广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第7963-7987、7989-8008、8010-8033、8035、8037-8046、8048-8073、8082-8118、8120-8136、8138-8142、8144-8148、8150、8152-8156、8158-8192号原告中信银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路**中信城市广场首层和**。负责人陈许英，该分行行长。委托代理人苏小平，男，系公司员工。委托代理人张洲洋，男，系公司员工。被告李某甲等人（被告信息详见附表）。原告中信银行股份有限公司深圳分行诉被告李某甲等人信用卡纠纷二百一十一案，本院受理后，依法适用普通程序，公开开庭进行了审理。原告委托代理人苏小平到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息及滞纳金等费用（本金、利息及滞纳金等费用数额及暂计截止日详见附表，此后按《领用合约》规定继续计至清偿之日止），并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第一百四十四条之规定，判决如下：被告李某甲等人应在本判决生效之日起十日内，分别偿还原告中信银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表备注）计至各被告实际履行之日止］。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表（已由原告预交），由各被告负担。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  张 泽人民陪审员  谭文英人民陪审员  罗祝红二〇一五年九月二十五日书 记 员  张乐艺下续附表：判决书附表：单位（人民币）：元序号案号被告民族性别本金利息滞纳金、超限费等其他费用合计截止日期诉讼费李某甲朝鲜男9629.869872.435554.425056.692015／4／2426.41肖某甲汉男9611.271811.141902.0613324.472015／4／13133.11李某汉男9189.912543.472113.4913846.872015／4／12146.17胡某汉男9106.452657.581879.1613643.192015／3／15141.07王某甲汉男9008.391251.781572.111832.272015／4／7郭某甲汉男8976.742523.12113.6613613.52015／4／8140.33滕某汉男8927.122758.12211.2513896.472015／4／2147.41叶某汉男8833.472664.12034.4513532.022015／4／10黄某汉女8711.121872.982706.1513290.252015／4／10132.25朱某甲汉男8706.42627.182006.0913339.672015／3／15133.49王某甲汉男8665.872588.461789.7513044.082015／4／11豆某甲汉女8611.341422.121622.8511656.312015／3／15胡某汉男8531.162659.651945.7213136.532015／4／10128.41周某壮女8517.942612.012434.2613564.212015／4／11赵某甲汉男8509.622598.272251.7513359.642015／4／7133.99那某甲满男8508.992056.881968.5312534.42015／3／17113.36沈某甲汉男8507.542647.132319.3413474.012015／4／4136.85谢某甲汉男8486.982584.011927.2112998.22015／4／9124.95马某回男8472.482397.342162.3513032.172015／4／8陈某汉女8445.672474.52451.0313371.22015／4／2134.28金某甲朝鲜男4561.311365.871014.486941.662015／4／12王某甲汉男8286.492679.352511.613477.442015／3／19136.93周某甲汉男8213.662330.232335.612879.492015／4／6121.98郭某甲回男8201.882429.91605.112236.882015／3／16105.92张某汉男8193.042336.162134.5312663.732015／4／10116.59李某甲汉男8083.312582.682774.2413440.232015／3／17陈某甲汉女8076.62430.561697.1712204.332015／4／9徐某甲汉男8018.091712.041645.2211375.352015／4／12余某甲汉男7999.881700.912548.412249.192015／3／20106.22初某甲汉女7998.12705.082904.2113607.392015／3／15140.18赵某甲汉男7995.952605.072698.4613299.482015／3／19132.48蔡某甲汉男7991.552700.622682.5813374.752015／3／18134.36吴某甲汉女7988.722473.292598.1613060.172015／4／8姜某汉男7986.522433.522725.9813146.022015／4／5128.65李某甲朝鲜男7983.922440.442694.0513118.412015／4／10127.96王某满男7983.532467.22693.4113144.142015／4／9王某甲汉男7977.592533.052548.8213059.462015