FEB-22-2005 17:39

KAI DC

212 753 7248 P.07

6

was no longer strong enough to make the trip to Washington to
receive it in person.

It would be wrong to think of Walt as some kind of invalid. To
the end, he kept working. He simply added the conquest of his illness
to his tasks. When one talked to him about his condition, one heard a
lot about the science of cancer treatment but nothing of his own
travail. Walt had researched the subject, both its formal and its
exploratory aspects, and he had learned the odds of various kinds of
treatment - though he would never discuss their impact on him.

All this sounds a little old-fashioned. And yet - as hard as it is to
understand for the contemporary mind - Walt was the most modern of
men. He was ahead of his time in understanding modern technology -
first for banking and, after his retirement, for society at large in both
its positive and negative aspects. And he was the kind of American -

FEB-22-2005 17:40

KAI DC

212 753 7248 P.08

7

optimistic, humble, caring - that historically has made this country the
hope of the world.

Everyone whose life was touched by Walt Wriston will be
diminished by having to live in a world without him. So will the nation
be. But the magnitude of our loss testifies how much Walt has
ennobled and enriched our lives by sharing part of them with us; it is a
legacy that will never end.

TOTAL P.08

967 WORDS

2/22/05-#4

# Eulogy for Walter Wriston

I saw Walt Wriston for the last time at a small Italian restaurant
near his apartment where he was dining with Cathy and another
couple. My phone calls to his house in Sherman had gone unanswered
for several weekends, which Nancy and I took as a sign that the
terminal phase of his illness had begun. So when I found him sitting
there, I was so relieved that I embraced him, not a gesture he
generally encouraged.

When our emotions are out of phase with the capacity to express
them, banality is often the consequence. I could think of nothing to
say other than to ask how he was doing. "Better than the alternative"
was the matter-of-fact reply. When Walt left the restaurant, he sent

2

the waiter over with a message: He had been happy to see me, but
he did not want to disturb our table by coming over to say goodbye.

When I recalled the event with Cathy after Walt's death, she gave me
a better explanation: "It had been a bad day."

I loved Walt Wriston. It was not so much for his achievements,
great as they were, as the preeminent banker of his age: the inventor
of the bank holding company, of the ATM machine, of international
banking as we know it today. His impact can be measured by
comparing Citibank's position when he became CEO and where it was
by the time he turned it over to his successor. What moved me so
deeply were Walt's human qualities.

We live in an age of extraordinary self-consciousness; its
fashionable representatives evaluate themselves by their image rather
than their performance. The goal is effect rather than achievement;

3

more frequently, the two are confused with each other. Walt's motivating force was the opposite. His ambition was to do, not to be. A product of simpler values, his impetus was a sense of duty; he did not strive for personal empowerment – the fashionable term would have been dismissed – but for an opportunity to serve, which implies values beyond the personal. During the months of his illness, Walt would often answer an inquiry into his health by saying: "I still put in a day at the office."

Work for him was to resist and to transcend the national self-doubt of so much of the intellectual community. Far from blind to America's shortcomings, he treated them as a challenge to enable our country and free peoples to live up to the best within themselves. He avowed freedom, initiative, and service but never invoked these values to advertise his own importance. Rather Walt was a natural leader

4

who prevailed by his integrity, his brilliance, his humanity, and his
selflessness. He was always available for advice; he never obtruded it.

His fulfillment was to contribute to solving problems for which he was
content to leave the credit to others. Several times mentioned as a
potential secretary of treasury, Walt dismissed such speculation with
some self-deprecating comment. He took enormous pride in the work
of his friends who did reach high office, and he was devoted to his
associates at the Manhattan Institute.

Walt had a puckish sense of humor. When playing doubles in
tennis with his friend Oscar Dunn as a partner, he would put up a sign:
"Old age and treachery will overcome youth and skill." The joke was
that he was never old and that cheating was inconceivable to him.

Then there is the saga of the stump remover. Walt was in
possession of the only mechanical stump remover in our corner of

5

Connecticut. He also thought I was somewhat challenged in the field of economics. Combining the two, he decided to teach me the dangers of monopoly or the advantages of competition. Every spring, Walt offered to lease me his stump remover for a fee that included wondrous marginal costs such as travel time, depreciation, and insurance against attacks from rabid animals. As the number of - end my haystacking stumps on my property multiplied, so did Walt's formal bid, making him the Tiffany of stump removers. Of course, his sentimentality undermined his economics lesson: I knew that if I got serious, he would do it for nothing for a friend.

All of us were so proud that President Bush expressed the nation's gratitude by conferring on Walt last summer the nation's highest civilian award, the Presidential Medal of Freedom - though he

6

All this sounds a little old-fashioned. And yet - as hard as it is to
understand for the contemporary mind - Walt was the most modern of
men. He was ahead of his time in understanding modern technology -
- first for banking and, after his retirement, for society at large in both
its positive and negative aspects. And he was the kind of American -

7

optimistic, humble, caring – that historically has made this country the
hope of the world.

