RATES ARE ACCURATE AS OF January 1, 2022 
TYPE OF LOAN  
RATE AS LOW 
ASDISCLOSURE VEHICLES AND MOTORCYCLES  
Auto Loans  1.69% Fixed APR*  
*Annual Percentage Rate. Rates, terms, and repayment
options subject to approval.Recreational Vehicles (New & Used)  7.50% Fixed APR*  
HOME EQUITY LINES OF CREDIT  
PrimeLine Account 4.25% Variable APR*  *APR = Annual Percentage Rate. Rates subject to
change without notice. Loans subject to approval.Actual rate will be determined by LTV. This rate varies with the market based on Prime Rate. NMLS 
ID 462532.  Equal Housing Lender.  
HOME EQUITY LOANS  
1ST Mortgage  1.99% Fixed APR* *APR = Annual Percentage Rate.  Rates subject to change
without notice. Loans subject to approval. Actual ratewill be determined by credit score and loan term. Contacta TFCU representative for full details. NMLS ID 462532. Equal Housing Lender.
2nd Mortgage  3.99% Fixed APR*  
PERSONAL LOANS  9.99% APR*  *Annual Percentage Rate. Loans subject to approval.
CREDIT CARDS  Visa Platinum Preferred 
introductory 7.50% 
Fixed APR**  *Annual Percentage Rate.
**Annual Percentage Rate. Offer valid on new Visa Platinum Preferred credit cards. Introductory period begins at Visa account opening and lasts for 12 months. Valid for purchases and balance transfers only. Cash advances will receive the standard rate, currently 10.50% � 13.25% Variable APR, based on credit worthiness. This APR varies with the market based on Prime Rate. When the introductory period ends, the rate will return to the standard rate. Card type and APR are subject to approval. Ask a TFCU representative for full 
details . Visa Platinum as low as 
11.25% Variable APR* 
APPLY FOR A LOAN � CUNA Mutual Group 2009, 10, 12, 16 All Rights Reserved 10200094-MXC10-C-2-032517 (MXC101-E)
APPLICATION ANDSOLICITATIONDISCLOSURE
Interest Rates and Interest Charges
Annual Percentage Rate (APR) forPurchasesVisa Platinum Preferred Introductory APR for a period of12 billing cycles.After that, your APR will be ,based on your creditworthiness. This APR will vary with the market basedon the Prime Rate.Visa Platinum ,
APR for Balance Transfers . Visa Platinum PreferredAfter that, your APR will beor,based on your
SEE NEXT PAGE for more important information about your account.VISA PLATINUM PREFERRED/VISA PLATINUM/VISAPLATINUM SHARE SECURED
2.99%1.50%1.00%,o r1.25%1.25%   RU1.00%
when you open your account,based on your creditworthiness. This APR will vary with the market based on the Prime Rate.9LVD&UHGLW5HEXLOGHU
1%
This APR will vary with the market based on thePrime Rate.2.99% Introductory APR 1.501.00% 1.25% creditworthiness. This APR will vary with the market based on the Prime Rate.Visa PlatinumRUwhen you open youraccount,based on your creditworthiness. This APR will vary with the marketbased on the Prime Rate.9LVD&UHGLW5HEXLOGHU%This APR will vary with the market based on thePrime Rate.IRUDSHULRGRIELOOLQJF\FOHV � CUNA Mutual Group 2009, 10, 12, 16 All Rights Reserved 10200094-MXC10-C-2-032517 (MXC101-E)APR for Cash AdvancesVisa Platinum Preferred,o r, when you open your account, based on your
How to Avoid Paying Interest onPurchasesYour due date is at least 25 days after the close of each billing cycle. We willnot charge you any interest on purchases if you pay your entire balance bythe due date each month.
For Credit Card Tips from theConsumer Financial Protection BureauTo learn more about factors to consider when applying for or using acredit card, visit the website of the Consumer Financial ProtectionBureau at http://www.consumerfinance.gov/learnmore.
Fees
Transaction Fees
- Foreign Transaction Fee1.00% of each multiple currency transaction in U.S. dollars1.00% of each single currency transaction in U.S. dollars
Penalty Fees
- Late Payment Fee Up to$3.00
- Returned Payment Fee Up to$2.00
SEE NEXT PAGE for more important information about your account.1.50% 1.00% 1.25%creditworthiness. This APR will vary with the market based on the Prime Rate.Visa Platinum1.25%RUwhen you open youraccount,based on your creditworthiness. This APR will vary with the marketbased on the Prime Rate.VLVD&UHGLW5HEXLOGHU1%This APR will vary with the market based on thePrime Rate.
How We Will Calculate Your Balance:We use a method called"average daily balance (excluding new purchases and balance transfers) (including new cash  advances)."Promotional Period for Introductory APR -Visa Platinum Preferred:TheIntroductoryAPRforbalancetransfersDQGSXUFKDVHVwillapplytotransactionspostedtoyouraccountfrom /01/202until0//202.AnyexistingbalancesonTucsonFederalCreditUnionloanorcreditcardaccountsare noteligiblefortheIntroductory APR for balance transfers.Effective Date:The information about the costs of the card described in this application is accurate as of: -DQXDU\1,20 This information may have changed after that date. To find out what may have changed, contact the Credit Union.ForCaliforniaBorrowers,theVisaPlatinumPreferred,VisaPlatinumandVisaPlatinumShareSecured aresecuredcreditcards.Creditextendedunderthiscreditcardaccountissecuredbyvariouspersonalproperty andmoneyincluding,but
notlimitedto:(a)anygoodsyoupurchasewiththisaccount,(b)anyshares youspecificallypledgeascollateralforthisaccountonaseparatePledgeofShares,(c)allsharesyouhavein anyindividualorjointaccountwiththeCreditUnionexcludingsharesinanIndividualRetirementAccountor
in anyotheraccountthatwouldlosespecialtaxtreatmentunderstateorfederallaw,and(d)collateralsecuring otherloansyouhavewiththeCreditUnionexcludingdwellings.Notwithstandingtheforegoing,youacknowledge andagreethatduringanyperiodswhenyouareacoveredborrowerundertheMilitaryLending
Actyourcredit cardwillbesecuredbyanyspecificPledgeofSharesyougrantusbutwillnotbesecuredbyallsharesyou haveinanyindividualorjointaccountwiththeCreditUnion.Forclarity,youwillnotbedeemedacovered borrowerif:(i)youestablishyour
creditcardaccountwhenyouarenotacoveredborrower;or(ii)youcease tobeacoveredborrower. � CUNA Mutual Group 2009, 10, 12, 16 All Rights Reserved 10200094-MXC10-C-2-032517 (MXC101-E)Other Fees & Disclosures:Late Payment Fee:20.00%of the interest due, if you are10 or more days late in making a payment. However, the fee will not exceed$3.00. Returned Payment Fee:$.00or the amount of the required minimum payment, whichever is less.Returned Convenience Check Fee:$3.00 or the amount of the returned convenience check, whichever is less.Card Replacement Fee:$10.00.Document Copy Fee:$5.00.Emergency Card Replacement Fee:$40.00.Pay-by-Phone Fee:$20.00.Rush Fee:$40.00.Statement Copy Fee:$2.00.Non-TFCU ATM Fee:$2.00per transaction.Copy of Visa Voucher Fee:$5.00per copy.