Paying InterestYour due date is at least 21 days after we mail your billing statement. We will notcharge you interest on purchases if you pay your entire new purchase balance by thedue date each month. We will begin charging interest on cash advances and balancetransfers on the transaction date.Minimum Interest ChargeNoneFor Credit Card Tips from theConsumer FinancialProtection BureauTo learn more about factors to consider when applying for or using a credit card,visit the website of the Consumer Financial Protection Bureau athttp://www.consumerfinance.gov/learnmoreFEES:Fees to Open or Maintain yourAccount- Annual Fee:- Application Fee:NoneNoneThe following disclosure represents important details concerning your credit card. The information about costs of the card areaccurate as of _______________ . You can contact us toll free at (800) 650-6328 or the number or address on above to inquireif any changes occurred since the effective date.IMPORTANT CREDIT CARD DISCLOSURESINTEREST RATES and INTEREST CHARGES:Annual Percentage Rate (APR)for Purchases, Cash Advances,& Balance Transfersdepending on your credit history.
9.90%, 10.90%,12.90%, 15.90%, or17.90%
9009 LASER FPDF FI1000634 Rev 9- 2019 COPYRIGHT 2009 Securian Financial Group, Inc. All rights reserved.VISA PLATINUM REWARDS VISA SECURED
9.00%
Transaction Fees
- Balance Transfer:- Cash Advance:- Foreign Transaction:NoneNone1% of each transaction in U.S. dollars if the transaction involves a currency conversion1% of each transaction in U.S. dollars if the transaction does not involve a currencyconversionPenalty Fees
Up to $20.00 if your payment is lateUp to $20.00 if you exceed your credit limitUp to $30.00 if your payment is returned for any reason - Late Payment:- Over-the-Credit Limit:- Returned Payment:How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."6.90%, 7.90%,9.90%, 12.90%, or17.90%VISA PLATINUMdepending on your credit history.Gulf Winds Credit Union220 E Nine Mile RdPensacola, FL 32534-3121(850) 479-9601GoGulfWinds.com
2/1/2021