海口市琼山区人民法院
p t ; ” > 民 事 判 决 书
(2017)琼0107民初6854号
原告：杨文玲，女，1982年9月27日出生，汉族，现住海南省琼中黎族自治县。
委托诉讼代理人：伍音，广东深天成（文昌）律师事务所律师。
被告：林ＸＸ，男，1988年12月17日出生，汉族，经常居住地海口市美兰区文明2路6横巷**号。
原告杨文玲与被告林ＸＸ民间借贷纠纷一案，本院于2017年9月25日立案后，依法适用简易程序公开开庭进行了审理。原告杨文玲及其委托诉讼诉讼代理人伍音，被告林ＸＸ到庭参加诉讼。本案现已审理终结。
原告杨文玲向本院提出诉讼请求：1、判令被告偿还原告借款本金人民币54万元；2、判令被告支付逾期欠款利息，暂计算至2017年9月25日为15800元（以54万元为本金，按照年利率6%从2017年4月1日计算至实际偿还之日止）；3、本案诉讼费用由被告承担。事实与理由：原告与被告系朋友关系。被告曾在原告酒行工作，直到2016年5月24日离职。自2015年11月20日起，被告以需要用钱为由多次向原告借款，2016年初，被告借他人车辆驾驶遭遇车祸，车辆损毁严重，原告借给被告近17万元用于支付车主的车辆维修费。借款期内被告还款101890元，尚欠原告借款54万元，原告多次向被告催款，被告一直推脱，至今未还款，为维护原告合法权益，根据《中华人民共和国民事诉讼法》相关法律规定，特向贵院起诉，请求人民法院支持原告的诉讼请求。
被告林ＸＸ辩称：对原告诉请的54万元借款本金及利息予以认可没有异议，只是被告目前无能力偿还。
本院经审理查明：被告林ＸＸ曾为原告杨文玲所经营酒行的工作人员。自2015年11月20日起至2016年9月18日，被告林ＸＸ以赔偿他人车损及为老家盖房子为由，多次从原告杨文玲处借款总计641890元（其中银行转账475105元，现金给付166785元），后被告林ＸＸ还款总计101890元。2016年9月30日，原告杨文玲经与被告林ＸＸ核对账目，双方签订《借款协议》，协议载明：”借款金额：乙方（林ＸＸ）向甲方（杨文雄）借款人民币伍拾肆万整（540000元）；借款期限自2015年11月20日至2017年3月31日前归还此款”。双方未约定借款利息。后经原告多次催要，被告未偿还剩余540000元，原告遂诉至本院。
以上事实，有原告提交的《借款协议》、借记卡账户历史明细清单，以及原被告在庭审中的陈述作为佐证。
本院认为，被告林ＸＸ从原告杨文玲处借得540000元的事实，有《借款协议》为凭。且原告向法庭举出通过银行多次转账的银行历史明细清单，并提供其自2008年开始经营酒行的营业执照及2014年1月1日至2017年11月2日的借记卡账户历史明细，证明其有给付能力。同时被告林ＸＸ认可其收到641890元，尚欠原告借款540000元。因此可以确认借款已实际交付被告。双方意思表示真实，借贷关系合法有效，依法应予保护。根据《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十九条第二款第一项之规定，原被告借贷虽未约定借款利息，但原告主张自逾期还款之日即2017年4月1日暂计至2017年9月25日，按照年利率6%支付资金占用期间利息，于法有据，本院予以支持。根据《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十九条第二款第一项，《中华人民共和国合同法》第二百零七条，《中华人民共和国民事诉讼法》第六十四条之规定，判决如下：
被告林ＸＸ于本判决生效之日起十日内，偿还原告杨文玲借款本金540000元及逾期利息（自2017年4月1日起算，至被告林ＸＸ实际清偿之日止，按年利率6%计算）。
本案受理费4679元（原告杨文玲已预交），由被告林ＸＸ负担。
如果未按判决指定的期间履行给付金钱义务的，应根据《中华人民共和国民事诉讼法》第二百五十三条的规定，加倍支付迟延履行期间的债务利息。
如不服本判决，可在本判决书送达之日起十五日内向本院递交上诉状,并按对方当事人人数提交上诉状副本,上诉于海南省海口市中级人民法院。
审判员杨新
二〇一七年十一月三日
书记员唐梦丹
速录员王月会
速录员吕媛秋
附相关法律条文：
《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》
第二十九条借贷双方对逾期利率有约定的，从其约定，但以不超过年利率24%为限。
未约定逾期利率或者约定不明的，人民法院可以区分不同情况处理：
（一）既未约定借期内的利率，也未约定逾期利率，出借人主张借款人自逾期还款之日起按照年利率6%支付资金占用期间利息的，人民法院应予支持；
（二）约定了借期内的利率但未约定逾期利率，出借人主张借款人自逾期还款之日起按照借期内的利率支付资金占用期间利息的，人民法院应予支持。
《中华人民共和国合同法》
第二百零七条借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。
《中华人民共和国民事诉讼法》
第六十四条当事人对自己提出的主张，有责任提供证据。
当事人及其诉讼代理人因客观原因不能自行收集的证据，或者人民法院认为审理案件需要的证据，人民法院应当调查收集。
人民法院应当按照法定程序，全面地、客观地审查核实证据。
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[{法规名称:\'《中华人民共和国民事诉讼法（2007年）》\',Items:[{法条名称:\'第一百三十一条第一款\',法条内容:\' 第一百三十一条
宣判前，原告申请撤诉的，是否准许，由人民法院裁定。
人民法院裁定不准许撤诉的，原告经传票传唤，无正当理由拒不到庭的，可以缺席判决。
\'},{法条名称:\'第一百四十条第一款\',法条内容:\'
第一百四十条 裁定适用于下列范围：
（一）不予受理；
（二）对管辖权有异议的；
（三）驳回起诉；
（四）财产保全和先予执行；
（五）准许或者不准许撤诉；
（六）中止或者终结诉讼；
（七）补正判决书中的笔误；
（八）中止或者终结执行；
（九）不予执行仲裁裁决；
（十）不予执行公证机关赋予强制执行效力的债权文书；
（十一）其他需要裁定解决的事项。
对前款第（一）、（二）、（三）项裁定，可以上诉。
裁定书由审判人员、书记员署名，加盖人民法院印章。口头裁定的，记入笔录。
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