海南省白沙黎族自治县人民法院
p t ; ” > 民 事 判 决 书
（2017）琼9025民初785号
原告：邱文勇，男，1976年12月30日生，汉族，重庆市开县人，现住海南省海口市。
被告：屈胜辉，男，1959年9月27日生，汉族，湖南省浏阳市镇沙市人，现住海南省海口市。
原告邱文勇诉被告屈胜辉民间借贷纠纷一案，本院于2017年8月2日立案后，依法组成合议庭，由本院审判员蔡型才担任审判长并主审本案，与审判员梁其锐、人民陪审员凌超进组成合议庭，于2017年8月30日上午公开开庭进行了审理。被告屈胜辉经本院依法传唤未到庭参加诉讼，本院依法缺席审理。本案现已审理终结。
原告邱文勇向本院提出如下诉讼请求：判令被告屈胜辉清偿原告借款20万元并支付一年的利息（自2015年1月1日到2015年12月31日按中国人民银行同期贷款利率的四倍计算）。事实和理由：原、被告系朋友关系。2013年11月11日，被告因在白沙县开发土地项目缺少资金向原告借款20万元，并出具借条一张及抵押房屋协议。2015年至2017年，原告多次催被告偿还借款，但被告采取不接电话、不回信息等方式逃避。为维护原告的合法权益，特向法院提起民事诉讼。
被告屈胜辉未作答辩。
原告邱文勇围绕依其诉讼请求提交了如下证据：1.借条，证明被告向原告借款20万元的事实；2.借款抵押协议，证明被告用房屋抵押向原告借款20万元的事实；3.银行转账凭条流水单，证明原告通过银行向被告转账所借款项。
本院对原告提供的上述证据的真实性、合法性、关联性及证明效力均予确认。
根据证据的认定，本院认定事实如下：原、被告系朋友关系。2013年11月11日，被告因在白沙县开发土地项目缺少资金向原告出具一张《借条》，内容为：今借到邱文勇现金人民币贰拾万元整。借款人：屈胜辉。汇款账号：建行×××。被告屈胜辉还在其签名上按了手印。同日，原、被告双方还签订一份《借款抵押协议》，内容为：因乙方（借款人屈胜辉）在白沙县县委旁老供销社土地开发项目中缺少资金向甲方（贷款人邱文勇）借款人民币贰拾万元整，特将该项目一层门面房农行宿舍楼边上的第一间和第二间以每平方米3000元抵押给甲方，此门面房不得进行出售和抵押给别人（第三方）。在超出一个月没付利息的情况下生效，甲乙双方进行交割，价钱多增少补，特此注明签订本协议，还款终止本协议自动作废。甲方：邱文勇，乙方：屈胜辉。证明人：梁传港、吴荣辉。被告屈胜辉还在其签名上按了手印。被告向原告出具借条后，原告同日通过银行向被告转账了人民币18万元，给付被告现金人民币2万元，共借给被告人民币20万元。原、被告签订《借款抵押协议》后，未依法办理有关抵押登记手续。2015年开始，原告多次催被告偿还借款，但被告不予理睬，因而引起纠纷。
本院认为，合法的借贷关系受法律保护，债权人有权要求债务人按照合同的约定或者依照法律的规定履行义务。本案中，原告借给被告人民币20万元，事实清楚，双方的借贷关系也未违反法律、行政法规的强制性规定，属有效、合法的借贷关系。原告请求被告偿还借款人民币20万元，合理合法，本院予以支持。至于原告请求被告支付利息的问题，因双方在借条中未约定，在双方签订的《借款抵押协议》中也约定不明确，根据《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十五条第二款”自然人之间借贷对利息约定不明，出借人主张支付利息的，人民法院不予支持。......”的规定，原告请求被告支付利息，不符合法律的规定，本院不予支持。综上所述，依照《中华人民共和国民法通则》第八十四条、第九十条、《中华人民共和国合同法》第二百零六条及《中华人民共和国民事诉讼法》第一百四十四条之规定，判决如下：
一、被告屈胜辉于本判决生效之日起十日内偿还原告邱文勇借款人民币200000元；
二、驳回原告邱文勇的其他诉讼请求。
如果未按本判决指定的期间履行给付金钱义务，应当依照《中华人民共和国民事诉讼法》第二百五十三条和《最高人民法院关于执行程序中计算迟延履行期间的债务利息适用法律若干问题的解释》第一条、第二条之规定，加倍支付迟延履行期间的债务利息。
