Visa® Platinum

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A credit card with the lowest interest and highest rewards.

With our UFCU Visa® Platinum card you receive:

Added purchasing power with credit limits from $5,000 to $50,000

Earn valuable CardPerksTM Rewards points with your purchases: every dollar spent equals one
point toward round-trip tickets on major airline carriers, cruise vacations, hotel packages, car
rentals, and various merchant gift cards and certi(cid:215)cates of your choice.2

Warranty Manager Double the free repair period on a manufacturer’s warranty, up to one
additional year, on all goods charged to your Visa Platinum.3

Auto Rental Insurance saves you the expense of the collision damage waiver when you charge
your car rental to your Visa Platinum.4

$500,000 Travel Accident Insurance on travel purchased with your UFCU Visa Platinum card.4

Free Travel and Emergency Assistance 24 hour referral for travel emergencies wherever you
are.

Limited-time offer

5,000

BONUS POINTS2

APPLY NOW

 
Features

Low interest rates

No annual fees1

25 days of interest-free grace period on your purchases1

Low minimum payments

Easy balance transfers, with no fee or higher interest rate.1 Click here for more information.

NO cash advance fees1

Low cost credit protection insurance

Apple Pay TM

Visa Checkout®

The convenience of automatic payment: no need to think about sending a check, no worrying
about late fees!1

For ultimate card convenience, all United Federal Credit Union Visa cards can also be used in
nationwide networks of Automated Teller Machines (ATMs) to obtain cash advances on your
Visa.

Veri(cid:215)ed by Visa® protects your existing Visa card with a personal password, giving you
reassurance that only you can use your Visa card online. Click here for details.

Visa Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time
alerts powered by Visa help you reduce fraud and monitor your spending. And the service is
available free for Visa cardholders. To sign up, go to visa.com/purchasealerts.

VISA Credit Card Agreement 
Federally insured by NCUA. Equal Opportunity Lender.
*APR= Annual Percentage Rate. Rates may vary and are accurate as of 4/1/2017. Foreign transaction fee of 1% of each transaction in

*APR= Annual Percentage Rate. Rates may vary and are accurate as of 4/1/2017. Foreign transaction fee of 1% of each transaction in
U.S. dollars if the transaction does or does not involve a currency conversion applies. Subject to credit approval. 
1. There is no grace period on balance transfers or cash advances; a (cid:215)nance charge (based on the account’s current Annual Percentage
Rate) will be imposed from the date the transfer is posted to your credit card account. A list of additional fees can be found in the chart
below. 
2. 5,000 bonus CardPerks Rewards points offer is only available for new Visa Platinum credit cards approved for on or before
6/30/2017. Bonus points will be awarded within seven business days of qualifying. $500 in purchases must be made by a single
cardholder to qualify for bonus points. $500 in quali(cid:215)ed purchases must be posted to the account within 60 days of card opening to
receive bonus points. Subject to program CardPerks Terms and Conditions. View Terms and Conditions for more information. 
3. Warranty Manager-Double the free repair period on a manufacturer’s warranty, up to one additional year, on all goods charged to your
card. 
4. Subject to program terms and conditions. See the applicable Bene(cid:215)t Guides for more information. 
5. Penalty fees may be added to payment.

Fees

Annual Fee

None

Application
Fee

None

Transfer Fees

Balance
Transfer

None

Cash Advance None

Foreign
Transaction

1% of each transaction in U.S. dollars if the transaction involves a currency conversion
1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion
Penalty

Penalty Fees

Late Payment

If your payment is 10 days or more days late, up to $27 for the (cid:215)rst occurrence and up to $37 each if
2 or more occurrences occur within 6 months.

Over-the-
Credit Limit

None

Returned
Payment

Up to $30 if your payment is returned for any reason

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UFCU Routing Number: 272484894  
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Housing Law and Equal Opportunity Credit Act. NMLS #471962.
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