969 WORDS

2/22/05-#3

Eulogy for Walter Wriston

2

We live in an age of extraordinary self-consciousness
fashionable representatives evaluate themselves by their in
than their performance. The goal is effect rather than achi

you have 3
"fashionable's"
in this ft.
can you
charge or
delate one?

2

We live in an age of extraordinary self-consciousness,
fashionable representatives evaluate themselves by the
than their performance. The goal is effect rather than a

2

3

more frequently, the two are confused with each other. Walt's motivating force was the opposite of the fashionable. His ambition was to do, not to be. A product of simpler values, his impetus was a sense of duty; he did not strive for personal empowerment – the fashionable term would have been dismissed – but for an opportunity to serve, which implies values beyond the personal. During the months of his illness, Walt would often answer an inquiry into his health by saying: "I still put in a day at the office."

4

Walt had a puckish sense of humor. When playing tennis with his friend Oscar Dunn as a partner, he would say, "Old age and treachery will overcome youth and skill." That was the joke that he was never old and that cheating was inconceivable to him.

4

Walt had a puckish sense of humor. When playing
tennis with his friend Oscar Dunn as a partner, he would
"Old age and treachery will overcome youth and skill."
that he was never old and that cheating was inconceivable to him.

4

5

Connecticut. He also thought I was [somewhat] challenged [in the field of economics]. Combining the two, he decided to teach me the dangers of monopoly or the advantages of competition. Every spring, Walt offered to lease me his stump remover for a fee that was wondrously [included] marginal costs such as travel time, depreciation, [and insurance against] wild animal attacks. As the number of stumps on my property multiplied, so did Walt's formal bid, making him the Tiffany of stump removers. [But] I had one advantage, of course: I knew that if I got serious, he would do it for nothing for a friend.

not sure if This is what you meant with "risk from wild animals".

6

7

FROM :ARNOLD & PORTER LLP

FAX NO. :202 942 5560

Feb. 22 2005 10:45AM P2

ROCERS

848 WORDS

2/21/05-#2

Eulogy for Walter Wriston

I saw Walter Wriston for the last time at a small Italian restaurant near his apartment where he was dining with Cathy and another couple. My phone calls to his house in Sherman had gone unanswered for several weekends, which Nancy and I took as a sign that the terminal phase of his illness had begun. So when I found him sitting there, looking as always, I was so relieved that I embraced him, not a gesture he generally encouraged.

As boney out as usual

When our emotions are out of phase with the capacity to express them, banality is often the consequence. I could think of nothing to say other than to ask how he was doing. "Better than the alternative" was the matter-of-fact reply. When Walter left the restaurant, he sent

Feb. 22 2005 02:45PM P2

FAX NO. :202 942 5560

FROM :ARNOLD & PORTER LLP

FROM :ARNOLD & PORTER LLP

FAX NO. :202 942 5560

Feb. 22 2005 10:45AM P3

2

We live in an age of extraordinary self-consciousness; too often
its representatives evaluate themselves by their image rather than
their performance. The goal is effect rather than achievement; more

Feb. 22 2005 02:45PM P3

FAX NO. :202 942 5560

FROM :ARNOLD & PORTER LLP

3

frequently, the two are confused with each other. Walt's motivating force was the opposite of the fashionable. His ambition was to do, not seem to be. A product of simpler values, his impetus was a sense of duty; he did not strive for personal empowerment - the fashionable term he would have been dismissed - but for an opportunity to serve, which implies values beyond the personal. During the months of his illness, Walt would often answer an inquiry into his health by saying: "I still put in a day at the office."

FROM: ARNOLD & PORTER LLP

FAX NO.: 202 942 5560

Feb. 22 2005 02:45PM P4

FROM :ARNOLD & PORTER LLP

FAX NO. :202 942 5560

Feb. 22 2005 10:46AM P5

4

His fulfillment was to contribute to solving problems for which he was
content to leave the credit to others. Several times mentioned as a
potential secretary of treasury, Wait dismissed such speculation with
some self-deprecating comment. He took enormous pride in the work
of his friends who did reach high office, and he was devoted to his
associates at the Manhattan Institute.

Wait had a puckish sense of humor. When playing doubles in
tennis with his friend James Dunn as a partner, he would put up a
sign: "Old age and cheating will always beat youth and skill." The
joke was that he was never old and that cheating was inconceivable to
him.

Feb. 22 2005 02:46PM P5

FAX NO. :202 942 5560

FROM :ARNOLD & PORTER LLP

FROM :ARNOLD & PORTER LLP

FAX NO. :202 942 5560

Feb. 22 2005 02:58PM P1

FROM :ARNOLD & PORTER LLP

FAX NO. :202 942 5560

Feb. 22 2005 10:46AM P6

5

All of us were so proud that President Bush expressed the nation's gratitude by conferring on Walt last summer the nation's highest civilian award, the Presidential Medal of Freedom - though he was no longer strong enough to make the trip to Washington to receive it in person.

