广东省深圳市福田区人民法院
民 事 判 决 书
（2015）深福法民二初字第7053-7095、7122-7141、7143-7163、7165-7206、7231-7242、7244-7248、7250、7252-7313号
原告交通银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路2066号华能大厦1、2、3、14、15、16、17层。
负责人郭莽，该分行行长。
委托代理人宋国利，广东弘君律师事务所律师。
委托代理人庄梦蓝，广东弘君律师事务所律师。
被告刘某等人（被告信息详见附表1）。
原告交通银行股份有限公司深圳分行诉被告刘某等人信用卡纠纷二百零六案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人宋国利到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。
原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费及滞纳金等费用（本金、利息、分期手续费及滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。
本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：
一、被告刘某等人应在本判决生效之日起十日内，分别偿还原告交通银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。
二、驳回原告交通银行股份有限公司深圳分行的其他诉讼请求。
如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。
案件受理费数额详见附表2（已由原告预交），原、被告负担部分详见附表2。
如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。
审 判 长 张 泽
人民陪审员 谭文英
人民陪审员 蔡玉兰
二〇一五年八月二十八日
书 记 员 张乐艺
下续附表：
判决书附表1：单位（人民币）：元
序号案号姓名性别民族本金利息滞纳金等其他费用分期手续费合计截止日期
17053刘某女汉22480.4211321.012954.61036756.042015／4／6
27054卢某男土家6800.933621.27439.07010861.272015／4／5
37055陈某甲男汉5914.954265.05463.14010643.142015／4／5
47056邓某甲男汉12922.796426.19865.67020214.652015／3／16
57057黄某甲男汉10634.426059.89918.95017613.262015／4／3
67058王某甲男汉7945.44172.47834.47012952.342015／4／5
77059蒋某甲女汉8512.674277.01597.66013387.342015／3／16
87060孙某甲女汉26882.52193782791.61049052.132015／4／15
97061成某甲女汉3509.62329.81247.8206087.232015／4／8
107062魏某甲女汉5482.32748.64213.3308444.272015／4／13
117063胡某甲男汉8983.474513.47361.42013858.362015／4／12
127064刘某女汉51234795.43009918.432015／4／4
137065徐某女汉17983.628249.08305.85026538.552015／4／2
147066容某甲男汉20511.5912255.151508.4034275.142015／4／13
157067曾某男汉7535.739459.421564.51018559.662015／4／8
167068林某甲男汉8188.183922.65591.44012702.272015／3／24
177069任某甲男汉6942.42890.01009832.412015／4／3
187070梁某男汉6752.963343.56577.56010674.082015／3／18
197071梁某男汉2070.12979.6119.6203169.342015／3／18
207072古某甲男汉13979.867932.15967.89022879.92015／3／16
217073苗某甲男汉15335.957311.771493.35024141.072015／4／7
227074赖某甲男汉16882.477778.572293.42026954.462015／3／22
237075刘某甲男汉18831.268592.91317.3027741.472015／3／16
247076柴某甲男汉8484.24034.68141.31012660.192015／3／16
257077沈某甲男汉6955.45132.5356.95012444.852015／4／2
267078沈某甲男汉14447.435137.890019585.322015／4／2
277079冯某甲女汉45141.322352.115041.251288.3273822.982015／4／2
287080林某甲男汉23069.8612632.311584.56037286.732015／4／2
297081曾某男汉11352.945446.28207.81017007.032015／4／6
307082彭某甲男汉9857.965200.37620.74015679.072015／3／23
317083钟某甲男畬19946.129968.122270.321148.5133333.072015／4／5
327084漆某甲男汉12925.487681.85953.11021560.442015／4／7
337085郭某甲男汉5802.313180.61361.1509344.072015／4／3
