广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第4588-4619、4621-4665、4701-4707、4709-4750、4752-4758、4760-4763、4765-4778号原告交通银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路**华能大厦**。负责人郭莽，该分行行长。委托代理人宋国利，广东弘君律师事务所律师。委托代理人庄梦蓝，广东弘君律师事务所律师。被告李某甲等人（被告信息详见附表1）。原告交通银行股份有限公司深圳分行诉被告李某甲等人信用卡纠纷一百五十一案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人庄梦蓝到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费及滞纳金等费用（本金、利息、分期手续费及滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：一、被告李某甲等人应在本判决生效之日起十日内，分别偿还原告交通银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。二、驳回原告交通银行股份有限公司深圳分行的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交），原、被告负担部分详见附表2。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  郭奕好人民陪审员  谭文英人民陪审员  徐鲁峰二〇一五年七月二十九日书 记 员  张乐艺下续附表：判决书附表1：单位（人民币）：元序号案号姓名性别民族本金利息分期手续费滞纳金等其他费用合计截止日期李某甲男汉12031.947720.761023.7520776.452015／3／3李某男汉17733.428730.60666.5327130.552015／2／9何某甲男汉2558.451297.37387.794243.612015／2／15唐某甲男汉161426.8485085.1722222.409200.46277934.872015／2／16余某甲男汉17201.188284.001038.4126523.592015／2／24李某男汉5712.762877.97612.359203.082015／3／2王某甲男汉5989.223137.68417.109544.002015／3／3郑某甲女汉2315.161662.36302.854280.372015／3／3王某女汉11583.266361.82658.0118603.092015／3／7王某甲女汉7419.783588.33419.5711427.682015／2／12程某男汉5903.003347.29596.089846.372015／2／22杨某男哈尼6949.824002.05522.3111474.182015／2／16魏某甲男汉6742.413397.89708.2210848.522015／2／16沈某甲男汉23456.4412967.421115.6537539.512015／2／16黄某甲男汉43404.5725912.072732.635905.4977954.762015／2／17梅某甲男汉41505.1121195.834601.2167302.152015／2／24谢某甲女汉34926.1919760.902358.4957045.582015／2／21吴某甲男汉1490.693420.861072.545984.092015／2／21陈某甲男汉15751.128304.40846.5024902.022015／2／21赖某甲男汉12919.757483.791095.9521499.492015／2／22甘某甲男汉5367.003152.51450.848970.352015／2／22陈某男汉6594.533523.59373.8410491.962015／2／22李某甲男汉19703.4911398.701479.0932581.282015／3／2农某女瑶50295.5725592.279174.1685062.002015／3／5周某甲男汉5930.003239.49412.899582.382015／2／16陈某甲男汉16972.479690.991268.7927932.252015／3／5乔某甲男汉5595.572692.77229.408517.742015／3／3何某甲男汉7960.154559.60559.3513079.102015／3／3陈某甲男汉6353.093194.631866.8711414.592015／3／4章某甲男汉7978.564518.36591.3013088.222015／3／5汪某甲男汉9892.625649.74744.6116286.972015／3／3杨某甲男汉7995.624711.95654.5413362.112015／3／4韦某男壮5964.343521.00487.769973.102015／3／4黄某甲男汉11898.805989.16554.8218442.782015／3／4骆某甲女汉6845.283437.85356.9510640.082015／3／5陈某甲男汉14767.067833.023231.9225832.002015／3／6孔某甲男汉10340.815438.20698.0916477.102015／3／7田某甲男土家7389.204419.88684.4212493.502015／3／7张某甲女土家4869.163542.53634.899046.582015／3／7黄某甲男汉6563.183155.26350.8210069.262015／3／7何某甲女汉19992.0010052.651832.361091.2232968.232015／3／7马某男满29971.9517136.532110.2149218.692015／3／8刘某男汉10979.936122.35763.7517866.032015／3／7汤某甲男汉18889.729490.721228.1129608.552015／3／8何某甲男汉10945.206325.01806.0418076.252015／3／8黄某甲男汉3165.032140.17325.695630.892015／3／8陈某甲男汉6965.653655.96312.4810934.092015／3／8余某男汉9940.975681.29741.6616363.922015／3／8赵某男汉9958.805202.