广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第24-30、32-43、45-65、67-79、81-109、111-139、141-146、148-152、154、156-176号原告交通银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路**华能大厦**，组织机构代码45576985-2。负责人郭莽，该分行行长。委托代理人宋国利，广东弘君律师事务所律师。委托代理人庄梦蓝，广东弘君律师事务所实习律师。被告李某甲等人（被告信息详见附表1）。原告交通银行股份有限公司深圳分行诉被告李某甲等人信用卡纠纷一百四十四案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人宋国利、庄梦蓝到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费及滞纳金等费用（本金、利息、分期手续费及滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：一、被告李某甲等人应在本判决生效之日起十日内，分别偿还原告交通银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。二、驳回原告交通银行股份有限公司深圳分行的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交），原、被告负担部分详见附表2。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  郭奕好人民陪审员  谭文英人民陪审员  丁晓晨二〇一五年四月八日书 记 员  张乐艺下续附表：判决书附表1：单位（人民币）：元序号案号姓名性别民族本金利息滞纳金、超限费等费用分期手续费合计截止日期李某甲男汉3104.34426.1510136.492014-8-3胡某甲男汉5976.823857.56436.6610271.042014-8-17蒋某甲男汉5802.393379.4210084.712014-8-9覃某男壮6860.842814.23390.1110065.182014-8-3吴某甲男汉6807.172780.08463.752014-8-4康某甲男汉5998.493568.51477.6210044.622014-8-6卫某甲男汉5965.363525.7365.74325.2810182.082014-9-2谢某甲男汉6771.292807.62583.3410162.252014-8-23彭某男汉6723.263086.7193.4910003.452014-8-5杨某甲男汉6542.912858.82582.949984.672014-8-6陈某甲男汉6950.082736.08294.399980.552014-8-8吴某甲女汉826.219969.212014-8-4唐某男汉5958.73565.06451.189974.942014-8-5谢某甲男汉6495.152889.68584.539969.362014-8-8汪某甲男汉6905.172743.46441.8810090.512014-8-22万某男汉5972.953686.3245.689904.932014-8-8杨某甲男汉6009.573610.09261.439881.092014-8-4陈某甲男汉6992.92892.43139.1810024.512014-8-22杨某甲男汉6919.062728.0510008.412014-8-22刘某甲男汉6063.333628.68280.449972.452014-8-21刘某男汉5977.343714.18273.639965.152014-8-22赖某甲男汉5927.122740.931135.519803.562014-8-5张某男汉5828.843695.67424.459948.962014-8-16曹某甲男汉3426.14401.279784.412014-8-4张某甲男汉5883.023599.93421.029903.972014-8-19杜某甲男汉5985.413568.73347.859901.992014-8-24刘某甲男汉4866.543597.42929.18337.969731.12014-8-4覃某甲男壮5936.73267.27528.959732.922014-8-6袁某男汉5761.993527.66430.049719.692014-8-7周某男汉5946.173266.83500.179713.172014-8-7邹某甲女汉5849.343356.83476.629682.792014-8-3王某甲男汉5676.983665.13471.159813.262014-8-21周某甲男汉5915.993250.27493.479659.732014-8-5潘某甲男汉5932.343261.73461.059655.122014-8-5杨某男汉5886.143381.39779.142014-8-24王某甲男汉5821.513612.3338.289772.092014-9-2刘某男汉6289.113006.079605.182014-8-10王某甲男汉6034.53184.63375.219594.342014-8-3谢某甲男汉5963.423134.38484.869582.662014-8-4司某甲男汉5856.463330.6395.469582.522014-8-7毕某甲男汉5998.073275.12408.189681.372014-8-23陈某甲男汉5927.313260.26487.549675.112014-8-16刘某甲男汉5976.653045.55472.079494.272014-8-3田某甲男汉5999.873021.18466.329487.372014-8-6吕某男汉5982.083151.35489.549622.972014-9-2姚某甲男汉5278.712987.641189.799456.142014-8-6洪某男汉5788.83589.81214.029592.632014-8-19张某甲男汉5903.783093.09452.959449.822014-8-5张某男汉5860.753104.28470.389435.412014-8-3钟某甲女汉5814.253324.82290.359429.422014-8-4龙某甲男苗3036.37404.789426.152014-8-3冯某甲男汉6227.272698.89491.899418.052014-8-5周某甲男汉5759.553172.95475.469407.962014-8-5谢某男汉3261.43192.629404.052014-8-4何某甲男汉6