FROM :ARNOLD & PORTER LLP

FAX NO. :202 942 5560

Feb. 22 2005 10:46AM P7

6

men. He was ahead of his time in understanding modern technology -
- first for banking and, after his retirement, for society at large in both
its positive and negative aspects. And he was the kind of American -
optimistic, humble, caring - that historically has made this country the
hope of the world.

Everyone whose life was touched by Walt Wriston will be
diminished by having to live in a world without him. So will the nation
be. But the magnitude of our loss testifies how much Walt has
annobled and enriched our lives by sharing part of them with us; it is a
legacy that will never end.

Feb. 22 2005 02:46PM P6

FAX NO. : 202 942 5560

FROM :ARNOLD & PORTER LLP

848 WORDS

2/21/05-#2

# Eulogy for Walter Wriston

I saw Walt Wriston for the last time at a small Italian restaurant near his apartment where he was dining with Cathy and another couple. My phone calls to his house in Sherman had gone unanswered for several weekends, which Nancy and I took as a sign that the terminal phase of his illness had begun. So when I found him sitting there, looking as always, I was so relieved that I embraced him, not a gesture he generally encouraged.

2

3

4

Walt had a puckish sense of humor. When playing doubles in
tennis with his friend James Dunn as a partner, he would put up a
sign: "Old age and cheating will always beat youth and skill." The
joke was that he was never old and that cheating was inconceivable to
him.

5

All of us were so proud that President Bush expressed the
nation's gratitude by conferring on Walt last summer the nation's
highest civilian award, the Presidential Medal of Freedom – though he
was no longer strong enough to make the trip to Washington to
receive it in person.

It would be wrong to think of Walt as some kind of invalid. To
the end, he kept working. He simply added the conquest of his illness
to his tasks. When one talked to him about his condition, one heard a
lot about the science of cancer treatment but nothing of his own
travail. Walt had researched the subject, both its formal and its
exploratory aspects, and he had learned the odds of various kinds of
treatment – though he would never discuss their impact on him.

All this sounds a little old-fashioned. And yet – as hard as it is to
understand for the contemporary mind – Walt was the most modern of

6

848 WORDS

2/21/05-#2

Eulogy for Walter Wriston

I saw Walt Wriston for the last time at a small Italian restaurant
near his apartment where he was dining with Cathy and another
couple. My phone calls to his house in Sherman had gone unanswered
for several weekends, which Nancy and I took as a sign that the
terminal phase of his illness had begun. So when I found him sitting
there, looking ______ as always, I was so relieved that I embraced
him, not a gesture he generally encouraged.

02/21/05 07:52pm P. 001

703 9414072

JODY WILLIAMS

2

200 wp:5Zpm 02/21/05 P. 002

703 9414072

JODY WILLIAMS

frequently, the two are confused with each other. Walt's motivating force was the opposite of the fashionable. His ambition was to do, not to be. A product of simpler values, his impetus was a sense of duty; he did not strive for personal empowerment - the fashionable term would have been dismissed - but for an opportunity to serve, which implies values beyond the personal. During the months of his illness, Walt would often answer an inquiry into his health by saying: "I still put in a day at the office."

02/21/05 07:52pm P. 003

703 9414072

JODY WILLIAMS

4

02/21/05 07:52pm P. 004

703 9414072

JODY WILLIAMS

5

02/21/05 07:52pm P. 005

703 9414072

JODY WILLIAMS

6

900 P. 006 02/21/05 07:52pm

703 9414072

JODY WILLIAMS

2

restaurant, he sent the waiter over with a message: He had been
happy to see me, but he did not want to disturb our table by coming
over to say goodbye. I recalled the event with Cathy after Walt's
death, She told me in the same laconic way: "It had been a bad day."

I loved Walt Wriston. It was not so much for his achievements,
great as they were, as the preeminent banker of his age: the inventor
of the bank holding company, of the ATM machine, of international
banking as we know it [today]. His impact can be measured by
comparing Citibank's position when he became CEO and [where it was
by the time he turned it over to his successor. What moved me so
deeply were Walt's human qualities.

We live in an age of extraordinary self-consciousness; it is
sometimes difficult to avoid the impression that its representatives
evaluate themselves by performances rather than expressions of

02/21/05 05:12pm P. 008

703 9414072

JODY WILLIAMS

4

and his friends. He was always by his integrity, his brilliance, and his humanity. He was always available for advice; he never obtruded it. His fulfillment was to contribute to solving problems for which he was content to leave the credit to others. Several times mentioned as a potential secretary of treasury, Walt dismissed such speculation with some self-deprecating comment. He took enormous pride in the work of his friends who did reach high office, and he was devoted to his associates at the Manhattan Institute.

