11/27/2018
Atlanta Postal Credit Union - Rates - VISA® Credit Cards
APCU
Atlanta Postal Credit Union
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VISA® CREDIT CARD ACCOUNT RATES
Annual
Percentage Rate (APR) for Purchases
APR for Balance Transfers
APR for Cash Advances
VISA Platinum Interest Rates and Interest Charges
9.9%, 12.9%f 14.9%, 16.9%
9.9%, 12.9%, 14.9%, 16.9%
9.9%, 12.9%, 14.9%, 16.9%
http://www.apcu.com/wcnewsite/rates/visa-credit-card
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Atlanta Postal Credit Union - Rates - VISA® Credit Cards
	Your due date is at least 25 days after the
How to Avoid Paying Interest on Purchases	close of each billing cycle. We will not charge you any interest on purchases or cash advances if you pay your entire balance by the due date each month.
For Credit card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Consumer Financial Protection Bureau at http://www.ConsumerFinance.gov/learnmore (http://www.ConsumerFinance.gov/learnmore) VISA Platinum Fees
Annual Fee	None
Transaction Fees
Balance Transfer Cash Advance Foreign Transaction Pay By Phone	N/A $5.00 Up to 1% of each transaction in US Dollars Upto $10.00
Penalty Fees Late Payment Over-the-Credit Limit Returned Payment NSF Convenience Check	Upto $20.00 Up to $30.00 if opted into this service Upto $15.00 Upto $15.00
Other Fees Statement Copy Fees Rush Fees Card Reissue Fee	$5.00 $25.00 $10.00 after one free annually
How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases).
http://www.apcu.com/wcnewsite/rates/visa-credit-card
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Atlanta Postal Credit Union - Rates - VISA® Credit Cards
The information about the costs of the VISA Credit Cards described above is accurate as of January 1,2016. This information may change after that date. To find out what may have changed please call APCU's VISA Department at (800) 849-8431 or write us at 515 Mulberry Street, Suite 100, Macon, GA 31201 -6306. APCU will review your credit history, income and other information you provide to determine the maximum credit line available for your account and the credit card rate for which you qualify.
Apply Now (https://aplications.apcu.com/)
EQUAL HOUSING LENDER
(http://www.hud.gov)
(https://www.ncua.gov/Pages/default.aspx) Routing #: 261171163

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Atlanta Postal Credit Union - Rates - VISA® Credit Cards
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