or through any other bank at its discretion and to receive payment in drafts drawn by the drawee or other banks, and except for negligence, this Company shall not be liable for dishonor of the drafts so received in payment nor for losses thereon.

The Company may require the presentation of the pass book before any check is paid or deposit received: but if a check shall at any time be paid or deposit received in the absence of the book, as an accommodation to a depositor, the Company does not thereby waive the right to exact said requirement in further payment or deposits. Payments of checks of depositors will be made ordinarily on demand, but should it at any time be necessary in the general interest of the patrons, the Company reserves the right to require sixty days' notice in writing from any depositor before making payment.

## LOANING OF MONEY

The Company will make loans on deeds of trust and mortgages of real estate, and on other approved securities. Real estate loans constantly on hand for investors.

## TRUST DEPARTMENT

As provided by the law of its incorporation, the Company will act as Trustee, Executor, Administrator, Guardian, Committee (of lunatics), Assignee, Receiver, will take the care and management of estates, receive and invest trust funds, collect rents, interest, dividends and other income, and generally act as trustee, agent and attorney in fact.

Foreign Exchange and Letters of Credit
Furnished

## NOTICE

In making deposits the depositor agrees with the Union Trust Company of the District of Columbia, that credit allowed for items on this or any other bank or party is only provisional and until the proceeds thereof, in money, are actually received by this company or items found good at the close of business of the day on which they are deposited; such items may be charged back to the depositor's account regardless of whether or not the item itself can be returned; that said Company may decline payment of any check drawn on such deposits until the time to enforce these rights by the company shall not be construed a waiver thereof; that items received for deposit or collection are so received at depositors' or person on which they are drawn, or to such bank or persons as said company shall deem reliable; that all such direct or indirect collecting agencies shall be deemed agents of the depositor; that for the negligence, actions, omissions, or failure of such collecting agents, or for loss of item in transit, or any cause, no liability shall attach to the said company; that said items in cash, by check or draft or drafts or losses thereon or for the negligence, default, or failure of another, that items may be collected through the Federal Reserve Banks in accordance with their rules.