广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第7053-7095、7122-7141、7143-7163、7165-7206、7231-7242、7244-7248、7250、7252-7313号原告交通银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路**华能大厦**。负责人郭莽，该分行行长。委托代理人宋国利，广东弘君律师事务所律师。委托代理人庄梦蓝，广东弘君律师事务所律师。被告刘某等人（被告信息详见附表1）。原告交通银行股份有限公司深圳分行诉被告刘某等人信用卡纠纷二百零六案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人宋国利到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费及滞纳金等费用（本金、利息、分期手续费及滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：一、被告刘某等人应在本判决生效之日起十日内，分别偿还原告交通银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。二、驳回原告交通银行股份有限公司深圳分行的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交），原、被告负担部分详见附表2。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  张 泽人民陪审员  谭文英人民陪审员  蔡玉兰二〇一五年八月二十八日书 记 员  张乐艺下续附表：判决书附表1：单位（人民币）：元序号案号姓名性别民族本金利息滞纳金等其他费用分期手续费合计截止日期17053刘某女汉22480.4211321.012954.61036756.042015／4／627054卢某男土家6800.933621.27439.07010861.272015／4／537055陈某甲男汉5914.954265.05463.14010643.142015／4／547056邓某甲男汉12922.796426.19865.67020214.652015／3／1657057黄某甲男汉10634.426059.89918.95017613.262015／4／367058王某甲男汉7945.44172.47834.47012952.342015／4／577059蒋某甲女汉8512.674277.01597.66013387.342015／3／1687060孙某甲女汉26882.52193782791.61049052.132015／4／1597061成某甲女汉3509.62329.81247.8206087.232015／4／8107062魏某甲女汉5482.32748.64213.3308444.272015／4／13117063胡某甲男汉8983.474513.47361.42013858.362015／4／12127064刘某女汉51234795.43009918.432015／4／4137065徐某女汉17983.628249.08305.85026538.552015／4／2147066容某甲男汉20511.5912255.151508.4034275.142015／4／13157067曾某男汉7535.739459.421564.51018559.662015／4／8167068林某甲男汉8188.183922.65591.44012702.272015／3／24177069任某甲男汉6942.42890.01009832.412015／4／3187070梁某男汉6752.963343.56577.56010674.082015／3／18197071梁某男汉2070.12979.6119.6203169.342015／3／18207072古某甲男汉13979.867932.15967.89022879.92015／3／16217073苗某甲男汉15335.957311.771493.35024141.072015／4／7227074赖某甲男汉16882.477778.572293.42026954.462015／3／22237075刘某甲男汉18831.268592.91317.3027741.472015／3／16247076柴某甲男汉8484.24034.68141.31012660.192015／3／16257077沈某甲男汉6955.45132.5356.95012444.852015／4／2267078沈某甲男汉14447.435137.890019585.322015／4／2277079冯某甲女汉45141.322352.115041.251288.3273822.982015／4／2287080林某甲男汉23069.8612632.311584.56037286.732015／4／2297081曾某男汉11352.945446.28207.81017007.032015／4／6307082彭某甲男汉9857.965200.37620.74015679.072015／3／23317083钟某甲男畬19946.129968.122270.321148.5133333.072015／4／5327084漆某甲男汉12925.487681.85953.11021560.442015／4／7337085郭某甲男汉5802.313180.61361.1509344.072015／4／3347086李某甲男汉15997.058798.331124.95025920.332015／4／7357087田某甲男壮2661.21347.97156.2504165.422015／4／4367088潘某甲男汉9898.097541.14649.28018088.512015／3／17377089卢某甲女汉5061.852689.14488.3708239.362015／4／3387090吴某甲男汉33062.0916052.992023.33051138.412015／4／7397091李某甲男汉52892875.02407.3708571.392015／4／8407092符某甲男汉5983.342733.29285.3209001.952015／3／19417093蒲某甲男瑶2967.61493.86223.3604684.822015／4／12427094邓某甲男汉9993.84789.96174.77014958.532015／3／16437095李某甲男汉10769.24905.37270.63015945.22015／3／26447122赵某甲男汉25858.4611962.85802.491088.6439712.442015／3／22457123赵某甲男汉27822.5913024.271170.343686.445703.62015／4／3467124李某甲男汉11224.964690.510015915.472015／4／3477125刘某甲男汉3940.181924.0138.4805902.672015／4／15487126石某甲男水8036.994254.18207.98012499.152015／4／15497127王某男汉