／4／7126.48邓某甲汉男7976.52581.22968.4913526.192015／4／8138.15徐某甲汉男7968.832386.562602.7412958.132015／4／9123.95刘某甲汉男7964.572621.332721.813307.72015／4／12132.69贺某甲汉男7964.152562.892873.5913400.632015／4／8135.01钱某汉男7963.572643.632770.7713377.972015／4／9134.44龚某甲汉男7962.292478.322603.2613043.872015／4／7126.09梁某汉男7959.222608.62668.7413236.562015／4／12130.91方某甲汉女7956.112617.922671.7813245.812015／4／10131.14计某甲满男7931.972303.952617.712853.622015／4／10121.34熊某甲汉男7927.612633.082708.2313268.922015／4／11131.72张某甲汉男7927.451958.21843.6611729.312015／4／12沈某甲汉男7921.072525.011843.9812290.062015／3／18107.25陈某甲汉男7911.952662.882712.8313287.662015／4／7132.19梧某甲壮男7902.442457.882457.312817.622015／4／5120.44涂某甲汉男7902.432305.232556.7212764.382015／4／7柳某汉男2520.112922.7613332.872015／4／8133.32杨某甲汉男2489.132787.3613166.492015／4／7129.16施某甲汉男7888.322446.822629.4612964.62015／4／12124.11郭某甲汉男7873.722423.112541.0412837.872015／4／14120.94徐某汉男7871.932665.12729.913266.932015／4／11131.67孙某甲汉男7868.932418.632677.6412965.22015／4／10124.13杨某甲汉女7855.12581.682564.4513001.232015／4／11125.03张某甲汉男7847.712450.692468.7912767.192015／4／6119.17张某甲汉男7844.792308.452854.7413007.982015／4／3125.19杜某甲汉男7844.062285.642464.4412594.142015／4／6114.85刘某甲汉女7822.872582.342656.4313061.642015／4／10126.54陈某汉男7809.792488.042938.0913235.922015／3／19130.89张某甲汉男7801.342793.931911.5212506.792015／4／2112.66王某甲汉男7800.592536.632532.5712869.792015／4／12121.74杨某汉男7797.512264.712505.8412568.062015／4／3魏某甲汉女7794.492376.822495.1912666.52015／3／19116.66陈某甲汉男7793.852427.362384.3812605.592015／4／14115.13韩某甲汉男7779.262474.32414.0312667.592015／4／8116.68李某汉女7777.42373.832482.8612634.092015／3／18115.85徐某甲汉男7768.452313.281731.211812.932015／3／18王某甲汉女7765.482345.572418.4912529.542015／3／19113.23曾某甲汉女5759.932464.732422.4710647.132015／9／17116.17张某甲汉男7758.462355.242429.1812542.882015／4／10113.57杨某汉男7755.442385.882434.2412575.562015／4／14114.38苏某甲汉男7739.362377.162166.6712283.192015／4／6107.07张某甲汉男7717.652178.722215.5512111.922015／4／3102.79王某甲汉男7717.112334.071736.7711787.952015／4／12高某甲汉男7704.92686.732395.0912786.722015／4／2119.66王某甲汉男7698.662144.631644.5111487.82015／4／6白某甲汉男7689.342419.922914.742015／4／5文某甲汉男7687.282616.273256.9113560.462015／8／29139.01陈某汉男7685.762455.972399.6312541.362015／3／19113.53王某甲汉男7663.391451.152234.311348.842015／3／18陈某甲汉男7653.181517.941592.5610763.682015／3／15宋某甲汉男7628.861458.842201.1111288.812015／3／16李某甲汉男7610.252455.033111.2413176.522015／4／3129.41叶某甲汉男7599.632355.952579.8212535.42015／4／8113.38赵某甲汉男7595.341329.072698.6211623.032015／4／12彭某甲汉男2310.662374.1212274.782015／3／18106.86宫某汉男7384.422459.942111.0611955.422015／9／16103.88单某甲汉男7540.082323.92363