yashsingh1/xdaforums huggingface dataset:
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Oh, I guess I stand corrected. :o. But if that's the case wouldn't they be in danger of losing accounts? For example, if i got ticked off that I couldn't upgrade my phone if I decide to pay off my current phone before the end of the EIP. What would prevent me from paying it off and switching carriers.

edit: I just got off of the phone with t-mobile and they stated to me that it works as I had stated earlier. If i pay off the phone I am free to get another phone under the Jump program. My EIP is cleared and I am starting over. It was emphasized paying off the phone ends the commitment and thus clears you. And I am free to do whatever I want with the phone. For example, if I gave it to someone they would be able to register and use it. It was explained that Jump is about options (as I mentioned before). So now it's just a matter of which T-Mobile representative is correct. But like I said earlier, if your EIP is not cleared I envision T-Mobile losing accounts.
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
That's the thing....

You can cancel your service any time you want, any time. But you still will pay off that phone one way or another is the way they are looking at it I suppose.

Honestly, the jump plan isn't TERRIBLE... it is just kind of a bait and hook to get people into payment agreements more regularly.

And the 10$ a month insurance is a FREAKING scam as well... Because you'll still have to pay 150$ for a refurbished device if after 5 months you drop it in the toilet or something.

I don't know. The whole thing is just weaseling if you ask me... I have worked in sales before... And one of those sales jobs was at T-Mobile... I know how they are, how they look at their customers

T-Mobile is really good at trying to make themselves look like the "good guy" with this plan... But really all they are is a drug dealer to your addiction, and they make you sign on the dotted line for your drug, because why would you want to pay for something and own it free and clear right? When you can finance.

I just.... Idk... I smell dirt bag. And what worries me is that I have a good nose for it because I am one. ROFL

Jk

EDIT FOR YOUR EDIT * * *

You can already pay off your devices at any point in time. At any point of your contract you can pay off your EIP, and you are instantly cleared to finance another device.

Nothing has changed from their current value plans in that regard.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Yea I hear what you're saying about smelling a rat. There's always some fine print that you're not aware of until the time you go and use the service lol
[T-Mobile Samsung Galaxy Note II] badpanda:
You must return your "old" device to take advantage of the jump program.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
You are mistaken about that. It is an option. As long as you have paid off your EIP on the first device you are free to start another. Who in their right mind would give back a phone that they already paid for? Have you spoken with customer service or is this just the way that you understand the program to work? I suggest you take another look at posts #76, 85 & 88 (EDIT FOR YOUR EDIT * * *You can already pay off your devices at any point in time. At any point of your contract you can pay off your EIP, and you are instantly cleared to finance another device.Nothing has changed from their current value plans in that regard) and see how it works. Unless I have been flat out lied to by t-mobile the program works as I and others have stated.
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
Ummm... No. You are wrong.

To take advantage of the jump program you do one of these two things, pay off your device immediately, or trade in your existing device (which was clearly explained to me by people in the store, manager was there too) which clears your existing EIP for that device.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
You are actually saying what i am saying. If i paid off the phone i don't have to trade it in. It is mine to keep. And I am free to upgrade my phone if I choose to. I do not have to have a phone to trade in in order to upgrade
[T-Mobile Samsung Galaxy Note II] badpanda:
I'm sorry to tell you are wrong. Returning your device is a requirement in the jump program (it's part of the program) confirmed by both tmobile managers at stores and customer service.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Okay I got different info. from t-mobile customer service. But if it works the way that you say it works who would trade in their phone if they already paid full value for it? What's the incentive? As was mentioned on the value plan you are able to upgrade whenever you finish paying the EIP (and nothing has changed from that as another poster noted ) why would I give them back a phone that I paid for in full. The Jump program is designed that you can trade in your phone and not have to pay the remaining balance (essentially start your EIP over again from scratch).

edit: according to your logic while on the Jump program if I don't trade in a phone I can't upgrade (even if I paid off the existing EIP in full); whereas when I was on the value plan if I paid off the phone at any point I could upgrade. That just doesn't make sense and where is the incentive?

