yashsingh1/xdaforums huggingface dataset:
[T-Mobile Samsung Galaxy Note II] Jamonguyen:
Will they take the phone as is? So I get the same water damage/break screen/ its rooted... Or does the phone have to be in perfect condition and not void any of these warranties. I ask cause in previous insurances the phone couldn't of been rooted. I guess its a dumb question but I'd still like clarification. I wanna know if I flash a ROM do I gotta go back stock before I get my new one?
[T-Mobile Samsung Galaxy Note II] tony yayo:
I'm wondering about this too. Not the rooted part because that's easy enough to undo but what about scratches to the sides and the screen of the phone? I mean, there has to be a difference between returning a perfectly good phone with one that has major dents and scratches but when they're just "forgiving" the remaining payments and allowing you to start over on a new phone, how will that work? Is normal wear and tear allowed or will there be a separate charge to your account if the phone is beat up? I guess it's obviously too early for anyone to find out how this is going to work since it's not been 6 months for anyone yet. Just thinking out loud here.
[T-Mobile Samsung Galaxy Note II] ezsoulja:
They said phone has to be In complete working order. No cracks or damage to phone including water damage.. Scratches doesn't matter as long as the phone boots to working operation and no major defects.. They gotta be able to resell but of course they're gonna put a new housing to replace scratches but will cost more if a screen needs to be replaced.. Then you can get a new phone at a new customers pricing..
[T-Mobile Samsung Galaxy Note II] BACARDILIMON:
It with it and so are the new value plans. I saving 98.00 bucks a month for 4 lines 2 are androids with heavy data
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
haha wow. yeah i guess if you are in the business of leasing things then this plan is great for you.

so let me get this straight......

I buy a device

I start paying 20 bucks a month for the device

AND pay an extra 10 a month for this new "plan"

I then want to upgrade, so I have to forfeit the device I have been basically borrowing... only to start paying for another one?

No thank you.

Just another clever way to get suckers to give them your money. What a rip off.

also......

Does the trade in of the device clear you from the previous EIP? Clean slate?
[T-Mobile Samsung Galaxy Note II] Double0EK:
Not only that...you still have to pay fir the upfront deposit and tax on the new device..

And yes it clears the previous device.
[T-Mobile Samsung Galaxy Note II] BACARDILIMON:
Wrong. You pay a down payment which in 6 months when you get a new one as long as the other one is intact you get a credit and pay 20 a month to have the latest phone. Also if u pay the 7 for insurance a month it only adds 3 to bring it up to 10. So worth it.

Yes a clean slate.with ur payments
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
So they credit you the deposit for the other device? Does that go towards your new device then in full? - I mean since you are turning in your current device also....

Let's break this down shall we...

T-Mobile's new "jump" plan... how exciting, right? Not really.

$360 up front

$30/mo for 6 months MINIMUM

$540 after 6 months

+~$400 value of device (you forfeit your current device to upgrade early.. even tho you have had extra charges already on your bill for this plan)

So, total =~$940 for one device

Now you have to buy a new one, for another $360 dollars.

After 6 months, payment and value of product is a total loss, you have spent ~$1,300

OR….

Pay for device in full, up front. $650 (including tax)

After six months, your bill has not changed, been added to, and you still own the device outright.

You want a new device, so you sell your device for the ~$400 it is worth.

You are now, total, in the hole only $250, since you just pocketed that money for yourself.

You want a new device, you again, pay for it outright. $650

The DIFFERENCE here… is there is no risk of loss because you own the device. It is actually worth a dollar value to you because you own it. It is yours, to be sold, should you need the money or whatever the case may be.

Even if the device was worth ABSOLUTELY NOTHING, you are still only out $950 by the time you have purchased your second device, because you have pocketed all money from the previous one, and haven’t “leased” your “phone” (if you wanna call it that) from your carrier.