Walt had aligest sense of humor. When playing doubles [in tennis] with his friend James Dunn as a partner, he would put up a sign: "Old age and cheating will always beat youth and skill." The joke was that he was never old and that cheating was inconceivable [to him].

C/VJ

02/21/05 05:12pm P. 010

703 9414072

JODY WILLIAMS

5

All of us were so proud that President Bush expressed the
nation's gratitude by conferring on Walt [last summer] the nation's
highest civilian award, the Presidential Medal of Freedom – though he
was no longer strong enough [to make the trip to Washington] to
receive it in person.

However, it would [have been] wrong to think of him as some
kind of invalid. To the end, Walt kept working. And he added the
conquest of his illness to his chores. When one talked to him about his
condition, one heard a lot about the science of cancer treatment but
nothing of his own travail. Walt had researched the subject, [both] its
formal and its exploratory aspects, and he had learned the odds of
various kinds of treatment – though he would never discuss their
impact on him.

02/21/05 05:12pm P. 011

703 9414072

JODY WILLIAMS

812 WORDS

2/21/05

# Eulogy for Walter Wriston

I saw Walt Wriston for the last time at a small Italian restaurant
clothing
near his apartment where he was [out] with Cathy and another couple.

My phone calls to his house in Sherman had gone (unanswered) for
several weekends, which Nancy and I took as a sign that the terminal
looking as always
phase of his illness had begun. So when I found him sitting there, I
was so relieved that I embraced him, not a gesture he generally

encouraged.

place

When our emotions are out of [sync] with the capacity to express them, banality is often the consequence. I could [think of] better, better
nothing [else] to say than to ask how he was doing. "Better than the alternative" was the matter-of-fact reply. When Walt left the

02/21/05 05:12pm P. 007

703 9414072

JODY WILLIAMS

Feb 21 05 08:06P

P. 1

2

restaurant, he sent the waiter over with a message: He had been
happy to see me, but he did not want to disturb our table by coming
over to say goodbye. I recalled the event with Cathy after Walt's
death, She told me in the same lacronic way: "It had been a bad day."

p. 2

02/21/05 05:12pm P. 000

703 944072

JUNY WILLIAMS

Feb 21 05 08:06P

3

CJ

values. The goal is effect rather than permanence, of the two are

confused with each other. People define their goal as empowerment of
the opposite of the desirable attitude.

themselves. None of these terms had any meaning to Walt. His
mentality nothing

ambition was not to be out to do. A product of the simpler values, his

impetus

stimulus for personal

motivating force was a sense of duty; he did not seek empowerment - the very

desirable term would then be disallowed -
but an opportunity for service. During the months of his [illness], Walt

would answer an inquiry into his health by saying: "I still put in a day
at the office."

Work for him was to + be a hundred

On that basis, he could not understand, and resisted the

them [selves]. Never using the values [he avowed] of freedom [and]

+ some but never invited these values]
initiative as a place to advertise his own importance, Walt prevailed

Ratter

was a natural
leader who

P. 3

02/21/05 05:12pm P. 009

703 9414072

JODY WILLIAMS

Feb 21 05 08:07

Feb 21 05 08:15p

p.1

4

Walt had arigorous sense of humor. When playing doubles [in tennis] with his friend James Dunn as a partner, he would put up a sign: "Old age and cheating will always beat youth and skill." The joke was that he was never old and that cheating was inconceivable [to him].

5

All of us were so proud that President Bush expressed the
nation's gratitude by conferring on Walt [last summer] the nation's
highest civilian award, the Presidential Medal of Freedom - though he
was no longer strong enough [to make the trip to Washington] to
receive it in person.

However [it would have been] wrong to think of him as some
kind of invalid. To the end, Walt kept working. And he added the
conquest of his illness to his chores. When one talked to him about his
condition, one heard a lot about the science of cancer treatment but
nothing of his own travail. Walt had researched the subject, [both] its
formal and its exploratory aspects, and he had learned the odds of
various kinds of treatment - though he would never discuss their
impact on him.

P. 4

02/21/05 05:12pm P. 011

703 9414072

JODY WILLIAMS

Feb 21 05 08:07P

## PRELUDE

I Know That My Redeemer Liveth
from *The Messiah*
Ms. Kiera Duffy, soprano

G.F. Handel

## ENTRANCE

GREETING

The Rev. Stephen P. Bauman

PRAYER

SOLO Rock Of Ages

Ms. Kiera Duffy, soprano

Toplady/Hastings

## PROCLAMATION AND RESPONSE

READINGS

Psalm 23

Mr. William R. Rhodes

Psalm 121

Mr. Richard K. Schmeelk

A reading from *The Pilgrim's Progress*

Mr. Roger Hertog

WITNESSES

Mr. Charles O. Prince

Mr. James D. Farley

GOSPEL LESSON

John 14:1-4, 18-19, 25-27

The Rev. Stephen P. Bauman

WITNESSES

The Honorable George P. Shultz

The Honorable Henry A. Kissinger

The Honorable Alexander M. Haig, Jr.

