海南省海口市琼山区人民法院
p t ; ” > 民 事 判 决 书
（2016）琼0107民初1283号
原告：韩林轩，男，汉族，1982年12月30日出生，住海口市。
委托代理人：林明斌，海南坤和律师事务所律师。
委托代理人：张梦恬，海南坤和律师事务所实习律师。
被告：符策致，男，汉族，1985年10月26日出生，住文昌市。
被告：苏文平，男，汉族，1984年9月10日出生，住文昌市。
原告韩林轩与被告符策致、苏文平民间借贷纠纷一案，本院于2016年7月18日立案后，依法适用普通程序，公开开庭进行了审理。原告韩林轩于2016年8月25日向本院申请撤回对被告苏文平的起诉,本院予以照准。原告韩林轩及其委托代理人林明斌、张梦恬到庭参加诉讼，被告符策致经本院合法传唤无正当理由拒不到庭，本案现已审理终结。
原告韩林轩诉称，2014年5月2日被告以做生意需要资金周转为由，向原告提出借款89600元的请求。原告基于对被告的信任，遂答应被告的借款请求，借给被告89600元，被告收到借款后，给原告出具了借条一张，载明将于23个月内还清借款，未约定利息金额。此后，经原告多次催收，但被告总是以各种理由推脱，至今分文未还。为维护原告的合法权益，特向法院提起诉讼，请求判令：1、被告符策致立即向原告归还借款本金89600元及支付利息10876.69元(以同期中国银行贷款利率为准，计算至实际清偿之日止)；2、本案诉讼费、公告费、保全费由被告承担。
被告符策致未到庭，亦未作答辩。
经审理查明，被告符策致以做生意需要资金周转为由，向原告韩林轩提出借款89600元的请求，原告基于对被告的信任，遂答应被告的借款请求。2014年5月2日被告向原告出具了《借条》一张，该借条的内容为：”本人符策致因生意需要资金周转，于2014年5月2日，向韩林轩借款人民币89600元，定于23个月内还清该笔借款。本人符策致在此承诺一定按时归还，如没有按时归还所造成的一切法律责任将由借款人承担，每一个月付一次利息。该借条上另有被告苏文平在担保人处签名并按手印”。被告在收到89600元借款后，未按约定时间付清原告借款，原告经多次催收无效后，遂向本院提起诉讼。
原告韩林轩在诉讼过程中向本院提出财产保全的申请，经审查，本院作出（2016）琼0107民初1283号、（2016）琼0107民初1283号之一民事裁定书，裁定：一、查封被告符策致名下的车牌号为×××的丰田牌灰色小型汽车一辆。二、查封担保人韩定才名下的位于文昌市××镇的土地（土地证号：文国用【2002】字第21008**）。（2016）琼0107民初1283号之一民事裁定书裁定：扣押被申请人符策致名下的车牌号为×××的丰田牌灰色小型汽车一辆，期限为一年。
以上事实有原告提供的《借条》以及原告的当庭陈述和庭审笔录加以佐证，并经庭审核实，足以认定。
本院认为:合法的借贷关系受法律保护，在本案中，被告符策致向原告借款89600元有《借条》证明，足以认定。被告符策致未按照约定履行还款义务，应承担违约责任。被告符策致承诺了还款时间却逾期未还，应向原告支付逾期利息。被告苏文平是该借条上的担保人，但原告并未向被告苏文平要求其承担连带担保责任，是其对诉讼权利的处分,应予准许。原告主张被告符策致应偿还89600元借款及支付利息（利息以借款本金8万元为基数,按中国人民银行同期贷款利率计算，从2016年4月2日起至实际清偿之日止）有事实和法律依据，本院予以支持。被告符策致经本院合法传唤，无正当理由拒不到庭，视为其放弃举证、质证和辩论的权利，本院依法缺席判决。综上所述，依据《中华人民共和国合同法》第二百零六条、第二百零七条和《中华人民共和国民事诉讼法》第一百四十四条之规定，判决如下：
限被告符策致于本判决生效之日起十日内向原告韩林轩偿还借款本金89600元以及支付相应利息（利息以借款本金89600元为基数,按中国人民银行同期贷款利率计算，从2016年4月2日起至实际清偿之日止）。
如果未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。
案件受理费1965.99元，保全费1020元，公告费3120元,由被告符策致负担。
如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于海南省海口市中级人民法院。
Lyxrnvzjtuvnifpiuw
审判长郭远英
人民陪审员陈传汉
人民陪审员詹武彬
书记员周衍
速录员吕碧霞
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key: \"appellor\", value: \"张闪,黎进,阳光财产保险股份有限公司桂林中心支公司\" }],LegalBase:
[{法规名称:\'《中华人民共和国侵权责任法》\',Items:[{法条名称:\'第十六条\',法条内容:\' 第十六条
侵害他人造成人身损害的，应当赔偿医疗费、护理费、交通费等为治疗和康复支出的合理费用，以及因误工减少的收入。造成残疾的，还应当赔偿残疾生活辅助具费和残疾赔偿金。造成死亡的，还应当赔偿丧葬费和死亡赔偿金。