200.893100.9242.779544.562014-9-2莫某甲男汉5988.653014.71392.469395.822014-8-4彭某甲男汉5484.152800.64551.299504.082014-8-24戴某甲男汉6349.872849.73186.959386.552014-8-6陈某甲男汉5879.713095.08537.879512.662014-8-16陈某男汉5964.662530.3869.319364.272014-8-3吴某甲男汉5715.453272.239499.182014-8-24兰某甲男壮5427.873160.99892.319481.172014-8-24郄某甲男汉5867.523229.75266.459363.722014-8-5陈某甲女汉5916.583267.57171.049355.192014-8-13张某甲男汉6572.462457.71318.169348.332014-8-7吴某甲男汉5674.53099.87553.179327.542014-8-3覃某甲男汉5377.462699.931348.259425.642014-8-17黄某甲男汉5812.433042.52448.789303.732014-8-5刘某甲男汉5886.133239.1142.659267.882014-8-3彭某甲女汉5644.113136.53456.329236.962014-8-8何某甲男汉5994.253005.31228.339227.892014-8-12唐某男汉6485.352296.34431.099212.782014-8-8黄某甲男汉6338.642702.42174.989216.042014-8-3刘某甲男汉5886.283098.41219.759204.442014-8-8黄某甲男汉3295.5147.099335.592014-9-2陈某甲男彝3978.573489.321056.3636.199160.382014-8-3郭某甲男汉5999.852883.649171.192014-8-3刘某男汉5769.72962.11562.389294.192014-9-2赖某男汉2878.99415.149291.132014-8-18宋某男汉4997.063817.54469.239283.832014-8-15姜某甲男汉5714.043296.9268.929279.862014-8-22李某甲男汉5079.683467.07593.959140.72014-8-5周某男汉5383.383328.84418.219130.432014-8-4蒋某甲男汉5569.093057.81494.639121.532014-8-6吴某甲男汉5846.852976.39295.799119.032014-8-3杨某甲男白5999.812885.01233.369118.182014-8-3陈某甲男汉5972.953012.17130.149115.262014-8-3陆某男汉5935.392287.55992.839215.772014-8-22郭某甲男汉6117.692842.35275.769235.82014-8-24邵某女汉3558.16230.539239.692014-9-2郭某甲男汉5981.673012.74235.889230.292014-9-2梁某甲男壮5918.822714.14447.999080.952014-8-3尹某甲男汉5933.592650.45478.659062.692014-8-5苗某甲男汉5699.242919.94416.529035.72014-8-7曾某甲男汉5891.212799.03337.579027.812014-8-3赵某甲男汉3044.75237.249141.992014-9-2郑某甲男土家5926.772587.53455.098969.392014-8-5林某甲男汉5128.613386.03568.449083.082014-8-16钟某男汉5645.312993.98445.949085.232014-8-19王某甲男汉5961.882735.82247.398945.092014-8-3温某甲男汉2562.4387.438939.832014-8-8顾某男汉5739.963145.4186.659072.012014-8-16邹某甲男汉406.748923.742014-8-8杨某甲男苗5865.862567.36452.168885.382014-8-3陆某男汉5904.152430.25529.298863.692014-8-12陈某甲男汉5796.712734.15460.238991.092014-9-2麦某甲男汉5413.823452.778866.592014-8-5张某甲男汉5844.162552.43451.768848.352014-8-3何某甲男汉5897.52490.96426.878815.332014-8-8赵某甲男汉2383.86526.848810.72014-8-8袁某甲男汉5910.182450.94438.858799.972014-8-3曹某甲男汉5980.982416.94377.038774.952014-8-12王某甲男汉4276.343477.75990.248744.332014-8-5许某甲男汉4179.13943.37618.228740.692014-8-5陈某甲男汉5976.662477.94410.038864.632014-8-19郑某甲男汉5939.932449.69346.688736.32014-8-12杨某甲男彝2469.73449.548847.272014-8-16王某甲男汉5499.752922.32376.218798.282014-9-2木某甲男回2394.78497.478776.252014-8-22杨某甲男侗5834.32434.058644.352014-8-8曹某甲男汉6026.162489.48229.878745.512014-8-19彭某男汉5498.32871.22373.528743.042014-9-2吴某甲男汉5390.082926.75422.268739.092014-9-2侯某甲男汉2843.59353.378595.962014-8-5李某男汉5912.82344.4441.998699.192014-8-22黄某男壮2734.722472.28124.415331.412014-8-23陆某甲男汉5117.033226.418655.142014-8-17刘某甲男汉5862.52317.03437.958617.482014-8-21袁某甲女汉5818.672671.82124.568615.052014-8-19金某甲男汉5037.693010.04520.398568.122014-8-23杜某女满5219.452887.18