Your Unlimited Cashback Card

Apply Online

or  

Call 800-328-1935

FEATURES

FEES

FAQS

REVIEWS

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The Run Down

Exclusively designed for those spending $50,000+ a year on their card

A true cashback card: 3% cash back in year one & 2.5% cash back after

84

No limit to the cash back awards you can earn

84

Rates as low as 11.24%APR

83

No foreign transaction fees

83

Generous credit line.

$59 annual fee, waived the ﬁrst year

83

Works with Android Pay™, Apple Pay™ and Samsung Pay™ 

38

 See how our other beneﬁts compare with the competition.

$0 fraud liability guarantee  from Visa

37

Earn 1.25% APY on your savings!

Grow your savings faster with Alliant's higher savings rate.

Learn more now 

"Best Rewards Credit Cards of 2017" - Kiplinger

"Best Credit Union Cash Back Card of 2017" - CardRates

See How Much You'll Earn With Your Alliant Visa Signature

Credit Card

Use the slider below to see how quickly your 3% cash
back adds up

HOW MUCH DO YOU SPEND PER MONTH?

$3.5K

$4K

$4.5K

$5K

$5.5K

$6K

Total spend in the ﬁrst year: $42 K
Total spend per month: $3.50 K

TOTAL CASH BACK IN THE FIRST YEAR

$

1,260

READY TO UPGRADE YOUR CARD? CALL 800-328-1935.

Alliant Visa Signature Credit Card Benefits

Smart travel perks

Say adios to foreign transaction fees and bonjour to great credit card beneﬁts when you travel.

Beneﬁts include: Emergency card replacement, emergency cash disbursement, travel accident insurance and concierge

services. Alliant also offers travel alerts to protect you from fraud.

Automatic payments

Initiate credit card payments from either your Alliant account or your account at another ﬁnancial institution. To help you
budget, you can designate the amount that you want to pay per month automatically. 

To take advantage of this free service, simply select this payment method when you apply for your Alliant Cashback Visa

Signature Credit Card. You can change your payment method at any time.

Greater Security with the Alliant Visa Signature Card

Zero liability on fraudulent charges

As one of your credit card beneﬁts, you won’t pay for unauthorized charges on your Alliant Visa Signature

card.

Protect your purchases better

Take advantage of Personal Identity Theft Protection for covered expenses and Double Warranty Coverage,
effectively doubling manufacturer warranties.  

Rental cars with built-in coverage

 The card automatically includes both Auto Rental Collision Damage Waiver (ARCDW) and Roadside
Dispatch. ARCDW eliminates your need to pay for a collision damage waiver when you rent most cars.

Meanwhile, Roadside Dispatch provides you with 24-hour access to pay-per-use roadside assistance. 

Compare Cashback Credit Card Benefits

Alliant
Cashback Visa
Signature

Chase Freedom
Unlimited

AmEx Blue
Cash Preferred

Discover It

Citi Double
Cash

Earning

3% in ﬁrst year
, 2.5% after on

1.5% cash back
on all

3% back at gas

stations and

department
stores up to

ALL purchases

purchases

$6K/year. Then,

1% back on all
else.

5% on rotating
categories, 1%

1% back on
purchases and

on all other

purchases

1% back on

payments

Pur APR

11.24-
24.24%

83

Annual Fee

$59 (waived in
ﬁrst year)

Foreign
Transaction

Fee

0%

14.24-23.24%

13.24-23.24%

11.24-23.24%

13.24-23.24%

$0

3%

$95

2.70%

$0

0%

$0

3%

 
Alliant
Cashback Visa
Signature

Chase Freedom
Unlimited

AmEx Blue
Cash Preferred

Discover It

Citi Double
Cash

BT Fee

3%

5%

3%

3%

3%

Incentives

3% cashback

$150 bonus

on all
purchases in

when you
spend $500 in

ﬁrst year

ﬁrst 3mos

Other Beneﬁts

Travel

Accident
Insurance,

Purchase

Security,
Personal

Identity Theft,

Concierge

Amazon shop

with points

0% for 12

mos/$250

cashback with
$1k spend in

3mos

Roadside

assistance,

travel accident
insurance,

global assist

hotline, car
rental loss and

damage

insurance

0% for 12mos

0% for 18mos

on purchases
and balance

on purchases
and balance

transfers

transfers

NA

NA

CALL 800-328-1935  TO UPGRADE YOUR CARD TODAY!