22685.7515846.772015／3／8姚某男侗5939.003350.24493.969783.202015／3／8张某男汉2700.003999.68332.257031.932015／2／22刘某甲男汉5766.045838.042747.7314351.812015／3／8李某男汉11686.065020.0516706.112015／2／18杨某甲女汉9850.005536.53632.6216019.152015／2／12卢某甲女汉8004.404375.69451.0612831.152015／2／12庄某甲男汉6961.433827.52363.8311152.782015／2／12李某甲男瑶7840.004299.20478.8312618.032015／2／12张某甲男满3751.482209.18197.276157.932015／2／12易某甲男汉5410.003165.64699.699275.332015／2／12梁某甲女壮7768.804301.43665.4312735.662015／2／12王某甲男汉11936.266554.66775.2519266.172015／2／13王某甲男汉24674.6713517.585041.0443233.292015／2／13林某男汉17977.249897.69753.6228628.552015／2／13邵某甲男汉9980.005248.30212.3715440.672015／2／12方某甲男汉13756.397060.102965.6123782.102015／2／15黄某男汉8685.584554.81513.5113753.902015／2／16孙某男汉11961.206429.37480.4318871.002015／2／16陈某甲男穿青人7863.944272.491338.4413474.872015／2／16刘某甲男汉5923.603299.66504.909728.162015／2／16尧某甲男汉5688.702834.56367.928891.182015／2／16刘某男汉12980.387304.31867.8721152.562015／2／16陈某男汉685.922734.92399.353820.192015／2／16彭某男汉5871.083368.49442.429681.992015／2／17高某甲男汉3634.112308.91336.706279.722015／2／17贺某甲男汉5115.223700.00287.889103.102015／2／16胡某男汉2027.671158.07453.673639.412015／2／17胡某男汉4614.132494.50898.138006.762015／2／17周某甲男汉5998.003254.84544.939797.772015／3／8任某甲男汉7767.544282.68584.0012634.222015／2／19王某男汉7715.824199.121099.9113014.852015／2／19杨某甲男汉5143.973518.73467.679130.372015／2／19黄某甲女汉6853.003755.97532.1611141.132015／2／12王某甲女汉7412.485783.10554.8313750.412015／2／21王某男汉9974.045487.09586.7616047.892015／2／22李某甲男汉23863.9012943.471285.9538093.322015／2／22徐某甲女汉12950.007318.56839.9021108.462015／2／22刘某甲男汉5931.893316.76418.449667.092015／2／22邱某男汉19977.8211238.292029.5233245.632015／2／22杨某男汉21958.7012385.501473.5235817.722015／2／22袁某甲男汉12858.406522.40762.6920143.492015／2／22薛某甲男汉2479.003581.26350.226410.482015／2／22韦某甲男汉6828.373733.96382.4910944.822015／2／24陈某男汉2779.021371.0781.904231.992015／2／24陈某男汉5355.662610.22214.538180.412015／2／24吕某甲男汉14956.498227.592622.6225806.702015／2／24陈某甲男汉5522.803008.16798.169329.122015／2／24杨某男汉5165.142981.64448.508595.282015／3／2曹某甲男汉5981.943149.40477.369608.702015／2／12林某甲女汉23503.9912856.431454.8837815.302015／3／2杨某甲男汉69152.4233897.9410708.265647.59119406.212015／3／2沈某甲男汉6910.383641.491194.6911746.562015／3／2张某甲男汉13814.077564.26941.0722319.402015／3／2林某甲男汉18766.9610710.922119.7631597.642015／3／2王某男汉9991.545317.391626.9816935.912015／3／2万某男汉10759.936165.43805.3917730.752015／3／2邓某甲男汉3748.892088.47339.536176.892015／3／2冯某甲男汉31602.8417266.96664.9549534.752015／3／2陈某甲男汉9429.805332.22648.5915410.612015／3／2罗某甲男汉11970.276555.01788.5519313.832015／3／2周某男汉9999.635444.481407.8616851.972015／3／2陶某男汉5908.143161.66410.219480.012015／3／3罗某甲男汉7889.823963.21412.4512265.482015／3／3常某甲男汉24646.1312403.35901.2337950.712015／3／3周某甲男汉5964.553267.23265.789497.562015／3／3李某甲男汉9652.205640.37750.3116042.882015／3／3方某男汉7155.244042.14183.4711380.852015／3／3徐某甲男汉5656.283740.352809.8512206.482015／3／3白某男汉9971.585