[Magisk] HippoMan:
I've had some unforeseen spare time, and so I decided to do more testing of my issue. This is the issue where my contactless payment settings for GPay get periodically cleared.

Google Customer Support has told me that they do not check for the existence or absence of a screen lock when GPay is not running. However, after doing some more testing, I believe that their Customer Service representative is mistaken about this. I am hereby reporting these findings.

I have performed two test scenarios which seem to illustrate that the mere temporary absence of a screen lock on my device when GPay is ***not*** even running (!!!) will indeed cause GPay to clear out the contactless payment list. I have repeated these tests several times, with the same results.

Test scenario #1

1. Enable Pin Lock on my device

2. Reboot my device

3. Set up GPay with PayPal as my contactless payment method.

4. Force-close GPay.

5. Let the device sit for one hour or more, powered on, without doing anything at all on the device.

6. Start GPay.

After Test scenario #1 completed, the PayPal contactless payment item remained available in GPay

Test scenario #2

1. Enable Pin Lock on my device

2. Reboot my device

3. Set up GPay with PayPal as my contactless payment method.

4. Force-close GPay.

5. Disable Pin Lock on my device and replace it with Swipe Lock.

6. Let the device sit for one hour or more, powered on, without doing anything at all on the device.

7. Re-enable Pin Lock.

8. Start GPay.

After Test scenario #2 completed, the contactless payment list had been cleared on my device.

This seems to indicate that GPay indeed becomes aware that my device was sitting for a while with a Swipe Lock, and in that case, it clears out my contactless payment list.

This is not surprising, given that going to the following Google site via my desktop computer shows that Google is aware of my Screen Lock status: https://myaccount.google.com/security-checkup

Therefore, this screen-lock status is available in Google's cloud to any Google software which wishes to access this status.

Also, the updating of this status on that web site is delayed by 15-30 minutes after the device's screen-lock status actually changes.

All this seems to confirm what I have stated: again, that GPay appears to become aware that my device was sitting for a while with a Swipe Lock, and it then clears out my contactless payment list, even if GPay was never started during that time period.

As I mentioned in my previous message here, I have a ticket open with Google about this issue, and as of now, they have not responded for around 3 weeks, except for a message every 5-9 days which tells me that they'll get back to me within 24-48 hours (which they have never done within that time frame).

I do not want my device to *always* be screen-locked. I am perfectly willing to set a pin lock during those occasional times that I would intend to use GPay, then do my GPay business, and then remove the pin lock. Given that GPay clears my contactless payment list under that scenario, and unless I get new information which supersedes what I have reported here, I will keep with my plan to never use GPay.

If I discover anything which changes my conclusion about GPay behavior, I will come back here and report any new findings.