HYMN 696 America The Beautiful

*(The congregation joins in singing:)*

O beautiful for spacious skies, for amber waves of grain;
for purple mountain majesties above the fruited plain!

America! America! God shed his grace on thee,
and crown thy good with brotherhood from sea to shining sea.

O beautiful for heroes proved in liberating strife,

who more than self their country loved, and mercy more than life!

America! America! May God thy gold refine,
till all success be nobleness, and every gain divine.

O beautiful for patriot dream that sees beyond the years

thine alabaster cities gleam, undimmed by human tears!

America! America! God mend thine every flaw,
confirm thy soul in self control, thy liberty in law.

INTERCESSIONS

The Rev. Stephen P. Bauman

PRAYER OF THANKSGIVING

Mrs. Catherine W. Quintal

THE LORD'S PRAYER (in unison)

Our Father, who art in heaven, hallowed be thy name.

Thy kingdom come,

thy will be done on earth as it is in heaven.

Give us this day our daily bread.

And forgive us our trespasses,

as we forgive those who trespass against us.

And lead us not into temptation, but deliver us from evil.

For thine is the kingdom, and the power,

and the glory, forever. Amen.

SENDING FORTH

BENEDICTION

HYMN 110 A Mighty Fortress

(The congregation joins in singing.)

A mighty fortress is our God, a bulwark never failing;
our helper he amid the flood of mortal ills prevailing.

For still our ancient foe doth seek to work us woe;
his craft and power are great, and armed with cruel hate,
on earth is not his equal.

Did we in our own strength confide, our striving would be losing,
were not the right man on our side, the man of God's own choosing.

Dost ask who that may be? Christ Jesus, it is he;
Lord Sabbaoth, his name, from age to age the same,
and he must win the battle.

That word above all earthly powers, no thanks to them abideth;
the Spirit and the gifts are ours, thru him who with us sideth.

Let goods and kindred go, this mortal life also;
the body they may kill; God's truth abideth still;
his kingdom is forever.

POSTLUDE

Ushers

Michael G. Adams

Hans H. Angermueller

Richard S. Braddock

Leslie B. Daniels

George L. Davis

Robert E. Dineen, Jr.

Richard Gilder

Lawrence R. Glenn

David W. Heleniak

Richard M. Kovacevich

Robert P. Meyjes

Lawrence J. Mone

Edward L. Palmer

Herbert Pardes, M.D.

Richard M. Quintal

William R. Rhodes

Reuben F. Richards

Franklin A. Thomas

George J. Vojta

Richard W. Wheeler

Walter Wriston was known to many as a brilliant and innovative banker, statesman, author and philanthropist, but to us, he was, first and foremost, a devoted and loving father, father-in-law, and grandfather. His intellectual curiosity, marvelous humor, kindness, unfailing support and moral compass will continue to inspire and guide us always. With all our love,

-Cassy, Dick, Christopher and Katy Quintal
From the New York Times,
Wednesday, January 26, 2005.

-----

Walter, I can't believe you are gone. You were like a father to me. After playing such a huge part in my life for almost fifty years, there is an enormous hole in my heart and in our lives. I have many happy memories of those early years when our families first became friends, shortly after we arrived in New York from Canada. So many of the directions our life took were thanks to you. You helped us find our apartment in Peter Cooper Village, which became our home for almost twenty years. And, you shared Timber Trails and our beloved town of Sherman with us where, again thanks to you, we bought a home on the same road as yours in 1959. In Sherman, we had wonderful times together, including some great hikes. On one of these, you told us that, since you had been an Eagle Scout, you could start our campfire with just one match. If my memory serves, I think you blamed the "damned wet wood" for the fact that it took a whole matchbook to get that fire started!

Your great sense of humor kept us all on our toes. I still have a letter you sent me in response to one I had written you congratulating you on being promoted to President of First National City Bank. "Dear Michael," your letter reads, "Thank you for your note about my new job. Doubtless, it is from associating with you!"

You were there for me in good times and bad – the deaths of both my parents in particular. You were my rock. My hero. And, over the past two decades, I always have looked forward to our telephone calls and lunches. I will always remember what you said when we had lunch together last year. I asked you what advice or pearls of wisdom I should pass on to my kids. And you replied, "It's not what you say, it's what you do. They will be watching you." And that's the way you lived your life – you walked the walk, and set the bar high for the rest of us, not by what you said, but by what you did. We are so grateful to have had you in our lives. And now may God bless you and keep you until we meet again.

-Michael G. Adams,
Excerpts from the grave side service,
January 24, 2005.

Thank you, Grampa
For your wisdom
For your strength
For your courage
For your keen, discerning eye
For your excellent judgement
For your wit and sense of humor
For your optimism
For your guidance
For your confidence in all of us
For your brilliance
For your passionate interests
For your loving laugh and smile...
And a million other things we love
Thanks for being you, and thanks for being my grandfather!

