Cash Advance transactions are considered: 
- ATM withdrawal 
- Overdraft transaction 
- Checks used for purposes other than Balance Transfers 
- Over the counter (at bank) 
- Other "Cash like" transactions, such as purchasing money orders, gaming transactions, or purchasing 
lottery tickets.

 
 
 
 
 
 
 
If your payment ismore than 60 days late, the penalty APR will apply to both new and existing 
transactions.  We review your Account every 6 months after the Penalty APR is applied. The Penalty APR 
will continue to apply until after you have made timely payments during the 6 months being reviewed.

 
 
 
 
 
 
Check Fee 
This fee is shown in Part 2.  This fee: 
- applies to checks written for other purposes than Balance Transfers; and  
- is charged as of the date the check posts to your Account; and  
- is added to the same balance as balance transfer/check transaction; and 
- is a Finance Charge 

 
 
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I. 

II. 

 
 
 
1) 

2) 

a) 

b) 

a) 

b) 

 

 

 
 
 

If your payment is more than 60 days late, the Penalty APR will apply to both new and existing transactions.  We 
review your Account every 6 months after the Penalty APR is applied. The Penalty APR will continue to apply until 
after you have made timely payments during the 6 months being reviewed. 
 

a) 

b) 

c) 

d) 

 

 

 

 

 

 