5053.72666.64245.5907965.932015／4／9507128朱某甲男汉33405.4117509.291954.9052869.62015／4／3517129田某甲男汉16108.868575.772085.56026770.192015／4／3527130曹某甲男汉12489.45865.45817.65019172.52015／4／5537131刘某甲男汉69205190.04414.07012524.112015／4／3547132王某甲男汉9998.515724.22485.38016208.112015／4／3557133杨某甲男侗6014.23007.27462.7409484.212015／3／16567134查某甲男汉7856.93821.31406.97012085.182015／4／15577135王某甲男汉10741.695970.54774.34017486.572015／4／8587136陈某甲女汉8730.834786.05579.98014096.862015／4／2597137唐某男汉5674.473112.23582.8609369.562015／4／3607138苏某男壮11914.726247.86222.54018385.122015／4／7617139秦某甲男汉10793.994713.12437.19015944.32015／3／21627140杨某甲男汉5490.622490.53223.4608204.612015／3／22637141刘某甲女汉6308.23113.71288.8109710.722015／4／2647143吴某甲男汉8378.893662.1453.37012494.362015／3／23657144刘某甲男汉9559.764865.15642.81015067.722015／4／8667145罗某甲女壮7965.473623.2552.75011641.472015／3／25677146陶某甲男汉59573090.97562.7109610.682015／4／15687147谭某甲男汉99004656.3585.650146422015／3／21697148李某甲女汉6382.153819.13209.63010410.912015／4／14707149吴某男汉5581.822995.55389.9908967.362015／4／12717150农某甲男壮7946.74024.09515.91012486.72015／4／2727151容某甲男汉59593298.37409.3609666.732015／3／16737152王某男汉9984.284695.77376.83015056.882015／3／19747153王某甲女汉8484.563895.6348.23012728.392015／4／11757154何某甲男汉58302485.41085.9109401.312015／3／24767155罗某甲男汉8865.754656.72190.55013713.022015／4／14777156朱某甲男汉915.432391.85519.3403826.622015／3／16787157覃某甲男壮8797.594819.1681.21014297.92015／4／2797158吴某甲男布依3055.46408.1202.4809665.982015／4／15807159黄某甲男汉9377.685086.58617.45015081.712015／4／5817160邓某甲男汉3822.872896.081524.8708243.822015／4／3827161杨某男汉9721.25023.91705.41015450.522015／4／3837162何某甲男汉2954.32278.2562.7205295.272015／3／25847163袁某甲男汉10312.615679.21763.15016754.972015／4／8857165穆某甲女汉7979.445137.98398.19013515.612015／3／19867166范某甲女汉107155442.87214.3016372.172015／4／13877167陈某甲男汉5907.73041.33218.5709167.62015／4／14887168胡某甲男汉69693656.8178010703.812015／3／25897169庄某甲男汉8044.95406.02294.73013745.652015／4／5907170梁某甲男汉4999.692955.69505.4808460.862015／4／3917171叶某甲男汉11924.847047.27962.61019934.722015／3／22927172陈某甲女汉8356.836187.131338.67015882.632015／4／4937173张某男汉5132.212287.3661.7808081.292015／4／12947174管某甲女汉1973.333771.65005744.982015／4／8957175李某甲男布依6756.463725.26480.7010962.422015／4／14967176刘某甲男汉3297.524227.621044.9308570.072015／4／15977177邓某甲男瑶13874.276340.27693.71020908.252015／3／22987178刘某甲男汉8877.146221.03430.35015528.522015／4／6997179尹某甲男汉14646.017503.05981.11023130.172015／3／241007180王某男汉11662.85251.22534.86017448.882015／3／221017181朱某甲男汉5961.43125.6623909326.062015／4／131027182钟某甲男拉祜2383.251088.08003471.332015／3／271037183潘某甲男瑶4584.12560.91007145.012015／4／81047184肖某甲男汉10978.655278.63729.58016986.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7958.773997.3347.79012303.862015／4／14判决书附表2：单位（人民币）：元序号案号姓名本金利息滞纳金等其他费用合计截止日期诉讼费原告承担被告承担17053刘某22480.4211321.012954.6136756.042015／4／6718.90718.927054卢某6800.933621.27439.0710861.272015／4／571.53071.5337055陈某甲5914.954265.05463.1410643.142015／4／566.07066.0747056邓某甲12922.796426.19865.6720214.652015／3／16305.360305.3657057黄某甲10634.426059.89918.9517613.262015／4／3240.330240.3367058王某甲7945.44172.47834.4712952.342015／4／5123.80123.877059蒋某甲8512.674277.01597.6613387.342015／3／16134