618.72626.0116216.312015／3／3庞某甲男汉5866.413486.29522.529875.222015／3／3陈某甲男汉5961.643267.12254.479483.232015／3／3龚某甲男汉21868.4010992.891309.8734171.162015／3／4蔡某甲男汉11842.036245.71625.4318713.172015／3／4申某男汉11948.626521.39480.5918950.602015／3／4王某甲男汉8950.505031.08621.4814603.062015／3／4王某甲男汉6050.533439.67313.069803.262015／3／4王某甲男汉5143.793065.51469.918679.212015／3／4王某男汉5998.513325.42471.699795.622015／3／4吴某甲男汉21189.6510159.201269.1532618.002015／3／4张某男汉9999.785482.70407.8615890.342015／3／7栗某男汉23587.3613541.131610.3638738.852015／3／5邹某甲男汉11985.046553.74869.1919407.972015／3／5柯某甲女汉23847.6513206.981722.0138776.642015／3／5沈某甲男汉5575.862675.83955.319207.002015／3／5朱某甲男汉8877.944900.66629.5214408.122015／3／5肖某甲男汉15832.527816.983776.8927426.392015／3／5龚某甲男汉22164.9412062.353115.6837342.972015／3／5屈某甲男汉44318.0322326.175793.264509.0876946.542015／3／5张某甲男汉13250.706702.622958.8022912.122015／3／6薛某甲男汉8919.544514.431887.3215321.292015／3／6林某甲男汉9775.685268.131575.6416619.452015／3／6陈某甲女汉30927.3815958.782816.413173.6452876.212015／3／6黄某甲男布依5585.503062.78463.539111.812015／3／6谭某甲男汉9953.505457.53744.8616155.892015／3／6伍某甲男汉22850.3610979.411955.3335785.102015／3／7莫某甲男汉18970.6510975.901642.3131588.862015／3／7张某甲女汉6900.003899.01505.6511304.662015／3／7董某男汉8471.294385.491296.6114153.392015／3／7朱某甲男汉5426.112609.84327.668363.612015／3／7李某甲男汉9979.855462.68720.0716162.602015／3／7王某甲男汉13420.277134.26908.5221463.052015／3／7刘某甲男汉11602.698169.13929.4320701.252015／3／7判决书附表2：单位（人民币）：元序号案号姓名本金利息滞纳金等其他费用合计截止日期诉讼费原告承担被告承担李某甲12031.947720.761023.7520776.452015／3／3319.41319.41李某17733.428730.60666.5327130.552015／2／9478.26478.26何某甲2558.451297.37387.794243.612015／2／15唐某甲161426.8485085.179200.46255712.472015／2／165469.02437.285031.74余某甲17201.188284.001038.4126523.592015／2／24463.08463.08李某5712.762877.97612.359203.082015／3／2王某甲5989.223137.68417.109544.002015／3／3郑某甲2315.161662.36302.854280.372015／3／3王某11583.266361.82658.0118603.092015／3／7265.07265.07王某甲7419.783588.33419.5711427.682015／2／12程某5903.003347.29596.089846.372015／2／22杨某6949.824002.05522.3111474.182015／2／16魏某甲6742.413397.89708.2210848.522015／2／16沈某甲23456.4412967.421115.6537539.512015／2／16738.48738.48黄某甲43404.5725912.075905.4975222.132015／2／171748.861687.55梅某甲41505.1121195.834601.2167302.152015／2／241482.551482.55谢某甲34926.1919760.902358.4957045.582015／2／211226.131226.13吴某甲1490.693420.861072.545984.092015／2／21陈某甲15751.128304.40846.5024902.022015／2／21422.55422.55赖某甲12919.757483.791095.9521499.492015／2／22337.48337.48甘某甲5367.003152.51450.848970.352015／2／22陈某6594.533523.59373.8410491.962015／2／22李某甲19703.4911398.701479.0932581.282015／3／2614.53614.53农某50295.5725592.279174.1685062.002015／3／51926.551926.55周某甲5930.003239.49412.899582.382015／2／16陈某甲16972.479690.991268.7927932.252015／3／5乔某甲5595.572692.77229.408517.742015／3／3何某甲7960.154559.60559.3513079.102015／3／3126.97126.97陈某甲6353.093194.631866.8711414.592015／3／4章某甲7978.564518.36591.3013088.222015／3／5汪某甲9892