案件受理费人民币4300元，由被告屈胜辉负担。
如不服本判决，可在判决书送达之日起15日内，向本院递交上诉状，并按对方当事人的人数提交副本，上诉于海南省第二中级人民法院。
审判长蔡型才
审判员梁其锐
人民陪审员凌超进
二○一七年九月十二日
书记员符苑
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caseinfo=JSON.stringify({\"文书ID\":\"bd0443b1-eceb-4d91-a8cf-a72700fa1947\",\"案件名称\":\"王建海上、通海水域人身损害责任纠纷一审民事判决书\",\"案号\":\"（2016）沪72民初154号\",\"审判程序\":\"一审\",\"上传日期\":\"\\\/Date(1488124800000)\\\/\",\"案件类型\":\"2\",\"补正文书\":\"2\",\"法院名称\":\"上海海事法院\",\"法院ID\":\"927\",\"法院省份\":\"上海\",\"法院地市\":\"上海海事法院\",\"法院区县\":\"\",\"法院区域\":\"\",\"文书类型\":null,\"文书全文类型\":\"1\",\"裁判日期\":null,\"结案方式\":null,\"效力层级\":null,\"不公开理由\":\"\",\"DocContent\":\"\",\"文本首部段落原文\":\"\",\"诉讼参与人信息部分原文\":\"\",\"诉讼记录段原文\":\"原告王建为与被告香港文浏国际航运有限公司船员劳务合同纠纷一案，于2016年1月14日向本院提起诉讼。本院于同日立案受理后，依法组成合议庭，于2016年4月13日公开开庭审理本案。原告王建及其委托代理人马蒙蒙到庭参加诉讼。被告香港文浏国际航运有限公司经本院合法传唤无正当理由未到庭应诉。本案现已审理终结\",\"案件基本情况段原文\":\"\",\"裁判要旨段原文\":\"\",\"判决结果段原文\":\"\",\"附加原文\":\"附：相关法律条文
附：相关法律条文 一、《中华人民共和国民法通则》 第八十八条合同的当事人应当按照合同的约定，全部履行自己的义务。 …… 二、《中华人民共和国侵权责任法》
第十六条侵害他人造成人身损害的，应当赔偿医疗费、护理费、交通费等为治疗和康复支出的合理费用，以及因误工减少的收入。造成残疾的，还应当赔偿残疾生活辅助具费和残疾赔偿金。造成死亡的，还应当赔偿丧葬费和死亡赔偿金。
三、《中华人民共和国涉外民事关系法律适用法》
第四十一条当事人可以协议选择合同适用的法律。当事人没有选择的，适用履行义务最能体现该合同特征的一方当事人经常居所地法律或者其他与该合同有最密切联系的法律。
四、《最高人民法院关于审理人身损害赔偿案件适用法律若干问题的解释》
第十一条雇员在从事雇佣活动中遭受人身损害，雇主应当承担赔偿责任。雇佣关系以外的第三人造成雇员人身损害的，赔偿权利人可以请求第三人承担赔偿责任，也可以请求雇主承担赔偿责任。雇主承担赔偿责任后，可以向第三人追偿。
……
第十九条医疗费根据医疗机构出具的医药费、住院费等收款凭证，结合病历和诊断证明等相关证据确定。赔偿义务人对治疗的必要性和合理性有异议的，应当承担相应的举证责任。
…… 第二十条误工费根据受害人的误工时间和收入状况确定。 …… 第二十一条护理费根据护理人员的收入状况和护理人数、护理期限确定。 ……
第二十三条住院伙食补助费可以参照当地国家机关一般工作人员的出差伙食补助标准予以确定。 …… 第二十四条营养费根据受害人伤残情况参照医疗机构的意见确定。
第二十五条残疾赔偿金根据受害人丧失劳动能力程度或者伤残等级，按照受诉法院所在地上一年度城镇居民人均可支配收入或者农村居民人均纯收入标准，自定残之日起按二十年计算。但六十周岁以上的，年龄每增加一岁减少一年；七十五周岁以上的，按五年计算。
