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Loan Rates Effective 9/1/2016

Type

Features

Rate

New Vehicle Loans**

Includes Automobiles and Trucks

Used Vehicle Loans**

Includes Automobiles and Trucks

Unsecured Signature
Loans**

Unsecured Visa Credit
Cards**

Maximum Loan Amount 10,000

Maximum Loan Amount $10,000

Secured Visa Credit Cards**

Funds matching the credit limit must be on hold in the
savings account. Maximum Loan Amount $10,000

Share Secured Loans**

The amount of funds on hold equals the amount of the
loan, not to exceed $10,000

As Low As 2.49%
APR*

As Low As 3.99%
APR*

As Low As 6.99%
APR*

As Low As 6.00%
APR*

15.00% APR*

1.00% APR* +
Share Savings
Rate

Certificate Secured Loans**

The amount of funds on hold equals the amount of the
loan, not to exceed $10,000

2.00% APR* +
Certificate Rate

Home Equity Fixed Rate
Loans**

Lien position determines the amount of equity that can be
borrowed

5 Year Term ---
4.997% APR*

10 Year Term ---
5.029% APR*

15 Year Term ---
5.375% APR*

20 Year Term ---
5.802% APR*

Home Equity Variable Rate
Line of Credit**

15 Year Loan with 10 year borrow period and 5 year
repayment period (6 Month Adjustable Rate)

Prime + 4.174%
APR*

New Motorcycle Loans**

Term may be limited based on credit score

New Recreational Vehicle
and Boat Loans**

Includes Motor Home and Boats

As Low As 2.99%
APR*

As Low As 3.49%
APR*

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Secured Signature Loans**

Collateral's Clean Retail Value must equal at least 70% of
amount borrowed

As Low As 5.99%
APR*

Used Motorcycle Loans**

Term and Percent of Clean Retail Loaned may be limited
by credit score

As Low As 3.99%
APR*

Used Recreational Vehicle
and Boat Loans**

Includes Motor Home and Boats

New and Used ATV and
Personal Watercraft Loans**

Includes ATVs and Jet Skis

Classic Car Loans

Includes Automobiles and Trucks 20+ years in age

Jumbo RV Loans

RV Loans for more than $99,999.

As Low As 5.24%
APR*

As Low As 5.24%
APR*

As Low As 4.49%
APR*

As Low As 5.24%
APR*

*APR = Annual Percentage Rate - Rates subject to change without notice   

Credit Card Disclosure

Servicemembers Civil Relief Act (SCRA)

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