6/19/2020                                 View Visa Credit Card Rates | CommonWealth One Federal Credit Union
      Open an Account Apply for a Loan Find an ATM or Branch Contact Us                      ?  Online Banking Login
      Careers
                                                            Routing Number: 256078365
                                       CONNECT       BORROW       MANAGE & SAVE     GROW & LEARN
     COVID-19�Update: Click here for information regarding our hours of operation, relief programs or to schedule an appointment.�
     VIEW VISA CREDIT CARD RATES
                                             �
         OPEN AN ACCOUNT           Visa          Credit Card Rates, Fees &
                                   Other Information�
         APPLY FOR A LOAN
                                   Rates E?ective: June�1, 2020
      Visa Credit Cards
                                                                                                       Platinum
                                    Interest Rates Signature Rewards       Platinum
         View Visa Credit Card                                                            Platinum     Business
                                    & Charges                              Rewards
         Rates
                                                                                                       Rewards
         Credit Card Pay O?
                                    Annual           Variable APR* between Variable APR* Variable APR* Variable APR*
         Calculator
                                    percentage rate                          between      between       between
         How Much Debt Do You       (APR*) for          9.99% -18.00%
         Owe Calculator
                                    purchases                              8.99% -18.00% 7.99% -18.00% 10.99% -18.00%
         Veri?ed By Visa�
         CardValet and Visa Alerts  Annual           Variable APR* between Variable APR* Variable APR* Variable APR*
         Can Help You Keep Your     percentage rate                          between      between       between
         Information Secure.
                                    (APR*) for cash     9.99% -18.00%
      Home Equity Loans             advances and                           8.99% -18.00% 7.99% -18.00% 10.99% -18.00%
                                    balance
      Mortgage Loans
                                    transfer
      Personal Loans
                                    Penalty APR            NONE               NONE         NONE          NONE
                                    and When It
      Other Loans
                                    Applies
      Loan Rates
                                    How to Avoid Your due date is at least 25 days after the close of each billing cycle. We will not
      Loan Calculators              Paying Interest charge you any interest on purchases if you pay your entire statement balance,
                                    on Purchases including the promotional balance and the new purchases, by your billing due date
      Visa Business Credit
                                                 each month. We will begin charging interest on cash advances and balance transfers
      Cards
                                                 on the transaction date.
                         �          Minimum      If you are charged interest, the charge will be no less than $0.00.
     Auto Loan Rates
                                    Interest Charge
     Credit Card Rates   �          For Credit Card To learn more about factors to consider when applying for or using a credit card,
                                    Tips from the visit the website of the Consumer Financial Protection Bureau at
                                    Consumer     http://www.consumer?nance.gov/learnmore.
                                    Financial
                                    Protection
                                    Bureau
                                    Fees         Signature Rewards         Platinum     Platinum     Platinum
                                                                           Rewards                   Business
                                                                                                     Rewards
    https://www.cofcu.org/borrow/visa-credit-cards/view-visa-credit-card-rates                                  1/4
    6/19/2020                                 View Visa Credit Card Rates | CommonWealth One Federal Credit Union
                                    Set-up &
                                    Maintenance
                                    Fees
                                                           None                None         None         None
                                        Annual
                                        Fee                None                None         None         None
                                        Additional
                                        Card Fee
                                    Balance      None                      None         None         None
                                    Transfer Fee
                                    Cash Advance None                      None         None         None
                                    Fee
                                    Foreign      None                      1.00% of each 1.00% of each 1.00% of each
                                    Transaction Fee                        transaction in transaction in transaction in
                                                                           U.S. dollars U.S. dollars U.S. dollars
                                    Late Payment Up to $25.00�             Up to $25.00� Up to $25.00� Up to $25.00�
                                    Fee
                                    Over-The-    None                      None         None         None
                                    Credit Limit Fee
                                    Returned     Up to $25.00              Up to $25.00 Up to $25.00 Up to $25.00
                                    Payment Fee
                                    Statement                                  None
                                    Copy Fee
                                    Document                                   None
                                    Copy Fee
                                    PIN                                        None
                                    Replacement
                                    Fee
                                    Card                                       None
                                    Replacement
                                    Fee
                                                                                                       Platinum
                                    Features &                             Platinum
                                                 Signature Rewards                        Platinum     Business
                                    Bene?ts                                Rewards
