11/1/2016

Visa® Classic |

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Visa® Classic

A great starter credit card with limits that grow with your needs.

With our UFCU Visa® Classic card you receive:

Credit Limits from $500

$250,000 Travel Accident Insurance on travel purchased with your UFCU Visa® Classic card.

The convenience of automatic payment: no need to think about sending a check, no worrying
about late fees!

APPLY NOW

Features

Low interest rates

No annual fees1

25 days of interest-free grace period on your purchases1

https://unitedfcu.com/personal/bank/card­services/visa­credit­cards/visa­classic/

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Visa® Classic |

Low minimum payments

Easy balance transfers, with no fee or higher interest rate.1 Click here for more information.

NO cash advance fees1

Low cost credit protection insurance

Apple Pay TM

Visa Checkout®

The convenience of automatic payment: no need to think about sending a check, no worrying
about late fees!1

For ultimate card convenience, all United Federal Credit Union Visa® cards can also be used in
nationwide networks of Automated Teller Machines (ATMs) to obtain cash advances on your
Visa®.

Veri(cid:214)ed by Visa® protects your existing Visa® card with a personal password, giving you
reassurance that only you can use your Visa® card online. Click here for details.

Visa® Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time
alerts powered by Visa help you reduce fraud and monitor your spending. And the service is
available free for Visa cardholders. To sign up, go to visa.com/purchasealerts.

VISA Credit Card Agreement
*APR = Annual Percentage Rate. The Annual Percentage Rate is based on the best advertised rate for a UFCU Visa Platinum Card
interest rate of 10.24% APR; Visa Gold 13.24% APR; Visa Classic 15.24% APR. Foreign transaction fee of 1% of each transaction in U.S.
dollars if the transaction does or does not involve a currency conversion. Rates may vary and are accurate as of 12/18/2015. Subject to
credit approval. Rates subject to change at any time without notice.
1. There is no grace period on balance transfers; a (cid:214)nance charge (based on the account’s current Annual Percentage Rate) will be
imposed from the date the transfer is posted to your credit card account. A list of additional fees can be found in the chart below.

Fees

Annual Fee

None

Application Fee

None

Transfer Fees

Balance Transfer

None

Cash Advance

None

Foreign Transaction 1% of each transaction in U.S. dollars if the transaction involves a currency conversion

1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion
Penalty

Penalty Fees

Late Payment

First occurrence – $27.00

https://unitedfcu.com/personal/bank/card­services/visa­credit­cards/visa­classic/

Subsequent occurrences within 6 months – $37.00

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Visa® Classic |

Subsequent occurrences within 6 months – $37.00

Over-the-Credit
Limit

None

Returned Payment Up to $30 if your payment is returned for any reason

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UFCU Routing Number: 272484894  
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Copyright ©2016 United Federal Credit Union

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