No thanks, I’ll pass on your scam-plan. Just another way to fill the pockets of those who are trying to take advantage of the clueless…

I think I'll start upgrading every 6 months, actually. Thanks for the idea T-Mobile and Verizon. Made me crunch some numbers and realize I should start doing this because the sooner you do it, the more money you get back for the previous device you purchased!
[T-Mobile Samsung Galaxy Note II] tony yayo:
Actually over the current Classic plan I'm stuck on, with my math I figured I'd be paying $12/month more, to have the newest phone, twice a year. You're doing lots of math there but you're not accounting for what's being saved each month by the cheaper plan. My comparative plan right now for my subsidized phone is $20/month more than what it would be on the new plan, which would bring me to the same as I'm paying now. Oh, and I'm saving 2 bucks a month on the insurance.

While your doing some math, figure out the depreciation of a phone bought cash. I figure, if WE are paying 20/month, it basically loses 20/month in value at the same time. Basically, you're still paying 20/month for you're phone and if you're lucky you'll get $480 for a six month old $600 phone. Maybe less. Minus ebay and paypal fees. Maybe you dealt with someone from Craigslist and get screwed altogether? I dunno, I didn't like the plan at first but the more I argue it to myself, the more I like it.

I should be able to migrate without a fee around the time the Note 3 should be coming out. :good:
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
Doesn't matter what plan you are on. The fact of the matter is when you are on this plan you are losing a lot of money on the device simply because you do not ever own it, you pay $30 extra a month for it, are expected to give it back, then buy another one and be in the same financial hole.

Make sense?
[T-Mobile Samsung Galaxy Note II] dwitherell:
I don't know if I've seen this mentioned (and apologies if it has been) - but let's say you were in a situation where you own your phone outright but wanted to save a few bucks on the insurance (I think it's just $2 maybe, not sure). Is this program possible in such a case, or do you have to be indebted to them via installments and what not?

Alternatively - what if you sign up for the program, and then just call the next day and pay off the balance of the phone? Does that void your inclusion in the program? If not, that could be an interesting workaround I suppose to at least give yourself the option to only pay a deposit for a new phone in 6 months if you feel that is best (rarely is, but things happen and I digress) plus if you were already planning on getting the insurance through T-Mobile/Asurion (a completely different debate of course, likely best saved for conversations elsewhere) it would save you a buck or two in the process...

I dunno, just thinking out loud. Thoughts?
[T-Mobile Samsung Galaxy Note II] BACARDILIMON:
When I signed up they told me it has to be on new device. U keep ur current phone or you can trade it in for a credit towards your payments. Let's be honest we love rooting phones and trying new devices. So when note 3 comes out I will get it and in let's say 9 months I can get the newer one.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
But you don't own it only if you opt to trade it in for an earlier upgrade. This just gives you an option to trade in your phone and upgrade. You can choose to pay off the remainder of your phone and keep it ( thereby own it) and purchase a phone under the EIP plan with the same option to upgrade by trading in the phone or just keeping it. For those who want / have the insurance on premium phones this is a no brainer as it is actually $2 cheaper for the same coverage with the option to upgrade early if one wishes to.

And for those that say it is sort of like being on contract - if you no longer want to be part of the JUMP program ( or T-mobile) you just pay off what's left on the phone and cancel the insurance
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
So if you plan on paying off your device early........

Wait for it..........

What is the POINT of paying the extra 10 bucks a month to be on this ****y plan??? lol

nomean
[T-Mobile Samsung Galaxy Note II] GMAN1722:
I'm not clear as to why you would want to pay it off ( the EIP is basically an interest free loan). If you're looking to get another phone and keep your old phone sure you can pay off the phone and get the next one under the EIP & JUMP program. The way I see it is the JUMP program is beneficial for those that want new phones but don't want the hassle of selling their old phone. And it works better the earlier you do the upgrade. For example, in my case I am eligible to upgrade in January. But I will only have 8 payments of $20 left on my current EIP. So it wouldn't make sense to trade in my note 2 for $160. At that point my option would be to pay off the remainder of the phone and get the next one ( Note 3?) under the

EIP/Jump program.

