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VISA CREDIT CARD SECURITY AGREEMENT, PLEDGE, AND ASSIGNMENT OF SHARES ANDDEPOSITS ("Pledge") AMENDMENT TO CREDIT CARD AGREEMENTACCOUNT NUMBERBORROWER'S NAMECO-BORROWER'S NAME9027 LASER FPDF FI16236 Rev 7-2012COPYRIGHT 2009 Securian Financial Group, Inc. All rights reserved.In this Pledge, "you" "your" and "yours" shall mean the above-named borrower. "We", "us", and "Credit Union" shall meanArizona Federal Credit Union.Your Visa Credit Card ("Card") identified above is secured by your Secured Deposit Account. Your Secured Deposit Account("Account") is the deposit account that you agree to establish or designate at the Credit Union to secure all obligations that youincur in connection with the Card.The account number of the Secured Deposit Account is: _________________________.The following terms and conditions apply:1. Security Interest. By signing below, you pledge, assign, and grant a security interest in all shares and deposits, includinginterest, in the Secured Deposit Account whether now or hereafter deposited or accumulated in said account to secure allindebtedness and obligations whether now owing or later incurred under the Card, including, but not limited to, any and allexpenses and reasonable attorney's fees that the Credit Union incurs in order to enforce this Pledge or to collect on the Card.We also have a lien on the Secured Deposit Account under applicable law. The granting of this security interest is a conditionfor the issuance of your Card.You must maintain in the Secured Deposit Account an amount equal to ___ % of the credit limit of the Card ("Secured Amount").You may not withdraw amounts from the Secured Deposit Account for as long as there is an available limit and/orbalance owed on your Card, or until the Credit Union agrees to release all or part of the pledged amount, if suchwithdrawal would cause the account balance to fall below the Secured Amount.2. Cross-Collateralization; Additional Security. You also agree to provide additional security (either of deposits or otherwise)if we so request. In addition, your Card is secured by all other shares you have in any individual or joint account with the Creditunion, except for shares in an Individual Retirement Account or in any other account that would lose special tax treatment understate or federal law if given as security. These other shares may be withdrawn unless you are in default under this Pledge oryour Credit Card Agreement. Collateral securing other loans you have with the Credit Union may also secure this loan, exceptthat a dwelling and non-purchase-money household goods will never be considered as security for your Card, notwithstandinganything to the contrary in any other agreement.3. Enforcement of Security Interest. You authorize the Credit Union to apply the balance in your Secured Deposit Accountand your other individual or joint share accounts to pay any amounts due on your Card if you should default.4. Additional Agreements. In addition to this Pledge, you agree to abide by the terms of the Deposit Account/Signature Card,Credit Application, Visa Credit Card Agreement, and any other documents executed by you in connection with the Card("Additional Agreements"). Those Additional Agreements are hereby incorporated as if fully set forth herein, and this Pledge ishereby incorporated into each of the Additional Agreements as if fully set forth therein.5. Governing Law. This Pledge shall be governed by the laws of the State of Arizona.6. Credit Card Agreement. All other provisions of your Credit Card Agreement remain in full force and effect.XBORROWER'S SIGNATUREDATEXCO-BORROWER'S SIGNATUREDATEEntryEntryVISASEC 07/26/2012