**海口市秀英区人民法院稿纸**
**签发：**
**核稿：**
**主办单位和拟稿人：**
**事由：** ****
****
**附件：** ****打印 份
**海南省海口市秀英区人民法院**
****
**民事判决书**
（2017）琼0105民初1975号
原告：班荣珍，女，1956年6月6日生，汉族，现住海口市。
委托诉讼代理人：徐晟然，男，1990年5月9日出生，满族，现住现住海口市，系原告班荣珍儿子。
委托诉讼代理人：徐国庆，男，1955年1月1日，满族，现住海口市，系原告班荣珍丈夫。
被告：王平，男，1961年1月3日出生，黎族，系海南五指山XX公司法定代表人，现住址不详。
原告班荣珍诉被告王平民间借贷纠纷一案，本院于2017年4月10日立案后，依法适用普通程序，公开开庭进行了审理。原告委托诉讼代理人徐晟然到庭参加诉讼。被告王平经本院合法传唤无正当理由拒不到庭，本院依法缺席审理。本案现已审理终结。
原告班荣珍向本院提出诉讼请求：1、被告偿还向原告借款8.5万元并支付相应利息（其中8.5万元按银行贷款4倍利率计算，从2016年12月21日算起至借款还清之日止。己还1.5万元不再追讨利息）；2、本案诉讼费、公告费由被告承担。事实和理由：2016年12月11日，被告向原告借款人民币10万元整，并向原告出具借据一张，约定借款使用时间为期十天，偿还时间不晚于2016年12月21日，同时，口头约定到期给付4000元利息。2016年12月12日，原告从其账号为×××的招商银行账户将10万元转账借给王平在建行海口美舍河支行的账户上（账号为×××）。借款到期后，经原告及其儿子多次催款，被告于春节前还款1.5万元，但因被告未按时还款剩余8.5万元，造成原告欠他人款项无法足额筹集，造成原告儿子用信用卡提现5万元向原告补款。经原告儿子及丈夫多次催款，但被告仍拒不还款，请求支持原告的诉讼请求。
被告王平未作答辩。
原告围绕诉讼请求依法提交了下列证据，1、《借据》；证明：被告于2016年12月11日向原告借款10万元。2、《招商银行转账凭证》；证明：原告于2017年3月13日向被告尾号为1467账号汇款10万元。本院认定如下：经当庭核对原件，对《借据》、《招商银行转账凭证》的真实性、合法性、关联性予以认可。
根据当事人陈述和经审查确认的证据，本院认定事实如下：
2016年12月11日，被告王平因公司周转需要向原告班荣珍借款10万元，并向原告出具一张《借据》，内容为：兹借到班荣珍现金人民币10万元，使用时间为期十天，偿还时间不晚于2016年12月21日。2016年12月12日，原告从其账号×××的招商银行账户将10万元转账借给被告王平在建行海口美舍河支行的账号×××，借款到期后，经原告多次催款，2017年2月被告向原告还款1.5万元，之后，被告未向原告偿还借款8.5万元。
本院认为，被告王平向原告班荣珍出具一张《借据》，有被告王平借条上签名，是真实意思表示，内容合法，原告与被告之间民间借贷法律关系成立，借款本金为8.5万元，本院予以确认。现原告要求被告偿还借款8.5万元，于法有据，本院予以支持。原告主张借款利息（以8.5万元为本金，按照年利率24%计算，从2016年12月22日开始计算至借款还清之日止）的请求，应予支持。
综上所述，依照《最高人民法院关于人民法院审理民间借贷案件适用法律若干问题的规定》第二十九条、《中华人民共和国民事诉讼法》第一百四十四条的规定，判决如下：
被告王平于本判决发生法律效力之日起十日内向原告班荣珍偿还借款人民币8.5万元及利息（以8.5万元为本金，按照年利率24%计算，从2016年12月22日开始计算至借款还清之日止）。
如果未按判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。
本案诉讼费1925元，公告费800元，由被告王平负担。
如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于海南省海口市中级人民法院。
flhjjqohoi9bsyyx3a案件唯一码
审判长何雪春
人民陪审员张晓菲
人民陪审员黄亦强
法官助理张静
书记员李珏
二〇一七年七月十四日
[盖章位置]
**附相关法律条文**
****《最高人民法院关于人民法院审理民间借贷案件适用法律若干问题的规定》
第二十九条借贷双方对逾期利率有约定的，从其约定，但以不超过年利率24%为限。
未约定逾期利率或者约定不明的，人民法院可以区分不同情况处理：
（一）未约定借期内的利率，也未约定逾期利率，出借人主张借款人自逾期之日起按照年利率6%支付资金占用期间利息的，人民法院应予支持。
**《中华人民共和国民事诉讼法》**
**第一百四十四条** 被告经传票传唤，无正当理由拒不到庭的，或者未经法庭许可中途退庭的，可以缺席判决。
审核：何雪春撰稿：何雪春校对：李珏
印刷：李彬彬
海南省海口市秀英区人民法院2017年7月14日印制
（共印8份）
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