Diners Club® Credit Card

Pricing Information Table

Interest Rates and Interest Charges
Annual Percentage Rate 
(APR) for Purchases

14.65%
This(cid:3)APR will vary with the market based on the Prime Rate.

APR for Cash Advances

14.65%
This APR will vary with the market based on the Prime Rate.

Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We will 
not charge you any interest on purchases if you pay your entire balance by 
the due date each month. We will begin charging interest on cash advances 
and balance transfers on the transaction date.

Minimum Interest Charge

If you are charged interest the charge will be no less than 50 cents.

Fees
Annual Fee

Transaction Fees

$0

• Cash Advance

Either $4 or 4% of the amount of each cash advance, whichever is greater.

• Foreign Purchase

3% of each purchase transaction in US dollars.

Transaction

Penalty Fees

• Late Payment

Up to $15 on balances up to $100 
Up to $29 on balances of $100 up to $1,000 
Up to $35 on balances of $1,000 and over

• Returned Payment

Up to $29

Details About Your Interest Rates and 
Interest Calculations
Purchases
Cash Advances

APR as of 
11/29/19
14.65% (v)
14.65% (v)

(v) = Variable rate

Daily Periodic Rate 
As of 11/29/19
(cid:19).04013
(cid:19).04013

For variable rates: 
Prime Rates Plus
9.90%
9.90%

Rev. 11/29/20(cid:20)9

APRs Based on Prime. If any APR is based on the U.S. Prime Rate (“Prime Rate”), the APR will equal the 
Prime Rate plus the additional amount shown above. If the Prime Rate increases, it will cause the APR to 
increase. If the Prime Rate decreases, it will cause the APR to decrease. For each billing period we use the 
Prime Rate published in The Wall Street Journal on the last day of each month. If the Wall Street Journal is 
not published on that day, we will use the rate published in the immediately preceding edition. If the Prime 
Rate causes an APR to change, we put the new APR into effect as of the (cid:191)rst day of the billing period for 
which we calculate the APR. We apply the new APR to any existing balances, subject to any promotional 
rate that may apply. If The Wall Street Journal does not publish the Prime Rate, we will use a similar 
published rate.

Effect of APR Increases. If an APR increases, interest charges increase. Your minimum payment may 
increase as well. 

Daily Balance. We use the daily balance method (including current transactions) for each of your different 
balances. We (cid:191)gure the interest charge by multiplying the daily balance by its daily periodic rate each day in 
the billing period. To get the daily balance, we take the beginning balance for each feature every day (which 
may include unpaid interest charges), add any new transactions, any new fees, and any interest charge 
on the previous day’s balance, subtract any credits or payments credited as of that day, and make other 
adjustments.