KISSINGER, HENRY A./S

Gladys Detwiler, Stubenbord
2301 "E" Street N. W.
Washington, D.C.20037

November 10, 1971

Dear Dr. Kissinger:

Last Thursday I visited with your parents. Since you mentioned in your letter of November 2nd that you appreciated hearing how I found them, I thought I should let you know. Your mother told me that your father has been depressed and that he has experienced considerable discomfort as a result of the condition (which you are probably familiar with) that has persisted some 4 weeks. He has to use a pillow for some relief. Your mother is the same but is still troubled with arthritis.

When they read in the papers that you were in New York a week ago Saturday they expressed a little disappointment they did not receive a call but quickly said, "He doesn't have the time." Both fully realize the demands and responsibilities that burden you. They are always buoyed and cheered by your voice and are understanding when they don't hear it over a period of time.

After we left the table your father said, "I want you to see that I use the clippings you send me." He proudly displayed his scrapbook which he painstakingly works on saying, "It is my 5th and I told Henry it was for his children" but he said you told him, "It's mine first."

As I was leaving your mother said to me, "Come whenever you can Henry and you are the only ones who make Louie laugh, you made him forget his depression." All of us did have some good laughs.

I am in something of a quandary for I would not presume to tell you about your parents if I thought you would resent it and certainly would take no offense if you said so. However, considering that your father is in his eighties approaching the afternoon of life and that they are wonderful people, I am of the opinion that you would prefer to know. Although perhaps they would not like me to say anything in fear of worrying you, I hope you will forgive me for the impulse that prompted me to do so.

On Monday November 15th I am going to New York for a Trustees Meeting of the Fontainebleau 1'Ecoles des Musique et Arts and shall remain a night or two. If there is anything you wish to send them or I can do please let me know. I shall be talking

RECEIVED
MAR.21 1972

CENTRAL FILES

KISSINGER, HENRY A. /S*

NOV 2 1971

Dear Mrs. Stubenbord:

Thank you for your letter of earlier this month.
I apologize for not writing to you sooner; I am
sure you now understand some of the reasons
why.

I was pleased to receive your very interesting
letter, and am glad to know that you are enjoy-
ing my picture. I also appreciated hearing how
you found my parents. I don't get to see them
nearly as often as I would like.

Thank you again, for taking the time to write to
me.

Mrs. John Stubenbord
2301 "E" Street, N. W.
Washington, D. C. 20037

jlp:11/22/71

Gladys Detwiler Stubenbord

2301 "E" Street N.W.
Washington, D.C. 20037

October 3, 1971

Dear Dr. Kissinger:

Please excuse me for not writing sooner to thank you for the very interesting photograph which you sent. The delay was due to my sister's death in New York, John's hospitalization for a few days and matters pertaining to both.

Your photo is now displayed next to that of another great man - Georges Clemenceau. Like Metternich he too was an intriguing individual. Your mother may have told you of my close association with the Clemenceau family subsequent to Dr. Detwiler's death in 1957. I became acquainted with his only son as a result of data I collected about his mother about whom I intended writing a story. I traced her genealogy back to 1595, collected considerable material about her and as a result was invited and spent several days at the chateau in Vendée where the premier was reared and at Bel Ébat on the coast of the Bay of Biscay where he more or less retired upon failing to become President of France. His son was was eighty four years of age when I met him and died at the age of ninety one after marrying his fourth wife when he was ninety. I have known all four of his wives and visit the fourth one every summer when I am in France. She is anxious to have my material. He gave me rare documents and pictures and a release to use them as I wished. Two telegrams were among them sent during the Franco-Prussian War when the Germans were at the gates of Paris in 1870 and France was appealing for help to the provinces. One was sent by pigeon from Montmartre by Clemenceau to his wife in Vendée the other by her to him. There are letters written to his father (1865-66) when he came to America to see how "democracy worked" and took up the practice of medicine in Greenwich Village after his father cut off funds in order to force his return to France. He gave me the manuscript which he wrote about his grandfather Benjamin Clemenceau and his own personal diary which he kept while a hostage of Hitler's at a castle in the Austrian Tyrol. The diary gives an account of many interesting incidents or events relating to the life, routine and character of various other hostages, including Paul Reynaud, Daladier, LeBrun, Generals Gamelin and Wegand, DeGaulle's sister and brother-in-law, Jouhaux, Boratra, etc. It contains a vivid description of the suicide of the Commandant of Dachau who arrived "in a sumptuous Mercedes, filled up to the top with luggage of all sorts......" who took refuge at the castle when the Americans were advancing between Rosenheim and Kufstein. Paul Reynaud who obtained Hitler's permission to have his secretary (by whom he had a daughter while living at the castle) wrote much of his book In the Thick of the Fight while a hostage. Some of the descriptions were too vivid to be translated, e.g. Daladier especially. Conflicts of personality, Michel Clemenceau's venom for anyone who criticized his father,

