广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第4805-4823、4825-4860、4862-4881、4891-4910、4912-4925、4927-4967号原告交通银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路**华能大厦**，组织机构代码45576985-2。负责人郭莽，该分行行长。委托代理人宋国利，广东弘君律师事务所律师。委托代理人庄梦蓝，广东弘君律师事务所律师。被告严某甲等人（被告信息详见附表1）。原告交通银行股份有限公司深圳分行诉被告严某甲等人信用卡纠纷一百五十案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人庄梦蓝到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费及滞纳金等费用（本金、利息、分期手续费及滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：一、被告严某甲等人应在本判决生效之日起十日内，分别偿还原告交通银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。二、驳回原告交通银行股份有限公司深圳分行的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交），原、被告负担部分详见附表2。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  郭奕好人民陪审员  谭文英人民陪审员  徐鲁峰二〇一五年七月二十九日书 记 员  张乐艺下续附表：判决书附表1：单位（人民币）：元序号案号姓名性别民族本金利息分期手续费滞纳金等其他费用合计截止日期严某甲男汉19539.509684.583110.9532335.032015／3／7杨某甲男汉8906.004964.03636.2814506.312015／3／8徐某甲男汉5865.503184.56610.319660.372015／3／8刘某甲男汉5635.003149.20466.839251.032015／3／8李某甲男汉15983.188748.701115.0225846.902015／3／8邝某甲男汉6713.963620.77450.4510785.182015／3／8安某甲男汉13399.897654.911263.0222317.822015／3／8李某甲男汉10821.585402.461409.7817633.822015／3／8陆某甲男壮5956.573237.85145.599340.012015／3／8蒙某甲女汉19047.9310379.561496.4930923.982015／3／8王某甲男布依14132.897700.35771.0522604.292015／3／8吴某甲男汉5487.753097.83392.098977.672015／3／8梁某甲男汉10996.026068.92808.8617873.802015／3／8梁某甲女壮7916.504879.31690.3413486.152015／3／8朱某甲男汉12725.055839.31983.8419548.202015／2／9陈某甲男汉9163.304208.49450.1013821.892015／2／11杨某甲男汉11261.286121.69912.4318295.402015／2／11文某甲男汉7970.984196.57643.5812811.132015／2／11方某甲男汉5994.813223.22128.229346.252015／2／22刘某甲女汉9927.565233.56466.3115627.432015／2／12代某甲男汉3871.342538.85440.336850.522015／2／12谢某女汉9111.194586.89335.0614033.142015／2／12王某甲女汉10478.525103.032067.5717649.122015／2／12何某甲男汉11490.906216.51735.8718443.282015／2／12凌某甲男汉7491.004002.71569.4812063.192015／2／12李某甲男回5941.993132.10463.569537.652015／2／12董某甲男汉5892.602956.59267.669116.852015／2／12黄某甲男汉7694.603773.81879.7112348.122015／2／12张某甲男汉8876.004558.84607.4014042.242015／2／12杨某甲男汉9078.194591.29483.8614153.342015／2／13刘某甲男汉6915.903641.45399.9610957.312015／2／13梁某甲男汉18490.459328.423289.0731107.942015／2／14谢某甲男汉8345.663856.2112201.872015／2／19李某甲男汉19879.0010597.221362.1131838.332015／2／16邱某甲男汉6375.003479.21277.3910131.602015／2／16马某甲男回56254.5927277.112735.796105.0392372.522015／2／22朱某甲男汉10996.205851.09380.4617227.752015／2／16李某甲男汉28721.2615489.971849.6546060.882015／2／16廖某甲男汉3903.352344.92389.396637.662015／2／16郑某女汉25859.0013749.071648.1141256.182015／2／16闫某甲男汉3374.991863.01263.045501.042015／2／17闫某甲男汉8539.754679.26644.3213863.332015／2／17杨某男汉5875.003019.11572.879466.982015／2／17张某甲男汉5296.812984.42399.518680.742015／2／17徐某甲男汉5886.403033.88302.149222.422015／2／17程某甲男汉6924.203649.88548.2411122.322015／2／17程某甲男汉6966.456469.00367.1013802.552015／2／11彭某甲男汉11750.866460.51871.5619082.932015