---------- Post added at 06:34 PM ---------- Previous post was at 06:00 PM ----------

That's true. But for those that are interested in the insurance - Why not? Plus you can look at it this way, some people don't mind leasing (I.E. Cars) They don't mind not owning the phone. They don't want to have to be bothered with selling it on their own. But as I said in an earlier post the earlier you do the upgrade the better. For instance if I get a $600 phone for six months I could pay $220 ($100 down payment + $20 for 6 months)

I'm not including the $10 extra as I generally get the insurance anyway- which apparently you don't. So I can either sell the phone (which I neither have the patience or time to do so I cannot be bothered) or trade it in for the remaining $380 that I owe and start over with a brand spanking new device.

But I guess I can see your point if you don't get/ care about the insurance. Then it is an extra $10 just to be in the program which probably wouldn't be worth it.
[T-Mobile Samsung Galaxy Note II] tony yayo:
My S3 I bought a year ago for like 629 I could sell now for about 300. That means after a year it cost me $329 to have that phone for a year and I don't have that one anymore either. That's almost 30 bucks/month instead of 12.

Make sense now?
[T-Mobile Samsung Galaxy Note II] GMAN1722:
I just re-read this post . Why would you have to pay so much up front? The down payment is usually what's left after you deduct $ 15-$2O per month for 20 months. So if the downpayment Is $360 then you're talking about a $760 ( $20 for 20 months) phone not $650 after taxes. but using your scenario after 6 months I would have paid $ 480 for a $760 phone with a chance to upgrade if I so wish ( I am not going to count the $ 10 because I was already paying $12 for the insurance = $2 savings). So it's basically like I got $280 for trading the phone in( What's remaining if I trade the phone in). Now I know that I could get more if I just bought the phone and sold it myself but as I stated before I don't have the time, patience or desire to be bothered with that. I think the difference is to me something like selling a phone is a big nuisance whereas to you it's probably not. Just like I have friends who ask me since I can change the oil in my car myself why do I pay someone else to do it? I Simply pay for the convenience as I don't want to be bothered.

edit: I do see your point however. If I wasn't already paying $ 12 for the insurance ( now "only" $10 I probably would not have enrolled in Jump. So I guess it's a matter of perspective - What doesn't work for one person may work for someone else.
[T-Mobile Samsung Galaxy Note II] tony yayo:
I just reread his post too. There is no phone with a down payment of $360. In fact right now they are $0 down. Regardless, most of these phones are in the $600 price range meaning over 24 months, regardless of the down payment, you are paying around $25 month for the phone. Again, if the resale value of the phone is going to lose $25/month what's the difference? Your math, by paying in cash, assuming you're selling whatever phone you have for the next one, is costing you $40 month. No thanks.
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
Outstanding logic in here guys... I am blown away by the fact that we are now justifying leasing as a way to SAVE money. oooookkkk all

If you don't own it. You are losing money on it. Plain and simple. Leasing cars is good for one thing and one thing only, business expense, because it is a great tax write off.

And to the poster talking about insurance.... Lol.... You are justifying the extra expense by saying "well I won't have to pay the 12$ for insurance now".... You also won't have insurance. d3rp. So what happens if after 2 months you drop your new device and shatter it? You just threw all that money away, and you will still pay for it, and on top of that, you now don't have a device to trade in anymore.

Point is, the risk and money involved is insanely bad. Unless you are T-Mobile. You honestly think they set this up to just give you phones and lose money? Haha. Guys... It sounds too good to be true because it is. They are not in the business of losing money, they are in the business of making it. And that's what this plan is doing. Locking you into payment plans for extended periods of time, pressuring you to upgrade often, to take more money from you and have you sign on that glorious looking dotted line, only to bring you back to do the same thing 6 months or so later.

