Huntington to market risk but not credit risk.
Purchased options contain both credit and market risk.
The interest rate risk of these customer derivatives is mitigated by entering into similar derivatives having offsetting terms with other counterparties.
The credit risk to these customers is evaluated and included in the calculation of fair value.
The net fair values of these derivative financial instruments, for which the gross amounts are included in accrued income and other assets or accrued expenses and other liabilities at December 31, 2011 and 2010, were $53.2 million and $46.3 million, respectively.
The total notional values of derivative financial instruments used by Huntington on behalf of customers, including offsetting derivatives, were $10.6 billion and $9.8 billion at December 31, 2011 and 2010, respectively.
Huntington’s credit risks from interest rate swaps used for trading purposes were $309.5 million and $263.0 million at the same dates, respectively.
Derivatives used in mortgage banking activities Huntington also uses certain derivative financial instruments to offset changes in value of its residential MSRs.
These derivatives consist primarily of forward interest rate agreements and forward mortgage securities.
The derivative instruments used are not designated as hedges.
Accordingly, such derivatives are recorded at fair value with changes in fair value reflected in mortgage banking income.
The following table summarizes the derivative assets and liabilities used in mortgage banking activities:
## Table 0 ##
The total notional value of these derivative financial instruments at December 31, 2011 and 2010, was $1.7 billion and $2.6 billion, respectively.
The total notional amount at December 31, 2011 corresponds to trading assets with a fair value of $10.5 million.
Total MSR hedging gains and (losses) for the years ended December 31, 2011, 2010, and 2009, were $42.1 million, $55.0 million, and $(37.8) million, respectively.
Included in total MSR hedging gains and losses for the years ended December 31, 2011, 2010, and 2009 were gains and (losses) related to derivatives instruments of $42.2 million, $64.6 million, and $(41.2) million, respectively.
These amounts are included in mortgage banking income in the Consolidated Statements of Income.21.
VIEs Consolidated VIEs Consolidated VIEs at December 31, 2011 consisted of the Franklin 2009 Trust and certain loan securitization trusts.
Loan securitizations include automobile loan and lease securitization trusts formed in 2009, 2008, and 2006.
Huntington has determined the trusts are VIEs.
Huntington has concluded that it is the primary beneficiary of these trusts because it has the power to direct the activities of the entity that most significantly affect the entity’s economic performance and it has either the obligation to absorb losses of the entity that could potentially be significant to the VIE or the right to receive benefits from the entity that could potentially be significant to the VIE.
complexes, including fund accounting, transfer agency, administration, and distribution services.
Our retirement plan services business offers fully bundled and third party distribution of a variety of qualified and non-qualified plan solutions.
Listed below is certain operating basis financial information reconciled to Huntington’s 2011, 2010, and 2009 reported results by business segment:
## Table 1 ##
(1) Represents the 2009 first quarter goodwill impairment charge associated with the former Regional Banking segment.
The allocation of this amount to the new business segments was not practical.
## Table 2 ##
PERFORMANCE GRAPH This graph compares the return on Lilly stock with that of the Standard & Poor’s 500 Stock Index and our peer group for the years 2014 through 2018.
The graph assumes that, on December 31, 2013, a person invested $100 each in Lilly stock, the S&P 500 Stock Index, and the peer groups' common stock.
The graph measures total shareholder return, which takes into account both stock price and dividends.
It assumes that dividends paid by a company are reinvested in that company’s stock.
Value of $100 Invested on Last Business Day of 2013 Comparison of Five-Year Cumulative Total Return Among Lilly, S&P 500 Stock Index, Peer Group(1)

<table><tr><td></td><td colspan="2">At December 31,</td></tr><tr><td></td><td>2011</td><td>2010</td></tr><tr><td> (dollar amounts in thousands)</td><td></td><td></td></tr><tr><td>Derivative assets:</td><td></td><td></td></tr><tr><td>Interest rate lock agreements</td><td>$6,770</td><td>$2,817</td></tr><tr><td>Forward trades and options</td><td>1</td><td>20,669</td></tr><tr><td> Total derivative assets</td><td>6,771</td><td>23,486</td></tr><tr><td>Derivative liabilities:</td><td></td><td></td></tr><tr><td>Interest rate lock agreements</td><td>-109</td><td>-1,445</td></tr><tr><td>Forward trades and options</td><td>-7,927</td><td>-883</td></tr><tr><td> Total derivative liabilities</td><td>-8,036</td><td>-2,328</td></tr><tr><td> Net derivative asset (liability)</td><td>$-1,265</td><td>$21,158</td></tr></table>