／2／18黄某甲男汉119862.0352428.1214859.668529.66195679.472015／2／19卢某甲男汉5871.003096.20509.859477.052015／2／21严某甲女汉9791.115301.10355.2315447.442015／2／21欧某甲男汉7898.804705.05381.9212985.772015／2／21柳某男汉16305.238836.031086.9726228.232015／3／5陈某甲男汉4317.283606.53498.828422.632015／3／2王某甲男汉7967.404190.09167.4412324.932015／2／22陈某甲男汉19274.538848.23766.8828889.642015／2／22王某甲男汉11977.796314.79518.6518811.232015／2／24王某甲男汉47499.6622592.157226.721578.4078896.932015／2／24吕某男汉6725.743868.71743.0411337.492015／3／2叶某甲男汉5959.143190.93216.279366.342015／3／2连某甲男汉8209.083254.7811463.862015／3／2孙某甲女汉140942.7566361.9822616.913987.31233908.952015／3／2肖某甲男汉18612.359354.051241.0729207.472015／3／3罗某甲男汉5802.893016.6380.748900.262015／3／3王某女汉6644.113522.63334.6410501.382015／3／3赖某甲女汉42461.2320362.195184.004516.1672523.582015／3／3易某甲男土家7320.913782.30960.1912063.402015／3／3郑某甲男汉8906.364700.51164.7213771.592015／3／3刘某甲男汉15767.227761.831761.0925290.142015／3／5陈某甲男汉18984.349348.493368.58982.4232683.832015／3／5黄某甲女汉8765.414797.81730.7514293.972015／3／6刘某甲男汉7833.124280.44599.3912712.952015／3／6游某甲男汉19199.5310039.381508.7930747.702015／3／6任某甲男汉15149.616927.82254.7222332.152015／3／6黄某甲女汉25948.3613602.401291.1240841.882015／3／6宋某甲男汉9806.565888.41959.5016654.472015／3／6何某甲男汉17128.048535.202914.8928578.132015／3／7洪某甲男汉134228.7862726.0816992.812799.41226747.072015／3／7王某甲男汉6062.763346.62457.729867.102015／3／8曾某甲男汉5906.283086.97265.909259.152015／3／8焦某甲男汉6174.003334.04596.8010104.842015／3／8黄某甲男汉5853.003819.501166.9210839.422015／3／8莫某甲男汉19272.609858.60960.2430091.442015／3／8王某甲男汉5968.563240.74367.559576.852015／3／8林某甲女汉8107.114253.88590.9312951.922015／3／8梁某甲女汉12461.786699.10873.8220034.702015／3／8梁某甲女汉5595.452675.3628.108298.912015／3／8杨某甲男汉5042.422677.84234.517954.772015／3／8彭某甲男汉5765.263008.70321.949095.902015／3／8黄某甲女汉7918.003842.1981.8011841.992015／2／9史某甲男汉14831.007481.971047.7323360.702015／2／9覃某甲男汉5975.802957.11124.179057.082015／2／10余某甲男汉16678.517659.66545.6424883.812015／2／14温某甲男汉6900.003546.82441.1610887.982015／2／10蒙某甲男壮5915.603012.37425.479353.442015／2／10杨某甲男苗7921.004018.46608.3112547.772015／2／11潘某甲男汉16767.758742.871012.0826522.702015／2／11庄某甲男侗5942.602984.48361.549288.622015／2／11欧阳某甲男汉5249.892720.29490.248460.422015／2／12尹某甲男汉6641.473534.79533.2610709.522015／2／12黄某甲女汉9770.945147.96212.6415131.542015／2／12孙某男达斡尔5791.763053.05468.449313.252015／2／12章某甲男汉24253.1113300.361926.3639479.832015／2／13孔某甲女汉10706.855117.682232.1118056.642015／2／13李某甲男汉5877.502956.11504.529338.132015／2／14黄某甲男汉5940.403005.22373.049318.662015／2／15黄某甲男壮9648.005001.20392.9715042.172015／2／15林某甲男汉10685.785644.26530.6616860.702015／2／16符某甲男汉8818.374630.88632.9414082.192015／2／16刘某甲女汉7973.684051.01149.0812173.772015／2／16龙某甲男汉5978.253009.42395.199382.862015／2／16古某甲男汉5674.262716.02290.738681.012015／2／17农某甲男壮5924.002993.55358.639276.182015／2／17陈某甲男汉48703.0025215.173252.3477170.512015／2／18王某甲女汉19980.0010116.311