Min. 
Rate APY* To Open
Silver Lining 
Savings  
$0 Up To $500  
$500+
MyFunds  
$0 Up To $500  
$500+
Student 
Savings  
$0 Up To $500  
$500+
College Savings 
Account  
$0 Up To $500  
$500+
Holiday  
Club Product
SAVINGS RATES
For further information, please ask to speak 
with a Member Services Representative.
*APY equals Annual Percentage Yield1.50% 1.51% $5 
0.10% 0.10%
1.50% 1.51% $5 
0.10% 0.10%
1.50% 1.51% $5 
0.10% 0.10%
1.50% 1.51% $100 
0.10% 0.10%
0.10% 0.10% $5 Balance To Obtain APY* Rate APY*
Minimum To Open = $2,500Up To $2,500   0.10% 0.10% 
$2,500 - $9,999 0.15% 0.15% 
$10,000 - $24,999  0.20% 0.20% 
$25,000 - $49,999  0.36% 0.36% 
$50,000 - $99,999  0.46% 0.46% 
$100,000+  0.56% 0.56%
For further information, please ask to speak 
with a Member Services Representative.
*APY equals Annual Percentage Yield
MONEY MARKET RATES
Member�s Choice Term APR*
Auto
Motorcycles/  
ATVs
Personal 
Loan
No Equity  
Loan
Equity  
Line
Equity  
LoanProduct
Up To 63 Months 3.69% 
  (as low as)
Up To 65 Months 3.69% 
  (as low as)
60 Months 8.19% 
  (as low as)
60 Months 6.69% 
  (as low as)
10 Year 5.25% 
Draw Period/ (Prime plus 0%1) 
15 Year Payback  
Period
84 Months 3.69% 
  (as low as)
LOAN RATES
For further information, please ask to speak 
with a Member Services Representative.
*APR equals Annual Percentage Rate
1Rate adjusted quarterly   Balance To  
Rate APY* Obtain APY*
Elite 
Checking
Relationship  
Checking
Student  
Checking Plus
Member Business 
Checking Product
CHECKING RATES
For further information, please ask to speak 
with a Member Services Representative.
*APY equals Annual Percentage Yield3.93% 4.00%  Up To  
  $15,000
0.10% 0.10% $5,000
0.10% 0.10% $0.01
0.10% 0.10% $5,000 Min. 
To Open Rate APY*Term
For further information, please ask to speak 
with a Member Services Representative.
*APY equals Annual Percentage Yield
CERTIFICATE RATES
6 Month   $500  0.75% 0.75% 
12 Month$500 1.00% 1.00%
18 Month$500 1.25% 1.26%
24 Month$500 2.00% 2.02%
36 Month $500 2.50% 2.53%
48 Month $500 1.79% 1.80%
60 Month$500 2.25% 2.27% FOR HIGHER 
INTEREST 
THAN A CD  
AND EASIER 
ACCESS 
TO YOUR 
MONEY.
Elite Checking for real life.
% 
APY* 4.00EARN
*APY=Annual Percentage Yield  
For further information, please ask to speak  
with a Member Services Representative.