his hatred for General Wegand are revealed throughout. If you think this diary has any place in history, I would greatly appreciate knowing it. I have been unable to decide what to do with it.

A few days ago I returned from New York, and saw your parents. Your mother prepared a wonderful dinner and I had a lovely evening visiting at their apartment. They looked exceedingly well, but your mother said she still has a trace of laryngitis.

We were sorry to have missed you at the opening of the Kennedy Center and the reception following in the North Lounge. However, I did see you in your box from my 5th row orchestra seat. The lounge was crowded and upon entering we turned to the right where we joined some friends with whom we remained most of the evening. Before leaving I ambled to the west end to talk with Aaron Copland who was with us at Fontainebleau and gave a performance there in July. When I inquired if you were there someone said, "He's just left."

Recently I was notified by the District School System that because of age I could not be reappointed. This is distressing as I have proven that my potential is as good as it was thirty years ago and I like and want to work, as long as I have the physical and mental ability. Last year when John was away ten months visiting islands in the Indian Ocean (except for the two months during the summer when I was with him) I went to New York and taught a full program in American and World History at the Louis D. Brandeis High School and two evenings a week at the Charles Evans Hughes Evening High School. Both schools asked me to continue the following terms. I am still eligible to teach in New York but cannot do so with John back in Washington in full time practice. Besides, I prefer to engage myself in another type of work, within walking distance of my home. With two degrees in Political Science from Columbia University and sufficient graduate work for a PHD, three teaching licenses, years of extensive travel, and experience in dealing with people, I am anxious to continue to function in some useful capacity. With the government's intensified interest on behalf of Senior Citizens, I hope I can find a place where I can work, (if necessary unlimited hours a day) regardless of the type, however menial. There's dignity to any kind of well done. If there is an Executive Office Building Personnel or Employment Office or agency at which to apply, I should be grateful to know about it.

This letter is longer than intended. However, I hope that you will sometime have the leisure to read it. Again thanking you for your photograph and with best wishes

Dr. Henry Kissinger
2527 Waterside Drive
Washington, D.C.

KISSINGER, HENRY

Dear Mrs. Stubenbord:

Thank you for your thoughtful letter and,
particularly, for your kind comments
regarding your late husband. You were
very generous to take the time to write.

I can see why my father would be so
fascinated with your travels. You have
visited some of the remote corners of
our world and must have marvelous
tales to share.

With warm wishes,

Mrs. John Stubenbord
Conservatoire de Musique
Palais de Fontainebleau
Fontainebleau, France

RECEIVED
SEP 8 1973

CENTRAL FILES

MRS. JOHN STUBENBORD

CONSERVATOIRE DE MUSIQUE
PALAIS DE FONTAINEBLEAU
FONTAINEBLEAU, FRANCE

August 6, 1973

Dear Dr. Kissinger,

CONGRATULATIONS! I was delighted to read in the International Herald Tribune (Paris Edition August 4-5, 1973) that you were honored August 3rd by winning the International Platform Association's Theodore Roosevelt award. In response to the highly merited tribute, your adlib comments as quoted in the paper were beautifully and brilliantly expressed.

Years ago my late husband Dr. S. R. Detwiler was a member of the Nobel Prize Committee for Medicine. If he was alive and a member of the Committee for Peace instead, you would certainly be his designation for the distinction of receiving their award.

