[T-Mobile Samsung Galaxy Note5] bogarty:
Don't really want to stir up a whole can of worms on this issue, but I saw that this was a problem for many people and thought I'd look into it. I was able to bypass the "Unauthorized Modifications" message in S Pay myself and get all the way up to validating my card on my rooted Note5. I believe it would've fully authorized too, except I looked and my bank is not supported so the little processing spinner just keeps spinning. If someone out there is on this list of supported banks though, then they could always give the method detailed below a try.

#

1st Advantage Federal Credit Union

1st Community Federal Credit Union

1st Financial Federal Credit Union

1st Midamerica Credit Union

1st Source Bank

1st Summit Bank

1st United Services Credit Union

A

Abri Credit Union

Advantage One Credit Union

Air Academy Federal Credit Union

Alcoa Pittsburgh Federal Credit Union

Andigo Credit Union

Arbor Financial Credit Union

Ardent Federal Credit Union

Arizona Federal Credit Union

Arlington Community Federal Credit Union

Army Aviation Center Federal Credit Union

Arsenal Federal Credit Union

Associated Bank

Associated Credit Union Of Texas

Associated School Employees Credit Union

Astoria Bank

Athens State Bank

Austin Telco Federal Credit Union

Avidia Bank

B

Ballston Spa National Bank

Banc Of California

BancFirst

Banco Popular (Puerto Rico)

Bangor Savings Bank

Bank & Trust Company

Bank 7

Bank Fund Staff Federal Credit Union

Bank Independent

Bank Of America

Bank Of Central Florida

Bank Of Eastman

Bank Of Edmonson County

Bank Of England

Bank Of Franklin County

Bank Of Hawaii

Bank Of New Hampshire

Bank Of Rantoul

Bank Of Southern California

Bank Of St. Francisville

Bank Of Tennessee

Bank Of The James

Bank Of The Ozarks

Bank Of The Pacific

Bank Of The West

Bank Of Utah

Bank Of Walterboro

Bank Of Winnfield & Trust Company

Bank Of Zachary

Bank SNB, National Association

Banker's Bank Of Kansas

Bankers Bank

Bankiowa Of Cedar Rapids

BankLiberty

BankPlus

Banterra Bank

Basile State Bank

Bath Savings Institution

Baxter Credit Union

Baycoast Bank

Bayport Credit Union

BB&T (Branch Banking and Trust Company)

BBVA Compass

Beaver Valley Federal Credit Union

Bell Bank

Benchmark Federal Credit Union

Beneficial Bank

Berkshire Bank

Bethpage Federal Credit Union

Blackhawk Bank & Trust

Blackhawk Community Credit Union

Blispay(First Electronic Bank)

Bloombank

Blueharbor Bank

BMO Harris Bank

BNC National Bank

Boeing Employees Credit Union (BECU)