---------- Post added at 07:01 AM ---------- Previous post was at 06:34 AM ----------

That's like saying tmobile came up with a plan that says: i know we have the value plan where you can get the phone via EIP and once you pay that off you can upgrade your phone. But now we have a new plan where you pay $10 to be in and you can't upgrade unless you give us your phone back even if you have paid it off. Does that make sense to you?
[T-Mobile Samsung Galaxy Note II] satru:
If your are paying $20 monthly and you upgrade your phone what happens with the debt that you have? it is add to the new debt of the new phone?

Thanks
[T-Mobile Samsung Galaxy Note II] GMAN1722:
No for trading in your phone the the balance is erased and you start over with the new device
[T-Mobile Samsung Galaxy Note II] tony yayo:
JUMP is not for people who pay for their devices in full. In fact it would be pointless to do so since returning the device is part of the deal if you want to get a new one. It is not for people who switch devices more than once or twice a year. It seems to me to be a simpler, hassle free way of getting a new phone. The transition should be much easier as you would have both devices and you could move everything over to the new phone without a problem. You wouldn't have to sell your old phone first to get a new one and not have one in the mean time. You wouldn't have to deal with not getting enough money on Ebay or getting screwed by someone on Craigslist. No worries about blocked phones.

If you buy a $600 phone and sell it six months later for $450, it still cost you $25/month and you don't have it any more either, sound familiar to "leasing"?. Plus, you'll still need more money for a new phone because now you only have $450 and a new one is $600 or more. For most people the cost of JUMP is negligable and for most of us would actually save us a couple bucks a month. As long as the down payments are low you get back just as much money basically as you would selling it yourself just without all the worries.

Now, you could certainly pay off your device and not have to give it back. But if you're going to get a new phone what would you do with the old one anyway? One way or another you're probably not going to have that old phone anymore so what's the difference?

Far as I understand and can tell there is a limit of 2 upgrades a year. I'm sure TMO doesn't want to deal with the hassle of selling 10 used phones a year for me that's why there is a limit. If you want to upgrade more than that it's simple, don't get JUMP.

Two things I don't understand though. If we are truly "leasing" the phones, than why do we have to pay the full sales tax? Also, when they say we'll get "new customer pricing" on phones, does that mean that without JUMP they will be selling you the phone for more money? If not, I don't really see much benefit other than an easier way to upgrade.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
That's another reason why it's not truly leasing the phone. With a lease by the end of the lease you wouldn't have paid the full value of the item. Whereas with this by the end you would have. With this You are actually buying the phone but in installments (that is different than leasing). With jump you are given the opportunity to trade in the phone (emphasis on option). An example of why someone may not want to trade in the phone is the scenario I gave earlier. I am eligible to upgrade in January. But at that point I will only have 8 payments left. Now I must decide whether I want to trade in my phone for essentially $160. Or I can decide to pay off the $160 myself and try and sell the phone for more than that. And after i pay off the phone it is mine to keep. I do not have to trade it in because i would have purchased it. and i am still eligible to upgrade to the new phone.

So trading in the phone is not a requirement, it is one of two options in order to upgrade (PAY IT OFF OR TRADE IT IN - NOT BOTH). if anybody were to trade in their phone after paying full value for it would be considered as being foolish.
[T-Mobile Samsung Galaxy Note II] tony yayo:
You cant possibly have had Jump for a year already so your situation is moot. There is a point where yes, you could just pay off the phone, but then Jump wouldn't be for you. This is for people that like a new phone every 6 months. For those people its a great plan.
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
Jump program = renting

