Simplify the following text for a Grade 12 native English-speaking person.
Original: Knowingly entering a Ponzi scheme , even at the last round of the scheme , can be rational economically if there is a reasonable expectation that government or other person or organization will bail out those participating in the scheme .
Simplified: Knowingly entering a Ponzi scheme , even at the last round of the scheme , can be rational in the economic sense if a government will probably bail out those participating in the Ponzi scheme .