广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第177-179、181-185、187-200、202-213、215-219、222-226、228-229、231-232、234-238、240-253、255、257-258、261-263、267-288、290-294、296-336、342、350-351号原告交通银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路**华能大厦**，组织机构代码45576985-2。负责人郭莽，该分行行长。委托代理人宋国利，广东弘君律师事务所律师。委托代理人庄梦蓝，广东弘君律师事务所实习律师。被告康某甲等人（被告信息详见附表1）。原告交通银行股份有限公司深圳分行诉被告康某甲等人信用卡纠纷一百四十四案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人宋国利、庄梦蓝到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费及滞纳金等费用（本金、利息、分期手续费及滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：一、被告康某甲等人应在本判决生效之日起十日内，分别偿还原告交通银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。二、驳回原告交通银行股份有限公司深圳分行的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交），原、被告负担部分详见附表2。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长  郭奕好人民陪审员  谭文英人民陪审员  丁晓晨二〇一五年四月八日书 记 员  张乐艺下续附表：判决书附表1：单位（人民币）：元序号案号姓名性别民族本金利息滞纳金、超限费等费用分期手续费合计截止日期康某甲男汉4862.483021.16399.638283.272014-8-18冯某男汉2268.96689.83375.968154.752014-8-3李某甲男汉4401.123442.69317.438161.242014-8-6肖某男汉5005.872676.11408.388090.362014-8-4吴某甲男汉4247.883093.07827.568168.512014-8-17吴某甲男汉5727.071988.45148.327863.842014-8-4刘某甲男汉5479.292203.25381.988064.522014-8-22吴某甲男汉5256.942350.55343.197950.682014-8-7张某甲女汉5072.731945.94880.067898.732014-8-4陈某甲男汉4572.582967.69356.767897.032014-8-5黄某男汉4874.312787.31231.137892.752014-8-5计某甲男汉2963.34030.04874.577867.912014-8-9周某女汉4951.622722.83310.017984.462014-8-24宋某男汉4515.652494.1951.887961.632014-8-22温某甲男汉2208.76359.677968.432014-8-16赵某甲男汉5210.342473.55220.897904.782014-8-15成某甲男汉3393.443595.86787.217776.512014-8-3吴某甲男汉4475.162883.48395.977754.612014-8-9严某甲男汉4871.162447.54406.587725.282014-8-5茆某男汉5065.652312.11439.987817.742014-9-2陈某甲男汉5324.252057.14309.237690.622014-8-7林某甲女汉4707.372587.46348.237643.062014-8-5王某男汉3392.33409.78785.997588.072014-8-6刘某甲男汉5070.72346.77276.647694.112014-8-24姚某男汉4865.142434.57378.027677.732014-8-18陈某甲男汉4584.342893.61133.767611.712014-9-2张某甲女汉2670.887492.842014-8-4麦某甲男汉3434.533323.74806.147564.412014-8-18谢某甲男仡佬5254.512142.557425.432014-8-3陈某甲男汉4515.632582.94387.217485.782014-8-17文某男汉5014.91957.04385.287357.222014-8-3王某男汉5198.462272.867471.322014-8-18严某甲男汉4999.081992.28352.997344.352014-8-6李某甲男汉4478.112543.38354.627376.112014-8-16黎某男汉5074.172232.747306.912014-8-24刘某男汉5042.741782.71251.767077.212014-8-6薛某甲男汉4637.622544.827182.442014-8-19郝某甲男汉3451.683082.35457.876991.92014-8-4杨某甲男汉5066.271939.627005.892014-8-24刘某男汉3917.652434.38184.756536.782014-8-11陈某甲女汉4094.232331.186549.612014-9-2王某男汉3933.82187.39381.156502.342014-9-2李某甲女汉3975.052133.07377.216485.332014-8-18王某男汉4245.681990.976236.652014-8-4薛某甲男汉4025.112174.746199.852014-8-19王某甲男汉3653.461756.41637.766047.632014-9-2钟某甲男汉1863.915874.212014-8-3宗某甲男汉3828.381429.76218.655476.792014-8-3刘某男汉2996.441768.12505.415269.972014-8-3沈某甲男汉3472.891598.11171.425242.422014-8-10刘某甲女汉3218.741917.23151.585287.552014-8-19丁某女汉2967.521869.84142.824980.182014-8-4常某甲男汉2940.711755.34221.274917.322014-8-4丁某女汉2907.661781.95123.624813.232014-8-4李某甲男汉2928.561673.68212.914815.152014-8-23王某甲男汉2776.811450.96430.624658.392014-8-14廖某甲男汉2978.61429.11238.254645.962014-8-17钟某甲男汉2805.911419.14162.884387.932014-8-5吴某甲男汉2911.451268.24