-On the occasion of his 85th birthday,
August 3, 2004, from his 14 year old
granddaughter, Katy Quintal.

-----

Grampa,
Where is the iron that could have twisted your will,
And where is the hammer that could have shattered your hope?
Where is the rubber that could have bent your beliefs,
And where is the water that could have quenched your thirst for life?
I don't see them here on Earth.
No Socrates shall ever ponder the universe
Without your razor-sharp intelligence.
No Founding Father shall ever build a nation
Without your unique sense of patriotism.
No Einstein shall ever question
Without your curiosity.
No bank shall ever establish itself
Without thinking of your accomplishments.
No one who knew you shall ever utter a word
Without the melody of your voice.
No one's heart shall ever beat
Without remembering you.
You have the love not only of hundreds of individuals
But of our nation and our world as well.
Diseases can beat the human body
But nothing beats the human soul.
As far as I'm concerned,
You're a survivor.
In spirit.
A father,
A husband,
A grandfather,
A banker,
My own piece of heaven.

-From his granddaughter, Katy Quintal,
January 29, 2005.

## Tributes to Walter B. Wriston

Walter B. Wriston's remarkable career redefined the way we conduct international business. During his career in the private sector, he oversaw the introduction of electronic banking technology that helped pave the way for today's modern global economy. Through his years of public service, he championed free markets to benefit Americans and people around the globe. The United States honors Walter B. Wriston for his efforts to advance prosperity worldwide.

-President George W. Bush awarding
Walter Wriston the Presidential Medal of Freedom,
June 2004.

-----

A bold innovator. A great leader. A true visionary. As Chairman of Citicorp from 1967 to 1984, Walter Wriston, quite simply, changed the course of banking forever.

Last year, in recognition of his monumental achievements, he was awarded the Presidential Medal of Freedom by President George W. Bush.

On behalf of Citigroup's 300,000 employees around the world, we'd like to express our sympathy to Walter's family, and to all those who had the privilege of working with him. Not only was he a fearless competitor, he was a pioneer, a gentleman and most of all a friend.

One of the brightest lights in Citigroup's history has gone out. We all will miss him.

-Citigroup Remembers Walter Wriston
The New York Times,
Monday, January 24, 2005.

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The Trustees, Life Trustees, Physicians and Staff of New York Presbyterian Hospital and the Overseers, Faculty and Staff of Weill Medical College of Cornell University are deeply saddened by the passing of our dear friend Walter B. Wriston. A financier, philanthropist, and Presidential Medal of Freedom recipient, Mr. Wriston championed the democratizing effects of globalization and information technology. A member of the Board of Trustees of the Hospital since 1975, he lent his uncommon vision, keen intellect and leadership skills to furthering our mission of excellence in patient care. We especially appreciate his early and prescient efforts to bring the benefits of information technology to the Hospital and Medical College as a member of the Institutions' joint Board. We also remember him as the co-founder of "Cabaret," New York Presbyterian/Weill Cornell Medical Center's annual fund raising event. He leaves an outstanding legacy of stewardship and benevolence. We will miss his wisdom, kindness, and friendship, and join with all who knew him in mourning his loss. Our deepest condolences are extended to his beloved wife, Kathryn, and to the entire Wriston family.

-John J. Mack, Chairman, Board of Trustees

-Dr. Herbert Pardes, President and CEO

-Frank Bennack, Jr., Vice Chairman

-Charlotte M. Ford, Vice Chairman

-Peter A. Georgescu, Vice Chairman

-Jerry I. Speyer, Vice Chairman,
New York-Presbyterian Hospital

-Sanford I. Weill, Chairman, Board of Overseers

-Dr. Antonio M. Gotto, Dean,

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Having worked in Wriston's bank throughout his chairmanship, I am sure that many will share my view that Wriston was not only one of the greatest bankers who ever lived, but a human being of exceptional stature. Great human beings often have a prodigious work ethic, intellect, a keen memory, and humanity. Wriston had all of these, but he was also a tough-minded realist, a hardened professional even in the minutiae of practical banking, and a leader who was tougher on himself than on anyone. From my perspective, Wriston brought unwavering moral, social and ethical as well as business balance to all aspects of his life and was an inspiring exemplar.

-Richard Edgecliffe-Johnson,
Excerpts from a letter to the Editor of the
Financial Times, "A Banker Who Should Be
Celebrated as a True Giant."

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A man who had a profound impact on my life, Walter Wriston, died this past week.

As a personal tribute to him, I want to share with you just a few of the lessons I learned. I became his account manager at Citibank when I was just 25.

