4/15/2016
Metro Shores VISA Application - Metro Shores
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Apply for a VISA Credit Card
Building a successful financial plan takes the right resources. That's why we work hard to provide
you with quality financial services and products. Like our convenient, flexible Visa & Visa Platinum
Credit Cards. They're accepted at thousands of locations worldwide for just about any type of
purchase you can dream up. And unlike those big out-of-town institutions, our card comes with the
personal, friendly service you've come to expect from us. So, whatever your plans, choose the
credit card that gives you all the value and buying power you need to get your projects off the
drawing board.
Visa Platinum Credit Card for the purchase of goods or services, the following benefits are yours!
Scorecard Bonus Points
Earn Bonus Points fro every net retail purchase you make with our Metro Shores Credit Card! You
can redeem Bonus Points for brand-name merchandise and exciting travel awards. Visit
www.scorecardrewards.com and browse the current award selections. You'll be amazed at what
ScoreCard has to offer! To find out how the plan works, ask one of our friendly representatives.
Interest Rates
and Interest
Visa
Visa Platinum
Charges
Annual Percentage
Rate (APR) for
11.88% Fixed
8.88% Fixed
Purchases
APR for Balance
11.88% Fixed
8.88% Fixed
Transfers
APR for Cash
11.88% Fixed
8.88% Fixed
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Metro Shores VISA Application - Metro Shores
Advances
Penalty APR and
None
None
When it Applies
Your due date is at least 25 days after the close of each billing cycle. We will
not charge you interest on retail purchases if you pay your entire balance by
Paying Interest
the due date. We will begin charging interest on cash advances and balance
transfers on the transaction date.
Minimum Interest
None
Charge
For Credit Card
Tips from the
To learn more about factors to consider when applying for or using a credit
Consumer
card, visit the web site of the Consumer Protection Bureau at
Financial
http://www.consumerfinance.gov/learnmore.
Protection Bureau
Fees
Visa
Visa Platinum
Annual Fee
None
None
Transaction Fees
Balance
None
Transfer
None
Cash
Advances
None
Foreign
Transaction
Penalty Fees
Late
Payment
Up to $25.00
None
Over-the-
Credit Limit
Up to $30.00
Returned
Payment
Other Fees
Card
Replacement
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Metro Shores VISA Application - Metro Shores
Fee
$10.00
Rush Card
$15.00
Fee
How We Will Calculate Your Balance: We use a method called "average daily balance"
(including new purchases). *An explanation of this method is provided in your account agreement.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights
is provided in your account agreement. (734) 676-5666
VISA Credit Card Application
* Required Fields
VISA Application
Credit limit
requested
Account # (or
enter 0000 non-
member)
Account
Classic
Platinum
Individual Account
Joint Account
Credit
Preference
Limit Increase
Shared Secured
*A copy of a current paystub may be required.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help
the government fight the funding of terrorism and money laundering activities, Federal laws
require all financial institutions to obtain, verify and record information that identifies each
person who opens an Account. What this means to you: When you open an Account, we will ask
for your name, address, date of birth, and other information that will allow us to identify you. We
may also ask to see your driver's license or other identifying documents.
Applicant
* Last Name
* First Name
Middle Name
* Social Security
Number
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Metro Shores VISA Application - Metro Shores
Date of Birth
month.
/
day
/
year.
Cell Phone
(
) -
ext
Work Phone
(
)
-
ext
Email Address
Rent/Mortgage
Own
Rent
Other
Monthly
$
Payment
Street Address
City
State
Select State.
Zip Code
Employer
Date Employed
month
/ day
/
year.
Monthly Gross
$
Income
Other Income
$
Co-Applicant (if applicable)
Last Name
First Name
Middle Name
Social Security
Number
Date of Birth
month.
/
day
/
year.
Cell Phone
( ) -
ext
Work Phone
( ) -
ext
Email Address
Rent/Mortgage
Own
Rent
Other
Monthly Payment
$
Street Address
City
State
Select State
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Metro Shores VISA Application - Metro Shores
Zip Code
Employer
Self Employed
Date Employed
month
/ day
/
year.
Monthly Gross
$
Income
Click here to read Electronic Funds agreement.
Signatures
PLEASE READ THE FOLLOWING CAREFULLY BEFORE SIGNING: This statement is submitted to
obtain credit and I/We certify that all information herein is true and complete. I/We agree that
inquiries may be made to verify information and that credit references or verification may be
given based on inquiries from other parties. This offer is subject to the credit policies of this
institution. I/We agree to be bound by the terms and conditions of the cardholder agreement, a
copy of which will be mailed to the applicant if this application is granted, receipt of such
agreement and acceptance of such terms to be conclusively presumed by the applicant's use. If
you intend to apply for joint credit, the undersigned shall be jointly and severally liable for any
and all credit extended from time time. We may report information about your account to the
credit bureaus. Late payments, missed payments, or other defaults on your account may be
reflected in your credit report.
* I agree
I
hereby agree to grand security interest in any deposit accounts or other
funds held by the credit union to secure my obligations under this credit
plan.
Security CodeWhat's This?
W4zc2
Submit
SEARCH
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Metro Shores VISA Application - Metro Shores
I want to
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Routing & Transit Number: 272 48 5495
NCUA
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LENDER
Contact Us
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Disclosures & Fees
Site Map
This Credit Union is federally-insured by the National Credit
Board Portal
Union Administration We do business in accordance with
the Fair Housing Law and Equal Opportunity Credit Act
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