Only difference is you always pay the full amount
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Man you guys just speak without knowing what you are talking about. I purchased the phone on the value plan in Decemberr of last year. When jump came out I was able to enroll my existing EIP. It cut my insurance down from $12 to $10 (which is really the only reason why I enrolled). Six months from enrollment will be January. All this information is on my account. Do i have to show you my bill? I do not work for t-mobile and i am not trying to drum up business for them. I am just trying to get out correct information so that members can make an informed decision as to whether the plan works for them or not. As I said before if I didn't already have the insurance I wouldn't think that jump is a good plan. But for those that want the insurance they may as well because insurance for a premium phone like ours costs $12 (unless you insure your phone outside of tmobile. )

p.s. is not only beneficial for people who want a new phone every six months (although that would be the optimal time to do it). It's also beneficial for people like me who can't be bothered with having to sell the phone on their own. It's just a matter of how much I think it's worth. For example you said yourself what would you do with the second phone? so if I determine that I want to upgrade at a point where there is only $200 left, I may just trade in the phone and be done with it (this way I'm at least getting something for it and not having the hassle of selling it myself). As I keep trying to help others to appreciate its all about options and with what works for you or what you're willing to do.

---------- Post added at 01:50 AM ---------- Previous post was at 01:47 AM ----------

Problem with your analogy is that renting you never own it. Whereas if I pay off the balance I do own the phone. It is mine to keep. I don't have to trade it in in order to upgrade. You yourself mentioned that in this regard it is no different from the value plan.
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
They should hang signs out of their stores "for rent, with approved credit and no APR"
[T-Mobile Samsung Galaxy Note II] GMAN1722:
You're funny. Would you consider getting a phone via EIP on the value plan as renting?

I am trying to not come across as insulting but you guys are seriously lacking in reading comprehension. All the jump program is is the value plan with the ability to upgrade your phone by trading in your phone IF YOU CHOOSE TO. IF YOU DON'T WANT TO YOU DON'T HAVE TO. IF YOU WANT TO KEEP YOUR PHONE YOU CAN PAY OFF THE BALANCE AND ONCE YOU DO YOU CAN UPGRADE TO THE NEXT PHONE WITH AN EIP (just like the value plan). That is not renting. That is not leasing . You are actually agreeing to buy the phone in installments (just like the value plan) THOSE ARE OPTIONS. YOU ARE FREE TO CHOOSE WHATEVER OPTION YOU FEEL WORKS FOR YOU. As I said before if you are getting the insurance anyway Jump does not cost you anything. it actually saves you money as it is less than the insurance through t-mobile for a premium phone.
[T-Mobile Samsung Galaxy Note II] Admiral Sir Manley Power:
Lol... I'm just being an idiot.

No because you are not pressured to take it back in when the next newest thing comes out.

People are impulse buyers, this new plan just feeds off it.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Yes exactly. Me myself although I am enrolled in jump I probably will not even use it to upgrade (as I said I only enrolled because it lowered my insurance from $12 to 10). But it's nice to have the option to if ever I deemed it beneficial.

BTW I thoroughly enjoy your mods and the option to employ them on my phone if I so choose... lol. Keep up the good work
[T-Mobile Samsung Galaxy Note II] 98classic:
i didnt read all 10 pages so im not sure if this has been asked.... i just returned to tmo after about 3 years, the guy told me they no longer have contracts, signed me up for the jump plan and i got $220 for my sprint s4. the way i see it is, the jump program is like the same as having a contract for 2 years except its diminishing, if i didnt have that s4 i would have owed $300 for the next two years. so at the end of the day, its the same crap as having a contract right?
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Not really. You're only obligated as long as you have a balance on an EIP (equipment installment program) which you basically did by joining jump and buying the phone in installments. Once you pay off the phone (which you are free to do at any time) you are no longer obligated to stay with tmobile
[T-Mobile Samsung Galaxy Note II] tony yayo:
YOU still dont get it either. The idea of this plan is to get a phone every 6 months. If you could afford the $450 to pay it off, you could have bought it cash in the first place. Most people can't do that. Most people don't have a need for their old phones. If I want the S4, do I really pay TMO another $300 bucks for my year old S3? Hell no, keep it. If I had 3 months left than hell yeah, I'd pay it off. Most people are not going to get that far into their EIP anyway.

