CONSUMER SERVICES FEE SCHEDULE
San Diego County Credit Union
Effective June 30, 2016 and subject to change.
sdccu.com®
ATM, VISA DEBIT CARD AND CREDIT CARD FEES
SERVICE FEES
Card replacement
$5 each
Account research or reconciliation
$25 hour/$15 min.
CO-OP ATM withdrawals & inquiries
$0 each
ACH transactions
Out of Network Transactions (third party fees may apply)
- ACH origination EZPay loan payment
$10 per request
- Non-CO-OP ATM withdrawals
$1.50 each
(one time initiated request)
- International ATM withdrawals
$3 each
Cashier's checks:
- Non-CO-OP ATM Inquiries
$0.50 per inquiry
$5,000 or more in combined savings balances
$0 each (1 per day)
- Point-of-Sale (POS) electronic transactions
$0 each
- Less than $5,000 in combined savings balances
$5 each
Separate ATM and Visa debit card
$25 annual fee
Closing an account open less than 90 days
$5 per account
SDCCU® Visa gift card
$3.95 per card
Collection item
$20 each
International Service Assessment
2% of the amount of
Compliance with legal orders
$50 per request
(international transactions)
the transaction
Copies
CHECKING ACCOUNT FEES
- Cancelled check:
FREE Checking with eStatements
$0 per month
- Internet Branch (limited history available)
$0 each
- Without eStatements
$2 per month
- In-branch or call center service
$3 each
Fee waived for the first two per month
Classic checking
$5 per month
- Cashier's check
$3 each
Monthly fee waived with one of the following:
- Deposited check (deposit or loan payment)
$3 each
- $1,000+ average daily balance
- Statement or account history
$5 each
- $2,500+ combined average daily savings balance
- Direct deposit of $100+ per pay period
Foreign check processing
Fee varies
IRA transfer fee to another financial institution
$20 each
High-yield checking
$15 per month
Monthly fee waived with an average daily balance of $25,000 or more
Request for Verification of Deposit (VOD)
$10 each
teenFirst checking (minor account ages 16 to 17)
$0 per month
Returned item (deposit or loan payment)
$20 each
Builder checking
$10 per month
Primary savings account with less than $1
$5 per month
Printed checks
Varies by selection
SDCCUdirectTM outbound transfers
- Standard 3-day transfer
$3 each
Temporary checks
$3 for 8
- Expedited 1-day transfer
$10 each
LOAN AND VISA FEES
Stop payments
SDCCU Cash Rewards cash back program
$0 annual fee
- Bill Payer Plus (cancellation)
$20 each
SDCCU Fly Miles Plus TM Reward Program
$35 annual fee
- Cashier's Check Refusal of Payment Order
$20 each
Annual fee waived with total annual purchases of $6,000 or more
- Checking account (checks)
- Internet Branch
$10 each
Vehicle loan internal refinance/modification
$150 each
- In-branch
$20 each
ONLINE BANKING FEES
- Incoming Electronic Fund
Bill Payer Plus TM
$4.95 per month
Transfer debit (EFT) (includes ACH)
$20 each
Monthly fee waived with one of the following:
Wire transfers
- FREE Checking with eStatements account
- Incoming domestic
$5 each
- Three or more payments per calendar month
- Incoming foreign
$5 each
Additional Bill Payer Plus Services:
-
Outgoing domestic
$25 each
- Overnight check delivery
$14.95 each
- Outgoing foreign
$45 each
- Same day electronic payment
$14.95 each
- Proof of payment
$3 each
Fee waived for the first two per month
- Popmoney
$0 each
Minimum Balance Required To Open A Deposit Account:
- Popmoney Instant Payments
$3 per transaction
- FREE Checking with eStatements:
$25
$25
OVERDRAFT FEES
- Classic checking:
- High-yield checking:
$5,000
Courtesy check clearing (paid ACH, check)
$27 each
- Builder checking:
$25
Debit card overdraft service
$27 each
- Primary savings:
$1
- Great Rate Savings:
$5,000
Overdrawn (returned unpaid ACH, check)
$27 each
- Money market:
$5,000
Regulation D courtesy clearing 1
$27 each
Transfer Fee
$5 per transfer
(Overdraft Protection transfer from savings, checking, line of credit or Visa)
SAFE DEPOSIT BOX FEES
2" X 5" box
$35 annual fee
3" X 5" box
$40 annual fee
3" X 5" box is $0 annually with $50,000 or more savings balance, where available
5" X 5" box
$60 annual fee
3" X 10" box
$60 annual fee
5" X 10" box
$75 annual fee
7" X 10" box
$85 annual fee
10" X 10" box
$115 annual fee
Lost key replacement
$20 annual fee
(If both keys are lost, member pays for locksmith charges and replacement keys.)
These fees are subject to change. To find out what may have changed, call us at (877) 732-2848, visit our website at sdccu.com, send us a secure message via Internet Branch online banking, engage in Live Chat or
write to us at: San Diego County Credit Union, Member Services Department, PO Box 261209, San Diego, CA 92196-1209.
1In compliance with Federal Banking Regulation D, telephone and automated savings withdrawals are limited. During any calendar month, you may not make more than six (6) withdrawals or transfers to another SDCCU
account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction. Automated methods include Overdraft Protection transfers to checking accounts and automatic
withdrawals made through the Automated Clearing House (ACH) or preauthorized draft withdrawals (e.g., bill payment, insurance premiums). If you exceed this transaction limit, we may, at our discretion, pay the item
and charge a Reg D courtesy clearing fee to the associated checking account.