Boeing Helicopters Credit Union

BrandBank

Bremer Bank

Bridgehampton National Bank

Bridgeview Bank Group

Bridgewater Savings Bank

Bristol County Savings Bank

Brown County State Bank

Bruning State Bank

Busey Bank

C

California Bank & Trust/Zions

Cambridge Savings Bank

Campbell & Fetter Bank

Campus USA Credit Union

Canton School Employees Federal Credit Union

Canyon State Credit Union

Capital Communications Federal Credit Union

Capital Educators Federal Credit Union

Capital One

Carolina Federal Credit Union

Carson Bank

Case Credit Union

Catholic & Community Credit Union

Centier Bank

Centra Credit Union

Central Bank

Central Bank Of Utah

Central Florida Educators Federal Credit

Central Minnesota Credit Union

Central National Bank

Central One Federal Credit Union

Central Pacific Bank

Central State Bank

Century Bank

Chadwick Federal Credit Union

Changing Seasons Federal Credit Union

Charlotte Metro Federal Credit Union

Charlotte State Bank & Trust

Chartway Federal Credit Union

Chase

Chesterfield Federal Credit Union

Chevron Federal Credit Union

ChoiceOne Bank

Christian Community Credit Union

Chrome Federal Credit Union

Cincinnati Ohio Police Federal Credit Union

CinFed Credit Union

Citadel Federal Credit Union

Citibank

Citizens And Farmers Bank

Citizens Bank & Trust Company

Citizens Bank Of Cumberland County

Citizens Equity First Credit Union

Citizens National Bank

Citizens National Bank Of Greater St. Louis

Citizens Savings Bank

Citizens State Bank Of New Castle

City & County Credit Union

Citywide Banks

Clackamas County Bank

Clearview Federal Credit Union

Coast Line Credit Union

CoastHills Federal Credit Union

Coastline Federal Credit Union

Coastway Community Bank

Colfax Banking Company

Colony Bank

Columbia Bank

Comerica Bank

Commodore Perry Federal Credit Union

Commonwealth Community Bank

Commonwealth Credit Union

CommonWealth One

Communication Federal Credit Union

Community Bank & Trust

Community Business Bank

Community Choice Credit Union

Community Credit Union

Community First Credit Union

Community First Credit Union Of Florida

Community National Bank

Community West Credit Union

Connected Credit Union

Connex Credit Union

Consolidated Community Federal Credit Union

Consolidated Federal Credit Union

Consumers Cooperative Credit Union

Consumers Credit Union

Core Bank

CoreFirst Bank & Trust

Cornerstone National Bank

Cornerstone National Bank & Trust Company

Corning Credit Union

Coulee Dam Federal Credit Union

Country Club Bank

cPORT Credit Union

Crane Credit Union

Credit Union Of America

Credit Union Of Colorado

Credit Union Of Texas

CrossFirst Bank

Cumberland County Federal Credit Union

Customers Bank

D

D. L. Evans Bank

Damascus Community Bank

Del Norte Credit Union

Del-One Federal Credit Union

Denali Alaskan Federal Credit Union

Denmark State Bank

Denver Fire Department Federal Credit Union

Desert Schools Federal Credit Union

DFCU Financial

Digital Federal Credit Union

Directions Credit Union

Discovery Federal Credit Union

Diversified Members Credit Union (Detroit Metro)

Dominion Credit Union

Drummond Community Bank

Dupaco Community Credit Union

Dupont Community Credit Union

E

East Wisconsin Savings Bank, S.A.

Eastern Bank

Eaton Family Credit Union

Educators Credit Union

EECU

Eglin Federal Credit Union

El Dorado Savings Bank

Elements Financial Credit Union

Elmira Savings Bank

Enrichment Federal Credit Union

ENT Credit Union

Enterprise Bank & Trust

Entrust Financial Credit Union

Evansville Teachers Federal Credit Union

Everbank

F

F&M Trust

Fairfax County Federal Credit Union

Fairwinds Credit Union

Fannin Bank

Farmers & Merchants Bank

Farmers Bank

Farmers State Bank

Farmington Bank

FBT Bank & Mortgage

Fedex Employees Credit Association

Fidelity Bank

Fidelity Bank (Lion Bank)

Fifth Third Bank

Financial Center Federal Credit Union

Financial Partners Credit Union

Financial Plus Credit Union

Firefighters First Credit Union

First Exchange Bank

Firefly Federal Credit Union

First & Farmers National Bank

First American Bank

First Atlantic Federal Credit Union

First Bank

First Bank Of Newton

First Citizens Bank & Trust

First Collinsville Bank

First Command Bank

First Commonwealth Bank

First Community Bank

First Community Bank (Ar)

First Community Credit Union

First Community Credit Union Of Houston

First County Bank

First Credit Union

First Farmers And Merchants Bank

First Federal Bank Of The Midwest

First Federal Community Bank

First Federal Savings Bank Of Twin Falls

First Financial Bank

First Flight Federal Credit Union

First Green Bank

First Guaranty Bank

First Heritage Federal Credit Union

First Interstate Bank

First Keystone Community Bank

First Merchants Bank

First Mid-Illinois Bank & Trust, National Association

First National Bank

First National Bank Of Chadron

First National Bank Of Durango

First National Bank Of Hereford

First New York Federal Credit Union

First Northern Bank Of Wyoming

First Northern Credit Union

First Oklahoma Federal Credit Union

First Piedmont Federal Savings And Loan Association

First Security Bank And Trust Company

First Security Bank Of Arkansas

First Sentry Bank

First Service Credit Union

First Service Federal Credit Union

First South Financial Credit Union

First State Bank

First State Bank Of Colorado

First State Community Bank

First Tech Federal Credit Union

First Volunteer Bank

First Volunteer Bank Of Tennessee

First Western Trust

FirstBank (Oklahoma)