Last week I had a long letter from your mother. Your father always includes a short one with her's. I had planned to spend a few days at Flims visiting with them and also see Arno and Erica. However, I shall wait and see them in New York in September or October. As we are both Trustees of the schools at the Palace, have several meetings and a full program the next few weeks, I shall forego the opportunity this summer. They were especially interested they wrote, in hearing about some of my experiences this spring and in seeing some of my slides pertaining to my visits at Pitcairn, Easter, Komodo and other islands of the South Pacific Ocean and Indonesian Archipelago. Last winter your father carefully followed with considerable interest on his map my travels above Svalbard in the Arctic, the East coast of Greenland, the Amazon jungles, Falkland Islands and Antarctica. His knowledge about remote places in the world and interests generally, are boundless. He is remarkable!

With best wishes

Dr. Henry Kissinger
The White House
Washington, D. C.

Washington, D. C.
The White House
Dr. Henry Klaasen

With best wishes
and interests generally, are pomphles. He is remarkable
and antarctic. His knowledge about remote places in the world
isat coast of Greenland, the Amazon, jungles, Eskland, islands
and some of my experience this spring and in seeing some of my
They were especially interested then, wrote, in hearing about
next few weeks. I shall forego the opportunity this summer.
at the Palace, have several meetings and a full program the
September or October. We are both Trustees of the schools
and Erics. However, I shall wait and see them in New York in
abend a few days at Elima, visiting with them and also see Arno
swyva, includes a short one with her, a. I had planned to
last week I had a long letter from your mother. Your father

be his designation for the distinction of receiving their award.
member of the Committee for Peace inated, you would certainly
Nopel Prize Committee for Medicine. It he was alive and a
Years ago my late husband Dr. R. R. Detwiler was a member of the

paper were beautifully and brilliantly expressed.
highly merited tribute, your sdiip comments as quoted in the
Association's Theodore Roosevelt award. In response to the
honored August 3rd by winning the International platform
Hersel Trippe (Paris Edition August 4-5, 1933) that you were
CONGRATULATIONS! I was delighted to read in the International

Dear Dr. Kissinger,

August 6, 1933

MR. JOHN STUBENBORD

LONVAINEBEAN, ERUCE

PAYAIS DE LONVAINEBEAU

CONFERENCIE DE MUSIQUES

GENERAL

FGG-11-1 KISSINGER, HENRY A.

KISSINGER, HENRY A. /5*

FEB 15 1972

Dear Mr. Stucky:

Thank you for your letter of January 26 regard-
ing the Harvard Law and Graduate Schools Re-
publican Club's visit to Washington. I appreciated
your interest in meeting with me and wish that
I could set an appointment for us to do so.

At the moment, as I am sure you can imagine,
my schedule for March is extremely uncertain.
It appears however, that recovering from the
President's trip to China, planning for his trip
to Moscow and my hopes of getting away for a
small amount of leave during the month all con-
spire to make it impossible for me to make any
additional commitments for that period.

I wish you a pleasant and profitable visit to the
city and regret that I will not be able to see you.

Mr. Scott W. Stucky
Ames Hall 320
Cambridge, Massachusetts
02138

jlp:2/11/72

RECEIVED
FEB 16 1972
CENTRAL FILES

Table of Contents

<table><tr><td>New Creative Systems</td><td>4</td></tr><tr><td>Multiple Stages of Integration</td><td>5</td></tr><tr><td>The Executive Center, "A New Professionalism"</td><td>6</td></tr><tr><td>New Values to Share</td><td>7</td></tr><tr><td>Housing in Systems</td><td>9</td></tr><tr><td>No On Site Maintenance Problems</td><td>12</td></tr><tr><td>The Creation of a Compelling New Buying Power</td><td>12</td></tr><tr><td>Multiple Choices for the Buyer</td><td>13</td></tr><tr><td>The Establishment of a New Bankable Product</td><td>14</td></tr><tr><td>The Creation of an Entirely New Source of Mortgage Money</td><td>14</td></tr><tr><td>Youths Participation in American Industry</td><td>15</td></tr><tr><td>Leisure Time—Do It Yourself</td><td>15</td></tr><tr><td>A New Supplemental Income</td><td>15</td></tr><tr><td>Registered, Bankable Certificates for House Units</td><td>17</td></tr><tr><td>Housing and Human Ecology</td><td>17</td></tr><tr><td>Needed, an Integrity Search</td><td>18</td></tr><tr><td>The Third Industrial Revolution—Survival Hopes</td><td>19</td></tr></table>

3

Creative Systems In Housing

JULIUS STULMAN

NEW CREATIVE SYSTEMS

Resolution of some of our present seemingly intractable problems lies in courageous application of new creative systems.

