LGE Community Credit Union   
430 Commerce Park Drive • P.O. Box 1188 
Marietta, GA 30061 
770-424-0060 
Fax: 770-421-2694 
www.lgeccu.org 

IMPORTANT CREDIT CARD DISCLOSURES 

BUSINESS 
CREDIT CARD

The following  disclosure represents  important  details  concerning  your  credit  card. The  information about costs  of  the card  are 
accurate  as  of  11/27/2018.  You  can  contact  us  toll  free  at  800-541-8921  or  LGE  Community  Credit  Union,  Attn:  Support 
Services Department, P.O. Box 1188, Marietta, GA 30061 to inquire if any changes occurred since the effective date. 
INTEREST RATES and INTEREST CHARGES: 

Annual Percentage Rate (APR) 
for Purchases, Cash Advances, 
& Balance Transfers 

14.41% 
This APR will vary with the market based on the preceding 4 Week average of the 26 
Week Treasury Bill. 

Paying Interest 

Your due date is at least 21 days after we mail your billing statement. We will not 
charge you interest on purchases if you pay your entire new purchase balance by the 
due date each month. We will begin charging interest on cash advances and balance 
transfers on the date the cash advance or balance transfer is posted to your account. 

Minimum Interest Charge 

None 

For Credit Card Tips from the 
Consumer Financial 
Protection Bureau 

To learn more about factors to consider when applying for or using a credit card, visit 
the website of the Consumer Financial Protection Bureau at 
http://www.consumerfinance.gov/learnmore 

FEES: 

Fees to Open or Maintain your 
Account 

- Annual Fee: 
- Application Fee: 

Transaction Fees 
- Balance Transfer: 
- Cash Advance: 
- Foreign Transaction: 

Penalty Fees 

- Late Payment: 

- Over-the-Credit Limit: 
- Returned Payment: 

None 
None 

None 
$3.00 or 3% whichever is greater, not to exceed $30.00 
1% of each transaction in U.S. dollars if the transaction involves a currency conversion 
0.8% of each transaction in U.S. dollars if the transaction does not involve a currency 
conversion 

Up to $25 the first time your payment is late 10 days after the statement cycle date. If 
you make a subsequent late payment within the following 6 billing cycles, you will be 
charged up to $35 for each late payment. 
None 
$30.00 

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." 

Other Fees: In addition to the fees disclosed above, the following fees may be imposed: 

Copy of Monthly Statement: 
Copy of Standard Transaction Slip: 
Copy of Travel and Entertainment Slip: 

$5.00 
$12.00 
$25.00 

Minimum Payment Requirement: 2% of the outstanding balance at the end of the billing cycle or $10.00, whichever is greater. 

10/2017