Five Points Bank

Five Star Bank

Flint Area School Employees Credit Union

Florida Credit Union

Florida Parishes Bank

FNB Of New Mexico

Foothill Credit Union

Forcht Bank, NA

Fort Community Credit Union

Fort Worth City Credit Union

Forum Credit Union

Founders Federal Credit Union

Fox Communities Credit Union

Franklin Synergy Bank

Frederick County Bank

Freedom Credit Union

Freedom National Bank

Freedom Of Maryland Federal Credit Union

Fremont Bank

G

Gateway State Bank

General Electric Credit Union

Generations Community Federal Credit Union

Genfed Financial Credit Union

Genisys Credit Union

Georgia Heritage Federal Credit Union

Georgia United Credit Union

Georgia’s Own Credit Union

German American Bancorp

Golden West Federal Credit Union

Gorham Savings Bank

Granite State Credit Union

Great Lakes Credit Union

Great River Federal Credit Union

Greater Iowa Credit Union

Greater Kinston Credit Union

Greater Texas Federal Credit Union

Greenfield Banking Company

Greenville Federal Credit Union

Greylock Federal Credit Union

Grow Financial Federal Credit Union

GTE Federal Credit Union

Guaranty Bank and Trust Company

Guardian Credit Union

H

Hanscom Federal Credit Union

HAPO Community Federal Credit Union

Harborstone Credit Union

Hastings City Bank

Haven Savings Bank

Hawaii Law Enforcement Federal Credit Union

Hawaii State Federal Credit Union

HawaiiUSA Federal Credit Union

Healthcare Systems Federal Credit Union

Heartland Bank And Trust Company

Henrico Federal Credit Union

Heritage Family Credit Union

Heritage Federal Credit Union

Heritage South Credit Union

Heritage West Credit Union

Hills Bank And Trust Company

Hilltop National Bank

Hiway Federal Credit Union

Home Bank SB

Homeland Credit Union

HomeStar Bank

Hometown Bank Of Corbin

Hometrust Bank

Horizon Bank, SSB

Houston Texas Fire Fighters Federal Credit Union

HSBC

Hudson Valley Federal Credit Union

Hughes Federal Credit Union

I

I-C Federal Credit Union

I. H. Mississippi Valley Credit Union

IAA Credit Union

IberiaBank

IBM Southeast Employees Credit Union

Idaho Central Credit Union

Ideal Credit Union

Illinois National Bank

Illinois State Police Federal Credit Union

Impact Bank

Independence Bank

Independent Bank

Indiana Members Credit Union

Indiana State University Federal Credit Union

Inova Federal Credit Union

Inspirus Credit Union

Institution For Savings

Intrust Bank, National Association

Iroquois Federal Savings And Loan Association

Isabella Community Credit Union

Island Federal Credit Union

J

Jackson Community Federal Credit Union

Jax Federal Credit Union

JD Bank

Jeanne D’Arc Credit Union

Jefferson Bank

Jefferson Financial Federal Credit Union

Johnson Bank

Justice Federal Credit Union

K

Kane County Teachers Credit Union (KCT)