For the housing industry, a creative system approach could evolve a whole new dimension of living and, at the same time, reduce the present cost of house, utilities, and appliances by two-thirds.

Adequate solution of problems requires consideration—on an integrated basis—of all fields of human endeavor, for ultimately all problems are those of man and mankind. We should recognize that, fundamentally, we are dealing with large degrees of “ignorance” —especially about the “system” man, his relationship to natural laws, his relationship to the mankind body, and his interplay with the intelligence of the universe.

We must be increasingly cognizant of the feedback influences of cultures, of the limitations of human awareness, of the inadequacy of our educational processes, and of the crucial importance of our ability to listen and properly understand.

To attempt a systems approach in a few minutes is itself to compound errors. We have moved into a stage of human development in which it is utterly presumptuous for any one of us to be a speaker trying to tell others some alleged total fixed truths. There can really be no speakers—there can only be listeners—each hopefully conditioned to hear with a growing awareness and an integrity capable of making a comprehensive interpretation and evaluation.

Heretofore, we have attempted to resolve our basic problems by moving through multiple stages, countering each crisis largely expedient to current pressures, engineering well defined symbols—power emblems—which have proven inadequate, for in most cases we arrive at solutions without any fundamental understanding of the true nature of the problem, nor its complexities.

*In formation

Presented by Julius Stulman, president of The World Institute Jerusalem, Israel*, December 28, 1970, Chicago, Illinois under the auspices of The American Association for Advancement of Science and The Society for General Systems Research

4

Ordinarily our solution represents at best, an improved "next step," rather than the quantum jump that our times require.

MULTIPLE STAGES OF INTEGRATION

To further pursue the historic evolution of the conditions in which we find ourselves—moving through multiple stages of integration —becomes an involved and lengthy process. I shall, therefore, limit myself to an outline of my concept of a creative systems approach and its application to housing.

Such an approach should be capable of maximizing all mankind's knowledge on an interdisciplinary basis, beginning at the peripheral point of the creative process. The solution should be capable of moving from the simple to the system, from system to organization, from organization to synthesis, from synthesis to metamorphosis, and from metamorphosis feed back new values to all earlier stages in order to renew and expand continued creativity.

The metamorphical point thus becomes a new beginning point, advancing in continued change, "pulsing" integrative new values as the creative process continually renews and advances itself.

It is insufficient, however, just to state the principles of a system, without having the ability to apply it in practical terms. To do so, infers that one does not truly understand the theory he offers. For to deal with the practical means dealing largely with ignorance—limited knowing. My definition for being "practical" is "to have the ability to deal with error." Therefore, any point in a systems approach should be a beginning point, capable of offering practical programs whose feedback values can be applied in role-playing systems now, yet capable of continued creative development, in the process of change.

I shall attempt to outline a systems approach to "housing" that will cope with multiple problems involved in the tapestry of human adventure and ultimately evolve feedback effects of constant change to an organismic "system" itself.

5

THE EXECUTIVE CENTER, "A NEW PROFESSIONALISM"

A systems approach to housing should begin with the establishment of an "Executive Center"* creating a "new professionalism" for urban and suburban development. This center shall be staffed by experts representing all areas of human concern who will work together on an interdisciplinary basis.

Because of the way they work together, peak performance would be maintained. Their role would be to interpret, evaluate, and maximize all knowledge concerning the center's responsibilities, with the goal of ever broadening understanding of what we really mean by the term "housing." In other words, the Executive Center is a "brain resource."

I was introduced to you as president of The World Institute, a concept that I have been pursuing for many years, to encourage the development and dissemination of ideas that are in the interests of mankind. Over the years, I have had the privilege of working with government bodies in many countries, and with many educational institutions. Reflective of The World Institute Methodology** is the creation of an "Executive Brain Resource," to help man, aided by the latest of technological facilities, to solve his problems through the creative process and emerge into a growing wholeness. Such emergence, must be accomplished in today's world—if we are to have a tomorrow.