244.6231340.932015／2／19卢某甲男汉31964.1514740.444336.382970.3154011.282015／2／21宋某甲男汉7743.944085.00282.4612111.402015／2／22文某甲女汉6424.973794.03584.9310803.932015／2／22杨某甲女汉19916.8010350.24488.7830755.822015／2／23姬某甲男汉6654.223441.70266.7810362.702015／3／2余某甲男汉8455.844399.80418.1913273.832015／3／4姜某甲男蒙古7569.673799.16342.5611711.392015／3／7王某甲男汉20836.5310734.66792.2332363.422015／3／7牛某甲男汉7953.493834.58797.3912585.462015／2／9孙某男汉49696.0022464.625261.761489.3778911.752015／2／10伍某甲男汉9900.004826.54238.9114965.452015／2／10张某男汉49996.6524296.301744.3076037.252015／2／11倪某男汉6861.313810.79403.5311075.632015／2／11蔡某甲男汉5985.512880.24141.339007.082015／2／13段某甲男汉9139.004567.28101.3013807.582015／2／13童某男汉5743.802838.58179.688762.062015／2／14何某甲男彝5674.812040.637715.442015／2／15翟某甲男瑶9825.004946.75383.9715155.722015／2／15冯某甲男汉5248.022192.207440.222015／2／19刘某甲男汉8937.033769.0912706.122015／2／19彭某甲男汉5898.002648.51117.068663.572015／2／11邓某男汉4188.102599.71128.986916.792015／2／21李某甲男汉4548.422012.056560.472015／2／21郭某男汉7783.493433.59110.1411327.222015／2／21王某甲男汉14876.295880.2220756.512015／2／23李某甲男汉5972.802782.7240.958796.472015／2／23沈某甲男汉5919.602600.54445.978966.112015／2／23王某甲男汉5831.902673.1179.308584.312015／2／23申某男汉5200.042108.657308.692015／2／23覃某甲男壮9649.004404.6880.5514134.232015／2／27叶某甲男汉7932.503523.6282.4811538.602015／2／10徐某甲男汉1736.71377.2733.002146.982015／2／27隗某男汉5884.232851.39668.159403.772015／3／8陈某甲男汉5888.352964.21138.598991.152015／2／21龙某甲男汉5945.972857.89137.698941.552015／2／22判决书附表2：单位（人民币）：元序号案号姓名本金利息滞纳金等其他费用合计截止日期诉讼费原告承担被告承担严某甲19539.509684.583110.9532335.032015／3／7608.37608.37杨某甲8906.004964.03636.2814506.312015／3／8162.65162.65徐某甲5865.503184.56610.319660.372015／3／8刘某甲5635.003149.20466.839251.032015／3／8李某甲15983.188748.701115.0225846.902015／3／8446.17446.17邝某甲6713.963620.77450.4510785.182015／3／8安某甲13399.897654.911263.0222317.822015／3／8357.94357.94李某甲10821.585402.461409.7817633.822015／3／8240.84240.84陆某甲5956.573237.85145.599340.012015／3／8蒙某甲19047.9310379.561496.4930923.982015／3／8573.09573.09王某甲14132.897700.35771.0522604.292015／3／8吴某甲5487.753097.83392.098977.672015／3／8梁某甲10996.026068.92808.8617873.802015／3／8246.84246.84梁某甲7916.504879.31690.3413486.152015／3／8137.15137.15朱某甲12725.055839.31983.8419548.202015／2／9陈某甲9163.304208.49450.1013821.892015／2／11145.54145.54杨某甲11261.286121.69912.4318295.402015／2／11257.38257.38文某甲7970.984196.57643.5812811.132015／2／11120.27120.27方某甲5994.813223.22128.229346.252015／2／22刘某甲9927.565233.56466.3115627.432015／2／12190.68190.68代某甲3871.342538.85440.336850.522015／2／12谢某9111.194586.89335.0614033.142015／2／12150.82150.82王某甲10478.525103.032067.5717649.122015／2／12241.22241.22何某甲11490.906216.51735.8718443.282015／2／12261.08261.08凌某甲7491.004002.71569.4812063.192015／2／12101.57101.57李某甲5941.993132.10463.569537.652015／2／12董某甲5892.602956.59267.669116.852015／2／12黄某甲7694.603773.81879.7112348.122015／2／12张某甲8876.004558.84607.4014042.