Credit Cards
Credit Cards

Please note: rates below are current as of May 1, 2018 and are subject to change without notice.

APR for purchases,

Annual

Late

Notes

cash advances and

Fee

Fee

balance transfers

VISA

9.23%, 10.48%,

NONE Up to

Minimum payment is 3% of balance or

Signature

12.73% or

$25.00

$25.00 whichever is greater. Credit limits

Rewards

14.73%**

based on ability to repay. Returned payment

APR based on

creditworthiness.

This APR will vary

with the market

according to the

Prime Rate.

fee is up to $25. Minimum credit line is

$5,000, maximum credit line is $50,000. You

will not be charged interest on amounts less

than $1.00. If you are charged interest, it will

be no less than $0.50. Foreign Transaction

Fee (Finance Charge) 1% of transaction

amount in U.S. dollars.

VISA

8.65%, 9.90%,

NONE Up to

Minimum payment is 3% of balance or

Traditional

12.15% or

$25.00

$25.00 whichever is greater. Credit limits

Platinum

14.15%**

based on ability to repay. Returned payment

APR based on

creditworthiness.

This APR will vary

with the market

according to the

Prime Rate.

fee is up to $25. Minimum credit line is $500,

Maximum credit line is $30,000. You will not

be charged interest on amounts less than

$1.00. If you are charged interest, it will be

no less than $0.50. Foreign Transaction Fee

(Finance Charge) 1% of transaction amount

in U.S. dollars.

APR for purchases,

Annual

Late

Notes

cash advances and

Fee

Fee

balance transfers

MasterCard 12.90% (purchases

NONE Up to

Minimum payment is 1/48th of balance or

and balance

transfers) 

17.90% Cash

Advances

$20.00

$10.00 whichever is greater. Credit limits

based on ability to repay. Returned check fee

is up to $25. Minimum credit line is $500,

Maximum credit line is $5,000. Minimum

Interest Charge is $0.50. Foreign

Transaction Fee (Finance Charge) 1% of

transaction amount.

Secured

15.90% (purchases

NONE Up to

Minimum payment is 1/48th of balance or

VISA

and balance

$20.00

$10.00 whichever is greater. Credit limits

Platinum

transfers) 

based on ability to repay. Returned check fee

17.90% Cash

Advances

is up to $25. Minimum credit line is $500,

Maximum credit line is $5,000. Minimum

Interest Charge is $0.50. Foreign

Transaction Fee (Finance Charge) 1% of

transaction amount.

*APR = Annual Percentage Rate. 
** Your standard APR may vary and is based on Prime Rate. Your rate is determined by adding a

margin to the Prime Rate. The Prime Rate Index used to determine your APR is the rate published

in The Wall Street Journal quarterly (January, April, July and October) and changes are effective

as of the (cid:215)rst date of your next billing cycle. Current rates as of May 1, 2018. (See cardholder

agreement for complete details.)

Open a secured savings account with AmeriCU for $500+ to get a Secured VISA®. The credit limit

on your Secured VISA® = the balance in your Secured Savings Account (in increments of $100 up

to $5,000).

VISA® (https://www.fuzeqna.com/americu/ext/kbdetail.aspx?kbid=4377)Traditional and

Signature Rewards Agreement (variable) (https://www.fuzeqna.com/americu/ext/kbdetail.aspx?

kbid=4377)

VISA® Agreement (non-variable) (http://www.fuzeqna.com/americu/consumer/kbdetail.asp?

kbid=3464)

MasterCard® Agreement (http://www.fuzeqna.com/americu/consumer/kbdetail.asp?kbid=3463)

Please note that Credit Cards are not eligible for MemberPlus

(https://www.americu.org/spendandsave/member-plus/) Relationship Pricing.

Share Certicates
Share Certicates

Please note: rates below are current as of May 1, 2018 and are subject to change without notice.

Disclosures (https://www.fuzeqna.com/americu/ext/kbsearch.aspx?catid=242)

DEDICATED SAVER SHARE CERTIFICATE

Minimum 

Annual 

Dividend 

Balance to Open

Percentage Yield

Rate

3-12 MONTH CERTIFICATE

Core

Flex/Connect

Connect Plus

Partner

$ 50

$ 50

$ 50

$ 50

0.50%

0.55%

0.60%

0.65%

0.50%

0.55%

0.60%

0.65%

SHARE CERTIFICATES

Minimum 

Annual 

Dividend 

Balance to Open

Percentage Yield

Rate

32 – 89 DAY SHARE CERTIFICATE

Core

$ 1,000

0.15%

0.15%