                                                                                                       Rewards
                                    Technology   EMV chip enabled for additional EMV chip EMV chip   EMV chip
                                                 layer of protection against enabled for enabled for enabled for
                                                 fraud                     additional layer additional layer additional layer
                                                                           of protection of protection of protection
                                                                           against fraud against fraud against fraud
                                    Signature    Complimentary 24-hour     NA           NA           NA
                                    Bene?ts      Concierge Services, discounts at
                                                 top retailers and online
                                                 merchants, Visa Signature Perks
                                    Credit line  Up to $25,000             Up to $25,000 Up to $25,000 Up to $25,000
                                    Cardholders  Single or joint account,  Single or joint Single or joint Single or joint
                                                 authorized users          account,     account,     account,
                                                                           authorized   authorized   authorized
                                                                           users        users        users
    https://www.cofcu.org/borrow/visa-credit-cards/view-visa-credit-card-rates                                  2/4
    6/19/2020                                 View Visa Credit Card Rates | CommonWealth One Federal Credit Union
                                    Rewards points Earn 2 CURewards points for Earn 1   None         Earn 1
                                                 every dollar spent on all CURewards                 CURewards
                                                 purchases                 point for every           point for every
                                                                           dollar on all             dollar on all
                                                 Get 10,000 bonus rewards  purchases                 purchases
                                                 points when you spend $1,500
                                                 in retail purchases within the
                                                 ?rst 90 days of opening your
                                                       �
                                                 account
                                    Rewards      Redeem for cash, travel,  Redeem for   None         Redeem for
                                    Options      merchandise or gift cards cash, travel,             cash, travel,
                                                                           merchandise or            merchandise or
                                                                           gift cards                gift cards
                                    Point limits None                      None         None         None
                                    Point expiration 5 years               5 years      NA           5 years
                                    Extended     Travel Accident Insurance up to Travel Accident Auto rental Travel Accident
                                          1
                                    bene?ts      $250,000, Emergency       Insurance up to insurance Insurance up to
                                                 assistance service, Warranty $50,000                $50,000
                                                 management service
                                   How We Will Calculate Your Balance: We us a method called "average daily balance (including new
                                   purchases)."
                                   E?ective Date: The information about the costs of the card described in this application is accurate as
                                   of May 1, 2020. The information may have changed after that date. To ?nd out what may have changed
                                   contact the Credit Union.
                                   Disclosures
                                       *APR= Annual Percentage Rate. APR is based on evaluation of credit and will vary with the market based on the Prime Rate. Other terms
                                       and conditions may apply.
                                       1 Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure
                                       transactions. Please refer to your Guide to Benefits for further details.
                                       �The Visa Signature Credit Card 10,000 bonus rewards points offer applies to new cardholders only. New cardholders will receive 10,000
                                       bonus reward points when they make $1,500 in purchases within first 90 days of account opening. Balance transfers and cash advances
                                       do not apply. 
                                       View the�Visa Credit Card Agreement�& Disclosure
                                       Visa Signature Rewards Guide to Benefits
                                       Visa Platinum Rewards Guide to Benefits
                                       Visa Platinum Guide to Benefits
                                       Visa Business Platinum Rewards Guide to Benefits
     Connect                      Borrow               Manage & Save          Grow & Learn
     Online Banking               Loan Perks           Checking Accounts      About CommonWealth One
     Bill Pay                     New and Used Auto Loans Savings Accounts    Membership
     Mobile Apps                  Visa Credit Cards    Money Management Accounts College Student Services
     Mobile MyDeposit�            Home Equity Loans    Share Certi?cates      Youth Programs
     PopMoney                     Mortgage Loans       Investment Services    Scholarships
     E-Statements                 Personal Loans       Insurance Programs     Financial and Education Resources
     Money Tools                  Student Loans        Business Services
     Text Banking and Mobile Web Banking Other Loans
                                                                              Contact Us
                                                                              Find a Branch or ATM
    https://www.cofcu.org/borrow/visa-credit-cards/view-visa-credit-card-rates                                  3/4
    6/19/2020                                 View Visa Credit Card Rates | CommonWealth One Federal Credit Union
                                                                              Careers
     � 2020, CommonWealth One Federal Credit Union. All Rights Reserved.
     Privacy Policy | Disclosures | Website Accessibility                                             
    https://www.cofcu.org/borrow/visa-credit-cards/view-visa-credit-card-rates                                  4/4