It is not a fair deal. I'm sorry you people can't see that, but they are taking you to the cleaners. Have fun on your jump plan
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Why wouldn't I have insurance? Insurance is included in the jump program ( Which is the main reason I went into the jump program - why pay $12 when i can pay $ 10 for the same insurance plus an added benefit whether you feel it is or not). If I am already getting the insurance prior to the JUMP program why wouldn't I opt into it ( again you need to keep in mind I have the same insurance that I was paying $12 for now for $10 ) And if I choose to upgrade by trading in my phone I can. If I don't want to I can still get another phone without trading it in. You are not forced to trade Your phone in. If you're not interested in the insurance I can see why you may not want to be in the program. but if You are getting the Insurance you might as well do JUMP. I'm just asking that you look at it from that perspective.
[T-Mobile Samsung Galaxy Note II] tony yayo:
One thing I don't understand is, if you're on a Simple Choice plan already, what do you need Jump for? Why couldn't you just sell the phone and pay off the rest of the EIP and start a new EIP any time you want? Obviously it would save you some hassle on the selling the phone part but that's it. I'm kind of stuck right now because I'd like to try out the S4 for a few months before the Note 3 comes out but if I switched to Jump right now I wouldn't be able to get the Note 3 til February. Man, if I timed this right I could swap between the new Notes and then the new S phones every 6 months. Honestly, I'm just keeping my eyes peeled for a good deal on an S4. If I can catch one for $450 that saves me $150 over buying it from TMO. Then wait til October and JUMP on the Note 3!
[T-Mobile Samsung Galaxy Note II] mechanix619:
That's the whole point. TMO doesn't want people scamming them out of discounted phones anymore. If you leave you pay for what you purchased.

For those that actually do the math, the new system is cheaper.

And as far as the JUMP program goes, for a monthly cost people are getting handset insurance and the ability to trade in their device twice per 12 months. It's a pretty slick deal.

---------- Post added at 09:12 PM ---------- Previous post was at 09:04 PM ----------

Leasing phones?? Isn't that way people are doing now anyway?? I buy a phone for $700. When the next generation comes out I buy that and sell the old generation. The only difference is that with the JUMP program I don't have to pay the full $700 up front. Hmm, that sounds like a sweat deal to me. But then again I understand basic math and finance.
[T-Mobile Samsung Galaxy Note II] tony yayo:
Agreed. If you buy a phone for $600 and sell it for $300 a year later, you basically "leased" it. How do people not understand that concept? I also agree that the new system is cheaper, but it's built to keep you locked in to them forever. Or cost you a lot more to get out.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
It may not necessarily cost more to get out. For example, if you get the S4 for $0 down at $25 a month at the six month period you would have paid $150. Now you would be responsible for $450. You can then perhaps sell a 6 month old S4 for $450 ( if not more - I don't know as I can't be bothered with the process of selling a phone). You pay off the phone and You're out. So in effect You would have paid $210 ($150 + 60 for the Jump program) for 6 months of service with your bright shiny toy. Let me know if I am missing something in this scenario.

P. S. This is strictly about getting out of T-mobile. If you're in the habit of selling your phone yourself then the JUMP program isn't for you ( unless you want the insurance)
[T-Mobile Samsung Galaxy Note II] tony yayo:
What did it use to cost you to get out of a contract? 200 bucks? What's it cost now?
[T-Mobile Samsung Galaxy Note II] GMAN1722:
I was basing it on the no contract plans
[T-Mobile Samsung Galaxy Note II] badpanda:
Buy the new nexus for less than 300 dollar every year yours to keep... Save yourself the down payment ($99+), installment payments ($25/24 months), jump program ($10/month). You will be saving around $700+ a year just by doing that.

What you need to understand is that in the new Jump program you will never keep the phone that's how it works. It's like leasing a car, you pay each month for 2 years and then return it and you don't get anything out of... On jump you pay the down the every month ypu pay for that phone 25 a month and then when you decide to get a new one in 6 or a year you have to return your phone in working conditions pay another down payment and start to pay for that new phone the installment payment each month till you decide to repeat the process... Does it makes sense economically? Heck no if you ask me. I rather pay 300-400 for a brand new Google nexus that is mine then a year or so later when the new one comes out sell it on ebay, Craigslist or to a person you know get that money to buy a new nexus and save yourself a lot of money. Plus the nexus it's unblocked can work with all the companies except Verizon and sprint. But who wants that... Verizon it's overpriced with their plans and sprint has terrible service and data speeds.

