Simplify the following text for a Grade 5 native English-speaking person.
Original: Dostoyevsky conceived the idea of Crime and Punishment in the summer of 1865 , having gambled away much of his fortune , unable to pay his bills or afford proper meals .
Simplified: Dostoevsky began the idea of Crime and Punishment in the summer of 1865 . This was after he had gambled away much of his money .