MSU Federal Credit Union

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Open an Account

Sign In

Tools & Resources

About Us
Contact Us
Financial Library

Savings & Checking Loans

Business

Visa Home Loans

Business Account Disclosures

 Business Terms and Conditions of Your Account

 Business Electronic Correspondence Disclosure & Agreement

 Visa Debit Card for Business Agreement Terms and Conditions

 Business Account Fee Schedule

Business Account Fee Schedule

Minimum Balance Fee

Small Business Checking

None

Standard Business Checking

$15.00/month

Money Market Business Checking

$25.00/month

Activity Business Checking

$20.00/month

Excess Transaction Fees

Business Spartan Saver

Business IMMA

Small Business Checking

$0.25/item

$0.25/item

$0.25/item

Standard Business Checking

$0.25/item

Money Market Business Checking

$0.25/item

Activity Business Checking

Business Sweep

Sweep Feature Fee

$0.15/item

$0.25/item

$10.00

(if aggregate account balance is less than $25,000)

eDeposit (Remote Deposit Capture)

Standard Scanning Option

FREE

High-Speed Scanning Option

$35.00/month

Online Banking via ComputerLine

FREE

Bill Payment Fee

Electronic/ACH

FREE

Paper

Currency Fees

20 Free / $0.75 after

Provide Currency

Up to $2,500 free per day/ then $0.10 per $100

Provide Coin

Deposited Coin

Wire Transfer Fees

Up to $1,000 free per day / then 1.0%

Up to $1,000 free per day / then 1.0%

Domestic Wire Transfer

$25.00 for sending

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MSU Federal Credit Union

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International Wire Transfer

$40.00 for sending

Incoming Wire Transfer

$5.00 for receiving

International Item Fees

International Currency - Ordering

$14.00

Processing International Checks

Canadian Checks

International Checks

   (eligible for short collection)

International Checks

(requiring long collection)

Check Fees

Cashier's Check

Money Order

Temporary Checks

Returned Wire

Card Fees

$5.00

$25.00

$75.00

$5.00

$3.00

$1.00/page

$5.00

Credit / Debit / ATM Card Replacement

$10.00

Non-CO-OP Network ATM

$1.00/transaction

International Service Assessment (ISA)

1

ATM & PIN-based POS Transactions

1.0% of the International Transaction Amount

Signature-based Transactions

3.0% of the International Transaction Amount

1

1

Calculated after the transaction has been converted to U.S. dollars.

Miscellaneous Fees

Bond Coupon Processing

Canceled Check Copy

Statement Copy

Stop Payment

$10.00

$5.00

$5.00

$25.00

Research/Checkbook Balancing

$50.00/hour

(1 hour minimum)

Legal Processing

Overdraft Notice (Paper)

Non-Sufficient Funds (NSF)

Share Collection

Garnishment/Levy

Returned Deposited Item

Domestic

   International

Early Account Closure

$50.00

$5.00

$30.00

$30.00

$75.00

$15.00

$40.00

$20.00

Dormant Account Closure

$5.00/month

Escheat Fee

$75.00

For inquiries, contact us at:
Michigan State University Federal Credit Union
PO Box 1208
East Lansing, MI 48826-1208
Online: msufcu.org/business
Phone: 517-333-2365 or 800-678-4968

REV. 05/16

 Business Account Privacy Policy

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MSU Federal Credit Union

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 Business Availability of Funds at Michigan State University Federal Credit Union

 Platinum Resource Visa Credit Agreement and Truth-in-Lending Disclosure

 DocuSign Disclosure

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