Pricing information for PFCU Consumer credit cards as of 10/31/21  
 
The pricing for PFCU consumer credit cards is based on prime rate and credit score. Below breaks down 
pricing details of credit score and associated changes in margin based on credit score.  
The rate for purchases and balance transfers will be prime plus anywhere from 7.500 to 18.000% based 
on credit score.  
The rate for cash advances will be prime anywhere from 10.500% to 18.000% based on credit score.  
 
Credit Score  Retail Rate  Cash Adv Rate  Bal Transfer   
MC 730+  P+  7.500  P+10.500  P+ 7.500   
MC 680 -729 P+  9.000  P+ 12.000  P+  9.000   
MC 640 -679 P+ 11.500  P+ 14.500  P+ 11.500   
MC 600 -639 P+ 13.000  P+ 16.000  P+ 13.000   
MC <600  P+ 18.000  P+ 18.000  P+ 18.000   
 No rate in excess of 18.000%