267.174446.862014-8-17张某甲男汉2406.991768.97196.154372.112014-8-7何某甲男汉411.284315.582014-8-13薛某男汉2194.821876.364071.182014-8-23梁某甲男壮2571.31178.043910.642014-8-7陶某甲男汉2419.381304.743901.622014-8-24黄某甲男汉2461.181135.15219.743816.072014-8-7白某男汉1788.51667.45379.563835.512014-8-15林某甲男汉2313.151325.85142.023781.022014-8-21张某甲男壮1973.391259.6166.933399.922014-8-6周某男汉2118.791020.04140.933279.762014-8-4汤某甲男汉1856.971059.533006.812014-8-24赵某男汉1237.09795.74185.442218.272014-9-2谢某甲男仡佬739.04137.012136.052014-8-3孙某甲男汉1827.35227.122125.062014-8-23王某甲女汉5181.455151.81356.2311689.482014-10-18邓某甲男汉6997.983672.14510.882014-10-3钟某甲男汉8953.24411.54425.2913790.032014-10-12李某甲男汉6796.323300.681079.4711176.472014-10-2张某甲男汉10212.58821.5230932.12014-10-3曾某甲男汉8937.84486.37403.6713827.842014-10-3陈某甲男汉5957.322999.229255.442014-10-6彭某甲男布依19928.8510028.581203.7331161.162014-10-6刘某甲男汉10688.345658.61869.8617216.812014-10-6聂某男汉15958.758036.971105.5825101.32014-10-6龚某甲男汉16585.238772.631216.5926574.452014-10-6李某甲男汉5733.85721.7317455.582014-10-7赵某甲男汉15273.27743.361006.0524022.612014-10-7柳某甲女汉15703.247886.991362.825644.232014-10-7康某男汉19654.99005.631029.8129690.342014-10-7段某甲男汉1994.74214.786102.522014-10-8江某甲男汉10720.375695.29821.1717236.832014-10-8付某甲男满10646.97655.8616840.832014-10-8单某甲男汉5902.582956.48461.399320.452014-10-9宋某甲男汉14932.527518.97648.8123100.32014-10-9潘某甲男苗6743.464296.37722.2911762.122014-10-9齐某甲女汉10991.725166.311205.72647.9218011.672014-10-10蔡某甲男汉8522.961920.64898.6428322.242014-10-11何某甲男汉8973.794513.65625.2514112.692014-10-11刘某男汉5707.42872.3381.038960.732014-10-11张某女汉8312.483850.33248.815411.582014-10-12黄某甲男汉7311.723804.6911659.212014-10-12陈某甲女汉11957.96018.59504.5318481.022014-10-14黄某甲男汉14963.737537.04630.9523131.722014-10-15董某甲男汉12780.446971.071653.1821404.692014-10-16杨某女汉3977.092001.83319.566298.482014-10-16钟某甲男汉14967.287525.75604.4323097.462014-10-16丁某甲男汉19235.8410113.441463.8830813.162014-10-17李某甲男汉15469.527197.11894.0625057.482014-10-17张某女汉6797.913419.83533.9610751.72014-10-18周某甲男汉8101.954343.92784.8713230.742014-10-19罗某甲男苗10975.245291.68561.2316828.152014-10-19刘某男汉2484.731284.96544.294313.982014-10-21张某甲男汉15025.657414.91781.4423632.42014-10-21崔某甲男汉12928.277158.49712.5620799.322014-10-21冯某男汉5476.763972.94442.599892.292014-10-8周某甲男汉11734.136190.8492.0218416.952014-10-23廖某甲男汉5934.822853.05295.149083.012014-10-2柏某男汉7452.043414.48177.8811044.42014-10-2周某甲男汉9967.534793.7715135.52014-10-2黄某甲男汉19341.288391.61786.551453.8529973.292014-10-2刘某男汉2924.97268.369098.332014-10-3郭某甲男汉6863.23394.71254.3710512.282014-10-3黄某甲男汉5568.52684.598528.792014-10-3陈某甲男汉18581.429392.89751.0128725.322014-10-3温某甲男汉6442.833207.04275.539925.42014-10-3贺某甲男汉7988.443807.7212099.762014-10-4吴某甲女汉17621.188848.2696.0927165.472014-10-4范某甲男汉10978.65274.63463.7816717.012014-10-4肖某甲男汉5120.522467.77206.317794.62014-10-4胡某甲男汉7991.753978.2309.1512279.12014-10-5陈某甲男汉9218.394602.85406.0814227.322014-10-5陈某甲男汉9352.414010.51271.581610.2515244.752014-10-5艾某甲男汉6855.393292.9410418.032014-10-5梁某甲男汉6841.782887.28293.4810022.542014-10-5潘某甲男壮10959.45497.81572.5117029.722014-10-6杜某男汉7833.333575.05241.8511650.232014-10-7余某甲男汉7933.013849.29271.6212053.922014-10-12凌某甲女壮10901.15087.16490.35794.8817