I worked in a very high pressure area, managing customer accounts of my own, plus four other employees with their accounts. We received a seemingly endless number of customer complaints about which we could do very little except sympathize with our customers. One day the job was getting the best of me, so I made an appointment to visit one of my customers, the Chairman of Citibank. I sat in Walt Wriston's office and lamented to him how difficult it was to manage my customers, my career, and four other people. I thought the responsibility was huge. Walter looked at me and said, "I know, Amy." He then offered a few words of encouragement and I left, ready to go back to work, comforted by the fact that at least one person knew how I felt at the moment.

Years later, I reflected on that experience and realized that so many other people in Walter's position would have said, "I know, I am the Chairman and I have 100,000 employees worldwide." But not Walter; that response would have shifted the conversation to being about him, minimizing me. It takes a certain personal generosity to let the focus not be on one's self.

Walter called me one day to say that a deposit he made didn't show up on his monthly statement. I was immediately in a tizzy, thinking, "Oh, great, now we have lost the deposit of the bank's Chairman." But Walter said, "We all make mistakes. What sets us apart is how we fix them." Always remember that.

A few years later, Walter and I had breakfast soon after Jordan was born. We talked about current events, work, etc. As I stood up to leave, Walter said, "Tell me, how is the real job?" I sat back down and told him about the great, awesome, joyous job of being a new mom. So many times over the years, when so much was going on at the same time, I looked at myself and said, "How is the real job?"

Remember that question, because when you answer it, your priorities become clear. It was that day in Walter's office when I realized I was only going to work part time while raising you.

Walter wasn't really a business acquaintance. The truth was he was my mentor and a friend. The thing I admired most about him was that a person did not have to be Walter's social, professional or intellectual peer to be let into his life. He had higher standards than that; and once you were in Walter's life, there was always time for you.

I hope both of you have that trait. You never know whose life you will change.

-Excerpts from a letter from Amy Cohen Iles
to her two children, Jordan and Sophie.

I am only partially aware of Mr. Wriston's achievements, innovations in the banking world, significant nationally and internationally. A truly great man.

On a much smaller scale, I personally owe you both a debt of gratitude. For some years, I took great pleasure in my property on Wakeman Hill Road, its lovely, natural, wild condition — trees, rocks, marsh, stream and wild inhabitants, as well as the wild grapes from which I made jam. I chose that land, because I did not want to see it changed — "developed." But, then there was the problem that if I still owned it at the time of my death, it would mean that it would be divided among my children and possibly be sold. Then you and Mr. Wriston made such a generous offer that I felt comfortable about my children's inheritance. But, much more than that, made possible that the land would remain natural — always — my dream, my hope.

Now when I drive by, I look at the marsh, the trees, the rocks, still so beautiful in their naturalness, still unchanged and always to be so except by natural causes, and to be a haven for birds. I am filled with joy and gratitude.

Walter has made world-shaking innovations, but added to those, this small item means so much to Sherman, and certainly to me and my family.

-Excerpts from a letter of condolence from
Caroline Dealy.

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For his many friends, the world without Walter Wriston may be very different. His quiet support in any personal crisis, his wise counsel always emphasizing the positives in any situation — local, national, or worldwide, his renowned humor, always uplifting, and the endless other caring way that he made life more constructive and enjoyable. As one who benefitted from 50 years of friendship as a business associate and his tennis doubles partner, perhaps I can make a pledge that others would support. Difficult as it will be without Walter, we will, as an ongoing memorial, try each day to make the world a better place, as he did. With respect and affection,

-Oscar Dunn,
From the New York Times,
Sunday, January 30, 2005

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L/CJ

L/CJ

-Dr. Antonio M. Gotto, Dean,
Weill Medical College of Cornell University

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On a much smaller scale, I personally owe you both a debt of gratitude. For some years, I took great pleasure in my property on Wakeman Hill Road, its lovely, natural, wild condition - trees, rocks, marsh, stream and wild inhabitants, as well as the wild grapes from which I made jam. I chose that land...because I did not want to see it changed - "developed." But, then there was the problem that if I still owned it at the time of my death, it would mean that it would be divided among my children and possibly be sold. Then you and Mr. Wriston made such a generous offer that I felt comfortable about my children's inheritance. But, much more than that, made possible that the land would remain natural - always - my dream, my hope.

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For his many friends, the world without Walter Wriston may be very different. His quiet support in any personal crisis, his wise counsel always emphasizing the positives in any situation - local, national, or worldwide, his renowned humor, always uplifting, and the endless other caring way that he made life more constructive and enjoyable. As one who benefitted from 50 years of friendship as a business associate and his tennis doubles partner, perhaps I can make a pledge that others would support. Difficult as it will be without Walter, we will, as an ongoing memorial, try each day to make the world a better place, as he did. With respect and affection,

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Walter Wriston
New York Hospital Board Meeting
February 16, 2005

* Most of you know that Walter Wriston passed away at this hospital on Wednesday, January 19th, surrounded by his wife Kathy and his family. He died like he lived with courage. He fought pancreatic cancer for over 18 months even though his doctors had given him only 6 months to live.