Visa Signature Credit Card Fees

Signature Card Annual Fee

$59, WAIVED FOR THE FIRST YEAR

Over Limit

Visa Credit Card Late Fee

Return Payment

Cash Advance

Balance Transfer

FREE

UP TO $25

FREE

EITHER $10 OR 2% OF THE AMOUNT
OF EACH CASH ADVANCE,
WHICHEVER IS GREATER.

3% OF THE AMOUNT OF EACH
TRANSFER.

 
Foreign Transaction

FREE

Visa Signature Credit Card FAQs

How often does my APR (Annual Percentage Rate) change?

The APR on new purchases and balance transfers can increase or decrease quarterly. The rate is determined by
adding the highest U.S. Prime Rate published in The Wall Street Journal during the last two business days of the

previous quarter, plus a margin of 5.99% to 17.99%.

What is an authorized user on my credit card?

An authorized user is someone who has been given access to use and make purchases on another cardholder’s

account. They are not legally responsible for the debt. Being an authorized user can help build your credit. Credit
score can be impacted both positively and negatively by being an authorized user.

How do I add an authorized user to my credit card application?

You can add an authorized user by either calling Alliant, adding one in online banking, or in the Alliant Loan
Application.

Are there any fees associated with my Visa Signature Credit Card?

If a payment is made late, a $25 late payment fee is assessed. At times, we offer special offers with promotional

balance transfer rates that may or may not have a fee. The Alliant Cashback Visa Signature Card has an annual fee
of $59 (waived for the ﬁrst year) and a 3% balance transfer fee. Please ﬁnd additional information within our Terms
and Conditions.

How long does it take to get a credit card in the mail?

Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.

Can I transfer balances from my other credit cards?

Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's
low interest rates. You can transfer a balance when you apply for a card or transfer a balance after you've been

approved to any Alliant credit card. 

How do I enroll in the Rewards or Cashback Program?

Not to worry! All Alliant credit card holders are automatically enrolled in the their applicable rewards program. 

When will my Annual Fee be charged?

Your annual fee will be charged one year after opening your card and, then, every year following. 

How can I receive my credit card cash back?

You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing
within one billing cycle) or as a deposit into your Alliant checking or savings.

Do you offer a debt protection plan?

Yes, we offer a debt protection beneﬁt plan in the event of death, disability or involuntary unemployment. Learn

more or speak to your Loan Consultant for additional details.

Have a Question?
Want to know more about this product? Search our friendly help guide!

Enter Your Question

FIND ANSWER

Visa® Signature Card Reviews

Overall Rating for Visa® Signature Card

Write a Review

0% found this helpful

BEST CASH BACK CREDIT CARD IN THE WORLD I LOVE THAT CARD
By Rajinder aulakh

I highly recommend to get that card

Posted December 21, 2017
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You've already voted for this rating.

0% found this helpful

What's not to love?
By Denise Rickard

Get 3% cash back 1st year for free, 2.5% cash back thereafter. Most people pay with some form of plastic, be it debit
or credit card, so why not get paid for it? I have a travel rewards AMEX and switch between the 2 cards, to

maximize my spending rewards. However, under no circumstances do I recommend carrying a balance on any
credit card. The interest at 14-26% is simply not worth it, you can do better with a bank loan.

Posted December 21, 2017
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You've already voted for this rating.

100% found this helpful

Hard to beat for people who charge alot
By zz

If you spend on average $4,000 a month this card works out to ($48,000*0.025) = $1,200 -$59 = $1,141 cash back
which is equivalent to $1,141/$48,000 = 2.38% cash back which beats anything else out there. Of course the 1st
year is even better when you get 3% back in full as there is no yearly charge. To justify the yearly $59 charge you

need to average $1,000 a month ($12,000 per year), which when calculated like above would result in a 2.01%
cash back. Seeing as other cards exist at 2% cash back (though they do charge foreign transaction fees), if you
charge less than $1,000 per month, other cards may be better.

Posted August 13, 2017
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You've already voted for this rating.

Write a Review

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 800-328-1935   |   Routing #271081528 
11545 West Touhy Avenue, Chicago, IL 60666

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84. Alliant Cashback Visa Signature Card Program Terms & Conditions (PDF)

83. Loan approval and APR based on creditworthiness, payment method and ability to repay. Rates, terms, and conditions are subject to
change. APR=Annual Percentage Rate.

Alliant Cashback Visa® Signature Card Agreement (PDF)

Alliant Cashback Visa® Signature Card Disclosure (PDF)