.680134.6887060孙某甲26882.52193782791.6149052.132015／4／151026.301026.397061成某甲3509.62329.81247.826087.232015／4／850050107062魏某甲5482.32748.64213.338444.272015／4／1350050117063胡某甲8983.474513.47361.4213858.362015／4／12146.450146.45127064刘某51234795.4309918.432015／4／450050137065徐某17983.628249.08305.8526538.552015／4／2463.460463.46147066容某甲20511.5912255.151508.434275.142015／4／13656.870656.87157067曾某7535.739459.421564.5118559.662015／4／8263.990263.99167068林某甲8188.183922.65591.4412702.272015／3／24117.550117.55177069任某甲6942.42890.0109832.412015／4／350050187070梁某6752.963343.56577.5610674.082015／3／1866.85066.85197071梁某2070.12979.6119.623169.342015／3／1850050207072古某甲13979.867932.15967.8922879.92015／3／16371.990371.99217073苗某甲15335.957311.771493.3524141.072015／4／7403.520403.52227074赖某甲16882.477778.572293.4226954.462015／3／22473.860473.86237075刘某甲18831.268592.91317.327741.472015／3／16493.530493.53247076柴某甲8484.24034.68141.3112660.192015／3／16116.50116.5257077沈某甲6955.45132.5356.9512444.852015／4／2111.120111.12267078沈某甲14447.435137.89019585.322015／4／2289.630289.63277079冯某甲45141.322352.115041.2572534.662015／4／21645.5728.721616.85287080林某甲23069.8612632.311584.5637286.732015／4／2732.160732.16297081曾某11352.945446.28207.8117007.032015／4／6225.170225.17307082彭某甲9857.965200.37620.7415679.072015／3／23191.970191.97317083钟某甲19946.129968.122270.3232184.562015／4／5633.3221.83611.49327084漆某甲12925.487681.85953.1121560.442015／4／7339.010339.01337085郭某甲5802.313180.61361.159344.072015／4／350050347086李某甲15997.058798.331124.9525920.332015／4／74480448357087田某甲2661.21347.97156.254165.422015／4／450050367088潘某甲9898.097541.14649.2818088.512015／3／17252.210252.21377089卢某甲5061.852689.14488.378239.362015／4／350050387090吴某甲33062.0916052.992023.3351138.412015／4／71078.4601078.46397091李某甲52892875.02407.378571.392015／4／850050407092符某甲5983.342733.29285.329001.952015／3／1950050417093蒲某甲2967.61493.86223.364684.822015／4／1250050427094邓某甲9993.84789.96174.7714958.532015／3／16173.960173.96437095李某甲10769.24905.37270.6315945.22015／3／26198.630198.63447122赵某甲25858.4611962.85802.4938623.82015／3／22792.8121.74771.07457123赵某甲27822.5913024.271170.3442017.22015／4／3942.5976.03866.56467124李某甲11224.964690.51015915.472015／4／3197.880197.88477125刘某甲3940.181924.0138.485902.672015／4／1550050487126石某甲8036.994254.18207.9812499.152015／4／15112.470112.47497127王某5053.72666.64245.597965.932015／4／950050507128朱某甲33405.4117509.291954.952869.62015／4／31121.7401121.74517129田某甲16108.868575.772085.5626770.192015／4／3469.250469.25527130曹某甲12489.45865.45817.6519172.52015／4／5279.310279.31537131刘某甲69205190.04414.0712524.112015／4／3113.10113.1547132王某甲9998.515724.22485.3816208.112015／4／3205.20205.2557133杨某甲6014.23007.27462.749484.212015／3／1650050567134查某甲7856.93821.31406.9712085.182015／4／15102.120102.12577135王某甲10741.695970.54774.3417486.572015／4／8237.160237.16587136陈某甲8730.834786.05579.9814096.862015／4／2152.420152.42597137唐某5674.473112.23582.869369.562015／4／350050607138苏某11914.726247.86222.5418385.122015／4／7259.620259.62617139秦某甲10793.994713.12437.1915944.32015／3／21198.60198.6627140杨某甲5490.622490.53223.468204.612015／3／2250050637141刘某甲6308.23113.71288.819710.722015／4／250050647143吴某甲8378.893662.1453.3712494