KNOW ALL MEN BY THESE PRESENTS, That I, EUGENIE STEIN, of ____________ have made, constituted and appointed and by these presents do make, constitute and appoint HOWARD S. GANS of Washington, County of Litchfield, State of Connecticut, my true and lawful Attorney for me and in my name, place and stead, from time to time and at all times:

1. TO OPEN accounts in any bank or Trust Company or banking or brokerage house (all of which are hereinafter referred to and included in the term "financial institution") in which I may now have an account or in which he may hereafter open an account for me and in my name, as in his sole and uncontrolled discretion he may select;

2. TO MAKE, sign and deliver checks and drafts drawn upon or made payable by or at any financial institution or drawn against my account with any such financial institution, and whether or not my said account in such financial institution shall at the actual time of making or presentment of any such check or draft be in credit to the full amount thereof; and whether payable to the order of said Attorney or Attorneys, or otherwise; and to settle and adjust my accounts with any such financial institution.

3. TO ACCEPT any and all drafts, bills of exchange, or other orders for the payment of money at any time drawn upon me, making the same payable at any such financial institution or otherwise directing the payment thereof by any such financial institution;

4. TO ENDORSE and deliver for deposit with or collection by any such financial institution or otherwise any and all checks, drafts, promissory notes, certificates of deposit or other orders or instructions for the payment of money;

5. TO PROCURE to be discounted by any such financial institution for my account any and all promissory notes, drafts or other orders for the payment of money at any time drawn and endorsed payable to my order or generally, and to endorse the same for the purpose of such discount;

6. TO BORROW money from any such financial institution from time to time or otherwise, and to execute and deliver notes, either secured or unsecured, for the repayment of the same; to pledge as collateral to such notes, stocks, bonds

or other securities and property and to sell, assign and transfer the same; to
pay such notes and redeem such collateral; to receive from time to time as agent
of any such financial institution for any purpose and to withdraw stocks, bonds
or other securities and property held by said financial institution, either as
a special deposit or as collateral to such notes, and give good and sufficient
receipts therefor, and to substitute for collateral so withdrawn, other stocks,
bonds or other securities and property;

7. From time to time to borrow from any individual Copartnership
or Corporation on my behalf and in my name such sums of money and upon such terms
as he may think expedient, upon the security of any or all of my property, whether
real or personal, or otherwise, and for such purposes to give and execute and
acknowledge mortgages with such powers and provisions as he may deem proper, as
also such notes or bonds as he may deem appropriate;

8. In my name and as my act and deed, to sign, seal, acknowledge,
and deliver all such leases and agreements as he shall deem appropriate, and to
receive and collect all the rents, income and/or profits that may be payable to
me and in my name to sign effectual receipts for the same;

9. To commence, prosecute, or enforce, or to defend, answer or oppose
all actions or other legal proceedings touching any of the matters aforesaid,
or any other matters in which I am or may hereafter be interested or concerned;
and also in his uncontrolled discretion, to compromise, refer to arbitration, or
submit to judgment in any such action or proceeding;

10. To adjust, settle, compromise or submit to arbitration any
accounts, debts, claims and demands, or controversies which are now subsisting
or may hereafter arise between me and any other person or persons;

11. To compound and accept part in lieu of and in satisfaction for
the whole of, or to compromise any debt or sum of money now or hereafter owing
or payable to me, or any other claim or demand which I have or may have against
any person or persons; or to grant an extension of time for the payment or satis-
faction thereof, upon such terms as he may deem proper, either with or without