2/28/2019	Rates | Advancial Federal Credit Union
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Rates effective from 02/01/2019 through 02/28/2019
All rates are subject to change without prior notification. Contact us for current rates, fees and other terms that may apply to our accounts at 800.322.2709 or 214.880.0141.
The APY figure assumes the principal and earned dividends remain on deposit until maturity. Fees may reduce earnings. There is a penalty for early withdrawal.
All IRA account types include Traditional and Roth IRAs.
Please contact us at 1.888.876.2328 for information on other mortgage loans not advised.
ARM= Adjustable Rate Mortgage
ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments.
Rates and/or points are subject to change at any time until you apply for a loan and "lock-in" a rate. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. Rates and points vary widely for loan amounts above $453,100** (see below), and/or for investment property loans.
**Jumbo rates are for loan amounts exceeding $453,100 ($679,650 in Alaska, Hawaii, Guam and the U.S. Virgin Islands). For properties in New York, add .250 loan origination fee.
Each quote above represents a "lock-in" period of 30 days, meaning that if you applied for a loan today and choose to "lock-in." We will guarantee the rate and points for 30 days.
Each quote based on a purchase money mortgage with a minimum loan amount of $100,000 (except Jumbo loans).
Taxes and insurance not included, therefore the actual payment obligation will be greater. Your actual rate may be higher depending upon your creditworthiness.
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