2/28/2019
Personal Rates & Service Fees - Georgia's Own Credit Union
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GEORGIA’S OWN
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Georgia’s Own has some of the best rates around.
Click on a type of account below to find out more rates and service fees. Are you looking for Bu
RATES
Auto / Marine / RV Loans
Certificates & IRAs
Home Equity
Money Market Accounts
Mortgage Loans
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2/28/2019
Personal Rates & Service Fees - Georgia's Own Credit Union
Online Banking Login GEORGIA’S OWN	UserlD wmT CREDIT UNION	Username	Go		
		
Personal ▼	■	■	■ M . Busine; APR for Purchases	"	dlr >st Charges ss ▼ 			 12.24-15.24%* when you open your account based on your < will vary with the market based on the Prime Rate.
	APR for Balance Transfers	12.24-15.24%* when you open your account based on your < will vary with the market based on the Prime Rate.**
	APR for Cash Advances	12.24-15.24%* when you open your account based on your < will vary with the market based on the Prime Rate.**
	Penalty APR and When it Applies	19.99%*. This APR may be applied to your account if at any 1 days or more past due. How Long Will the Penalty APR Apply? If your APR !	 apply until you make six consecutive minimum payi
	Paying Interest	Your due date is at least 25 days after the close of < charge you any interest on purchases if you pay yo each month. We will begin charging interest on cas on the transaction date.
	Minimum Interest Charge	None
How Will We Calculate Your Balance: We use a method called “average (including new purchases).”
Information printed is accurate as of February 1, 2019. For an update on i the VISA Department at (404) 874-1166, (800) 533-2062, or by e-mail. Yo to our VISA Department at PO Box 105205, Atlanta, GA T
* Your variable Annual Percentage Rate may be adjusted	w
determined by adding a margin between 6.74% and 14.7- Back to Top e in the Wall St. Journal five business days preceding Janu	>t,
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2/28/2019
Personal Rates & Service Fees - Georgia's Own Credit Union
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GEORGIA’S OWN
CREDIT UNION
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User ID:
Username
Go
determined by adding 14.74% to Prime Rate.
Personal ▼	* Business ▼	. f	f	f
*	:e is >f advance amount. Fee for balance transf
transfer amount or $10, whichever is greater. Fee for foreign transactions currency transaction in U.S. dollars.
Visa® Classic
Visa® Classic Secured
Student Visa®
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Checking, Money Market, IRA and Savings Accou eServices (Online Banking, Mobile Banking, Bill F Miscellaneous Service Fees
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2/28/2019
Personal Rates & Service Fees - Georgia's Own Credit Union
GEORGIA’S OWN
CREDIT UNION
Atlanta, GA 30303
Personal ▼ Business ▼
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EQUAL H OWING
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Georgia’s Own Credit Union is federally Insured by the NCLJA
USA PATRIOT Act Notice: - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verity, and record information that identifies each person who opens a new account When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identity you. We may also ask to see your driver's license or other identifying documents.
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