…… 五、《最高人民法院关于确定民事侵权精神损害赔偿责任若干问题的解释》 第十条 精神损害的赔偿数额根据以下因素确定：
（一）侵权人的过错程度，法律另有规定的除外； （二）侵害的手段、场合、行为方式等具体情节； （三）侵权行为所造成的后果； （四）侵权人的获利情况；
（五）侵权人承担责任的经济能力； （六）受诉法院所在地平均生活水平。 …… 六、《中华人民共和国民事诉讼法》 第六十四条
当事人对自己提出的主张，有责任提供证据。 ……
第一百四十四条被告经传票传唤，无正当理由拒不到庭的，或者未经法庭许可中途退庭的，可以缺席判决\",\"文本尾部原文\":\"\"});$(document).attr(\"title\",\"王建海上、通海水域人身损害责任纠纷一审民事判决书\");$(\"#tdSource\").html(\"王建海上、通海水域人身损害责任纠纷一审民事判决书
（2016）沪72民初154号\");$(\"#hidDocID\").val(\"bd0443b1-eceb-4d91-a8cf-a72700fa1947\");$(\"#hidCaseName\").val(\"王建海上、通海水域人身损害责任纠纷一审民事判决书\");$(\"#hidCaseNumber\").val(\"（2016）沪72民初154号\");$(\"#hidCaseInfo\").val(caseinfo);$(\"#hidCourt\").val(\"上海海事法院\");$(\"#hidCaseType\").val(\"2\");$(\"#HidCourtID\").val(\"927\");$(\"#hidRequireLogin\").val(\"0\");});$(function(){var
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[{法规名称:\'《中华人民共和国民法通则》\',Items:[{法条名称:\'第八十八条第一款\',法条内容:\' 第八十八条
合同的当事人应当按照合同的约定，全部履行自己的义务。
合同中有关质量、期限、地点或者价款约定不明确，按照合同有关条款内容不能确定，当事人又不能通过协商达成协议的，适用下列规定：
（一）质量要求不明确的，按照国家质量标准履行，没有国家质量标准的，按照通常标准履行。
（二）履行期限不明确的，债务人可以随时向债权人履行义务，债权人也可以随时要求债务人履行义务，但应当给对方必要的准备时间。
（三）履行地点不明确，给付货币的，在接受给付一方的所在地履行，其他标的在履行义务一方的所在地履行。
（四）价款约定不明确的，按照国家规定的价格履行；没有国家规定价格的，参照市场价格或者同类物品的价格或者同类劳务的报酬标准履行。
合同对专利申请权没有约定的，完成发明创造的当事人享有申请权。
合同对科技成果的使用权没有约定的，当事人都有使用的权利。
\'}]},{法规名称:\'《中华人民共和国侵权责任法》\',Items:[{法条名称:\'第十六条\',法条内容:\'
第十六条
侵害他人造成人身损害的，应当赔偿医疗费、护理费、交通费等为治疗和康复支出的合理费用，以及因误工减少的收入。造成残疾的，还应当赔偿残疾生活辅助具费和残疾赔偿金。造成死亡的，还应当赔偿丧葬费和死亡赔偿金。
\'}]},{法规名称:\'《中华人民共和国涉外民事关系法律适用法》\',Items:[{法条名称:\'第四十一条\',法条内容:\'
第四十一条
当事人可以协议选择合同适用的法律。当事人没有选择的，适用履行义务最能体现该合同特征的一方当事人经常居所地法律或者其他与该合同有最密切联系的法律。
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第十一条