The MAJORITY of people using this plan will be in fact, renting, or "leasing". But we're totally fine with that. Enjoy spending gobs of money on old, outdated technology!
[T-Mobile Samsung Galaxy Note II] GMAN1722:
WHAT!? Yo, man you are confusing me lol. What point am I not getting? You have the option of doing what you want ( whereas earlier you said that trading in your phone is a requirement) If you want the s4 why would you pay $300 and keep the s3? Why wouldn't you just trade it in have the remaining $300 erased? Its not just for those that want a phone every 6 months. That's just the point where you would get the most for your trade in. Using your scenario of $300 left ( which would be some months after the 6 month period) I would opt to trade it in not pay it off and keep it. If you view buying a phone on installments as renting or leasing then you win. But bear in mind renting or leasing means that you do not own it. Just because they agree to take it back as a trade in does not make it a lease. Again at the end of a lease you would not have paid the full value of the item that's why you HAVE TO GIVE IT BACK. And again in the jump program YOU DON'T HAVE TO IF YOU DON'T WANT TO. IT IS YOUR OPTION.

It might help if you think of it like this: THE JUMP PROGRAM IS THE SAME AS THE VALUE PLAN (would you consider the value plan where you are buying the phone in installments, as leasing? ) EXCEPT WITH THE JUMP PROGRAM YOU HAVE THE OPTION TO TRADE IN YOUR PHONE AND START ANOTHER EIP. This is as simply as it can be put. If you can't understand this...

Edit: I just reread your post. I think you misunderstand my previous posts. But in my previous posts I clearly said that I wouldn't pay off $300 and keep the phone. In fact I used the scenario that I would probably trade in my phone for $200 which would be way past the 6 month point. Wouldn't you do that with your s3? Perhaps this can help you to see that it doesn't only work with getting a phone every 6 months. It can be beneficial in various scenarios if you broaden your thinking beyond the 6 month point. Also how do you figure that i would be spending gobs of money on old dated technology?
[T-Mobile Samsung Galaxy Note II] papasmuff:
Gotta say I'm enjoying this thread. Haven't decided how I fall if I were eligible for JUMP, but it is a no brainer if you are on EIP and buying insurance or upgrade every 6 months. I have never bought/buy insurance and usually upgrade yearly. At $25/mo EIP, even if you place no/minimal value in the insurance/JUMP cost, the $210 is decent value proposition. On a $600 phone, equivalent to selling for ~$400 seems ok. But it starts to guy sideways the longer you don't jump. At a year, the $120 for JUMP/insurance doesn't seem worth it to me. That $600 phone would only equivalently trade in for $180 ($300 EIP + 120 JUMP) which you could obviously get more than that usually outright.

Bottom line, if you place no/minimal value in the insurance aspect of JUMP, 6 months seems to be the way to go. The longer you wait, the more it tilts in TMo's advantage.
[T-Mobile Samsung Galaxy Note II] tony yayo:
Exactly what I've been trying to say. After 6 months or so the benefits kinda diminish.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Ohhh so that's what you've been trying to say all this time? LOL. So in actuality you do agree that it's not leasing or renting a phone. And you do agree with my statement that the six month point is the optimal time but not the only time that trading in the phone can work for you ( because as You said the benefits only kinda diminish).And You did realize that I could be on Jump with the ability to upgrade my phone that I purchased In December ( despite YOU saying the opposite). And you did realize that trading in the phone is not as you said "a requirement to be on the JUMP program"? So we were going back and forth and you agreed with me all along huh? Eh, Tony please don't take me too seriously, I'm just messing with you.:D