347086李某甲男汉15997.058798.331124.95025920.332015／4／7
357087田某甲男壮2661.21347.97156.2504165.422015／4／4
367088潘某甲男汉9898.097541.14649.28018088.512015／3／17
377089卢某甲女汉5061.852689.14488.3708239.362015／4／3
387090吴某甲男汉33062.0916052.992023.33051138.412015／4／7
397091李某甲男汉52892875.02407.3708571.392015／4／8
407092符某甲男汉5983.342733.29285.3209001.952015／3／19
417093蒲某甲男瑶2967.61493.86223.3604684.822015／4／12
427094邓某甲男汉9993.84789.96174.77014958.532015／3／16
437095李某甲男汉10769.24905.37270.63015945.22015／3／26
447122赵某甲男汉25858.4611962.85802.491088.6439712.442015／3／22
457123赵某甲男汉27822.5913024.271170.343686.445703.62015／4／3
467124李某甲男汉11224.964690.510015915.472015／4／3
477125刘某甲男汉3940.181924.0138.4805902.672015／4／15
487126石某甲男水8036.994254.18207.98012499.152015／4／15
497127王某男汉5053.72666.64245.5907965.932015／4／9
507128朱某甲男汉33405.4117509.291954.9052869.62015／4／3
517129田某甲男汉16108.868575.772085.56026770.192015／4／3
527130曹某甲男汉12489.45865.45817.65019172.52015／4／5
537131刘某甲男汉69205190.04414.07012524.112015／4／3
547132王某甲男汉9998.515724.22485.38016208.112015／4／3
557133杨某甲男侗6014.23007.27462.7409484.212015／3／16
567134查某甲男汉7856.93821.31406.97012085.182015／4／15
577135王某甲男汉10741.695970.54774.34017486.572015／4／8
587136陈某甲女汉8730.834786.05579.98014096.862015／4／2
597137唐某男汉5674.473112.23582.8609369.562015／4／3
607138苏某男壮11914.726247.86222.54018385.122015／4／7
617139秦某甲男汉10793.994713.12437.19015944.32015／3／21
627140杨某甲男汉5490.622490.53223.4608204.612015／3／22
637141刘某甲女汉6308.23113.71288.8109710.722015／4／2
647143吴某甲男汉8378.893662.1453.37012494.362015／3／23
657144刘某甲男汉9559.764865.15642.81015067.722015／4／8
667145罗某甲女壮7965.473623.2552.75011641.472015／3／25
677146陶某甲男汉59573090.97562.7109610.682015／4／15
687147谭某甲男汉99004656.3585.650146422015／3／21
697148李某甲女汉6382.153819.13209.63010410.912015／4／14
707149吴某男汉5581.822995.55389.9908967.362015／4／12
717150农某甲男壮7946.74024.09515.91012486.72015／4／2
727151容某甲男汉59593298.37409.3609666.732015／3／16
737152王某男汉9984.284695.77376.83015056.882015／3／19
747153王某甲女汉8484.563895.6348.23012728.392015／4／11
757154何某甲男汉58302485.41085.9109401.312015／3／24
767155罗某甲男汉8865.754656.72190.55013713.022015／4／14
777156朱某甲男汉915.432391.85519.3403826.622015／3／16
787157覃某甲男壮8797.594819.1681.21014297.92015／4／2
797158吴某甲男布依3055.46408.1202.4809665.982015／4／15
807159黄某甲男汉9377.685086.58617.45015081.712015／4／5
817160邓某甲男汉3822.872896.081524.8708243.822015／4／3
827161杨某男汉9721.25023.91705.41015450.522015／4／3
837162何某甲男汉2954.32278.2562.7205295.272015／3／25
847163袁某甲男汉10312.615679.21763.15016754.972015／4／8
857165穆某甲女汉7979.445137.98398.19013515.612015／3／19
867166范某甲女汉107155442.87214.3016372.172015／4／13
