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Mastercard Disclosure | Diamond CU
NETBRANCH ONLINE BANKING SIGN-IN
Mastercard Disclosure
IMPORTANT CREDIT CARO DISCLOSURES
The folkwins disclosure represents important delays concerning your credit card. Tne information aoout costs of the card are accurate as of 9'15/2017. You can contact us toll free at (800) 59J-1000 or mall correspondence to 1600 Medical Drive. Pottstown. PA 19464 to inquire if any changes occurred since the effective date.
INTEREST RATES and INTEREST CHARGES:			
	MASTERCARD PLATINUM	MASTERCARD PLATINUM REWARDS	CREDIT BUILDER MASTERCARD
Annual Percentage Rate (APR) for Purchases. Cash Advances. & Balance Transfers	7.90% -17.90% depending on your credit history.	8.90% -17.90% depending on your credit history.	16.90%
Paying Interest	Your due date is at least 21 days after v.e mail your billing statement We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month For Cash Advances and Balance Transfers, we will begin charging interest on the date the cash advance or balance transfer >s posted to your account.		
Minimum Interest Charge	None		
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore		
FEES:	
Fees to Open or Maintain your Account -Annual Fee - Applicator) Fee:	None None
Set-up and Maintenance Fees (Applies to Credit Builder MasterCard Only): -Applicator) Fee: ■	Annual Fee: -	Account Set-up Fee: -	Partdpation Fee: -	Additional Card Fee: -Account Maintenance Fee:	NOTICE: Some of these set-up and maintenance fees wii be assessed before you begin using your card and will reduce the amount of credit you mitia’ly have ava laWc. For example, if you are assigned the minimum credit limit of $250.00. anc if your set- up & maintenance fees are $90.00, your initial ava table credit will be only $160.00. $30.00 (one-time fee) $30.00 None None None None
Transaction Fees -	Balance Transfer: -	Cash Advance; -	Foreign Transaction:	None Al a teller window: 2% of the amount advanced with a minimum of $5.00 and a maximum of $75.00 At an ATM: None 1% of each transaction in U.S. dollars if the transaction involves a currency conversion 1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion
Penalty Fees - Lata Payment: - Returned Payment	Up to $25.00 it your payment >s late Up to $24.00 if your payment is returned for any reason
How We Will Calculate Your Balance: We use a method called 'average dairy balance (including new purchases).'
CREDIT UNDER THIS AGREEMENT.
YOU SPECIFICALLY GRANT US A CONSENSUAL SECURITY INTEREST IN ALL INDIVIDUAL AND JOINT ACCOUNTS YOU HAVE WITH US NOW AND IN THE FUTURE TO SECURE REPAYMENT OF CREDIT EXTENDED UNDER THIS AGREEMENT. YOU ALSO AGREE THAT WE HAVE SIMILAR STATUTORY LIEN RIGHTS UNDER STATE AND/OR FEDERAL LAW. IF YOU ARE IN DEFAULT, WE CAN APPLY YOUR SHARES TO THE AMOUNT YOU OWE.
Shares and deposits in an Individual Retirement Account or any other account that would lose special tax treatment under state or federal law if given are not subject to this security interest.
If you have other loans with us, collateral securing such loans may also secure your obligations under this Agreement, unless that other collateral is your principal residence or non-purchase money household goods.
1.	Using Your Card. Using your Card constitutes your acceptance of the terms and conditions of this Agreement, as may be
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3/1/2019
Mastercard Disclosure | Diamond CU
amenaea irom time io time, tou can purcnase or lease gooes ano services (, rurcnases ) irom any mercnant wno nonors your Card up to your maximum credit limit for your Card. You may also use the Card to obtain cash advances up to your maximum credit limit from financial institutions and ATMs that accept the Card. You may also access your account by telephone or access checks (if provided to you). Certain purchases and cash advances require authorization prior to completion of the transaction. In some cases, you may be asked to provide identification. If our system is not working, we may not be able to authorize a transaction, even though you have sufficient credit available. Also, for security reasons, we may block the use of your Card in certain countries or geographic areas. We will have no liability to you or others if any of these events occur.
2.	Feature Categories. Your account has Feature Categories which may include Platinum Mastercard and Platinum Mastercard uii+h Cl I Poujordc
Specialty Divisions
Technical Support
Local: 610-326-5490
Toll Free: 800-593-1000
Routing Number: 231385154
Inside Diamond
NCUA
© 2019 Diamond Credit Union. All Rights Reserved.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a US Government Agency.
https://diamondcu.org/loans-and-credit/mastercard-disclosure/
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