Credit Card Interest Rates and
Fees

Suncoast Credit Union offers low rate credit card products with competitive terms. Your actual rate and term will

be based on your personal credit qualifications.

Suncoast Credit Union — Credit Card Interest Rates and Interest Charges

Annual Percentage Rate (APR) for
Purchases

8.9% to 16.9% when you open your account, based on your
creditworthiness.

APR for Balance Transfers

APR for Cash Advances

10.9% to 18.0% when you open your account, based on your
creditworthiness.

10.9% to 18.0% when you open your account, based on your
creditworthiness.

Penalty APR and When it Applies Not Applicable

How to Avoid Paying Interest on
Purchases

Your due date is at least 25 days after the close of each billing cycle.
We will not charge you any interest on purchases if you pay your
entire balance by the due date each month.

Minimum Interest Charge

Not Applicable

For Credit Card Tips from the
Federal Reserve Board

To learn more about factors to consider when applying for or using a
credit card, visit the website of the Consumer Financial Protection
Bureau (http://www.consumerfinance.gov/learnmore/).

Annual Fee

Transaction Fees

Balance Transfer

Cash Advance

Foreign Transaction

Suncoast Credit Union — Credit Card Fees

None

None

None
1% of each transaction in US Dollars

APR for Cash Advances

10.9% to 18.0% when you open your account, based on your
creditworthiness.

Penalty APR and When it Applies Not Applicable

How to Avoid Paying Interest on
Purchases

Your due date is at least 25 days after the close of each billing cycle.
We will not charge you any interest on purchases if you pay your
entire balance by the due date each month.

 
Minimum Interest Charge

Not Applicable

For Credit Card Tips from the
Federal Reserve Board

To learn more about factors to consider when applying for or using a
credit card, visit the website of the Consumer Financial Protection
Bureau (http://www.consumerfinance.gov/learnmore/).

Suncoast Credit Union — Credit Card Agreement (/-/media/files/forms-and-applications/scu-platinum-
credit-card-agreement.ashx?la=en)

How We Will Calculate Your Balance: We use a method called "average daily balancing (including new
purchases)". See your account agreement for more details.

The above information is accurate as of September 2017. This information may have changed after that date. To

find out what may have changed, call us at 1-800-999-5887 or write to us at P.O. Box 11904, Tampa, FL 33680-

1904.

Member Reviews

See what our members are saying about Suncoast

Ease of doing business 
with Suncoast

4.7 out of 5 

(13360 Rankings)

Would refer 
Suncoast 
to a friend
(13731 Rankings)

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Like the free monthly
account statements
mailed to me. Free
checking, and No
"financial advisers" trying
to sell me annuities.

Raphael, October 2017