7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
parkside
CREDIT UNION
(734) 525-0700
RATES
APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 5/1/2020. Rates subject to change at any time without notice. Fees
may reduce earnings.
PRODUCT PACKAGES AND DEPOSIT RATES
Savings Account (/accounts/personal-savings/share-savings-account.html)
Balance to Earn Dividends
$500
Rate
0.05%
APY
0.05%
Premier-Checking(/accounts/personal-checking/premier-consumer-checking.html -
Balance to Earn Dividends
$500
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans,
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7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
Rate
0.10%
APY
0.10%
Elite-Checking(/accounts/personal-checking/elite-consumer-checking.html) -
Balance to Earn Dividends
$1,000
Rate
0.20%
APY
0.20%
Exclusive-Checking(/accounts/personal-checking/exclusive-consumer-checking.html) -
Balance to Earn Dividends
$2,500
Rate
0.50%
APY
0.50%
Holiday Club (/accounts/personal-savings/holiday-club-account.html)
Balance to Earn Dividends
$500
Rate
0.05%
APY
0.05%
IRA A(/accounts/personal-savings/individual-retirement-accounts-iras.html),
Balance to Earn Dividends
-
Rate
0.10%
APY
0.10%
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans
2/12
7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
MONEY MARKET
LEARN MORE >
$0 - $1,999.99
Rate
0.10%
APY
0.10%
Compounded
Monthly
$2,000 - $9,999.99
Rate
0.15%
APY
0.15%
Compounded
Monthly
$10,000.00 - $24,999.99
Rate
0.20%
APY
0.20%
Compounded
Monthly
$25,000.00 - $49,999.99
Rate
0.25%
APY
0.25%
Compounded
Monthly
$50,000.00 -$99,999.99
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans,
3/12
7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
Rate
0.30%
APY
0.30%
Compounded
Monthly
$100,000.00+
Rate
0.35%
APY
0.35%
Compounded
Monthly
CERTIFICATES OF DEPOSIT
LEARN MORE >
3 Month CD
Balance to Earn Dividends
$500.00 - $99,999.99
Rate
0.20%
APY
0.20%
3 Month CD
Balance to Earn Dividends
$100,000+
Rate
0.30%
APY
0.30%
6 Month CD
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans,
4/12
7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
Balance to Earn Dividends
$500.00 - $99,999.99
Rate
0.30%
APY
0.30%
6 Month CD
Balance to Earn Dividends
$100,000+
Rate
0.40%
APY
0.40%
9 Month CD
Balance to Earn Dividends
$500.00 - $99,999.99
Rate
0.35%
APY
0.35%
9 Month CD
Balance to Earn Dividends
$100,000+
Rate
0.45%
APY
0.45%
12 Month CD
Balance to Earn Dividends
$500.00 - $99,999.99
Rate
0.50%
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans,
5/12
7/16/2020
Rates | Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
APY
0.50%
12 Month CD
Balance to Earn Dividends
$100,000+
Rate
0.60%
APY
0.60%
18 Month CD
Balance to Earn Dividends
$500.00 - $99,999.99
Rate
0.64%
APY
0.65%
18 Month CD
Balance to Earn Dividends
$100,000+
Rate
1.00%
APY
1.00%
24 Month CD
Balance to Earn Dividends
$500.00 - $99,999.99
Rate
0.80%
APY
0.80%
24 Month CD
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans
6/12
7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
Balance to Earn Dividends
$100,000+
Rate
1.10%
APY
1.10%
36 Month CD
Balance to Earn Dividends
$500.00 - $99,999.99
Rate
0.89%
APY
0.90%
36 Month CD
Balance to Earn Dividends
$100,000+
Rate
1.24%
APY
1.25%
48 Month CD
Balance to Earn Dividends
$500.00 - $99,999.99
Rate
0.99%
APY
1.00%
48 Month CD
Balance to Earn Dividends
$100,000+
Rate
1.34%
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans,
7/12
7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
APY
1.35%
60 Month CD
Balance to Earn Dividends
$500.00 - $99,999.99
Rate
1.24%
APY
1.25%
60 Month CD
Balance to Earn Dividends
$100,000+
Rate
1.84%
APY
1.85%
Early withdrawals may result in a loss of 90 - 180 - days of interest.