877167陈某甲男汉5907.73041.33218.5709167.62015／4／14
887168胡某甲男汉69693656.8178010703.812015／3／25
897169庄某甲男汉8044.95406.02294.73013745.652015／4／5
907170梁某甲男汉4999.692955.69505.4808460.862015／4／3
917171叶某甲男汉11924.847047.27962.61019934.722015／3／22
927172陈某甲女汉8356.836187.131338.67015882.632015／4／4
937173张某男汉5132.212287.3661.7808081.292015／4／12
947174管某甲女汉1973.333771.65005744.982015／4／8
957175李某甲男布依6756.463725.26480.7010962.422015／4／14
967176刘某甲男汉3297.524227.621044.9308570.072015／4／15
977177邓某甲男瑶13874.276340.27693.71020908.252015／3／22
987178刘某甲男汉8877.146221.03430.35015528.522015／4／6
997179尹某甲男汉14646.017503.05981.11023130.172015／3／24
1007180王某男汉11662.85251.22534.86017448.882015／3／22
1017181朱某甲男汉5961.43125.6623909326.062015／4／13
1027182钟某甲男拉祜2383.251088.08003471.332015／3／27
1037183潘某甲男瑶4584.12560.91007145.012015／4／8
1047184肖某甲男汉10978.655278.63729.58016986.862015／3／17
1057185李某甲男汉114805668431.94017579.942015／4／14
1067186何某甲女汉11777.675381.25257.9017416.822015／3／22
1077187梁某甲男汉12976.455915.78213.44019105.672015／4／9
1087188林某甲男汉2392.992444.26004837.252015／4／9
1097189陈某甲男汉11933.886168.351033.02915.8420051.092015／4／2
1107190赵某甲男汉6808.114884.650011692.762015／4／10
1117191甘某甲男汉4105.662257.76226.106589.522015／3／16
1127192郭某甲男汉11696.925119.81513.61017330.342015／4／4
1137193陈某甲男汉9645.14843.53730.64015219.272015／3／19
1147194杨某男汉6953.93200.48249.82010404.22015／4／9
1157195张某甲男汉10985.385266.89464.84016717.112015／3／23
1167196杜某甲男汉5991.663018.57252.0409262.272015／4／11
1177197黄某甲女汉70005311.81445.91012757.722015／4／2
1187198陈某男汉6979.143046.8789.87010115.882015／4／10
1197199潘某甲男汉5201.462501.52296.9707999.952015／4／3
1207200唐某甲男汉12678.849567.991042.62023289.452015／3／16
1217201郭某甲男汉6820.024508.64189.93011518.592015／4／5
1227202阳某甲男汉12895.838655.133161.47024712.432015／4／5
1237203刘某甲男汉6808.33715.19650.14011173.632015／4／14
1247204王某甲男汉48607.3123761.362101.27074469.942015／3／17
1257205喻某甲男汉5991.753292.13462.2509746.132015／4／2
1267206李某男汉10697.89684.41859.03021241.242015／4／4
1277231冯某甲男壮5839.853342.77421.7509604.372015／4／3
1287232李某甲男汉58623058.84496.2809417.122015／4／11
1297233吴某甲男汉8973.384296.13190.92013460.432015／4／15
1307234石某甲男汉9853.624768.1205.55014827.272015／4／2
1317235林某甲男汉8961.944527.89378.34013868.172015／4／11
1327236张某甲男汉9959.154553.47237.28014749.92015／4／7
1337237杨某男汉19973.1410931.122377.961101.3734383.592015／4／3
1347238王某男彝5802.852948.2460.9609212.012015／4／10
1357239夏某甲男汉8139.064044.98599.56012783.62015／3／16
1367240郑某男汉78894099.7431.05012419.752015／4／13
1377241王某甲男汉5804.72887.03375.2109066.942015／4／11
1387242邱某男汉13487.796442.17697.75020627.712015／3／22
1397244马某甲男壮91744292.331155.93014622.262015／3／23
