SUMMARY OF JARED THE GALLERIA OF JEWELRY CHARGE ACCOUNT TERMS
Rates and Interest
Charges
Annual Percentage Rate
17% to 29.99% This APP varies by state See
APR) Purchases
Paragraph 3 of the Retail Installment Credit Agreement
for details
low Avoid Paying
Your due date is at least 25 days after the close of each billing
nterest Purchases
cycle We will not charge you interest purchases if you pay
your entire balance by the due date each month
Minimum Interest Charge
None to $1 The minimum interest charge varies by state See
Paragraph 5 5 of the Retail Installment Credit Agreement for details
or Credit Card Tips from
To learn more about factors to consider when applying for or
e Consumer Financial
using credit card visi the website of the Consumer Financial
rotection Bureau
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Bureau
at:
ttp://www. .consumerfinance gov/learnmore
nnual Fee
None
enalty Fees
Up $39 This fee varies by state See Paragraph 11 .B of the
ate Payment
Retail Installment Credit Agreement for details
Up to $39 This fee varies by state See Paragraph 11.A of the
Returned Payment
Retail Installment Credit Agreement for details
We Will Calculate Your Balance: We use method called "average daily balance (including new
all states except | MN and NM: method called "average daily balance (excluding
new
in MN and NM. See the Retai Installment Credit Agreement for more details
ing Rights Information your right dispute transactions and how to exercise those rights is
vided in your Retail Installment Credit Agreement
GALLERIA JEWELR RETAIL INSTALLMENT CREDIT AGREEMENT
transactions
15 Change This Agreement Agreem the extent permitted
you
must
update
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Section regarding arbitration shall not apply
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WHAT DOES JARED THE GALLERIA OF JEWELRY
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The types persona information we collect and share depend on the product or
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Notice Michigan Residents: The seller retains
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other
security
interest
the
subject
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this
days
Social Security number and account balances
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open
account
or give us
your
contact
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history
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Notice Pennsylvania Residents This is
Security
Your Rights Keep this Documen for Future Use
Credit
history
and
credit
scores
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pay bills apply ban
upon
your
report
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What T Do If You Find A Mistake Or Your Statement
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Your Rights You Are Dissatisfied With Your Credit Card
share
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CREDIT TERMS AND CONDITIONS
delay
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affiliates
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right
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NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT
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THE GALLERIA OF JEWELRY
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State
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OR SERVICES SERVICES OBTAINED
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HERETO WITH WITH THE RECOVER
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credit
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22
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DEPTOR
HEREUNDEI
DEBTOR
NOT
EXCEED
days
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AMOUNTS PAID BY THE DEBTOR HEREUNDER
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stop
payment
Fo marketing purposes
that
offer
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Det finitions
NOTICE
NOTICE
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BUYER
NOT
SIGN
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THIS
CREDIT
BEFORE
YOU
READ
must
of any
potential
errors
writing
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For joint marketing with other financial
Affiliates
Companies
related
by
common
ownership
control
ANY ANY BLANK SPACES
used
used
your
your
credit
card
NO
We don't share
They can be financial and nonfir companies
ENTITLEI
COMP
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COPY YOU ARE
FILLED
COPY
TIME
THE
pay
check
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3. YOU
PAY
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For our affiliates everyday business purposes
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Jared lared The Galleria Of Jewelry does not share
TOTAL
TOTAL BALANCI OUTS OUT STANDING UNDER UNDER THIS
BALANCE
qualify
What
Will
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Receive
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Letter
fully
paid
you
NO
We don't share
with affiliates
Happen
you
HOUT INCORR NO ANY ADDI EGAL
may
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For our affiliates everyday business purposes
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23. Authorized Users
additional
MAY UNDER CERTAIN CIRCUMS -
PROPERTY
FORED
BECAUSE
OF
cocon
letter
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about
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NO
We don't share
control They can financial and nonfinancial
YOUR
above
DEFAULT
AND YOU MAY UNDER UNDER YOUR
companies
CERTAIN
REQUIRE
While
we
investigate
the
same
rules
apply
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For our nonaffiliate market you
NO
We don't share
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STATE REQUIR OF ROP AFFILLY ENTER
Jared The Galleria Of Jewelry does not share
RIGHT LAWFULL
with nonaffiliates they can market you
YOUR
TOUR PREMISES OR coons COMMIT PURCHASED UNDER UNDER THE
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24.
Military
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A A formal agreement between nonaff ated financial
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Agreement
AND WASHINGTON RESIDENTS RESIDENTS you YOU MAY CANCEL
collect
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PURCHASE
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harbor
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