FeaturesPersonal Credit Cards
Platinum CardPlatinum  
Rewards CardSignature CashPlus 
Card
Annual Fee None None None
Balance Transfer Fee None None None
Cash Advance Fee None None None
Foreign Transaction Fee None None None
APR for first 6 months 
on purchases & 
balance transfers made 
in the first 90 days0% 0% 0%
Intro Reward Offer$100 account credit after 
$1,500 in purchases in first 
90 days10,000 bonus reward points 
after $2,000 in purchases in 
first 90 days16,000 bonus reward 
points after $3,000 in 
purchases in first 90 days
Rate of Rewards N/A 1% 1.25%
Type of Rewards N/A Travel, merchandise or 
cash back credited to 
accountCash back credited 
to account
Minimum Credit Line $1,000 $2,500 $5,000
Interest Rate Variable Variable Variable
24/7 Support Included Included Included
Roadside Dispatch N/A Call center Call center
Emergency Cash 
DisbursementN/A Yes Yes
Emergency Card 
ReplacementN/A Yes Yes
Travel Emergency 
AssistanceN/A N/A Yes
Merchant Offers N/A Visa merchant offer 
programVisa Signature offers 
and merchant offer 
program
Hotel Privileges N/A N/A Visa luxury hotel 
collection
Car Privileges N/A N/A Auto rental discount
Golf Benefit N/A N/A Troon golf discount
Chauffeured Black 
Car ServiceN/A N/A Visa Signature 
GroundLink Benefit
Personal Concierge N/A N/A Visa Signature 
concierge
Food and Wine 
ProgramN/A N/A Sonoma County 
vintners benefit
Norton LifeLock                ID Navigator 
Protection              ID Navigator  
Protection                 ID Navigator 
Protection                 
See Visa Credit Card Agreement and Truth-In-Lending Disclosure Statement for full details.