Keesler Federal Credit Union

Kemba Credit Union

Kennebec Savings Bank

Kern Federal Credit Union

Kern Schools Federal Credit Union

Key Bank

Keypoint Credit Union

Kinetic Credit Union

Kitsap Bank

Kleberg Bank

L

L & N Federal Credit Union

La Capitol Federal Credit Union

Lafayette Community Bank

Lafayette Federal Credit Union

Lake Area Bank

Lake City Bank

Lake Michigan Credit Union

Lake Trust Credit Union

Land Of Lincoln Credit Union

Landmark Bank, National Association

Landmark Credit Union

Langley Federal Credit Union

Latino Community Credit Union

Lawson Bank

Lcnb National Bank

Leaders Credit Union

Lee Bank

Level One Bank

Leyden Credit Union

Liberty Bay Credit Union

Liberty First Credit Union

Linn Area Credit Union

Local Government Federal Credit Union

Los Angeles Federal Credit Union

M

Macon Bank & Trust

Maine Highlands Federal Credit Union

Maine Savings Federal Credit Union

Maine State Credit Union

Mainstreet Credit Union

Malvern National Bank

Marblehead Bank

Marine Bank And Trust

Marine Bank, Springfield

Marine Federal Credit Union

Marion & Polk Schools Credit Union

Marlborough Savings Bank

Marquette Savings Bank

Marshall Community Credit Union

Martin Federal Credit Union

MassMutual Federal Credit Union

Max Credit Union

Mayo Employees Federal Credit Union

McCoy Federal Credit Union

Member One Federal Credit Union

Members First Credit Union Of Florida

Members Source Credit Union

Mercantile Bank

Mercantile Bank Of Michigan

Merchants Bank, National Association

Merco Credit Union

Mercy Health Partners Federal Credit Union

Meridian Trust Federal Credit Union

Meritrust Credit Union

Metro Health Services Federal Credit Union

Metuchen Savings Bank

Michigan Educational Credit Union

Michigan State University Federal Credit

Mid Carolina Credit Union

Midcoast Federal Credit Union

Midfirst Bank

MidFlorida Credit Union

Midland Nation Bank

Mill City Credit Union

Miramar Federal Credit Union

Mission Federal Credit Union

MIT Federal Credit Union

Monona State Bank

Monroe Bank & Trust

Monroe Federal Savings And Loan

Montgomery Bank

Montgomery County EFederal Credit Union

Morgantown Bank & Trust

Mountain America Credit Union

Moven

Muna Federal Credit Union

Mutual Security Credit Union

N

NASA Federal Credit Union

Nassau Educators Federal Credit Union

NATCO Credit Union

National Bank Of Arizona/Zions

National Institutes Of Health Federal Credit Union

National JACL Credit Union

Navigant Credit Union

Navy Army Community Credit Union

Navy Federal Credit Union

NBKC Bank

NBT Bank, National Association

NBT La Grange

NCMIC Finance Corporation

Nebo Credit Union

Nebraska State Bank

Neighbors Federal Credit Union

Nevada State Bank/Zions

New England Federal Credit Union

Newaygo County Service Employees Credit Union

Nicolet National Bank

Nodaway Valley Bank

Norstate Federal Credit Union

North Carolina Press Association Federal Credit Union

North Country Federal Credit Union

North Dallas Bank & Trust

Northeast Georgia Bank

Northern Bank & Trust Company

Northern United Federal Credit Union

Northfield Bank

Northrop Grumman Federal Credit Union

Northwest Savings Bank

Norway Savings Bank

Norwood Bank

Novation Credit Union

Numark Credit Union

Numerica Credit Union

Nusenda Federal Credit Union

Nutmeg State Financial Credit Union

O

Ohio Healthcare Federal Credit Union

Ohnward Bank And Trust

Oklahoma Employees Credit Union

Old National Bank

Ollo Card Services

One Nevada Credit Union

OnPoint Community Credit Union

Oregon Community Credit Union/ OCCU Card Services

Origin Bank

ORNL Federal Credit Union

Otero Federal Credit Union

Our Credit Union

Owen County State Bank

Oxford Bank & Trust

P

Pacific Marine Credit Union

Pacific Services Credit Union

Palmetto Citizens Federal Credit Union

Palmetto Health Credit Union

Park Side Financial Credit Union

Partners 1st Federal Credit Union

Partners Federal Credit Union

Patriot National Bank

PCM Credit Union

Peach State Bank & Trust

PENFED (Pentagon Federal Credit Union)

People’s Intermountain Bank / Bank Of American Fork

People’s Choice Credit Union

Peoples Bank

Peoples Bank (Oh)

