FR833282333 VERIZON VISA SIGNATURE® CREDIT CARD
DC TC PDF WF2126005C, WF2126005D, WF2126005E
6/20

SYNCHRONY BANK
SECTION I: RATES AND FEES TABLE
VERIZON VISA SIGNATURE® CREDIT CARD ACCOUNT AGREEMENT
PRICING INFORMATION

Interest Rates and Interest Charges

Annual Percentage Rate 
(APR) for Purchases

The APR for purchases is the prime rate plus (i) 15.49% for Account Type 1, or (ii) 18.49% 
for Account Type 2, or (iii) 22.49% for Account Type 3.

Rates are determined when you open your account, based on your creditworthiness and 
other factors.

This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

The APR for balance transfers is the prime rate plus (i) 15.49% for Account Type 1, or 
(ii) 18.49% for Account Type 2, or (iii) 22.49% for Account Type 3.

Rates are determined when you open your account, based on your creditworthiness and 
other factors.

This APR will vary with the market based on the Prime Rate.

APR for Cash Advances

29.99%

Paying Interest

Your due date is at least 23 days after the close of each billing cycle. We will not charge 
you  any  interest  on  purchases  if  you  pay  your  entire  balance  by  the  due  date  each 
month. We will begin charging interest on balance transfers and cash advances on the 
transaction date.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $2.00.

Fees

Transaction Fees

• Balance Transfer

Either $5 or 5% of the amount of each balance transfer, whichever is greater.

• Cash Advance

Either $10 or 5% of the amount of each cash advance, whichever is greater.

• Foreign Transaction

None

Penalty Fees

• Late Payment

Up to $39.

• Returned Payment

$28

How We Will Calculate Your Balance: We use a method called “daily balance.” See your credit card account agreement 
below for more details.

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