The challenge, then, is to bring these new integrative abilities into the solutions of all problems—those of developing nations, of Appalachia or ghetto type areas: problems of the handicapped, geriatrics: of leisure time, of youth. The challenge further is to guide the development of growing communities so that—in a healthy environment—they meet the social and economic needs of man—all without the loss of personal freedom.

*Executive Center—J. Stulman—1947.

**World Institute was first proposed by J. Stulman in 1941.

6

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## NEW VALUES TO SHARE

As man advances through the knowledge which could be his, applied with integrity, to a growing wholeness, he should emerge with greater responsibility to the integrated concerns of all mankind. We must move from a materialistic and too competitive an era of "taking to have," to a largely non-competitive system where we create "new values to share."

We must find a new way of life!

The products of modern technology must be made more easily available. Through systems application, material things will be made more readily and economically available than is possible with the fractionated methods of today.

The value of the inner man—rather than those of the outer man— will then become of prime importance. Ultimately we will come to learn that we ourselves are both the artist and the end product.*

Through the feedback of science applications we must create abilities enabling us to maximize the production capabilities of manufacturers, and establish revolutionary new distribution systems, capable of antiquating most earlier procedures of production, sales, bookkeeping, warehousing, handling, franchising, packaging, advertising, unnecessary abilities built into products to meet the vagaries of multiple market requirements, singularly housed products, or patent demands—and release heavy dollar involvements in current type operations.

This could indicate new directions for economic stability away from the building of inflation and depressive forces, for any point in an economic cycle** is a beginning point, and need never go down, depending on our ability to create and develop new ideas and/or greater distribution systems. Further, the system should indicate new

*Fields Within Fields... Within Fields—J. Stulman—1968, Volume 1, Number 1.

**Worldwide Trends and Insights—J. Stulman—1957.

7

directions for corporate growth which move away from the present conglomerate type merger and acquisition methods.

This Executive Center for urban and suburban development should be able to guide the administrators, who today—in the name of social welfare—attempt to aid deprived segments of our society. No one need be deprived! That many are, is the result largely of feedback from the pyramidal structures of our growing stages—growing stages where people could not foresee that their lack of concern for all man-kind would cast heavy shadows to create social, environmental and international problems for the generations to come.

The Executive Center should be able to show new directions for increasing production and product quality, and drastically reduce the ultimate end product price and make them available to growing numbers of consumers throughout the world, on an acceptable and affordable basis. Simultaneously, all participating in this maximum effort should be rewarded—labor, management, and stockholders.

The Executive Center should likewise help bring into being multiple new forms of complementary services in "system" and aid in bringing a "new pulse," conditioning mankind to adequately move into the new era of science application, concerned with the emergent inner development of creative man.

The Executive Center should set up a distribution system capable of moving in change, from the maximized plant capacity in a straight line to the consumer. The key, a "containerization flow system," which integrates the growing production capacity of multiple numbers of factories, so that they may create, produce and assemble new products—not easily accomplished by present procedures.

In terms of housing systems, our goal is to turn "the house" into a self-renewing function which adjusts and develops, as individuals, opportunities and communities evolve.

This creative systems approach to housing should create substantial new sources of money and stimulate new methods of financing to re-

8

[LC]

place traditional mortgage lending which has been inadequate to
the responsibilities and needs of growing communities.

## HOUSING IN SYSTEMS

Let us see how this can be specifically applied.

The administrators of the Executive Center, scanning the in-flow
of world-wide science technology, opportunities, and new material
resources, apply through their research departments their potential
findings. The Executive Center, cooperating with architects, de-
signers, manufacturers and city planners from all over the world,
would help develop standardized, integrated, intermodular parts, so
that there may be factory-built, precision made, sophisticated units
with multiple abilities, which can be interlocked in various combina-
tions, by easy methods, and set-up a system of assembly—not merely
assembly of parts—ultimately capable of producing a flow of pre-
cision, factory-built houses and housing complexes.