242015／2／12151.05151.05杨某甲9078.194591.29483.8614153.342015／2／13153.83153.83刘某甲6915.903641.45399.9610957.312015／2／13梁某甲18490.459328.423289.0731107.942015／2／14577.69577.69谢某甲8345.663856.2112201.872015／2／19105.04105.04李某甲19879.0010597.221362.1131838.332015／2／16595.95595.95邱某甲6375.003479.21277.3910131.602015／2／16马某甲56254.5927277.116105.0389636.732015／2／222109.312046.83朱某甲10996.205851.09380.4617227.752015／2／16230.69230.69李某甲28721.2615489.971849.6546060.882015／2／16951.52951.52廖某甲3903.352344.92389.396637.662015／2／16郑某25859.0013749.071648.1141256.182015／2／16闫某甲3374.991863.01263.045501.042015／2／17闫某甲8539.754679.26644.3213863.332015／2／17146.58146.58杨某5875.003019.11572.879466.982015／2／17张某甲5296.812984.42399.518680.742015／2／17徐某甲5886.403033.88302.149222.422015／2／17程某甲6924.203649.88548.2411122.322015／2／17程某甲6966.456469.00367.1013802.552015／2／11145.06145.06彭某甲11750.866460.51871.5619082.932015／2／18277.07277.07黄某甲119862.0352428.128529.66180819.812015／2／194213.58319.983893.6卢某甲5871.003096.20509.859477.052015／2／21严某甲9791.115301.10355.2315447.442015／2／21186.18186.18欧某甲7898.804705.05381.9212985.772015／2／21124.64124.64柳某16305.238836.031086.9726228.232015／3／5陈某甲4317.283606.53498.828422.632015／3／2王某甲7967.404190.09167.4412324.932015／2／22108.12108.12陈某甲19274.538848.23766.8828889.642015／2／22522.24522.24王某甲11977.796314.79518.6518811.232015／2／24270.28270.28王某甲47499.6622592.151578.4071670.212015／2／241772.42162.351610.07吕某6725.743868.71743.0411337.492015／3／2叶某甲5959.143190.93216.279366.342015／3／2连某甲8209.083254.7811463.862015／3／2孙某甲140942.7566361.983987.31211292.042015／3／24808.63464.964343.67肖某甲18612.359354.051241.0729207.472015／3／3530.18530.18罗某甲5802.893016.6380.748900.262015／3／3王某6644.113522.63334.6410501.382015／3／3赖某甲42461.2320362.194516.1667339.582015／3／31613.08115.311497.77易某甲7320.913782.30960.1912063.402015／3／3101.58101.58郑某甲8906.364700.51164.7213771.592015／3／3144.28144.28刘某甲15767.227761.831761.0925290.142015／3／5432.25432.25陈某甲18984.349348.49982.4229315.252015／3／5617.09553.48黄某甲8765.414797.81730.7514293.972015／3／6157.34157.34刘某甲7833.124280.44599.3912712.952015／3／6117.82117.82游某甲19199.5310039.381508.7930747.702015／3／6568.69568.69任某甲15149.616927.82254.7222332.152015／3／6黄某甲25948.3613602.401291.1240841.882015／3／6821.04821.04宋某甲9806.565888.41959.5016654.472015／3／6216.36216.36何某甲17128.048535.202914.8928578.132015／3／7514.45514.45洪某甲134228.7862726.0812799.41209754.272015／3／74701.2352.324348.88王某甲6062.763346.62457.729867.102015／3／8曾某甲5906.283086.97265.909259.152015／3／8焦某甲6174.003334.04596.8010104.842015／3／8黄某甲5853.003819.501166.9210839.422015／3／8莫某甲19272.609858.60960.2430091.442015／3／8552.28552.28王某甲5968.563240.74367.559576.852015／3／8林某甲8107.114253.88590.9312951.922015／3／8123.79123.79梁某甲12461.786699.10873.8220034.702015／3／8300.86300.86梁某甲5595.452675.3628.108298.912015／3／8杨某甲5042.422677.84234.517954.772015／3／8彭某甲5765.263008