1407245张某男汉8759.623967.46199.08012926.162015／3／27
1417246陶某甲男汉59002903.48515.3409318.822015／3／17
1427247方某甲女汉11630.976815.471153.98019600.422015／4／2
1437248陈某甲女汉49716.924423.665322.012649.682112.172015／4／2
1447250陶某甲女汉9628.944861.47210.09014700.52015／4／3
1457252李某女汉23075.2416402.436596.66046074.332015／3／24
1467253王某甲男汉11961.689314.15907.82022183.652015／3／17
1477254张某甲男汉5978.483149.46143.3509271.292015／4／12
1487255李某女汉2134.042519.46786.7705440.272015／3／23
1497256宋某甲男汉6957.793333.81154.98010446.582015／4／13
1507257陈某甲女汉13402.399022.381371.29023796.062015／4／7
1517258何某甲男汉11940.95696.81270.51017908.222015／3／19
1527259刘某女汉9978.044592.84196.49014767.372015／3／22
1537260吴某甲男汉26992.9413273.021087.2041353.162015／4／7
1547261龚某甲男汉17450.277709.710025159.982015／3／17
1557262陈某甲男汉8906.864174.33163.68013244.872015／3／27
1567263向某男土家7943.586701.8675.86015321.242015／3／24
1577264符某甲男汉24911403.95169.1604064.112015／4／11
1587265廖某甲男汉19978.3213635.131327.37947.6135888.432015／3／17
1597266高某甲男汉5966.574623.8435.11011025.482015／3／23
1607267金某女汉6732.775086.97915.57012735.312015／4／5
1617268刘某男汉35314.3618191.544771.38058277.282015／4／12
1627269谢某甲男汉11659.215227.97608.62017495.82015／4／5
1637270林某甲女汉33902.5514161.61740.37048804.532015／4／4
1647271王某甲男汉12904.476457.7524.28019886.452015／4／10
1657272徐某女汉5266.073950.07429.4309645.572015／3／16
1667273石某男汉18057.78628.79354.2027040.692015／4／8
1677274李某甲男汉5291.353286.02982.4609559.832015／3／17
1687275张某甲男汉150007315.08259.54022574.622015／3／24
1697276彭某男汉10038.897417.19868.99018325.072015／4／5
1707277汤某甲男汉159977850.79569.72024417.512015／4／15
1717278闫某甲男汉10966.55246.2443.31016656.012015／4／12
1727279庞某甲男汉10883.445839.951161.05017884.442015／4／3
1737280刘某甲男汉5335.32895.27373.1808603.752015／3／22
1747281肖某甲男汉8670.524135.53191.99012998.042015／4／8
1757282陈某男汉2459.71433.66227.7504121.112015／4／2
1767283杨某甲男汉7238.663706.74112.2011057.62015／4／8
1777284张某甲男汉18311.659599.573187.24031098.462015／4／8
1787285黄某甲男汉11810.076474.23920.81019205.112015／4／2
1797286陈某甲男汉19628.328906.13412.24028946.692015／3／16
1807287夏某男汉9887.487423.01761.18018071.672015／3／23
1817288庞某甲女汉9550.874382.97303.08014236.922015／4／3
1827289黄某甲女汉11213.534909.21179.79016302.532015／4／6
1837290李某甲男汉13569.147194.461037.46021801.062015／4／14
1847291金某甲男汉12320.826200.15566.17019087.142015／3／22
1857292唐某甲男汉6889.463959.352563.7013412.512015／3／16
1867293李某甲男汉132897184.83901.01021374.842015／4／3
1877294涂某甲男汉5014.732014.12007028.852015／3／21
1887295王某男汉9981.315470.16728.68016180.152015／3／18
1897296胡某甲男汉16976.078910.25322.11026208.432015／4／15
1907297肖某甲女汉46592.4126660.623291.99076545.022015／3／22