\'},{法条名称:\'第四十八条\',法条内容:\'
第四十八条
机动车发生交通事故造成损害的，依照道路交通安全法的有关规定承担赔偿责任。
\'}]},{法规名称:\'《中华人民共和国道路交通安全法（2011年）》\',Items:[{法条名称:\'第七十六条第一款\',法条内容:\'
第七十六条 机动车发生交通事故造成人身伤亡、财产损失的，由保险公司在机动车第三者责任强制保险责任限额范围内予以赔偿；不足的部分，按照下列规定承担赔偿责任：
（一）机动车之间发生交通事故的，由有过错的一方承担赔偿责任；双方都有过错的，按照各自过错的比例分担责任。
（二）机动车与非机动车驾驶人、行人之间发生交通事故，非机动车驾驶人、行人没有过错的，由机动车一方承担赔偿责任；有证据证明非机动车驾驶人、行人有过错的，根据过错程度适当减轻机动车一方的赔偿责任；机动车一方没有过错的，承担不超过百分之十的赔偿责任。
交通事故的损失是由非机动车驾驶人、行人故意碰撞机动车造成的，机动车一方不承担赔偿责任。
\'}]},{法规名称:\'《最高人民法院关于审理人身损害赔偿案件适用法律若干问题的解释》\',Items:[{法条名称:\'第十七条第一款\',法条内容:\'
第十七条
受害人遭受人身损害，因就医治疗支出的各项费用以及因误工减少的收入，包括医疗费、误工费、护理费、交通费、住宿费、住院伙食补助费、必要的营养费，赔偿义务人应当予以赔偿。
受害人因伤致残的，其因增加生活上需要所支出的必要费用以及因丧失劳动能力导致的收入损失，包括残疾赔偿金、残疾辅助器具费、被扶养人生活费，以及因康复护理、继续治疗实际发生的必要的康复费、护理费、后续治疗费，赔偿义务人也应当予以赔偿。
受害人死亡的，赔偿义务人除应当根据抢救治疗情况赔偿本条第一款规定的相关费用外，还应当赔偿丧葬费、被扶养人生活费、死亡补偿费以及受害人亲属办理丧葬事宜支出的交通费、住宿费和误工损失等其他合理费用。
\'},{法条名称:\'第十八条第一款\',法条内容:\'
第十八条
受害人或者死者近亲属遭受精神损害，赔偿权利人向人民法院请求赔偿精神损害抚慰金的，适用《最高人民法院关于确定民事侵权精神损害赔偿责任若干问题的解释》予以确定。
精神损害抚慰金的请求权，不得让与或者继承。但赔偿义务人已经以书面方式承诺给予金钱赔偿，或者赔偿权利人已经向人民法院起诉的除外。
\'},{法条名称:\'第十九条第一款\',法条内容:\'
第十九条
医疗费根据医疗机构出具的医药费、住院费等收款凭证，结合病历和诊断证明等相关证据确定。赔偿义务人对治疗的必要性和合理性有异议的，应当承担相应的举证责任。
医疗费的赔偿数额，按照一审法庭辩论终结前实际发生的数额确定。器官功能恢复训练所必要的康复费、适当的整容费以及其他后续治疗费，赔偿权利人可以待实际发生后另行起诉。但根据医疗证明或者鉴定结论确定必然发生的费用，可以与已经发生的医疗费一并予以赔偿。
\'},{法条名称:\'第二十一条第一款\',法条内容:\'
第二十一条 护理费根据护理人员的收入状况和护理人数、护理期限确定。
护理人员有收入的，参照误工费的规定计算；护理人员没有收入或者雇佣护工的，参照当地护工从事同等级别护理的劳务报酬标准计算。护理人员原则上为一人，但医疗机构或者鉴定机构有明确意见的，可以参照确定护理人员人数。
护理期限应计算至受害人恢复生活自理能力时止。受害人因残疾不能恢复生活自理能力的，可以根据其年龄、健康状况等因素确定合理的护理期限，但最长不超过二十年。
受害人定残后的护理，应当根据其护理依赖程度并结合配制残疾辅助器具的情况确定护理级别。
\'},{法条名称:\'第二十二条\',法条内容:\'
第二十二条
交通费根据受害人及其必要的陪护人员因就医或者转院治疗实际发生的费用计算。交通费应当以正式票据为凭；有关凭据应当与就医地点、时间、人数、次数相符合。
\'},{法条名称:\'第二十三条第一款\',法条内容:\'
第二十三条 住院伙食补助费可以参照当地国家机关一般工作人员的出差伙食补助标准予以确定。
受害人确有必要到外地治疗，因客观原因不能住院，受害人本人及其陪护人员实际发生的住宿费和伙食费，其合理部分应予赔偿。
\'},{法条名称:\'第二十四条\',法条内容:\'
第二十四条 营养费根据受害人伤残情况参照医疗机构的意见确定。
\'},{法条名称:\'第二十五条第一款\',法条内容:\' 第二十五条
残疾赔偿金根据受害人丧失劳动能力程度或者伤残等级，按照受诉法院所在地上一年度城镇居民人均可支配收入或者农村居民人均纯收入标准，自定残之日起按二十年计算。但六十周岁以上的，年龄每增加一岁减少一年；七十五周岁以上的，按五年计算。
受害人因伤致残但实际收入没有减少，或者伤残等级较轻但造成职业妨害严重影响其劳动就业的，可以对残疾赔偿金作相应调整。
\'}]},{法规名称:\'《中华人民共和国民事诉讼法》\',Items:[{法条名称:\'第一百四十四条\',法条内容:\'第一百四十四条
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