.4312227.412015／4／12105.68刘某汉女7538.432184.251914.4411637.122015／4／2周某甲汉男7529.161563.622134.6211227.42015／3／18高某甲汉男7503.752252.131752.3811508.262015／4／12黎某甲汉女7478.622505.832529.5612514.012015／4／4112.85张某甲汉男7478.062124.272035.111637.432015／4／9刘某汉男7427.576519.186541.4920488.242015／3／16张某汉男7380.552230.492858.1712469.212015／4／1111.73黄某甲汉男7357.61718.292251.5411327.432015／4／8张某甲汉男7332.162059.781542.610934.542015／4／14林某甲汉男7313.181692.561524.4310530.172015／4／14边某甲汉男7299.442294.542918.6512512.642015／5／17112.81陈某甲汉男7298.272192.631582.0311072.932015／4／7田某甲汉男7286.062314.342045.6111646.012015／3／16毕某甲汉女7234.582292.442254.1211781.142015／4／2纪某甲汉男7208.92223.682179.4511612.032015／4／11马某甲汉女7186.891870.541704.310761.732015／4／9张某满男5663.372190.162107.739，961.262015／7／21哈某甲回女7157.62129.521157.5410444.662015／3／20陈某甲汉男7134.781318.841655.8410109.462015／3／19李某甲汉男7103.672202.381971.1211277.172015／4／6李某甲汉男2224.912072.0811396.992015／4／1袁某甲汉男7096.842571.922812.7512481.512015／4／5112.03陈某甲汉男7069.132125.681459.5810654.392015／4／4刘某甲汉男7007.231996.742623.0211626.992015／3／19王某甲汉男2336.282959.3312295.612015／4／3107.39黄某甲汉男6999.882205.232594.6211799.732015／4／12冯某甲汉男6998.822350.611646.422015／4／12樊某甲汉男2214.182545.9711758.152015／4／8多某汉女6995.91726.382349.4411071.722015／4／14王某甲汉男6992.72257.62318.0811568.382015／4／7许某甲汉男6946.962149.352562.3511658.662015／4／7林某甲汉女6942.442291.63368.4612602.52015／4／5115.06赖某甲汉男6941.92156.492485.3911583.782015／4／3罗某甲壮男6939.582156.52986.9612083.042015／3／17102.07彭某甲土家男6923.42204.892531.5311659.822015／4／12付某甲满男6920.222068.971704.7410693.932015／3／17刘某甲汉男4568.861712.671255.767537.292015／4／9何某甲汉男6908.722115.812312.0111336.542015／3／19廖某甲汉女6903.921914.251653.5910471.762015／4／11张某汉男6897.421806.581684.210388.22015／4／12汤某甲汉男2194.172516.6811605.852015／4／7杨某汉女6881.142072.851464.2610418.252015／4／6黄某汉男6880.082092.272106.2711078.622015／4／9王某甲汉男6858.32140.792691.2711690.362015／3／18于某甲汉男6856.432815.192808.4912480.112015／4／7吴某汉男6846.982044.042372.3411263.362015／4／3杨某甲汉男6828.652098.982417.1411344.772015／3／18朱某甲汉女6805.132026.221655.0210486.372015／4／11刘某甲汉男6801.482072.511749.0210623.012015／4／10尚某甲汉男6751.992378.792166.7511297.532015／4／6杨某甲侗男6717.661998.21480.0610195.922015／4／10李某汉男6693.463038.182226.5311958.172015／3／20祖某汉男6665.631894.412011.9710572.012015／4／6陈某甲满女6647.542006.711708.4210362.672015／4／9关某甲满男6644.711391.232131.3810167.322015／3／15翟某甲汉女6615.231885.511503.9210004.662015／4／3綦某甲汉男6579.181944.692020.0310543.92015／4／1谢某甲汉男6575.041776.331945.6910297.062015／3／15梁某汉女6570.532174.931786.0810531.542015／3／15郁某甲汉男6532.351707.881616.19856.332015／4／6于某汉女6524.361244.051350.969