewards

7.75% – 17.75% Visa Value

APR for Balance Transfers

When you open your account, the applicable APR will be based on your
creditworthiness. After that, your APR will vary with the market based on the
Prime Rate.

How to Avoid Paying Interest on
Purchases

Your due date is approximately 30 days after the close of each billing cycle. We
will not charge any interest on the portion of the purchases balance that you pay
by the due date each month. We will begin charging interest on cash advances and
balance transfers on the transaction date.

For Credit Card Tips from the Consumer
Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card,
visit the website of the Consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore.

Annual Fee

$25** Visa Rewards only

FEES

Card Replacement Fee

$5

Transaction Fees
Foreign Transaction Fee

Up to 1% of the US dollar amount of the foreign transaction

Penalty Fees

Late Payment Fee
Transfer Fee.

$25
$4

How we will calculate your balance: We use a method called “average daily balance” (including new purchases).

The above rates and fees are current as of October 13, 2017. Click here to download the complete Visa Credit Card Agreement
and Disclosure.

* Please contact Oregon State Credit Union for any changes in card terms disclosed.

** The annual fee may be reduced or waived depending on your Member Merits category. The annual fee will be due on the
account anniversary date.

Account login

Member ID

Password

Login

Oregon State Credit Union member

 
 
 
 
As part of our change to a state charter, we’ve moved our online banking services to our new oregonstatecuonline.com domain.
If you haven’t already done so, you may need to re-authenticate devices (PC, smart phone, tablet) you use to access your
accounts online. For each device you will be asked to enter a one-time pass code received by voice call, text, or e-mail. We
apologize for the inconvenience this might cause and we are excited to serve you through our new secure domain.

Forgot password?

Online banking demo
Estatement sign-up

Get a loan

Auto Loans
Business credit cards
Business loans
Credit cards
Personal loans
Personal line of credit
Real estate/Home equity
RV loans
Student loans

Know before you go — auto

Learn more

Can you afford a 0% interest auto loan?
Negotiate like a pro: how to buy a used car
Smart car buying tips

Contact us

Call 800-732-0173
Locate a branch

Oregon State Credit Union ©2017 Oregon State Credit Union

PO Box 306
Corvallis, OR 97339

Phone: 800-732-0173

Routing number : 323274270

Footer Related Links

Truth In Savings
Privacy Policy