P.O. Box 26406 
Oklahoma City, OK 73126 
(405) 682-1990 
(800) 448-1990 

VISA CASH BACK CREDIT CARD PROGRAM TERMS AND CONDITIONS 

The current cash back rate is ½ cent for every $1.00 spent (.005%) in net 
purchases/charges (purchases minus returns/credits) made on the credit card account, 
rounded to the nearest one cent, and applies to all net purchases made with the FAA 
Credit Union Visa Cash Back Credit Card. Cash is automatically credited to the primary 
cardholders S1 share savings account at FAA Credit Union when a minimum amount of 
$25.00 is reached by the cardholder at the end of each statement cycle. The amount 
can be paid monthly if the minimum amount of $25.00 is reached each month. If the 
minimum reward amount of $25.00 is not reached by the end of the statement cycle, the 
rewards will accumulate month over month until an amount of $25.00 is reached at 
which time it will be deposited into the S1 account.  

The accumulated cash back amount expires on December 10th of each year and if the 
minimum redemption amount of $25.00 is not met by that date, the cash back amount 
accumulated will be forfeited and the accumulation will start again December 11 of each 
year and will be reset to $0.00. Cash back amounts cannot be combined with other 
cardholders to reach the minimum and amounts less than $25.00 cannot be redeemed 
for cash or credit including scorecard rewards.  

To be eligible, the account must be open, current, not in default or delinquent. 

Cash back will not be paid if: 

1.  You are 31 days or more delinquent on any loan at FAA Credit Union. 
2.  You have caused a loss to FAA Credit Union by way of charged off share 

and/or loan.  

If the primary cardholder has a negative balance in any account at FAA Credit Union, 
the cash back reward amount may be used, at the sole discretion of the Credit Union, to 
reduce the negative balance.   

Void when and where prohibited. Additional restrictions may apply. FAA Credit Union 
reserves the right to amend, cancel or temporarily suspend the Cash Back Program, in 
whole or part, or change any of the Terms and Conditions, at its sole discretion, without 
any prior notice to you, which may result in forfeiture of the cash back earned but not 
paid. If the account is closed or the Program is canceled for any reason any cash back 
earned but not yet paid is forfeited. You have no property or other legal right in any cash 
back earned but not yet paid and/or forfeited. Terms and conditions as of August 1, 2013.