VISA Platinum Credit Card Disclosure   
V_Platinum 6.9.21 
VISA Platinum � Rates & Fees  
INTEREST RATES AND INTEREST CHARGES  
Annual Percentage Rate (APR) for Purchases 7.24 to 17.24 % when you open your account, based on your creditworthiness. 
 
After that, your APR will vary with the market based on the Prime 
Rate.  
APR for Balance Transfers  7.24% to 17.24% when you open your account, based on your creditworthiness.   
 
After that, your APR will vary with the market based on the Prime Rate. 
APR for Cash Advances 7.24% to 17.24% when you open your account, based on your creditworthiness.   
 After that, your APR will vary with the market based on the Prime Rate. 
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle.  We will not charge you any interest on purchases if you pay your entire balance by the due date each month.   
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
. 
 
FEES 
Annual Fee None 
Transaction Fees  
� Cash Advance    � Foreign Transaction   
Either $5 or 2% of advance amount, whichever is greater (does not apply to overdraft protection advances) 
1% of the US dollar amount of the foreign transaction (including 
purchases made in the US through a foreign merchant)  
Penalty Fees � Late Payment � Card Replacement  $25 $5 (If rush order, additional $25) 
 How We Will Calculate Your Balance: We use a method called �average daily balance (including new purchases)�.    The above terms are current as of 6/9/2021.