Thanks papaSmurf for bringing clarity to the topic.
[T-Mobile Samsung Galaxy Note II] tony yayo:
Yes yes yes! Lol 6 months is definitely the optimal time to do it. Sorry, kind of hard to get multiple points in multiple comments all together ya know? I was also under the understanding it had to be on a new device, not one already on an EIP, as I'm sure many of us believed as well. Apparently not so thats good news for a lot of us. Would you still have to give them THAT device? Unless you paid it offm
[T-Mobile Samsung Galaxy Note II] GMAN1722:
If you are referring to my current situation, at the time that I am able to upgrade I will only have $160 left to pay. I wouldn't trade it in at that point. I would rather be patient and wait until I finished my current EIP. And if I can't remain patient I will pay off the balance and sell the phone on my own. Or get my daughter to do it as I can't be bothered with the process of selling it ( Which is Why I like the idea of the JUMP program).
[T-Mobile Samsung Galaxy Note II] badpanda:
This is what I will do as my conclusion after reading on this thread... Buy nexus 5 and insure it through Trade square for $8 a month with a $99 deductible which covers everything that tmobile regular insurance covers plus three claims in q year for the same price, the only difference is that trade square deductible is $99 compared to $175 in tmobile. No brainer there. And buy the newest meanest sexiest unlocked gsm flagship phone like the nexus or the oppo find 5 or 7 and do this every year or two. Instead of expending over $600 a year for the privilege of having a new device twice year. Who needs a new phone twice a year honestly? let's get real.. Save your money, keep your current phone and be truly free of installment payments fees and jump fees plus the down payment fees twice a year. Think about be a smart buyer, buying a device full price at one shot might sound like a lot but at the end you'll be saving yourselves some hard earned cash.
[T-Mobile Samsung Galaxy Note II] GMAN1722:
Thanks for the sound advice. It makes a lot of sense. The only problem is I love the size and functionality of my note II and may feel the same way in regards of the note III (especially if the size of the screen increases and the dimensions don't and there is enough of a difference to upgrade). My friend has the HTC one and I'm kinda liking that too. Perhaps if i like the nexus 5 close enough to whatever is out at the time I will do as you suggested.

Edit: but then there is the problem of what I've been avoiding: that of having to sell the phone myself. That is why I like the idea of trading in the phone. I know I am losing out on money but I just view it as paying for the convenience. Perhaps if I see how badly I am getting ripped off I will learn how best to do it and learn how to put up with the inconvenience
[T-Mobile Samsung Galaxy Note II] tony yayo:
Keep in mind if you're someone who kinda beats up your phone its guaranteed money. As long as there are no major cosmetic imperfections like a cracked screen, you're paid off in full. I do wonder though, if you might get charged later if you beat it up a little too much lol.

Another factor to consider is the lower the deposit you can pay the better. In fact, if you didn't mind having a basically year old phone all the time, you could probably get last years models for no deposit and pretty cheap monthly payments. TMO has to do something with those trade-ins. Of course, having the latest and greatest is gonna cost you more but even those who don't want or need the newest phone could still be able to upgrade more often. No more getting stuck with that Sidekick for 2 years, now you can dump it after six months! hahahaha

So yeah, I'm thinkin this could help out a lot more people than originally thought. I'd rock an insured refurb S2 for like a $5-7 monthly payment and no deposit, then maybe an S3 for awhile for like $9? Nah, not me, I love my Note 2, gonna take something nice for me to give it up. But other people might, so we'll see how it works out once people start hitting that 6 month mark.
[T-Mobile Samsung Galaxy Note II] ecristobal10:
I'm doing this for the Note 3 :D
[T-Mobile Samsung Galaxy Note II] Kay Rich:
Yeah, what he said...
[T-Mobile Samsung Galaxy Note II] Landmark95:
I was skeptical of the "JUMP" program, until GMAN talked me into it.

I like it better now.