<table><tr><td> Income Statements</td><td>Retail & Business Banking</td><td>Regional & Commercial Banking</td><td>Former Regional Banking</td><td>AFCRE</td><td> WGH</td><td>Treasury/ Other</td><td>Huntington Consolidated</td></tr><tr><td> (dollar amounts in thousands)</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td> 2011</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net interest income</td><td>$932,385</td><td>$244,392</td><td>$1,176,777</td><td>$364,449</td><td>$199,536</td><td>$-111,592</td><td>$1,629,170</td></tr><tr><td>Provision for credit losses</td><td>120,018</td><td>11,013</td><td>131,031</td><td>-8,939</td><td>51,967</td><td>—</td><td>174,059</td></tr><tr><td>Noninterest income</td><td>405,265</td><td>127,315</td><td>532,580</td><td>77,623</td><td>248,764</td><td>121,656</td><td>980,623</td></tr><tr><td>Noninterest expense</td><td>947,794</td><td>191,701</td><td>1,139,495</td><td>164,626</td><td>356,513</td><td>67,866</td><td>1,728,500</td></tr><tr><td>Provision for income taxes</td><td>94,443</td><td>59,147</td><td>153,590</td><td>100,234</td><td>13,937</td><td>-103,140</td><td>164,621</td></tr><tr><td> Operating/reported net income</td><td>$175,395</td><td>$109,846</td><td>$285,241</td><td>$186,151</td><td>$25,883</td><td>$45,338</td><td>$542,613</td></tr><tr><td> 2010</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net interest income</td><td>$867,069</td><td>$211,511</td><td>$1,078,580</td><td>$338,312</td><td>$169,201</td><td>$32,712</td><td>$1,618,805</td></tr><tr><td>Provision for credit losses</td><td>157,994</td><td>104,705</td><td>262,699</td><td>184,757</td><td>95,586</td><td>91,505</td><td>634,547</td></tr><tr><td>Noninterest income</td><td>394,705</td><td>111,237</td><td>505,942</td><td>73,933</td><td>338,633</td><td>123,350</td><td>1,041,858</td></tr><tr><td>Noninterest expense</td><td>902,186</td><td>158,871</td><td>1,061,057</td><td>155,963</td><td>358,707</td><td>98,078</td><td>1,673,805</td></tr><tr><td>Provision (benefit) for income taxes</td><td>70,558</td><td>20,710</td><td>91,268</td><td>25,033</td><td>18,740</td><td>-95,077</td><td>39,964</td></tr><tr><td>Operating/reported net income (loss)</td><td>$131,036</td><td>$38,462</td><td>$169,498</td><td>$46,492</td><td>$34,801</td><td>$61,556</td><td>$312,347</td></tr><tr><td> 2009</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net interest income</td><td>$810,658</td><td>$190,955</td><td>$1,001,613</td><td>$277,450</td><td>$164,335</td><td>$-19,111</td><td>$1,424,287</td></tr><tr><td>Provision for credit losses</td><td>470,152</td><td>393,984</td><td>864,136</td><td>1,096,030</td><td>128,551</td><td>-14,046</td><td>2,074,671</td></tr><tr><td>Noninterest income</td><td>415,471</td><td>95,705</td><td>511,176</td><td>63,929</td><td>267,695</td><td>162,844</td><td>1,005,644</td></tr><tr><td>Noninterest expense,</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>excluding goodwill impairment</td><td>796,714</td><td>136,885</td><td>933,599</td><td>150,200</td><td>300,799</td><td>41,901</td><td>1,426,499</td></tr><tr><td>Goodwill impairment</td><td>—</td><td>—</td><td>2,573,818-1</td><td>—</td><td>—</td><td>33,126</td><td>2,606,944</td></tr><tr><td>Provision (benefit) for income taxes</td><td>-14,258</td><td>-85,473</td><td>-99,731</td><td>-316,697</td><td>937</td><td>-168,513</td><td>-584,004</td></tr><tr><td>Operating/reported net income (loss)</td><td>$-26,479</td><td>$-158,736</td><td>$-2,759,033</td><td>$-588,154</td><td>$1,743</td><td>$251,265</td><td>$-3,094,179</td></tr></table>
<table><tr><td></td><td colspan="2"> Assets at December 31,</td><td colspan="2"> Deposits at December 31,</td></tr><tr><td></td><td> 2011</td><td> 2010</td><td> 2011</td><td> 2010</td></tr><tr><td> (dollar amounts in millions)</td><td></td><td></td><td></td><td></td></tr><tr><td>Retail and Business Banking</td><td>$13,889</td><td>$13,088</td><td>$27,536</td><td>$29,298</td></tr><tr><td>Regional and Commercial Banking</td><td>10,186</td><td>8,720</td><td>4,683</td><td>3,538</td></tr><tr><td>AFCRE</td><td>12,873</td><td>13,233</td><td>881</td><td>753</td></tr><tr><td>WGH</td><td>7,474</td><td>6,971</td><td>9,115</td><td>7,449</td></tr><tr><td>Treasury / Other</td><td>10,029</td><td>11,808</td><td>1,065</td><td>816</td></tr><tr><td> Total</td><td>$54,451</td><td>$53,820</td><td>$43,280</td><td>$41,854</td></tr></table>

Question: What is the total value of Net interest income, Provision for credit losses, Noninterest income and Noninterest expense in in 2011 for Retail & Business Banking ? (in thousand)
Answer: 2405462