1917298吴某男汉49731.3124950.041830.74076512.092015／4／10
1927299曹某男汉7982.863822.28157.4011962.542015／3／19
1937300吝某甲男汉7345.293748.69161.05011255.032015／4／11
1947301陈某甲男汉87158.1143379.4211149.24727.88146414.612015／4／2
1957302王某甲男汉5317.233574.49871.3809763.12015／4／6
1967303邝某甲男汉59003062.95500.6409463.592015／4／15
1977304吕某甲男汉2395.311311.58379.0504085.942015／3／16
1987305曾某女汉9979.534800.65204.2014984.382015／4／5
1997306易某甲男汉6972.52975.12819.12010766.742015／3／19
2007307罗某男汉8805.244222.64309.53013337.412015／4／11
2017308吕某甲男汉6766.124885.63683.64012335.392015／4／5
2027309潘某甲男汉88644765.4689.06014318.462015／3／23
2037310陈某甲男汉27837.9415523.212092.13045453.282015／3／24
2047311戚某男汉9900.575179.42745.76015825.752015／3／24
2057312杨某甲女汉16944.8912242.62844.02030031.532015／4／5
2067313刘某甲男汉7958.773997.3347.79012303.862015／4／14
判决书附表2：单位（人民币）：元
序号案号姓名本金利息滞纳金等其他费用合计截止日期诉讼费原告承担被告承担
17053刘某22480.4211321.012954.6136756.042015／4／6718.90718.9
27054卢某6800.933621.27439.0710861.272015／4／571.53071.53
37055陈某甲5914.954265.05463.1410643.142015／4／566.07066.07
47056邓某甲12922.796426.19865.6720214.652015／3／16305.360305.36
57057黄某甲10634.426059.89918.9517613.262015／4／3240.330240.33
67058王某甲7945.44172.47834.4712952.342015／4／5123.80123.8
77059蒋某甲8512.674277.01597.6613387.342015／3／16134.680134.68
87060孙某甲26882.52193782791.6149052.132015／4／151026.301026.3
97061成某甲3509.62329.81247.826087.232015／4／850050
107062魏某甲5482.32748.64213.338444.272015／4／1350050
117063胡某甲8983.474513.47361.4213858.362015／4／12146.450146.45
127064刘某51234795.4309918.432015／4／450050
137065徐某17983.628249.08305.8526538.552015／4／2463.460463.46
147066容某甲20511.5912255.151508.434275.142015／4／13656.870656.87
157067曾某7535.739459.421564.5118559.662015／4／8263.990263.99
167068林某甲8188.183922.65591.4412702.272015／3／24117.550117.55
177069任某甲6942.42890.0109832.412015／4／350050
187070梁某6752.963343.56577.5610674.082015／3／1866.85066.85
197071梁某2070.12979.6119.623169.342015／3／1850050
207072古某甲13979.867932.15967.8922879.92015／3／16371.990371.99
217073苗某甲15335.957311.771493.3524141.072015／4／7403.520403.52
227074赖某甲16882.477778.572293.4226954.462015／3／22473.860473.86
237075刘某甲18831.268592.91317.327741.472015／3／16493.530493.53
247076柴某甲8484.24034.68141.3112660.192015／3／16116.50116.5
257077沈某甲6955.45132.5356.9512444.852015／4／2111.120111.12
267078沈某甲14447.435137.89019585.322015／4／2289.630289.63
277079冯某甲45141.322352.115041.2572534.662015／4／21645.5728.721616.85
287080林某甲23069.8612632.311584.5637286.732015／4／2732.160732.16
297081曾某11352.945446.28207.8117007.032015／4／6225.170225.17
307082彭某甲9857.965200.37620.7415679.072015／3／23191.970191.97
317083钟某甲19946.129968.122270.3232184.562015／4／5633.3221.83611.49