325.258431.882014-8-14罗某甲男壮2280.16348.518427.672014-8-12柴某甲男汉5276.892413.35846.888537.122014-9-2王某甲男汉5795.42395.61329.938520.942014-8-16严某甲女汉6119.362075.46163.038357.852014-8-8陈某甲男汉6057.662302.342014-8-6王某甲男汉5505.122656.06307.658468.832014-9-2罗某甲男汉2328.6176.268304.862014-8-8李某甲男汉2879.92319.438289.352014-8-6刘某甲男汉5093.622824.78366.048284.442014-8-5何某甲男汉5221.22715.118350.112014-8-16任某甲男汉5365.12705.47154.858225.422014-8-4曾某甲男汉4465.613226.44489.578181.622014-8-14向某甲男汉5153.362486.87532.428172.652014-8-7判决书附表2：单位（人民币）：元序号案号姓名本金利息滞纳金、超限费等费用合计截止日期诉讼费原告承担被告承担李某甲3104.34426.1510136.492014-8-3胡某甲5976.823857.56436.6610271.042014-8-17蒋某甲5802.393379.4210084.712014-8-9覃某6860.842814.23390.1110065.182014-8-3吴某甲6807.172780.08463.752014-8-4康某甲5998.493568.51477.6210044.622014-8-6卫某甲5965.363525.7365.749856.82014-9-2谢某甲6771.292807.62583.3410162.252014-8-23彭某6723.263086.7193.4910003.452014-8-5杨某甲6542.912858.82582.949984.672014-8-6陈某甲6950.082736.08294.399980.552014-8-8吴某甲826.219969.212014-8-4唐某5958.73565.06451.189974.942014-8-5谢某甲6495.152889.68584.539969.362014-8-8汪某甲6905.172743.46441.8810090.512014-8-22万某5972.953686.3245.689904.932014-8-8杨某甲6009.573610.09261.439881.092014-8-4陈某甲6992.92892.43139.1810024.512014-8-22杨某甲6919.062728.0510008.412014-8-22刘某甲6063.333628.68280.449972.452014-8-21刘某5977.343714.18273.639965.152014-8-22赖某甲5927.122740.931135.519803.562014-8-5张某5828.843695.67424.459948.962014-8-16曹某甲3426.14401.279784.412014-8-4张某甲5883.023599.93421.029903.972014-8-19杜某甲5985.413568.73347.859901.992014-8-24刘某甲4866.543597.42929.189393.142014-8-4覃某甲5936.73267.27528.959732.922014-8-6袁某5761.993527.66430.049719.692014-8-7周某5946.173266.83500.179713.172014-8-7邹某甲5849.343356.83476.629682.792014-8-3王某甲5676.983665.13471.159813.262014-8-21周某甲5915.993250.27493.479659.732014-8-5潘某甲5932.343261.73461.059655.122014-8-5杨某5886.143381.39779.142014-8-24王某甲5821.513612.3338.289772.092014-9-2刘某6289.113006.079605.182014-8-10王某甲6034.53184.63375.219594.342014-8-3谢某甲5963.423134.38484.869582.662014-8-4司某甲5856.463330.6395.469582.522014-8-7毕某甲5998.073275.12408.189681.372014-8-23陈某甲5927.313260.26487.549675.112014-8-16刘某甲5976.653045.55472.079494.272014-8-3田某甲5999.873021.18466.329487.372014-8-6吕某5982.083151.35489.549622.972014-9-2姚某甲5278.712987.641189.799456.142014-8-6洪某5788.83589.81214.029592.632014-8-19张某甲5903.783093.09452.959449.822014-8-5张某5860.753104.28470.389435.412014-8-3钟某甲5814.253324.82290.359429.422014-8-4龙某甲3036.37404.789426.152014-8-3冯某甲6227.272698.89491.899418.052014-8-5周某甲5759.553172.95475.469407.962014-8-5谢某3261.43192.629404.052014-8-4何某甲6200.893100.9242.779544.562014-9-2莫某甲5988.653014.71392.469395.822014-8-4彭某甲5484.152800.64551.298836.082014-8-24戴某甲6349.872849.73186.959386.552014-8-6陈某甲5879.713095.08537.879512.662014-8-16陈某5964.662530.3869.319364.272014-8-3吴某甲5715.453272.239499.182014-8-24兰某甲5427.873160.99892.319481.172014-8-24郄某甲5867.523229.75266.459363.722014-8-5陈某甲5916.583267.57171.049355.192014-8-13张某甲6572.462457.71318.169348.332014