**海口市秀英区人民法院稿纸**
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**主办单位和拟稿人：**
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**附件： 打印份**
**海南省海口市秀英区人民法院**
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p t ; ” > 民 事 判 决 书
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（2017）琼0105民初6489号
原告：晏学峰，男，住海口市。
委托诉讼代理人：王琛巍，海南嘉天律师事务所律师。
被告：洪小利，女，住海口市。
被告：罗来海，男，住海口市。
原告晏学峰诉被告洪小利、罗来海民间借贷纠纷一案，本院于2017年9月20日受理后，依法适用简易程序，于2017年11月2日公开开庭进行了审理。原告晏学峰及其委托诉讼代理人王琛巍到庭参加诉讼，被告洪小利、罗来海经本院合法传唤，无正当理由拒不到庭参加诉讼，本院依法缺席审理。本案现已审理终结。
晏学峰向本院提出诉讼请求：1、洪小利、罗来海向晏学峰返还借款本金35000元；2、洪小利、罗来海向晏学峰支付违约金10000元；3、洪小利、罗来海向晏学峰支付35000元借款的逾期利息（按照年利率6%的标准计算，自2017年7月16日计算至借款还清之日止）；4、洪小利、罗来海承担本案全部诉讼费用。事实和理由：晏学峰与洪小利、罗来海达成借贷合意，晏学峰向洪小利、罗来海提供借款35000元，洪小利、罗来海应在2017年7月15日前一次性偿还全部借款，逾期还款的，应向晏学峰支付10000元违约金。晏学峰向洪小利、罗来海支付完全部借款后，两被告出具《收条》确认收到35000元借款。截至晏学峰起诉时，洪小利、罗来海尚未偿还35000元借款。
洪小利未到庭也未做答辩。
罗来海未到庭也未做答辩。
当事人围绕诉讼请求依法提交了证据，因洪小利、罗来海未到庭，无法组织其对晏学峰提交的证据进行质证。但晏学峰提交了证据原件，且《借条》上有洪小利、罗来海的签名和指印，证据之间可以相互印证，因此，本院对晏学峰提交的证据《借条》、《6份微信转账凭证》的真实性和证明内容予以确认。
根据当事人陈述和经审查确认的证据，本院认定事实如下：两被告洪小利、罗来海共计向晏学峰借款35000元，晏学峰分别于2016年7月15日、2016年9月14日、2016年9月29日、2017年2月11日、2017年4月16日、2017年4月17日向罗来海转账5000元、4000元、1000元、10000元、9000元、6000元，洪小利、罗来海共同于2017年7月15日向晏学峰出具《借条》，确认收到晏学峰出借的借款35000元，并约定于2017年7月15日一次性还清，如不能按期足额归还借款，借款人在向出借人除照付本金外，并支付违约金10000元。之后，晏学峰多次催还借款，洪小利、罗来海一直未偿还借款，遂成讼。
本院认为：洪小利、罗来海共同向晏学峰借款，晏学峰已将35000元转账支付给洪小利、罗来海，洪小利、罗来海于2017年7月15日共同向晏学峰出具了《借条》，双方之间民间借贷法律关系成立，该民间借贷法律关系合法有效，应受法律保护。根据双方《借条》的约定，洪小利、罗来海应于2017年7月15日之前向晏学峰偿还借款，洪小利、罗来海一直未向晏学峰偿还借款，晏学峰现起诉要求洪小利、罗来海偿还35000元借款有事实和法律依据，本院予以支持。根据《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第三十条的规定，出借人与借款人既约定了逾期利率，又约定了违约金或者其他费用，出借人可以选择主张逾期利息、违约金或者其他费用，也可以一并主张，但总计超过年利率24%的部分，人民法院不予支持。本案中，晏学峰现起诉要求洪小利、罗来海支付违约金10000元以及按照年利率6%支付逾期利息，已经超过年利率24%的标准，根据上述法律的规定，超过年利率24%的部分，本院不予支持。因此，本院将逾期利率调整为年利率24%的标准，洪小利、罗来海应向晏学峰支付35000元借款本金的逾期利息为以35000元为本金，按照年利率24%的标准，自2017年7月16日计算至借款付清之日止。综上，依照《中华人民共和国民法通则》第一百零八条、《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第三十条以及《中华人民共和国民事诉讼法》第六十四条第一款的规定，判决如下：
一、被告洪小利、罗来海于本判决发生法律效力之日起三日内向原告晏学峰偿还借款35000元以及利息（以35000元为本金，按照年利率24%的标准，从2017年7月16日计算至实际付清借款之日止）。
二、驳回原告晏学峰的其他诉讼请求。
如未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。
本案案件受理费467元，保全费474元，由被告洪小利、罗来海承担。
如不服本判决，可在判决书送达之日起十五日内，向本院递交上诉状，并按对方当事人的人数提出副本，上诉于海南省海口市中级人民法院。
x62xwdhkrnsifq3xc9案件唯一码
审判员黎雪
二0一七年十一月三日
书记员刘玉稳
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**附相关法律条文：**
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**《中华人民共和国民法通则》**
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**第一百零八条** 债务应当清偿。暂时无力偿还的，经债权人同意或者人民法院裁决，可以由债务人分期偿还。有能力偿还拒不偿还的，由人民法院判决强制偿还。
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**《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》**
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**第三十条**
出借人与借款人既约定了逾期利率，又约定了违约金或者其他费用，出借人可以选择主张逾期利息、违约金或者其他费用，也可以一并主张，但总计超过年利率24%的部分，人民法院不予支持。
**《中华人民共和国民事诉讼法》**
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**第六十四条** 当事人对自己提出的主张，有责任提供证据。
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签发：黎雪撰稿��黎雪
校对：刘玉稳
印刷：许斯娜
海南省海口市秀英区人民法院
2017年11月3日印制
（共印7份）
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