AUTO LOANS
LEARN MORE >
New/Refinanced Auto Loans, 2020-2019
APR
as low as 2.99% APR
Used Auto Loans, 2018-2015
APR
as low as 3.49% APR
Used Auto Loans, 2014 and Older
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans
8/12
7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - - Westland, MI
APR
as low as 5.49% APR
Classic Auto Loan, 1977 and Older
APR
as low as 4.99% APR
Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice
HOME EQUITY LOANS
Home Equity (Closed End) *
Term
5 Year Term
Amount
$5,000 - $200,000
APR
As low as 3.99%
Home Equity (Closed End)
Term
10 Year Term
Amount
$10,000 - $200,000 -
APR
As low as 5.10%
Home Equity (Closed End) *
Term
15 Year Term
Amount
$15,000 $200,000
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans)
9/12
7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI Westland, MI
APR
As low as 5.35%
Home Equity Line of Credit**
Term
10 Year Draw, 15 Year Payback Period
Amount
$10,000-$200,000
APR
As low as 1.99%
*APR=Annual Percentage Rate. Approval and actual rate offered is based on your credit score, term, amount, collateral, and loan-to-value. Offer applies only to
principal residences in the state of Michigan. Excludes manufactured homes not on a permanent foundation. Minimum loan amount is $5,000 and the maximum is
$200,000. Rates and Terms subject to change. Consult with a reliable tax advisor about the deductibility of home equity loan interest. Excludes Home Equity Line of
Credit. Other conditions may apply. Federally Insured by NCUA. Equal Housing Opportunity.
**APR Annual Percentage Rate. The Introductory APR of 1.99% is for home equity line of credit accounts only and applies to balances on the first six monthly
statement cycles after the account open date, which changes to a variable APR as low as 3.25% at the end of the introductory period. Your margin, rate and payment
may differ based upon loan amount, collateral value and credit history. To receive this rate, the application must be submitted between April 1 and September 30,
2020. This special offer is for a limited time only and cannot be combined with any other offers or special promotions. Current HELOC members cannot take
advantage
of this offer. After the introductory rate expires, your rate will never be lower than 3.00% or higher than 18%. APR is a variable rate that will change based
on the prime rate as published in the Money Rates section of The Wall Street Journal (currently 3.25% as of March 15, 2020) plus or minus a margin. A security
interest will be taken in your home. Consult with a reliable tax advisor about the deductibility of home equity loan interest. Parkside reserves the right to modify or
end this offer at any time. Subject to credit approval. Third party fees paid by Parkside Credit Union to be reimbursed by member up to $700 if line of credit is closed
within 24 months of loan opening.
**Parkside Credit Union waives fees for Collateral Valuation (including appraisal, if required), Credit Report, Flood Certification, Junior Title Policy, and Mortgage
Recording. Applicant pays appraisal fee which is fully reimbursed at closing if loan is approved and loan closes within 45 days of application. Federally Insured
by
NCUA. Equal Housing Opportunity.
OTHER LOANS
Camper or Motorhome (/loans-credit-cards/consumer-loans/recreational-vehicle-loans.html)
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans)
10/12
7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
APR
as low as 4.24% APR
Boat (/loans-credit-cards/consumer-loans/recreational-vehicle-loans.html
APR
as low as 4.24% APR
Motorcycle (/loans-credit-cards/consumer-loans/recreational-vehicle-loans.html
APR
as low as 4.24% APR
Powersports (/loans-credit-cards/consumer-loans/recreational-vehicle-loans.html)
APR
as low as 7.24% APR
Visa® Credit Cards (/loans-credit-cards/credit-cards.html) - Platinum
APR
AS LOW AS 8.99% APR
Visa® Credit Cards (/loans-credit-cards/credit-cards.html) - Rewards
APR
AS LOW AS 9.99% APR
Personal Loans (Unsecured)_(/loans-credit-cards/consumer-loans/personal-loans.html),
APR
as low as 8.99% APR
Revolving Line of Credit (/loans-credit-cards/consumer-loans/overdraft-line-of-credit.html
APR
as low as 15.75% APR
Rate may vary based on credit score and loan-to-value. Rates subject to change at anytime without notice
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans,
11/12
7/16/2020
Rates I Parkside Credit Union I Livonia, MI - Dearborn, MI - Westland, MI
$250,000
NCUA
=
a U.S.
EQUAL HOUSING
OPPORTUNITY
©
2020 PARKSIDE CREDIT UNION I PORTIONS COPYRIGHT © KASASA, LTD. ALL RIGHTS RESERVED.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit
Union Administration, a U.S. Government Agency.
https://www.parksidecu.org/tools-services/tools-resources/rates.html#other-loans,
12/12