There should be no need to buy separate parts for acoustics, insula-
tion, lighting fixtures, carpeting, wall treatments, heating, air-
conditioning, dustproofing abilities, separately housed appliances and
utilities, for we can pour, spray, mold, extrude, set fibre threads to
mastic, use multiple combinations of metal, fibres, plastics, glass,
cement, and/or new materials, as science allows, all pre-set in or
affixed to panels, at the factory, with the sophistication of many com-
binations. The intermodular units, housing these and further abilities,
should be constructed to lend themselves to multiple numbers of
standard design potentials, the panels having the ability of being an
inner and outer wall, and bearing wall, constructed so as to gain a
growing acceptance.

Panels or pre-fit interlocking units should be designed to house in-
serted sections such as wiring abilities—a full range of plumbing from
plastic to brass, chrome to gold plate, for growing numbers of fa-
cilities or utilities, all sectionalized in compact cartridge units.

This type of prefabricated, standardized, interlocked panel section,

9

factory oriented unit house, can be made available for site assembly
as a single isolated unit, or for a "community in change."

Each panel and each utility cartridge unit, and their separate unitized
parts, will be interchangeable and have an annual rated value. Each
would be dated, registered, insured and carry a bonded maintenance
guarantee for its life expectancy.

With proper fittings, parts and sections can be used for everything
from remodeling, trailers, boathouse, tiered in factory-built utility
core towers, or in any combination capable of producing multiple
innovative community complexes.

## NO ON SITE MAINTENANCE PROBLEMS

As new discoveries and applications become available, the utility
cartridges can be replaced periodically with listed trade-in values, in-
corporating new developments of science and materials.

There will be no maintenance problems, for in a unit house, no on-site repairs are necessary. All deficient sections or cartridges will be readily replaced, in accordance with the guarantee. Likewise, rated replacement potentials on all sections or new panels carrying cartridges with new utilities or abilities, will be made available for trade-in at listed price. The replaced section returned to the factory for reconditioning and resale.

## THE CREATION OF A COMPELLING NEW BUYING POWER

To make all of this a feasible program, a *compelling new buying power* must be created. The manufacturers must be shown how they can produce advanced products, with a sense of security, and move profitably into the new era.

As the building material industry moves in these new directions, it will provide the stimulus for technically sophisticated industry to participate advantageously in the program.

In the United States there would have to be strategically placed distribution depots established across the country, so situated that each caters to an area equal to approximately three hours transporta-

12

tion time. Whenever possible, located where there is a combination
of rail, water, truck, and air facilities capable of using short take-off
and landing cargo planes. Its function, to bring the containerized units
directly from the production line, at the least possible cost, to the dis-
tribution depots for sophisticated direct handling, to the consumer.

MULTIPLE CHOICES FOR THE BUYER

Display centers would be set up with computer facilities and closed
circuit television with the central depots' total abilities, so that a pros-
pective buyer in a local area could make multiple choices either from
actual display, or video tape demonstrations, of all opportunities
offered—able to see how the various combinations he has selected
will finally look.

He may elect to purchase the most expensive living room abilities,
and vary his price choices, panel by panel, unit by unit, utility and de-
sign, at will. He may desire to assemble a number of the panels or
units on a do-it-yourself basis and be shown what is entailed in such an
undertaking—or he may elect to contract from a list of qualified and
bonded assemblers, operating in the area, to do some or all of the
assembly, each operation having an approved listed price.

He may likewise be shown plot sections, area developments, or growing
community complexes, with in-depth information relating to the
many questions he may ask, as to the potential direction and growth
of the community, its multiple cooperative benefits, educational social
and economic possibilities, as they specifically relate to him.

Once he decides where he wants to live, in what he wants to live, a
computer promptly tells him the price, delivery time, and financial
requirements.

It is now up to him to add his personal touches to the potentials, built
into the panels for such special treatment.

The depot will set up express arteries and move the containerized units
to the assembly site, as and when needed, all operations computer-
controlled.

13

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The buying power generated from sales will enable the administrators to invite the manufacturer to participate in this distribution system. The manufacturers must always remain independent; shipping in growing stages initially from their surplus capacity production ability numbers of streamlined singular units. As confidence, orders, and profits increase, moving to second shifts, eventually converting their growing plant ability entirely to this distribution system.

Since growing technologies will not, in most cases, be as dependent on special local resources, as is now traditional, the plant should locate satellite units adjacent to, or on distribution sites.