.70321.949095.902015／3／8黄某甲7918.003842.1981.8011841.992015／2／9史某甲14831.007481.971047.7323360.702015／2／9384.01384.01覃某甲5975.802957.11124.179057.082015／2／10余某甲16678.517659.66545.6424883.812015／2／14422.09422.09温某甲6900.003546.82441.1610887.982015／2／10蒙某甲5915.603012.37425.479353.442015／2／10杨某甲7921.004018.46608.3112547.772015／2／11113.69113.69潘某甲16767.758742.871012.0826522.702015／2／11463.06463.06庄某甲5942.602984.48361.549288.622015／2／11欧阳某甲5249.892720.29490.248460.422015／2／12尹某甲6641.473534.79533.2610709.522015／2／12黄某甲9770.945147.96212.6415131.542015／2／12178.28178.28孙某5791.763053.05468.449313.252015／2／12章某甲24253.1113300.361926.3639479.832015／2／13786.99786.99孔某甲10706.855117.682232.1118056.642015／2／13251.41251.41李某甲5877.502956.11504.529338.132015／2／14黄某甲5940.403005.22373.049318.662015／2／15黄某甲9648.005001.20392.9715042.172015／2／15176.05176.05林某甲10685.785644.26530.6616860.702015／2／16221.51221.51符某甲8818.374630.88632.9414082.192015／2／16152.05152.05刘某甲7973.684051.01149.0812173.772015／2／16104.34104.34龙某甲5978.253009.42395.199382.862015／2／16古某甲5674.262716.02290.738681.012015／2／17农某甲5924.002993.55358.639276.182015／2／17陈某甲48703.0025215.173252.3477170.512015／2／181729.261729.26王某甲19980.0010116.311244.6231340.932015／2／19583.52583.52卢某甲31964.1514740.442970.3149674.902015／2／211150.281057.92宋某甲7743.944085.00282.4612111.402015／2／22102.78102.78文某甲6424.973794.03584.9310803.932015／2／22杨某甲19916.8010350.24488.7830755.822015／2／23568.89568.89姬某甲6654.223441.70266.7810362.702015／3／2余某甲8455.844399.80418.1913273.832015／3／4131.84131.84姜某甲7569.673799.16342.5611711.392015／3／7王某甲20836.5310734.66792.2332363.422015／3／7609.08609.08牛某甲7953.493834.58797.3912585.462015／2／9114.63114.63孙某49696.0022464.621489.3773649.992015／2／101772.79118.211654.58伍某甲9900.004826.54238.9114965.452015／2／10174.13174.13张某49996.6524296.301744.3076037.252015／2／111700.931700.93倪某6861.313810.79403.5311075.632015／2／11蔡某甲5985.512880.24141.339007.082015／2／13段某甲9139.004567.28101.3013807.582015／2／13145.18145.18童某5743.802838.58179.688762.062015／2／14何某甲5674.812040.637715.442015／2／15翟某甲9825.004946.75383.9715155.722015／2／15178.89178.89冯某甲5248.022192.207440.222015／2／19刘某甲8937.033769.0912706.122015／2／19117.65117.65彭某甲5898.002648.51117.068663.572015／2／11邓某4188.102599.71128.986916.792015／2／21李某甲4548.422012.056560.472015／2／21郭某7783.493433.59110.1411327.222015／2／21王某甲14876.295880.2220756.512015／2／23318.91318.91李某甲5972.802782.7240.958796.472015／2／23沈某甲5919.602600.54445.978966.112015／2／23王某甲5831.902673.1179.308584.312015／2／23申某5200.042108.657308.692015／2／23覃某甲9649.004404.6880.5514134.232015／2／27153.35153.35叶某甲7932.503523.6282.4811538.602015／2／10徐某甲1736.71377.2733.002146.982015／2／27隗某5884.232851.39668.159403.772015／3／8陈某甲5888.352964.21138.598991.152015／2／21龙某甲5945.972857.89137.698941.552015／2／22备注：利息收费标准为日息万分之五，按月计收复利；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币10元或美元1元。