Peoples State Bank

Peoples State Bank Of Munising

Peoples United Bank

Philadelphia Federal Credit Union

PIMA Federal Credit Union

Pinnacle Bank

Pioneer Bank

Platte Valley Bank Of Missouri

PNC Bank

Point Loma Credit Union

Point West Credit Union

Polish & Slavic Federal Credit Union

Popular Community Bank

Primesouth Bank

PrimeTrust Financial Federal Credit Union

Professional Federal Credit Union

Progress Bank And Trust

Providence Bank

Provident Bank

Provident Credit Union

Publix Employees Federal Credit Union

Purdue Federal Credit Union

PyraMax Bank, FSB

Q

Queensborough National Bank & Trust

Quest Federal Credit Union

Quorum Federal Credit Union

R

Radius Bank

Railroad & Industrial Federal Credit Union

Rainbow Federal Credit Union

Raleigh County Federal Credit Union

Randolph Brooks Federal Credit Union

RBCU- Richfield Bloomington Credit Union

Red Crown Federal Credit Union

Red River Bank

Red Rocks Credit Union

Redstone Federal Credit Union

Redwood Capital Bank

Redwood Credit Union

Regions Bank

Relyance Bank, National Association

Republic Bank & Trust Company

Resource Bank, National Association

River City Bank

River Town Bank

River Valley Community Bank

River Works Credit Union

Rivermark Community Credit Union

Robins Federal Credit Union

Rockland Trust

Rocky Mountain Law Enforcement Federal

Rogue Federal Credit Union

Roundbank

Royal Credit Union

S

S.F. Police Credit Union

SACO & Biddeford Savings Institution

Sacramento Credit Union

Safe Credit Union

Salem Five Cents Savings Bank

San Antonio Credit Union

San Francisco Federal Credit Union

San Mateo Credit Union

Sandia Laboratory Federal Credit Union

Sandy Spring Bank

Savings Institute Bank And Trust Co

Scenic Community Credit Union

Schools Financial Credit Union

Scient Federal Credit Union

Scottrade Bank

Seaboard Federal Credit Union

Seacoast National Bank

Seaside National Bank & Trust

Seasons Federal Credit Union

Section 705 Federal Credit Union

Security Service Federal Credit Union

Securityplus Federal Credit Union

SEFCU

SELCO Community Credit Union

Service 1st Federal Credit Union

Service Credit Union

Services Credit Union

Seven Seventeen Credit Union

Sharon Credit Union

Shell Federal Credit Union

Signature Federal Credit Union

Sikorsky Financial Credit Union, Inc.

Simmons Bank

Siouxland Federal Credit Union

SIU Credit Union

SkyOne Federal Credit Union

Solarity Credit Union

Solidarity Community Federal Credit Union

Sound Credit Union

South State Bank

Southcoast Health System Federal Credit Union

Southern Bank

Southern First Bank

Southern Mass Credit Union

Southpoint Bank

Southside Bank

Southwest Bank

Spectrum Credit Union

Spire Federal Credit Union

Spokane Teachers Credit Union

St Landry Bank And Trust Co

St. Mary's Credit Union

Staley Credit Union

Standing Stone Bank

Star One Credit Union

State Bank & Trust Company

State Bank Of Cross Plains

State Bank Of Southern Utah

State Department Federal Credit Union

State Employees Credit Union

Statewide Federal Credit Union

Stockman Bank Of Montana

StonehamBank, A Co-Operative Bank

Streator Onized Credit Union

Summit Bank NA

Summit Community Bank

Summit Credit Union

Summit State Bank

Sun East Federal Credit Union

Sun Federal Credit Union

Sun Trust Bank

Suncoast Credit Union

Sunrise Banks, N.A

Sunwest Educational Credit Union

Surety Bank

Synchrony Bank

Synergy Federal Credit Union

T

Tampa Bay Federal Credit Union

TCF Bank

TCM Bank

TD Bank

Teachers Credit Union

Tech Credit Union (Indiana)

Tennessee Valley Federal Credit Union

Texas Bank And Trust

Texas Capital Bank, National Association

Texas First Bank

The Arlington Bank

The Bank (Oberlin)

