[Sprint Samsung Galaxy Note II] ZenInsight:
I thought about this. It only works if the credit card company does not require you to turn in the device for Salvage. Sprint does. And Worth Ave does. So you can NOT double claim.

Did you see my latest update about Worth Ave? I found some coupon code.

15OFF and the end price for insuring 4k worth of stuff with a $25 dollar deductible is 90 bucks. lol!

Listen to the rest of this story though. I finally signed up 30 minutes ago. But here is why----

They say you need to be enrolled for their College Plus program...but when I called them and they said I could take an online course. Fill out the info...select a local college , then call them back and update the info.

Being super paranoid, I told them I am NOT going to order their insurance and find out when I try to claim (if I ever have to) that I didn't have the proper "enrollment" to get the insurance...then I would be screwed. I don't trust insurance companies exactly.

So I asked them if the school needed to be accredited and if I needed to get a college credit from the course, because my wife is a photographer and she wants to take Adobe courses...like for Lightroom 4 or Photoshop CS6. Like Lynda.com (supposed to be great online courses). But of course you don't get a credit for taking that. They said no problem. They didn't care.

But get this...and I have NOT put this in my other thread yet. I just talked to a friend I have there and found out even more amazing info. the reason why I know someone there is because when I first signed up with them...it was only for my wife's camera and I called them and said that we have two lens as well. I was the actual FIRST customer to be allowed to added high end lens to my policy. At that time I had 2K worth of theft/accident for the Camera and two lens that cost me $200 a year. i was dealing with a specific person there and she helped me out...so she knows who I am and we are friendly.

Anyway, the girl that helped me...just called me like 10 min ago. Because yesterday I had left a message about being sure that a non-accredited online course was acceptable and if I could have that in writing.

Ready for this? Not only can ANYONE now take out a policy for the College Plus package...no serials needed. But she JUST TOLD me...that you do NOT have to be enrolled in ANY school at all. I told her that if I told my "friends" (which she doesn't know is the XDA forums..lol ) that WorthAve was gonna get rushed with applications. But she said that it was fine. Anyway. I'm enrolled now. So I don't really care if anyone else knows

;-P

So. There you go. Done deal. Don't believe me.... call them and ask yourself.

Use the 15OFF code before it expires.

Promo Code: 15OFF Change

You saved $15.00

Policy 1 Edit

College Plus Insurance

1 Year Coverage

Coverage Amount: $4,000.00

Deductible Amount: $25.00

Price:

$100.00

-$15.00

$85.00

This policy will renew automatically next year.

Processing Fee: $5.00

Total: $90.00

2k is the minimum amount you can select. I ran it below just to see the outcome. $61.20

Promo Code: 15off Change

You saved $10.80

Policy 1 Edit

College Plus Insurance

1 Year Coverage

Coverage Amount: $2,000.00

Deductible Amount: $25.00

Price:

$72.00

-$10.80

$61.20

Processing Fee: $5.00

Total: $66.20

She said they don't need serial numbers...but yeh, I am giving them serial to have on file ANYWAY. Especially if I have to report the equipment stolen I want ALL the serials on record.

And now...I can breathe.