119.372015／4／5杜某甲汉男6511.092451.11657.810619.992015／4／7李某甲汉男6499.581887.791213.149600.512015／3／16衡某甲汉男6494.861582.161683.249760.262015／4／9席某甲汉男6481.71835.521886.5310203.752015／4／12许某甲汉男6466.342119.6810408.022015／3／20杨某汉男6449.097183.4220202.2933834.82015／3／19645.87郑某甲汉男6406.221942.921991.7510340.892015／4／11向某甲土家男6365.492019.451967.6110352.552015／4／12孙某甲汉男6362.792204.733323.7411891.262015／4／6张某汉男6350.022502.843121.3411974.22015／4／8陈某甲汉男6345.061892.861373.699611.612015／4／11李某汉男6242.71706.161082.139030.992015／4／10邵某汉男6226.092010.251650.259886.592015／4／6周某甲汉男6200.591758.141276.169234.892015／4／6邱某甲汉男6175.042224.91398.729798.662015／4／2葛某甲汉女6163.071361.552166.69691.222015／4／3许某甲汉男6092.621854.971675.89623.392015／4／10贺某甲汉男6064.812867.832791.7411724.382015／3／16樊某汉男6035.173450.733294.8612780.762015／4／6119.51贾某甲汉男6024.121935.961360.069320.142015／4／12胡某汉男6012.62008.811772.699794.12015／4／6陈某甲汉男6003.231943.471759.699706.392015／4／2金某甲朝鲜男5999.541841.462078.269919.262015／4／8黄某甲瑶女5999.21755.722092.959847.872015／4／9金某汉男5998.611837.731704.049540.382015／4／6张某甲汉男5990.861231.71895.159117.712015／4／13刘某甲汉男5987.412413.211843.0310243.652015／4／7张某甲汉男5984.952933.073803.9512721.972015／3／16118.04姚某甲汉男5984.321852.521972.559809.392015／4／8陈某甲汉男5981.71935.321993.649910.662015／4／11谢某甲汉男5305.2510749.8113156.4429211.52015／4／12530.28李某汉女9559.882822.684066.0216448.582015／4／13211.21汪某甲汉女5861.862980.845035.5913878.292015／4／3146.95谢某甲汉男7872.742340.123538.713751.562015／4／12143.78郑某汉男7979.32666.033023.3513668.682015／4／5141.71高某甲土家女8558.752765.342247.4113571.52015／4／7139.28李某甲汉男5393.022814.095211.7913418.92015／4／12135.47杜某汉男7910.412544.842756.4713211.722015／4／4130.29李某甲汉男7977.722462.142694.4513134.312015／4／7128.35岳某甲汉男8322.322377.792336.2313036.342015／4／5朱某甲汉男7818.272586.682593.412998.352015／4／9124.95陈某甲汉男7798.772295.92757.1112851.782015／4／4121.29张某甲汉男3852.042522.412422.468796.912015／7／21119.92蒋某汉女7696.122418.332675.6912790.142015／4／9119.75宁某汉男7999.252206.361727.0811932.692015／4／11许某甲汉男6815.371992.523087.4211895.312015／4／5李某汉女7850.832305.931595.6611752.422015／3／18张某汉女6969.451742.993038.0611750.52015／4／13邢某甲汉男2418.41646.9911307.392015／3／20王某满男7211.572166.21846.2611224.032015／4／11姜某汉男7473.232208.51498.6311180.362015／4／13锁某甲汉男5949.292161.413060.6911171.392015／4／11吴某甲汉女5057.251909.684126.7511093.682015／4／13陈某甲汉男5024.131702.744323.1811050.052015／4／13何某甲汉男5966.71907.23145.1711019.072015／4／12袁某汉男4798.891443.873485.749728.52015／9／13潘某甲汉男5920.931778.292827.7710526.992015／4／10备注：利息收费标准为日息万分之五，按月计收复利，最低收费为人民币1元或美元1元或港币1元；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币30元或美元3元或港币30元