.362015／3／23112.350112.35657144刘某甲9559.764865.15642.8115067.722015／4／8176.690176.69667145罗某甲7965.473623.2552.7511641.472015／3／2591.03091.03677146陶某甲59573090.97562.719610.682015／4／1550050687147谭某甲99004656.3585.65146422015／3／21166.050166.05697148李某甲6382.153819.13209.6310410.912015／4／1460.27060.27707149吴某5581.822995.55389.998967.362015／4／1250050717150农某甲7946.74024.09515.9112486.72015／4／2112.160112.16727151容某甲59593298.37409.369666.732015／3／1650050737152王某9984.284695.77376.8315056.882015／3／19176.420176.42747153王某甲8484.563895.6348.2312728.392015／4／11118.20118.2757154何某甲58302485.41085.919401.312015／3／2450050767155罗某甲8865.754656.72190.5513713.022015／4／14142.820142.82777156朱某甲915.432391.85519.343826.622015／3／1650050787157覃某甲8797.594819.1681.2114297.92015／4／2157.440157.44797158吴某甲3055.46408.1202.489665.982015／4／1550050807159黄某甲9377.685086.58617.4515081.712015／4／5177.040177.04817160邓某甲3822.872896.081524.878243.822015／4／350050827161杨某9721.25023.91705.4115450.522015／4／3186.260186.26837162何某甲2954.32278.2562.725295.272015／3／2550050847163袁某甲10312.615679.21763.1516754.972015／4／8218.870218.87857165穆某甲7979.445137.98398.1913515.612015／3／19137.890137.89867166范某甲107155442.87214.316372.172015／4／13209.30209.3877167陈某甲5907.73041.33218.579167.62015／4／1450050887168胡某甲69693656.817810703.812015／3／2567.59067.59897169庄某甲8044.95406.02294.7313745.652015／4／5143.640143.64907170梁某甲4999.692955.69505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628.328906.13412.2428946.692015／3／16523.660523.661807287夏某9887.487423.01761.1818071.672015／3／23251.790251.791817288庞某甲9550.874382.97303.0814236.922015／4／3155.920155.921827289黄某甲11213.534909.21179.7916302.532015／4／6207.560207.561837290李某甲13569.147194.461037.4621801.062015／4／14345.020345.021847291金某甲12320.826200.15566.1719087.142015／3／22277.170277.171857292唐某甲6889.463959.352563.713412.512015／3／16135.310135.311867293李某甲132897184.83901.0121374.842015／4／3334.370334.371877294涂某甲5014.732014.1207028.852015／3／21500501887295王某9981.315470.16728.6816180.152015／3／18204.50204.51897296胡某甲16976.078910.25322.1126208.432015／4／15455.210455.211907297肖某甲46592.4126660.623291.9976545.022015／3／221713.6201713.621917298吴某49731.3124950.041830.7476512.092015／4／101712.801712.81927299曹某7982.863822.28157.411962.542015／3／1999.06099.061937300吝某甲7345.293748.69161.0511255.032015／4／1181.37081.371947301陈某甲87158.1143379.4211149.2141686.732015／4／23228.29104.253124.041957302王某甲5317.233574.49871.389763.12015／4／6500501967303邝某甲59003062.95500.649463.592015／4／15500501977304吕某甲2395.311311.58379.054085.942015／3／16500501987305曾某9979.534800.65204.214984.382015／4／5174.60174.61997306易某甲6972.52975.12819.1210766.742015／3／1969.16069.162007307罗某8805.244222.64309.5313337.412015／4／11133.430133.432017308吕某甲6766.124885.63683.6412335.392015／4／5108.380108.382027309潘某甲88644765.4689.0614318.462015／3／23157.960157.962037310陈某甲27837.9415523.212092.1345453.282015／3／24936.330936.332047311戚某9900.575179.42745.7615825.752015／3／24195.640195.642057312杨某甲16944.8912242.62844.0230031.532015／4／5550.780550.782067313刘某甲7958.773997.3347.7912303.862015／4／14107.590107.59备注：利息收费标准为日息万分之五，按月计收复利；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币10元或美元1元。