VISA PLATINUM 
VISA PLATINUM REWARDS 
VISA SIGNATURE 

9.70%

20.70%

11.70%

22.70%

11.99%

22.99%

2.99%

13.99%

9.70%

20.70%

2.99%

13.99%

11.70%

22.70%

2.99%

13.99%

11.99%

22.99%

  ©CUNA Mutual Group 2009, 10, 12 All Rights Reserved 01214565-MXC40-P-1-120315 (MXC403 CCM003)-e SEE NEXT PAGE for more important information about your account.        F1       APPLICATION AND SOLICITATION DISCLOSURE  Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases Visa Platinum F2          to F3          when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  Visa Platinum Rewards F4          to F5          when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  Visa Signature F6          to F7          when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers Visa Platinum F8          to F9          Introductory APR for a period of 12 billing cycles, based on your creditworthiness.  After that your APR will be F10        to F11        , based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  Visa Platinum Rewards F12        to F13        Introductory APR for a period of 12 billing cycles, based on your creditworthiness.  After that your APR will be F14        to F15        , based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  Visa Signature F16        to F17        Introductory APR for a period of 12 billing cycles, based on your creditworthiness.  After that your APR will be F18        to F19        , based on your creditworthiness. This APR will vary with the market based on the Prime Rate.   877.ASK.CCCU     -877 (275.2228)2.99%

13.99%

2.99%

13.99%

2.99%

13.99%

None

9.70%

20.70%

11.70%

22.70%

11.99%

22.99%

None

None
None
1.00%
0.80%

None

$25.00

$25.00

$25.00

$25.00

December 1, 2015

   01214565-MXC40-P-1-120315 (MXC453 CCM003)-e APR for Cash Advances Visa Platinum F20        to F21        Introductory APR for a period of 12 billing cycles, based on your creditworthiness. After that your APR will be F22        to F23        , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Platinum Rewards F24        to F25        Introductory APR for a period of 12 billing cycles, based on your creditworthiness.  After that your APR will be F26        to F27        , based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  Visa Signature F28        to F29        Introductory APR for a period of 12 billing cycles, based on your creditworthiness.  After that your APR will be F30        to F31        , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Penalty APR and When it Applies F32           How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.  For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. Fees Annual Fee  - Annual Fee F33           Transaction Fees  - Balance Transfer Fee F34           - Cash Advance Fee F35           - Foreign Transaction Fee F36        of each multiple currency transaction in U.S. dollars  F37        of each single currency transaction in U.S. dollars Penalty Fees  - Late Payment Fee Up to F38            - Over-the-Credit Limit Fee F39           - Returned Payment Fee Up to F40            How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”  Promotional Period for Introductory APR: The Introductory APR for balance transfers and cash advances will apply to transactions posted to your account during the first 12 months following the opening of your account.  Effective Date:  The information about the costs of the card described in this application is accurate as of F41                          .  This information may have changed after that date. To find out what may have changed, contact the Credit Union. OTHER DISCLOSURES Late Payment Fee F42        or the amount of the required minimum payment, whichever is less, if you are six or more days late in making a payment. Returned Payment Fee F43        or the amount of the required minimum payment, whichever is less.