-8-7吴某甲5674.53099.87553.179327.542014-8-3覃某甲5377.462699.931348.259425.642014-8-17黄某甲5812.433042.52448.789303.732014-8-5刘某甲5886.133239.1142.659267.882014-8-3彭某甲5644.113136.53456.329236.962014-8-8何某甲5994.253005.31228.339227.892014-8-12唐某6485.352296.34431.099212.782014-8-8黄某甲6338.642702.42174.989216.042014-8-3刘某甲5886.283098.41219.759204.442014-8-8黄某甲3295.5147.099335.592014-9-2陈某甲3978.573489.321056.38524.192014-8-3郭某甲5999.852883.649171.192014-8-3刘某5769.72962.11562.389294.192014-9-2赖某2878.99415.149291.132014-8-18宋某4997.063817.54469.239283.832014-8-15姜某甲5714.043296.9268.929279.862014-8-22李某甲5079.683467.07593.959140.72014-8-5周某5383.383328.84418.219130.432014-8-4蒋某甲5569.093057.81494.639121.532014-8-6吴某甲5846.852976.39295.799119.032014-8-3杨某甲5999.812885.01233.369118.182014-8-3陈某甲5972.953012.17130.149115.262014-8-3陆某5935.392287.55992.839215.772014-8-22郭某甲6117.692842.35275.769235.82014-8-24邵某3558.16230.539239.692014-9-2郭某甲5981.673012.74235.889230.292014-9-2梁某甲5918.822714.14447.999080.952014-8-3尹某甲5933.592650.45478.659062.692014-8-5苗某甲5699.242919.94416.529035.72014-8-7曾某甲5891.212799.03337.579027.812014-8-3赵某甲3044.75237.249141.992014-9-2郑某甲5926.772587.53455.098969.392014-8-5林某甲5128.613386.03568.449083.082014-8-16钟某5645.312993.98445.949085.232014-8-19王某甲5961.882735.82247.398945.092014-8-3温某甲2562.4387.438939.832014-8-8顾某5739.963145.4186.659072.012014-8-16邹某甲406.748923.742014-8-8杨某甲5865.862567.36452.168885.382014-8-3陆某5904.152430.25529.298863.692014-8-12陈某甲5796.712734.15460.238991.092014-9-2麦某甲5413.823452.778866.592014-8-5张某甲5844.162552.43451.768848.352014-8-3何某甲5897.52490.96426.878815.332014-8-8赵某甲2383.86526.848810.72014-8-8袁某甲5910.182450.94438.858799.972014-8-3曹某甲5980.982416.94377.038774.952014-8-12王某甲4276.343477.75990.248744.332014-8-5许某甲4179.13943.37618.228740.692014-8-5陈某甲5976.662477.94410.038864.632014-8-19郑某甲5939.932449.69346.688736.32014-8-12杨某甲2469.73449.548847.272014-8-16王某甲5499.752922.32376.218798.282014-9-2木某甲2394.78497.478776.252014-8-22杨某甲5834.32434.058644.352014-8-8曹某甲6026.162489.48229.878745.512014-8-19彭某5498.32871.22373.528743.042014-9-2吴某甲5390.082926.75422.268739.092014-9-2侯某甲2843.59353.378595.962014-8-5李某5912.82344.4441.998699.192014-8-22黄某2734.722472.28124.415331.412014-8-23陆某甲5117.033226.418655.142014-8-17刘某甲5862.52317.03437.958617.482014-8-21袁某甲5818.672671.82124.568615.052014-8-19金某甲5037.693010.04520.398568.122014-8-23杜某5219.452887.18325.258431.882014-8-14罗某甲2280.16348.518427.672014-8-12柴某甲5276.892413.35846.888537.122014-9-2王某甲5795.42395.61329.938520.942014-8-16严某甲6119.362075.46163.038357.852014-8-8陈某甲6057.662302.342014-8-6王某甲5505.122656.06307.658468.832014-9-2罗某甲2328.6176.268304.862014-8-8李某甲2879.92319.438289.352014-8-6刘某甲5093.622824.78366.048284.442014-8-5何某甲5221.22715.118350.112014-8-16任某甲5365.12705.47154.858225.422014-8-4曾某甲4465.613226.44489.578181.622014-8-14向某甲5153.362486.87532.428172.652014-8-7备注：利息收费标准为日息万分之五，按月计收复利；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币10元或美元1元。