海南省海口市秀英区人民法院
p t ; ” > 民 事 判 决 书
（2017）琼0105民初4019号
原告：蔡梅花，女，1968年10月12日出生，汉族，住海口市。
委托诉讼代理人：谢利周，男，住海口市。
被告：吴阿平，男，1981年10月23日出生，住海口市。
被告：中国太平洋财产保险股份有限公司海南分公司，住所地海口市大同路36号华能大厦。
负责人：何飙，总经理。
委托诉讼代理人：曾祥钦，男，该公司职工。
原告蔡梅花与被告吴阿平、中国太平洋财产保险股份有限公司海南分公司（以下简称太保财险公司）机动车交通事故责任纠纷一案，本院于2017年6月30日立案后，依法适用普通程序，公开开庭进行了审理。原告蔡梅花及其委托诉讼代理人谢利周、被告吴阿平、太保财险公司的委托诉讼代理人曾祥钦到庭参加诉讼。本案现已审理终结。
原告向本院提出诉讼请求：一、判令被告吴阿平赔偿原告医疗费7812.28元、后续治疗费7100元、营养费6000元、住院伙食补助费900元、护理费9000元、误工费26070元、精神损害抚慰金5000元、交通费1000元、鉴定费2900元，共计65782.28元；二、判令被告太保财险公司在交强险、商业三者险赔偿限额内承担赔偿责任；三、两被告承担本案诉讼费用。事实和理由如下，2016年6月22日6时55分，被告吴阿平驾驶×××号车在海口市××区处与黄光明驾驶的摩托车载原告发生交通事故，造成原告受伤。交警支队认定被告吴阿平承担主要责任，黄光明承担次要责任，原告无责任。原告被送往海南省农垦总医院住院治疗，2016年7月1日出院，住院9天。×××号车在被告太保财险公司购买了交强险、商业三者险，被告被告太保财险公司应当赔偿原告的损失。
被告吴阿平辩称，原告住院期间，我已向原告垫付了医疗费2000元。
被告太保财险公司辩称，我司仅承担保险合同范围内的合同责任。医疗费应以票据为准，我司有权按医保标准合计医疗费用，超过部分由被告吴阿平承担。后续治疗费，虽鉴定为7100元，但该鉴定包含了部分的美容治疗、按摩理疗费用，并非必然发生。营养费应按50元/天计算。伙食补助费认可。护理费，原告未举证聘请护工合同及票据、护理人员收入情况，应参照我省上一年度居民服务业的标准计算。误工费，原告未举证误工材料，仅从医院病案记载务农，应参照农林牧渔业计算。精神损害抚慰金，本次事故未造成严重后果且原告自身也有责任，不予认可。交通费以票据为准。鉴定费不在我司责任范围。我司承保了肇事车辆交强险、商业三者险限额200000元。
本院经审理认定事实如下：2016年6月22日6时55分，被告吴阿平驾驶×××号车在海口市××区处与黄光明驾驶的摩托车载原告发生交通事故，造成原告受伤及车辆损坏的交通事故。2016年6月22日，海口市公安局交通警察支队作出第0019533号《道路交通事故认定书》，认定被告吴阿平承担事故的主要责任，黄光明承担事故的次要责任，原告无责任。原告被送往海南省农垦总医院住院治疗，原告于2017年7月1日出院，住院9天。医院诊断为：1、脑外伤后综合症。2、全身多处软组织挫伤。3、腰椎间盘突出症。4、骶3椎体骨折。原告支出医疗费7812.28元，其中，被告吴阿平垫付2000元。
另查明，2017年8月28日，海南公平司法鉴定中心作出琼公平鉴【2017】医鉴字第347号《司法鉴定意见书》。经鉴定：一、原告因交通事故所致损伤未达伤残等级；二、原告后续治疗费约需人民币7100元；三、”三期”综合评定为误工期150日、护理期60日、营养期60日。原告支付鉴定费2900元。
被告太保财险公司承保了×××号车的交强险、商业三者险（限额200000元），事故发生在以上保险的保险期限内。
再查，黄光明系原告丈夫，原告放弃对黄光明的起诉。
以上事实，有原告提交的证据《机动车道路交通事故认定书》、《机动车信息查询结果单》、《驾驶人信息查询结果单》、《病案首页》、《入院记录》、《出院小结》、《出院证》、《检查报告单》《住院收费票据》、《门诊收费票据》、《住院押金收款凭证》、《户口登记卡》、《证明》、《外出务工证明》、《鉴定费发票》、《海南公平司法鉴定中心司法鉴定意见书》，被告提交的证据《神州车保服务卡》，原告的陈述、被告答辩意见、法庭审理笔录在卷佐证，经庭审质证，足以认定。
本院认为，一、对民事赔偿责任的认定。海口市公安局交通警察支队作出的被告吴阿平承担事故的主要责任，黄光明承担事故次要责任，原告无责任的认定，事实认定清楚，责任认定准确，本院予以采信，确认被告吴阿平承担70%民事责任，黄光明承担30%民事责任，原告无事故责任。原告放弃对黄光明的起诉，故仅由被告吴阿平承担70%民事责任。