273.492014-10-12张某甲男汉11421.435553.04421.1517395.622014-10-15刘某甲男汉5999.72957.01213.999170.72014-10-16王某甲男汉7381.313549.49329.0911259.892014-10-17朱某甲男汉8129.85940.33574.3814644.512014-10-17郑某甲男苗26990.95470.9632511.862014-10-23曾某甲女瑶10105.21356.9511462.152014-10-3洪某男汉41456.355347.292340.323255.1152399.072014-10-5判决书附表2：单位（人民币）：元序号案号姓名本金利息滞纳金、超限费等费用合计截止日期诉讼费原告承担被告承担康某甲4862.483021.16399.638283.272014-8-18冯某2268.96689.837778.792014-8-3李某甲4401.123442.69317.438161.242014-8-6肖某5005.872676.11408.388090.362014-8-4吴某甲4247.883093.07827.568168.512014-8-17吴某甲5727.071988.45148.327863.842014-8-4刘某甲5479.292203.25381.988064.522014-8-22吴某甲5256.942350.55343.197950.682014-8-7张某甲5072.731945.94880.067898.732014-8-4陈某甲4572.582967.69356.767897.032014-8-5黄某4874.312787.31231.137892.752014-8-5计某甲2963.34030.04874.577867.912014-8-9周某4951.622722.83310.017984.462014-8-24宋某4515.652494.1951.887961.632014-8-22温某甲2208.76359.677968.432014-8-16赵某甲5210.342473.55220.897904.782014-8-15成某甲3393.443595.86787.217776.512014-8-3吴某甲4475.162883.48395.977754.612014-8-9严某甲4871.162447.54406.587725.282014-8-5茆某5065.652312.11439.987817.742014-9-2陈某甲5324.252057.14309.237690.622014-8-7林某甲4707.372587.46348.237643.062014-8-5王某3392.33409.78785.997588.072014-8-6刘某甲5070.72346.77276.647694.112014-8-24姚某4865.142434.57378.027677.732014-8-18陈某甲4584.342893.61133.767611.712014-9-2张某甲2670.887492.842014-8-4麦某甲3434.533323.74806.147564.412014-8-18谢某甲5254.512142.557425.432014-8-3陈某甲4515.632582.94387.217485.782014-8-17文某5014.91957.04385.287357.222014-8-3王某5198.462272.867471.322014-8-18严某甲4999.081992.28352.997344.352014-8-6李某甲4478.112543.38354.627376.112014-8-16黎某5074.172232.747306.912014-8-24刘某5042.741782.71251.767077.212014-8-6薛某甲4637.622544.827182.442014-8-19郝某甲3451.683082.35457.876991.92014-8-4杨某甲5066.271939.627005.892014-8-24刘某3917.652434.38184.756536.782014-8-11陈某甲4094.232331.186549.612014-9-2王某3933.82187.39381.156502.342014-9-2李某甲3975.052133.07377.216485.332014-8-18王某4245.681990.976236.652014-8-4薛某甲4025.112174.746199.852014-8-19王某甲3653.461756.41637.766047.632014-9-2钟某甲1863.915874.212014-8-3宗某甲3828.381429.76218.655476.792014-8-3刘某2996.441768.12505.415269.972014-8-3沈某甲3472.891598.11171.425242.422014-8-10刘某甲3218.741917.23151.585287.552014-8-19丁某2967.521869.84142.824980.182014-8-4常某甲2940.711755.34221.274917.322014-8-4丁某2907.661781.95123.624813.232014-8-4李某甲2928.561673.68212.914815.152014-8-23王某甲2776.811450.96430.624658.392014-8-14廖某甲2978.61429.11238.254645.962014-8-17钟某甲2805.911419.14162.884387.932014-8-5吴某甲2911.451268.24267.174446.862014-8-17张某甲2406.991768.97196.154372.112014-8-7何某甲411.284315.582014-8-13薛某2194.821876.364071.182014-8-23梁某甲2571.31178.043910.642014-8-7陶某甲2419.381304.743901.622014-8-24黄某甲2461.181135.15219.743816.072014-8-7白某1788.51667.45379.563835.512014-8-15林某甲2313.151325.85142.023781.022014-8-21张某甲1973.391259.6166.933399.922014-8-6周某2118.791020.04140.933279.762014-8-4汤某甲1856.971059.533006.812014-8-24赵某1237.09795.74185.442218.272014-9-2谢某甲739.04137.012136.052014-8-3孙某甲1827.35227.122125.062014-8-23王某甲5181.455151.81356.2311689.482014-10-18邓某甲6997.983672.14510.882014-10-3钟某甲8953.24411.54425.2913790.032014-10-12144.75144.75李某甲6796.323300.681079.4711176.472014-10-2张某甲