PAY AS LITTLE AS 7.99% APR3 AND ENJOY THESE FEATURES
�  N o annual, balance transfer,  over limit, currency conversion, or cash advance fees, and no default rate
� Ext ended warranty� C ell phone protection
� $500,000 travel accident 
insurance
� Y ear-end summary of charges� F ree online account access & 
bill pay option
� Ba ggage delay insurance & 
much more!TRANSFER ACCOUNT BALANCES AND START SAVING NOW  Visit TDECU.org and click on Credit Card Balance Transfer.APR FOR 6 MONTHS1 
on all new purchases and cash advances.APR FOR 12 MONTHS
2
on balances transferred from other cards.0%0%
TDECU Platinum Business MasterCard�
THE BEST  SAVINGS-FOR-YOUR-BOTTOM- LINE BUSINESS CARD.
8289.01_CC_Platinum Business Express App v02.indd   1 12/15/15   3:05 PM INTEREST RATES AND INTEREST CHARGES
Annual Percentage Rate (APR)  for Purchases0%  Introductory APR for six months1.  After that, the Standard Rate APR will range from 
7.99% to 17.99%, based on your creditworthiness.APR for Balance Transfers0% Introductory APR for twelve months
2. After that, the Standard Rate APR will range from 7.99
% to 17.99%, based on your creditworthiness.APR for Cash Advances0% Introductory APR for six months
1. After that, the Standard Rate APR will range from 7.99
% to 17.99%, based on your creditworthiness.How to Avoid Paying Interest  on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a  credit card, visit the Consumer Financial Protection Bureau at  www.consumerfinance.gov/learnmore
FEE CHARGES
Annual FeeNonePenalty Fees� Late Payment� Returned PaymentPenalty FeesUp to $25 Up to $25
How We Will Calculate Your Balance: We use a method called �average daily balance (including new purchases).�The information about the costs of the cards is accurate as of 10/26/2015. This information may have changed after that date. To find out what may have changed, call us at 800.839.1154 or write to us at TDECU, 1001 FM 2004, Lake Jackson, TX 77566-4012. The Credit Union may modify the terms of the credit agreement, including the periodic rate, at any time subject to such notice as may be required by applicable law.
1 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
2 Offer applies only to balance transfer requests received by us within 30 business days of account opening.
3 Your exact rate is based on your creditworthiness.APR = Annual Percentage Rate. Cardholder benefits are subject to change without notice. Federally insured by NCUA. 1115-I-C-8289.01
8289.01_CC_Platinum Business Express App v02.indd   2 12/15/15   3:05 PM PLEASE TELL US ABOUT YOUR BUSINESS:
Business Name oSole Proprietor  oPartnershipoCorporation  oLLC  oOther Business Member Number EIN of Business (Required) Mailing Address City
State Zip
Street Address City State Zip
Office Phone Cell Phone Home Phone Authorized Officer Position Mother�s Maiden Name Mailing Address City
State Zip
Security Question:What is the name of the last school you attended?
FINANCIAL INFORMATION:
Monthly Net Business Income Additional Monthly Income SourceTDECU CREDIT CARD BUSINESS APPLICATION
oYES , I certify that I am at least 18 years of age*, and that I have read and agree to all the terms, authorizations and disclosures contained on this form and that everything I have stated in the certificate is true and correct. I authorize TDECU to check my credit record and to verify my credit, employment, and income references. I understand that the use of any card issued in conjunction with this offer will constitute my acceptance of and will be subject to the terms and conditions of the Card Agreement. I understand that the terms of my Account are subject to change as provided in the Card Agreement.
*If you have not attained the age of 21 and are applying for individual credit, we will consider your independent ability to pay with the information you provide.
 Applicant Joint Applicant   (Applicant and Joint Applicant Must Initial Here to Indicate that You Intend to Apply for Joint Credit.)
I am applying for a Business MasterCard with a limit of $ 
I (we) are giving the credit union a security interest in all shares at the credit union.  _____________  (applicant�s initials)  
Applicant Signature: Date: 
oI agree to the terms and conditions of this offer. This form must be signed and initialed above. You will find important disclosurescontaining rate, fee, and other cost information concerning the card on the cover page of this offer.1115-I-C-8289.01AUTHORIZED USERS:
First Name  M.I. Last Name  Limit
First Name  M.I. Last Name  Limit
First Name  M.I. Last Name  Limit
First Name  M.I. Last Name  LimitGUARANTOR INFORMATION:
First Name M.I. Last Name
Personal Member Number E-Mail Address Mailing Address City
State Zip
Home Phone (           ) Work Phone (           ) SSN Driver�s License Number Date of Birth Employer�s Name Address Occupation Start Date Gross Monthly Income Sources of Additional Income Additional Monthly Income
8289.01_CC_Platinum Business Express App v02.indd   3 12/15/15   3:05 PMFiscal Year-end for Business:   Please tell u s the d ate that you use for your fiscal year-end for tax reporting purposes (example:  12/31, 6/30, etc.)