* As a trustee of this Board, where he began as a Governor of the Society of the New York Hospital in 1975, Walt cared deeply about this institution. Through the years, he dedicated his time and energy, along with his ideas to the betterment of the hospital. I know personally that being a trustee meant a lot to him and that he counted many of you as his friends.

* I first met Walter Wriston in 1958, and worked for him during my 20 years overseas and later, here in New York, until his retirement as CEO in August 1984. He was a mentor, an example for me and a friend.

* Walter Wriston was a great leader, and a visionary, and if John MacGuillicuddy were here today, I am sure he would agree that Walt changed the course of banking forever.

* Last year, in recognition of his significant achievements, he was awarded the Presidential Medal of Freedom by President George W. Bush.

* For those of us who knew and worked with him, he was an incredible larger than life figure. Walt was a pioneer, a gentleman and most of all a friend. He also had a lighter side to him and a good sense of humor. Two examples that I prize are his lines about coming to and leaving Citibank "I came to Citibank by accident and stayed through inertia" and when he retired, he stated that "I am going from being Who's who to Who's that".

* Kathy Wriston asked me to say that she hopes as many of you as possible will be able to attend his memorial service next week. It will be held at Christ Church Methodist located at 520 Park Avenue, corner of 60th Street, on February 24th at 10:30am.

* He will be greatly missed.

MR. RICHARD K. SCHMEELK

PSALM 121

I WILL LIFT UP MINE EYES UNTO THE HILLS, FROM WHENCE
COMETH MY HELP.

MY HELP COMETH FROM THE LORD, WHICH MADE HEAVEN
AND EARTH.

HE WILL NOT SUFFER THY FOOT TO BE MOVED: HE THAT
KEEPETH THEE WILL NOT SLUMBER.

BEHOLD, HE THAT KEEPETH ISRAEL SHALL NEITHER
SLUMBER NOR SLEEP.

THE LORD IS THY KEEPER: THE LORD IS THY SHADE UPON
THY RIGHT HAND.

THE SUN SHALL NOT SMITE THEE BY DAY, NOR THE MOON
BY NIGHT.

THE LORD SHALL PRESERVE THEE FROM ALL EVIL: HE
SHALL PRESERVE THY SOUL.

THE LORD SHALL PRESERVE THY GOING OUT AND THY
COMING IN FROM THIS TIME FORTH, AND EVEN FOR
EVERMORE.

MEMORIAL TRIBUTE TO WALT WRISTON

by James D. Farley

I was very fortunate to have worked closely with Walt Wriston at Citibank for almost 40 years. I have often wondered why we got along so well. He was a man of vision and great intellectual capacity, and I was neither one.

Walt was a compassionate leader who was, at times, even an amateur doctor. He made many calls on behalf of sick friends, for example, insisting that they see a medical expert at least for a second opinion. He worried about his employees, especially overseas when there was a serious problem in a foreign country. He was like an executive shepherd. There were moments when he enjoyed a few chuckles, often at my expense. In the mid 60's, he came to Canada when I was running our operation there. As his trip was hastily arranged, I had another appointment and couldn't go to meet him at the airport. This was a very costly mistake. I sent the bank driver, Romeo, a French-Canadian to meet the Wristons. On the way from the airport to the hotel, Walt asked the chauffer, Romeo, if he picked me up for work every day. Romeo replied: "Oh, yes...I take Mr. Farley to work at 7:30 every day, then double back to pick up his children and drop them at school. Plus I often take Mrs. Farley to town for shopping!" Well you can imagine how Walt handled those comments. I paid the price for that mistake for many years.

In 1975, Fortune magazine did an article on Walt and the Bank. I was interviewed briefly and said: "Wriston walks around the Bank with a needle that is 6 inches long." About a week after the article appeared, Walter received a letter from Carmine Fabrizio of New York City. The letter read: "Mr. James Farley made reference to the 6 inch needle that you use at the Bank. Our needles are only 2 inches long, but they make the finest suits in the country.

Can we visit you to measure you for one of our custom fitted suits, Mr. Wriston?
We would like to put *our* needle to *you!*" Respectfully yours, Carmine Fabrizio,
Master Tailor. His note Pays to Advertise.

On a more serious note, Walter assembled a wonderful team around him. He always hired the best and the brightest, and he collected a group of motivated and successful people who worked as a team. It took stroking from time to time to keep the team working as a unit, but Walt was a master at making it happen.

He spent many hours looking for talent. He went to the best colleges and universities to find the people he needed. His motto was: "Give me a person with a good brain and **we** can do the rest!" Here.

Walt liked a good story and he liked to laugh. He was even getting to be a good joke-teller in his golden years.

While he has more honorary degrees and awards than most men, he liked to tell strangers that he was raised in the Middle West and lived a simple life. Your presence here today would please him as he always liked an appreciative audience. He was a wonderful friend and an elegant man. I will miss him!