Conclusion: it's your money and you can do whatever you want like burning it or whatever but put some thought to it and you'll see where I'm trying to get at.
[T-Mobile Samsung Galaxy Note II] tony yayo:
Actually you will at some point own the phone because it will have to be paid off if you want to leave. Now, if I buy a phone and 6 months later I sell it, then I'm essentially paying the same amount per month for the time I owned it. Whats the difference between that and leasing it? Nothing.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Why do you guys insist on saying that you have to trade your phone in. It is an OPTION IF YOU CHOOSE TO. For example, if I choose to pay off the phone it is mine to keep. I can even Sell it myself and Pay off what I owe and then purchase another phone under the JUMP program at any time. What sense does it Make to have to trade in your phone after it's paid off?

So it's not like leasing a car in the fullest sense. This is because when you lease a car at the end of the lease you wouldn't have paid off the full value of the car. whereas with the EIP for the phone you would have paid the full value and therefore the phone is yours to keep.
[T-Mobile Samsung Galaxy Note II] tony yayo:
I dont think you can sell the phone on your own with JUMP, giving it back is part of the deal. Besides, if u are going to sell the phone yourself Jump would be a waste of money and would limit you on only 2 upgrades a year.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
I can pay off the phone at any time. So if I pay it Off it is mine to do whatever I want. However, I wasn't Saying that this would be the wisest thing but it is an option ( See scenario in post #76)

​
[T-Mobile Samsung Galaxy Note II] tony yayo:
Sure you can pay it off whenever you want but u still only get 2 upgrades a year. With JUMP part of the deal is they get the phone back so if u plan on keeping it or selling it on your own, JUMP would be pointless.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
What people need to understand is that Jump is beneficial for people like me - I get the insurance plan and I can't be bothered with the process of selling my phone. I HAVE THE OPTION OF TRADING IN MY PHONE IF I SO CHOOSE. For example I am eligible to upgrade my phone via the Jump program in January 2014. However I will have only 8 payments left ( 8×20=160). But at that amount I would not trade in my phone. I would simply pay it Off and keep it and If I wanted the next phone purchase it without having to trade in my phone. It's all about options.

---------- Post added at 11:19 PM ---------- Previous post was at 11:02 PM ----------

I think for the most part we are in agreement. Yes it's only 2 upgrades a year ( I don't need more than that anyway). But it does give me options. And as I said before since I get the insurance anyway I may as well join the program ( Why pay $12 Off of the program when I can pay $10 on it). So it's beneficial to me even if I never trade my phone in to upgrade. It just irks me when people say that once you're in the program that you can never own the phone. Now who In their right mind would do that?
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
If you do not trade the device back in, your EIP for the device is still on your account.

I went to T-Mobile last night to have them explain this in detail to me...

Here is how it works, you get a device, you also pay 10$ extra. This includes insurance, so that is a positive if you are one of those that needs/wants it.

If you are not one of those, well then tough luck you pay for it anyways.

When you want to upgrade, trading your current device back in to T-Mobile for your new one, clears your existing EIP in full. If you do not, it is likely you will not be able to get a new device because these "finance plans" only allow a certain amount of EIP (credit decides that) for each account (based on the account owner's credit, not the person who owns the device...)

So in order to take advantage of the "jump" plan, you pretty much HAVE to trade your device back in to T-Mobile... Which isn't necessarily a terrible thing if you ask me, because it does clear your EIP.

Again this is just a sneaky way for T-Mobile to lock you into contracts. And yes they do have contracts, they are just selling you them via your mobile devices now instead of your service agreements.

By introducing the jump plan, they have now found a way to ensure you give them hundreds of dollars even after you cancel your service. And you have to sign a new agreement still to pay off the current new device.

They are just ensuring you will continue to give them your money. That's all this is