Simplify the following text for a Grade 10 native English-speaking person.
Original: In Masters of Illusion : The World Bank and the Poverty of Nations ( 1996 ) , Catherine Caufield argued that the assumptions and structure of the World Bank harms southern nations .
Simplified: In Masters of Illusion : The World Bank and the Poverty of Nations ( 1996 ) , Catherine Caufield argued that the way the World Bank works is bad for southern nations .