12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
Personal ▼
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Personal Rates & Service Fees
Georgia’s Own has some of the best rates around.
Click on a type of account below to find out more rates and service fees. Are you looking for Bu
RATES
Auto / Marine / RV Loans Certificates & IRAs Home Equity
Money Market Accounts
Mortgage Loans Personal Loans Savings & Checking Secured Loans
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12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
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Visa® Classic
Visa® Classic Secured
Student Visa®
Georgia State University Credit Card
Interest Rate and Interest Charges	
APR for Purchases	0% for 6 months, then 11.99-14.99%* when you open your account based on your creditworthine* the market based on the Prime Rate.
APR for Balance Transfers	0% for 6 months, then 11.99-14.99%* when you open your account based on your creditworthine* the market based on the Prime Rate.
APR for Cash Advances	11.99-14.99%* when you open your account based on your creditx the market based on the Prime Rate.
Penalty APR and When it Applies	19.99%*. This APR may be applied to your account i days or more past due. How Long Will the Penalty APR Apply? If your APF apply until you make six consecutive minimum payments wi
Paying Interest	Your due date is at least 25 days after the close of each bill! charge you any interest on purchases if you pay your entire each month. We will begin charging interest on cash advanc on the transaction date.
Minimum Interest	None
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12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
Personal ▼	11 Business ▼ eY< alance: We use a method called “average
(including new purcnases).
Information printed is accurate as of October 1, 2018. For an update on ir the VISA Department at (404) 874-1166, (800) 533-2062, or by e-mail. Yo to our VISA Department at PO Box 105205, Atlanta, GA 30348.
*The introductory APR for purchases and balance transfers is 0% for 6 m date of account opening. After that, your APR will revert to your standard purchases and balance transfers. In order to benefit from a grace period additional interest on purchases you must pay your balance in full by the date. This includes any promotional balance transfers.
’’Purchases, balance transfers and cash advances subject to the standar of 11.74% -14.74% based on your creditworthiness and qualifications. Var APR is 19.99%. Rates valid as of 10/01/2018 and will vary with the market Prime Rate. Fee for cash advance is 3% of advance amount. Fee for bala 3% of transfer amount or $10, whichever is greater. Fee for foreign transa each currency transaction in U.S. dollars. Subject to credit approval. Othe may apply.
SERVICE FEES
Checking, Money Market, IRA and Savings Accou eServices (Online Banking, Mobile Banking, Bill Pay & Miscellaneous Service Fees
Safe Deposit Box
Visa® Credit Cards
Ooun
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12/6/2018
Personal Rates & Service Fees - Georgia's Own Credit Union
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800.533.20
Routing number: 261071438
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Georgia’s Own Credit Union
100 Peachtree St.
Suite 2800
Atlanta, GA 30303
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Georgia’s Own Credit Union is federally Insured by the NCUA
USA PATRIOT Act Notice: - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verity, and record information that identifies each person who opens a new account When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identity you. We may also ask to see your driver's license or other identifying documents.
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