Simplify the following text for a Grade 7 native English-speaking person.
Original: While for example social capital is often understood as the networks that a person possesses and that he\/she may use in a social integration purpose , it is more the disposition to create , maintain and develop such networks that constitutes real social capital . Similarly , civic engagement is a manifestation of social capital but not social capital itself .
Simplified: The less social capital there is , the more social problems there usually are .