二、对原告主张的赔偿项目及数额的认定，依据双方当事人提交的证据，本院经审查后，认定原告的损失为：
1、医疗费7812.28元。有相关病历资料及医疗费发票为凭，本院予以确认。
2、后续治疗费7100元，经鉴定，原告后续治疗费用约需7100元，原告的主张合理，本院予以支持。
3、住院伙食补助费900元，原告住院9天，其主张按100元/天计算未超出规定，本院予以支持。
4、营养费3000元，经鉴定，原告营养期为60天，本院酌定营养费按50元/天计算。原告主张主张超出部分，本院不予支持。
5、护理费6000元，经鉴定，原告护理期为60天，本院酌定护理费按100元/天计算。原告主张超出部分，本院不予支持。
6、误工费17740元，经鉴定，原告误工期为150天，原告从事建筑行业，其未提供银行工资收入明细或个税缴税证明等证据，其误工费按照2016年度海南省建筑行业在岗职工的平均工资43168元计算，误工费为43168÷365天×150天＝17740元。
7、交通费200元。原告未提供交通费的证据，考虑原告住所与就医地点的距离，本院酌定交通费200元，原告主张超出部分，本院不予支持。
8、鉴定费2900元。有相关票据为凭，本院予以支持。
关于原告主张精神损害抚慰金，根据《最高人民法院关于确定民事侵权精神损害赔偿责任若干问题的解释》第八条的规定”因侵权致人精神损害，但未造成严重后果，受害人请求赔偿精神损害的，一般不予支持，人民法院可以根据情形判令侵权人停止侵害、恢复名誉、消除影响、赔礼道歉...”，原告因本次事故受伤较轻，未造成严重后果，对其此项诉讼请求，本院不予支持。
以上1-8项的损失共计45652.28元。其中1-4项属于交强险医疗费用赔偿限额10000元的赔偿项目，合计18812.28元。5-7项属于交强险死亡伤残赔偿限额110000元的赔偿项目，合计23940元。8项属于其他费用2900元。依据《最高人民法院关于审理道路交通事故损害赔偿案件适用法律若干问题的解释》第十六条”同时投保机动车交通事故责任强制保险和商业第三者责任保险的机动车发生交通事故造成损害，当事人同时起诉侵权人和保险公司的，人民法院应当按照下列规则确定赔偿责任：（一）先由承保交强险的保险公司在责任限额范围内予以赔偿；（二）不足部分，由承保商业第三者责任保险的保险公司根据保险合同予以赔偿；（三）仍有不足的，依照道路交通安全法和侵权责任法的相关规定由侵权人予以赔偿。......”的规定，×××号车在被告太保财险公司投保了机动车交通事故责任强制保险、商业三者险（限额200000元）。本案原告的损失应首先由太保财险公司在交强险医疗费用赔偿限额内向原告赔付10000元，在交强险死亡伤残赔偿限额内赔付23940元。综上，被告太保财险公司在交强险限额内应向原告赔付合计33940元。超出交强险赔偿限额的部分11712.28元（45652.28元-33940元=11712.28元），被告吴阿平承担70%赔偿责任，即8198.6元（11712.28元×70%），由被告太保财险公司在商业三者险赔偿限额内向原告赔付。扣除被告吴阿平垫付的医疗费2000元，被告太保财险公司应向原告赔付6198.6元(8198.6元-2000元=6198.6元)。
综上所述，依照《中华人民共和国侵权责任法》第六条第一款、第十六条、第二十二条、《最高人民法院关于审理人身损害赔偿案件适用法律若干问题的解释》第三十五条、《最高人民法院关于审理道路交通事故损害赔偿案件适用法律若干问题的解释》第十六条之规定，判决如下：
一、被告中国太平洋财产保险股份有限公司海南分公司于本判决发生法律效力之日起十五日内在机动车交通事故责任强制保险及商业第三者责任保险赔偿限额内赔付原告蔡梅花人民币40138.6元；
二、驳回原告蔡梅花的其他诉讼请求。
如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。
本案受理费人民币500元（原告已预交），由原告蔡梅花承担195元，被告中国太平洋财产保险股份有限公司海南分公司承担305元。
如不服本判决，可以在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于海南省海口市中级人民法院。
审判长赵炎炎
人民陪审员李达水
人民陪审员魏朝煜
书记员王银权
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