4/28/2016

Credit Cards – Cornerstone CFCU

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CCFCU > Products & Services > Credit Cards

Credit Cards

Helping You Get What You Need with
Low Rates

Make room in your wallet for a Cornerstone VISA®

credit card with low member-only preferred rates as

low as 7.90% (APR)* with no annual fees. Because

we’re a credit union, we can o(cid:213)er lower interest rates

than traditional banks. There’s no better time to pay o(cid:213)

balances and consolidate your credit cards so you’ll

have one monthly payment and no annual fees.

Join Us

New to Cornerstone? Become a member to take

advantage of low rates on Cornerstone VISA® credit

cards.

Get Started 

Must be 18 years of age or older. New members only.

Search

Login to OASIS

Make a Loan Payment

Apply for a Loan

 Announcing Skip A
Pay Program!

In need of some

extra cash? Take

advantage of

Cornerstone's Skip

http://cornerstonecommunityfcu.org/products­services/credit­cards/

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A Payment

Program and skip

up to two monthly

payments each

calendar year on

certain loans.

Skipping a

payment under

this program will

not a(cid:213)ect your

credit rating.

Learn

More

 Connect

with us

4/28/2016

Credit Cards – Cornerstone CFCU

Already a Cornerstone Member?

Apply online for your Cornerstone VISA® credit card,

stop by your local branch or call us at (716) 433-0063.

Apply Online Now

Log in to Your VISA® Account

Securely access account information for your

Cornerstone VISA® credit cards.

Enjoy 24-hour access

View your account balances

View your statement history and recent

transactions

Pay your bill online

Log in Now

VISA® Customer Service

Cornerstone has a 24-hour automated service to help

you with basic VISA® questions. Report a lost or stolen

card, check your available credit or review your

purchases by calling (877) 221-5265.

You Have Options

To suit your needs, we o(cid:213)er a variety of VISA® cards:

http://cornerstonecommunityfcu.org/products­services/credit­cards/

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Card

Credit Cards – Cornerstone CFCU

Rate

Credit Limit

Annual

Fee

VISA® Platinum

VISA® Gold

VISA® Classic

Share Secured

VISA®

7.90%

APR*

8.90%

APR*

9.90%

APR*

Up to $15,000

No

Up to $10,000

No

Up to $5,000

No

Based on amount

Varies

on deposit at

No

CCFCU

Student VISA®

9.90%

APR*

Up to $750

No

VISA® Platinum

If you’re a member over 18 years of age with an

excellent credit history, you may be eligible for our

VISA® Platinum card. It o(cid:213)ers low rates with no annual

fee.

Features include:

$10,000 – $15,000 credit limit

Higher credit limit accessible for emergencies,

vacations and household needs

http://cornerstonecommunityfcu.org/products­services/credit­cards/

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4/28/2016

Credit Cards – Cornerstone CFCU

Pay o(cid:213) balances in full or with low monthly

payments

Low cost credit, life and disability insurance

Ability to consolidate your credit cards in order to

have a low monthly payment at a low rate

Rewards Program – every purchase earns you

Bonus Points toward gifts and travel rewards

Concierge services

Warranty manager

Free auto rental insurance provided at no cost

when VISA® Platinum is used at rental dealer

Free $1,000,000 travel accident insurance on a

common carrier fare when you purchase your

ticket with your Cornerstone Platinum card

24 hour/7 days a week availability of a world-wide

toll-free customer, travel and emergency service

line

VISA® Platinum cardholders also enjoy the exclusive

bene(cid:214)ts of UChoose Rewards. Simply use your card at

gas stations, supermarkets, drug stores, malls or

anywhere else. Remember to sign for your purchases to

earn the most points. The more you shop and sign, the

more you earn and the more you are rewarded. Click

here to access UChoose Rewards.

VISA® Gold, Classic and Share Secured

Each card o(cid:213)ers you these great Cornerstone VISA®

http://cornerstonecommunityfcu.org/products­services/credit­cards/

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Credit Cards – Cornerstone CFCU

4/28/2016

bene(cid:214)ts:

Low interest rate

No annual fee

Pay o(cid:213) balances in full or with low monthly

payments

Free travel accident insurance when you purchase

your ticket on a common carrier using your

Cornerstone VISA card

Purchasing power and advantages of VISA®

24 hour/7 days a week availability of a world-wide

toll-free customer, travel and emergency service

line and Warranty manager (Gold card holders

only)

VISA® Gold $5,000 – $10,000 credit limit 

VISA® Classic $500 – $5,000 credit limit 

Share Secured VISA® – credit limit based on amount

on deposit at Cornerstone

Student VISA®

Start building your credit with the convenience and

(cid:215)exibility of our Classic Cornerstone Student VISA®

card. Available for full-time college students ages 18

and up, a Cornerstone Student VISA® card gives you

added advantages.

A manageable credit line up to $750

A low rate that keeps your monthly payments easy

http://cornerstonecommunityfcu.org/products­services/credit­cards/

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4/28/2016

Credit Cards – Cornerstone CFCU

to manage

An interest-free grace period for paying o(cid:213) your

purchase balances

No annual fee

Click here for more Cornerstone student services and

products. 

To apply for a Student VISA®, call (716) 433-0063.

*Annual Percentage Rate, all cards subject to credit

approval and 1% Foreign Transaction Fee

More About Cornerstone

Our Newsletter

2014 Annual Report

Employment Opportunities

— TRUSTED PARTNER —

— TRUSTED PARTNER — — TRUSTED PARTNER —

http://cornerstonecommunityfcu.org/products­services/credit­cards/

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4/28/2016

Credit Cards – Cornerstone CFCU

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