The Bank Of Commerce

The Bank Of Edwardsville

The Bank Of Greene County

The Bank Of Missouri

The Camden National Bank

The Citizens National Bank Of Meridian

The Denison State Bank

The Evangeline Bank And Trust Company

The First National Bank In Sioux Falls

The First National Bank In Staunton

The First National Bank Of Carrollton

The First National Bank Of Catlin

The First National Bank Of Granbury

The First National Bank of Mount Dora

The Golden 1 Credit Union

The National Bank Of Indianapolis

The Northumberland National Bank

The Paducah Bank And Trust Company

The Peoples Community Bank

The Peoples Federal Credit Union

The Tennessee Credit Union

The Vinton County

Three Rivers Federal Credit Union

TIAA-CREF Trust Company, FSB

TIB - The Independent Bankers Bank

Timberland Bank

Tinker Federal Credit Union

Titonka Savings Bank

TMG Financial Services

TNConnect Credit Union

Tompkins Financial

Tonwanda Valley Federal Credit Union

Town & Country Bank

Town & Country Federal Credit Union

Tri City National Bank

Truecore Federal Credit Union

Truity Federal Credit Union

Trumark

Trupoint Bank

Trustco Bank

Trustone Financial

Truwest Credit Union

Truxton Trust Company

Tucson Federal Credit Union

Two Rivers Bank

U

U-Mass/Five College Federal Credit Union

U.S. Bank

U.S. Employees O.C. Federal Credit Union

UBS USA

Umpqua Bank

Unibank For Savings

Union Bank And Trust

Union Savings Bank

Union State Bank Of Fargo

United Bank

United Bank Of Michigan

United Bank Of Union

United Community Bank

United Equity Credit Union

United Nations Federal Credit Union

United Savings Credit Union

University Credit Union

University First Federal Credit Union

University Of Iowa Community Credit Union

University Of Kentucky Federal Credit Union

University of Toledo Federal Credit Union

University Of Wisconsin Credit Union

Upper Peninsula State Bank

US Bank (Elan Financial Services)

USAA

USAlliance Federal Credit Union

USC Credit Union

Utah Community Federal Credit Union

Utah First Credit Union

Utah Power Credit Union

Utilities Employees Credit Union

Uwharrie Bank

V

Valley Federal Credit Union

Valliance Bank

Vantage Credit Union

Vectra Bank Colorado, National Assoc/Zions

Velocity Community Federal Credit Union

Velocity Credit Union

Ventura County Credit Union

Verve, A Credit Union

Vinton County National Bank

Virginia Credit Union

Vons Employees Federal Credit Union

Vystar Credit Union

W

Waldo State Bank

Wanigas Credit Union

Washington Trust Bank

Watertown Savings Bank

Waukesha State Bank

Wells Fargo

Weokie Credit Union

WesBanco Bank

West Financial Credit Union

West Virginia Central Credit Union

West-Aircomm Federal Credit Union

Western Rockies

Whatcom Educational Credit Union

Whiting Refinery Federal Credit Union

Wildfire Credit Union

Wilmington Savings Fund Society, FSB

Wilson Bank & Trust

Wings Financial Credit Union

Winnsboro State Bank & Trust Company

Winthrop Area Federal Credit Union

Woori America Bank

Workers Credit Union

Wright Patman Congressional Federal Credit Union

Wright-Patt Credit Union, Inc.

Y

Y-12 Federal Credit Union

York County Federal Credit Union

Z

Zions Bancorporation

Here's what I did:

1) You need a deknoxed rom that is installed after a standard wipe in recovery. I used the N7 Express rom myself.

https://xdaforums.com/tmobile-galaxy-note5/development/rom-n7-express-1-0-t3450593

(Note: After flashing the rom btw, do not open Samsung Pay until Step 3 below. Also, make sure that you sign in to your Samsung Account when prompted in the rom installation. Otherwise, just make sure you add your account in Settings before Step 3.)

2) You need the Xposed Framework and the XTouchWiz mod installed. You'll then need to switch on the "Fake System Status" option in the "Security Hacks" section of XTouchWiz. More info on how to do all that can be found in steps 1 through 7 of my "How To Download & Install OTA Updates On Note 5 While Rooted" thread here.

https://xdaforums.com/tmobile-galaxy-note5/general/easy-guide-how-to-download-install-ota-t3553871

Once all of that's completed...

3) Now you can open Samsung Pay. I can't remember if it comes bundled with the rom or not, but if not just download it. You should no longer see the "Unauthorized Modifications" message. Just hit the "Start" button and add a card.

Anyhow, I hope this helps. As I said above, I got all the way to the stage where it was verifying the card myself and I believe the only reason it didn't again was the fact that my bank is not supported, however, IT COULD VERY WELL BE THE CASE THAT THE REASON IT DIDN'T VERIFY WAS BECAUSE OF THE REMOVAL OF KNOX. Nevertheless, it could be worth a shot.

Let me know if this works for any of you guys. Good luck! :)

EDIT: I did recently get past the getting stuck at the "processing the card number“ stage to the "enter the name on the card" stage by freezing the built in Samsung Pay Framework app before opening S Pay, but then even if I unfroze it it still wouldn't give me a field to enter the expiration date, so I still couldn't complete the process there. The only way I can think of is to somehow find the intent somewhere in one of the apks that says it needs to even check Knox when adding a card and delete it, but even then I think you would still maybe need Knox for purchases and stuff.