.625649.74744.6116286.972015／3／3207.17207.17杨某甲7995.624711.95654.5413362.112015／3／4134.05134.05韦某5964.343521.00487.769973.102015／3／4黄某甲11898.805989.16554.8218442.782015／3／4261.06261.06骆某甲6845.283437.85356.9510640.082015／3／5陈某甲14767.067833.023231.9225832.002015／3／6孔某甲10340.815438.20698.0916477.102015／3／7211.92211.92田某甲7389.204419.88684.4212493.502015／3／7112.33112.33张某甲4869.163542.53634.899046.582015／3／7黄某甲6563.183155.26350.8210069.262015／3／7何某甲19992.0010052.651091.2231135.872015／3／7马某29971.9517136.532110.2149218.692015／3／81030.461030.46刘某10979.936122.35763.7517866.032015／3／7246.65246.65汤某甲18889.729490.721228.1129608.552015／3／8540.21540.21何某甲10945.206325.01806.0418076.252015／3／8黄某甲3165.032140.17325.695630.892015／3／8陈某甲6965.653655.96312.4810934.092015／3／8余某9940.975681.29741.6616363.922015／3／8209.09209.09赵某9958.805202.22685.7515846.772015／3／8196.16196.16姚某5939.003350.24493.969783.202015／3／8张某2700.003999.68332.257031.932015／2／22刘某甲5766.045838.042747.7314351.812015／3／8158.79158.79李某11686.065020.0516706.112015／2／18217.65217.65杨某甲9850.005536.53632.6216019.152015／2／12200.47200.47卢某甲8004.404375.69451.0612831.152015／2／12120.77120.77庄某甲6961.433827.52363.8311152.782015／2／12李某甲7840.004299.20478.8312618.032015／2／12115.45115.45张某甲3751.482209.18197.276157.932015／2／12易某甲5410.003165.64699.699275.332015／2／12梁某甲7768.804301.43665.4312735.662015／2／12118.39118.39王某甲11936.266554.66775.2519266.172015／2／13281.65281.65王某甲24674.6713517.585041.0443233.292015／2／13880.83880.83林某17977.249897.69753.6228628.552015／2／13515.71515.71邵某甲9980.005248.30212.3715440.672015／2／12186.01186.01方某甲13756.397060.102965.6123782.102015／2／15394.55394.55黄某8685.584554.81513.5113753.902015／2／16143.84143.84孙某11961.206429.37480.4318871.002015／2／16271.77271.77陈某甲7863.944272.491338.4413474.872015／2／16136.87136.87刘某甲5923.603299.66504.909728.162015／2／16尧某甲5688.702834.56367.928891.182015／2／16刘某12980.387304.31867.8721152.562015／2／16328.81328.81陈某685.922734.92399.353820.192015／2／16彭某5871.083368.49442.429681.992015／2／17高某甲3634.112308.91336.706279.722015／2／17贺某甲5115.223700.00287.889103.102015／2／16胡某2027.671158.07453.673639.412015／2／17胡某4614.132494.50898.138006.762015／2／17周某甲5998.003254.84544.939797.772015／3／8任某甲7767.544282.68584.0012634.222015／2／19115.85115.85王某7715.824199.121099.9113014.852015／2／19125.37125.37杨某甲5143.973518.73467.679130.372015／2／19黄某甲6853.003755.97532.1611141.132015／2／12王某甲7412.485783.10554.8313750.412015／2／21143.76143.76王某9974.045487.09586.7616047.892015／2／22201.19201.19李某甲23863.9012943.471285.9538093.322015／2／22752.33752.33徐某甲12950.007318.56839.9021108.462015／2／22327.71327.71刘某甲5931.893316.76418.449667.092015／2／22邱某19977.8211238.292029.5233245.632015／2／22631.14631.14杨某21958.7012385.501473.5235817.722015／2／22695.44695.44袁某甲12858.406522.40762.6920143.492015／2／22303.58303.58薛某甲2479.003581.26350.226410.482015／2／22韦某甲6828.373733.96382.4910944.822015／2／24陈某2779.021371.0781