Rev. 12/2015

FACTS WHAT DOES IBMSECU DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers 
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, 
share, and protect your personal information. Please read this notice carefully to understand what we 
do.

What?

How?

The types of personal information we collect and share depend on the product or service you have 
with us. This information can include:
l Social Security number
l Account balances
l Payment history

l Transaction or loss history
l Credit card or other debt
l Wire transfer instructions

All financial companies need to share Members' personal information to run their everyday business. 
In the section below, we list the reasons financial companies can share their Members' personal 
information; the reasons IBMSECU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does IBMSECU share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your 
account(s), respond to court orders and legal 
investigations, or report to credit bureaus

For our marketing purposes -
to offer our products and services to you

For joint marketing with other financial companies

For our affiliates' everyday business purposes -
information about your transactions and experiences

For our affiliates' everyday business purposes -
information about your creditworthiness

For our affiliates to market to you

For nonaffiliates to market to you

Yes

Yes

Yes

Yes

Yes

Yes

Yes

No

Yes

Yes

No

Yes

Yes

Yes

To limit our 
sharing

l Call (800) 873-5100 or (561) 982-4700 - our menu will prompt you through your choice(s)
l Email us at: serviceplus@ibmsecu.org
Please note:
If you are a new Member, we can begin sharing your information 30 days from the date we sent this 
notice. When you are no longer a Member, we will continue to share your information as described in 
this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call (800) 873-5100 or (561) 982-4700 or email serviceplus@ibmsecu.org

IBMSECU
P.O. Box 5090
Boca Raton, FL 33431-0890
ibmsecu.org

IBMSECU A1192 10/2015
Privacy Model Disclosure
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010

2016.1/2905 200164796 Custom EPRV2905

PRIV-MODEL 8/1/2010

Page 2

Who We Are

Who is providing this notice?

IBMSECU means IBM Southeast Employees' Credit Union.

What We Do

How does IBMSECU protect my 
personal information?

To protect your personal information from unauthorized access and use, we use 
security measures that comply with federal law. These measures include computer 
safeguards and secured files and buildings.

How does IBMSECU collect my 
personal information?

Why can't I limit all sharing?

What happens when I limit 
sharing for an account I hold 
jointly with someone else?

Definitions

Affiliates

Nonaffiliates

Joint Marketing

We collect your personal information, for example, when you
l Open an account
l Apply for a loan
l Give us your income information
We also collect your personal information from others, such as credit bureaus, 
affiliates, or other companies.

l Make a wire transfer
l Show your government-issued ID

Federal law gives you the right to limit only
l sharing for affiliates' everyday business purposes - information about your 

creditworthiness

l affiliates from using your information to market to you
l sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

Your choices will apply to everyone on your account.

Companies related by common ownership or control. They can be financial and 
non-financial companies.
l Our affiliates include: Southeast Services Organization, Inc. (SESO)

l Financial, insurance, service and survey companies.

Companies not related by common ownership or control. They can be financial and 
non-financial companies.
l Nonaffiliates we share with can include financial, insurance, service and survey 

companies.

A formal agreement between nonaffiliated financial companies that together market 
financial products or services to you.
l Our joint marketing partners include financial, insurance, service and survey 

companies.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with 
nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Members. We will not share personal information with nonaffiliates either for them to market to you or 
for joint marketing - without your authorization. We will also limit our sharing of personal information about you with 
our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or 
share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Members/Customers.
l We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal 

information, financial information, credit report, or health information to nonaffiliated third parties to market to you, 
other than as permitted by Vermont law, unless you authorize us to make those disclosures.

l For additional information concerning our privacy policies, email serviceplus@ibmsecu.org or call (800) 873-5100 

or (561) 982-4700.