Risk Based Pricing Notice
With Credit Score Information
Date Borrower
How can you obtain a copy
of your credit report(s)?Weused information from yourcredit report(s) tosettheterms ofthecredit weareoffering
you, such as the ______________________________________________________.
Theterms offered toyoumaybelessfavorable thantheterms offered toconsumers whohave
better credit histories. 
What if there are mistakes
in your credit report(s)? Name of Entity Providing the Notice:
Account Number
Equifax Experian TransUnion Acredit report isarecord ofyourcredit history. Itincludes information about whether youpay
your bills on time and how much you owe to creditors.  
How did we use your credit
report(s)?
You have a right to dispute any inaccurate information in your credit report(s). 
If you find mistakes on your credit report(s), contact 
__________________________________, theconsumer reporting agency(ies) from which we
obtained your credit report(s).
Itisagood ideatocheck your credit report(s) tomake sure theinformation contained is
accurate. 
How can you get more
information about credit
report(s)?Formore information about credit reports andyourrights under Federal law,visittheConsumer
Financial Protection Bureau's website atwww.consumerfinance.gov/learnmore .What is a credit report?Your Credit Report(s) and the Price You Pay for Credit
Borrower CopyExperian
1.888.397.3742Equifax
1.800.685.1111TransUnion 
1.800.888.4213
Equifax
P.O. Box 740241
Atlanta, GA  30374-0241Experian
701 Experian Parkway
P.O. Box 2002
Allen, TX  75013TransUnion 
P.O. Box 1000
Chester, PA  19022
Equifax
www.equifax.comExperian
www.experian.com
/reportaccessTransUnion 
www.transunion.com
/myoptions
MXX661-e CUNA Mutual Group 2011, 12 All Rights ReservedUnder federal law,youhave therighttoobtain acopy ofyourcredit report(s) without charge
for 60 days after you receive this notice.  To obtain your free report(s), contact:
By telephone:
By mail:
On the web: Your credit score Your Credit Score and Understanding Your Credit Score 
The range of scores Scores range from a low of                                   to a high of                                   .
Keyfactors thatadversely
affected your credit scoreYour credit score can change, depending on how your credit history changes.  Source: Date:
What you should know
about credit scores
SIGNATURES (optional)
Borrower Signature
(Seal)Date
XCredit Union Authorization
(Seal)Date
X
Borrower Copy MXX661-eYour credit score isanumber thatreflects theinformation inyourcredit report. Weused your
credit score to set the terms of credit we are offering you.
CUNA Mutual Group 2011, 12 All Rights Reserved Date Borrower
How can you obtain a copy
of your credit report(s)?Under federal law,youhave therighttoobtain acopy ofyourcredit report(s) without charge
for 60 days after you receive this notice.  To obtain your free report(s), contact:
By telephone:
By mail:
On the web:Weused information from yourcredit report(s) tosettheterms ofthecredit weareoffering
you, such as the ______________________________________________________.
Theterms offered toyoumaybelessfavorable thantheterms offered toconsumers whohave
better credit histories. 
What if there are mistakes
in your credit report(s)? Name of Entity Providing the Notice:
Account Number
Equifax Experian TransUnion Acredit report isarecord ofyourcredit history. Itincludes information about whether youpay
your bills on time and how much you owe to creditors.  
How did we use your credit
report(s)?
How can you get more
information about credit
report(s)?Formore information about credit reports andyourrights under Federal law,visittheConsumer
Financial Protection Bureau's website atwww.consumerfinance.gov/learnmore .What is a credit report?Your Credit Report(s) and the Price You Pay for Credit
Experian
1.888.397.3742Equifax
1.800.685.1111TransUnion 
1.800.888.4213
Equifax
P.O. Box 740241
Atlanta, GA  30374-0241Experian
701 Experian Parkway
P.O. Box 2002
Allen, TX  75013TransUnion 
P.O. Box 1000
Chester, PA  19022
Equifax
www.equifax.comExperian
www.experian.com
/reportaccessTransUnion 
www.transunion.com
/myoptionsYou have a right to dispute any inaccurate information in your credit report(s). 
If you find mistakes on your credit report(s), contact 
__________________________________, theconsumer reporting agency(ies) from which we
obtained your credit report(s).
Itisagood ideatocheck your credit report(s) tomake sure theinformation contained is
accurate. Risk Based Pricing Notice
With Credit Score Information
Additional Borrower Copy MXX661-e CUNA Mutual Group 2011, 12 All Rights Reserved Your credit score Your Credit Score and Understanding Your Credit Score 
The range of scores Scores range from a low of                                   to a high of                                   .
Keyfactors thatadversely
affected your credit scoreYour credit score can change, depending on how your credit history changes.  Source: Date:
What you should know
about credit scores
SIGNATURES (optional)
Borrower Signature
(Seal)Date
XCredit Union Authorization
(Seal)Date
X
Additional Borrower Copy MXX661-eYour credit score isanumber thatreflects theinformation inyourcredit report. Weused your
credit score to set the terms of credit we are offering you.
CUNA Mutual Group 2011, 12 All Rights Reserved