Paying InterestYour due date is at least 21 days after we mail your billing statement. We will not charge youinterest on purchases if you pay your entire new purchase balance by the due date each month.For Cash Advances and Balance Transfers, we will begin charging interest on the date the cashadvance or balance transfer is posted to your account.Minimum InterestChargeNoneFor Credit Card Tipsfrom the ConsumerFinancial ProtectionBureauTo learn more about factors to consider when applying for or using a credit card, visit the websiteof the Consumer Financial Protection Bureau athttp://www.consumerfinance.gov/learnmoreThe following disclosure represents important details concerning your credit card. The information about costs of the card areaccurate as of 11/01/2021. You can contact us toll free at (800) 593-1000 or mail correspondence to 1600 Medical Drive,Pottstown, PA 19464 to inquire if any changes occurred since the effective date.IMPORTANT CREDIT CARD DISCLOSURES1.99%INTEREST RATES and INTEREST CHARGES:Annual PercentageRate (APR) forPurchases & BalanceTransfersIntroductory
page 4 of 5PLATINUM LOW-RATEMASTERCARD PLATINUM REWARDSMASTERCARD CREDITBUILDERMASTERCARD
7.90% - 18.00%16.90%After that, your StandardAPR will bedepending on your credithistory. This APR willvary with the marketbased on the PrimeRate.1.99%
After that, your StandardAPR will beIntroductory
depending on your credithistory. This APR willvary with the marketbased on the PrimeRate.
APR for CashAdvances7.90% - 18.00%depending on yourcredit history. This APRwill vary with the marketbased on the PrimeRate.depending on your credithistory. This APR willvary with the marketbased on the PrimeRate.16.90%8.90% - 18.00%
8.90% - 18.00%
SEE NEXT PAGE for more important information about this account
9013 LASER FPDF FI14477 Rev 9-2021 COPYRIGHT 2005 Securian Financial Group, Inc. All rights reserved.APR for 12 months fromdate of account opening.APR for 12 months fromdate of account opening.
1.99%Introductory APRfor 12 months from dateof account opening.After that, your StandardAPR will be1.99%Introductory APRfor 12 months from dateof account opening.After that, your StandardAPR will beCASHBACK WORLDMASTERCARD
1.99% IntroductoryAPR for 12 months fromdate of account opening.After that, your StandardAPR will be
11.25% - 18.00%
depending on your credithistory. This APR willvary with the marketbased on the Prime Rate.1.99%Introductory APRfor 12 months from dateof account opening.After that, your StandardAPR will be11.25% - 18.00%depending on your credithistory. This APR willvary with the marketbased on the PrimeRate. FEES:
Fees to Open or Maintain yourAccount- Annual Fee:- Application Fee:For Platinum Rewards Mastercard, Platinum Low Rate Mastercard, and CashbackWorld Mastercard: NoneFor Credit Builder Mastercard: None for the first year; $30.00 thereafterNone
Transaction Fees- Balance Transfer:- Cash Advance:- Foreign Transaction:None2% of the amount advanced with a minimum of $5.00 and a maximum of $75.00 1% of each transaction in U.S. dollars if the transaction involves a currency conversion1% of each transaction in U.S. dollars if the transaction does not involve a currencyconversion
Penalty FeesUp to $29.00 if your payment is lateUp to $29.00 if your payment is returned for any reason- Late Payment:- Returned Payment:How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."Loss of Introductory Rate: We may end your Introductory Rate and apply the Standard APR disclosed above if you make alate payment.
page 5 of 59013 LASER FPDF FI14477 Rev 9-2021 COPYRIGHT 2005 Securian Financial Group, Inc. All rights reserved.