Visa® Classic

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A great starter credit card with limits that grow with your needs.

With our UFCU Visa® Classic card you receive:

Intro 2.99% APR* for (cid:215)rst 6 months.2 After that, variable 15.74% APR*

Credit Limits from $500

$250,000 Travel Accident Insurance on travel purchased with your UFCU Visa Classic card.3

The convenience of automatic payment: no need to think about sending a check, no worrying
about late fees!

APPLY NOW

Features

Low interest rates

No annual fees1

25 days of interest-free grace period on your purchases1

Low minimum payments

Easy balance transfers, with no fee or higher interest rate.1 Click here for more information.

NO cash advance fees1

Low cost credit protection insurance

Apple Pay TM

Visa Checkout®

The convenience of automatic payment: no need to think about sending a check, no worrying
about late fees!1

For ultimate card convenience, all United Federal Credit Union Visa cards can also be used in
nationwide networks of Automated Teller Machines (ATMs) to obtain cash advances on your
Visa.

Veri(cid:215)ed by Visa® protects your existing Visa card with a personal password, giving you
reassurance that only you can use your Visa card online. Click here for details.

Visa Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time
alerts powered by Visa help you reduce fraud and monitor your spending. And the service is
available free for Visa cardholders. To sign up, go to visa.com/purchasealerts.

VISA Credit Card Agreement
*APR= Annual Percentage Rate. Rates may vary and are accurate as of 4/1/2017. Foreign transaction fee of 1% of each transaction in
U.S. dollars if the transaction does or does not involve a currency conversion applies. Subject to credit approval. 
1) There is no grace period on balance transfers; a (cid:215)nance charge (based on the account’s current Annual Percentage Rate) will be
imposed from the date the transfer is posted to your credit card account. A list of additional fees can be found in the chart below. 
2) Six-month introductory 2.99% APR on new purchases and balance transfers is only available for new Visa Classic credit cards applied
for on or before 6/30/2017. 
3) Subject to program terms and conditions. See the applicable Bene(cid:215)t Guides for more information.

Fees

Annual Fee

None

Application
Fee

None

Transfer Fees

Balance
Transfer

None

Cash Advance None

Foreign
Transaction

1% of each transaction in U.S. dollars if the transaction involves a currency conversion
1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion
Penalty

Penalty Fees

Late Payment

If your payment is 10 days or more days late, up to $27 for the (cid:215)rst occurrence and up to $37 each if
2 or more occurrences occur within 6 months.

Over-the-
Credit Limit

None

Returned
Payment

Up to $30 if your payment is returned for any reason

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UFCU Routing Number: 272484894  
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