327084漆某甲12925.487681.85953.1121560.442015／4／7339.010339.01
337085郭某甲5802.313180.61361.159344.072015／4／350050
347086李某甲15997.058798.331124.9525920.332015／4／74480448
357087田某甲2661.21347.97156.254165.422015／4／450050
367088潘某甲9898.097541.14649.2818088.512015／3／17252.210','2018-09-19
01:43:26',0,'web',NULL),(2454784,'b538a4d0-ffd7-44ef-a4ee-
bf5c44d7c628','$(function(){$(\"#con_llcs\").html(\"浏览：53次\")});$(function(){var
caseinfo=JSON.stringify({\"文书ID\":\"b538a4d0-ffd7-44ef-a4ee-
bf5c44d7c628\",\"案件名称\":\"叶启东与骆胜均民间借贷纠纷一审民事判决书\",\"案号\":\"（2014）穗荔法民二初字第2439号\",\"审判程序\":\"一审\",\"上传日期\":\"\\\/Date(1441181427000)\\\/\",\"案件类型\":\"2\",\"补正文书\":\"2\",\"法院名称\":\"广州市荔湾区人民法院\",\"法院ID\":\"2139\",\"法院省份\":\"广东\",\"法院地市\":\"广州市\",\"法院区县\":\"荔湾区\",\"法院区域\":\"东中部\",\"文书类型\":null,\"文书全文类型\":null,\"裁判日期\":null,\"结案方式\":null,\"效力层级\":null,\"不公开理由\":null,\"DocContent\":\"\",\"文本首部段落原文\":\"\",\"诉讼参与人信息部分原文\":\"\",\"诉讼记录段原文\":\"原告叶启东诉被告骆胜均民间借贷纠纷一案，本院受理后，依法由审判员李燕清适用简易程序，公开开庭进行了审理。原告叶启东与被告骆胜均到庭参加诉讼。本案现已审理终结\",\"案件基本情况段原文\":\"\",\"裁判要旨段原文\":\"\",\"判决结果段原文\":\"\",\"附加原文\":null,\"文本尾部原文\":\"\"});$(document).attr(\"title\",\"叶启东与骆胜均民间借贷纠纷一审民事判决书\");$(\"#tdSource\").html(\"叶启东与骆胜均民间借贷纠纷一审民事判决书
（2014）穗荔法民二初字第2439号\");$(\"#hidDocID\").val(\"b538a4d0-ffd7-44ef-a4ee-
bf5c44d7c628\");$(\"#hidCaseName\").val(\"叶启东与骆胜均民间借贷纠纷一审民事判决书\");$(\"#hidCaseNumber\").val(\"（2014）穗荔法民二初字第2439号\");$(\"#hidCaseInfo\").val(caseinfo);$(\"#hidCourt\").val(\"广州市荔湾区人民法院\");$(\"#hidCaseType\").val(\"2\");$(\"#HidCourtID\").val(\"2139\");$(\"#hidRequireLogin\").val(\"0\");});$(function(){var
dirData = {Elements: [\"RelateInfo\", \"LegalBase\"],RelateInfo: [{ name:
\"审理法院\", key: \"court\", value: \"广州市荔湾区人民法院\" },{ name: \"案件类型\", key:
\"caseType\", value: \"民事案件\" },{ name: \"案由\", key: \"reason\", value:
\"民间借贷纠纷\" },{ name: \"审理程序\", key: \"trialRound\", value: \"一审\" },{ name:
\"裁判日期\", key: \"trialDate\", value: \"2014-12-19\" },{ name: \"当事人\", key:
\"appellor\", value: \"叶启东,骆胜均\" }],LegalBase:
[{法规名称:\'《中华人民共和国民法通则》\',Items:[{法条名称:\'第九十条\',法条内容:\' 第九十条
合法的借贷关系受法律保护。[ly]\'},{法条名称:\'第一百零八条\',法条内容:\' 第一百零八条
债务应当清偿。暂时无力偿还的，经债权人同意或者人民法院裁决，可以由债务人分期偿还。有能力偿还拒不偿还的，由人民法院判决强制偿还。[ly]\'}]},{法规名称:\'《中华人民共和国合同法》\',Items:[{法条名称:\'第二百零六条\',法条内容:\'
第二百零六条
借款人应当按照约定的期限返还借款。对借款期限没有约定或者约定不明确，依照本法第六十一条的规定仍不能确定的，借款人可以随时返还；贷款人可以催告借款人在合理期限内返还。[ly]\'}]}]};if
($(\"#divTool_Summary\").length > 0) {$(\"#divTool_Summary\").ContentSummary({
data: dirData });}});$(function() {\r\n var jsonHtmlData =
\"{\\\\\"Title\\\\\":\\\\\"叶启东与骆胜均民间借贷纠纷一审民事判决书\\\\\",\\\\\"PubDate\\\\\":\\\\\"2015-09-02\\\\\",\\\\\