.904231.992015／2／24陈某5355.662610.22214.538180.412015／2／24吕某甲14956.498227.592622.6225806.702015／2／24445.16445.16陈某甲5522.803008.16798.169329.122015／2／24杨某5165.142981.64448.508595.282015／3／2曹某甲5981.943149.40477.369608.702015／2／12林某甲23503.9912856.431454.8837815.302015／3／2745.38745.38杨某甲69152.4233897.945647.59108697.952015／3／22688.12241.072447.05沈某甲6910.383641.491194.6911746.562015／3／2张某甲13814.077564.26941.0722319.402015／3／2357.98357.98林某甲18766.9610710.922119.7631597.642015／3／2589.94589.94王某9991.545317.391626.9816935.912015／3／2223.39223.39万某10759.936165.43805.3917730.752015／3／2243.26243.26邓某甲3748.892088.47339.536176.892015／3／2冯某甲31602.8417266.96664.9549534.752015／3／21038.361038.36陈某甲9429.805332.22648.5915410.612015／3／2185.26185.26罗某甲11970.276555.01788.5519313.832015／3／2282.84282.84周某9999.635444.481407.8616851.972015／3／2221.29221.29陶某5908.143161.66410.219480.012015／3／3罗某甲7889.823963.21412.4512265.482015／3／3106.63106.63常某甲24646.1312403.35901.2337950.712015／3／3748.76748.76周某甲5964.553267.23265.789497.562015／3／3李某甲9652.205640.37750.3116042.882015／3／3201.07201.07方某7155.244042.14183.4711380.852015／3／3徐某甲5656.283740.352809.8512206.482015／3／3105.16105.16白某9971.585618.72626.0116216.312015／3／3庞某甲5866.413486.29522.529875.222015／3／3陈某甲5961.643267.12254.479483.232015／3／3龚某甲21868.4010992.891309.8734171.162015／3／4654.27654.27蔡某甲11842.036245.71625.4318713.172015／3／4267.82267.82申某11948.626521.39480.5918950.602015／3／4273.76273.76王某甲8950.505031.08621.4814603.062015／3／4165.07165.07王某甲6050.533439.67313.069803.262015／3／4王某甲5143.793065.51469.918679.212015／3／4王某5998.513325.42471.699795.622015／3／4吴某甲21189.6510159.201269.1532618.002015／3／4615.45615.45张某9999.785482.70407.8615890.342015／3／7197.25197.25栗某23587.3613541.131610.3638738.852015／3／5768.47768.47邹某甲11985.046553.74869.1919407.972015／3／5285.19285.19柯某甲23847.6513206.981722.0138776.642015／3／5769.41769.41沈某甲5575.862675.83955.319207.002015／3／5朱某甲8877.944900.66629.5214408.122015／3／5肖某甲15832.527816.983776.8927426.392015／3／5485.65485.65龚某甲22164.9412062.353115.6837342.972015／3／5733.57733.57屈某甲44318.0322326.174509.0871153.282015／3／51723.66129.781593.88张某甲13250.706702.622958.8022912.122015／3／6薛某甲8919.544514.431887.3215321.292015／3／6183.03183.03林某甲9775.685268.131575.6416619.452015／3／6215.48215.48陈某甲30927.3815958.783173.6450059.802015／3／61121.91062.14黄某甲5585.503062.78463.539111.812015／3／6谭某甲9953.505457.53744.8616155.892015／3／6203.89203.89伍某甲22850.3610979.411955.3335785.102015／3／7694.62694.62莫某甲18970.6510975.901642.3131588.862015／3／7589.72589.72张某甲6900.003899.01505.6511304.662015／3／7董某8471.294385.491296.6114153.392015／3／7153.83153.83朱某甲5426.112609.84327.668363.612015／3／7李某甲9979.855462.68720.0716162.602015／3／7204.06204.06王某甲13420.277134.26908.5221463.052015／3／7336.57336.57刘某甲11602.698169.13929.4320701.252015／3／7317.53317.53备注：利息收费标准为日息万分之五，按月计收复利；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币10元或美元1元。