雇员在从事雇佣活动中遭受人身损害，雇主应当承担赔偿责任。雇佣关系以外的第三人造成雇员人身损害的，赔偿权利人可以请求第三人承担赔偿责任，也可以请求雇主承担赔偿责任。雇主承担赔偿责任后，可以向第三人追偿。
雇员在从事雇佣活动中因安全生产事故遭受人身损害，发包人、分包人知道或者应当知道接受发包或者分包业务的雇主没有相应资质或者安全生产条件的，应当与雇主承担连带赔偿责任。
属于《工伤保险条例》调整的劳动关系和工伤保险范围的，不适用本条规定。
\'},{法条名称:\'第十九条第一款\',法条内容:\' 第十九条
医疗费根据医疗机构出具的医药费、住院费等收款凭证，结合病历和诊断证明等相关证据确定。赔偿义务人对治疗的必要性和合理性有异议的，应当承担相应的举证责任。
医疗费的赔偿数额，按照一审法庭辩论终结前实际发生的数额确定。器官功能恢复训练所必要的康复费、适当的整容费以及其他后续治疗费，赔偿权利人可以待实际发生后另行起诉。但根据医疗证明或者鉴定结论确定必然发生的费用，可以与已经发生的医疗费一并予以赔偿。
\'},{法条名称:\'第二十条第一款\',法条内容:\'
第二十条 误工费根据受害人的误工时间和收入状况确定。
误工时间根据受害人接受治疗的医疗机构出具的证明确定。受害人因伤致残持续误工的，误工时间可以计算至定残日前一天。
受害人有固定收入的，误工费按照实际减少的收入计算。受害人无固定收入的，按照其最近三年的平均收入计算；受害人不能举证证明其最近三年的平均收入状况的，可以参照受诉法院所在地相同或者相近行业上一年度职工的平均工资计算。
\'},{法条名称:\'第二十一条第一款\',法条内容:\'
第二十一条 护理费根据护理人员的收入状况和护理人数、护理期限确定。
护理人员有收入的，参照误工费的规定计算；护理人员没有收入或者雇佣护工的，参照当地护工从事同等级别护理的劳务报酬标准计算。护理人员原则上为一人，但医疗机构或者鉴定机构有明确意见的，可以参照确定护理人员人数。
护理期限应计算至受害人恢复生活自理能力时止。受害人因残疾不能恢复生活自理能力的，可以根据其年龄、健康状况等因素确定合理的护理期限，但最长不超过二十年。
受害人定残后的护理，应当根据其护理依赖程度并结合配制残疾辅助器具的情况确定护理级别。
\'},{法条名称:\'第二十三条第一款\',法条内容:\'
第二十三条 住院伙食补助费可以参照当地国家机关一般工作人员的出差伙食补助标准予以确定。
受害人确有必要到外地治疗，因客观原因不能住院，受害人本人及其陪护人员实际发生的住宿费和伙食费，其合理部分应予赔偿。
\'},{法条名称:\'第二十四条\',法条内容:\'
第二十四条 营养费根据受害人伤残情况参照医疗机构的意见确定。
\'},{法条名称:\'第二十五条第一款\',法条内容:\' 第二十五条
残疾赔偿金根据受害人丧失劳动能力程度或者伤残等级，按照受诉法院所在地上一年度城镇居民人均可支配收入或者农村居民人均纯收入标准，自定残之日起按二十年计算。但六十周岁以上的，年龄每增加一岁减少一年；七十五周岁以上的，按五年计算。
受害人因伤致残但实际收入没有减少，或者伤残等级较轻但造成职业妨害严重影响其劳动就业的，可以对残疾赔偿金作相应调整。
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第十条 精神损害的赔偿数额根据以下因素确定：
（一）侵权人的过错程度，法律另有规定的除外；
（二）侵害的手段、场合、行为方式等具体情节；
（三）侵权行为所造成的后果；
（四）侵权人的获利情况；
（五）侵权人承担责任的经济能力；
（六）受诉法院所在地平均生活水平。
法律、行政法规对残疾赔偿金、死亡赔偿金等有明确规定的，适用法律、行政法规的规定。
\'}]},{法规名称:\'《中华人民共和国民事诉讼法》\',Items:[{法条名称:\'第六十四条\',法条内容:\'第六十四条
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