## THE ESTABLISHMENT OF A NEW BANKABLE PRODUCT

The switch from traditional production of multiple products to streamlined capacity production, in containerized units—with registered, computerized, bonded and insured controlled inventories—will release a tremendous amount of money—and, in addition, at the moment of containerization, create a new bankable product.

These now released new monies, and profits generated by capacity production of low priced products, will permit the manufacturer to further develop better and lower priced products. As he researches and applies the best science available, the manufacturer is assured continued participation in the system.

## THE CREATION OF AN ENTIRELY NEW SOURCE OF MORTGAGE MONEY

Part of the newly released and created money will be available through banks, which, working with the manufacturer, sales depot, and the consumer, will be able to create an "umbrella mortgage," tailored to the consumer's requirements, to cover payments on the house, its various elements, and allow him to up-date the panels, cartridge utilities, or whatever the new product is going to be. As payments come from the consumer, a computer will cross-allocate the money, charging and crediting units in accordance with agreed arrangements.

The consumer will have great flexibility. He can purchase everything

14

outright, or some of the component parts outright, mortgage or
lease others.

All things being integrated, a new source of funding now comes into
being, capable of bringing a supplemental income, to the vast ma-
jority of Young America, which can be made available through the
establishment of a "Mutual Fund Insurance Plan" handled through
the bank, using as assets the house system units, the purchaser's
credit, the manufacturers' fund, and/or the bank's participation,
or under certain circumstances, foundations or pension funds. The
capital investment can be guaranteed by a procurable ten year
policy, the total trusteed to the bank for the purpose of making house
installment payments from the first income available in excess of carry-
ing charges.

YOUTHS PARTICIPATION IN AMERICAN INDUSTRY

This innovation surely makes it possible for young, responsible
America to easily qualify on almost every level, to participate not only
in home ownership, but in partnership with creative developments
in American industry.

LEISURE TIME—DO IT YOURSELF

These mutual funds could be advantageously employed to create
complementary new distribution systems so that we can move more
rapidly to increased automation facilities, capable of producing so-
phisticated quality do-it-yourself products, not now available, thus
"profitably employing" our growing leisure time with pride of ac-
complishment, and showing new directions for manufacture and
distribution.

Man can now again find himself—not by going back, but by going
forward through a synthesis of our technologies—to reach new plateaus
from which to continue his evolutionary emergence, in freedom.

A NEW SUPPLEMENTAL INCOME

It is further, not inconceivable, that the government would look favor-
ably on such trusteed funds, not only for housing payments, but for

15

[LC]

broad educational purposes, special medical concerns, limited in-
surance premiums, or as independent supplemental incomes to pre-
established levels of income, all on a non-tax basis to the individual,
when they are responsibly handled and certified to under regulations
by the trusteed bank.

The system we propose is capable of developing vibrant coopera-
tive communities which can help create additional *real* dollars by
the savings that could be made available in community complexes—
through cooperative action—such as bakeries, drug stores, food
lockers, kitchens, other social services, community concerns medical,
educational, and cultural.

Through its research and administration teams, its overall com-
puterized, highly skilled information abilities should make its
findings and analysis available to the growing needs of the communi-
ties on a professional advisory basis. They will bring advanced think-
ing to overall planning, and help coordinate the efforts of adminis-
trators and agencies to implement constructive solutions.

They will help bring sophistication, culture and opportunities—now
readily found in the city—to peripheral suburbia and Appalachia-type
areas. They will bring new forms of knowledge and communication
potentials in applied systems, and, in the interplay, new types of liv-
ing ability will evolve.

They will aid in establishing new economic "feeder" opportunities,
such as developing parts for assembly and distribution through the
depots: encourage cooperative processing, such as farm produce,
whose end products could be put on the "highways of the world"
rather than be subject to inadequate knowledge applications which
continue to support traditional inefficiencies, and low economic re-
turns.

Bringing to bear the latest science technology in constant change, and
by streamlining manufacturing and distribution, a constantly modern
and desirable house and utilities can be almost anybody's.

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## REGISTERED, BANKABLE CERTIFICATES FOR HOUSE UNITS

Eventually, all a man need own, is the registered, bankable certificates of the units for a house complex. He may be able initially to advantageously purchase his house on a basis which always keeps it updated. He can accumulate unit certificates for investment, as security, as he now purchases savings certificates, receiving a profitable return and depreciation credit on his investment, operating through a leasing service; capable of ultimately trading the certificates for the most modern available units, whenever needed.