10212.58821.5230932.12014-10-3曾某甲8937.84486.37403.6713827.842014-10-3145.69145.69陈某甲5957.322999.229255.442014-10-6彭某甲19928.8510028.581203.7331161.162014-10-6579.02579.02刘某甲10688.345658.61869.8617216.812014-10-6230.42230.42聂某15958.758036.971105.5825101.32014-10-6427.53427.53龚某甲16585.238772.631216.5926574.452014-10-6464.36464.36李某甲5733.85721.7317455.582014-10-7236.38236.38赵某甲15273.27743.361006.0524022.612014-10-7400.56400.56柳某甲15703.247886.991362.824953.032014-10-7康某19654.99005.631029.8129690.342014-10-7542.25542.25段某甲1994.74214.786102.522014-10-8江某甲10720.375695.29821.1717236.832014-10-8230.92230.92付某甲10646.97655.8616840.832014-10-8221.02221.02单某甲5902.582956.48461.399320.452014-10-9宋某甲14932.527518.97648.8123100.32014-10-9潘某甲6743.464296.37722.2911762.122014-10-9齐某甲10991.725166.311205.7217363.752014-10-10250.29241.29蔡某甲8522.961920.6427423.62014-10-11508.05491.05何某甲8973.794513.65625.2514112.692014-10-11152.81152.81刘某5707.42872.3381.038960.732014-10-11张某8312.483850.33248.815411.582014-10-12185.28185.28黄某甲7311.723804.6911659.212014-10-12陈某甲11957.96018.59504.5318481.022014-10-14262.02262.02黄某甲14963.737537.04630.9523131.722014-10-15378.29378.29董某甲12780.446971.071653.1821404.692014-10-16335.11335.11杨某3977.092001.83319.566298.482014-10-16钟某甲14967.287525.75604.4323097.462014-10-16377.43377.43丁某甲19235.8410113.441463.8830813.162014-10-17570.32570.32李某甲15469.527197.11894.0624560.682014-10-17426.43417.43张某6797.913419.83533.9610751.72014-10-18周某甲8101.954343.92784.8713230.742014-10-19130.76130.76罗某甲10975.245291.68561.2316828.152014-10-19刘某2484.731284.96544.294313.982014-10-21张某甲15025.657414.91781.442014-10-21390.81383.81崔某甲12928.277158.49712.5620799.322014-10-21319.98319.98冯某5476.763972.94442.599892.292014-10-8周某甲11734.136190.8492.0218416.952014-10-23260.42260.42廖某甲5934.822853.05295.149083.012014-10-2柏某7452.043414.48177.8811044.42014-10-2周某甲9967.534793.7715135.52014-10-2178.38178.38黄某甲19341.288391.61786.5528519.442014-10-2549.33522.33刘某2924.97268.369098.332014-10-3郭某甲6863.23394.71254.3710512.282014-10-3黄某甲5568.52684.598528.792014-10-3陈某甲18581.429392.89751.0128725.322014-10-3518.13518.13温某甲6442.833207.04275.539925.42014-10-3贺某甲7988.443807.7212099.762014-10-4102.49102.49吴某甲17621.188848.2696.0927165.472014-10-4479.13479.13范某甲10978.65274.63463.7816717.012014-10-4217.92217.92肖某甲5120.522467.77206.317794.62014-10-4胡某甲7991.753978.2309.1512279.12014-10-5106.97106.97陈某甲9218.394602.85406.0814227.322014-10-5155.68155.68陈某甲9352.414010.51271.5813634.52014-10-5181.11161.11艾某甲6855.393292.9410418.032014-10-5梁某甲6841.782887.28293.4810022.542014-10-5潘某甲10959.45497.81572.5117029.722014-10-6225.74225.74杜某7833.333575.05241.8511650.232014-10-7余某甲7933.013849.29271.6212053.922014-10-12101.34101.34凌某甲10901.15087.16490.3516478.612014-10-12231.83220.83张某甲11421.435553.04421.1517395.622014-10-15234.89234.89刘某甲5999.72957.01213.999170.72014-10-16王某甲7381.313549.49329.0911259.892014-10-17朱某甲8129.85940.33574.3814644.512014-10-17166.11166.11郑某甲26990.95470.9632511.862014-10-23612.79612.79曾某甲10105.21356.9511462.152014-10-3洪某41456.355347.292340.3249143.962014-10-51109.971040.97备注：利息收费标准为日息万分之五，按月计收复利；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币10元或美元1元。