Moving from one location to another becomes largely a matter of paperwork exchange. Its mobility potential greatly increases the freedom of the individual and eventually could alter the concept of land ownership.

Furthermore, this type of house could help create a better social climate where construction is lacking and talents are scarce, where quality materials and products cannot be readily procured. Through a systems approach it is feasible to provide the growing numbers of people grossly lacking in housing facilities to occupy homes having more sophisticated abilities than are now readily available, such as solar traps, fuel cell or long-lasting battery units, dehydration, distillation and other desirable items that meet their particular requirements, as they become available.

## HOUSING AND HUMAN ECOLOGY

As the level of wind resistance in a wind tunnel can determine the ultimate shape and form of a given flying object, the maximization of man's knowledge, applied on an integrated basis, can well shape architectural forms for housing. Housing is an integral part of the total human ecology. A house is, in effect, a substitute womb in which man ultimately learns to find himself and the direction of his continued evolution. It is inextricably involved in the complexities of life and expresses the artistry of man's growing culture in creative and practical applications. It becomes a system of the developing individual

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[LC]

in an interplay with his family, the neighborhood and all the facilities
in his total evolving environment.

People's attitudes and relationships to the "good life" have changed.
There are many more consumers clamoring for houses than ever be-
fore. They cannot possibly meet the prevailing prices, or even enter the
communities where inadequate offerings are being made.

NEEDED, AN INTEGRITY SEARCH

What is called for in this, as in all problems, is an "integrity search."
We must be concerned with who the consumer is, and what he needs
—not just with "what do I have to sell, and how can I sell it?"

It is in the manner in which man approaches the resolution of his
basic problems that we discern his stage of development.

We must now face the question, not of whether we are capable, but
whether we are really desirous of providing housing for an ever-growing
segment of the population here and abroad, and of utilizing the best
of our abilities to do so, even though this may require radical changes
in our operations, and even more so, in our thinking.

Deep and fundamental changes are taking place, but are we willing
to become goal-oriented to the needs of people everywhere rather
than be bound to traditional, or controlled systems which too often
clamor to raise tariff walls—unimaginative blockages which tend to
destroy creativity. Only in an integrative, constantly changing in-
volvement can we adequately satisfy the basic needs of man.

If we adopt a "general systems" approach, it need not be painful nor
unprofitable. We must apply the best knowledge available in systems
to the resolution of our problems in an ethical climate, moving from
materially oriented views to value systems. This is at the heart of the
crying demand of oncoming generations. We must accommodate to it.

At the core of our problems is a too limited goal-orientation by labor
and management, coupled with an inadequate and antiquated ad-
ministrative structure.

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Labor unions are not "with the times" at all. Their unenlightenment
is destroying their membership, their own values, their own free-
doms. Indeed, their own future.

Goal-oriented to stockholders and profits, the one hundred or more
corporations which control the bulk of production and distribution
in this country, are failing to recognize the present and oncoming
consequences of the course they are pursuing which could be called
in the ultimate "strip mining with human beings."

Corporate America is not taking advantage of the knowledgeabilities,
and science technologies now available to them for the develop-
ment of new, creative solutions to human needs, capable of produc-
ing better human values, as well as profits. Instead, they are using these
abilities to further their interest for growth and controls, for corpor-
ate gains through mergers, acquisitions, and seemingly advantageous
international developments.

The Administration must recognize that this is a new era, and that
the required new solutions will not be found any longer in linear and
fractionated approaches.

The hard thing for labor, management, and the Administration to
face is the drastic changes required to replace their inadequate pro-
cedures—especially when these procedures seem to function in the
present framework.

But all around us are signs that new systems must be found by the
Administration, by management, by labor, that bring together the
best of man's knowledge and technology in a coordinated effort to
produce benefits for the largest number of people. The gain will go
to those with courage and imagination to lead.

THE THIRD INDUSTRIAL REVOLUTION—
SURVIVAL HOPES

More important, the implementation of creative, practical systems,
as we have outlined, could very well help bring about the third in-
dustrial revolution, and raise the survival hopes of all mankind.

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